Simmons Bank Mortgage Lending & HMDA Data, 2020

In 2020, Simmons Bank of Pine Bluff, AR reported 10,937 mortgage applications totaling $2.1 billion, up 42% from 2019. The average application was for $195,509, and applicants reported an average income of $124,264. 68% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Little Rock-North Little Rock-Conway, AR (1,811), Fayetteville-Springdale-Rogers, AR-MO (664) and Dallas-Plano-Irving, TX (570) (applications in parentheses).

Mortgage Company & Address Simmons Bank
501 Main
Pine Bluff, AR 71601
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  
Total Number of Mortgage Applications 10,937
Total Mortgage Loan Application Amount $2,138,285,000
Average Mortgage Loan Application Amount $195,509
Highest Mortgage Loan Application Amount $5,435,000
Average Applicant Income $124,264
Highest Applicant Income $4,020,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Simmons Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Simmons Bank by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Pulaski, Arkansas 1,076 $ 248,760,000 $ 231,189 $ 137,000
Boone, Missouri 471 $ 96,435,000 $ 204,745 $ 150,000
Saline, Arkansas 382 $ 71,370,000 $ 186,832 $ 98,000
Craighead, Arkansas 374 $ 80,830,000 $ 216,122 $ 133,000
Benton, Arkansas 369 $ 78,125,000 $ 211,720 $ 124,000
White, Arkansas 302 $ 47,680,000 $ 157,880 $ 104,000
Washington, Arkansas 289 $ 58,845,000 $ 203,615 $ 147,000
Payne, Oklahoma 279 $ 56,755,000 $ 203,422 $ 130,000
Garland, Arkansas 267 $ 49,115,000 $ 183,951 $ 111,000
Dallas, Texas 243 $ 82,885,000 $ 341,090 $ 206,000
Faulkner, Arkansas 233 $ 49,385,000 $ 211,952 $ 122,000
Tarrant, Texas 230 $ 66,100,000 $ 287,391 $ 186,000
St. Louis, Missouri 222 $ 43,780,000 $ 197,207 $ 122,000
Collin, Texas 220 $ 69,880,000 $ 317,636 $ 148,000
Madison, Tennessee 214 $ 34,940,000 $ 163,271 $ 100,000
Oklahoma, Oklahoma 208 $ 58,670,000 $ 282,067 $ 239,000
Jefferson, Arkansas 201 $ 22,675,000 $ 112,810 $ 98,000
Gibson, Tennessee 195 $ 27,785,000 $ 142,487 $ 83,000
Shelby, Tennessee 174 $ 31,410,000 $ 180,517 $ 119,000
Weakley, Tennessee 162 $ 14,730,000 $ 90,925 $ 94,000
Howell, Missouri 151 $ 17,495,000 $ 115,860 $ 71,000
Dyer, Tennessee 138 $ 16,150,000 $ 117,028 $ 79,000
Davidson, Tennessee 137 $ 40,005,000 $ 292,007 $ 151,000
Taney, Missouri 136 $ 16,110,000 $ 118,455 $ 125,000
Greene, Missouri 133 $ 21,055,000 $ 158,308 $ 120,000
Pettis, Missouri 133 $ 19,405,000 $ 145,902 $ 85,000
Obion, Tennessee 123 $ 14,165,000 $ 115,162 $ 75,000
Pope, Arkansas 117 $ 17,475,000 $ 149,358 $ 84,000
Stone, Missouri 116 $ 17,960,000 $ 154,827 $ 133,000
Grayson, Texas 115 $ 26,115,000 $ 227,086 $ 131,000
Sumner, Tennessee 113 $ 20,475,000 $ 181,194 $ 143,000
Lonoke, Arkansas 93 $ 16,335,000 $ 175,645 $ 89,000
Denton, Texas 91 $ 27,045,000 $ 297,197 $ 157,000
Sedgwick, Kansas 84 $ 18,180,000 $ 216,428 $ 136,000
Texas, Missouri 76 $ 6,130,000 $ 80,657 $ 67,000
McMinn, Tennessee 73 $ 11,485,000 $ 157,328 $ 103,000
Williamson, Tennessee 73 $ 26,675,000 $ 365,410 $ 182,000
Union, Arkansas 69 $ 9,355,000 $ 135,579 $ 99,000
