Credit Human Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012

Credit Human Federal Credit Union 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Credit Human Federal Credit Union
6061 Ih 10 West
San Antonio, TX 78201
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 12,062
Total Mortgage Loan Application Amount $721,783,000
Average Mortgage Loan Application Amount $51,666
Highest Mortgage Loan Application Amount $1,000,000
Average Applicant Income $70,000
Highest Applicant Income $1,092,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Credit Human Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Credit Human Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2012 breaks down Credit Human Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Credit Human Federal Credit Union serves its applicants.

Each category highlights the total number of mortgage applications processed by Credit Human Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Credit Human Federal Credit Union's mortgage activity for 2012.

Mortgage Loan Application Totals for Credit Human Federal Credit Union by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Bexar County Texas 777 $ 47,792,000 $ 61,000 $ 71,000
Santa Clara County California 354 $ 29,886,000 $ 84,000 $ 78,000
San Diego County California 286 $ 16,567,000 $ 57,000 $ 62,000
Los Angeles County California 247 $ 17,608,000 $ 71,000 $ 68,000
Orange County California 226 $ 15,208,000 $ 67,000 $ 82,000
Harris County Texas 148 $ 9,469,000 $ 63,000 $ 103,000
Ventura County California 144 $ 9,433,000 $ 65,000 $ 62,000
Maricopa County Arizona 138 $ 6,437,000 $ 46,000 $ 64,000
Alameda County California 129 $ 8,556,000 $ 66,000 $ 67,000
Sonoma County California 124 $ 5,774,000 $ 46,000 $ 56,000
San Bernardino County California 96 $ 5,161,000 $ 53,000 $ 74,000
Pinal County Arizona 85 $ 4,386,000 $ 51,000 $ 63,000
Riverside County California 76 $ 3,410,000 $ 44,000 $ 61,000
Napa County California 71 $ 5,143,000 $ 72,000 $ 68,000
Ontario County New York 69 $ 3,762,000 $ 54,000 $ 50,000
Saratoga County New York 62 $ 3,428,000 $ 55,000 $ 49,000
Yavapai County Arizona 60 $ 3,025,000 $ 50,000 $ 58,000
Lane County Oregon 56 $ 2,488,000 $ 44,000 $ 56,000
King County Washington 55 $ 2,739,000 $ 49,000 $ 59,000
Snohomish County Washington 55 $ 2,776,000 $ 50,000 $ 59,000
Oneida County New York 49 $ 3,106,000 $ 63,000 $ 50,000
Sacramento County California 48 $ 1,953,000 $ 40,000 $ 54,000
Pierce County Washington 48 $ 2,947,000 $ 61,000 $ 63,000
San Luis Obispo County California 47 $ 3,517,000 $ 74,000 $ 72,000
Oswego County New York 44 $ 2,316,000 $ 52,000 $ 44,000
Clark County Washington 44 $ 2,114,000 $ 48,000 $ 62,000
San Mateo County California 41 $ 3,152,000 $ 76,000 $ 73,000
Anne Arundel County Maryland 41 $ 1,894,000 $ 46,000 $ 53,000
Solano County California 40 $ 1,995,000 $ 49,000 $ 60,000
Lee County Florida 39 $ 1,702,000 $ 43,000 $ 62,000
Guadalupe County Texas 39 $ 2,895,000 $ 74,000 $ 84,000
Pima County Arizona 38 $ 1,647,000 $ 43,000 $ 43,000
Clackamas County Oregon 37 $ 1,845,000 $ 49,000 $ 59,000
Montgomery County Texas 37 $ 2,632,000 $ 71,000 $ 96,000
Madison County New York 36 $ 2,151,000 $ 59,000 $ 41,000
Marion County Oregon 35 $ 1,492,000 $ 42,000 $ 53,000
Contra Costa County California 34 $ 1,536,000 $ 45,000 $ 60,000
Sussex County Delaware 34 $ 1,744,000 $ 51,000 $ 82,000
Adams County Pennsylvania 34 $ 1,558,000 $ 45,000 $ 44,000
Bucks County Pennsylvania 34 $ 1,966,000 $ 57,000 $ 45,000
Thurston County Washington 33 $ 1,815,000 $ 55,000 $ 60,000
Hillsborough County Florida 31 $ 1,992,000 $ 64,000 $ 61,000
St. Lawrence County New York 31 $ 1,961,000 $ 63,000 $ 56,000
Berks County Pennsylvania 31 $ 2,074,000 $ 66,000 $ 50,000
Santa Barbara County California 30 $ 3,010,000 $ 100,000 $ 76,000
Lancaster County Pennsylvania 30 $ 1,419,000 $ 47,000 $ 46,000
Comal County Texas 30 $ 2,171,000 $ 72,000 $ 108,000
