South State Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
South State Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | South State Bank 520 Gervais Street Columbia, SC 29201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 13,336 |
| Total Mortgage Loan Application Amount | $2,737,840,000 |
| Average Mortgage Loan Application Amount | $177,000 |
| Highest Mortgage Loan Application Amount | $21,165,000 |
| Average Applicant Income | $129,600 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with South State Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing South State Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down South State Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how South State Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by South State Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at South State Bank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Charleston County South Carolina | 1,309 | $ 396,365,000 | $ 302,000 | $ 179,000 |
| Horry County South Carolina | 882 | $ 129,960,000 | $ 147,000 | $ 89,000 |
| Greenville County South Carolina | 852 | $ 235,090,000 | $ 275,000 | $ 160,000 |
| Mecklenburg County North Carolina | 691 | $ 231,935,000 | $ 335,000 | $ 219,000 |
| Beaufort County South Carolina | 691 | $ 193,875,000 | $ 280,000 | $ 157,000 |
| York County South Carolina | 565 | $ 109,475,000 | $ 193,000 | $ 132,000 |
| Columbia County Georgia | 490 | $ 112,090,000 | $ 228,000 | $ 125,000 |
| Berkeley County South Carolina | 403 | $ 82,385,000 | $ 204,000 | $ 119,000 |
| Richland County South Carolina | 317 | $ 72,305,000 | $ 228,000 | $ 182,000 |
| Richmond County Georgia | 298 | $ 48,330,000 | $ 162,000 | $ 108,000 |
| Anderson County South Carolina | 295 | $ 52,485,000 | $ 177,000 | $ 102,000 |
| Brunswick County North Carolina | 288 | $ 76,410,000 | $ 265,000 | $ 152,000 |
| Chatham County Georgia | 284 | $ 78,320,000 | $ 275,000 | $ 190,000 |
| Lexington County South Carolina | 261 | $ 48,515,000 | $ 185,000 | $ 117,000 |
| Pickens County South Carolina | 243 | $ 49,775,000 | $ 204,000 | $ 175,000 |
| Aiken County South Carolina | 221 | $ 38,655,000 | $ 174,000 | $ 93,000 |
| Georgetown County South Carolina | 221 | $ 41,475,000 | $ 187,000 | $ 115,000 |
| Oconee County South Carolina | 208 | $ 49,920,000 | $ 240,000 | $ 150,000 |
| Florence County South Carolina | 198 | $ 18,800,000 | $ 94,000 | $ 77,000 |
| Dorchester County South Carolina | 188 | $ 25,520,000 | $ 135,000 | $ 85,000 |
| Orangeburg County South Carolina | 179 | $ 19,815,000 | $ 110,000 | $ 79,000 |
| Spartanburg County South Carolina | 141 | $ 26,335,000 | $ 186,000 | $ 114,000 |
| New Hanover County North Carolina | 138 | $ 36,730,000 | $ 266,000 | $ 161,000 |
| Habersham County Georgia | 126 | $ 17,110,000 | $ 135,000 | $ 75,000 |
| Greenwood County South Carolina | 123 | $ 16,825,000 | $ 136,000 | $ 68,000 |
| Colleton County South Carolina | 107 | $ 12,385,000 | $ 115,000 | $ 84,000 |
| Jasper County South Carolina | 96 | $ 12,620,000 | $ 131,000 | $ 78,000 |
| Union County North Carolina | 90 | $ 23,030,000 | $ 255,000 | $ 141,000 |
| Gaston County North Carolina | 82 | $ 15,990,000 | $ 195,000 | $ 103,000 |
| Bryan County Georgia | 61 | $ 11,465,000 | $ 187,000 | $ 114,000 |
| Laurens County South Carolina | 58 | $ 7,390,000 | $ 127,000 | $ 58,000 |
| Darlington County South Carolina | 55 | $ 4,565,000 | $ 83,000 | $ 98,000 |
| Hall County Georgia | 54 | $ 8,200,000 | $ 151,000 | $ 72,000 |
| Iredell County North Carolina | 51 | $ 20,255,000 | $ 397,000 | $ 198,000 |
| Henrico County Virginia | 51 | $ 14,125,000 | $ 276,000 | $ 184,000 |
| Stephens County Georgia | 49 | $ 3,955,000 | $ 80,000 | $ 53,000 |
| Jackson County Georgia | 48 | $ 4,500,000 | $ 93,000 | $ 132,000 |
