Sidus Financial, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Sidus Financial, Llc 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Sidus Financial, Llc 1905 Turnbury Drive Greenville, NC 27858 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,205 |
| Total Mortgage Loan Application Amount | $893,890,000 |
| Average Mortgage Loan Application Amount | $204,750 |
| Highest Mortgage Loan Application Amount | $93,000,000 |
| Average Applicant Income | $62,333 |
| Highest Applicant Income | $7,120,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Sidus Financial, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Sidus Financial, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Sidus Financial, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Sidus Financial, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Sidus Financial, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Sidus Financial, Llc's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pitt County North Carolina | 178 | $ 20,583,000 | $ 115,000 | $ 64,000 |
| Watauga County North Carolina | 168 | $ 30,529,000 | $ 181,000 | $ 56,000 |
| Henrico County Virginia | 141 | $ 23,420,000 | $ 166,000 | $ 70,000 |
| Chesterfield County Virginia | 132 | $ 22,095,000 | $ 167,000 | $ 84,000 |
| Carteret County North Carolina | 131 | $ 24,126,000 | $ 184,000 | $ 80,000 |
| Pickens County South Carolina | 127 | $ 16,440,000 | $ 129,000 | $ 94,000 |
| Anderson County South Carolina | 124 | $ 20,335,000 | $ 163,000 | $ 80,000 |
| Surry County North Carolina | 110 | $ 14,702,000 | $ 133,000 | $ 78,000 |
| Lexington County South Carolina | 99 | $ 14,381,000 | $ 145,000 | $ 75,000 |
| Buncombe County North Carolina | 97 | $ 15,540,000 | $ 160,000 | $ 80,000 |
| Wilkes County North Carolina | 96 | $ 11,930,000 | $ 124,000 | $ 65,000 |
| New Hanover County North Carolina | 94 | $ 15,701,000 | $ 167,000 | $ 62,000 |
| Iredell County North Carolina | 86 | $ 12,629,000 | $ 146,000 | $ 67,000 |
| Ashe County North Carolina | 83 | $ 11,617,000 | $ 139,000 | $ 96,000 |
| Randolph County North Carolina | 83 | $ 8,309,000 | $ 100,000 | $ 53,000 |
| Robeson County North Carolina | 81 | $ 9,041,000 | $ 111,000 | $ 59,000 |
| Caldwell County North Carolina | 80 | $ 9,185,000 | $ 114,000 | $ 45,000 |
| Horry County South Carolina | 78 | $ 11,973,000 | $ 153,000 | $ 76,000 |
| Franklin County Virginia | 72 | $ 13,063,000 | $ 181,000 | $ 90,000 |
| Richmond City County Virginia | 70 | $ 12,078,000 | $ 172,000 | $ 101,000 |
| Johnston County North Carolina | 68 | $ 7,518,000 | $ 110,000 | $ 86,000 |
| Wilson County North Carolina | 68 | $ 8,629,000 | $ 126,000 | $ 55,000 |
| Brunswick County North Carolina | 66 | $ 12,201,000 | $ 184,000 | $ 126,000 |
| Oconee County South Carolina | 64 | $ 12,150,000 | $ 189,000 | $ 69,000 |
| Virginia Beach County Virginia | 64 | $ 15,402,000 | $ 240,000 | $ 80,000 |
| Richland County South Carolina | 63 | $ 8,948,000 | $ 142,000 | $ 97,000 |
| Roanoke County Virginia | 63 | $ 8,985,000 | $ 142,000 | $ 75,000 |
| Forsyth County North Carolina | 60 | $ 8,080,000 | $ 134,000 | $ 57,000 |
| Davidson County North Carolina | 58 | $ 5,947,000 | $ 102,000 | $ 45,000 |
| Alamance County North Carolina | 57 | $ 6,996,000 | $ 122,000 | $ 42,000 |