Polk County Florida 29 $ 1,621,000 $ 55,000 $ 60,000
Fort Bend County Texas 29 $ 2,302,000 $ 79,000 $ 149,000
Monongalia County West Virginia 29 $ 1,664,000 $ 57,000 $ 51,000
Wayne County New York 27 $ 1,318,000 $ 48,000 $ 44,000
Herkimer County New York 26 $ 1,506,000 $ 57,000 $ 47,000
York County Pennsylvania 26 $ 1,245,000 $ 47,000 $ 38,000
Laurel County Kentucky 25 $ 1,350,000 $ 54,000 $ 49,000
Clinton County New York 25 $ 1,560,000 $ 62,000 $ 47,000
Cumberland County Pennsylvania 24 $ 1,263,000 $ 52,000 $ 42,000
Montgomery County Pennsylvania 24 $ 1,858,000 $ 77,000 $ 59,000
Howard County Maryland 23 $ 1,258,000 $ 54,000 $ 56,000
Erie County New York 23 $ 1,353,000 $ 58,000 $ 49,000
Jefferson County New York 23 $ 1,164,000 $ 50,000 $ 63,000
Spartanburg County South Carolina 23 $ 1,251,000 $ 54,000 $ 42,000
Dauphin County Pennsylvania 22 $ 834,000 $ 37,000 $ 41,000
Kent County Delaware 21 $ 1,314,000 $ 62,000 $ 46,000
Albany County New York 21 $ 1,147,000 $ 54,000 $ 49,000
Cayuga County New York 21 $ 1,172,000 $ 55,000 $ 41,000
Marin County California 20 $ 1,365,000 $ 68,000 $ 81,000
Santa Cruz County California 20 $ 2,321,000 $ 116,000 $ 61,000
Manatee County Florida 20 $ 859,000 $ 42,000 $ 63,000
Chemung County New York 20 $ 1,242,000 $ 62,000 $ 46,000
Ulster County New York 20 $ 1,459,000 $ 72,000 $ 58,000
Franklin County Pennsylvania 20 $ 1,040,000 $ 52,000 $ 46,000
Lebanon County Pennsylvania 20 $ 1,208,000 $ 60,000 $ 43,000
Wilson County Texas 20 $ 1,617,000 $ 80,000 $ 76,000
Kanawha County West Virginia 20 $ 1,222,000 $ 61,000 $ 48,000
Broome County New York 19 $ 1,271,000 $ 66,000 $ 50,000
Columbia County New York 19 $ 1,200,000 $ 63,000 $ 47,000
Jackson County Oregon 19 $ 929,000 $ 48,000 $ 47,000
Multnomah County Oregon 19 $ 683,000 $ 35,000 $ 43,000
Washington County Oregon 19 $ 765,000 $ 40,000 $ 53,000
Atascosa County Texas 19 $ 1,160,000 $ 61,000 $ 65,000
Stanislaus County California 18 $ 651,000 $ 36,000 $ 50,000
Charlotte County Florida 18 $ 1,029,000 $ 57,000 $ 62,000
Lake County Florida 18 $ 611,000 $ 33,000 $ 46,000
Pinellas County Florida 18 $ 832,000 $ 46,000 $ 59,000
Volusia County Florida 18 $ 740,000 $ 41,000 $ 48,000
Polk County Iowa 18 $ 676,000 $ 37,000 $ 49,000
Schoharie County New York 18 $ 999,000 $ 55,000 $ 68,000
Steuben County New York 18 $ 921,000 $ 51,000 $ 55,000
Yamhill County Oregon 18 $ 692,000 $ 38,000 $ 60,000
Chester County Pennsylvania 18 $ 934,000 $ 51,000 $ 44,000
Westmoreland County Pennsylvania 18 $ 898,000 $ 49,000 $ 51,000
Travis County Texas 18 $ 1,076,000 $ 59,000 $ 56,000
Yuma County Arizona 17 $ 1,583,000 $ 93,000 $ 145,000
Broward County Florida 17 $ 814,000 $ 47,000 $ 59,000
Washington County Maryland 17 $ 871,000 $ 51,000 $ 48,000
Livingston County New York 17 $ 783,000 $ 46,000 $ 57,000
Skagit County Washington 17 $ 890,000 $ 52,000 $ 75,000
Harrison County West Virginia 17 $ 898,000 $ 52,000 $ 40,000
Orange County Florida 16 $ 619,000 $ 38,000 $ 50,000
Bernalillo County New Mexico 16 $ 679,000 $ 42,000 $ 44,000
Greene County New York 16 $ 777,000 $ 48,000 $ 53,000
Niagara County New York 16 $ 596,000 $ 37,000 $ 39,000
Otsego County New York 16 $ 1,133,000 $ 70,000 $ 49,000
Douglas County Oregon 16 $ 763,000 $ 47,000 $ 46,000
Aiken County South Carolina 16 $ 1,016,000 $ 63,000 $ 46,000
Spokane County Washington 16 $ 819,000 $ 51,000 $ 63,000
Placer County California 15 $ 664,000 $ 44,000 $ 55,000
Pasco County Florida 15 $ 1,002,000 $ 66,000 $ 63,000
Cook County Illinois 15 $ 569,000 $ 37,000 $ 54,000
Delaware County New York 15 $ 1,051,000 $ 70,000 $ 52,000
Washington County New York 15 $ 910,000 $ 60,000 $ 33,000
Deschutes County Oregon 15 $ 695,000 $ 46,000 $ 43,000
Kitsap County Washington 15 $ 688,000 $ 45,000 $ 61,000
Wyoming County West Virginia 15 $ 906,000 $ 60,000 $ 59,000
Humboldt County California 14 $ 720,000 $ 51,000 $ 74,000
