South State Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
South State Bank 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | South State Bank 520 Gervais Street Columbia, SC 29201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 8,219 |
| Total Mortgage Loan Application Amount | $1,673,778,000 |
| Average Mortgage Loan Application Amount | $184,333 |
| Highest Mortgage Loan Application Amount | $14,800,000 |
| Average Applicant Income | $113,000 |
| Highest Applicant Income | $5,021,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with South State Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing South State Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down South State Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how South State Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by South State Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at South State Bank's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Greenville County South Carolina | 848 | $ 212,833,000 | $ 250,000 | $ 137,000 |
| Charleston County South Carolina | 577 | $ 198,270,000 | $ 343,000 | $ 160,000 |
| York County South Carolina | 474 | $ 101,965,000 | $ 215,000 | $ 103,000 |
| Beaufort County South Carolina | 447 | $ 120,774,000 | $ 270,000 | $ 138,000 |
| Horry County South Carolina | 387 | $ 80,474,000 | $ 207,000 | $ 97,000 |
| Richland County South Carolina | 359 | $ 89,769,000 | $ 250,000 | $ 187,000 |
| Mecklenburg County North Carolina | 324 | $ 116,926,000 | $ 360,000 | $ 171,000 |
| Anderson County South Carolina | 285 | $ 48,160,000 | $ 168,000 | $ 89,000 |
| Chatham County Georgia | 262 | $ 69,066,000 | $ 263,000 | $ 152,000 |
| Lexington County South Carolina | 227 | $ 45,712,000 | $ 201,000 | $ 121,000 |
| Pickens County South Carolina | 209 | $ 31,621,000 | $ 151,000 | $ 84,000 |
| Orangeburg County South Carolina | 208 | $ 20,253,000 | $ 97,000 | $ 57,000 |
| Florence County South Carolina | 185 | $ 25,124,000 | $ 135,000 | $ 94,000 |
| Berkeley County South Carolina | 164 | $ 31,348,000 | $ 191,000 | $ 95,000 |
| Dorchester County South Carolina | 163 | $ 19,791,000 | $ 121,000 | $ 66,000 |
| Habersham County Georgia | 154 | $ 15,957,000 | $ 103,000 | $ 61,000 |
| Spartanburg County South Carolina | 153 | $ 32,456,000 | $ 212,000 | $ 107,000 |
| Oconee County South Carolina | 144 | $ 30,005,000 | $ 208,000 | $ 126,000 |
| Georgetown County South Carolina | 128 | $ 29,604,000 | $ 231,000 | $ 148,000 |
| Brunswick County North Carolina | 96 | $ 23,157,000 | $ 241,000 | $ 150,000 |
| Colleton County South Carolina | 94 | $ 12,965,000 | $ 137,000 | $ 116,000 |
| Jasper County South Carolina | 87 | $ 8,244,000 | $ 94,000 | $ 57,000 |
| Hall County Georgia | 75 | $ 9,133,000 | $ 121,000 | $ 78,000 |
| Jackson County Georgia | 70 | $ 5,717,000 | $ 81,000 | $ 48,000 |
| Buncombe County North Carolina | 65 | $ 14,700,000 | $ 226,000 | $ 132,000 |
| White County Georgia | 64 | $ 5,024,000 | $ 78,000 | $ 44,000 |
| Rabun County Georgia | 46 | $ 4,012,000 | $ 87,000 | $ 62,000 |
| Stephens County Georgia | 44 | $ 2,437,000 | $ 55,000 | $ 47,000 |
| Bryan County Georgia | 42 | $ 9,859,000 | $ 234,000 | $ 104,000 |
| Barrow County Georgia | 35 | $ 3,922,000 | $ 112,000 | $ 50,000 |
| Union County North Carolina | 31 | $ 12,410,000 | $ 400,000 | $ 184,000 |
| Clarke County Georgia | 30 | $ 3,731,000 | $ 124,000 | $ 86,000 |
| Darlington County South Carolina | 29 | $ 3,640,000 | $ 125,000 | $ 72,000 |
| Aiken County South Carolina | 28 | $ 3,119,000 | $ 111,000 | $ 70,000 |
| Clarendon County South Carolina | 28 | $ 3,391,000 | $ 121,000 | $ 109,000 |
| Henderson County North Carolina | 26 | $ 6,104,000 | $ 234,000 | $ 87,000 |
| Banks County Georgia | 25 | $ 3,352,000 | $ 134,000 | $ 76,000 |
| Middlesex County Massachusetts | 25 | $ 8,688,000 | $ 347,000 | $ 148,000 |
| New Hanover County North Carolina | 23 | $ 8,109,000 | $ 352,000 | $ 181,000 |
| Bamberg County South Carolina | 22 | $ 1,862,000 | $ 84,000 | $ 50,000 |
| Calhoun County South Carolina | 22 | $ 3,016,000 | $ 137,000 | $ 76,000 |
| Gwinnett County Georgia | 21 | $ 3,522,000 | $ 167,000 | $ 111,000 |
| Greenwood County South Carolina | 19 | $ 2,415,000 | $ 127,000 | $ 79,000 |
| Marion County South Carolina | 19 | $ 2,057,000 | $ 108,000 | $ 63,000 |
