Semper Home Loans, Inc.
Mortgage Loan Application
Totals and Details
for 2019

Find mortgage loan statistics, lending data, and loan application totals for Rhode Island.
The mortgage statistics and data below are specific to mortgage loan applications for Semper Home Loans, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Semper Home Loans, Inc.
225 Dupont Drive
Providence, RI 02907
Tel #: available with data download
Federal Regulator * available with data download
Years 2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 1,303
Total Mortgage Loan Application Amount $327,335,000
Average Mortgage Loan Application Amount $248,000
Highest Mortgage Loan Application Amount $1,275,000
Average Applicant Income $119,000
Highest Applicant Income $1,948,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in RI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Semper Home Loans, Inc. by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Providence County Rhode Island 358 $ 81,680,000 $ 228,000 $ 74,000
Kent County Rhode Island 140 $ 31,440,000 $ 224,000 $ 77,000
Washington County Rhode Island 63 $ 18,785,000 $ 298,000 $ 125,000
New London County Connecticut 36 $ 8,350,000 $ 231,000 $ 82,000
Miami-Dade County Florida 33 $ 9,965,000 $ 301,000 $ 114,000
Bristol County Massachusetts 24 $ 7,150,000 $ 297,000 $ 99,000
Windham County Connecticut 23 $ 4,325,000 $ 188,000 $ 65,000
Hampden County Massachusetts 23 $ 4,275,000 $ 185,000 $ 72,000
Contra Costa County California 18 $ 7,510,000 $ 417,000 $ 114,000
Cook County Illinois 16 $ 3,690,000 $ 230,000 $ 77,000
Bexar County Texas 16 $ 3,660,000 $ 228,000 $ 79,000
Plymouth County Massachusetts 14 $ 4,800,000 $ 342,000 $ 102,000
Monroe County Pennsylvania 14 $ 2,250,000 $ 160,000 $ 78,000
Bristol County Rhode Island 13 $ 3,455,000 $ 265,000 $ 89,000
Tarrant County Texas 12 $ 2,260,000 $ 188,000 $ 51,000
Broward County Florida 11 $ 3,395,000 $ 308,000 $ 96,000
Norfolk County Massachusetts 10 $ 3,880,000 $ 388,000 $ 100,000
Worcester County Massachusetts 10 $ 2,280,000 $ 228,000 $ 94,000
Newport County Rhode Island 10 $ 2,680,000 $ 268,000 $ 84,000
Maricopa County Arizona 8 $ 1,910,000 $ 238,000 $ 28,000
Middlesex County Massachusetts 8 $ 3,310,000 $ 413,000 $ 95,000
Comal County Texas 7 $ 1,885,000 $ 269,000 $ 126,000
Los Angeles County California 6 $ 2,800,000 $ 466,000 $ 123,000
Tolland County Connecticut 6 $ 1,840,000 $ 306,000 $ 119,000
Palm Beach County Florida 6 $ 1,240,000 $ 206,000 $ 72,000
Wilson County Texas 6 $ 1,790,000 $ 298,000 $ 104,000
Riverside County California 5 $ 1,715,000 $ 343,000 $ 91,000
East Baton Rouge County Louisiana 5 $ 795,000 $ 159,000 $ 44,000
Prince George's County Maryland 5 $ 1,615,000 $ 323,000 $ 96,000
Rockingham County New Hampshire 5 $ 1,815,000 $ 363,000 $ 145,000
Richmond County New York 5 $ 1,625,000 $ 325,000 $ 140,000
Collin County Texas 5 $ 1,545,000 $ 309,000 $ 99,000
Fresno County California 4 $ 960,000 $ 240,000 $ 79,000
Brevard County Florida 4 $ 790,000 $ 197,000 $ 44,000
Lee County Florida 4 $ 790,000 $ 197,000 $ 68,000
Marion County Indiana 4 $ 860,000 $ 215,000 $ 65,000
Monmouth County New Jersey 4 $ 1,150,000 $ 287,000 $ 132,000
Morris County New Jersey 4 $ 1,430,000 $ 357,000 $ 132,000
