Residential Loan Centers
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Residential Loan Centers 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Residential Loan Centers 2350 E. Devon Avenue Suite 300 Des Plaines, IL 60018 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,931 |
| Total Mortgage Loan Application Amount | $531,177,000 |
| Average Mortgage Loan Application Amount | $144,606 |
| Highest Mortgage Loan Application Amount | $1,414,000 |
| Average Applicant Income | $83,878 |
| Highest Applicant Income | $840,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Residential Loan Centers. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Residential Loan Centers's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Residential Loan Centers's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Residential Loan Centers serves its applicants.
Each category highlights the total number of mortgage applications processed by Residential Loan Centers, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Residential Loan Centers's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 1,180 | $ 202,533,000 | $ 171,000 | $ 58,000 |
| Shelby County Tennessee | 271 | $ 24,545,000 | $ 90,000 | $ 62,000 |
| Will County Illinois | 187 | $ 27,772,000 | $ 148,000 | $ 62,000 |
| Lake County Illinois | 139 | $ 29,691,000 | $ 213,000 | $ 56,000 |
| Wayne County Michigan | 107 | $ 9,355,000 | $ 87,000 | $ 48,000 |
| DeSoto County Mississippi | 86 | $ 5,700,000 | $ 66,000 | $ 86,000 |
| DuPage County Illinois | 83 | $ 13,389,000 | $ 161,000 | $ 83,000 |
| Milwaukee County Wisconsin | 76 | $ 7,113,000 | $ 93,000 | $ 42,000 |
| Kane County Illinois | 66 | $ 8,906,000 | $ 134,000 | $ 58,000 |
| Oakland County Michigan | 57 | $ 8,438,000 | $ 148,000 | $ 88,000 |
| Marion County Indiana | 54 | $ 5,171,000 | $ 95,000 | $ 43,000 |
| Davidson County Tennessee | 49 | $ 5,175,000 | $ 105,000 | $ 57,000 |
| Jackson County Missouri | 44 | $ 3,252,000 | $ 73,000 | $ 30,000 |
| Macomb County Michigan | 39 | $ 4,407,000 | $ 113,000 | $ 51,000 |
| McHenry County Illinois | 36 | $ 4,981,000 | $ 138,000 | $ 50,000 |
| St. Louis County Missouri | 35 | $ 2,813,000 | $ 80,000 | $ 36,000 |
| St. Louis City County Missouri | 25 | $ 2,454,000 | $ 98,000 | $ 41,000 |
| Lucas County Ohio | 24 | $ 1,807,000 | $ 75,000 | $ 44,000 |
| Broward County Florida | 22 | $ 3,522,000 | $ 160,000 | $ 211,000 |
| Lake County Indiana | 22 | $ 2,342,000 | $ 106,000 | $ 41,000 |
| St. Clair County Illinois | 19 | $ 1,685,000 | $ 88,000 | $ 65,000 |
| Madison County Tennessee | 19 | $ 1,363,000 | $ 71,000 | $ 94,000 |
| Jefferson County Missouri | 17 | $ 1,764,000 | $ 103,000 | $ 59,000 |
| Madison County Illinois | 16 | $ 1,276,000 | $ 79,000 | $ 44,000 |
| Porter County Indiana | 15 | $ 1,479,000 | $ 98,000 | $ 61,000 |
| Kent County Michigan | 15 | $ 1,493,000 | $ 99,000 | $ 32,000 |
