Residential Home Funding Corp.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Residential Home Funding Corp. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Residential Home Funding Corp. 707 Westchester Avenue, Suite 305 White Plains, NY 10604 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 3,294 |
| Total Mortgage Loan Application Amount | $1,000,430,000 |
| Average Mortgage Loan Application Amount | $301,333 |
| Highest Mortgage Loan Application Amount | $19,175,000 |
| Average Applicant Income | $107,666 |
| Highest Applicant Income | $3,488,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Residential Home Funding Corp.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Residential Home Funding Corp.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Residential Home Funding Corp.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Residential Home Funding Corp. serves its applicants.
Each category highlights the total number of mortgage applications processed by Residential Home Funding Corp., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Residential Home Funding Corp.'s mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Ocean County New Jersey | 170 | $ 44,430,000 | $ 261,000 | $ 107,000 |
| Broward County Florida | 161 | $ 48,015,000 | $ 298,000 | $ 104,000 |
| Queens County New York | 157 | $ 79,445,000 | $ 506,000 | $ 126,000 |
| Westchester County New York | 109 | $ 47,315,000 | $ 434,000 | $ 165,000 |
| Monmouth County New Jersey | 108 | $ 40,070,000 | $ 371,000 | $ 137,000 |
| Nassau County New York | 87 | $ 38,875,000 | $ 446,000 | $ 151,000 |
| Suffolk County New York | 86 | $ 32,070,000 | $ 372,000 | $ 114,000 |
| Kings County New York | 83 | $ 41,135,000 | $ 495,000 | $ 140,000 |
| Atlantic County New Jersey | 71 | $ 13,345,000 | $ 187,000 | $ 67,000 |
| Baltimore City County Maryland | 66 | $ 11,240,000 | $ 170,000 | $ 66,000 |
| Palm Beach County Florida | 64 | $ 18,770,000 | $ 293,000 | $ 95,000 |
| Monroe County Pennsylvania | 57 | $ 11,815,000 | $ 207,000 | $ 93,000 |
| Baltimore County Maryland | 55 | $ 13,415,000 | $ 243,000 | $ 85,000 |
| Bronx County New York | 54 | $ 22,900,000 | $ 424,000 | $ 127,000 |
| Miami-Dade County Florida | 52 | $ 34,230,000 | $ 658,000 | $ 113,000 |
| Prince George's County Maryland | 52 | $ 16,600,000 | $ 319,000 | $ 89,000 |
| Middlesex County New Jersey | 50 | $ 15,000,000 | $ 300,000 | $ 105,000 |
| Bergen County New Jersey | 48 | $ 21,120,000 | $ 440,000 | $ 155,000 |
| Essex County New Jersey | 47 | $ 17,425,000 | $ 370,000 | $ 121,000 |
| Dutchess County New York | 46 | $ 13,100,000 | $ 284,000 | $ 133,000 |
| Fairfield County Connecticut | 44 | $ 15,460,000 | $ 351,000 | $ 122,000 |
| Union County New Jersey | 44 | $ 15,280,000 | $ 347,000 | $ 97,000 |
| Orange County New York | 35 | $ 9,325,000 | $ 266,000 | $ 92,000 |
| Richmond County New York | 33 | $ 15,015,000 | $ 455,000 | $ 111,000 |
| Duval County Florida | 30 | $ 6,230,000 | $ 207,000 | $ 67,000 |
| Passaic County New Jersey | 30 | $ 10,770,000 | $ 359,000 | $ 106,000 |
| Burlington County New Jersey | 29 | $ 6,945,000 | $ 239,000 | $ 91,000 |
| Morris County New Jersey | 28 | $ 11,140,000 | $ 397,000 | $ 142,000 |
| Sussex County New Jersey | 28 | $ 8,400,000 | $ 300,000 | $ 124,000 |
| Rockland County New York | 28 | $ 9,100,000 | $ 325,000 | $ 119,000 |
| Somerset County New Jersey | 25 | $ 8,025,000 | $ 321,000 | $ 116,000 |
| Camden County New Jersey | 24 | $ 5,400,000 | $ 225,000 | $ 82,000 |
| Putnam County New York | 24 | $ 7,330,000 | $ 305,000 | $ 162,000 |
| Mecklenburg County North Carolina | 24 | $ 3,970,000 | $ 165,000 | $ 48,000 |
