Republic Bank & Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Republic Bank & Trust Company 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Republic Bank & Trust Company 601 W Market St Louisville, KY 40202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,737 |
| Total Mortgage Loan Application Amount | $1,237,235,000 |
| Average Mortgage Loan Application Amount | $192,500 |
| Highest Mortgage Loan Application Amount | $21,885,000 |
| Average Applicant Income | $110,000 |
| Highest Applicant Income | $4,072,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Republic Bank & Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Republic Bank & Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Republic Bank & Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Republic Bank & Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by Republic Bank & Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Republic Bank & Trust Company's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Kentucky | 2,176 | $ 385,460,000 | $ 177,000 | $ 122,000 |
| Fayette County Kentucky | 351 | $ 103,555,000 | $ 295,000 | $ 145,000 |
| Pinellas County Florida | 291 | $ 70,025,000 | $ 240,000 | $ 126,000 |
| Hillsborough County Florida | 240 | $ 52,110,000 | $ 217,000 | $ 136,000 |
| Clark County Indiana | 185 | $ 24,415,000 | $ 131,000 | $ 94,000 |
| Oldham County Kentucky | 172 | $ 43,560,000 | $ 253,000 | $ 199,000 |
| Davidson County Tennessee | 153 | $ 39,115,000 | $ 255,000 | $ 181,000 |
| Floyd County Indiana | 152 | $ 22,370,000 | $ 147,000 | $ 139,000 |
| Bullitt County Kentucky | 144 | $ 18,890,000 | $ 131,000 | $ 88,000 |
| Shelby County Kentucky | 131 | $ 22,015,000 | $ 168,000 | $ 126,000 |
| Pasco County Florida | 127 | $ 20,715,000 | $ 163,000 | $ 110,000 |
| Hamilton County Ohio | 122 | $ 46,790,000 | $ 383,000 | $ 107,000 |
| Williamson County Tennessee | 84 | $ 24,770,000 | $ 294,000 | $ 215,000 |
| Kenton County Kentucky | 71 | $ 26,825,000 | $ 377,000 | $ 162,000 |
| Scott County Kentucky | 64 | $ 8,990,000 | $ 140,000 | $ 95,000 |
| Boone County Kentucky | 54 | $ 32,820,000 | $ 607,000 | $ 151,000 |
| Jessamine County Kentucky | 41 | $ 11,405,000 | $ 278,000 | $ 136,000 |
| Nelson County Kentucky | 33 | $ 5,575,000 | $ 168,000 | $ 113,000 |
| Spencer County Kentucky | 33 | $ 5,375,000 | $ 162,000 | $ 112,000 |
| Harrison County Indiana | 32 | $ 4,510,000 | $ 140,000 | $ 88,000 |
| Rutherford County Tennessee | 31 | $ 7,145,000 | $ 230,000 | $ 126,000 |
| Butler County Ohio | 29 | $ 4,255,000 | $ 146,000 | $ 105,000 |
| Campbell County Kentucky | 27 | $ 7,175,000 | $ 265,000 | $ 160,000 |
| Wilson County Tennessee | 21 | $ 2,925,000 | $ 139,000 | $ 152,000 |
| Clermont County Ohio | 19 | $ 5,035,000 | $ 265,000 | $ 122,000 |
| Polk County Florida | 18 | $ 3,230,000 | $ 179,000 | $ 96,000 |
| Madison County Kentucky | 18 | $ 3,970,000 | $ 220,000 | $ 106,000 |
| Palm Beach County Florida | 17 | $ 5,515,000 | $ 324,000 | $ 134,000 |
| Franklin County Kentucky | 17 | $ 6,745,000 | $ 396,000 | $ 83,000 |
| Warren County Ohio | 17 | $ 2,525,000 | $ 148,000 | $ 128,000 |
| Sumner County Tennessee | 16 | $ 3,170,000 | $ 198,000 | $ 139,000 |
| Hardin County Kentucky | 15 | $ 2,615,000 | $ 174,000 | $ 89,000 |
| Manatee County Florida | 14 | $ 2,750,000 | $ 196,000 | $ 121,000 |
| Henry County Kentucky | 14 | $ 2,030,000 | $ 145,000 | $ 87,000 |
| Hernando County Florida | 13 | $ 1,295,000 | $ 99,000 | $ 82,000 |
| Clark County Kentucky | 13 | $ 1,655,000 | $ 127,000 | $ 66,000 |
| Woodford County Kentucky | 12 | $ 2,490,000 | $ 207,000 | $ 92,000 |
| Philadelphia County Pennsylvania | 10 | $ 1,880,000 | $ 188,000 | $ 81,000 |
| Duval County Florida | 9 | $ 2,575,000 | $ 286,000 | $ 263,000 |
| Marion County Florida | 9 | $ 1,395,000 | $ 155,000 | $ 47,000 |
| Cook County Illinois | 9 | $ 2,775,000 | $ 308,000 | $ 92,000 |
| Washington County Indiana | 9 | $ 1,465,000 | $ 162,000 | $ 84,000 |
| Bourbon County Kentucky | 8 | $ 3,640,000 | $ 455,000 | $ 92,000 |
