In 2021, Republic Bank & Trust of Louisville, KY reported 7,994 mortgage applications totaling $1.8 billion, down 12% from 2020. The average application was for $226,643, and applicants reported an average income of $120,864. 61% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Louisville/Jefferson County, KY-IN (4,188), Lexington-Fayette, KY (686) and Tampa-St. Petersburg-Clearwater, FL (519) (applications in parentheses).
| Mortgage Company & Address | Republic Bank & Trust 601 W Market St Louisville, KY 40202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,994 |
| Total Mortgage Loan Application Amount | $1,811,790,000 |
| Average Mortgage Loan Application Amount | $226,643 |
| Highest Mortgage Loan Application Amount | $6,005,000 |
| Average Applicant Income | $120,864 |
| Highest Applicant Income | $4,357,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Republic Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson, Kentucky | 2,988 | $ 555,340,000 | $ 185,856 | $ 113,000 |
| Fayette, Kentucky | 537 | $ 120,975,000 | $ 225,279 | $ 109,000 |
| Clark, Indiana | 305 | $ 47,005,000 | $ 154,114 | $ 77,000 |
| Pinellas, Florida | 266 | $ 73,200,000 | $ 275,187 | $ 167,000 |
| Bullitt, Kentucky | 234 | $ 38,260,000 | $ 163,504 | $ 91,000 |
| Oldham, Kentucky | 214 | $ 49,060,000 | $ 229,252 | $ 150,000 |
| Floyd, Indiana | 199 | $ 33,955,000 | $ 170,628 | $ 96,000 |
| Davidson, Tennessee | 188 | $ 67,740,000 | $ 360,319 | $ 175,000 |
| Hillsborough, Florida | 184 | $ 52,480,000 | $ 285,217 | $ 138,000 |
| Shelby, Kentucky | 146 | $ 28,100,000 | $ 192,465 | $ 135,000 |
| Williamson, Tennessee | 105 | $ 36,345,000 | $ 346,142 | $ 192,000 |
| Kenton, Kentucky | 99 | $ 32,145,000 | $ 324,696 | $ 135,000 |
| Hamilton, Ohio | 98 | $ 40,720,000 | $ 415,510 | $ 121,000 |
| Scott, Kentucky | 67 | $ 13,095,000 | $ 195,447 | $ 114,000 |
| Pasco, Florida | 60 | $ 9,660,000 | $ 161,000 | $ 83,000 |
| Spencer, Kentucky | 50 | $ 9,170,000 | $ 183,400 | $ 101,000 |
| Boone, Kentucky | 48 | $ 10,470,000 | $ 218,125 | $ 127,000 |
| Jessamine, Kentucky | 41 | $ 15,815,000 | $ 385,731 | $ 104,000 |
| Nelson, Kentucky | 36 | $ 6,230,000 | $ 173,055 | $ 91,000 |
| Wake, North Carolina | 36 | $ 9,970,000 | $ 276,944 | $ 127,000 |
| Cook, Illinois | 35 | $ 10,335,000 | $ 295,285 | $ 229,000 |
| Maricopa, Arizona | 34 | $ 9,930,000 | $ 292,058 | $ 170,000 |
| Hardin, Kentucky | 34 | $ 4,350,000 | $ 127,941 | $ 79,000 |
| Campbell, Kentucky | 33 | $ 10,565,000 | $ 320,151 | $ 141,000 |
| Butler, Ohio | 33 | $ 5,755,000 | $ 174,393 | $ 95,000 |
| Franklin, Kentucky | 31 | $ 11,655,000 | $ 375,967 | $ 90,000 |
| Manatee, Florida | 28 | $ 7,290,000 | $ 260,357 | $ 121,000 |
| Warren, Ohio | 27 | $ 13,675,000 | $ 506,481 | $ 172,000 |
| Fairfield, Connecticut | 25 | $ 8,395,000 | $ 335,800 | $ 125,000 |
| Madison, Kentucky | 24 | $ 8,580,000 | $ 357,500 | $ 97,000 |
| Harrison, Indiana | 23 | $ 2,835,000 | $ 123,260 | $ 86,000 |
| Broward, Florida | 21 | $ 6,235,000 | $ 296,904 | $ 135,000 |
| Woodford, Kentucky | 20 | $ 4,550,000 | $ 227,500 | $ 104,000 |
| Henry, Kentucky | 19 | $ 3,365,000 | $ 177,105 | $ 72,000 |
| Rutherford, Tennessee | 19 | $ 6,505,000 | $ 342,368 | $ 99,000 |
| Polk, Florida | 18 | $ 3,590,000 | $ 199,444 | $ 68,000 |
| Clark, Kentucky | 18 | $ 4,490,000 | $ 249,444 | $ 217,000 |
| Miami-Dade, Florida | 17 | $ 4,555,000 | $ 267,941 | $ 130,000 |
| Los Angeles, California | 16 | $ 9,200,000 | $ 575,000 | $ 169,000 |
| Daviess, Kentucky | 16 | $ 2,290,000 | $ 143,125 | $ 65,000 |
| DeSoto, Mississippi | 16 | $ 2,990,000 | $ 186,875 | $ 155,000 |
| Charleston, South Carolina | 16 | $ 6,600,000 | $ 412,500 | $ 167,000 |
| Gwinnett, Georgia | 15 | $ 5,225,000 | $ 348,333 | $ 147,000 |
| Lee, Florida | 14 | $ 5,590,000 | $ 399,285 | $ 196,000 |
| Sarasota, Florida | 14 | $ 3,210,000 | $ 229,285 | $ 105,000 |
| Mecklenburg, North Carolina | 14 | $ 3,730,000 | $ 266,428 | $ 99,000 |
| Palm Beach, Florida | 13 | $ 4,725,000 | $ 363,461 | $ 254,000 |
| Volusia, Florida | 13 | $ 2,885,000 | $ 221,923 | $ 93,000 |
| Madison, Alabama | 12 | $ 2,490,000 | $ 207,500 | $ 261,000 |
| Orange, Florida | 12 | $ 3,360,000 | $ 280,000 | $ 117,000 |
| Oakland, Michigan | 12 | $ 2,720,000 | $ 226,666 | $ 153,000 |
| Montgomery, Pennsylvania | 12 | $ 2,850,000 | $ 237,500 | $ 129,000 |
| Fayette, Tennessee | 12 | $ 2,290,000 | $ 190,833 | $ 208,000 |
| San Diego, California | 11 | $ 5,055,000 | $ 459,545 | $ 129,000 |
| Hartford, Connecticut | 11 | $ 2,545,000 | $ 231,363 | $ 122,000 |
