Republic Bank & Trust Mortgage Lending & HMDA Data, 2019
In 2019, Republic Bank & Trust of Louisville, KY reported 6,418 mortgage applications totaling $1.2 billion, up 29% from 2018. The average application was for $193,675, and applicants reported an average income of $117,777. 64% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Louisville/Jefferson County, KY-IN (3,625), Lexington-Fayette, KY (621) and Tampa-St. Petersburg-Clearwater, FL (397) (applications in parentheses).
| Mortgage Company & Address | Republic Bank & Trust 601 W Market St Louisville, KY 40202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,418 |
| Total Mortgage Loan Application Amount | $1,243,010,000 |
| Average Mortgage Loan Application Amount | $193,675 |
| Highest Mortgage Loan Application Amount | $8,135,000 |
| Average Applicant Income | $117,777 |
| Highest Applicant Income | $3,433,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Republic Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson, Kentucky | 2,585 | $ 448,325,000 | $ 173,433 | $ 114,000 |
| Fayette, Kentucky | 496 | $ 86,230,000 | $ 173,850 | $ 110,000 |
| Clark, Indiana | 257 | $ 30,885,000 | $ 120,175 | $ 84,000 |
| Bullitt, Kentucky | 227 | $ 31,425,000 | $ 138,436 | $ 85,000 |
| Pinellas, Florida | 196 | $ 43,190,000 | $ 220,357 | $ 134,000 |
| Oldham, Kentucky | 191 | $ 41,025,000 | $ 214,790 | $ 163,000 |
| Floyd, Indiana | 169 | $ 21,695,000 | $ 128,372 | $ 93,000 |
| Davidson, Tennessee | 141 | $ 40,715,000 | $ 288,758 | $ 196,000 |
| Hillsborough, Florida | 129 | $ 34,005,000 | $ 263,604 | $ 177,000 |
| Shelby, Kentucky | 127 | $ 16,145,000 | $ 127,125 | $ 116,000 |
| Daviess, Kentucky | 96 | $ 11,680,000 | $ 121,666 | $ 92,000 |
| Kenton, Kentucky | 95 | $ 15,985,000 | $ 168,263 | $ 149,000 |
| Hamilton, Ohio | 78 | $ 24,010,000 | $ 307,820 | $ 141,000 |
| Hardin, Kentucky | 69 | $ 7,805,000 | $ 113,115 | $ 74,000 |
| Pasco, Florida | 67 | $ 7,575,000 | $ 113,059 | $ 66,000 |
| Boone, Kentucky | 64 | $ 11,720,000 | $ 183,125 | $ 173,000 |
| Franklin, Kentucky | 59 | $ 8,805,000 | $ 149,237 | $ 77,000 |
| Scott, Kentucky | 57 | $ 8,805,000 | $ 154,473 | $ 96,000 |
| Williamson, Tennessee | 47 | $ 19,295,000 | $ 410,531 | $ 263,000 |
| Spencer, Kentucky | 34 | $ 4,890,000 | $ 143,823 | $ 104,000 |
| Jessamine, Kentucky | 33 | $ 9,505,000 | $ 288,030 | $ 166,000 |
| Rutherford, Tennessee | 32 | $ 11,000,000 | $ 343,750 | $ 95,000 |
| Nelson, Kentucky | 30 | $ 4,510,000 | $ 150,333 | $ 95,000 |
| Madison, Kentucky | 29 | $ 5,245,000 | $ 180,862 | $ 103,000 |
| Warren, Ohio | 25 | $ 5,195,000 | $ 207,800 | $ 125,000 |
| Maricopa, Arizona | 24 | $ 6,040,000 | $ 251,666 | $ 93,000 |
| Campbell, Kentucky | 24 | $ 4,350,000 | $ 181,250 | $ 110,000 |
| Harrison, Indiana | 19 | $ 3,335,000 | $ 175,526 | $ 89,000 |
| Anderson, Kentucky | 17 | $ 2,015,000 | $ 118,529 | $ 92,000 |
| Meade, Kentucky | 16 | $ 1,790,000 | $ 111,875 | $ 81,000 |
| Cobb, Georgia | 15 | $ 4,335,000 | $ 289,000 | $ 153,000 |
| Clark, Kentucky | 15 | $ 1,575,000 | $ 105,000 | $ 91,000 |
| Shelby, Tennessee | 15 | $ 4,605,000 | $ 307,000 | $ 201,000 |
| Orange, Florida | 13 | $ 3,535,000 | $ 271,923 | $ 123,000 |
| Breckinridge, Kentucky | 13 | $ 1,505,000 | $ 115,769 | $ 114,000 |
| Los Angeles, California | 12 | $ 4,830,000 | $ 402,500 | $ 128,000 |
| DeKalb, Georgia | 12 | $ 3,870,000 | $ 322,500 | $ 132,000 |
| Hamilton, Indiana | 12 | $ 3,720,000 | $ 310,000 | $ 170,000 |
| Bourbon, Kentucky | 12 | $ 2,500,000 | $ 208,333 | $ 63,000 |
| Lee, Florida | 11 | $ 2,645,000 | $ 240,454 | $ 103,000 |
| Palm Beach, Florida | 11 | $ 3,795,000 | $ 345,000 | $ 133,000 |
| Oakland, Michigan | 11 | $ 3,355,000 | $ 305,000 | $ 108,000 |