Allegheny County Pennsylvania 4 $ 720,000 $ 180,000 $ 19,000
Northampton County Pennsylvania 4 $ 860,000 $ 215,000 $ 86,000
Greenville County South Carolina 4 $ 800,000 $ 200,000 $ 41,000
Horry County South Carolina 4 $ 730,000 $ 182,000 $ 27,000
Pierce County Washington 4 $ 1,570,000 $ 392,000 $ 65,000
San Joaquin County California 3 $ 905,000 $ 301,000 $ 62,000
Solano County California 3 $ 915,000 $ 305,000 $ 103,000
El Paso County Colorado 3 $ 1,025,000 $ 341,000 $ 73,000
Weld County Colorado 3 $ 665,000 $ 221,000 $ 91,000
Hartford County Connecticut 3 $ 575,000 $ 191,000 $ 84,000
Hillsborough County Florida 3 $ 555,000 $ 185,000 $ 52,000
Lake County Florida 3 $ 825,000 $ 275,000 $ 50,000
Orange County Florida 3 $ 1,325,000 $ 441,000 $ 128,000
Sarasota County Florida 3 $ 715,000 $ 238,000 $ 97,000
Henry County Georgia 3 $ 545,000 $ 181,000 $ 67,000
Anne Arundel County Maryland 3 $ 1,215,000 $ 405,000 $ 205,000
Hampshire County Massachusetts 3 $ 525,000 $ 175,000 $ 65,000
Hillsborough County New Hampshire 3 $ 775,000 $ 258,000 $ 110,000
Hudson County New Jersey 3 $ 1,055,000 $ 351,000 $ 124,000
Passaic County New Jersey 3 $ 745,000 $ 248,000 $ 82,000
Henderson County North Carolina 3 $ 745,000 $ 248,000 $ 46,000
Mecklenburg County North Carolina 3 $ 935,000 $ 311,000 $ 118,000
Wake County North Carolina 3 $ 1,005,000 $ 335,000 $ 0
Jackson County Oregon 3 $ 745,000 $ 248,000 $ 69,000
Carbon County Pennsylvania 3 $ 315,000 $ 105,000 $ 72,000
Pike County Pennsylvania 3 $ 485,000 $ 161,000 $ 91,000
Montgomery County Tennessee 3 $ 625,000 $ 208,000 $ 67,000
Denton County Texas 3 $ 755,000 $ 251,000 $ 116,000
Stafford County Virginia 3 $ 1,125,000 $ 375,000 $ 112,000
King County Washington 3 $ 1,635,000 $ 545,000 $ 744,000
Snohomish County Washington 3 $ 995,000 $ 331,000 $ 92,000
Whatcom County Washington 3 $ 645,000 $ 215,000 $ 59,000
Baldwin County Alabama 2 $ 370,000 $ 185,000 $ 23,000
Pinal County Arizona 2 $ 350,000 $ 175,000 $ 44,000
Alameda County California 2 $ 690,000 $ 345,000 $ 86,000
Placer County California 2 $ 740,000 $ 370,000 $ 76,000
Tulare County California 2 $ 310,000 $ 155,000 $ 54,000
Litchfield County Connecticut 2 $ 570,000 $ 285,000 $ 101,000
Hernando County Florida 2 $ 490,000 $ 245,000 $ 69,000
Marion County Florida 2 $ 570,000 $ 285,000 $ 67,000
Martin County Florida 2 $ 550,000 $ 275,000 $ 28,000
Pinellas County Florida 2 $ 480,000 $ 240,000 $ 90,000
Sumter County Florida 2 $ 530,000 $ 265,000 $ 111,000
Cobb County Georgia 2 $ 490,000 $ 245,000 $ 92,000
DeKalb County Georgia 2 $ 230,000 $ 115,000 $ 42,000
Douglas County Georgia 2 $ 330,000 $ 165,000 $ 73,000
Gwinnett County Georgia 2 $ 560,000 $ 280,000 $ 98,000
DuPage County Illinois 2 $ 520,000 $ 260,000 $ 98,000
Will County Illinois 2 $ 290,000 $ 145,000 $ 14,000
Henry County Indiana 2 $ 410,000 $ 205,000 $ 41,000
Johnson County Kansas 2 $ 340,000 $ 170,000 $ 65,000
Baltimore County Maryland 2 $ 340,000 $ 170,000 $ 65,000
Charles County Maryland 2 $ 770,000 $ 385,000 $ 68,000
Barnstable County Massachusetts 2 $ 780,000 $ 390,000 $ 114,000
Essex County Massachusetts 2 $ 910,000 $ 455,000 $ 102,000
Suffolk County Massachusetts 2 $ 1,190,000 $ 595,000 $ 135,000
