Republic Bank & Trust Company 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Republic Bank & Trust Company 601 W Market St Louisville, KY 40202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,994 |
| Total Mortgage Loan Application Amount | $1,811,790,000 |
| Average Mortgage Loan Application Amount | $168,666 |
| Highest Mortgage Loan Application Amount | $6,005,000 |
| Average Applicant Income | $108,666 |
| Highest Applicant Income | $4,357,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Republic Bank & Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Republic Bank & Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Republic Bank & Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Republic Bank & Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by Republic Bank & Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Republic Bank & Trust Company's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Kentucky | 2,988 | $ 555,340,000 | $ 185,000 | $ 113,000 |
| Fayette County Kentucky | 537 | $ 120,975,000 | $ 225,000 | $ 109,000 |
| Clark County Indiana | 305 | $ 47,005,000 | $ 154,000 | $ 77,000 |
| Pinellas County Florida | 266 | $ 73,200,000 | $ 275,000 | $ 167,000 |
| Bullitt County Kentucky | 234 | $ 38,260,000 | $ 163,000 | $ 91,000 |
| Oldham County Kentucky | 214 | $ 49,060,000 | $ 229,000 | $ 150,000 |
| Floyd County Indiana | 199 | $ 33,955,000 | $ 170,000 | $ 96,000 |
| Davidson County Tennessee | 188 | $ 67,740,000 | $ 360,000 | $ 175,000 |
| Hillsborough County Florida | 184 | $ 52,480,000 | $ 285,000 | $ 138,000 |
| Shelby County Kentucky | 146 | $ 28,100,000 | $ 192,000 | $ 135,000 |
| Williamson County Tennessee | 105 | $ 36,345,000 | $ 346,000 | $ 192,000 |
| Kenton County Kentucky | 99 | $ 32,145,000 | $ 324,000 | $ 135,000 |
| Hamilton County Ohio | 98 | $ 40,720,000 | $ 415,000 | $ 121,000 |
| Scott County Kentucky | 67 | $ 13,095,000 | $ 195,000 | $ 114,000 |
| Pasco County Florida | 60 | $ 9,660,000 | $ 161,000 | $ 83,000 |
| Spencer County Kentucky | 50 | $ 9,170,000 | $ 183,000 | $ 101,000 |
| Boone County Kentucky | 48 | $ 10,470,000 | $ 218,000 | $ 127,000 |
| Jessamine County Kentucky | 41 | $ 15,815,000 | $ 385,000 | $ 104,000 |
| Nelson County Kentucky | 36 | $ 6,230,000 | $ 173,000 | $ 91,000 |
| Wake County North Carolina | 36 | $ 9,970,000 | $ 276,000 | $ 127,000 |
| Cook County Illinois | 35 | $ 10,335,000 | $ 295,000 | $ 229,000 |
| Maricopa County Arizona | 34 | $ 9,930,000 | $ 292,000 | $ 170,000 |
| Hardin County Kentucky | 34 | $ 4,350,000 | $ 127,000 | $ 79,000 |
| Campbell County Kentucky | 33 | $ 10,565,000 | $ 320,000 | $ 141,000 |
| Butler County Ohio | 33 | $ 5,755,000 | $ 174,000 | $ 95,000 |
| Franklin County Kentucky | 31 | $ 11,655,000 | $ 375,000 | $ 90,000 |
| Manatee County Florida | 28 | $ 7,290,000 | $ 260,000 | $ 121,000 |
| Warren County Ohio | 27 | $ 13,675,000 | $ 506,000 | $ 172,000 |
| Fairfield County Connecticut | 25 | $ 8,395,000 | $ 335,000 | $ 125,000 |
| Madison County Kentucky | 24 | $ 8,580,000 | $ 357,000 | $ 97,000 |
| Harrison County Indiana | 23 | $ 2,835,000 | $ 123,000 | $ 86,000 |
| Broward County Florida | 21 | $ 6,235,000 | $ 296,000 | $ 135,000 |
| Woodford County Kentucky | 20 | $ 4,550,000 | $ 227,000 | $ 104,000 |
| Henry County Kentucky | 19 | $ 3,365,000 | $ 177,000 | $ 72,000 |
| Rutherford County Tennessee | 19 | $ 6,505,000 | $ 342,000 | $ 99,000 |
| Polk County Florida | 18 | $ 3,590,000 | $ 199,000 | $ 68,000 |
| Clark County Kentucky | 18 | $ 4,490,000 | $ 249,000 | $ 217,000 |
| Miami-Dade County Florida | 17 | $ 4,555,000 | $ 267,000 | $ 130,000 |
| Los Angeles County California | 16 | $ 9,200,000 | $ 575,000 | $ 169,000 |
| Daviess County Kentucky | 16 | $ 2,290,000 | $ 143,000 | $ 65,000 |
| DeSoto County Mississippi | 16 | $ 2,990,000 | $ 186,000 | $ 155,000 |
| Charleston County South Carolina | 16 | $ 6,600,000 | $ 412,000 | $ 167,000 |
| Gwinnett County Georgia | 15 | $ 5,225,000 | $ 348,000 | $ 147,000 |
| Lee County Florida | 14 | $ 5,590,000 | $ 399,000 | $ 196,000 |
| Sarasota County Florida | 14 | $ 3,210,000 | $ 229,000 | $ 105,000 |
| Mecklenburg County North Carolina | 14 | $ 3,730,000 | $ 266,000 | $ 99,000 |
| Palm Beach County Florida | 13 | $ 4,725,000 | $ 363,000 | $ 254,000 |
| Volusia County Florida | 13 | $ 2,885,000 | $ 221,000 | $ 93,000 |
| Madison County Alabama | 12 | $ 2,490,000 | $ 207,000 | $ 261,000 |
| Orange County Florida | 12 | $ 3,360,000 | $ 280,000 | $ 117,000 |
| Oakland County Michigan | 12 | $ 2,720,000 | $ 226,000 | $ 153,000 |
| Montgomery County Pennsylvania | 12 | $ 2,850,000 | $ 237,000 | $ 129,000 |
| Fayette County Tennessee | 12 | $ 2,290,000 | $ 190,000 | $ 208,000 |
| San Diego County California | 11 | $ 5,055,000 | $ 459,000 | $ 129,000 |
| Hartford County Connecticut | 11 | $ 2,545,000 | $ 231,000 | $ 122,000 |
| New Haven County Connecticut | 11 | $ 2,625,000 | $ 238,000 | $ 124,000 |
