Sea Breeze Financial Svcs, Inc Mortgage Lending & HMDA Data, 2004

In 2004, Sea Breeze Financial Svcs, Inc of Irvine, CA reported 18,190 mortgage applications totaling $3.3 billion, up 82% from 2003. The average application was for $178,970, and applicants reported an average income of $65,967. 12% of its applications resulted in an originated loan and 22% were denied. Its largest markets were Riverside-San Bernardino-Ontario, CA (2,148), Los Angeles-Long Beach-Glendale, CA (1,721) and Seattle-Bellevue-Everett, WA (978) (applications in parentheses).

Mortgage Company & Address Sea Breeze Financial Svcs, Inc
18191 Von Karman Ave #150
Irvine, CA 92612
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 18,190
Total Mortgage Loan Application Amount $3,255,466,000
Average Mortgage Loan Application Amount $178,970
Highest Mortgage Loan Application Amount $2,500,000
Average Applicant Income $65,967
Highest Applicant Income $6,001,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Sea Breeze Financial Svcs, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Sea Breeze Financial Svcs, Inc by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 1,721 $ 405,020,000 $ 235,339 $ 99,000
Riverside, California 1,083 $ 207,115,000 $ 191,241 $ 74,000
San Bernardino, California 1,065 $ 171,623,000 $ 161,148 $ 60,000
Orange, California 855 $ 300,610,000 $ 351,590 $ 131,000
King, Washington 654 $ 139,113,000 $ 212,711 $ 75,000
Kern, California 471 $ 56,058,000 $ 119,019 $ 56,000
Pierce, Washington 464 $ 74,481,000 $ 160,519 $ 63,000
Sacramento, California 454 $ 84,578,000 $ 186,295 $ 72,000
San Diego, California 428 $ 110,185,000 $ 257,441 $ 109,000
Fresno, California 357 $ 48,876,000 $ 136,907 $ 52,000
Snohomish, Washington 324 $ 64,246,000 $ 198,290 $ 68,000
Spokane, Washington 277 $ 31,154,000 $ 112,469 $ 47,000
San Joaquin, California 265 $ 53,883,000 $ 203,332 $ 58,000
Tulare, California 264 $ 29,543,000 $ 111,905 $ 50,000
Clark, Washington 229 $ 37,099,000 $ 162,004 $ 62,000
Stanislaus, California 201 $ 36,180,000 $ 180,000 $ 68,000
Contra Costa, California 200 $ 52,715,000 $ 263,575 $ 75,000
Marion, Indiana 172 $ 18,561,000 $ 107,912 $ 60,000
Jackson, Missouri 172 $ 18,011,000 $ 104,715 $ 58,000
St. Louis, Missouri 171 $ 21,871,000 $ 127,900 $ 73,000
Shelby, Tennessee 171 $ 18,001,000 $ 105,269 $ 54,000
Alameda, California 155 $ 42,904,000 $ 276,800 $ 72,000
Solano, California 150 $ 37,412,000 $ 249,413 $ 80,000
Yakima, Washington 148 $ 17,134,000 $ 115,770 $ 45,000
Ventura, California 146 $ 36,185,000 $ 247,842 $ 76,000
Kitsap, Washington 144 $ 24,004,000 $ 166,694 $ 66,000
Santa Clara, California 141 $ 46,167,000 $ 327,425 $ 112,000
Arapahoe, Colorado 130 $ 23,946,000 $ 184,200 $ 59,000
Denver, Colorado 125 $ 22,357,000 $ 178,856 $ 56,000
Jefferson, Colorado 119 $ 22,446,000 $ 188,621 $ 64,000
Adams, Colorado 115 $ 20,015,000 $ 174,043 $ 58,000
El Paso, Colorado 112 $ 17,196,000 $ 153,535 $ 77,000
Miami-Dade, Florida 109 $ 16,707,000 $ 153,275 $ 55,000
Broward, Florida 107 $ 17,317,000 $ 161,841 $ 59,000
Thurston, Washington 103 $ 16,121,000 $ 156,514 $ 58,000
Merced, California 99 $ 17,015,000 $ 171,868 $ 58,000
Lake, Indiana 98 $ 11,394,000 $ 116,265 $ 60,000
Kings, California 77 $ 8,312,000 $ 107,948 $ 57,000
Weld, Colorado 77 $ 12,782,000 $ 166,000 $ 82,000
Shasta, California 76 $ 10,057,000 $ 132,328 $ 57,000
San Mateo, California 75 $ 26,291,000 $ 350,546 $ 111,000
Sonoma, California 75 $ 17,190,000 $ 229,200 $ 79,000
Whatcom, Washington 75 $ 11,755,000 $ 156,733 $ 55,000
