Simmons Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Simmons Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Simmons Bank 501 Main Pine Bluff, AR 71601 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 10,937 |
| Total Mortgage Loan Application Amount | $2,138,285,000 |
| Average Mortgage Loan Application Amount | $136,500 |
| Highest Mortgage Loan Application Amount | $5,435,000 |
| Average Applicant Income | $96,500 |
| Highest Applicant Income | $4,020,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Simmons Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Simmons Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Simmons Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Simmons Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Simmons Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Simmons Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pulaski County Arkansas | 1,076 | $ 248,760,000 | $ 231,000 | $ 137,000 |
| Boone County Missouri | 471 | $ 96,435,000 | $ 204,000 | $ 150,000 |
| Saline County Arkansas | 382 | $ 71,370,000 | $ 186,000 | $ 98,000 |
| Craighead County Arkansas | 374 | $ 80,830,000 | $ 216,000 | $ 133,000 |
| Benton County Arkansas | 369 | $ 78,125,000 | $ 211,000 | $ 124,000 |
| White County Arkansas | 302 | $ 47,680,000 | $ 157,000 | $ 104,000 |
| Washington County Arkansas | 289 | $ 58,845,000 | $ 203,000 | $ 147,000 |
| Payne County Oklahoma | 279 | $ 56,755,000 | $ 203,000 | $ 130,000 |
| Garland County Arkansas | 267 | $ 49,115,000 | $ 183,000 | $ 111,000 |
| Dallas County Texas | 243 | $ 82,885,000 | $ 341,000 | $ 206,000 |
| Faulkner County Arkansas | 233 | $ 49,385,000 | $ 211,000 | $ 122,000 |
| Tarrant County Texas | 230 | $ 66,100,000 | $ 287,000 | $ 186,000 |
| St. Louis County Missouri | 222 | $ 43,780,000 | $ 197,000 | $ 122,000 |
| Collin County Texas | 220 | $ 69,880,000 | $ 317,000 | $ 148,000 |
| Madison County Tennessee | 214 | $ 34,940,000 | $ 163,000 | $ 100,000 |
| Oklahoma County Oklahoma | 208 | $ 58,670,000 | $ 282,000 | $ 239,000 |
| Jefferson County Arkansas | 201 | $ 22,675,000 | $ 112,000 | $ 98,000 |
| Gibson County Tennessee | 195 | $ 27,785,000 | $ 142,000 | $ 83,000 |
| Shelby County Tennessee | 174 | $ 31,410,000 | $ 180,000 | $ 119,000 |
| Weakley County Tennessee | 162 | $ 14,730,000 | $ 90,000 | $ 94,000 |
| Howell County Missouri | 151 | $ 17,495,000 | $ 115,000 | $ 71,000 |
| Dyer County Tennessee | 138 | $ 16,150,000 | $ 117,000 | $ 79,000 |
| Davidson County Tennessee | 137 | $ 40,005,000 | $ 292,000 | $ 151,000 |
| Taney County Missouri | 136 | $ 16,110,000 | $ 118,000 | $ 125,000 |
| Greene County Missouri | 133 | $ 21,055,000 | $ 158,000 | $ 120,000 |
| Pettis County Missouri | 133 | $ 19,405,000 | $ 145,000 | $ 85,000 |
| Obion County Tennessee | 123 | $ 14,165,000 | $ 115,000 | $ 75,000 |
| Pope County Arkansas | 117 | $ 17,475,000 | $ 149,000 | $ 84,000 |
| Stone County Missouri | 116 | $ 17,960,000 | $ 154,000 | $ 133,000 |
| Grayson County Texas | 115 | $ 26,115,000 | $ 227,000 | $ 131,000 |
| Sumner County Tennessee | 113 | $ 20,475,000 | $ 181,000 | $ 143,000 |
| Lonoke County Arkansas | 93 | $ 16,335,000 | $ 175,000 | $ 89,000 |
