Republic Bank & Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Republic Bank & Trust Company 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Republic Bank & Trust Company 601 W Market St Louisville, KY 40202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,418 |
| Total Mortgage Loan Application Amount | $1,243,010,000 |
| Average Mortgage Loan Application Amount | $172,833 |
| Highest Mortgage Loan Application Amount | $8,135,000 |
| Average Applicant Income | $100,833 |
| Highest Applicant Income | $3,433,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Republic Bank & Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Republic Bank & Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Republic Bank & Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Republic Bank & Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by Republic Bank & Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Republic Bank & Trust Company's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Kentucky | 2,585 | $ 448,325,000 | $ 173,000 | $ 114,000 |
| Fayette County Kentucky | 496 | $ 86,230,000 | $ 173,000 | $ 110,000 |
| Clark County Indiana | 257 | $ 30,885,000 | $ 120,000 | $ 84,000 |
| Bullitt County Kentucky | 227 | $ 31,425,000 | $ 138,000 | $ 85,000 |
| Pinellas County Florida | 196 | $ 43,190,000 | $ 220,000 | $ 134,000 |
| Oldham County Kentucky | 191 | $ 41,025,000 | $ 214,000 | $ 163,000 |
| Floyd County Indiana | 169 | $ 21,695,000 | $ 128,000 | $ 93,000 |
| Davidson County Tennessee | 141 | $ 40,715,000 | $ 288,000 | $ 196,000 |
| Hillsborough County Florida | 129 | $ 34,005,000 | $ 263,000 | $ 177,000 |
| Shelby County Kentucky | 127 | $ 16,145,000 | $ 127,000 | $ 116,000 |
| Daviess County Kentucky | 96 | $ 11,680,000 | $ 121,000 | $ 92,000 |
| Kenton County Kentucky | 95 | $ 15,985,000 | $ 168,000 | $ 149,000 |
| Hamilton County Ohio | 78 | $ 24,010,000 | $ 307,000 | $ 141,000 |
| Hardin County Kentucky | 69 | $ 7,805,000 | $ 113,000 | $ 74,000 |
| Pasco County Florida | 67 | $ 7,575,000 | $ 113,000 | $ 66,000 |
| Boone County Kentucky | 64 | $ 11,720,000 | $ 183,000 | $ 173,000 |
| Franklin County Kentucky | 59 | $ 8,805,000 | $ 149,000 | $ 77,000 |
| Scott County Kentucky | 57 | $ 8,805,000 | $ 154,000 | $ 96,000 |
| Williamson County Tennessee | 47 | $ 19,295,000 | $ 410,000 | $ 263,000 |
| Spencer County Kentucky | 34 | $ 4,890,000 | $ 143,000 | $ 104,000 |
| Jessamine County Kentucky | 33 | $ 9,505,000 | $ 288,000 | $ 166,000 |
| Rutherford County Tennessee | 32 | $ 11,000,000 | $ 343,000 | $ 95,000 |
| Nelson County Kentucky | 30 | $ 4,510,000 | $ 150,000 | $ 95,000 |
| Madison County Kentucky | 29 | $ 5,245,000 | $ 180,000 | $ 103,000 |
| Warren County Ohio | 25 | $ 5,195,000 | $ 207,000 | $ 125,000 |
| Maricopa County Arizona | 24 | $ 6,040,000 | $ 251,000 | $ 93,000 |
| Campbell County Kentucky | 24 | $ 4,350,000 | $ 181,000 | $ 110,000 |
| Harrison County Indiana | 19 | $ 3,335,000 | $ 175,000 | $ 89,000 |
| Anderson County Kentucky | 17 | $ 2,015,000 | $ 118,000 | $ 92,000 |
| Meade County Kentucky | 16 | $ 1,790,000 | $ 111,000 | $ 81,000 |
| Cobb County Georgia | 15 | $ 4,335,000 | $ 289,000 | $ 153,000 |
| Clark County Kentucky | 15 | $ 1,575,000 | $ 105,000 | $ 91,000 |
| Shelby County Tennessee | 15 | $ 4,605,000 | $ 307,000 | $ 201,000 |
| Orange County Florida | 13 | $ 3,535,000 | $ 271,000 | $ 123,000 |
| Breckinridge County Kentucky | 13 | $ 1,505,000 | $ 115,000 | $ 114,000 |
| Los Angeles County California | 12 | $ 4,830,000 | $ 402,000 | $ 128,000 |
| DeKalb County Georgia | 12 | $ 3,870,000 | $ 322,000 | $ 132,000 |
| Hamilton County Indiana | 12 | $ 3,720,000 | $ 310,000 | $ 170,000 |
| Bourbon County Kentucky | 12 | $ 2,500,000 | $ 208,000 | $ 63,000 |
| Lee County Florida | 11 | $ 2,645,000 | $ 240,000 | $ 103,000 |
| Palm Beach County Florida | 11 | $ 3,795,000 | $ 345,000 | $ 133,000 |
| Oakland County Michigan | 11 | $ 3,355,000 | $ 305,000 | $ 108,000 |
| Sumner County Tennessee | 11 | $ 2,165,000 | $ 196,000 | $ 137,000 |
