Credit Human Federal Credit Un Mortgage Lending & HMDA Data, 2012

In 2012, Credit Human Federal Credit Un of San Antonio, TX reported 12,062 mortgage applications totaling $721.8 million, up 10% from 2011. The average application was for $59,839, and applicants reported an average income of $57,337. 26% of its applications resulted in an originated loan and 47% were denied. Its largest markets were San Antonio-New Braunfels, TX (916), San Jose-Sunnyvale-Santa Clara, CA (354) and San Diego-Carlsbad-San Marcos, CA (286) (applications in parentheses).

Mortgage Company & Address Credit Human Federal Credit Un
6061 Ih 10 West
San Antonio, TX 78215
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 12,062
Total Mortgage Loan Application Amount $721,783,000
Average Mortgage Loan Application Amount $59,839
Highest Mortgage Loan Application Amount $1,000,000
Average Applicant Income $57,337
Highest Applicant Income $1,092,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Credit Human Federal Credit Un filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Credit Human Federal Credit Un by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Bexar, Texas 777 $ 47,792,000 $ 61,508 $ 71,000
Santa Clara, California 354 $ 29,886,000 $ 84,423 $ 78,000
San Diego, California 286 $ 16,567,000 $ 57,926 $ 62,000
Los Angeles, California 247 $ 17,608,000 $ 71,287 $ 68,000
Orange, California 226 $ 15,208,000 $ 67,292 $ 82,000
Harris, Texas 148 $ 9,469,000 $ 63,979 $ 103,000
Ventura, California 144 $ 9,433,000 $ 65,506 $ 62,000
Maricopa, Arizona 138 $ 6,437,000 $ 46,644 $ 64,000
Alameda, California 129 $ 8,556,000 $ 66,325 $ 67,000
Sonoma, California 124 $ 5,774,000 $ 46,564 $ 56,000
San Bernardino, California 96 $ 5,161,000 $ 53,760 $ 74,000
Pinal, Arizona 85 $ 4,386,000 $ 51,600 $ 63,000
Riverside, California 76 $ 3,410,000 $ 44,868 $ 61,000
Napa, California 71 $ 5,143,000 $ 72,436 $ 68,000
Ontario, New York 69 $ 3,762,000 $ 54,521 $ 50,000
Saratoga, New York 62 $ 3,428,000 $ 55,290 $ 49,000
Yavapai, Arizona 60 $ 3,025,000 $ 50,416 $ 58,000
Lane, Oregon 56 $ 2,488,000 $ 44,428 $ 56,000
King, Washington 55 $ 2,739,000 $ 49,800 $ 59,000
Snohomish, Washington 55 $ 2,776,000 $ 50,472 $ 59,000
Oneida, New York 49 $ 3,106,000 $ 63,387 $ 50,000
Sacramento, California 48 $ 1,953,000 $ 40,687 $ 54,000
Pierce, Washington 48 $ 2,947,000 $ 61,395 $ 63,000
San Luis Obispo, California 47 $ 3,517,000 $ 74,829 $ 72,000
Oswego, New York 44 $ 2,316,000 $ 52,636 $ 44,000
Clark, Washington 44 $ 2,114,000 $ 48,045 $ 62,000
San Mateo, California 41 $ 3,152,000 $ 76,878 $ 73,000
Anne Arundel, Maryland 41 $ 1,894,000 $ 46,195 $ 53,000
Solano, California 40 $ 1,995,000 $ 49,875 $ 60,000
Lee, Florida 39 $ 1,702,000 $ 43,641 $ 62,000
Guadalupe, Texas 39 $ 2,895,000 $ 74,230 $ 84,000
Pima, Arizona 38 $ 1,647,000 $ 43,342 $ 43,000
Clackamas, Oregon 37 $ 1,845,000 $ 49,864 $ 59,000
Montgomery, Texas 37 $ 2,632,000 $ 71,135 $ 96,000
Madison, New York 36 $ 2,151,000 $ 59,750 $ 41,000
Marion, Oregon 35 $ 1,492,000 $ 42,628 $ 53,000
Contra Costa, California 34 $ 1,536,000 $ 45,176 $ 60,000
Sussex, Delaware 34 $ 1,744,000 $ 51,294 $ 82,000
Adams, Pennsylvania 34 $ 1,558,000 $ 45,823 $ 44,000
Bucks, Pennsylvania 34 $ 1,966,000 $ 57,823 $ 45,000
Thurston, Washington 33 $ 1,815,000 $ 55,000 $ 60,000
Hillsborough, Florida 31 $ 1,992,000 $ 64,258 $ 61,000
St. Lawrence, New York 31 $ 1,961,000 $ 63,258 $ 56,000
Berks, Pennsylvania 31 $ 2,074,000 $ 66,903 $ 50,000
Santa Barbara, California 30 $ 3,010,000 $ 100,333 $ 76,000