| New Haven, Connecticut | 11 | $ 2,625,000 | $ 238,636 | $ 124,000 |
| Walton, Florida | 11 | $ 11,935,000 | $ 1,085,000 | $ 192,000 |
| DeKalb, Georgia | 11 | $ 4,185,000 | $ 380,454 | $ 134,000 |
| Hennepin, Minnesota | 11 | $ 3,535,000 | $ 321,363 | $ 129,000 |
| Wilson, Tennessee | 11 | $ 2,645,000 | $ 240,454 | $ 129,000 |
| Fairfax, Virginia | 11 | $ 4,685,000 | $ 425,909 | $ 141,000 |
| Prince William, Virginia | 11 | $ 3,915,000 | $ 355,909 | $ 123,000 |
| Hamilton, Indiana | 10 | $ 2,020,000 | $ 202,000 | $ 151,000 |
| Washington, Indiana | 10 | $ 1,330,000 | $ 133,000 | $ 69,000 |
| Meade, Kentucky | 10 | $ 1,710,000 | $ 171,000 | $ 78,000 |
| Bergen, New Jersey | 10 | $ 3,000,000 | $ 300,000 | $ 136,000 |
| Camden, New Jersey | 10 | $ 2,060,000 | $ 206,000 | $ 150,000 |
| Bucks, Pennsylvania | 10 | $ 2,650,000 | $ 265,000 | $ 214,000 |
| Beaufort, South Carolina | 10 | $ 2,490,000 | $ 249,000 | $ 146,000 |
| Maury, Tennessee | 10 | $ 2,290,000 | $ 229,000 | $ 96,000 |
| Shelby, Tennessee | 10 | $ 1,720,000 | $ 172,000 | $ 157,000 |
| Jefferson, Alabama | 9 | $ 2,275,000 | $ 252,777 | $ 126,000 |
| Hernando, Florida | 9 | $ 1,525,000 | $ 169,444 | $ 67,000 |
| Osceola, Florida | 9 | $ 1,835,000 | $ 203,888 | $ 87,000 |
| Fulton, Georgia | 9 | $ 2,055,000 | $ 228,333 | $ 130,000 |
| Will, Illinois | 9 | $ 1,775,000 | $ 197,222 | $ 114,000 |
| Marion, Indiana | 9 | $ 1,835,000 | $ 203,888 | $ 88,000 |
| Boyle, Kentucky | 9 | $ 1,815,000 | $ 201,666 | $ 91,000 |
| Warren, Kentucky | 9 | $ 1,945,000 | $ 216,111 | $ 127,000 |
| Burlington, New Jersey | 9 | $ 1,965,000 | $ 218,333 | $ 137,000 |
| Gloucester, New Jersey | 9 | $ 2,265,000 | $ 251,666 | $ 145,000 |
| Morris, New Jersey | 9 | $ 2,685,000 | $ 298,333 | $ 163,000 |
| Chester, Pennsylvania | 9 | $ 2,035,000 | $ 226,111 | $ 109,000 |
| Greenville, South Carolina | 9 | $ 1,915,000 | $ 212,777 | $ 87,000 |
| Hamilton, Tennessee | 9 | $ 1,625,000 | $ 180,555 | $ 119,000 |
| Baldwin, Alabama | 8 | $ 2,460,000 | $ 307,500 | $ 97,000 |
| San Bernardino, California | 8 | $ 1,430,000 | $ 178,750 | $ 112,000 |
| Duval, Florida | 8 | $ 2,410,000 | $ 301,250 | $ 143,000 |
| Cobb, Georgia | 8 | $ 2,880,000 | $ 360,000 | $ 132,000 |
| Durham, North Carolina | 8 | $ 1,560,000 | $ 195,000 | $ 137,000 |
| Lehigh, Pennsylvania | 8 | $ 1,250,000 | $ 156,250 | $ 72,000 |
| Philadelphia, Pennsylvania | 8 | $ 1,550,000 | $ 193,750 | $ 215,000 |
| Sumner, Tennessee | 8 | $ 1,970,000 | $ 246,250 | $ 82,000 |
| King, Washington | 8 | $ 4,220,000 | $ 527,500 | $ 150,000 |
| District of Columbia, District Of Columbia | 7 | $ 2,975,000 | $ 425,000 | $ 119,000 |
| Brevard, Florida | 7 | $ 1,685,000 | $ 240,714 | $ 111,000 |
| Seminole, Florida | 7 | $ 1,565,000 | $ 223,571 | $ 120,000 |
| Breckinridge, Kentucky | 7 | $ 1,195,000 | $ 170,714 | $ 123,000 |
| Jackson, Missouri | 7 | $ 1,255,000 | $ 179,285 | $ 141,000 |
| Middlesex, New Jersey | 7 | $ 2,205,000 | $ 315,000 | $ 118,000 |
| Monmouth, New Jersey | 7 | $ 2,915,000 | $ 416,428 | $ 147,000 |
| Buncombe, North Carolina | 7 | $ 2,315,000 | $ 330,714 | $ 195,000 |
| Clermont, Ohio | 7 | $ 1,115,000 | $ 159,285 | $ 101,000 |
| Lexington, South Carolina | 7 | $ 1,745,000 | $ 249,285 | $ 102,000 |
| Salt Lake, Utah | 7 | $ 1,885,000 | $ 269,285 | $ 135,000 |
| Riverside, California | 6 | $ 1,710,000 | $ 285,000 | $ 111,000 |
| Middlesex, Connecticut | 6 | $ 1,600,000 | $ 266,666 | $ 88,000 |
| Bay, Florida | 6 | $ 4,350,000 | $ 725,000 | $ 216,000 |
| Collier, Florida | 6 | $ 2,490,000 | $ 415,000 | $ 279,000 |
| Marion, Florida | 6 | $ 1,090,000 | $ 181,666 | $ 75,000 |
| St. Johns, Florida | 6 | $ 2,210,000 | $ 368,333 | $ 103,000 |
| Sumter, Florida | 6 | $ 1,920,000 | $ 320,000 | $ 119,000 |
| Cherokee, Georgia | 6 | $ 1,670,000 | $ 278,333 | $ 119,000 |
| Scott, Indiana | 6 | $ 770,000 | $ 128,333 | $ 61,000 |
| Anderson, Kentucky | 6 | $ 890,000 | $ 148,333 | $ 50,000 |
| Essex, New Jersey | 6 | $ 1,470,000 | $ 245,000 | $ 115,000 |
| Chatham, North Carolina | 6 | $ 2,300,000 | $ 383,333 | $ 145,000 |
| Forsyth, North Carolina | 6 | $ 1,610,000 | $ 268,333 | $ 117,000 |
| Franklin, Ohio | 6 | $ 1,090,000 | $ 181,666 | $ 83,000 |
| Lorain, Ohio | 6 | $ 830,000 | $ 138,333 | $ 123,000 |
| Lancaster, Pennsylvania | 6 | $ 1,410,000 | $ 235,000 | $ 78,000 |
| Dorchester, South Carolina | 6 | $ 1,230,000 | $ 205,000 | $ 93,000 |
| Alameda, California | 5 | $ 2,705,000 | $ 541,000 | $ 246,000 |
| Contra Costa, California | 5 | $ 2,085,000 | $ 417,000 | $ 417,000 |