| Franklin County Georgia | 18 | $ 1,476,000 | $ 82,000 | $ 42,000 |
| Glynn County Georgia | 18 | $ 2,554,000 | $ 141,000 | $ 113,000 |
| Cabarrus County North Carolina | 18 | $ 5,414,000 | $ 300,000 | $ 152,000 |
| Effingham County Georgia | 17 | $ 1,913,000 | $ 112,000 | $ 47,000 |
| Gaston County North Carolina | 17 | $ 5,505,000 | $ 323,000 | $ 146,000 |
| Kershaw County South Carolina | 17 | $ 2,613,000 | $ 153,000 | $ 93,000 |
| Lancaster County South Carolina | 16 | $ 3,765,000 | $ 235,000 | $ 99,000 |
| Williamsburg County South Carolina | 16 | $ 1,540,000 | $ 96,000 | $ 61,000 |
| Oconee County Georgia | 15 | $ 2,548,000 | $ 169,000 | $ 99,000 |
| Robeson County North Carolina | 14 | $ 1,033,000 | $ 73,000 | $ 56,000 |
| Chesterfield County South Carolina | 14 | $ 1,316,000 | $ 94,000 | $ 127,000 |
| Alachua County Florida | 13 | $ 874,000 | $ 67,000 | $ 47,000 |
| Cherokee County Georgia | 13 | $ 1,731,000 | $ 133,000 | $ 75,000 |
| Plymouth County Massachusetts | 12 | $ 3,456,000 | $ 288,000 | $ 133,000 |
| Johnston County North Carolina | 12 | $ 626,000 | $ 52,000 | $ 54,000 |
| Pender County North Carolina | 12 | $ 2,824,000 | $ 235,000 | $ 92,000 |
| Chester County South Carolina | 12 | $ 2,909,000 | $ 242,000 | $ 89,000 |
| Newberry County South Carolina | 12 | $ 1,820,000 | $ 151,000 | $ 125,000 |
| Lynchburg County Virginia | 12 | $ 2,135,000 | $ 177,000 | $ 102,000 |
| Talladega County Alabama | 11 | $ 671,000 | $ 61,000 | $ 49,000 |
| Marion County Florida | 11 | $ 752,000 | $ 68,000 | $ 71,000 |
| Towns County Georgia | 11 | $ 2,687,000 | $ 244,000 | $ 81,000 |
| Haywood County North Carolina | 11 | $ 1,858,000 | $ 168,000 | $ 96,000 |
| Wake County North Carolina | 11 | $ 2,788,000 | $ 253,000 | $ 120,000 |
| Laurens County South Carolina | 11 | $ 2,288,000 | $ 208,000 | $ 151,000 |
| Walker County Alabama | 10 | $ 563,000 | $ 56,000 | $ 39,000 |
| Bay County Florida | 10 | $ 580,000 | $ 58,000 | $ 58,000 |
| Lincoln County Mississippi | 10 | $ 558,000 | $ 55,000 | $ 60,000 |
| Wayne County North Carolina | 10 | $ 976,000 | $ 97,000 | $ 43,000 |
| Fairfield County South Carolina | 10 | $ 2,828,000 | $ 282,000 | $ 172,000 |
| Hampton County South Carolina | 10 | $ 612,000 | $ 61,000 | $ 50,000 |
| Bedford County Virginia | 10 | $ 3,074,000 | $ 307,000 | $ 128,000 |
| Appling County Georgia | 9 | $ 592,000 | $ 65,000 | $ 71,000 |
| Bulloch County Georgia | 9 | $ 1,396,000 | $ 155,000 | $ 132,000 |
| Fulton County Georgia | 9 | $ 2,452,000 | $ 272,000 | $ 197,000 |
| Wayne County Georgia | 9 | $ 612,000 | $ 68,000 | $ 75,000 |
| Lauderdale County Mississippi | 9 | $ 532,000 | $ 59,000 | $ 42,000 |
| Iredell County North Carolina | 9 | $ 4,975,000 | $ 552,000 | $ 151,000 |
| Jackson County North Carolina | 9 | $ 3,213,000 | $ 357,000 | $ 233,000 |
| Scotland County North Carolina | 9 | $ 950,000 | $ 105,000 | $ 43,000 |
| Smyth County Virginia | 9 | $ 908,000 | $ 100,000 | $ 70,000 |
| Madison County Georgia | 8 | $ 690,000 | $ 86,000 | $ 62,000 |
| Richmond County Georgia | 8 | $ 1,273,000 | $ 159,000 | $ 65,000 |
| Columbus County North Carolina | 8 | $ 476,000 | $ 59,000 | $ 32,000 |
| Abbeville County South Carolina | 8 | $ 990,000 | $ 123,000 | $ 69,000 |
| Marlboro County South Carolina | 8 | $ 699,000 | $ 87,000 | $ 56,000 |
| St. Clair County Alabama | 7 | $ 402,000 | $ 57,000 | $ 35,000 |
| Polk County Florida | 7 | $ 408,000 | $ 58,000 | $ 50,000 |
| Forsyth County Georgia | 7 | $ 1,365,000 | $ 195,000 | $ 70,000 |
| Walton County Georgia | 7 | $ 919,000 | $ 131,000 | $ 294,000 |
| George County Mississippi | 7 | $ 269,000 | $ 38,000 | $ 46,000 |
| Cumberland County North Carolina | 7 | $ 928,000 | $ 132,000 | $ 53,000 |
| Harnett County North Carolina | 7 | $ 1,203,000 | $ 171,000 | $ 69,000 |
| Transylvania County North Carolina | 7 | $ 2,027,000 | $ 289,000 | $ 196,000 |
| Sumter County South Carolina | 7 | $ 438,000 | $ 62,000 | $ 85,000 |
| Amherst County Virginia | 7 | $ 1,098,000 | $ 156,000 | $ 75,000 |
| Mecklenburg County Virginia | 7 | $ 1,902,000 | $ 271,000 | $ 159,000 |
| Rockbridge County Virginia | 7 | $ 963,000 | $ 137,000 | $ 80,000 |
| Washington County Virginia | 7 | $ 845,000 | $ 120,000 | $ 71,000 |