| Walton County Florida | 11 | $ 11,935,000 | $ 1,085,000 | $ 192,000 |
| DeKalb County Georgia | 11 | $ 4,185,000 | $ 380,000 | $ 134,000 |
| Hennepin County Minnesota | 11 | $ 3,535,000 | $ 321,000 | $ 129,000 |
| Wilson County Tennessee | 11 | $ 2,645,000 | $ 240,000 | $ 129,000 |
| Fairfax County Virginia | 11 | $ 4,685,000 | $ 425,000 | $ 141,000 |
| Prince William County Virginia | 11 | $ 3,915,000 | $ 355,000 | $ 123,000 |
| Hamilton County Indiana | 10 | $ 2,020,000 | $ 202,000 | $ 151,000 |
| Washington County Indiana | 10 | $ 1,330,000 | $ 133,000 | $ 69,000 |
| Meade County Kentucky | 10 | $ 1,710,000 | $ 171,000 | $ 78,000 |
| Bergen County New Jersey | 10 | $ 3,000,000 | $ 300,000 | $ 136,000 |
| Camden County New Jersey | 10 | $ 2,060,000 | $ 206,000 | $ 150,000 |
| Bucks County Pennsylvania | 10 | $ 2,650,000 | $ 265,000 | $ 214,000 |
| Beaufort County South Carolina | 10 | $ 2,490,000 | $ 249,000 | $ 146,000 |
| Maury County Tennessee | 10 | $ 2,290,000 | $ 229,000 | $ 96,000 |
| Shelby County Tennessee | 10 | $ 1,720,000 | $ 172,000 | $ 157,000 |
| Jefferson County Alabama | 9 | $ 2,275,000 | $ 252,000 | $ 126,000 |
| Hernando County Florida | 9 | $ 1,525,000 | $ 169,000 | $ 67,000 |
| Osceola County Florida | 9 | $ 1,835,000 | $ 203,000 | $ 87,000 |
| Fulton County Georgia | 9 | $ 2,055,000 | $ 228,000 | $ 130,000 |
| Will County Illinois | 9 | $ 1,775,000 | $ 197,000 | $ 114,000 |
| Marion County Indiana | 9 | $ 1,835,000 | $ 203,000 | $ 88,000 |
| Boyle County Kentucky | 9 | $ 1,815,000 | $ 201,000 | $ 91,000 |
| Warren County Kentucky | 9 | $ 1,945,000 | $ 216,000 | $ 127,000 |
| Burlington County New Jersey | 9 | $ 1,965,000 | $ 218,000 | $ 137,000 |
| Gloucester County New Jersey | 9 | $ 2,265,000 | $ 251,000 | $ 145,000 |
| Morris County New Jersey | 9 | $ 2,685,000 | $ 298,000 | $ 163,000 |
| Chester County Pennsylvania | 9 | $ 2,035,000 | $ 226,000 | $ 109,000 |
| Greenville County South Carolina | 9 | $ 1,915,000 | $ 212,000 | $ 87,000 |
| Hamilton County Tennessee | 9 | $ 1,625,000 | $ 180,000 | $ 119,000 |
| Baldwin County Alabama | 8 | $ 2,460,000 | $ 307,000 | $ 97,000 |
| San Bernardino County California | 8 | $ 1,430,000 | $ 178,000 | $ 112,000 |
| Duval County Florida | 8 | $ 2,410,000 | $ 301,000 | $ 143,000 |
| Cobb County Georgia | 8 | $ 2,880,000 | $ 360,000 | $ 132,000 |
| Durham County North Carolina | 8 | $ 1,560,000 | $ 195,000 | $ 137,000 |
| Lehigh County Pennsylvania | 8 | $ 1,250,000 | $ 156,000 | $ 72,000 |
| Philadelphia County Pennsylvania | 8 | $ 1,550,000 | $ 193,000 | $ 215,000 |
| Sumner County Tennessee | 8 | $ 1,970,000 | $ 246,000 | $ 82,000 |
| King County Washington | 8 | $ 4,220,000 | $ 527,000 | $ 150,000 |
| District of Columbia County District Of Columbia | 7 | $ 2,975,000 | $ 425,000 | $ 119,000 |
| Brevard County Florida | 7 | $ 1,685,000 | $ 240,000 | $ 111,000 |
| Seminole County Florida | 7 | $ 1,565,000 | $ 223,000 | $ 120,000 |
| Breckinridge County Kentucky | 7 | $ 1,195,000 | $ 170,000 | $ 123,000 |
| Jackson County Missouri | 7 | $ 1,255,000 | $ 179,000 | $ 141,000 |
| Middlesex County New Jersey | 7 | $ 2,205,000 | $ 315,000 | $ 118,000 |
| Monmouth County New Jersey | 7 | $ 2,915,000 | $ 416,000 | $ 147,000 |
| Buncombe County North Carolina | 7 | $ 2,315,000 | $ 330,000 | $ 195,000 |
| Clermont County Ohio | 7 | $ 1,115,000 | $ 159,000 | $ 101,000 |
| Lexington County South Carolina | 7 | $ 1,745,000 | $ 249,000 | $ 102,000 |
| Salt Lake County Utah | 7 | $ 1,885,000 | $ 269,000 | $ 135,000 |
| Riverside County California | 6 | $ 1,710,000 | $ 285,000 | $ 111,000 |
| Middlesex County Connecticut | 6 | $ 1,600,000 | $ 266,000 | $ 88,000 |
| Bay County Florida | 6 | $ 4,350,000 | $ 725,000 | $ 216,000 |
| Collier County Florida | 6 | $ 2,490,000 | $ 415,000 | $ 279,000 |
| Marion County Florida | 6 | $ 1,090,000 | $ 181,000 | $ 75,000 |
| St. Johns County Florida | 6 | $ 2,210,000 | $ 368,000 | $ 103,000 |
| Sumter County Florida | 6 | $ 1,920,000 | $ 320,000 | $ 119,000 |
| Cherokee County Georgia | 6 | $ 1,670,000 | $ 278,000 | $ 119,000 |
| Scott County Indiana | 6 | $ 770,000 | $ 128,000 | $ 61,000 |
| Anderson County Kentucky | 6 | $ 890,000 | $ 148,000 | $ 50,000 |
| Essex County New Jersey | 6 | $ 1,470,000 | $ 245,000 | $ 115,000 |
| Chatham County North Carolina | 6 | $ 2,300,000 | $ 383,000 | $ 145,000 |
| Forsyth County North Carolina | 6 | $ 1,610,000 | $ 268,000 | $ 117,000 |
| Franklin County Ohio | 6 | $ 1,090,000 | $ 181,000 | $ 83,000 |
| Lorain County Ohio | 6 | $ 830,000 | $ 138,000 | $ 123,000 |
| Lancaster County Pennsylvania | 6 | $ 1,410,000 | $ 235,000 | $ 78,000 |
| Dorchester County South Carolina | 6 | $ 1,230,000 | $ 205,000 | $ 93,000 |
| Alameda County California | 5 | $ 2,705,000 | $ 541,000 | $ 246,000 |
| Contra Costa County California | 5 | $ 2,085,000 | $ 417,000 | $ 417,000 |
| Santa Clara County California | 5 | $ 3,575,000 | $ 715,000 | $ 265,000 |