Lancaster, Pennsylvania 30 $ 1,419,000 $ 47,300 $ 46,000
Comal, Texas 30 $ 2,171,000 $ 72,366 $ 108,000
Polk, Florida 29 $ 1,621,000 $ 55,896 $ 60,000
Fort Bend, Texas 29 $ 2,302,000 $ 79,379 $ 149,000
Monongalia, West Virginia 29 $ 1,664,000 $ 57,379 $ 51,000
Wayne, New York 27 $ 1,318,000 $ 48,814 $ 44,000
Herkimer, New York 26 $ 1,506,000 $ 57,923 $ 47,000
York, Pennsylvania 26 $ 1,245,000 $ 47,884 $ 38,000
Laurel, Kentucky 25 $ 1,350,000 $ 54,000 $ 49,000
Clinton, New York 25 $ 1,560,000 $ 62,400 $ 47,000
Cumberland, Pennsylvania 24 $ 1,263,000 $ 52,625 $ 42,000
Montgomery, Pennsylvania 24 $ 1,858,000 $ 77,416 $ 59,000
Howard, Maryland 23 $ 1,258,000 $ 54,695 $ 56,000
Erie, New York 23 $ 1,353,000 $ 58,826 $ 49,000
Jefferson, New York 23 $ 1,164,000 $ 50,608 $ 63,000
Spartanburg, South Carolina 23 $ 1,251,000 $ 54,391 $ 42,000
Dauphin, Pennsylvania 22 $ 834,000 $ 37,909 $ 41,000
Kent, Delaware 21 $ 1,314,000 $ 62,571 $ 46,000
Albany, New York 21 $ 1,147,000 $ 54,619 $ 49,000
Cayuga, New York 21 $ 1,172,000 $ 55,809 $ 41,000
Marin, California 20 $ 1,365,000 $ 68,250 $ 81,000
Santa Cruz, California 20 $ 2,321,000 $ 116,050 $ 61,000
Manatee, Florida 20 $ 859,000 $ 42,950 $ 63,000
Chemung, New York 20 $ 1,242,000 $ 62,100 $ 46,000
Ulster, New York 20 $ 1,459,000 $ 72,950 $ 58,000
Franklin, Pennsylvania 20 $ 1,040,000 $ 52,000 $ 46,000
Lebanon, Pennsylvania 20 $ 1,208,000 $ 60,400 $ 43,000
Wilson, Texas 20 $ 1,617,000 $ 80,850 $ 76,000
Kanawha, West Virginia 20 $ 1,222,000 $ 61,100 $ 48,000
Broome, New York 19 $ 1,271,000 $ 66,894 $ 50,000
Columbia, New York 19 $ 1,200,000 $ 63,157 $ 47,000
Jackson, Oregon 19 $ 929,000 $ 48,894 $ 47,000
Multnomah, Oregon 19 $ 683,000 $ 35,947 $ 43,000
Washington, Oregon 19 $ 765,000 $ 40,263 $ 53,000
Atascosa, Texas 19 $ 1,160,000 $ 61,052 $ 65,000
Stanislaus, California 18 $ 651,000 $ 36,166 $ 50,000
Charlotte, Florida 18 $ 1,029,000 $ 57,166 $ 62,000
Lake, Florida 18 $ 611,000 $ 33,944 $ 46,000
Pinellas, Florida 18 $ 832,000 $ 46,222 $ 59,000
Volusia, Florida 18 $ 740,000 $ 41,111 $ 48,000
Polk, Iowa 18 $ 676,000 $ 37,555 $ 49,000
Schoharie, New York 18 $ 999,000 $ 55,500 $ 68,000
Steuben, New York 18 $ 921,000 $ 51,166 $ 55,000
Yamhill, Oregon 18 $ 692,000 $ 38,444 $ 60,000
Chester, Pennsylvania 18 $ 934,000 $ 51,888 $ 44,000
Westmoreland, Pennsylvania 18 $ 898,000 $ 49,888 $ 51,000
Travis, Texas 18 $ 1,076,000 $ 59,777 $ 56,000
Yuma, Arizona 17 $ 1,583,000 $ 93,117 $ 145,000
Broward, Florida 17 $ 814,000 $ 47,882 $ 59,000
Washington, Maryland 17 $ 871,000 $ 51,235 $ 48,000
Livingston, New York 17 $ 783,000 $ 46,058 $ 57,000
Skagit, Washington 17 $ 890,000 $ 52,352 $ 75,000
Harrison, West Virginia 17 $ 898,000 $ 52,823 $ 40,000
Orange, Florida 16 $ 619,000 $ 38,687 $ 50,000
Bernalillo, New Mexico 16 $ 679,000 $ 42,437 $ 44,000
Greene, New York 16 $ 777,000 $ 48,562 $ 53,000
Niagara, New York 16 $ 596,000 $ 37,250 $ 39,000
Otsego, New York 16 $ 1,133,000 $ 70,812 $ 49,000
Douglas, Oregon 16 $ 763,000 $ 47,687 $ 46,000
Aiken, South Carolina 16 $ 1,016,000 $ 63,500 $ 46,000
Spokane, Washington 16 $ 819,000 $ 51,187 $ 63,000
Placer, California 15 $ 664,000 $ 44,266 $ 55,000
Pasco, Florida 15 $ 1,002,000 $ 66,800 $ 63,000
Cook, Illinois 15 $ 569,000 $ 37,933 $ 54,000
Delaware, New York 15 $ 1,051,000 $ 70,066 $ 52,000
Washington, New York 15 $ 910,000 $ 60,666 $ 33,000
Deschutes, Oregon 15 $ 695,000 $ 46,333 $ 43,000
Kitsap, Washington 15 $ 688,000 $ 45,866 $ 61,000
Wyoming, West Virginia 15 $ 906,000 $ 60,400 $ 59,000
