South State Bank Mortgage Lending & HMDA Data, 2013

In 2013, South State Bank of Columbia, SC reported 8,219 mortgage applications totaling $1.7 billion, up 26% from 2012. The average application was for $203,647, and applicants reported an average income of $112,252. 72% of its applications resulted in an originated loan and 20% were denied. Its largest markets were Greenville-Mauldin-Easley, SC (1,068), Charleston-North Charleston-Summerville, SC (903) and Charlotte-Gastonia-Rock Hill, NC-SC (865) (applications in parentheses).

Mortgage Company & Address South State Bank
520 Gervais Street
Columbia, SC 29201
Tel #: available with data download
Federal Regulator * available with data download
Years 2020  2019  2018  2017  2016  2015  2014  2013  2012  
Total Number of Mortgage Applications 8,219
Total Mortgage Loan Application Amount $1,673,778,000
Average Mortgage Loan Application Amount $203,647
Highest Mortgage Loan Application Amount $14,800,000
Average Applicant Income $112,252
Highest Applicant Income $5,021,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records South State Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for South State Bank by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Greenville, South Carolina 848 $ 212,833,000 $ 250,982 $ 137,000
Charleston, South Carolina 577 $ 198,270,000 $ 343,622 $ 160,000
York, South Carolina 474 $ 101,965,000 $ 215,116 $ 103,000
Beaufort, South Carolina 447 $ 120,774,000 $ 270,187 $ 138,000
Horry, South Carolina 387 $ 80,474,000 $ 207,943 $ 97,000
Richland, South Carolina 359 $ 89,769,000 $ 250,052 $ 187,000
Mecklenburg, North Carolina 324 $ 116,926,000 $ 360,882 $ 171,000
Anderson, South Carolina 285 $ 48,160,000 $ 168,982 $ 89,000
Chatham, Georgia 262 $ 69,066,000 $ 263,610 $ 152,000
Lexington, South Carolina 227 $ 45,712,000 $ 201,374 $ 121,000
Pickens, South Carolina 209 $ 31,621,000 $ 151,296 $ 84,000
Orangeburg, South Carolina 208 $ 20,253,000 $ 97,370 $ 57,000
Florence, South Carolina 185 $ 25,124,000 $ 135,805 $ 94,000
Berkeley, South Carolina 164 $ 31,348,000 $ 191,146 $ 95,000
Dorchester, South Carolina 163 $ 19,791,000 $ 121,417 $ 66,000
Habersham, Georgia 154 $ 15,957,000 $ 103,616 $ 61,000
Spartanburg, South Carolina 153 $ 32,456,000 $ 212,130 $ 107,000
Oconee, South Carolina 144 $ 30,005,000 $ 208,368 $ 126,000
Georgetown, South Carolina 128 $ 29,604,000 $ 231,281 $ 148,000
Brunswick, North Carolina 96 $ 23,157,000 $ 241,218 $ 150,000
Colleton, South Carolina 94 $ 12,965,000 $ 137,925 $ 116,000
Jasper, South Carolina 87 $ 8,244,000 $ 94,758 $ 57,000
Hall, Georgia 75 $ 9,133,000 $ 121,773 $ 78,000
Jackson, Georgia 70 $ 5,717,000 $ 81,671 $ 48,000
Buncombe, North Carolina 65 $ 14,700,000 $ 226,153 $ 132,000
White, Georgia 64 $ 5,024,000 $ 78,500 $ 44,000
Rabun, Georgia 46 $ 4,012,000 $ 87,217 $ 62,000
Stephens, Georgia 44 $ 2,437,000 $ 55,386 $ 47,000
Bryan, Georgia 42 $ 9,859,000 $ 234,738 $ 104,000
Barrow, Georgia 35 $ 3,922,000 $ 112,057 $ 50,000
Union, North Carolina 31 $ 12,410,000 $ 400,322 $ 184,000
Clarke, Georgia 30 $ 3,731,000 $ 124,366 $ 86,000
Darlington, South Carolina 29 $ 3,640,000 $ 125,517 $ 72,000
Aiken, South Carolina 28 $ 3,119,000 $ 111,392 $ 70,000
Clarendon, South Carolina 28 $ 3,391,000 $ 121,107 $ 109,000
