South State Bank Mortgage Lending & HMDA Data, 2018
In 2018, South State Bank of Columbia, SC reported 13,336 mortgage applications totaling $2.7 billion, up 22% from 2017. The average application was for $205,296, and applicants reported an average income of $127,555. 61% of its applications resulted in an originated loan and 20% were denied. Its largest markets were Charleston-North Charleston, SC (1,900), Charlotte-Concord-Gastonia, NC-SC (1,624) and Greenville-Anderson-Mauldin, SC (1,448) (applications in parentheses).
| Mortgage Company & Address | South State Bank 520 Gervais Street Columbia, SC 29201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 13,336 |
| Total Mortgage Loan Application Amount | $2,737,840,000 |
| Average Mortgage Loan Application Amount | $205,296 |
| Highest Mortgage Loan Application Amount | $21,165,000 |
| Average Applicant Income | $127,555 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records South State Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Charleston, South Carolina | 1,309 | $ 396,365,000 | $ 302,799 | $ 179,000 |
| Horry, South Carolina | 882 | $ 129,960,000 | $ 147,346 | $ 89,000 |
| Greenville, South Carolina | 852 | $ 235,090,000 | $ 275,927 | $ 160,000 |
| Mecklenburg, North Carolina | 691 | $ 231,935,000 | $ 335,651 | $ 219,000 |
| Beaufort, South Carolina | 691 | $ 193,875,000 | $ 280,571 | $ 157,000 |
| York, South Carolina | 565 | $ 109,475,000 | $ 193,761 | $ 132,000 |
| Columbia, Georgia | 490 | $ 112,090,000 | $ 228,755 | $ 125,000 |
| Berkeley, South Carolina | 403 | $ 82,385,000 | $ 204,429 | $ 119,000 |
| Richland, South Carolina | 317 | $ 72,305,000 | $ 228,091 | $ 182,000 |
| Richmond, Georgia | 298 | $ 48,330,000 | $ 162,181 | $ 108,000 |
| Anderson, South Carolina | 295 | $ 52,485,000 | $ 177,915 | $ 102,000 |
| Brunswick, North Carolina | 288 | $ 76,410,000 | $ 265,312 | $ 152,000 |
| Chatham, Georgia | 284 | $ 78,320,000 | $ 275,774 | $ 190,000 |
| Lexington, South Carolina | 261 | $ 48,515,000 | $ 185,881 | $ 117,000 |
| Pickens, South Carolina | 243 | $ 49,775,000 | $ 204,835 | $ 175,000 |
| Aiken, South Carolina | 221 | $ 38,655,000 | $ 174,909 | $ 93,000 |
| Georgetown, South Carolina | 221 | $ 41,475,000 | $ 187,669 | $ 115,000 |
| Oconee, South Carolina | 208 | $ 49,920,000 | $ 240,000 | $ 150,000 |
| Florence, South Carolina | 198 | $ 18,800,000 | $ 94,949 | $ 77,000 |
| Dorchester, South Carolina | 188 | $ 25,520,000 | $ 135,744 | $ 85,000 |
| Orangeburg, South Carolina | 179 | $ 19,815,000 | $ 110,698 | $ 79,000 |
| Spartanburg, South Carolina | 141 | $ 26,335,000 | $ 186,773 | $ 114,000 |
| New Hanover, North Carolina | 138 | $ 36,730,000 | $ 266,159 | $ 161,000 |
| Habersham, Georgia | 126 | $ 17,110,000 | $ 135,793 | $ 75,000 |
| Greenwood, South Carolina | 123 | $ 16,825,000 | $ 136,788 | $ 68,000 |
| Colleton, South Carolina | 107 | $ 12,385,000 | $ 115,747 | $ 84,000 |
| Jasper, South Carolina | 96 | $ 12,620,000 | $ 131,458 | $ 78,000 |
| Union, North Carolina | 90 | $ 23,030,000 | $ 255,888 | $ 141,000 |
| Gaston, North Carolina | 82 | $ 15,990,000 | $ 195,000 | $ 103,000 |
| Bryan, Georgia | 61 | $ 11,465,000 | $ 187,950 | $ 114,000 |
| Laurens, South Carolina | 58 | $ 7,390,000 | $ 127,413 | $ 58,000 |
| Darlington, South Carolina | 55 | $ 4,565,000 | $ 83,000 | $ 98,000 |
| Hall, Georgia | 54 | $ 8,200,000 | $ 151,851 | $ 72,000 |
| Iredell, North Carolina | 51 | $ 20,255,000 | $ 397,156 | $ 198,000 |
| Henrico, Virginia | 51 | $ 14,125,000 | $ 276,960 | $ 184,000 |
