Synergy One Lending, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Synergy One Lending, Inc. 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Synergy One Lending, Inc. 3131 Camino Del Rio N Unit 150 Wilmington, DE 92108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 |
| Total Number of Mortgage Applications | 6,102 |
| Total Mortgage Loan Application Amount | $2,224,620,000 |
| Average Mortgage Loan Application Amount | $306,000 |
| Highest Mortgage Loan Application Amount | $7,155,000 |
| Average Applicant Income | $199,400 |
| Highest Applicant Income | $6,098,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Synergy One Lending, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Synergy One Lending, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Synergy One Lending, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Synergy One Lending, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Synergy One Lending, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Synergy One Lending, Inc.'s mortgage activity for 2023.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| DENVER-AURORA-LAKEWOOD, CO | 698 | $ 272,220,000 | $ 390,000 | $ 161,000 |
| NA (OUTSIDE OF MSA/MD) | 569 | $ 164,375,000 | $ 270,666 | $ 153,454 |
| BOISE CITY, ID | 461 | $ 143,945,000 | $ 312,000 | $ 136,000 |
| SAN DIEGO-CARLSBAD, CA | 414 | $ 198,810,000 | $ 480,000 | $ 214,000 |
| DALLAS-PLANO-IRVING, TX | 281 | $ 106,755,000 | $ 379,000 | $ 157,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 232 | $ 92,990,000 | $ 400,000 | $ 175,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 190 | $ 53,970,000 | $ 284,000 | $ 154,000 |
| COLORADO SPRINGS, CO | 185 | $ 69,555,000 | $ 375,000 | $ 139,000 |
| SALEM, OR | 183 | $ 66,325,000 | $ 362,000 | $ 125,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 179 | $ 112,905,000 | $ 630,000 | $ 271,000 |
| MODESTO, CA | 173 | $ 43,065,000 | $ 248,000 | $ 140,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 158 | $ 64,920,000 | $ 423,500 | $ 157,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 143 | $ 48,825,000 | $ 341,000 | $ 173,000 |
| FORT WORTH-ARLINGTON, TX | 140 | $ 42,870,000 | $ 306,000 | $ 130,000 |
| KANSAS CITY, MO-KS | 131 | $ 27,395,000 | $ 234,000 | $ 98,000 |
| SALINAS, CA | 83 | $ 57,445,000 | $ 692,000 | $ 391,000 |
| MCALLEN-EDINBURG-MISSION, TX | 76 | $ 16,010,000 | $ 210,000 | $ 88,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 72 | $ 33,650,000 | $ 467,000 | $ 194,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 71 | $ 18,675,000 | $ 263,000 | $ 110,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 70 | $ 16,870,000 | $ 241,000 | $ 154,000 |
| LONGVIEW, WA | 64 | $ 17,200,000 | $ 268,000 | $ 112,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 63 | $ 42,115,000 | $ 668,000 | $ 289,000 |
| GRANTS PASS, OR | 61 | $ 17,525,000 | $ 287,000 | $ 98,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 61 | $ 27,055,000 | $ 443,000 | $ 156,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 59 | $ 19,555,000 | $ 331,000 | $ 134,000 |