Madera, California 73 $ 10,186,000 $ 139,534 $ 56,000
Pueblo, Colorado 71 $ 8,205,000 $ 115,563 $ 49,000
Palm Beach, Florida 70 $ 12,988,000 $ 185,542 $ 59,000
Butte, California 69 $ 9,637,000 $ 139,666 $ 59,000
Hillsborough, Florida 69 $ 9,046,000 $ 131,101 $ 61,000
Monterey, California 67 $ 17,214,000 $ 256,925 $ 77,000
St. Joseph, Indiana 66 $ 7,444,000 $ 112,787 $ 47,000
Orange, Florida 65 $ 9,782,000 $ 150,492 $ 54,000
Benton, Washington 64 $ 7,757,000 $ 121,203 $ 53,000
Cowlitz, Washington 64 $ 8,259,000 $ 129,046 $ 61,000
Franklin, Washington 64 $ 7,546,000 $ 117,906 $ 45,000
Santa Barbara, California 63 $ 19,490,000 $ 309,365 $ 138,000
Duval, Florida 63 $ 6,964,000 $ 110,539 $ 49,000
Placer, California 62 $ 14,115,000 $ 227,661 $ 75,000
Greene, Missouri 61 $ 5,783,000 $ 94,803 $ 39,000
St. Charles, Missouri 61 $ 10,170,000 $ 166,721 $ 61,000
Allen, Indiana 60 $ 6,615,000 $ 110,250 $ 59,000
Larimer, Colorado 59 $ 11,736,000 $ 198,915 $ 63,000
Davidson, Tennessee 59 $ 7,169,000 $ 121,508 $ 96,000
Imperial, California 58 $ 8,539,000 $ 147,224 $ 51,000
Mesa, Colorado 58 $ 8,485,000 $ 146,293 $ 50,000
Pinellas, Florida 57 $ 7,617,000 $ 133,631 $ 52,000
Multnomah, Oregon 56 $ 9,494,000 $ 169,535 $ 70,000
Jefferson, Missouri 54 $ 6,839,000 $ 126,648 $ 65,000
Skagit, Washington 52 $ 8,581,000 $ 165,019 $ 61,000
Humboldt, California 51 $ 7,677,000 $ 150,529 $ 56,000
St. Louis City, Missouri 51 $ 4,642,000 $ 91,019 $ 43,000
Sutter, California 48 $ 8,460,000 $ 176,250 $ 64,000
El Dorado, California 47 $ 11,419,000 $ 242,957 $ 83,000
Brevard, Florida 47 $ 6,290,000 $ 133,829 $ 49,000
Volusia, Florida 47 $ 5,532,000 $ 117,702 $ 46,000
Clay, Missouri 47 $ 5,910,000 $ 125,744 $ 64,000
Grays Harbor, Washington 46 $ 4,939,000 $ 107,369 $ 64,000
San Luis Obispo, California 44 $ 9,453,000 $ 214,840 $ 87,000
Knox, Tennessee 44 $ 4,499,000 $ 102,250 $ 49,000
Elkhart, Indiana 43 $ 4,601,000 $ 107,000 $ 55,000
Lewis, Washington 43 $ 4,788,000 $ 111,348 $ 41,000
Douglas, Colorado 41 $ 10,407,000 $ 253,829 $ 79,000
Mason, Washington 41 $ 5,138,000 $ 125,317 $ 45,000
Boulder, Colorado 40 $ 8,008,000 $ 200,200 $ 79,000
Hamilton, Indiana 39 $ 7,778,000 $ 199,435 $ 75,000
Lane, Oregon 39 $ 5,275,000 $ 135,256 $ 46,000
Osceola, Florida 38 $ 5,370,000 $ 141,315 $ 51,000
Yolo, California 37 $ 8,122,000 $ 219,513 $ 71,000
Porter, Indiana 37 $ 4,545,000 $ 122,837 $ 52,000
Yuba, California 36 $ 4,802,000 $ 133,388 $ 58,000
Madison, Indiana 36 $ 3,610,000 $ 100,277 $ 55,000
Walla Walla, Washington 36 $ 4,671,000 $ 129,750 $ 85,000
San Francisco, California 35 $ 12,650,000 $ 361,428 $ 97,000
Jasper, Missouri 35 $ 2,764,000 $ 78,971 $ 46,000
Island, Washington 32 $ 6,651,000 $ 207,843 $ 69,000
Tehama, California 31 $ 3,898,000 $ 125,741 $ 46,000
Vigo, Indiana 31 $ 2,565,000 $ 82,741 $ 49,000
Grant, Washington 31 $ 3,459,000 $ 111,580 $ 53,000
Polk, Florida 30 $ 3,028,000 $ 100,933 $ 85,000
Chelan, Washington 30 $ 4,805,000 $ 160,166 $ 58,000
Mendocino, California 28 $ 5,239,000 $ 187,107 $ 55,000
Lee, Florida 28 $ 4,442,000 $ 158,642 $ 49,000
Clackamas, Oregon 28 $ 4,824,000 $ 172,285 $ 71,000
Seminole, Florida 27 $ 3,344,000 $ 123,851 $ 47,000
Buchanan, Missouri 27 $ 2,520,000 $ 93,333 $ 51,000
Cass, Missouri 27 $ 3,493,000 $ 129,370 $ 65,000
Escambia, Florida 26 $ 2,388,000 $ 91,846 $ 48,000
Clark, Indiana 26 $ 3,532,000 $ 135,846 $ 58,000
Franklin, Missouri 26 $ 3,303,000 $ 127,038 $ 50,000
Taney, Missouri 26 $ 3,051,000 $ 117,346 $ 43,000
Clallam, Washington 26 $ 3,563,000 $ 137,038 $ 49,000