| Washtenaw County Michigan | 14 | $ 1,822,000 | $ 130,000 | $ 66,000 |
| St. Charles County Missouri | 13 | $ 1,652,000 | $ 127,000 | $ 60,000 |
| Sumner County Tennessee | 13 | $ 1,841,000 | $ 141,000 | $ 57,000 |
| Kenosha County Wisconsin | 13 | $ 1,350,000 | $ 103,000 | $ 38,000 |
| Riverside County California | 12 | $ 2,151,000 | $ 179,000 | $ 86,000 |
| Johnson County Kansas | 12 | $ 1,570,000 | $ 130,000 | $ 66,000 |
| Ingham County Michigan | 12 | $ 1,299,000 | $ 108,000 | $ 45,000 |
| Williamson County Tennessee | 12 | $ 1,648,000 | $ 137,000 | $ 83,000 |
| Berrien County Michigan | 11 | $ 907,000 | $ 82,000 | $ 46,000 |
| Rutherford County Tennessee | 11 | $ 1,035,000 | $ 94,000 | $ 57,000 |
| Winnebago County Illinois | 10 | $ 1,452,000 | $ 145,000 | $ 60,000 |
| Muskegon County Michigan | 10 | $ 790,000 | $ 79,000 | $ 33,000 |
| Rock County Wisconsin | 10 | $ 688,000 | $ 68,000 | $ 44,000 |
| Palm Beach County Florida | 9 | $ 1,837,000 | $ 204,000 | $ 74,000 |
| Kendall County Illinois | 9 | $ 1,174,000 | $ 130,000 | $ 73,000 |
| McLean County Illinois | 9 | $ 607,000 | $ 67,000 | $ 55,000 |
| Genesee County Michigan | 9 | $ 782,000 | $ 86,000 | $ 20,000 |
| Champaign County Illinois | 8 | $ 619,000 | $ 77,000 | $ 55,000 |
| Kankakee County Illinois | 8 | $ 895,000 | $ 111,000 | $ 73,000 |
| Johnson County Indiana | 8 | $ 596,000 | $ 74,000 | $ 49,000 |
| Calhoun County Michigan | 8 | $ 811,000 | $ 101,000 | $ 64,000 |
| Lapeer County Michigan | 8 | $ 1,006,000 | $ 125,000 | $ 48,000 |
| Monroe County Michigan | 8 | $ 891,000 | $ 111,000 | $ 62,000 |
| Saginaw County Michigan | 8 | $ 536,000 | $ 67,000 | $ 31,000 |
| Humphreys County Tennessee | 8 | $ 542,000 | $ 67,000 | $ 42,000 |
| Waukesha County Wisconsin | 8 | $ 1,163,000 | $ 145,000 | $ 57,000 |
| Los Angeles County California | 7 | $ 2,254,000 | $ 322,000 | $ 58,000 |
| Pinellas County Florida | 7 | $ 513,000 | $ 73,000 | $ 27,000 |
| Polk County Florida | 7 | $ 687,000 | $ 98,000 | $ 83,000 |
| LaSalle County Illinois | 7 | $ 456,000 | $ 65,000 | $ 42,000 |
| Hennepin County Minnesota | 7 | $ 1,183,000 | $ 169,000 | $ 40,000 |
| Ramsey County Minnesota | 7 | $ 1,574,000 | $ 224,000 | $ 84,000 |
| Outagamie County Wisconsin | 7 | $ 611,000 | $ 87,000 | $ 62,000 |
| Volusia County Florida | 6 | $ 573,000 | $ 95,000 | $ 45,000 |
| Sangamon County Illinois | 6 | $ 391,000 | $ 65,000 | $ 47,000 |
| Jackson County Michigan | 6 | $ 549,000 | $ 91,000 | $ 43,000 |
| Livingston County Michigan | 6 | $ 796,000 | $ 132,000 | $ 52,000 |
| Anoka County Minnesota | 6 | $ 886,000 | $ 147,000 | $ 29,000 |
| Cuyahoga County Ohio | 6 | $ 810,000 | $ 135,000 | $ 69,000 |
| Dane County Wisconsin | 6 | $ 701,000 | $ 116,000 | $ 58,000 |
| Jefferson County Wisconsin | 6 | $ 624,000 | $ 104,000 | $ 67,000 |
| Duval County Florida | 5 | $ 461,000 | $ 92,000 | $ 52,000 |
