Semper Home Loans, Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Semper Home Loans, Inc 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Semper Home Loans, Inc 225 Dupont Drive Wilmington, DE 02907 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 1,303 |
| Total Mortgage Loan Application Amount | $327,335,000 |
| Average Mortgage Loan Application Amount | $248,000 |
| Highest Mortgage Loan Application Amount | $1,275,000 |
| Average Applicant Income | $119,000 |
| Highest Applicant Income | $1,948,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Semper Home Loans, Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Semper Home Loans, Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Semper Home Loans, Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Semper Home Loans, Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Semper Home Loans, Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Semper Home Loans, Inc's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Providence County Rhode Island | 358 | $ 81,680,000 | $ 228,000 | $ 74,000 |
| Kent County Rhode Island | 140 | $ 31,440,000 | $ 224,000 | $ 77,000 |
| Washington County Rhode Island | 63 | $ 18,785,000 | $ 298,000 | $ 125,000 |
| New London County Connecticut | 36 | $ 8,350,000 | $ 231,000 | $ 82,000 |
| Miami-Dade County Florida | 33 | $ 9,965,000 | $ 301,000 | $ 114,000 |
| Bristol County Massachusetts | 24 | $ 7,150,000 | $ 297,000 | $ 99,000 |
| Windham County Connecticut | 23 | $ 4,325,000 | $ 188,000 | $ 65,000 |
| Hampden County Massachusetts | 23 | $ 4,275,000 | $ 185,000 | $ 72,000 |
| Contra Costa County California | 18 | $ 7,510,000 | $ 417,000 | $ 114,000 |
| Cook County Illinois | 16 | $ 3,690,000 | $ 230,000 | $ 77,000 |
| Bexar County Texas | 16 | $ 3,660,000 | $ 228,000 | $ 79,000 |
| Plymouth County Massachusetts | 14 | $ 4,800,000 | $ 342,000 | $ 102,000 |
| Monroe County Pennsylvania | 14 | $ 2,250,000 | $ 160,000 | $ 78,000 |
| Bristol County Rhode Island | 13 | $ 3,455,000 | $ 265,000 | $ 89,000 |
| Tarrant County Texas | 12 | $ 2,260,000 | $ 188,000 | $ 51,000 |
| Broward County Florida | 11 | $ 3,395,000 | $ 308,000 | $ 96,000 |
| Norfolk County Massachusetts | 10 | $ 3,880,000 | $ 388,000 | $ 100,000 |
| Worcester County Massachusetts | 10 | $ 2,280,000 | $ 228,000 | $ 94,000 |
| Newport County Rhode Island | 10 | $ 2,680,000 | $ 268,000 | $ 84,000 |
| Maricopa County Arizona | 8 | $ 1,910,000 | $ 238,000 | $ 28,000 |
| Middlesex County Massachusetts | 8 | $ 3,310,000 | $ 413,000 | $ 95,000 |
| Comal County Texas | 7 | $ 1,885,000 | $ 269,000 | $ 126,000 |
| Los Angeles County California | 6 | $ 2,800,000 | $ 466,000 | $ 123,000 |
| Tolland County Connecticut | 6 | $ 1,840,000 | $ 306,000 | $ 119,000 |
| Palm Beach County Florida | 6 | $ 1,240,000 | $ 206,000 | $ 72,000 |
| Wilson County Texas | 6 | $ 1,790,000 | $ 298,000 | $ 104,000 |
| Riverside County California | 5 | $ 1,715,000 | $ 343,000 | $ 91,000 |
| East Baton Rouge County Louisiana | 5 | $ 795,000 | $ 159,000 | $ 44,000 |
| Prince George's County Maryland | 5 | $ 1,615,000 | $ 323,000 | $ 96,000 |
| Rockingham County New Hampshire | 5 | $ 1,815,000 | $ 363,000 | $ 145,000 |
| Richmond County New York | 5 | $ 1,625,000 | $ 325,000 | $ 140,000 |
| Collin County Texas | 5 | $ 1,545,000 | $ 309,000 | $ 99,000 |
| Fresno County California | 4 | $ 960,000 | $ 240,000 | $ 79,000 |
| Brevard County Florida | 4 | $ 790,000 | $ 197,000 | $ 44,000 |
| Lee County Florida | 4 | $ 790,000 | $ 197,000 | $ 68,000 |
| Marion County Indiana | 4 | $ 860,000 | $ 215,000 | $ 65,000 |
| Monmouth County New Jersey | 4 | $ 1,150,000 | $ 287,000 | $ 132,000 |
| Morris County New Jersey | 4 | $ 1,430,000 | $ 357,000 | $ 132,000 |
| Allegheny County Pennsylvania | 4 | $ 720,000 | $ 180,000 | $ 19,000 |
| Northampton County Pennsylvania | 4 | $ 860,000 | $ 215,000 | $ 86,000 |
| Greenville County South Carolina | 4 | $ 800,000 | $ 200,000 | $ 41,000 |
