South State Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
South State Bank 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | South State Bank 520 Gervais Street Columbia, SC 29201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 10,912 |
| Total Mortgage Loan Application Amount | $2,283,550,000 |
| Average Mortgage Loan Application Amount | $198,000 |
| Highest Mortgage Loan Application Amount | $25,340,000 |
| Average Applicant Income | $110,000 |
| Highest Applicant Income | $4,734,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with South State Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing South State Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down South State Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how South State Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by South State Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at South State Bank's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Charleston County South Carolina | 1,007 | $ 367,627,000 | $ 365,000 | $ 157,000 |
| Horry County South Carolina | 738 | $ 121,093,000 | $ 164,000 | $ 93,000 |
| Greenville County South Carolina | 591 | $ 157,498,000 | $ 266,000 | $ 135,000 |
| Columbia County Georgia | 575 | $ 132,250,000 | $ 230,000 | $ 115,000 |
| Beaufort County South Carolina | 488 | $ 146,160,000 | $ 299,000 | $ 146,000 |
| Mecklenburg County North Carolina | 443 | $ 195,931,000 | $ 442,000 | $ 204,000 |
| York County South Carolina | 364 | $ 91,152,000 | $ 250,000 | $ 122,000 |
| Richmond County Georgia | 350 | $ 55,842,000 | $ 159,000 | $ 95,000 |
| Berkeley County South Carolina | 337 | $ 73,282,000 | $ 217,000 | $ 98,000 |
| Chatham County Georgia | 273 | $ 87,890,000 | $ 321,000 | $ 158,000 |
| Aiken County South Carolina | 241 | $ 41,814,000 | $ 173,000 | $ 93,000 |
| Richland County South Carolina | 234 | $ 61,658,000 | $ 263,000 | $ 163,000 |
| Orangeburg County South Carolina | 222 | $ 24,637,000 | $ 110,000 | $ 56,000 |
| Anderson County South Carolina | 218 | $ 41,991,000 | $ 192,000 | $ 102,000 |
| Lexington County South Carolina | 210 | $ 44,562,000 | $ 212,000 | $ 120,000 |
| Brunswick County North Carolina | 207 | $ 59,053,000 | $ 285,000 | $ 143,000 |
| Florence County South Carolina | 199 | $ 21,917,000 | $ 110,000 | $ 66,000 |
| Oconee County South Carolina | 186 | $ 43,176,000 | $ 232,000 | $ 123,000 |
| Dorchester County South Carolina | 179 | $ 24,510,000 | $ 136,000 | $ 72,000 |
| Pickens County South Carolina | 165 | $ 33,706,000 | $ 204,000 | $ 101,000 |
| Georgetown County South Carolina | 132 | $ 31,658,000 | $ 239,000 | $ 95,000 |
| Spartanburg County South Carolina | 127 | $ 24,901,000 | $ 196,000 | $ 100,000 |
| Colleton County South Carolina | 103 | $ 13,112,000 | $ 127,000 | $ 92,000 |
| Jasper County South Carolina | 87 | $ 12,047,000 | $ 138,000 | $ 82,000 |
| New Hanover County North Carolina | 76 | $ 19,601,000 | $ 257,000 | $ 146,000 |
| Jackson County Georgia | 70 | $ 5,773,000 | $ 82,000 | $ 57,000 |
| Bryan County Georgia | 68 | $ 15,192,000 | $ 223,000 | $ 95,000 |
| Habersham County Georgia | 67 | $ 7,562,000 | $ 112,000 | $ 70,000 |
| Greenwood County South Carolina | 60 | $ 6,355,000 | $ 105,000 | $ 53,000 |
| Laurens County South Carolina | 55 | $ 6,615,000 | $ 120,000 | $ 61,000 |
| Darlington County South Carolina | 51 | $ 4,369,000 | $ 85,000 | $ 60,000 |
| Sumter County South Carolina | 42 | $ 3,033,000 | $ 72,000 | $ 48,000 |
| Stephens County Georgia | 41 | $ 3,411,000 | $ 83,000 | $ 62,000 |
| Union County North Carolina | 38 | $ 14,481,000 | $ 381,000 | $ 188,000 |
| Calhoun County South Carolina | 36 | $ 3,796,000 | $ 105,000 | $ 67,000 |
| Clarendon County South Carolina | 34 | $ 3,388,000 | $ 99,000 | $ 53,000 |