Humboldt, California 14 $ 720,000 $ 51,428 $ 74,000
Pike, Kentucky 14 $ 850,000 $ 60,714 $ 47,000
Chenango, New York 14 $ 752,000 $ 53,714 $ 42,000
Orange, New York 14 $ 1,072,000 $ 76,571 $ 45,000
Lorain, Ohio 14 $ 512,000 $ 36,571 $ 59,000
Butler, Pennsylvania 14 $ 489,000 $ 34,928 $ 40,000
Greene, Tennessee 14 $ 929,000 $ 66,357 $ 35,000
Medina, Texas 14 $ 1,293,000 $ 92,357 $ 76,000
Benton, Washington 14 $ 504,000 $ 36,000 $ 48,000
Baldwin, Alabama 13 $ 790,000 $ 60,769 $ 91,000
Butte, California 13 $ 644,000 $ 49,538 $ 45,000
Fresno, California 13 $ 554,000 $ 42,615 $ 56,000
Shasta, California 13 $ 537,000 $ 41,307 $ 36,000
Alachua, Florida 13 $ 783,000 $ 60,230 $ 50,000
Suwannee, Florida 13 $ 844,000 $ 64,923 $ 42,000
Champaign, Illinois 13 $ 561,000 $ 43,153 $ 39,000
Green, Kentucky 13 $ 693,000 $ 53,307 $ 32,000
Ouachita, Louisiana 13 $ 872,000 $ 67,076 $ 58,000
Baltimore, Maryland 13 $ 616,000 $ 47,384 $ 54,000
Dakota, Minnesota 13 $ 548,000 $ 42,153 $ 45,000
Missoula, Montana 13 $ 614,000 $ 47,230 $ 40,000
Dutchess, New York 13 $ 1,089,000 $ 83,769 $ 64,000
Onondaga, New York 13 $ 575,000 $ 44,230 $ 44,000
Orleans, New York 13 $ 679,000 $ 52,230 $ 43,000
Anderson, South Carolina 13 $ 719,000 $ 55,307 $ 56,000
Greenville, South Carolina 13 $ 782,000 $ 60,153 $ 40,000
Horry, South Carolina 13 $ 710,000 $ 54,615 $ 63,000
Lexington, South Carolina 13 $ 671,000 $ 51,615 $ 40,000
Putnam, Tennessee 13 $ 678,000 $ 52,153 $ 45,000
Cochise, Arizona 12 $ 589,000 $ 49,083 $ 43,000
El Dorado, California 12 $ 535,000 $ 44,583 $ 67,000
San Joaquin, California 12 $ 637,000 $ 53,083 $ 68,000
Yolo, California 12 $ 431,000 $ 35,916 $ 49,000
Columbia, Florida 12 $ 1,057,000 $ 88,083 $ 56,000
Kootenai, Idaho 12 $ 840,000 $ 70,000 $ 53,000
Hardin, Kentucky 12 $ 639,000 $ 53,250 $ 34,000
Cecil, Maryland 12 $ 753,000 $ 62,750 $ 57,000
Franklin, New York 12 $ 655,000 $ 54,583 $ 39,000
Fulton, New York 12 $ 580,000 $ 48,333 $ 31,000
Tompkins, New York 12 $ 804,000 $ 67,000 $ 42,000
Marion, West Virginia 12 $ 729,000 $ 60,750 $ 44,000
Mohave, Arizona 11 $ 638,000 $ 58,000 $ 60,000
Mendocino, California 11 $ 583,000 $ 53,000 $ 51,000
Nassau, Florida 11 $ 896,000 $ 81,454 $ 52,000
Osceola, Florida 11 $ 385,000 $ 35,000 $ 56,000
Burke, Georgia 11 $ 885,000 $ 80,454 $ 49,000
Washoe, Nevada 11 $ 338,000 $ 30,727 $ 55,000
Cuyahoga, Ohio 11 $ 300,000 $ 27,272 $ 35,000
Cherokee, South Carolina 11 $ 517,000 $ 47,000 $ 36,000
Georgetown, South Carolina 11 $ 561,000 $ 51,000 $ 52,000
Denton, Texas 11 $ 451,000 $ 41,000 $ 39,000
Kendall, Texas 11 $ 1,930,000 $ 175,454 $ 127,000
Chelan, Washington 11 $ 662,000 $ 60,181 $ 53,000
Lewis, Washington 11 $ 681,000 $ 61,909 $ 49,000
Upshur, West Virginia 11 $ 603,000 $ 54,818 $ 58,000
New Castle, Delaware 10 $ 404,000 $ 40,400 $ 50,000
Putnam, Florida 10 $ 595,000 $ 59,500 $ 44,000
Madison, Kentucky 10 $ 562,000 $ 56,200 $ 52,000
Taylor, Kentucky 10 $ 532,000 $ 53,200 $ 40,000
Rensselaer, New York 10 $ 592,000 $ 59,200 $ 68,000
Warren, New York 10 $ 649,000 $ 64,900 $ 30,000
Linn, Oregon 10 $ 320,000 $ 32,000 $ 52,000
Erie, Pennsylvania 10 $ 402,000 $ 40,200 $ 39,000
Fayette, Pennsylvania 10 $ 579,000 $ 57,900 $ 46,000
Lehigh, Pennsylvania 10 $ 463,000 $ 46,300 $ 47,000
Northampton, Pennsylvania 10 $ 499,000 $ 49,900 $ 47,000
Overton, Tennessee 10 $ 548,000 $ 54,800 $ 42,000
Brazoria, Texas 10 $ 775,000 $ 77,500 $ 100,000
Ector, Texas 10 $ 687,000 $ 68,700 $ 79,000
Galveston, Texas 10 $ 802,000 $ 80,200 $ 149,000
Grant, Washington 10 $ 700,000 $ 70,000 $ 55,000