| STOCKTON-LODI, CA | 58 | $ 17,460,000 | $ 301,000 | $ 145,000 |
| SALT LAKE CITY, UT | 55 | $ 20,825,000 | $ 378,000 | $ 139,000 |
| CINCINNATI, OH-KY-IN | 50 | $ 10,050,000 | $ 199,500 | $ 100,000 |
| BOULDER, CO | 49 | $ 27,755,000 | $ 566,000 | $ 268,000 |
| GREELEY, CO | 45 | $ 14,625,000 | $ 325,000 | $ 121,000 |
| IDAHO FALLS, ID | 45 | $ 14,195,000 | $ 315,000 | $ 106,000 |
| ALBANY, OR | 36 | $ 12,640,000 | $ 351,000 | $ 93,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 34 | $ 14,070,000 | $ 413,000 | $ 194,000 |
| SPOKANE-SPOKANE VALLEY, WA | 33 | $ 7,415,000 | $ 224,000 | $ 107,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 31 | $ 22,945,000 | $ 740,000 | $ 302,000 |
| MEDFORD, OR | 30 | $ 10,340,000 | $ 344,000 | $ 117,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 28 | $ 9,790,000 | $ 349,000 | $ 157,000 |
| OGDEN-CLEARFIELD, UT | 28 | $ 12,600,000 | $ 450,000 | $ 181,000 |
| HUNTSVILLE, AL | 27 | $ 6,665,000 | $ 246,000 | $ 157,000 |
| SHERMAN-DENISON, TX | 26 | $ 7,360,000 | $ 283,000 | $ 124,000 |
| BROWNSVILLE-HARLINGEN, TX | 25 | $ 4,975,000 | $ 199,000 | $ 96,000 |
| ST. GEORGE, UT | 25 | $ 9,745,000 | $ 389,000 | $ 301,000 |
| SANTA MARIA-SANTA BARBARA, CA | 23 | $ 23,815,000 | $ 1,035,000 | $ 306,000 |
| FORT COLLINS, CO | 22 | $ 7,950,000 | $ 361,000 | $ 154,000 |
| OKLAHOMA CITY, OK | 20 | $ 4,070,000 | $ 203,000 | $ 166,000 |
| AMARILLO, TX | 19 | $ 3,855,000 | $ 202,000 | $ 106,000 |
| MERCED, CA | 19 | $ 6,345,000 | $ 333,000 | $ 126,000 |
| VALLEJO-FAIRFIELD, CA | 19 | $ 8,475,000 | $ 446,000 | $ 152,000 |
| EL CENTRO, CA | 17 | $ 3,265,000 | $ 192,000 | $ 136,000 |
| CORVALLIS, OR | 16 | $ 5,080,000 | $ 317,000 | $ 2,216,000 |
| BEND-REDMOND, OR | 15 | $ 7,275,000 | $ 485,000 | $ 219,000 |
| CLEVELAND-ELYRIA, OH | 15 | $ 1,745,000 | $ 116,000 | $ 110,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 15 | $ 8,585,000 | $ 572,000 | $ 264,000 |
| PUEBLO, CO | 14 | $ 2,580,000 | $ 184,000 | $ 77,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 12 | $ 4,000,000 | $ 333,000 | $ 173,000 |
| FRESNO, CA | 12 | $ 3,070,000 | $ 255,000 | $ 93,000 |
| GRAND JUNCTION, CO | 12 | $ 3,050,000 | $ 254,000 | $ 91,000 |
| TWIN FALLS, ID | 12 | $ 3,500,000 | $ 291,000 | $ 94,000 |
| YUBA CITY, CA | 12 | $ 2,700,000 | $ 225,000 | $ 85,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 11 | $ 6,845,000 | $ 622,000 | $ 135,000 |
| PROVO-OREM, UT | 9 | $ 3,615,000 | $ 401,000 | $ 183,000 |
| RENO, NV | 9 | $ 2,855,000 | $ 317,000 | $ 153,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 9 | $ 5,055,000 | $ 561,000 | $ 228,000 |
| EUGENE, OR | 8 | $ 3,220,000 | $ 402,000 | $ 87,000 |
| JACKSONVILLE, FL | 8 | $ 2,220,000 | $ 277,000 | $ 95,000 |
| TACOMA-LAKEWOOD, WA | 8 | $ 3,260,000 | $ 407,000 | $ 113,000 |
| AUSTIN-ROUND ROCK, TX | 7 | $ 2,475,000 | $ 353,000 | $ 140,000 |
| CHICO, CA | 7 | $ 1,815,000 | $ 259,000 | $ 79,000 |
| TUCSON, AZ | 7 | $ 1,425,000 | $ 203,000 | $ 62,000 |