| Hillsborough County Florida | 5 | $ 667,000 | $ 133,000 | $ 23,000 |
| Miami-Dade County Florida | 5 | $ 617,000 | $ 123,000 | $ 57,000 |
| Boone County Illinois | 5 | $ 623,000 | $ 124,000 | $ 50,000 |
| Rock Island County Illinois | 5 | $ 316,000 | $ 63,000 | $ 88,000 |
| Ionia County Michigan | 5 | $ 392,000 | $ 78,000 | $ 38,000 |
| Dakota County Minnesota | 5 | $ 1,292,000 | $ 258,000 | $ 50,000 |
| Wright County Minnesota | 5 | $ 577,000 | $ 115,000 | $ 84,000 |
| Franklin County Missouri | 5 | $ 354,000 | $ 70,000 | $ 5,000 |
| Wood County Ohio | 5 | $ 556,000 | $ 111,000 | $ 85,000 |
| Chester County Tennessee | 5 | $ 315,000 | $ 63,000 | $ 58,000 |
| Fayette County Tennessee | 5 | $ 372,000 | $ 74,000 | $ 62,000 |
| Monroe County Wisconsin | 5 | $ 645,000 | $ 129,000 | $ 111,000 |
| Lake County Florida | 4 | $ 533,000 | $ 133,000 | $ 25,000 |
| Fulton County Illinois | 4 | $ 280,000 | $ 70,000 | $ 39,000 |
| Clark County Indiana | 4 | $ 283,000 | $ 70,000 | $ 26,000 |
| Shawnee County Kansas | 4 | $ 281,000 | $ 70,000 | $ 49,000 |
| Allegan County Michigan | 4 | $ 314,000 | $ 78,000 | $ 21,000 |
| Charlevoix County Michigan | 4 | $ 637,000 | $ 159,000 | $ 202,000 |
| Newaygo County Michigan | 4 | $ 322,000 | $ 80,000 | $ 36,000 |
| St. Clair County Michigan | 4 | $ 378,000 | $ 94,000 | $ 52,000 |
| St. Joseph County Michigan | 4 | $ 415,000 | $ 103,000 | $ 53,000 |
| Rankin County Mississippi | 4 | $ 216,000 | $ 54,000 | $ 101,000 |
| Tate County Mississippi | 4 | $ 273,000 | $ 68,000 | $ 99,000 |
| Miller County Missouri | 4 | $ 267,000 | $ 66,000 | $ 53,000 |
| Newton County Missouri | 4 | $ 300,000 | $ 75,000 | $ 72,000 |
| Dickson County Tennessee | 4 | $ 283,000 | $ 70,000 | $ 50,000 |
| Hamilton County Tennessee | 4 | $ 405,000 | $ 101,000 | $ 34,000 |
| Maury County Tennessee | 4 | $ 257,000 | $ 64,000 | $ 57,000 |
| Montgomery County Tennessee | 4 | $ 259,000 | $ 64,000 | $ 67,000 |
| Tipton County Tennessee | 4 | $ 403,000 | $ 100,000 | $ 50,000 |
| Dodge County Wisconsin | 4 | $ 458,000 | $ 114,000 | $ 72,000 |
| Racine County Wisconsin | 4 | $ 569,000 | $ 142,000 | $ 22,000 |
| Pulaski County Arkansas | 3 | $ 430,000 | $ 143,000 | $ 231,000 |
| San Diego County California | 3 | $ 1,685,000 | $ 561,000 | $ 265,000 |
| Collier County Florida | 3 | $ 1,933,000 | $ 644,000 | $ 300,000 |
| Orange County Florida | 3 | $ 553,000 | $ 184,000 | $ 49,000 |
| Grundy County Illinois | 3 | $ 312,000 | $ 104,000 | $ 69,000 |
| Boone County Indiana | 3 | $ 247,000 | $ 82,000 | $ 44,000 |
| Elkhart County Indiana | 3 | $ 271,000 | $ 90,000 | $ 52,000 |
| Jennings County Indiana | 3 | $ 146,000 | $ 48,000 | $ 34,000 |
| Bay County Michigan | 3 | $ 346,000 | $ 115,000 | $ 65,000 |
| Isabella County Michigan | 3 | $ 156,000 | $ 52,000 | $ 25,000 |
| Mecosta County Michigan | 3 | $ 485,000 | $ 161,000 | $ 71,000 |