Lincoln, West Virginia 10 $ 672,000 $ 67,200 $ 66,000
Kern, California 9 $ 366,000 $ 40,666 $ 54,000
Adams, Colorado 9 $ 335,000 $ 37,222 $ 49,000
Brevard, Florida 9 $ 402,000 $ 44,666 $ 56,000
Will, Illinois 9 $ 307,000 $ 34,111 $ 46,000
Elkhart, Indiana 9 $ 347,000 $ 38,555 $ 36,000
Bullitt, Kentucky 9 $ 595,000 $ 66,111 $ 54,000
Knox, Kentucky 9 $ 527,000 $ 58,555 $ 50,000
Whitley, Kentucky 9 $ 546,000 $ 60,666 $ 43,000
Ascension, Louisiana 9 $ 318,000 $ 35,333 $ 53,000
Ramsey, Minnesota 9 $ 343,000 $ 38,111 $ 38,000
St. Charles, Missouri 9 $ 364,000 $ 40,444 $ 40,000
Clark, Nevada 9 $ 286,000 $ 31,777 $ 47,000
Carteret, North Carolina 9 $ 365,000 $ 40,555 $ 104,000
McMinn, Tennessee 9 $ 740,000 $ 82,222 $ 43,000
Johnson, Texas 9 $ 585,000 $ 65,000 $ 68,000
Midland, Texas 9 $ 560,000 $ 62,222 $ 55,000
Orange, Texas 9 $ 525,000 $ 58,333 $ 45,000
Smith, Texas 9 $ 398,000 $ 44,222 $ 63,000
Salt Lake, Utah 9 $ 534,000 $ 59,333 $ 57,000
Fairfax, Virginia 9 $ 575,000 $ 63,888 $ 57,000
Whitman, Washington 9 $ 865,000 $ 96,111 $ 62,000
Cabell, West Virginia 9 $ 591,000 $ 65,666 $ 48,000
Lewis, West Virginia 9 $ 648,000 $ 72,000 $ 23,000
Monterey, California 8 $ 713,000 $ 89,125 $ 65,000
Nevada, California 8 $ 381,000 $ 47,625 $ 61,000
Tulare, California 8 $ 362,000 $ 45,250 $ 50,000
Mesa, Colorado 8 $ 331,000 $ 41,375 $ 49,000
Ohio, Kentucky 8 $ 521,000 $ 65,125 $ 43,000
Washtenaw, Michigan 8 $ 268,000 $ 33,500 $ 60,000
Seneca, New York 8 $ 434,000 $ 54,250 $ 41,000
Tioga, New York 8 $ 552,000 $ 69,000 $ 76,000
Brunswick, North Carolina 8 $ 532,000 $ 66,500 $ 60,000
Pitt, North Carolina 8 $ 267,000 $ 33,375 $ 32,000
Williams, North Dakota 8 $ 729,000 $ 91,125 $ 79,000
Geauga, Ohio 8 $ 359,000 $ 44,875 $ 42,000
Greene, Ohio 8 $ 254,000 $ 31,750 $ 31,000
Allegheny, Pennsylvania 8 $ 342,000 $ 42,750 $ 56,000
Centre, Pennsylvania 8 $ 328,000 $ 41,000 $ 51,000
Delaware, Pennsylvania 8 $ 551,000 $ 68,875 $ 52,000
Laurens, South Carolina 8 $ 388,000 $ 48,500 $ 36,000
Orangeburg, South Carolina 8 $ 513,000 $ 64,125 $ 37,000
Obion, Tennessee 8 $ 261,000 $ 32,625 $ 37,000
Bowie, Texas 8 $ 447,000 $ 55,875 $ 52,000
Brazos, Texas 8 $ 340,000 $ 42,500 $ 69,000
El Paso, Texas 8 $ 329,000 $ 41,125 $ 55,000
Parker, Texas 8 $ 424,000 $ 53,000 $ 33,000
Waller, Texas 8 $ 581,000 $ 72,625 $ 109,000
Frederick, Virginia 8 $ 335,000 $ 41,875 $ 57,000
Cowlitz, Washington 8 $ 297,000 $ 37,125 $ 43,000
Sweetwater, Wyoming 8 $ 366,000 $ 45,750 $ 96,000
Coconino, Arizona 7 $ 376,000 $ 53,714 $ 58,000
Union, Arkansas 7 $ 358,000 $ 51,142 $ 54,000
Sutter, California 7 $ 324,000 $ 46,285 $ 82,000
Tuolumne, California 7 $ 371,000 $ 53,000 $ 65,000
Larimer, Colorado 7 $ 239,000 $ 34,142 $ 47,000
Escambia, Florida 7 $ 383,000 $ 54,714 $ 55,000
Walker, Georgia 7 $ 329,000 $ 47,000 $ 40,000
Ada, Idaho 7 $ 183,000 $ 26,142 $ 59,000
Henderson, Kentucky 7 $ 534,000 $ 76,285 $ 87,000
Marion, Kentucky 7 $ 306,000 $ 43,714 $ 18,000
Muhlenberg, Kentucky 7 $ 396,000 $ 56,571 $ 59,000
Pulaski, Kentucky 7 $ 554,000 $ 79,142 $ 91,000
Wayne, Michigan 7 $ 238,000 $ 34,000 $ 48,000
Anoka, Minnesota 7 $ 254,000 $ 36,285 $ 39,000
Washington, Minnesota 7 $ 278,000 $ 39,714 $ 50,000
Cattaraugus, New York 7 $ 539,000 $ 77,000 $ 39,000
Beaufort, North Carolina 7 $ 394,000 $ 56,285 $ 42,000
Buncombe, North Carolina 7 $ 309,000 $ 44,142 $ 33,000
Madison, North Carolina 7 $ 474,000 $ 67,714 $ 29,000
Pender, North Carolina 7 $ 507,000 $ 72,428 $ 49,000
Wood, Ohio 7 $ 391,000 $ 55,857 $ 41,000
Cleveland, Oklahoma 7 $ 423,000 $ 60,428 $ 84,000
