Credit Human Federal Credit Un Mortgage Lending & HMDA Data, 2012
In 2012, Credit Human Federal Credit Un of San Antonio, TX reported 12,062 mortgage applications totaling $721.8 million, up 10% from 2011. The average application was for $59,839, and applicants reported an average income of $57,337. 26% of its applications resulted in an originated loan and 47% were denied. Its largest markets were San Antonio-New Braunfels, TX (916), San Jose-Sunnyvale-Santa Clara, CA (354) and San Diego-Carlsbad-San Marcos, CA (286) (applications in parentheses).
| Mortgage Company & Address | Credit Human Federal Credit Un 6061 Ih 10 West San Antonio, TX 78215 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 12,062 |
| Total Mortgage Loan Application Amount | $721,783,000 |
| Average Mortgage Loan Application Amount | $59,839 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $57,337 |
| Highest Applicant Income | $1,092,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Credit Human Federal Credit Un filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Antonio-New Braunfels, TX | 916 | $ 59,754,000 | $ 65,233 | $ 73,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 354 | $ 29,886,000 | $ 84,423 | $ 78,000 |
| San Diego-Carlsbad-San Marcos, CA | 286 | $ 16,567,000 | $ 57,926 | $ 62,000 |
| Houston-Sugar Land-Baytown, TX | 249 | $ 17,008,000 | $ 68,305 | $ 108,000 |
| Los Angeles-Long Beach-Glendale, CA | 247 | $ 17,608,000 | $ 71,287 | $ 68,000 |
| Santa Ana-Anaheim-Irvine, CA | 226 | $ 15,208,000 | $ 67,292 | $ 82,000 |
| Phoenix-Mesa-Glendale, AZ | 223 | $ 10,823,000 | $ 48,533 | $ 63,000 |
| Riverside-San Bernardino-Ontario, CA | 172 | $ 8,571,000 | $ 49,831 | $ 68,000 |
| Oakland-Fremont-Hayward, CA | 163 | $ 10,092,000 | $ 61,914 | $ 66,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 144 | $ 9,433,000 | $ 65,506 | $ 62,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 142 | $ 6,272,000 | $ 44,169 | $ 56,535 |
| Rochester, NY | 132 | $ 6,797,000 | $ 51,492 | $ 48,000 |
| Santa Rosa-Petaluma, CA | 124 | $ 5,774,000 | $ 46,564 | $ 56,000 |
| Albany-Schenectady-Troy, NY | 115 | $ 6,408,000 | $ 55,721 | $ 54,000 |
| Seattle-Bellevue-Everett, WA | 110 | $ 5,515,000 | $ 50,136 | $ 59,000 |
| Syracuse, NY | 93 | $ 5,042,000 | $ 54,215 | $ 43,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 87 | $ 3,583,000 | $ 41,183 | $ 55,000 |
| Baltimore-Towson, MD | 85 | $ 4,214,000 | $ 49,576 | $ 54,000 |
| Philadelphia, PA | 84 | $ 5,309,000 | $ 63,202 | $ 49,000 |
| Utica-Rome, NY | 75 | $ 4,612,000 | $ 61,493 | $ 49,000 |
| Napa, CA | 71 | $ 5,143,000 | $ 72,436 | $ 68,000 |
| Tampa-St. Petersburg-Clearwater, FL | 65 | $ 3,898,000 | $ 59,969 | $ 61,000 |
| San Francisco-San Mateo-Redwood City, CA | 61 | $ 4,517,000 | $ 74,049 | $ 76,000 |
| Prescott, AZ | 60 | $ 3,025,000 | $ 50,416 | $ 58,000 |
| Pittsburgh, PA | 58 | $ 2,807,000 | $ 48,396 | $ 48,000 |
| Eugene-Springfield, OR | 56 | $ 2,488,000 | $ 44,428 | $ 56,000 |