| Wake County North Carolina | 55 | $ 8,736,000 | $ 158,000 | $ 83,000 |
| Greenville County South Carolina | 51 | $ 8,177,000 | $ 160,000 | $ 71,000 |
| Hanover County Virginia | 50 | $ 10,046,000 | $ 200,000 | $ 84,000 |
| Fairfax County Virginia | 49 | $ 12,799,000 | $ 261,000 | $ 97,000 |
| Yadkin County North Carolina | 48 | $ 4,866,000 | $ 101,000 | $ 50,000 |
| Spartanburg County South Carolina | 47 | $ 8,229,000 | $ 175,000 | $ 85,000 |
| Beaufort County South Carolina | 45 | $ 10,966,000 | $ 243,000 | $ 94,000 |
| Lincoln County North Carolina | 43 | $ 6,264,000 | $ 145,000 | $ 40,000 |
| Greenwood County South Carolina | 42 | $ 3,939,000 | $ 93,000 | $ 40,000 |
| Henderson County North Carolina | 40 | $ 5,001,000 | $ 125,000 | $ 40,000 |
| Suffolk County Virginia | 40 | $ 7,946,000 | $ 198,000 | $ 86,000 |
| Carroll County Virginia | 39 | $ 4,243,000 | $ 108,000 | $ 56,000 |
| Lenoir County North Carolina | 38 | $ 3,874,000 | $ 101,000 | $ 61,000 |
| Guilford County North Carolina | 37 | $ 5,329,000 | $ 144,000 | $ 108,000 |
| Mecklenburg County North Carolina | 37 | $ 5,279,000 | $ 142,000 | $ 173,000 |
| Bedford County Virginia | 37 | $ 6,802,000 | $ 183,000 | $ 76,000 |
| Columbus County North Carolina | 36 | $ 4,813,000 | $ 133,000 | $ 48,000 |
| Chesapeake County Virginia | 33 | $ 6,819,000 | $ 206,000 | $ 78,000 |
| Kershaw County South Carolina | 31 | $ 5,091,000 | $ 164,000 | $ 62,000 |
| Harnett County North Carolina | 30 | $ 3,157,000 | $ 105,000 | $ 76,000 |
| Roanoke City County Virginia | 30 | $ 3,791,000 | $ 126,000 | $ 57,000 |
| Montgomery County Maryland | 28 | $ 6,662,000 | $ 237,000 | $ 104,000 |
| Albemarle County Virginia | 28 | $ 4,928,000 | $ 176,000 | $ 65,000 |
| Campbell County Virginia | 28 | $ 3,124,000 | $ 111,000 | $ 67,000 |
| Dare County North Carolina | 27 | $ 7,588,000 | $ 281,000 | $ 106,000 |
| Avery County North Carolina | 25 | $ 3,808,000 | $ 152,000 | $ 65,000 |
| Wayne County North Carolina | 25 | $ 4,189,000 | $ 167,000 | $ 82,000 |
| Georgetown County South Carolina | 25 | $ 5,593,000 | $ 223,000 | $ 157,000 |
| Blount County Tennessee | 24 | $ 3,912,000 | $ 163,000 | $ 76,000 |
| Clay County North Carolina | 23 | $ 3,390,000 | $ 147,000 | $ 54,000 |
| Gaston County North Carolina | 23 | $ 2,325,000 | $ 101,000 | $ 40,000 |
| Moore County North Carolina | 23 | $ 3,683,000 | $ 160,000 | $ 80,000 |
| Grayson County Virginia | 23 | $ 2,659,000 | $ 115,000 | $ 50,000 |
| Pender County North Carolina | 21 | $ 4,248,000 | $ 202,000 | $ 55,000 |
| Lynchburg County Virginia | 21 | $ 2,770,000 | $ 131,000 | $ 71,000 |
| Norfolk County Virginia | 21 | $ 5,460,000 | $ 260,000 | $ 136,000 |
| Catawba County North Carolina | 20 | $ 2,801,000 | $ 140,000 | $ 75,000 |
| Greene County Tennessee | 20 | $ 2,135,000 | $ 106,000 | $ 43,000 |
| Prince George's County Maryland | 19 | $ 4,160,000 | $ 218,000 | $ 66,000 |
| Edgecombe County North Carolina | 19 | $ 1,526,000 | $ 80,000 | $ 39,000 |
| Effingham County Georgia | 18 | $ 2,353,000 | $ 130,000 | $ 55,000 |
| Craven County North Carolina | 18 | $ 2,156,000 | $ 119,000 | $ 53,000 |
| Darlington County South Carolina | 18 | $ 2,192,000 | $ 121,000 | $ 61,000 |