Henderson, North Carolina 26 $ 6,104,000 $ 234,769 $ 87,000
Banks, Georgia 25 $ 3,352,000 $ 134,080 $ 76,000
Middlesex, Massachusetts 25 $ 8,688,000 $ 347,520 $ 148,000
New Hanover, North Carolina 23 $ 8,109,000 $ 352,565 $ 181,000
Bamberg, South Carolina 22 $ 1,862,000 $ 84,636 $ 50,000
Calhoun, South Carolina 22 $ 3,016,000 $ 137,090 $ 76,000
Gwinnett, Georgia 21 $ 3,522,000 $ 167,714 $ 111,000
Greenwood, South Carolina 19 $ 2,415,000 $ 127,105 $ 79,000
Marion, South Carolina 19 $ 2,057,000 $ 108,263 $ 63,000
Franklin, Georgia 18 $ 1,476,000 $ 82,000 $ 42,000
Glynn, Georgia 18 $ 2,554,000 $ 141,888 $ 113,000
Cabarrus, North Carolina 18 $ 5,414,000 $ 300,777 $ 152,000
Effingham, Georgia 17 $ 1,913,000 $ 112,529 $ 47,000
Gaston, North Carolina 17 $ 5,505,000 $ 323,823 $ 146,000
Kershaw, South Carolina 17 $ 2,613,000 $ 153,705 $ 93,000
Lancaster, South Carolina 16 $ 3,765,000 $ 235,312 $ 99,000
Williamsburg, South Carolina 16 $ 1,540,000 $ 96,250 $ 61,000
Oconee, Georgia 15 $ 2,548,000 $ 169,866 $ 99,000
Robeson, North Carolina 14 $ 1,033,000 $ 73,785 $ 56,000
Chesterfield, South Carolina 14 $ 1,316,000 $ 94,000 $ 127,000
Alachua, Florida 13 $ 874,000 $ 67,230 $ 47,000
Cherokee, Georgia 13 $ 1,731,000 $ 133,153 $ 75,000
Plymouth, Massachusetts 12 $ 3,456,000 $ 288,000 $ 133,000
Johnston, North Carolina 12 $ 626,000 $ 52,166 $ 54,000
Pender, North Carolina 12 $ 2,824,000 $ 235,333 $ 92,000
Chester, South Carolina 12 $ 2,909,000 $ 242,416 $ 89,000
Newberry, South Carolina 12 $ 1,820,000 $ 151,666 $ 125,000
Lynchburg, Virginia 12 $ 2,135,000 $ 177,916 $ 102,000
Talladega, Alabama 11 $ 671,000 $ 61,000 $ 49,000
Marion, Florida 11 $ 752,000 $ 68,363 $ 71,000
Towns, Georgia 11 $ 2,687,000 $ 244,272 $ 81,000
Haywood, North Carolina 11 $ 1,858,000 $ 168,909 $ 96,000
Wake, North Carolina 11 $ 2,788,000 $ 253,454 $ 120,000
Laurens, South Carolina 11 $ 2,288,000 $ 208,000 $ 151,000
Walker, Alabama 10 $ 563,000 $ 56,300 $ 39,000
Bay, Florida 10 $ 580,000 $ 58,000 $ 58,000
Lincoln, Mississippi 10 $ 558,000 $ 55,800 $ 60,000
Wayne, North Carolina 10 $ 976,000 $ 97,600 $ 43,000
Fairfield, South Carolina 10 $ 2,828,000 $ 282,800 $ 172,000
Hampton, South Carolina 10 $ 612,000 $ 61,200 $ 50,000
Bedford, Virginia 10 $ 3,074,000 $ 307,400 $ 128,000
Appling, Georgia 9 $ 592,000 $ 65,777 $ 71,000
Bulloch, Georgia 9 $ 1,396,000 $ 155,111 $ 132,000
Fulton, Georgia 9 $ 2,452,000 $ 272,444 $ 197,000
Wayne, Georgia 9 $ 612,000 $ 68,000 $ 75,000
Lauderdale, Mississippi 9 $ 532,000 $ 59,111 $ 42,000
Iredell, North Carolina 9 $ 4,975,000 $ 552,777 $ 151,000
Jackson, North Carolina 9 $ 3,213,000 $ 357,000 $ 233,000
Scotland, North Carolina 9 $ 950,000 $ 105,555 $ 43,000
Smyth, Virginia 9 $ 908,000 $ 100,888 $ 70,000
Madison, Georgia 8 $ 690,000 $ 86,250 $ 62,000
Richmond, Georgia 8 $ 1,273,000 $ 159,125 $ 65,000
Columbus, North Carolina 8 $ 476,000 $ 59,500 $ 32,000
Abbeville, South Carolina 8 $ 990,000 $ 123,750 $ 69,000
Marlboro, South Carolina 8 $ 699,000 $ 87,375 $ 56,000
St. Clair, Alabama 7 $ 402,000 $ 57,428 $ 35,000
Polk, Florida 7 $ 408,000 $ 58,285 $ 50,000
Forsyth, Georgia 7 $ 1,365,000 $ 195,000 $ 70,000
Walton, Georgia 7 $ 919,000 $ 131,285 $ 294,000
George, Mississippi 7 $ 269,000 $ 38,428 $ 46,000