Curry, Oregon 7 $ 306,000 $ 43,714 $ 55,000
Polk, Oregon 7 $ 298,000 $ 42,571 $ 48,000
Greene, Pennsylvania 7 $ 450,000 $ 64,285 $ 47,000
Minnehaha, South Dakota 7 $ 280,000 $ 40,000 $ 46,000
Cumberland, Tennessee 7 $ 532,000 $ 76,000 $ 47,000
Monroe, Tennessee 7 $ 420,000 $ 60,000 $ 36,000
Roane, Tennessee 7 $ 396,000 $ 56,571 $ 35,000
Sevier, Tennessee 7 $ 285,000 $ 40,714 $ 31,000
Sullivan, Tennessee 7 $ 389,000 $ 55,571 $ 27,000
White, Tennessee 7 $ 399,000 $ 57,000 $ 35,000
Kerr, Texas 7 $ 400,000 $ 57,142 $ 55,000
Whatcom, Washington 7 $ 486,000 $ 69,428 $ 59,000
Berkeley, West Virginia 7 $ 293,000 $ 41,857 $ 35,000
Putnam, West Virginia 7 $ 374,000 $ 53,428 $ 30,000
Raleigh, West Virginia 7 $ 638,000 $ 91,142 $ 81,000
Taylor, West Virginia 7 $ 519,000 $ 74,142 $ 47,000
Talladega, Alabama 6 $ 309,000 $ 51,500 $ 41,000
Lonoke, Arkansas 6 $ 465,000 $ 77,500 $ 66,000
Saline, Arkansas 6 $ 234,000 $ 39,000 $ 47,000
Madera, California 6 $ 256,000 $ 42,666 $ 50,000
Citrus, Florida 6 $ 196,000 $ 32,666 $ 45,000
Collier, Florida 6 $ 355,000 $ 59,166 $ 67,000
Duval, Florida 6 $ 441,000 $ 73,500 $ 52,000
Jackson, Florida 6 $ 391,000 $ 65,166 $ 65,000
Levy, Florida 6 $ 347,000 $ 57,833 $ 44,000
Wayne, Georgia 6 $ 289,000 $ 48,166 $ 41,000
Johnson, Iowa 6 $ 206,000 $ 34,333 $ 42,000
Boyd, Kentucky 6 $ 323,000 $ 53,833 $ 35,000
Floyd, Kentucky 6 $ 425,000 $ 70,833 $ 42,000
Perry, Kentucky 6 $ 387,000 $ 64,500 $ 68,000
Iberia, Louisiana 6 $ 283,000 $ 47,166 $ 37,000
Union, Louisiana 6 $ 293,000 $ 48,833 $ 50,000
Macomb, Michigan 6 $ 209,000 $ 34,833 $ 40,000
Wright, Minnesota 6 $ 182,000 $ 30,333 $ 43,000
Lincoln, New Mexico 6 $ 499,000 $ 83,166 $ 60,000
Essex, New York 6 $ 370,000 $ 61,666 $ 47,000
Monroe, New York 6 $ 255,000 $ 42,500 $ 36,000
Montgomery, New York 6 $ 253,000 $ 42,166 $ 46,000
Craven, North Carolina 6 $ 349,000 $ 58,166 $ 46,000
Clark, Ohio 6 $ 226,000 $ 37,666 $ 28,000
Franklin, Ohio 6 $ 211,000 $ 35,166 $ 62,000
Lake, Ohio 6 $ 375,000 $ 62,500 $ 51,000
Creek, Oklahoma 6 $ 351,000 $ 58,500 $ 40,000
Wagoner, Oklahoma 6 $ 254,000 $ 42,333 $ 57,000
Luzerne, Pennsylvania 6 $ 291,000 $ 48,500 $ 76,000
Northumberland, Pennsylvania 6 $ 371,000 $ 61,833 $ 42,000
Newberry, South Carolina 6 $ 347,000 $ 57,833 $ 38,000
Oconee, South Carolina 6 $ 390,000 $ 65,000 $ 51,000
Blount, Tennessee 6 $ 456,000 $ 76,000 $ 44,000
Bradley, Tennessee 6 $ 213,000 $ 35,500 $ 38,000
Campbell, Tennessee 6 $ 416,000 $ 69,333 $ 49,000
Hawkins, Tennessee 6 $ 593,000 $ 98,833 $ 55,000
Wilson, Tennessee 6 $ 474,000 $ 79,000 $ 52,000
Bandera, Texas 6 $ 896,000 $ 149,333 $ 82,000
Collin, Texas 6 $ 288,000 $ 48,000 $ 76,000
Dallas, Texas 6 $ 206,000 $ 34,333 $ 50,000
Gregg, Texas 6 $ 281,000 $ 46,833 $ 48,000
Hays, Texas 6 $ 557,000 $ 92,833 $ 65,000
Tarrant, Texas 6 $ 173,000 $ 28,833 $ 59,000
Wise, Virginia 6 $ 527,000 $ 87,833 $ 65,000
Clallam, Washington 6 $ 551,000 $ 91,833 $ 61,000
Walla Walla, Washington 6 $ 205,000 $ 34,166 $ 43,000
Logan, West Virginia 6 $ 469,000 $ 78,166 $ 47,000
Preston, West Virginia 6 $ 306,000 $ 51,000 $ 26,000
Laramie, Wyoming 6 $ 252,000 $ 42,000 $ 47,000
Mobile, Alabama 5 $ 218,000 $ 43,600 $ 39,000
Navajo, Arizona 5 $ 227,000 $ 45,400 $ 55,000
Amador, California 5 $ 225,000 $ 45,000 $ 38,000
El Paso, Colorado 5 $ 193,000 $ 38,600 $ 41,000
Bay, Florida 5 $ 519,000 $ 103,800 $ 82,000
Madison, Florida 5 $ 277,000 $ 55,400 $ 42,000
Marion, Florida 5 $ 292,000 $ 58,400 $ 62,000
Sarasota, Florida 5 $ 237,000 $ 47,400 $ 46,000
Seminole, Florida 5 $ 175,000 $ 35,000 $ 40,000