| Beaufort County North Carolina | 17 | $ 2,192,000 | $ 128,000 | $ 63,000 |
| Nash County North Carolina | 17 | $ 2,975,000 | $ 175,000 | $ 58,000 |
| Richmond County North Carolina | 17 | $ 1,555,000 | $ 91,000 | $ 26,000 |
| Newberry County South Carolina | 17 | $ 2,337,000 | $ 137,000 | $ 78,000 |
| McMinn County Tennessee | 17 | $ 1,574,000 | $ 92,000 | $ 37,000 |
| Henry County Virginia | 17 | $ 1,843,000 | $ 108,000 | $ 56,000 |
| Patrick County Virginia | 17 | $ 1,353,000 | $ 79,000 | $ 48,000 |
| Powhatan County Virginia | 17 | $ 3,194,000 | $ 187,000 | $ 72,000 |
| Newport News County Virginia | 16 | $ 2,638,000 | $ 164,000 | $ 76,000 |
| Frederick County Maryland | 15 | $ 3,306,000 | $ 220,000 | $ 94,000 |
| Cumberland County North Carolina | 15 | $ 1,770,000 | $ 118,000 | $ 78,000 |
| Galax County Virginia | 15 | $ 1,846,000 | $ 123,000 | $ 43,000 |
| Bartow County Georgia | 14 | $ 1,593,000 | $ 113,000 | $ 57,000 |
| Charleston County South Carolina | 14 | $ 3,403,000 | $ 243,000 | $ 128,000 |
| Prince William County Virginia | 14 | $ 4,152,000 | $ 296,000 | $ 102,000 |
| Glynn County Georgia | 13 | $ 2,380,000 | $ 183,000 | $ 92,000 |
| Howard County Maryland | 13 | $ 3,564,000 | $ 274,000 | $ 109,000 |
| Chowan County North Carolina | 13 | $ 1,568,000 | $ 120,000 | $ 37,000 |
| Stanly County North Carolina | 13 | $ 1,443,000 | $ 111,000 | $ 51,000 |
| Amherst County Virginia | 13 | $ 1,439,000 | $ 110,000 | $ 65,000 |
| Louisa County Virginia | 13 | $ 2,212,000 | $ 170,000 | $ 76,000 |
| Portsmouth County Virginia | 13 | $ 1,506,000 | $ 115,000 | $ 62,000 |
| Gilmer County Georgia | 12 | $ 1,885,000 | $ 157,000 | $ 96,000 |
| Haywood County North Carolina | 12 | $ 1,804,000 | $ 150,000 | $ 69,000 |
| Macon County North Carolina | 12 | $ 1,618,000 | $ 134,000 | $ 37,000 |
| Pasquotank County North Carolina | 12 | $ 1,404,000 | $ 117,000 | $ 41,000 |
| Loudoun County Virginia | 12 | $ 3,896,000 | $ 324,000 | $ 100,000 |
| Tattnall County Georgia | 11 | $ 1,069,000 | $ 97,000 | $ 46,000 |
| Cabarrus County North Carolina | 11 | $ 1,641,000 | $ 149,000 | $ 34,000 |
| Currituck County North Carolina | 11 | $ 3,479,000 | $ 316,000 | $ 168,000 |
| Rowan County North Carolina | 11 | $ 1,599,000 | $ 145,000 | $ 74,000 |
| Botetourt County Virginia | 11 | $ 1,563,000 | $ 142,000 | $ 68,000 |
| Salem County Virginia | 11 | $ 1,152,000 | $ 104,000 | $ 47,000 |
| Davie County North Carolina | 10 | $ 1,542,000 | $ 154,000 | $ 73,000 |
| Sampson County North Carolina | 10 | $ 946,000 | $ 94,000 | $ 69,000 |
| Amelia County Virginia | 10 | $ 1,609,000 | $ 160,000 | $ 67,000 |
| York County Virginia | 10 | $ 2,112,000 | $ 211,000 | $ 90,000 |
| Martin County North Carolina | 9 | $ 1,269,000 | $ 141,000 | $ 38,000 |
| Onslow County North Carolina | 9 | $ 1,313,000 | $ 145,000 | $ 59,000 |
| Rockingham County North Carolina | 9 | $ 896,000 | $ 99,000 | $ 33,000 |
| Arlington County Virginia | 9 | $ 2,759,000 | $ 306,000 | $ 195,000 |
| King William County Virginia | 9 | $ 1,009,000 | $ 112,000 | $ 66,000 |
| Martinsville County Virginia | 9 | $ 782,000 | $ 86,000 | $ 47,000 |
| Nelson County Virginia | 9 | $ 1,473,000 | $ 163,000 | $ 103,000 |
| Burke County North Carolina | 8 | $ 943,000 | $ 117,000 | $ 38,000 |