| Boyle County Kentucky | 8 | $ 950,000 | $ 118,000 | $ 64,000 |
| Daviess County Kentucky | 8 | $ 790,000 | $ 98,000 | $ 49,000 |
| Franklin County Ohio | 8 | $ 1,490,000 | $ 186,000 | $ 88,000 |
| Bucks County Pennsylvania | 8 | $ 1,960,000 | $ 245,000 | $ 84,000 |
| Cheatham County Tennessee | 8 | $ 1,180,000 | $ 147,000 | $ 99,000 |
| Miami-Dade County Florida | 7 | $ 1,735,000 | $ 247,000 | $ 81,000 |
| Orange County Florida | 7 | $ 2,515,000 | $ 359,000 | $ 154,000 |
| St. Johns County Florida | 7 | $ 2,605,000 | $ 372,000 | $ 248,000 |
| DeKalb County Georgia | 7 | $ 1,465,000 | $ 209,000 | $ 62,000 |
| Gwinnett County Georgia | 7 | $ 1,895,000 | $ 270,000 | $ 94,000 |
| Broward County Florida | 6 | $ 1,440,000 | $ 240,000 | $ 105,000 |
| Lee County Florida | 6 | $ 3,560,000 | $ 593,000 | $ 175,000 |
| Cobb County Georgia | 6 | $ 1,360,000 | $ 226,000 | $ 98,000 |
| Anderson County Kentucky | 6 | $ 860,000 | $ 143,000 | $ 122,000 |
| Breckinridge County Kentucky | 6 | $ 640,000 | $ 106,000 | $ 68,000 |
| Mercer County Kentucky | 6 | $ 1,290,000 | $ 215,000 | $ 122,000 |
| Montgomery County Kentucky | 6 | $ 2,800,000 | $ 466,000 | $ 110,000 |
| Essex County New Jersey | 6 | $ 1,420,000 | $ 236,000 | $ 70,000 |
| Maury County Tennessee | 6 | $ 1,300,000 | $ 216,000 | $ 440,000 |
| Charlotte County Florida | 5 | $ 1,635,000 | $ 327,000 | $ 99,000 |
| Collier County Florida | 5 | $ 1,895,000 | $ 379,000 | $ 150,000 |
| Sarasota County Florida | 5 | $ 1,645,000 | $ 329,000 | $ 83,000 |
| Jefferson County Indiana | 5 | $ 335,000 | $ 67,000 | $ 64,000 |
| Edmonson County Kentucky | 5 | $ 935,000 | $ 187,000 | $ 89,000 |
| Pulaski County Kentucky | 5 | $ 885,000 | $ 177,000 | $ 226,000 |
| Warren County Kentucky | 5 | $ 1,375,000 | $ 275,000 | $ 86,000 |
| Greene County Missouri | 5 | $ 1,875,000 | $ 375,000 | $ 161,000 |
| Wake County North Carolina | 5 | $ 1,335,000 | $ 267,000 | $ 83,000 |
| Delaware County Ohio | 5 | $ 1,755,000 | $ 351,000 | $ 306,000 |
| Montgomery County Ohio | 5 | $ 3,145,000 | $ 629,000 | $ 116,000 |
| Montgomery County Pennsylvania | 5 | $ 905,000 | $ 181,000 | $ 61,000 |
| Horry County South Carolina | 5 | $ 1,725,000 | $ 345,000 | $ 160,000 |
| Montgomery County Tennessee | 5 | $ 665,000 | $ 133,000 | $ 129,000 |
| Fairfax County Virginia | 5 | $ 1,795,000 | $ 359,000 | $ 186,000 |
| Prince William County Virginia | 5 | $ 1,265,000 | $ 253,000 | $ 66,000 |
| Fairfield County Connecticut | 4 | $ 1,290,000 | $ 322,000 | $ 122,000 |
| New Haven County Connecticut | 4 | $ 1,520,000 | $ 380,000 | $ 141,000 |
| Indian River County Florida | 4 | $ 1,580,000 | $ 395,000 | $ 316,000 |
| Leon County Florida | 4 | $ 860,000 | $ 215,000 | $ 141,000 |
| Okaloosa County Florida | 4 | $ 1,320,000 | $ 330,000 | $ 145,000 |
| Seminole County Florida | 4 | $ 440,000 | $ 110,000 | $ 99,000 |
| St. Lucie County Florida | 4 | $ 720,000 | $ 180,000 | $ 65,000 |
| Volusia County Florida | 4 | $ 1,000,000 | $ 250,000 | $ 97,000 |
| Walton County Florida | 4 | $ 5,090,000 | $ 1,272,000 | $ 975,000 |
| Chatham County Georgia | 4 | $ 680,000 | $ 170,000 | $ 78,000 |
| Fulton County Georgia | 4 | $ 820,000 | $ 205,000 | $ 119,000 |
| Hamilton County Indiana | 4 | $ 1,160,000 | $ 290,000 | $ 122,000 |
| Scott County Indiana | 4 | $ 440,000 | $ 110,000 | $ 91,000 |
| Barren County Kentucky | 4 | $ 720,000 | $ 180,000 | $ 122,000 |
| Garrard County Kentucky | 4 | $ 360,000 | $ 90,000 | $ 49,000 |
| Meade County Kentucky | 4 | $ 190,000 | $ 47,000 | $ 230,000 |
| Trimble County Kentucky | 4 | $ 390,000 | $ 97,000 | $ 130,000 |
| Macomb County Michigan | 4 | $ 460,000 | $ 115,000 | $ 39,000 |
| Camden County New Jersey | 4 | $ 670,000 | $ 167,000 | $ 87,000 |
| Middlesex County New Jersey | 4 | $ 790,000 | $ 197,000 | $ 215,000 |
| Lancaster County Pennsylvania | 4 | $ 770,000 | $ 192,000 | $ 81,000 |
| Lehigh County Pennsylvania | 4 | $ 900,000 | $ 225,000 | $ 106,000 |
| Robertson County Tennessee | 4 | $ 370,000 | $ 92,000 | $ 84,000 |