Greene, Arkansas 68 $ 10,010,000 $ 147,205 $ 71,000
Robertson, Tennessee 68 $ 13,500,000 $ 198,529 $ 98,000
Sebastian, Arkansas 59 $ 10,215,000 $ 173,135 $ 112,000
Franklin, Arkansas 58 $ 6,900,000 $ 118,965 $ 73,000
Cedar, Missouri 55 $ 5,965,000 $ 108,454 $ 62,000
Jasper, Missouri 54 $ 6,250,000 $ 115,740 $ 88,000
St. Louis City, Missouri 52 $ 4,730,000 $ 90,961 $ 68,000
Van Buren, Arkansas 49 $ 6,055,000 $ 123,571 $ 94,000
Christian, Missouri 49 $ 8,645,000 $ 176,428 $ 109,000
Knox, Tennessee 48 $ 11,410,000 $ 237,708 $ 105,000
St. Charles, Missouri 46 $ 13,690,000 $ 297,608 $ 97,000
Shannon, Missouri 45 $ 4,865,000 $ 108,111 $ 66,000
Johnson, Texas 44 $ 11,070,000 $ 251,590 $ 141,000
Cooke, Texas 40 $ 9,320,000 $ 233,000 $ 155,000
Tulsa, Oklahoma 38 $ 7,830,000 $ 206,052 $ 111,000
Searcy, Arkansas 37 $ 2,705,000 $ 73,108 $ 54,000
Johnson, Kansas 37 $ 7,325,000 $ 197,972 $ 164,000
Blount, Tennessee 37 $ 6,675,000 $ 180,405 $ 100,000
Henderson, Tennessee 35 $ 3,625,000 $ 103,571 $ 92,000
Drew, Arkansas 34 $ 4,460,000 $ 131,176 $ 70,000
Hardeman, Tennessee 34 $ 2,650,000 $ 77,941 $ 61,000
Newton, Missouri 32 $ 4,690,000 $ 146,562 $ 82,000
Johnson, Arkansas 31 $ 3,665,000 $ 118,225 $ 66,000
Stone, Arkansas 31 $ 3,385,000 $ 109,193 $ 75,000
Monroe, Tennessee 31 $ 3,195,000 $ 103,064 $ 54,000
Lawrence, Missouri 28 $ 3,020,000 $ 107,857 $ 65,000
Harris, Texas 28 $ 9,840,000 $ 351,428 $ 195,000
Dade, Missouri 27 $ 1,745,000 $ 64,629 $ 65,000
Cleveland, Oklahoma 27 $ 6,865,000 $ 254,259 $ 229,000
Johnston, Oklahoma 27 $ 2,275,000 $ 84,259 $ 66,000
Bryan, Oklahoma 26 $ 2,460,000 $ 94,615 $ 105,000
Cleburne, Arkansas 25 $ 5,065,000 $ 202,600 $ 164,000
Lincoln, Arkansas 25 $ 3,555,000 $ 142,200 $ 83,000
Logan, Oklahoma 24 $ 5,610,000 $ 233,750 $ 123,000
Murray, Oklahoma 24 $ 2,410,000 $ 100,416 $ 74,000
Poinsett, Arkansas 23 $ 2,955,000 $ 128,478 $ 177,000
Wilson, Tennessee 23 $ 6,225,000 $ 270,652 $ 149,000
Cheatham, Tennessee 22 $ 4,120,000 $ 187,272 $ 81,000
Haywood, Tennessee 22 $ 1,980,000 $ 90,000 $ 72,000
Travis, Texas 22 $ 7,370,000 $ 335,000 $ 165,000
Chicot, Arkansas 21 $ 2,835,000 $ 135,000 $ 126,000
Butler, Kansas 21 $ 4,425,000 $ 210,714 $ 132,000
Crockett, Tennessee 21 $ 3,045,000 $ 145,000 $ 79,000
Ashley, Arkansas 20 $ 1,740,000 $ 87,000 $ 62,000
Baxter, Arkansas 19 $ 3,835,000 $ 201,842 $ 215,000
Carroll, Tennessee 19 $ 2,135,000 $ 112,368 $ 75,000
Galveston, Texas 19 $ 4,725,000 $ 248,684 $ 111,000
Chester, Tennessee 18 $ 2,750,000 $ 152,777 $ 70,000
Rutherford, Tennessee 18 $ 4,490,000 $ 249,444 $ 109,000
Cleveland, Arkansas 17 $ 2,615,000 $ 153,823 $ 130,000
Fulton, Arkansas 17 $ 2,085,000 $ 122,647 $ 178,000
Jackson, Missouri 17 $ 3,065,000 $ 180,294 $ 107,000
Oregon, Missouri 17 $ 2,055,000 $ 120,882 $ 61,000
Webster, Missouri 17 $ 1,915,000 $ 112,647 $ 51,000
Grant, Arkansas 16 $ 2,300,000 $ 143,750 $ 71,000
Jefferson, Missouri 16 $ 2,650,000 $ 165,625 $ 82,000
Desha, Arkansas 15 $ 1,515,000 $ 101,000 $ 145,000
Logan, Arkansas 15 $ 2,095,000 $ 139,666 $ 116,000
Canadian, Oklahoma 15 $ 2,845,000 $ 189,666 $ 180,000