Pike County Kentucky 14 $ 850,000 $ 60,000 $ 47,000
Chenango County New York 14 $ 752,000 $ 53,000 $ 42,000
Orange County New York 14 $ 1,072,000 $ 76,000 $ 45,000
Lorain County Ohio 14 $ 512,000 $ 36,000 $ 59,000
Butler County Pennsylvania 14 $ 489,000 $ 34,000 $ 40,000
Greene County Tennessee 14 $ 929,000 $ 66,000 $ 35,000
Medina County Texas 14 $ 1,293,000 $ 92,000 $ 76,000
Benton County Washington 14 $ 504,000 $ 36,000 $ 48,000
Baldwin County Alabama 13 $ 790,000 $ 60,000 $ 91,000
Butte County California 13 $ 644,000 $ 49,000 $ 45,000
Fresno County California 13 $ 554,000 $ 42,000 $ 56,000
Shasta County California 13 $ 537,000 $ 41,000 $ 36,000
Alachua County Florida 13 $ 783,000 $ 60,000 $ 50,000
Suwannee County Florida 13 $ 844,000 $ 64,000 $ 42,000
Champaign County Illinois 13 $ 561,000 $ 43,000 $ 39,000
Green County Kentucky 13 $ 693,000 $ 53,000 $ 32,000
Ouachita County Louisiana 13 $ 872,000 $ 67,000 $ 58,000
Baltimore County Maryland 13 $ 616,000 $ 47,000 $ 54,000
Dakota County Minnesota 13 $ 548,000 $ 42,000 $ 45,000
Missoula County Montana 13 $ 614,000 $ 47,000 $ 40,000
Dutchess County New York 13 $ 1,089,000 $ 83,000 $ 64,000
Onondaga County New York 13 $ 575,000 $ 44,000 $ 44,000
Orleans County New York 13 $ 679,000 $ 52,000 $ 43,000
Anderson County South Carolina 13 $ 719,000 $ 55,000 $ 56,000
Greenville County South Carolina 13 $ 782,000 $ 60,000 $ 40,000
Horry County South Carolina 13 $ 710,000 $ 54,000 $ 63,000
Lexington County South Carolina 13 $ 671,000 $ 51,000 $ 40,000
Putnam County Tennessee 13 $ 678,000 $ 52,000 $ 45,000
Cochise County Arizona 12 $ 589,000 $ 49,000 $ 43,000
El Dorado County California 12 $ 535,000 $ 44,000 $ 67,000
San Joaquin County California 12 $ 637,000 $ 53,000 $ 68,000
Yolo County California 12 $ 431,000 $ 35,000 $ 49,000
Columbia County Florida 12 $ 1,057,000 $ 88,000 $ 56,000
Kootenai County Idaho 12 $ 840,000 $ 70,000 $ 53,000
Hardin County Kentucky 12 $ 639,000 $ 53,000 $ 34,000
Cecil County Maryland 12 $ 753,000 $ 62,000 $ 57,000
Franklin County New York 12 $ 655,000 $ 54,000 $ 39,000
Fulton County New York 12 $ 580,000 $ 48,000 $ 31,000
Tompkins County New York 12 $ 804,000 $ 67,000 $ 42,000
Marion County West Virginia 12 $ 729,000 $ 60,000 $ 44,000
Mohave County Arizona 11 $ 638,000 $ 58,000 $ 60,000
Mendocino County California 11 $ 583,000 $ 53,000 $ 51,000
Nassau County Florida 11 $ 896,000 $ 81,000 $ 52,000
Osceola County Florida 11 $ 385,000 $ 35,000 $ 56,000
Burke County Georgia 11 $ 885,000 $ 80,000 $ 49,000
Washoe County Nevada 11 $ 338,000 $ 30,000 $ 55,000
Cuyahoga County Ohio 11 $ 300,000 $ 27,000 $ 35,000
Cherokee County South Carolina 11 $ 517,000 $ 47,000 $ 36,000
Georgetown County South Carolina 11 $ 561,000 $ 51,000 $ 52,000
Denton County Texas 11 $ 451,000 $ 41,000 $ 39,000
Kendall County Texas 11 $ 1,930,000 $ 175,000 $ 127,000
Chelan County Washington 11 $ 662,000 $ 60,000 $ 53,000
Lewis County Washington 11 $ 681,000 $ 61,000 $ 49,000
Upshur County West Virginia 11 $ 603,000 $ 54,000 $ 58,000
New Castle County Delaware 10 $ 404,000 $ 40,000 $ 50,000
Putnam County Florida 10 $ 595,000 $ 59,000 $ 44,000
Madison County Kentucky 10 $ 562,000 $ 56,000 $ 52,000
Taylor County Kentucky 10 $ 532,000 $ 53,000 $ 40,000
Rensselaer County New York 10 $ 592,000 $ 59,000 $ 68,000
Warren County New York 10 $ 649,000 $ 64,000 $ 30,000
Linn County Oregon 10 $ 320,000 $ 32,000 $ 52,000
Erie County Pennsylvania 10 $ 402,000 $ 40,000 $ 39,000
Fayette County Pennsylvania 10 $ 579,000 $ 57,000 $ 46,000
Lehigh County Pennsylvania 10 $ 463,000 $ 46,000 $ 47,000
Northampton County Pennsylvania 10 $ 499,000 $ 49,000 $ 47,000
Overton County Tennessee 10 $ 548,000 $ 54,000 $ 42,000
Brazoria County Texas 10 $ 775,000 $ 77,000 $ 100,000
Ector County Texas 10 $ 687,000 $ 68,000 $ 79,000
Galveston County Texas 10 $ 802,000 $ 80,000 $ 149,000
Grant County Washington 10 $ 700,000 $ 70,000 $ 55,000