Cumberland, North Carolina 7 $ 928,000 $ 132,571 $ 53,000
Harnett, North Carolina 7 $ 1,203,000 $ 171,857 $ 69,000
Transylvania, North Carolina 7 $ 2,027,000 $ 289,571 $ 196,000
Sumter, South Carolina 7 $ 438,000 $ 62,571 $ 85,000
Amherst, Virginia 7 $ 1,098,000 $ 156,857 $ 75,000
Mecklenburg, Virginia 7 $ 1,902,000 $ 271,714 $ 159,000
Rockbridge, Virginia 7 $ 963,000 $ 137,571 $ 80,000
Washington, Virginia 7 $ 845,000 $ 120,714 $ 71,000
Tuscaloosa, Alabama 6 $ 431,000 $ 71,833 $ 51,000
Columbia, Florida 6 $ 333,000 $ 55,500 $ 55,000
Suwannee, Florida 6 $ 417,000 $ 69,500 $ 52,000
DeKalb, Georgia 6 $ 1,266,000 $ 211,000 $ 122,000
Liberty, Georgia 6 $ 2,659,000 $ 443,166 $ 50,000
Lumpkin, Georgia 6 $ 728,000 $ 121,333 $ 49,000
Thomas, Georgia 6 $ 688,000 $ 114,666 $ 55,000
Essex, Massachusetts 6 $ 2,173,000 $ 362,166 $ 295,000
Norfolk, Massachusetts 6 $ 2,200,000 $ 366,666 $ 219,000
Worcester, Massachusetts 6 $ 1,604,000 $ 267,333 $ 91,000
Carteret, North Carolina 6 $ 327,000 $ 54,500 $ 69,000
Duplin, North Carolina 6 $ 429,000 $ 71,500 $ 55,000
Halifax, North Carolina 6 $ 359,000 $ 59,833 $ 47,000
Onslow, North Carolina 6 $ 1,579,000 $ 263,166 $ 116,000
Polk, North Carolina 6 $ 1,179,000 $ 196,500 $ 162,000
Cherokee, South Carolina 6 $ 497,000 $ 82,833 $ 67,000
Baldwin, Alabama 5 $ 250,000 $ 50,000 $ 69,000
Colbert, Alabama 5 $ 230,000 $ 46,000 $ 37,000
Madison, Alabama 5 $ 213,000 $ 42,600 $ 37,000
Gilchrist, Florida 5 $ 277,000 $ 55,400 $ 62,000
St. Lucie, Florida 5 $ 360,000 $ 72,000 $ 69,000
Walton, Florida 5 $ 605,000 $ 121,000 $ 109,000
Bacon, Georgia 5 $ 375,000 $ 75,000 $ 65,000
Ware, Georgia 5 $ 281,000 $ 56,200 $ 47,000
Guilford, North Carolina 5 $ 1,065,000 $ 213,000 $ 104,000
Macon, North Carolina 5 $ 386,000 $ 77,200 $ 89,000
Chester, Pennsylvania 5 $ 1,404,000 $ 280,800 $ 207,000
Appomattox, Virginia 5 $ 1,199,000 $ 239,800 $ 111,000
Elmore, Alabama 4 $ 235,000 $ 58,750 $ 71,000
Escambia, Alabama 4 $ 241,000 $ 60,250 $ 72,000
Franklin, Alabama 4 $ 225,000 $ 56,250 $ 42,000
Jefferson, Alabama 4 $ 275,000 $ 68,750 $ 61,000
Lawrence, Alabama 4 $ 184,000 $ 46,000 $ 47,000
Randolph, Alabama 4 $ 214,000 $ 53,500 $ 37,000
Shelby, Alabama 4 $ 273,000 $ 68,250 $ 59,000
Winston, Alabama 4 $ 367,000 $ 91,750 $ 59,000
Bradford, Florida 4 $ 305,000 $ 76,250 $ 64,000
Hillsborough, Florida 4 $ 272,000 $ 68,000 $ 60,000
Lake, Florida 4 $ 232,000 $ 58,000 $ 57,000
Leon, Florida 4 $ 332,000 $ 83,000 $ 56,000
Santa Rosa, Florida 4 $ 362,000 $ 90,500 $ 71,000
Coffee, Georgia 4 $ 263,000 $ 65,750 $ 46,000
Crisp, Georgia 4 $ 802,000 $ 200,500 $ 121,000
Hart, Georgia 4 $ 309,000 $ 77,250 $ 28,000
Tattnall, Georgia 4 $ 332,000 $ 83,000 $ 113,000
Union, Georgia 4 $ 366,000 $ 91,500 $ 58,000
Clarke, Mississippi 4 $ 157,000 $ 39,250 $ 27,000
Copiah, Mississippi 4 $ 392,000 $ 98,000 $ 64,000
Monroe, Mississippi 4 $ 220,000 $ 55,000 $ 40,000
Clay, North Carolina 4 $ 1,082,000 $ 270,500 $ 147,000
Greene, North Carolina 4 $ 181,000 $ 45,250 $ 29,000
Lee, North Carolina 4 $ 217,000 $ 54,250 $ 42,000
McDowell, North Carolina 4 $ 546,000 $ 136,500 $ 146,000
Mitchell, North Carolina 4 $ 692,000 $ 173,000 $ 137,000
Sampson, North Carolina 4 $ 289,000 $ 72,250 $ 39,000
Watauga, North Carolina 4 $ 1,146,000 $ 286,500 $ 243,000
Barnwell, South Carolina 4 $ 282,000 $ 70,500 $ 106,000