| Santa Clara, California | 5 | $ 3,575,000 | $ 715,000 | $ 265,000 |
| Citrus, Florida | 5 | $ 1,115,000 | $ 223,000 | $ 109,000 |
| Indian River, Florida | 5 | $ 1,375,000 | $ 275,000 | $ 81,000 |
| Dearborn, Indiana | 5 | $ 825,000 | $ 165,000 | $ 168,000 |
| Hendricks, Indiana | 5 | $ 795,000 | $ 159,000 | $ 78,000 |
| Porter, Indiana | 5 | $ 1,705,000 | $ 341,000 | $ 123,000 |
| Larue, Kentucky | 5 | $ 845,000 | $ 169,000 | $ 46,000 |
| Mercer, Kentucky | 5 | $ 1,805,000 | $ 361,000 | $ 57,000 |
| Lafayette, Louisiana | 5 | $ 1,225,000 | $ 245,000 | $ 112,000 |
| Genesee, Michigan | 5 | $ 1,045,000 | $ 209,000 | $ 83,000 |
| St. Charles, Missouri | 5 | $ 935,000 | $ 187,000 | $ 103,000 |
| St. Louis, Missouri | 5 | $ 1,645,000 | $ 329,000 | $ 135,000 |
| Atlantic, New Jersey | 5 | $ 875,000 | $ 175,000 | $ 54,000 |
| Ocean, New Jersey | 5 | $ 1,585,000 | $ 317,000 | $ 139,000 |
| Somerset, New Jersey | 5 | $ 1,205,000 | $ 241,000 | $ 151,000 |
| Johnston, North Carolina | 5 | $ 1,005,000 | $ 201,000 | $ 97,000 |
| Summit, Ohio | 5 | $ 805,000 | $ 161,000 | $ 81,000 |
| Delaware, Pennsylvania | 5 | $ 1,435,000 | $ 287,000 | $ 114,000 |
| Arlington, Virginia | 5 | $ 2,235,000 | $ 447,000 | $ 214,000 |
| Chesterfield, Virginia | 5 | $ 1,545,000 | $ 309,000 | $ 139,000 |
| Loudoun, Virginia | 5 | $ 1,625,000 | $ 325,000 | $ 129,000 |
| Stafford, Virginia | 5 | $ 1,635,000 | $ 327,000 | $ 93,000 |
| Dane, Wisconsin | 5 | $ 1,005,000 | $ 201,000 | $ 141,000 |
| Shelby, Alabama | 4 | $ 1,120,000 | $ 280,000 | $ 135,000 |
| Alachua, Florida | 4 | $ 1,140,000 | $ 285,000 | $ 114,000 |
| Lake, Florida | 4 | $ 1,190,000 | $ 297,500 | $ 148,000 |
| Okaloosa, Florida | 4 | $ 1,000,000 | $ 250,000 | $ 50,000 |
| St. Lucie, Florida | 4 | $ 610,000 | $ 152,500 | $ 102,000 |
| Bartow, Georgia | 4 | $ 1,040,000 | $ 260,000 | $ 93,000 |
| Fayette, Georgia | 4 | $ 1,100,000 | $ 275,000 | $ 121,000 |
| Forsyth, Georgia | 4 | $ 920,000 | $ 230,000 | $ 211,000 |
| DuPage, Illinois | 4 | $ 870,000 | $ 217,500 | $ 114,000 |
| Lake, Illinois | 4 | $ 880,000 | $ 220,000 | $ 138,000 |
| Crawford, Indiana | 4 | $ 760,000 | $ 190,000 | $ 71,000 |
| Lake, Indiana | 4 | $ 740,000 | $ 185,000 | $ 91,000 |
| Grayson, Kentucky | 4 | $ 1,000,000 | $ 250,000 | $ 68,000 |
| Harrison, Kentucky | 4 | $ 470,000 | $ 117,500 | $ 74,000 |
| Anoka, Minnesota | 4 | $ 870,000 | $ 217,500 | $ 118,000 |
| Dakota, Minnesota | 4 | $ 1,240,000 | $ 310,000 | $ 140,000 |
| Clay, Missouri | 4 | $ 890,000 | $ 222,500 | $ 153,000 |
| Greene, Missouri | 4 | $ 570,000 | $ 142,500 | $ 81,000 |
| St. Louis City, Missouri | 4 | $ 440,000 | $ 110,000 | $ 128,000 |
| Passaic, New Jersey | 4 | $ 890,000 | $ 222,500 | $ 103,000 |
| Iredell, North Carolina | 4 | $ 1,230,000 | $ 307,500 | $ 137,000 |
| New Hanover, North Carolina | 4 | $ 1,390,000 | $ 347,500 | $ 93,000 |
| Transylvania, North Carolina | 4 | $ 1,430,000 | $ 357,500 | $ 183,000 |
| Union, North Carolina | 4 | $ 1,510,000 | $ 377,500 | $ 153,000 |
| Cuyahoga, Ohio | 4 | $ 700,000 | $ 175,000 | $ 93,000 |
| Greene, Ohio | 4 | $ 2,230,000 | $ 557,500 | $ 86,000 |
| Montgomery, Ohio | 4 | $ 340,000 | $ 85,000 | $ 42,000 |
| Washington, Oregon | 4 | $ 1,250,000 | $ 312,500 | $ 127,000 |
| Allegheny, Pennsylvania | 4 | $ 1,440,000 | $ 360,000 | $ 132,000 |
| Spartanburg, South Carolina | 4 | $ 760,000 | $ 190,000 | $ 98,000 |
| York, South Carolina | 4 | $ 970,000 | $ 242,500 | $ 94,000 |
| Cheatham, Tennessee | 4 | $ 720,000 | $ 180,000 | $ 111,000 |
| Robertson, Tennessee | 4 | $ 940,000 | $ 235,000 | $ 90,000 |
| Henrico, Virginia | 4 | $ 960,000 | $ 240,000 | $ 78,000 |
| Mobile, Alabama | 3 | $ 805,000 | $ 268,333 | $ 149,000 |
| Pinal, Arizona | 3 | $ 575,000 | $ 191,666 | $ 85,000 |
| Marin, California | 3 | $ 1,505,000 | $ 501,666 | $ 86,000 |
| Orange, California | 3 | $ 1,605,000 | $ 535,000 | $ 441,000 |
| San Francisco, California | 3 | $ 1,375,000 | $ 458,333 | $ 118,000 |
| Solano, California | 3 | $ 845,000 | $ 281,666 | $ 251,000 |
| Ventura, California | 3 | $ 1,605,000 | $ 535,000 | $ 175,000 |
| Litchfield, Connecticut | 3 | $ 585,000 | $ 195,000 | $ 92,000 |
| New London, Connecticut | 3 | $ 855,000 | $ 285,000 | $ 71,000 |
| Barrow, Georgia | 3 | $ 635,000 | $ 211,666 | $ 53,000 |
| Chatham, Georgia | 3 | $ 635,000 | $ 211,666 | $ 151,000 |
| Clayton, Georgia | 3 | $ 575,000 | $ 191,666 | $ 109,000 |
| Fannin, Georgia | 3 | $ 1,535,000 | $ 511,666 | $ 2,573,000 |
| Hall, Georgia | 3 | $ 735,000 | $ 245,000 | $ 80,000 |
| Henry, Georgia | 3 | $ 815,000 | $ 271,666 | $ 84,000 |