| Tuscaloosa County Alabama | 6 | $ 431,000 | $ 71,000 | $ 51,000 |
| Columbia County Florida | 6 | $ 333,000 | $ 55,000 | $ 55,000 |
| Suwannee County Florida | 6 | $ 417,000 | $ 69,000 | $ 52,000 |
| DeKalb County Georgia | 6 | $ 1,266,000 | $ 211,000 | $ 122,000 |
| Liberty County Georgia | 6 | $ 2,659,000 | $ 443,000 | $ 50,000 |
| Lumpkin County Georgia | 6 | $ 728,000 | $ 121,000 | $ 49,000 |
| Thomas County Georgia | 6 | $ 688,000 | $ 114,000 | $ 55,000 |
| Essex County Massachusetts | 6 | $ 2,173,000 | $ 362,000 | $ 295,000 |
| Norfolk County Massachusetts | 6 | $ 2,200,000 | $ 366,000 | $ 219,000 |
| Worcester County Massachusetts | 6 | $ 1,604,000 | $ 267,000 | $ 91,000 |
| Carteret County North Carolina | 6 | $ 327,000 | $ 54,000 | $ 69,000 |
| Duplin County North Carolina | 6 | $ 429,000 | $ 71,000 | $ 55,000 |
| Halifax County North Carolina | 6 | $ 359,000 | $ 59,000 | $ 47,000 |
| Onslow County North Carolina | 6 | $ 1,579,000 | $ 263,000 | $ 116,000 |
| Polk County North Carolina | 6 | $ 1,179,000 | $ 196,000 | $ 162,000 |
| Cherokee County South Carolina | 6 | $ 497,000 | $ 82,000 | $ 67,000 |
| Baldwin County Alabama | 5 | $ 250,000 | $ 50,000 | $ 69,000 |
| Colbert County Alabama | 5 | $ 230,000 | $ 46,000 | $ 37,000 |
| Madison County Alabama | 5 | $ 213,000 | $ 42,000 | $ 37,000 |
| Gilchrist County Florida | 5 | $ 277,000 | $ 55,000 | $ 62,000 |
| St. Lucie County Florida | 5 | $ 360,000 | $ 72,000 | $ 69,000 |
| Walton County Florida | 5 | $ 605,000 | $ 121,000 | $ 109,000 |
| Bacon County Georgia | 5 | $ 375,000 | $ 75,000 | $ 65,000 |
| Ware County Georgia | 5 | $ 281,000 | $ 56,000 | $ 47,000 |
| Guilford County North Carolina | 5 | $ 1,065,000 | $ 213,000 | $ 104,000 |
| Macon County North Carolina | 5 | $ 386,000 | $ 77,000 | $ 89,000 |
| Chester County Pennsylvania | 5 | $ 1,404,000 | $ 280,000 | $ 207,000 |
| Appomattox County Virginia | 5 | $ 1,199,000 | $ 239,000 | $ 111,000 |
| Elmore County Alabama | 4 | $ 235,000 | $ 58,000 | $ 71,000 |
| Escambia County Alabama | 4 | $ 241,000 | $ 60,000 | $ 72,000 |
| Franklin County Alabama | 4 | $ 225,000 | $ 56,000 | $ 42,000 |
| Jefferson County Alabama | 4 | $ 275,000 | $ 68,000 | $ 61,000 |
| Lawrence County Alabama | 4 | $ 184,000 | $ 46,000 | $ 47,000 |
| Randolph County Alabama | 4 | $ 214,000 | $ 53,000 | $ 37,000 |
| Shelby County Alabama | 4 | $ 273,000 | $ 68,000 | $ 59,000 |
| Winston County Alabama | 4 | $ 367,000 | $ 91,000 | $ 59,000 |
| Bradford County Florida | 4 | $ 305,000 | $ 76,000 | $ 64,000 |
| Hillsborough County Florida | 4 | $ 272,000 | $ 68,000 | $ 60,000 |
| Lake County Florida | 4 | $ 232,000 | $ 58,000 | $ 57,000 |
| Leon County Florida | 4 | $ 332,000 | $ 83,000 | $ 56,000 |
| Santa Rosa County Florida | 4 | $ 362,000 | $ 90,000 | $ 71,000 |
| Coffee County Georgia | 4 | $ 263,000 | $ 65,000 | $ 46,000 |
| Crisp County Georgia | 4 | $ 802,000 | $ 200,000 | $ 121,000 |
| Hart County Georgia | 4 | $ 309,000 | $ 77,000 | $ 28,000 |
| Tattnall County Georgia | 4 | $ 332,000 | $ 83,000 | $ 113,000 |
| Union County Georgia | 4 | $ 366,000 | $ 91,000 | $ 58,000 |
| Clarke County Mississippi | 4 | $ 157,000 | $ 39,000 | $ 27,000 |
| Copiah County Mississippi | 4 | $ 392,000 | $ 98,000 | $ 64,000 |
| Monroe County Mississippi | 4 | $ 220,000 | $ 55,000 | $ 40,000 |
| Clay County North Carolina | 4 | $ 1,082,000 | $ 270,000 | $ 147,000 |
| Greene County North Carolina | 4 | $ 181,000 | $ 45,000 | $ 29,000 |
| Lee County North Carolina | 4 | $ 217,000 | $ 54,000 | $ 42,000 |
| McDowell County North Carolina | 4 | $ 546,000 | $ 136,000 | $ 146,000 |
| Mitchell County North Carolina | 4 | $ 692,000 | $ 173,000 | $ 137,000 |
| Sampson County North Carolina | 4 | $ 289,000 | $ 72,000 | $ 39,000 |
| Watauga County North Carolina | 4 | $ 1,146,000 | $ 286,000 | $ 243,000 |
| Barnwell County South Carolina | 4 | $ 282,000 | $ 70,000 | $ 106,000 |
| Dillon County South Carolina | 4 | $ 775,000 | $ 193,000 | $ 60,000 |
| Amelia County Virginia | 4 | $ 671,000 | $ 167,000 | $ 84,000 |
| Brunswick County Virginia | 4 | $ 920,000 | $ 230,000 | $ 126,000 |
| Nottoway County Virginia | 4 | $ 569,000 | $ 142,000 | $ 74,000 |
| Choctaw County Alabama | 3 | $ 143,000 | $ 47,000 | $ 50,000 |
| Clarke County Alabama | 3 | $ 196,000 | $ 65,000 | $ 34,000 |
