Renasant Bank Mortgage Lending & HMDA Data, 2010

In 2010, Renasant Bank of Johns Creek, GA reported 5,353 mortgage applications totaling $758.8 million, down 22% from 2009. The average application was for $141,751, and applicants reported an average income of $85,451. 58% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Birmingham-Hoover, AL (423), Memphis, TN-MS-AR (380) and Huntsville, AL (351) (applications in parentheses).

Mortgage Company & Address Renasant Bank

Johns Creek, GA 30097
Tel #: available with data download
Federal Regulator * available with data download
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Total Number of Mortgage Applications 5,353
Total Mortgage Loan Application Amount $758,796,000
Average Mortgage Loan Application Amount $141,751
Highest Mortgage Loan Application Amount $3,203,000
Average Applicant Income $85,451
Highest Applicant Income $4,793,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Renasant Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Renasant Bank by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Lee, Mississippi 409 $ 47,727,000 $ 116,691 $ 75,000
Madison, Alabama 314 $ 68,998,000 $ 219,738 $ 109,000
Shelby, Tennessee 236 $ 44,722,000 $ 189,500 $ 143,000
Davidson, Tennessee 198 $ 45,037,000 $ 227,459 $ 122,000
Jefferson, Alabama 184 $ 36,290,000 $ 197,228 $ 105,000
Monroe, Mississippi 182 $ 14,000,000 $ 76,923 $ 71,000
Morgan, Alabama 172 $ 24,174,000 $ 140,546 $ 81,000
Grenada, Mississippi 142 $ 9,418,000 $ 66,323 $ 67,000
Pontotoc, Mississippi 142 $ 7,578,000 $ 53,366 $ 79,000
Winston, Mississippi 135 $ 7,818,000 $ 57,911 $ 64,000
Etowah, Alabama 130 $ 20,638,000 $ 158,753 $ 74,000
DeSoto, Mississippi 120 $ 16,422,000 $ 136,850 $ 62,000
Shelby, Alabama 109 $ 21,435,000 $ 196,651 $ 100,000
Tishomingo, Mississippi 106 $ 7,237,000 $ 68,273 $ 75,000
St. Clair, Alabama 105 $ 15,899,000 $ 151,419 $ 78,000
Yalobusha, Mississippi 105 $ 5,832,000 $ 55,542 $ 55,000
Union, Mississippi 102 $ 7,194,000 $ 70,529 $ 81,000
Pike, Alabama 83 $ 11,667,000 $ 140,566 $ 75,000
Prentiss, Mississippi 80 $ 4,661,000 $ 58,262 $ 64,000
East Baton Rouge, Louisiana 76 $ 13,811,000 $ 181,723 $ 84,000
Alcorn, Mississippi 76 $ 6,315,000 $ 83,092 $ 84,000
Jackson, Alabama 73 $ 11,149,000 $ 152,726 $ 73,000
Lafayette, Mississippi 72 $ 10,866,000 $ 150,916 $ 94,000
Houston, Alabama 68 $ 10,957,000 $ 161,132 $ 93,000
Panola, Mississippi 64 $ 3,740,000 $ 58,437 $ 61,000
Cherokee, Georgia 58 $ 10,129,000 $ 174,637 $ 90,000
Rankin, Mississippi 55 $ 8,453,000 $ 153,690 $ 70,000
Pickens, Georgia 54 $ 8,222,000 $ 152,259 $ 72,000
Bartow, Georgia 46 $ 7,883,000 $ 171,369 $ 36,000