| Chesterfield County Virginia | 4 | $ 1,060,000 | $ 265,000 | $ 101,000 |
| Madison County Alabama | 3 | $ 725,000 | $ 241,000 | $ 246,000 |
| Bay County Florida | 3 | $ 4,435,000 | $ 1,478,000 | $ 890,000 |
| Brevard County Florida | 3 | $ 845,000 | $ 281,000 | $ 42,000 |
| Flagler County Florida | 3 | $ 1,865,000 | $ 621,000 | $ 410,000 |
| Lake County Florida | 3 | $ 655,000 | $ 218,000 | $ 141,000 |
| Sumter County Florida | 3 | $ 345,000 | $ 115,000 | $ 79,000 |
| Cherokee County Georgia | 3 | $ 1,695,000 | $ 565,000 | $ 153,000 |
| Clayton County Georgia | 3 | $ 555,000 | $ 185,000 | $ 87,000 |
| Forsyth County Georgia | 3 | $ 1,165,000 | $ 388,000 | $ 147,000 |
| Walton County Georgia | 3 | $ 615,000 | $ 205,000 | $ 51,000 |
| DuPage County Illinois | 3 | $ 1,105,000 | $ 368,000 | $ 154,000 |
| Vigo County Indiana | 3 | $ 235,000 | $ 78,000 | $ 81,000 |
| Bath County Kentucky | 3 | $ 255,000 | $ 85,000 | $ 34,000 |
| Gallatin County Kentucky | 3 | $ 395,000 | $ 131,000 | $ 128,000 |
| Grayson County Kentucky | 3 | $ 415,000 | $ 138,000 | $ 49,000 |
| Green County Kentucky | 3 | $ 545,000 | $ 181,000 | $ 70,000 |
| Harrison County Kentucky | 3 | $ 445,000 | $ 148,000 | $ 91,000 |
| Lincoln County Kentucky | 3 | $ 255,000 | $ 85,000 | $ 38,000 |
| McCracken County Kentucky | 3 | $ 515,000 | $ 171,000 | $ 74,000 |
| Oakland County Michigan | 3 | $ 615,000 | $ 205,000 | $ 82,000 |
| Anoka County Minnesota | 3 | $ 255,000 | $ 85,000 | $ 181,000 |
| Guilford County North Carolina | 3 | $ 1,145,000 | $ 381,000 | $ 256,000 |
| Cuyahoga County Ohio | 3 | $ 265,000 | $ 88,000 | $ 83,000 |
| Medina County Ohio | 3 | $ 695,000 | $ 231,000 | $ 154,000 |
| Summit County Ohio | 3 | $ 715,000 | $ 238,000 | $ 94,000 |
| Lackawanna County Pennsylvania | 3 | $ 535,000 | $ 178,000 | $ 88,000 |
| Monroe County Pennsylvania | 3 | $ 695,000 | $ 231,000 | $ 100,000 |
| Beaufort County South Carolina | 3 | $ 7,635,000 | $ 2,545,000 | $ 918,000 |
| Greenville County South Carolina | 3 | $ 775,000 | $ 258,000 | $ 107,000 |
| Sevier County Tennessee | 3 | $ 865,000 | $ 288,000 | $ 105,000 |
| Shelby County Tennessee | 3 | $ 425,000 | $ 141,000 | $ 181,000 |
| Chesapeake County Virginia | 3 | $ 585,000 | $ 195,000 | $ 66,000 |
| Loudoun County Virginia | 3 | $ 905,000 | $ 301,000 | $ 117,000 |
| Lee County Alabama | 2 | $ 280,000 | $ 140,000 | $ 153,000 |
| Mobile County Alabama | 2 | $ 220,000 | $ 110,000 | $ 50,000 |
| Riverside County California | 2 | $ 470,000 | $ 235,000 | $ 76,000 |
| San Bernardino County California | 2 | $ 730,000 | $ 365,000 | $ 102,000 |
| San Diego County California | 2 | $ 760,000 | $ 380,000 | $ 149,000 |
| District of Columbia County District Of Columbia | 2 | $ 920,000 | $ 460,000 | $ 164,000 |
| DeSoto County Florida | 2 | $ 120,000 | $ 60,000 | $ 23,000 |
| Osceola County Florida | 2 | $ 1,400,000 | $ 700,000 | $ 444,000 |
| Clarke County Georgia | 2 | $ 450,000 | $ 225,000 | $ 25,000 |
| Coweta County Georgia | 2 | $ 600,000 | $ 300,000 | $ 79,000 |
| Fayette County Georgia | 2 | $ 480,000 | $ 240,000 | $ 68,000 |
| Lee County Georgia | 2 | $ 350,000 | $ 175,000 | $ 50,000 |
| Lake County Indiana | 2 | $ 160,000 | $ 80,000 | $ 134,000 |
| Marion County Indiana | 2 | $ 420,000 | $ 210,000 | $ 81,000 |
| Carroll County Kentucky | 2 | $ 290,000 | $ 145,000 | $ 95,000 |
| Grant County Kentucky | 2 | $ 150,000 | $ 75,000 | $ 41,000 |
| Hart County Kentucky | 2 | $ 280,000 | $ 140,000 | $ 37,000 |
| Larue County Kentucky | 2 | $ 370,000 | $ 185,000 | $ 136,000 |
| Laurel County Kentucky | 2 | $ 220,000 | $ 110,000 | $ 112,000 |
| Muhlenberg County Kentucky | 2 | $ 200,000 | $ 100,000 | $ 121,000 |
| Lafayette County Louisiana | 2 | $ 290,000 | $ 145,000 | $ 48,000 |
| Kandiyohi County Minnesota | 2 | $ 620,000 | $ 310,000 | $ 74,000 |
| Cedar County Missouri | 2 | $ 200,000 | $ 100,000 | $ 28,000 |
| Christian County Missouri | 2 | $ 270,000 | $ 135,000 | $ 34,000 |
| Jackson County Missouri | 2 | $ 260,000 | $ 130,000 | $ 24,000 |
| Burlington County New Jersey | 2 | $ 260,000 | $ 130,000 | $ 158,000 |