| Stephens, Georgia | 49 | $ 3,955,000 | $ 80,714 | $ 53,000 |
| Jackson, Georgia | 48 | $ 4,500,000 | $ 93,750 | $ 132,000 |
| Wake, North Carolina | 47 | $ 12,975,000 | $ 276,063 | $ 159,000 |
| Newberry, South Carolina | 46 | $ 5,920,000 | $ 128,695 | $ 365,000 |
| Cabarrus, North Carolina | 44 | $ 13,080,000 | $ 297,272 | $ 156,000 |
| Calhoun, South Carolina | 41 | $ 5,565,000 | $ 135,731 | $ 92,000 |
| Lancaster, South Carolina | 39 | $ 8,375,000 | $ 214,743 | $ 160,000 |
| Richmond City, Virginia | 36 | $ 9,790,000 | $ 271,944 | $ 195,000 |
| Rabun, Georgia | 35 | $ 4,445,000 | $ 127,000 | $ 67,000 |
| Sumter, South Carolina | 35 | $ 2,895,000 | $ 82,714 | $ 52,000 |
| Effingham, Georgia | 33 | $ 4,525,000 | $ 137,121 | $ 78,000 |
| Abbeville, South Carolina | 33 | $ 3,375,000 | $ 102,272 | $ 59,000 |
| Cherokee, Georgia | 32 | $ 6,030,000 | $ 188,437 | $ 95,000 |
| Clarke, Georgia | 32 | $ 5,050,000 | $ 157,812 | $ 166,000 |
| Union, Georgia | 32 | $ 5,180,000 | $ 161,875 | $ 92,000 |
| Barrow, Georgia | 29 | $ 2,645,000 | $ 91,206 | $ 62,000 |
| Fannin, Georgia | 28 | $ 5,130,000 | $ 183,214 | $ 118,000 |
| Towns, Georgia | 28 | $ 3,890,000 | $ 138,928 | $ 66,000 |
| Chesterfield, South Carolina | 28 | $ 2,350,000 | $ 83,928 | $ 49,000 |
| Robeson, North Carolina | 27 | $ 1,655,000 | $ 61,296 | $ 43,000 |
| Edgefield, South Carolina | 27 | $ 5,405,000 | $ 200,185 | $ 123,000 |
| Williamsburg, South Carolina | 27 | $ 1,925,000 | $ 71,296 | $ 53,000 |
| Bamberg, South Carolina | 26 | $ 3,060,000 | $ 117,692 | $ 69,000 |
| Marion, South Carolina | 26 | $ 1,520,000 | $ 58,461 | $ 46,000 |
| Hart, Georgia | 25 | $ 3,175,000 | $ 127,000 | $ 112,000 |
| Pender, North Carolina | 25 | $ 3,755,000 | $ 150,200 | $ 120,000 |
| Saluda, South Carolina | 25 | $ 2,415,000 | $ 96,600 | $ 101,000 |
| Oconee, Georgia | 24 | $ 4,690,000 | $ 195,416 | $ 137,000 |
| Clarendon, South Carolina | 24 | $ 2,160,000 | $ 90,000 | $ 79,000 |
| Chester, South Carolina | 23 | $ 3,195,000 | $ 138,913 | $ 79,000 |
| Rowan, North Carolina | 22 | $ 3,380,000 | $ 153,636 | $ 174,000 |
| White, Georgia | 21 | $ 2,265,000 | $ 107,857 | $ 65,000 |
| Hampton, South Carolina | 21 | $ 1,985,000 | $ 94,523 | $ 49,000 |
| Banks, Georgia | 20 | $ 1,750,000 | $ 87,500 | $ 51,000 |
| Gilmer, Georgia | 20 | $ 1,510,000 | $ 75,500 | $ 73,000 |
| Buncombe, North Carolina | 20 | $ 3,450,000 | $ 172,500 | $ 96,000 |
| Columbus, North Carolina | 20 | $ 1,340,000 | $ 67,000 | $ 37,000 |
| Kershaw, South Carolina | 20 | $ 1,980,000 | $ 99,000 | $ 78,000 |
| Chesterfield, Virginia | 19 | $ 3,475,000 | $ 182,894 | $ 67,000 |
| Onslow, North Carolina | 18 | $ 3,940,000 | $ 218,888 | $ 136,000 |
| Fairfield, South Carolina | 18 | $ 2,590,000 | $ 143,888 | $ 147,000 |
| Lincoln, North Carolina | 17 | $ 4,495,000 | $ 264,411 | $ 164,000 |
| Franklin, Georgia | 16 | $ 1,840,000 | $ 115,000 | $ 72,000 |
| Glynn, Georgia | 16 | $ 2,090,000 | $ 130,625 | $ 82,000 |
| Hanover, Virginia | 16 | $ 4,860,000 | $ 303,750 | $ 112,000 |
| Cherokee, North Carolina | 15 | $ 2,175,000 | $ 145,000 | $ 78,000 |
| Union, South Carolina | 15 | $ 1,075,000 | $ 71,666 | $ 62,000 |
| St. Clair, Alabama | 14 | $ 1,080,000 | $ 77,142 | $ 56,000 |
| Brantley, Georgia | 14 | $ 1,160,000 | $ 82,857 | $ 62,000 |
| Carteret, North Carolina | 14 | $ 2,620,000 | $ 187,142 | $ 159,000 |
| McCormick, South Carolina | 13 | $ 2,425,000 | $ 186,538 | $ 99,000 |
| Marion, Florida | 12 | $ 1,100,000 | $ 91,666 | $ 40,000 |
| Liberty, Georgia | 12 | $ 1,310,000 | $ 109,166 | $ 50,000 |
| Ware, Georgia | 12 | $ 1,020,000 | $ 85,000 | $ 40,000 |