Anderson, Tennessee 15 $ 2,705,000 $ 180,333 $ 165,000
Tipton, Tennessee 15 $ 1,825,000 $ 121,666 $ 94,000
Crawford, Arkansas 14 $ 2,480,000 $ 177,142 $ 138,000
Barry, Missouri 14 $ 1,900,000 $ 135,714 $ 167,000
Camden, Missouri 14 $ 3,880,000 $ 277,142 $ 431,000
Hays, Texas 14 $ 5,280,000 $ 377,142 $ 160,000
Hot Spring, Arkansas 13 $ 2,195,000 $ 168,846 $ 96,000
Yell, Arkansas 13 $ 2,015,000 $ 155,000 $ 88,000
Callaway, Missouri 12 $ 2,060,000 $ 171,666 $ 115,000
Henry, Tennessee 12 $ 1,230,000 $ 102,500 $ 107,000
Loudon, Tennessee 12 $ 2,510,000 $ 209,166 $ 71,000
Bexar, Texas 12 $ 3,400,000 $ 283,333 $ 136,000
Parker, Texas 12 $ 3,650,000 $ 304,166 $ 172,000
Mississippi, Arkansas 11 $ 1,325,000 $ 120,454 $ 138,000
Perry, Arkansas 11 $ 1,445,000 $ 131,363 $ 79,000
Sharp, Arkansas 11 $ 1,735,000 $ 157,727 $ 97,000
Benton, Missouri 11 $ 1,055,000 $ 95,909 $ 91,000
Wright, Missouri 11 $ 1,305,000 $ 118,636 $ 57,000
Pontotoc, Oklahoma 11 $ 1,245,000 $ 113,181 $ 195,000
Dickson, Tennessee 11 $ 2,235,000 $ 203,181 $ 85,000
Roane, Tennessee 11 $ 1,805,000 $ 164,090 $ 122,000
Fort Bend, Texas 11 $ 3,205,000 $ 291,363 $ 143,000
Carter, Oklahoma 10 $ 1,550,000 $ 155,000 $ 95,000
Delaware, Oklahoma 10 $ 2,020,000 $ 202,000 $ 275,000
Garvin, Oklahoma 10 $ 780,000 $ 78,000 $ 85,000
Grady, Oklahoma 10 $ 1,330,000 $ 133,000 $ 89,000
Le Flore, Oklahoma 10 $ 1,060,000 $ 106,000 $ 105,000
Marshall, Oklahoma 10 $ 1,480,000 $ 148,000 $ 198,000
Conway, Arkansas 9 $ 1,025,000 $ 113,888 $ 125,000
Randolph, Arkansas 9 $ 1,505,000 $ 167,222 $ 87,000
Reno, Kansas 9 $ 735,000 $ 81,666 $ 59,000
Cooper, Missouri 9 $ 1,065,000 $ 118,333 $ 80,000
Ozark, Missouri 9 $ 1,355,000 $ 150,555 $ 66,000
Maricopa, Arizona 8 $ 2,070,000 $ 258,750 $ 119,000
Madison, Illinois 8 $ 980,000 $ 122,500 $ 86,000
Monroe, Illinois 8 $ 1,230,000 $ 153,750 $ 75,000
Saline, Kansas 8 $ 440,000 $ 55,000 $ 72,000
DeSoto, Mississippi 8 $ 2,200,000 $ 275,000 $ 154,000
Decatur, Tennessee 8 $ 1,330,000 $ 166,250 $ 137,000
Fayette, Tennessee 8 $ 3,050,000 $ 381,250 $ 181,000
McNairy, Tennessee 8 $ 1,000,000 $ 125,000 $ 74,000
Clark, Arkansas 7 $ 1,015,000 $ 145,000 $ 68,000
Johnson, Missouri 7 $ 1,605,000 $ 229,285 $ 72,000
Polk, Missouri 7 $ 1,285,000 $ 183,571 $ 87,000
Garfield, Oklahoma 7 $ 2,645,000 $ 377,857 $ 235,000
Muskogee, Oklahoma 7 $ 225,000 $ 32,142 $ 73,000
Montgomery, Tennessee 7 $ 1,315,000 $ 187,857 $ 78,000
Ellis, Texas 7 $ 1,855,000 $ 265,000 $ 146,000
Henderson, Texas 7 $ 2,405,000 $ 343,571 $ 314,000
Williamson, Texas 7 $ 2,305,000 $ 329,285 $ 135,000
Madison, Arkansas 6 $ 1,170,000 $ 195,000 $ 150,000
Walton, Florida 6 $ 5,380,000 $ 896,666 $ 199,000
Barton, Missouri 6 $ 430,000 $ 71,666 $ 50,000
McDonald, Missouri 6 $ 880,000 $ 146,666 $ 77,000
Morgan, Missouri 6 $ 1,430,000 $ 238,333 $ 181,000
Montgomery, Texas 6 $ 1,050,000 $ 175,000 $ 138,000
Baldwin, Alabama 5 $ 1,565,000 $ 313,000 $ 156,000
Crittenden, Arkansas 5 $ 865,000 $ 173,000 $ 78,000
Independence, Arkansas 5 $ 765,000 $ 153,000 $ 128,000
Izard, Arkansas 5 $ 855,000 $ 171,000 $ 146,000
Lawrence, Arkansas 5 $ 525,000 $ 105,000 $ 52,000