| Edgefield County South Carolina | 33 | $ 7,312,000 | $ 221,000 | $ 135,000 |
| Effingham County Georgia | 32 | $ 5,875,000 | $ 183,000 | $ 66,000 |
| Gaston County North Carolina | 31 | $ 8,638,000 | $ 278,000 | $ 140,000 |
| Cabarrus County North Carolina | 29 | $ 8,829,000 | $ 304,000 | $ 168,000 |
| Robeson County North Carolina | 29 | $ 1,628,000 | $ 56,000 | $ 48,000 |
| Lancaster County South Carolina | 29 | $ 5,482,000 | $ 189,000 | $ 91,000 |
| Abbeville County South Carolina | 28 | $ 2,403,000 | $ 85,000 | $ 53,000 |
| Banks County Georgia | 27 | $ 2,799,000 | $ 103,000 | $ 68,000 |
| Hall County Georgia | 27 | $ 4,277,000 | $ 158,000 | $ 93,000 |
| Clarke County Georgia | 26 | $ 4,064,000 | $ 156,000 | $ 164,000 |
| Newberry County South Carolina | 26 | $ 2,394,000 | $ 92,000 | $ 53,000 |
| Saluda County South Carolina | 26 | $ 3,354,000 | $ 129,000 | $ 83,000 |
| Williamsburg County South Carolina | 25 | $ 1,346,000 | $ 53,000 | $ 59,000 |
| Rabun County Georgia | 24 | $ 3,589,000 | $ 149,000 | $ 84,000 |
| Lincoln County Georgia | 23 | $ 4,300,000 | $ 186,000 | $ 113,000 |
| Kershaw County South Carolina | 23 | $ 2,747,000 | $ 119,000 | $ 72,000 |
| Marion County Florida | 22 | $ 1,765,000 | $ 80,000 | $ 50,000 |
| Barrow County Georgia | 20 | $ 2,344,000 | $ 117,000 | $ 54,000 |
| Hart County Georgia | 20 | $ 2,768,000 | $ 138,000 | $ 130,000 |
| Pender County North Carolina | 20 | $ 4,348,000 | $ 217,000 | $ 145,000 |
| Chesterfield County South Carolina | 20 | $ 1,180,000 | $ 59,000 | $ 48,000 |
| Fairfield County South Carolina | 20 | $ 2,458,000 | $ 122,000 | $ 91,000 |
| Liberty County Georgia | 18 | $ 5,064,000 | $ 281,000 | $ 77,000 |
| Marion County South Carolina | 18 | $ 1,198,000 | $ 66,000 | $ 49,000 |
| Iredell County North Carolina | 17 | $ 11,656,000 | $ 685,000 | $ 393,000 |
| Shelby County Alabama | 16 | $ 1,214,000 | $ 75,000 | $ 60,000 |
| Bladen County North Carolina | 16 | $ 969,000 | $ 60,000 | $ 53,000 |
| Gwinnett County Georgia | 15 | $ 2,692,000 | $ 179,000 | $ 129,000 |
| White County Georgia | 15 | $ 1,440,000 | $ 96,000 | $ 48,000 |
| Columbus County North Carolina | 15 | $ 1,129,000 | $ 75,000 | $ 57,000 |
| Bamberg County South Carolina | 15 | $ 1,073,000 | $ 71,000 | $ 63,000 |
| Dillon County South Carolina | 15 | $ 1,185,000 | $ 79,000 | $ 45,000 |
| McDuffie County Georgia | 14 | $ 2,707,000 | $ 193,000 | $ 93,000 |
| Hampton County South Carolina | 14 | $ 1,009,000 | $ 72,000 | $ 61,000 |
| Mobile County Alabama | 13 | $ 686,000 | $ 52,000 | $ 90,000 |
| Leon County Florida | 13 | $ 931,000 | $ 71,000 | $ 50,000 |
| McCormick County South Carolina | 13 | $ 4,184,000 | $ 321,000 | $ 207,000 |
| Cherokee County Georgia | 12 | $ 2,870,000 | $ 239,000 | $ 87,000 |
| Ware County Georgia | 12 | $ 810,000 | $ 67,000 | $ 50,000 |
| Chester County South Carolina | 12 | $ 2,298,000 | $ 191,000 | $ 99,000 |
| Lee County South Carolina | 12 | $ 753,000 | $ 62,000 | $ 37,000 |
| Baker County Florida | 11 | $ 686,000 | $ 62,000 | $ 61,000 |
| Columbia County Florida | 11 | $ 703,000 | $ 63,000 | $ 61,000 |
| Buncombe County North Carolina | 11 | $ 1,394,000 | $ 126,000 | $ 103,000 |
| Cherokee County South Carolina | 11 | $ 1,225,000 | $ 111,000 | $ 59,000 |
| Talladega County Alabama | 10 | $ 733,000 | $ 73,000 | $ 47,000 |
| Suwannee County Florida | 10 | $ 677,000 | $ 67,000 | $ 48,000 |
| Brantley County Georgia | 10 | $ 666,000 | $ 66,000 | $ 42,000 |
| Onslow County North Carolina | 10 | $ 2,872,000 | $ 287,000 | $ 145,000 |
| Barnwell County South Carolina | 10 | $ 1,055,000 | $ 105,000 | $ 45,000 |
| St. Clair County Alabama | 9 | $ 824,000 | $ 91,000 | $ 71,000 |