Catoosa, Georgia 5 $ 221,000 $ 44,200 $ 34,000
Franklin, Illinois 5 $ 177,000 $ 35,400 $ 27,000
Allen, Indiana 5 $ 122,000 $ 24,400 $ 63,000
Clark, Indiana 5 $ 316,000 $ 63,200 $ 42,000
Jennings, Indiana 5 $ 289,000 $ 57,800 $ 58,000
Riley, Kansas 5 $ 189,000 $ 37,800 $ 61,000
Adair, Kentucky 5 $ 278,000 $ 55,600 $ 31,000
Clay, Kentucky 5 $ 300,000 $ 60,000 $ 45,000
Clinton, Kentucky 5 $ 329,000 $ 65,800 $ 63,000
Greenup, Kentucky 5 $ 309,000 $ 61,800 $ 52,000
Hancock, Kentucky 5 $ 286,000 $ 57,200 $ 46,000
Harlan, Kentucky 5 $ 348,000 $ 69,600 $ 51,000
Knott, Kentucky 5 $ 230,000 $ 46,000 $ 37,000
Letcher, Kentucky 5 $ 448,000 $ 89,600 $ 82,000
McLean, Kentucky 5 $ 333,000 $ 66,600 $ 62,000
Montgomery, Kentucky 5 $ 309,000 $ 61,800 $ 50,000
Rowan, Kentucky 5 $ 346,000 $ 69,200 $ 35,000
Beauregard, Louisiana 5 $ 247,000 $ 49,400 $ 57,000
Bossier, Louisiana 5 $ 154,000 $ 30,800 $ 41,000
Calcasieu, Louisiana 5 $ 234,000 $ 46,800 $ 64,000
Wicomico, Maryland 5 $ 270,000 $ 54,000 $ 45,000
Kalamazoo, Michigan 5 $ 211,000 $ 42,200 $ 72,000
Monroe, Michigan 5 $ 313,000 $ 62,600 $ 43,000
Oakland, Michigan 5 $ 117,000 $ 23,400 $ 41,000
Hinds, Mississippi 5 $ 278,000 $ 55,600 $ 51,000
Lincoln, Mississippi 5 $ 287,000 $ 57,400 $ 69,000
Jefferson, Missouri 5 $ 177,000 $ 35,400 $ 46,000
Yellowstone, Montana 5 $ 234,000 $ 46,800 $ 65,000
Douglas, Nevada 5 $ 255,000 $ 51,000 $ 44,000
Lyon, Nevada 5 $ 144,000 $ 28,800 $ 30,000
Suffolk, New York 5 $ 269,000 $ 53,800 $ 86,000
Sullivan, New York 5 $ 306,000 $ 61,200 $ 49,000
Onslow, North Carolina 5 $ 311,000 $ 62,200 $ 62,000
Portage, Ohio 5 $ 267,000 $ 53,400 $ 50,000
Cherokee, Oklahoma 5 $ 224,000 $ 44,800 $ 54,000
Tulsa, Oklahoma 5 $ 159,000 $ 31,800 $ 56,000
Coos, Oregon 5 $ 191,000 $ 38,200 $ 101,000
Tillamook, Oregon 5 $ 236,000 $ 47,200 $ 48,000
Wasco, Oregon 5 $ 218,000 $ 43,600 $ 42,000
Clearfield, Pennsylvania 5 $ 344,000 $ 68,800 $ 49,000
Crawford, Pennsylvania 5 $ 185,000 $ 37,000 $ 44,000
Perry, Pennsylvania 5 $ 279,000 $ 55,800 $ 36,000
Tioga, Pennsylvania 5 $ 247,000 $ 49,400 $ 64,000
Washington, Pennsylvania 5 $ 278,000 $ 55,600 $ 51,000
Pickens, South Carolina 5 $ 214,000 $ 42,800 $ 53,000
York, South Carolina 5 $ 364,000 $ 72,800 $ 59,000
Pennington, South Dakota 5 $ 265,000 $ 53,000 $ 45,000
Cocke, Tennessee 5 $ 356,000 $ 71,200 $ 67,000
Hamilton, Tennessee 5 $ 197,000 $ 39,400 $ 44,000
Henry, Tennessee 5 $ 282,000 $ 56,400 $ 236,000
Knox, Tennessee 5 $ 314,000 $ 62,800 $ 44,000
Morgan, Tennessee 5 $ 304,000 $ 60,800 $ 34,000
Washington, Tennessee 5 $ 305,000 $ 61,000 $ 44,000
Weakley, Tennessee 5 $ 238,000 $ 47,600 $ 27,000
Bastrop, Texas 5 $ 249,000 $ 49,800 $ 97,000
Frio, Texas 5 $ 255,000 $ 51,000 $ 71,000
Hidalgo, Texas 5 $ 192,000 $ 38,400 $ 38,000
Houston, Texas 5 $ 388,000 $ 77,600 $ 66,000
Kaufman, Texas 5 $ 483,000 $ 96,600 $ 94,000
Polk, Texas 5 $ 480,000 $ 96,000 $ 68,000
Campbell, Virginia 5 $ 181,000 $ 36,200 $ 37,000
Lee, Virginia 5 $ 287,000 $ 57,400 $ 46,000
Newport News, Virginia 5 $ 294,000 $ 58,800 $ 57,000
Kittitas, Washington 5 $ 266,000 $ 53,200 $ 34,000
Stevens, Washington 5 $ 295,000 $ 59,000 $ 59,000
Yakima, Washington 5 $ 217,000 $ 43,400 $ 43,000
Nicholas, West Virginia 5 $ 257,000 $ 51,400 $ 48,000
Wayne, West Virginia 5 $ 338,000 $ 67,600 $ 43,000
Campbell, Wyoming 5 $ 207,000 $ 41,400 $ 42,000
Chilton, Alabama 4 $ 152,000 $ 38,000 $ 29,000
Houston, Alabama 4 $ 196,000 $ 49,000 $ 28,000
Jackson, Alabama 4 $ 197,000 $ 49,250 $ 48,000
Jefferson, Alabama 4 $ 193,000 $ 48,250 $ 35,000