| Morris County New Jersey | 2 | $ 540,000 | $ 270,000 | $ 87,000 |
| Brunswick County North Carolina | 2 | $ 260,000 | $ 130,000 | $ 34,000 |
| Buncombe County North Carolina | 2 | $ 530,000 | $ 265,000 | $ 91,000 |
| Hoke County North Carolina | 2 | $ 210,000 | $ 105,000 | $ 157,000 |
| Iredell County North Carolina | 2 | $ 460,000 | $ 230,000 | $ 177,000 |
| Fairfield County Ohio | 2 | $ 540,000 | $ 270,000 | $ 107,000 |
| Ottawa County Ohio | 2 | $ 340,000 | $ 170,000 | $ 78,000 |
| Pickaway County Ohio | 2 | $ 310,000 | $ 155,000 | $ 149,000 |
| Cumberland County Pennsylvania | 2 | $ 550,000 | $ 275,000 | $ 58,000 |
| Dauphin County Pennsylvania | 2 | $ 1,050,000 | $ 525,000 | $ 246,000 |
| Lawrence County Pennsylvania | 2 | $ 350,000 | $ 175,000 | $ 138,000 |
| Northampton County Pennsylvania | 2 | $ 400,000 | $ 200,000 | $ 114,000 |
| York County Pennsylvania | 2 | $ 330,000 | $ 165,000 | $ 27,000 |
| Lexington County South Carolina | 2 | $ 230,000 | $ 115,000 | $ 46,000 |
| Dickson County Tennessee | 2 | $ 720,000 | $ 360,000 | $ 124,000 |
| Hamilton County Tennessee | 2 | $ 780,000 | $ 390,000 | $ 240,000 |
| Jefferson County Tennessee | 2 | $ 260,000 | $ 130,000 | $ 38,000 |
| Knox County Tennessee | 2 | $ 660,000 | $ 330,000 | $ 199,000 |
| Smith County Tennessee | 2 | $ 170,000 | $ 85,000 | $ 171,000 |
| Augusta County Virginia | 2 | $ 710,000 | $ 355,000 | $ 241,000 |
| Hanover County Virginia | 2 | $ 370,000 | $ 185,000 | $ 77,000 |
| James City County Virginia | 2 | $ 630,000 | $ 315,000 | $ 107,000 |
| Roanoke County Virginia | 2 | $ 380,000 | $ 190,000 | $ 94,000 |
| Roanoke City County Virginia | 2 | $ 200,000 | $ 100,000 | $ 81,000 |
| Rockingham County Virginia | 2 | $ 430,000 | $ 215,000 | $ 60,000 |
| Baldwin County Alabama | 1 | $ 235,000 | $ 235,000 | $ 108,000 |
| Blount County Alabama | 1 | $ 175,000 | $ 175,000 | $ 44,000 |
| Calhoun County Alabama | 1 | $ 155,000 | $ 155,000 | $ 102,000 |
| Cullman County Alabama | 1 | $ 185,000 | $ 185,000 | $ 101,000 |
| Houston County Alabama | 1 | $ 165,000 | $ 165,000 | $ 56,000 |
| Jefferson County Alabama | 1 | $ 65,000 | $ 65,000 | $ 239,000 |
| Limestone County Alabama | 1 | $ 255,000 | $ 255,000 | $ 45,000 |
| Montgomery County Alabama | 1 | $ 335,000 | $ 335,000 | $ 123,000 |
| Shelby County Alabama | 1 | $ 435,000 | $ 435,000 | $ 180,000 |
| Tuscaloosa County Alabama | 1 | $ 195,000 | $ 195,000 | $ 78,000 |
| Benton County Arkansas | 1 | $ 575,000 | $ 575,000 | $ 474,000 |
| Fresno County California | 1 | $ 275,000 | $ 275,000 | $ 47,000 |
| Kern County California | 1 | $ 275,000 | $ 275,000 | $ 200,000 |
| Los Angeles County California | 1 | $ 345,000 | $ 345,000 | $ 23,000 |
| Merced County California | 1 | $ 225,000 | $ 225,000 | $ 369,000 |
| Orange County California | 1 | $ 955,000 | $ 955,000 | $ 216,000 |
| San Francisco County California | 1 | $ 255,000 | $ 255,000 | $ 85,000 |
| Santa Clara County California | 1 | $ 515,000 | $ 515,000 | $ 621,000 |
| Ventura County California | 1 | $ 745,000 | $ 745,000 | $ 148,000 |
| Arapahoe County Colorado | 1 | $ 415,000 | $ 415,000 | $ 100,000 |
| Larimer County Colorado | 1 | $ 565,000 | $ 565,000 | $ 274,000 |
| Park County Colorado | 1 | $ 545,000 | $ 545,000 | $ 191,000 |
| Routt County Colorado | 1 | $ 625,000 | $ 625,000 | $ 600,000 |
| Summit County Colorado | 1 | $ 355,000 | $ 355,000 | $ 586,000 |
| Alachua County Florida | 1 | $ 205,000 | $ 205,000 | $ 123,000 |
| Citrus County Florida | 1 | $ 105,000 | $ 105,000 | $ 129,000 |
| Escambia County Florida | 1 | $ 325,000 | $ 325,000 | $ 75,000 |
| Gilchrist County Florida | 1 | $ 335,000 | $ 335,000 | $ 173,000 |
| Gulf County Florida | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Martin County Florida | 1 | $ 195,000 | $ 195,000 | $ 33,000 |
| Nassau County Florida | 1 | $ 645,000 | $ 645,000 | $ 131,000 |
| Santa Rosa County Florida | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
| Washington County Florida | 1 | $ 65,000 | $ 65,000 | $ 89,000 |