Vanderburgh, Indiana 25 $ 2,471,000 $ 98,840 $ 52,000
Cape Girardeau, Missouri 25 $ 3,065,000 $ 122,600 $ 61,000
Napa, California 24 $ 8,668,000 $ 361,166 $ 92,000
Santa Cruz, California 24 $ 6,380,000 $ 265,833 $ 90,000
Sarasota, Florida 24 $ 2,779,000 $ 115,791 $ 57,000
LaPorte, Indiana 24 $ 2,338,000 $ 97,416 $ 101,000
Douglas, Washington 24 $ 3,235,000 $ 134,791 $ 43,000
Lake, Florida 23 $ 2,941,000 $ 127,869 $ 67,000
Delaware, Indiana 23 $ 2,570,000 $ 111,739 $ 50,000
Tippecanoe, Indiana 23 $ 2,766,000 $ 120,260 $ 49,000
Newton, Missouri 23 $ 2,641,000 $ 114,826 $ 67,000
Washington, Oregon 23 $ 4,207,000 $ 182,913 $ 71,000
Pasco, Florida 22 $ 2,803,000 $ 127,409 $ 47,000
Boone, Missouri 22 $ 2,112,000 $ 96,000 $ 52,000
Asotin, Washington 22 $ 2,796,000 $ 127,090 $ 55,000
Calaveras, California 21 $ 3,117,000 $ 148,428 $ 63,000
San Benito, California 21 $ 5,110,000 $ 243,333 $ 99,000
Garfield, Colorado 21 $ 4,456,000 $ 212,190 $ 68,000
Grant, Indiana 21 $ 1,924,000 $ 91,619 $ 51,000
Hamilton, Tennessee 21 $ 2,340,000 $ 111,428 $ 55,000
Glenn, California 20 $ 2,572,000 $ 128,600 $ 51,000
Lake, California 20 $ 3,793,000 $ 189,650 $ 94,000
Bay, Florida 20 $ 2,236,000 $ 111,800 $ 48,000
Marion, Florida 20 $ 2,062,000 $ 103,100 $ 48,000
Santa Rosa, Florida 20 $ 2,314,000 $ 115,700 $ 44,000
Hendricks, Indiana 20 $ 2,400,000 $ 120,000 $ 70,000
St. Francois, Missouri 20 $ 1,599,000 $ 79,950 $ 83,000
Jackson, Oregon 20 $ 3,512,000 $ 175,600 $ 66,000
Nevada, California 19 $ 3,800,000 $ 200,000 $ 51,000
Teller, Colorado 18 $ 3,196,000 $ 177,555 $ 66,000
Collier, Florida 18 $ 3,526,000 $ 195,888 $ 84,000
Otero, Colorado 17 $ 1,437,000 $ 84,529 $ 41,000
Howard, Indiana 17 $ 1,934,000 $ 113,764 $ 73,000
Marshall, Indiana 17 $ 1,774,000 $ 104,352 $ 45,000
Morgan, Indiana 17 $ 1,932,000 $ 113,647 $ 62,000
St. Lucie, Florida 16 $ 2,225,000 $ 139,062 $ 42,000
Bartholomew, Indiana 16 $ 1,728,000 $ 108,000 $ 42,000
Ray, Missouri 16 $ 1,854,000 $ 115,875 $ 49,000
Marion, Oregon 16 $ 2,086,000 $ 130,375 $ 44,000
Whitman, Washington 16 $ 2,043,000 $ 127,687 $ 68,000
Siskiyou, California 15 $ 1,772,000 $ 118,133 $ 47,000
Tuolumne, California 15 $ 2,000,000 $ 133,333 $ 62,000
Delta, Colorado 15 $ 2,383,000 $ 158,866 $ 49,000
Scott, Missouri 15 $ 1,347,000 $ 89,800 $ 52,000
Kittitas, Washington 15 $ 1,831,000 $ 122,066 $ 70,000
Stevens, Washington 15 $ 2,177,000 $ 145,133 $ 57,000
Marin, California 14 $ 4,164,000 $ 297,428 $ 130,000
Fremont, Colorado 14 $ 1,811,000 $ 129,357 $ 54,000
Morgan, Colorado 14 $ 1,417,000 $ 101,214 $ 42,000
Hernando, Florida 14 $ 1,543,000 $ 110,214 $ 47,000
Leon, Florida 14 $ 1,875,000 $ 133,928 $ 70,000
Johnson, Indiana 14 $ 1,675,000 $ 119,642 $ 56,000
Kosciusko, Indiana 14 $ 1,788,000 $ 127,714 $ 61,000
Lawrence, Missouri 14 $ 1,571,000 $ 112,214 $ 78,000
Platte, Missouri 14 $ 1,485,000 $ 106,071 $ 48,000
Stone, Missouri 14 $ 1,097,000 $ 78,357 $ 44,000
Rutherford, Tennessee 14 $ 2,023,000 $ 144,500 $ 58,000
Amador, California 13 $ 2,669,000 $ 205,307 $ 50,000
Manatee, Florida 13 $ 1,959,000 $ 150,692 $ 46,000
Adams, Indiana 13 $ 1,262,000 $ 97,076 $ 43,000
Clinton, Indiana 13 $ 1,223,000 $ 94,076 $ 45,000
Monroe, Indiana 13 $ 1,880,000 $ 144,615 $ 62,000
Noble, Indiana 13 $ 1,312,000 $ 100,923 $ 43,000
Christian, Missouri 13 $ 1,693,000 $ 130,230 $ 65,000
Sumner, Tennessee 13 $ 1,944,000 $ 149,538 $ 64,000
Jefferson, Washington 13 $ 2,084,000 $ 160,307 $ 68,000
Elbert, Colorado 12 $ 2,695,000 $ 224,583 $ 68,000