| Citrus County Florida | 5 | $ 1,115,000 | $ 223,000 | $ 109,000 |
| Indian River County Florida | 5 | $ 1,375,000 | $ 275,000 | $ 81,000 |
| Dearborn County Indiana | 5 | $ 825,000 | $ 165,000 | $ 168,000 |
| Hendricks County Indiana | 5 | $ 795,000 | $ 159,000 | $ 78,000 |
| Porter County Indiana | 5 | $ 1,705,000 | $ 341,000 | $ 123,000 |
| Larue County Kentucky | 5 | $ 845,000 | $ 169,000 | $ 46,000 |
| Mercer County Kentucky | 5 | $ 1,805,000 | $ 361,000 | $ 57,000 |
| Lafayette County Louisiana | 5 | $ 1,225,000 | $ 245,000 | $ 112,000 |
| Genesee County Michigan | 5 | $ 1,045,000 | $ 209,000 | $ 83,000 |
| St. Charles County Missouri | 5 | $ 935,000 | $ 187,000 | $ 103,000 |
| St. Louis County Missouri | 5 | $ 1,645,000 | $ 329,000 | $ 135,000 |
| Atlantic County New Jersey | 5 | $ 875,000 | $ 175,000 | $ 54,000 |
| Ocean County New Jersey | 5 | $ 1,585,000 | $ 317,000 | $ 139,000 |
| Somerset County New Jersey | 5 | $ 1,205,000 | $ 241,000 | $ 151,000 |
| Johnston County North Carolina | 5 | $ 1,005,000 | $ 201,000 | $ 97,000 |
| Summit County Ohio | 5 | $ 805,000 | $ 161,000 | $ 81,000 |
| Delaware County Pennsylvania | 5 | $ 1,435,000 | $ 287,000 | $ 114,000 |
| Arlington County Virginia | 5 | $ 2,235,000 | $ 447,000 | $ 214,000 |
| Chesterfield County Virginia | 5 | $ 1,545,000 | $ 309,000 | $ 139,000 |
| Loudoun County Virginia | 5 | $ 1,625,000 | $ 325,000 | $ 129,000 |
| Stafford County Virginia | 5 | $ 1,635,000 | $ 327,000 | $ 93,000 |
| Dane County Wisconsin | 5 | $ 1,005,000 | $ 201,000 | $ 141,000 |
| Shelby County Alabama | 4 | $ 1,120,000 | $ 280,000 | $ 135,000 |
| Alachua County Florida | 4 | $ 1,140,000 | $ 285,000 | $ 114,000 |
| Lake County Florida | 4 | $ 1,190,000 | $ 297,000 | $ 148,000 |
| Okaloosa County Florida | 4 | $ 1,000,000 | $ 250,000 | $ 50,000 |
| St. Lucie County Florida | 4 | $ 610,000 | $ 152,000 | $ 102,000 |
| Bartow County Georgia | 4 | $ 1,040,000 | $ 260,000 | $ 93,000 |
| Fayette County Georgia | 4 | $ 1,100,000 | $ 275,000 | $ 121,000 |
| Forsyth County Georgia | 4 | $ 920,000 | $ 230,000 | $ 211,000 |
| DuPage County Illinois | 4 | $ 870,000 | $ 217,000 | $ 114,000 |
| Lake County Illinois | 4 | $ 880,000 | $ 220,000 | $ 138,000 |
| Crawford County Indiana | 4 | $ 760,000 | $ 190,000 | $ 71,000 |
| Lake County Indiana | 4 | $ 740,000 | $ 185,000 | $ 91,000 |
| Grayson County Kentucky | 4 | $ 1,000,000 | $ 250,000 | $ 68,000 |
| Harrison County Kentucky | 4 | $ 470,000 | $ 117,000 | $ 74,000 |
| Anoka County Minnesota | 4 | $ 870,000 | $ 217,000 | $ 118,000 |
| Dakota County Minnesota | 4 | $ 1,240,000 | $ 310,000 | $ 140,000 |
| Clay County Missouri | 4 | $ 890,000 | $ 222,000 | $ 153,000 |
| Greene County Missouri | 4 | $ 570,000 | $ 142,000 | $ 81,000 |
| St. Louis City County Missouri | 4 | $ 440,000 | $ 110,000 | $ 128,000 |
| Passaic County New Jersey | 4 | $ 890,000 | $ 222,000 | $ 103,000 |
| Iredell County North Carolina | 4 | $ 1,230,000 | $ 307,000 | $ 137,000 |
| New Hanover County North Carolina | 4 | $ 1,390,000 | $ 347,000 | $ 93,000 |
| Transylvania County North Carolina | 4 | $ 1,430,000 | $ 357,000 | $ 183,000 |
| Union County North Carolina | 4 | $ 1,510,000 | $ 377,000 | $ 153,000 |
| Cuyahoga County Ohio | 4 | $ 700,000 | $ 175,000 | $ 93,000 |
| Greene County Ohio | 4 | $ 2,230,000 | $ 557,000 | $ 86,000 |
| Montgomery County Ohio | 4 | $ 340,000 | $ 85,000 | $ 42,000 |
| Washington County Oregon | 4 | $ 1,250,000 | $ 312,000 | $ 127,000 |
| Allegheny County Pennsylvania | 4 | $ 1,440,000 | $ 360,000 | $ 132,000 |
| Spartanburg County South Carolina | 4 | $ 760,000 | $ 190,000 | $ 98,000 |
| York County South Carolina | 4 | $ 970,000 | $ 242,000 | $ 94,000 |
| Cheatham County Tennessee | 4 | $ 720,000 | $ 180,000 | $ 111,000 |
| Robertson County Tennessee | 4 | $ 940,000 | $ 235,000 | $ 90,000 |
| Henrico County Virginia | 4 | $ 960,000 | $ 240,000 | $ 78,000 |
| Mobile County Alabama | 3 | $ 805,000 | $ 268,000 | $ 149,000 |
| Pinal County Arizona | 3 | $ 575,000 | $ 191,000 | $ 85,000 |
| Marin County California | 3 | $ 1,505,000 | $ 501,000 | $ 86,000 |
| Orange County California | 3 | $ 1,605,000 | $ 535,000 | $ 441,000 |
| San Francisco County California | 3 | $ 1,375,000 | $ 458,000 | $ 118,000 |
| Solano County California | 3 | $ 845,000 | $ 281,000 | $ 251,000 |
| Ventura County California | 3 | $ 1,605,000 | $ 535,000 | $ 175,000 |
| Litchfield County Connecticut | 3 | $ 585,000 | $ 195,000 | $ 92,000 |
| New London County Connecticut | 3 | $ 855,000 | $ 285,000 | $ 71,000 |
| Barrow County Georgia | 3 | $ 635,000 | $ 211,000 | $ 53,000 |
| Chatham County Georgia | 3 | $ 635,000 | $ 211,000 | $ 151,000 |
| Clayton County Georgia | 3 | $ 575,000 | $ 191,000 | $ 109,000 |
| Fannin County Georgia | 3 | $ 1,535,000 | $ 511,000 | $ 2,573,000 |
| Hall County Georgia | 3 | $ 735,000 | $ 245,000 | $ 80,000 |
| Henry County Georgia | 3 | $ 815,000 | $ 271,000 | $ 84,000 |