| Horry County South Carolina | 4 | $ 730,000 | $ 182,000 | $ 27,000 |
| Pierce County Washington | 4 | $ 1,570,000 | $ 392,000 | $ 65,000 |
| San Joaquin County California | 3 | $ 905,000 | $ 301,000 | $ 62,000 |
| Solano County California | 3 | $ 915,000 | $ 305,000 | $ 103,000 |
| El Paso County Colorado | 3 | $ 1,025,000 | $ 341,000 | $ 73,000 |
| Weld County Colorado | 3 | $ 665,000 | $ 221,000 | $ 91,000 |
| Hartford County Connecticut | 3 | $ 575,000 | $ 191,000 | $ 84,000 |
| Hillsborough County Florida | 3 | $ 555,000 | $ 185,000 | $ 52,000 |
| Lake County Florida | 3 | $ 825,000 | $ 275,000 | $ 50,000 |
| Orange County Florida | 3 | $ 1,325,000 | $ 441,000 | $ 128,000 |
| Sarasota County Florida | 3 | $ 715,000 | $ 238,000 | $ 97,000 |
| Henry County Georgia | 3 | $ 545,000 | $ 181,000 | $ 67,000 |
| Anne Arundel County Maryland | 3 | $ 1,215,000 | $ 405,000 | $ 205,000 |
| Hampshire County Massachusetts | 3 | $ 525,000 | $ 175,000 | $ 65,000 |
| Hillsborough County New Hampshire | 3 | $ 775,000 | $ 258,000 | $ 110,000 |
| Hudson County New Jersey | 3 | $ 1,055,000 | $ 351,000 | $ 124,000 |
| Passaic County New Jersey | 3 | $ 745,000 | $ 248,000 | $ 82,000 |
| Henderson County North Carolina | 3 | $ 745,000 | $ 248,000 | $ 46,000 |
| Mecklenburg County North Carolina | 3 | $ 935,000 | $ 311,000 | $ 118,000 |
| Wake County North Carolina | 3 | $ 1,005,000 | $ 335,000 | $ 0 |
| Jackson County Oregon | 3 | $ 745,000 | $ 248,000 | $ 69,000 |
| Carbon County Pennsylvania | 3 | $ 315,000 | $ 105,000 | $ 72,000 |
| Pike County Pennsylvania | 3 | $ 485,000 | $ 161,000 | $ 91,000 |
| Montgomery County Tennessee | 3 | $ 625,000 | $ 208,000 | $ 67,000 |
| Denton County Texas | 3 | $ 755,000 | $ 251,000 | $ 116,000 |
| Stafford County Virginia | 3 | $ 1,125,000 | $ 375,000 | $ 112,000 |
| King County Washington | 3 | $ 1,635,000 | $ 545,000 | $ 744,000 |
| Snohomish County Washington | 3 | $ 995,000 | $ 331,000 | $ 92,000 |
| Whatcom County Washington | 3 | $ 645,000 | $ 215,000 | $ 59,000 |
| Baldwin County Alabama | 2 | $ 370,000 | $ 185,000 | $ 23,000 |
| Pinal County Arizona | 2 | $ 350,000 | $ 175,000 | $ 44,000 |
| Alameda County California | 2 | $ 690,000 | $ 345,000 | $ 86,000 |
| Placer County California | 2 | $ 740,000 | $ 370,000 | $ 76,000 |
| Tulare County California | 2 | $ 310,000 | $ 155,000 | $ 54,000 |
| Litchfield County Connecticut | 2 | $ 570,000 | $ 285,000 | $ 101,000 |
| Hernando County Florida | 2 | $ 490,000 | $ 245,000 | $ 69,000 |
| Marion County Florida | 2 | $ 570,000 | $ 285,000 | $ 67,000 |
| Martin County Florida | 2 | $ 550,000 | $ 275,000 | $ 28,000 |
| Pinellas County Florida | 2 | $ 480,000 | $ 240,000 | $ 90,000 |
| Sumter County Florida | 2 | $ 530,000 | $ 265,000 | $ 111,000 |
| Cobb County Georgia | 2 | $ 490,000 | $ 245,000 | $ 92,000 |
| DeKalb County Georgia | 2 | $ 230,000 | $ 115,000 | $ 42,000 |
| Douglas County Georgia | 2 | $ 330,000 | $ 165,000 | $ 73,000 |
| Gwinnett County Georgia | 2 | $ 560,000 | $ 280,000 | $ 98,000 |
| DuPage County Illinois | 2 | $ 520,000 | $ 260,000 | $ 98,000 |
| Will County Illinois | 2 | $ 290,000 | $ 145,000 | $ 14,000 |
| Henry County Indiana | 2 | $ 410,000 | $ 205,000 | $ 41,000 |
| Johnson County Kansas | 2 | $ 340,000 | $ 170,000 | $ 65,000 |
| Baltimore County Maryland | 2 | $ 340,000 | $ 170,000 | $ 65,000 |
| Charles County Maryland | 2 | $ 770,000 | $ 385,000 | $ 68,000 |
| Barnstable County Massachusetts | 2 | $ 780,000 | $ 390,000 | $ 114,000 |
| Essex County Massachusetts | 2 | $ 910,000 | $ 455,000 | $ 102,000 |
| Suffolk County Massachusetts | 2 | $ 1,190,000 | $ 595,000 | $ 135,000 |
| Genesee County Michigan | 2 | $ 320,000 | $ 160,000 | $ 60,000 |
| Camden County New Jersey | 2 | $ 520,000 | $ 260,000 | $ 61,000 |
| Middlesex County New Jersey | 2 | $ 590,000 | $ 295,000 | $ 93,000 |
| Union County New Jersey | 2 | $ 610,000 | $ 305,000 | $ 90,000 |