| Harrisburg-Carlisle, PA | 51 | $ 2,376,000 | $ 46,588 | $ 41,000 |
| Orlando-Kissimmee-Sanford, FL | 50 | $ 1,790,000 | $ 35,800 | $ 49,000 |
| Tacoma, WA | 48 | $ 2,947,000 | $ 61,395 | $ 63,000 |
| San Luis Obispo-Paso Robles, CA | 47 | $ 3,517,000 | $ 74,829 | $ 72,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 46 | $ 1,744,000 | $ 37,913 | $ 45,000 |
| Charleston, WV | 42 | $ 2,599,000 | $ 61,880 | $ 50,000 |
| Salem, OR | 42 | $ 1,790,000 | $ 42,619 | $ 52,000 |
| Augusta-Richmond County, GA-SC | 40 | $ 2,892,000 | $ 72,300 | $ 60,000 |
| Vallejo-Fairfield, CA | 40 | $ 1,995,000 | $ 49,875 | $ 60,000 |
| Buffalo-Niagara Falls, NY | 39 | $ 1,949,000 | $ 49,974 | $ 45,000 |
| Cape Coral-Fort Myers, FL | 39 | $ 1,702,000 | $ 43,641 | $ 62,000 |
| Cleveland-Elyria-Mentor, OH | 39 | $ 1,546,000 | $ 39,641 | $ 48,000 |
| Tucson, AZ | 38 | $ 1,647,000 | $ 43,342 | $ 43,000 |
| Austin-Round Rock-San Marcos, TX | 37 | $ 2,433,000 | $ 65,756 | $ 68,000 |
| Morgantown, WV | 35 | $ 1,970,000 | $ 56,285 | $ 47,000 |
| Dallas-Plano-Irving, TX | 34 | $ 1,726,000 | $ 50,764 | $ 58,000 |
| Olympia, WA | 33 | $ 1,815,000 | $ 55,000 | $ 60,000 |
| Reading, PA | 31 | $ 2,074,000 | $ 66,903 | $ 50,000 |
| Chicago-Joliet-Naperville, IL | 30 | $ 1,214,000 | $ 40,466 | $ 52,000 |
| Lancaster, PA | 30 | $ 1,419,000 | $ 47,300 | $ 46,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 30 | $ 3,010,000 | $ 100,333 | $ 76,000 |
| Huntington-Ashland, WV-KY-OH | 29 | $ 1,895,000 | $ 65,344 | $ 44,896 |
| Lakeland-Winter Haven, FL | 29 | $ 1,621,000 | $ 55,896 | $ 60,000 |
| Louisville/Jefferson County, KY-IN | 28 | $ 1,603,000 | $ 57,250 | $ 43,428 |
| Binghamton, NY | 27 | $ 1,823,000 | $ 67,518 | $ 57,000 |
| Jacksonville, FL | 27 | $ 2,078,000 | $ 76,962 | $ 51,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 27 | $ 2,161,000 | $ 80,037 | $ 55,000 |
| Baton Rouge, LA | 26 | $ 1,196,000 | $ 46,000 | $ 53,000 |
| Greenville-Mauldin-Easley, SC | 26 | $ 1,384,000 | $ 53,230 | $ 41,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 26 | $ 1,735,000 | $ 66,730 | $ 44,000 |
| York-Hanover, PA | 26 | $ 1,245,000 | $ 47,884 | $ 38,000 |
| Fort Worth-Arlington, TX | 25 | $ 1,286,000 | $ 51,440 | $ 52,000 |
| Glens Falls, NY | 25 | $ 1,559,000 | $ 62,360 | $ 32,000 |
| Hagerstown-Martinsburg, MD-WV | 25 | $ 1,191,000 | $ 47,640 | $ 43,840 |
| North Port-Bradenton-Sarasota, FL | 25 | $ 1,096,000 | $ 43,840 | $ 60,000 |
| St. Louis, MO-IL | 25 | $ 1,141,000 | $ 45,640 | $ 47,040 |
| Tulsa, OK | 24 | $ 1,047,000 | $ 43,625 | $ 51,000 |
| Chattanooga, TN-GA | 23 | $ 1,110,000 | $ 48,260 | $ 41,826 |
| Evansville, IN-KY | 23 | $ 1,508,000 | $ 65,565 | $ 56,478 |
| Spartanburg, SC | 23 | $ 1,251,000 | $ 54,391 | $ 42,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 22 | $ 1,105,000 | $ 50,227 | $ 46,000 |
| Columbia, SC | 22 | $ 1,260,000 | $ 57,272 | $ 45,000 |
| Wilmington, DE-MD-NJ | 22 | $ 1,157,000 | $ 52,590 | $ 53,818 |
