Republic Bank & Trust Mortgage Lending & HMDA Data, 2020

In 2020, Republic Bank & Trust of Louisville, KY reported 9,043 mortgage applications totaling $2.0 billion, up 41% from 2019. The average application was for $225,237, and applicants reported an average income of $128,422. 62% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Louisville/Jefferson County, KY-IN (4,927), Lexington-Fayette, KY (906) and Tampa-St. Petersburg-Clearwater, FL (501) (applications in parentheses).

Mortgage Company & Address Republic Bank & Trust
601 W Market St
Louisville, KY 40202
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 9,043
Total Mortgage Loan Application Amount $2,036,825,000
Average Mortgage Loan Application Amount $225,237
Highest Mortgage Loan Application Amount $7,005,000
Average Applicant Income $128,422
Highest Applicant Income $5,251,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Republic Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Republic Bank & Trust by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Jefferson, Kentucky 3,457 $ 662,025,000 $ 191,502 $ 120,000
Fayette, Kentucky 701 $ 152,735,000 $ 217,881 $ 112,000
Oldham, Kentucky 352 $ 88,560,000 $ 251,590 $ 160,000
Bullitt, Kentucky 303 $ 50,855,000 $ 167,838 $ 92,000
Clark, Indiana 301 $ 45,065,000 $ 149,717 $ 86,000
Pinellas, Florida 266 $ 83,120,000 $ 312,481 $ 159,000
Floyd, Indiana 216 $ 38,790,000 $ 179,583 $ 110,000
Davidson, Tennessee 206 $ 62,850,000 $ 305,097 $ 156,000
Shelby, Kentucky 174 $ 32,740,000 $ 188,160 $ 121,000
Hillsborough, Florida 163 $ 57,785,000 $ 354,509 $ 155,000
Williamson, Tennessee 129 $ 40,985,000 $ 317,713 $ 234,000
Kenton, Kentucky 110 $ 21,660,000 $ 196,909 $ 135,000
Hamilton, Ohio 103 $ 33,805,000 $ 328,203 $ 194,000
Scott, Kentucky 91 $ 17,805,000 $ 195,659 $ 99,000
Pasco, Florida 67 $ 11,145,000 $ 166,343 $ 95,000
Spencer, Kentucky 64 $ 12,910,000 $ 201,718 $ 116,000
Boone, Kentucky 62 $ 26,260,000 $ 423,548 $ 178,000
Jessamine, Kentucky 62 $ 17,020,000 $ 274,516 $ 163,000
Maricopa, Arizona 51 $ 12,765,000 $ 250,294 $ 164,000
Campbell, Kentucky 45 $ 14,485,000 $ 321,888 $ 138,000
Madison, Kentucky 42 $ 8,360,000 $ 199,047 $ 93,000
Nelson, Kentucky 41 $ 7,345,000 $ 179,146 $ 78,000
Harrison, Indiana 40 $ 6,980,000 $ 174,500 $ 104,000
Franklin, Kentucky 36 $ 4,820,000 $ 133,888 $ 75,000
Hardin, Kentucky 36 $ 5,810,000 $ 161,388 $ 90,000
Cook, Illinois 31 $ 8,885,000 $ 286,612 $ 185,000
Fulton, Georgia 27 $ 7,965,000 $ 295,000 $ 126,000
Woodford, Kentucky 27 $ 6,595,000 $ 244,259 $ 113,000
Shelby, Tennessee 27 $ 4,985,000 $ 184,629 $ 216,000
Los Angeles, California 23 $ 7,285,000 $ 316,739 $ 190,000
Palm Beach, Florida 23 $ 12,425,000 $ 540,217 $ 105,000
Manatee, Florida 22 $ 8,660,000 $ 393,636 $ 164,000
Wake, North Carolina 20 $ 5,760,000 $ 288,000 $ 143,000
Rutherford, Tennessee 20 $ 5,560,000 $ 278,000 $ 163,000
San Diego, California 19 $ 6,565,000 $ 345,526 $ 146,000
Anderson, Kentucky 19 $ 2,785,000 $ 146,578 $ 80,000
Clermont, Ohio 19 $ 5,825,000 $ 306,578 $ 159,000
Warren, Ohio 19 $ 3,965,000 $ 208,684 $ 141,000
King, Washington 19 $ 6,365,000 $ 335,000 $ 167,000
Broward, Florida 18 $ 5,460,000 $ 303,333 $ 112,000
Lee, Florida 18 $ 4,930,000 $ 273,888 $ 156,000
Clark, Kentucky 18 $ 3,400,000 $ 188,888 $ 89,000
District of Columbia, District Of Columbia 17 $ 6,775,000 $ 398,529 $ 161,000
Orange, Florida 17 $ 4,925,000 $ 289,705 $ 135,000
Cobb, Georgia 17 $ 5,135,000 $ 302,058 $ 145,000
Mecklenburg, North Carolina 17 $ 4,265,000 $ 250,882 $ 125,000
San Bernardino, California 15 $ 3,095,000 $ 206,333 $ 149,000
Duval, Florida 15 $ 3,735,000 $ 249,000 $ 125,000
Franklin, Ohio 15 $ 3,535,000 $ 235,666 $ 183,000
