Credit Human Federal Credit Un Mortgage Lending & HMDA Data, 2016

In 2016, Credit Human Federal Credit Un of San Antonio, TX reported 21,891 mortgage applications totaling $1.6 billion, up 10% from 2015. The average application was for $71,387, and applicants reported an average income of $59,885. 14% of its applications resulted in an originated loan and 70% were denied. Its largest markets were San Antonio-New Braunfels, TX (839), Houston-The Woodlands-Sugar Land, TX (714) and Baton Rouge, LA (510) (applications in parentheses).

Mortgage Company & Address Credit Human Federal Credit Un
6061 Ih 10 West
San Antonio, TX 78215
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 21,891
Total Mortgage Loan Application Amount $1,562,740,000
Average Mortgage Loan Application Amount $71,387
Highest Mortgage Loan Application Amount $930,000
Average Applicant Income $59,885
Highest Applicant Income $1,746,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Credit Human Federal Credit Un filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Credit Human Federal Credit Un by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Bexar, Texas 594 $ 40,005,000 $ 67,348 $ 66,000
San Diego, California 463 $ 39,332,000 $ 84,950 $ 72,000
Los Angeles, California 402 $ 32,003,000 $ 79,609 $ 75,000
Orange, California 351 $ 32,818,000 $ 93,498 $ 87,000
Santa Clara, California 345 $ 44,211,000 $ 128,147 $ 100,000
Harris, Texas 334 $ 22,631,000 $ 67,757 $ 64,000
Ascension, Louisiana 209 $ 12,902,000 $ 61,732 $ 54,000
Maricopa, Arizona 201 $ 10,530,000 $ 52,388 $ 67,000
San Bernardino, California 168 $ 10,143,000 $ 60,375 $ 67,000
Riverside, California 165 $ 9,109,000 $ 55,206 $ 64,000
Alameda, California 158 $ 18,760,000 $ 118,734 $ 87,000
El Paso, Texas 153 $ 8,495,000 $ 55,522 $ 42,000
San Juan, New Mexico 145 $ 10,672,000 $ 73,600 $ 50,000
Ventura, California 144 $ 13,142,000 $ 91,263 $ 76,000
Travis, Texas 140 $ 8,154,000 $ 58,242 $ 48,000
Livingston, Louisiana 135 $ 8,912,000 $ 66,014 $ 57,000
Montgomery, Texas 131 $ 9,280,000 $ 70,839 $ 84,000
Brazos, Texas 105 $ 6,125,000 $ 58,333 $ 54,000
Sonoma, California 103 $ 9,814,000 $ 95,281 $ 77,000
Sacramento, California 100 $ 5,802,000 $ 58,020 $ 71,000
Pinal, Arizona 87 $ 5,048,000 $ 58,022 $ 75,000
Contra Costa, California 86 $ 7,177,000 $ 83,453 $ 70,000
Marion, Oregon 83 $ 4,296,000 $ 51,759 $ 56,000
Snohomish, Washington 79 $ 5,734,000 $ 72,582 $ 64,000
Yavapai, Arizona 76 $ 4,591,000 $ 60,407 $ 59,000
Saratoga, New York 76 $ 4,108,000 $ 54,052 $ 53,000
King, Washington 72 $ 5,171,000 $ 71,819 $ 69,000
Pima, Arizona 71 $ 4,443,000 $ 62,577 $ 50,000
Guadalupe, Texas 70 $ 5,019,000 $ 71,700 $ 68,000
Liberty, Texas 69 $ 4,971,000 $ 72,043 $ 73,000
Clackamas, Oregon 67 $ 4,313,000 $ 64,373 $ 62,000
Napa, California 65 $ 7,385,000 $ 113,615 $ 96,000
Adams, Colorado 65 $ 4,262,000 $ 65,569 $ 76,000
Brazoria, Texas 64 $ 4,065,000 $ 63,515 $ 72,000
East Baton Rouge, Louisiana 62 $ 3,854,000 $ 62,161 $ 48,000
Angelina, Texas 61 $ 3,704,000 $ 60,721 $ 56,000
Clark, Washington 61 $ 4,844,000 $ 79,409 $ 64,000
San Luis Obispo, California 57 $ 5,588,000 $ 98,035 $ 76,000
Calcasieu, Louisiana 57 $ 3,416,000 $ 59,929 $ 60,000
Dona Ana, New Mexico 57 $ 3,780,000 $ 66,315 $ 41,000
Pinellas, Florida 56 $ 3,346,000 $ 59,750 $ 67,000
Victoria, Texas 56 $ 3,244,000 $ 57,928 $ 47,000
Lee, Florida 54 $ 3,583,000 $ 66,351 $ 83,000
Pierce, Washington 54 $ 4,099,000 $ 75,907 $ 68,000
Lane, Oregon 53 $ 2,787,000 $ 52,584 $ 52,000
Ector, Texas 53 $ 4,602,000 $ 86,830 $ 82,000