| Banks County Georgia | 1 | $ 185,000 | $ 185,000 | $ 88,000 |
| Bartow County Georgia | 1 | $ 285,000 | $ 285,000 | $ 130,000 |
| Burke County Georgia | 1 | $ 305,000 | $ 305,000 | $ 40,000 |
| Carroll County Georgia | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| Effingham County Georgia | 1 | $ 175,000 | $ 175,000 | $ 82,000 |
| Floyd County Georgia | 1 | $ 245,000 | $ 245,000 | $ 96,000 |
| Gordon County Georgia | 1 | $ 165,000 | $ 165,000 | $ 94,000 |
| Henry County Georgia | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| Madison County Georgia | 1 | $ 215,000 | $ 215,000 | $ 51,000 |
| Meriwether County Georgia | 1 | $ 155,000 | $ 155,000 | $ 41,000 |
| Newton County Georgia | 1 | $ 265,000 | $ 265,000 | $ 92,000 |
| Paulding County Georgia | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| Spalding County Georgia | 1 | $ 205,000 | $ 205,000 | $ 68,000 |
| Union County Georgia | 1 | $ 255,000 | $ 255,000 | $ 232,000 |
| Whitfield County Georgia | 1 | $ 165,000 | $ 165,000 | $ 88,000 |
| Kane County Illinois | 1 | $ 435,000 | $ 435,000 | $ 164,000 |
| Bartholomew County Indiana | 1 | $ 255,000 | $ 255,000 | $ 108,000 |
| Crawford County Indiana | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| Dearborn County Indiana | 1 | $ 185,000 | $ 185,000 | $ 35,000 |
| Delaware County Indiana | 1 | $ 205,000 | $ 205,000 | $ 100,000 |
| Hancock County Indiana | 1 | $ 75,000 | $ 75,000 | $ 78,000 |
| Jackson County Indiana | 1 | $ 235,000 | $ 235,000 | $ 70,000 |
| Johnson County Indiana | 1 | $ 165,000 | $ 165,000 | $ 31,000 |
| LaGrange County Indiana | 1 | $ 225,000 | $ 225,000 | $ 113,000 |
| Lawrence County Indiana | 1 | $ 15,000 | $ 15,000 | $ 112,000 |
| Madison County Indiana | 1 | $ 285,000 | $ 285,000 | $ 95,000 |
| Orange County Indiana | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Posey County Indiana | 1 | $ 235,000 | $ 235,000 | $ 84,000 |
| Ripley County Indiana | 1 | $ 85,000 | $ 85,000 | $ 120,000 |
| Spencer County Indiana | 1 | $ 165,000 | $ 165,000 | $ 80,000 |
| St. Joseph County Indiana | 1 | $ 215,000 | $ 215,000 | $ 28,000 |
| Vanderburgh County Indiana | 1 | $ 45,000 | $ 45,000 | $ 19,000 |
| Warrick County Indiana | 1 | $ 235,000 | $ 235,000 | $ 129,000 |
| Allen County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 110,000 |
| Caldwell County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 80,000 |
| Casey County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 44,000 |
| Christian County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 70,000 |
| Greenup County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 78,000 |
| Henderson County Kentucky | 1 | $ 455,000 | $ 455,000 | $ 111,000 |
| Jackson County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Lewis County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 150,000 |
| Logan County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 30,000 |
| Lyon County Kentucky | 1 | $ 395,000 | $ 395,000 | $ 121,000 |
| Ohio County Kentucky | 1 | $ 295,000 | $ 295,000 | $ 90,000 |
| Pendleton County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Perry County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 26,000 |
| Rowan County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 78,000 |
| Taylor County Kentucky | 1 | $ 555,000 | $ 555,000 | $ 668,000 |
| Trigg County Kentucky | 1 | $ 325,000 | $ 325,000 | $ 177,000 |
| Washington County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 29,000 |
| Wayne County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 99,000 |
| Whitley County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 59,000 |
| Wolfe County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 193,000 |
| Bossier County Louisiana | 1 | $ 255,000 | $ 255,000 | $ 159,000 |
| Pointe Coupee County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| St. Tammany County Louisiana | 1 | $ 305,000 | $ 305,000 | $ 120,000 |
| Terrebonne County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 18,000 |