| Watauga, North Carolina | 12 | $ 3,360,000 | $ 280,000 | $ 186,000 |
| Randolph, Alabama | 11 | $ 625,000 | $ 56,818 | $ 39,000 |
| Lincoln, Georgia | 11 | $ 2,285,000 | $ 207,727 | $ 114,000 |
| Alachua, Florida | 10 | $ 730,000 | $ 73,000 | $ 50,000 |
| Duval, Florida | 10 | $ 890,000 | $ 89,000 | $ 39,000 |
| Gadsden, Florida | 10 | $ 870,000 | $ 87,000 | $ 43,000 |
| Bulloch, Georgia | 10 | $ 1,280,000 | $ 128,000 | $ 153,000 |
| Pierce, Georgia | 10 | $ 750,000 | $ 75,000 | $ 57,000 |
| Wayne, Georgia | 10 | $ 890,000 | $ 89,000 | $ 56,000 |
| Orange, North Carolina | 10 | $ 2,080,000 | $ 208,000 | $ 87,000 |
| Dillon, South Carolina | 10 | $ 690,000 | $ 69,000 | $ 62,000 |
| Shelby, Alabama | 9 | $ 545,000 | $ 60,555 | $ 47,000 |
| Columbia, Florida | 9 | $ 815,000 | $ 90,555 | $ 58,000 |
| Leon, Florida | 9 | $ 975,000 | $ 108,333 | $ 34,000 |
| Bladen, North Carolina | 9 | $ 645,000 | $ 71,666 | $ 39,000 |
| Barnwell, South Carolina | 9 | $ 1,165,000 | $ 129,444 | $ 102,000 |
| Jefferson, Alabama | 8 | $ 400,000 | $ 50,000 | $ 39,000 |
| Gilchrist, Florida | 8 | $ 630,000 | $ 78,750 | $ 59,000 |
| Gwinnett, Georgia | 8 | $ 1,630,000 | $ 203,750 | $ 203,000 |
| Madison, Georgia | 8 | $ 450,000 | $ 56,250 | $ 63,000 |
| McDuffie, Georgia | 8 | $ 1,540,000 | $ 192,500 | $ 121,000 |
| Jones, Mississippi | 8 | $ 490,000 | $ 61,250 | $ 48,000 |
| Durham, North Carolina | 8 | $ 1,380,000 | $ 172,500 | $ 131,000 |
| Henderson, North Carolina | 8 | $ 2,080,000 | $ 260,000 | $ 153,000 |
| Goochland, Virginia | 8 | $ 3,670,000 | $ 458,750 | $ 221,000 |
| Talladega, Alabama | 7 | $ 555,000 | $ 79,285 | $ 63,000 |
| Suwannee, Florida | 7 | $ 555,000 | $ 79,285 | $ 53,000 |
| Burke, Georgia | 7 | $ 655,000 | $ 93,571 | $ 61,000 |
| Camden, Georgia | 7 | $ 835,000 | $ 119,285 | $ 62,000 |
| Cleveland, North Carolina | 7 | $ 1,135,000 | $ 162,142 | $ 80,000 |
| Duplin, North Carolina | 7 | $ 395,000 | $ 56,428 | $ 40,000 |
| Lee, South Carolina | 7 | $ 525,000 | $ 75,000 | $ 22,000 |
| Bibb, Alabama | 6 | $ 360,000 | $ 60,000 | $ 48,000 |
| Bradford, Florida | 6 | $ 630,000 | $ 105,000 | $ 66,000 |
| Lake, Florida | 6 | $ 300,000 | $ 50,000 | $ 59,000 |
| Cobb, Georgia | 6 | $ 1,130,000 | $ 188,333 | $ 151,000 |
| Fulton, Georgia | 6 | $ 2,120,000 | $ 353,333 | $ 182,000 |
| Forrest, Mississippi | 6 | $ 380,000 | $ 63,333 | $ 27,000 |
| Alamance, North Carolina | 6 | $ 1,300,000 | $ 216,666 | $ 89,000 |
| Clay, North Carolina | 6 | $ 740,000 | $ 123,333 | $ 78,000 |
| Cumberland, North Carolina | 6 | $ 600,000 | $ 100,000 | $ 48,000 |
| Marlboro, South Carolina | 6 | $ 350,000 | $ 58,333 | $ 69,000 |
| Blount, Alabama | 5 | $ 335,000 | $ 67,000 | $ 50,000 |
| Butler, Alabama | 5 | $ 315,000 | $ 63,000 | $ 48,000 |
| Baker, Florida | 5 | $ 575,000 | $ 115,000 | $ 52,000 |
| Dixie, Florida | 5 | $ 255,000 | $ 51,000 | $ 38,000 |
| Polk, Florida | 5 | $ 235,000 | $ 47,000 | $ 33,000 |
| Volusia, Florida | 5 | $ 685,000 | $ 137,000 | $ 60,000 |
| Appling, Georgia | 5 | $ 495,000 | $ 99,000 | $ 64,000 |
| Clinch, Georgia | 5 | $ 365,000 | $ 73,000 | $ 60,000 |
| DeKalb, Georgia | 5 | $ 1,875,000 | $ 375,000 | $ 165,000 |
| Long, Georgia | 5 | $ 405,000 | $ 81,000 | $ 45,000 |
| Screven, Georgia | 5 | $ 425,000 | $ 85,000 | $ 60,000 |
| Walton, Georgia | 5 | $ 715,000 | $ 143,000 | $ 96,000 |
| Lincoln, Mississippi | 5 | $ 415,000 | $ 83,000 | $ 48,000 |
| Pearl River, Mississippi | 5 | $ 315,000 | $ 63,000 | $ 52,000 |
| Catawba, North Carolina | 5 | $ 2,165,000 | $ 433,000 | $ 172,000 |