| Sumner, Tennessee | 11 | $ 2,165,000 | $ 196,818 | $ 137,000 |
| Fulton, Georgia | 10 | $ 3,430,000 | $ 343,000 | $ 126,000 |
| Cook, Illinois | 10 | $ 2,620,000 | $ 262,000 | $ 131,000 |
| Henry, Kentucky | 10 | $ 840,000 | $ 84,000 | $ 71,000 |
| Maury, Tennessee | 10 | $ 1,590,000 | $ 159,000 | $ 82,000 |
| Fairfax, Virginia | 10 | $ 4,120,000 | $ 412,000 | $ 158,000 |
| Gwinnett, Georgia | 9 | $ 2,605,000 | $ 289,444 | $ 104,000 |
| Warren, Kentucky | 9 | $ 1,645,000 | $ 182,777 | $ 58,000 |
| Wake, North Carolina | 9 | $ 2,495,000 | $ 277,222 | $ 100,000 |
| Clermont, Ohio | 9 | $ 2,095,000 | $ 232,777 | $ 132,000 |
| Montgomery, Pennsylvania | 9 | $ 2,725,000 | $ 302,777 | $ 118,000 |
| San Diego, California | 8 | $ 2,970,000 | $ 371,250 | $ 145,000 |
| Citrus, Florida | 8 | $ 1,000,000 | $ 125,000 | $ 66,000 |
| Collier, Florida | 8 | $ 17,570,000 | $ 2,196,250 | $ 220,000 |
| Miami-Dade, Florida | 8 | $ 1,980,000 | $ 247,500 | $ 94,000 |
| Marion, Indiana | 8 | $ 1,930,000 | $ 241,250 | $ 93,000 |
| Woodford, Kentucky | 8 | $ 2,820,000 | $ 352,500 | $ 82,000 |
| Wilson, Tennessee | 8 | $ 2,100,000 | $ 262,500 | $ 141,000 |
| Boulder, Colorado | 7 | $ 2,445,000 | $ 349,285 | $ 176,000 |
| Broward, Florida | 7 | $ 3,405,000 | $ 486,428 | $ 219,000 |
| Sarasota, Florida | 7 | $ 1,245,000 | $ 177,857 | $ 201,000 |
| Boyle, Kentucky | 7 | $ 1,005,000 | $ 143,571 | $ 51,000 |
| Hamilton, Tennessee | 7 | $ 1,585,000 | $ 226,428 | $ 117,000 |
| Salt Lake, Utah | 7 | $ 2,225,000 | $ 317,857 | $ 64,000 |
| Utah, Utah | 7 | $ 2,655,000 | $ 379,285 | $ 121,000 |
| Orange, California | 6 | $ 3,520,000 | $ 586,666 | $ 130,000 |
| Brevard, Florida | 6 | $ 1,310,000 | $ 218,333 | $ 78,000 |
| Manatee, Florida | 6 | $ 3,050,000 | $ 508,333 | $ 232,000 |
| St. Johns, Florida | 6 | $ 1,660,000 | $ 276,666 | $ 182,000 |
| Cherokee, Georgia | 6 | $ 1,940,000 | $ 323,333 | $ 206,000 |
| Washington, Indiana | 6 | $ 510,000 | $ 85,000 | $ 73,000 |
| Ohio, Kentucky | 6 | $ 430,000 | $ 71,666 | $ 98,000 |
| Butler, Ohio | 6 | $ 4,430,000 | $ 738,333 | $ 121,000 |
| Greenville, South Carolina | 6 | $ 1,250,000 | $ 208,333 | $ 75,000 |
| Prince William, Virginia | 6 | $ 2,300,000 | $ 383,333 | $ 104,000 |
| Hernando, Florida | 5 | $ 455,000 | $ 91,000 | $ 53,000 |
| Leon, Florida | 5 | $ 1,115,000 | $ 223,000 | $ 166,000 |
| Hennepin, Minnesota | 5 | $ 1,175,000 | $ 235,000 | $ 84,000 |
| Guilford, North Carolina | 5 | $ 1,555,000 | $ 311,000 | $ 130,000 |
| Franklin, Ohio | 5 | $ 1,095,000 | $ 219,000 | $ 228,000 |
| Licking, Ohio | 5 | $ 655,000 | $ 131,000 | $ 59,000 |
| Bucks, Pennsylvania | 5 | $ 1,575,000 | $ 315,000 | $ 129,000 |
| Chester, Pennsylvania | 5 | $ 2,005,000 | $ 401,000 | $ 168,000 |
| King, Washington | 5 | $ 1,855,000 | $ 371,000 | $ 109,000 |
| Snohomish, Washington | 5 | $ 1,375,000 | $ 275,000 | $ 109,000 |
| Jefferson, Alabama | 4 | $ 930,000 | $ 232,500 | $ 143,000 |
| Sacramento, California | 4 | $ 1,290,000 | $ 322,500 | $ 79,000 |
| San Bernardino, California | 4 | $ 1,000,000 | $ 250,000 | $ 97,000 |
| Duval, Florida | 4 | $ 1,570,000 | $ 392,500 | $ 85,000 |
| Seminole, Florida | 4 | $ 1,290,000 | $ 322,500 | $ 157,000 |
| Forsyth, Georgia | 4 | $ 1,900,000 | $ 475,000 | $ 158,000 |
| DuPage, Illinois | 4 | $ 1,160,000 | $ 290,000 | $ 191,000 |
| Carroll, Kentucky | 4 | $ 490,000 | $ 122,500 | $ 54,000 |
| Edmonson, Kentucky | 4 | $ 800,000 | $ 200,000 | $ 139,000 |
| Garrard, Kentucky | 4 | $ 1,200,000 | $ 300,000 | $ 66,000 |
| Grant, Kentucky | 4 | $ 970,000 | $ 242,500 | $ 57,000 |
| Larue, Kentucky | 4 | $ 270,000 | $ 67,500 | $ 49,000 |
| Trimble, Kentucky | 4 | $ 510,000 | $ 127,500 | $ 73,000 |
| Jackson, Missouri | 4 | $ 750,000 | $ 187,500 | $ 55,000 |