Dillon, South Carolina 4 $ 775,000 $ 193,750 $ 60,000
Amelia, Virginia 4 $ 671,000 $ 167,750 $ 84,000
Brunswick, Virginia 4 $ 920,000 $ 230,000 $ 126,000
Nottoway, Virginia 4 $ 569,000 $ 142,250 $ 74,000
Choctaw, Alabama 3 $ 143,000 $ 47,666 $ 50,000
Clarke, Alabama 3 $ 196,000 $ 65,333 $ 34,000
Cleburne, Alabama 3 $ 191,000 $ 63,666 $ 29,000
Covington, Alabama 3 $ 183,000 $ 61,000 $ 119,000
Baker, Florida 3 $ 243,000 $ 81,000 $ 89,000
Duval, Florida 3 $ 194,000 $ 64,666 $ 68,000
Escambia, Florida 3 $ 242,000 $ 80,666 $ 47,000
Okaloosa, Florida 3 $ 114,000 $ 38,000 $ 61,000
Taylor, Florida 3 $ 262,000 $ 87,333 $ 47,000
Berrien, Georgia 3 $ 148,000 $ 49,333 $ 34,000
Carroll, Georgia 3 $ 220,000 $ 73,333 $ 78,000
Mitchell, Georgia 3 $ 132,000 $ 44,000 $ 184,000
Oglethorpe, Georgia 3 $ 377,000 $ 125,666 $ 49,000
Worth, Georgia 3 $ 228,000 $ 76,000 $ 42,000
Talbot, Maryland 3 $ 149,000 $ 49,666 $ 36,000
Suffolk, Massachusetts 3 $ 732,000 $ 244,000 $ 125,000
Alcorn, Mississippi 3 $ 192,000 $ 64,000 $ 40,000
Itawamba, Mississippi 3 $ 112,000 $ 37,333 $ 60,000
Jackson, Mississippi 3 $ 230,000 $ 76,666 $ 95,000
Lee, Mississippi 3 $ 115,000 $ 38,333 $ 31,000
Neshoba, Mississippi 3 $ 198,000 $ 66,000 $ 46,000
Perry, Mississippi 3 $ 279,000 $ 93,000 $ 47,000
Monmouth, New Jersey 3 $ 1,971,000 $ 657,000 $ 198,000
Cleveland, North Carolina 3 $ 521,000 $ 173,666 $ 101,000
Craven, North Carolina 3 $ 772,000 $ 257,333 $ 84,000
Forsyth, North Carolina 3 $ 477,000 $ 159,000 $ 161,000
Madison, North Carolina 3 $ 912,000 $ 304,000 $ 269,000
Orange, North Carolina 3 $ 1,578,000 $ 526,000 $ 299,000
Pamlico, North Carolina 3 $ 128,000 $ 42,666 $ 29,000
Wilkes, North Carolina 3 $ 124,000 $ 41,333 $ 44,000
Saluda, South Carolina 3 $ 487,000 $ 162,333 $ 87,000
Wayne, Tennessee 3 $ 184,000 $ 61,333 $ 72,000
Botetourt, Virginia 3 $ 649,000 $ 216,333 $ 142,000
Franklin, Virginia 3 $ 555,000 $ 185,000 $ 79,000
Greensville, Virginia 3 $ 250,000 $ 83,333 $ 65,000
Barbour, Alabama 2 $ 108,000 $ 54,000 $ 50,000
Calhoun, Alabama 2 $ 126,000 $ 63,000 $ 72,000
Coosa, Alabama 2 $ 161,000 $ 80,500 $ 33,000
Cullman, Alabama 2 $ 111,000 $ 55,500 $ 88,000
Etowah, Alabama 2 $ 95,000 $ 47,500 $ 39,000
Lauderdale, Alabama 2 $ 77,000 $ 38,500 $ 24,000
Marion, Alabama 2 $ 90,000 $ 45,000 $ 31,000
Marshall, Alabama 2 $ 84,000 $ 42,000 $ 42,000
Mobile, Alabama 2 $ 134,000 $ 67,000 $ 66,000
Montgomery, Alabama 2 $ 130,000 $ 65,000 $ 66,000
Russell, Alabama 2 $ 193,000 $ 96,500 $ 96,000
Citrus, Florida 2 $ 90,000 $ 45,000 $ 55,000
Clay, Florida 2 $ 131,000 $ 65,500 $ 66,000
Dixie, Florida 2 $ 137,000 $ 68,500 $ 81,000
Hamilton, Florida 2 $ 135,000 $ 67,500 $ 58,000
Hernando, Florida 2 $ 162,000 $ 81,000 $ 55,000
Holmes, Florida 2 $ 152,000 $ 76,000 $ 52,000
Jefferson, Florida 2 $ 110,000 $ 55,000 $ 44,000
Manatee, Florida 2 $ 133,000 $ 66,500 $ 76,000
Union, Florida 2 $ 77,000 $ 38,500 $ 23,000
Volusia, Florida 2 $ 122,000 $ 61,000 $ 69,000
Brooks, Georgia 2 $ 98,000 $ 49,000 $ 59,000
Charlton, Georgia 2 $ 137,000 $ 68,500 $ 39,000
Cobb, Georgia 2 $ 402,000 $ 201,000 $ 65,000
Douglas, Georgia 2 $ 226,000 $ 113,000 $ 88,000
Elbert, Georgia 2 $ 80,000 $ 40,000 $ 41,000
Fannin, Georgia 2 $ 256,000 $ 128,000 $ 128,000