Madison, Alabama 4 $ 161,000 $ 40,250 $ 73,000
Morgan, Alabama 4 $ 186,000 $ 46,500 $ 49,000
St. Clair, Alabama 4 $ 110,000 $ 27,500 $ 32,000
Tuscaloosa, Alabama 4 $ 313,000 $ 78,250 $ 64,000
Ashley, Arkansas 4 $ 236,000 $ 59,000 $ 32,000
Conway, Arkansas 4 $ 265,000 $ 66,250 $ 50,000
White, Arkansas 4 $ 164,000 $ 41,000 $ 32,000
Imperial, California 4 $ 123,000 $ 30,750 $ 65,000
Baker, Florida 4 $ 285,000 $ 71,250 $ 51,000
Clay, Florida 4 $ 401,000 $ 100,250 $ 61,000
Gilchrist, Florida 4 $ 131,000 $ 32,750 $ 36,000
Okaloosa, Florida 4 $ 307,000 $ 76,750 $ 50,000
Palm Beach, Florida 4 $ 158,000 $ 39,500 $ 45,000
Brantley, Georgia 4 $ 259,000 $ 64,750 $ 39,000
Murray, Georgia 4 $ 190,000 $ 47,500 $ 28,000
Pierce, Georgia 4 $ 194,000 $ 48,500 $ 52,000
Richmond, Georgia 4 $ 256,000 $ 64,000 $ 144,000
Ware, Georgia 4 $ 239,000 $ 59,750 $ 29,000
Whitfield, Georgia 4 $ 162,000 $ 40,500 $ 32,000
Worth, Georgia 4 $ 186,000 $ 46,500 $ 40,000
Effingham, Illinois 4 $ 180,000 $ 45,000 $ 48,000
McHenry, Illinois 4 $ 268,000 $ 67,000 $ 51,000
Saline, Illinois 4 $ 279,000 $ 69,750 $ 45,000
Shelby, Illinois 4 $ 183,000 $ 45,750 $ 45,000
Williamson, Illinois 4 $ 209,000 $ 52,250 $ 40,000
Bartholomew, Indiana 4 $ 177,000 $ 44,250 $ 24,000
Jackson, Indiana 4 $ 199,000 $ 49,750 $ 48,000
Madison, Indiana 4 $ 86,000 $ 21,500 $ 37,000
Porter, Indiana 4 $ 107,000 $ 26,750 $ 46,000
Tippecanoe, Indiana 4 $ 85,000 $ 21,250 $ 35,000
Vanderburgh, Indiana 4 $ 212,000 $ 53,000 $ 38,000
Linn, Iowa 4 $ 145,000 $ 36,250 $ 35,000
Allen, Kentucky 4 $ 172,000 $ 43,000 $ 31,000
Bell, Kentucky 4 $ 303,000 $ 75,750 $ 34,000
Carter, Kentucky 4 $ 280,000 $ 70,000 $ 39,000
Casey, Kentucky 4 $ 179,000 $ 44,750 $ 25,000
Garrard, Kentucky 4 $ 279,000 $ 69,750 $ 61,000
Grayson, Kentucky 4 $ 202,000 $ 50,500 $ 48,000
Hopkins, Kentucky 4 $ 230,000 $ 57,500 $ 45,000
Jefferson, Kentucky 4 $ 82,000 $ 20,500 $ 30,000
Leslie, Kentucky 4 $ 327,000 $ 81,750 $ 46,000
Lincoln, Kentucky 4 $ 312,000 $ 78,000 $ 51,000
Magoffin, Kentucky 4 $ 231,000 $ 57,750 $ 55,000
Russell, Kentucky 4 $ 306,000 $ 76,500 $ 78,000
East Feliciana, Louisiana 4 $ 180,000 $ 45,000 $ 51,000
Lafayette, Louisiana 4 $ 265,000 $ 66,250 $ 58,000
Livingston, Louisiana 4 $ 235,000 $ 58,750 $ 49,000
Plaquemines, Louisiana 4 $ 174,000 $ 43,500 $ 36,000
St. Mary, Louisiana 4 $ 210,000 $ 52,500 $ 48,000
Webster, Louisiana 4 $ 228,000 $ 57,000 $ 57,000
Carroll, Maryland 4 $ 231,000 $ 57,750 $ 71,000
Dorchester, Maryland 4 $ 180,000 $ 45,000 $ 30,000
Harford, Maryland 4 $ 215,000 $ 53,750 $ 42,000
Kent, Michigan 4 $ 128,000 $ 32,000 $ 44,000
St. Louis, Minnesota 4 $ 212,000 $ 53,000 $ 49,000
Jones, Mississippi 4 $ 232,000 $ 58,000 $ 41,000
Walthall, Mississippi 4 $ 221,000 $ 55,250 $ 64,000
Boone, Missouri 4 $ 65,000 $ 16,250 $ 28,000
Dawson, Montana 4 $ 215,000 $ 53,750 $ 52,000
Humboldt, Nevada 4 $ 362,000 $ 90,500 $ 67,000
McKinley, New Mexico 4 $ 218,000 $ 54,500 $ 39,000
Rio Arriba, New Mexico 4 $ 402,000 $ 100,500 $ 70,000
Allegany, New York 4 $ 223,000 $ 55,750 $ 28,000
Lewis, New York 4 $ 246,000 $ 61,500 $ 58,000
Schenectady, New York 4 $ 242,000 $ 60,500 $ 47,000
Haywood, North Carolina 4 $ 161,000 $ 40,250 $ 35,000
Johnston, North Carolina 4 $ 206,000 $ 51,500 $ 64,000
Pamlico, North Carolina 4 $ 165,000 $ 41,250 $ 50,000
Sampson, North Carolina 4 $ 260,000 $ 65,000 $ 41,000
Wayne, North Carolina 4 $ 290,000 $ 72,500 $ 60,000
Ward, North Dakota 4 $ 243,000 $ 60,750 $ 49,000
Hamilton, Ohio 4 $ 161,000 $ 40,250 $ 47,000
Lawrence, Ohio 4 $ 334,000 $ 83,500 $ 49,000