Maury, Tennessee 15 $ 3,885,000 $ 259,000 $ 106,000
Sumner, Tennessee 15 $ 4,025,000 $ 268,333 $ 126,000
Miami-Dade, Florida 14 $ 5,040,000 $ 360,000 $ 119,000
Butler, Ohio 14 $ 3,040,000 $ 217,142 $ 121,000
Collier, Florida 13 $ 5,185,000 $ 398,846 $ 161,000
Sarasota, Florida 13 $ 6,315,000 $ 485,769 $ 667,000
Boyle, Kentucky 13 $ 3,985,000 $ 306,538 $ 152,000
Daviess, Kentucky 13 $ 1,435,000 $ 110,384 $ 69,000
Henry, Kentucky 13 $ 2,075,000 $ 159,615 $ 84,000
Salt Lake, Utah 13 $ 4,355,000 $ 335,000 $ 138,000
Fairfax, Virginia 13 $ 4,175,000 $ 321,153 $ 123,000
Jefferson, Alabama 12 $ 2,310,000 $ 192,500 $ 92,000
Alameda, California 12 $ 5,560,000 $ 463,333 $ 254,000
Forsyth, Georgia 12 $ 3,110,000 $ 259,166 $ 106,000
DuPage, Illinois 12 $ 2,820,000 $ 235,000 $ 201,000
Oakland, Michigan 12 $ 3,000,000 $ 250,000 $ 111,000
DeSoto, Mississippi 12 $ 2,080,000 $ 173,333 $ 214,000
St. Louis, Missouri 12 $ 4,910,000 $ 409,166 $ 196,000
Prince William, Virginia 12 $ 4,310,000 $ 359,166 $ 151,000
Hennepin, Minnesota 11 $ 2,805,000 $ 255,000 $ 97,000
Cuyahoga, Ohio 11 $ 2,475,000 $ 225,000 $ 140,000
Philadelphia, Pennsylvania 11 $ 2,215,000 $ 201,363 $ 109,000
Charleston, South Carolina 11 $ 4,325,000 $ 393,181 $ 177,000
Hamilton, Tennessee 11 $ 3,655,000 $ 332,272 $ 208,000
Wilson, Tennessee 11 $ 3,645,000 $ 331,363 $ 113,000
St. Johns, Florida 10 $ 2,910,000 $ 291,000 $ 108,000
Meade, Kentucky 10 $ 1,520,000 $ 152,000 $ 117,000
Montgomery, Pennsylvania 10 $ 2,530,000 $ 253,000 $ 133,000
York, South Carolina 10 $ 3,020,000 $ 302,000 $ 107,000
DeKalb, Georgia 9 $ 2,445,000 $ 271,666 $ 123,000
Beaufort, South Carolina 9 $ 5,285,000 $ 587,222 $ 315,000
Knox, Tennessee 9 $ 2,325,000 $ 258,333 $ 110,000
Jefferson, Colorado 8 $ 2,850,000 $ 356,250 $ 158,000
Volusia, Florida 8 $ 1,770,000 $ 221,250 $ 89,000
Walton, Florida 8 $ 4,370,000 $ 546,250 $ 309,000
Gwinnett, Georgia 8 $ 2,130,000 $ 266,250 $ 85,000
Chester, Pennsylvania 8 $ 2,440,000 $ 305,000 $ 158,000
Greenville, South Carolina 8 $ 2,180,000 $ 272,500 $ 146,000
Cheatham, Tennessee 8 $ 2,190,000 $ 273,750 $ 142,000
Snohomish, Washington 8 $ 2,370,000 $ 296,250 $ 113,000
Contra Costa, California 7 $ 1,925,000 $ 275,000 $ 204,000
Orange, California 7 $ 3,315,000 $ 473,571 $ 270,000
Riverside, California 7 $ 2,075,000 $ 296,428 $ 110,000
Sacramento, California 7 $ 1,795,000 $ 256,428 $ 124,000
Hartford, Connecticut 7 $ 2,005,000 $ 286,428 $ 183,000
Leon, Florida 7 $ 1,225,000 $ 175,000 $ 198,000
Washington, Indiana 7 $ 805,000 $ 115,000 $ 43,000
Bourbon, Kentucky 7 $ 1,165,000 $ 166,428 $ 83,000
Grayson, Kentucky 7 $ 1,055,000 $ 150,714 $ 133,000
Wayne, Michigan 7 $ 1,705,000 $ 243,571 $ 86,000
Orange, North Carolina 7 $ 1,935,000 $ 276,428 $ 97,000
Union, North Carolina 7 $ 2,185,000 $ 312,142 $ 110,000
Delaware, Ohio 7 $ 2,125,000 $ 303,571 $ 131,000
Multnomah, Oregon 7 $ 3,315,000 $ 473,571 $ 193,000
Lehigh, Pennsylvania 7 $ 1,955,000 $ 279,285 $ 203,000
Santa Clara, California 6 $ 3,120,000 $ 520,000 $ 282,000
Charlotte, Florida 6 $ 1,300,000 $ 216,666 $ 113,000
Polk, Florida 6 $ 1,530,000 $ 255,000 $ 82,000
Lake, Illinois 6 $ 1,750,000 $ 291,666 $ 137,000
Marion, Indiana 6 $ 1,570,000 $ 261,666 $ 127,000
Breckinridge, Kentucky 6 $ 880,000 $ 146,666 $ 106,000
Garrard, Kentucky 6 $ 850,000 $ 141,666 $ 95,000
Warren, Kentucky 6 $ 1,190,000 $ 198,333 $ 190,000
Ouachita, Louisiana 6 $ 1,550,000 $ 258,333 $ 125,000
Greene, Missouri 6 $ 1,360,000 $ 226,666 $ 143,000
Cabarrus, North Carolina 6 $ 1,380,000 $ 230,000 $ 141,000
Iredell, North Carolina 6 $ 1,820,000 $ 303,333 $ 162,000
Delaware, Pennsylvania 6 $ 2,120,000 $ 353,333 $ 120,000
Richland, South Carolina 6 $ 1,780,000 $ 296,666 $ 171,000
Alexandria, Virginia 6 $ 2,160,000 $ 360,000 $ 152,000