Genesee County Michigan 2 $ 320,000 $ 160,000 $ 60,000
Camden County New Jersey 2 $ 520,000 $ 260,000 $ 61,000
Middlesex County New Jersey 2 $ 590,000 $ 295,000 $ 93,000
Union County New Jersey 2 $ 610,000 $ 305,000 $ 90,000
Sandoval County New Mexico 2 $ 580,000 $ 290,000 $ 181,000
Erie County New York 2 $ 600,000 $ 300,000 $ 32,000
Suffolk County New York 2 $ 710,000 $ 355,000 $ 125,000
Alamance County North Carolina 2 $ 340,000 $ 170,000 $ 71,000
Lincoln County Oklahoma 2 $ 250,000 $ 125,000 $ 34,000
Marion County Oregon 2 $ 570,000 $ 285,000 $ 70,000
Washington County Oregon 2 $ 640,000 $ 320,000 $ 135,000
Berks County Pennsylvania 2 $ 450,000 $ 225,000 $ 101,000
Lackawanna County Pennsylvania 2 $ 260,000 $ 130,000 $ 70,000
Lehigh County Pennsylvania 2 $ 310,000 $ 155,000 $ 76,000
Guadalupe County Texas 2 $ 370,000 $ 185,000 $ 82,000
Harris County Texas 2 $ 320,000 $ 160,000 $ 20,000
Utah County Utah 2 $ 1,000,000 $ 500,000 $ 90,000
Chesapeake County Virginia 2 $ 580,000 $ 290,000 $ 0
Kitsap County Washington 2 $ 620,000 $ 310,000 $ 72,000
Spokane County Washington 2 $ 490,000 $ 245,000 $ 30,000
Barbour County Alabama 1 $ 265,000 $ 265,000 $ 159,000
Elmore County Alabama 1 $ 155,000 $ 155,000 $ 111,000
Shelby County Alabama 1 $ 485,000 $ 485,000 $ 131,000
Tallapoosa County Alabama 1 $ 245,000 $ 245,000 $ 183,000
Pima County Arizona 1 $ 225,000 $ 225,000 $ 0
Butte County California 1 $ 135,000 $ 135,000 $ 54,000
El Dorado County California 1 $ 185,000 $ 185,000 $ 77,000
Imperial County California 1 $ 195,000 $ 195,000 $ 35,000
Sacramento County California 1 $ 265,000 $ 265,000 $ 90,000
San Bernardino County California 1 $ 395,000 $ 395,000 $ 158,000
San Diego County California 1 $ 455,000 $ 455,000 $ 0
Santa Clara County California 1 $ 575,000 $ 575,000 $ 124,000
Sonoma County California 1 $ 475,000 $ 475,000 $ 0
Ventura County California 1 $ 585,000 $ 585,000 $ 114,000
Arapahoe County Colorado 1 $ 475,000 $ 475,000 $ 220,000
Douglas County Colorado 1 $ 665,000 $ 665,000 $ 400,000
Gilpin County Colorado 1 $ 555,000 $ 555,000 $ 145,000
Jefferson County Colorado 1 $ 445,000 $ 445,000 $ 0
La Plata County Colorado 1 $ 425,000 $ 425,000 $ 114,000
Larimer County Colorado 1 $ 375,000 $ 375,000 $ 61,000
Fairfield County Connecticut 1 $ 405,000 $ 405,000 $ 0
Middlesex County Connecticut 1 $ 225,000 $ 225,000 $ 53,000
New Haven County Connecticut 1 $ 315,000 $ 315,000 $ 382,000
Kent County Delaware 1 $ 205,000 $ 205,000 $ 40,000
New Castle County Delaware 1 $ 165,000 $ 165,000 $ 31,000
Alachua County Florida 1 $ 435,000 $ 435,000 $ 92,000
Charlotte County Florida 1 $ 345,000 $ 345,000 $ 97,000
Citrus County Florida 1 $ 95,000 $ 95,000 $ 83,000
Clay County Florida 1 $ 125,000 $ 125,000 $ 119,000
Duval County Florida 1 $ 295,000 $ 295,000 $ 83,000
Indian River County Florida 1 $ 185,000 $ 185,000 $ 116,000
Pasco County Florida 1 $ 105,000 $ 105,000 $ 34,000
Seminole County Florida 1 $ 285,000 $ 285,000 $ 73,000
St. Johns County Florida 1 $ 275,000 $ 275,000 $ 132,000
St. Lucie County Florida 1 $ 235,000 $ 235,000 $ 0
Wakulla County Florida 1 $ 395,000 $ 395,000 $ 83,000
Chatham County Georgia 1 $ 155,000 $ 155,000 $ 0
Cherokee County Georgia 1 $ 255,000 $ 255,000 $ 88,000
Clayton County Georgia 1 $ 105,000 $ 105,000 $ 45,000