| Wake County North Carolina | 47 | $ 12,975,000 | $ 276,000 | $ 159,000 |
| Newberry County South Carolina | 46 | $ 5,920,000 | $ 128,000 | $ 365,000 |
| Cabarrus County North Carolina | 44 | $ 13,080,000 | $ 297,000 | $ 156,000 |
| Calhoun County South Carolina | 41 | $ 5,565,000 | $ 135,000 | $ 92,000 |
| Lancaster County South Carolina | 39 | $ 8,375,000 | $ 214,000 | $ 160,000 |
| Richmond City County Virginia | 36 | $ 9,790,000 | $ 271,000 | $ 195,000 |
| Rabun County Georgia | 35 | $ 4,445,000 | $ 127,000 | $ 67,000 |
| Sumter County South Carolina | 35 | $ 2,895,000 | $ 82,000 | $ 52,000 |
| Effingham County Georgia | 33 | $ 4,525,000 | $ 137,000 | $ 78,000 |
| Abbeville County South Carolina | 33 | $ 3,375,000 | $ 102,000 | $ 59,000 |
| Cherokee County Georgia | 32 | $ 6,030,000 | $ 188,000 | $ 95,000 |
| Clarke County Georgia | 32 | $ 5,050,000 | $ 157,000 | $ 166,000 |
| Union County Georgia | 32 | $ 5,180,000 | $ 161,000 | $ 92,000 |
| Barrow County Georgia | 29 | $ 2,645,000 | $ 91,000 | $ 62,000 |
| Fannin County Georgia | 28 | $ 5,130,000 | $ 183,000 | $ 118,000 |
| Towns County Georgia | 28 | $ 3,890,000 | $ 138,000 | $ 66,000 |
| Chesterfield County South Carolina | 28 | $ 2,350,000 | $ 83,000 | $ 49,000 |
| Robeson County North Carolina | 27 | $ 1,655,000 | $ 61,000 | $ 43,000 |
| Edgefield County South Carolina | 27 | $ 5,405,000 | $ 200,000 | $ 123,000 |
| Williamsburg County South Carolina | 27 | $ 1,925,000 | $ 71,000 | $ 53,000 |
| Bamberg County South Carolina | 26 | $ 3,060,000 | $ 117,000 | $ 69,000 |
| Marion County South Carolina | 26 | $ 1,520,000 | $ 58,000 | $ 46,000 |
| Hart County Georgia | 25 | $ 3,175,000 | $ 127,000 | $ 112,000 |
| Pender County North Carolina | 25 | $ 3,755,000 | $ 150,000 | $ 120,000 |
| Saluda County South Carolina | 25 | $ 2,415,000 | $ 96,000 | $ 101,000 |
| Oconee County Georgia | 24 | $ 4,690,000 | $ 195,000 | $ 137,000 |
| Clarendon County South Carolina | 24 | $ 2,160,000 | $ 90,000 | $ 79,000 |
| Chester County South Carolina | 23 | $ 3,195,000 | $ 138,000 | $ 79,000 |
| Rowan County North Carolina | 22 | $ 3,380,000 | $ 153,000 | $ 174,000 |
| White County Georgia | 21 | $ 2,265,000 | $ 107,000 | $ 65,000 |
| Hampton County South Carolina | 21 | $ 1,985,000 | $ 94,000 | $ 49,000 |
| Banks County Georgia | 20 | $ 1,750,000 | $ 87,000 | $ 51,000 |
| Gilmer County Georgia | 20 | $ 1,510,000 | $ 75,000 | $ 73,000 |
| Buncombe County North Carolina | 20 | $ 3,450,000 | $ 172,000 | $ 96,000 |
| Columbus County North Carolina | 20 | $ 1,340,000 | $ 67,000 | $ 37,000 |
| Kershaw County South Carolina | 20 | $ 1,980,000 | $ 99,000 | $ 78,000 |
| Chesterfield County Virginia | 19 | $ 3,475,000 | $ 182,000 | $ 67,000 |
| Onslow County North Carolina | 18 | $ 3,940,000 | $ 218,000 | $ 136,000 |
| Fairfield County South Carolina | 18 | $ 2,590,000 | $ 143,000 | $ 147,000 |
| Lincoln County North Carolina | 17 | $ 4,495,000 | $ 264,000 | $ 164,000 |
| Franklin County Georgia | 16 | $ 1,840,000 | $ 115,000 | $ 72,000 |
| Glynn County Georgia | 16 | $ 2,090,000 | $ 130,000 | $ 82,000 |
| Hanover County Virginia | 16 | $ 4,860,000 | $ 303,000 | $ 112,000 |
| Cherokee County North Carolina | 15 | $ 2,175,000 | $ 145,000 | $ 78,000 |
| Union County South Carolina | 15 | $ 1,075,000 | $ 71,000 | $ 62,000 |
| St. Clair County Alabama | 14 | $ 1,080,000 | $ 77,000 | $ 56,000 |
| Brantley County Georgia | 14 | $ 1,160,000 | $ 82,000 | $ 62,000 |
| Carteret County North Carolina | 14 | $ 2,620,000 | $ 187,000 | $ 159,000 |
| McCormick County South Carolina | 13 | $ 2,425,000 | $ 186,000 | $ 99,000 |
| Marion County Florida | 12 | $ 1,100,000 | $ 91,000 | $ 40,000 |
| Liberty County Georgia | 12 | $ 1,310,000 | $ 109,000 | $ 50,000 |
| Ware County Georgia | 12 | $ 1,020,000 | $ 85,000 | $ 40,000 |
| Watauga County North Carolina | 12 | $ 3,360,000 | $ 280,000 | $ 186,000 |