Loudoun, Virginia 6 $ 2,150,000 $ 358,333 $ 147,000
Clark, Washington 6 $ 1,410,000 $ 235,000 $ 199,000
Douglas, Colorado 5 $ 1,205,000 $ 241,000 $ 97,000
Fairfield, Connecticut 5 $ 1,985,000 $ 397,000 $ 158,000
Alachua, Florida 5 $ 1,225,000 $ 245,000 $ 155,000
Bay, Florida 5 $ 1,055,000 $ 211,000 $ 180,000
Hernando, Florida 5 $ 1,015,000 $ 203,000 $ 64,000
St. Lucie, Florida 5 $ 885,000 $ 177,000 $ 102,000
Cherokee, Georgia 5 $ 1,325,000 $ 265,000 $ 162,000
Paulding, Georgia 5 $ 965,000 $ 193,000 $ 115,000
Kane, Illinois 5 $ 1,155,000 $ 231,000 $ 127,000
Hamilton, Indiana 5 $ 1,145,000 $ 229,000 $ 69,000
Hendricks, Indiana 5 $ 1,475,000 $ 295,000 $ 202,000
Grant, Kentucky 5 $ 475,000 $ 95,000 $ 67,000
Hart, Kentucky 5 $ 925,000 $ 185,000 $ 473,000
Kent, Michigan 5 $ 1,105,000 $ 221,000 $ 85,000
Gloucester, New Jersey 5 $ 965,000 $ 193,000 $ 89,000
Durham, North Carolina 5 $ 905,000 $ 181,000 $ 148,000
Lorain, Ohio 5 $ 1,375,000 $ 275,000 $ 132,000
Summit, Ohio 5 $ 1,065,000 $ 213,000 $ 117,000
Allegheny, Pennsylvania 5 $ 1,305,000 $ 261,000 $ 145,000
Bucks, Pennsylvania 5 $ 1,225,000 $ 245,000 $ 126,000
Bedford, Tennessee 5 $ 1,075,000 $ 215,000 $ 89,000
Montgomery, Tennessee 5 $ 1,305,000 $ 261,000 $ 82,000
Robertson, Tennessee 5 $ 1,175,000 $ 235,000 $ 65,000
Hanover, Virginia 5 $ 1,385,000 $ 277,000 $ 101,000
Virginia Beach, Virginia 5 $ 1,405,000 $ 281,000 $ 170,000
Milwaukee, Wisconsin 5 $ 665,000 $ 133,000 $ 112,000
Baldwin, Alabama 4 $ 1,050,000 $ 262,500 $ 192,000
Mobile, Alabama 4 $ 1,090,000 $ 272,500 $ 285,000
Shelby, Alabama 4 $ 960,000 $ 240,000 $ 160,000
Pima, Arizona 4 $ 770,000 $ 192,500 $ 81,000
Fresno, California 4 $ 720,000 $ 180,000 $ 115,000
Sonoma, California 4 $ 1,070,000 $ 267,500 $ 338,000
Stanislaus, California 4 $ 950,000 $ 237,500 $ 143,000
Denver, Colorado 4 $ 1,620,000 $ 405,000 $ 153,000
New London, Connecticut 4 $ 1,010,000 $ 252,500 $ 90,000
Brevard, Florida 4 $ 1,460,000 $ 365,000 $ 93,000
Indian River, Florida 4 $ 930,000 $ 232,500 $ 104,000
Fayette, Georgia 4 $ 940,000 $ 235,000 $ 65,000
Glynn, Georgia 4 $ 1,530,000 $ 382,500 $ 255,000
Bartholomew, Indiana 4 $ 1,440,000 $ 360,000 $ 169,000
Lake, Indiana 4 $ 730,000 $ 182,500 $ 125,000
Scott, Indiana 4 $ 960,000 $ 240,000 $ 41,000
Tippecanoe, Indiana 4 $ 790,000 $ 197,500 $ 88,000
Harrison, Kentucky 4 $ 710,000 $ 177,500 $ 101,000
Montgomery, Kentucky 4 $ 620,000 $ 155,000 $ 89,000
Ohio, Kentucky 4 $ 240,000 $ 60,000 $ 43,000
Pulaski, Kentucky 4 $ 680,000 $ 170,000 $ 146,000
Russell, Kentucky 4 $ 420,000 $ 105,000 $ 345,000
Grand Traverse, Michigan 4 $ 1,080,000 $ 270,000 $ 132,000
Washtenaw, Michigan 4 $ 1,200,000 $ 300,000 $ 163,000
Washington, Minnesota 4 $ 1,430,000 $ 357,500 $ 143,000
Marshall, Mississippi 4 $ 580,000 $ 145,000 $ 291,000
Clay, Missouri 4 $ 900,000 $ 225,000 $ 102,000
Ocean, New Jersey 4 $ 1,080,000 $ 270,000 $ 94,000
Union, New Jersey 4 $ 1,750,000 $ 437,500 $ 145,000
Gaston, North Carolina 4 $ 770,000 $ 192,500 $ 115,000
Clackamas, Oregon 4 $ 1,390,000 $ 347,500 $ 136,000
Lane, Oregon 4 $ 920,000 $ 230,000 $ 76,000
Dauphin, Pennsylvania 4 $ 850,000 $ 212,500 $ 155,000
Lancaster, South Carolina 4 $ 960,000 $ 240,000 $ 82,000
Chesapeake, Virginia 4 $ 1,170,000 $ 292,500 $ 162,000
Spokane, Washington 4 $ 780,000 $ 195,000 $ 212,000
Dane, Wisconsin 4 $ 1,060,000 $ 265,000 $ 126,000
Pinal, Arizona 3 $ 565,000 $ 188,333 $ 80,000
San Francisco, California 3 $ 1,115,000 $ 371,666 $ 185,000
San Mateo, California 3 $ 1,485,000 $ 495,000 $ 192,000
Ventura, California 3 $ 1,165,000 $ 388,333 $ 147,000
Boulder, Colorado 3 $ 925,000 $ 308,333 $ 135,000
El Paso, Colorado 3 $ 1,015,000 $ 338,333 $ 140,000
New Haven, Connecticut 3 $ 905,000 $ 301,666 $ 81,000