| Stokes County North Carolina | 8 | $ 993,000 | $ 124,000 | $ 66,000 |
| Abbeville County South Carolina | 8 | $ 789,000 | $ 98,000 | $ 42,000 |
| York County South Carolina | 8 | $ 1,059,000 | $ 132,000 | $ 104,000 |
| Loudon County Tennessee | 8 | $ 1,077,000 | $ 134,000 | $ 30,000 |
| James City County Virginia | 8 | $ 1,575,000 | $ 196,000 | $ 72,000 |
| Warren County Virginia | 8 | $ 1,278,000 | $ 159,000 | $ 44,000 |
| Anne Arundel County Maryland | 7 | $ 2,015,000 | $ 287,000 | $ 103,000 |
| Baltimore County Maryland | 7 | $ 1,387,000 | $ 198,000 | $ 102,000 |
| Alleghany County North Carolina | 7 | $ 1,478,000 | $ 211,000 | $ 128,000 |
| Cleveland County North Carolina | 7 | $ 619,000 | $ 88,000 | $ 39,000 |
| Hyde County North Carolina | 7 | $ 1,211,000 | $ 173,000 | $ 50,000 |
| Rutherford County North Carolina | 7 | $ 839,000 | $ 119,000 | $ 50,000 |
| Scotland County North Carolina | 7 | $ 694,000 | $ 99,000 | $ 40,000 |
| Charlottesville County Virginia | 7 | $ 939,000 | $ 134,000 | $ 68,000 |
| Isle of Wight County Virginia | 7 | $ 1,529,000 | $ 218,000 | $ 51,000 |
| Palm Beach County Florida | 6 | $ 1,125,000 | $ 187,000 | $ 59,000 |
| Chatham County North Carolina | 6 | $ 1,326,000 | $ 221,000 | $ 85,000 |
| Durham County North Carolina | 6 | $ 1,093,000 | $ 182,000 | $ 90,000 |
| Halifax County North Carolina | 6 | $ 510,000 | $ 85,000 | $ 46,000 |
| Hoke County North Carolina | 6 | $ 793,000 | $ 132,000 | $ 48,000 |
| Sullivan County Tennessee | 6 | $ 646,000 | $ 107,000 | $ 41,000 |
| Washington County Tennessee | 6 | $ 581,000 | $ 96,000 | $ 49,000 |
| Alexandria County Virginia | 6 | $ 1,628,000 | $ 271,000 | $ 130,000 |
| Augusta County Virginia | 6 | $ 705,000 | $ 117,000 | $ 47,000 |
| Frederick County Virginia | 6 | $ 1,737,000 | $ 289,000 | $ 92,000 |
| Goochland County Virginia | 6 | $ 1,331,000 | $ 221,000 | $ 81,000 |
| Hampton County Virginia | 6 | $ 1,012,000 | $ 168,000 | $ 63,000 |
| Pittsylvania County Virginia | 6 | $ 663,000 | $ 110,000 | $ 43,000 |
| Spotsylvania County Virginia | 6 | $ 1,391,000 | $ 231,000 | $ 95,000 |
| Jackson County North Carolina | 5 | $ 1,025,000 | $ 205,000 | $ 136,000 |
| Orange County North Carolina | 5 | $ 931,000 | $ 186,000 | $ 145,000 |
| Perquimans County North Carolina | 5 | $ 596,000 | $ 119,000 | $ 33,000 |
| Berkeley County South Carolina | 5 | $ 538,000 | $ 107,000 | $ 54,000 |
| Cocke County Tennessee | 5 | $ 339,000 | $ 67,000 | $ 25,000 |
| Fluvanna County Virginia | 5 | $ 634,000 | $ 126,000 | $ 71,000 |
| Orange County Virginia | 5 | $ 888,000 | $ 177,000 | $ 91,000 |
| Rockbridge County Virginia | 5 | $ 695,000 | $ 139,000 | $ 59,000 |
| Staunton County Virginia | 5 | $ 483,000 | $ 96,000 | $ 23,000 |
| Sarasota County Florida | 4 | $ 923,000 | $ 230,000 | $ 100,000 |
| Carroll County Maryland | 4 | $ 1,048,000 | $ 262,000 | $ 88,000 |
| Granville County North Carolina | 4 | $ 432,000 | $ 108,000 | $ 31,000 |
| Colleton County South Carolina | 4 | $ 640,000 | $ 160,000 | $ 69,000 |
| Sumter County South Carolina | 4 | $ 439,000 | $ 109,000 | $ 81,000 |
| Sevier County Tennessee | 4 | $ 875,000 | $ 218,000 | $ 121,000 |
| Northumberland County Virginia | 4 | $ 832,000 | $ 208,000 | $ 141,000 |