| Mercer County New Jersey | 22 | $ 4,530,000 | $ 205,000 | $ 93,000 |
| Albany County New York | 22 | $ 4,580,000 | $ 208,000 | $ 161,000 |
| Carbon County Pennsylvania | 20 | $ 3,730,000 | $ 186,000 | $ 137,000 |
| Montgomery County Pennsylvania | 19 | $ 5,085,000 | $ 267,000 | $ 135,000 |
| District of Columbia County District Of Columbia | 18 | $ 5,620,000 | $ 312,000 | $ 103,000 |
| Fairfax County Virginia | 18 | $ 7,720,000 | $ 428,000 | $ 138,000 |
| New Castle County Delaware | 17 | $ 3,455,000 | $ 203,000 | $ 72,000 |
| Orange County Florida | 17 | $ 4,195,000 | $ 246,000 | $ 69,000 |
| St. Lucie County Florida | 17 | $ 3,635,000 | $ 213,000 | $ 56,000 |
| Hudson County New Jersey | 17 | $ 6,895,000 | $ 405,000 | $ 112,000 |
| Lee County Florida | 16 | $ 3,810,000 | $ 238,000 | $ 72,000 |
| Hillsborough County Florida | 15 | $ 3,215,000 | $ 214,000 | $ 74,000 |
| Bucks County Pennsylvania | 15 | $ 4,775,000 | $ 318,000 | $ 140,000 |
| Philadelphia County Pennsylvania | 15 | $ 3,065,000 | $ 204,000 | $ 62,000 |
| Dallas County Texas | 15 | $ 3,525,000 | $ 235,000 | $ 41,000 |
| DeKalb County Georgia | 14 | $ 2,420,000 | $ 172,000 | $ 54,000 |
| Allegheny County Pennsylvania | 14 | $ 3,410,000 | $ 243,000 | $ 98,000 |
| Cumberland County New Jersey | 13 | $ 2,655,000 | $ 204,000 | $ 82,000 |
| Hunterdon County New Jersey | 13 | $ 4,465,000 | $ 343,000 | $ 118,000 |
| Erie County New York | 13 | $ 2,365,000 | $ 181,000 | $ 76,000 |
| New Haven County Connecticut | 12 | $ 2,750,000 | $ 229,000 | $ 77,000 |
| Cape May County New Jersey | 12 | $ 3,560,000 | $ 296,000 | $ 124,000 |
| Monroe County New York | 12 | $ 2,290,000 | $ 190,000 | $ 68,000 |
| Anderson County South Carolina | 12 | $ 2,480,000 | $ 206,000 | $ 89,000 |
| Harris County Texas | 12 | $ 3,090,000 | $ 257,000 | $ 790,000 |
| Brevard County Florida | 11 | $ 2,015,000 | $ 183,000 | $ 40,000 |
| Marion County Florida | 11 | $ 1,945,000 | $ 176,000 | $ 138,000 |
| Osceola County Florida | 11 | $ 2,385,000 | $ 216,000 | $ 91,000 |
| Charles County Maryland | 11 | $ 3,535,000 | $ 321,000 | $ 94,000 |
| Schenectady County New York | 11 | $ 1,845,000 | $ 167,000 | $ 54,000 |
| Tarrant County Texas | 11 | $ 2,795,000 | $ 254,000 | $ 92,000 |
| Volusia County Florida | 10 | $ 2,500,000 | $ 250,000 | $ 98,000 |
| Collier County Florida | 9 | $ 4,945,000 | $ 549,000 | $ 119,000 |
| Lake County Florida | 9 | $ 1,535,000 | $ 170,000 | $ 51,000 |
| St. Johns County Florida | 9 | $ 2,865,000 | $ 318,000 | $ 126,000 |
| Cobb County Georgia | 9 | $ 1,555,000 | $ 172,000 | $ 38,000 |
| Wake County North Carolina | 9 | $ 2,005,000 | $ 222,000 | $ 67,000 |
| Chester County Pennsylvania | 9 | $ 3,155,000 | $ 350,000 | $ 183,000 |
| Delaware County Pennsylvania | 9 | $ 1,645,000 | $ 182,000 | $ 65,000 |
| Darlington County South Carolina | 9 | $ 1,745,000 | $ 193,000 | $ 63,000 |
| Horry County South Carolina | 9 | $ 1,795,000 | $ 199,000 | $ 63,000 |
| Denver County Colorado | 8 | $ 2,170,000 | $ 271,000 | $ 17,000 |
| Clayton County Georgia | 8 | $ 1,230,000 | $ 153,000 | $ 64,000 |
| Gwinnett County Georgia | 8 | $ 1,680,000 | $ 210,000 | $ 66,000 |
| Anne Arundel County Maryland | 8 | $ 2,500,000 | $ 312,000 | $ 111,000 |
| Warren County New Jersey | 8 | $ 2,630,000 | $ 328,000 | $ 85,000 |
| Saratoga County New York | 8 | $ 1,750,000 | $ 218,000 | $ 67,000 |
| Ulster County New York | 8 | $ 1,580,000 | $ 197,000 | $ 145,000 |
| Lehigh County Pennsylvania | 8 | $ 1,330,000 | $ 166,000 | $ 56,000 |
| Northampton County Pennsylvania | 8 | $ 1,350,000 | $ 168,000 | $ 72,000 |