| Paulding County Georgia | 3 | $ 595,000 | $ 198,000 | $ 92,000 |
| Allen County Indiana | 3 | $ 355,000 | $ 118,000 | $ 56,000 |
| Jefferson County Indiana | 3 | $ 505,000 | $ 168,000 | $ 156,000 |
| Barren County Kentucky | 3 | $ 585,000 | $ 195,000 | $ 83,000 |
| Bourbon County Kentucky | 3 | $ 625,000 | $ 208,000 | $ 79,000 |
| Logan County Kentucky | 3 | $ 655,000 | $ 218,000 | $ 65,000 |
| Mason County Kentucky | 3 | $ 465,000 | $ 155,000 | $ 44,000 |
| McCracken County Kentucky | 3 | $ 385,000 | $ 128,000 | $ 36,000 |
| Montgomery County Kentucky | 3 | $ 1,185,000 | $ 395,000 | $ 53,000 |
| Powell County Kentucky | 3 | $ 165,000 | $ 55,000 | $ 85,000 |
| Trimble County Kentucky | 3 | $ 435,000 | $ 145,000 | $ 84,000 |
| Jefferson County Louisiana | 3 | $ 865,000 | $ 288,000 | $ 102,000 |
| Ouachita County Louisiana | 3 | $ 805,000 | $ 268,000 | $ 66,000 |
| St. Tammany County Louisiana | 3 | $ 525,000 | $ 175,000 | $ 96,000 |
| Ingham County Michigan | 3 | $ 665,000 | $ 221,000 | $ 59,000 |
| Kalamazoo County Michigan | 3 | $ 965,000 | $ 321,000 | $ 360,000 |
| Wayne County Michigan | 3 | $ 655,000 | $ 218,000 | $ 185,000 |
| Ramsey County Minnesota | 3 | $ 705,000 | $ 235,000 | $ 143,000 |
| Scott County Minnesota | 3 | $ 555,000 | $ 185,000 | $ 129,000 |
| Wright County Minnesota | 3 | $ 585,000 | $ 195,000 | $ 105,000 |
| Hudson County New Jersey | 3 | $ 1,155,000 | $ 385,000 | $ 139,000 |
| Mercer County New Jersey | 3 | $ 685,000 | $ 228,000 | $ 109,000 |
| Brunswick County North Carolina | 3 | $ 955,000 | $ 318,000 | $ 109,000 |
| Cabarrus County North Carolina | 3 | $ 845,000 | $ 281,000 | $ 125,000 |
| Catawba County North Carolina | 3 | $ 515,000 | $ 171,000 | $ 87,000 |
| Jackson County North Carolina | 3 | $ 505,000 | $ 168,000 | $ 72,000 |
| Lincoln County North Carolina | 3 | $ 945,000 | $ 315,000 | $ 104,000 |
| Orange County North Carolina | 3 | $ 1,095,000 | $ 365,000 | $ 163,000 |
| Delaware County Ohio | 3 | $ 885,000 | $ 295,000 | $ 194,000 |
| Lake County Ohio | 3 | $ 565,000 | $ 188,000 | $ 84,000 |
| Erie County Pennsylvania | 3 | $ 115,000 | $ 38,000 | $ 98,000 |
| York County Pennsylvania | 3 | $ 655,000 | $ 218,000 | $ 144,000 |
| Berkeley County South Carolina | 3 | $ 785,000 | $ 261,000 | $ 74,000 |
| Horry County South Carolina | 3 | $ 685,000 | $ 228,000 | $ 93,000 |
| Sevier County Tennessee | 3 | $ 1,185,000 | $ 395,000 | $ 199,000 |
| Sullivan County Tennessee | 3 | $ 715,000 | $ 238,000 | $ 65,000 |
| Isle of Wight County Virginia | 3 | $ 985,000 | $ 328,000 | $ 111,000 |
| Covington County Alabama | 2 | $ 310,000 | $ 155,000 | $ 65,000 |
| Etowah County Alabama | 2 | $ 500,000 | $ 250,000 | $ 112,000 |
| Lauderdale County Alabama | 2 | $ 260,000 | $ 130,000 | $ 80,000 |
| Lee County Alabama | 2 | $ 540,000 | $ 270,000 | $ 198,000 |
| Limestone County Alabama | 2 | $ 660,000 | $ 330,000 | $ 145,000 |
| Montgomery County Alabama | 2 | $ 300,000 | $ 150,000 | $ 198,000 |
| Fresno County California | 2 | $ 210,000 | $ 105,000 | $ 44,000 |
| San Luis Obispo County California | 2 | $ 700,000 | $ 350,000 | $ 255,000 |
| El Paso County Colorado | 2 | $ 770,000 | $ 385,000 | $ 193,000 |
| Clay County Florida | 2 | $ 590,000 | $ 295,000 | $ 119,000 |
| Highlands County Florida | 2 | $ 160,000 | $ 80,000 | $ 62,000 |
| Camden County Georgia | 2 | $ 540,000 | $ 270,000 | $ 79,000 |
| Coweta County Georgia | 2 | $ 540,000 | $ 270,000 | $ 176,000 |
| Douglas County Georgia | 2 | $ 620,000 | $ 310,000 | $ 153,000 |
| Haralson County Georgia | 2 | $ 360,000 | $ 180,000 | $ 88,000 |
| Jackson County Georgia | 2 | $ 390,000 | $ 195,000 | $ 88,000 |
| Newton County Georgia | 2 | $ 390,000 | $ 195,000 | $ 91,000 |
| Bartholomew County Indiana | 2 | $ 660,000 | $ 330,000 | $ 156,000 |
| Boone County Indiana | 2 | $ 480,000 | $ 240,000 | $ 240,000 |
| Daviess County Indiana | 2 | $ 190,000 | $ 95,000 | $ 46,000 |
| Hancock County Indiana | 2 | $ 230,000 | $ 115,000 | $ 41,000 |
| Johnson County Indiana | 2 | $ 480,000 | $ 240,000 | $ 110,000 |
| Monroe County Indiana | 2 | $ 470,000 | $ 235,000 | $ 142,000 |
| Vigo County Indiana | 2 | $ 130,000 | $ 65,000 | $ 118,000 |
| Allen County Kentucky | 2 | $ 660,000 | $ 330,000 | $ 130,000 |
| Gallatin County Kentucky | 2 | $ 30,000 | $ 15,000 | $ 36,000 |
| Garrard County Kentucky | 2 | $ 320,000 | $ 160,000 | $ 55,000 |
| Grant County Kentucky | 2 | $ 410,000 | $ 205,000 | $ 42,000 |
| Hart County Kentucky | 2 | $ 470,000 | $ 235,000 | $ 152,000 |
| Laurel County Kentucky | 2 | $ 310,000 | $ 155,000 | $ 90,000 |
| Lewis County Kentucky | 2 | $ 390,000 | $ 195,000 | $ 104,000 |
| Lincoln County Kentucky | 2 | $ 320,000 | $ 160,000 | $ 77,000 |
| Livingston County Kentucky | 2 | $ 310,000 | $ 155,000 | $ 23,000 |
| Marshall County Kentucky | 2 | $ 660,000 | $ 330,000 | $ 190,000 |
| Muhlenberg County Kentucky | 2 | $ 350,000 | $ 175,000 | $ 69,000 |
| Ohio County Kentucky | 2 | $ 230,000 | $ 115,000 | $ 48,000 |