Long, Georgia 2 $ 147,000 $ 73,500 $ 76,000
Pickens, Georgia 2 $ 368,000 $ 184,000 $ 68,000
Sumter, Georgia 2 $ 141,000 $ 70,500 $ 25,000
Troup, Georgia 2 $ 128,000 $ 64,000 $ 41,000
Warren, Georgia 2 $ 58,000 $ 29,000 $ 45,000
Washington, Georgia 2 $ 91,000 $ 45,500 $ 25,000
Cumberland, Maine 2 $ 503,000 $ 251,500 $ 77,000
Anne Arundel, Maryland 2 $ 338,000 $ 169,000 $ 171,000
Barnstable, Massachusetts 2 $ 383,000 $ 191,500 $ 132,000
Bristol, Massachusetts 2 $ 785,000 $ 392,500 $ 184,000
Dukes, Massachusetts 2 $ 875,000 $ 437,500 $ 208,000
Attala, Mississippi 2 $ 73,000 $ 36,500 $ 39,000
Kemper, Mississippi 2 $ 163,000 $ 81,500 $ 70,000
Lowndes, Mississippi 2 $ 113,000 $ 56,500 $ 26,000
Newton, Mississippi 2 $ 104,000 $ 52,000 $ 34,000
Noxubee, Mississippi 2 $ 96,000 $ 48,000 $ 57,000
Oktibbeha, Mississippi 2 $ 83,000 $ 41,500 $ 32,000
Pike, Mississippi 2 $ 105,000 $ 52,500 $ 54,000
Prentiss, Mississippi 2 $ 151,000 $ 75,500 $ 74,000
Union, Mississippi 2 $ 107,000 $ 53,500 $ 43,000
Hillsborough, New Hampshire 2 $ 433,000 $ 216,500 $ 85,000
Morris, New Jersey 2 $ 822,000 $ 411,000 $ 101,000
Alamance, North Carolina 2 $ 588,000 $ 294,000 $ 106,000
Caswell, North Carolina 2 $ 117,000 $ 58,500 $ 62,000
Dare, North Carolina 2 $ 385,000 $ 192,500 $ 104,000
Durham, North Carolina 2 $ 245,000 $ 122,500 $ 107,000
Hoke, North Carolina 2 $ 98,000 $ 49,000 $ 31,000
Jones, North Carolina 2 $ 92,000 $ 46,000 $ 45,000
Moore, North Carolina 2 $ 68,000 $ 34,000 $ 33,000
Randolph, North Carolina 2 $ 104,000 $ 52,000 $ 27,000
Swain, North Carolina 2 $ 280,000 $ 140,000 $ 201,000
Edgefield, South Carolina 2 $ 233,000 $ 116,500 $ 40,000
Union, South Carolina 2 $ 265,000 $ 132,500 $ 502,000
Cannon, Tennessee 2 $ 82,000 $ 41,000 $ 25,000
Warren, Tennessee 2 $ 112,000 $ 56,000 $ 42,000
Campbell, Virginia 2 $ 185,000 $ 92,500 $ 38,000
Chesapeake, Virginia 2 $ 137,000 $ 68,500 $ 40,000
Colonial Heights, Virginia 2 $ 254,000 $ 127,000 $ 154,000
Henrico, Virginia 2 $ 636,000 $ 318,000 $ 317,000
Lexington, Virginia 2 $ 549,000 $ 274,500 $ 111,000
Roanoke, Virginia 2 $ 181,000 $ 90,500 $ 49,000
Tazewell, Virginia 2 $ 208,000 $ 104,000 $ 48,000
Wythe, Virginia 2 $ 624,000 $ 312,000 $ 12,000
Autauga, Alabama 1 $ 61,000 $ 61,000 $ 37,000
Bibb, Alabama 1 $ 38,000 $ 38,000 $ 21,000
Chambers, Alabama 1 $ 91,000 $ 91,000 $ 49,000
Chilton, Alabama 1 $ 41,000 $ 41,000 $ 48,000
Coffee, Alabama 1 $ 76,000 $ 76,000 $ 36,000
Dale, Alabama 1 $ 89,000 $ 89,000 $ 37,000
Greene, Alabama 1 $ 41,000 $ 41,000 $ 38,000
Henry, Alabama 1 $ 52,000 $ 52,000 $ 40,000
Houston, Alabama 1 $ 45,000 $ 45,000 $ 30,000
Jackson, Alabama 1 $ 32,000 $ 32,000 $ 79,000
Lee, Alabama 1 $ 53,000 $ 53,000 $ 31,000
Limestone, Alabama 1 $ 40,000 $ 40,000 $ 56,000
Macon, Alabama 1 $ 94,000 $ 94,000 $ 52,000
Perry, Alabama 1 $ 20,000 $ 20,000 $ 23,000
Pike, Alabama 1 $ 26,000 $ 26,000 $ 20,000
Sumter, Alabama 1 $ 23,000 $ 23,000 $ 40,000
Tallapoosa, Alabama 1 $ 78,000 $ 78,000 $ 21,000
Wilcox, Alabama 1 $ 58,000 $ 58,000 $ 28,000
Hartford, Connecticut 1 $ 136,000 $ 136,000 $ 76,000
Charlotte, Florida 1 $ 66,000 $ 66,000 $ 69,000
Gadsden, Florida 1 $ 68,000 $ 68,000 $ 70,000
Hendry, Florida 1 $ 35,000 $ 35,000 $ 320,000
Jackson, Florida 1 $ 80,000 $ 80,000 $ 35,000
Levy, Florida 1 $ 128,000 $ 128,000 $ 100,000