| Fulton County Georgia | 10 | $ 3,430,000 | $ 343,000 | $ 126,000 |
| Cook County Illinois | 10 | $ 2,620,000 | $ 262,000 | $ 131,000 |
| Henry County Kentucky | 10 | $ 840,000 | $ 84,000 | $ 71,000 |
| Maury County Tennessee | 10 | $ 1,590,000 | $ 159,000 | $ 82,000 |
| Fairfax County Virginia | 10 | $ 4,120,000 | $ 412,000 | $ 158,000 |
| Gwinnett County Georgia | 9 | $ 2,605,000 | $ 289,000 | $ 104,000 |
| Warren County Kentucky | 9 | $ 1,645,000 | $ 182,000 | $ 58,000 |
| Wake County North Carolina | 9 | $ 2,495,000 | $ 277,000 | $ 100,000 |
| Clermont County Ohio | 9 | $ 2,095,000 | $ 232,000 | $ 132,000 |
| Montgomery County Pennsylvania | 9 | $ 2,725,000 | $ 302,000 | $ 118,000 |
| San Diego County California | 8 | $ 2,970,000 | $ 371,000 | $ 145,000 |
| Citrus County Florida | 8 | $ 1,000,000 | $ 125,000 | $ 66,000 |
| Collier County Florida | 8 | $ 17,570,000 | $ 2,196,000 | $ 220,000 |
| Miami-Dade County Florida | 8 | $ 1,980,000 | $ 247,000 | $ 94,000 |
| Marion County Indiana | 8 | $ 1,930,000 | $ 241,000 | $ 93,000 |
| Woodford County Kentucky | 8 | $ 2,820,000 | $ 352,000 | $ 82,000 |
| Wilson County Tennessee | 8 | $ 2,100,000 | $ 262,000 | $ 141,000 |
| Boulder County Colorado | 7 | $ 2,445,000 | $ 349,000 | $ 176,000 |
| Broward County Florida | 7 | $ 3,405,000 | $ 486,000 | $ 219,000 |
| Sarasota County Florida | 7 | $ 1,245,000 | $ 177,000 | $ 201,000 |
| Boyle County Kentucky | 7 | $ 1,005,000 | $ 143,000 | $ 51,000 |
| Hamilton County Tennessee | 7 | $ 1,585,000 | $ 226,000 | $ 117,000 |
| Salt Lake County Utah | 7 | $ 2,225,000 | $ 317,000 | $ 64,000 |
| Utah County Utah | 7 | $ 2,655,000 | $ 379,000 | $ 121,000 |
| Orange County California | 6 | $ 3,520,000 | $ 586,000 | $ 130,000 |
| Brevard County Florida | 6 | $ 1,310,000 | $ 218,000 | $ 78,000 |
| Manatee County Florida | 6 | $ 3,050,000 | $ 508,000 | $ 232,000 |
| St. Johns County Florida | 6 | $ 1,660,000 | $ 276,000 | $ 182,000 |
| Cherokee County Georgia | 6 | $ 1,940,000 | $ 323,000 | $ 206,000 |
| Washington County Indiana | 6 | $ 510,000 | $ 85,000 | $ 73,000 |
| Ohio County Kentucky | 6 | $ 430,000 | $ 71,000 | $ 98,000 |
| Butler County Ohio | 6 | $ 4,430,000 | $ 738,000 | $ 121,000 |
| Greenville County South Carolina | 6 | $ 1,250,000 | $ 208,000 | $ 75,000 |
| Prince William County Virginia | 6 | $ 2,300,000 | $ 383,000 | $ 104,000 |
| Hernando County Florida | 5 | $ 455,000 | $ 91,000 | $ 53,000 |
| Leon County Florida | 5 | $ 1,115,000 | $ 223,000 | $ 166,000 |
| Hennepin County Minnesota | 5 | $ 1,175,000 | $ 235,000 | $ 84,000 |
| Guilford County North Carolina | 5 | $ 1,555,000 | $ 311,000 | $ 130,000 |
| Franklin County Ohio | 5 | $ 1,095,000 | $ 219,000 | $ 228,000 |
| Licking County Ohio | 5 | $ 655,000 | $ 131,000 | $ 59,000 |
| Bucks County Pennsylvania | 5 | $ 1,575,000 | $ 315,000 | $ 129,000 |
| Chester County Pennsylvania | 5 | $ 2,005,000 | $ 401,000 | $ 168,000 |
| King County Washington | 5 | $ 1,855,000 | $ 371,000 | $ 109,000 |
| Snohomish County Washington | 5 | $ 1,375,000 | $ 275,000 | $ 109,000 |
| Jefferson County Alabama | 4 | $ 930,000 | $ 232,000 | $ 143,000 |
| Sacramento County California | 4 | $ 1,290,000 | $ 322,000 | $ 79,000 |
| San Bernardino County California | 4 | $ 1,000,000 | $ 250,000 | $ 97,000 |
| Duval County Florida | 4 | $ 1,570,000 | $ 392,000 | $ 85,000 |
| Seminole County Florida | 4 | $ 1,290,000 | $ 322,000 | $ 157,000 |
| Forsyth County Georgia | 4 | $ 1,900,000 | $ 475,000 | $ 158,000 |
| DuPage County Illinois | 4 | $ 1,160,000 | $ 290,000 | $ 191,000 |
| Carroll County Kentucky | 4 | $ 490,000 | $ 122,000 | $ 54,000 |
| Edmonson County Kentucky | 4 | $ 800,000 | $ 200,000 | $ 139,000 |
| Garrard County Kentucky | 4 | $ 1,200,000 | $ 300,000 | $ 66,000 |
| Grant County Kentucky | 4 | $ 970,000 | $ 242,000 | $ 57,000 |
| Larue County Kentucky | 4 | $ 270,000 | $ 67,000 | $ 49,000 |
| Trimble County Kentucky | 4 | $ 510,000 | $ 127,000 | $ 73,000 |
| Jackson County Missouri | 4 | $ 750,000 | $ 187,000 | $ 55,000 |
| St. Louis County Missouri | 4 | $ 1,070,000 | $ 267,000 | $ 201,000 |