| Washington County Kentucky | 2 | $ 440,000 | $ 220,000 | $ 86,000 |
| Wayne County Kentucky | 2 | $ 320,000 | $ 160,000 | $ 152,000 |
| Whitley County Kentucky | 2 | $ 280,000 | $ 140,000 | $ 45,000 |
| East Baton Rouge County Louisiana | 2 | $ 970,000 | $ 485,000 | $ 238,000 |
| Orleans County Louisiana | 2 | $ 500,000 | $ 250,000 | $ 134,000 |
| Eaton County Michigan | 2 | $ 460,000 | $ 230,000 | $ 70,000 |
| Kent County Michigan | 2 | $ 290,000 | $ 145,000 | $ 57,000 |
| Macomb County Michigan | 2 | $ 440,000 | $ 220,000 | $ 176,000 |
| Washington County Minnesota | 2 | $ 330,000 | $ 165,000 | $ 78,000 |
| Harrison County Mississippi | 2 | $ 300,000 | $ 150,000 | $ 147,000 |
| Jackson County Mississippi | 2 | $ 360,000 | $ 180,000 | $ 60,000 |
| Cass County Missouri | 2 | $ 440,000 | $ 220,000 | $ 44,000 |
| Taney County Missouri | 2 | $ 630,000 | $ 315,000 | $ 104,000 |
| Cape May County New Jersey | 2 | $ 630,000 | $ 315,000 | $ 77,000 |
| Union County New Jersey | 2 | $ 470,000 | $ 235,000 | $ 61,000 |
| Currituck County North Carolina | 2 | $ 2,140,000 | $ 1,070,000 | $ 657,000 |
| Davidson County North Carolina | 2 | $ 360,000 | $ 180,000 | $ 54,000 |
| Davie County North Carolina | 2 | $ 530,000 | $ 265,000 | $ 68,000 |
| Gaston County North Carolina | 2 | $ 440,000 | $ 220,000 | $ 94,000 |
| Guilford County North Carolina | 2 | $ 670,000 | $ 335,000 | $ 206,000 |
| Moore County North Carolina | 2 | $ 690,000 | $ 345,000 | $ 764,000 |
| Pasquotank County North Carolina | 2 | $ 690,000 | $ 345,000 | $ 73,000 |
| Richmond County North Carolina | 2 | $ 240,000 | $ 120,000 | $ 130,000 |
| Brown County Ohio | 2 | $ 230,000 | $ 115,000 | $ 70,000 |
| Columbiana County Ohio | 2 | $ 270,000 | $ 135,000 | $ 95,000 |
| Fairfield County Ohio | 2 | $ 420,000 | $ 210,000 | $ 108,000 |
| Lucas County Ohio | 2 | $ 300,000 | $ 150,000 | $ 133,000 |
| Miami County Ohio | 2 | $ 560,000 | $ 280,000 | $ 167,000 |
| Portage County Ohio | 2 | $ 710,000 | $ 355,000 | $ 65,000 |
| Stark County Ohio | 2 | $ 390,000 | $ 195,000 | $ 81,000 |
| Benton County Oregon | 2 | $ 350,000 | $ 175,000 | $ 93,000 |
| Jackson County Oregon | 2 | $ 390,000 | $ 195,000 | $ 104,000 |
| Lane County Oregon | 2 | $ 560,000 | $ 280,000 | $ 78,000 |
| Multnomah County Oregon | 2 | $ 950,000 | $ 475,000 | $ 172,000 |
| Berks County Pennsylvania | 2 | $ 580,000 | $ 290,000 | $ 173,000 |
| Monroe County Pennsylvania | 2 | $ 790,000 | $ 395,000 | $ 105,000 |
| Schuylkill County Pennsylvania | 2 | $ 310,000 | $ 155,000 | $ 71,000 |
| Union County Pennsylvania | 2 | $ 280,000 | $ 140,000 | $ 90,000 |
| Washington County Pennsylvania | 2 | $ 390,000 | $ 195,000 | $ 162,000 |
| Westmoreland County Pennsylvania | 2 | $ 420,000 | $ 210,000 | $ 124,000 |
| Georgetown County South Carolina | 2 | $ 850,000 | $ 425,000 | $ 162,000 |
| Kershaw County South Carolina | 2 | $ 800,000 | $ 400,000 | $ 149,000 |
| Pickens County South Carolina | 2 | $ 390,000 | $ 195,000 | $ 129,000 |
| Richland County South Carolina | 2 | $ 710,000 | $ 355,000 | $ 103,000 |
| Blount County Tennessee | 2 | $ 360,000 | $ 180,000 | $ 56,000 |
| DeKalb County Tennessee | 2 | $ 840,000 | $ 420,000 | $ 112,000 |
| Montgomery County Tennessee | 2 | $ 260,000 | $ 130,000 | $ 90,000 |
| Overton County Tennessee | 2 | $ 320,000 | $ 160,000 | $ 92,000 |
| Utah County Utah | 2 | $ 840,000 | $ 420,000 | $ 117,000 |
| Albemarle County Virginia | 2 | $ 710,000 | $ 355,000 | $ 796,000 |
| Lynchburg County Virginia | 2 | $ 690,000 | $ 345,000 | $ 149,000 |
| Spotsylvania County Virginia | 2 | $ 620,000 | $ 310,000 | $ 77,000 |
| Virginia Beach County Virginia | 2 | $ 700,000 | $ 350,000 | $ 137,000 |
| Pierce County Washington | 2 | $ 400,000 | $ 200,000 | $ 91,000 |
| Snohomish County Washington | 2 | $ 430,000 | $ 215,000 | $ 222,000 |
| Polk County Wisconsin | 2 | $ 410,000 | $ 205,000 | $ 132,000 |
| St. Croix County Wisconsin | 2 | $ 400,000 | $ 200,000 | $ 132,000 |
| Washington County Wisconsin | 2 | $ 490,000 | $ 245,000 | $ 54,000 |
| Cherokee County Alabama | 1 | $ 175,000 | $ 175,000 | $ 235,000 |
| Dale County Alabama | 1 | $ 305,000 | $ 305,000 | $ 180,000 |
| Elmore County Alabama | 1 | $ 165,000 | $ 165,000 | $ 440,000 |
| Houston County Alabama | 1 | $ 215,000 | $ 215,000 | $ 94,000 |
| Morgan County Alabama | 1 | $ 175,000 | $ 175,000 | $ 45,000 |
| Russell County Alabama | 1 | $ 145,000 | $ 145,000 | $ 87,000 |
| Tuscaloosa County Alabama | 1 | $ 175,000 | $ 175,000 | $ 31,000 |
| Cochise County Arizona | 1 | $ 195,000 | $ 195,000 | $ 124,000 |
| Mohave County Arizona | 1 | $ 45,000 | $ 45,000 | $ 60,000 |
| Navajo County Arizona | 1 | $ 175,000 | $ 175,000 | $ 61,000 |
| Yuma County Arizona | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Kern County California | 1 | $ 185,000 | $ 185,000 | $ 147,000 |
| Madera County California | 1 | $ 185,000 | $ 185,000 | $ 84,000 |