Liberty, Florida 1 $ 71,000 $ 71,000 $ 39,000
Madison, Florida 1 $ 80,000 $ 80,000 $ 28,000
Okeechobee, Florida 1 $ 76,000 $ 76,000 $ 26,000
Orange, Florida 1 $ 74,000 $ 74,000 $ 60,000
Osceola, Florida 1 $ 88,000 $ 88,000 $ 24,000
Palm Beach, Florida 1 $ 59,000 $ 59,000 $ 32,000
Pasco, Florida 1 $ 64,000 $ 64,000 $ 29,000
Pinellas, Florida 1 $ 45,000 $ 45,000 $ 48,000
St. Johns, Florida 1 $ 52,000 $ 52,000 $ 102,000
Wakulla, Florida 1 $ 53,000 $ 53,000 $ 66,000
Atkinson, Georgia 1 $ 86,000 $ 86,000 $ 78,000
Baker, Georgia 1 $ 88,000 $ 88,000 $ 35,000
Ben Hill, Georgia 1 $ 43,000 $ 43,000 $ 22,000
Brantley, Georgia 1 $ 70,000 $ 70,000 $ 58,000
Burke, Georgia 1 $ 106,000 $ 106,000 $ 80,000
Calhoun, Georgia 1 $ 39,000 $ 39,000 $ 17,000
Camden, Georgia 1 $ 98,000 $ 98,000 $ 60,000
Colquitt, Georgia 1 $ 24,000 $ 24,000 $ 11,000
Cook, Georgia 1 $ 69,000 $ 69,000 $ 121,000
Coweta, Georgia 1 $ 58,000 $ 58,000 $ 89,000
Dade, Georgia 1 $ 72,000 $ 72,000 $ 78,000
Dawson, Georgia 1 $ 351,000 $ 351,000 $ 205,000
Decatur, Georgia 1 $ 81,000 $ 81,000 $ 74,000
Gilmer, Georgia 1 $ 70,000 $ 70,000 $ 39,000
Grady, Georgia 1 $ 38,000 $ 38,000 $ 38,000
Haralson, Georgia 1 $ 68,000 $ 68,000 $ 44,000
Harris, Georgia 1 $ 92,000 $ 92,000 $ 51,000
Heard, Georgia 1 $ 55,000 $ 55,000 $ 25,000
Jasper, Georgia 1 $ 154,000 $ 154,000 $ 42,000
Jeff Davis, Georgia 1 $ 106,000 $ 106,000 $ 59,000
Jenkins, Georgia 1 $ 69,000 $ 69,000 $ 33,000
Lamar, Georgia 1 $ 68,000 $ 68,000 $ 24,000
Lincoln, Georgia 1 $ 31,000 $ 31,000 $ 18,000
Lowndes, Georgia 1 $ 47,000 $ 47,000 $ 35,000
Macon, Georgia 1 $ 59,000 $ 59,000 $ 21,000
Marion, Georgia 1 $ 89,000 $ 89,000 $ 35,000
McDuffie, Georgia 1 $ 148,000 $ 148,000 $ 9,000
McIntosh, Georgia 1 $ 66,000 $ 66,000 $ 28,000
Monroe, Georgia 1 $ 60,000 $ 60,000 $ 22,000
Morgan, Georgia 1 $ 350,000 $ 350,000 $ 118,000
Paulding, Georgia 1 $ 124,000 $ 124,000 $ 60,000
Polk, Georgia 1 $ 61,000 $ 61,000 $ 30,000
Schley, Georgia 1 $ 98,000 $ 98,000 $ 55,000
Screven, Georgia 1 $ 360,000 $ 360,000 $ 112,000
Talbot, Georgia 1 $ 77,000 $ 77,000 $ 34,000
Telfair, Georgia 1 $ 97,000 $ 97,000 $ 56,000
Tift, Georgia 1 $ 36,000 $ 36,000 $ 24,000
Toombs, Georgia 1 $ 47,000 $ 47,000 $ 31,000
Upson, Georgia 1 $ 144,000 $ 144,000 $ 165,000
Walker, Georgia 1 $ 255,000 $ 255,000 $ 576,000
York, Maine 1 $ 300,000 $ 300,000 $ 75,000
Dorchester, Maryland 1 $ 17,000 $ 17,000 $ 40,000
Hampden, Massachusetts 1 $ 258,000 $ 258,000 $ 72,000
Amite, Mississippi 1 $ 46,000 $ 46,000 $ 140,000
Calhoun, Mississippi 1 $ 50,000 $ 50,000 $ 32,000
Clay, Mississippi 1 $ 63,000 $ 63,000 $ 55,000
Franklin, Mississippi 1 $ 79,000 $ 79,000 $ 36,000
Jasper, Mississippi 1 $ 42,000 $ 42,000 $ 22,000
Jefferson, Mississippi 1 $ 41,000 $ 41,000 $ 16,000
Jones, Mississippi 1 $ 35,000 $ 35,000 $ 26,000
Lawrence, Mississippi 1 $ 108,000 $ 108,000 $ 145,000
Leake, Mississippi 1 $ 53,000 $ 53,000 $ 50,000
Rankin, Mississippi 1 $ 34,000 $ 34,000 $ 135,000
Scott, Mississippi 1 $ 57,000 $ 57,000 $ 50,000
Sharkey, Mississippi 1 $ 55,000 $ 55,000 $ 28,000
Simpson, Mississippi 1 $ 120,000 $ 120,000 $ 168,000
Warren, Mississippi 1 $ 30,000 $ 30,000 $ 23,000
Wayne, Mississippi 1 $ 48,000 $ 48,000 $ 55,000
Winston, Mississippi 1 $ 59,000 $ 59,000 $ 86,000