| Southampton County Virginia | 4 | $ 697,000 | $ 174,000 | $ 45,000 |
| Waynesboro County Virginia | 4 | $ 275,000 | $ 68,000 | $ 39,000 |
| Broward County Florida | 3 | $ 665,000 | $ 221,000 | $ 55,000 |
| Miami-Dade County Florida | 3 | $ 494,000 | $ 164,000 | $ 71,000 |
| Chatham County Georgia | 3 | $ 198,000 | $ 66,000 | $ 26,000 |
| Cobb County Georgia | 3 | $ 605,000 | $ 201,000 | $ 40,000 |
| Fayette County Georgia | 3 | $ 424,000 | $ 141,000 | $ 38,000 |
| Baltimore City County Maryland | 3 | $ 544,000 | $ 181,000 | $ 62,000 |
| Charles County Maryland | 3 | $ 980,000 | $ 326,000 | $ 162,000 |
| Alexander County North Carolina | 3 | $ 346,000 | $ 115,000 | $ 54,000 |
| Bertie County North Carolina | 3 | $ 214,000 | $ 71,000 | $ 41,000 |
| Franklin County North Carolina | 3 | $ 201,000 | $ 67,000 | $ 69,000 |
| Greene County North Carolina | 3 | $ 375,000 | $ 125,000 | $ 22,000 |
| Hertford County North Carolina | 3 | $ 161,000 | $ 53,000 | $ 1,205,000 |
| Montgomery County North Carolina | 3 | $ 407,000 | $ 135,000 | $ 30,000 |
| Pamlico County North Carolina | 3 | $ 282,000 | $ 94,000 | $ 48,000 |
| Polk County North Carolina | 3 | $ 390,000 | $ 130,000 | $ 47,000 |
| Union County North Carolina | 3 | $ 326,000 | $ 108,000 | $ 42,000 |
| Carter County Tennessee | 3 | $ 222,000 | $ 74,000 | $ 64,000 |
| Johnson County Tennessee | 3 | $ 652,000 | $ 217,000 | $ 132,000 |
| Monroe County Tennessee | 3 | $ 502,000 | $ 167,000 | $ 58,000 |
| Alleghany County Virginia | 3 | $ 190,000 | $ 63,000 | $ 61,000 |
| Appomattox County Virginia | 3 | $ 182,000 | $ 60,000 | $ 60,000 |
| Dinwiddie County Virginia | 3 | $ 395,000 | $ 131,000 | $ 62,000 |
| Fauquier County Virginia | 3 | $ 880,000 | $ 293,000 | $ 110,000 |
| Mecklenburg County Virginia | 3 | $ 345,000 | $ 115,000 | $ 62,000 |
| Northampton County Virginia | 3 | $ 849,000 | $ 283,000 | $ 50,000 |
| Prince George County Virginia | 3 | $ 473,000 | $ 157,000 | $ 92,000 |
| Wythe County Virginia | 3 | $ 500,000 | $ 166,000 | $ 56,000 |
| Lee County Alabama | 2 | $ 210,000 | $ 105,000 | $ 41,000 |
| Okaloosa County Florida | 2 | $ 360,000 | $ 180,000 | $ 66,000 |
| Bulloch County Georgia | 2 | $ 222,000 | $ 111,000 | $ 24,000 |
| Fannin County Georgia | 2 | $ 806,000 | $ 403,000 | $ 152,000 |
| Habersham County Georgia | 2 | $ 133,000 | $ 66,000 | $ 151,000 |
| Jackson County Georgia | 2 | $ 315,000 | $ 157,000 | $ 61,000 |
| Paulding County Georgia | 2 | $ 392,000 | $ 196,000 | $ 113,000 |
| Calvert County Maryland | 2 | $ 630,000 | $ 315,000 | $ 192,000 |
| Harford County Maryland | 2 | $ 464,000 | $ 232,000 | $ 55,000 |
| Washington County Maryland | 2 | $ 505,000 | $ 252,000 | $ 90,000 |
| Worcester County Maryland | 2 | $ 580,000 | $ 290,000 | $ 142,000 |
| Camden County North Carolina | 2 | $ 457,000 | $ 228,000 | $ 63,000 |
| Caswell County North Carolina | 2 | $ 363,000 | $ 181,000 | $ 67,000 |
| Cherokee County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 73,000 |
| Duplin County North Carolina | 2 | $ 133,000 | $ 66,000 | $ 39,000 |
| Jones County North Carolina | 2 | $ 165,000 | $ 82,000 | $ 49,000 |
| Lee County North Carolina | 2 | $ 154,000 | $ 77,000 | $ 9,000 |
| Madison County North Carolina | 2 | $ 114,000 | $ 57,000 | $ 36,000 |