| BIRMINGHAM-HOOVER, AL | 6 | $ 1,230,000 | $ 205,000 | $ 155,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 6 | $ 900,000 | $ 196,000 | $ 69,000 |
| COEUR D'ALENE, ID | 6 | $ 2,360,000 | $ 393,000 | $ 199,000 |
| LONGVIEW, TX | 6 | $ 1,590,000 | $ 265,000 | $ 108,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 6 | $ 4,870,000 | $ 811,000 | $ 287,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 6 | $ 3,350,000 | $ 558,000 | $ 174,000 |
| ALBUQUERQUE, NM | 5 | $ 2,125,000 | $ 425,000 | $ 199,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 5 | $ 3,345,000 | $ 669,000 | $ 727,000 |
| KENNEWICK-RICHLAND, WA | 5 | $ 1,435,000 | $ 287,000 | $ 116,000 |
| SAN RAFAEL, CA | 5 | $ 4,265,000 | $ 853,000 | $ 219,000 |
| SANTA ROSA, CA | 5 | $ 3,865,000 | $ 773,000 | $ 312,000 |
| ST. JOSEPH, MO-KS | 5 | $ 735,000 | $ 147,000 | $ 51,000 |
| ST. LOUIS, MO-IL | 5 | $ 955,000 | $ 191,000 | $ 108,000 |
| TALLAHASSEE, FL | 5 | $ 575,000 | $ 115,000 | $ 137,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 5 | $ 1,075,000 | $ 215,000 | $ 57,000 |
| YUMA, AZ | 5 | $ 1,665,000 | $ 333,000 | $ 129,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 4 | $ 1,130,000 | $ 282,000 | $ 111,000 |
| BEAUMONT-PORT ARTHUR, TX | 4 | $ 580,000 | $ 145,000 | $ 68,000 |
| CAPE CORAL-FORT MYERS, FL | 4 | $ 1,890,000 | $ 472,000 | $ 573,000 |
| CHATTANOOGA, TN-GA | 4 | $ 1,710,000 | $ 427,000 | $ 117,000 |
| KILLEEN-TEMPLE, TX | 4 | $ 900,000 | $ 225,000 | $ 101,000 |
| LEWISTON, ID-WA | 4 | $ 1,050,000 | $ 262,500 | $ 125,000 |
| NEW ORLEANS-METAIRIE, LA | 4 | $ 340,000 | $ 85,000 | $ 91,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 4 | $ 1,760,000 | $ 440,000 | $ 126,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 4 | $ 1,560,000 | $ 390,000 | $ 126,000 |
| WACO, TX | 4 | $ 1,200,000 | $ 300,000 | $ 157,000 |
| ABILENE, TX | 3 | $ 475,000 | $ 158,000 | $ 39,000 |
| BAKERSFIELD, CA | 3 | $ 735,000 | $ 245,000 | $ 74,000 |
| CAMDEN, NJ | 3 | $ 195,000 | $ 65,000 | $ 136,000 |
| CHICAGO-NAPERVILLE, IL | 3 | $ 1,035,000 | $ 345,000 | $ 198,000 |
| DECATUR, AL | 3 | $ 825,000 | $ 275,000 | $ 60,000 |
| KNOXVILLE, TN | 3 | $ 1,375,000 | $ 458,000 | $ 174,000 |
| MADERA, CA | 3 | $ 735,000 | $ 245,000 | $ 106,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 3 | $ 835,000 | $ 278,000 | $ 139,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 3 | $ 1,495,000 | $ 498,000 | $ 253,000 |
| REDDING, CA | 3 | $ 1,165,000 | $ 388,000 | $ 676,000 |
| SANTA CRUZ-WATSONVILLE, CA | 3 | $ 1,225,000 | $ 408,000 | $ 178,000 |
| SAVANNAH, GA | 3 | $ 125,000 | $ 41,000 | $ 142,000 |
| URBAN HONOLULU, HI | 3 | $ 2,095,000 | $ 698,000 | $ 286,000 |
| VICTORIA, TX | 3 | $ 455,000 | $ 151,000 | $ 69,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 3 | $ 905,000 | $ 301,000 | $ 101,000 |
| WICHITA, KS | 3 | $ 305,000 | $ 101,000 | $ 426,000 |
| WILMINGTON, NC | 3 | $ 1,665,000 | $ 555,000 | $ 302,000 |
| WINSTON-SALEM, NC | 3 | $ 765,000 | $ 255,000 | $ 171,000 |
| BATTLE CREEK, MI | 2 | $ 160,000 | $ 80,000 | $ 74,000 |