Tolland, Connecticut 3 $ 705,000 $ 235,000 $ 103,000
Martin, Florida 3 $ 825,000 $ 275,000 $ 108,000
Osceola, Florida 3 $ 655,000 $ 218,333 $ 91,000
Santa Rosa, Florida 3 $ 865,000 $ 288,333 $ 103,000
Seminole, Florida 3 $ 655,000 $ 218,333 $ 85,000
Hall, Georgia 3 $ 835,000 $ 278,333 $ 66,000
Crawford, Indiana 3 $ 405,000 $ 135,000 $ 84,000
Spencer, Indiana 3 $ 395,000 $ 131,666 $ 92,000
Vigo, Indiana 3 $ 895,000 $ 298,333 $ 88,000
Carroll, Kentucky 3 $ 405,000 $ 135,000 $ 77,000
Marion, Kentucky 3 $ 335,000 $ 111,666 $ 71,000
Rowan, Kentucky 3 $ 605,000 $ 201,666 $ 62,000
Macomb, Michigan 3 $ 785,000 $ 261,666 $ 104,000
Ramsey, Minnesota 3 $ 775,000 $ 258,333 $ 133,000
St. Charles, Missouri 3 $ 645,000 $ 215,000 $ 89,000
Bergen, New Jersey 3 $ 1,085,000 $ 361,666 $ 81,000
Camden, New Jersey 3 $ 615,000 $ 205,000 $ 122,000
Middlesex, New Jersey 3 $ 615,000 $ 205,000 $ 133,000
Forsyth, North Carolina 3 $ 625,000 $ 208,333 $ 85,000
Johnston, North Carolina 3 $ 595,000 $ 198,333 $ 128,000
New Hanover, North Carolina 3 $ 1,005,000 $ 335,000 $ 149,000
Licking, Ohio 3 $ 715,000 $ 238,333 $ 95,000
Medina, Ohio 3 $ 935,000 $ 311,666 $ 151,000
Montgomery, Ohio 3 $ 425,000 $ 141,666 $ 71,000
Deschutes, Oregon 3 $ 805,000 $ 268,333 $ 66,000
Washington, Oregon 3 $ 985,000 $ 328,333 $ 112,000
Butler, Pennsylvania 3 $ 1,045,000 $ 348,333 $ 184,000
Monroe, Pennsylvania 3 $ 555,000 $ 185,000 $ 113,000
Pike, Pennsylvania 3 $ 1,345,000 $ 448,333 $ 110,000
York, Pennsylvania 3 $ 735,000 $ 245,000 $ 265,000
Aiken, South Carolina 3 $ 585,000 $ 195,000 $ 202,000
Lexington, South Carolina 3 $ 715,000 $ 238,333 $ 56,000
Pickens, South Carolina 3 $ 885,000 $ 295,000 $ 110,000
Gibson, Tennessee 3 $ 1,545,000 $ 515,000 $ 125,000
Sevier, Tennessee 3 $ 1,135,000 $ 378,333 $ 238,000
Cache, Utah 3 $ 605,000 $ 201,666 $ 86,000
Chesterfield, Virginia 3 $ 625,000 $ 208,333 $ 133,000
Frederick, Virginia 3 $ 585,000 $ 195,000 $ 66,000
Henrico, Virginia 3 $ 905,000 $ 301,666 $ 99,000
Norfolk, Virginia 3 $ 1,015,000 $ 338,333 $ 174,000
Spotsylvania, Virginia 3 $ 625,000 $ 208,333 $ 171,000
Pierce, Washington 3 $ 785,000 $ 261,666 $ 99,000
Walla Walla, Washington 3 $ 565,000 $ 188,333 $ 73,000
Outagamie, Wisconsin 3 $ 495,000 $ 165,000 $ 138,000
Houston, Alabama 2 $ 400,000 $ 200,000 $ 96,000
Madison, Alabama 2 $ 370,000 $ 185,000 $ 195,000
Morgan, Alabama 2 $ 450,000 $ 225,000 $ 103,000
Yavapai, Arizona 2 $ 720,000 $ 360,000 $ 112,000
Yuma, Arizona 2 $ 390,000 $ 195,000 $ 59,000
Adams, Colorado 2 $ 610,000 $ 305,000 $ 180,000
Arapahoe, Colorado 2 $ 480,000 $ 240,000 $ 112,000
Broomfield, Colorado 2 $ 660,000 $ 330,000 $ 127,000
Weld, Colorado 2 $ 720,000 $ 360,000 $ 70,000
Citrus, Florida 2 $ 600,000 $ 300,000 $ 548,000
Clay, Florida 2 $ 680,000 $ 340,000 $ 178,000
Franklin, Florida 2 $ 790,000 $ 395,000 $ 128,000
Marion, Florida 2 $ 350,000 $ 175,000 $ 127,000
Nassau, Florida 2 $ 520,000 $ 260,000 $ 123,000
Sumter, Florida 2 $ 480,000 $ 240,000 $ 63,000
Barrow, Georgia 2 $ 360,000 $ 180,000 $ 128,000
Chatham, Georgia 2 $ 460,000 $ 230,000 $ 163,000
Clayton, Georgia 2 $ 190,000 $ 95,000 $ 46,000
Coweta, Georgia 2 $ 490,000 $ 245,000 $ 85,000
Floyd, Georgia 2 $ 360,000 $ 180,000 $ 138,000
Houston, Georgia 2 $ 400,000 $ 200,000 $ 138,000
Monroe, Illinois 2 $ 430,000 $ 215,000 $ 67,000
Boone, Indiana 2 $ 730,000 $ 365,000 $ 304,000
Monroe, Indiana 2 $ 490,000 $ 245,000 $ 106,000
Porter, Indiana 2 $ 580,000 $ 290,000 $ 147,000
St. Joseph, Indiana 2 $ 440,000 $ 220,000 $ 78,000
Barren, Kentucky 2 $ 260,000 $ 130,000 $ 417,000
Calloway, Kentucky 2 $ 630,000 $ 315,000 $ 165,000
Christian, Kentucky 2 $ 170,000 $ 85,000 $ 91,000
Edmonson, Kentucky 2 $ 450,000 $ 225,000 $ 173,000