| McDowell County North Carolina | 2 | $ 122,000 | $ 61,000 | $ 64,000 |
| Vance County North Carolina | 2 | $ 190,000 | $ 95,000 | $ 20,000 |
| Washington County North Carolina | 2 | $ 193,000 | $ 96,000 | $ 76,000 |
| Yancey County North Carolina | 2 | $ 234,000 | $ 117,000 | $ 10,000 |
| Cherokee County South Carolina | 2 | $ 141,000 | $ 70,000 | $ 38,000 |
| Florence County South Carolina | 2 | $ 222,000 | $ 111,000 | $ 99,000 |
| Jasper County South Carolina | 2 | $ 292,000 | $ 146,000 | $ 27,000 |
| Laurens County South Carolina | 2 | $ 489,000 | $ 244,000 | $ 119,000 |
| Orangeburg County South Carolina | 2 | $ 161,000 | $ 80,000 | $ 29,000 |
| Davidson County Tennessee | 2 | $ 315,000 | $ 157,000 | $ 0 |
| Hawkins County Tennessee | 2 | $ 284,000 | $ 142,000 | $ 51,000 |
| Jefferson County Tennessee | 2 | $ 407,000 | $ 203,000 | $ 68,000 |
| Knox County Tennessee | 2 | $ 335,000 | $ 167,000 | $ 41,000 |
| Caroline County Virginia | 2 | $ 227,000 | $ 113,000 | $ 35,000 |
| Charles City County Virginia | 2 | $ 297,000 | $ 148,000 | $ 100,000 |
| Danville County Virginia | 2 | $ 243,000 | $ 121,000 | $ 204,000 |
| Floyd County Virginia | 2 | $ 132,000 | $ 66,000 | $ 27,000 |
| Gloucester County Virginia | 2 | $ 424,000 | $ 212,000 | $ 99,000 |
| Halifax County Virginia | 2 | $ 149,000 | $ 74,000 | $ 54,000 |
| Hopewell County Virginia | 2 | $ 176,000 | $ 88,000 | $ 28,000 |
| King and Queen County Virginia | 2 | $ 165,000 | $ 82,000 | $ 46,000 |
| Lancaster County Virginia | 2 | $ 374,000 | $ 187,000 | $ 106,000 |
| Manassas County Virginia | 2 | $ 393,000 | $ 196,000 | $ 58,000 |
| Middlesex County Virginia | 2 | $ 274,000 | $ 137,000 | $ 45,000 |
| Montgomery County Virginia | 2 | $ 256,000 | $ 128,000 | $ 69,000 |
| Poquoson County Virginia | 2 | $ 397,000 | $ 198,000 | $ 66,000 |
| Shenandoah County Virginia | 2 | $ 281,000 | $ 140,000 | $ 53,000 |
| Stafford County Virginia | 2 | $ 660,000 | $ 330,000 | $ 68,000 |
| Tazewell County Virginia | 2 | $ 410,000 | $ 205,000 | $ 112,000 |
| Winchester County Virginia | 2 | $ 260,000 | $ 130,000 | $ 108,000 |
| Hampshire County West Virginia | 2 | $ 98,000 | $ 49,000 | $ 30,000 |
| Coffee County Alabama | 1 | $ 113,000 | $ 113,000 | $ 123,000 |
| Colbert County Alabama | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
| Russell County Alabama | 1 | $ 95,000 | $ 95,000 | $ 30,000 |
| El Paso County Colorado | 1 | $ 163,000 | $ 163,000 | $ 44,000 |
| Hillsborough County Florida | 1 | $ 108,000 | $ 108,000 | $ 16,000 |
| Lake County Florida | 1 | $ 259,000 | $ 259,000 | $ 65,000 |
| Marion County Florida | 1 | $ 300,000 | $ 300,000 | $ 48,000 |
| Monroe County Florida | 1 | $ 1,900,000 | $ 1,900,000 | $ 0 |
| Nassau County Florida | 1 | $ 133,000 | $ 133,000 | $ 87,000 |
| Pinellas County Florida | 1 | $ 54,000 | $ 54,000 | $ 19,000 |
| St. Johns County Florida | 1 | $ 53,000 | $ 53,000 | $ 37,000 |
| Volusia County Florida | 1 | $ 268,000 | $ 268,000 | $ 62,000 |
| Bryan County Georgia | 1 | $ 204,000 | $ 204,000 | $ 78,000 |
| Cherokee County Georgia | 1 | $ 150,000 | $ 150,000 | $ 42,000 |
| Colquitt County Georgia | 1 | $ 114,000 | $ 114,000 | $ 46,000 |
| Columbia County Georgia | 1 | $ 128,000 | $ 128,000 | $ 78,000 |