| Vermilion County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 13,000 |
| Livingston County Michigan | 1 | $ 215,000 | $ 215,000 | $ 72,000 |
| Washtenaw County Michigan | 1 | $ 305,000 | $ 305,000 | $ 192,000 |
| Wayne County Michigan | 1 | $ 235,000 | $ 235,000 | $ 120,000 |
| Chisago County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 52,000 |
| Dakota County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 85,000 |
| Hennepin County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 33,000 |
| Isanti County Minnesota | 1 | $ 455,000 | $ 455,000 | $ 132,000 |
| Ramsey County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Rice County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 105,000 |
| Scott County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 96,000 |
| Wabasha County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 96,000 |
| Hinds County Mississippi | 1 | $ 395,000 | $ 395,000 | $ 99,000 |
| Madison County Mississippi | 1 | $ 495,000 | $ 495,000 | $ 218,000 |
| Callaway County Missouri | 1 | $ 205,000 | $ 205,000 | $ 139,000 |
| Camden County Missouri | 1 | $ 175,000 | $ 175,000 | $ 97,000 |
| Holt County Missouri | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Jefferson County Missouri | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| Morgan County Missouri | 1 | $ 275,000 | $ 275,000 | $ 311,000 |
| St. Louis County Missouri | 1 | $ 255,000 | $ 255,000 | $ 530,000 |
| Bergen County New Jersey | 1 | $ 285,000 | $ 285,000 | $ 177,000 |
| Gloucester County New Jersey | 1 | $ 215,000 | $ 215,000 | $ 146,000 |
| Hudson County New Jersey | 1 | $ 195,000 | $ 195,000 | $ 92,000 |
| Mercer County New Jersey | 1 | $ 95,000 | $ 95,000 | $ 100,000 |
| Ocean County New Jersey | 1 | $ 285,000 | $ 285,000 | $ 90,000 |
| Passaic County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 35,000 |
| Somerset County New Jersey | 1 | $ 305,000 | $ 305,000 | $ 90,000 |
| Sussex County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 56,000 |
| Union County New Jersey | 1 | $ 185,000 | $ 185,000 | $ 87,000 |
| Washington County New York | 1 | $ 1,505,000 | $ 1,505,000 | $ 1,496,000 |
| Cherokee County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 83,000 |
| Cumberland County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Currituck County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 142,000 |
| Forsyth County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 66,000 |
| Franklin County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 84,000 |
| Gaston County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 68,000 |
| Haywood County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Henderson County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Mecklenburg County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 89,000 |
| Moore County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 137,000 |
| Randolph County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 125,000 |
| Rockingham County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Surry County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 107,000 |
| Transylvania County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 183,000 |
| Union County North Carolina | 1 | $ 565,000 | $ 565,000 | $ 216,000 |
| Wayne County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 42,000 |
| Adams County Ohio | 1 | $ 45,000 | $ 45,000 | $ 81,000 |
| Allen County Ohio | 1 | $ 45,000 | $ 45,000 | $ 24,000 |
| Athens County Ohio | 1 | $ 205,000 | $ 205,000 | $ 123,000 |
| Brown County Ohio | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Champaign County Ohio | 1 | $ 205,000 | $ 205,000 | $ 48,000 |
| Clark County Ohio | 1 | $ 165,000 | $ 165,000 | $ 93,000 |
| Clinton County Ohio | 1 | $ 65,000 | $ 65,000 | $ 192,000 |
| Columbiana County Ohio | 1 | $ 205,000 | $ 205,000 | $ 430,000 |
| Greene County Ohio | 1 | $ 3,555,000 | $ 3,555,000 | $ 0 |