| Asheville, NC | 21 | $ 1,037,000 | $ 49,380 | $ 34,000 |
| Cincinnati-Middletown, OH-KY-IN | 21 | $ 1,114,000 | $ 53,047 | $ 41,619 |
| Des Moines-West Des Moines, IA | 21 | $ 797,000 | $ 37,952 | $ 51,000 |
| Dover, DE | 21 | $ 1,314,000 | $ 62,571 | $ 46,000 |
| Albuquerque, NM | 20 | $ 918,000 | $ 45,900 | $ 47,000 |
| Elmira, NY | 20 | $ 1,242,000 | $ 62,100 | $ 46,000 |
| Kingston, NY | 20 | $ 1,459,000 | $ 72,950 | $ 58,000 |
| Knoxville, TN | 20 | $ 1,371,000 | $ 68,550 | $ 43,000 |
| Lebanon, PA | 20 | $ 1,208,000 | $ 60,400 | $ 43,000 |
| Santa Cruz-Watsonville, CA | 20 | $ 2,321,000 | $ 116,050 | $ 61,000 |
| Birmingham-Hoover, AL | 19 | $ 751,000 | $ 39,526 | $ 38,000 |
| Medford, OR | 19 | $ 929,000 | $ 48,894 | $ 47,000 |
| Monroe, LA | 19 | $ 1,165,000 | $ 61,315 | $ 55,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 18 | $ 740,000 | $ 41,111 | $ 48,000 |
| Modesto, CA | 18 | $ 651,000 | $ 36,166 | $ 50,000 |
| Punta Gorda, FL | 18 | $ 1,029,000 | $ 57,166 | $ 62,000 |
| Wilmington, NC | 18 | $ 1,227,000 | $ 68,166 | $ 61,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 17 | $ 814,000 | $ 47,882 | $ 59,000 |
| Gainesville, FL | 17 | $ 914,000 | $ 53,764 | $ 47,000 |
| Kingsport-Bristol-Bristol, TN-VA | 17 | $ 1,259,000 | $ 74,058 | $ 39,764 |
| Mount Vernon-Anacortes, WA | 17 | $ 890,000 | $ 52,352 | $ 75,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 17 | $ 889,000 | $ 52,294 | $ 41,764 |
| Yuma, AZ | 17 | $ 1,583,000 | $ 93,117 | $ 145,000 |
| Little Rock-North Little Rock-Conway, AR | 16 | $ 896,000 | $ 56,000 | $ 56,000 |
| Spokane, WA | 16 | $ 819,000 | $ 51,187 | $ 63,000 |
| Bend, OR | 15 | $ 695,000 | $ 46,333 | $ 43,000 |
| Bremerton-Silverdale, WA | 15 | $ 688,000 | $ 45,866 | $ 61,000 |
| Elizabethtown, KY | 15 | $ 764,000 | $ 50,933 | $ 34,000 |
| Kennewick-Pasco-Richland, WA | 15 | $ 615,000 | $ 41,000 | $ 48,000 |
| Oklahoma City, OK | 15 | $ 875,000 | $ 58,333 | $ 65,000 |
| Warren-Troy-Farmington Hills, MI | 15 | $ 500,000 | $ 33,333 | $ 42,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 15 | $ 886,000 | $ 59,066 | $ 51,866 |
| Beaumont-Port Arthur, TX | 14 | $ 792,000 | $ 56,571 | $ 51,000 |
| Anderson, SC | 13 | $ 719,000 | $ 55,307 | $ 56,000 |
| Champaign-Urbana, IL | 13 | $ 561,000 | $ 43,153 | $ 39,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 13 | $ 793,000 | $ 61,000 | $ 75,615 |
| Chico, CA | 13 | $ 644,000 | $ 49,538 | $ 45,000 |
| Columbus, OH | 13 | $ 482,000 | $ 37,076 | $ 55,000 |
| Fresno, CA | 13 | $ 554,000 | $ 42,615 | $ 56,000 |
| Missoula, MT | 13 | $ 614,000 | $ 47,230 | $ 40,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 13 | $ 710,000 | $ 54,615 | $ 63,000 |
| Redding, CA | 13 | $ 537,000 | $ 41,307 | $ 36,000 |
| Toledo, OH | 13 | $ 687,000 | $ 52,846 | $ 46,000 |
| Coeur D'Alene, ID | 12 | $ 840,000 | $ 70,000 | $ 53,000 |
| Ithaca, NY | 12 | $ 804,000 | $ 67,000 | $ 42,000 |