Logan, Colorado 12 $ 1,600,000 $ 133,333 $ 66,000
Citrus, Florida 12 $ 1,368,000 $ 114,000 $ 52,000
Okaloosa, Florida 12 $ 1,536,000 $ 128,000 $ 58,000
Jennings, Indiana 12 $ 1,413,000 $ 117,750 $ 54,000
White, Indiana 12 $ 1,150,000 $ 95,833 $ 83,000
Callaway, Missouri 12 $ 1,432,000 $ 119,333 $ 46,000
Webster, Missouri 12 $ 999,000 $ 83,250 $ 45,000
Douglas, Oregon 12 $ 1,476,000 $ 123,000 $ 62,000
Clay, Florida 11 $ 1,211,000 $ 110,090 $ 62,000
DeKalb, Indiana 11 $ 955,000 $ 86,818 $ 46,000
Huntington, Indiana 11 $ 1,014,000 $ 92,181 $ 52,000
Jefferson, Indiana 11 $ 1,218,000 $ 110,727 $ 69,000
Rush, Indiana 11 $ 1,332,000 $ 121,090 $ 75,000
Shelby, Indiana 11 $ 1,123,000 $ 102,090 $ 51,000
Wayne, Indiana 11 $ 1,045,000 $ 95,000 $ 47,000
Adams, Washington 11 $ 1,284,000 $ 116,727 $ 56,000
Okanogan, Washington 11 $ 1,260,000 $ 114,545 $ 71,000
Plumas, California 10 $ 1,376,000 $ 137,600 $ 89,000
Alamosa, Colorado 10 $ 1,118,000 $ 111,800 $ 56,000
Montrose, Colorado 10 $ 1,213,000 $ 121,300 $ 51,000
Charlotte, Florida 10 $ 996,000 $ 99,600 $ 44,000
Dubois, Indiana 10 $ 1,070,000 $ 107,000 $ 52,000
Floyd, Indiana 10 $ 979,000 $ 97,900 $ 55,000
Miami, Indiana 10 $ 752,000 $ 75,200 $ 57,000
Scott, Indiana 10 $ 1,205,000 $ 120,500 $ 49,000
Audrain, Missouri 10 $ 669,000 $ 66,900 $ 30,000
Johnson, Missouri 10 $ 1,109,000 $ 110,900 $ 50,000
Lafayette, Missouri 10 $ 991,000 $ 99,100 $ 50,000
Phelps, Missouri 10 $ 1,048,000 $ 104,800 $ 45,000
Warren, Missouri 10 $ 1,526,000 $ 152,600 $ 51,000
Coos, Oregon 10 $ 916,000 $ 91,600 $ 51,000
Yamhill, Oregon 10 $ 1,464,000 $ 146,400 $ 67,000
Pacific, Washington 10 $ 1,304,000 $ 130,400 $ 44,000
Chaffee, Colorado 9 $ 1,691,000 $ 187,888 $ 75,000
La Plata, Colorado 9 $ 1,547,000 $ 171,888 $ 46,000
Las Animas, Colorado 9 $ 1,106,000 $ 122,888 $ 49,000
St. Johns, Florida 9 $ 1,119,000 $ 124,333 $ 80,000
Lawrence, Indiana 9 $ 879,000 $ 97,666 $ 45,000
Randolph, Indiana 9 $ 1,058,000 $ 117,555 $ 57,000
Sullivan, Indiana 9 $ 1,034,000 $ 114,888 $ 35,000
Andrew, Missouri 9 $ 838,000 $ 93,111 $ 47,000
Camden, Missouri 9 $ 1,166,000 $ 129,555 $ 50,000
Howell, Missouri 9 $ 851,000 $ 94,555 $ 34,000
Josephine, Oregon 9 $ 1,480,000 $ 164,444 $ 67,000
Montgomery, Tennessee 9 $ 774,000 $ 86,000 $ 47,000
Sullivan, Tennessee 9 $ 902,000 $ 100,222 $ 37,000
Colusa, California 8 $ 1,537,000 $ 192,125 $ 76,000
Del Norte, California 8 $ 899,000 $ 112,375 $ 62,000
Lassen, California 8 $ 666,000 $ 83,250 $ 58,000
Mariposa, California 8 $ 1,056,000 $ 132,000 $ 63,000
Montezuma, Colorado 8 $ 786,000 $ 98,250 $ 40,000
Boone, Indiana 8 $ 911,000 $ 113,875 $ 48,000
Clay, Indiana 8 $ 691,000 $ 86,375 $ 48,000
Harrison, Indiana 8 $ 924,000 $ 115,500 $ 46,000
Henry, Indiana 8 $ 694,000 $ 86,750 $ 47,000
Putnam, Indiana 8 $ 818,000 $ 102,250 $ 39,000
Warrick, Indiana 8 $ 858,000 $ 107,250 $ 49,000
Butler, Missouri 8 $ 661,000 $ 82,625 $ 30,000
Marion, Missouri 8 $ 803,000 $ 100,375 $ 40,000
Miller, Missouri 8 $ 983,000 $ 122,875 $ 52,000
Pettis, Missouri 8 $ 597,000 $ 74,625 $ 43,000
St. Clair, Missouri 8 $ 664,000 $ 83,000 $ 50,000
Deschutes, Oregon 8 $ 1,483,000 $ 185,375 $ 56,000
Madison, Tennessee 8 $ 887,000 $ 110,875 $ 53,000
Washington, Tennessee 8 $ 796,000 $ 99,500 $ 49,000
Routt, Colorado 7 $ 1,932,000 $ 276,000 $ 137,000
Alachua, Florida 7 $ 775,000 $ 110,714 $ 64,000
Indian River, Florida 7 $ 1,239,000 $ 177,000 $ 62,000
Dearborn, Indiana 7 $ 773,000 $ 110,428 $ 46,000
Fayette, Indiana 7 $ 642,000 $ 91,714 $ 39,000
Hancock, Indiana 7 $ 917,000 $ 131,000 $ 56,000