Lincoln County West Virginia 10 $ 672,000 $ 67,000 $ 66,000
Kern County California 9 $ 366,000 $ 40,000 $ 54,000
Adams County Colorado 9 $ 335,000 $ 37,000 $ 49,000
Brevard County Florida 9 $ 402,000 $ 44,000 $ 56,000
Will County Illinois 9 $ 307,000 $ 34,000 $ 46,000
Elkhart County Indiana 9 $ 347,000 $ 38,000 $ 36,000
Bullitt County Kentucky 9 $ 595,000 $ 66,000 $ 54,000
Knox County Kentucky 9 $ 527,000 $ 58,000 $ 50,000
Whitley County Kentucky 9 $ 546,000 $ 60,000 $ 43,000
Ascension County Louisiana 9 $ 318,000 $ 35,000 $ 53,000
Ramsey County Minnesota 9 $ 343,000 $ 38,000 $ 38,000
St. Charles County Missouri 9 $ 364,000 $ 40,000 $ 40,000
Clark County Nevada 9 $ 286,000 $ 31,000 $ 47,000
Carteret County North Carolina 9 $ 365,000 $ 40,000 $ 104,000
McMinn County Tennessee 9 $ 740,000 $ 82,000 $ 43,000
Johnson County Texas 9 $ 585,000 $ 65,000 $ 68,000
Midland County Texas 9 $ 560,000 $ 62,000 $ 55,000
Orange County Texas 9 $ 525,000 $ 58,000 $ 45,000
Smith County Texas 9 $ 398,000 $ 44,000 $ 63,000
Salt Lake County Utah 9 $ 534,000 $ 59,000 $ 57,000
Fairfax County Virginia 9 $ 575,000 $ 63,000 $ 57,000
Whitman County Washington 9 $ 865,000 $ 96,000 $ 62,000
Cabell County West Virginia 9 $ 591,000 $ 65,000 $ 48,000
Lewis County West Virginia 9 $ 648,000 $ 72,000 $ 23,000
Monterey County California 8 $ 713,000 $ 89,000 $ 65,000
Nevada County California 8 $ 381,000 $ 47,000 $ 61,000
Tulare County California 8 $ 362,000 $ 45,000 $ 50,000
Mesa County Colorado 8 $ 331,000 $ 41,000 $ 49,000
Ohio County Kentucky 8 $ 521,000 $ 65,000 $ 43,000
Washtenaw County Michigan 8 $ 268,000 $ 33,000 $ 60,000
Seneca County New York 8 $ 434,000 $ 54,000 $ 41,000
Tioga County New York 8 $ 552,000 $ 69,000 $ 76,000
Brunswick County North Carolina 8 $ 532,000 $ 66,000 $ 60,000
Pitt County North Carolina 8 $ 267,000 $ 33,000 $ 32,000
Williams County North Dakota 8 $ 729,000 $ 91,000 $ 79,000
Geauga County Ohio 8 $ 359,000 $ 44,000 $ 42,000
Greene County Ohio 8 $ 254,000 $ 31,000 $ 31,000
Allegheny County Pennsylvania 8 $ 342,000 $ 42,000 $ 56,000
Centre County Pennsylvania 8 $ 328,000 $ 41,000 $ 51,000
Delaware County Pennsylvania 8 $ 551,000 $ 68,000 $ 52,000
Laurens County South Carolina 8 $ 388,000 $ 48,000 $ 36,000
Orangeburg County South Carolina 8 $ 513,000 $ 64,000 $ 37,000
Obion County Tennessee 8 $ 261,000 $ 32,000 $ 37,000
Bowie County Texas 8 $ 447,000 $ 55,000 $ 52,000
Brazos County Texas 8 $ 340,000 $ 42,000 $ 69,000
El Paso County Texas 8 $ 329,000 $ 41,000 $ 55,000
Parker County Texas 8 $ 424,000 $ 53,000 $ 33,000
Waller County Texas 8 $ 581,000 $ 72,000 $ 109,000
Frederick County Virginia 8 $ 335,000 $ 41,000 $ 57,000
Cowlitz County Washington 8 $ 297,000 $ 37,000 $ 43,000
Sweetwater County Wyoming 8 $ 366,000 $ 45,000 $ 96,000
Coconino County Arizona 7 $ 376,000 $ 53,000 $ 58,000
Union County Arkansas 7 $ 358,000 $ 51,000 $ 54,000
Sutter County California 7 $ 324,000 $ 46,000 $ 82,000
Tuolumne County California 7 $ 371,000 $ 53,000 $ 65,000
Larimer County Colorado 7 $ 239,000 $ 34,000 $ 47,000
Escambia County Florida 7 $ 383,000 $ 54,000 $ 55,000
Walker County Georgia 7 $ 329,000 $ 47,000 $ 40,000
Ada County Idaho 7 $ 183,000 $ 26,000 $ 59,000
Henderson County Kentucky 7 $ 534,000 $ 76,000 $ 87,000
Marion County Kentucky 7 $ 306,000 $ 43,000 $ 18,000
Muhlenberg County Kentucky 7 $ 396,000 $ 56,000 $ 59,000
Pulaski County Kentucky 7 $ 554,000 $ 79,000 $ 91,000
Wayne County Michigan 7 $ 238,000 $ 34,000 $ 48,000
Anoka County Minnesota 7 $ 254,000 $ 36,000 $ 39,000
Washington County Minnesota 7 $ 278,000 $ 39,000 $ 50,000
Cattaraugus County New York 7 $ 539,000 $ 77,000 $ 39,000
Beaufort County North Carolina 7 $ 394,000 $ 56,000 $ 42,000
Buncombe County North Carolina 7 $ 309,000 $ 44,000 $ 33,000
Madison County North Carolina 7 $ 474,000 $ 67,000 $ 29,000
Pender County North Carolina 7 $ 507,000 $ 72,000 $ 49,000
Wood County Ohio 7 $ 391,000 $ 55,000 $ 41,000