| Stockton, CA | 12 | $ 637,000 | $ 53,083 | $ 68,000 |
| Denver-Aurora-Broomfield, CO | 11 | $ 399,000 | $ 36,272 | $ 47,000 |
| Jackson, MS | 11 | $ 562,000 | $ 51,090 | $ 107,000 |
| Lake Havasu City-Kingman, AZ | 11 | $ 638,000 | $ 58,000 | $ 60,000 |
| Owensboro, KY | 11 | $ 683,000 | $ 62,090 | $ 54,000 |
| Reno-Sparks, NV | 11 | $ 338,000 | $ 30,727 | $ 55,000 |
| Scranton--Wilkes-Barre, PA | 11 | $ 532,000 | $ 48,363 | $ 67,000 |
| Wenatchee-East Wenatchee, WA | 11 | $ 662,000 | $ 60,181 | $ 53,000 |
| College Station-Bryan, TX | 10 | $ 439,000 | $ 43,900 | $ 64,000 |
| Dayton, OH | 10 | $ 341,000 | $ 34,100 | $ 42,000 |
| Erie, PA | 10 | $ 402,000 | $ 40,200 | $ 39,000 |
| Longview, TX | 10 | $ 554,000 | $ 55,400 | $ 47,000 |
| Odessa, TX | 10 | $ 687,000 | $ 68,700 | $ 79,000 |
| Pensacola-Ferry Pass-Brent, FL | 10 | $ 767,000 | $ 76,700 | $ 52,000 |
| Salt Lake City, UT | 10 | $ 628,000 | $ 62,800 | $ 60,000 |
| Valdosta, GA | 10 | $ 557,000 | $ 55,700 | $ 80,000 |
| Bakersfield-Delano, CA | 9 | $ 366,000 | $ 40,666 | $ 54,000 |
| Clarksville, TN-KY | 9 | $ 477,000 | $ 53,000 | $ 59,666 |
| Elkhart-Goshen, IN | 9 | $ 347,000 | $ 38,555 | $ 36,000 |
| Johnson City, TN | 9 | $ 561,000 | $ 62,333 | $ 40,000 |
| Las Vegas-Paradise, NV | 9 | $ 286,000 | $ 31,777 | $ 47,000 |
| Lexington-Fayette, KY | 9 | $ 483,000 | $ 53,666 | $ 47,000 |
| Lynchburg, VA | 9 | $ 448,000 | $ 49,777 | $ 34,000 |
| Midland, TX | 9 | $ 560,000 | $ 62,222 | $ 55,000 |
| Morristown, TN | 9 | $ 513,000 | $ 57,000 | $ 41,000 |
| Palm Bay-Melbourne-Titusville, FL | 9 | $ 402,000 | $ 44,666 | $ 56,000 |
| Rapid City, SD | 9 | $ 512,000 | $ 56,888 | $ 43,000 |
| Texarkana, Tx-Texarkana, AR | 9 | $ 516,000 | $ 57,333 | $ 47,666 |
| Tyler, TX | 9 | $ 398,000 | $ 44,222 | $ 63,000 |
| Ann Arbor, MI | 8 | $ 268,000 | $ 33,500 | $ 60,000 |
| Cleveland, TN | 8 | $ 300,000 | $ 37,500 | $ 39,000 |
| Dalton, GA | 8 | $ 352,000 | $ 44,000 | $ 30,000 |
| El Paso, TX | 8 | $ 329,000 | $ 41,125 | $ 55,000 |
| Fort Smith, AR-OK | 8 | $ 363,000 | $ 45,375 | $ 43,000 |
| Grand Junction, CO | 8 | $ 331,000 | $ 41,375 | $ 49,000 |
| Greenville, NC | 8 | $ 267,000 | $ 33,375 | $ 32,000 |
| Longview, WA | 8 | $ 297,000 | $ 37,125 | $ 43,000 |
| Memphis, TN-MS-AR | 8 | $ 502,000 | $ 62,750 | $ 37,000 |
| Raleigh-Cary, NC | 8 | $ 368,000 | $ 46,000 | $ 56,000 |
| Salinas, CA | 8 | $ 713,000 | $ 89,125 | $ 65,000 |
| Shreveport-Bossier City, LA | 8 | $ 309,000 | $ 38,625 | $ 41,000 |
| Sioux Falls, SD | 8 | $ 305,000 | $ 38,125 | $ 49,000 |
| State College, PA | 8 | $ 328,000 | $ 41,000 | $ 51,000 |
| Tuscaloosa, AL | 8 | $ 527,000 | $ 65,875 | $ 59,000 |
| Visalia-Porterville, CA | 8 | $ 362,000 | $ 45,250 | $ 50,000 |
| Winchester, VA-WV | 8 | $ 335,000 | $ 41,875 | $ 57,000 |
| Akron, OH | 7 | $ 305,000 | $ 43,571 | $ 48,000 |
| Albany, GA | 7 | $ 405,000 | $ 57,857 | $ 42,000 |
| Bellingham, WA | 7 | $ 486,000 | $ 69,428 | $ 59,000 |
| Boise City-Nampa, ID | 7 | $ 183,000 | $ 26,142 | $ 59,000 |