Rockingham, New Hampshire 1 $ 361,000 $ 361,000 $ 174,000
Bergen, New Jersey 1 $ 271,000 $ 271,000 $ 97,000
Hudson, New Jersey 1 $ 325,000 $ 325,000 $ 174,000
Alexander, North Carolina 1 $ 292,000 $ 292,000 $ 166,000
Alleghany, North Carolina 1 $ 31,000 $ 31,000 $ 62,000
Anson, North Carolina 1 $ 36,000 $ 36,000 $ 22,000
Ashe, North Carolina 1 $ 120,000 $ 120,000 $ 135,000
Bertie, North Carolina 1 $ 31,000 $ 31,000 $ 116,000
Caldwell, North Carolina 1 $ 18,000 $ 18,000 $ 13,000
Catawba, North Carolina 1 $ 244,000 $ 244,000 $ 100,000
Chatham, North Carolina 1 $ 379,000 $ 379,000 $ 267,000
Cherokee, North Carolina 1 $ 140,000 $ 140,000 $ 60,000
Davidson, North Carolina 1 $ 58,000 $ 58,000 $ 60,000
Franklin, North Carolina 1 $ 80,000 $ 80,000 $ 72,000
Granville, North Carolina 1 $ 97,000 $ 97,000 $ 27,000
Lincoln, North Carolina 1 $ 224,000 $ 224,000 $ 51,000
Martin, North Carolina 1 $ 56,000 $ 56,000 $ 33,000
Montgomery, North Carolina 1 $ 35,000 $ 35,000 $ 31,000
Nash, North Carolina 1 $ 36,000 $ 36,000 $ 38,000
Northampton, North Carolina 1 $ 49,000 $ 49,000 $ 45,000
Pasquotank, North Carolina 1 $ 142,000 $ 142,000 $ 48,000
Perquimans, North Carolina 1 $ 216,000 $ 216,000 $ 0
Pitt, North Carolina 1 $ 35,000 $ 35,000 $ 44,000
Richmond, North Carolina 1 $ 25,000 $ 25,000 $ 35,000
Rowan, North Carolina 1 $ 413,000 $ 413,000 $ 174,000
Stokes, North Carolina 1 $ 67,000 $ 67,000 $ 144,000
Surry, North Carolina 1 $ 36,000 $ 36,000 $ 26,000
Warren, North Carolina 1 $ 376,000 $ 376,000 $ 82,000
Wilson, North Carolina 1 $ 76,000 $ 76,000 $ 57,000
Yancey, North Carolina 1 $ 62,000 $ 62,000 $ 29,000
Portage, Ohio 1 $ 2,000 $ 2,000 $ 39,000
Berks, Pennsylvania 1 $ 250,000 $ 250,000 $ 80,000
Allendale, South Carolina 1 $ 260,000 $ 260,000 $ 0
Bledsoe, Tennessee 1 $ 65,000 $ 65,000 $ 59,000
Clay, Tennessee 1 $ 77,000 $ 77,000 $ 48,000
Coffee, Tennessee 1 $ 45,000 $ 45,000 $ 26,000
DeKalb, Tennessee 1 $ 76,000 $ 76,000 $ 86,000
Fentress, Tennessee 1 $ 31,000 $ 31,000 $ 18,000
Franklin, Tennessee 1 $ 59,000 $ 59,000 $ 61,000
Giles, Tennessee 1 $ 26,000 $ 26,000 $ 37,000
Grundy, Tennessee 1 $ 66,000 $ 66,000 $ 77,000
Hamilton, Tennessee 1 $ 291,000 $ 291,000 $ 103,000
Lauderdale, Tennessee 1 $ 66,000 $ 66,000 $ 36,000
Lewis, Tennessee 1 $ 65,000 $ 65,000 $ 24,000
Marion, Tennessee 1 $ 72,000 $ 72,000 $ 96,000
Marshall, Tennessee 1 $ 29,000 $ 29,000 $ 37,000
Maury, Tennessee 1 $ 56,000 $ 56,000 $ 22,000
Moore, Tennessee 1 $ 75,000 $ 75,000 $ 57,000
Obion, Tennessee 1 $ 65,000 $ 65,000 $ 32,000
Rutherford, Tennessee 1 $ 57,000 $ 57,000 $ 64,000
Sequatchie, Tennessee 1 $ 51,000 $ 51,000 $ 28,000
Sevier, Tennessee 1 $ 220,000 $ 220,000 $ 73,000
Van Buren, Tennessee 1 $ 61,000 $ 61,000 $ 35,000
Washington, Tennessee 1 $ 90,000 $ 90,000 $ 42,000
Williamson, Tennessee 1 $ 36,000 $ 36,000 $ 145,000
Buena Vista, Virginia 1 $ 190,000 $ 190,000 $ 63,000
Charlotte, Virginia 1 $ 170,000 $ 170,000 $ 66,000
Charlottesville, Virginia 1 $ 308,000 $ 308,000 $ 150,000
Dinwiddie, Virginia 1 $ 152,000 $ 152,000 $ 48,000
Frederick, Virginia 1 $ 39,000 $ 39,000 $ 35,000
Goochland, Virginia 1 $ 53,000 $ 53,000 $ 24,000
Halifax, Virginia 1 $ 56,000 $ 56,000 $ 39,000
Henry, Virginia 1 $ 85,000 $ 85,000 $ 76,000
Montgomery, Virginia 1 $ 136,000 $ 136,000 $ 296,000