| Harnett, North Carolina | 5 | $ 715,000 | $ 143,000 | $ 87,000 |
| Macon, North Carolina | 5 | $ 2,405,000 | $ 481,000 | $ 85,000 |
| Nash, North Carolina | 5 | $ 385,000 | $ 77,000 | $ 42,000 |
| Rutherford, North Carolina | 5 | $ 1,595,000 | $ 319,000 | $ 187,000 |
| Transylvania, North Carolina | 5 | $ 755,000 | $ 151,000 | $ 94,000 |
| Allendale, South Carolina | 5 | $ 685,000 | $ 137,000 | $ 49,000 |
| Powhatan, Virginia | 5 | $ 1,435,000 | $ 287,000 | $ 86,000 |
| Baldwin, Alabama | 4 | $ 210,000 | $ 52,500 | $ 91,000 |
| Colbert, Alabama | 4 | $ 170,000 | $ 42,500 | $ 22,000 |
| Lauderdale, Alabama | 4 | $ 320,000 | $ 80,000 | $ 57,000 |
| Levy, Florida | 4 | $ 340,000 | $ 85,000 | $ 44,000 |
| Nassau, Florida | 4 | $ 380,000 | $ 95,000 | $ 65,000 |
| Wakulla, Florida | 4 | $ 310,000 | $ 77,500 | $ 27,000 |
| Charlton, Georgia | 4 | $ 370,000 | $ 92,500 | $ 63,000 |
| Dougherty, Georgia | 4 | $ 440,000 | $ 110,000 | $ 253,000 |
| Lowndes, Georgia | 4 | $ 810,000 | $ 202,500 | $ 146,000 |
| McIntosh, Georgia | 4 | $ 450,000 | $ 112,500 | $ 81,000 |
| Toombs, Georgia | 4 | $ 340,000 | $ 85,000 | $ 89,000 |
| Jackson, Mississippi | 4 | $ 220,000 | $ 55,000 | $ 59,000 |
| Lamar, Mississippi | 4 | $ 190,000 | $ 47,500 | $ 92,000 |
| Avery, North Carolina | 4 | $ 1,490,000 | $ 372,500 | $ 381,000 |
| Guilford, North Carolina | 4 | $ 1,010,000 | $ 252,500 | $ 108,000 |
| Hoke, North Carolina | 4 | $ 220,000 | $ 55,000 | $ 39,000 |
| Johnston, North Carolina | 4 | $ 360,000 | $ 90,000 | $ 96,000 |
| Polk, North Carolina | 4 | $ 850,000 | $ 212,500 | $ 101,000 |
| Randolph, North Carolina | 4 | $ 690,000 | $ 172,500 | $ 74,000 |
| Wayne, North Carolina | 4 | $ 420,000 | $ 105,000 | $ 58,000 |
| Virginia Beach, Virginia | 4 | $ 2,750,000 | $ 687,500 | $ 545,000 |
| Escambia, Alabama | 3 | $ 175,000 | $ 58,333 | $ 80,000 |
| Lee, Alabama | 3 | $ 255,000 | $ 85,000 | $ 59,000 |
| Montgomery, Alabama | 3 | $ 155,000 | $ 51,666 | $ 75,000 |
| Walker, Alabama | 3 | $ 285,000 | $ 95,000 | $ 28,000 |
| Citrus, Florida | 3 | $ 145,000 | $ 48,333 | $ 86,000 |
| Clay, Florida | 3 | $ 235,000 | $ 78,333 | $ 59,000 |
| Jefferson, Florida | 3 | $ 195,000 | $ 65,000 | $ 62,000 |
| Taylor, Florida | 3 | $ 155,000 | $ 51,666 | $ 25,000 |
| Coffee, Georgia | 3 | $ 185,000 | $ 61,666 | $ 23,000 |
| Coweta, Georgia | 3 | $ 485,000 | $ 161,666 | $ 36,000 |
| Forsyth, Georgia | 3 | $ 385,000 | $ 128,333 | $ 102,000 |
| Tattnall, Georgia | 3 | $ 555,000 | $ 185,000 | $ 107,000 |
| Tift, Georgia | 3 | $ 275,000 | $ 91,666 | $ 280,000 |
| Craven, North Carolina | 3 | $ 505,000 | $ 168,333 | $ 51,000 |
| Davidson, North Carolina | 3 | $ 155,000 | $ 51,666 | $ 17,000 |
| Forsyth, North Carolina | 3 | $ 365,000 | $ 121,666 | $ 61,000 |
| McDowell, North Carolina | 3 | $ 1,445,000 | $ 481,666 | $ 400,000 |
| Person, North Carolina | 3 | $ 385,000 | $ 128,333 | $ 60,000 |
| Pitt, North Carolina | 3 | $ 265,000 | $ 88,333 | $ 53,000 |
| Stanly, North Carolina | 3 | $ 455,000 | $ 151,666 | $ 91,000 |
| Wilkes, North Carolina | 3 | $ 375,000 | $ 125,000 | $ 69,000 |
| Cherokee, South Carolina | 3 | $ 285,000 | $ 95,000 | $ 115,000 |
| Lawrence, Tennessee | 3 | $ 215,000 | $ 71,666 | $ 39,000 |
| Calhoun, Alabama | 2 | $ 160,000 | $ 80,000 | $ 55,000 |
| Cherokee, Alabama | 2 | $ 130,000 | $ 65,000 | $ 35,000 |
| Chilton, Alabama | 2 | $ 150,000 | $ 75,000 | $ 47,000 |
| Choctaw, Alabama | 2 | $ 120,000 | $ 60,000 | $ 37,000 |
| Coffee, Alabama | 2 | $ 160,000 | $ 80,000 | $ 122,000 |
| DeKalb, Alabama | 2 | $ 120,000 | $ 60,000 | $ 44,000 |