| Walker County Alabama | 9 | $ 475,000 | $ 52,000 | $ 42,000 |
| Burke County Georgia | 9 | $ 1,405,000 | $ 156,000 | $ 58,000 |
| Franklin County Georgia | 9 | $ 1,709,000 | $ 189,000 | $ 78,000 |
| Oconee County Georgia | 9 | $ 2,563,000 | $ 284,000 | $ 90,000 |
| Carteret County North Carolina | 9 | $ 532,000 | $ 59,000 | $ 69,000 |
| Wayne County North Carolina | 9 | $ 509,000 | $ 56,000 | $ 46,000 |
| Jefferson County Alabama | 8 | $ 488,000 | $ 61,000 | $ 45,000 |
| Marshall County Alabama | 8 | $ 599,000 | $ 74,000 | $ 73,000 |
| Duval County Florida | 8 | $ 603,000 | $ 75,000 | $ 66,000 |
| Gadsden County Florida | 8 | $ 566,000 | $ 70,000 | $ 42,000 |
| Lake County Florida | 8 | $ 559,000 | $ 69,000 | $ 46,000 |
| Sumter County Florida | 8 | $ 639,000 | $ 79,000 | $ 71,000 |
| Fulton County Georgia | 8 | $ 1,556,000 | $ 194,000 | $ 247,000 |
| Glynn County Georgia | 8 | $ 2,358,000 | $ 294,000 | $ 157,000 |
| Madison County Georgia | 8 | $ 1,148,000 | $ 143,000 | $ 63,000 |
| Cumberland County North Carolina | 8 | $ 783,000 | $ 97,000 | $ 39,000 |
| Wake County North Carolina | 8 | $ 2,045,000 | $ 255,000 | $ 126,000 |
| Clarke County Alabama | 7 | $ 378,000 | $ 54,000 | $ 45,000 |
| Colbert County Alabama | 7 | $ 426,000 | $ 60,000 | $ 60,000 |
| Putnam County Florida | 7 | $ 492,000 | $ 70,000 | $ 52,000 |
| Worth County Georgia | 7 | $ 525,000 | $ 75,000 | $ 44,000 |
| Lincoln County Mississippi | 7 | $ 572,000 | $ 81,000 | $ 56,000 |
| Hoke County North Carolina | 7 | $ 517,000 | $ 73,000 | $ 43,000 |
| Jackson County North Carolina | 7 | $ 1,134,000 | $ 162,000 | $ 166,000 |
| Watauga County North Carolina | 7 | $ 1,617,000 | $ 231,000 | $ 125,000 |
| Marlboro County South Carolina | 7 | $ 594,000 | $ 84,000 | $ 64,000 |
| Baldwin County Alabama | 6 | $ 271,000 | $ 45,000 | $ 46,000 |
| Dallas County Alabama | 6 | $ 376,000 | $ 62,000 | $ 40,000 |
| Alachua County Florida | 6 | $ 374,000 | $ 62,000 | $ 72,000 |
| Nassau County Florida | 6 | $ 414,000 | $ 69,000 | $ 65,000 |
| Polk County Florida | 6 | $ 327,000 | $ 54,000 | $ 81,000 |
| Wakulla County Florida | 6 | $ 481,000 | $ 80,000 | $ 40,000 |
| Wayne County Georgia | 6 | $ 656,000 | $ 109,000 | $ 118,000 |
| Jackson County Mississippi | 6 | $ 407,000 | $ 67,000 | $ 73,000 |
| Jones County Mississippi | 6 | $ 276,000 | $ 46,000 | $ 46,000 |
| Chatham County North Carolina | 6 | $ 545,000 | $ 90,000 | $ 54,000 |
| Cleveland County North Carolina | 6 | $ 546,000 | $ 91,000 | $ 43,000 |
| Haywood County North Carolina | 6 | $ 832,000 | $ 138,000 | $ 90,000 |
| Lincoln County North Carolina | 6 | $ 2,792,000 | $ 465,000 | $ 202,000 |
| Rowan County North Carolina | 6 | $ 1,563,000 | $ 260,000 | $ 96,000 |
| Rutherford County North Carolina | 6 | $ 1,011,000 | $ 168,000 | $ 105,000 |
| Bibb County Alabama | 5 | $ 362,000 | $ 72,000 | $ 31,000 |
| Choctaw County Alabama | 5 | $ 327,000 | $ 65,000 | $ 76,000 |
| Cleburne County Alabama | 5 | $ 236,000 | $ 47,000 | $ 61,000 |
| Lauderdale County Alabama | 5 | $ 205,000 | $ 41,000 | $ 30,000 |
| Washington County Alabama | 5 | $ 448,000 | $ 89,000 | $ 73,000 |
| Gilchrist County Florida | 5 | $ 237,000 | $ 47,000 | $ 67,000 |
| Cobb County Georgia | 5 | $ 792,000 | $ 158,000 | $ 92,000 |
| Fannin County Georgia | 5 | $ 1,108,000 | $ 221,000 | $ 44,000 |
| Grady County Georgia | 5 | $ 325,000 | $ 65,000 | $ 46,000 |
| Greene County Georgia | 5 | $ 1,346,000 | $ 269,000 | $ 193,000 |
| Pearl River County Mississippi | 5 | $ 233,000 | $ 46,000 | $ 65,000 |
| Perry County Mississippi | 5 | $ 285,000 | $ 57,000 | $ 33,000 |
| Burke County North Carolina | 5 | $ 717,000 | $ 143,000 | $ 113,000 |
| Catawba County North Carolina | 5 | $ 1,624,000 | $ 324,000 | $ 188,000 |