| St. Louis, Missouri | 4 | $ 1,070,000 | $ 267,500 | $ 201,000 |
| Portage, Ohio | 4 | $ 920,000 | $ 230,000 | $ 115,000 |
| Delaware, Pennsylvania | 4 | $ 1,280,000 | $ 320,000 | $ 117,000 |
| Bedford, Tennessee | 4 | $ 490,000 | $ 122,500 | $ 81,000 |
| Dickson, Tennessee | 4 | $ 860,000 | $ 215,000 | $ 43,000 |
| Knox, Tennessee | 4 | $ 510,000 | $ 127,500 | $ 76,000 |
| Virginia Beach, Virginia | 4 | $ 1,160,000 | $ 290,000 | $ 122,000 |
| Riverside, California | 3 | $ 475,000 | $ 158,333 | $ 73,000 |
| Ventura, California | 3 | $ 1,025,000 | $ 341,666 | $ 93,000 |
| Jefferson, Colorado | 3 | $ 985,000 | $ 328,333 | $ 101,000 |
| District of Columbia, District Of Columbia | 3 | $ 1,115,000 | $ 371,666 | $ 188,000 |
| Charlotte, Florida | 3 | $ 535,000 | $ 178,333 | $ 122,000 |
| Lake, Florida | 3 | $ 475,000 | $ 158,333 | $ 76,000 |
| Polk, Florida | 3 | $ 1,135,000 | $ 378,333 | $ 125,000 |
| Walton, Florida | 3 | $ 895,000 | $ 298,333 | $ 252,000 |
| Clayton, Georgia | 3 | $ 385,000 | $ 128,333 | $ 34,000 |
| Paulding, Georgia | 3 | $ 795,000 | $ 265,000 | $ 100,000 |
| Will, Illinois | 3 | $ 1,255,000 | $ 418,333 | $ 163,000 |
| Hendricks, Indiana | 3 | $ 915,000 | $ 305,000 | $ 186,000 |
| Powell, Kentucky | 3 | $ 395,000 | $ 131,666 | $ 123,000 |
| Wayne, Michigan | 3 | $ 595,000 | $ 198,333 | $ 66,000 |
| Nassau, New York | 3 | $ 1,305,000 | $ 435,000 | $ 22,000 |
| Suffolk, New York | 3 | $ 1,235,000 | $ 411,666 | $ 40,000 |
| Cuyahoga, Ohio | 3 | $ 885,000 | $ 295,000 | $ 151,000 |
| Geauga, Ohio | 3 | $ 735,000 | $ 245,000 | $ 96,000 |
| Lancaster, Pennsylvania | 3 | $ 545,000 | $ 181,666 | $ 64,000 |
| Lehigh, Pennsylvania | 3 | $ 565,000 | $ 188,333 | $ 53,000 |
| Philadelphia, Pennsylvania | 3 | $ 935,000 | $ 311,666 | $ 127,000 |
| Beaufort, South Carolina | 3 | $ 705,000 | $ 235,000 | $ 203,000 |
| Coffee, Tennessee | 3 | $ 1,615,000 | $ 538,333 | $ 64,000 |
| Montgomery, Tennessee | 3 | $ 825,000 | $ 275,000 | $ 180,000 |
| Washington, Tennessee | 3 | $ 525,000 | $ 175,000 | $ 73,000 |
| Chesapeake, Virginia | 3 | $ 935,000 | $ 311,666 | $ 145,000 |
| Clark, Washington | 3 | $ 755,000 | $ 251,666 | $ 121,000 |
| Lamar, Alabama | 2 | $ 210,000 | $ 105,000 | $ 69,000 |
| Pima, Arizona | 2 | $ 380,000 | $ 190,000 | $ 45,000 |
| Pinal, Arizona | 2 | $ 500,000 | $ 250,000 | $ 55,000 |
| Yavapai, Arizona | 2 | $ 670,000 | $ 335,000 | $ 140,000 |
| Alameda, California | 2 | $ 1,200,000 | $ 600,000 | $ 225,000 |
| Contra Costa, California | 2 | $ 810,000 | $ 405,000 | $ 119,000 |
| San Joaquin, California | 2 | $ 670,000 | $ 335,000 | $ 144,000 |
| Adams, Colorado | 2 | $ 580,000 | $ 290,000 | $ 97,000 |
| Arapahoe, Colorado | 2 | $ 700,000 | $ 350,000 | $ 138,000 |
| Douglas, Colorado | 2 | $ 770,000 | $ 385,000 | $ 186,000 |
| Alachua, Florida | 2 | $ 370,000 | $ 185,000 | $ 82,000 |
| Clay, Florida | 2 | $ 190,000 | $ 95,000 | $ 159,000 |
| Escambia, Florida | 2 | $ 830,000 | $ 415,000 | $ 318,000 |
| Martin, Florida | 2 | $ 490,000 | $ 245,000 | $ 131,000 |
| Bartow, Georgia | 2 | $ 700,000 | $ 350,000 | $ 102,000 |
| Bryan, Georgia | 2 | $ 520,000 | $ 260,000 | $ 92,000 |
| Gordon, Georgia | 2 | $ 420,000 | $ 210,000 | $ 99,000 |
| Hall, Georgia | 2 | $ 540,000 | $ 270,000 | $ 250,000 |
| Newton, Georgia | 2 | $ 140,000 | $ 70,000 | $ 61,000 |
| Kane, Illinois | 2 | $ 420,000 | $ 210,000 | $ 126,000 |
| McHenry, Illinois | 2 | $ 620,000 | $ 310,000 | $ 56,000 |
| St. Clair, Illinois | 2 | $ 430,000 | $ 215,000 | $ 94,000 |
| Brown, Indiana | 2 | $ 370,000 | $ 185,000 | $ 174,000 |
| Jennings, Indiana | 2 | $ 150,000 | $ 75,000 | $ 55,000 |
| Lake, Indiana | 2 | $ 320,000 | $ 160,000 | $ 74,000 |
| Porter, Indiana | 2 | $ 500,000 | $ 250,000 | $ 127,000 |