| Paulding, Georgia | 3 | $ 595,000 | $ 198,333 | $ 92,000 |
| Allen, Indiana | 3 | $ 355,000 | $ 118,333 | $ 56,000 |
| Jefferson, Indiana | 3 | $ 505,000 | $ 168,333 | $ 156,000 |
| Barren, Kentucky | 3 | $ 585,000 | $ 195,000 | $ 83,000 |
| Bourbon, Kentucky | 3 | $ 625,000 | $ 208,333 | $ 79,000 |
| Logan, Kentucky | 3 | $ 655,000 | $ 218,333 | $ 65,000 |
| Mason, Kentucky | 3 | $ 465,000 | $ 155,000 | $ 44,000 |
| McCracken, Kentucky | 3 | $ 385,000 | $ 128,333 | $ 36,000 |
| Montgomery, Kentucky | 3 | $ 1,185,000 | $ 395,000 | $ 53,000 |
| Powell, Kentucky | 3 | $ 165,000 | $ 55,000 | $ 85,000 |
| Trimble, Kentucky | 3 | $ 435,000 | $ 145,000 | $ 84,000 |
| Jefferson, Louisiana | 3 | $ 865,000 | $ 288,333 | $ 102,000 |
| Ouachita, Louisiana | 3 | $ 805,000 | $ 268,333 | $ 66,000 |
| St. Tammany, Louisiana | 3 | $ 525,000 | $ 175,000 | $ 96,000 |
| Ingham, Michigan | 3 | $ 665,000 | $ 221,666 | $ 59,000 |
| Kalamazoo, Michigan | 3 | $ 965,000 | $ 321,666 | $ 360,000 |
| Wayne, Michigan | 3 | $ 655,000 | $ 218,333 | $ 185,000 |
| Ramsey, Minnesota | 3 | $ 705,000 | $ 235,000 | $ 143,000 |
| Scott, Minnesota | 3 | $ 555,000 | $ 185,000 | $ 129,000 |
| Wright, Minnesota | 3 | $ 585,000 | $ 195,000 | $ 105,000 |
| Hudson, New Jersey | 3 | $ 1,155,000 | $ 385,000 | $ 139,000 |
| Mercer, New Jersey | 3 | $ 685,000 | $ 228,333 | $ 109,000 |
| Brunswick, North Carolina | 3 | $ 955,000 | $ 318,333 | $ 109,000 |
| Cabarrus, North Carolina | 3 | $ 845,000 | $ 281,666 | $ 125,000 |
| Catawba, North Carolina | 3 | $ 515,000 | $ 171,666 | $ 87,000 |
| Jackson, North Carolina | 3 | $ 505,000 | $ 168,333 | $ 72,000 |
| Lincoln, North Carolina | 3 | $ 945,000 | $ 315,000 | $ 104,000 |
| Orange, North Carolina | 3 | $ 1,095,000 | $ 365,000 | $ 163,000 |
| Delaware, Ohio | 3 | $ 885,000 | $ 295,000 | $ 194,000 |
| Lake, Ohio | 3 | $ 565,000 | $ 188,333 | $ 84,000 |
| Erie, Pennsylvania | 3 | $ 115,000 | $ 38,333 | $ 98,000 |
| York, Pennsylvania | 3 | $ 655,000 | $ 218,333 | $ 144,000 |
| Berkeley, South Carolina | 3 | $ 785,000 | $ 261,666 | $ 74,000 |
| Horry, South Carolina | 3 | $ 685,000 | $ 228,333 | $ 93,000 |
| Sevier, Tennessee | 3 | $ 1,185,000 | $ 395,000 | $ 199,000 |
| Sullivan, Tennessee | 3 | $ 715,000 | $ 238,333 | $ 65,000 |
| Isle of Wight, Virginia | 3 | $ 985,000 | $ 328,333 | $ 111,000 |
| Covington, Alabama | 2 | $ 310,000 | $ 155,000 | $ 65,000 |
| Etowah, Alabama | 2 | $ 500,000 | $ 250,000 | $ 112,000 |
| Lauderdale, Alabama | 2 | $ 260,000 | $ 130,000 | $ 80,000 |
| Lee, Alabama | 2 | $ 540,000 | $ 270,000 | $ 198,000 |
| Limestone, Alabama | 2 | $ 660,000 | $ 330,000 | $ 145,000 |
| Montgomery, Alabama | 2 | $ 300,000 | $ 150,000 | $ 198,000 |
| Fresno, California | 2 | $ 210,000 | $ 105,000 | $ 44,000 |
| San Luis Obispo, California | 2 | $ 700,000 | $ 350,000 | $ 255,000 |
| El Paso, Colorado | 2 | $ 770,000 | $ 385,000 | $ 193,000 |
| Clay, Florida | 2 | $ 590,000 | $ 295,000 | $ 119,000 |
| Highlands, Florida | 2 | $ 160,000 | $ 80,000 | $ 62,000 |
| Camden, Georgia | 2 | $ 540,000 | $ 270,000 | $ 79,000 |
| Coweta, Georgia | 2 | $ 540,000 | $ 270,000 | $ 176,000 |
| Douglas, Georgia | 2 | $ 620,000 | $ 310,000 | $ 153,000 |
| Haralson, Georgia | 2 | $ 360,000 | $ 180,000 | $ 88,000 |
| Jackson, Georgia | 2 | $ 390,000 | $ 195,000 | $ 88,000 |
| Newton, Georgia | 2 | $ 390,000 | $ 195,000 | $ 91,000 |
| Bartholomew, Indiana | 2 | $ 660,000 | $ 330,000 | $ 156,000 |
| Boone, Indiana | 2 | $ 480,000 | $ 240,000 | $ 240,000 |
| Daviess, Indiana | 2 | $ 190,000 | $ 95,000 | $ 46,000 |
| Hancock, Indiana | 2 | $ 230,000 | $ 115,000 | $ 41,000 |
| Johnson, Indiana | 2 | $ 480,000 | $ 240,000 | $ 110,000 |
| Monroe, Indiana | 2 | $ 470,000 | $ 235,000 | $ 142,000 |
| Vigo, Indiana | 2 | $ 130,000 | $ 65,000 | $ 118,000 |
| Allen, Kentucky | 2 | $ 660,000 | $ 330,000 | $ 130,000 |
| Gallatin, Kentucky | 2 | $ 30,000 | $ 15,000 | $ 36,000 |
| Garrard, Kentucky | 2 | $ 320,000 | $ 160,000 | $ 55,000 |
| Grant, Kentucky | 2 | $ 410,000 | $ 205,000 | $ 42,000 |
| Hart, Kentucky | 2 | $ 470,000 | $ 235,000 | $ 152,000 |
| Laurel, Kentucky | 2 | $ 310,000 | $ 155,000 | $ 90,000 |
| Lewis, Kentucky | 2 | $ 390,000 | $ 195,000 | $ 104,000 |
| Lincoln, Kentucky | 2 | $ 320,000 | $ 160,000 | $ 77,000 |
| Livingston, Kentucky | 2 | $ 310,000 | $ 155,000 | $ 23,000 |
| Marshall, Kentucky | 2 | $ 660,000 | $ 330,000 | $ 190,000 |
| Muhlenberg, Kentucky | 2 | $ 350,000 | $ 175,000 | $ 69,000 |
| Ohio, Kentucky | 2 | $ 230,000 | $ 115,000 | $ 48,000 |