| Henderson County North Carolina | 5 | $ 1,225,000 | $ 245,000 | $ 162,000 |
| Lenoir County North Carolina | 5 | $ 271,000 | $ 54,000 | $ 44,000 |
| Swain County North Carolina | 5 | $ 518,000 | $ 103,000 | $ 116,000 |
| Wilkes County North Carolina | 5 | $ 225,000 | $ 45,000 | $ 81,000 |
| Allendale County South Carolina | 5 | $ 631,000 | $ 126,000 | $ 86,000 |
| Autauga County Alabama | 4 | $ 332,000 | $ 83,000 | $ 77,000 |
| Chilton County Alabama | 4 | $ 246,000 | $ 61,000 | $ 42,000 |
| Covington County Alabama | 4 | $ 259,000 | $ 64,000 | $ 64,000 |
| Crenshaw County Alabama | 4 | $ 305,000 | $ 76,000 | $ 39,000 |
| DeKalb County Alabama | 4 | $ 244,000 | $ 61,000 | $ 71,000 |
| Elmore County Alabama | 4 | $ 254,000 | $ 63,000 | $ 40,000 |
| Jackson County Alabama | 4 | $ 248,000 | $ 62,000 | $ 53,000 |
| Montgomery County Alabama | 4 | $ 285,000 | $ 71,000 | $ 33,000 |
| Levy County Florida | 4 | $ 238,000 | $ 59,000 | $ 68,000 |
| DeKalb County Georgia | 4 | $ 1,644,000 | $ 411,000 | $ 146,000 |
| Jefferson County Georgia | 4 | $ 444,000 | $ 111,000 | $ 123,000 |
| Long County Georgia | 4 | $ 800,000 | $ 200,000 | $ 81,000 |
| McIntosh County Georgia | 4 | $ 571,000 | $ 142,000 | $ 103,000 |
| Mitchell County Georgia | 4 | $ 318,000 | $ 79,000 | $ 63,000 |
| Union County Georgia | 4 | $ 729,000 | $ 182,000 | $ 85,000 |
| Adams County Mississippi | 4 | $ 232,000 | $ 58,000 | $ 73,000 |
| Forrest County Mississippi | 4 | $ 268,000 | $ 67,000 | $ 56,000 |
| Smith County Mississippi | 4 | $ 279,000 | $ 69,000 | $ 76,000 |
| Craven County North Carolina | 4 | $ 244,000 | $ 61,000 | $ 42,000 |
| Davidson County North Carolina | 4 | $ 187,000 | $ 46,000 | $ 56,000 |
| Macon County North Carolina | 4 | $ 1,230,000 | $ 307,000 | $ 209,000 |
| Moore County North Carolina | 4 | $ 358,000 | $ 89,000 | $ 94,000 |
| Pitt County North Carolina | 4 | $ 298,000 | $ 74,000 | $ 63,000 |
| Union County South Carolina | 4 | $ 257,000 | $ 64,000 | $ 43,000 |
| Richmond City County Virginia | 4 | $ 2,256,000 | $ 564,000 | $ 42,000 |
| Madison County Alabama | 3 | $ 174,000 | $ 58,000 | $ 52,000 |
| Tuscaloosa County Alabama | 3 | $ 141,000 | $ 47,000 | $ 66,000 |
| DeSoto County Florida | 3 | $ 126,000 | $ 42,000 | $ 50,000 |
| Dixie County Florida | 3 | $ 164,000 | $ 54,000 | $ 47,000 |
| Hillsborough County Florida | 3 | $ 115,000 | $ 38,000 | $ 48,000 |
| Jefferson County Florida | 3 | $ 292,000 | $ 97,000 | $ 57,000 |
| Osceola County Florida | 3 | $ 241,000 | $ 80,000 | $ 67,000 |
| St. Johns County Florida | 3 | $ 219,000 | $ 73,000 | $ 51,000 |
| Volusia County Florida | 3 | $ 208,000 | $ 69,000 | $ 81,000 |
| Walton County Florida | 3 | $ 223,000 | $ 74,000 | $ 84,000 |
| Appling County Georgia | 3 | $ 185,000 | $ 61,000 | $ 54,000 |
| Bulloch County Georgia | 3 | $ 259,000 | $ 86,000 | $ 205,000 |
| Carroll County Georgia | 3 | $ 224,000 | $ 74,000 | $ 75,000 |
| Charlton County Georgia | 3 | $ 177,000 | $ 59,000 | $ 84,000 |
| Decatur County Georgia | 3 | $ 217,000 | $ 72,000 | $ 40,000 |
| Dougherty County Georgia | 3 | $ 219,000 | $ 73,000 | $ 63,000 |
| Henry County Georgia | 3 | $ 941,000 | $ 313,000 | $ 168,000 |
| Jeff Davis County Georgia | 3 | $ 241,000 | $ 80,000 | $ 57,000 |
| Newton County Georgia | 3 | $ 448,000 | $ 149,000 | $ 57,000 |
| Paulding County Georgia | 3 | $ 650,000 | $ 216,000 | $ 111,000 |
| Pierce County Georgia | 3 | $ 173,000 | $ 57,000 | $ 73,000 |
| Tattnall County Georgia | 3 | $ 349,000 | $ 116,000 | $ 41,000 |
| Thomas County Georgia | 3 | $ 200,000 | $ 66,000 | $ 55,000 |
| Towns County Georgia | 3 | $ 160,000 | $ 53,000 | $ 36,000 |
| Walton County Georgia | 3 | $ 151,000 | $ 50,000 | $ 43,000 |
| George County Mississippi | 3 | $ 132,000 | $ 44,000 | $ 39,000 |