| Cleburne County Alabama | 3 | $ 191,000 | $ 63,000 | $ 29,000 |
| Covington County Alabama | 3 | $ 183,000 | $ 61,000 | $ 119,000 |
| Baker County Florida | 3 | $ 243,000 | $ 81,000 | $ 89,000 |
| Duval County Florida | 3 | $ 194,000 | $ 64,000 | $ 68,000 |
| Escambia County Florida | 3 | $ 242,000 | $ 80,000 | $ 47,000 |
| Okaloosa County Florida | 3 | $ 114,000 | $ 38,000 | $ 61,000 |
| Taylor County Florida | 3 | $ 262,000 | $ 87,000 | $ 47,000 |
| Berrien County Georgia | 3 | $ 148,000 | $ 49,000 | $ 34,000 |
| Carroll County Georgia | 3 | $ 220,000 | $ 73,000 | $ 78,000 |
| Mitchell County Georgia | 3 | $ 132,000 | $ 44,000 | $ 184,000 |
| Oglethorpe County Georgia | 3 | $ 377,000 | $ 125,000 | $ 49,000 |
| Worth County Georgia | 3 | $ 228,000 | $ 76,000 | $ 42,000 |
| Talbot County Maryland | 3 | $ 149,000 | $ 49,000 | $ 36,000 |
| Suffolk County Massachusetts | 3 | $ 732,000 | $ 244,000 | $ 125,000 |
| Alcorn County Mississippi | 3 | $ 192,000 | $ 64,000 | $ 40,000 |
| Itawamba County Mississippi | 3 | $ 112,000 | $ 37,000 | $ 60,000 |
| Jackson County Mississippi | 3 | $ 230,000 | $ 76,000 | $ 95,000 |
| Lee County Mississippi | 3 | $ 115,000 | $ 38,000 | $ 31,000 |
| Neshoba County Mississippi | 3 | $ 198,000 | $ 66,000 | $ 46,000 |
| Perry County Mississippi | 3 | $ 279,000 | $ 93,000 | $ 47,000 |
| Monmouth County New Jersey | 3 | $ 1,971,000 | $ 657,000 | $ 198,000 |
| Cleveland County North Carolina | 3 | $ 521,000 | $ 173,000 | $ 101,000 |
| Craven County North Carolina | 3 | $ 772,000 | $ 257,000 | $ 84,000 |
| Forsyth County North Carolina | 3 | $ 477,000 | $ 159,000 | $ 161,000 |
| Madison County North Carolina | 3 | $ 912,000 | $ 304,000 | $ 269,000 |
| Orange County North Carolina | 3 | $ 1,578,000 | $ 526,000 | $ 299,000 |
| Pamlico County North Carolina | 3 | $ 128,000 | $ 42,000 | $ 29,000 |
| Wilkes County North Carolina | 3 | $ 124,000 | $ 41,000 | $ 44,000 |
| Saluda County South Carolina | 3 | $ 487,000 | $ 162,000 | $ 87,000 |
| Wayne County Tennessee | 3 | $ 184,000 | $ 61,000 | $ 72,000 |
| Botetourt County Virginia | 3 | $ 649,000 | $ 216,000 | $ 142,000 |
| Franklin County Virginia | 3 | $ 555,000 | $ 185,000 | $ 79,000 |
| Greensville County Virginia | 3 | $ 250,000 | $ 83,000 | $ 65,000 |
| Barbour County Alabama | 2 | $ 108,000 | $ 54,000 | $ 50,000 |
| Calhoun County Alabama | 2 | $ 126,000 | $ 63,000 | $ 72,000 |
| Coosa County Alabama | 2 | $ 161,000 | $ 80,000 | $ 33,000 |
| Cullman County Alabama | 2 | $ 111,000 | $ 55,000 | $ 88,000 |
| Etowah County Alabama | 2 | $ 95,000 | $ 47,000 | $ 39,000 |
| Lauderdale County Alabama | 2 | $ 77,000 | $ 38,000 | $ 24,000 |
| Marion County Alabama | 2 | $ 90,000 | $ 45,000 | $ 31,000 |
| Marshall County Alabama | 2 | $ 84,000 | $ 42,000 | $ 42,000 |
| Mobile County Alabama | 2 | $ 134,000 | $ 67,000 | $ 66,000 |
| Montgomery County Alabama | 2 | $ 130,000 | $ 65,000 | $ 66,000 |
| Russell County Alabama | 2 | $ 193,000 | $ 96,000 | $ 96,000 |
| Citrus County Florida | 2 | $ 90,000 | $ 45,000 | $ 55,000 |
| Clay County Florida | 2 | $ 131,000 | $ 65,000 | $ 66,000 |
| Dixie County Florida | 2 | $ 137,000 | $ 68,000 | $ 81,000 |
| Hamilton County Florida | 2 | $ 135,000 | $ 67,000 | $ 58,000 |
| Hernando County Florida | 2 | $ 162,000 | $ 81,000 | $ 55,000 |
| Holmes County Florida | 2 | $ 152,000 | $ 76,000 | $ 52,000 |
| Jefferson County Florida | 2 | $ 110,000 | $ 55,000 | $ 44,000 |
| Manatee County Florida | 2 | $ 133,000 | $ 66,000 | $ 76,000 |
| Union County Florida | 2 | $ 77,000 | $ 38,000 | $ 23,000 |
| Volusia County Florida | 2 | $ 122,000 | $ 61,000 | $ 69,000 |
| Brooks County Georgia | 2 | $ 98,000 | $ 49,000 | $ 59,000 |
| Charlton County Georgia | 2 | $ 137,000 | $ 68,000 | $ 39,000 |
| Cobb County Georgia | 2 | $ 402,000 | $ 201,000 | $ 65,000 |
| Douglas County Georgia | 2 | $ 226,000 | $ 113,000 | $ 88,000 |
| Elbert County Georgia | 2 | $ 80,000 | $ 40,000 | $ 41,000 |
| Fannin County Georgia | 2 | $ 256,000 | $ 128,000 | $ 128,000 |
| Long County Georgia | 2 | $ 147,000 | $ 73,000 | $ 76,000 |
| Pickens County Georgia | 2 | $ 368,000 | $ 184,000 | $ 68,000 |
| Sumter County Georgia | 2 | $ 141,000 | $ 70,000 | $ 25,000 |
| Troup County Georgia | 2 | $ 128,000 | $ 64,000 | $ 41,000 |