| Ripley, Indiana | 2 | $ 470,000 | $ 235,000 | $ 105,000 |
| Scott, Indiana | 2 | $ 230,000 | $ 115,000 | $ 36,000 |
| Vanderburgh, Indiana | 2 | $ 1,250,000 | $ 625,000 | $ 0 |
| Barren, Kentucky | 2 | $ 290,000 | $ 145,000 | $ 87,000 |
| Clay, Kentucky | 2 | $ 450,000 | $ 225,000 | $ 99,000 |
| Mercer, Kentucky | 2 | $ 690,000 | $ 345,000 | $ 95,000 |
| Metcalfe, Kentucky | 2 | $ 240,000 | $ 120,000 | $ 96,000 |
| Owen, Kentucky | 2 | $ 200,000 | $ 100,000 | $ 51,000 |
| Simpson, Kentucky | 2 | $ 580,000 | $ 290,000 | $ 324,000 |
| Taylor, Kentucky | 2 | $ 90,000 | $ 45,000 | $ 50,000 |
| Macomb, Michigan | 2 | $ 500,000 | $ 250,000 | $ 120,000 |
| Washtenaw, Michigan | 2 | $ 410,000 | $ 205,000 | $ 99,000 |
| Ramsey, Minnesota | 2 | $ 510,000 | $ 255,000 | $ 267,000 |
| St. Charles, Missouri | 2 | $ 330,000 | $ 165,000 | $ 112,000 |
| Bergen, New Jersey | 2 | $ 620,000 | $ 310,000 | $ 20,000 |
| Hudson, New Jersey | 2 | $ 490,000 | $ 245,000 | $ 28,000 |
| Kings, New York | 2 | $ 1,140,000 | $ 570,000 | $ 29,000 |
| Buncombe, North Carolina | 2 | $ 750,000 | $ 375,000 | $ 129,000 |
| Cabarrus, North Carolina | 2 | $ 550,000 | $ 275,000 | $ 118,000 |
| Chatham, North Carolina | 2 | $ 930,000 | $ 465,000 | $ 166,000 |
| Currituck, North Carolina | 2 | $ 680,000 | $ 340,000 | $ 147,000 |
| Durham, North Carolina | 2 | $ 390,000 | $ 195,000 | $ 103,000 |
| Mecklenburg, North Carolina | 2 | $ 510,000 | $ 255,000 | $ 110,000 |
| New Hanover, North Carolina | 2 | $ 510,000 | $ 255,000 | $ 109,000 |
| Ashland, Ohio | 2 | $ 160,000 | $ 80,000 | $ 103,000 |
| Clark, Ohio | 2 | $ 480,000 | $ 240,000 | $ 119,000 |
| Delaware, Ohio | 2 | $ 410,000 | $ 205,000 | $ 286,000 |
| Lorain, Ohio | 2 | $ 550,000 | $ 275,000 | $ 97,000 |
| Medina, Ohio | 2 | $ 640,000 | $ 320,000 | $ 130,000 |
| Summit, Ohio | 2 | $ 430,000 | $ 215,000 | $ 138,000 |
| Butler, Pennsylvania | 2 | $ 840,000 | $ 420,000 | $ 125,000 |
| Dauphin, Pennsylvania | 2 | $ 420,000 | $ 210,000 | $ 150,000 |
| Monroe, Pennsylvania | 2 | $ 320,000 | $ 160,000 | $ 189,000 |
| Northampton, Pennsylvania | 2 | $ 290,000 | $ 145,000 | $ 114,000 |
| San Juan, Puerto Rico | 2 | $ 280,000 | $ 140,000 | $ 0 |
| York, South Carolina | 2 | $ 580,000 | $ 290,000 | $ 146,000 |
| Anderson, Tennessee | 2 | $ 450,000 | $ 225,000 | $ 117,000 |
| Bradley, Tennessee | 2 | $ 390,000 | $ 195,000 | $ 102,000 |
| Harris, Texas | 2 | $ 180,000 | $ 90,000 | $ 21,000 |
| Davis, Utah | 2 | $ 520,000 | $ 260,000 | $ 71,000 |
| Tooele, Utah | 2 | $ 520,000 | $ 260,000 | $ 94,000 |
| Arlington, Virginia | 2 | $ 620,000 | $ 310,000 | $ 133,000 |
| Hampton, Virginia | 2 | $ 640,000 | $ 320,000 | $ 121,000 |
| Hanover, Virginia | 2 | $ 380,000 | $ 190,000 | $ 66,000 |
| Henrico, Virginia | 2 | $ 530,000 | $ 265,000 | $ 113,000 |
| Loudoun, Virginia | 2 | $ 1,170,000 | $ 585,000 | $ 239,000 |
| Lynchburg, Virginia | 2 | $ 730,000 | $ 365,000 | $ 184,000 |
| Montgomery, Virginia | 2 | $ 570,000 | $ 285,000 | $ 60,000 |
| Poquoson, Virginia | 2 | $ 510,000 | $ 255,000 | $ 145,000 |
| Richmond City, Virginia | 2 | $ 790,000 | $ 395,000 | $ 109,000 |
| Pierce, Washington | 2 | $ 670,000 | $ 335,000 | $ 123,000 |
| Whatcom, Washington | 2 | $ 480,000 | $ 240,000 | $ 81,000 |
| Eau Claire, Wisconsin | 2 | $ 430,000 | $ 215,000 | $ 81,000 |
| Milwaukee, Wisconsin | 2 | $ 430,000 | $ 215,000 | $ 271,000 |
| Outagamie, Wisconsin | 2 | $ 310,000 | $ 155,000 | $ 97,000 |
| Washington, Wisconsin | 2 | $ 430,000 | $ 215,000 | $ 102,000 |
| Baldwin, Alabama | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| DeKalb, Alabama | 1 | $ 225,000 | $ 225,000 | $ 100,000 |
| Houston, Alabama | 1 | $ 225,000 | $ 225,000 | $ 106,000 |