Montgomery, Mississippi 46 $ 2,466,000 $ 53,608 $ 68,000
Chickasaw, Mississippi 44 $ 1,377,000 $ 31,295 $ 45,000
Marion, Alabama 40 $ 5,387,000 $ 134,675 $ 80,000
Limestone, Alabama 37 $ 6,203,000 $ 167,648 $ 90,000
Autauga, Alabama 36 $ 6,632,000 $ 184,222 $ 84,000
DeKalb, Alabama 36 $ 4,711,000 $ 130,861 $ 58,000
Colbert, Alabama 35 $ 5,038,000 $ 143,942 $ 86,000
Copiah, Mississippi 33 $ 4,680,000 $ 141,818 $ 66,000
Natchitoches, Louisiana 31 $ 5,176,000 $ 166,967 $ 89,000
Williamson, Tennessee 31 $ 8,494,000 $ 274,000 $ 147,000
Clay, Mississippi 30 $ 2,259,000 $ 75,300 $ 96,000
Itawamba, Mississippi 30 $ 1,694,000 $ 56,466 $ 50,000
Marshall, Alabama 29 $ 5,304,000 $ 182,896 $ 89,000
Lauderdale, Alabama 28 $ 4,056,000 $ 144,857 $ 135,000
Mobile, Alabama 28 $ 3,856,000 $ 137,714 $ 72,000
Montgomery, Alabama 27 $ 3,880,000 $ 143,703 $ 67,000
Phillips, Arkansas 27 $ 2,850,000 $ 105,555 $ 89,000
Lee, Alabama 26 $ 4,897,000 $ 188,346 $ 109,000
Calhoun, Mississippi 26 $ 1,678,000 $ 64,538 $ 90,000
Hinds, Mississippi 26 $ 4,965,000 $ 190,961 $ 69,000
Elmore, Alabama 25 $ 4,668,000 $ 186,720 $ 79,000
Lincoln, Mississippi 25 $ 4,310,000 $ 172,400 $ 101,000
Carroll, Mississippi 22 $ 1,473,000 $ 66,954 $ 94,000
Cullman, Alabama 21 $ 3,181,000 $ 151,476 $ 74,000
Pointe Coupee, Louisiana 21 $ 3,411,000 $ 162,428 $ 74,000
Tuscaloosa, Alabama 20 $ 3,813,000 $ 190,650 $ 107,000
Sumner, Tennessee 20 $ 3,595,000 $ 179,750 $ 85,000
Baldwin, Alabama 19 $ 6,436,000 $ 338,736 $ 148,000
Lawrence, Alabama 19 $ 2,518,000 $ 132,526 $ 57,000
Putnam, Tennessee 19 $ 3,315,000 $ 174,473 $ 97,000
Wilson, Tennessee 19 $ 3,088,000 $ 162,526 $ 64,000
Barbour, Alabama 17 $ 2,187,000 $ 128,647 $ 64,000
Oktibbeha, Mississippi 17 $ 3,587,000 $ 211,000 $ 75,000
Tippah, Mississippi 16 $ 1,863,000 $ 116,437 $ 132,000
Talladega, Alabama 15 $ 2,489,000 $ 165,933 $ 78,000
Pike, Mississippi 15 $ 2,008,000 $ 133,866 $ 57,000
Caddo, Louisiana 14 $ 2,407,000 $ 171,928 $ 75,000
Livingston, Louisiana 14 $ 2,450,000 $ 175,000 $ 68,000
Coffee, Alabama 13 $ 1,967,000 $ 151,307 $ 79,000
West Baton Rouge, Louisiana 13 $ 2,736,000 $ 210,461 $ 82,000
Calhoun, Alabama 12 $ 1,710,000 $ 142,500 $ 69,000
Ascension, Louisiana 12 $ 1,928,000 $ 160,666 $ 60,000
Bowie, Texas 12 $ 1,907,000 $ 158,916 $ 96,000
Blount, Alabama 11 $ 1,108,000 $ 100,727 $ 47,000
Dale, Alabama 11 $ 1,788,000 $ 162,545 $ 91,000
Gordon, Georgia 11 $ 2,497,000 $ 227,000 $ 35,000
Bossier, Louisiana 11 $ 2,423,000 $ 220,272 $ 76,000
Cleburne, Alabama 10 $ 1,535,000 $ 153,500 $ 90,000
Henry, Alabama 10 $ 1,676,000 $ 167,600 $ 67,000
Clark, Arkansas 10 $ 1,154,000 $ 115,400 $ 74,000