| Portage County Ohio | 4 | $ 920,000 | $ 230,000 | $ 115,000 |
| Delaware County Pennsylvania | 4 | $ 1,280,000 | $ 320,000 | $ 117,000 |
| Bedford County Tennessee | 4 | $ 490,000 | $ 122,000 | $ 81,000 |
| Dickson County Tennessee | 4 | $ 860,000 | $ 215,000 | $ 43,000 |
| Knox County Tennessee | 4 | $ 510,000 | $ 127,000 | $ 76,000 |
| Virginia Beach County Virginia | 4 | $ 1,160,000 | $ 290,000 | $ 122,000 |
| Riverside County California | 3 | $ 475,000 | $ 158,000 | $ 73,000 |
| Ventura County California | 3 | $ 1,025,000 | $ 341,000 | $ 93,000 |
| Jefferson County Colorado | 3 | $ 985,000 | $ 328,000 | $ 101,000 |
| District of Columbia County District Of Columbia | 3 | $ 1,115,000 | $ 371,000 | $ 188,000 |
| Charlotte County Florida | 3 | $ 535,000 | $ 178,000 | $ 122,000 |
| Lake County Florida | 3 | $ 475,000 | $ 158,000 | $ 76,000 |
| Polk County Florida | 3 | $ 1,135,000 | $ 378,000 | $ 125,000 |
| Walton County Florida | 3 | $ 895,000 | $ 298,000 | $ 252,000 |
| Clayton County Georgia | 3 | $ 385,000 | $ 128,000 | $ 34,000 |
| Paulding County Georgia | 3 | $ 795,000 | $ 265,000 | $ 100,000 |
| Will County Illinois | 3 | $ 1,255,000 | $ 418,000 | $ 163,000 |
| Hendricks County Indiana | 3 | $ 915,000 | $ 305,000 | $ 186,000 |
| Powell County Kentucky | 3 | $ 395,000 | $ 131,000 | $ 123,000 |
| Wayne County Michigan | 3 | $ 595,000 | $ 198,000 | $ 66,000 |
| Nassau County New York | 3 | $ 1,305,000 | $ 435,000 | $ 22,000 |
| Suffolk County New York | 3 | $ 1,235,000 | $ 411,000 | $ 40,000 |
| Cuyahoga County Ohio | 3 | $ 885,000 | $ 295,000 | $ 151,000 |
| Geauga County Ohio | 3 | $ 735,000 | $ 245,000 | $ 96,000 |
| Lancaster County Pennsylvania | 3 | $ 545,000 | $ 181,000 | $ 64,000 |
| Lehigh County Pennsylvania | 3 | $ 565,000 | $ 188,000 | $ 53,000 |
| Philadelphia County Pennsylvania | 3 | $ 935,000 | $ 311,000 | $ 127,000 |
| Beaufort County South Carolina | 3 | $ 705,000 | $ 235,000 | $ 203,000 |
| Coffee County Tennessee | 3 | $ 1,615,000 | $ 538,000 | $ 64,000 |
| Montgomery County Tennessee | 3 | $ 825,000 | $ 275,000 | $ 180,000 |
| Washington County Tennessee | 3 | $ 525,000 | $ 175,000 | $ 73,000 |
| Chesapeake County Virginia | 3 | $ 935,000 | $ 311,000 | $ 145,000 |
| Clark County Washington | 3 | $ 755,000 | $ 251,000 | $ 121,000 |
| Lamar County Alabama | 2 | $ 210,000 | $ 105,000 | $ 69,000 |
| Pima County Arizona | 2 | $ 380,000 | $ 190,000 | $ 45,000 |
| Pinal County Arizona | 2 | $ 500,000 | $ 250,000 | $ 55,000 |
| Yavapai County Arizona | 2 | $ 670,000 | $ 335,000 | $ 140,000 |
| Alameda County California | 2 | $ 1,200,000 | $ 600,000 | $ 225,000 |
| Contra Costa County California | 2 | $ 810,000 | $ 405,000 | $ 119,000 |
| San Joaquin County California | 2 | $ 670,000 | $ 335,000 | $ 144,000 |
| Adams County Colorado | 2 | $ 580,000 | $ 290,000 | $ 97,000 |
| Arapahoe County Colorado | 2 | $ 700,000 | $ 350,000 | $ 138,000 |
| Douglas County Colorado | 2 | $ 770,000 | $ 385,000 | $ 186,000 |
| Alachua County Florida | 2 | $ 370,000 | $ 185,000 | $ 82,000 |
| Clay County Florida | 2 | $ 190,000 | $ 95,000 | $ 159,000 |
| Escambia County Florida | 2 | $ 830,000 | $ 415,000 | $ 318,000 |
| Martin County Florida | 2 | $ 490,000 | $ 245,000 | $ 131,000 |
| Bartow County Georgia | 2 | $ 700,000 | $ 350,000 | $ 102,000 |
| Bryan County Georgia | 2 | $ 520,000 | $ 260,000 | $ 92,000 |
| Gordon County Georgia | 2 | $ 420,000 | $ 210,000 | $ 99,000 |
| Hall County Georgia | 2 | $ 540,000 | $ 270,000 | $ 250,000 |
| Newton County Georgia | 2 | $ 140,000 | $ 70,000 | $ 61,000 |
| Kane County Illinois | 2 | $ 420,000 | $ 210,000 | $ 126,000 |
| McHenry County Illinois | 2 | $ 620,000 | $ 310,000 | $ 56,000 |
| St. Clair County Illinois | 2 | $ 430,000 | $ 215,000 | $ 94,000 |
| Brown County Indiana | 2 | $ 370,000 | $ 185,000 | $ 174,000 |
| Jennings County Indiana | 2 | $ 150,000 | $ 75,000 | $ 55,000 |
| Lake County Indiana | 2 | $ 320,000 | $ 160,000 | $ 74,000 |
| Porter County Indiana | 2 | $ 500,000 | $ 250,000 | $ 127,000 |
| Ripley County Indiana | 2 | $ 470,000 | $ 235,000 | $ 105,000 |