| Etowah, Alabama | 2 | $ 120,000 | $ 60,000 | $ 56,000 |
| Jackson, Alabama | 2 | $ 90,000 | $ 45,000 | $ 27,000 |
| Madison, Alabama | 2 | $ 130,000 | $ 65,000 | $ 45,000 |
| Marengo, Alabama | 2 | $ 80,000 | $ 40,000 | $ 22,000 |
| Morgan, Alabama | 2 | $ 150,000 | $ 75,000 | $ 59,000 |
| Russell, Alabama | 2 | $ 180,000 | $ 90,000 | $ 33,000 |
| Brevard, Florida | 2 | $ 120,000 | $ 60,000 | $ 67,000 |
| Calhoun, Florida | 2 | $ 170,000 | $ 85,000 | $ 38,000 |
| Hamilton, Florida | 2 | $ 100,000 | $ 50,000 | $ 89,000 |
| Hardee, Florida | 2 | $ 90,000 | $ 45,000 | $ 15,000 |
| Madison, Florida | 2 | $ 170,000 | $ 85,000 | $ 54,000 |
| Orange, Florida | 2 | $ 190,000 | $ 95,000 | $ 46,000 |
| Putnam, Florida | 2 | $ 210,000 | $ 105,000 | $ 64,000 |
| St. Johns, Florida | 2 | $ 140,000 | $ 70,000 | $ 93,000 |
| Sumter, Florida | 2 | $ 240,000 | $ 120,000 | $ 94,000 |
| Union, Florida | 2 | $ 130,000 | $ 65,000 | $ 27,000 |
| Bacon, Georgia | 2 | $ 180,000 | $ 90,000 | $ 44,000 |
| Catoosa, Georgia | 2 | $ 270,000 | $ 135,000 | $ 74,000 |
| Chattahoochee, Georgia | 2 | $ 180,000 | $ 90,000 | $ 45,000 |
| Clayton, Georgia | 2 | $ 180,000 | $ 90,000 | $ 128,000 |
| Dawson, Georgia | 2 | $ 410,000 | $ 205,000 | $ 95,000 |
| Emanuel, Georgia | 2 | $ 200,000 | $ 100,000 | $ 61,000 |
| Houston, Georgia | 2 | $ 200,000 | $ 100,000 | $ 140,000 |
| Irwin, Georgia | 2 | $ 240,000 | $ 120,000 | $ 78,000 |
| Jefferson, Georgia | 2 | $ 190,000 | $ 95,000 | $ 61,000 |
| Miller, Georgia | 2 | $ 180,000 | $ 90,000 | $ 44,000 |
| Oglethorpe, Georgia | 2 | $ 220,000 | $ 110,000 | $ 99,000 |
| Paulding, Georgia | 2 | $ 670,000 | $ 335,000 | $ 92,000 |
| Polk, Georgia | 2 | $ 130,000 | $ 65,000 | $ 44,000 |
| Putnam, Georgia | 2 | $ 210,000 | $ 105,000 | $ 108,000 |
| Randolph, Georgia | 2 | $ 120,000 | $ 60,000 | $ 17,000 |
| Sumter, Georgia | 2 | $ 190,000 | $ 95,000 | $ 67,000 |
| Taylor, Georgia | 2 | $ 130,000 | $ 65,000 | $ 22,000 |
| Jefferson Davis, Mississippi | 2 | $ 110,000 | $ 55,000 | $ 53,000 |
| Lee, Mississippi | 2 | $ 190,000 | $ 95,000 | $ 69,000 |
| Marshall, Mississippi | 2 | $ 250,000 | $ 125,000 | $ 110,000 |
| Perry, Mississippi | 2 | $ 120,000 | $ 60,000 | $ 30,000 |
| Pike, Mississippi | 2 | $ 80,000 | $ 40,000 | $ 29,000 |
| Stone, Mississippi | 2 | $ 120,000 | $ 60,000 | $ 14,000 |
| Bertie, North Carolina | 2 | $ 90,000 | $ 45,000 | $ 57,000 |
| Caldwell, North Carolina | 2 | $ 200,000 | $ 100,000 | $ 44,000 |
| Chatham, North Carolina | 2 | $ 750,000 | $ 375,000 | $ 195,000 |
| Granville, North Carolina | 2 | $ 290,000 | $ 145,000 | $ 55,000 |
| Jackson, North Carolina | 2 | $ 710,000 | $ 355,000 | $ 101,000 |
| Madison, North Carolina | 2 | $ 290,000 | $ 145,000 | $ 358,000 |
| Moore, North Carolina | 2 | $ 210,000 | $ 105,000 | $ 97,000 |
| Pamlico, North Carolina | 2 | $ 140,000 | $ 70,000 | $ 36,000 |
| Rockingham, North Carolina | 2 | $ 370,000 | $ 185,000 | $ 55,000 |
| Scotland, North Carolina | 2 | $ 200,000 | $ 100,000 | $ 70,000 |
| Swain, North Carolina | 2 | $ 230,000 | $ 115,000 | $ 58,000 |
| Louisa, Virginia | 2 | $ 390,000 | $ 195,000 | $ 54,000 |
| Pulaski, Virginia | 2 | $ 220,000 | $ 110,000 | $ 72,000 |
| Washington, Virginia | 2 | $ 150,000 | $ 75,000 | $ 44,000 |
| Barbour, Alabama | 1 | $ 55,000 | $ 55,000 | $ 89,000 |
| Chambers, Alabama | 1 | $ 75,000 | $ 75,000 | $ 168,000 |
| Clarke, Alabama | 1 | $ 35,000 | $ 35,000 | $ 25,000 |