| Lafayette County Mississippi | 3 | $ 215,000 | $ 71,000 | $ 55,000 |
| Lamar County Mississippi | 3 | $ 228,000 | $ 76,000 | $ 88,000 |
| Lawrence County Mississippi | 3 | $ 186,000 | $ 62,000 | $ 110,000 |
| Marion County Mississippi | 3 | $ 110,000 | $ 36,000 | $ 39,000 |
| Pike County Mississippi | 3 | $ 113,000 | $ 37,000 | $ 39,000 |
| Rankin County Mississippi | 3 | $ 279,000 | $ 93,000 | $ 58,000 |
| Walthall County Mississippi | 3 | $ 170,000 | $ 56,000 | $ 44,000 |
| Duplin County North Carolina | 3 | $ 114,000 | $ 38,000 | $ 85,000 |
| Harnett County North Carolina | 3 | $ 343,000 | $ 114,000 | $ 59,000 |
| Polk County North Carolina | 3 | $ 1,059,000 | $ 353,000 | $ 235,000 |
| Randolph County North Carolina | 3 | $ 190,000 | $ 63,000 | $ 44,000 |
| Stanly County North Carolina | 3 | $ 940,000 | $ 313,000 | $ 131,000 |
| Transylvania County North Carolina | 3 | $ 321,000 | $ 107,000 | $ 120,000 |
| Wilson County North Carolina | 3 | $ 220,000 | $ 73,000 | $ 41,000 |
| Butler County Alabama | 2 | $ 114,000 | $ 57,000 | $ 32,000 |
| Calhoun County Alabama | 2 | $ 129,000 | $ 64,000 | $ 113,000 |
| Clay County Alabama | 2 | $ 140,000 | $ 70,000 | $ 79,000 |
| Conecuh County Alabama | 2 | $ 110,000 | $ 55,000 | $ 35,000 |
| Fayette County Alabama | 2 | $ 66,000 | $ 33,000 | $ 53,000 |
| Franklin County Alabama | 2 | $ 74,000 | $ 37,000 | $ 33,000 |
| Lee County Alabama | 2 | $ 136,000 | $ 68,000 | $ 101,000 |
| Lowndes County Alabama | 2 | $ 109,000 | $ 54,000 | $ 37,000 |
| Monroe County Alabama | 2 | $ 63,000 | $ 31,000 | $ 22,000 |
| Pike County Alabama | 2 | $ 96,000 | $ 48,000 | $ 27,000 |
| Russell County Alabama | 2 | $ 141,000 | $ 70,000 | $ 41,000 |
| Winston County Alabama | 2 | $ 101,000 | $ 50,000 | $ 49,000 |
| Bay County Florida | 2 | $ 162,000 | $ 81,000 | $ 57,000 |
| Citrus County Florida | 2 | $ 192,000 | $ 96,000 | $ 52,000 |
| Franklin County Florida | 2 | $ 95,000 | $ 47,000 | $ 52,000 |
| Gulf County Florida | 2 | $ 115,000 | $ 57,000 | $ 193,000 |
| Jackson County Florida | 2 | $ 155,000 | $ 77,000 | $ 35,000 |
| Madison County Florida | 2 | $ 171,000 | $ 85,000 | $ 38,000 |
| Okaloosa County Florida | 2 | $ 177,000 | $ 88,000 | $ 73,000 |
| Orange County Florida | 2 | $ 170,000 | $ 85,000 | $ 56,000 |
| Pasco County Florida | 2 | $ 93,000 | $ 46,000 | $ 43,000 |
| Santa Rosa County Florida | 2 | $ 165,000 | $ 82,000 | $ 54,000 |
| Bacon County Georgia | 2 | $ 145,000 | $ 72,000 | $ 127,000 |
| Baldwin County Georgia | 2 | $ 307,000 | $ 153,000 | $ 101,000 |
| Brooks County Georgia | 2 | $ 118,000 | $ 59,000 | $ 21,000 |
| Cook County Georgia | 2 | $ 103,000 | $ 51,000 | $ 26,000 |
| Elbert County Georgia | 2 | $ 231,000 | $ 115,000 | $ 51,000 |
| Forsyth County Georgia | 2 | $ 248,000 | $ 124,000 | $ 63,000 |
| Glascock County Georgia | 2 | $ 24,000 | $ 12,000 | $ 31,000 |
| Jasper County Georgia | 2 | $ 160,000 | $ 80,000 | $ 110,000 |
| Putnam County Georgia | 2 | $ 330,000 | $ 165,000 | $ 173,000 |
| Turner County Georgia | 2 | $ 133,000 | $ 66,000 | $ 37,000 |
| Wilkes County Georgia | 2 | $ 135,000 | $ 67,000 | $ 58,000 |
| Clarke County Mississippi | 2 | $ 135,000 | $ 67,000 | $ 29,000 |
| Copiah County Mississippi | 2 | $ 99,000 | $ 49,000 | $ 28,000 |
| Covington County Mississippi | 2 | $ 121,000 | $ 60,000 | $ 48,000 |
| DeSoto County Mississippi | 2 | $ 159,000 | $ 79,000 | $ 52,000 |
| Franklin County Mississippi | 2 | $ 53,000 | $ 26,000 | $ 18,000 |
| Greene County Mississippi | 2 | $ 116,000 | $ 58,000 | $ 60,000 |
| Hancock County Mississippi | 2 | $ 146,000 | $ 73,000 | $ 76,000 |
| Itawamba County Mississippi | 2 | $ 86,000 | $ 43,000 | $ 56,000 |
| Jasper County Mississippi | 2 | $ 106,000 | $ 53,000 | $ 27,000 |