| Shelby, Alabama | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| Mohave, Arizona | 1 | $ 165,000 | $ 165,000 | $ 89,000 |
| Navajo, Arizona | 1 | $ 245,000 | $ 245,000 | $ 241,000 |
| Fresno, California | 1 | $ 205,000 | $ 205,000 | $ 295,000 |
| Humboldt, California | 1 | $ 175,000 | $ 175,000 | $ 57,000 |
| Merced, California | 1 | $ 155,000 | $ 155,000 | $ 43,000 |
| Monterey, California | 1 | $ 205,000 | $ 205,000 | $ 113,000 |
| Placer, California | 1 | $ 165,000 | $ 165,000 | $ 219,000 |
| Plumas, California | 1 | $ 125,000 | $ 125,000 | $ 173,000 |
| Santa Barbara, California | 1 | $ 445,000 | $ 445,000 | $ 117,000 |
| Santa Clara, California | 1 | $ 485,000 | $ 485,000 | $ 75,000 |
| Solano, California | 1 | $ 355,000 | $ 355,000 | $ 273,000 |
| Stanislaus, California | 1 | $ 305,000 | $ 305,000 | $ 154,000 |
| El Paso, Colorado | 1 | $ 185,000 | $ 185,000 | $ 82,000 |
| Garfield, Colorado | 1 | $ 255,000 | $ 255,000 | $ 140,000 |
| Larimer, Colorado | 1 | $ 275,000 | $ 275,000 | $ 92,000 |
| Routt, Colorado | 1 | $ 255,000 | $ 255,000 | $ 360,000 |
| New Haven, Connecticut | 1 | $ 255,000 | $ 255,000 | $ 31,000 |
| Bay, Florida | 1 | $ 155,000 | $ 155,000 | $ 102,000 |
| Highlands, Florida | 1 | $ 5,000 | $ 5,000 | $ 58,000 |
| Marion, Florida | 1 | $ 285,000 | $ 285,000 | $ 106,000 |
| Monroe, Florida | 1 | $ 1,085,000 | $ 1,085,000 | $ 0 |
| Nassau, Florida | 1 | $ 285,000 | $ 285,000 | $ 101,000 |
| Osceola, Florida | 1 | $ 45,000 | $ 45,000 | $ 44,000 |
| Sumter, Florida | 1 | $ 85,000 | $ 85,000 | $ 57,000 |
| Volusia, Florida | 1 | $ 215,000 | $ 215,000 | $ 71,000 |
| Burke, Georgia | 1 | $ 245,000 | $ 245,000 | $ 72,000 |
| Chatham, Georgia | 1 | $ 365,000 | $ 365,000 | $ 215,000 |
| Coweta, Georgia | 1 | $ 445,000 | $ 445,000 | $ 57,000 |
| Dawson, Georgia | 1 | $ 395,000 | $ 395,000 | $ 170,000 |
| Douglas, Georgia | 1 | $ 285,000 | $ 285,000 | $ 205,000 |
| Floyd, Georgia | 1 | $ 315,000 | $ 315,000 | $ 174,000 |
| Haralson, Georgia | 1 | $ 135,000 | $ 135,000 | $ 106,000 |
| Toombs, Georgia | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Union, Georgia | 1 | $ 205,000 | $ 205,000 | $ 151,000 |
| Upson, Georgia | 1 | $ 285,000 | $ 285,000 | $ 79,000 |
| Walton, Georgia | 1 | $ 245,000 | $ 245,000 | $ 96,000 |
| Maui, Hawaii | 1 | $ 495,000 | $ 495,000 | $ 16,000 |
| Carroll, Illinois | 1 | $ 225,000 | $ 225,000 | $ 187,000 |
| DeKalb, Illinois | 1 | $ 175,000 | $ 175,000 | $ 12,000 |
| Ford, Illinois | 1 | $ 45,000 | $ 45,000 | $ 26,000 |
| Kendall, Illinois | 1 | $ 205,000 | $ 205,000 | $ 282,000 |
| LaSalle, Illinois | 1 | $ 205,000 | $ 205,000 | $ 73,000 |
| Winnebago, Illinois | 1 | $ 225,000 | $ 225,000 | $ 220,000 |
| Allen, Indiana | 1 | $ 255,000 | $ 255,000 | $ 245,000 |
| Bartholomew, Indiana | 1 | $ 455,000 | $ 455,000 | $ 225,000 |
| Boone, Indiana | 1 | $ 465,000 | $ 465,000 | $ 268,000 |
| Crawford, Indiana | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| Gibson, Indiana | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| Jefferson, Indiana | 1 | $ 45,000 | $ 45,000 | $ 100,000 |
| Kosciusko, Indiana | 1 | $ 485,000 | $ 485,000 | $ 165,000 |
| Monroe, Indiana | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| St. Joseph, Indiana | 1 | $ 225,000 | $ 225,000 | $ 77,000 |
| Johnson, Iowa | 1 | $ 285,000 | $ 285,000 | $ 13,000 |
| Calloway, Kentucky | 1 | $ 215,000 | $ 215,000 | $ 103,000 |
| Grayson, Kentucky | 1 | $ 105,000 | $ 105,000 | $ 209,000 |
| Greenup, Kentucky | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| Hancock, Kentucky | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Harrison, Kentucky | 1 | $ 75,000 | $ 75,000 | $ 66,000 |
| Hart, Kentucky | 1 | $ 235,000 | $ 235,000 | $ 226,000 |
| Knox, Kentucky | 1 | $ 225,000 | $ 225,000 | $ 109,000 |