| Denton County Texas | 91 | $ 27,045,000 | $ 297,000 | $ 157,000 |
| Sedgwick County Kansas | 84 | $ 18,180,000 | $ 216,000 | $ 136,000 |
| Texas County Missouri | 76 | $ 6,130,000 | $ 80,000 | $ 67,000 |
| McMinn County Tennessee | 73 | $ 11,485,000 | $ 157,000 | $ 103,000 |
| Williamson County Tennessee | 73 | $ 26,675,000 | $ 365,000 | $ 182,000 |
| Union County Arkansas | 69 | $ 9,355,000 | $ 135,000 | $ 99,000 |
| Greene County Arkansas | 68 | $ 10,010,000 | $ 147,000 | $ 71,000 |
| Robertson County Tennessee | 68 | $ 13,500,000 | $ 198,000 | $ 98,000 |
| Sebastian County Arkansas | 59 | $ 10,215,000 | $ 173,000 | $ 112,000 |
| Franklin County Arkansas | 58 | $ 6,900,000 | $ 118,000 | $ 73,000 |
| Cedar County Missouri | 55 | $ 5,965,000 | $ 108,000 | $ 62,000 |
| Jasper County Missouri | 54 | $ 6,250,000 | $ 115,000 | $ 88,000 |
| St. Louis City County Missouri | 52 | $ 4,730,000 | $ 90,000 | $ 68,000 |
| Van Buren County Arkansas | 49 | $ 6,055,000 | $ 123,000 | $ 94,000 |
| Christian County Missouri | 49 | $ 8,645,000 | $ 176,000 | $ 109,000 |
| Knox County Tennessee | 48 | $ 11,410,000 | $ 237,000 | $ 105,000 |
| St. Charles County Missouri | 46 | $ 13,690,000 | $ 297,000 | $ 97,000 |
| Shannon County Missouri | 45 | $ 4,865,000 | $ 108,000 | $ 66,000 |
| Johnson County Texas | 44 | $ 11,070,000 | $ 251,000 | $ 141,000 |
| Cooke County Texas | 40 | $ 9,320,000 | $ 233,000 | $ 155,000 |
| Tulsa County Oklahoma | 38 | $ 7,830,000 | $ 206,000 | $ 111,000 |
| Searcy County Arkansas | 37 | $ 2,705,000 | $ 73,000 | $ 54,000 |
| Johnson County Kansas | 37 | $ 7,325,000 | $ 197,000 | $ 164,000 |
| Blount County Tennessee | 37 | $ 6,675,000 | $ 180,000 | $ 100,000 |
| Henderson County Tennessee | 35 | $ 3,625,000 | $ 103,000 | $ 92,000 |
| Drew County Arkansas | 34 | $ 4,460,000 | $ 131,000 | $ 70,000 |
| Hardeman County Tennessee | 34 | $ 2,650,000 | $ 77,000 | $ 61,000 |
| Newton County Missouri | 32 | $ 4,690,000 | $ 146,000 | $ 82,000 |
| Johnson County Arkansas | 31 | $ 3,665,000 | $ 118,000 | $ 66,000 |
| Stone County Arkansas | 31 | $ 3,385,000 | $ 109,000 | $ 75,000 |
| Monroe County Tennessee | 31 | $ 3,195,000 | $ 103,000 | $ 54,000 |
| Lawrence County Missouri | 28 | $ 3,020,000 | $ 107,000 | $ 65,000 |
| Harris County Texas | 28 | $ 9,840,000 | $ 351,000 | $ 195,000 |
| Dade County Missouri | 27 | $ 1,745,000 | $ 64,000 | $ 65,000 |
| Cleveland County Oklahoma | 27 | $ 6,865,000 | $ 254,000 | $ 229,000 |
| Johnston County Oklahoma | 27 | $ 2,275,000 | $ 84,000 | $ 66,000 |
| Bryan County Oklahoma | 26 | $ 2,460,000 | $ 94,000 | $ 105,000 |
| Cleburne County Arkansas | 25 | $ 5,065,000 | $ 202,000 | $ 164,000 |
| Lincoln County Arkansas | 25 | $ 3,555,000 | $ 142,000 | $ 83,000 |
| Logan County Oklahoma | 24 | $ 5,610,000 | $ 233,000 | $ 123,000 |
| Murray County Oklahoma | 24 | $ 2,410,000 | $ 100,000 | $ 74,000 |
| Poinsett County Arkansas | 23 | $ 2,955,000 | $ 128,000 | $ 177,000 |
| Wilson County Tennessee | 23 | $ 6,225,000 | $ 270,000 | $ 149,000 |
| Cheatham County Tennessee | 22 | $ 4,120,000 | $ 187,000 | $ 81,000 |
| Haywood County Tennessee | 22 | $ 1,980,000 | $ 90,000 | $ 72,000 |
| Travis County Texas | 22 | $ 7,370,000 | $ 335,000 | $ 165,000 |