| Randolph County Alabama | 11 | $ 625,000 | $ 56,000 | $ 39,000 |
| Lincoln County Georgia | 11 | $ 2,285,000 | $ 207,000 | $ 114,000 |
| Alachua County Florida | 10 | $ 730,000 | $ 73,000 | $ 50,000 |
| Duval County Florida | 10 | $ 890,000 | $ 89,000 | $ 39,000 |
| Gadsden County Florida | 10 | $ 870,000 | $ 87,000 | $ 43,000 |
| Bulloch County Georgia | 10 | $ 1,280,000 | $ 128,000 | $ 153,000 |
| Pierce County Georgia | 10 | $ 750,000 | $ 75,000 | $ 57,000 |
| Wayne County Georgia | 10 | $ 890,000 | $ 89,000 | $ 56,000 |
| Orange County North Carolina | 10 | $ 2,080,000 | $ 208,000 | $ 87,000 |
| Dillon County South Carolina | 10 | $ 690,000 | $ 69,000 | $ 62,000 |
| Shelby County Alabama | 9 | $ 545,000 | $ 60,000 | $ 47,000 |
| Columbia County Florida | 9 | $ 815,000 | $ 90,000 | $ 58,000 |
| Leon County Florida | 9 | $ 975,000 | $ 108,000 | $ 34,000 |
| Bladen County North Carolina | 9 | $ 645,000 | $ 71,000 | $ 39,000 |
| Barnwell County South Carolina | 9 | $ 1,165,000 | $ 129,000 | $ 102,000 |
| Jefferson County Alabama | 8 | $ 400,000 | $ 50,000 | $ 39,000 |
| Gilchrist County Florida | 8 | $ 630,000 | $ 78,000 | $ 59,000 |
| Gwinnett County Georgia | 8 | $ 1,630,000 | $ 203,000 | $ 203,000 |
| Madison County Georgia | 8 | $ 450,000 | $ 56,000 | $ 63,000 |
| McDuffie County Georgia | 8 | $ 1,540,000 | $ 192,000 | $ 121,000 |
| Jones County Mississippi | 8 | $ 490,000 | $ 61,000 | $ 48,000 |
| Durham County North Carolina | 8 | $ 1,380,000 | $ 172,000 | $ 131,000 |
| Henderson County North Carolina | 8 | $ 2,080,000 | $ 260,000 | $ 153,000 |
| Goochland County Virginia | 8 | $ 3,670,000 | $ 458,000 | $ 221,000 |
| Talladega County Alabama | 7 | $ 555,000 | $ 79,000 | $ 63,000 |
| Suwannee County Florida | 7 | $ 555,000 | $ 79,000 | $ 53,000 |
| Burke County Georgia | 7 | $ 655,000 | $ 93,000 | $ 61,000 |
| Camden County Georgia | 7 | $ 835,000 | $ 119,000 | $ 62,000 |
| Cleveland County North Carolina | 7 | $ 1,135,000 | $ 162,000 | $ 80,000 |
| Duplin County North Carolina | 7 | $ 395,000 | $ 56,000 | $ 40,000 |
| Lee County South Carolina | 7 | $ 525,000 | $ 75,000 | $ 22,000 |
| Bibb County Alabama | 6 | $ 360,000 | $ 60,000 | $ 48,000 |
| Bradford County Florida | 6 | $ 630,000 | $ 105,000 | $ 66,000 |
| Lake County Florida | 6 | $ 300,000 | $ 50,000 | $ 59,000 |
| Cobb County Georgia | 6 | $ 1,130,000 | $ 188,000 | $ 151,000 |
| Fulton County Georgia | 6 | $ 2,120,000 | $ 353,000 | $ 182,000 |
| Forrest County Mississippi | 6 | $ 380,000 | $ 63,000 | $ 27,000 |
| Alamance County North Carolina | 6 | $ 1,300,000 | $ 216,000 | $ 89,000 |
| Clay County North Carolina | 6 | $ 740,000 | $ 123,000 | $ 78,000 |
| Cumberland County North Carolina | 6 | $ 600,000 | $ 100,000 | $ 48,000 |
| Marlboro County South Carolina | 6 | $ 350,000 | $ 58,000 | $ 69,000 |
| Blount County Alabama | 5 | $ 335,000 | $ 67,000 | $ 50,000 |
| Butler County Alabama | 5 | $ 315,000 | $ 63,000 | $ 48,000 |
| Baker County Florida | 5 | $ 575,000 | $ 115,000 | $ 52,000 |
| Dixie County Florida | 5 | $ 255,000 | $ 51,000 | $ 38,000 |
| Polk County Florida | 5 | $ 235,000 | $ 47,000 | $ 33,000 |
| Volusia County Florida | 5 | $ 685,000 | $ 137,000 | $ 60,000 |
| Appling County Georgia | 5 | $ 495,000 | $ 99,000 | $ 64,000 |
| Clinch County Georgia | 5 | $ 365,000 | $ 73,000 | $ 60,000 |
| DeKalb County Georgia | 5 | $ 1,875,000 | $ 375,000 | $ 165,000 |
| Long County Georgia | 5 | $ 405,000 | $ 81,000 | $ 45,000 |
| Screven County Georgia | 5 | $ 425,000 | $ 85,000 | $ 60,000 |
| Walton County Georgia | 5 | $ 715,000 | $ 143,000 | $ 96,000 |
| Lincoln County Mississippi | 5 | $ 415,000 | $ 83,000 | $ 48,000 |
| Pearl River County Mississippi | 5 | $ 315,000 | $ 63,000 | $ 52,000 |
| Catawba County North Carolina | 5 | $ 2,165,000 | $ 433,000 | $ 172,000 |