| Jefferson Davis County Mississippi | 2 | $ 65,000 | $ 32,000 | $ 40,000 |
| Madison County Mississippi | 2 | $ 167,000 | $ 83,000 | $ 60,000 |
| Panola County Mississippi | 2 | $ 167,000 | $ 83,000 | $ 53,000 |
| Scott County Mississippi | 2 | $ 77,000 | $ 38,000 | $ 51,000 |
| Tate County Mississippi | 2 | $ 142,000 | $ 71,000 | $ 42,000 |
| Wayne County Mississippi | 2 | $ 101,000 | $ 50,000 | $ 33,000 |
| Alamance County North Carolina | 2 | $ 207,000 | $ 103,000 | $ 58,000 |
| Cherokee County North Carolina | 2 | $ 713,000 | $ 356,000 | $ 219,000 |
| Graham County North Carolina | 2 | $ 38,000 | $ 19,000 | $ 60,000 |
| Johnston County North Carolina | 2 | $ 106,000 | $ 53,000 | $ 30,000 |
| Jones County North Carolina | 2 | $ 131,000 | $ 65,000 | $ 31,000 |
| Montgomery County North Carolina | 2 | $ 166,000 | $ 83,000 | $ 45,000 |
| Orange County North Carolina | 2 | $ 630,000 | $ 315,000 | $ 270,000 |
| Richmond County North Carolina | 2 | $ 101,000 | $ 50,000 | $ 58,000 |
| Sampson County North Carolina | 2 | $ 117,000 | $ 58,000 | $ 33,000 |
| Blount County Alabama | 1 | $ 70,000 | $ 70,000 | $ 14,000 |
| Cherokee County Alabama | 1 | $ 71,000 | $ 71,000 | $ 70,000 |
| Cullman County Alabama | 1 | $ 51,000 | $ 51,000 | $ 173,000 |
| Dale County Alabama | 1 | $ 41,000 | $ 41,000 | $ 42,000 |
| Escambia County Alabama | 1 | $ 46,000 | $ 46,000 | $ 19,000 |
| Etowah County Alabama | 1 | $ 82,000 | $ 82,000 | $ 43,000 |
| Geneva County Alabama | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Henry County Alabama | 1 | $ 57,000 | $ 57,000 | $ 24,000 |
| Lamar County Alabama | 1 | $ 33,000 | $ 33,000 | $ 44,000 |
| Lawrence County Alabama | 1 | $ 91,000 | $ 91,000 | $ 91,000 |
| Macon County Alabama | 1 | $ 114,000 | $ 114,000 | $ 92,000 |
| Marengo County Alabama | 1 | $ 87,000 | $ 87,000 | $ 67,000 |
| Marion County Alabama | 1 | $ 68,000 | $ 68,000 | $ 52,000 |
| Morgan County Alabama | 1 | $ 47,000 | $ 47,000 | $ 73,000 |
| Wilcox County Alabama | 1 | $ 43,000 | $ 43,000 | $ 63,000 |
| Bradford County Florida | 1 | $ 120,000 | $ 120,000 | $ 144,000 |
| Brevard County Florida | 1 | $ 50,000 | $ 50,000 | $ 75,000 |
| Clay County Florida | 1 | $ 40,000 | $ 40,000 | $ 61,000 |
| Hardee County Florida | 1 | $ 37,000 | $ 37,000 | $ 23,000 |
| Hernando County Florida | 1 | $ 62,000 | $ 62,000 | $ 44,000 |
| Liberty County Florida | 1 | $ 121,000 | $ 121,000 | $ 119,000 |
| Martin County Florida | 1 | $ 90,000 | $ 90,000 | $ 13,000 |
| Miami-Dade County Florida | 1 | $ 48,000 | $ 48,000 | $ 64,000 |
| Seminole County Florida | 1 | $ 126,000 | $ 126,000 | $ 72,000 |
| Baker County Georgia | 1 | $ 51,000 | $ 51,000 | $ 46,000 |
| Camden County Georgia | 1 | $ 73,000 | $ 73,000 | $ 91,000 |
| Candler County Georgia | 1 | $ 62,000 | $ 62,000 | $ 60,000 |
| Chattahoochee County Georgia | 1 | $ 24,000 | $ 24,000 | $ 63,000 |
| Clay County Georgia | 1 | $ 44,000 | $ 44,000 | $ 209,000 |
| Clinch County Georgia | 1 | $ 62,000 | $ 62,000 | $ 24,000 |
| Colquitt County Georgia | 1 | $ 58,000 | $ 58,000 | $ 29,000 |
| Crisp County Georgia | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Dooly County Georgia | 1 | $ 74,000 | $ 74,000 | $ 199,000 |
| Echols County Georgia | 1 | $ 73,000 | $ 73,000 | $ 73,000 |
| Evans County Georgia | 1 | $ 126,000 | $ 126,000 | $ 69,000 |
| Fayette County Georgia | 1 | $ 371,000 | $ 371,000 | $ 86,000 |
| Gilmer County Georgia | 1 | $ 138,000 | $ 138,000 | $ 46,000 |
| Gordon County Georgia | 1 | $ 147,000 | $ 147,000 | $ 316,000 |
| Hancock County Georgia | 1 | $ 173,000 | $ 173,000 | $ 135,000 |
| Haralson County Georgia | 1 | $ 91,000 | $ 91,000 | $ 52,000 |
| Harris County Georgia | 1 | $ 61,000 | $ 61,000 | $ 12,000 |