Solano, California 51 $ 3,627,000 $ 71,117 $ 69,000
Smith, Texas 50 $ 3,305,000 $ 66,100 $ 62,000
Terrebonne, Louisiana 48 $ 2,969,000 $ 61,854 $ 48,000
Deschutes, Oregon 47 $ 2,965,000 $ 63,085 $ 52,000
Lake, Florida 46 $ 2,941,000 $ 63,934 $ 64,000
Comal, Texas 46 $ 3,939,000 $ 85,630 $ 76,000
Saline, Arkansas 45 $ 2,712,000 $ 60,266 $ 67,000
Hays, Texas 45 $ 3,128,000 $ 69,511 $ 48,000
Brevard, Florida 44 $ 2,254,000 $ 51,227 $ 56,000
Hillsborough, Florida 44 $ 2,505,000 $ 56,931 $ 70,000
Volusia, Florida 44 $ 1,870,000 $ 42,500 $ 49,000
Washington, Oregon 43 $ 2,735,000 $ 63,604 $ 63,000
Placer, California 42 $ 2,714,000 $ 64,619 $ 57,000
San Joaquin, California 42 $ 2,709,000 $ 64,500 $ 63,000
Bastrop, Texas 41 $ 2,767,000 $ 67,487 $ 55,000
San Mateo, California 40 $ 6,107,000 $ 152,675 $ 105,000
Weld, Colorado 40 $ 2,548,000 $ 63,700 $ 49,000
Atascosa, Texas 40 $ 2,494,000 $ 62,350 $ 69,000
Salt Lake, Utah 40 $ 1,835,000 $ 45,875 $ 44,000
Ontario, New York 39 $ 2,214,000 $ 56,769 $ 61,000
Tarrant, Texas 39 $ 2,226,000 $ 57,076 $ 62,000
Calhoun, Alabama 37 $ 2,223,000 $ 60,081 $ 44,000
Tangipahoa, Louisiana 37 $ 2,652,000 $ 71,675 $ 56,000
Anne Arundel, Maryland 37 $ 1,975,000 $ 53,378 $ 53,000
Galveston, Texas 37 $ 2,334,000 $ 63,081 $ 50,000
Monongalia, West Virginia 37 $ 2,148,000 $ 58,054 $ 56,000
Broward, Florida 36 $ 1,798,000 $ 49,944 $ 61,000
Henderson, Texas 36 $ 2,385,000 $ 66,250 $ 58,000
Tuscaloosa, Alabama 35 $ 1,939,000 $ 55,400 $ 43,000
Stanislaus, California 35 $ 1,958,000 $ 55,942 $ 63,000
Pike, Kentucky 35 $ 2,610,000 $ 74,571 $ 47,000
Oneida, New York 35 $ 3,041,000 $ 86,885 $ 67,000
Midland, Texas 35 $ 2,418,000 $ 69,085 $ 59,000
White, Arkansas 34 $ 2,151,000 $ 63,264 $ 54,000
Caddo, Louisiana 34 $ 2,811,000 $ 82,676 $ 50,000
Lafourche, Louisiana 34 $ 2,138,000 $ 62,882 $ 50,000
Ouachita, Louisiana 34 $ 1,872,000 $ 55,058 $ 56,000
St. James, Louisiana 34 $ 2,279,000 $ 67,029 $ 42,000
Eddy, New Mexico 34 $ 2,609,000 $ 76,735 $ 56,000
Buncombe, North Carolina 34 $ 1,977,000 $ 58,147 $ 44,000
Grimes, Texas 34 $ 2,298,000 $ 67,588 $ 53,000
Lee, Alabama 33 $ 2,106,000 $ 63,818 $ 75,000
Greenville, South Carolina 33 $ 1,961,000 $ 59,424 $ 46,000
East Feliciana, Louisiana 32 $ 1,929,000 $ 60,281 $ 51,000
Iberville, Louisiana 32 $ 1,876,000 $ 58,625 $ 43,000
Rio Arriba, New Mexico 32 $ 2,322,000 $ 72,562 $ 42,000
Oswego, New York 32 $ 2,687,000 $ 83,968 $ 59,000
St. Lawrence, New York 32 $ 2,358,000 $ 73,687 $ 68,000
Muskogee, Oklahoma 32 $ 2,033,000 $ 63,531 $ 72,000
Wilson, Texas 32 $ 2,534,000 $ 79,187 $ 69,000
Morgan, Alabama 31 $ 1,922,000 $ 62,000 $ 68,000
Assumption, Louisiana 31 $ 2,296,000 $ 74,064 $ 55,000
Creek, Oklahoma 31 $ 2,520,000 $ 81,290 $ 63,000
Hardin, Texas 31 $ 2,460,000 $ 79,354 $ 72,000
Jackson, Oregon 30 $ 1,904,000 $ 63,466 $ 47,000
Anderson, Texas 30 $ 2,053,000 $ 68,433 $ 83,000
Pasco, Florida 29 $ 1,593,000 $ 54,931 $ 61,000
Horry, South Carolina 29 $ 2,215,000 $ 76,379 $ 56,000
Medina, Texas 29 $ 1,871,000 $ 64,517 $ 67,000
Kanawha, West Virginia 29 $ 1,856,000 $ 64,000 $ 40,000
Baldwin, Alabama 28 $ 1,918,000 $ 68,500 $ 52,000
Coconino, Arizona 28 $ 2,197,000 $ 78,464 $ 87,000
Butte, California 28 $ 1,424,000 $ 50,857 $ 53,000
Laurel, Kentucky 28 $ 1,730,000 $ 61,785 $ 45,000
Lancaster, Pennsylvania 28 $ 1,636,000 $ 58,428 $ 50,000
Sevier, Tennessee 28 $ 1,996,000 $ 71,285 $ 49,000
Bell, Texas 28 $ 1,609,000 $ 57,464 $ 55,000
Kerr, Texas 28 $ 2,124,000 $ 75,857 $ 67,000
Wood, Texas 28 $ 2,030,000 $ 72,500 $ 63,000
Spokane, Washington 28 $ 1,674,000 $ 59,785 $ 59,000