| Clay, Alabama | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Cleburne, Alabama | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| Conecuh, Alabama | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Crenshaw, Alabama | 1 | $ 55,000 | $ 55,000 | $ 49,000 |
| Cullman, Alabama | 1 | $ 55,000 | $ 55,000 | $ 80,000 |
| Dale, Alabama | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
| Dallas, Alabama | 1 | $ 65,000 | $ 65,000 | $ 185,000 |
| Elmore, Alabama | 1 | $ 55,000 | $ 55,000 | $ 109,000 |
| Fayette, Alabama | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Franklin, Alabama | 1 | $ 85,000 | $ 85,000 | $ 156,000 |
| Hale, Alabama | 1 | $ 55,000 | $ 55,000 | $ 59,000 |
| Lawrence, Alabama | 1 | $ 85,000 | $ 85,000 | $ 49,000 |
| Marion, Alabama | 1 | $ 45,000 | $ 45,000 | $ 24,000 |
| Marshall, Alabama | 1 | $ 35,000 | $ 35,000 | $ 72,000 |
| Mobile, Alabama | 1 | $ 45,000 | $ 45,000 | $ 43,000 |
| Pickens, Alabama | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Tallapoosa, Alabama | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Tuscaloosa, Alabama | 1 | $ 125,000 | $ 125,000 | $ 74,000 |
| Washington, Alabama | 1 | $ 85,000 | $ 85,000 | $ 80,000 |
| Wilcox, Alabama | 1 | $ 55,000 | $ 55,000 | $ 55,000 |
| Winston, Alabama | 1 | $ 55,000 | $ 55,000 | $ 73,000 |
| Bay, Florida | 1 | $ 25,000 | $ 25,000 | $ 22,000 |
| Franklin, Florida | 1 | $ 65,000 | $ 65,000 | $ 57,000 |
| Hendry, Florida | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Hernando, Florida | 1 | $ 105,000 | $ 105,000 | $ 25,000 |
| Hillsborough, Florida | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Jackson, Florida | 1 | $ 45,000 | $ 45,000 | $ 31,000 |
| Liberty, Florida | 1 | $ 55,000 | $ 55,000 | $ 57,000 |
| Miami-Dade, Florida | 1 | $ 65,000 | $ 65,000 | $ 43,000 |
| Pasco, Florida | 1 | $ 55,000 | $ 55,000 | $ 82,000 |
| Santa Rosa, Florida | 1 | $ 115,000 | $ 115,000 | $ 110,000 |
| Washington, Florida | 1 | $ 85,000 | $ 85,000 | $ 80,000 |
| Baldwin, Georgia | 1 | $ 65,000 | $ 65,000 | $ 255,000 |
| Bartow, Georgia | 1 | $ 55,000 | $ 55,000 | $ 189,000 |
| Bibb, Georgia | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Candler, Georgia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Carroll, Georgia | 1 | $ 65,000 | $ 65,000 | $ 61,000 |
| Chattooga, Georgia | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
| Colquitt, Georgia | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Cook, Georgia | 1 | $ 65,000 | $ 65,000 | $ 102,000 |
| Decatur, Georgia | 1 | $ 105,000 | $ 105,000 | $ 77,000 |
| Echols, Georgia | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Elbert, Georgia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Fayette, Georgia | 1 | $ 25,000 | $ 25,000 | $ 58,000 |
| Floyd, Georgia | 1 | $ 55,000 | $ 55,000 | $ 189,000 |
| Gordon, Georgia | 1 | $ 155,000 | $ 155,000 | $ 522,000 |
| Grady, Georgia | 1 | $ 35,000 | $ 35,000 | $ 64,000 |
| Haralson, Georgia | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
| Henry, Georgia | 1 | $ 265,000 | $ 265,000 | $ 73,000 |
| Jeff Davis, Georgia | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Lumpkin, Georgia | 1 | $ 905,000 | $ 905,000 | $ 294,000 |
| Marion, Georgia | 1 | $ 65,000 | $ 65,000 | $ 21,000 |
| Mitchell, Georgia | 1 | $ 65,000 | $ 65,000 | $ 37,000 |
| Muscogee, Georgia | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| Newton, Georgia | 1 | $ 115,000 | $ 115,000 | $ 69,000 |
| Pike, Georgia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Rockdale, Georgia | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Talbot, Georgia | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Thomas, Georgia | 1 | $ 65,000 | $ 65,000 | $ 37,000 |