| Travis County Texas | 8 | $ 1,980,000 | $ 247,000 | $ 83,000 |
| Charlotte County Florida | 7 | $ 1,955,000 | $ 279,000 | $ 128,000 |
| Manatee County Florida | 7 | $ 1,665,000 | $ 237,000 | $ 73,000 |
| Polk County Florida | 7 | $ 1,525,000 | $ 217,000 | $ 56,000 |
| Fulton County Georgia | 7 | $ 975,000 | $ 139,000 | $ 58,000 |
| New York County New York | 7 | $ 7,305,000 | $ 1,043,000 | $ 521,000 |
| Sullivan County New York | 7 | $ 1,695,000 | $ 242,000 | $ 98,000 |
| Lancaster County Pennsylvania | 7 | $ 1,295,000 | $ 185,000 | $ 55,000 |
| Greenville County South Carolina | 7 | $ 2,345,000 | $ 335,000 | $ 127,000 |
| Hartford County Connecticut | 6 | $ 1,930,000 | $ 321,000 | $ 124,000 |
| New London County Connecticut | 6 | $ 1,280,000 | $ 213,000 | $ 83,000 |
| Hernando County Florida | 6 | $ 960,000 | $ 160,000 | $ 44,000 |
| Pinellas County Florida | 6 | $ 1,410,000 | $ 235,000 | $ 81,000 |
| Douglas County Georgia | 6 | $ 1,590,000 | $ 265,000 | $ 67,000 |
| Henry County Georgia | 6 | $ 1,010,000 | $ 168,000 | $ 63,000 |
| Gloucester County New Jersey | 6 | $ 1,470,000 | $ 245,000 | $ 91,000 |
| Luzerne County Pennsylvania | 6 | $ 790,000 | $ 131,000 | $ 41,000 |
| Knox County Tennessee | 6 | $ 1,020,000 | $ 170,000 | $ 59,000 |
| Shelby County Tennessee | 6 | $ 1,010,000 | $ 168,000 | $ 52,000 |
| Virginia Beach County Virginia | 6 | $ 1,690,000 | $ 281,000 | $ 191,000 |
| Adams County Colorado | 5 | $ 935,000 | $ 187,000 | $ 35,000 |
| El Paso County Colorado | 5 | $ 1,055,000 | $ 211,000 | $ 48,000 |
| Kent County Delaware | 5 | $ 875,000 | $ 175,000 | $ 64,000 |
| Flagler County Florida | 5 | $ 1,335,000 | $ 267,000 | $ 62,000 |
| Leon County Florida | 5 | $ 905,000 | $ 181,000 | $ 57,000 |
| Martin County Florida | 5 | $ 1,275,000 | $ 255,000 | $ 131,000 |
| Pasco County Florida | 5 | $ 775,000 | $ 155,000 | $ 20,000 |
| Sarasota County Florida | 5 | $ 1,325,000 | $ 265,000 | $ 202,000 |
| Seminole County Florida | 5 | $ 1,055,000 | $ 211,000 | $ 81,000 |
| Walton County Georgia | 5 | $ 805,000 | $ 161,000 | $ 74,000 |
| Jefferson County Kentucky | 5 | $ 795,000 | $ 159,000 | $ 74,000 |
| Harford County Maryland | 5 | $ 1,265,000 | $ 253,000 | $ 89,000 |
| Chautauqua County New York | 5 | $ 685,000 | $ 137,000 | $ 79,000 |
| Rensselaer County New York | 5 | $ 1,255,000 | $ 251,000 | $ 77,000 |
| Warren County New York | 5 | $ 965,000 | $ 193,000 | $ 67,000 |
| Durham County North Carolina | 5 | $ 705,000 | $ 141,000 | $ 32,000 |
| Forsyth County North Carolina | 5 | $ 805,000 | $ 161,000 | $ 81,000 |
| Guilford County North Carolina | 5 | $ 815,000 | $ 163,000 | $ 45,000 |
| Pike County Pennsylvania | 5 | $ 835,000 | $ 167,000 | $ 101,000 |
| Lexington County South Carolina | 5 | $ 1,125,000 | $ 225,000 | $ 101,000 |
| Bexar County Texas | 5 | $ 905,000 | $ 181,000 | $ 70,000 |
| Montgomery County Texas | 5 | $ 585,000 | $ 117,000 | $ 17,000 |
| Loudoun County Virginia | 5 | $ 2,075,000 | $ 415,000 | $ 213,000 |
| Prince William County Virginia | 5 | $ 1,875,000 | $ 375,000 | $ 117,000 |
| Pulaski County Virginia | 5 | $ 1,285,000 | $ 257,000 | $ 87,000 |
| Pueblo County Colorado | 4 | $ 520,000 | $ 130,000 | $ 37,000 |
| Sussex County Delaware | 4 | $ 960,000 | $ 240,000 | $ 42,000 |
| Nassau County Florida | 4 | $ 980,000 | $ 245,000 | $ 53,000 |
| Newton County Georgia | 4 | $ 730,000 | $ 182,000 | $ 51,000 |
| Rockdale County Georgia | 4 | $ 600,000 | $ 150,000 | $ 46,000 |
| Spalding County Georgia | 4 | $ 690,000 | $ 172,000 | $ 47,000 |
| Howard County Maryland | 4 | $ 1,560,000 | $ 390,000 | $ 556,000 |