Denver, Colorado 5 $ 3,515,000 $ 703,000 $ 588,000
Marion, Indiana 5 $ 1,545,000 $ 309,000 $ 306,000
Cole, Missouri 5 $ 1,035,000 $ 207,000 $ 81,000
Miller, Missouri 5 $ 2,585,000 $ 517,000 $ 316,000
Noble, Oklahoma 5 $ 675,000 $ 135,000 $ 117,000
Sequoyah, Oklahoma 5 $ 805,000 $ 161,000 $ 42,000
Hamilton, Tennessee 5 $ 1,395,000 $ 279,000 $ 146,000
Brazos, Texas 5 $ 1,135,000 $ 227,000 $ 269,000
El Paso, Texas 5 $ 985,000 $ 197,000 $ 75,000
Arkansas, Arkansas 4 $ 620,000 $ 155,000 $ 87,000
Douglas, Colorado 4 $ 1,250,000 $ 312,500 $ 243,000
Fulton, Kentucky 4 $ 330,000 $ 82,500 $ 124,000
Graves, Kentucky 4 $ 210,000 $ 52,500 $ 77,000
Clay, Missouri 4 $ 520,000 $ 130,000 $ 63,000
Douglas, Missouri 4 $ 490,000 $ 122,500 $ 50,000
Franklin, Missouri 4 $ 740,000 $ 185,000 $ 87,000
Howard, Missouri 4 $ 930,000 $ 232,500 $ 75,000
Moniteau, Missouri 4 $ 960,000 $ 240,000 $ 147,000
Vernon, Missouri 4 $ 530,000 $ 132,500 $ 68,000
Atoka, Oklahoma 4 $ 370,000 $ 92,500 $ 47,000
McClain, Oklahoma 4 $ 1,130,000 $ 282,500 $ 109,000
Hickman, Tennessee 4 $ 740,000 $ 185,000 $ 54,000
Lake, Tennessee 4 $ 260,000 $ 65,000 $ 43,000
Lawrence, Tennessee 4 $ 550,000 $ 137,500 $ 122,000
Maury, Tennessee 4 $ 1,520,000 $ 380,000 $ 104,000
Fannin, Texas 4 $ 920,000 $ 230,000 $ 94,000
Randall, Texas 4 $ 870,000 $ 217,500 $ 112,000
Rockwall, Texas 4 $ 620,000 $ 155,000 $ 88,000
Smith, Texas 4 $ 1,410,000 $ 352,500 $ 240,000
Ouachita, Arkansas 3 $ 295,000 $ 98,333 $ 56,000
Bay, Florida 3 $ 1,535,000 $ 511,666 $ 110,000
Manatee, Florida 3 $ 445,000 $ 148,333 $ 117,000
Palm Beach, Florida 3 $ 695,000 $ 231,666 $ 409,000
Fulton, Georgia 3 $ 1,065,000 $ 355,000 $ 206,000
Cook, Illinois 3 $ 935,000 $ 311,666 $ 145,000
Jefferson, Kentucky 3 $ 595,000 $ 198,333 $ 115,000
Washington, Mississippi 3 $ 635,000 $ 211,666 $ 251,000
Buchanan, Missouri 3 $ 185,000 $ 61,666 $ 77,000
Dent, Missouri 3 $ 315,000 $ 105,000 $ 59,000
Hickory, Missouri 3 $ 545,000 $ 181,666 $ 63,000
Phelps, Missouri 3 $ 145,000 $ 48,333 $ 31,000
Saline, Missouri 3 $ 375,000 $ 125,000 $ 94,000
Adair, Oklahoma 3 $ 235,000 $ 78,333 $ 52,000
Kingfisher, Oklahoma 3 $ 925,000 $ 308,333 $ 139,000
Pottawatomie, Oklahoma 3 $ 255,000 $ 85,000 $ 29,000
Lauderdale, Tennessee 3 $ 355,000 $ 118,333 $ 72,000
Meigs, Tennessee 3 $ 405,000 $ 135,000 $ 66,000
Washington, Tennessee 3 $ 1,285,000 $ 428,333 $ 142,000
Bell, Texas 3 $ 455,000 $ 151,666 $ 54,000
Brazoria, Texas 3 $ 725,000 $ 241,666 $ 190,000
Hood, Texas 3 $ 365,000 $ 121,666 $ 36,000
Kaufman, Texas 3 $ 685,000 $ 228,333 $ 80,000
Rusk, Texas 3 $ 325,000 $ 108,333 $ 65,000
Taylor, Texas 3 $ 435,000 $ 145,000 $ 277,000
Jefferson, Alabama 2 $ 240,000 $ 120,000 $ 51,000
Marion, Alabama 2 $ 350,000 $ 175,000 $ 124,000
Coconino, Arizona 2 $ 630,000 $ 315,000 $ 121,000
Bradley, Arkansas 2 $ 140,000 $ 70,000 $ 27,000
Calhoun, Arkansas 2 $ 70,000 $ 35,000 $ 60,000
Clay, Arkansas 2 $ 160,000 $ 80,000 $ 33,000
Howard, Arkansas 2 $ 250,000 $ 125,000 $ 0
Marion, Arkansas 2 $ 570,000 $ 285,000 $ 121,000
Montgomery, Arkansas 2 $ 520,000 $ 260,000 $ 293,000
Polk, Arkansas 2 $ 410,000 $ 205,000 $ 201,000