Jackson, Indiana 7 $ 618,000 $ 88,285 $ 47,000
Jasper, Indiana 7 $ 671,000 $ 95,857 $ 50,000
LaGrange, Indiana 7 $ 804,000 $ 114,857 $ 48,000
Owen, Indiana 7 $ 854,000 $ 122,000 $ 37,000
Starke, Indiana 7 $ 733,000 $ 104,714 $ 49,000
Steuben, Indiana 7 $ 1,018,000 $ 145,428 $ 68,000
Adair, Missouri 7 $ 870,000 $ 124,285 $ 80,000
Cole, Missouri 7 $ 550,000 $ 78,571 $ 44,000
Saline, Missouri 7 $ 648,000 $ 92,571 $ 40,000
Wright, Missouri 7 $ 534,000 $ 76,285 $ 24,000
Klamath, Oregon 7 $ 729,000 $ 104,142 $ 47,000
Anderson, Tennessee 7 $ 679,000 $ 97,000 $ 69,000
Grainger, Tennessee 7 $ 594,000 $ 84,857 $ 38,000
Williamson, Tennessee 7 $ 1,526,000 $ 218,000 $ 66,000
Klickitat, Washington 7 $ 1,019,000 $ 145,571 $ 54,000
Eagle, Colorado 6 $ 1,925,000 $ 320,833 $ 102,000
Grand, Colorado 6 $ 1,563,000 $ 260,500 $ 65,000
Moffat, Colorado 6 $ 716,000 $ 119,333 $ 54,000
Park, Colorado 6 $ 1,288,000 $ 214,666 $ 50,000
Flagler, Florida 6 $ 1,238,000 $ 206,333 $ 41,000
Carroll, Indiana 6 $ 602,000 $ 100,333 $ 52,000
Cass, Indiana 6 $ 607,000 $ 101,166 $ 39,000
Fountain, Indiana 6 $ 458,000 $ 76,333 $ 56,000
Greene, Indiana 6 $ 452,000 $ 75,333 $ 51,000
Montgomery, Indiana 6 $ 561,000 $ 93,500 $ 43,000
Ripley, Indiana 6 $ 872,000 $ 145,333 $ 51,000
Barry, Missouri 6 $ 441,000 $ 73,500 $ 49,000
Dunklin, Missouri 6 $ 428,000 $ 71,333 $ 83,000
Lincoln, Missouri 6 $ 778,000 $ 129,666 $ 66,000
Morgan, Missouri 6 $ 515,000 $ 85,833 $ 41,000
Polk, Missouri 6 $ 577,000 $ 96,166 $ 47,000
Pulaski, Missouri 6 $ 554,000 $ 92,333 $ 152,000
Bradley, Tennessee 6 $ 598,000 $ 99,666 $ 74,000
Putnam, Tennessee 6 $ 776,000 $ 129,333 $ 67,000
Sevier, Tennessee 6 $ 909,000 $ 151,500 $ 50,000
Pend Oreille, Washington 6 $ 792,000 $ 132,000 $ 61,000
Clear Creek, Colorado 5 $ 1,276,000 $ 255,200 $ 84,000
Rio Grande, Colorado 5 $ 498,000 $ 99,600 $ 45,000
Decatur, Indiana 5 $ 570,000 $ 114,000 $ 44,000
Fulton, Indiana 5 $ 463,000 $ 92,600 $ 47,000
Jay, Indiana 5 $ 470,000 $ 94,000 $ 62,000
Knox, Indiana 5 $ 671,000 $ 134,200 $ 43,000
Parke, Indiana 5 $ 574,000 $ 114,800 $ 59,000
Tipton, Indiana 5 $ 1,741,000 $ 348,200 $ 72,000
Wells, Indiana 5 $ 686,000 $ 137,200 $ 51,000
Clinton, Missouri 5 $ 516,000 $ 103,200 $ 60,000
Crawford, Missouri 5 $ 416,000 $ 83,200 $ 67,000
Henry, Missouri 5 $ 444,000 $ 88,800 $ 61,000
Livingston, Missouri 5 $ 518,000 $ 103,600 $ 38,000
Moniteau, Missouri 5 $ 463,000 $ 92,600 $ 41,000
Jefferson, Oregon 5 $ 533,000 $ 106,600 $ 51,000
Lincoln, Oregon 5 $ 625,000 $ 125,000 $ 49,000
Linn, Oregon 5 $ 575,000 $ 115,000 $ 55,000
Polk, Oregon 5 $ 858,000 $ 171,600 $ 62,000
Hawkins, Tennessee 5 $ 674,000 $ 134,800 $ 48,000
Henry, Tennessee 5 $ 563,000 $ 112,600 $ 46,000
Maury, Tennessee 5 $ 545,000 $ 109,000 $ 41,000
Tipton, Tennessee 5 $ 430,000 $ 86,000 $ 35,000
Wilson, Tennessee 5 $ 663,000 $ 132,600 $ 60,000
Broomfield, Colorado 4 $ 745,000 $ 186,250 $ 71,000
Huerfano, Colorado 4 $ 345,000 $ 86,250 $ 46,000
Kit Carson, Colorado 4 $ 316,000 $ 79,000 $ 43,000
Pitkin, Colorado 4 $ 1,260,000 $ 315,000 $ 134,000
Columbia, Florida 4 $ 376,000 $ 94,000 $ 45,000
Highlands, Florida 4 $ 354,000 $ 88,500 $ 63,000
Levy, Florida 4 $ 293,000 $ 73,250 $ 24,000
Blackford, Indiana 4 $ 432,000 $ 108,000 $ 62,000
Newton, Indiana 4 $ 362,000 $ 90,500 $ 68,000
Perry, Indiana 4 $ 311,000 $ 77,750 $ 38,000
Pulaski, Indiana 4 $ 340,000 $ 85,000 $ 48,000
Union, Indiana 4 $ 371,000 $ 92,750 $ 60,000
Vermillion, Indiana 4 $ 327,000 $ 81,750 $ 37,000
Warren, Indiana 4 $ 393,000 $ 98,250 $ 77,000