| Sandoval County New Mexico | 2 | $ 580,000 | $ 290,000 | $ 181,000 |
| Erie County New York | 2 | $ 600,000 | $ 300,000 | $ 32,000 |
| Suffolk County New York | 2 | $ 710,000 | $ 355,000 | $ 125,000 |
| Alamance County North Carolina | 2 | $ 340,000 | $ 170,000 | $ 71,000 |
| Lincoln County Oklahoma | 2 | $ 250,000 | $ 125,000 | $ 34,000 |
| Marion County Oregon | 2 | $ 570,000 | $ 285,000 | $ 70,000 |
| Washington County Oregon | 2 | $ 640,000 | $ 320,000 | $ 135,000 |
| Berks County Pennsylvania | 2 | $ 450,000 | $ 225,000 | $ 101,000 |
| Lackawanna County Pennsylvania | 2 | $ 260,000 | $ 130,000 | $ 70,000 |
| Lehigh County Pennsylvania | 2 | $ 310,000 | $ 155,000 | $ 76,000 |
| Guadalupe County Texas | 2 | $ 370,000 | $ 185,000 | $ 82,000 |
| Harris County Texas | 2 | $ 320,000 | $ 160,000 | $ 20,000 |
| Utah County Utah | 2 | $ 1,000,000 | $ 500,000 | $ 90,000 |
| Chesapeake County Virginia | 2 | $ 580,000 | $ 290,000 | $ 0 |
| Kitsap County Washington | 2 | $ 620,000 | $ 310,000 | $ 72,000 |
| Spokane County Washington | 2 | $ 490,000 | $ 245,000 | $ 30,000 |
| Barbour County Alabama | 1 | $ 265,000 | $ 265,000 | $ 159,000 |
| Elmore County Alabama | 1 | $ 155,000 | $ 155,000 | $ 111,000 |
| Shelby County Alabama | 1 | $ 485,000 | $ 485,000 | $ 131,000 |
| Tallapoosa County Alabama | 1 | $ 245,000 | $ 245,000 | $ 183,000 |
| Pima County Arizona | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Butte County California | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| El Dorado County California | 1 | $ 185,000 | $ 185,000 | $ 77,000 |
| Imperial County California | 1 | $ 195,000 | $ 195,000 | $ 35,000 |
| Sacramento County California | 1 | $ 265,000 | $ 265,000 | $ 90,000 |
| San Bernardino County California | 1 | $ 395,000 | $ 395,000 | $ 158,000 |
| San Diego County California | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Santa Clara County California | 1 | $ 575,000 | $ 575,000 | $ 124,000 |
| Sonoma County California | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Ventura County California | 1 | $ 585,000 | $ 585,000 | $ 114,000 |
| Arapahoe County Colorado | 1 | $ 475,000 | $ 475,000 | $ 220,000 |
| Douglas County Colorado | 1 | $ 665,000 | $ 665,000 | $ 400,000 |
| Gilpin County Colorado | 1 | $ 555,000 | $ 555,000 | $ 145,000 |
| Jefferson County Colorado | 1 | $ 445,000 | $ 445,000 | $ 0 |
| La Plata County Colorado | 1 | $ 425,000 | $ 425,000 | $ 114,000 |
| Larimer County Colorado | 1 | $ 375,000 | $ 375,000 | $ 61,000 |
| Fairfield County Connecticut | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Middlesex County Connecticut | 1 | $ 225,000 | $ 225,000 | $ 53,000 |
| New Haven County Connecticut | 1 | $ 315,000 | $ 315,000 | $ 382,000 |
| Kent County Delaware | 1 | $ 205,000 | $ 205,000 | $ 40,000 |
| New Castle County Delaware | 1 | $ 165,000 | $ 165,000 | $ 31,000 |
| Alachua County Florida | 1 | $ 435,000 | $ 435,000 | $ 92,000 |
| Charlotte County Florida | 1 | $ 345,000 | $ 345,000 | $ 97,000 |
| Citrus County Florida | 1 | $ 95,000 | $ 95,000 | $ 83,000 |
| Clay County Florida | 1 | $ 125,000 | $ 125,000 | $ 119,000 |
| Duval County Florida | 1 | $ 295,000 | $ 295,000 | $ 83,000 |
| Indian River County Florida | 1 | $ 185,000 | $ 185,000 | $ 116,000 |
| Pasco County Florida | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| Seminole County Florida | 1 | $ 285,000 | $ 285,000 | $ 73,000 |
| St. Johns County Florida | 1 | $ 275,000 | $ 275,000 | $ 132,000 |
| St. Lucie County Florida | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Wakulla County Florida | 1 | $ 395,000 | $ 395,000 | $ 83,000 |
| Chatham County Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Cherokee County Georgia | 1 | $ 255,000 | $ 255,000 | $ 88,000 |
| Clayton County Georgia | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| Columbia County Georgia | 1 | $ 195,000 | $ 195,000 | $ 102,000 |
| Fayette County Georgia | 1 | $ 215,000 | $ 215,000 | $ 100,000 |