| Missaukee County Michigan | 3 | $ 263,000 | $ 87,000 | $ 61,000 |
| Jackson County Mississippi | 3 | $ 189,000 | $ 63,000 | $ 85,000 |
| Cape Girardeau County Missouri | 3 | $ 243,000 | $ 81,000 | $ 87,000 |
| Clay County Missouri | 3 | $ 511,000 | $ 170,000 | $ 47,000 |
| Hickman County Tennessee | 3 | $ 170,000 | $ 56,000 | $ 63,000 |
| Knox County Tennessee | 3 | $ 224,000 | $ 74,000 | $ 70,000 |
| Fond du Lac County Wisconsin | 3 | $ 180,000 | $ 60,000 | $ 63,000 |
| Washington County Arkansas | 2 | $ 111,000 | $ 55,000 | $ 100,000 |
| Alachua County Florida | 2 | $ 159,000 | $ 79,000 | $ 59,000 |
| Brevard County Florida | 2 | $ 202,000 | $ 101,000 | $ 42,000 |
| Escambia County Florida | 2 | $ 62,000 | $ 31,000 | $ 0 |
| Flagler County Florida | 2 | $ 343,000 | $ 171,000 | $ 30,000 |
| Lee County Florida | 2 | $ 406,000 | $ 203,000 | $ 220,000 |
| Leon County Florida | 2 | $ 296,000 | $ 148,000 | $ 66,000 |
| Manatee County Florida | 2 | $ 460,000 | $ 230,000 | $ 67,000 |
| Okeechobee County Florida | 2 | $ 186,000 | $ 93,000 | $ 37,000 |
| Osceola County Florida | 2 | $ 122,000 | $ 61,000 | $ 31,000 |
| Santa Rosa County Florida | 2 | $ 262,000 | $ 131,000 | $ 48,000 |
| Bond County Illinois | 2 | $ 147,000 | $ 73,000 | $ 26,000 |
| Clay County Illinois | 2 | $ 110,000 | $ 55,000 | $ 34,000 |
| DeKalb County Illinois | 2 | $ 335,000 | $ 167,000 | $ 48,000 |
| Douglas County Illinois | 2 | $ 120,000 | $ 60,000 | $ 76,000 |
| Henry County Illinois | 2 | $ 139,000 | $ 69,000 | $ 32,000 |
| Iroquois County Illinois | 2 | $ 129,000 | $ 64,000 | $ 33,000 |
| Jersey County Illinois | 2 | $ 250,000 | $ 125,000 | $ 65,000 |
| Marion County Illinois | 2 | $ 70,000 | $ 35,000 | $ 29,000 |
| Montgomery County Illinois | 2 | $ 198,000 | $ 99,000 | $ 259,000 |
| Peoria County Illinois | 2 | $ 134,000 | $ 67,000 | $ 57,000 |
| Stark County Illinois | 2 | $ 73,000 | $ 36,000 | $ 41,000 |
| Clinton County Indiana | 2 | $ 168,000 | $ 84,000 | $ 26,000 |
| Fayette County Indiana | 2 | $ 93,000 | $ 46,000 | $ 66,000 |
| Hamilton County Indiana | 2 | $ 362,000 | $ 181,000 | $ 155,000 |
| Jefferson County Indiana | 2 | $ 137,000 | $ 68,000 | $ 0 |
| Kosciusko County Indiana | 2 | $ 404,000 | $ 202,000 | $ 90,000 |
| St. Joseph County Indiana | 2 | $ 154,000 | $ 77,000 | $ 50,000 |
| Starke County Indiana | 2 | $ 86,000 | $ 43,000 | $ 0 |
| Steuben County Indiana | 2 | $ 121,000 | $ 60,000 | $ 48,000 |
| Washington County Indiana | 2 | $ 106,000 | $ 53,000 | $ 62,000 |
| White County Indiana | 2 | $ 70,000 | $ 35,000 | $ 75,000 |
| Miami County Kansas | 2 | $ 187,000 | $ 93,000 | $ 65,000 |
| Sumner County Kansas | 2 | $ 91,000 | $ 45,000 | $ 61,000 |
| Alcona County Michigan | 2 | $ 70,000 | $ 35,000 | $ 14,000 |
| Antrim County Michigan | 2 | $ 120,000 | $ 60,000 | $ 28,000 |