| Scott County Indiana | 2 | $ 230,000 | $ 115,000 | $ 36,000 |
| Vanderburgh County Indiana | 2 | $ 1,250,000 | $ 625,000 | $ 0 |
| Barren County Kentucky | 2 | $ 290,000 | $ 145,000 | $ 87,000 |
| Clay County Kentucky | 2 | $ 450,000 | $ 225,000 | $ 99,000 |
| Mercer County Kentucky | 2 | $ 690,000 | $ 345,000 | $ 95,000 |
| Metcalfe County Kentucky | 2 | $ 240,000 | $ 120,000 | $ 96,000 |
| Owen County Kentucky | 2 | $ 200,000 | $ 100,000 | $ 51,000 |
| Simpson County Kentucky | 2 | $ 580,000 | $ 290,000 | $ 324,000 |
| Taylor County Kentucky | 2 | $ 90,000 | $ 45,000 | $ 50,000 |
| Macomb County Michigan | 2 | $ 500,000 | $ 250,000 | $ 120,000 |
| Washtenaw County Michigan | 2 | $ 410,000 | $ 205,000 | $ 99,000 |
| Ramsey County Minnesota | 2 | $ 510,000 | $ 255,000 | $ 267,000 |
| St. Charles County Missouri | 2 | $ 330,000 | $ 165,000 | $ 112,000 |
| Bergen County New Jersey | 2 | $ 620,000 | $ 310,000 | $ 20,000 |
| Hudson County New Jersey | 2 | $ 490,000 | $ 245,000 | $ 28,000 |
| Kings County New York | 2 | $ 1,140,000 | $ 570,000 | $ 29,000 |
| Buncombe County North Carolina | 2 | $ 750,000 | $ 375,000 | $ 129,000 |
| Cabarrus County North Carolina | 2 | $ 550,000 | $ 275,000 | $ 118,000 |
| Chatham County North Carolina | 2 | $ 930,000 | $ 465,000 | $ 166,000 |
| Currituck County North Carolina | 2 | $ 680,000 | $ 340,000 | $ 147,000 |
| Durham County North Carolina | 2 | $ 390,000 | $ 195,000 | $ 103,000 |
| Mecklenburg County North Carolina | 2 | $ 510,000 | $ 255,000 | $ 110,000 |
| New Hanover County North Carolina | 2 | $ 510,000 | $ 255,000 | $ 109,000 |
| Ashland County Ohio | 2 | $ 160,000 | $ 80,000 | $ 103,000 |
| Clark County Ohio | 2 | $ 480,000 | $ 240,000 | $ 119,000 |
| Delaware County Ohio | 2 | $ 410,000 | $ 205,000 | $ 286,000 |
| Lorain County Ohio | 2 | $ 550,000 | $ 275,000 | $ 97,000 |
| Medina County Ohio | 2 | $ 640,000 | $ 320,000 | $ 130,000 |
| Summit County Ohio | 2 | $ 430,000 | $ 215,000 | $ 138,000 |
| Butler County Pennsylvania | 2 | $ 840,000 | $ 420,000 | $ 125,000 |
| Dauphin County Pennsylvania | 2 | $ 420,000 | $ 210,000 | $ 150,000 |
| Monroe County Pennsylvania | 2 | $ 320,000 | $ 160,000 | $ 189,000 |
| Northampton County Pennsylvania | 2 | $ 290,000 | $ 145,000 | $ 114,000 |
| San Juan County Puerto Rico | 2 | $ 280,000 | $ 140,000 | $ 0 |
| York County South Carolina | 2 | $ 580,000 | $ 290,000 | $ 146,000 |
| Anderson County Tennessee | 2 | $ 450,000 | $ 225,000 | $ 117,000 |
| Bradley County Tennessee | 2 | $ 390,000 | $ 195,000 | $ 102,000 |
| Harris County Texas | 2 | $ 180,000 | $ 90,000 | $ 21,000 |
| Davis County Utah | 2 | $ 520,000 | $ 260,000 | $ 71,000 |
| Tooele County Utah | 2 | $ 520,000 | $ 260,000 | $ 94,000 |
| Arlington County Virginia | 2 | $ 620,000 | $ 310,000 | $ 133,000 |
| Hampton County Virginia | 2 | $ 640,000 | $ 320,000 | $ 121,000 |
| Hanover County Virginia | 2 | $ 380,000 | $ 190,000 | $ 66,000 |
| Henrico County Virginia | 2 | $ 530,000 | $ 265,000 | $ 113,000 |
| Loudoun County Virginia | 2 | $ 1,170,000 | $ 585,000 | $ 239,000 |
| Lynchburg County Virginia | 2 | $ 730,000 | $ 365,000 | $ 184,000 |
| Montgomery County Virginia | 2 | $ 570,000 | $ 285,000 | $ 60,000 |
| Poquoson County Virginia | 2 | $ 510,000 | $ 255,000 | $ 145,000 |
| Richmond City County Virginia | 2 | $ 790,000 | $ 395,000 | $ 109,000 |
| Pierce County Washington | 2 | $ 670,000 | $ 335,000 | $ 123,000 |
| Whatcom County Washington | 2 | $ 480,000 | $ 240,000 | $ 81,000 |
| Eau Claire County Wisconsin | 2 | $ 430,000 | $ 215,000 | $ 81,000 |
| Milwaukee County Wisconsin | 2 | $ 430,000 | $ 215,000 | $ 271,000 |
| Outagamie County Wisconsin | 2 | $ 310,000 | $ 155,000 | $ 97,000 |
| Washington County Wisconsin | 2 | $ 430,000 | $ 215,000 | $ 102,000 |
| Baldwin County Alabama | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| DeKalb County Alabama | 1 | $ 225,000 | $ 225,000 | $ 100,000 |
| Houston County Alabama | 1 | $ 225,000 | $ 225,000 | $ 106,000 |