Forsyth, Georgia 10 $ 1,816,000 $ 181,600 $ 91,000
Lauderdale, Mississippi 10 $ 1,689,000 $ 168,900 $ 88,000
Washington, Tennessee 10 $ 1,397,000 $ 139,700 $ 63,000
Geneva, Alabama 9 $ 1,484,000 $ 164,888 $ 148,000
Bay, Florida 9 $ 2,047,000 $ 227,444 $ 121,000
Marion, Mississippi 9 $ 1,336,000 $ 148,444 $ 97,000
Hardin, Tennessee 9 $ 2,202,000 $ 244,666 $ 138,000
Lawrence, Tennessee 9 $ 1,542,000 $ 171,333 $ 68,000
Rutherford, Tennessee 9 $ 2,319,000 $ 257,666 $ 80,000
Cherokee, Alabama 8 $ 1,448,000 $ 181,000 $ 105,000
Tallahatchie, Mississippi 8 $ 373,000 $ 46,625 $ 51,000
Humphreys, Tennessee 8 $ 1,295,000 $ 161,875 $ 82,000
DeKalb, Georgia 7 $ 907,000 $ 129,571 $ 26,000
Seminole, Georgia 7 $ 680,000 $ 97,142 $ 54,000
East Feliciana, Louisiana 7 $ 1,374,000 $ 196,285 $ 105,000
Iberville, Louisiana 7 $ 1,045,000 $ 149,285 $ 40,000
Choctaw, Mississippi 7 $ 370,000 $ 52,857 $ 32,000
Lamar, Mississippi 7 $ 1,059,000 $ 151,285 $ 152,000
Madison, Mississippi 7 $ 1,452,000 $ 207,428 $ 92,000
Neshoba, Mississippi 7 $ 769,000 $ 109,857 $ 79,000
Sullivan, Tennessee 7 $ 1,200,000 $ 171,428 $ 74,000
Chilton, Alabama 6 $ 1,044,000 $ 174,000 $ 60,000
Escambia, Alabama 6 $ 600,000 $ 100,000 $ 86,000
Randolph, Alabama 6 $ 1,356,000 $ 226,000 $ 101,000
Walker, Alabama 6 $ 788,000 $ 131,333 $ 63,000
Miller, Arkansas 6 $ 971,000 $ 161,833 $ 94,000
Fulton, Georgia 6 $ 3,921,000 $ 653,500 $ 163,000
Forrest, Mississippi 6 $ 508,000 $ 84,666 $ 146,000
Lowndes, Mississippi 6 $ 771,000 $ 128,500 $ 26,000
Fayette, Tennessee 6 $ 1,554,000 $ 259,000 $ 171,000
Sevier, Tennessee 6 $ 1,009,000 $ 168,166 $ 85,000
Lamar, Alabama 5 $ 878,000 $ 175,600 $ 64,000
Winston, Alabama 5 $ 632,000 $ 126,400 $ 78,000
Union, Arkansas 5 $ 801,000 $ 160,200 $ 121,000
Cobb, Georgia 5 $ 953,000 $ 190,600 $ 41,000
Adams, Mississippi 5 $ 696,000 $ 139,200 $ 57,000
Leflore, Mississippi 5 $ 374,000 $ 74,800 $ 52,000
Noxubee, Mississippi 5 $ 146,000 $ 29,200 $ 49,000
Simpson, Mississippi 5 $ 727,000 $ 145,400 $ 44,000
Tate, Mississippi 5 $ 600,000 $ 120,000 $ 77,000
McNairy, Tennessee 5 $ 456,000 $ 91,200 $ 44,000
Tipton, Tennessee 5 $ 578,000 $ 115,600 $ 68,000
Franklin, Alabama 4 $ 401,000 $ 100,250 $ 82,000
Crittenden, Arkansas 4 $ 471,000 $ 117,750 $ 0
Garland, Arkansas 4 $ 819,000 $ 204,750 $ 157,000
Decatur, Georgia 4 $ 652,000 $ 163,000 $ 65,000
Floyd, Georgia 4 $ 448,000 $ 112,000 $ 0
Grady, Georgia 4 $ 562,000 $ 140,500 $ 52,000
Gwinnett, Georgia 4 $ 544,000 $ 136,000 $ 36,000
Calcasieu, Louisiana 4 $ 363,000 $ 90,750 $ 48,000
Lafayette, Louisiana 4 $ 889,000 $ 222,250 $ 79,000
Covington, Mississippi 4 $ 634,000 $ 158,500 $ 93,000