| Floyd County Georgia | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| Fulton County Georgia | 1 | $ 275,000 | $ 275,000 | $ 74,000 |
| Jackson County Georgia | 1 | $ 275,000 | $ 275,000 | $ 62,000 |
| Muscogee County Georgia | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| Paulding County Georgia | 1 | $ 225,000 | $ 225,000 | $ 39,000 |
| Rabun County Georgia | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Champaign County Illinois | 1 | $ 65,000 | $ 65,000 | $ 70,000 |
| Lake County Illinois | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| Madison County Illinois | 1 | $ 245,000 | $ 245,000 | $ 87,000 |
| Rock Island County Illinois | 1 | $ 255,000 | $ 255,000 | $ 65,000 |
| Vermilion County Illinois | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Bartholomew County Indiana | 1 | $ 405,000 | $ 405,000 | $ 205,000 |
| Dearborn County Indiana | 1 | $ 175,000 | $ 175,000 | $ 61,000 |
| Hendricks County Indiana | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
| Lake County Indiana | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| LaPorte County Indiana | 1 | $ 95,000 | $ 95,000 | $ 28,000 |
| Calhoun County Iowa | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| Franklin County Kansas | 1 | $ 115,000 | $ 115,000 | $ 23,000 |
| Jefferson County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| St. Charles County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Calhoun County Michigan | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| Kent County Michigan | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Macomb County Michigan | 1 | $ 105,000 | $ 105,000 | $ 25,000 |
| Lewis and Clark County Montana | 1 | $ 195,000 | $ 195,000 | $ 49,000 |
| Stillwater County Montana | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Yellowstone County Montana | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
| Lincoln County Nebraska | 1 | $ 175,000 | $ 175,000 | $ 77,000 |
| Belknap County New Hampshire | 1 | $ 145,000 | $ 145,000 | $ 131,000 |
| Carroll County New Hampshire | 1 | $ 205,000 | $ 205,000 | $ 79,000 |
| Cheshire County New Hampshire | 1 | $ 245,000 | $ 245,000 | $ 120,000 |
| Grafton County New Hampshire | 1 | $ 385,000 | $ 385,000 | $ 778,000 |
| Merrimack County New Hampshire | 1 | $ 265,000 | $ 265,000 | $ 106,000 |
| Ocean County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 96,000 |
| Santa Fe County New Mexico | 1 | $ 415,000 | $ 415,000 | $ 69,000 |
| Bronx County New York | 1 | $ 715,000 | $ 715,000 | $ 118,000 |
| Chautauqua County New York | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
| Dutchess County New York | 1 | $ 245,000 | $ 245,000 | $ 153,000 |
| Greene County New York | 1 | $ 125,000 | $ 125,000 | $ 127,000 |
| Herkimer County New York | 1 | $ 235,000 | $ 235,000 | $ 58,000 |
| Kings County New York | 1 | $ 765,000 | $ 765,000 | $ 123,000 |
| Nassau County New York | 1 | $ 425,000 | $ 425,000 | $ 170,000 |
| Ontario County New York | 1 | $ 145,000 | $ 145,000 | $ 124,000 |
| Ashe County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 29,000 |
| Brunswick County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Carteret County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 112,000 |
| Davidson County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 71,000 |
| Durham County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 88,000 |
| Forsyth County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 44,000 |
| Granville County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 192,000 |
| Guilford County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 96,000 |
| Harnett County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Moore County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 70,000 |
| New Hanover County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 137,000 |
| Onslow County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 86,000 |