| Shelby County Alabama | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| Mohave County Arizona | 1 | $ 165,000 | $ 165,000 | $ 89,000 |
| Navajo County Arizona | 1 | $ 245,000 | $ 245,000 | $ 241,000 |
| Fresno County California | 1 | $ 205,000 | $ 205,000 | $ 295,000 |
| Humboldt County California | 1 | $ 175,000 | $ 175,000 | $ 57,000 |
| Merced County California | 1 | $ 155,000 | $ 155,000 | $ 43,000 |
| Monterey County California | 1 | $ 205,000 | $ 205,000 | $ 113,000 |
| Placer County California | 1 | $ 165,000 | $ 165,000 | $ 219,000 |
| Plumas County California | 1 | $ 125,000 | $ 125,000 | $ 173,000 |
| Santa Barbara County California | 1 | $ 445,000 | $ 445,000 | $ 117,000 |
| Santa Clara County California | 1 | $ 485,000 | $ 485,000 | $ 75,000 |
| Solano County California | 1 | $ 355,000 | $ 355,000 | $ 273,000 |
| Stanislaus County California | 1 | $ 305,000 | $ 305,000 | $ 154,000 |
| El Paso County Colorado | 1 | $ 185,000 | $ 185,000 | $ 82,000 |
| Garfield County Colorado | 1 | $ 255,000 | $ 255,000 | $ 140,000 |
| Larimer County Colorado | 1 | $ 275,000 | $ 275,000 | $ 92,000 |
| Routt County Colorado | 1 | $ 255,000 | $ 255,000 | $ 360,000 |
| New Haven County Connecticut | 1 | $ 255,000 | $ 255,000 | $ 31,000 |
| Bay County Florida | 1 | $ 155,000 | $ 155,000 | $ 102,000 |
| Highlands County Florida | 1 | $ 5,000 | $ 5,000 | $ 58,000 |
| Marion County Florida | 1 | $ 285,000 | $ 285,000 | $ 106,000 |
| Monroe County Florida | 1 | $ 1,085,000 | $ 1,085,000 | $ 0 |
| Nassau County Florida | 1 | $ 285,000 | $ 285,000 | $ 101,000 |
| Osceola County Florida | 1 | $ 45,000 | $ 45,000 | $ 44,000 |
| Sumter County Florida | 1 | $ 85,000 | $ 85,000 | $ 57,000 |
| Volusia County Florida | 1 | $ 215,000 | $ 215,000 | $ 71,000 |
| Burke County Georgia | 1 | $ 245,000 | $ 245,000 | $ 72,000 |
| Chatham County Georgia | 1 | $ 365,000 | $ 365,000 | $ 215,000 |
| Coweta County Georgia | 1 | $ 445,000 | $ 445,000 | $ 57,000 |
| Dawson County Georgia | 1 | $ 395,000 | $ 395,000 | $ 170,000 |
| Douglas County Georgia | 1 | $ 285,000 | $ 285,000 | $ 205,000 |
| Floyd County Georgia | 1 | $ 315,000 | $ 315,000 | $ 174,000 |
| Haralson County Georgia | 1 | $ 135,000 | $ 135,000 | $ 106,000 |
| Toombs County Georgia | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Union County Georgia | 1 | $ 205,000 | $ 205,000 | $ 151,000 |
| Upson County Georgia | 1 | $ 285,000 | $ 285,000 | $ 79,000 |
| Walton County Georgia | 1 | $ 245,000 | $ 245,000 | $ 96,000 |
| Maui County Hawaii | 1 | $ 495,000 | $ 495,000 | $ 16,000 |
| Carroll County Illinois | 1 | $ 225,000 | $ 225,000 | $ 187,000 |
| DeKalb County Illinois | 1 | $ 175,000 | $ 175,000 | $ 12,000 |
| Ford County Illinois | 1 | $ 45,000 | $ 45,000 | $ 26,000 |
| Kendall County Illinois | 1 | $ 205,000 | $ 205,000 | $ 282,000 |
| LaSalle County Illinois | 1 | $ 205,000 | $ 205,000 | $ 73,000 |
| Winnebago County Illinois | 1 | $ 225,000 | $ 225,000 | $ 220,000 |
| Allen County Indiana | 1 | $ 255,000 | $ 255,000 | $ 245,000 |
| Bartholomew County Indiana | 1 | $ 455,000 | $ 455,000 | $ 225,000 |
| Boone County Indiana | 1 | $ 465,000 | $ 465,000 | $ 268,000 |
| Crawford County Indiana | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| Gibson County Indiana | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| Jefferson County Indiana | 1 | $ 45,000 | $ 45,000 | $ 100,000 |
| Kosciusko County Indiana | 1 | $ 485,000 | $ 485,000 | $ 165,000 |
| Monroe County Indiana | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| St. Joseph County Indiana | 1 | $ 225,000 | $ 225,000 | $ 77,000 |
| Johnson County Iowa | 1 | $ 285,000 | $ 285,000 | $ 13,000 |
| Calloway County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 103,000 |
| Grayson County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 209,000 |
| Greenup County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| Hancock County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Harrison County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 66,000 |
| Hart County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 226,000 |