Jackson, Kentucky 2 $ 180,000 $ 90,000 $ 24,000
Laurel, Kentucky 2 $ 280,000 $ 140,000 $ 102,000
Pike, Kentucky 2 $ 730,000 $ 365,000 $ 310,000
Rockcastle, Kentucky 2 $ 240,000 $ 120,000 $ 85,000
Simpson, Kentucky 2 $ 570,000 $ 285,000 $ 0
Trimble, Kentucky 2 $ 340,000 $ 170,000 $ 53,000
Wayne, Kentucky 2 $ 300,000 $ 150,000 $ 206,000
St. Landry, Louisiana 2 $ 320,000 $ 160,000 $ 87,000
Ottawa, Michigan 2 $ 360,000 $ 180,000 $ 179,000
Dakota, Minnesota 2 $ 560,000 $ 280,000 $ 123,000
Rice, Minnesota 2 $ 500,000 $ 250,000 $ 120,000
Wright, Minnesota 2 $ 360,000 $ 180,000 $ 73,000
Rankin, Mississippi 2 $ 460,000 $ 230,000 $ 127,000
Jackson, Missouri 2 $ 330,000 $ 165,000 $ 74,000
Burlington, New Jersey 2 $ 460,000 $ 230,000 $ 164,000
Somerset, New Jersey 2 $ 580,000 $ 290,000 $ 170,000
Buncombe, North Carolina 2 $ 620,000 $ 310,000 $ 68,000
Cleveland, North Carolina 2 $ 420,000 $ 210,000 $ 51,000
Franklin, North Carolina 2 $ 400,000 $ 200,000 $ 104,000
Guilford, North Carolina 2 $ 410,000 $ 205,000 $ 103,000
Haywood, North Carolina 2 $ 440,000 $ 220,000 $ 148,000
Jackson, North Carolina 2 $ 480,000 $ 240,000 $ 151,000
Rowan, North Carolina 2 $ 420,000 $ 210,000 $ 144,000
Geauga, Ohio 2 $ 730,000 $ 365,000 $ 436,000
Greene, Ohio 2 $ 370,000 $ 185,000 $ 95,000
Miami, Ohio 2 $ 340,000 $ 170,000 $ 70,000
Portage, Ohio 2 $ 410,000 $ 205,000 $ 87,000
Wood, Ohio 2 $ 450,000 $ 225,000 $ 167,000
Marion, Oregon 2 $ 430,000 $ 215,000 $ 76,000
Adams, Pennsylvania 2 $ 600,000 $ 300,000 $ 117,000
Cumberland, Pennsylvania 2 $ 240,000 $ 120,000 $ 80,000
Franklin, Pennsylvania 2 $ 410,000 $ 205,000 $ 173,000
Bradley, Tennessee 2 $ 400,000 $ 200,000 $ 93,000
Coffee, Tennessee 2 $ 190,000 $ 95,000 $ 26,000
Fayette, Tennessee 2 $ 390,000 $ 195,000 $ 307,000
Franklin, Tennessee 2 $ 980,000 $ 490,000 $ 736,000
Marion, Tennessee 2 $ 550,000 $ 275,000 $ 60,000
Utah, Utah 2 $ 790,000 $ 395,000 $ 103,000
Washington, Utah 2 $ 970,000 $ 485,000 $ 246,000
Fauquier, Virginia 2 $ 650,000 $ 325,000 $ 120,000
Montgomery, Virginia 2 $ 490,000 $ 245,000 $ 91,000
New Kent, Virginia 2 $ 570,000 $ 285,000 $ 224,000
Richmond City, Virginia 2 $ 520,000 $ 260,000 $ 296,000
Suffolk, Virginia 2 $ 430,000 $ 215,000 $ 67,000
Kitsap, Washington 2 $ 540,000 $ 270,000 $ 104,000
Whatcom, Washington 2 $ 740,000 $ 370,000 $ 92,000
Sheboygan, Wisconsin 2 $ 600,000 $ 300,000 $ 132,000
Waukesha, Wisconsin 2 $ 610,000 $ 305,000 $ 116,000
Autauga, Alabama 1 $ 225,000 $ 225,000 $ 300,000
Blount, Alabama 1 $ 295,000 $ 295,000 $ 165,000
Covington, Alabama 1 $ 195,000 $ 195,000 $ 131,000
Fayette, Alabama 1 $ 185,000 $ 185,000 $ 125,000
Lee, Alabama 1 $ 275,000 $ 275,000 $ 199,000
Montgomery, Alabama 1 $ 175,000 $ 175,000 $ 81,000
Russell, Alabama 1 $ 95,000 $ 95,000 $ 86,000
St. Clair, Alabama 1 $ 515,000 $ 515,000 $ 106,000
Tuscaloosa, Alabama 1 $ 5,000 $ 5,000 $ 30,000
Mohave, Arizona 1 $ 165,000 $ 165,000 $ 89,000
Humboldt, California 1 $ 165,000 $ 165,000 $ 51,000
Marin, California 1 $ 295,000 $ 295,000 $ 118,000
Merced, California 1 $ 255,000 $ 255,000 $ 130,000
Monterey, California 1 $ 435,000 $ 435,000 $ 129,000
Napa, California 1 $ 325,000 $ 325,000 $ 155,000
Nevada, California 1 $ 175,000 $ 175,000 $ 43,000
Placer, California 1 $ 265,000 $ 265,000 $ 238,000
San Joaquin, California 1 $ 295,000 $ 295,000 $ 116,000
San Luis Obispo, California 1 $ 165,000 $ 165,000 $ 49,000
Santa Barbara, California 1 $ 525,000 $ 525,000 $ 173,000
Solano, California 1 $ 165,000 $ 165,000 $ 107,000
Yolo, California 1 $ 515,000 $ 515,000 $ 125,000
Mesa, Colorado 1 $ 195,000 $ 195,000 $ 80,000
Park, Colorado 1 $ 475,000 $ 475,000 $ 108,000
San Miguel, Colorado 1 $ 255,000 $ 255,000 $ 0
Litchfield, Connecticut 1 $ 235,000 $ 235,000 $ 66,000