Riverside, California 2 $ 2,640,000 $ 1,320,000 $ 0
Garfield, Colorado 2 $ 750,000 $ 375,000 $ 306,000
Jefferson, Colorado 2 $ 740,000 $ 370,000 $ 252,000
Summit, Colorado 2 $ 610,000 $ 305,000 $ 583,000
Hillsborough, Florida 2 $ 450,000 $ 225,000 $ 290,000
Cobb, Georgia 2 $ 350,000 $ 175,000 $ 141,000
DuPage, Illinois 2 $ 230,000 $ 115,000 $ 126,000
St. Clair, Illinois 2 $ 140,000 $ 70,000 $ 56,000
Allen, Indiana 2 $ 370,000 $ 185,000 $ 78,000
Hamilton, Indiana 2 $ 640,000 $ 320,000 $ 133,000
Lake, Indiana 2 $ 290,000 $ 145,000 $ 123,000
Sumner, Kansas 2 $ 190,000 $ 95,000 $ 87,000
Calloway, Kentucky 2 $ 380,000 $ 190,000 $ 133,000
McCracken, Kentucky 2 $ 360,000 $ 180,000 $ 92,000
Wexford, Michigan 2 $ 510,000 $ 255,000 $ 0
Tippah, Mississippi 2 $ 70,000 $ 35,000 $ 25,000
Adair, Missouri 2 $ 180,000 $ 90,000 $ 98,000
Audrain, Missouri 2 $ 330,000 $ 165,000 $ 127,000
Dallas, Missouri 2 $ 100,000 $ 50,000 $ 57,000
Lafayette, Missouri 2 $ 360,000 $ 180,000 $ 67,000
Lincoln, Missouri 2 $ 610,000 $ 305,000 $ 171,000
Monroe, Missouri 2 $ 150,000 $ 75,000 $ 46,000
Platte, Missouri 2 $ 340,000 $ 170,000 $ 300,000
Randolph, Missouri 2 $ 390,000 $ 195,000 $ 135,000
Douglas, Nebraska 2 $ 390,000 $ 195,000 $ 61,000
Clark, Nevada 2 $ 400,000 $ 200,000 $ 192,000
Bernalillo, New Mexico 2 $ 290,000 $ 145,000 $ 101,000
Dona Ana, New Mexico 2 $ 830,000 $ 415,000 $ 295,000
Taos, New Mexico 2 $ 220,000 $ 110,000 $ 173,000
Haywood, North Carolina 2 $ 270,000 $ 135,000 $ 69,000
Haskell, Oklahoma 2 $ 470,000 $ 235,000 $ 103,000
Lincoln, Oklahoma 2 $ 370,000 $ 185,000 $ 110,000
Love, Oklahoma 2 $ 300,000 $ 150,000 $ 84,000
Pawnee, Oklahoma 2 $ 410,000 $ 205,000 $ 256,000
Bradley, Tennessee 2 $ 460,000 $ 230,000 $ 64,000
Carter, Tennessee 2 $ 250,000 $ 125,000 $ 88,000
Hardin, Tennessee 2 $ 310,000 $ 155,000 $ 86,000
Marshall, Tennessee 2 $ 660,000 $ 330,000 $ 91,000
Perry, Tennessee 2 $ 300,000 $ 150,000 $ 83,000
Polk, Tennessee 2 $ 120,000 $ 60,000 $ 47,000
Bastrop, Texas 2 $ 1,620,000 $ 810,000 $ 468,000
Ector, Texas 2 $ 790,000 $ 395,000 $ 151,000
Franklin, Texas 2 $ 840,000 $ 420,000 $ 502,000
Hidalgo, Texas 2 $ 1,110,000 $ 555,000 $ 301,000
Hill, Texas 2 $ 280,000 $ 140,000 $ 458,000
Hunt, Texas 2 $ 690,000 $ 345,000 $ 147,000
Jefferson, Texas 2 $ 380,000 $ 190,000 $ 154,000
Lamar, Texas 2 $ 480,000 $ 240,000 $ 385,000
Midland, Texas 2 $ 1,250,000 $ 625,000 $ 165,000
Montague, Texas 2 $ 240,000 $ 120,000 $ 50,000
Nueces, Texas 2 $ 1,240,000 $ 620,000 $ 568,000
Wise, Texas 2 $ 350,000 $ 175,000 $ 144,000
Whitman, Washington 2 $ 580,000 $ 290,000 $ 0
Etowah, Alabama 1 $ 105,000 $ 105,000 $ 19,000
Lee, Alabama 1 $ 215,000 $ 215,000 $ 107,000
Mobile, Alabama 1 $ 515,000 $ 515,000 $ 135,000
Boone, Arkansas 1 $ 225,000 $ 225,000 $ 92,000
Carroll, Arkansas 1 $ 85,000 $ 85,000 $ 410,000
Cross, Arkansas 1 $ 155,000 $ 155,000 $ 78,000
Jackson, Arkansas 1 $ 205,000 $ 205,000 $ 194,000
Miller, Arkansas 1 $ 75,000 $ 75,000 $ 22,000
Newton, Arkansas 1 $ 195,000 $ 195,000 $ 141,000
Phillips, Arkansas 1 $ 115,000 $ 115,000 $ 72,000
St. Francis, Arkansas 1 $ 125,000 $ 125,000 $ 83,000