Cleveland County Oklahoma 7 $ 423,000 $ 60,000 $ 84,000
Curry County Oregon 7 $ 306,000 $ 43,000 $ 55,000
Polk County Oregon 7 $ 298,000 $ 42,000 $ 48,000
Greene County Pennsylvania 7 $ 450,000 $ 64,000 $ 47,000
Minnehaha County South Dakota 7 $ 280,000 $ 40,000 $ 46,000
Cumberland County Tennessee 7 $ 532,000 $ 76,000 $ 47,000
Monroe County Tennessee 7 $ 420,000 $ 60,000 $ 36,000
Roane County Tennessee 7 $ 396,000 $ 56,000 $ 35,000
Sevier County Tennessee 7 $ 285,000 $ 40,000 $ 31,000
Sullivan County Tennessee 7 $ 389,000 $ 55,000 $ 27,000
White County Tennessee 7 $ 399,000 $ 57,000 $ 35,000
Kerr County Texas 7 $ 400,000 $ 57,000 $ 55,000
Whatcom County Washington 7 $ 486,000 $ 69,000 $ 59,000
Berkeley County West Virginia 7 $ 293,000 $ 41,000 $ 35,000
Putnam County West Virginia 7 $ 374,000 $ 53,000 $ 30,000
Raleigh County West Virginia 7 $ 638,000 $ 91,000 $ 81,000
Taylor County West Virginia 7 $ 519,000 $ 74,000 $ 47,000
Talladega County Alabama 6 $ 309,000 $ 51,000 $ 41,000
Lonoke County Arkansas 6 $ 465,000 $ 77,000 $ 66,000
Saline County Arkansas 6 $ 234,000 $ 39,000 $ 47,000
Madera County California 6 $ 256,000 $ 42,000 $ 50,000
Citrus County Florida 6 $ 196,000 $ 32,000 $ 45,000
Collier County Florida 6 $ 355,000 $ 59,000 $ 67,000
Duval County Florida 6 $ 441,000 $ 73,000 $ 52,000
Jackson County Florida 6 $ 391,000 $ 65,000 $ 65,000
Levy County Florida 6 $ 347,000 $ 57,000 $ 44,000
Wayne County Georgia 6 $ 289,000 $ 48,000 $ 41,000
Johnson County Iowa 6 $ 206,000 $ 34,000 $ 42,000
Boyd County Kentucky 6 $ 323,000 $ 53,000 $ 35,000
Floyd County Kentucky 6 $ 425,000 $ 70,000 $ 42,000
Perry County Kentucky 6 $ 387,000 $ 64,000 $ 68,000
Iberia County Louisiana 6 $ 283,000 $ 47,000 $ 37,000
Union County Louisiana 6 $ 293,000 $ 48,000 $ 50,000
Macomb County Michigan 6 $ 209,000 $ 34,000 $ 40,000
Wright County Minnesota 6 $ 182,000 $ 30,000 $ 43,000
Lincoln County New Mexico 6 $ 499,000 $ 83,000 $ 60,000
Essex County New York 6 $ 370,000 $ 61,000 $ 47,000
Monroe County New York 6 $ 255,000 $ 42,000 $ 36,000
Montgomery County New York 6 $ 253,000 $ 42,000 $ 46,000
Craven County North Carolina 6 $ 349,000 $ 58,000 $ 46,000
Clark County Ohio 6 $ 226,000 $ 37,000 $ 28,000
Franklin County Ohio 6 $ 211,000 $ 35,000 $ 62,000
Lake County Ohio 6 $ 375,000 $ 62,000 $ 51,000
Creek County Oklahoma 6 $ 351,000 $ 58,000 $ 40,000
Wagoner County Oklahoma 6 $ 254,000 $ 42,000 $ 57,000
Luzerne County Pennsylvania 6 $ 291,000 $ 48,000 $ 76,000
Northumberland County Pennsylvania 6 $ 371,000 $ 61,000 $ 42,000
Newberry County South Carolina 6 $ 347,000 $ 57,000 $ 38,000
Oconee County South Carolina 6 $ 390,000 $ 65,000 $ 51,000
Blount County Tennessee 6 $ 456,000 $ 76,000 $ 44,000
Bradley County Tennessee 6 $ 213,000 $ 35,000 $ 38,000
Campbell County Tennessee 6 $ 416,000 $ 69,000 $ 49,000
Hawkins County Tennessee 6 $ 593,000 $ 98,000 $ 55,000
Wilson County Tennessee 6 $ 474,000 $ 79,000 $ 52,000
Bandera County Texas 6 $ 896,000 $ 149,000 $ 82,000
Collin County Texas 6 $ 288,000 $ 48,000 $ 76,000
Dallas County Texas 6 $ 206,000 $ 34,000 $ 50,000
Gregg County Texas 6 $ 281,000 $ 46,000 $ 48,000
Hays County Texas 6 $ 557,000 $ 92,000 $ 65,000
Tarrant County Texas 6 $ 173,000 $ 28,000 $ 59,000
Wise County Virginia 6 $ 527,000 $ 87,000 $ 65,000
Clallam County Washington 6 $ 551,000 $ 91,000 $ 61,000
Walla Walla County Washington 6 $ 205,000 $ 34,000 $ 43,000
Logan County West Virginia 6 $ 469,000 $ 78,000 $ 47,000
Preston County West Virginia 6 $ 306,000 $ 51,000 $ 26,000
Laramie County Wyoming 6 $ 252,000 $ 42,000 $ 47,000
Mobile County Alabama 5 $ 218,000 $ 43,000 $ 39,000
Navajo County Arizona 5 $ 227,000 $ 45,000 $ 55,000
Amador County California 5 $ 225,000 $ 45,000 $ 38,000
El Paso County Colorado 5 $ 193,000 $ 38,000 $ 41,000
Bay County Florida 5 $ 519,000 $ 103,000 $ 82,000
Madison County Florida 5 $ 277,000 $ 55,000 $ 42,000
Marion County Florida 5 $ 292,000 $ 58,000 $ 62,000