| Harnett County North Carolina | 5 | $ 715,000 | $ 143,000 | $ 87,000 |
| Macon County North Carolina | 5 | $ 2,405,000 | $ 481,000 | $ 85,000 |
| Nash County North Carolina | 5 | $ 385,000 | $ 77,000 | $ 42,000 |
| Rutherford County North Carolina | 5 | $ 1,595,000 | $ 319,000 | $ 187,000 |
| Transylvania County North Carolina | 5 | $ 755,000 | $ 151,000 | $ 94,000 |
| Allendale County South Carolina | 5 | $ 685,000 | $ 137,000 | $ 49,000 |
| Powhatan County Virginia | 5 | $ 1,435,000 | $ 287,000 | $ 86,000 |
| Baldwin County Alabama | 4 | $ 210,000 | $ 52,000 | $ 91,000 |
| Colbert County Alabama | 4 | $ 170,000 | $ 42,000 | $ 22,000 |
| Lauderdale County Alabama | 4 | $ 320,000 | $ 80,000 | $ 57,000 |
| Levy County Florida | 4 | $ 340,000 | $ 85,000 | $ 44,000 |
| Nassau County Florida | 4 | $ 380,000 | $ 95,000 | $ 65,000 |
| Wakulla County Florida | 4 | $ 310,000 | $ 77,000 | $ 27,000 |
| Charlton County Georgia | 4 | $ 370,000 | $ 92,000 | $ 63,000 |
| Dougherty County Georgia | 4 | $ 440,000 | $ 110,000 | $ 253,000 |
| Lowndes County Georgia | 4 | $ 810,000 | $ 202,000 | $ 146,000 |
| McIntosh County Georgia | 4 | $ 450,000 | $ 112,000 | $ 81,000 |
| Toombs County Georgia | 4 | $ 340,000 | $ 85,000 | $ 89,000 |
| Jackson County Mississippi | 4 | $ 220,000 | $ 55,000 | $ 59,000 |
| Lamar County Mississippi | 4 | $ 190,000 | $ 47,000 | $ 92,000 |
| Avery County North Carolina | 4 | $ 1,490,000 | $ 372,000 | $ 381,000 |
| Guilford County North Carolina | 4 | $ 1,010,000 | $ 252,000 | $ 108,000 |
| Hoke County North Carolina | 4 | $ 220,000 | $ 55,000 | $ 39,000 |
| Johnston County North Carolina | 4 | $ 360,000 | $ 90,000 | $ 96,000 |
| Polk County North Carolina | 4 | $ 850,000 | $ 212,000 | $ 101,000 |
| Randolph County North Carolina | 4 | $ 690,000 | $ 172,000 | $ 74,000 |
| Wayne County North Carolina | 4 | $ 420,000 | $ 105,000 | $ 58,000 |
| Virginia Beach County Virginia | 4 | $ 2,750,000 | $ 687,000 | $ 545,000 |
| Escambia County Alabama | 3 | $ 175,000 | $ 58,000 | $ 80,000 |
| Lee County Alabama | 3 | $ 255,000 | $ 85,000 | $ 59,000 |
| Montgomery County Alabama | 3 | $ 155,000 | $ 51,000 | $ 75,000 |
| Walker County Alabama | 3 | $ 285,000 | $ 95,000 | $ 28,000 |
| Citrus County Florida | 3 | $ 145,000 | $ 48,000 | $ 86,000 |
| Clay County Florida | 3 | $ 235,000 | $ 78,000 | $ 59,000 |
| Jefferson County Florida | 3 | $ 195,000 | $ 65,000 | $ 62,000 |
| Taylor County Florida | 3 | $ 155,000 | $ 51,000 | $ 25,000 |
| Coffee County Georgia | 3 | $ 185,000 | $ 61,000 | $ 23,000 |
| Coweta County Georgia | 3 | $ 485,000 | $ 161,000 | $ 36,000 |
| Forsyth County Georgia | 3 | $ 385,000 | $ 128,000 | $ 102,000 |
| Tattnall County Georgia | 3 | $ 555,000 | $ 185,000 | $ 107,000 |
| Tift County Georgia | 3 | $ 275,000 | $ 91,000 | $ 280,000 |
| Craven County North Carolina | 3 | $ 505,000 | $ 168,000 | $ 51,000 |
| Davidson County North Carolina | 3 | $ 155,000 | $ 51,000 | $ 17,000 |
| Forsyth County North Carolina | 3 | $ 365,000 | $ 121,000 | $ 61,000 |
| McDowell County North Carolina | 3 | $ 1,445,000 | $ 481,000 | $ 400,000 |
| Person County North Carolina | 3 | $ 385,000 | $ 128,000 | $ 60,000 |
| Pitt County North Carolina | 3 | $ 265,000 | $ 88,000 | $ 53,000 |
| Stanly County North Carolina | 3 | $ 455,000 | $ 151,000 | $ 91,000 |
| Wilkes County North Carolina | 3 | $ 375,000 | $ 125,000 | $ 69,000 |
| Cherokee County South Carolina | 3 | $ 285,000 | $ 95,000 | $ 115,000 |
| Lawrence County Tennessee | 3 | $ 215,000 | $ 71,000 | $ 39,000 |
| Calhoun County Alabama | 2 | $ 160,000 | $ 80,000 | $ 55,000 |
| Cherokee County Alabama | 2 | $ 130,000 | $ 65,000 | $ 35,000 |
| Chilton County Alabama | 2 | $ 150,000 | $ 75,000 | $ 47,000 |
| Choctaw County Alabama | 2 | $ 120,000 | $ 60,000 | $ 37,000 |