| Treutlen, Georgia | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Warren, Georgia | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Webster, Georgia | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Whitfield, Georgia | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
| Wilkes, Georgia | 1 | $ 155,000 | $ 155,000 | $ 38,000 |
| Lincoln, Maine | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Clarke, Mississippi | 1 | $ 55,000 | $ 55,000 | $ 43,000 |
| Copiah, Mississippi | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| Franklin, Mississippi | 1 | $ 55,000 | $ 55,000 | $ 37,000 |
| George, Mississippi | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| Greene, Mississippi | 1 | $ 35,000 | $ 35,000 | $ 39,000 |
| Humphreys, Mississippi | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Itawamba, Mississippi | 1 | $ 75,000 | $ 75,000 | $ 21,000 |
| Jefferson, Mississippi | 1 | $ 55,000 | $ 55,000 | $ 84,000 |
| Lawrence, Mississippi | 1 | $ 35,000 | $ 35,000 | $ 49,000 |
| Marion, Mississippi | 1 | $ 45,000 | $ 45,000 | $ 24,000 |
| Monroe, Mississippi | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Newton, Mississippi | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Pontotoc, Mississippi | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Scott, Mississippi | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Walthall, Mississippi | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| Wayne, Mississippi | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Anson, North Carolina | 1 | $ 105,000 | $ 105,000 | $ 59,000 |
| Ashe, North Carolina | 1 | $ 165,000 | $ 165,000 | $ 478,000 |
| Burke, North Carolina | 1 | $ 355,000 | $ 355,000 | $ 162,000 |
| Chowan, North Carolina | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Dare, North Carolina | 1 | $ 265,000 | $ 265,000 | $ 89,000 |
| Edgecombe, North Carolina | 1 | $ 125,000 | $ 125,000 | $ 72,000 |
| Franklin, North Carolina | 1 | $ 365,000 | $ 365,000 | $ 125,000 |
| Halifax, North Carolina | 1 | $ 35,000 | $ 35,000 | $ 35,000 |
| Haywood, North Carolina | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Hertford, North Carolina | 1 | $ 75,000 | $ 75,000 | $ 49,000 |
| Jones, North Carolina | 1 | $ 55,000 | $ 55,000 | $ 90,000 |
| Lenoir, North Carolina | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Martin, North Carolina | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Richmond, North Carolina | 1 | $ 115,000 | $ 115,000 | $ 70,000 |
| Sampson, North Carolina | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Stokes, North Carolina | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Wilson, North Carolina | 1 | $ 95,000 | $ 95,000 | $ 84,000 |
| Marshall, Tennessee | 1 | $ 125,000 | $ 125,000 | $ 118,000 |
| Polk, Tennessee | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
| Shelby, Tennessee | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Albemarle, Virginia | 1 | $ 225,000 | $ 225,000 | $ 670,000 |
| Carroll, Virginia | 1 | $ 45,000 | $ 45,000 | $ 24,000 |
| Charles City, Virginia | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Fairfax, Virginia | 1 | $ 225,000 | $ 225,000 | $ 76,000 |
| Fauquier, Virginia | 1 | $ 455,000 | $ 455,000 | $ 152,000 |
| Floyd, Virginia | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Franklin, Virginia | 1 | $ 175,000 | $ 175,000 | $ 274,000 |
| Giles, Virginia | 1 | $ 65,000 | $ 65,000 | $ 66,000 |
| Isle of Wight, Virginia | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Lynchburg, Virginia | 1 | $ 45,000 | $ 45,000 | $ 84,000 |