Middlesex, Connecticut 1 $ 205,000 $ 205,000 $ 184,000
Windham, Connecticut 1 $ 225,000 $ 225,000 $ 68,000
New Castle, Delaware 1 $ 355,000 $ 355,000 $ 425,000
Gadsden, Florida 1 $ 105,000 $ 105,000 $ 40,000
Lake, Florida 1 $ 225,000 $ 225,000 $ 39,000
Carroll, Georgia 1 $ 385,000 $ 385,000 $ 131,000
Chattooga, Georgia 1 $ 165,000 $ 165,000 $ 133,000
Columbia, Georgia 1 $ 225,000 $ 225,000 $ 64,000
Douglas, Georgia 1 $ 235,000 $ 235,000 $ 89,000
Elbert, Georgia 1 $ 135,000 $ 135,000 $ 197,000
Haralson, Georgia 1 $ 165,000 $ 165,000 $ 123,000
Jackson, Georgia 1 $ 105,000 $ 105,000 $ 74,000
Lamar, Georgia 1 $ 105,000 $ 105,000 $ 86,000
Lowndes, Georgia 1 $ 185,000 $ 185,000 $ 117,000
Monroe, Georgia 1 $ 235,000 $ 235,000 $ 109,000
Muscogee, Georgia 1 $ 295,000 $ 295,000 $ 71,000
Pulaski, Georgia 1 $ 175,000 $ 175,000 $ 64,000
Randolph, Georgia 1 $ 55,000 $ 55,000 $ 46,000
Screven, Georgia 1 $ 285,000 $ 285,000 $ 80,000
Upson, Georgia 1 $ 275,000 $ 275,000 $ 138,000
Walton, Georgia 1 $ 235,000 $ 235,000 $ 72,000
Kendall, Illinois 1 $ 235,000 $ 235,000 $ 77,000
Randolph, Illinois 1 $ 215,000 $ 215,000 $ 119,000
Will, Illinois 1 $ 285,000 $ 285,000 $ 60,000
Winnebago, Illinois 1 $ 235,000 $ 235,000 $ 180,000
Allen, Indiana 1 $ 155,000 $ 155,000 $ 79,000
Brown, Indiana 1 $ 295,000 $ 295,000 $ 164,000
Daviess, Indiana 1 $ 295,000 $ 295,000 $ 173,000
Hancock, Indiana 1 $ 325,000 $ 325,000 $ 104,000
Jackson, Indiana 1 $ 105,000 $ 105,000 $ 40,000
Jasper, Indiana 1 $ 205,000 $ 205,000 $ 45,000
Jennings, Indiana 1 $ 245,000 $ 245,000 $ 78,000
Johnson, Indiana 1 $ 375,000 $ 375,000 $ 386,000
Lawrence, Indiana 1 $ 335,000 $ 335,000 $ 323,000
Madison, Indiana 1 $ 95,000 $ 95,000 $ 64,000
Ripley, Indiana 1 $ 235,000 $ 235,000 $ 102,000
White, Indiana 1 $ 255,000 $ 255,000 $ 184,000
Adair, Kentucky 1 $ 205,000 $ 205,000 $ 52,000
Caldwell, Kentucky 1 $ 245,000 $ 245,000 $ 161,000
Clay, Kentucky 1 $ 135,000 $ 135,000 $ 56,000
Green, Kentucky 1 $ 65,000 $ 65,000 $ 42,000
Greenup, Kentucky 1 $ 135,000 $ 135,000 $ 250,000
Hopkins, Kentucky 1 $ 125,000 $ 125,000 $ 43,000
Larue, Kentucky 1 $ 75,000 $ 75,000 $ 62,000
Lyon, Kentucky 1 $ 285,000 $ 285,000 $ 58,000
Mercer, Kentucky 1 $ 215,000 $ 215,000 $ 91,000
Monroe, Kentucky 1 $ 265,000 $ 265,000 $ 82,000
Nicholas, Kentucky 1 $ 85,000 $ 85,000 $ 66,000
Owen, Kentucky 1 $ 205,000 $ 205,000 $ 138,000
Pendleton, Kentucky 1 $ 205,000 $ 205,000 $ 55,000
Washington, Kentucky 1 $ 145,000 $ 145,000 $ 34,000
Caddo, Louisiana 1 $ 205,000 $ 205,000 $ 227,000
Calcasieu, Louisiana 1 $ 435,000 $ 435,000 $ 192,000
East Baton Rouge, Louisiana 1 $ 215,000 $ 215,000 $ 134,000
Orleans, Louisiana 1 $ 325,000 $ 325,000 $ 140,000
Tangipahoa, Louisiana 1 $ 365,000 $ 365,000 $ 112,000
Bay, Michigan 1 $ 165,000 $ 165,000 $ 165,000
Clinton, Michigan 1 $ 205,000 $ 205,000 $ 107,000
Eaton, Michigan 1 $ 195,000 $ 195,000 $ 133,000
Genesee, Michigan 1 $ 285,000 $ 285,000 $ 93,000
Kalamazoo, Michigan 1 $ 85,000 $ 85,000 $ 39,000
Leelanau, Michigan 1 $ 295,000 $ 295,000 $ 196,000
Monroe, Michigan 1 $ 185,000 $ 185,000 $ 80,000
Muskegon, Michigan 1 $ 185,000 $ 185,000 $ 104,000
Shiawassee, Michigan 1 $ 255,000 $ 255,000 $ 107,000
Anoka, Minnesota 1 $ 355,000 $ 355,000 $ 53,000
Chisago, Minnesota 1 $ 255,000 $ 255,000 $ 125,000
Isanti, Minnesota 1 $ 215,000 $ 215,000 $ 97,000
Pine, Minnesota 1 $ 255,000 $ 255,000 $ 72,000
Scott, Minnesota 1 $ 185,000 $ 185,000 $ 83,000
Wadena, Minnesota 1 $ 185,000 $ 185,000 $ 85,000
Choctaw, Mississippi 1 $ 225,000 $ 225,000 $ 67,000
Lincoln, Mississippi 1 $ 195,000 $ 195,000 $ 150,000
Pearl River, Mississippi 1 $ 205,000 $ 205,000 $ 40,000
Boone, Missouri 1 $ 175,000 $ 175,000 $ 88,000
Camden, Missouri 1 $ 65,000 $ 65,000 $ 200,000