| BLOOMINGTON, IL | 2 | $ 420,000 | $ 210,000 | $ 136,000 |
| BOSTON, MA | 2 | $ 1,500,000 | $ 750,000 | $ 390,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 2 | $ 650,000 | $ 325,000 | $ 169,000 |
| CORPUS CHRISTI, TX | 2 | $ 340,000 | $ 170,000 | $ 73,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 2 | $ 660,000 | $ 330,000 | $ 237,000 |
| DES MOINES-WEST DES MOINES, IA | 2 | $ 290,000 | $ 145,000 | $ 22,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 2 | $ 450,000 | $ 225,000 | $ 118,000 |
| DURHAM-CHAPEL HILL, NC | 2 | $ 170,000 | $ 85,000 | $ 173,000 |
| FAYETTEVILLE, NC | 2 | $ 640,000 | $ 320,000 | $ 97,000 |
| FLAGSTAFF, AZ | 2 | $ 830,000 | $ 415,000 | $ 169,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 2 | $ 100,000 | $ 50,000 | $ 62,000 |
| GREAT FALLS, MT | 2 | $ 510,000 | $ 255,000 | $ 489,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 2 | $ 880,000 | $ 440,000 | $ 0 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 2 | $ 830,000 | $ 415,000 | $ 35,000 |
| JACKSON, MS | 2 | $ 350,000 | $ 175,000 | $ 67,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 2 | $ 470,000 | $ 235,000 | $ 56,000 |
| LEXINGTON-FAYETTE, KY | 2 | $ 280,000 | $ 140,000 | $ 110,000 |
| LOGAN, UT-ID | 2 | $ 650,000 | $ 325,000 | $ 148,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 2 | $ 410,000 | $ 205,000 | $ 93,000 |
| MACON-BIBB COUNTY, GA | 2 | $ 70,000 | $ 35,000 | $ 54,000 |
| MADISON, WI | 2 | $ 750,000 | $ 375,000 | $ 204,000 |
| MEMPHIS, TN-MS-AR | 2 | $ 600,000 | $ 300,000 | $ 169,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 2 | $ 110,000 | $ 55,000 | $ 134,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 2 | $ 890,000 | $ 445,000 | $ 142,000 |
| POCATELLO, ID | 2 | $ 510,000 | $ 255,000 | $ 97,000 |
| RALEIGH, NC | 2 | $ 350,000 | $ 175,000 | $ 42,000 |
| SANTA FE, NM | 2 | $ 450,000 | $ 225,000 | $ 88,000 |
| TYLER, TX | 2 | $ 310,000 | $ 155,000 | $ 51,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 2 | $ 660,000 | $ 330,000 | $ 112,000 |
| VISALIA-PORTERVILLE, CA | 2 | $ 530,000 | $ 265,000 | $ 84,000 |
| WALLA WALLA, WA | 2 | $ 710,000 | $ 355,000 | $ 168,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 2 | $ 2,460,000 | $ 1,230,000 | $ 1,400,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| AUBURN-OPELIKA, AL | 1 | $ 165,000 | $ 165,000 | $ 164,000 |
| BILLINGS, MT | 1 | $ 305,000 | $ 305,000 | $ 148,000 |
| CASPER, WY | 1 | $ 255,000 | $ 255,000 | $ 81,000 |
| CLARKSVILLE, TN-KY | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| COLUMBUS, OH | 1 | $ 375,000 | $ 375,000 | $ 162,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 1 | $ 445,000 | $ 445,000 | $ 1,396,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 85,000 | $ 85,000 | $ 185,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 1 | $ 105,000 | $ 105,000 | $ 69,000 |
| ELGIN, IL | 1 | $ 55,000 | $ 55,000 | $ 56,000 |
| FORT SMITH, AR-OK | 1 | $ 115,000 | $ 115,000 | $ 51,000 |
| GREENSBORO-HIGH POINT, NC | 1 | $ 25,000 | $ 25,000 | $ 132,000 |