| Corpus Christi, TX | 7 | $ 236,000 | $ 33,714 | $ 90,000 |
| Detroit-Livonia-Dearborn, MI | 7 | $ 238,000 | $ 34,000 | $ 48,000 |
| Dothan, AL | 7 | $ 335,000 | $ 47,857 | $ 43,000 |
| Flagstaff, AZ | 7 | $ 376,000 | $ 53,714 | $ 58,000 |
| Fort Collins-Loveland, CO | 7 | $ 239,000 | $ 34,142 | $ 47,000 |
| Gary, IN | 7 | $ 243,000 | $ 34,714 | $ 43,000 |
| Indianapolis-Carmel, IN | 7 | $ 282,000 | $ 40,285 | $ 48,000 |
| Lafayette, LA | 7 | $ 398,000 | $ 56,857 | $ 58,000 |
| Yuba City, CA | 7 | $ 324,000 | $ 46,285 | $ 82,000 |
| Billings, MT | 6 | $ 298,000 | $ 49,666 | $ 60,000 |
| Brunswick, GA | 6 | $ 388,000 | $ 64,666 | $ 43,000 |
| Cheyenne, WY | 6 | $ 252,000 | $ 42,000 | $ 47,000 |
| Grand Rapids-Wyoming, MI | 6 | $ 176,000 | $ 29,333 | $ 40,000 |
| Iowa City, IA | 6 | $ 206,000 | $ 34,333 | $ 42,000 |
| Kansas City, MO-KS | 6 | $ 271,000 | $ 45,166 | $ 51,333 |
| Madera-Chowchilla, CA | 6 | $ 256,000 | $ 42,666 | $ 50,000 |
| Montgomery, AL | 6 | $ 321,000 | $ 53,500 | $ 50,000 |
| Naples-Marco Island, FL | 6 | $ 355,000 | $ 59,166 | $ 67,000 |
| Ogden-Clearfield, UT | 6 | $ 234,000 | $ 39,000 | $ 39,000 |
| Salisbury, MD | 6 | $ 281,000 | $ 46,833 | $ 40,000 |
| Springfield, OH | 6 | $ 226,000 | $ 37,666 | $ 28,000 |
| Atlanta-Sandy Springs-Marietta, GA | 5 | $ 280,000 | $ 56,000 | $ 71,000 |
| Colorado Springs, CO | 5 | $ 193,000 | $ 38,600 | $ 41,000 |
| Decatur, AL | 5 | $ 197,000 | $ 39,400 | $ 45,000 |
| Fayetteville, NC | 5 | $ 276,000 | $ 55,200 | $ 46,000 |
| Fort Wayne, IN | 5 | $ 122,000 | $ 24,400 | $ 63,000 |
| Hattiesburg, MS | 5 | $ 267,000 | $ 53,400 | $ 34,000 |
| Jacksonville, NC | 5 | $ 311,000 | $ 62,200 | $ 62,000 |
| Kalamazoo-Portage, MI | 5 | $ 211,000 | $ 42,200 | $ 72,000 |
| Lake Charles, LA | 5 | $ 234,000 | $ 46,800 | $ 64,000 |
| Manhattan, KS | 5 | $ 189,000 | $ 37,800 | $ 61,000 |
| McAllen-Edinburg-Mission, TX | 5 | $ 192,000 | $ 38,400 | $ 38,000 |
| Mobile, AL | 5 | $ 218,000 | $ 43,600 | $ 39,000 |
| Monroe, MI | 5 | $ 313,000 | $ 62,600 | $ 43,000 |
| Nassau-Suffolk, NY | 5 | $ 269,000 | $ 53,800 | $ 86,000 |
| New Orleans-Metairie-Kenner, LA | 5 | $ 220,000 | $ 44,000 | $ 44,000 |
| Ocala, FL | 5 | $ 292,000 | $ 58,400 | $ 62,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 5 | $ 519,000 | $ 103,800 | $ 82,000 |
| Yakima, WA | 5 | $ 217,000 | $ 43,400 | $ 43,000 |
| Abilene, TX | 4 | $ 296,000 | $ 74,000 | $ 51,000 |
| Amarillo, TX | 4 | $ 184,000 | $ 46,000 | $ 59,000 |
| Anderson, IN | 4 | $ 86,000 | $ 21,500 | $ 37,000 |
| Cedar Rapids, IA | 4 | $ 145,000 | $ 36,250 | $ 35,000 |
| Charleston-North Charleston-Summerville, SC | 4 | $ 181,000 | $ 45,250 | $ 46,000 |
| Columbia, MO | 4 | $ 65,000 | $ 16,250 | $ 28,000 |
| Columbus, IN | 4 | $ 177,000 | $ 44,250 | $ 24,000 |
| Crestview-Fort Walton Beach-Destin, FL | 4 | $ 307,000 | $ 76,750 | $ 50,000 |
| Duluth, MN-WI | 4 | $ 212,000 | $ 53,000 | $ 49,000 |