Sarasota County Florida 5 $ 237,000 $ 47,000 $ 46,000
Seminole County Florida 5 $ 175,000 $ 35,000 $ 40,000
Catoosa County Georgia 5 $ 221,000 $ 44,000 $ 34,000
Franklin County Illinois 5 $ 177,000 $ 35,000 $ 27,000
Allen County Indiana 5 $ 122,000 $ 24,000 $ 63,000
Clark County Indiana 5 $ 316,000 $ 63,000 $ 42,000
Jennings County Indiana 5 $ 289,000 $ 57,000 $ 58,000
Riley County Kansas 5 $ 189,000 $ 37,000 $ 61,000
Adair County Kentucky 5 $ 278,000 $ 55,000 $ 31,000
Clay County Kentucky 5 $ 300,000 $ 60,000 $ 45,000
Clinton County Kentucky 5 $ 329,000 $ 65,000 $ 63,000
Greenup County Kentucky 5 $ 309,000 $ 61,000 $ 52,000
Hancock County Kentucky 5 $ 286,000 $ 57,000 $ 46,000
Harlan County Kentucky 5 $ 348,000 $ 69,000 $ 51,000
Knott County Kentucky 5 $ 230,000 $ 46,000 $ 37,000
Letcher County Kentucky 5 $ 448,000 $ 89,000 $ 82,000
McLean County Kentucky 5 $ 333,000 $ 66,000 $ 62,000
Montgomery County Kentucky 5 $ 309,000 $ 61,000 $ 50,000
Rowan County Kentucky 5 $ 346,000 $ 69,000 $ 35,000
Beauregard County Louisiana 5 $ 247,000 $ 49,000 $ 57,000
Bossier County Louisiana 5 $ 154,000 $ 30,000 $ 41,000
Calcasieu County Louisiana 5 $ 234,000 $ 46,000 $ 64,000
Wicomico County Maryland 5 $ 270,000 $ 54,000 $ 45,000
Kalamazoo County Michigan 5 $ 211,000 $ 42,000 $ 72,000
Monroe County Michigan 5 $ 313,000 $ 62,000 $ 43,000
Oakland County Michigan 5 $ 117,000 $ 23,000 $ 41,000
Hinds County Mississippi 5 $ 278,000 $ 55,000 $ 51,000
Lincoln County Mississippi 5 $ 287,000 $ 57,000 $ 69,000
Jefferson County Missouri 5 $ 177,000 $ 35,000 $ 46,000
Yellowstone County Montana 5 $ 234,000 $ 46,000 $ 65,000
Douglas County Nevada 5 $ 255,000 $ 51,000 $ 44,000
Lyon County Nevada 5 $ 144,000 $ 28,000 $ 30,000
Suffolk County New York 5 $ 269,000 $ 53,000 $ 86,000
Sullivan County New York 5 $ 306,000 $ 61,000 $ 49,000
Onslow County North Carolina 5 $ 311,000 $ 62,000 $ 62,000
Portage County Ohio 5 $ 267,000 $ 53,000 $ 50,000
Cherokee County Oklahoma 5 $ 224,000 $ 44,000 $ 54,000
Tulsa County Oklahoma 5 $ 159,000 $ 31,000 $ 56,000
Coos County Oregon 5 $ 191,000 $ 38,000 $ 101,000
Tillamook County Oregon 5 $ 236,000 $ 47,000 $ 48,000
Wasco County Oregon 5 $ 218,000 $ 43,000 $ 42,000
Clearfield County Pennsylvania 5 $ 344,000 $ 68,000 $ 49,000
Crawford County Pennsylvania 5 $ 185,000 $ 37,000 $ 44,000
Perry County Pennsylvania 5 $ 279,000 $ 55,000 $ 36,000
Tioga County Pennsylvania 5 $ 247,000 $ 49,000 $ 64,000
Washington County Pennsylvania 5 $ 278,000 $ 55,000 $ 51,000
Pickens County South Carolina 5 $ 214,000 $ 42,000 $ 53,000
York County South Carolina 5 $ 364,000 $ 72,000 $ 59,000
Pennington County South Dakota 5 $ 265,000 $ 53,000 $ 45,000
Cocke County Tennessee 5 $ 356,000 $ 71,000 $ 67,000
Hamilton County Tennessee 5 $ 197,000 $ 39,000 $ 44,000
Henry County Tennessee 5 $ 282,000 $ 56,000 $ 236,000
Knox County Tennessee 5 $ 314,000 $ 62,000 $ 44,000
Morgan County Tennessee 5 $ 304,000 $ 60,000 $ 34,000
Washington County Tennessee 5 $ 305,000 $ 61,000 $ 44,000
Weakley County Tennessee 5 $ 238,000 $ 47,000 $ 27,000
Bastrop County Texas 5 $ 249,000 $ 49,000 $ 97,000
Frio County Texas 5 $ 255,000 $ 51,000 $ 71,000
Hidalgo County Texas 5 $ 192,000 $ 38,000 $ 38,000
Houston County Texas 5 $ 388,000 $ 77,000 $ 66,000
Kaufman County Texas 5 $ 483,000 $ 96,000 $ 94,000
Polk County Texas 5 $ 480,000 $ 96,000 $ 68,000
Campbell County Virginia 5 $ 181,000 $ 36,000 $ 37,000
Lee County Virginia 5 $ 287,000 $ 57,000 $ 46,000
Newport News County Virginia 5 $ 294,000 $ 58,000 $ 57,000
Kittitas County Washington 5 $ 266,000 $ 53,000 $ 34,000
Stevens County Washington 5 $ 295,000 $ 59,000 $ 59,000
Yakima County Washington 5 $ 217,000 $ 43,000 $ 43,000
Nicholas County West Virginia 5 $ 257,000 $ 51,000 $ 48,000
Wayne County West Virginia 5 $ 338,000 $ 67,000 $ 43,000
Campbell County Wyoming 5 $ 207,000 $ 41,000 $ 42,000