| Coweta County Georgia | 1 | $ 72,000 | $ 72,000 | $ 16,000 |
| Douglas County Georgia | 1 | $ 225,000 | $ 225,000 | $ 68,000 |
| Fulton County Georgia | 1 | $ 180,000 | $ 180,000 | $ 126,000 |
| Henry County Georgia | 1 | $ 143,000 | $ 143,000 | $ 75,000 |
| Long County Georgia | 1 | $ 100,000 | $ 100,000 | $ 68,000 |
| McIntosh County Georgia | 1 | $ 63,000 | $ 63,000 | $ 23,000 |
| Murray County Georgia | 1 | $ 200,000 | $ 200,000 | $ 201,000 |
| Rabun County Georgia | 1 | $ 374,000 | $ 374,000 | $ 87,000 |
| Spalding County Georgia | 1 | $ 95,000 | $ 95,000 | $ 14,000 |
| Talbot County Georgia | 1 | $ 124,000 | $ 124,000 | $ 21,000 |
| Towns County Georgia | 1 | $ 236,000 | $ 236,000 | $ 245,000 |
| Wayne County Georgia | 1 | $ 191,000 | $ 191,000 | $ 92,000 |
| St. Mary's County Maryland | 1 | $ 228,000 | $ 228,000 | $ 156,000 |
| Anson County North Carolina | 1 | $ 66,000 | $ 66,000 | $ 9,000 |
| Bladen County North Carolina | 1 | $ 94,000 | $ 94,000 | $ 51,000 |
| Gates County North Carolina | 1 | $ 109,000 | $ 109,000 | $ 13,000 |
| Graham County North Carolina | 1 | $ 107,000 | $ 107,000 | $ 26,000 |
| Mitchell County North Carolina | 1 | $ 93,000,000 | $ 93,000,000 | $ 16,000 |
| Northampton County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 45,000 |
| Transylvania County North Carolina | 1 | $ 430,000 | $ 430,000 | $ 291,000 |
| Tyrrell County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Dorchester County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 109,000 |
| Edgefield County South Carolina | 1 | $ 116,000 | $ 116,000 | $ 65,000 |
| Marion County South Carolina | 1 | $ 70,000 | $ 70,000 | $ 41,000 |
| McCormick County South Carolina | 1 | $ 360,000 | $ 360,000 | $ 238,000 |
| Saluda County South Carolina | 1 | $ 40,000 | $ 40,000 | $ 26,000 |
| Union County South Carolina | 1 | $ 114,000 | $ 114,000 | $ 68,000 |
| Anderson County Tennessee | 1 | $ 228,000 | $ 228,000 | $ 90,000 |
| Campbell County Tennessee | 1 | $ 208,000 | $ 208,000 | $ 139,000 |
| Cumberland County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 52,000 |
| Hamblen County Tennessee | 1 | $ 180,000 | $ 180,000 | $ 87,000 |
| Rutherford County Tennessee | 1 | $ 121,000 | $ 121,000 | $ 91,000 |
| Unicoi County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 60,000 |
| Williamson County Tennessee | 1 | $ 360,000 | $ 360,000 | $ 175,000 |
| Wilson County Tennessee | 1 | $ 107,000 | $ 107,000 | $ 34,000 |
| Accomack County Virginia | 1 | $ 100,000 | $ 100,000 | $ 49,000 |
| Colonial Heights County Virginia | 1 | $ 146,000 | $ 146,000 | $ 36,000 |
| Covington County Virginia | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
| Culpeper County Virginia | 1 | $ 260,000 | $ 260,000 | $ 34,000 |
| Essex County Virginia | 1 | $ 120,000 | $ 120,000 | $ 38,000 |
| Giles County Virginia | 1 | $ 170,000 | $ 170,000 | $ 62,000 |
| Greene County Virginia | 1 | $ 125,000 | $ 125,000 | $ 135,000 |
| Lunenburg County Virginia | 1 | $ 54,000 | $ 54,000 | $ 47,000 |
| Mathews County Virginia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Petersburg County Virginia | 1 | $ 50,000 | $ 50,000 | $ 20,000 |
| Richmond County Virginia | 1 | $ 160,000 | $ 160,000 | $ 89,000 |
| Smyth County Virginia | 1 | $ 46,000 | $ 46,000 | $ 107,000 |