Woodruff, Arkansas 1 $ 75,000 $ 75,000 $ 52,000
Kern, California 1 $ 395,000 $ 395,000 $ 240,000
Arapahoe, Colorado 1 $ 225,000 $ 225,000 $ 60,000
Boulder, Colorado 1 $ 275,000 $ 275,000 $ 429,000
Chaffee, Colorado 1 $ 375,000 $ 375,000 $ 99,000
El Paso, Colorado 1 $ 465,000 $ 465,000 $ 252,000
San Miguel, Colorado 1 $ 625,000 $ 625,000 $ 857,000
Broward, Florida 1 $ 215,000 $ 215,000 $ 1,200,000
Collier, Florida 1 $ 765,000 $ 765,000 $ 900,000
Duval, Florida 1 $ 355,000 $ 355,000 $ 105,000
Lake, Florida 1 $ 185,000 $ 185,000 $ 48,000
Lee, Florida 1 $ 155,000 $ 155,000 $ 59,000
Osceola, Florida 1 $ 195,000 $ 195,000 $ 168,000
Pinellas, Florida 1 $ 295,000 $ 295,000 $ 98,000
Sarasota, Florida 1 $ 285,000 $ 285,000 $ 219,000
Volusia, Florida 1 $ 145,000 $ 145,000 $ 120,000
Cherokee, Georgia 1 $ 255,000 $ 255,000 $ 281,000
DeKalb, Georgia 1 $ 345,000 $ 345,000 $ 96,000
Christian, Illinois 1 $ 695,000 $ 695,000 $ 0
Fulton, Illinois 1 $ 85,000 $ 85,000 $ 34,000
Jersey, Illinois 1 $ 95,000 $ 95,000 $ 36,000
Montgomery, Illinois 1 $ 465,000 $ 465,000 $ 137,000
Williamson, Illinois 1 $ 415,000 $ 415,000 $ 225,000
Decatur, Indiana 1 $ 175,000 $ 175,000 $ 79,000
St. Joseph, Indiana 1 $ 505,000 $ 505,000 $ 125,000
Lucas, Iowa 1 $ 85,000 $ 85,000 $ 40,000
Polk, Iowa 1 $ 1,035,000 $ 1,035,000 $ 1,100,000
Scott, Iowa 1 $ 355,000 $ 355,000 $ 310,000
Harvey, Kansas 1 $ 85,000 $ 85,000 $ 47,000
Leavenworth, Kansas 1 $ 385,000 $ 385,000 $ 458,000
Ottawa, Kansas 1 $ 105,000 $ 105,000 $ 360,000
Shawnee, Kansas 1 $ 515,000 $ 515,000 $ 293,000
Ballard, Kentucky 1 $ 75,000 $ 75,000 $ 33,000
Boone, Kentucky 1 $ 215,000 $ 215,000 $ 67,000
Carlisle, Kentucky 1 $ 25,000 $ 25,000 $ 29,000
Christian, Kentucky 1 $ 135,000 $ 135,000 $ 22,000
Henderson, Kentucky 1 $ 265,000 $ 265,000 $ 70,000
Trigg, Kentucky 1 $ 135,000 $ 135,000 $ 149,000
Warren, Kentucky 1 $ 525,000 $ 525,000 $ 224,000
East Baton Rouge, Louisiana 1 $ 415,000 $ 415,000 $ 183,000
Lincoln, Louisiana 1 $ 145,000 $ 145,000 $ 118,000
Morehouse, Louisiana 1 $ 45,000 $ 45,000 $ 20,000
Union, Louisiana 1 $ 105,000 $ 105,000 $ 42,000
Barry, Michigan 1 $ 305,000 $ 305,000 $ 362,000
Genesee, Michigan 1 $ 125,000 $ 125,000 $ 109,000
Van Buren, Michigan 1 $ 275,000 $ 275,000 $ 355,000
Hennepin, Minnesota 1 $ 275,000 $ 275,000 $ 132,000
Harrison, Mississippi 1 $ 245,000 $ 245,000 $ 96,000
Tishomingo, Mississippi 1 $ 445,000 $ 445,000 $ 208,000
Union, Mississippi 1 $ 215,000 $ 215,000 $ 74,000
Carroll, Missouri 1 $ 205,000 $ 205,000 $ 65,000
Chariton, Missouri 1 $ 145,000 $ 145,000 $ 87,000
Daviess, Missouri 1 $ 255,000 $ 255,000 $ 579,000
Grundy, Missouri 1 $ 145,000 $ 145,000 $ 115,000
Henry, Missouri 1 $ 75,000 $ 75,000 $ 58,000
Laclede, Missouri 1 $ 155,000 $ 155,000 $ 53,000
Macon, Missouri 1 $ 385,000 $ 385,000 $ 446,000
Montgomery, Missouri 1 $ 185,000 $ 185,000 $ 100,000
Pike, Missouri 1 $ 155,000 $ 155,000 $ 140,000
Pulaski, Missouri 1 $ 25,000 $ 25,000 $ 85,000
Ripley, Missouri 1 $ 265,000 $ 265,000 $ 94,000
Warren, Missouri 1 $ 355,000 $ 355,000 $ 68,000
Washington, Missouri 1 $ 155,000 $ 155,000 $ 178,000