Washington, Indiana 4 $ 290,000 $ 72,500 $ 50,000
Whitley, Indiana 4 $ 607,000 $ 151,750 $ 58,000
Wayne, Michigan 4 $ 382,000 $ 95,500 $ 50,000
Bates, Missouri 4 $ 418,000 $ 104,500 $ 37,000
Dallas, Missouri 4 $ 391,000 $ 97,750 $ 57,000
Laclede, Missouri 4 $ 399,000 $ 99,750 $ 43,000
Madison, Missouri 4 $ 246,000 $ 61,500 $ 38,000
Osage, Missouri 4 $ 353,000 $ 88,250 $ 56,000
Perry, Missouri 4 $ 326,000 $ 81,500 $ 41,000
Stoddard, Missouri 4 $ 347,000 $ 86,750 $ 39,000
Texas, Missouri 4 $ 298,000 $ 74,500 $ 48,000
Clatsop, Oregon 4 $ 854,000 $ 213,500 $ 74,000
Columbia, Oregon 4 $ 530,000 $ 132,500 $ 72,000
Wasco, Oregon 4 $ 321,000 $ 80,250 $ 57,000
Coffee, Tennessee 4 $ 455,000 $ 113,750 $ 51,000
Greene, Tennessee 4 $ 323,000 $ 80,750 $ 24,000
Jefferson, Tennessee 4 $ 576,000 $ 144,000 $ 153,000
Loudon, Tennessee 4 $ 451,000 $ 112,750 $ 65,000
Morgan, Tennessee 4 $ 604,000 $ 151,000 $ 182,000
Obion, Tennessee 4 $ 303,000 $ 75,750 $ 52,000
Inyo, California 3 $ 690,000 $ 230,000 $ 93,000
Sierra, California 3 $ 708,000 $ 236,000 $ 67,000
Lake, Colorado 3 $ 481,000 $ 160,333 $ 79,000
Summit, Colorado 3 $ 420,000 $ 140,000 $ 95,000
Jackson, Florida 3 $ 338,000 $ 112,666 $ 56,000
Martin, Florida 3 $ 482,000 $ 160,666 $ 60,000
Okeechobee, Florida 3 $ 213,000 $ 71,000 $ 50,000
Putnam, Florida 3 $ 270,000 $ 90,000 $ 43,000
Suwannee, Florida 3 $ 339,000 $ 113,000 $ 31,000
Walton, Florida 3 $ 232,000 $ 77,333 $ 33,000
Cook, Illinois 3 $ 411,000 $ 137,000 $ 61,000
Crawford, Indiana 3 $ 1,105,000 $ 368,333 $ 46,000
Daviess, Indiana 3 $ 173,000 $ 57,666 $ 25,000
Franklin, Indiana 3 $ 321,000 $ 107,000 $ 54,000
Spencer, Indiana 3 $ 289,000 $ 96,333 $ 40,000
Wabash, Indiana 3 $ 401,000 $ 133,666 $ 80,000
Macomb, Michigan 3 $ 326,000 $ 108,666 $ 31,000
Caldwell, Missouri 3 $ 398,000 $ 132,666 $ 64,000
Carroll, Missouri 3 $ 171,000 $ 57,000 $ 36,000
Cooper, Missouri 3 $ 304,000 $ 101,333 $ 46,000
Dent, Missouri 3 $ 317,000 $ 105,666 $ 42,000
Gasconade, Missouri 3 $ 262,000 $ 87,333 $ 60,000
Holt, Missouri 3 $ 251,000 $ 83,666 $ 51,000
Howard, Missouri 3 $ 264,000 $ 88,000 $ 62,000
McDonald, Missouri 3 $ 235,000 $ 78,333 $ 57,000
Pemiscot, Missouri 3 $ 268,000 $ 89,333 $ 70,000
Ste. Genevieve, Missouri 3 $ 327,000 $ 109,000 $ 44,000
Vernon, Missouri 3 $ 195,000 $ 65,000 $ 87,000
Malheur, Oregon 3 $ 293,000 $ 97,666 $ 34,000
Umatilla, Oregon 3 $ 300,000 $ 100,000 $ 81,000
Union, Oregon 3 $ 300,000 $ 100,000 $ 61,000
Bedford, Tennessee 3 $ 224,000 $ 74,666 $ 50,000
Blount, Tennessee 3 $ 298,000 $ 99,333 $ 64,000
Cannon, Tennessee 3 $ 218,000 $ 72,666 $ 46,000
Franklin, Tennessee 3 $ 391,000 $ 130,333 $ 93,000
Hardin, Tennessee 3 $ 275,000 $ 91,666 $ 42,000
Roane, Tennessee 3 $ 236,000 $ 78,666 $ 44,000
Union, Tennessee 3 $ 333,000 $ 111,000 $ 35,000
Ferry, Washington 3 $ 307,000 $ 102,333 $ 64,000
Skamania, Washington 3 $ 413,000 $ 137,666 $ 41,000
Wahkiakum, Washington 3 $ 482,000 $ 160,666 $ 61,000
Rio Blanco, Colorado 2 $ 391,000 $ 195,500 $ 41,000
Saguache, Colorado 2 $ 209,000 $ 104,500 $ 59,000
Washington, Colorado 2 $ 163,000 $ 81,500 $ 46,000
Baker, Florida 2 $ 242,000 $ 121,000 $ 63,000
Gadsden, Florida 2 $ 218,000 $ 109,000 $ 68,000
Monroe, Florida 2 $ 429,000 $ 214,500 $ 191,000
Nassau, Florida 2 $ 549,000 $ 274,500 $ 70,000
Sumter, Florida 2 $ 227,000 $ 113,500 $ 34,000
Benton, Indiana 2 $ 314,000 $ 157,000 $ 74,000
Orange, Indiana 2 $ 231,000 $ 115,500 $ 35,000
Posey, Indiana 2 $ 192,000 $ 96,000 $ 37,000
Berrien, Michigan 2 $ 128,000 $ 64,000 $ 27,000