| Laurel, Kentucky | 1 | $ 375,000 | $ 375,000 | $ 250,000 |
| Lewis, Kentucky | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| Logan, Kentucky | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Lyon, Kentucky | 1 | $ 195,000 | $ 195,000 | $ 229,000 |
| Marshall, Kentucky | 1 | $ 25,000 | $ 25,000 | $ 28,000 |
| Mason, Kentucky | 1 | $ 195,000 | $ 195,000 | $ 100,000 |
| McCracken, Kentucky | 1 | $ 205,000 | $ 205,000 | $ 93,000 |
| McLean, Kentucky | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Montgomery, Kentucky | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Pike, Kentucky | 1 | $ 135,000 | $ 135,000 | $ 84,000 |
| Pulaski, Kentucky | 1 | $ 125,000 | $ 125,000 | $ 263,000 |
| Russell, Kentucky | 1 | $ 185,000 | $ 185,000 | $ 195,000 |
| Trigg, Kentucky | 1 | $ 185,000 | $ 185,000 | $ 142,000 |
| Whitley, Kentucky | 1 | $ 335,000 | $ 335,000 | $ 250,000 |
| Jefferson, Louisiana | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Cumberland, Maine | 1 | $ 235,000 | $ 235,000 | $ 18,000 |
| Montgomery, Maryland | 1 | $ 295,000 | $ 295,000 | $ 42,000 |
| Prince George's, Maryland | 1 | $ 175,000 | $ 175,000 | $ 13,000 |
| Isabella, Michigan | 1 | $ 215,000 | $ 215,000 | $ 133,000 |
| Kalamazoo, Michigan | 1 | $ 5,000 | $ 5,000 | $ 24,000 |
| Kent, Michigan | 1 | $ 35,000 | $ 35,000 | $ 12,000 |
| Ottawa, Michigan | 1 | $ 215,000 | $ 215,000 | $ 58,000 |
| Dakota, Minnesota | 1 | $ 245,000 | $ 245,000 | $ 95,000 |
| Douglas, Minnesota | 1 | $ 175,000 | $ 175,000 | $ 92,000 |
| Itasca, Minnesota | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Olmsted, Minnesota | 1 | $ 305,000 | $ 305,000 | $ 156,000 |
| Scott, Minnesota | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
| Wabasha, Minnesota | 1 | $ 175,000 | $ 175,000 | $ 88,000 |
| Washington, Minnesota | 1 | $ 305,000 | $ 305,000 | $ 104,000 |
| Coahoma, Mississippi | 1 | $ 55,000 | $ 55,000 | $ 15,000 |
| Camden, Missouri | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Clay, Missouri | 1 | $ 355,000 | $ 355,000 | $ 111,000 |
| Cooper, Missouri | 1 | $ 325,000 | $ 325,000 | $ 173,000 |
| Howell, Missouri | 1 | $ 225,000 | $ 225,000 | $ 79,000 |
| Jasper, Missouri | 1 | $ 245,000 | $ 245,000 | $ 135,000 |
| St. Louis City, Missouri | 1 | $ 45,000 | $ 45,000 | $ 52,000 |
| Yellowstone, Montana | 1 | $ 215,000 | $ 215,000 | $ 48,000 |
| Clark, Nevada | 1 | $ 25,000 | $ 25,000 | $ 81,000 |
| Camden, New Jersey | 1 | $ 315,000 | $ 315,000 | $ 39,000 |
| Essex, New Jersey | 1 | $ 275,000 | $ 275,000 | $ 20,000 |
| Middlesex, New Jersey | 1 | $ 295,000 | $ 295,000 | $ 24,000 |
| Monmouth, New Jersey | 1 | $ 285,000 | $ 285,000 | $ 19,000 |
| Ocean, New Jersey | 1 | $ 85,000 | $ 85,000 | $ 12,000 |
| Salem, New Jersey | 1 | $ 155,000 | $ 155,000 | $ 23,000 |
| Sandoval, New Mexico | 1 | $ 105,000 | $ 105,000 | $ 11,000 |
| Bronx, New York | 1 | $ 545,000 | $ 545,000 | $ 54,000 |
| Chautauqua, New York | 1 | $ 65,000 | $ 65,000 | $ 17,000 |
| Dutchess, New York | 1 | $ 395,000 | $ 395,000 | $ 58,000 |
| Queens, New York | 1 | $ 545,000 | $ 545,000 | $ 24,000 |
| Schenectady, New York | 1 | $ 55,000 | $ 55,000 | $ 9,000 |
| Westchester, New York | 1 | $ 405,000 | $ 405,000 | $ 30,000 |
| Alleghany, North Carolina | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Forsyth, North Carolina | 1 | $ 405,000 | $ 405,000 | $ 159,000 |
| Jackson, North Carolina | 1 | $ 55,000 | $ 55,000 | $ 268,000 |
| Lee, North Carolina | 1 | $ 465,000 | $ 465,000 | $ 292,000 |
| Lincoln, North Carolina | 1 | $ 365,000 | $ 365,000 | $ 101,000 |
| Union, North Carolina | 1 | $ 385,000 | $ 385,000 | $ 148,000 |
| Watauga, North Carolina | 1 | $ 355,000 | $ 355,000 | $ 119,000 |
| Auglaize, Ohio | 1 | $ 205,000 | $ 205,000 | $ 97,000 |