Chilton County Alabama 4 $ 152,000 $ 38,000 $ 29,000
Houston County Alabama 4 $ 196,000 $ 49,000 $ 28,000
Jackson County Alabama 4 $ 197,000 $ 49,000 $ 48,000
Jefferson County Alabama 4 $ 193,000 $ 48,000 $ 35,000
Madison County Alabama 4 $ 161,000 $ 40,000 $ 73,000
Morgan County Alabama 4 $ 186,000 $ 46,000 $ 49,000
St. Clair County Alabama 4 $ 110,000 $ 27,000 $ 32,000
Tuscaloosa County Alabama 4 $ 313,000 $ 78,000 $ 64,000
Ashley County Arkansas 4 $ 236,000 $ 59,000 $ 32,000
Conway County Arkansas 4 $ 265,000 $ 66,000 $ 50,000
White County Arkansas 4 $ 164,000 $ 41,000 $ 32,000
Imperial County California 4 $ 123,000 $ 30,000 $ 65,000
Baker County Florida 4 $ 285,000 $ 71,000 $ 51,000
Clay County Florida 4 $ 401,000 $ 100,000 $ 61,000
Gilchrist County Florida 4 $ 131,000 $ 32,000 $ 36,000
Okaloosa County Florida 4 $ 307,000 $ 76,000 $ 50,000
Palm Beach County Florida 4 $ 158,000 $ 39,000 $ 45,000
Brantley County Georgia 4 $ 259,000 $ 64,000 $ 39,000
Murray County Georgia 4 $ 190,000 $ 47,000 $ 28,000
Pierce County Georgia 4 $ 194,000 $ 48,000 $ 52,000
Richmond County Georgia 4 $ 256,000 $ 64,000 $ 144,000
Ware County Georgia 4 $ 239,000 $ 59,000 $ 29,000
Whitfield County Georgia 4 $ 162,000 $ 40,000 $ 32,000
Worth County Georgia 4 $ 186,000 $ 46,000 $ 40,000
Effingham County Illinois 4 $ 180,000 $ 45,000 $ 48,000
McHenry County Illinois 4 $ 268,000 $ 67,000 $ 51,000
Saline County Illinois 4 $ 279,000 $ 69,000 $ 45,000
Shelby County Illinois 4 $ 183,000 $ 45,000 $ 45,000
Williamson County Illinois 4 $ 209,000 $ 52,000 $ 40,000
Bartholomew County Indiana 4 $ 177,000 $ 44,000 $ 24,000
Jackson County Indiana 4 $ 199,000 $ 49,000 $ 48,000
Madison County Indiana 4 $ 86,000 $ 21,000 $ 37,000
Porter County Indiana 4 $ 107,000 $ 26,000 $ 46,000
Tippecanoe County Indiana 4 $ 85,000 $ 21,000 $ 35,000
Vanderburgh County Indiana 4 $ 212,000 $ 53,000 $ 38,000
Linn County Iowa 4 $ 145,000 $ 36,000 $ 35,000
Allen County Kentucky 4 $ 172,000 $ 43,000 $ 31,000
Bell County Kentucky 4 $ 303,000 $ 75,000 $ 34,000
Carter County Kentucky 4 $ 280,000 $ 70,000 $ 39,000
Casey County Kentucky 4 $ 179,000 $ 44,000 $ 25,000
Garrard County Kentucky 4 $ 279,000 $ 69,000 $ 61,000
Grayson County Kentucky 4 $ 202,000 $ 50,000 $ 48,000
Hopkins County Kentucky 4 $ 230,000 $ 57,000 $ 45,000
Jefferson County Kentucky 4 $ 82,000 $ 20,000 $ 30,000
Leslie County Kentucky 4 $ 327,000 $ 81,000 $ 46,000
Lincoln County Kentucky 4 $ 312,000 $ 78,000 $ 51,000
Magoffin County Kentucky 4 $ 231,000 $ 57,000 $ 55,000
Russell County Kentucky 4 $ 306,000 $ 76,000 $ 78,000
East Feliciana County Louisiana 4 $ 180,000 $ 45,000 $ 51,000
Lafayette County Louisiana 4 $ 265,000 $ 66,000 $ 58,000
Livingston County Louisiana 4 $ 235,000 $ 58,000 $ 49,000
Plaquemines County Louisiana 4 $ 174,000 $ 43,000 $ 36,000
St. Mary County Louisiana 4 $ 210,000 $ 52,000 $ 48,000
Webster County Louisiana 4 $ 228,000 $ 57,000 $ 57,000
Carroll County Maryland 4 $ 231,000 $ 57,000 $ 71,000
Dorchester County Maryland 4 $ 180,000 $ 45,000 $ 30,000
Harford County Maryland 4 $ 215,000 $ 53,000 $ 42,000
Kent County Michigan 4 $ 128,000 $ 32,000 $ 44,000
St. Louis County Minnesota 4 $ 212,000 $ 53,000 $ 49,000
Jones County Mississippi 4 $ 232,000 $ 58,000 $ 41,000
Walthall County Mississippi 4 $ 221,000 $ 55,000 $ 64,000
Boone County Missouri 4 $ 65,000 $ 16,000 $ 28,000
Dawson County Montana 4 $ 215,000 $ 53,000 $ 52,000
Humboldt County Nevada 4 $ 362,000 $ 90,000 $ 67,000
McKinley County New Mexico 4 $ 218,000 $ 54,000 $ 39,000
Rio Arriba County New Mexico 4 $ 402,000 $ 100,000 $ 70,000
Allegany County New York 4 $ 223,000 $ 55,000 $ 28,000
Lewis County New York 4 $ 246,000 $ 61,000 $ 58,000
Schenectady County New York 4 $ 242,000 $ 60,000 $ 47,000
Haywood County North Carolina 4 $ 161,000 $ 40,000 $ 35,000
Johnston County North Carolina 4 $ 206,000 $ 51,000 $ 64,000
Pamlico County North Carolina 4 $ 165,000 $ 41,000 $ 50,000