| HANFORD-CORCORAN, CA | 1 | $ 155,000 | $ 155,000 | $ 200,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 1 | $ 55,000 | $ 55,000 | $ 108,000 |
| HATTIESBURG, MS | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 1 | $ 265,000 | $ 265,000 | $ 126,000 |
| HINESVILLE, GA | 1 | $ 465,000 | $ 465,000 | $ 219,000 |
| HOMOSASSA SPRINGS, FL | 1 | $ 205,000 | $ 205,000 | $ 259,000 |
| HOT SPRINGS, AR | 1 | $ 335,000 | $ 335,000 | $ 194,000 |
| JOHNSON CITY, TN | 1 | $ 455,000 | $ 455,000 | $ 85,000 |
| JOPLIN, MO | 1 | $ 185,000 | $ 185,000 | $ 94,000 |
| LAKE CHARLES, LA | 1 | $ 205,000 | $ 205,000 | $ 79,000 |
| LAKELAND-WINTER HAVEN, FL | 1 | $ 605,000 | $ 605,000 | $ 197,000 |
| LANCASTER, PA | 1 | $ 425,000 | $ 425,000 | $ 500,000 |
| LANSING-EAST LANSING, MI | 1 | $ 115,000 | $ 115,000 | $ 115,000 |
| LAREDO, TX | 1 | $ 215,000 | $ 215,000 | $ 48,000 |
| LAS CRUCES, NM | 1 | $ 115,000 | $ 115,000 | $ 204,000 |
| LEWISTON-AUBURN, ME | 1 | $ 155,000 | $ 155,000 | $ 0 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 1 | $ 85,000 | $ 85,000 | $ 442,000 |
| LUBBOCK, TX | 1 | $ 155,000 | $ 155,000 | $ 83,000 |
| MANSFIELD, OH | 1 | $ 55,000 | $ 55,000 | $ 122,000 |
| MIDLAND, TX | 1 | $ 245,000 | $ 245,000 | $ 198,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 1 | $ 515,000 | $ 515,000 | $ 155,000 |
| MOBILE, AL | 1 | $ 275,000 | $ 275,000 | $ 63,000 |
| MONROE, MI | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 1 | $ 145,000 | $ 145,000 | $ 96,000 |
| NEW BERN, NC | 1 | $ 165,000 | $ 165,000 | $ 67,000 |
| NEW HAVEN-MILFORD, CT | 1 | $ 45,000 | $ 45,000 | $ 65,000 |
| NEW YORK-NEWARK, NY | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| NEWARK, NJ-PA | 1 | $ 55,000 | $ 55,000 | $ 188,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 45,000 | $ 45,000 | $ 166,000 |
| NORWICH-NEW LONDON, CT | 1 | $ 115,000 | $ 115,000 | $ 123,000 |
| ODESSA, TX | 1 | $ 165,000 | $ 165,000 | $ 110,000 |
| PINE BLUFF, AR | 1 | $ 55,000 | $ 55,000 | $ 101,000 |
| PITTSBURGH, PA | 1 | $ 255,000 | $ 255,000 | $ 101,000 |
| PUNTA GORDA, FL | 1 | $ 195,000 | $ 195,000 | $ 110,000 |
| RAPID CITY, SD | 1 | $ 345,000 | $ 345,000 | $ 126,000 |
| RICHMOND, VA | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 705,000 | $ 705,000 | $ 400,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 215,000 | $ 215,000 | $ 536,000 |
| SPRINGFIELD, MA | 1 | $ 395,000 | $ 395,000 | $ 122,000 |
| SPRINGFIELD, MO | 1 | $ 175,000 | $ 175,000 | $ 39,000 |
| STAUNTON-WAYNESBORO, VA | 1 | $ 55,000 | $ 55,000 | $ 297,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 1 | $ 725,000 | $ 725,000 | $ 222,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 1 | $ 145,000 | $ 145,000 | $ 325,000 |
| WHEELING, WV-OH | 1 | $ 75,000 | $ 75,000 | $ 1,000 |
| YAKIMA, WA | 1 | $ 45,000 | $ 45,000 | $ 160,000 |
Mortgage Loan Application Detail Totals for Synergy One Lending, Inc. in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,802 | $1,909,490,000 | $397,000 | $7,155,000 | $158,000 | $6,098,000 |