| Coffee County Alabama | 2 | $ 160,000 | $ 80,000 | $ 122,000 |
| DeKalb County Alabama | 2 | $ 120,000 | $ 60,000 | $ 44,000 |
| Etowah County Alabama | 2 | $ 120,000 | $ 60,000 | $ 56,000 |
| Jackson County Alabama | 2 | $ 90,000 | $ 45,000 | $ 27,000 |
| Madison County Alabama | 2 | $ 130,000 | $ 65,000 | $ 45,000 |
| Marengo County Alabama | 2 | $ 80,000 | $ 40,000 | $ 22,000 |
| Morgan County Alabama | 2 | $ 150,000 | $ 75,000 | $ 59,000 |
| Russell County Alabama | 2 | $ 180,000 | $ 90,000 | $ 33,000 |
| Brevard County Florida | 2 | $ 120,000 | $ 60,000 | $ 67,000 |
| Calhoun County Florida | 2 | $ 170,000 | $ 85,000 | $ 38,000 |
| Hamilton County Florida | 2 | $ 100,000 | $ 50,000 | $ 89,000 |
| Hardee County Florida | 2 | $ 90,000 | $ 45,000 | $ 15,000 |
| Madison County Florida | 2 | $ 170,000 | $ 85,000 | $ 54,000 |
| Orange County Florida | 2 | $ 190,000 | $ 95,000 | $ 46,000 |
| Putnam County Florida | 2 | $ 210,000 | $ 105,000 | $ 64,000 |
| St. Johns County Florida | 2 | $ 140,000 | $ 70,000 | $ 93,000 |
| Sumter County Florida | 2 | $ 240,000 | $ 120,000 | $ 94,000 |
| Union County Florida | 2 | $ 130,000 | $ 65,000 | $ 27,000 |
| Bacon County Georgia | 2 | $ 180,000 | $ 90,000 | $ 44,000 |
| Catoosa County Georgia | 2 | $ 270,000 | $ 135,000 | $ 74,000 |
| Chattahoochee County Georgia | 2 | $ 180,000 | $ 90,000 | $ 45,000 |
| Clayton County Georgia | 2 | $ 180,000 | $ 90,000 | $ 128,000 |
| Dawson County Georgia | 2 | $ 410,000 | $ 205,000 | $ 95,000 |
| Emanuel County Georgia | 2 | $ 200,000 | $ 100,000 | $ 61,000 |
| Houston County Georgia | 2 | $ 200,000 | $ 100,000 | $ 140,000 |
| Irwin County Georgia | 2 | $ 240,000 | $ 120,000 | $ 78,000 |
| Jefferson County Georgia | 2 | $ 190,000 | $ 95,000 | $ 61,000 |
| Miller County Georgia | 2 | $ 180,000 | $ 90,000 | $ 44,000 |
| Oglethorpe County Georgia | 2 | $ 220,000 | $ 110,000 | $ 99,000 |
| Paulding County Georgia | 2 | $ 670,000 | $ 335,000 | $ 92,000 |
| Polk County Georgia | 2 | $ 130,000 | $ 65,000 | $ 44,000 |
| Putnam County Georgia | 2 | $ 210,000 | $ 105,000 | $ 108,000 |
| Randolph County Georgia | 2 | $ 120,000 | $ 60,000 | $ 17,000 |
| Sumter County Georgia | 2 | $ 190,000 | $ 95,000 | $ 67,000 |
| Taylor County Georgia | 2 | $ 130,000 | $ 65,000 | $ 22,000 |
| Jefferson Davis County Mississippi | 2 | $ 110,000 | $ 55,000 | $ 53,000 |
| Lee County Mississippi | 2 | $ 190,000 | $ 95,000 | $ 69,000 |
| Marshall County Mississippi | 2 | $ 250,000 | $ 125,000 | $ 110,000 |
| Perry County Mississippi | 2 | $ 120,000 | $ 60,000 | $ 30,000 |
| Pike County Mississippi | 2 | $ 80,000 | $ 40,000 | $ 29,000 |
| Stone County Mississippi | 2 | $ 120,000 | $ 60,000 | $ 14,000 |
| Bertie County North Carolina | 2 | $ 90,000 | $ 45,000 | $ 57,000 |
| Caldwell County North Carolina | 2 | $ 200,000 | $ 100,000 | $ 44,000 |
| Chatham County North Carolina | 2 | $ 750,000 | $ 375,000 | $ 195,000 |
| Granville County North Carolina | 2 | $ 290,000 | $ 145,000 | $ 55,000 |
| Jackson County North Carolina | 2 | $ 710,000 | $ 355,000 | $ 101,000 |
| Madison County North Carolina | 2 | $ 290,000 | $ 145,000 | $ 358,000 |
| Moore County North Carolina | 2 | $ 210,000 | $ 105,000 | $ 97,000 |
| Pamlico County North Carolina | 2 | $ 140,000 | $ 70,000 | $ 36,000 |
| Rockingham County North Carolina | 2 | $ 370,000 | $ 185,000 | $ 55,000 |
| Scotland County North Carolina | 2 | $ 200,000 | $ 100,000 | $ 70,000 |
| Swain County North Carolina | 2 | $ 230,000 | $ 115,000 | $ 58,000 |
| Louisa County Virginia | 2 | $ 390,000 | $ 195,000 | $ 54,000 |
| Pulaski County Virginia | 2 | $ 220,000 | $ 110,000 | $ 72,000 |
| Washington County Virginia | 2 | $ 150,000 | $ 75,000 | $ 44,000 |
| Barbour County Alabama | 1 | $ 55,000 | $ 55,000 | $ 89,000 |
| Chambers County Alabama | 1 | $ 75,000 | $ 75,000 | $ 168,000 |