Marshall, Mississippi 4 $ 107,000 $ 26,750 $ 14,000
Blount, Tennessee 4 $ 461,000 $ 115,250 $ 56,000
Cheatham, Tennessee 4 $ 594,000 $ 148,500 $ 67,000
Dickson, Tennessee 4 $ 367,000 $ 91,750 $ 150,000
Hamblen, Tennessee 4 $ 728,000 $ 182,000 $ 74,000
Hawkins, Tennessee 4 $ 577,000 $ 144,250 $ 44,000
Robertson, Tennessee 4 $ 466,000 $ 116,500 $ 74,000
Butler, Alabama 3 $ 337,000 $ 112,333 $ 129,000
Covington, Alabama 3 $ 488,000 $ 162,666 $ 119,000
Crenshaw, Alabama 3 $ 421,000 $ 140,333 $ 50,000
Pickens, Alabama 3 $ 329,000 $ 109,666 $ 83,000
Tallapoosa, Alabama 3 $ 638,000 $ 212,666 $ 99,000
Hempstead, Arkansas 3 $ 336,000 $ 112,000 $ 59,000
Walton, Florida 3 $ 853,000 $ 284,333 $ 630,000
Dawson, Georgia 3 $ 282,000 $ 94,000 $ 83,000
Gilmer, Georgia 3 $ 310,000 $ 103,333 $ 123,000
Miller, Georgia 3 $ 425,000 $ 141,666 $ 68,000
Paulding, Georgia 3 $ 267,000 $ 89,000 $ 110,000
Amite, Mississippi 3 $ 350,000 $ 116,666 $ 63,000
Benton, Mississippi 3 $ 109,000 $ 36,333 $ 48,000
Bolivar, Mississippi 3 $ 492,000 $ 164,000 $ 83,000
Franklin, Mississippi 3 $ 527,000 $ 175,666 $ 114,000
Kemper, Mississippi 3 $ 302,000 $ 100,666 $ 74,000
Walthall, Mississippi 3 $ 299,000 $ 99,666 $ 60,000
Warren, Mississippi 3 $ 478,000 $ 159,333 $ 47,000
Fentress, Tennessee 3 $ 278,000 $ 92,666 $ 40,000
Hamilton, Tennessee 3 $ 636,000 $ 212,000 $ 134,000
Lincoln, Tennessee 3 $ 436,000 $ 145,333 $ 60,000
Montgomery, Tennessee 3 $ 553,000 $ 184,333 $ 112,000
Overton, Tennessee 3 $ 279,000 $ 93,000 $ 32,000
Bibb, Alabama 2 $ 306,000 $ 153,000 $ 52,000
Conecuh, Alabama 2 $ 84,000 $ 42,000 $ 26,000
Lowndes, Alabama 2 $ 299,000 $ 149,500 $ 113,000
Cleburne, Arkansas 2 $ 405,000 $ 202,500 $ 170,000
Hot Spring, Arkansas 2 $ 303,000 $ 151,500 $ 67,000
Jackson, Florida 2 $ 210,000 $ 105,000 $ 77,000
Santa Rosa, Florida 2 $ 267,000 $ 133,500 $ 88,000
Henry, Georgia 2 $ 158,000 $ 79,000 $ 123,000
Concordia, Louisiana 2 $ 242,000 $ 121,000 $ 59,000
Orleans, Louisiana 2 $ 371,000 $ 185,500 $ 77,000
Ouachita, Louisiana 2 $ 460,000 $ 230,000 $ 131,000
Webster, Louisiana 2 $ 229,000 $ 114,500 $ 31,000
West Feliciana, Louisiana 2 $ 492,000 $ 246,000 $ 90,000
Clarke, Mississippi 2 $ 321,000 $ 160,500 $ 67,000
Hancock, Mississippi 2 $ 204,000 $ 102,000 $ 95,000
Harrison, Mississippi 2 $ 482,000 $ 241,000 $ 97,000
Jackson, Mississippi 2 $ 484,000 $ 242,000 $ 68,000
Lawrence, Mississippi 2 $ 564,000 $ 282,000 $ 94,000
Pearl River, Mississippi 2 $ 304,000 $ 152,000 $ 60,000
Webster, Mississippi 2 $ 280,000 $ 140,000 $ 33,000
Anderson, South Carolina 2 $ 95,000 $ 47,500 $ 15,000
DeKalb, Tennessee 2 $ 385,000 $ 192,500 $ 209,000
Madison, Tennessee 2 $ 456,000 $ 228,000 $ 259,000