Lincoln, New Mexico 1 $ 395,000 $ 395,000 $ 172,000
Craven, North Carolina 1 $ 105,000 $ 105,000 $ 191,000
Guilford, North Carolina 1 $ 415,000 $ 415,000 $ 80,000
Iredell, North Carolina 1 $ 355,000 $ 355,000 $ 66,000
Mecklenburg, North Carolina 1 $ 135,000 $ 135,000 $ 40,000
Butler, Ohio 1 $ 135,000 $ 135,000 $ 27,000
Clermont, Ohio 1 $ 235,000 $ 235,000 $ 69,000
Defiance, Ohio 1 $ 85,000 $ 85,000 $ 47,000
Lake, Ohio 1 $ 275,000 $ 275,000 $ 114,000
Licking, Ohio 1 $ 505,000 $ 505,000 $ 175,000
Caddo, Oklahoma 1 $ 65,000 $ 65,000 $ 35,000
Cherokee, Oklahoma 1 $ 95,000 $ 95,000 $ 178,000
Comanche, Oklahoma 1 $ 1,155,000 $ 1,155,000 $ 0
Craig, Oklahoma 1 $ 75,000 $ 75,000 $ 48,000
Creek, Oklahoma 1 $ 245,000 $ 245,000 $ 126,000
Custer, Oklahoma 1 $ 265,000 $ 265,000 $ 250,000
Harper, Oklahoma 1 $ 95,000 $ 95,000 $ 33,000
Hughes, Oklahoma 1 $ 255,000 $ 255,000 $ 106,000
McCurtain, Oklahoma 1 $ 495,000 $ 495,000 $ 161,000
Osage, Oklahoma 1 $ 115,000 $ 115,000 $ 71,000
Pittsburg, Oklahoma 1 $ 265,000 $ 265,000 $ 168,000
Seminole, Oklahoma 1 $ 55,000 $ 55,000 $ 85,000
Beaufort, South Carolina 1 $ 135,000 $ 135,000 $ 268,000
Greenville, South Carolina 1 $ 205,000 $ 205,000 $ 134,000
Perkins, South Dakota 1 $ 115,000 $ 115,000 $ 84,000
Benton, Tennessee 1 $ 125,000 $ 125,000 $ 169,000
Campbell, Tennessee 1 $ 55,000 $ 55,000 $ 92,000
Coffee, Tennessee 1 $ 195,000 $ 195,000 $ 39,000
Cumberland, Tennessee 1 $ 135,000 $ 135,000 $ 38,000
DeKalb, Tennessee 1 $ 155,000 $ 155,000 $ 44,000
Franklin, Tennessee 1 $ 285,000 $ 285,000 $ 311,000
Giles, Tennessee 1 $ 65,000 $ 65,000 $ 53,000
Grainger, Tennessee 1 $ 95,000 $ 95,000 $ 25,000
Greene, Tennessee 1 $ 105,000 $ 105,000 $ 40,000
Houston, Tennessee 1 $ 175,000 $ 175,000 $ 35,000
Lewis, Tennessee 1 $ 15,000 $ 15,000 $ 73,000
Macon, Tennessee 1 $ 115,000 $ 115,000 $ 100,000
Smith, Tennessee 1 $ 425,000 $ 425,000 $ 179,000
Stewart, Tennessee 1 $ 75,000 $ 75,000 $ 34,000
Trousdale, Tennessee 1 $ 185,000 $ 185,000 $ 95,000
Anderson, Texas 1 $ 105,000 $ 105,000 $ 32,000
Angelina, Texas 1 $ 285,000 $ 285,000 $ 110,000
Cass, Texas 1 $ 55,000 $ 55,000 $ 14,000
Chambers, Texas 1 $ 855,000 $ 855,000 $ 191,000
Cherokee, Texas 1 $ 75,000 $ 75,000 $ 207,000
Freestone, Texas 1 $ 165,000 $ 165,000 $ 89,000
Gillespie, Texas 1 $ 515,000 $ 515,000 $ 251,000
Guadalupe, Texas 1 $ 255,000 $ 255,000 $ 0
Hale, Texas 1 $ 205,000 $ 205,000 $ 102,000
Hardin, Texas 1 $ 145,000 $ 145,000 $ 27,000
Kendall, Texas 1 $ 235,000 $ 235,000 $ 150,000
Llano, Texas 1 $ 345,000 $ 345,000 $ 75,000
Lubbock, Texas 1 $ 365,000 $ 365,000 $ 135,000
Medina, Texas 1 $ 255,000 $ 255,000 $ 135,000
Navarro, Texas 1 $ 295,000 $ 295,000 $ 224,000
Palo Pinto, Texas 1 $ 515,000 $ 515,000 $ 329,000
Robertson, Texas 1 $ 65,000 $ 65,000 $ 70,000
Wheeler, Texas 1 $ 35,000 $ 35,000 $ 105,000
Wichita, Texas 1 $ 215,000 $ 215,000 $ 150,000
Salt Lake, Utah 1 $ 275,000 $ 275,000 $ 130,000
Arlington, Virginia 1 $ 85,000 $ 85,000 $ 94,000
Fairfax, Virginia 1 $ 515,000 $ 515,000 $ 323,000
Loudoun, Virginia 1 $ 805,000 $ 805,000 $ 0
Benton, Washington 1 $ 215,000 $ 215,000 $ 0