| Montgomery County Maryland | 4 | $ 1,110,000 | $ 277,000 | $ 119,000 |
| Buncombe County North Carolina | 4 | $ 840,000 | $ 210,000 | $ 61,000 |
| Gaston County North Carolina | 4 | $ 460,000 | $ 115,000 | $ 35,000 |
| Johnston County North Carolina | 4 | $ 660,000 | $ 165,000 | $ 33,000 |
| Beaufort County South Carolina | 4 | $ 1,050,000 | $ 262,000 | $ 97,000 |
| Denton County Texas | 4 | $ 1,460,000 | $ 365,000 | $ 92,000 |
| Chesterfield County Virginia | 4 | $ 910,000 | $ 227,000 | $ 133,000 |
| Newport News County Virginia | 4 | $ 540,000 | $ 135,000 | $ 44,000 |
| Arapahoe County Colorado | 3 | $ 1,005,000 | $ 335,000 | $ 60,000 |
| Jefferson County Colorado | 3 | $ 305,000 | $ 101,000 | $ 16,000 |
| Clay County Florida | 3 | $ 595,000 | $ 198,000 | $ 50,000 |
| Escambia County Florida | 3 | $ 625,000 | $ 208,000 | $ 47,000 |
| Indian River County Florida | 3 | $ 455,000 | $ 151,000 | $ 33,000 |
| Walton County Florida | 3 | $ 1,075,000 | $ 358,000 | $ 143,000 |
| Bibb County Georgia | 3 | $ 465,000 | $ 155,000 | $ 36,000 |
| Camden County Georgia | 3 | $ 565,000 | $ 188,000 | $ 52,000 |
| White County Georgia | 3 | $ 355,000 | $ 118,000 | $ 20,000 |
| Niagara County New York | 3 | $ 465,000 | $ 155,000 | $ 73,000 |
| Wyoming County New York | 3 | $ 585,000 | $ 195,000 | $ 84,000 |
| Cabarrus County North Carolina | 3 | $ 685,000 | $ 228,000 | $ 103,000 |
| Beaver County Pennsylvania | 3 | $ 815,000 | $ 271,000 | $ 148,000 |
| Berks County Pennsylvania | 3 | $ 475,000 | $ 158,000 | $ 90,000 |
| Cumberland County Pennsylvania | 3 | $ 425,000 | $ 141,000 | $ 108,000 |
| York County Pennsylvania | 3 | $ 505,000 | $ 168,000 | $ 72,000 |
| Hamilton County Tennessee | 3 | $ 875,000 | $ 291,000 | $ 60,000 |
| Collin County Texas | 3 | $ 735,000 | $ 245,000 | $ 83,000 |
| Fort Bend County Texas | 3 | $ 995,000 | $ 331,000 | $ 135,000 |
| Galveston County Texas | 3 | $ 475,000 | $ 158,000 | $ 34,000 |
| Williamson County Texas | 3 | $ 745,000 | $ 248,000 | $ 112,000 |
| Chesapeake County Virginia | 3 | $ 605,000 | $ 201,000 | $ 43,000 |
| Fairfax City County Virginia | 3 | $ 1,435,000 | $ 478,000 | $ 293,000 |
| Hampton County Virginia | 3 | $ 465,000 | $ 155,000 | $ 58,000 |
| Henrico County Virginia | 3 | $ 855,000 | $ 285,000 | $ 122,000 |
| Madison County Alabama | 2 | $ 420,000 | $ 210,000 | $ 56,000 |
| Montgomery County Alabama | 2 | $ 280,000 | $ 140,000 | $ 82,000 |
| Boulder County Colorado | 2 | $ 590,000 | $ 295,000 | $ 28,000 |
| Larimer County Colorado | 2 | $ 580,000 | $ 290,000 | $ 51,000 |
| Litchfield County Connecticut | 2 | $ 560,000 | $ 280,000 | $ 122,000 |
| Bay County Florida | 2 | $ 360,000 | $ 180,000 | $ 76,000 |
| Monroe County Florida | 2 | $ 1,150,000 | $ 575,000 | $ 228,000 |
| Okaloosa County Florida | 2 | $ 360,000 | $ 180,000 | $ 31,000 |
| Barrow County Georgia | 2 | $ 340,000 | $ 170,000 | $ 53,000 |
| Ben Hill County Georgia | 2 | $ 250,000 | $ 125,000 | $ 57,000 |
| Bulloch County Georgia | 2 | $ 300,000 | $ 150,000 | $ 62,000 |
| Cherokee County Georgia | 2 | $ 400,000 | $ 200,000 | $ 56,000 |
| Gordon County Georgia | 2 | $ 180,000 | $ 90,000 | $ 27,000 |
| Muscogee County Georgia | 2 | $ 280,000 | $ 140,000 | $ 58,000 |
| Richmond County Georgia | 2 | $ 400,000 | $ 200,000 | $ 109,000 |
| Shelby County Kentucky | 2 | $ 300,000 | $ 150,000 | $ 74,000 |
| Warren County Kentucky | 2 | $ 260,000 | $ 130,000 | $ 15,000 |
| Carroll County Maryland | 2 | $ 770,000 | $ 385,000 | $ 121,000 |
| Columbia County New York | 2 | $ 550,000 | $ 275,000 | $ 93,000 |
| Jefferson County New York | 2 | $ 430,000 | $ 215,000 | $ 68,000 |