| Placer County California | 1 | $ 205,000 | $ 205,000 | $ 50,000 |
| Sacramento County California | 1 | $ 185,000 | $ 185,000 | $ 122,000 |
| San Joaquin County California | 1 | $ 285,000 | $ 285,000 | $ 51,000 |
| San Mateo County California | 1 | $ 375,000 | $ 375,000 | $ 60,000 |
| Santa Barbara County California | 1 | $ 665,000 | $ 665,000 | $ 140,000 |
| Santa Cruz County California | 1 | $ 195,000 | $ 195,000 | $ 131,000 |
| Stanislaus County California | 1 | $ 185,000 | $ 185,000 | $ 245,000 |
| Tulare County California | 1 | $ 165,000 | $ 165,000 | $ 59,000 |
| Tuolumne County California | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Adams County Colorado | 1 | $ 285,000 | $ 285,000 | $ 52,000 |
| Arapahoe County Colorado | 1 | $ 375,000 | $ 375,000 | $ 86,000 |
| Boulder County Colorado | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Broomfield County Colorado | 1 | $ 195,000 | $ 195,000 | $ 157,000 |
| Denver County Colorado | 1 | $ 225,000 | $ 225,000 | $ 78,000 |
| Douglas County Colorado | 1 | $ 165,000 | $ 165,000 | $ 18,000 |
| Jefferson County Colorado | 1 | $ 55,000 | $ 55,000 | $ 217,000 |
| Larimer County Colorado | 1 | $ 5,000 | $ 5,000 | $ 23,000 |
| Park County Colorado | 1 | $ 465,000 | $ 465,000 | $ 109,000 |
| Summit County Colorado | 1 | $ 215,000 | $ 215,000 | $ 134,000 |
| Tolland County Connecticut | 1 | $ 255,000 | $ 255,000 | $ 126,000 |
| Windham County Connecticut | 1 | $ 285,000 | $ 285,000 | $ 47,000 |
| Charlotte County Florida | 1 | $ 655,000 | $ 655,000 | $ 242,000 |
| Columbia County Florida | 1 | $ 325,000 | $ 325,000 | $ 84,000 |
| Dixie County Florida | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Escambia County Florida | 1 | $ 325,000 | $ 325,000 | $ 308,000 |
| Gulf County Florida | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Leon County Florida | 1 | $ 625,000 | $ 625,000 | $ 250,000 |
| Martin County Florida | 1 | $ 745,000 | $ 745,000 | $ 404,000 |
| Monroe County Florida | 1 | $ 275,000 | $ 275,000 | $ 161,000 |
| Nassau County Florida | 1 | $ 265,000 | $ 265,000 | $ 78,000 |
| Burke County Georgia | 1 | $ 285,000 | $ 285,000 | $ 49,000 |
| Catoosa County Georgia | 1 | $ 225,000 | $ 225,000 | $ 73,000 |
| Floyd County Georgia | 1 | $ 135,000 | $ 135,000 | $ 185,000 |
| Gilmer County Georgia | 1 | $ 135,000 | $ 135,000 | $ 124,000 |
| Glynn County Georgia | 1 | $ 1,125,000 | $ 1,125,000 | $ 500,000 |
| Murray County Georgia | 1 | $ 395,000 | $ 395,000 | $ 205,000 |
| Putnam County Georgia | 1 | $ 415,000 | $ 415,000 | $ 575,000 |
| Spalding County Georgia | 1 | $ 175,000 | $ 175,000 | $ 117,000 |
| Toombs County Georgia | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Troup County Georgia | 1 | $ 245,000 | $ 245,000 | $ 40,000 |
| Union County Georgia | 1 | $ 235,000 | $ 235,000 | $ 153,000 |
| Walton County Georgia | 1 | $ 155,000 | $ 155,000 | $ 86,000 |
| Ware County Georgia | 1 | $ 365,000 | $ 365,000 | $ 124,000 |
| Whitfield County Georgia | 1 | $ 145,000 | $ 145,000 | $ 101,000 |
| Kankakee County Illinois | 1 | $ 225,000 | $ 225,000 | $ 69,000 |
| Kendall County Illinois | 1 | $ 65,000 | $ 65,000 | $ 127,000 |
| McHenry County Illinois | 1 | $ 225,000 | $ 225,000 | $ 150,000 |
| McLean County Illinois | 1 | $ 285,000 | $ 285,000 | $ 134,000 |
| Rock Island County Illinois | 1 | $ 125,000 | $ 125,000 | $ 105,000 |
| St. Clair County Illinois | 1 | $ 275,000 | $ 275,000 | $ 96,000 |
| Decatur County Indiana | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Elkhart County Indiana | 1 | $ 205,000 | $ 205,000 | $ 51,000 |
| Howard County Indiana | 1 | $ 65,000 | $ 65,000 | $ 12,000 |
| Jennings County Indiana | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Madison County Indiana | 1 | $ 355,000 | $ 355,000 | $ 150,000 |
| Orange County Indiana | 1 | $ 215,000 | $ 215,000 | $ 81,000 |
| Ripley County Indiana | 1 | $ 205,000 | $ 205,000 | $ 64,000 |
| Spencer County Indiana | 1 | $ 125,000 | $ 125,000 | $ 85,000 |
| St. Joseph County Indiana | 1 | $ 105,000 | $ 105,000 | $ 83,000 |
| Steuben County Indiana | 1 | $ 55,000 | $ 55,000 | $ 81,000 |
| Switzerland County Indiana | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Tippecanoe County Indiana | 1 | $ 115,000 | $ 115,000 | $ 109,000 |
| Warrick County Indiana | 1 | $ 245,000 | $ 245,000 | $ 200,000 |
| Adair County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Bath County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 19,000 |
| Butler County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 70,000 |
| Caldwell County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 78,000 |
| Carroll County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 148,000 |
| Carter County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 138,000 |
| Greenup County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 71,000 |
| Henderson County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 60,000 |