Pacific, Washington 1 $ 345,000 $ 345,000 $ 240,000
Thurston, Washington 1 $ 315,000 $ 315,000 $ 187,000
Wood, Wisconsin 1 $ 135,000 $ 135,000 $ 165,000
Laramie, Wyoming 1 $ 255,000 $ 255,000 $ 150,000

Mortgage Loan Application Detail Totals for Simmons Bank in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,527 $942,455,000 $208,000 $5,435,000 $115,000 $2,442,000
Refinancing 4,079 $836,485,000 $205,000 $2,315,000 $139,000 $4,020,000
Cash-out Refinancing 1,340 $286,380,000 $213,000 $1,755,000 $131,000 $2,814,000
Home Improvement 512 $28,820,000 $56,000 $485,000 $91,000 $1,476,000
Other Purpose 478 $44,100,000 $92,000 $545,000 $103,000 $1,862,000
Not Applicable 1 $45,000 $45,000 $45,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,338 $1,662,680,000 $199,000 $2,315,000 $127,000 $4,020,000
Not Provided 802 $120,770,000 $150,000 $2,005,000 $128,000 $1,404,000
Black or African American 641 $96,575,000 $150,000 $1,395,000 $79,000 $869,000
Not applicable 398 $103,970,000 $261,000 $5,435,000 $0 $0
Hispanic 305 $50,435,000 $165,000 $1,005,000 $89,000 $631,000
Asian 280 $67,780,000 $242,000 $1,435,000 $145,000 $883,000
American Indian or Alaskan Native 96 $17,760,000 $185,000 $515,000 $111,000 $430,000
Native Hawaiian or Other Pacific Islander 9 $1,725,000 $191,000 $495,000 $137,000 $510,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,931 $1,963,665,000 $197,000 $5,435,000 $131,000 $4,020,000
FHA-insured (Federal Housing Administration) 487 $78,625,000 $161,000 $515,000 $62,000 $395,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 288 $37,940,000 $131,000 $375,000 $46,000 $112,000
VA-guaranteed (Veterans Administration) 231 $58,055,000 $251,000 $855,000 $69,000 $260,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,402 $1,499,720,000 $202,000 $5,435,000 $126,000 $2,460,000
Application Withdrawn By Applicant 2,075 $439,135,000 $211,000 $2,755,000 $144,000 $4,020,000
Application Denied By Financial Institution 1,360 $184,420,000 $135,000 $1,395,000 $84,000 $3,421,000
Application Approved But Not Accepted 99 $15,005,000 $151,000 $1,265,000 $114,000 $704,000
File Closed For Incompleteness 1 $5,000 $5,000 $5,000 $194,000 $194,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 9,577 $1,953,865,000 $204,000 $5,435,000 $130,000 $4,020,000
Debt-To-Income Ratio 509 $67,845,000 $133,000 $905,000 $65,000 $599,000
Credit History 424 $53,660,000 $126,000 $1,395,000 $80,000 $1,679,000
Credit Application Incomplete 181 $28,955,000 $159,000 $1,005,000 $122,000 $3,421,000
Collateral 133 $15,445,000 $116,000 $865,000 $109,000 $840,000
Other 67 $11,505,000 $171,000 $1,245,000 $113,000 $504,000
Unverifiable Information 25 $4,295,000 $171,000 $445,000 $69,000 $321,000
Employment History 12 $1,930,000 $160,000 $485,000 $71,000 $312,000
Insufficient Cash (Downpayment, Closing Cost) 9 $785,000 $87,000 $125,000 $48,000 $100,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Simmons Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Simmons Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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