| Ontario County New York | 2 | $ 330,000 | $ 165,000 | $ 55,000 |
| Alexander County North Carolina | 2 | $ 300,000 | $ 150,000 | $ 20,000 |
| Brunswick County North Carolina | 2 | $ 480,000 | $ 240,000 | $ 60,000 |
| Catawba County North Carolina | 2 | $ 120,000 | $ 60,000 | $ 22,000 |
| Cumberland County North Carolina | 2 | $ 280,000 | $ 140,000 | $ 59,000 |
| Onslow County North Carolina | 2 | $ 210,000 | $ 105,000 | $ 46,000 |
| Randolph County North Carolina | 2 | $ 230,000 | $ 115,000 | $ 39,000 |
| Rowan County North Carolina | 2 | $ 350,000 | $ 175,000 | $ 33,000 |
| Union County North Carolina | 2 | $ 280,000 | $ 140,000 | $ 53,000 |
| Dauphin County Pennsylvania | 2 | $ 330,000 | $ 165,000 | $ 73,000 |
| Franklin County Pennsylvania | 2 | $ 520,000 | $ 260,000 | $ 23,000 |
| Wayne County Pennsylvania | 2 | $ 500,000 | $ 250,000 | $ 97,000 |
| Berkeley County South Carolina | 2 | $ 360,000 | $ 180,000 | $ 96,000 |
| Chesterfield County South Carolina | 2 | $ 420,000 | $ 210,000 | $ 47,000 |
| Pickens County South Carolina | 2 | $ 740,000 | $ 370,000 | $ 384,000 |
| Richland County South Carolina | 2 | $ 530,000 | $ 265,000 | $ 136,000 |
| Coffee County Tennessee | 2 | $ 370,000 | $ 185,000 | $ 20,000 |
| Rutherford County Tennessee | 2 | $ 350,000 | $ 175,000 | $ 42,000 |
| Bell County Texas | 2 | $ 620,000 | $ 310,000 | $ 95,000 |
| Cass County Texas | 2 | $ 190,000 | $ 95,000 | $ 0 |
| McLennan County Texas | 2 | $ 230,000 | $ 115,000 | $ 43,000 |
| Albemarle County Virginia | 2 | $ 290,000 | $ 145,000 | $ 26,000 |
| Arlington County Virginia | 2 | $ 690,000 | $ 345,000 | $ 175,000 |
| Culpeper County Virginia | 2 | $ 290,000 | $ 145,000 | $ 45,000 |
| King William County Virginia | 2 | $ 330,000 | $ 165,000 | $ 38,000 |
| Louisa County Virginia | 2 | $ 510,000 | $ 255,000 | $ 88,000 |
| Montgomery County Virginia | 2 | $ 550,000 | $ 275,000 | $ 51,000 |
| Norfolk County Virginia | 2 | $ 370,000 | $ 185,000 | $ 70,000 |
| Portsmouth County Virginia | 2 | $ 330,000 | $ 165,000 | $ 54,000 |
| Powhatan County Virginia | 2 | $ 510,000 | $ 255,000 | $ 117,000 |
| Spotsylvania County Virginia | 2 | $ 510,000 | $ 255,000 | $ 202,000 |
| Stafford County Virginia | 2 | $ 550,000 | $ 275,000 | $ 123,000 |
| Suffolk County Virginia | 2 | $ 200,000 | $ 100,000 | $ 82,000 |
| Shelby County Alabama | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Archuleta County Colorado | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| Broomfield County Colorado | 1 | $ 195,000 | $ 195,000 | $ 33,000 |
| Chaffee County Colorado | 1 | $ 255,000 | $ 255,000 | $ 96,000 |
| Moffat County Colorado | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| Morgan County Colorado | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| Middlesex County Connecticut | 1 | $ 245,000 | $ 245,000 | $ 71,000 |
| Baker County Florida | 1 | $ 255,000 | $ 255,000 | $ 75,000 |
| Citrus County Florida | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Okeechobee County Florida | 1 | $ 95,000 | $ 95,000 | $ 13,000 |
| Santa Rosa County Florida | 1 | $ 235,000 | $ 235,000 | $ 52,000 |
| Sumter County Florida | 1 | $ 245,000 | $ 245,000 | $ 93,000 |
| Wakulla County Florida | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Carroll County Georgia | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| Catoosa County Georgia | 1 | $ 145,000 | $ 145,000 | $ 27,000 |
| Chatham County Georgia | 1 | $ 185,000 | $ 185,000 | $ 31,000 |
| Coweta County Georgia | 1 | $ 165,000 | $ 165,000 | $ 34,000 |
| Decatur County Georgia | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
| Elbert County Georgia | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