| Warren County Georgia | 2 | $ 58,000 | $ 29,000 | $ 45,000 |
| Washington County Georgia | 2 | $ 91,000 | $ 45,000 | $ 25,000 |
| Cumberland County Maine | 2 | $ 503,000 | $ 251,000 | $ 77,000 |
| Anne Arundel County Maryland | 2 | $ 338,000 | $ 169,000 | $ 171,000 |
| Barnstable County Massachusetts | 2 | $ 383,000 | $ 191,000 | $ 132,000 |
| Bristol County Massachusetts | 2 | $ 785,000 | $ 392,000 | $ 184,000 |
| Dukes County Massachusetts | 2 | $ 875,000 | $ 437,000 | $ 208,000 |
| Attala County Mississippi | 2 | $ 73,000 | $ 36,000 | $ 39,000 |
| Kemper County Mississippi | 2 | $ 163,000 | $ 81,000 | $ 70,000 |
| Lowndes County Mississippi | 2 | $ 113,000 | $ 56,000 | $ 26,000 |
| Newton County Mississippi | 2 | $ 104,000 | $ 52,000 | $ 34,000 |
| Noxubee County Mississippi | 2 | $ 96,000 | $ 48,000 | $ 57,000 |
| Oktibbeha County Mississippi | 2 | $ 83,000 | $ 41,000 | $ 32,000 |
| Pike County Mississippi | 2 | $ 105,000 | $ 52,000 | $ 54,000 |
| Prentiss County Mississippi | 2 | $ 151,000 | $ 75,000 | $ 74,000 |
| Union County Mississippi | 2 | $ 107,000 | $ 53,000 | $ 43,000 |
| Hillsborough County New Hampshire | 2 | $ 433,000 | $ 216,000 | $ 85,000 |
| Morris County New Jersey | 2 | $ 822,000 | $ 411,000 | $ 101,000 |
| Alamance County North Carolina | 2 | $ 588,000 | $ 294,000 | $ 106,000 |
| Caswell County North Carolina | 2 | $ 117,000 | $ 58,000 | $ 62,000 |
| Dare County North Carolina | 2 | $ 385,000 | $ 192,000 | $ 104,000 |
| Durham County North Carolina | 2 | $ 245,000 | $ 122,000 | $ 107,000 |
| Hoke County North Carolina | 2 | $ 98,000 | $ 49,000 | $ 31,000 |
| Jones County North Carolina | 2 | $ 92,000 | $ 46,000 | $ 45,000 |
| Moore County North Carolina | 2 | $ 68,000 | $ 34,000 | $ 33,000 |
| Randolph County North Carolina | 2 | $ 104,000 | $ 52,000 | $ 27,000 |
| Swain County North Carolina | 2 | $ 280,000 | $ 140,000 | $ 201,000 |
| Edgefield County South Carolina | 2 | $ 233,000 | $ 116,000 | $ 40,000 |
| Union County South Carolina | 2 | $ 265,000 | $ 132,000 | $ 502,000 |
| Cannon County Tennessee | 2 | $ 82,000 | $ 41,000 | $ 25,000 |
| Warren County Tennessee | 2 | $ 112,000 | $ 56,000 | $ 42,000 |
| Campbell County Virginia | 2 | $ 185,000 | $ 92,000 | $ 38,000 |
| Chesapeake County Virginia | 2 | $ 137,000 | $ 68,000 | $ 40,000 |
| Colonial Heights County Virginia | 2 | $ 254,000 | $ 127,000 | $ 154,000 |
| Henrico County Virginia | 2 | $ 636,000 | $ 318,000 | $ 317,000 |
| Lexington County Virginia | 2 | $ 549,000 | $ 274,000 | $ 111,000 |
| Roanoke County Virginia | 2 | $ 181,000 | $ 90,000 | $ 49,000 |
| Tazewell County Virginia | 2 | $ 208,000 | $ 104,000 | $ 48,000 |
| Wythe County Virginia | 2 | $ 624,000 | $ 312,000 | $ 12,000 |
| Autauga County Alabama | 1 | $ 61,000 | $ 61,000 | $ 37,000 |
| Bibb County Alabama | 1 | $ 38,000 | $ 38,000 | $ 21,000 |
| Chambers County Alabama | 1 | $ 91,000 | $ 91,000 | $ 49,000 |
| Chilton County Alabama | 1 | $ 41,000 | $ 41,000 | $ 48,000 |
| Coffee County Alabama | 1 | $ 76,000 | $ 76,000 | $ 36,000 |
| Dale County Alabama | 1 | $ 89,000 | $ 89,000 | $ 37,000 |
| Greene County Alabama | 1 | $ 41,000 | $ 41,000 | $ 38,000 |
| Henry County Alabama | 1 | $ 52,000 | $ 52,000 | $ 40,000 |
| Houston County Alabama | 1 | $ 45,000 | $ 45,000 | $ 30,000 |
| Jackson County Alabama | 1 | $ 32,000 | $ 32,000 | $ 79,000 |
| Lee County Alabama | 1 | $ 53,000 | $ 53,000 | $ 31,000 |
| Limestone County Alabama | 1 | $ 40,000 | $ 40,000 | $ 56,000 |
| Macon County Alabama | 1 | $ 94,000 | $ 94,000 | $ 52,000 |
| Perry County Alabama | 1 | $ 20,000 | $ 20,000 | $ 23,000 |
| Pike County Alabama | 1 | $ 26,000 | $ 26,000 | $ 20,000 |
| Sumter County Alabama | 1 | $ 23,000 | $ 23,000 | $ 40,000 |
| Tallapoosa County Alabama | 1 | $ 78,000 | $ 78,000 | $ 21,000 |
| Wilcox County Alabama | 1 | $ 58,000 | $ 58,000 | $ 28,000 |
| Hartford County Connecticut | 1 | $ 136,000 | $ 136,000 | $ 76,000 |
| Charlotte County Florida | 1 | $ 66,000 | $ 66,000 | $ 69,000 |
| Gadsden County Florida | 1 | $ 68,000 | $ 68,000 | $ 70,000 |
| Hendry County Florida | 1 | $ 35,000 | $ 35,000 | $ 320,000 |
| Jackson County Florida | 1 | $ 80,000 | $ 80,000 | $ 35,000 |
| Levy County Florida | 1 | $ 128,000 | $ 128,000 | $ 100,000 |
| Liberty County Florida | 1 | $ 71,000 | $ 71,000 | $ 39,000 |