| El Centro, CA | 4 | $ 123,000 | $ 30,750 | $ 65,000 |
| Goldsboro, NC | 4 | $ 290,000 | $ 72,500 | $ 60,000 |
| Gulfport-Biloxi, MS | 4 | $ 199,000 | $ 49,750 | $ 37,000 |
| Houma-Bayou Cane-Thibodaux, LA | 4 | $ 328,000 | $ 82,000 | $ 60,000 |
| Huntsville, AL | 4 | $ 161,000 | $ 40,250 | $ 73,000 |
| Joplin, MO | 4 | $ 129,000 | $ 32,250 | $ 34,000 |
| Lafayette, IN | 4 | $ 85,000 | $ 21,250 | $ 35,000 |
| Lansing-East Lansing, MI | 4 | $ 141,000 | $ 35,250 | $ 48,000 |
| Oshkosh-Neenah, WI | 4 | $ 161,000 | $ 40,250 | $ 55,000 |
| Pine Bluff, AR | 4 | $ 203,000 | $ 50,750 | $ 64,000 |
| Sherman-Denison, TX | 4 | $ 191,000 | $ 47,750 | $ 61,000 |
| Springfield, MO | 4 | $ 134,000 | $ 33,500 | $ 38,000 |
| Tallahassee, FL | 4 | $ 303,000 | $ 75,750 | $ 38,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 4 | $ 158,000 | $ 39,500 | $ 45,000 |
| Williamsport, PA | 4 | $ 254,000 | $ 63,500 | $ 49,000 |
| Alexandria, LA | 3 | $ 134,000 | $ 44,666 | $ 60,000 |
| Bloomington-Normal, IL | 3 | $ 120,000 | $ 40,000 | $ 81,000 |
| Bowling Green, KY | 3 | $ 132,000 | $ 44,000 | $ 39,000 |
| Canton-Massillon, OH | 3 | $ 71,000 | $ 23,666 | $ 39,000 |
| Carson City, NV | 3 | $ 76,000 | $ 25,333 | $ 41,000 |
| Farmington, NM | 3 | $ 127,000 | $ 42,333 | $ 65,000 |
| Florence, SC | 3 | $ 188,000 | $ 62,666 | $ 41,000 |
| Gadsden, AL | 3 | $ 144,000 | $ 48,000 | $ 43,000 |
| Greeley, CO | 3 | $ 135,000 | $ 45,000 | $ 35,000 |
| Greensboro-High Point, NC | 3 | $ 108,000 | $ 36,000 | $ 47,000 |
| Hanford-Corcoran, CA | 3 | $ 76,000 | $ 25,333 | $ 59,000 |
| Harrisonburg, VA | 3 | $ 88,000 | $ 29,333 | $ 24,000 |
| Hickory-Lenoir-Morganton, NC | 3 | $ 140,000 | $ 46,666 | $ 40,000 |
| Holland-Grand Haven, MI | 3 | $ 80,000 | $ 26,666 | $ 59,000 |
| Killeen-Temple-Fort Hood, TX | 3 | $ 169,000 | $ 56,333 | $ 57,000 |
| Laredo, TX | 3 | $ 282,000 | $ 94,000 | $ 110,000 |
| Lewiston, ID-WA | 3 | $ 221,000 | $ 73,666 | $ 56,000 |
| Merced, CA | 3 | $ 136,000 | $ 45,333 | $ 96,000 |
| Omaha-Council Bluffs, NE-IA | 3 | $ 103,000 | $ 34,333 | $ 45,666 |
| Parkersburg-Marietta-Vienna, WV-OH | 3 | $ 188,000 | $ 62,666 | $ 34,000 |
| Port St. Lucie, FL | 3 | $ 335,000 | $ 111,666 | $ 58,000 |
| Provo-Orem, UT | 3 | $ 156,000 | $ 52,000 | $ 40,000 |
| Springfield, IL | 3 | $ 129,000 | $ 43,000 | $ 52,000 |
| Wichita, KS | 3 | $ 141,000 | $ 47,000 | $ 80,000 |
| Youngstown-Warren-Boardman, OH-PA | 3 | $ 160,000 | $ 53,333 | $ 37,000 |
| Ames, IA | 2 | $ 65,000 | $ 32,500 | $ 46,000 |
| Anniston-Oxford, AL | 2 | $ 88,000 | $ 44,000 | $ 39,000 |
| Appleton, WI | 2 | $ 54,000 | $ 27,000 | $ 62,000 |
| Bay City, MI | 2 | $ 42,000 | $ 21,000 | $ 79,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 200,000 | $ 100,000 | $ 42,000 |
| Brownsville-Harlingen, TX | 2 | $ 82,000 | $ 41,000 | $ 51,000 |
| Casper, WY | 2 | $ 99,000 | $ 49,500 | $ 86,000 |
| Corvallis, OR | 2 | $ 145,000 | $ 72,500 | $ 68,000 |
| Dubuque, IA | 2 | $ 76,000 | $ 38,000 | $ 41,000 |