| Washington, Kentucky | 2 | $ 440,000 | $ 220,000 | $ 86,000 |
| Wayne, Kentucky | 2 | $ 320,000 | $ 160,000 | $ 152,000 |
| Whitley, Kentucky | 2 | $ 280,000 | $ 140,000 | $ 45,000 |
| East Baton Rouge, Louisiana | 2 | $ 970,000 | $ 485,000 | $ 238,000 |
| Orleans, Louisiana | 2 | $ 500,000 | $ 250,000 | $ 134,000 |
| Eaton, Michigan | 2 | $ 460,000 | $ 230,000 | $ 70,000 |
| Kent, Michigan | 2 | $ 290,000 | $ 145,000 | $ 57,000 |
| Macomb, Michigan | 2 | $ 440,000 | $ 220,000 | $ 176,000 |
| Washington, Minnesota | 2 | $ 330,000 | $ 165,000 | $ 78,000 |
| Harrison, Mississippi | 2 | $ 300,000 | $ 150,000 | $ 147,000 |
| Jackson, Mississippi | 2 | $ 360,000 | $ 180,000 | $ 60,000 |
| Cass, Missouri | 2 | $ 440,000 | $ 220,000 | $ 44,000 |
| Taney, Missouri | 2 | $ 630,000 | $ 315,000 | $ 104,000 |
| Cape May, New Jersey | 2 | $ 630,000 | $ 315,000 | $ 77,000 |
| Union, New Jersey | 2 | $ 470,000 | $ 235,000 | $ 61,000 |
| Currituck, North Carolina | 2 | $ 2,140,000 | $ 1,070,000 | $ 657,000 |
| Davidson, North Carolina | 2 | $ 360,000 | $ 180,000 | $ 54,000 |
| Davie, North Carolina | 2 | $ 530,000 | $ 265,000 | $ 68,000 |
| Gaston, North Carolina | 2 | $ 440,000 | $ 220,000 | $ 94,000 |
| Guilford, North Carolina | 2 | $ 670,000 | $ 335,000 | $ 206,000 |
| Moore, North Carolina | 2 | $ 690,000 | $ 345,000 | $ 764,000 |
| Pasquotank, North Carolina | 2 | $ 690,000 | $ 345,000 | $ 73,000 |
| Richmond, North Carolina | 2 | $ 240,000 | $ 120,000 | $ 130,000 |
| Brown, Ohio | 2 | $ 230,000 | $ 115,000 | $ 70,000 |
| Columbiana, Ohio | 2 | $ 270,000 | $ 135,000 | $ 95,000 |
| Fairfield, Ohio | 2 | $ 420,000 | $ 210,000 | $ 108,000 |
| Lucas, Ohio | 2 | $ 300,000 | $ 150,000 | $ 133,000 |
| Miami, Ohio | 2 | $ 560,000 | $ 280,000 | $ 167,000 |
| Portage, Ohio | 2 | $ 710,000 | $ 355,000 | $ 65,000 |
| Stark, Ohio | 2 | $ 390,000 | $ 195,000 | $ 81,000 |
| Benton, Oregon | 2 | $ 350,000 | $ 175,000 | $ 93,000 |
| Jackson, Oregon | 2 | $ 390,000 | $ 195,000 | $ 104,000 |
| Lane, Oregon | 2 | $ 560,000 | $ 280,000 | $ 78,000 |
| Multnomah, Oregon | 2 | $ 950,000 | $ 475,000 | $ 172,000 |
| Berks, Pennsylvania | 2 | $ 580,000 | $ 290,000 | $ 173,000 |
| Monroe, Pennsylvania | 2 | $ 790,000 | $ 395,000 | $ 105,000 |
| Schuylkill, Pennsylvania | 2 | $ 310,000 | $ 155,000 | $ 71,000 |
| Union, Pennsylvania | 2 | $ 280,000 | $ 140,000 | $ 90,000 |
| Washington, Pennsylvania | 2 | $ 390,000 | $ 195,000 | $ 162,000 |
| Westmoreland, Pennsylvania | 2 | $ 420,000 | $ 210,000 | $ 124,000 |
| Georgetown, South Carolina | 2 | $ 850,000 | $ 425,000 | $ 162,000 |
| Kershaw, South Carolina | 2 | $ 800,000 | $ 400,000 | $ 149,000 |
| Pickens, South Carolina | 2 | $ 390,000 | $ 195,000 | $ 129,000 |
| Richland, South Carolina | 2 | $ 710,000 | $ 355,000 | $ 103,000 |
| Blount, Tennessee | 2 | $ 360,000 | $ 180,000 | $ 56,000 |
| DeKalb, Tennessee | 2 | $ 840,000 | $ 420,000 | $ 112,000 |
| Montgomery, Tennessee | 2 | $ 260,000 | $ 130,000 | $ 90,000 |
| Overton, Tennessee | 2 | $ 320,000 | $ 160,000 | $ 92,000 |
| Utah, Utah | 2 | $ 840,000 | $ 420,000 | $ 117,000 |
| Albemarle, Virginia | 2 | $ 710,000 | $ 355,000 | $ 796,000 |
| Lynchburg, Virginia | 2 | $ 690,000 | $ 345,000 | $ 149,000 |
| Spotsylvania, Virginia | 2 | $ 620,000 | $ 310,000 | $ 77,000 |
| Virginia Beach, Virginia | 2 | $ 700,000 | $ 350,000 | $ 137,000 |
| Pierce, Washington | 2 | $ 400,000 | $ 200,000 | $ 91,000 |
| Snohomish, Washington | 2 | $ 430,000 | $ 215,000 | $ 222,000 |
| Polk, Wisconsin | 2 | $ 410,000 | $ 205,000 | $ 132,000 |
| St. Croix, Wisconsin | 2 | $ 400,000 | $ 200,000 | $ 132,000 |
| Washington, Wisconsin | 2 | $ 490,000 | $ 245,000 | $ 54,000 |
| Cherokee, Alabama | 1 | $ 175,000 | $ 175,000 | $ 235,000 |
| Dale, Alabama | 1 | $ 305,000 | $ 305,000 | $ 180,000 |
| Elmore, Alabama | 1 | $ 165,000 | $ 165,000 | $ 440,000 |
| Houston, Alabama | 1 | $ 215,000 | $ 215,000 | $ 94,000 |
| Morgan, Alabama | 1 | $ 175,000 | $ 175,000 | $ 45,000 |
| Russell, Alabama | 1 | $ 145,000 | $ 145,000 | $ 87,000 |
| Tuscaloosa, Alabama | 1 | $ 175,000 | $ 175,000 | $ 31,000 |
| Cochise, Arizona | 1 | $ 195,000 | $ 195,000 | $ 124,000 |
| Mohave, Arizona | 1 | $ 45,000 | $ 45,000 | $ 60,000 |
| Navajo, Arizona | 1 | $ 175,000 | $ 175,000 | $ 61,000 |
| Yuma, Arizona | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Kern, California | 1 | $ 185,000 | $ 185,000 | $ 147,000 |
| Madera, California | 1 | $ 185,000 | $ 185,000 | $ 84,000 |
| Placer, California | 1 | $ 205,000 | $ 205,000 | $ 50,000 |