| Madison County Florida | 1 | $ 80,000 | $ 80,000 | $ 28,000 |
| Okeechobee County Florida | 1 | $ 76,000 | $ 76,000 | $ 26,000 |
| Orange County Florida | 1 | $ 74,000 | $ 74,000 | $ 60,000 |
| Osceola County Florida | 1 | $ 88,000 | $ 88,000 | $ 24,000 |
| Palm Beach County Florida | 1 | $ 59,000 | $ 59,000 | $ 32,000 |
| Pasco County Florida | 1 | $ 64,000 | $ 64,000 | $ 29,000 |
| Pinellas County Florida | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| St. Johns County Florida | 1 | $ 52,000 | $ 52,000 | $ 102,000 |
| Wakulla County Florida | 1 | $ 53,000 | $ 53,000 | $ 66,000 |
| Atkinson County Georgia | 1 | $ 86,000 | $ 86,000 | $ 78,000 |
| Baker County Georgia | 1 | $ 88,000 | $ 88,000 | $ 35,000 |
| Ben Hill County Georgia | 1 | $ 43,000 | $ 43,000 | $ 22,000 |
| Brantley County Georgia | 1 | $ 70,000 | $ 70,000 | $ 58,000 |
| Burke County Georgia | 1 | $ 106,000 | $ 106,000 | $ 80,000 |
| Calhoun County Georgia | 1 | $ 39,000 | $ 39,000 | $ 17,000 |
| Camden County Georgia | 1 | $ 98,000 | $ 98,000 | $ 60,000 |
| Colquitt County Georgia | 1 | $ 24,000 | $ 24,000 | $ 11,000 |
| Cook County Georgia | 1 | $ 69,000 | $ 69,000 | $ 121,000 |
| Coweta County Georgia | 1 | $ 58,000 | $ 58,000 | $ 89,000 |
| Dade County Georgia | 1 | $ 72,000 | $ 72,000 | $ 78,000 |
| Dawson County Georgia | 1 | $ 351,000 | $ 351,000 | $ 205,000 |
| Decatur County Georgia | 1 | $ 81,000 | $ 81,000 | $ 74,000 |
| Gilmer County Georgia | 1 | $ 70,000 | $ 70,000 | $ 39,000 |
| Grady County Georgia | 1 | $ 38,000 | $ 38,000 | $ 38,000 |
| Haralson County Georgia | 1 | $ 68,000 | $ 68,000 | $ 44,000 |
| Harris County Georgia | 1 | $ 92,000 | $ 92,000 | $ 51,000 |
| Heard County Georgia | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Jasper County Georgia | 1 | $ 154,000 | $ 154,000 | $ 42,000 |
| Jeff Davis County Georgia | 1 | $ 106,000 | $ 106,000 | $ 59,000 |
| Jenkins County Georgia | 1 | $ 69,000 | $ 69,000 | $ 33,000 |
| Lamar County Georgia | 1 | $ 68,000 | $ 68,000 | $ 24,000 |
| Lincoln County Georgia | 1 | $ 31,000 | $ 31,000 | $ 18,000 |
| Lowndes County Georgia | 1 | $ 47,000 | $ 47,000 | $ 35,000 |
| Macon County Georgia | 1 | $ 59,000 | $ 59,000 | $ 21,000 |
| Marion County Georgia | 1 | $ 89,000 | $ 89,000 | $ 35,000 |
| McDuffie County Georgia | 1 | $ 148,000 | $ 148,000 | $ 9,000 |
| McIntosh County Georgia | 1 | $ 66,000 | $ 66,000 | $ 28,000 |
| Monroe County Georgia | 1 | $ 60,000 | $ 60,000 | $ 22,000 |
| Morgan County Georgia | 1 | $ 350,000 | $ 350,000 | $ 118,000 |
| Paulding County Georgia | 1 | $ 124,000 | $ 124,000 | $ 60,000 |
| Polk County Georgia | 1 | $ 61,000 | $ 61,000 | $ 30,000 |
| Schley County Georgia | 1 | $ 98,000 | $ 98,000 | $ 55,000 |
| Screven County Georgia | 1 | $ 360,000 | $ 360,000 | $ 112,000 |
| Talbot County Georgia | 1 | $ 77,000 | $ 77,000 | $ 34,000 |
| Telfair County Georgia | 1 | $ 97,000 | $ 97,000 | $ 56,000 |
| Tift County Georgia | 1 | $ 36,000 | $ 36,000 | $ 24,000 |
| Toombs County Georgia | 1 | $ 47,000 | $ 47,000 | $ 31,000 |
| Upson County Georgia | 1 | $ 144,000 | $ 144,000 | $ 165,000 |
| Walker County Georgia | 1 | $ 255,000 | $ 255,000 | $ 576,000 |
| York County Maine | 1 | $ 300,000 | $ 300,000 | $ 75,000 |
| Dorchester County Maryland | 1 | $ 17,000 | $ 17,000 | $ 40,000 |
| Hampden County Massachusetts | 1 | $ 258,000 | $ 258,000 | $ 72,000 |
| Amite County Mississippi | 1 | $ 46,000 | $ 46,000 | $ 140,000 |
| Calhoun County Mississippi | 1 | $ 50,000 | $ 50,000 | $ 32,000 |
| Clay County Mississippi | 1 | $ 63,000 | $ 63,000 | $ 55,000 |
| Franklin County Mississippi | 1 | $ 79,000 | $ 79,000 | $ 36,000 |
| Jasper County Mississippi | 1 | $ 42,000 | $ 42,000 | $ 22,000 |
| Jefferson County Mississippi | 1 | $ 41,000 | $ 41,000 | $ 16,000 |
| Jones County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 26,000 |
| Lawrence County Mississippi | 1 | $ 108,000 | $ 108,000 | $ 145,000 |
| Leake County Mississippi | 1 | $ 53,000 | $ 53,000 | $ 50,000 |
| Rankin County Mississippi | 1 | $ 34,000 | $ 34,000 | $ 135,000 |
| Scott County Mississippi | 1 | $ 57,000 | $ 57,000 | $ 50,000 |
| Sharkey County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 28,000 |
| Simpson County Mississippi | 1 | $ 120,000 | $ 120,000 | $ 168,000 |