Orange, Florida 27 $ 1,384,000 $ 51,259 $ 55,000
Washoe, Nevada 27 $ 1,271,000 $ 47,074 $ 42,000
Ulster, New York 27 $ 1,813,000 $ 67,148 $ 61,000
Berks, Pennsylvania 27 $ 2,139,000 $ 79,222 $ 63,000
Colleton, South Carolina 27 $ 1,971,000 $ 73,000 $ 61,000
Spartanburg, South Carolina 27 $ 1,753,000 $ 64,925 $ 54,000
Ellis, Texas 27 $ 1,711,000 $ 63,370 $ 48,000
Nacogdoches, Texas 27 $ 1,778,000 $ 65,851 $ 56,000
Cochise, Arizona 26 $ 2,201,000 $ 84,653 $ 54,000
Navajo, Arizona 26 $ 1,773,000 $ 68,192 $ 57,000
Santa Barbara, California 26 $ 2,002,000 $ 77,000 $ 75,000
Kent, Delaware 26 $ 1,736,000 $ 66,769 $ 59,000
Lafayette, Louisiana 26 $ 1,409,000 $ 54,192 $ 42,000
Brunswick, North Carolina 26 $ 1,596,000 $ 61,384 $ 56,000
Rogers, Oklahoma 26 $ 2,052,000 $ 78,923 $ 51,000
Jasper, Texas 26 $ 1,752,000 $ 67,384 $ 56,000
Orange, Texas 26 $ 1,691,000 $ 65,038 $ 83,000
Potter, Texas 26 $ 1,762,000 $ 67,769 $ 53,000
Randall, Texas 26 $ 1,960,000 $ 75,384 $ 88,000
El Dorado, California 25 $ 1,518,000 $ 60,720 $ 63,000
Marin, California 25 $ 2,946,000 $ 117,840 $ 130,000
Jones, Mississippi 25 $ 1,678,000 $ 67,120 $ 52,000
Tate, Mississippi 25 $ 1,876,000 $ 75,040 $ 58,000
Orange, New York 25 $ 1,559,000 $ 62,360 $ 62,000
Linn, Oregon 25 $ 1,578,000 $ 63,120 $ 59,000
Dallas, Texas 25 $ 1,385,000 $ 55,400 $ 65,000
Fort Bend, Texas 25 $ 2,381,000 $ 95,240 $ 95,000
Johnson, Texas 25 $ 1,843,000 $ 73,720 $ 88,000
Thurston, Washington 25 $ 2,111,000 $ 84,440 $ 61,000
Apache, Arizona 24 $ 1,720,000 $ 71,666 $ 50,000
Monterey, California 24 $ 1,882,000 $ 78,416 $ 67,000
Santa Cruz, California 24 $ 3,854,000 $ 160,583 $ 75,000
Shasta, California 24 $ 1,069,000 $ 44,541 $ 53,000
Kootenai, Idaho 24 $ 1,317,000 $ 54,875 $ 38,000
Santa Fe, New Mexico 24 $ 2,033,000 $ 84,708 $ 44,000
Otsego, New York 24 $ 2,156,000 $ 89,833 $ 56,000
Burleson, Texas 24 $ 1,554,000 $ 64,750 $ 46,000
Caldwell, Texas 24 $ 1,393,000 $ 58,041 $ 62,000
Van Zandt, Texas 24 $ 1,862,000 $ 77,583 $ 53,000
Garland, Arkansas 23 $ 1,430,000 $ 62,173 $ 44,000
Fresno, California 23 $ 950,000 $ 41,304 $ 53,000
Manatee, Florida 23 $ 1,267,000 $ 55,086 $ 59,000
Polk, Florida 23 $ 1,205,000 $ 52,391 $ 59,000
Madison, New York 23 $ 1,562,000 $ 67,913 $ 53,000
Tulsa, Oklahoma 23 $ 1,484,000 $ 64,521 $ 53,000
Polk, Oregon 23 $ 1,161,000 $ 50,478 $ 58,000
Navarro, Texas 23 $ 1,666,000 $ 72,434 $ 54,000
Logan, West Virginia 23 $ 1,556,000 $ 67,652 $ 35,000
Putnam, West Virginia 23 $ 1,499,000 $ 65,173 $ 55,000
Cullman, Alabama 22 $ 1,249,000 $ 56,772 $ 55,000
Boulder, Colorado 22 $ 1,294,000 $ 58,818 $ 53,000
Sussex, Delaware 22 $ 1,243,000 $ 56,500 $ 67,000
Ada, Idaho 22 $ 1,287,000 $ 58,500 $ 41,000
Knox, Kentucky 22 $ 1,339,000 $ 60,863 $ 41,000
Rapides, Louisiana 22 $ 1,424,000 $ 64,727 $ 53,000
Yamhill, Oregon 22 $ 1,612,000 $ 73,272 $ 59,000
Cherokee, Texas 22 $ 1,604,000 $ 72,909 $ 73,000
Kaufman, Texas 22 $ 1,808,000 $ 82,181 $ 61,000
Polk, Texas 22 $ 1,364,000 $ 62,000 $ 72,000
Skagit, Washington 22 $ 1,442,000 $ 65,545 $ 68,000
Boone, West Virginia 22 $ 1,277,000 $ 58,045 $ 44,000
Mohave, Arizona 21 $ 1,196,000 $ 56,952 $ 98,000
Faulkner, Arkansas 21 $ 1,246,000 $ 59,333 $ 60,000
Bossier, Louisiana 21 $ 1,633,000 $ 77,761 $ 62,000
Panola, Mississippi 21 $ 1,373,000 $ 65,380 $ 36,000
Rankin, Mississippi 21 $ 1,590,000 $ 75,714 $ 69,000
Herkimer, New York 21 $ 1,599,000 $ 76,142 $ 49,000
Chester, Pennsylvania 21 $ 1,104,000 $ 52,571 $ 48,000
Jefferson, Tennessee 21 $ 2,020,000 $ 96,190 $ 41,000
Chambers, Texas 21 $ 1,620,000 $ 77,142 $ 73,000