| Heard County Georgia | 1 | $ 64,000 | $ 64,000 | $ 89,000 |
| Lanier County Georgia | 1 | $ 55,000 | $ 55,000 | $ 41,000 |
| Lee County Georgia | 1 | $ 69,000 | $ 69,000 | $ 25,000 |
| Lowndes County Georgia | 1 | $ 45,000 | $ 45,000 | $ 53,000 |
| Lumpkin County Georgia | 1 | $ 91,000 | $ 91,000 | $ 58,000 |
| Marion County Georgia | 1 | $ 38,000 | $ 38,000 | $ 11,000 |
| Meriwether County Georgia | 1 | $ 80,000 | $ 80,000 | $ 62,000 |
| Morgan County Georgia | 1 | $ 224,000 | $ 224,000 | $ 100,000 |
| Muscogee County Georgia | 1 | $ 186,000 | $ 186,000 | $ 65,000 |
| Oglethorpe County Georgia | 1 | $ 56,000 | $ 56,000 | $ 17,000 |
| Pike County Georgia | 1 | $ 172,000 | $ 172,000 | $ 110,000 |
| Polk County Georgia | 1 | $ 85,000 | $ 85,000 | $ 58,000 |
| Randolph County Georgia | 1 | $ 61,000 | $ 61,000 | $ 38,000 |
| Rockdale County Georgia | 1 | $ 242,000 | $ 242,000 | $ 109,000 |
| Seminole County Georgia | 1 | $ 36,000 | $ 36,000 | $ 49,000 |
| Spalding County Georgia | 1 | $ 68,000 | $ 68,000 | $ 22,000 |
| Stewart County Georgia | 1 | $ 57,000 | $ 57,000 | $ 36,000 |
| Sumter County Georgia | 1 | $ 54,000 | $ 54,000 | $ 50,000 |
| Taylor County Georgia | 1 | $ 72,000 | $ 72,000 | $ 38,000 |
| Terrell County Georgia | 1 | $ 59,000 | $ 59,000 | $ 25,000 |
| Toombs County Georgia | 1 | $ 33,000 | $ 33,000 | $ 32,000 |
| Treutlen County Georgia | 1 | $ 68,000 | $ 68,000 | $ 93,000 |
| Troup County Georgia | 1 | $ 96,000 | $ 96,000 | $ 96,000 |
| Walker County Georgia | 1 | $ 212,000 | $ 212,000 | $ 88,000 |
| Webster County Georgia | 1 | $ 49,000 | $ 49,000 | $ 42,000 |
| Amite County Mississippi | 1 | $ 126,000 | $ 126,000 | $ 227,000 |
| Attala County Mississippi | 1 | $ 78,000 | $ 78,000 | $ 46,000 |
| Coahoma County Mississippi | 1 | $ 39,000 | $ 39,000 | $ 22,000 |
| Hinds County Mississippi | 1 | $ 47,000 | $ 47,000 | $ 40,000 |
| Leake County Mississippi | 1 | $ 77,000 | $ 77,000 | $ 128,000 |
| Lee County Mississippi | 1 | $ 32,000 | $ 32,000 | $ 25,000 |
| Marshall County Mississippi | 1 | $ 74,000 | $ 74,000 | $ 34,000 |
| Neshoba County Mississippi | 1 | $ 30,000 | $ 30,000 | $ 53,000 |
| Simpson County Mississippi | 1 | $ 68,000 | $ 68,000 | $ 31,000 |
| Stone County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 115,000 |
| Tishomingo County Mississippi | 1 | $ 79,000 | $ 79,000 | $ 49,000 |
| Wilkinson County Mississippi | 1 | $ 74,000 | $ 74,000 | $ 56,000 |
| Jackson County Missouri | 1 | $ 1,000 | $ 1,000 | $ 840,000 |
| Ashe County North Carolina | 1 | $ 202,000 | $ 202,000 | $ 104,000 |
| Beaufort County North Carolina | 1 | $ 27,000 | $ 27,000 | $ 76,000 |
| Bertie County North Carolina | 1 | $ 42,000 | $ 42,000 | $ 46,000 |
| Clay County North Carolina | 1 | $ 84,000 | $ 84,000 | $ 44,000 |
| Dare County North Carolina | 1 | $ 63,000 | $ 63,000 | $ 124,000 |
| Edgecombe County North Carolina | 1 | $ 81,000 | $ 81,000 | $ 48,000 |
| Forsyth County North Carolina | 1 | $ 34,000 | $ 34,000 | $ 24,000 |
| Guilford County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 54,000 |
| Hertford County North Carolina | 1 | $ 38,000 | $ 38,000 | $ 40,000 |
| Madison County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 67,000 |
| Northampton County North Carolina | 1 | $ 59,000 | $ 59,000 | $ 49,000 |
| Scotland County North Carolina | 1 | $ 56,000 | $ 56,000 | $ 44,000 |
| Surry County North Carolina | 1 | $ 36,000 | $ 36,000 | $ 15,000 |
| Warren County North Carolina | 1 | $ 79,000 | $ 79,000 | $ 116,000 |
| Yadkin County North Carolina | 1 | $ 74,000 | $ 74,000 | $ 74,000 |
| Yancey County North Carolina | 1 | $ 187,000 | $ 187,000 | $ 66,000 |
| Bedford County Tennessee | 1 | $ 132,000 | $ 132,000 | $ 91,000 |