Columbia County Georgia 1 $ 195,000 $ 195,000 $ 102,000
Fayette County Georgia 1 $ 215,000 $ 215,000 $ 100,000
Floyd County Georgia 1 $ 125,000 $ 125,000 $ 71,000
Fulton County Georgia 1 $ 275,000 $ 275,000 $ 74,000
Jackson County Georgia 1 $ 275,000 $ 275,000 $ 62,000
Muscogee County Georgia 1 $ 125,000 $ 125,000 $ 71,000
Paulding County Georgia 1 $ 225,000 $ 225,000 $ 39,000
Rabun County Georgia 1 $ 195,000 $ 195,000 $ 65,000
Champaign County Illinois 1 $ 65,000 $ 65,000 $ 70,000
Lake County Illinois 1 $ 185,000 $ 185,000 $ 73,000
Madison County Illinois 1 $ 245,000 $ 245,000 $ 87,000
Rock Island County Illinois 1 $ 255,000 $ 255,000 $ 65,000
Vermilion County Illinois 1 $ 135,000 $ 135,000 $ 0
Bartholomew County Indiana 1 $ 405,000 $ 405,000 $ 205,000
Dearborn County Indiana 1 $ 175,000 $ 175,000 $ 61,000
Hendricks County Indiana 1 $ 185,000 $ 185,000 $ 62,000
Lake County Indiana 1 $ 225,000 $ 225,000 $ 60,000
LaPorte County Indiana 1 $ 95,000 $ 95,000 $ 28,000
Calhoun County Iowa 1 $ 105,000 $ 105,000 $ 54,000
Franklin County Kansas 1 $ 115,000 $ 115,000 $ 23,000
Jefferson County Louisiana 1 $ 145,000 $ 145,000 $ 59,000
St. Charles County Louisiana 1 $ 115,000 $ 115,000 $ 48,000
Calhoun County Michigan 1 $ 125,000 $ 125,000 $ 58,000
Kent County Michigan 1 $ 135,000 $ 135,000 $ 40,000
Macomb County Michigan 1 $ 105,000 $ 105,000 $ 25,000
Lewis and Clark County Montana 1 $ 195,000 $ 195,000 $ 49,000
Stillwater County Montana 1 $ 145,000 $ 145,000 $ 0
Yellowstone County Montana 1 $ 135,000 $ 135,000 $ 67,000
Lincoln County Nebraska 1 $ 175,000 $ 175,000 $ 77,000
Belknap County New Hampshire 1 $ 145,000 $ 145,000 $ 131,000
Carroll County New Hampshire 1 $ 205,000 $ 205,000 $ 79,000
Cheshire County New Hampshire 1 $ 245,000 $ 245,000 $ 120,000
Grafton County New Hampshire 1 $ 385,000 $ 385,000 $ 778,000
Merrimack County New Hampshire 1 $ 265,000 $ 265,000 $ 106,000
Ocean County New Jersey 1 $ 275,000 $ 275,000 $ 96,000
Santa Fe County New Mexico 1 $ 415,000 $ 415,000 $ 69,000
Bronx County New York 1 $ 715,000 $ 715,000 $ 118,000
Chautauqua County New York 1 $ 105,000 $ 105,000 $ 32,000
Dutchess County New York 1 $ 245,000 $ 245,000 $ 153,000
Greene County New York 1 $ 125,000 $ 125,000 $ 127,000
Herkimer County New York 1 $ 235,000 $ 235,000 $ 58,000
Kings County New York 1 $ 765,000 $ 765,000 $ 123,000
Nassau County New York 1 $ 425,000 $ 425,000 $ 170,000
Ontario County New York 1 $ 145,000 $ 145,000 $ 124,000
Ashe County North Carolina 1 $ 105,000 $ 105,000 $ 29,000
Brunswick County North Carolina 1 $ 125,000 $ 125,000 $ 0
Carteret County North Carolina 1 $ 85,000 $ 85,000 $ 112,000
Davidson County North Carolina 1 $ 175,000 $ 175,000 $ 71,000
Durham County North Carolina 1 $ 205,000 $ 205,000 $ 88,000
Forsyth County North Carolina 1 $ 235,000 $ 235,000 $ 44,000
Granville County North Carolina 1 $ 235,000 $ 235,000 $ 192,000
Guilford County North Carolina 1 $ 195,000 $ 195,000 $ 96,000
Harnett County North Carolina 1 $ 115,000 $ 115,000 $ 0
Moore County North Carolina 1 $ 185,000 $ 185,000 $ 70,000
New Hanover County North Carolina 1 $ 235,000 $ 235,000 $ 137,000
Onslow County North Carolina 1 $ 195,000 $ 195,000 $ 86,000