| Other Purpose | 464 | $47,600,000 | $102,000 | $405,000 | $153,000 | $750,000 |
| Cash-out Refinancing | 341 | $131,835,000 | $386,000 | $1,695,000 | $261,000 | $5,624,000 |
| Home Improvement | 306 | $35,830,000 | $117,000 | $875,000 | $162,000 | $2,227,000 |
| Refinancing | 189 | $99,865,000 | $528,000 | $3,005,000 | $263,000 | $4,344,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,153 | $1,200,195,000 | $380,000 | $7,155,000 | $169,000 | $6,098,000 |
| Not Provided | 1,198 | $463,300,000 | $386,000 | $4,165,000 | $199,000 | $5,624,000 |
| Hispanic | 1,126 | $329,880,000 | $292,000 | $2,925,000 | $127,000 | $4,344,000 |
| Asian | 257 | $125,405,000 | $487,000 | $2,565,000 | $203,000 | $3,600,000 |
| Black or African American | 250 | $76,960,000 | $307,000 | $2,305,000 | $135,000 | $2,500,000 |
| American Indian or Alaskan Native | 54 | $13,690,000 | $253,000 | $835,000 | $142,000 | $422,000 |
| Native Hawaiian or Other Pacific Islander | 16 | $4,720,000 | $295,000 | $605,000 | $133,000 | $250,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,614 | $1,673,510,000 | $362,000 | $7,155,000 | $185,000 | $6,098,000 |
| FHA-insured (Federal Housing Administration) | 1,131 | $385,975,000 | $341,000 | $1,105,000 | $105,000 | $398,000 |
| VA-guaranteed (Veterans Administration) | 334 | $160,820,000 | $481,000 | $1,305,000 | $127,000 | $525,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 23 | $4,315,000 | $187,000 | $435,000 | $73,000 | $135,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,187 | $1,550,105,000 | $370,000 | $3,195,000 | $169,000 | $5,624,000 |
| Application Withdrawn By Applicant | 1,351 | $531,925,000 | $393,000 | $7,155,000 | $171,000 | $6,098,000 |
| Application Denied By Financial Institution | 462 | $123,290,000 | $266,000 | $3,005,000 | $133,000 | $1,610,000 |
| Application Approved But Not Accepted | 71 | $9,115,000 | $128,000 | $675,000 | $180,000 | $1,161,000 |
| File Closed For Incompleteness | 31 | $10,185,000 | $328,000 | $695,000 | $147,000 | $740,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,640 | $2,101,330,000 | $372,000 | $7,155,000 | $170,000 | $6,098,000 |
| Debt-To-Income Ratio | 166 | $47,570,000 | $286,000 | $2,885,000 | $91,000 | $498,000 |
| Credit Application Incomplete | 106 | $18,710,000 | $176,000 | $3,005,000 | $170,000 | $1,060,000 |
| Other | 59 | $16,225,000 | $275,000 | $1,405,000 | $151,000 | $404,000 |
| Credit History | 46 | $11,590,000 | $251,000 | $685,000 | $102,000 | $229,000 |
| Collateral | 29 | $12,485,000 | $430,000 | $1,825,000 | $193,000 | $1,610,000 |
| Unverifiable Information | 22 | $6,030,000 | $274,000 | $1,115,000 | $221,000 | $1,610,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 21 | $6,785,000 | $323,000 | $1,515,000 | $130,000 | $732,000 |
| Employment History | 13 | $3,895,000 | $299,000 | $575,000 | $100,000 | $247,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Synergy One Lending, Inc.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Synergy One Lending, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.