| Middlesex, Virginia | 1 | $ 385,000 | $ 385,000 | $ 250,000 |
| New Kent, Virginia | 1 | $ 255,000 | $ 255,000 | $ 127,000 |
| Wythe, Virginia | 1 | $ 65,000 | $ 65,000 | $ 37,000 |
Mortgage Loan Application Detail Totals for South State Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 8,161 | $1,932,405,000 | $236,000 | $21,165,000 | $125,000 | $9,999,000 |
| Refinancing | 1,582 | $301,280,000 | $190,000 | $1,745,000 | $140,000 | $2,982,000 |
| Other Purpose | 1,450 | $181,140,000 | $124,000 | $2,275,000 | $137,000 | $3,819,000 |
| Home Improvement | 1,348 | $137,710,000 | $102,000 | $1,265,000 | $118,000 | $4,335,000 |
| Cash-out Refinancing | 795 | $185,305,000 | $233,000 | $4,405,000 | $128,000 | $8,017,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,863 | $1,974,975,000 | $200,000 | $4,405,000 | $130,000 | $8,017,000 |
| Not Provided | 1,747 | $481,615,000 | $275,000 | $2,505,000 | $167,000 | $9,999,000 |
| Black or African American | 1,096 | $121,450,000 | $110,000 | $2,005,000 | $57,000 | $1,910,000 |
| Hispanic | 254 | $43,760,000 | $172,000 | $1,085,000 | $96,000 | $1,035,000 |
| Asian | 148 | $36,140,000 | $244,000 | $1,205,000 | $145,000 | $612,000 |
| Not applicable | 100 | $59,130,000 | $591,000 | $21,165,000 | $0 | $0 |
| American Indian or Alaskan Native | 87 | $9,965,000 | $114,000 | $1,005,000 | $69,000 | $529,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $590,000 | $98,000 | $185,000 | $67,000 | $129,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,513 | $2,577,625,000 | $205,000 | $21,165,000 | $131,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 393 | $68,085,000 | $173,000 | $375,000 | $65,000 | $239,000 |
| VA-guaranteed (Veterans Administration) | 338 | $80,480,000 | $238,000 | $1,005,000 | $88,000 | $359,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 92 | $11,650,000 | $126,000 | $325,000 | $52,000 | $180,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,136 | $1,878,490,000 | $230,000 | $21,165,000 | $147,000 | $9,999,000 |
| Application Denied By Financial Institution | 2,697 | $287,145,000 | $106,000 | $1,755,000 | $58,000 | $1,896,000 |
| Application Withdrawn By Applicant | 1,541 | $368,285,000 | $238,000 | $3,005,000 | $142,000 | $3,120,000 |
| Application Approved But Not Accepted | 666 | $112,630,000 | $169,000 | $2,125,000 | $102,000 | $1,273,000 |
| File Closed For Incompleteness | 296 | $91,290,000 | $308,000 | $4,405,000 | $175,000 | $8,017,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 10,639 | $2,450,695,000 | $230,000 | $21,165,000 | $144,000 | $9,999,000 |
| Credit History | 1,350 | $119,310,000 | $88,000 | $1,005,000 | $57,000 | $1,896,000 |
| Debt-To-Income Ratio | 756 | $87,510,000 | $115,000 | $1,365,000 | $46,000 | $411,000 |
| Employment History | 222 | $18,150,000 | $81,000 | $1,005,000 | $43,000 | $221,000 |
| Collateral | 136 | $17,450,000 | $128,000 | $805,000 | $100,000 | $600,000 |
| Credit Application Incomplete | 100 | $21,770,000 | $217,000 | $1,605,000 | $133,000 | $1,346,000 |
| Other | 56 | $10,600,000 | $189,000 | $1,755,000 | $128,000 | $1,294,000 |
| Unverifiable Information | 46 | $7,270,000 | $158,000 | $1,205,000 | $67,000 | $300,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 31 | $5,085,000 | $164,000 | $805,000 | $107,000 | $1,028,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into South State Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess South State Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About