| Knox County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 109,000 |
| Laurel County Kentucky | 1 | $ 375,000 | $ 375,000 | $ 250,000 |
| Lewis County Kentucky | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| Logan County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Lyon County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 229,000 |
| Marshall County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 28,000 |
| Mason County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 100,000 |
| McCracken County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 93,000 |
| McLean County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Montgomery County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Pike County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 84,000 |
| Pulaski County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 263,000 |
| Russell County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 195,000 |
| Trigg County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 142,000 |
| Whitley County Kentucky | 1 | $ 335,000 | $ 335,000 | $ 250,000 |
| Jefferson County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Cumberland County Maine | 1 | $ 235,000 | $ 235,000 | $ 18,000 |
| Montgomery County Maryland | 1 | $ 295,000 | $ 295,000 | $ 42,000 |
| Prince George's County Maryland | 1 | $ 175,000 | $ 175,000 | $ 13,000 |
| Isabella County Michigan | 1 | $ 215,000 | $ 215,000 | $ 133,000 |
| Kalamazoo County Michigan | 1 | $ 5,000 | $ 5,000 | $ 24,000 |
| Kent County Michigan | 1 | $ 35,000 | $ 35,000 | $ 12,000 |
| Ottawa County Michigan | 1 | $ 215,000 | $ 215,000 | $ 58,000 |
| Dakota County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 95,000 |
| Douglas County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 92,000 |
| Itasca County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Olmsted County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 156,000 |
| Scott County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
| Wabasha County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 88,000 |
| Washington County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 104,000 |
| Coahoma County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 15,000 |
| Camden County Missouri | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Clay County Missouri | 1 | $ 355,000 | $ 355,000 | $ 111,000 |
| Cooper County Missouri | 1 | $ 325,000 | $ 325,000 | $ 173,000 |
| Howell County Missouri | 1 | $ 225,000 | $ 225,000 | $ 79,000 |
| Jasper County Missouri | 1 | $ 245,000 | $ 245,000 | $ 135,000 |
| St. Louis City County Missouri | 1 | $ 45,000 | $ 45,000 | $ 52,000 |
| Yellowstone County Montana | 1 | $ 215,000 | $ 215,000 | $ 48,000 |
| Clark County Nevada | 1 | $ 25,000 | $ 25,000 | $ 81,000 |
| Camden County New Jersey | 1 | $ 315,000 | $ 315,000 | $ 39,000 |
| Essex County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 20,000 |
| Middlesex County New Jersey | 1 | $ 295,000 | $ 295,000 | $ 24,000 |
| Monmouth County New Jersey | 1 | $ 285,000 | $ 285,000 | $ 19,000 |
| Ocean County New Jersey | 1 | $ 85,000 | $ 85,000 | $ 12,000 |
| Salem County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 23,000 |
| Sandoval County New Mexico | 1 | $ 105,000 | $ 105,000 | $ 11,000 |
| Bronx County New York | 1 | $ 545,000 | $ 545,000 | $ 54,000 |
| Chautauqua County New York | 1 | $ 65,000 | $ 65,000 | $ 17,000 |
| Dutchess County New York | 1 | $ 395,000 | $ 395,000 | $ 58,000 |
| Queens County New York | 1 | $ 545,000 | $ 545,000 | $ 24,000 |
| Schenectady County New York | 1 | $ 55,000 | $ 55,000 | $ 9,000 |
| Westchester County New York | 1 | $ 405,000 | $ 405,000 | $ 30,000 |
| Alleghany County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Forsyth County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 159,000 |
| Jackson County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 268,000 |
| Lee County North Carolina | 1 | $ 465,000 | $ 465,000 | $ 292,000 |
| Lincoln County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 101,000 |