| Barry County Michigan | 2 | $ 244,000 | $ 122,000 | $ 39,000 |
| Chippewa County Michigan | 2 | $ 155,000 | $ 77,000 | $ 53,000 |
| Clare County Michigan | 2 | $ 85,000 | $ 42,000 | $ 97,000 |
| Crawford County Michigan | 2 | $ 130,000 | $ 65,000 | $ 43,000 |
| Eaton County Michigan | 2 | $ 214,000 | $ 107,000 | $ 59,000 |
| Grand Traverse County Michigan | 2 | $ 137,000 | $ 68,000 | $ 150,000 |
| Kalamazoo County Michigan | 2 | $ 161,000 | $ 80,000 | $ 20,000 |
| Ottawa County Michigan | 2 | $ 172,000 | $ 86,000 | $ 42,000 |
| Sanilac County Michigan | 2 | $ 340,000 | $ 170,000 | $ 91,000 |
| Tuscola County Michigan | 2 | $ 81,000 | $ 40,000 | $ 62,000 |
| Becker County Minnesota | 2 | $ 75,000 | $ 37,000 | $ 28,000 |
| Big Stone County Minnesota | 2 | $ 90,000 | $ 45,000 | $ 44,000 |
| Carver County Minnesota | 2 | $ 331,000 | $ 165,000 | $ 32,000 |
| Hubbard County Minnesota | 2 | $ 107,000 | $ 53,000 | $ 42,000 |
| Isanti County Minnesota | 2 | $ 185,000 | $ 92,000 | $ 94,000 |
| Jackson County Minnesota | 2 | $ 115,000 | $ 57,000 | $ 36,000 |
| Meeker County Minnesota | 2 | $ 136,000 | $ 68,000 | $ 50,000 |
| Olmsted County Minnesota | 2 | $ 448,000 | $ 224,000 | $ 145,000 |
| Pipestone County Minnesota | 2 | $ 153,000 | $ 76,000 | $ 89,000 |
| Rice County Minnesota | 2 | $ 131,000 | $ 65,000 | $ 30,000 |
| Stearns County Minnesota | 2 | $ 188,000 | $ 94,000 | $ 46,000 |
| Lee County Mississippi | 2 | $ 55,000 | $ 27,000 | $ 98,000 |
| Madison County Mississippi | 2 | $ 135,000 | $ 67,000 | $ 81,000 |
| Pearl River County Mississippi | 2 | $ 238,000 | $ 119,000 | $ 76,000 |
| Clinton County Missouri | 2 | $ 232,000 | $ 116,000 | $ 68,000 |
| Dallas County Missouri | 2 | $ 82,000 | $ 41,000 | $ 0 |
| Henry County Missouri | 2 | $ 125,000 | $ 62,000 | $ 71,000 |
| Randolph County Missouri | 2 | $ 74,000 | $ 37,000 | $ 0 |
| Warren County Missouri | 2 | $ 148,000 | $ 74,000 | $ 51,000 |
| Preble County Ohio | 2 | $ 116,000 | $ 58,000 | $ 0 |
| Carter County Tennessee | 2 | $ 147,000 | $ 73,000 | $ 42,000 |
| Cheatham County Tennessee | 2 | $ 251,000 | $ 125,000 | $ 39,000 |
| Cumberland County Tennessee | 2 | $ 157,000 | $ 78,000 | $ 55,000 |
| Hardeman County Tennessee | 2 | $ 156,000 | $ 78,000 | $ 88,000 |
| Marion County Tennessee | 2 | $ 94,000 | $ 47,000 | $ 54,000 |
| Robertson County Tennessee | 2 | $ 229,000 | $ 114,000 | $ 47,000 |
| Trousdale County Tennessee | 2 | $ 95,000 | $ 47,000 | $ 0 |
| Calumet County Wisconsin | 2 | $ 247,000 | $ 123,000 | $ 51,000 |
| Door County Wisconsin | 2 | $ 158,000 | $ 79,000 | $ 60,000 |
| Iowa County Wisconsin | 2 | $ 147,000 | $ 73,000 | $ 60,000 |
| Marathon County Wisconsin | 2 | $ 75,000 | $ 37,000 | $ 45,000 |
| Ozaukee County Wisconsin | 2 | $ 218,000 | $ 109,000 | $ 66,000 |
| Portage County Wisconsin | 2 | $ 117,000 | $ 58,000 | $ 60,000 |
| Richland County Wisconsin | 2 | $ 114,000 | $ 57,000 | $ 30,000 |