| Clarke County Alabama | 1 | $ 35,000 | $ 35,000 | $ 25,000 |
| Clay County Alabama | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Cleburne County Alabama | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| Conecuh County Alabama | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Crenshaw County Alabama | 1 | $ 55,000 | $ 55,000 | $ 49,000 |
| Cullman County Alabama | 1 | $ 55,000 | $ 55,000 | $ 80,000 |
| Dale County Alabama | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
| Dallas County Alabama | 1 | $ 65,000 | $ 65,000 | $ 185,000 |
| Elmore County Alabama | 1 | $ 55,000 | $ 55,000 | $ 109,000 |
| Fayette County Alabama | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Franklin County Alabama | 1 | $ 85,000 | $ 85,000 | $ 156,000 |
| Hale County Alabama | 1 | $ 55,000 | $ 55,000 | $ 59,000 |
| Lawrence County Alabama | 1 | $ 85,000 | $ 85,000 | $ 49,000 |
| Marion County Alabama | 1 | $ 45,000 | $ 45,000 | $ 24,000 |
| Marshall County Alabama | 1 | $ 35,000 | $ 35,000 | $ 72,000 |
| Mobile County Alabama | 1 | $ 45,000 | $ 45,000 | $ 43,000 |
| Pickens County Alabama | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Tallapoosa County Alabama | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Tuscaloosa County Alabama | 1 | $ 125,000 | $ 125,000 | $ 74,000 |
| Washington County Alabama | 1 | $ 85,000 | $ 85,000 | $ 80,000 |
| Wilcox County Alabama | 1 | $ 55,000 | $ 55,000 | $ 55,000 |
| Winston County Alabama | 1 | $ 55,000 | $ 55,000 | $ 73,000 |
| Bay County Florida | 1 | $ 25,000 | $ 25,000 | $ 22,000 |
| Franklin County Florida | 1 | $ 65,000 | $ 65,000 | $ 57,000 |
| Hendry County Florida | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Hernando County Florida | 1 | $ 105,000 | $ 105,000 | $ 25,000 |
| Hillsborough County Florida | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Jackson County Florida | 1 | $ 45,000 | $ 45,000 | $ 31,000 |
| Liberty County Florida | 1 | $ 55,000 | $ 55,000 | $ 57,000 |
| Miami-Dade County Florida | 1 | $ 65,000 | $ 65,000 | $ 43,000 |
| Pasco County Florida | 1 | $ 55,000 | $ 55,000 | $ 82,000 |
| Santa Rosa County Florida | 1 | $ 115,000 | $ 115,000 | $ 110,000 |
| Washington County Florida | 1 | $ 85,000 | $ 85,000 | $ 80,000 |
| Baldwin County Georgia | 1 | $ 65,000 | $ 65,000 | $ 255,000 |
| Bartow County Georgia | 1 | $ 55,000 | $ 55,000 | $ 189,000 |
| Bibb County Georgia | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Candler County Georgia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Carroll County Georgia | 1 | $ 65,000 | $ 65,000 | $ 61,000 |
| Chattooga County Georgia | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
| Colquitt County Georgia | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Cook County Georgia | 1 | $ 65,000 | $ 65,000 | $ 102,000 |
| Decatur County Georgia | 1 | $ 105,000 | $ 105,000 | $ 77,000 |
| Echols County Georgia | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Elbert County Georgia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Fayette County Georgia | 1 | $ 25,000 | $ 25,000 | $ 58,000 |
| Floyd County Georgia | 1 | $ 55,000 | $ 55,000 | $ 189,000 |
| Gordon County Georgia | 1 | $ 155,000 | $ 155,000 | $ 522,000 |
| Grady County Georgia | 1 | $ 35,000 | $ 35,000 | $ 64,000 |
| Haralson County Georgia | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
| Henry County Georgia | 1 | $ 265,000 | $ 265,000 | $ 73,000 |
| Jeff Davis County Georgia | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Lumpkin County Georgia | 1 | $ 905,000 | $ 905,000 | $ 294,000 |
| Marion County Georgia | 1 | $ 65,000 | $ 65,000 | $ 21,000 |
| Mitchell County Georgia | 1 | $ 65,000 | $ 65,000 | $ 37,000 |
| Muscogee County Georgia | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| Newton County Georgia | 1 | $ 115,000 | $ 115,000 | $ 69,000 |