| Westmoreland County Virginia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Williamsburg County Virginia | 1 | $ 86,000 | $ 86,000 | $ 73,000 |
Mortgage Loan Application Detail Totals for Sidus Financial, Llc in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,886 | $479,481,000 | $175,250 | $2,006,000 | $67,125 | $3,583,000 |
| Home Purchase | 2,234 | $313,826,000 | $153,090 | $1,200,000 | $70,454 | $7,120,000 |
| Home Improvement | 85 | $100,583,000 | $365,600 | $93,000,000 | $36,800 | $217,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,502 | $790,110,000 | $166,200 | $93,000,000 | $69,500 | $7,120,000 |
| Not Provided | 285 | $48,509,000 | $190,285 | $1,600,000 | $81,000 | $600,000 |
| Black or African American | 218 | $25,039,000 | $127,666 | $424,000 | $58,833 | $1,080,000 |
| Hispanic | 88 | $12,246,000 | $157,571 | $953,000 | $46,142 | $219,000 |
| American Indian or Alaskan Native | 53 | $7,086,000 | $229,666 | $1,119,000 | $112,666 | $779,000 |
| Asian | 53 | $9,972,000 | $197,500 | $712,000 | $86,666 | $389,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $928,000 | $164,000 | $300,000 | $63,000 | $149,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,897 | $771,346,000 | $168,454 | $2,006,000 | $65,545 | $7,120,000 |
| FHA-insured (Federal Housing Administration) | 294 | $120,530,000 | $172,833 | $93,000,000 | $40,666 | $3,583,000 |
| VA-guaranteed (Veterans Administration) | 12 | $1,758,000 | $146,000 | $255,000 | $50,000 | $102,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $256,000 | $128,000 | $179,000 | $41,000 | $49,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,307 | $662,001,000 | $161,888 | $2,006,000 | $73,333 | $7,120,000 |
| Application Withdrawn By Applicant | 414 | $70,072,000 | $199,875 | $1,900,000 | $58,875 | $1,080,000 |
| Application Denied By Financial Institution | 355 | $141,338,000 | $178,888 | $93,000,000 | $53,000 | $3,583,000 |
| Application Approved But Not Accepted | 115 | $16,979,000 | $204,428 | $650,000 | $81,428 | $266,000 |
| File Closed For Incompleteness | 13 | $3,218,000 | $313,250 | $477,000 | $101,000 | $170,000 |
| Loan Purchased By The Institution | 1 | $282,000 | $282,000 | $282,000 | $124,000 | $124,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 105 | $14,708,000 | $177,600 | $758,000 | $73,600 | $575,000 |
| Collateral | 67 | $11,194,000 | $153,600 | $863,000 | $70,600 | $1,197,000 |
| Debt-To-Income Ratio | 66 | $9,403,000 | $170,800 | $590,000 | $54,800 | $348,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 55 | $97,405,000 | $530,500 | $93,000,000 | $26,000 | $139,000 |
| Other | 35 | $3,620,000 | $98,600 | $290,000 | $41,200 | $134,000 |
| Employment History | 8 | $1,145,000 | $154,250 | $324,000 | $45,500 | $118,000 |
| Credit Application Incomplete | 4 | $323,000 | $80,000 | $154,000 | $37,000 | $54,000 |
| Unverifiable Information | 4 | $1,952,000 | $488,000 | $1,600,000 | $172,000 | $600,000 |
| Mortgage Insurance Denied | 2 | $153,000 | $76,500 | $81,000 | $13,500 | $16,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sidus Financial, Llc's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sidus Financial, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.