McMinn, Tennessee 2 $ 270,000 $ 135,000 $ 57,000
White, Tennessee 2 $ 108,000 $ 54,000 $ 29,000
Choctaw, Alabama 1 $ 131,000 $ 131,000 $ 31,000
Clay, Alabama 1 $ 155,000 $ 155,000 $ 84,000
Coosa, Alabama 1 $ 417,000 $ 417,000 $ 190,000
Fayette, Alabama 1 $ 188,000 $ 188,000 $ 58,000
Macon, Alabama 1 $ 184,000 $ 184,000 $ 84,000
Sumter, Alabama 1 $ 144,000 $ 144,000 $ 98,000
Maricopa, Arizona 1 $ 220,000 $ 220,000 $ 181,000
Columbia, Arkansas 1 $ 52,000 $ 52,000 $ 17,000
Dallas, Arkansas 1 $ 47,000 $ 47,000 $ 34,000
Faulkner, Arkansas 1 $ 182,000 $ 182,000 $ 101,000
Monroe, Arkansas 1 $ 50,000 $ 50,000 $ 53,000
Saline, Arkansas 1 $ 242,000 $ 242,000 $ 61,000
Brevard, Florida 1 $ 68,000 $ 68,000 $ 36,000
Escambia, Florida 1 $ 219,000 $ 219,000 $ 280,000
Gadsden, Florida 1 $ 84,000 $ 84,000 $ 82,000
Okaloosa, Florida 1 $ 472,000 $ 472,000 $ 0
Sarasota, Florida 1 $ 341,000 $ 341,000 $ 140,000
Chattooga, Georgia 1 $ 67,000 $ 67,000 $ 0
Clay, Georgia 1 $ 93,000 $ 93,000 $ 56,000
Early, Georgia 1 $ 134,000 $ 134,000 $ 53,000
Fannin, Georgia 1 $ 176,000 $ 176,000 $ 58,000
Hall, Georgia 1 $ 320,000 $ 320,000 $ 68,000
Muscogee, Georgia 1 $ 134,000 $ 134,000 $ 53,000
Polk, Georgia 1 $ 162,000 $ 162,000 $ 46,000
Troup, Georgia 1 $ 93,000 $ 93,000 $ 50,000
Kenton, Kentucky 1 $ 244,000 $ 244,000 $ 114,000
Acadia, Louisiana 1 $ 217,000 $ 217,000 $ 67,000
Claiborne, Louisiana 1 $ 66,000 $ 66,000 $ 41,000
De Soto, Louisiana 1 $ 136,000 $ 136,000 $ 87,000
Grant, Louisiana 1 $ 96,000 $ 96,000 $ 78,000
Jefferson, Louisiana 1 $ 167,000 $ 167,000 $ 57,000
Sabine, Louisiana 1 $ 118,000 $ 118,000 $ 113,000
St. Tammany, Louisiana 1 $ 245,000 $ 245,000 $ 137,000
Tangipahoa, Louisiana 1 $ 108,000 $ 108,000 $ 39,000
Attala, Mississippi 1 $ 81,000 $ 81,000 $ 83,000
Coahoma, Mississippi 1 $ 248,000 $ 248,000 $ 70,000
Jefferson, Mississippi 1 $ 112,000 $ 112,000 $ 31,000
Newton, Mississippi 1 $ 110,000 $ 110,000 $ 100,000
Sunflower, Mississippi 1 $ 95,000 $ 95,000 $ 166,000
Washington, Mississippi 1 $ 61,000 $ 61,000 $ 29,000
Wilkinson, Mississippi 1 $ 118,000 $ 118,000 $ 71,000
Essex, New Jersey 1 $ 417,000 $ 417,000 $ 400,000
Guilford, North Carolina 1 $ 207,000 $ 207,000 $ 118,000
Harnett, North Carolina 1 $ 177,000 $ 177,000 $ 86,000
Swain, North Carolina 1 $ 348,000 $ 348,000 $ 284,000
Greenville, South Carolina 1 $ 417,000 $ 417,000 $ 645,000
Cocke, Tennessee 1 $ 28,000 $ 28,000 $ 30,000
Coffee, Tennessee 1 $ 173,000 $ 173,000 $ 77,000
Franklin, Tennessee 1 $ 191,000 $ 191,000 $ 65,000
Gibson, Tennessee 1 $ 174,000 $ 174,000 $ 102,000
Giles, Tennessee 1 $ 5,000 $ 5,000 $ 10,000
Greene, Tennessee 1 $ 116,000 $ 116,000 $ 62,000