Oakland, Michigan 2 $ 1,065,000 $ 532,500 $ 169,000
Shiawassee, Michigan 2 $ 162,000 $ 81,000 $ 32,000
Atchison, Missouri 2 $ 207,000 $ 103,500 $ 50,000
Barton, Missouri 2 $ 129,000 $ 64,500 $ 41,000
Benton, Missouri 2 $ 206,000 $ 103,000 $ 78,000
Dade, Missouri 2 $ 146,000 $ 73,000 $ 23,000
Daviess, Missouri 2 $ 312,000 $ 156,000 $ 70,000
DeKalb, Missouri 2 $ 115,000 $ 57,500 $ 31,000
Lewis, Missouri 2 $ 159,000 $ 79,500 $ 50,000
Macon, Missouri 2 $ 162,000 $ 81,000 $ 38,000
New Madrid, Missouri 2 $ 155,000 $ 77,500 $ 56,000
Nodaway, Missouri 2 $ 207,000 $ 103,500 $ 71,000
Ralls, Missouri 2 $ 176,000 $ 88,000 $ 39,000
Reynolds, Missouri 2 $ 89,000 $ 44,500 $ 65,000
Ripley, Missouri 2 $ 360,000 $ 180,000 $ 62,000
Schuyler, Missouri 2 $ 116,000 $ 58,000 $ 37,000
Shannon, Missouri 2 $ 160,000 $ 80,000 $ 45,000
Washington, Missouri 2 $ 126,000 $ 63,000 $ 56,000
Wayne, Missouri 2 $ 70,000 $ 35,000 $ 47,000
Clark, Nevada 2 $ 379,000 $ 189,500 $ 85,000
Benton, Oregon 2 $ 347,000 $ 173,500 $ 49,000
Crook, Oregon 2 $ 233,000 $ 116,500 $ 81,000
Grant, Oregon 2 $ 180,000 $ 90,000 $ 45,000
Tillamook, Oregon 2 $ 183,000 $ 91,500 $ 67,000
Wheeler, Oregon 2 $ 233,000 $ 116,500 $ 77,000
Cheatham, Tennessee 2 $ 322,000 $ 161,000 $ 55,000
Claiborne, Tennessee 2 $ 154,000 $ 77,000 $ 46,000
DeKalb, Tennessee 2 $ 170,000 $ 85,000 $ 22,000
Fayette, Tennessee 2 $ 297,000 $ 148,500 $ 30,000
Houston, Tennessee 2 $ 136,000 $ 68,000 $ 72,000
Humphreys, Tennessee 2 $ 190,000 $ 95,000 $ 46,000
Marion, Tennessee 2 $ 242,000 $ 121,000 $ 51,000
Monroe, Tennessee 2 $ 434,000 $ 217,000 $ 52,000
Robertson, Tennessee 2 $ 158,000 $ 79,000 $ 39,000
Warren, Tennessee 2 $ 155,000 $ 77,500 $ 52,000
Columbia, Washington 2 $ 223,000 $ 111,500 $ 52,000
Maricopa, Arizona 1 $ 114,000 $ 114,000 $ 35,000
Modoc, California 1 $ 135,000 $ 135,000 $ 39,000
Mono, California 1 $ 245,000 $ 245,000 $ 85,000
Trinity, California 1 $ 120,000 $ 120,000 $ 44,000
Archuleta, Colorado 1 $ 153,000 $ 153,000 $ 48,000
Bent, Colorado 1 $ 95,000 $ 95,000 $ 28,000
Conejos, Colorado 1 $ 50,000 $ 50,000 $ 73,000
Custer, Colorado 1 $ 93,000 $ 93,000 $ 120,000
Gilpin, Colorado 1 $ 265,000 $ 265,000 $ 67,000
Prowers, Colorado 1 $ 56,000 $ 56,000 $ 59,000
Sedgwick, Colorado 1 $ 86,000 $ 86,000 $ 43,000
District of Columbia, District Of Columbia 1 $ 139,000 $ 139,000 $ 28,000
Bradford, Florida 1 $ 70,000 $ 70,000 $ 40,000
DeSoto, Florida 1 $ 113,000 $ 113,000 $ 29,000
Franklin, Florida 1 $ 63,000 $ 63,000 $ 38,000
Hamilton, Florida 1 $ 110,000 $ 110,000 $ 38,000
Hendry, Florida 1 $ 72,000 $ 72,000 $ 60,000
Holmes, Florida 1 $ 105,000 $ 105,000 $ 64,000
Jefferson, Florida 1 $ 135,000 $ 135,000 $ 244,000
Wakulla, Florida 1 $ 185,000 $ 185,000 $ 19,000
Washington, Florida 1 $ 100,000 $ 100,000 $ 21,000
Honolulu, Hawaii 1 $ 357,000 $ 357,000 $ 216,000
Jerome, Idaho 1 $ 78,000 $ 78,000 $ 50,000
Sangamon, Illinois 1 $ 57,000 $ 57,000 $ 39,000
Washington, Illinois 1 $ 40,000 $ 40,000 $ 26,000
Gibson, Indiana 1 $ 90,000 $ 90,000 $ 60,000
Pike, Indiana 1 $ 57,000 $ 57,000 $ 53,000
Sedgwick, Kansas 1 $ 180,000 $ 180,000 $ 190,000
Dickinson, Michigan 1 $ 68,000 $ 68,000 $ 34,000
Genesee, Michigan 1 $ 64,000 $ 64,000 $ 26,000
Kent, Michigan 1 $ 144,000 $ 144,000 $ 0
Montcalm, Michigan 1 $ 86,000 $ 86,000 $ 26,000
Ottawa, Michigan 1 $ 350,000 $ 350,000 $ 200,000
Bollinger, Missouri 1 $ 75,000 $ 75,000 $ 35,000
Carter, Missouri 1 $ 147,000 $ 147,000 $ 42,000
Cedar, Missouri 1 $ 40,000 $ 40,000 $ 133,000
Gentry, Missouri 1 $ 62,000 $ 62,000 $ 30,000