| Henry County Ohio | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Highland County Ohio | 1 | $ 2,735,000 | $ 2,735,000 | $ 0 |
| Hocking County Ohio | 1 | $ 95,000 | $ 95,000 | $ 275,000 |
| Licking County Ohio | 1 | $ 205,000 | $ 205,000 | $ 71,000 |
| Lucas County Ohio | 1 | $ 275,000 | $ 275,000 | $ 28,000 |
| Madison County Ohio | 1 | $ 225,000 | $ 225,000 | $ 103,000 |
| Morrow County Ohio | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Portage County Ohio | 1 | $ 225,000 | $ 225,000 | $ 39,000 |
| Tuscarawas County Ohio | 1 | $ 205,000 | $ 205,000 | $ 94,000 |
| Union County Ohio | 1 | $ 475,000 | $ 475,000 | $ 104,000 |
| Wood County Ohio | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
| Allegheny County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 69,000 |
| Beaver County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 211,000 |
| Chester County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 94,000 |
| Delaware County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Erie County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 165,000 |
| Franklin County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 25,000 |
| Union County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 205,000 |
| Washington County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Anderson County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 97,000 |
| Charleston County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 100,000 |
| Cherokee County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 80,000 |
| Dorchester County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 180,000 |
| Greenwood County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 124,000 |
| Lancaster County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Richland County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
| Spartanburg County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 59,000 |
| Sumter County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 175,000 |
| Bedford County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 76,000 |
| Blount County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 46,000 |
| Campbell County Tennessee | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Henderson County Tennessee | 1 | $ 425,000 | $ 425,000 | $ 107,000 |
| Hickman County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 58,000 |
| Humphreys County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 39,000 |
| Lewis County Tennessee | 1 | $ 545,000 | $ 545,000 | $ 293,000 |
| Marshall County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| Overton County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 40,000 |
| Pickett County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 232,000 |
| Putnam County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 127,000 |
| Stewart County Tennessee | 1 | $ 525,000 | $ 525,000 | $ 130,000 |
| Trousdale County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
| Warren County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 76,000 |
| Albemarle County Virginia | 1 | $ 215,000 | $ 215,000 | $ 114,000 |
| Alexandria County Virginia | 1 | $ 175,000 | $ 175,000 | $ 43,000 |
| Charlottesville County Virginia | 1 | $ 265,000 | $ 265,000 | $ 88,000 |
| Fluvanna County Virginia | 1 | $ 315,000 | $ 315,000 | $ 135,000 |
| Henrico County Virginia | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| Lancaster County Virginia | 1 | $ 185,000 | $ 185,000 | $ 188,000 |
| Nelson County Virginia | 1 | $ 145,000 | $ 145,000 | $ 238,000 |
| Norfolk County Virginia | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Portsmouth County Virginia | 1 | $ 125,000 | $ 125,000 | $ 23,000 |
| Scott County Virginia | 1 | $ 185,000 | $ 185,000 | $ 150,000 |
| York County Virginia | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| King County Washington | 1 | $ 505,000 | $ 505,000 | $ 339,000 |
| Snohomish County Washington | 1 | $ 305,000 | $ 305,000 | $ 260,000 |
| Spokane County Washington | 1 | $ 365,000 | $ 365,000 | $ 107,000 |