Grayson, Texas 21 $ 1,285,000 $ 61,190 $ 142,000
Hidalgo, Texas 21 $ 1,090,000 $ 51,904 $ 66,000
Robertson, Texas 21 $ 1,567,000 $ 74,619 $ 53,000
Kitsap, Washington 21 $ 1,378,000 $ 65,619 $ 56,000
Craighead, Arkansas 20 $ 1,320,000 $ 66,000 $ 48,000
Pulaski, Arkansas 20 $ 1,302,000 $ 65,100 $ 54,000
Mesa, Colorado 20 $ 1,031,000 $ 51,550 $ 35,000
Harrison, Mississippi 20 $ 1,319,000 $ 65,950 $ 54,000
Jefferson, Missouri 20 $ 965,000 $ 48,250 $ 50,000
Clark, Nevada 20 $ 1,108,000 $ 55,400 $ 49,000
Bernalillo, New Mexico 20 $ 1,079,000 $ 53,950 $ 77,000
Douglas, Oregon 20 $ 1,126,000 $ 56,300 $ 65,000
Madison, Alabama 19 $ 1,094,000 $ 57,578 $ 45,000
Larimer, Colorado 19 $ 820,000 $ 43,157 $ 52,000
Lea, New Mexico 19 $ 1,950,000 $ 102,631 $ 105,000
Cayuga, New York 19 $ 1,330,000 $ 70,000 $ 61,000
Jefferson, New York 19 $ 971,000 $ 51,105 $ 73,000
Cherokee, Oklahoma 19 $ 1,246,000 $ 65,578 $ 58,000
Cumberland, Pennsylvania 19 $ 1,098,000 $ 57,789 $ 48,000
York, Pennsylvania 19 $ 1,093,000 $ 57,526 $ 143,000
Bandera, Texas 19 $ 1,187,000 $ 62,473 $ 89,000
Hopkins, Texas 19 $ 1,298,000 $ 68,315 $ 67,000
Leon, Texas 19 $ 1,480,000 $ 77,894 $ 105,000
Newton, Texas 19 $ 1,308,000 $ 68,842 $ 59,000
Nueces, Texas 19 $ 1,355,000 $ 71,315 $ 74,000
Rusk, Texas 19 $ 1,435,000 $ 75,526 $ 60,000
Williamson, Texas 19 $ 1,398,000 $ 73,578 $ 81,000
Union, Arkansas 18 $ 1,204,000 $ 66,888 $ 60,000
El Paso, Colorado 18 $ 903,000 $ 50,166 $ 47,000
Sarasota, Florida 18 $ 1,338,000 $ 74,333 $ 60,000
Whitley, Kentucky 18 $ 1,056,000 $ 58,666 $ 43,000
Natchitoches, Louisiana 18 $ 1,093,000 $ 60,722 $ 49,000
Broome, New York 18 $ 1,538,000 $ 85,444 $ 53,000
Chenango, New York 18 $ 1,541,000 $ 85,611 $ 47,000
Henderson, North Carolina 18 $ 1,078,000 $ 59,888 $ 42,000
Aiken, South Carolina 18 $ 1,266,000 $ 70,333 $ 48,000
Laurens, South Carolina 18 $ 1,346,000 $ 74,777 $ 40,000
Lexington, South Carolina 18 $ 1,189,000 $ 66,055 $ 56,000
Lubbock, Texas 18 $ 1,109,000 $ 61,611 $ 70,000
Trinity, Texas 18 $ 1,206,000 $ 67,000 $ 69,000
Waller, Texas 18 $ 1,455,000 $ 80,833 $ 70,000
Etowah, Alabama 17 $ 1,271,000 $ 74,764 $ 91,000
Lawrence, Alabama 17 $ 926,000 $ 54,470 $ 45,000
Shelby, Alabama 17 $ 1,059,000 $ 62,294 $ 42,000
Talladega, Alabama 17 $ 1,093,000 $ 64,294 $ 51,000
Leon, Florida 17 $ 1,374,000 $ 80,823 $ 41,000
Boone, Kentucky 17 $ 1,041,000 $ 61,235 $ 39,000
Otero, New Mexico 17 $ 1,131,000 $ 66,529 $ 70,000
Clinton, New York 17 $ 1,065,000 $ 62,647 $ 50,000
Wayne, New York 17 $ 805,000 $ 47,352 $ 57,000
Le Flore, Oklahoma 17 $ 876,000 $ 51,529 $ 44,000
Wagoner, Oklahoma 17 $ 927,000 $ 54,529 $ 49,000
Sullivan, Tennessee 17 $ 1,363,000 $ 80,176 $ 46,000
Bowie, Texas 17 $ 1,110,000 $ 65,294 $ 67,000
Lincoln, West Virginia 17 $ 1,174,000 $ 69,058 $ 56,000
Cleburne, Arkansas 16 $ 967,000 $ 60,437 $ 58,000
Tuolumne, California 16 $ 1,162,000 $ 72,625 $ 61,000
Montezuma, Colorado 16 $ 1,475,000 $ 92,187 $ 53,000
West Baton Rouge, Louisiana 16 $ 861,000 $ 53,812 $ 42,000
Pike, Mississippi 16 $ 1,136,000 $ 71,000 $ 61,000
Erie, New York 16 $ 886,000 $ 55,375 $ 60,000
Lehigh, Pennsylvania 16 $ 567,000 $ 35,437 $ 59,000
Knox, Tennessee 16 $ 1,000,000 $ 62,500 $ 42,000
Denton, Texas 16 $ 839,000 $ 52,437 $ 45,000
Jackson, Texas 16 $ 872,000 $ 54,500 $ 57,000
San Jacinto, Texas 16 $ 1,234,000 $ 77,125 $ 68,000
Wise, Virginia 16 $ 1,064,000 $ 66,500 $ 45,000
Mingo, West Virginia 16 $ 1,140,000 $ 71,250 $ 60,000
St. Clair, Alabama 15 $ 963,000 $ 64,200 $ 40,000
Tulare, California 15 $ 639,000 $ 42,600 $ 70,000
Bay, Florida 15 $ 1,174,000 $ 78,266 $ 42,000