| Fayette County Georgia | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Forsyth County Georgia | 1 | $ 315,000 | $ 315,000 | $ 24,000 |
| Hall County Georgia | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
| Houston County Georgia | 1 | $ 165,000 | $ 165,000 | $ 39,000 |
| Lee County Georgia | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| Long County Georgia | 1 | $ 255,000 | $ 255,000 | $ 51,000 |
| Meriwether County Georgia | 1 | $ 165,000 | $ 165,000 | $ 114,000 |
| Paulding County Georgia | 1 | $ 315,000 | $ 315,000 | $ 21,000 |
| Peach County Georgia | 1 | $ 185,000 | $ 185,000 | $ 42,000 |
| Tift County Georgia | 1 | $ 85,000 | $ 85,000 | $ 66,000 |
| Boone County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 50,000 |
| Franklin County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
| Henry County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Meade County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Pendleton County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Spencer County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 67,000 |
| Calvert County Maryland | 1 | $ 335,000 | $ 335,000 | $ 79,000 |
| Dorchester County Maryland | 1 | $ 125,000 | $ 125,000 | $ 66,000 |
| St. Mary's County Maryland | 1 | $ 195,000 | $ 195,000 | $ 52,000 |
| Washington County Maryland | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Wicomico County Maryland | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| Worcester County Maryland | 1 | $ 365,000 | $ 365,000 | $ 118,000 |
| Salem County New Jersey | 1 | $ 115,000 | $ 115,000 | $ 15,000 |
| Allegany County New York | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
| Broome County New York | 1 | $ 75,000 | $ 75,000 | $ 62,000 |
| Cayuga County New York | 1 | $ 105,000 | $ 105,000 | $ 22,000 |
| Chemung County New York | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Chenango County New York | 1 | $ 205,000 | $ 205,000 | $ 40,000 |
| Delaware County New York | 1 | $ 175,000 | $ 175,000 | $ 82,000 |
| Franklin County New York | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Greene County New York | 1 | $ 195,000 | $ 195,000 | $ 416,000 |
| Montgomery County New York | 1 | $ 145,000 | $ 145,000 | $ 53,000 |
| Oswego County New York | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Wayne County New York | 1 | $ 195,000 | $ 195,000 | $ 103,000 |
| Avery County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 40,000 |
| Burke County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 10,000 |
| Carteret County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 22,000 |
| Craven County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| Harnett County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 56,000 |
| Haywood County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 36,000 |
| Hoke County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
| Iredell County North Carolina | 1 | $ 545,000 | $ 545,000 | $ 300,000 |
| Lee County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
| Lincoln County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Pitt County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Richmond County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 43,000 |
| Watauga County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 8,000 |
| Wilkes County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 43,000 |
| Yadkin County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 32,000 |
| Adams County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 303,000 |