| Warren County Mississippi | 1 | $ 30,000 | $ 30,000 | $ 23,000 |
| Wayne County Mississippi | 1 | $ 48,000 | $ 48,000 | $ 55,000 |
| Winston County Mississippi | 1 | $ 59,000 | $ 59,000 | $ 86,000 |
| Rockingham County New Hampshire | 1 | $ 361,000 | $ 361,000 | $ 174,000 |
| Bergen County New Jersey | 1 | $ 271,000 | $ 271,000 | $ 97,000 |
| Hudson County New Jersey | 1 | $ 325,000 | $ 325,000 | $ 174,000 |
| Alexander County North Carolina | 1 | $ 292,000 | $ 292,000 | $ 166,000 |
| Alleghany County North Carolina | 1 | $ 31,000 | $ 31,000 | $ 62,000 |
| Anson County North Carolina | 1 | $ 36,000 | $ 36,000 | $ 22,000 |
| Ashe County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 135,000 |
| Bertie County North Carolina | 1 | $ 31,000 | $ 31,000 | $ 116,000 |
| Caldwell County North Carolina | 1 | $ 18,000 | $ 18,000 | $ 13,000 |
| Catawba County North Carolina | 1 | $ 244,000 | $ 244,000 | $ 100,000 |
| Chatham County North Carolina | 1 | $ 379,000 | $ 379,000 | $ 267,000 |
| Cherokee County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 60,000 |
| Davidson County North Carolina | 1 | $ 58,000 | $ 58,000 | $ 60,000 |
| Franklin County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 72,000 |
| Granville County North Carolina | 1 | $ 97,000 | $ 97,000 | $ 27,000 |
| Lincoln County North Carolina | 1 | $ 224,000 | $ 224,000 | $ 51,000 |
| Martin County North Carolina | 1 | $ 56,000 | $ 56,000 | $ 33,000 |
| Montgomery County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 31,000 |
| Nash County North Carolina | 1 | $ 36,000 | $ 36,000 | $ 38,000 |
| Northampton County North Carolina | 1 | $ 49,000 | $ 49,000 | $ 45,000 |
| Pasquotank County North Carolina | 1 | $ 142,000 | $ 142,000 | $ 48,000 |
| Perquimans County North Carolina | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Pitt County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 44,000 |
| Richmond County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
| Rowan County North Carolina | 1 | $ 413,000 | $ 413,000 | $ 174,000 |
| Stokes County North Carolina | 1 | $ 67,000 | $ 67,000 | $ 144,000 |
| Surry County North Carolina | 1 | $ 36,000 | $ 36,000 | $ 26,000 |
| Warren County North Carolina | 1 | $ 376,000 | $ 376,000 | $ 82,000 |
| Wilson County North Carolina | 1 | $ 76,000 | $ 76,000 | $ 57,000 |
| Yancey County North Carolina | 1 | $ 62,000 | $ 62,000 | $ 29,000 |
| Portage County Ohio | 1 | $ 2,000 | $ 2,000 | $ 39,000 |
| Berks County Pennsylvania | 1 | $ 250,000 | $ 250,000 | $ 80,000 |
| Allendale County South Carolina | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Bledsoe County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 59,000 |
| Clay County Tennessee | 1 | $ 77,000 | $ 77,000 | $ 48,000 |
| Coffee County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 26,000 |
| DeKalb County Tennessee | 1 | $ 76,000 | $ 76,000 | $ 86,000 |
| Fentress County Tennessee | 1 | $ 31,000 | $ 31,000 | $ 18,000 |
| Franklin County Tennessee | 1 | $ 59,000 | $ 59,000 | $ 61,000 |
| Giles County Tennessee | 1 | $ 26,000 | $ 26,000 | $ 37,000 |
| Grundy County Tennessee | 1 | $ 66,000 | $ 66,000 | $ 77,000 |
| Hamilton County Tennessee | 1 | $ 291,000 | $ 291,000 | $ 103,000 |
| Lauderdale County Tennessee | 1 | $ 66,000 | $ 66,000 | $ 36,000 |
| Lewis County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 24,000 |
| Marion County Tennessee | 1 | $ 72,000 | $ 72,000 | $ 96,000 |
| Marshall County Tennessee | 1 | $ 29,000 | $ 29,000 | $ 37,000 |
| Maury County Tennessee | 1 | $ 56,000 | $ 56,000 | $ 22,000 |
| Moore County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 57,000 |
| Obion County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Rutherford County Tennessee | 1 | $ 57,000 | $ 57,000 | $ 64,000 |
| Sequatchie County Tennessee | 1 | $ 51,000 | $ 51,000 | $ 28,000 |
| Sevier County Tennessee | 1 | $ 220,000 | $ 220,000 | $ 73,000 |
| Van Buren County Tennessee | 1 | $ 61,000 | $ 61,000 | $ 35,000 |
| Washington County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 42,000 |
| Williamson County Tennessee | 1 | $ 36,000 | $ 36,000 | $ 145,000 |
| Buena Vista County Virginia | 1 | $ 190,000 | $ 190,000 | $ 63,000 |
| Charlotte County Virginia | 1 | $ 170,000 | $ 170,000 | $ 66,000 |