| Clinton, Ohio | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Fairfield, Ohio | 1 | $ 155,000 | $ 155,000 | $ 95,000 |
| Greene, Ohio | 1 | $ 95,000 | $ 95,000 | $ 51,000 |
| Hancock, Ohio | 1 | $ 225,000 | $ 225,000 | $ 177,000 |
| Logan, Ohio | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| Montgomery, Ohio | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Ottawa, Ohio | 1 | $ 245,000 | $ 245,000 | $ 81,000 |
| Washington, Ohio | 1 | $ 235,000 | $ 235,000 | $ 190,000 |
| Wood, Ohio | 1 | $ 245,000 | $ 245,000 | $ 162,000 |
| Garfield, Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 14,000 |
| Tulsa, Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 29,000 |
| Clackamas, Oregon | 1 | $ 305,000 | $ 305,000 | $ 75,000 |
| Marion, Oregon | 1 | $ 275,000 | $ 275,000 | $ 90,000 |
| Allegheny, Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 83,000 |
| Berks, Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 150,000 |
| Cumberland, Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 71,000 |
| Fayette, Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 141,000 |
| Fulton, Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 100,000 |
| Lebanon, Pennsylvania | 1 | $ 995,000 | $ 995,000 | $ 770,000 |
| Washington, Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 14,000 |
| Westmoreland, Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Arecibo, Puerto Rico | 1 | $ 155,000 | $ 155,000 | $ 15,000 |
| Bayamon, Puerto Rico | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Vega Alta, Puerto Rico | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Charleston, South Carolina | 1 | $ 3,005,000 | $ 3,005,000 | $ 637,000 |
| Clarendon, South Carolina | 1 | $ 165,000 | $ 165,000 | $ 110,000 |
| Dorchester, South Carolina | 1 | $ 205,000 | $ 205,000 | $ 77,000 |
| Horry, South Carolina | 1 | $ 145,000 | $ 145,000 | $ 103,000 |
| Newberry, South Carolina | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Oconee, South Carolina | 1 | $ 195,000 | $ 195,000 | $ 53,000 |
| Spartanburg, South Carolina | 1 | $ 225,000 | $ 225,000 | $ 46,000 |
| Campbell, Tennessee | 1 | $ 205,000 | $ 205,000 | $ 100,000 |
| Carroll, Tennessee | 1 | $ 115,000 | $ 115,000 | $ 98,000 |
| Cheatham, Tennessee | 1 | $ 125,000 | $ 125,000 | $ 226,000 |
| Cumberland, Tennessee | 1 | $ 245,000 | $ 245,000 | $ 65,000 |
| Fayette, Tennessee | 1 | $ 185,000 | $ 185,000 | $ 90,000 |
| Franklin, Tennessee | 1 | $ 765,000 | $ 765,000 | $ 582,000 |
| Gibson, Tennessee | 1 | $ 515,000 | $ 515,000 | $ 95,000 |
| Grundy, Tennessee | 1 | $ 275,000 | $ 275,000 | $ 66,000 |
| Hickman, Tennessee | 1 | $ 645,000 | $ 645,000 | $ 1,430,000 |
| Jackson, Tennessee | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Marion, Tennessee | 1 | $ 345,000 | $ 345,000 | $ 187,000 |
| Roane, Tennessee | 1 | $ 255,000 | $ 255,000 | $ 114,000 |
| Robertson, Tennessee | 1 | $ 445,000 | $ 445,000 | $ 206,000 |
| Smith, Tennessee | 1 | $ 55,000 | $ 55,000 | $ 10,000 |
| Tipton, Tennessee | 1 | $ 295,000 | $ 295,000 | $ 66,000 |
| Travis, Texas | 1 | $ 305,000 | $ 305,000 | $ 16,000 |
| Juab, Utah | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| Wasatch, Utah | 1 | $ 475,000 | $ 475,000 | $ 106,000 |
| Albemarle, Virginia | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Frederick, Virginia | 1 | $ 335,000 | $ 335,000 | $ 120,000 |
| Isle of Wight, Virginia | 1 | $ 275,000 | $ 275,000 | $ 56,000 |
| Newport News, Virginia | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
| Rockingham, Virginia | 1 | $ 305,000 | $ 305,000 | $ 55,000 |
| Shenandoah, Virginia | 1 | $ 235,000 | $ 235,000 | $ 414,000 |
| Suffolk, Virginia | 1 | $ 195,000 | $ 195,000 | $ 78,000 |