| Bedford County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 66,000 |
| Butler County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 21,000 |
| Centre County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 34,000 |
| Clearfield County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Erie County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 131,000 |
| Indiana County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 21,000 |
| Jefferson County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
| Washington County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 21,000 |
| Westmoreland County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 29,000 |
| Charleston County South Carolina | 1 | $ 335,000 | $ 335,000 | $ 115,000 |
| Dorchester County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 140,000 |
| Laurens County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Lee County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 167,000 |
| Oconee County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Spartanburg County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 82,000 |
| Carter County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 30,000 |
| Henderson County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Maury County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| Robertson County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 60,000 |
| Sumner County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 44,000 |
| White County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 95,000 |
| Atascosa County Texas | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
| Brazoria County Texas | 1 | $ 325,000 | $ 325,000 | $ 116,000 |
| Comal County Texas | 1 | $ 115,000 | $ 115,000 | $ 71,000 |
| Frio County Texas | 1 | $ 195,000 | $ 195,000 | $ 27,000 |
| Gillespie County Texas | 1 | $ 115,000 | $ 115,000 | $ 20,000 |
| Guadalupe County Texas | 1 | $ 95,000 | $ 95,000 | $ 22,000 |
| Hays County Texas | 1 | $ 125,000 | $ 125,000 | $ 231,000 |
| Hidalgo County Texas | 1 | $ 95,000 | $ 95,000 | $ 38,000 |
| Johnson County Texas | 1 | $ 85,000 | $ 85,000 | $ 56,000 |
| Kerr County Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| La Salle County Texas | 1 | $ 195,000 | $ 195,000 | $ 126,000 |
| Navarro County Texas | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Randall County Texas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Taylor County Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Wise County Texas | 1 | $ 325,000 | $ 325,000 | $ 45,000 |
| Alexandria County Virginia | 1 | $ 375,000 | $ 375,000 | $ 178,000 |
| Bedford County Virginia | 1 | $ 135,000 | $ 135,000 | $ 38,000 |
| Campbell County Virginia | 1 | $ 285,000 | $ 285,000 | $ 45,000 |
| Caroline County Virginia | 1 | $ 185,000 | $ 185,000 | $ 42,000 |
| Colonial Heights County Virginia | 1 | $ 185,000 | $ 185,000 | $ 40,000 |
| Fauquier County Virginia | 1 | $ 235,000 | $ 235,000 | $ 62,000 |
| Fluvanna County Virginia | 1 | $ 375,000 | $ 375,000 | $ 207,000 |
| Frederick County Virginia | 1 | $ 165,000 | $ 165,000 | $ 82,000 |
| Gloucester County Virginia | 1 | $ 85,000 | $ 85,000 | $ 28,000 |
| Goochland County Virginia | 1 | $ 145,000 | $ 145,000 | $ 69,000 |
| Hanover County Virginia | 1 | $ 195,000 | $ 195,000 | $ 31,000 |
| Hopewell County Virginia | 1 | $ 155,000 | $ 155,000 | $ 43,000 |
| Lancaster County Virginia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| New Kent County Virginia | 1 | $ 95,000 | $ 95,000 | $ 19,000 |
| Northampton County Virginia | 1 | $ 125,000 | $ 125,000 | $ 100,000 |