Grundy, Missouri 1 $ 25,000 $ 25,000 $ 73,000
Harrison, Missouri 1 $ 40,000 $ 40,000 $ 30,000
Iron, Missouri 1 $ 57,000 $ 57,000 $ 40,000
Linn, Missouri 1 $ 50,000 $ 50,000 $ 26,000
Mercer, Missouri 1 $ 35,000 $ 35,000 $ 55,000
Monroe, Missouri 1 $ 43,000 $ 43,000 $ 28,000
Montgomery, Missouri 1 $ 50,000 $ 50,000 $ 25,000
Oregon, Missouri 1 $ 78,000 $ 78,000 $ 55,000
Pike, Missouri 1 $ 135,000 $ 135,000 $ 61,000
Putnam, Missouri 1 $ 61,000 $ 61,000 $ 25,000
Scotland, Missouri 1 $ 50,000 $ 50,000 $ 14,000
Sullivan, Missouri 1 $ 40,000 $ 40,000 $ 36,000
Lewis and Clark, Montana 1 $ 120,000 $ 120,000 $ 79,000
New York, New York 1 $ 100,000 $ 100,000 $ 65,000
Watauga, North Carolina 1 $ 35,000 $ 35,000 $ 29,000
Baker, Oregon 1 $ 216,000 $ 216,000 $ 96,000
Curry, Oregon 1 $ 176,000 $ 176,000 $ 362,000
Morrow, Oregon 1 $ 95,000 $ 95,000 $ 70,000
Carroll, Tennessee 1 $ 83,000 $ 83,000 $ 26,000
Carter, Tennessee 1 $ 56,000 $ 56,000 $ 43,000
Chester, Tennessee 1 $ 93,000 $ 93,000 $ 60,000
Clay, Tennessee 1 $ 75,000 $ 75,000 $ 68,000
Crockett, Tennessee 1 $ 76,000 $ 76,000 $ 56,000
Dickson, Tennessee 1 $ 55,000 $ 55,000 $ 46,000
Dyer, Tennessee 1 $ 76,000 $ 76,000 $ 42,000
Fentress, Tennessee 1 $ 95,000 $ 95,000 $ 57,000
Gibson, Tennessee 1 $ 70,000 $ 70,000 $ 12,000
Grundy, Tennessee 1 $ 111,000 $ 111,000 $ 41,000
Hamblen, Tennessee 1 $ 95,000 $ 95,000 $ 19,000
Hardeman, Tennessee 1 $ 50,000 $ 50,000 $ 17,000
Haywood, Tennessee 1 $ 68,000 $ 68,000 $ 102,000
Henderson, Tennessee 1 $ 260,000 $ 260,000 $ 91,000
Jackson, Tennessee 1 $ 100,000 $ 100,000 $ 67,000
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Mortgage Loan Application Detail Totals for Sea Breeze Financial Svcs, Inc in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 17,121 $2,977,359,000 $129,850 $2,500,000 $84,050 $6,001,000
Home Purchase 864 $242,624,000 $235,545 $2,000,000 $92,727 $1,200,000
Home Improvement 205 $35,483,000 $142,500 $840,000 $66,750 $472,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,709 $1,539,686,000 $155,052 $1,750,000 $90,473 $1,716,000
Not Provided 5,725 $1,038,365,000 $138,461 $2,500,000 $67,000 $6,001,000
Hispanic 2,076 $369,679,000 $133,500 $1,309,000 $56,625 $616,000
Black or African American 849 $135,069,000 $132,111 $710,000 $54,222 $1,080,000
Asian 588 $129,222,000 $159,500 $1,404,000 $69,875 $690,000
American Indian or Alaskan Native 190 $33,492,000 $142,250 $680,000 $73,500 $387,000
Native Hawaiian or Other Pacific Islander 53 $9,953,000 $140,000 $570,000 $65,571 $545,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 18,171 $3,252,136,000 $146,227 $2,500,000 $89,045 $6,001,000
FHA-insured (Federal Housing Administration) 17 $2,978,000 $175,000 $271,000 $57,000 $120,000
VA-guaranteed (Veterans Administration) 2 $352,000 $176,000 $189,000 $64,000 $79,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Approved But Not Accepted 11,932 $2,072,604,000 $139,562 $2,500,000 $68,500 $6,001,000
Application Denied By Financial Institution 4,050 $665,127,000 $145,000 $1,800,000 $85,058 $1,080,000
Loan Originated 2,165 $504,033,000 $221,700 $2,000,000 $85,700 $1,200,000
Application Withdrawn By Applicant 42 $13,543,000 $258,500 $1,625,000 $81,000 $682,000
File Closed For Incompleteness 1 $159,000 $159,000 $159,000 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Sea Breeze Financial Svcs, Inc's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Sea Breeze Financial Svcs, Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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