| Ohio County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
| Dane County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 112,000 |
| La Crosse County Wisconsin | 1 | $ 335,000 | $ 335,000 | $ 117,000 |
| Lincoln County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Milwaukee County Wisconsin | 1 | $ 595,000 | $ 595,000 | $ 225,000 |
| Oneida County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 209,000 |
| Outagamie County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 120,000 |
| Walworth County Wisconsin | 1 | $ 555,000 | $ 555,000 | $ 250,000 |
| Waukesha County Wisconsin | 1 | $ 465,000 | $ 465,000 | $ 260,000 |
Mortgage Loan Application Detail Totals for Republic Bank & Trust Company in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,981 | $599,215,000 | $302,000 | $21,885,000 | $132,000 | $3,250,000 |
| Other Purpose | 1,408 | $150,510,000 | $106,000 | $1,505,000 | $133,000 | $4,072,000 |
| Cash-out Refinancing | 1,148 | $248,660,000 | $216,000 | $2,885,000 | $125,000 | $1,496,000 |
| Home Improvement | 803 | $78,765,000 | $98,000 | $1,005,000 | $121,000 | $923,000 |
| Refinancing | 388 | $159,890,000 | $412,000 | $17,005,000 | $125,000 | $1,740,000 |
| Not Applicable | 9 | $195,000 | $21,000 | $65,000 | $24,000 | $35,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,827 | $742,545,000 | $194,000 | $3,355,000 | $141,000 | $4,072,000 |
| Black or African American | 656 | $94,380,000 | $143,000 | $2,005,000 | $81,000 | $2,140,000 |
| Not Provided | 504 | $92,720,000 | $183,000 | $3,205,000 | $115,000 | $1,700,000 |
| Hispanic | 317 | $46,215,000 | $145,000 | $695,000 | $79,000 | $490,000 |
| Not applicable | 248 | $213,310,000 | $860,000 | $21,885,000 | $0 | $0 |
| Asian | 122 | $34,900,000 | $286,000 | $1,205,000 | $168,000 | $951,000 |
| American Indian or Alaskan Native | 22 | $2,930,000 | $133,000 | $415,000 | $131,000 | $546,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,065,000 | $152,000 | $305,000 | $82,000 | $156,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,493 | $1,182,995,000 | $215,000 | $21,885,000 | $131,000 | $4,072,000 |
| FHA-insured (Federal Housing Administration) | 185 | $37,885,000 | $204,000 | $745,000 | $68,000 | $251,000 |
| VA-guaranteed (Veterans Administration) | 47 | $14,315,000 | $304,000 | $945,000 | $94,000 | $297,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 12 | $2,040,000 | $170,000 | $215,000 | $57,000 | $100,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,348 | $777,250,000 | $232,000 | $21,885,000 | $146,000 | $4,072,000 |
| Application Withdrawn By Applicant | 1,577 | $311,975,000 | $197,000 | $6,745,000 | $111,000 | $1,740,000 |
| Application Denied By Financial Institution | 404 | $74,550,000 | $184,000 | $3,025,000 | $76,000 | $505,000 |
| File Closed For Incompleteness | 285 | $54,005,000 | $189,000 | $1,755,000 | $123,000 | $900,000 |
| Loan Purchased By The Institution | 81 | $10,615,000 | $131,000 | $345,000 | $36,000 | $78,000 |
| Application Approved But Not Accepted | 42 | $8,840,000 | $210,000 | $1,315,000 | $151,000 | $1,249,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,333 | $1,162,685,000 | $218,000 | $21,885,000 | $132,000 | $4,072,000 |
| Debt-To-Income Ratio | 208 | $32,770,000 | $157,000 | $1,405,000 | $65,000 | $379,000 |
| Credit History | 79 | $6,455,000 | $81,000 | $385,000 | $84,000 | $317,000 |
| Other | 69 | $29,505,000 | $427,000 | $3,025,000 | $126,000 | $505,000 |
| Employment History | 22 | $1,690,000 | $76,000 | $245,000 | $71,000 | $177,000 |
| Collateral | 20 | $3,130,000 | $156,000 | $385,000 | $111,000 | $295,000 |
| Unverifiable Information | 3 | $685,000 | $228,000 | $385,000 | $59,000 | $177,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $315,000 | $105,000 | $135,000 | $62,000 | $109,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Republic Bank & Trust Company's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Republic Bank & Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.