| Pike County Georgia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Rockdale County Georgia | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Talbot County Georgia | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Thomas County Georgia | 1 | $ 65,000 | $ 65,000 | $ 37,000 |
| Treutlen County Georgia | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Warren County Georgia | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Webster County Georgia | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Whitfield County Georgia | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
| Wilkes County Georgia | 1 | $ 155,000 | $ 155,000 | $ 38,000 |
| Lincoln County Maine | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Clarke County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 43,000 |
| Copiah County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| Franklin County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 37,000 |
| George County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| Greene County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 39,000 |
| Humphreys County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Itawamba County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 21,000 |
| Jefferson County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 84,000 |
| Lawrence County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 49,000 |
| Marion County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 24,000 |
| Monroe County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Newton County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Pontotoc County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Scott County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Walthall County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| Wayne County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Anson County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 59,000 |
| Ashe County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 478,000 |
| Burke County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 162,000 |
| Chowan County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Dare County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 89,000 |
| Edgecombe County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 72,000 |
| Franklin County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 125,000 |
| Halifax County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 35,000 |
| Haywood County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Hertford County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 49,000 |
| Jones County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 90,000 |
| Lenoir County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Martin County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Richmond County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 70,000 |
| Sampson County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Stokes County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Wilson County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 84,000 |
| Marshall County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 118,000 |
| Polk County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
| Shelby County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Albemarle County Virginia | 1 | $ 225,000 | $ 225,000 | $ 670,000 |
| Carroll County Virginia | 1 | $ 45,000 | $ 45,000 | $ 24,000 |
| Charles City County Virginia | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Fairfax County Virginia | 1 | $ 225,000 | $ 225,000 | $ 76,000 |
| Fauquier County Virginia | 1 | $ 455,000 | $ 455,000 | $ 152,000 |