Collier, Florida 15 $ 789,000 $ 52,600 $ 65,000
Okaloosa, Florida 15 $ 1,128,000 $ 75,200 $ 50,000
Hopkins, Kentucky 15 $ 1,168,000 $ 77,866 $ 78,000
Ohio, Kentucky 15 $ 1,424,000 $ 94,933 $ 51,000
Webster, Louisiana 15 $ 843,000 $ 56,200 $ 61,000
Lincoln, Mississippi 15 $ 916,000 $ 61,066 $ 58,000
Albany, New York 15 $ 1,064,000 $ 70,933 $ 55,000
Multnomah, Oregon 15 $ 722,000 $ 48,133 $ 65,000
Lebanon, Pennsylvania 15 $ 872,000 $ 58,133 $ 45,000
Austin, Texas 15 $ 1,042,000 $ 69,466 $ 67,000
Collin, Texas 15 $ 885,000 $ 59,000 $ 50,000
Freestone, Texas 15 $ 1,286,000 $ 85,733 $ 79,000
Gonzales, Texas 15 $ 1,119,000 $ 74,600 $ 63,000
Harrison, Texas 15 $ 1,082,000 $ 72,133 $ 41,000
Jefferson, Texas 15 $ 885,000 $ 59,000 $ 64,000
McLennan, Texas 15 $ 809,000 $ 53,933 $ 52,000
Parker, Texas 15 $ 769,000 $ 51,266 $ 79,000
Tyler, Texas 15 $ 1,261,000 $ 84,066 $ 64,000
Walker, Texas 15 $ 966,000 $ 64,400 $ 57,000
Elmore, Alabama 14 $ 822,000 $ 58,714 $ 53,000
Madison, Kentucky 14 $ 975,000 $ 69,642 $ 44,000
Muhlenberg, Kentucky 14 $ 1,075,000 $ 76,785 $ 55,000
Beauregard, Louisiana 14 $ 959,000 $ 68,500 $ 70,000
St. Landry, Louisiana 14 $ 784,000 $ 56,000 $ 49,000
Newton, Missouri 14 $ 1,085,000 $ 77,500 $ 56,000
McKinley, New Mexico 14 $ 905,000 $ 64,642 $ 56,000
Delaware, New York 14 $ 1,191,000 $ 85,071 $ 60,000
Suffolk, New York 14 $ 877,000 $ 62,642 $ 62,000
Sullivan, New York 14 $ 558,000 $ 39,857 $ 42,000
Carteret, North Carolina 14 $ 786,000 $ 56,142 $ 166,000
Anderson, South Carolina 14 $ 936,000 $ 66,857 $ 56,000
Panola, Texas 14 $ 1,026,000 $ 73,285 $ 61,000
Davis, Utah 14 $ 988,000 $ 70,571 $ 44,000
Frederick, Virginia 14 $ 650,000 $ 46,428 $ 42,000
Grant, Arkansas 13 $ 678,000 $ 52,153 $ 92,000
Greene, Arkansas 13 $ 796,000 $ 61,230 $ 41,000
Broomfield, Colorado 13 $ 580,000 $ 44,615 $ 44,000
La Plata, Colorado 13 $ 1,115,000 $ 85,769 $ 79,000
New Castle, Delaware 13 $ 691,000 $ 53,153 $ 48,000
Alachua, Florida 13 $ 1,012,000 $ 77,846 $ 49,000
Suwannee, Florida 13 $ 919,000 $ 70,692 $ 51,000
Gordon, Georgia 13 $ 1,132,000 $ 87,076 $ 59,000
Murray, Georgia 13 $ 1,026,000 $ 78,923 $ 42,000
Walker, Georgia 13 $ 796,000 $ 61,230 $ 34,000
McCracken, Kentucky 13 $ 812,000 $ 62,461 $ 54,000
Sabine, Louisiana 13 $ 762,000 $ 58,615 $ 77,000
St. Mary, Louisiana 13 $ 839,000 $ 64,538 $ 63,000
Anoka, Minnesota 13 $ 484,000 $ 37,230 $ 48,000
Ramsey, Minnesota 13 $ 616,000 $ 47,384 $ 48,000
DeSoto, Mississippi 13 $ 913,000 $ 70,230 $ 61,000
Lamar, Mississippi 13 $ 835,000 $ 64,230 $ 53,000
Marshall, Mississippi 13 $ 1,162,000 $ 89,384 $ 50,000
Scott, Mississippi 13 $ 682,000 $ 52,461 $ 51,000
Carson City, Nevada 13 $ 550,000 $ 42,307 $ 46,000
Taos, New Mexico 13 $ 880,000 $ 67,692 $ 44,000
Monroe, New York 13 $ 599,000 $ 46,076 $ 43,000
Cleveland, Oklahoma 13 $ 842,000 $ 64,769 $ 57,000
Pottawatomie, Oklahoma 13 $ 1,073,000 $ 82,538 $ 58,000
Josephine, Oregon 13 $ 900,000 $ 69,230 $ 54,000
Franklin, Pennsylvania 13 $ 768,000 $ 59,076 $ 54,000
Montgomery, Pennsylvania 13 $ 978,000 $ 75,230 $ 68,000
Cumberland, Tennessee 13 $ 889,000 $ 68,384 $ 45,000
Cass, Texas 13 $ 1,035,000 $ 79,615 $ 62,000
DeWitt, Texas 13 $ 913,000 $ 70,230 $ 69,000
San Patricio, Texas 13 $ 590,000 $ 45,384 $ 68,000
Wharton, Texas 13 $ 960,000 $ 73,846 $ 63,000
Grant, Washington 13 $ 684,000 $ 52,615 $ 47,000
Autauga, Alabama 12 $ 810,000 $ 67,500 $ 51,000
Jefferson, Alabama 12 $ 673,000 $ 56,083 $ 50,000
Yuma, Arizona 12 $ 1,504,000 $ 125,333 $ 267,000
Independence, Arkansas 12 $ 663,000 $ 55,250 $ 36,000