| Lee County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 82,000 |
| Marion County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 53,000 |
| Menifee County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 87,000 |
| Metcalfe County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| Owen County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 77,000 |
| Perry County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Pike County Kentucky | 1 | $ 655,000 | $ 655,000 | $ 463,000 |
| Pulaski County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 216,000 |
| Rowan County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| Russell County Kentucky | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Taylor County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Wolfe County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
| Ascension County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 80,000 |
| Livingston County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 40,000 |
| Plaquemines County Louisiana | 1 | $ 285,000 | $ 285,000 | $ 563,000 |
| St. John the Baptist County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 37,000 |
| Terrebonne County Louisiana | 1 | $ 385,000 | $ 385,000 | $ 400,000 |
| West Feliciana County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 22,000 |
| Barry County Michigan | 1 | $ 295,000 | $ 295,000 | $ 70,000 |
| Bay County Michigan | 1 | $ 305,000 | $ 305,000 | $ 162,000 |
| Berrien County Michigan | 1 | $ 165,000 | $ 165,000 | $ 178,000 |
| Calhoun County Michigan | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Hillsdale County Michigan | 1 | $ 555,000 | $ 555,000 | $ 26,000 |
| Leelanau County Michigan | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Livingston County Michigan | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| Monroe County Michigan | 1 | $ 155,000 | $ 155,000 | $ 86,000 |
| Ottawa County Michigan | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Saginaw County Michigan | 1 | $ 95,000 | $ 95,000 | $ 208,000 |
| Shiawassee County Michigan | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Washtenaw County Michigan | 1 | $ 185,000 | $ 185,000 | $ 93,000 |
| Carver County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 104,000 |
| Olmsted County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 201,000 |
| Sherburne County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| St. Louis County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 78,000 |
| Stevens County Minnesota | 1 | $ 395,000 | $ 395,000 | $ 172,000 |
| George County Mississippi | 1 | $ 335,000 | $ 335,000 | $ 164,000 |
| Hancock County Mississippi | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Hinds County Mississippi | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Lafayette County Mississippi | 1 | $ 285,000 | $ 285,000 | $ 116,000 |
| Lowndes County Mississippi | 1 | $ 285,000 | $ 285,000 | $ 182,000 |
| Madison County Mississippi | 1 | $ 295,000 | $ 295,000 | $ 130,000 |
| Oktibbeha County Mississippi | 1 | $ 195,000 | $ 195,000 | $ 90,000 |
| Rankin County Mississippi | 1 | $ 375,000 | $ 375,000 | $ 91,000 |
| Warren County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 120,000 |
| Bates County Missouri | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Buchanan County Missouri | 1 | $ 475,000 | $ 475,000 | $ 148,000 |
| Cape Girardeau County Missouri | 1 | $ 295,000 | $ 295,000 | $ 53,000 |
| Christian County Missouri | 1 | $ 225,000 | $ 225,000 | $ 135,000 |
| Hickory County Missouri | 1 | $ 185,000 | $ 185,000 | $ 107,000 |
| Jasper County Missouri | 1 | $ 125,000 | $ 125,000 | $ 145,000 |
| Jefferson County Missouri | 1 | $ 455,000 | $ 455,000 | $ 212,000 |
| Johnson County Missouri | 1 | $ 235,000 | $ 235,000 | $ 124,000 |
| Laclede County Missouri | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Morgan County Missouri | 1 | $ 175,000 | $ 175,000 | $ 71,000 |
| Stone County Missouri | 1 | $ 205,000 | $ 205,000 | $ 137,000 |
| Texas County Missouri | 1 | $ 165,000 | $ 165,000 | $ 15,000 |
| Vernon County Missouri | 1 | $ 305,000 | $ 305,000 | $ 53,000 |
| Webster County Missouri | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Hunterdon County New Jersey | 1 | $ 595,000 | $ 595,000 | $ 186,000 |
| Salem County New Jersey | 1 | $ 215,000 | $ 215,000 | $ 55,000 |
| Sussex County New Jersey | 1 | $ 215,000 | $ 215,000 | $ 81,000 |
| Alamance County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 2,537,000 |
| Beaufort County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| Burke County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 78,000 |
| Carteret County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 11,000 |
| Cherokee County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 122,000 |
| Cumberland County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Franklin County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 66,000 |