Pittsylvania, Virginia 1 $ 204,000 $ 204,000 $ 83,000
Portsmouth, Virginia 1 $ 37,000 $ 37,000 $ 21,000
Prince Edward, Virginia 1 $ 120,000 $ 120,000 $ 46,000
Prince William, Virginia 1 $ 160,000 $ 160,000 $ 125,000
Roanoke City, Virginia 1 $ 98,000 $ 98,000 $ 37,000
Scott, Virginia 1 $ 68,000 $ 68,000 $ 21,000
Stafford, Virginia 1 $ 103,000 $ 103,000 $ 46,000
Winchester, Virginia 1 $ 40,000 $ 40,000 $ 23,000
Greenbrier, West Virginia 1 $ 654,000 $ 654,000 $ 288,000

Mortgage Loan Application Detail Totals for South State Bank in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,990 $778,741,000 $195,000 $14,800,000 $101,000 $1,753,000
Refinancing 3,751 $829,156,000 $221,000 $2,446,000 $124,000 $5,021,000
Home Improvement 478 $65,881,000 $137,000 $3,750,000 $114,000 $2,991,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,914 $1,419,289,000 $205,000 $3,750,000 $118,000 $5,021,000
Black or African American 489 $48,545,000 $99,000 $1,280,000 $59,000 $973,000
Not Provided 338 $92,640,000 $274,000 $3,500,000 $148,000 $1,633,000
Not applicable 244 $66,886,000 $274,000 $14,800,000 $0 $0
Hispanic 104 $13,859,000 $133,000 $861,000 $77,000 $320,000
Asian 97 $28,214,000 $290,000 $1,245,000 $155,000 $750,000
American Indian or Alaskan Native 28 $3,064,000 $109,000 $387,000 $61,000 $161,000
Native Hawaiian or Other Pacific Islander 5 $1,281,000 $256,000 $773,000 $261,000 $816,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,715 $1,593,656,000 $206,000 $14,800,000 $116,000 $5,021,000
FHA-insured (Federal Housing Administration) 272 $36,647,000 $134,000 $310,000 $53,000 $201,000
VA-guaranteed (Veterans Administration) 138 $31,900,000 $231,000 $789,000 $78,000 $525,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 94 $11,575,000 $123,000 $299,000 $40,000 $93,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,910 $1,282,653,000 $217,000 $14,800,000 $118,000 $5,021,000
Application Denied By Financial Institution 1,620 $257,406,000 $158,000 $2,446,000 $93,000 $1,656,000
Application Approved But Not Accepted 407 $70,848,000 $174,000 $3,750,000 $99,000 $1,368,000
Application Withdrawn By Applicant 192 $45,413,000 $236,000 $1,500,000 $129,000 $1,753,000
File Closed For Incompleteness 73 $13,623,000 $186,000 $493,000 $102,000 $540,000
Loan Purchased By The Institution 17 $3,835,000 $225,000 $1,734,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 462 $36,113,000 $78,000 $2,446,000 $55,000 $548,000
Debt-To-Income Ratio 400 $49,178,000 $122,000 $937,000 $53,000 $435,000
Credit Application Incomplete 391 $92,290,000 $236,000 $1,500,000 $148,000 $954,000
Collateral 249 $59,471,000 $238,000 $1,600,000 $147,000 $1,656,000
Employment History 47 $4,563,000 $97,000 $408,000 $51,000 $256,000
Insufficient Cash (Downpayment, Closing Cost) 26 $3,752,000 $144,000 $520,000 $83,000 $375,000
Other 22 $3,929,000 $178,000 $553,000 $107,000 $376,000
Unverifiable Information 20 $7,733,000 $386,000 $1,575,000 $163,000 $576,000
Mortgage Insurance Denied 3 $377,000 $125,000 $206,000 $56,000 $76,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into South State Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess South State Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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