| Sauk County Wisconsin | 2 | $ 469,000 | $ 234,000 | $ 60,000 |
| Contra Costa County California | 1 | $ 376,000 | $ 376,000 | $ 93,000 |
| Imperial County California | 1 | $ 331,000 | $ 331,000 | $ 87,000 |
| Orange County California | 1 | $ 1,270,000 | $ 1,270,000 | $ 307,000 |
| San Bernardino County California | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| Shasta County California | 1 | $ 528,000 | $ 528,000 | $ 120,000 |
| Denver County Colorado | 1 | $ 200,000 | $ 200,000 | $ 65,000 |
| Jefferson County Colorado | 1 | $ 260,000 | $ 260,000 | $ 67,000 |
| Mesa County Colorado | 1 | $ 13,000 | $ 13,000 | $ 19,000 |
| Clay County Florida | 1 | $ 56,000 | $ 56,000 | $ 77,000 |
| Hardee County Florida | 1 | $ 30,000 | $ 30,000 | $ 108,000 |
| Hernando County Florida | 1 | $ 92,000 | $ 92,000 | $ 28,000 |
| Indian River County Florida | 1 | $ 74,000 | $ 74,000 | $ 18,000 |
| Nassau County Florida | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| Putnam County Florida | 1 | $ 138,000 | $ 138,000 | $ 51,000 |
| St. Lucie County Florida | 1 | $ 62,000 | $ 62,000 | $ 90,000 |
| Adams County Illinois | 1 | $ 94,000 | $ 94,000 | $ 55,000 |
| Bureau County Illinois | 1 | $ 78,000 | $ 78,000 | $ 22,000 |
| De Witt County Illinois | 1 | $ 120,000 | $ 120,000 | $ 77,000 |
| Ogle County Illinois | 1 | $ 162,000 | $ 162,000 | $ 69,000 |
| Randolph County Illinois | 1 | $ 47,000 | $ 47,000 | $ 22,000 |
| Tazewell County Illinois | 1 | $ 83,000 | $ 83,000 | $ 44,000 |
| Williamson County Illinois | 1 | $ 61,000 | $ 61,000 | $ 56,000 |
| Daviess County Indiana | 1 | $ 79,000 | $ 79,000 | $ 19,000 |
| Decatur County Indiana | 1 | $ 703,000 | $ 703,000 | $ 810,000 |
| Delaware County Indiana | 1 | $ 42,000 | $ 42,000 | $ 54,000 |
| Gibson County Indiana | 1 | $ 97,000 | $ 97,000 | $ 60,000 |
| Harrison County Indiana | 1 | $ 118,000 | $ 118,000 | $ 28,000 |
| Howard County Indiana | 1 | $ 73,000 | $ 73,000 | $ 28,000 |
| Jackson County Indiana | 1 | $ 93,000 | $ 93,000 | $ 35,000 |
| LaGrange County Indiana | 1 | $ 165,000 | $ 165,000 | $ 58,000 |
| LaPorte County Indiana | 1 | $ 106,000 | $ 106,000 | $ 84,000 |
| Madison County Indiana | 1 | $ 127,000 | $ 127,000 | $ 36,000 |
| Miami County Indiana | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Monroe County Indiana | 1 | $ 114,000 | $ 114,000 | $ 38,000 |
| Noble County Indiana | 1 | $ 98,000 | $ 98,000 | $ 31,000 |
| Owen County Indiana | 1 | $ 157,000 | $ 157,000 | $ 43,000 |
| Tipton County Indiana | 1 | $ 103,000 | $ 103,000 | $ 74,000 |
| Wabash County Indiana | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Warrick County Indiana | 1 | $ 102,000 | $ 102,000 | $ 41,000 |
| Douglas County Kansas | 1 | $ 158,000 | $ 158,000 | $ 52,000 |
| Sedgwick County Kansas | 1 | $ 63,000 | $ 63,000 | $ 38,000 |