| Chicot County Arkansas | 21 | $ 2,835,000 | $ 135,000 | $ 126,000 |
| Butler County Kansas | 21 | $ 4,425,000 | $ 210,000 | $ 132,000 |
| Crockett County Tennessee | 21 | $ 3,045,000 | $ 145,000 | $ 79,000 |
| Ashley County Arkansas | 20 | $ 1,740,000 | $ 87,000 | $ 62,000 |
| Baxter County Arkansas | 19 | $ 3,835,000 | $ 201,000 | $ 215,000 |
| Carroll County Tennessee | 19 | $ 2,135,000 | $ 112,000 | $ 75,000 |
| Galveston County Texas | 19 | $ 4,725,000 | $ 248,000 | $ 111,000 |
| Chester County Tennessee | 18 | $ 2,750,000 | $ 152,000 | $ 70,000 |
| Rutherford County Tennessee | 18 | $ 4,490,000 | $ 249,000 | $ 109,000 |
| Cleveland County Arkansas | 17 | $ 2,615,000 | $ 153,000 | $ 130,000 |
| Fulton County Arkansas | 17 | $ 2,085,000 | $ 122,000 | $ 178,000 |
| Jackson County Missouri | 17 | $ 3,065,000 | $ 180,000 | $ 107,000 |
| Oregon County Missouri | 17 | $ 2,055,000 | $ 120,000 | $ 61,000 |
| Webster County Missouri | 17 | $ 1,915,000 | $ 112,000 | $ 51,000 |
| Grant County Arkansas | 16 | $ 2,300,000 | $ 143,000 | $ 71,000 |
| Jefferson County Missouri | 16 | $ 2,650,000 | $ 165,000 | $ 82,000 |
| Desha County Arkansas | 15 | $ 1,515,000 | $ 101,000 | $ 145,000 |
| Logan County Arkansas | 15 | $ 2,095,000 | $ 139,000 | $ 116,000 |
| Canadian County Oklahoma | 15 | $ 2,845,000 | $ 189,000 | $ 180,000 |
| Anderson County Tennessee | 15 | $ 2,705,000 | $ 180,000 | $ 165,000 |
| Tipton County Tennessee | 15 | $ 1,825,000 | $ 121,000 | $ 94,000 |
| Crawford County Arkansas | 14 | $ 2,480,000 | $ 177,000 | $ 138,000 |
| Barry County Missouri | 14 | $ 1,900,000 | $ 135,000 | $ 167,000 |
| Camden County Missouri | 14 | $ 3,880,000 | $ 277,000 | $ 431,000 |
| Hays County Texas | 14 | $ 5,280,000 | $ 377,000 | $ 160,000 |
| Hot Spring County Arkansas | 13 | $ 2,195,000 | $ 168,000 | $ 96,000 |
| Yell County Arkansas | 13 | $ 2,015,000 | $ 155,000 | $ 88,000 |
| Callaway County Missouri | 12 | $ 2,060,000 | $ 171,000 | $ 115,000 |
| Henry County Tennessee | 12 | $ 1,230,000 | $ 102,000 | $ 107,000 |
| Loudon County Tennessee | 12 | $ 2,510,000 | $ 209,000 | $ 71,000 |
| Bexar County Texas | 12 | $ 3,400,000 | $ 283,000 | $ 136,000 |
| Parker County Texas | 12 | $ 3,650,000 | $ 304,000 | $ 172,000 |
| Mississippi County Arkansas | 11 | $ 1,325,000 | $ 120,000 | $ 138,000 |
| Perry County Arkansas | 11 | $ 1,445,000 | $ 131,000 | $ 79,000 |
| Sharp County Arkansas | 11 | $ 1,735,000 | $ 157,000 | $ 97,000 |
| Benton County Missouri | 11 | $ 1,055,000 | $ 95,000 | $ 91,000 |
| Wright County Missouri | 11 | $ 1,305,000 | $ 118,000 | $ 57,000 |
| Pontotoc County Oklahoma | 11 | $ 1,245,000 | $ 113,000 | $ 195,000 |
| Dickson County Tennessee | 11 | $ 2,235,000 | $ 203,000 | $ 85,000 |
| Roane County Tennessee | 11 | $ 1,805,000 | $ 164,000 | $ 122,000 |
| Fort Bend County Texas | 11 | $ 3,205,000 | $ 291,000 | $ 143,000 |
| Carter County Oklahoma | 10 | $ 1,550,000 | $ 155,000 | $ 95,000 |
| Delaware County Oklahoma | 10 | $ 2,020,000 | $ 202,000 | $ 275,000 |
| Garvin County Oklahoma | 10 | $ 780,000 | $ 78,000 | $ 85,000 |
| Grady County Oklahoma | 10 | $ 1,330,000 | $ 133,000 | $ 89,000 |
| Le Flore County Oklahoma | 10 | $ 1,060,000 | $ 106,000 | $ 105,000 |