Lonoke, Arkansas 12 $ 788,000 $ 65,666 $ 96,000
Jefferson, Colorado 12 $ 611,000 $ 50,916 $ 52,000
Walton, Florida 12 $ 859,000 $ 71,583 $ 61,000
Calloway, Kentucky 12 $ 836,000 $ 69,666 $ 57,000
Daviess, Kentucky 12 $ 1,021,000 $ 85,083 $ 47,000
Edmonson, Kentucky 12 $ 936,000 $ 78,000 $ 64,000
Letcher, Kentucky 12 $ 731,000 $ 60,916 $ 37,000
Powell, Kentucky 12 $ 788,000 $ 65,666 $ 35,000
Grant, Louisiana 12 $ 932,000 $ 77,666 $ 66,000
St. Tammany, Louisiana 12 $ 757,000 $ 63,083 $ 58,000
Dakota, Minnesota 12 $ 558,000 $ 46,500 $ 49,000
Covington, Mississippi 12 $ 936,000 $ 78,000 $ 65,000
Laclede, Missouri 12 $ 756,000 $ 63,000 $ 27,000
Dutchess, New York 12 $ 747,000 $ 62,250 $ 51,000
Seneca, New York 12 $ 786,000 $ 65,500 $ 45,000
Tompkins, New York 12 $ 855,000 $ 71,250 $ 72,000
Columbus, North Carolina 12 $ 765,000 $ 63,750 $ 48,000
Haywood, North Carolina 12 $ 882,000 $ 73,500 $ 45,000
Oklahoma, Oklahoma 12 $ 659,000 $ 54,916 $ 65,000
Butler, Pennsylvania 12 $ 677,000 $ 56,416 $ 55,000
Blount, Tennessee 12 $ 929,000 $ 77,416 $ 43,000
Grainger, Tennessee 12 $ 899,000 $ 74,916 $ 44,000
Sumner, Tennessee 12 $ 1,092,000 $ 91,000 $ 60,000
Gillespie, Texas 12 $ 1,115,000 $ 92,916 $ 108,000
San Augustine, Texas 12 $ 917,000 $ 76,416 $ 62,000
Taylor, Texas 12 $ 901,000 $ 75,083 $ 43,000
Weber, Utah 12 $ 590,000 $ 49,166 $ 62,000
Stevens, Washington 12 $ 992,000 $ 82,666 $ 67,000
Mason, West Virginia 12 $ 695,000 $ 57,916 $ 46,000
Kenosha, Wisconsin 12 $ 570,000 $ 47,500 $ 63,000
Limestone, Alabama 11 $ 629,000 $ 57,181 $ 42,000
Mobile, Alabama 11 $ 731,000 $ 66,454 $ 48,000
Hot Spring, Arkansas 11 $ 789,000 $ 71,727 $ 80,000
Citrus, Florida 11 $ 701,000 $ 63,727 $ 70,000
Santa Rosa, Florida 11 $ 969,000 $ 88,090 $ 44,000
Franklin, Illinois 11 $ 832,000 $ 75,636 $ 45,000
Linn, Iowa 11 $ 489,000 $ 44,454 $ 47,000
Warren, Kentucky 11 $ 1,136,000 $ 103,272 $ 74,000
Plaquemines, Louisiana 11 $ 955,000 $ 86,818 $ 81,000
Washington, Louisiana 11 $ 836,000 $ 76,000 $ 59,000
Forrest, Mississippi 11 $ 501,000 $ 45,545 $ 50,000
Hinds, Mississippi 11 $ 756,000 $ 68,727 $ 61,000
St. Charles, Missouri 11 $ 540,000 $ 49,090 $ 43,000
Columbia, New York 11 $ 785,000 $ 71,363 $ 49,000
Schoharie, New York 11 $ 818,000 $ 74,363 $ 59,000
Pender, North Carolina 11 $ 778,000 $ 70,727 $ 54,000
Pitt, North Carolina 11 $ 815,000 $ 74,090 $ 38,000
Gallia, Ohio 11 $ 915,000 $ 83,181 $ 42,000
Lake, Ohio 11 $ 626,000 $ 56,909 $ 44,000
Wood, Ohio 11 $ 615,000 $ 55,909 $ 47,000
Pittsburg, Oklahoma 11 $ 639,000 $ 58,090 $ 65,000
Sequoyah, Oklahoma 11 $ 777,000 $ 70,636 $ 54,000
Benton, Oregon 11 $ 707,000 $ 64,272 $ 51,000
Dauphin, Pennsylvania 11 $ 718,000 $ 65,272 $ 47,000
Northampton, Pennsylvania 11 $ 649,000 $ 59,000 $ 55,000
Dorchester, South Carolina 11 $ 826,000 $ 75,090 $ 66,000
Claiborne, Tennessee 11 $ 935,000 $ 85,000 $ 42,000
Aransas, Texas 11 $ 704,000 $ 64,000 $ 55,000
Coryell, Texas 11 $ 779,000 $ 70,818 $ 71,000
Gaines, Texas 11 $ 987,000 $ 89,727 $ 81,000
Lee, Texas 11 $ 844,000 $ 76,727 $ 76,000
Clallam, Washington 11 $ 817,000 $ 74,272 $ 63,000
Blount, Alabama 10 $ 766,000 $ 76,600 $ 54,000
Chambers, Alabama 10 $ 577,000 $ 57,700 $ 49,000
Crawford, Arkansas 10 $ 556,000 $ 55,600 $ 56,000
Mississippi, Arkansas 10 $ 690,000 $ 69,000 $ 53,000
Poinsett, Arkansas 10 $ 608,000 $ 60,800 $ 161,000
St. Francis, Arkansas 10 $ 847,000 $ 84,700 $ 150,000
Merced, California 10 $ 611,000 $ 61,100 $ 69,000
Yolo, California 10 $ 625,000 $ 62,500 $ 83,000
Charlotte, Florida 10 $ 783,000 $ 78,300 $ 70,000
Palm Beach, Florida 10 $ 556,000 $ 55,600 $ 66,000