| Wyandotte County Kansas | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Arenac County Michigan | 1 | $ 84,000 | $ 84,000 | $ 36,000 |
| Benzie County Michigan | 1 | $ 140,000 | $ 140,000 | $ 44,000 |
| Branch County Michigan | 1 | $ 279,000 | $ 279,000 | $ 479,000 |
| Cass County Michigan | 1 | $ 70,000 | $ 70,000 | $ 51,000 |
| Cheboygan County Michigan | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Delta County Michigan | 1 | $ 180,000 | $ 180,000 | $ 36,000 |
| Gladwin County Michigan | 1 | $ 76,000 | $ 76,000 | $ 24,000 |
| Lenawee County Michigan | 1 | $ 154,000 | $ 154,000 | $ 88,000 |
| Montmorency County Michigan | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Osceola County Michigan | 1 | $ 50,000 | $ 50,000 | $ 39,000 |
| Otsego County Michigan | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Wexford County Michigan | 1 | $ 100,000 | $ 100,000 | $ 40,000 |
| Aitkin County Minnesota | 1 | $ 120,000 | $ 120,000 | $ 75,000 |
| Blue Earth County Minnesota | 1 | $ 79,000 | $ 79,000 | $ 10,000 |
| Brown County Minnesota | 1 | $ 98,000 | $ 98,000 | $ 37,000 |
| Crow Wing County Minnesota | 1 | $ 154,000 | $ 154,000 | $ 57,000 |
| Kandiyohi County Minnesota | 1 | $ 112,000 | $ 112,000 | $ 37,000 |
| Scott County Minnesota | 1 | $ 152,000 | $ 152,000 | $ 120,000 |
| Sherburne County Minnesota | 1 | $ 216,000 | $ 216,000 | $ 90,000 |
| Buchanan County Missouri | 1 | $ 115,000 | $ 115,000 | $ 29,000 |
| Cass County Missouri | 1 | $ 156,000 | $ 156,000 | $ 55,000 |
| Christian County Missouri | 1 | $ 158,000 | $ 158,000 | $ 70,000 |
| Gasconade County Missouri | 1 | $ 111,000 | $ 111,000 | $ 47,000 |
| Johnson County Missouri | 1 | $ 202,000 | $ 202,000 | $ 131,000 |
| McDonald County Missouri | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Pike County Missouri | 1 | $ 10,000 | $ 10,000 | $ 63,000 |
| Platte County Missouri | 1 | $ 88,000 | $ 88,000 | $ 50,000 |
| Scott County Missouri | 1 | $ 40,000 | $ 40,000 | $ 39,000 |
| Stoddard County Missouri | 1 | $ 60,000 | $ 60,000 | $ 14,000 |
| Clermont County Ohio | 1 | $ 102,000 | $ 102,000 | $ 75,000 |
| Delaware County Ohio | 1 | $ 336,000 | $ 336,000 | $ 180,000 |
| Franklin County Ohio | 1 | $ 223,000 | $ 223,000 | $ 74,000 |
| Huron County Ohio | 1 | $ 135,000 | $ 135,000 | $ 35,000 |
| Lake County Ohio | 1 | $ 100,000 | $ 100,000 | $ 48,000 |
| Lorain County Ohio | 1 | $ 111,000 | $ 111,000 | $ 36,000 |
| Bradley County Tennessee | 1 | $ 18,000 | $ 18,000 | $ 207,000 |
| Dyer County Tennessee | 1 | $ 76,000 | $ 76,000 | $ 74,000 |
| Macon County Tennessee | 1 | $ 84,000 | $ 84,000 | $ 40,000 |
| McNairy County Tennessee | 1 | $ 43,000 | $ 43,000 | $ 46,000 |
| Stewart County Tennessee | 1 | $ 77,000 | $ 77,000 | $ 43,000 |
| Van Buren County Tennessee | 1 | $ 53,000 | $ 53,000 | $ 44,000 |
| Wilson County Tennessee | 1 | $ 157,000 | $ 157,000 | $ 106,000 |