| Sacramento, California | 1 | $ 185,000 | $ 185,000 | $ 122,000 |
| San Joaquin, California | 1 | $ 285,000 | $ 285,000 | $ 51,000 |
| San Mateo, California | 1 | $ 375,000 | $ 375,000 | $ 60,000 |
| Santa Barbara, California | 1 | $ 665,000 | $ 665,000 | $ 140,000 |
| Santa Cruz, California | 1 | $ 195,000 | $ 195,000 | $ 131,000 |
| Stanislaus, California | 1 | $ 185,000 | $ 185,000 | $ 245,000 |
| Tulare, California | 1 | $ 165,000 | $ 165,000 | $ 59,000 |
| Tuolumne, California | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Adams, Colorado | 1 | $ 285,000 | $ 285,000 | $ 52,000 |
| Arapahoe, Colorado | 1 | $ 375,000 | $ 375,000 | $ 86,000 |
| Boulder, Colorado | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Broomfield, Colorado | 1 | $ 195,000 | $ 195,000 | $ 157,000 |
| Denver, Colorado | 1 | $ 225,000 | $ 225,000 | $ 78,000 |
| Douglas, Colorado | 1 | $ 165,000 | $ 165,000 | $ 18,000 |
| Jefferson, Colorado | 1 | $ 55,000 | $ 55,000 | $ 217,000 |
| Larimer, Colorado | 1 | $ 5,000 | $ 5,000 | $ 23,000 |
| Park, Colorado | 1 | $ 465,000 | $ 465,000 | $ 109,000 |
| Summit, Colorado | 1 | $ 215,000 | $ 215,000 | $ 134,000 |
| Tolland, Connecticut | 1 | $ 255,000 | $ 255,000 | $ 126,000 |
| Windham, Connecticut | 1 | $ 285,000 | $ 285,000 | $ 47,000 |
| Charlotte, Florida | 1 | $ 655,000 | $ 655,000 | $ 242,000 |
| Columbia, Florida | 1 | $ 325,000 | $ 325,000 | $ 84,000 |
| Dixie, Florida | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Escambia, Florida | 1 | $ 325,000 | $ 325,000 | $ 308,000 |
| Gulf, Florida | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Leon, Florida | 1 | $ 625,000 | $ 625,000 | $ 250,000 |
| Martin, Florida | 1 | $ 745,000 | $ 745,000 | $ 404,000 |
| Monroe, Florida | 1 | $ 275,000 | $ 275,000 | $ 161,000 |
| Nassau, Florida | 1 | $ 265,000 | $ 265,000 | $ 78,000 |
| Burke, Georgia | 1 | $ 285,000 | $ 285,000 | $ 49,000 |
| Catoosa, Georgia | 1 | $ 225,000 | $ 225,000 | $ 73,000 |
| Floyd, Georgia | 1 | $ 135,000 | $ 135,000 | $ 185,000 |
| Gilmer, Georgia | 1 | $ 135,000 | $ 135,000 | $ 124,000 |
| Glynn, Georgia | 1 | $ 1,125,000 | $ 1,125,000 | $ 500,000 |
| Murray, Georgia | 1 | $ 395,000 | $ 395,000 | $ 205,000 |
| Putnam, Georgia | 1 | $ 415,000 | $ 415,000 | $ 575,000 |
| Spalding, Georgia | 1 | $ 175,000 | $ 175,000 | $ 117,000 |
| Toombs, Georgia | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Troup, Georgia | 1 | $ 245,000 | $ 245,000 | $ 40,000 |
| Union, Georgia | 1 | $ 235,000 | $ 235,000 | $ 153,000 |
| Walton, Georgia | 1 | $ 155,000 | $ 155,000 | $ 86,000 |
| Ware, Georgia | 1 | $ 365,000 | $ 365,000 | $ 124,000 |
| Whitfield, Georgia | 1 | $ 145,000 | $ 145,000 | $ 101,000 |
| Kankakee, Illinois | 1 | $ 225,000 | $ 225,000 | $ 69,000 |
| Kendall, Illinois | 1 | $ 65,000 | $ 65,000 | $ 127,000 |
| McHenry, Illinois | 1 | $ 225,000 | $ 225,000 | $ 150,000 |
| McLean, Illinois | 1 | $ 285,000 | $ 285,000 | $ 134,000 |
| Rock Island, Illinois | 1 | $ 125,000 | $ 125,000 | $ 105,000 |
| St. Clair, Illinois | 1 | $ 275,000 | $ 275,000 | $ 96,000 |
| Decatur, Indiana | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Elkhart, Indiana | 1 | $ 205,000 | $ 205,000 | $ 51,000 |
| Howard, Indiana | 1 | $ 65,000 | $ 65,000 | $ 12,000 |
| Jennings, Indiana | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Madison, Indiana | 1 | $ 355,000 | $ 355,000 | $ 150,000 |
| Orange, Indiana | 1 | $ 215,000 | $ 215,000 | $ 81,000 |
| Ripley, Indiana | 1 | $ 205,000 | $ 205,000 | $ 64,000 |
| Spencer, Indiana | 1 | $ 125,000 | $ 125,000 | $ 85,000 |
| St. Joseph, Indiana | 1 | $ 105,000 | $ 105,000 | $ 83,000 |
| Steuben, Indiana | 1 | $ 55,000 | $ 55,000 | $ 81,000 |
| Switzerland, Indiana | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Tippecanoe, Indiana | 1 | $ 115,000 | $ 115,000 | $ 109,000 |
| Warrick, Indiana | 1 | $ 245,000 | $ 245,000 | $ 200,000 |
| Adair, Kentucky | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Bath, Kentucky | 1 | $ 45,000 | $ 45,000 | $ 19,000 |
| Butler, Kentucky | 1 | $ 195,000 | $ 195,000 | $ 70,000 |
| Caldwell, Kentucky | 1 | $ 255,000 | $ 255,000 | $ 78,000 |
| Carroll, Kentucky | 1 | $ 205,000 | $ 205,000 | $ 148,000 |
| Carter, Kentucky | 1 | $ 145,000 | $ 145,000 | $ 138,000 |
| Greenup, Kentucky | 1 | $ 155,000 | $ 155,000 | $ 71,000 |
| Henderson, Kentucky | 1 | $ 235,000 | $ 235,000 | $ 60,000 |
| Lee, Kentucky | 1 | $ 85,000 | $ 85,000 | $ 82,000 |
| Marion, Kentucky | 1 | $ 95,000 | $ 95,000 | $ 53,000 |
| Menifee, Kentucky | 1 | $ 115,000 | $ 115,000 | $ 87,000 |