Champaign, Illinois 10 $ 440,000 $ 44,000 $ 53,000
Gibson, Indiana 10 $ 930,000 $ 93,000 $ 60,000
Lincoln, Louisiana 10 $ 615,000 $ 61,500 $ 46,000
Vermilion, Louisiana 10 $ 668,000 $ 66,800 $ 48,000
Allegany, New York 10 $ 587,000 $ 58,700 $ 55,000
Chautauqua, New York 10 $ 637,000 $ 63,700 $ 52,000
Niagara, New York 10 $ 460,000 $ 46,000 $ 47,000
Onondaga, New York 10 $ 607,000 $ 60,700 $ 47,000
Mayes, Oklahoma 10 $ 653,000 $ 65,300 $ 47,000
McClain, Oklahoma 10 $ 612,000 $ 61,200 $ 76,000
McIntosh, Oklahoma 10 $ 613,000 $ 61,300 $ 50,000
Curry, Oregon 10 $ 845,000 $ 84,500 $ 61,000
Newberry, South Carolina 10 $ 827,000 $ 82,700 $ 58,000
Pickens, South Carolina 10 $ 709,000 $ 70,900 $ 41,000
Anderson, Tennessee 10 $ 660,000 $ 66,000 $ 40,000
Hawkins, Tennessee 10 $ 699,000 $ 69,900 $ 33,000
Monroe, Tennessee 10 $ 725,000 $ 72,500 $ 39,000
Roane, Tennessee 10 $ 1,023,000 $ 102,300 $ 72,000
Burnet, Texas 10 $ 681,000 $ 68,100 $ 63,000
Hood, Texas 10 $ 527,000 $ 52,700 $ 81,000
Lavaca, Texas 10 $ 934,000 $ 93,400 $ 45,000
Milam, Texas 10 $ 625,000 $ 62,500 $ 46,000
Sabine, Texas 10 $ 703,000 $ 70,300 $ 86,000
Shelby, Texas 10 $ 596,000 $ 59,600 $ 55,000
Upshur, Texas 10 $ 644,000 $ 64,400 $ 55,000
Benton, Washington 10 $ 704,000 $ 70,400 $ 67,000
Cabell, West Virginia 10 $ 930,000 $ 93,000 $ 55,000
Randolph, West Virginia 10 $ 736,000 $ 73,600 $ 56,000
Wayne, West Virginia 10 $ 692,000 $ 69,200 $ 47,000
Chilton, Alabama 9 $ 549,000 $ 61,000 $ 72,000
Houston, Alabama 9 $ 509,000 $ 56,555 $ 46,000
Pike, Alabama 9 $ 473,000 $ 52,555 $ 101,000
Benton, Arkansas 9 $ 529,000 $ 58,777 $ 55,000
Amador, California 9 $ 570,000 $ 63,333 $ 75,000
Columbia, Florida 9 $ 714,000 $ 79,333 $ 54,000
Gadsden, Florida 9 $ 814,000 $ 90,444 $ 36,000
St. Johns, Florida 9 $ 839,000 $ 93,222 $ 61,000
Burke, Georgia 9 $ 706,000 $ 78,444 $ 44,000
Catoosa, Georgia 9 $ 851,000 $ 94,555 $ 34,000
Canyon, Idaho 9 $ 593,000 $ 65,888 $ 40,000
Jefferson, Illinois 9 $ 597,000 $ 66,333 $ 38,000
Williamson, Illinois 9 $ 555,000 $ 61,666 $ 38,000
Polk, Iowa 9 $ 326,000 $ 36,222 $ 38,000
Hancock, Kentucky 9 $ 829,000 $ 92,111 $ 110,000
Harlan, Kentucky 9 $ 516,000 $ 57,333 $ 38,000
St. Helena, Louisiana 9 $ 636,000 $ 70,666 $ 96,000
St. Martin, Louisiana 9 $ 565,000 $ 62,777 $ 53,000
Carroll, Maryland 9 $ 600,000 $ 66,666 $ 36,000
Perry, Mississippi 9 $ 701,000 $ 77,888 $ 68,000
Chaves, New Mexico 9 $ 617,000 $ 68,555 $ 41,000
Franklin, New York 9 $ 715,000 $ 79,444 $ 50,000
Orleans, New York 9 $ 313,000 $ 34,777 $ 42,000
Sampson, North Carolina 9 $ 630,000 $ 70,000 $ 49,000
Luzerne, Pennsylvania 9 $ 448,000 $ 49,777 $ 46,000
Beaufort, South Carolina 9 $ 824,000 $ 91,555 $ 54,000
Cherokee, South Carolina 9 $ 875,000 $ 97,222 $ 60,000
Georgetown, South Carolina 9 $ 740,000 $ 82,222 $ 58,000
Williamsburg, South Carolina 9 $ 858,000 $ 95,333 $ 48,000
Carter, Tennessee 9 $ 578,000 $ 64,222 $ 59,000
Cocke, Tennessee 9 $ 631,000 $ 70,111 $ 36,000
Fayette, Tennessee 9 $ 780,000 $ 86,666 $ 56,000
Rutherford, Tennessee 9 $ 669,000 $ 74,333 $ 55,000
Washington, Tennessee 9 $ 764,000 $ 84,888 $ 49,000
Bee, Texas 9 $ 557,000 $ 61,888 $ 62,000
Calhoun, Texas 9 $ 558,000 $ 62,000 $ 85,000
Cameron, Texas 9 $ 565,000 $ 62,777 $ 77,000
Falls, Texas 9 $ 624,000 $ 69,333 $ 86,000
Kendall, Texas 9 $ 699,000 $ 77,666 $ 73,000
Kittitas, Washington 9 $ 597,000 $ 66,333 $ 55,000
Mason, Washington 9 $ 775,000 $ 86,111 $ 119,000
DeKalb, Alabama 8 $ 492,000 $ 61,500 $ 43,000
Jackson, Alabama 8 $ 472,000 $ 59,000 $ 60,000
Ashley, Arkansas 8 $ 663,000 $ 82,875 $ 59,000