| Union County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 148,000 |
| Watauga County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 119,000 |
| Auglaize County Ohio | 1 | $ 205,000 | $ 205,000 | $ 97,000 |
| Clinton County Ohio | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Fairfield County Ohio | 1 | $ 155,000 | $ 155,000 | $ 95,000 |
| Greene County Ohio | 1 | $ 95,000 | $ 95,000 | $ 51,000 |
| Hancock County Ohio | 1 | $ 225,000 | $ 225,000 | $ 177,000 |
| Logan County Ohio | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| Montgomery County Ohio | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Ottawa County Ohio | 1 | $ 245,000 | $ 245,000 | $ 81,000 |
| Washington County Ohio | 1 | $ 235,000 | $ 235,000 | $ 190,000 |
| Wood County Ohio | 1 | $ 245,000 | $ 245,000 | $ 162,000 |
| Garfield County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 14,000 |
| Tulsa County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 29,000 |
| Clackamas County Oregon | 1 | $ 305,000 | $ 305,000 | $ 75,000 |
| Marion County Oregon | 1 | $ 275,000 | $ 275,000 | $ 90,000 |
| Allegheny County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 83,000 |
| Berks County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 150,000 |
| Cumberland County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 71,000 |
| Fayette County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 141,000 |
| Fulton County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 100,000 |
| Lebanon County Pennsylvania | 1 | $ 995,000 | $ 995,000 | $ 770,000 |
| Washington County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 14,000 |
| Westmoreland County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Arecibo County Puerto Rico | 1 | $ 155,000 | $ 155,000 | $ 15,000 |
| Bayamon County Puerto Rico | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Vega Alta County Puerto Rico | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 3,005,000 | $ 3,005,000 | $ 637,000 |
| Clarendon County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 110,000 |
| Dorchester County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 77,000 |
| Horry County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 103,000 |
| Newberry County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Oconee County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 53,000 |
| Spartanburg County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 46,000 |
| Campbell County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 100,000 |
| Carroll County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 98,000 |
| Cheatham County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 226,000 |
| Cumberland County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 65,000 |
| Fayette County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 90,000 |
| Franklin County Tennessee | 1 | $ 765,000 | $ 765,000 | $ 582,000 |
| Gibson County Tennessee | 1 | $ 515,000 | $ 515,000 | $ 95,000 |
| Grundy County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 66,000 |
| Hickman County Tennessee | 1 | $ 645,000 | $ 645,000 | $ 1,430,000 |
| Jackson County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Marion County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 187,000 |
| Roane County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 114,000 |
| Robertson County Tennessee | 1 | $ 445,000 | $ 445,000 | $ 206,000 |
| Smith County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 10,000 |
| Tipton County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 66,000 |
| Travis County Texas | 1 | $ 305,000 | $ 305,000 | $ 16,000 |
| Juab County Utah | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| Wasatch County Utah | 1 | $ 475,000 | $ 475,000 | $ 106,000 |
| Albemarle County Virginia | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Frederick County Virginia | 1 | $ 335,000 | $ 335,000 | $ 120,000 |
| Isle of Wight County Virginia | 1 | $ 275,000 | $ 275,000 | $ 56,000 |