Ottawa, Ohio 4 $ 197,000 $ 49,250 $ 47,000
Tuscarawas, Ohio 4 $ 240,000 $ 60,000 $ 37,000
Washington, Oklahoma 4 $ 225,000 $ 56,250 $ 43,000
Columbia, Oregon 4 $ 125,000 $ 31,250 $ 46,000
Josephine, Oregon 4 $ 225,000 $ 56,250 $ 64,000
Klamath, Oregon 4 $ 164,000 $ 41,000 $ 44,000
Umatilla, Oregon 4 $ 262,000 $ 65,500 $ 46,000
Bradford, Pennsylvania 4 $ 221,000 $ 55,250 $ 35,000
Indiana, Pennsylvania 4 $ 209,000 $ 52,250 $ 43,000
Lackawanna, Pennsylvania 4 $ 201,000 $ 50,250 $ 63,000
Lycoming, Pennsylvania 4 $ 254,000 $ 63,500 $ 49,000
Charleston, South Carolina 4 $ 181,000 $ 45,250 $ 46,000
Edgefield, South Carolina 4 $ 319,000 $ 79,750 $ 75,000
Meade, South Dakota 4 $ 247,000 $ 61,750 $ 40,000
Anderson, Tennessee 4 $ 236,000 $ 59,000 $ 43,000
Carter, Tennessee 4 $ 256,000 $ 64,000 $ 35,000
Claiborne, Tennessee 4 $ 344,000 $ 86,000 $ 40,000
Clay, Tennessee 4 $ 265,000 $ 66,250 $ 32,000
Davidson, Tennessee 4 $ 111,000 $ 27,750 $ 31,000
Hamblen, Tennessee 4 $ 227,000 $ 56,750 $ 32,000
Jackson, Tennessee 4 $ 133,000 $ 33,250 $ 86,000
Marion, Tennessee 4 $ 290,000 $ 72,500 $ 55,000
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Mortgage Loan Application Detail Totals for Credit Human Federal Credit Un in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 8,569 $518,789,000 $60,000 $1,000,000 $54,000 $1,092,000
Refinancing 2,957 $185,184,000 $62,000 $532,000 $60,000 $960,000
Home Improvement 536 $17,810,000 $33,000 $250,000 $96,000 $772,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 9,393 $554,126,000 $58,000 $532,000 $57,000 $1,092,000
Hispanic 1,349 $83,503,000 $61,000 $383,000 $58,000 $850,000
Not Provided 679 $42,035,000 $61,000 $1,000,000 $66,000 $601,000
Black or African American 371 $24,147,000 $65,000 $400,000 $53,000 $660,000
Asian 197 $13,738,000 $69,000 $367,000 $65,000 $257,000
American Indian or Alaskan Native 57 $3,316,000 $58,000 $141,000 $58,000 $366,000
Native Hawaiian or Other Pacific Islander 16 $918,000 $57,000 $124,000 $52,000 $112,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 12,062 $721,783,000 $59,000 $1,000,000 $57,000 $1,092,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 5,712 $342,031,000 $59,000 $1,000,000 $51,000 $1,092,000
Loan Originated 3,097 $178,535,000 $57,000 $414,000 $63,000 $601,000
Application Approved But Not Accepted 3,056 $184,058,000 $60,000 $600,000 $63,000 $772,000
Application Withdrawn By Applicant 194 $16,760,000 $86,000 $397,000 $85,000 $960,000
Preapproval Approved but not Accepted 2 $238,000 $119,000 $190,000 $69,000 $90,000
File Closed For Incompleteness 1 $161,000 $161,000 $161,000 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 250 $18,720,000 $74,000 $374,000 $63,000 $550,000
Debt-To-Income Ratio 237 $23,354,000 $98,000 $1,000,000 $51,000 $223,000
Collateral 58 $4,315,000 $74,000 $360,000 $86,000 $276,000
Insufficient Cash (Downpayment, Closing Cost) 23 $2,695,000 $117,000 $401,000 $73,000 $199,000
Other 8 $455,000 $56,000 $190,000 $70,000 $211,000
Employment History 7 $354,000 $50,000 $108,000 $61,000 $130,000
Credit Application Incomplete 5 $258,000 $51,000 $110,000 $56,000 $192,000
Unverifiable Information 4 $430,000 $107,000 $162,000 $53,000 $105,000
Mortgage Insurance Denied 1 $316,000 $316,000 $316,000 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Credit Human Federal Credit Un's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Credit Human Federal Credit Un's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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