| Flint, MI | 2 | $ 65,000 | $ 32,500 | $ 45,000 |
| Jackson, MI | 2 | $ 36,000 | $ 18,000 | $ 25,000 |
| Jonesboro, AR | 2 | $ 85,000 | $ 42,500 | $ 25,000 |
| Lubbock, TX | 2 | $ 113,000 | $ 56,500 | $ 54,000 |
| Madison, WI | 2 | $ 60,000 | $ 30,000 | $ 37,000 |
| Miami-Miami Beach-Kendall, FL | 2 | $ 81,000 | $ 40,500 | $ 30,000 |
| Niles-Benton Harbor, MI | 2 | $ 45,000 | $ 22,500 | $ 29,000 |
| Pascagoula, MS | 2 | $ 47,000 | $ 23,500 | $ 57,000 |
| Peoria, IL | 2 | $ 69,000 | $ 34,500 | $ 40,000 |
| Rockford, IL | 2 | $ 66,000 | $ 33,000 | $ 31,000 |
| Rocky Mount, NC | 2 | $ 48,000 | $ 24,000 | $ 53,000 |
| Sebastian-Vero Beach, FL | 2 | $ 57,000 | $ 28,500 | $ 33,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 56,000 | $ 28,000 | $ 26,000 |
| St. Cloud, MN | 2 | $ 62,000 | $ 31,000 | $ 34,000 |
| Topeka, KS | 2 | $ 51,000 | $ 25,500 | $ 25,000 |
| Waco, TX | 2 | $ 76,000 | $ 38,000 | $ 44,000 |
| Waterloo-Cedar Falls, IA | 2 | $ 76,000 | $ 38,000 | $ 31,000 |
| Wichita Falls, TX | 2 | $ 95,000 | $ 47,500 | $ 119,000 |
| Winston-Salem, NC | 2 | $ 52,000 | $ 26,000 | $ 31,000 |
| Altoona, PA | 1 | $ 84,000 | $ 84,000 | $ 37,000 |
| Battle Creek, MI | 1 | $ 55,000 | $ 55,000 | $ 55,000 |
| Bloomington, IN | 1 | $ 41,000 | $ 41,000 | $ 57,000 |
| Boulder, CO | 1 | $ 53,000 | $ 53,000 | $ 84,000 |
| Burlington, NC | 1 | $ 48,000 | $ 48,000 | $ 34,000 |
| Cape Girardeau-Jackson, MO-IL | 1 | $ 34,000 | $ 34,000 | $ 35,000 |
| Charlottesville, VA | 1 | $ 93,000 | $ 93,000 | $ 44,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 49,000 | $ 49,000 | $ 36,000 |
| Fargo, ND-MN | 1 | $ 26,000 | $ 26,000 | $ 20,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 68,000 | $ 68,000 | $ 28,000 |
| Florence-Muscle Shoals, AL | 1 | $ 33,000 | $ 33,000 | $ 83,000 |
| Fond Du Lac, WI | 1 | $ 26,000 | $ 26,000 | $ 42,000 |
| Grand Forks, ND-MN | 1 | $ 61,000 | $ 61,000 | $ 60,000 |
| Great Falls, MT | 1 | $ 56,000 | $ 56,000 | $ 36,000 |
| Green Bay, WI | 1 | $ 23,000 | $ 23,000 | $ 30,000 |
| Hinesville-Fort Stewart, GA | 1 | $ 66,000 | $ 66,000 | $ 112,000 |
| Idaho Falls, ID | 1 | $ 17,000 | $ 17,000 | $ 32,000 |
| Jackson, TN | 1 | $ 67,000 | $ 67,000 | $ 54,000 |
| Lake County-Kenosha County, IL-WI | 1 | $ 76,000 | $ 76,000 | $ 51,000 |
| Las Cruces, NM | 1 | $ 34,000 | $ 34,000 | $ 36,000 |
| Macon, GA | 1 | $ 66,000 | $ 66,000 | $ 38,000 |
| Mansfield, OH | 1 | $ 19,000 | $ 19,000 | $ 20,000 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 34,000 | $ 34,000 | $ 37,000 |
| Muncie, IN | 1 | $ 42,000 | $ 42,000 | $ 67,000 |
| Pocatello, ID | 1 | $ 22,000 | $ 22,000 | $ 38,000 |
| Pueblo, CO | 1 | $ 43,000 | $ 43,000 | $ 42,000 |
| Richmond, VA | 1 | $ 53,000 | $ 53,000 | $ 32,000 |
| Roanoke, VA | 1 | $ 13,000 | $ 13,000 | $ 31,000 |
| Rome, GA | 1 | $ 76,000 | $ 76,000 | $ 58,000 |
| Santa Fe, NM | 1 | $ 86,000 | $ 86,000 | $ 55,000 |
| Savannah, GA | 1 | $ 36,000 | $ 36,000 | $ 42,000 |