Clinton, Missouri 1 $ 155,000 $ 155,000 $ 113,000
Cole, Missouri 1 $ 265,000 $ 265,000 $ 131,000
Franklin, Missouri 1 $ 155,000 $ 155,000 $ 47,000
Gasconade, Missouri 1 $ 185,000 $ 185,000 $ 175,000
Jefferson, Missouri 1 $ 305,000 $ 305,000 $ 135,000
Laclede, Missouri 1 $ 125,000 $ 125,000 $ 50,000
Moniteau, Missouri 1 $ 105,000 $ 105,000 $ 19,000
St. Louis City, Missouri 1 $ 35,000 $ 35,000 $ 134,000
Stone, Missouri 1 $ 125,000 $ 125,000 $ 52,000
Taney, Missouri 1 $ 205,000 $ 205,000 $ 88,000
Carroll, New Hampshire 1 $ 485,000 $ 485,000 $ 215,000
Atlantic, New Jersey 1 $ 205,000 $ 205,000 $ 100,000
Cape May, New Jersey 1 $ 185,000 $ 185,000 $ 143,000
Essex, New Jersey 1 $ 235,000 $ 235,000 $ 92,000
Hunterdon, New Jersey 1 $ 175,000 $ 175,000 $ 166,000
Mercer, New Jersey 1 $ 205,000 $ 205,000 $ 66,000
Monmouth, New Jersey 1 $ 245,000 $ 245,000 $ 100,000
Passaic, New Jersey 1 $ 495,000 $ 495,000 $ 145,000
Caldwell, North Carolina 1 $ 515,000 $ 515,000 $ 231,000
Chatham, North Carolina 1 $ 405,000 $ 405,000 $ 104,000
Cherokee, North Carolina 1 $ 165,000 $ 165,000 $ 105,000
Clay, North Carolina 1 $ 235,000 $ 235,000 $ 71,000
Davidson, North Carolina 1 $ 185,000 $ 185,000 $ 113,000
Henderson, North Carolina 1 $ 145,000 $ 145,000 $ 66,000
Lincoln, North Carolina 1 $ 725,000 $ 725,000 $ 124,000
Moore, North Carolina 1 $ 385,000 $ 385,000 $ 158,000
Nash, North Carolina 1 $ 215,000 $ 215,000 $ 76,000
Rutherford, North Carolina 1 $ 385,000 $ 385,000 $ 162,000
Scotland, North Carolina 1 $ 255,000 $ 255,000 $ 153,000
Watauga, North Carolina 1 $ 325,000 $ 325,000 $ 115,000
Adams, Ohio 1 $ 115,000 $ 115,000 $ 83,000
Clinton, Ohio 1 $ 265,000 $ 265,000 $ 69,000
Darke, Ohio 1 $ 235,000 $ 235,000 $ 146,000
Fairfield, Ohio 1 $ 245,000 $ 245,000 $ 126,000
Lake, Ohio 1 $ 225,000 $ 225,000 $ 78,000
Logan, Ohio 1 $ 265,000 $ 265,000 $ 100,000
Lucas, Ohio 1 $ 205,000 $ 205,000 $ 209,000
Mahoning, Ohio 1 $ 145,000 $ 145,000 $ 87,000
Pike, Ohio 1 $ 405,000 $ 405,000 $ 191,000
Seneca, Ohio 1 $ 185,000 $ 185,000 $ 116,000
Stark, Ohio 1 $ 315,000 $ 315,000 $ 75,000
Benton, Oregon 1 $ 175,000 $ 175,000 $ 173,000
Crook, Oregon 1 $ 205,000 $ 205,000 $ 142,000
Klamath, Oregon 1 $ 405,000 $ 405,000 $ 150,000
Berks, Pennsylvania 1 $ 215,000 $ 215,000 $ 165,000
Blair, Pennsylvania 1 $ 95,000 $ 95,000 $ 31,000
Crawford, Pennsylvania 1 $ 195,000 $ 195,000 $ 80,000
Lebanon, Pennsylvania 1 $ 165,000 $ 165,000 $ 72,000
Lycoming, Pennsylvania 1 $ 185,000 $ 185,000 $ 95,000
Northampton, Pennsylvania 1 $ 135,000 $ 135,000 $ 71,000
Perry, Pennsylvania 1 $ 255,000 $ 255,000 $ 72,000
Union, Pennsylvania 1 $ 205,000 $ 205,000 $ 149,000
Warren, Pennsylvania 1 $ 85,000 $ 85,000 $ 81,000
Washington, Pennsylvania 1 $ 275,000 $ 275,000 $ 110,000
Berkeley, South Carolina 1 $ 255,000 $ 255,000 $ 58,000
Dorchester, South Carolina 1 $ 195,000 $ 195,000 $ 105,000
Georgetown, South Carolina 1 $ 215,000 $ 215,000 $ 93,000
Horry, South Carolina 1 $ 195,000 $ 195,000 $ 50,000
Laurens, South Carolina 1 $ 235,000 $ 235,000 $ 92,000
Newberry, South Carolina 1 $ 395,000 $ 395,000 $ 125,000
Spartanburg, South Carolina 1 $ 65,000 $ 65,000 $ 38,000
Claiborne, Tennessee 1 $ 235,000 $ 235,000 $ 250,000
Cumberland, Tennessee 1 $ 315,000 $ 315,000 $ 120,000
DeKalb, Tennessee 1 $ 265,000 $ 265,000 $ 49,000
Dickson, Tennessee 1 $ 215,000 $ 215,000 $ 100,000
Giles, Tennessee 1 $ 115,000 $ 115,000 $ 37,000
Grundy, Tennessee 1 $ 265,000 $ 265,000 $ 55,000
Hamblen, Tennessee 1 $ 135,000 $ 135,000 $ 42,000
Loudon, Tennessee 1 $ 245,000 $ 245,000 $ 48,000
Madison, Tennessee 1 $ 45,000 $ 45,000 $ 69,000
Monroe, Tennessee 1 $ 255,000 $ 255,000 $ 220,000
Sequatchie, Tennessee 1 $ 515,000 $ 515,000 $ 100,000