| Metcalfe, Kentucky | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| Owen, Kentucky | 1 | $ 205,000 | $ 205,000 | $ 77,000 |
| Perry, Kentucky | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Pike, Kentucky | 1 | $ 655,000 | $ 655,000 | $ 463,000 |
| Pulaski, Kentucky | 1 | $ 165,000 | $ 165,000 | $ 216,000 |
| Rowan, Kentucky | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| Russell, Kentucky | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Taylor, Kentucky | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Wolfe, Kentucky | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
| Ascension, Louisiana | 1 | $ 145,000 | $ 145,000 | $ 80,000 |
| Livingston, Louisiana | 1 | $ 165,000 | $ 165,000 | $ 40,000 |
| Plaquemines, Louisiana | 1 | $ 285,000 | $ 285,000 | $ 563,000 |
| St. John the Baptist, Louisiana | 1 | $ 205,000 | $ 205,000 | $ 37,000 |
| Terrebonne, Louisiana | 1 | $ 385,000 | $ 385,000 | $ 400,000 |
| West Feliciana, Louisiana | 1 | $ 165,000 | $ 165,000 | $ 22,000 |
| Barry, Michigan | 1 | $ 295,000 | $ 295,000 | $ 70,000 |
| Bay, Michigan | 1 | $ 305,000 | $ 305,000 | $ 162,000 |
| Berrien, Michigan | 1 | $ 165,000 | $ 165,000 | $ 178,000 |
| Calhoun, Michigan | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Hillsdale, Michigan | 1 | $ 555,000 | $ 555,000 | $ 26,000 |
| Leelanau, Michigan | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Livingston, Michigan | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| Monroe, Michigan | 1 | $ 155,000 | $ 155,000 | $ 86,000 |
| Ottawa, Michigan | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Saginaw, Michigan | 1 | $ 95,000 | $ 95,000 | $ 208,000 |
| Shiawassee, Michigan | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Washtenaw, Michigan | 1 | $ 185,000 | $ 185,000 | $ 93,000 |
| Carver, Minnesota | 1 | $ 235,000 | $ 235,000 | $ 104,000 |
| Olmsted, Minnesota | 1 | $ 215,000 | $ 215,000 | $ 201,000 |
| Sherburne, Minnesota | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| St. Louis, Minnesota | 1 | $ 165,000 | $ 165,000 | $ 78,000 |
| Stevens, Minnesota | 1 | $ 395,000 | $ 395,000 | $ 172,000 |
| George, Mississippi | 1 | $ 335,000 | $ 335,000 | $ 164,000 |
| Hancock, Mississippi | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Hinds, Mississippi | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Lafayette, Mississippi | 1 | $ 285,000 | $ 285,000 | $ 116,000 |
| Lowndes, Mississippi | 1 | $ 285,000 | $ 285,000 | $ 182,000 |
| Madison, Mississippi | 1 | $ 295,000 | $ 295,000 | $ 130,000 |
| Oktibbeha, Mississippi | 1 | $ 195,000 | $ 195,000 | $ 90,000 |
| Rankin, Mississippi | 1 | $ 375,000 | $ 375,000 | $ 91,000 |
| Warren, Mississippi | 1 | $ 155,000 | $ 155,000 | $ 120,000 |
| Bates, Missouri | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Buchanan, Missouri | 1 | $ 475,000 | $ 475,000 | $ 148,000 |
| Cape Girardeau, Missouri | 1 | $ 295,000 | $ 295,000 | $ 53,000 |
| Christian, Missouri | 1 | $ 225,000 | $ 225,000 | $ 135,000 |
| Hickory, Missouri | 1 | $ 185,000 | $ 185,000 | $ 107,000 |
| Jasper, Missouri | 1 | $ 125,000 | $ 125,000 | $ 145,000 |
| Jefferson, Missouri | 1 | $ 455,000 | $ 455,000 | $ 212,000 |
| Johnson, Missouri | 1 | $ 235,000 | $ 235,000 | $ 124,000 |
| Laclede, Missouri | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Morgan, Missouri | 1 | $ 175,000 | $ 175,000 | $ 71,000 |
| Stone, Missouri | 1 | $ 205,000 | $ 205,000 | $ 137,000 |
| Texas, Missouri | 1 | $ 165,000 | $ 165,000 | $ 15,000 |
| Vernon, Missouri | 1 | $ 305,000 | $ 305,000 | $ 53,000 |
| Webster, Missouri | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Hunterdon, New Jersey | 1 | $ 595,000 | $ 595,000 | $ 186,000 |
| Salem, New Jersey | 1 | $ 215,000 | $ 215,000 | $ 55,000 |
| Sussex, New Jersey | 1 | $ 215,000 | $ 215,000 | $ 81,000 |
| Alamance, North Carolina | 1 | $ 55,000 | $ 55,000 | $ 2,537,000 |
| Beaufort, North Carolina | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| Burke, North Carolina | 1 | $ 285,000 | $ 285,000 | $ 78,000 |
| Carteret, North Carolina | 1 | $ 225,000 | $ 225,000 | $ 11,000 |
| Cherokee, North Carolina | 1 | $ 165,000 | $ 165,000 | $ 122,000 |
| Cumberland, North Carolina | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Franklin, North Carolina | 1 | $ 285,000 | $ 285,000 | $ 66,000 |
| Granville, North Carolina | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Halifax, North Carolina | 1 | $ 195,000 | $ 195,000 | $ 68,000 |
| Haywood, North Carolina | 1 | $ 165,000 | $ 165,000 | $ 76,000 |