| Sheboygan, WI | 1 | $ 44,000 | $ 44,000 | $ 80,000 |
| Steubenville-Weirton, OH-WV | 1 | $ 48,000 | $ 48,000 | $ 48,000 |
| Victoria, TX | 1 | $ 23,000 | $ 23,000 | $ 168,000 |
| Wheeling, WV-OH | 1 | $ 28,000 | $ 28,000 | $ 25,000 |
Mortgage Loan Application Detail Totals for Credit Human Federal Credit Un in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 8,569 | $518,789,000 | $60,000 | $1,000,000 | $54,000 | $1,092,000 |
| Refinancing | 2,957 | $185,184,000 | $62,000 | $532,000 | $60,000 | $960,000 |
| Home Improvement | 536 | $17,810,000 | $33,000 | $250,000 | $96,000 | $772,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,393 | $554,126,000 | $58,000 | $532,000 | $57,000 | $1,092,000 |
| Hispanic | 1,349 | $83,503,000 | $61,000 | $383,000 | $58,000 | $850,000 |
| Not Provided | 679 | $42,035,000 | $61,000 | $1,000,000 | $66,000 | $601,000 |
| Black or African American | 371 | $24,147,000 | $65,000 | $400,000 | $53,000 | $660,000 |
| Asian | 197 | $13,738,000 | $69,000 | $367,000 | $65,000 | $257,000 |
| American Indian or Alaskan Native | 57 | $3,316,000 | $58,000 | $141,000 | $58,000 | $366,000 |
| Native Hawaiian or Other Pacific Islander | 16 | $918,000 | $57,000 | $124,000 | $52,000 | $112,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,062 | $721,783,000 | $59,000 | $1,000,000 | $57,000 | $1,092,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 5,712 | $342,031,000 | $59,000 | $1,000,000 | $51,000 | $1,092,000 |
| Loan Originated | 3,097 | $178,535,000 | $57,000 | $414,000 | $63,000 | $601,000 |
| Application Approved But Not Accepted | 3,056 | $184,058,000 | $60,000 | $600,000 | $63,000 | $772,000 |
| Application Withdrawn By Applicant | 194 | $16,760,000 | $86,000 | $397,000 | $85,000 | $960,000 |
| Preapproval Approved but not Accepted | 2 | $238,000 | $119,000 | $190,000 | $69,000 | $90,000 |
| File Closed For Incompleteness | 1 | $161,000 | $161,000 | $161,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 250 | $18,720,000 | $74,000 | $374,000 | $63,000 | $550,000 |
| Debt-To-Income Ratio | 237 | $23,354,000 | $98,000 | $1,000,000 | $51,000 | $223,000 |
| Collateral | 58 | $4,315,000 | $74,000 | $360,000 | $86,000 | $276,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 23 | $2,695,000 | $117,000 | $401,000 | $73,000 | $199,000 |
| Other | 8 | $455,000 | $56,000 | $190,000 | $70,000 | $211,000 |
| Employment History | 7 | $354,000 | $50,000 | $108,000 | $61,000 | $130,000 |
| Credit Application Incomplete | 5 | $258,000 | $51,000 | $110,000 | $56,000 | $192,000 |
| Unverifiable Information | 4 | $430,000 | $107,000 | $162,000 | $53,000 | $105,000 |
| Mortgage Insurance Denied | 1 | $316,000 | $316,000 | $316,000 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Credit Human Federal Credit Un's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Credit Human Federal Credit Un's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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