Union County North Carolina 1 $ 165,000 $ 165,000 $ 45,000
Butler County Ohio 1 $ 185,000 $ 185,000 $ 52,000
Clermont County Ohio 1 $ 265,000 $ 265,000 $ 72,000
Cuyahoga County Ohio 1 $ 155,000 $ 155,000 $ 45,000
Delaware County Ohio 1 $ 305,000 $ 305,000 $ 211,000
Franklin County Ohio 1 $ 165,000 $ 165,000 $ 34,000
Hamilton County Ohio 1 $ 155,000 $ 155,000 $ 76,000
Portage County Ohio 1 $ 225,000 $ 225,000 $ 91,000
Richland County Ohio 1 $ 165,000 $ 165,000 $ 59,000
Creek County Oklahoma 1 $ 155,000 $ 155,000 $ 74,000
Logan County Oklahoma 1 $ 85,000 $ 85,000 $ 76,000
Muskogee County Oklahoma 1 $ 175,000 $ 175,000 $ 46,000
Oklahoma County Oklahoma 1 $ 175,000 $ 175,000 $ 54,000
Osage County Oklahoma 1 $ 155,000 $ 155,000 $ 44,000
Payne County Oklahoma 1 $ 165,000 $ 165,000 $ 78,000
Clatsop County Oregon 1 $ 265,000 $ 265,000 $ 96,000
Lane County Oregon 1 $ 215,000 $ 215,000 $ 38,000
Multnomah County Oregon 1 $ 315,000 $ 315,000 $ 56,000
Polk County Oregon 1 $ 195,000 $ 195,000 $ 101,000
Blair County Pennsylvania 1 $ 155,000 $ 155,000 $ 29,000
Delaware County Pennsylvania 1 $ 125,000 $ 125,000 $ 60,000
Elk County Pennsylvania 1 $ 95,000 $ 95,000 $ 62,000
Lancaster County Pennsylvania 1 $ 315,000 $ 315,000 $ 75,000
Montgomery County Pennsylvania 1 $ 205,000 $ 205,000 $ 80,000
Philadelphia County Pennsylvania 1 $ 305,000 $ 305,000 $ 0
Washington County Pennsylvania 1 $ 155,000 $ 155,000 $ 64,000
Wayne County Pennsylvania 1 $ 205,000 $ 205,000 $ 113,000
Westmoreland County Pennsylvania 1 $ 185,000 $ 185,000 $ 65,000
York County Pennsylvania 1 $ 425,000 $ 425,000 $ 0
Aiken County South Carolina 1 $ 175,000 $ 175,000 $ 48,000
Florence County South Carolina 1 $ 105,000 $ 105,000 $ 75,000
Georgetown County South Carolina 1 $ 225,000 $ 225,000 $ 69,000
Lexington County South Carolina 1 $ 155,000 $ 155,000 $ 118,000
Newberry County South Carolina 1 $ 145,000 $ 145,000 $ 36,000
Richland County South Carolina 1 $ 125,000 $ 125,000 $ 62,000
Anderson County Tennessee 1 $ 315,000 $ 315,000 $ 148,000
Bradley County Tennessee 1 $ 235,000 $ 235,000 $ 0
Claiborne County Tennessee 1 $ 135,000 $ 135,000 $ 50,000
Coffee County Tennessee 1 $ 295,000 $ 295,000 $ 69,000
Davidson County Tennessee 1 $ 105,000 $ 105,000 $ 62,000
Dickson County Tennessee 1 $ 205,000 $ 205,000 $ 55,000
Hamilton County Tennessee 1 $ 185,000 $ 185,000 $ 63,000
Robertson County Tennessee 1 $ 385,000 $ 385,000 $ 157,000
Rutherford County Tennessee 1 $ 245,000 $ 245,000 $ 61,000
Bandera County Texas 1 $ 275,000 $ 275,000 $ 88,000
Bell County Texas 1 $ 335,000 $ 335,000 $ 0
Cooke County Texas 1 $ 375,000 $ 375,000 $ 148,000
Dallas County Texas 1 $ 165,000 $ 165,000 $ 49,000
Donley County Texas 1 $ 95,000 $ 95,000 $ 46,000
Galveston County Texas 1 $ 205,000 $ 205,000 $ 328,000
Grayson County Texas 1 $ 115,000 $ 115,000 $ 64,000
Hays County Texas 1 $ 225,000 $ 225,000 $ 43,000
Hidalgo County Texas 1 $ 145,000 $ 145,000 $ 0
Kaufman County Texas 1 $ 215,000 $ 215,000 $ 0
Medina County Texas 1 $ 335,000 $ 335,000 $ 92,000
Midland County Texas 1 $ 185,000 $ 185,000 $ 54,000
Nueces County Texas 1 $ 325,000 $ 325,000 $ 105,000
Taylor County Texas 1 $ 385,000 $ 385,000 $ 0
Tom Green County Texas 1 $ 165,000 $ 165,000 $ 100,000
Van Zandt County Texas 1 $ 315,000 $ 315,000 $ 118,000