| Hyde, North Carolina | 1 | $ 295,000 | $ 295,000 | $ 111,000 |
| Macon, North Carolina | 1 | $ 195,000 | $ 195,000 | $ 45,000 |
| Northampton, North Carolina | 1 | $ 65,000 | $ 65,000 | $ 44,000 |
| Pamlico, North Carolina | 1 | $ 485,000 | $ 485,000 | $ 99,000 |
| Pitt, North Carolina | 1 | $ 415,000 | $ 415,000 | $ 91,000 |
| Randolph, North Carolina | 1 | $ 175,000 | $ 175,000 | $ 132,000 |
| Rutherford, North Carolina | 1 | $ 195,000 | $ 195,000 | $ 80,000 |
| Sampson, North Carolina | 1 | $ 195,000 | $ 195,000 | $ 59,000 |
| Scotland, North Carolina | 1 | $ 255,000 | $ 255,000 | $ 92,000 |
| Yadkin, North Carolina | 1 | $ 265,000 | $ 265,000 | $ 273,000 |
| Adams, Ohio | 1 | $ 115,000 | $ 115,000 | $ 83,000 |
| Athens, Ohio | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Auglaize, Ohio | 1 | $ 425,000 | $ 425,000 | $ 74,000 |
| Clinton, Ohio | 1 | $ 125,000 | $ 125,000 | $ 80,000 |
| Knox, Ohio | 1 | $ 265,000 | $ 265,000 | $ 58,000 |
| Lawrence, Ohio | 1 | $ 115,000 | $ 115,000 | $ 57,000 |
| Licking, Ohio | 1 | $ 305,000 | $ 305,000 | $ 108,000 |
| Madison, Ohio | 1 | $ 235,000 | $ 235,000 | $ 102,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,374 | $629,550,000 | $265,000 | $6,005,000 | $115,000 | $4,357,000 |
| Refinancing | 2,270 | $590,900,000 | $260,000 | $5,745,000 | $127,000 | $1,349,000 |
| Cash-out Refinancing | 2,034 | $451,540,000 | $221,000 | $2,045,000 | $112,000 | $2,331,000 |
| Other Purpose | 806 | $97,900,000 | $121,000 | $1,845,000 | $135,000 | $3,224,000 |
| Home Improvement | 500 | $41,270,000 | $82,000 | $925,000 | $136,000 | $2,359,000 |
| Not Applicable | 10 | $630,000 | $63,000 | $125,000 | $27,000 | $44,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,558 | $1,177,550,000 | $211,000 | $2,255,000 | $127,000 | $4,357,000 |
| Black or African American | 775 | $126,425,000 | $163,000 | $1,125,000 | $74,000 | $1,947,000 |
| Not Provided | 601 | $142,745,000 | $237,000 | $1,445,000 | $132,000 | $2,537,000 |
| Hispanic | 368 | $73,780,000 | $200,000 | $1,455,000 | $86,000 | $580,000 |
| Not applicable | 356 | $204,970,000 | $575,000 | $6,005,000 | $0 | $0 |
| Asian | 204 | $56,460,000 | $276,000 | $2,555,000 | $150,000 | $1,164,000 |
| American Indian or Alaskan Native | 37 | $5,725,000 | $154,000 | $545,000 | $87,000 | $230,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $995,000 | $199,000 | $335,000 | $86,000 | $180,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,635 | $1,741,725,000 | $228,000 | $6,005,000 | $124,000 | $4,357,000 |
| FHA-insured (Federal Housing Administration) | 247 | $44,455,000 | $179,000 | $515,000 | $57,000 | $280,000 |
| VA-guaranteed (Veterans Administration) | 89 | $21,565,000 | $242,000 | $625,000 | $81,000 | $364,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 23 | $4,045,000 | $175,000 | $285,000 | $53,000 | $90,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,887 | $1,132,015,000 | $231,000 | $6,005,000 | $125,000 | $4,357,000 |
| Application Withdrawn By Applicant | 2,055 | $475,285,000 | $231,000 | $5,745,000 | $120,000 | $3,224,000 |
| Application Denied By Financial Institution | 505 | $99,055,000 | $196,000 | $3,485,000 | $83,000 | $1,947,000 |
| File Closed For Incompleteness | 410 | $82,370,000 | $200,000 | $2,115,000 | $131,000 | $1,532,000 |
| Loan Purchased By The Institution | 70 | $9,740,000 | $139,000 | $255,000 | $33,000 | $57,000 |
| Application Approved But Not Accepted | 67 | $13,325,000 | $198,000 | $705,000 | $124,000 | $505,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,489 | $1,712,735,000 | $228,000 | $6,005,000 | $123,000 | $4,357,000 |
| Debt-To-Income Ratio | 246 | $43,740,000 | $177,000 | $2,045,000 | $53,000 | $264,000 |
| Credit History | 107 | $14,655,000 | $136,000 | $1,285,000 | $96,000 | $1,220,000 |
| Other | 83 | $24,055,000 | $289,000 | $1,405,000 | $203,000 | $1,947,000 |
| Collateral | 41 | $10,885,000 | $265,000 | $3,485,000 | $149,000 | $1,441,000 |
| Employment History | 17 | $2,685,000 | $157,000 | $345,000 | $74,000 | $253,000 |
| Unverifiable Information | 6 | $2,280,000 | $380,000 | $1,505,000 | $146,000 | $494,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $535,000 | $178,000 | $235,000 | $55,000 | $61,000 |
| Credit Application Incomplete | 2 | $220,000 | $110,000 | $195,000 | $92,000 | $134,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Republic Bank & Trust's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Republic Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.
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