| Floyd County Virginia | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Franklin County Virginia | 1 | $ 175,000 | $ 175,000 | $ 274,000 |
| Giles County Virginia | 1 | $ 65,000 | $ 65,000 | $ 66,000 |
| Isle of Wight County Virginia | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Lynchburg County Virginia | 1 | $ 45,000 | $ 45,000 | $ 84,000 |
| Middlesex County Virginia | 1 | $ 385,000 | $ 385,000 | $ 250,000 |
| New Kent County Virginia | 1 | $ 255,000 | $ 255,000 | $ 127,000 |
| Wythe County Virginia | 1 | $ 65,000 | $ 65,000 | $ 37,000 |
Mortgage Loan Application Detail Totals for South State Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 8,161 | $1,932,405,000 | $236,000 | $21,165,000 | $125,000 | $9,999,000 |
| Refinancing | 1,582 | $301,280,000 | $190,000 | $1,745,000 | $140,000 | $2,982,000 |
| Other Purpose | 1,450 | $181,140,000 | $124,000 | $2,275,000 | $137,000 | $3,819,000 |
| Home Improvement | 1,348 | $137,710,000 | $102,000 | $1,265,000 | $118,000 | $4,335,000 |
| Cash-out Refinancing | 795 | $185,305,000 | $233,000 | $4,405,000 | $128,000 | $8,017,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,863 | $1,974,975,000 | $200,000 | $4,405,000 | $130,000 | $8,017,000 |
| Not Provided | 1,747 | $481,615,000 | $275,000 | $2,505,000 | $167,000 | $9,999,000 |
| Black or African American | 1,096 | $121,450,000 | $110,000 | $2,005,000 | $57,000 | $1,910,000 |
| Hispanic | 254 | $43,760,000 | $172,000 | $1,085,000 | $96,000 | $1,035,000 |
| Asian | 148 | $36,140,000 | $244,000 | $1,205,000 | $145,000 | $612,000 |
| Not applicable | 100 | $59,130,000 | $591,000 | $21,165,000 | $0 | $0 |
| American Indian or Alaskan Native | 87 | $9,965,000 | $114,000 | $1,005,000 | $69,000 | $529,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $590,000 | $98,000 | $185,000 | $67,000 | $129,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,513 | $2,577,625,000 | $205,000 | $21,165,000 | $131,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 393 | $68,085,000 | $173,000 | $375,000 | $65,000 | $239,000 |
| VA-guaranteed (Veterans Administration) | 338 | $80,480,000 | $238,000 | $1,005,000 | $88,000 | $359,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 92 | $11,650,000 | $126,000 | $325,000 | $52,000 | $180,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,136 | $1,878,490,000 | $230,000 | $21,165,000 | $147,000 | $9,999,000 |
| Application Denied By Financial Institution | 2,697 | $287,145,000 | $106,000 | $1,755,000 | $58,000 | $1,896,000 |
| Application Withdrawn By Applicant | 1,541 | $368,285,000 | $238,000 | $3,005,000 | $142,000 | $3,120,000 |
| Application Approved But Not Accepted | 666 | $112,630,000 | $169,000 | $2,125,000 | $102,000 | $1,273,000 |
| File Closed For Incompleteness | 296 | $91,290,000 | $308,000 | $4,405,000 | $175,000 | $8,017,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 10,639 | $2,450,695,000 | $230,000 | $21,165,000 | $144,000 | $9,999,000 |
| Credit History | 1,350 | $119,310,000 | $88,000 | $1,005,000 | $57,000 | $1,896,000 |
| Debt-To-Income Ratio | 756 | $87,510,000 | $115,000 | $1,365,000 | $46,000 | $411,000 |
| Employment History | 222 | $18,150,000 | $81,000 | $1,005,000 | $43,000 | $221,000 |
| Collateral | 136 | $17,450,000 | $128,000 | $805,000 | $100,000 | $600,000 |
| Credit Application Incomplete | 100 | $21,770,000 | $217,000 | $1,605,000 | $133,000 | $1,346,000 |
| Other | 56 | $10,600,000 | $189,000 | $1,755,000 | $128,000 | $1,294,000 |
| Unverifiable Information | 46 | $7,270,000 | $158,000 | $1,205,000 | $67,000 | $300,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 31 | $5,085,000 | $164,000 | $805,000 | $107,000 | $1,028,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into South State Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess South State Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.