Cross, Arkansas 8 $ 437,000 $ 54,625 $ 42,000
Pope, Arkansas 8 $ 479,000 $ 59,875 $ 58,000
Humboldt, California 8 $ 759,000 $ 94,875 $ 79,000
Kern, California 8 $ 448,000 $ 56,000 $ 56,000
Madera, California 8 $ 527,000 $ 65,875 $ 75,000
Nevada, California 8 $ 614,000 $ 76,750 $ 66,000
Tehama, California 8 $ 425,000 $ 53,125 $ 65,000
Montrose, Colorado 8 $ 479,000 $ 59,875 $ 37,000
Flagler, Florida 8 $ 397,000 $ 49,625 $ 52,000
Holmes, Florida 8 $ 587,000 $ 73,375 $ 69,000
Brantley, Georgia 8 $ 667,000 $ 83,375 $ 74,000
Chattooga, Georgia 8 $ 551,000 $ 68,875 $ 48,000
Richmond, Georgia 8 $ 622,000 $ 77,750 $ 42,000
Effingham, Illinois 8 $ 381,000 $ 47,625 $ 38,000
Sedgwick, Kansas 8 $ 554,000 $ 69,250 $ 48,000
Kenton, Kentucky 8 $ 272,000 $ 34,000 $ 48,000
Acadia, Louisiana 8 $ 445,000 $ 55,625 $ 49,000
Bienville, Louisiana 8 $ 662,000 $ 82,750 $ 51,000
West Feliciana, Louisiana 8 $ 584,000 $ 73,000 $ 49,000
Livingston, Michigan 8 $ 403,000 $ 50,375 $ 50,000
Washington, Minnesota 8 $ 278,000 $ 34,750 $ 49,000
Lawrence, Mississippi 8 $ 537,000 $ 67,125 $ 66,000
Pulaski, Missouri 8 $ 451,000 $ 56,375 $ 44,000
Montgomery, New York 8 $ 528,000 $ 66,000 $ 69,000
Steuben, New York 8 $ 562,000 $ 70,250 $ 78,000
Bladen, North Carolina 8 $ 395,000 $ 49,375 $ 37,000
Adair, Oklahoma 8 $ 596,000 $ 74,500 $ 64,000
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Mortgage Loan Application Detail Totals for Credit Human Federal Credit Un in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 19,662 $1,427,238,000 $72,000 $930,000 $59,000 $1,746,000
Refinancing 2,007 $126,612,000 $63,000 $400,000 $66,000 $499,000
Home Improvement 222 $8,890,000 $40,000 $170,000 $83,000 $324,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 14,654 $1,039,181,000 $70,000 $583,000 $61,000 $1,746,000
Hispanic 3,006 $214,365,000 $71,000 $417,000 $58,000 $750,000
Not Provided 1,949 $137,686,000 $70,000 $520,000 $59,000 $575,000
Black or African American 1,533 $112,435,000 $73,000 $930,000 $46,000 $786,000
American Indian or Alaskan Native 414 $28,754,000 $69,000 $181,000 $56,000 $500,000
Asian 295 $26,856,000 $91,000 $271,000 $74,000 $412,000
Native Hawaiin or Other Pacific Islander 40 $3,463,000 $86,000 $190,000 $68,000 $160,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 21,891 $1,562,740,000 $71,000 $930,000 $60,000 $1,746,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 15,314 $1,101,614,000 $71,000 $930,000 $55,000 $1,746,000
Application Approved But Not Accepted 3,181 $222,305,000 $69,000 $360,000 $69,000 $456,000
Loan Originated 3,049 $208,272,000 $68,000 $510,000 $73,000 $1,104,000
Application Withdrawn By Applicant 347 $30,549,000 $88,000 $417,000 $79,000 $497,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 152 $12,569,000 $82,000 $417,000 $75,000 $783,000
Debt-To-Income Ratio 141 $12,857,000 $91,000 $294,000 $52,000 $227,000
Collateral 71 $6,193,000 $87,000 $450,000 $80,000 $300,000
Credit Application Incomplete 31 $4,596,000 $148,000 $417,000 $89,000 $300,000
Unverifiable Information 29 $3,822,000 $131,000 $417,000 $99,000 $266,000
Insufficient Cash (Downpayment, Closing Cost) 26 $3,440,000 $132,000 $340,000 $71,000 $222,000
Other 20 $1,617,000 $80,000 $166,000 $73,000 $213,000
Employment History 1 $171,000 $171,000 $171,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Credit Human Federal Credit Un's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Credit Human Federal Credit Un's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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