Henderson, Tennessee 1 $ 264,000 $ 264,000 $ 68,000
Henry, Tennessee 1 $ 244,000 $ 244,000 $ 84,000
Hickman, Tennessee 1 $ 39,000 $ 39,000 $ 38,000
Lewis, Tennessee 1 $ 67,000 $ 67,000 $ 19,000
Loudon, Tennessee 1 $ 380,000 $ 380,000 $ 96,000
Unicoi, Tennessee 1 $ 150,000 $ 150,000 $ 43,000
Cass, Texas 1 $ 187,000 $ 187,000 $ 93,000
Dallas, Texas 1 $ 205,000 $ 205,000 $ 0
Harris, Texas 1 $ 1,000,000 $ 1,000,000 $ 1,252,000
Tarrant, Texas 1 $ 128,000 $ 128,000 $ 282,000
Fairfax, Virginia 1 $ 345,000 $ 345,000 $ 128,000
Virginia Beach, Virginia 1 $ 380,000 $ 380,000 $ 155,000

Mortgage Loan Application Detail Totals for Renasant Bank in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,083 $464,862,000 $150,000 $3,203,000 $92,000 $4,793,000
Home Purchase 1,944 $280,938,000 $144,000 $1,388,000 $79,000 $3,128,000
Home Improvement 326 $12,996,000 $39,000 $653,000 $62,000 $669,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,534 $647,789,000 $142,000 $1,854,000 $92,000 $4,793,000
Black or African American 522 $49,818,000 $95,000 $680,000 $57,000 $315,000
Not applicable 198 $43,815,000 $221,000 $3,203,000 $2,000 $411,000
Asian 45 $8,468,000 $188,000 $580,000 $76,000 $207,000
Hispanic 43 $6,834,000 $158,000 $417,000 $88,000 $344,000
American Indian or Alaskan Native 6 $781,000 $130,000 $195,000 $55,000 $77,000
Not Provided 4 $1,098,000 $274,000 $380,000 $105,000 $155,000
Native Hawaiian or Other Pacific Islander 1 $193,000 $193,000 $193,000 $72,000 $72,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,246 $597,437,000 $140,000 $3,203,000 $91,000 $4,793,000
FHA-insured (Federal Housing Administration) 818 $115,757,000 $141,000 $424,000 $63,000 $3,128,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 154 $17,484,000 $113,000 $315,000 $42,000 $101,000
VA-guaranteed (Veterans Administration) 135 $28,118,000 $208,000 $502,000 $81,000 $242,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,131 $432,583,000 $138,000 $3,203,000 $89,000 $3,128,000
Loan Purchased By The Institution 1,542 $242,548,000 $157,000 $502,000 $82,000 $4,793,000
Application Denied By Financial Institution 450 $50,186,000 $111,000 $600,000 $70,000 $984,000
Application Approved But Not Accepted 200 $26,932,000 $134,000 $1,854,000 $84,000 $903,000
Application Withdrawn By Applicant 29 $6,409,000 $221,000 $1,250,000 $112,000 $540,000
File Closed For Incompleteness 1 $138,000 $138,000 $138,000 $94,000 $94,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Renasant Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Renasant Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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