Washington County Texas 1 $ 75,000 $ 75,000 $ 104,000
Davis County Utah 1 $ 305,000 $ 305,000 $ 0
Salt Lake County Utah 1 $ 265,000 $ 265,000 $ 83,000
Bennington County Vermont 1 $ 335,000 $ 335,000 $ 269,000
Chittenden County Vermont 1 $ 575,000 $ 575,000 $ 91,000
Caroline County Virginia 1 $ 205,000 $ 205,000 $ 106,000
Fairfax County Virginia 1 $ 455,000 $ 455,000 $ 182,000
Fauquier County Virginia 1 $ 375,000 $ 375,000 $ 0
Loudoun County Virginia 1 $ 745,000 $ 745,000 $ 248,000
Virginia Beach County Virginia 1 $ 265,000 $ 265,000 $ 71,000
Warren County Virginia 1 $ 245,000 $ 245,000 $ 55,000
Clallam County Washington 1 $ 395,000 $ 395,000 $ 73,000
Thurston County Washington 1 $ 165,000 $ 165,000 $ 53,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Rhode Island, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Semper Home Loans, Inc. in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 798 $194,510,000 $243,000 $1,165,000 $86,000 $778,000
Refinancing 502 $132,110,000 $263,000 $1,275,000 $82,000 $1,948,000
Home Improvement 3 $715,000 $238,000 $365,000 $189,000 $264,000
Cash-out Refinancing 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 862 $216,010,000 $250,000 $1,275,000 $86,000 $1,948,000
Hispanic 217 $54,775,000 $252,000 $905,000 $77,000 $356,000
Black or African American 95 $24,355,000 $256,000 $745,000 $78,000 $244,000
Not Provided 80 $19,400,000 $242,000 $675,000 $71,000 $172,000
Asian 43 $11,245,000 $261,000 $665,000 $123,000 $575,000
American Indian or Alaskan Native 4 $1,120,000 $280,000 $315,000 $76,000 $102,000
Native Hawaiian or Other Pacific Islander 1 $235,000 $235,000 $235,000 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 544 $129,370,000 $237,000 $765,000 $72,000 $308,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 517 $128,725,000 $248,000 $1,275,000 $103,000 $1,948,000
VA-guaranteed (Veterans Administration) 236 $67,820,000 $287,000 $755,000 $72,000 $325,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 6 $1,420,000 $236,000 $345,000 $79,000 $110,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,117 $279,635,000 $250,000 $1,275,000 $85,000 $1,948,000
Application Withdrawn By Applicant 140 $36,600,000 $261,000 $905,000 $88,000 $606,000
Application Denied By Financial Institution 42 $9,920,000 $236,000 $1,165,000 $64,000 $252,000
File Closed For Incompleteness 4 $1,180,000 $295,000 $565,000 $96,000 $217,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,261 $317,415,000 $251,000 $1,275,000 $85,000 $1,948,000
Credit History 8 $1,610,000 $201,000 $335,000 $66,000 $108,000
Debt-To-Income Ratio 7 $1,565,000 $223,000 $375,000 $50,000 $71,000
Collateral 7 $1,305,000 $186,000 $315,000 $59,000 $90,000
Other 6 $1,060,000 $176,000 $225,000 $52,000 $80,000
Insufficient Cash (Downpayment, Closing Cost) 6 $1,600,000 $266,000 $425,000 $65,000 $96,000
Employment History 5 $1,005,000 $201,000 $245,000 $60,000 $120,000
Unverifiable Information 3 $1,775,000 $591,000 $1,165,000 $136,000 $252,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in RI, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Rhode Island, and search similar information at your convenience.

Download the Rhode Island Lender List