| Granville County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Halifax County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 68,000 |
| Haywood County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 76,000 |
| Hyde County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 111,000 |
| Macon County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 45,000 |
| Northampton County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 44,000 |
| Pamlico County North Carolina | 1 | $ 485,000 | $ 485,000 | $ 99,000 |
| Pitt County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 91,000 |
| Randolph County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 132,000 |
| Rutherford County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 80,000 |
| Sampson County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 59,000 |
| Scotland County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 92,000 |
| Yadkin County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 273,000 |
| Adams County Ohio | 1 | $ 115,000 | $ 115,000 | $ 83,000 |
| Athens County Ohio | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Auglaize County Ohio | 1 | $ 425,000 | $ 425,000 | $ 74,000 |
| Clinton County Ohio | 1 | $ 125,000 | $ 125,000 | $ 80,000 |
| Knox County Ohio | 1 | $ 265,000 | $ 265,000 | $ 58,000 |
| Lawrence County Ohio | 1 | $ 115,000 | $ 115,000 | $ 57,000 |
| Licking County Ohio | 1 | $ 305,000 | $ 305,000 | $ 108,000 |
| Madison County Ohio | 1 | $ 235,000 | $ 235,000 | $ 102,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,374 | $629,550,000 | $265,000 | $6,005,000 | $115,000 | $4,357,000 |
| Refinancing | 2,270 | $590,900,000 | $260,000 | $5,745,000 | $127,000 | $1,349,000 |
| Cash-out Refinancing | 2,034 | $451,540,000 | $221,000 | $2,045,000 | $112,000 | $2,331,000 |
| Other Purpose | 806 | $97,900,000 | $121,000 | $1,845,000 | $135,000 | $3,224,000 |
| Home Improvement | 500 | $41,270,000 | $82,000 | $925,000 | $136,000 | $2,359,000 |
| Not Applicable | 10 | $630,000 | $63,000 | $125,000 | $27,000 | $44,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,558 | $1,177,550,000 | $211,000 | $2,255,000 | $127,000 | $4,357,000 |
| Black or African American | 775 | $126,425,000 | $163,000 | $1,125,000 | $74,000 | $1,947,000 |
| Not Provided | 601 | $142,745,000 | $237,000 | $1,445,000 | $132,000 | $2,537,000 |
| Hispanic | 368 | $73,780,000 | $200,000 | $1,455,000 | $86,000 | $580,000 |
| Not applicable | 356 | $204,970,000 | $575,000 | $6,005,000 | $0 | $0 |
| Asian | 204 | $56,460,000 | $276,000 | $2,555,000 | $150,000 | $1,164,000 |
| American Indian or Alaskan Native | 37 | $5,725,000 | $154,000 | $545,000 | $87,000 | $230,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $995,000 | $199,000 | $335,000 | $86,000 | $180,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,635 | $1,741,725,000 | $228,000 | $6,005,000 | $124,000 | $4,357,000 |
| FHA-insured (Federal Housing Administration) | 247 | $44,455,000 | $179,000 | $515,000 | $57,000 | $280,000 |
| VA-guaranteed (Veterans Administration) | 89 | $21,565,000 | $242,000 | $625,000 | $81,000 | $364,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 23 | $4,045,000 | $175,000 | $285,000 | $53,000 | $90,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,887 | $1,132,015,000 | $231,000 | $6,005,000 | $125,000 | $4,357,000 |
| Application Withdrawn By Applicant | 2,055 | $475,285,000 | $231,000 | $5,745,000 | $120,000 | $3,224,000 |
| Application Denied By Financial Institution | 505 | $99,055,000 | $196,000 | $3,485,000 | $83,000 | $1,947,000 |
| File Closed For Incompleteness | 410 | $82,370,000 | $200,000 | $2,115,000 | $131,000 | $1,532,000 |
| Loan Purchased By The Institution | 70 | $9,740,000 | $139,000 | $255,000 | $33,000 | $57,000 |
| Application Approved But Not Accepted | 67 | $13,325,000 | $198,000 | $705,000 | $124,000 | $505,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,489 | $1,712,735,000 | $228,000 | $6,005,000 | $123,000 | $4,357,000 |
| Debt-To-Income Ratio | 246 | $43,740,000 | $177,000 | $2,045,000 | $53,000 | $264,000 |
| Credit History | 107 | $14,655,000 | $136,000 | $1,285,000 | $96,000 | $1,220,000 |
| Other | 83 | $24,055,000 | $289,000 | $1,405,000 | $203,000 | $1,947,000 |
| Collateral | 41 | $10,885,000 | $265,000 | $3,485,000 | $149,000 | $1,441,000 |
| Employment History | 17 | $2,685,000 | $157,000 | $345,000 | $74,000 | $253,000 |
| Unverifiable Information | 6 | $2,280,000 | $380,000 | $1,505,000 | $146,000 | $494,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $535,000 | $178,000 | $235,000 | $55,000 | $61,000 |
| Credit Application Incomplete | 2 | $220,000 | $110,000 | $195,000 | $92,000 | $134,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Republic Bank & Trust Company's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Republic Bank & Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.