| Pittsylvania County Virginia | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| Richmond City County Virginia | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Roanoke County Virginia | 1 | $ 195,000 | $ 195,000 | $ 105,000 |
| Roanoke City County Virginia | 1 | $ 105,000 | $ 105,000 | $ 81,000 |
| Rockbridge County Virginia | 1 | $ 145,000 | $ 145,000 | $ 53,000 |
| Salem County Virginia | 1 | $ 145,000 | $ 145,000 | $ 95,000 |
| Washington County Virginia | 1 | $ 215,000 | $ 215,000 | $ 78,000 |
| York County Virginia | 1 | $ 355,000 | $ 355,000 | $ 287,000 |
Mortgage Loan Application Detail Totals for Residential Home Funding Corp. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,280 | $440,450,000 | $344,000 | $3,805,000 | $116,000 | $2,207,000 |
| Cash-out Refinancing | 1,134 | $294,320,000 | $259,000 | $19,175,000 | $79,000 | $2,261,000 |
| Refinancing | 880 | $265,660,000 | $301,000 | $2,005,000 | $128,000 | $3,488,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,797 | $542,935,000 | $302,000 | $19,175,000 | $119,000 | $3,488,000 |
| Black or African American | 641 | $169,915,000 | $265,000 | $905,000 | $83,000 | $1,907,000 |
| Hispanic | 514 | $153,430,000 | $298,000 | $1,435,000 | $86,000 | $373,000 |
| Asian | 274 | $113,980,000 | $415,000 | $1,205,000 | $121,000 | $1,397,000 |
| Not Provided | 48 | $12,310,000 | $256,000 | $805,000 | $79,000 | $263,000 |
| American Indian or Alaskan Native | 13 | $4,995,000 | $384,000 | $585,000 | $125,000 | $244,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,835,000 | $367,000 | $615,000 | $114,000 | $193,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,241 | $728,085,000 | $324,000 | $19,175,000 | $126,000 | $3,488,000 |
| FHA-insured (Federal Housing Administration) | 902 | $230,940,000 | $256,000 | $965,000 | $65,000 | $366,000 |
| VA-guaranteed (Veterans Administration) | 132 | $36,850,000 | $279,000 | $1,255,000 | $64,000 | $232,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 19 | $4,555,000 | $239,000 | $375,000 | $77,000 | $168,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,730 | $538,550,000 | $311,000 | $2,005,000 | $116,000 | $1,907,000 |
| Application Withdrawn By Applicant | 1,339 | $388,735,000 | $290,000 | $19,175,000 | $96,000 | $3,488,000 |
| Application Approved But Not Accepted | 106 | $34,690,000 | $327,000 | $2,005,000 | $108,000 | $763,000 |
| Application Denied By Financial Institution | 101 | $33,135,000 | $328,000 | $905,000 | $79,000 | $192,000 |
| File Closed For Incompleteness | 18 | $5,320,000 | $295,000 | $605,000 | $99,000 | $315,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,193 | $967,295,000 | $302,000 | $19,175,000 | $108,000 | $3,488,000 |
| Debt-To-Income Ratio | 44 | $16,640,000 | $378,000 | $905,000 | $68,000 | $154,000 |
| Collateral | 19 | $5,105,000 | $268,000 | $785,000 | $105,000 | $192,000 |
| Credit History | 10 | $2,710,000 | $271,000 | $485,000 | $81,000 | $178,000 |
| Unverifiable Information | 10 | $3,380,000 | $338,000 | $475,000 | $86,000 | $175,000 |
| Other | 8 | $2,340,000 | $292,000 | $495,000 | $79,000 | $119,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,070,000 | $267,000 | $575,000 | $55,000 | $111,000 |
| Credit Application Incomplete | 3 | $1,135,000 | $378,000 | $525,000 | $97,000 | $179,000 |
| Employment History | 3 | $755,000 | $251,000 | $305,000 | $76,000 | $115,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Residential Home Funding Corp.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Residential Home Funding Corp.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.