| Newport News County Virginia | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
| Rockingham County Virginia | 1 | $ 305,000 | $ 305,000 | $ 55,000 |
| Shenandoah County Virginia | 1 | $ 235,000 | $ 235,000 | $ 414,000 |
| Suffolk County Virginia | 1 | $ 195,000 | $ 195,000 | $ 78,000 |
| Grays Harbor County Washington | 1 | $ 175,000 | $ 175,000 | $ 63,000 |
| Spokane County Washington | 1 | $ 185,000 | $ 185,000 | $ 109,000 |
| Walla Walla County Washington | 1 | $ 235,000 | $ 235,000 | $ 45,000 |
| Dane County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 61,000 |
Mortgage Loan Application Detail Totals for Republic Bank & Trust Company in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,534 | $592,420,000 | $233,000 | $4,875,000 | $123,000 | $3,250,000 |
| Cash-out Refinancing | 1,288 | $228,010,000 | $177,000 | $1,785,000 | $117,000 | $2,788,000 |
| Refinancing | 1,034 | $296,140,000 | $286,000 | $8,135,000 | $128,000 | $1,526,000 |
| Other Purpose | 895 | $69,385,000 | $77,000 | $1,305,000 | $111,000 | $3,433,000 |
| Home Improvement | 581 | $40,235,000 | $69,000 | $2,005,000 | $103,000 | $1,065,000 |
| Not Applicable | 86 | $16,820,000 | $195,000 | $695,000 | $23,000 | $67,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,672 | $823,290,000 | $176,000 | $3,005,000 | $122,000 | $3,433,000 |
| Black or African American | 509 | $60,705,000 | $119,000 | $875,000 | $71,000 | $2,691,000 |
| Not applicable | 461 | $196,555,000 | $426,000 | $8,135,000 | $0 | $0 |
| Not Provided | 316 | $69,240,000 | $219,000 | $2,635,000 | $137,000 | $1,613,000 |
| Hispanic | 239 | $39,175,000 | $163,000 | $1,085,000 | $82,000 | $975,000 |
| Asian | 144 | $37,120,000 | $257,000 | $1,825,000 | $147,000 | $877,000 |
| American Indian or Alaskan Native | 28 | $3,530,000 | $126,000 | $295,000 | $64,000 | $150,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $490,000 | $245,000 | $355,000 | $82,000 | $135,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,953 | $1,151,335,000 | $193,000 | $8,135,000 | $122,000 | $3,433,000 |
| FHA-insured (Federal Housing Administration) | 330 | $59,130,000 | $179,000 | $695,000 | $52,000 | $211,000 |
| VA-guaranteed (Veterans Administration) | 116 | $29,140,000 | $251,000 | $605,000 | $89,000 | $502,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 19 | $3,405,000 | $179,000 | $295,000 | $52,000 | $99,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,108 | $761,310,000 | $185,000 | $8,135,000 | $125,000 | $3,433,000 |
| Application Withdrawn By Applicant | 1,445 | $332,875,000 | $230,000 | $5,005,000 | $113,000 | $2,788,000 |
| Application Denied By Financial Institution | 531 | $89,215,000 | $168,000 | $2,115,000 | $79,000 | $1,526,000 |
| File Closed For Incompleteness | 187 | $31,525,000 | $168,000 | $1,035,000 | $125,000 | $2,359,000 |
| Loan Purchased By The Institution | 97 | $18,335,000 | $189,000 | $695,000 | $25,000 | $75,000 |
| Application Approved But Not Accepted | 50 | $9,750,000 | $195,000 | $1,535,000 | $103,000 | $272,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,887 | $1,153,795,000 | $195,000 | $8,135,000 | $120,000 | $3,433,000 |
| Debt-To-Income Ratio | 227 | $33,265,000 | $146,000 | $1,355,000 | $57,000 | $426,000 |
| Credit History | 155 | $16,565,000 | $106,000 | $1,025,000 | $89,000 | $975,000 |
| Other | 71 | $22,915,000 | $322,000 | $2,115,000 | $143,000 | $684,000 |
| Collateral | 58 | $13,700,000 | $236,000 | $885,000 | $87,000 | $326,000 |
| Employment History | 14 | $1,250,000 | $89,000 | $235,000 | $68,000 | $198,000 |
| Unverifiable Information | 3 | $615,000 | $205,000 | $555,000 | $91,000 | $99,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $480,000 | $240,000 | $255,000 | $71,000 | $92,000 |
| Credit Application Incomplete | 1 | $425,000 | $425,000 | $425,000 | $1,526,000 | $1,526,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Republic Bank & Trust Company's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Republic Bank & Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.