| Barron County Wisconsin | 1 | $ 108,000 | $ 108,000 | $ 35,000 |
| Brown County Wisconsin | 1 | $ 144,000 | $ 144,000 | $ 76,000 |
| Chippewa County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| Columbia County Wisconsin | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Sawyer County Wisconsin | 1 | $ 568,000 | $ 568,000 | $ 512,000 |
| Waupaca County Wisconsin | 1 | $ 138,000 | $ 138,000 | $ 44,000 |
Mortgage Loan Application Detail Totals for Residential Loan Centers in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,656 | $363,557,000 | $122,333 | $1,414,000 | $66,400 | $810,000 |
| Home Purchase | 1,272 | $167,108,000 | $161,666 | $1,270,000 | $106,066 | $840,000 |
| Home Improvement | 3 | $512,000 | $170,666 | $237,000 | $60,333 | $86,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,410 | $348,034,000 | $137,533 | $1,414,000 | $75,066 | $840,000 |
| Black or African American | 627 | $68,567,000 | $102,166 | $485,000 | $54,833 | $300,000 |
| Not Provided | 381 | $43,667,000 | $122,866 | $960,000 | $72,733 | $840,000 |
| Hispanic | 365 | $49,720,000 | $101,636 | $1,000,000 | $57,909 | $396,000 |
| Asian | 112 | $16,018,000 | $116,181 | $718,000 | $69,545 | $601,000 |
| Native Hawaiian or Other Pacific Islander | 26 | $4,375,000 | $181,400 | $584,000 | $50,800 | $122,000 |
| American Indian or Alaskan Native | 10 | $796,000 | $77,500 | $157,000 | $42,750 | $119,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,453 | $470,435,000 | $126,000 | $1,414,000 | $77,733 | $840,000 |
| FHA-insured (Federal Housing Administration) | 478 | $60,742,000 | $121,727 | $307,000 | $31,818 | $227,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,793 | $402,948,000 | $133,733 | $1,414,000 | $77,133 | $840,000 |
| Application Withdrawn By Applicant | 598 | $70,178,000 | $122,384 | $1,200,000 | $62,769 | $660,000 |
| Application Denied By Financial Institution | 540 | $58,051,000 | $104,857 | $703,000 | $60,642 | $810,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 319 | $33,339,000 | $121,181 | $703,000 | $41,909 | $810,000 |
| Other | 96 | $10,923,000 | $96,400 | $374,000 | $48,100 | $273,000 |
| Credit History | 50 | $6,127,000 | $124,625 | $492,000 | $68,250 | $252,000 |
| Debt-To-Income Ratio | 49 | $4,969,000 | $99,200 | $311,000 | $58,200 | $231,000 |
| Unverifiable Information | 13 | $1,378,000 | $116,666 | $263,000 | $83,500 | $231,000 |
| Employment History | 9 | $879,000 | $89,666 | $180,000 | $93,333 | $420,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $236,000 | $118,000 | $120,000 | $43,000 | $53,000 |
| Credit Application Incomplete | 2 | $200,000 | $100,000 | $160,000 | $86,000 | $86,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Residential Loan Centers's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Residential Loan Centers's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.