Smith, Tennessee 1 $ 135,000 $ 135,000 $ 52,000
Stewart, Tennessee 1 $ 375,000 $ 375,000 $ 77,000
Tipton, Tennessee 1 $ 245,000 $ 245,000 $ 129,000
Washington, Tennessee 1 $ 425,000 $ 425,000 $ 286,000
Davis, Utah 1 $ 315,000 $ 315,000 $ 135,000
Tooele, Utah 1 $ 285,000 $ 285,000 $ 142,000
Albemarle, Virginia 1 $ 215,000 $ 215,000 $ 66,000
Campbell, Virginia 1 $ 305,000 $ 305,000 $ 166,000
Charlottesville, Virginia 1 $ 185,000 $ 185,000 $ 125,000
Fairfax City, Virginia 1 $ 195,000 $ 195,000 $ 100,000
Falls Church, Virginia 1 $ 295,000 $ 295,000 $ 129,000
Franklin, Virginia 1 $ 355,000 $ 355,000 $ 132,000
King George, Virginia 1 $ 185,000 $ 185,000 $ 162,000
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Mortgage Loan Application Detail Totals for Republic Bank & Trust in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,449 $901,875,000 $261,000 $6,005,000 $135,000 $4,213,000
Home Purchase 2,456 $576,510,000 $234,000 $7,005,000 $116,000 $3,152,000
Cash-out Refinancing 1,950 $425,930,000 $218,000 $2,055,000 $126,000 $974,000
Other Purpose 776 $90,940,000 $117,000 $2,005,000 $144,000 $5,251,000
Home Improvement 383 $39,095,000 $102,000 $5,005,000 $137,000 $1,706,000
Not Applicable 29 $2,475,000 $85,000 $275,000 $31,000 $54,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,551 $1,422,825,000 $217,000 $3,005,000 $134,000 $5,251,000
Black or African American 717 $111,125,000 $154,000 $2,165,000 $79,000 $1,033,000
Not Provided 609 $141,355,000 $232,000 $1,805,000 $144,000 $4,213,000
Not applicable 415 $201,695,000 $486,000 $7,005,000 $0 $0
Hispanic 389 $70,615,000 $181,000 $765,000 $93,000 $1,098,000
Asian 216 $54,670,000 $253,000 $1,795,000 $161,000 $1,800,000
American Indian or Alaskan Native 32 $5,080,000 $158,000 $415,000 $74,000 $250,000
Native Hawaiian or Other Pacific Islander 6 $860,000 $143,000 $245,000 $87,000 $198,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,593 $1,950,215,000 $226,000 $7,005,000 $132,000 $5,251,000
FHA-insured (Federal Housing Administration) 310 $54,140,000 $174,000 $575,000 $62,000 $395,000
VA-guaranteed (Veterans Administration) 112 $27,440,000 $245,000 $675,000 $88,000 $221,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 28 $5,030,000 $179,000 $285,000 $54,000 $81,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,627 $1,250,265,000 $222,000 $4,635,000 $134,000 $5,251,000
Application Withdrawn By Applicant 2,355 $573,105,000 $243,000 $7,005,000 $128,000 $2,815,000
Application Denied By Financial Institution 601 $119,955,000 $199,000 $1,805,000 $83,000 $4,213,000
File Closed For Incompleteness 270 $60,690,000 $224,000 $1,645,000 $143,000 $1,156,000
Application Approved But Not Accepted 107 $24,205,000 $226,000 $1,335,000 $133,000 $640,000
Loan Purchased By The Institution 83 $8,605,000 $103,000 $275,000 $33,000 $64,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 8,442 $1,916,870,000 $227,000 $7,005,000 $131,000 $5,251,000
Debt-To-Income Ratio 294 $60,180,000 $204,000 $1,045,000 $58,000 $389,000
Credit History 112 $13,310,000 $118,000 $585,000 $82,000 $335,000
Other 88 $24,650,000 $280,000 $1,505,000 $131,000 $458,000
Collateral 78 $16,890,000 $216,000 $1,805,000 $123,000 $529,000
Employment History 14 $1,890,000 $135,000 $265,000 $58,000 $127,000
Unverifiable Information 9 $1,995,000 $221,000 $505,000 $539,000 $4,213,000
Insufficient Cash (Downpayment, Closing Cost) 6 $1,040,000 $173,000 $265,000 $54,000 $81,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Republic Bank & Trust's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Republic Bank & Trust's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet with aggregated HMDA statistics today.

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