| Grainger County Tennessee | 1 | $ 91,000 | $ 91,000 | $ 46,000 |
| Greene County Tennessee | 1 | $ 13,000 | $ 13,000 | $ 16,000 |
| Wayne County Tennessee | 1 | $ 39,000 | $ 39,000 | $ 78,000 |
| Amherst County Virginia | 1 | $ 53,000 | $ 53,000 | $ 47,000 |
| Bath County Virginia | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| Danville County Virginia | 1 | $ 1,000 | $ 1,000 | $ 66,000 |
| Halifax County Virginia | 1 | $ 117,000 | $ 117,000 | $ 24,000 |
| Montgomery County Virginia | 1 | $ 57,000 | $ 57,000 | $ 42,000 |
| Northampton County Virginia | 1 | $ 324,000 | $ 324,000 | $ 425,000 |
Mortgage Loan Application Detail Totals for South State Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 8,056 | $1,663,402,000 | $206,000 | $25,340,000 | $105,000 | $4,734,000 |
| Refinancing | 2,041 | $504,479,000 | $247,000 | $3,500,000 | $124,000 | $1,422,000 |
| Home Improvement | 815 | $115,669,000 | $141,000 | $1,950,000 | $101,000 | $1,378,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,799 | $1,645,898,000 | $211,000 | $3,000,000 | $114,000 | $4,734,000 |
| Black or African American | 1,259 | $133,579,000 | $106,000 | $995,000 | $58,000 | $840,000 |
| Not Provided | 1,150 | $320,907,000 | $279,000 | $3,500,000 | $151,000 | $2,557,000 |
| Hispanic | 235 | $37,166,000 | $158,000 | $768,000 | $85,000 | $557,000 |
| Not applicable | 216 | $90,783,000 | $420,000 | $25,340,000 | $0 | $0 |
| Asian | 151 | $42,675,000 | $282,000 | $2,525,000 | $141,000 | $1,225,000 |
| American Indian or Alaskan Native | 91 | $9,765,000 | $107,000 | $721,000 | $74,000 | $700,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $2,777,000 | $252,000 | $424,000 | $100,000 | $174,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,828 | $2,081,803,000 | $211,000 | $25,340,000 | $113,000 | $4,734,000 |
| FHA-insured (Federal Housing Administration) | 493 | $78,564,000 | $159,000 | $351,000 | $62,000 | $840,000 |
| VA-guaranteed (Veterans Administration) | 475 | $107,953,000 | $227,000 | $648,000 | $84,000 | $594,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 116 | $15,230,000 | $131,000 | $247,000 | $46,000 | $75,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,675 | $1,678,595,000 | $251,000 | $25,340,000 | $125,000 | $4,734,000 |
| Application Denied By Financial Institution | 2,457 | $225,045,000 | $91,000 | $1,400,000 | $55,000 | $892,000 |
| Application Withdrawn By Applicant | 790 | $196,461,000 | $248,000 | $3,500,000 | $134,000 | $2,557,000 |
| Application Approved But Not Accepted | 781 | $123,744,000 | $158,000 | $3,000,000 | $98,000 | $1,332,000 |
| File Closed For Incompleteness | 206 | $59,112,000 | $286,000 | $1,650,000 | $145,000 | $1,540,000 |
| Loan Purchased By The Institution | 3 | $593,000 | $197,000 | $402,000 | $113,000 | $199,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,334 | $97,884,000 | $73,000 | $1,400,000 | $53,000 | $518,000 |
| Debt-To-Income Ratio | 554 | $52,545,000 | $94,000 | $730,000 | $40,000 | $242,000 |
| Employment History | 270 | $18,271,000 | $67,000 | $186,000 | $50,000 | $240,000 |
| Credit Application Incomplete | 142 | $30,335,000 | $213,000 | $1,105,000 | $106,000 | $840,000 |
| Collateral | 66 | $11,120,000 | $168,000 | $800,000 | $84,000 | $505,000 |
| Other | 40 | $7,783,000 | $194,000 | $925,000 | $127,000 | $892,000 |
| Unverifiable Information | 31 | $3,078,000 | $99,000 | $550,000 | $53,000 | $162,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 20 | $4,029,000 | $201,000 | $1,000,000 | $100,000 | $533,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into South State Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess South State Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.