| Grays Harbor, Washington | 1 | $ 175,000 | $ 175,000 | $ 63,000 |
| Spokane, Washington | 1 | $ 185,000 | $ 185,000 | $ 109,000 |
| Walla Walla, Washington | 1 | $ 235,000 | $ 235,000 | $ 45,000 |
| Dane, Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 61,000 |
Mortgage Loan Application Detail Totals for Republic Bank & Trust in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,534 | $592,420,000 | $233,000 | $4,875,000 | $123,000 | $3,250,000 |
| Cash-out Refinancing | 1,288 | $228,010,000 | $177,000 | $1,785,000 | $117,000 | $2,788,000 |
| Refinancing | 1,034 | $296,140,000 | $286,000 | $8,135,000 | $128,000 | $1,526,000 |
| Other Purpose | 895 | $69,385,000 | $77,000 | $1,305,000 | $111,000 | $3,433,000 |
| Home Improvement | 581 | $40,235,000 | $69,000 | $2,005,000 | $103,000 | $1,065,000 |
| Not Applicable | 86 | $16,820,000 | $195,000 | $695,000 | $23,000 | $67,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,672 | $823,290,000 | $176,000 | $3,005,000 | $122,000 | $3,433,000 |
| Black or African American | 509 | $60,705,000 | $119,000 | $875,000 | $71,000 | $2,691,000 |
| Not applicable | 461 | $196,555,000 | $426,000 | $8,135,000 | $0 | $0 |
| Not Provided | 316 | $69,240,000 | $219,000 | $2,635,000 | $137,000 | $1,613,000 |
| Hispanic | 239 | $39,175,000 | $163,000 | $1,085,000 | $82,000 | $975,000 |
| Asian | 144 | $37,120,000 | $257,000 | $1,825,000 | $147,000 | $877,000 |
| American Indian or Alaskan Native | 28 | $3,530,000 | $126,000 | $295,000 | $64,000 | $150,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $490,000 | $245,000 | $355,000 | $82,000 | $135,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,953 | $1,151,335,000 | $193,000 | $8,135,000 | $122,000 | $3,433,000 |
| FHA-insured (Federal Housing Administration) | 330 | $59,130,000 | $179,000 | $695,000 | $52,000 | $211,000 |
| VA-guaranteed (Veterans Administration) | 116 | $29,140,000 | $251,000 | $605,000 | $89,000 | $502,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 19 | $3,405,000 | $179,000 | $295,000 | $52,000 | $99,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,108 | $761,310,000 | $185,000 | $8,135,000 | $125,000 | $3,433,000 |
| Application Withdrawn By Applicant | 1,445 | $332,875,000 | $230,000 | $5,005,000 | $113,000 | $2,788,000 |
| Application Denied By Financial Institution | 531 | $89,215,000 | $168,000 | $2,115,000 | $79,000 | $1,526,000 |
| File Closed For Incompleteness | 187 | $31,525,000 | $168,000 | $1,035,000 | $125,000 | $2,359,000 |
| Loan Purchased By The Institution | 97 | $18,335,000 | $189,000 | $695,000 | $25,000 | $75,000 |
| Application Approved But Not Accepted | 50 | $9,750,000 | $195,000 | $1,535,000 | $103,000 | $272,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,887 | $1,153,795,000 | $195,000 | $8,135,000 | $120,000 | $3,433,000 |
| Debt-To-Income Ratio | 227 | $33,265,000 | $146,000 | $1,355,000 | $57,000 | $426,000 |
| Credit History | 155 | $16,565,000 | $106,000 | $1,025,000 | $89,000 | $975,000 |
| Other | 71 | $22,915,000 | $322,000 | $2,115,000 | $143,000 | $684,000 |
| Collateral | 58 | $13,700,000 | $236,000 | $885,000 | $87,000 | $326,000 |
| Employment History | 14 | $1,250,000 | $89,000 | $235,000 | $68,000 | $198,000 |
| Unverifiable Information | 3 | $615,000 | $205,000 | $555,000 | $91,000 | $99,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $480,000 | $240,000 | $255,000 | $71,000 | $92,000 |
| Credit Application Incomplete | 1 | $425,000 | $425,000 | $425,000 | $1,526,000 | $1,526,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Republic Bank & Trust's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Republic Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.
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