Sampson County North Carolina 4 $ 260,000 $ 65,000 $ 41,000
Wayne County North Carolina 4 $ 290,000 $ 72,000 $ 60,000
Ward County North Dakota 4 $ 243,000 $ 60,000 $ 49,000
Hamilton County Ohio 4 $ 161,000 $ 40,000 $ 47,000
Lawrence County Ohio 4 $ 334,000 $ 83,000 $ 49,000
Ottawa County Ohio 4 $ 197,000 $ 49,000 $ 47,000
Tuscarawas County Ohio 4 $ 240,000 $ 60,000 $ 37,000
Washington County Oklahoma 4 $ 225,000 $ 56,000 $ 43,000
Columbia County Oregon 4 $ 125,000 $ 31,000 $ 46,000
Josephine County Oregon 4 $ 225,000 $ 56,000 $ 64,000
Klamath County Oregon 4 $ 164,000 $ 41,000 $ 44,000
Umatilla County Oregon 4 $ 262,000 $ 65,000 $ 46,000
Bradford County Pennsylvania 4 $ 221,000 $ 55,000 $ 35,000
Indiana County Pennsylvania 4 $ 209,000 $ 52,000 $ 43,000
Lackawanna County Pennsylvania 4 $ 201,000 $ 50,000 $ 63,000
Lycoming County Pennsylvania 4 $ 254,000 $ 63,000 $ 49,000
Charleston County South Carolina 4 $ 181,000 $ 45,000 $ 46,000
Edgefield County South Carolina 4 $ 319,000 $ 79,000 $ 75,000
Meade County South Dakota 4 $ 247,000 $ 61,000 $ 40,000
Anderson County Tennessee 4 $ 236,000 $ 59,000 $ 43,000
Carter County Tennessee 4 $ 256,000 $ 64,000 $ 35,000
Claiborne County Tennessee 4 $ 344,000 $ 86,000 $ 40,000
Clay County Tennessee 4 $ 265,000 $ 66,000 $ 32,000
Davidson County Tennessee 4 $ 111,000 $ 27,000 $ 31,000
Hamblen County Tennessee 4 $ 227,000 $ 56,000 $ 32,000
Jackson County Tennessee 4 $ 133,000 $ 33,000 $ 86,000
Marion County Tennessee 4 $ 290,000 $ 72,000 $ 55,000
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Mortgage Loan Application Detail Totals for Credit Human Federal Credit Union in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 8,569 $518,789,000 $60,000 $1,000,000 $54,000 $1,092,000
Refinancing 2,957 $185,184,000 $62,000 $532,000 $60,000 $960,000
Home Improvement 536 $17,810,000 $33,000 $250,000 $96,000 $772,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 9,393 $554,126,000 $58,000 $532,000 $57,000 $1,092,000
Hispanic 1,349 $83,503,000 $61,000 $383,000 $58,000 $850,000
Not Provided 679 $42,035,000 $61,000 $1,000,000 $66,000 $601,000
Black or African American 371 $24,147,000 $65,000 $400,000 $53,000 $660,000
Asian 197 $13,738,000 $69,000 $367,000 $65,000 $257,000
American Indian or Alaskan Native 57 $3,316,000 $58,000 $141,000 $58,000 $366,000
Native Hawaiian or Other Pacific Islander 16 $918,000 $57,000 $124,000 $52,000 $112,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 12,062 $721,783,000 $59,000 $1,000,000 $57,000 $1,092,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 5,712 $342,031,000 $59,000 $1,000,000 $51,000 $1,092,000
Loan Originated 3,097 $178,535,000 $57,000 $414,000 $63,000 $601,000
Application Approved But Not Accepted 3,056 $184,058,000 $60,000 $600,000 $63,000 $772,000
Application Withdrawn By Applicant 194 $16,760,000 $86,000 $397,000 $85,000 $960,000
Preapproval Approved but not Accepted 2 $238,000 $119,000 $190,000 $69,000 $90,000
File Closed For Incompleteness 1 $161,000 $161,000 $161,000 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 250 $18,720,000 $74,000 $374,000 $63,000 $550,000
Debt-To-Income Ratio 237 $23,354,000 $98,000 $1,000,000 $51,000 $223,000
Collateral 58 $4,315,000 $74,000 $360,000 $86,000 $276,000
Insufficient Cash (Downpayment, Closing Cost) 23 $2,695,000 $117,000 $401,000 $73,000 $199,000
Other 8 $455,000 $56,000 $190,000 $70,000 $211,000
Employment History 7 $354,000 $50,000 $108,000 $61,000 $130,000
Credit Application Incomplete 5 $258,000 $51,000 $110,000 $56,000 $192,000
Unverifiable Information 4 $430,000 $107,000 $162,000 $53,000 $105,000
Mortgage Insurance Denied 1 $316,000 $316,000 $316,000 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Credit Human Federal Credit Union's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Credit Human Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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