| Charlottesville County Virginia | 1 | $ 308,000 | $ 308,000 | $ 150,000 |
| Dinwiddie County Virginia | 1 | $ 152,000 | $ 152,000 | $ 48,000 |
| Frederick County Virginia | 1 | $ 39,000 | $ 39,000 | $ 35,000 |
| Goochland County Virginia | 1 | $ 53,000 | $ 53,000 | $ 24,000 |
| Halifax County Virginia | 1 | $ 56,000 | $ 56,000 | $ 39,000 |
| Henry County Virginia | 1 | $ 85,000 | $ 85,000 | $ 76,000 |
| Montgomery County Virginia | 1 | $ 136,000 | $ 136,000 | $ 296,000 |
| Pittsylvania County Virginia | 1 | $ 204,000 | $ 204,000 | $ 83,000 |
| Portsmouth County Virginia | 1 | $ 37,000 | $ 37,000 | $ 21,000 |
| Prince Edward County Virginia | 1 | $ 120,000 | $ 120,000 | $ 46,000 |
| Prince William County Virginia | 1 | $ 160,000 | $ 160,000 | $ 125,000 |
| Roanoke City County Virginia | 1 | $ 98,000 | $ 98,000 | $ 37,000 |
| Scott County Virginia | 1 | $ 68,000 | $ 68,000 | $ 21,000 |
| Stafford County Virginia | 1 | $ 103,000 | $ 103,000 | $ 46,000 |
| Winchester County Virginia | 1 | $ 40,000 | $ 40,000 | $ 23,000 |
| Greenbrier County West Virginia | 1 | $ 654,000 | $ 654,000 | $ 288,000 |
Mortgage Loan Application Detail Totals for South State Bank in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,990 | $778,741,000 | $195,000 | $14,800,000 | $101,000 | $1,753,000 |
| Refinancing | 3,751 | $829,156,000 | $221,000 | $2,446,000 | $124,000 | $5,021,000 |
| Home Improvement | 478 | $65,881,000 | $137,000 | $3,750,000 | $114,000 | $2,991,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,914 | $1,419,289,000 | $205,000 | $3,750,000 | $118,000 | $5,021,000 |
| Black or African American | 489 | $48,545,000 | $99,000 | $1,280,000 | $59,000 | $973,000 |
| Not Provided | 338 | $92,640,000 | $274,000 | $3,500,000 | $148,000 | $1,633,000 |
| Not applicable | 244 | $66,886,000 | $274,000 | $14,800,000 | $0 | $0 |
| Hispanic | 104 | $13,859,000 | $133,000 | $861,000 | $77,000 | $320,000 |
| Asian | 97 | $28,214,000 | $290,000 | $1,245,000 | $155,000 | $750,000 |
| American Indian or Alaskan Native | 28 | $3,064,000 | $109,000 | $387,000 | $61,000 | $161,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,281,000 | $256,000 | $773,000 | $261,000 | $816,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,715 | $1,593,656,000 | $206,000 | $14,800,000 | $116,000 | $5,021,000 |
| FHA-insured (Federal Housing Administration) | 272 | $36,647,000 | $134,000 | $310,000 | $53,000 | $201,000 |
| VA-guaranteed (Veterans Administration) | 138 | $31,900,000 | $231,000 | $789,000 | $78,000 | $525,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 94 | $11,575,000 | $123,000 | $299,000 | $40,000 | $93,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,910 | $1,282,653,000 | $217,000 | $14,800,000 | $118,000 | $5,021,000 |
| Application Denied By Financial Institution | 1,620 | $257,406,000 | $158,000 | $2,446,000 | $93,000 | $1,656,000 |
| Application Approved But Not Accepted | 407 | $70,848,000 | $174,000 | $3,750,000 | $99,000 | $1,368,000 |
| Application Withdrawn By Applicant | 192 | $45,413,000 | $236,000 | $1,500,000 | $129,000 | $1,753,000 |
| File Closed For Incompleteness | 73 | $13,623,000 | $186,000 | $493,000 | $102,000 | $540,000 |
| Loan Purchased By The Institution | 17 | $3,835,000 | $225,000 | $1,734,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 462 | $36,113,000 | $78,000 | $2,446,000 | $55,000 | $548,000 |
| Debt-To-Income Ratio | 400 | $49,178,000 | $122,000 | $937,000 | $53,000 | $435,000 |
| Credit Application Incomplete | 391 | $92,290,000 | $236,000 | $1,500,000 | $148,000 | $954,000 |
| Collateral | 249 | $59,471,000 | $238,000 | $1,600,000 | $147,000 | $1,656,000 |
| Employment History | 47 | $4,563,000 | $97,000 | $408,000 | $51,000 | $256,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 26 | $3,752,000 | $144,000 | $520,000 | $83,000 | $375,000 |
| Other | 22 | $3,929,000 | $178,000 | $553,000 | $107,000 | $376,000 |
| Unverifiable Information | 20 | $7,733,000 | $386,000 | $1,575,000 | $163,000 | $576,000 |
| Mortgage Insurance Denied | 3 | $377,000 | $125,000 | $206,000 | $56,000 | $76,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into South State Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess South State Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.