| Union County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
| Butler County Ohio | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Clermont County Ohio | 1 | $ 265,000 | $ 265,000 | $ 72,000 |
| Cuyahoga County Ohio | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| Delaware County Ohio | 1 | $ 305,000 | $ 305,000 | $ 211,000 |
| Franklin County Ohio | 1 | $ 165,000 | $ 165,000 | $ 34,000 |
| Hamilton County Ohio | 1 | $ 155,000 | $ 155,000 | $ 76,000 |
| Portage County Ohio | 1 | $ 225,000 | $ 225,000 | $ 91,000 |
| Richland County Ohio | 1 | $ 165,000 | $ 165,000 | $ 59,000 |
| Creek County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| Logan County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 76,000 |
| Muskogee County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 46,000 |
| Oklahoma County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 54,000 |
| Osage County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Payne County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 78,000 |
| Clatsop County Oregon | 1 | $ 265,000 | $ 265,000 | $ 96,000 |
| Lane County Oregon | 1 | $ 215,000 | $ 215,000 | $ 38,000 |
| Multnomah County Oregon | 1 | $ 315,000 | $ 315,000 | $ 56,000 |
| Polk County Oregon | 1 | $ 195,000 | $ 195,000 | $ 101,000 |
| Blair County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 29,000 |
| Delaware County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Elk County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 62,000 |
| Lancaster County Pennsylvania | 1 | $ 315,000 | $ 315,000 | $ 75,000 |
| Montgomery County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Philadelphia County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Washington County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Wayne County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 113,000 |
| Westmoreland County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| York County Pennsylvania | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Aiken County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Florence County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 75,000 |
| Georgetown County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 69,000 |
| Lexington County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 118,000 |
| Newberry County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 36,000 |
| Richland County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
| Anderson County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 148,000 |
| Bradley County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Claiborne County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Coffee County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 69,000 |
| Davidson County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| Dickson County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
| Hamilton County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
| Robertson County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 157,000 |
| Rutherford County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 61,000 |
| Bandera County Texas | 1 | $ 275,000 | $ 275,000 | $ 88,000 |
| Bell County Texas | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Cooke County Texas | 1 | $ 375,000 | $ 375,000 | $ 148,000 |
| Dallas County Texas | 1 | $ 165,000 | $ 165,000 | $ 49,000 |
| Donley County Texas | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| Galveston County Texas | 1 | $ 205,000 | $ 205,000 | $ 328,000 |
| Grayson County Texas | 1 | $ 115,000 | $ 115,000 | $ 64,000 |
| Hays County Texas | 1 | $ 225,000 | $ 225,000 | $ 43,000 |
| Hidalgo County Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Kaufman County Texas | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Medina County Texas | 1 | $ 335,000 | $ 335,000 | $ 92,000 |
| Midland County Texas | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Nueces County Texas | 1 | $ 325,000 | $ 325,000 | $ 105,000 |
| Taylor County Texas | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Tom Green County Texas | 1 | $ 165,000 | $ 165,000 | $ 100,000 |
| Van Zandt County Texas | 1 | $ 315,000 | $ 315,000 | $ 118,000 |
| Washington County Texas | 1 | $ 75,000 | $ 75,000 | $ 104,000 |
| Davis County Utah | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Salt Lake County Utah | 1 | $ 265,000 | $ 265,000 | $ 83,000 |
| Bennington County Vermont | 1 | $ 335,000 | $ 335,000 | $ 269,000 |
| Chittenden County Vermont | 1 | $ 575,000 | $ 575,000 | $ 91,000 |
| Caroline County Virginia | 1 | $ 205,000 | $ 205,000 | $ 106,000 |
| Fairfax County Virginia | 1 | $ 455,000 | $ 455,000 | $ 182,000 |
| Fauquier County Virginia | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Loudoun County Virginia | 1 | $ 745,000 | $ 745,000 | $ 248,000 |
| Virginia Beach County Virginia | 1 | $ 265,000 | $ 265,000 | $ 71,000 |
| Warren County Virginia | 1 | $ 245,000 | $ 245,000 | $ 55,000 |
| Clallam County Washington | 1 | $ 395,000 | $ 395,000 | $ 73,000 |
| Thurston County Washington | 1 | $ 165,000 | $ 165,000 | $ 53,000 |
Mortgage Loan Application Detail Totals for Semper Home Loans, Inc in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 798 | $194,510,000 | $243,000 | $1,165,000 | $86,000 | $778,000 |
| Refinancing | 502 | $132,110,000 | $263,000 | $1,275,000 | $82,000 | $1,948,000 |
| Home Improvement | 3 | $715,000 | $238,000 | $365,000 | $189,000 | $264,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 862 | $216,010,000 | $250,000 | $1,275,000 | $86,000 | $1,948,000 |
| Hispanic | 217 | $54,775,000 | $252,000 | $905,000 | $77,000 | $356,000 |
| Black or African American | 95 | $24,355,000 | $256,000 | $745,000 | $78,000 | $244,000 |
| Not Provided | 80 | $19,400,000 | $242,000 | $675,000 | $71,000 | $172,000 |
| Asian | 43 | $11,245,000 | $261,000 | $665,000 | $123,000 | $575,000 |
| American Indian or Alaskan Native | 4 | $1,120,000 | $280,000 | $315,000 | $76,000 | $102,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $235,000 | $235,000 | $235,000 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 544 | $129,370,000 | $237,000 | $765,000 | $72,000 | $308,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 517 | $128,725,000 | $248,000 | $1,275,000 | $103,000 | $1,948,000 |
| VA-guaranteed (Veterans Administration) | 236 | $67,820,000 | $287,000 | $755,000 | $72,000 | $325,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $1,420,000 | $236,000 | $345,000 | $79,000 | $110,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,117 | $279,635,000 | $250,000 | $1,275,000 | $85,000 | $1,948,000 |
| Application Withdrawn By Applicant | 140 | $36,600,000 | $261,000 | $905,000 | $88,000 | $606,000 |
| Application Denied By Financial Institution | 42 | $9,920,000 | $236,000 | $1,165,000 | $64,000 | $252,000 |
| File Closed For Incompleteness | 4 | $1,180,000 | $295,000 | $565,000 | $96,000 | $217,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,261 | $317,415,000 | $251,000 | $1,275,000 | $85,000 | $1,948,000 |
| Credit History | 8 | $1,610,000 | $201,000 | $335,000 | $66,000 | $108,000 |
| Debt-To-Income Ratio | 7 | $1,565,000 | $223,000 | $375,000 | $50,000 | $71,000 |
| Collateral | 7 | $1,305,000 | $186,000 | $315,000 | $59,000 | $90,000 |
| Other | 6 | $1,060,000 | $176,000 | $225,000 | $52,000 | $80,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,600,000 | $266,000 | $425,000 | $65,000 | $96,000 |
| Employment History | 5 | $1,005,000 | $201,000 | $245,000 | $60,000 | $120,000 |
| Unverifiable Information | 3 | $1,775,000 | $591,000 | $1,165,000 | $136,000 | $252,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Semper Home Loans, Inc's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Semper Home Loans, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.