| Marshall County Oklahoma | 10 | $ 1,480,000 | $ 148,000 | $ 198,000 |
| Conway County Arkansas | 9 | $ 1,025,000 | $ 113,000 | $ 125,000 |
| Randolph County Arkansas | 9 | $ 1,505,000 | $ 167,000 | $ 87,000 |
| Reno County Kansas | 9 | $ 735,000 | $ 81,000 | $ 59,000 |
| Cooper County Missouri | 9 | $ 1,065,000 | $ 118,000 | $ 80,000 |
| Ozark County Missouri | 9 | $ 1,355,000 | $ 150,000 | $ 66,000 |
| Maricopa County Arizona | 8 | $ 2,070,000 | $ 258,000 | $ 119,000 |
| Madison County Illinois | 8 | $ 980,000 | $ 122,000 | $ 86,000 |
| Monroe County Illinois | 8 | $ 1,230,000 | $ 153,000 | $ 75,000 |
| Saline County Kansas | 8 | $ 440,000 | $ 55,000 | $ 72,000 |
| DeSoto County Mississippi | 8 | $ 2,200,000 | $ 275,000 | $ 154,000 |
| Decatur County Tennessee | 8 | $ 1,330,000 | $ 166,000 | $ 137,000 |
| Fayette County Tennessee | 8 | $ 3,050,000 | $ 381,000 | $ 181,000 |
| McNairy County Tennessee | 8 | $ 1,000,000 | $ 125,000 | $ 74,000 |
| Clark County Arkansas | 7 | $ 1,015,000 | $ 145,000 | $ 68,000 |
| Johnson County Missouri | 7 | $ 1,605,000 | $ 229,000 | $ 72,000 |
| Polk County Missouri | 7 | $ 1,285,000 | $ 183,000 | $ 87,000 |
| Garfield County Oklahoma | 7 | $ 2,645,000 | $ 377,000 | $ 235,000 |
| Muskogee County Oklahoma | 7 | $ 225,000 | $ 32,000 | $ 73,000 |
| Montgomery County Tennessee | 7 | $ 1,315,000 | $ 187,000 | $ 78,000 |
| Ellis County Texas | 7 | $ 1,855,000 | $ 265,000 | $ 146,000 |
| Henderson County Texas | 7 | $ 2,405,000 | $ 343,000 | $ 314,000 |
| Williamson County Texas | 7 | $ 2,305,000 | $ 329,000 | $ 135,000 |
| Madison County Arkansas | 6 | $ 1,170,000 | $ 195,000 | $ 150,000 |
| Walton County Florida | 6 | $ 5,380,000 | $ 896,000 | $ 199,000 |
| Barton County Missouri | 6 | $ 430,000 | $ 71,000 | $ 50,000 |
| McDonald County Missouri | 6 | $ 880,000 | $ 146,000 | $ 77,000 |
| Morgan County Missouri | 6 | $ 1,430,000 | $ 238,000 | $ 181,000 |
| Montgomery County Texas | 6 | $ 1,050,000 | $ 175,000 | $ 138,000 |
| Baldwin County Alabama | 5 | $ 1,565,000 | $ 313,000 | $ 156,000 |
| Crittenden County Arkansas | 5 | $ 865,000 | $ 173,000 | $ 78,000 |
| Independence County Arkansas | 5 | $ 765,000 | $ 153,000 | $ 128,000 |
| Izard County Arkansas | 5 | $ 855,000 | $ 171,000 | $ 146,000 |
| Lawrence County Arkansas | 5 | $ 525,000 | $ 105,000 | $ 52,000 |
| Denver County Colorado | 5 | $ 3,515,000 | $ 703,000 | $ 588,000 |
| Marion County Indiana | 5 | $ 1,545,000 | $ 309,000 | $ 306,000 |
| Cole County Missouri | 5 | $ 1,035,000 | $ 207,000 | $ 81,000 |
| Miller County Missouri | 5 | $ 2,585,000 | $ 517,000 | $ 316,000 |
| Noble County Oklahoma | 5 | $ 675,000 | $ 135,000 | $ 117,000 |
| Sequoyah County Oklahoma | 5 | $ 805,000 | $ 161,000 | $ 42,000 |
| Hamilton County Tennessee | 5 | $ 1,395,000 | $ 279,000 | $ 146,000 |
| Brazos County Texas | 5 | $ 1,135,000 | $ 227,000 | $ 269,000 |
| El Paso County Texas | 5 | $ 985,000 | $ 197,000 | $ 75,000 |
| Arkansas County Arkansas | 4 | $ 620,000 | $ 155,000 | $ 87,000 |
| Douglas County Colorado | 4 | $ 1,250,000 | $ 312,000 | $ 243,000 |
| Fulton County Kentucky | 4 | $ 330,000 | $ 82,000 | $ 124,000 |
| Graves County Kentucky | 4 | $ 210,000 | $ 52,000 | $ 77,000 |
| Clay County Missouri | 4 | $ 520,000 | $ 130,000 | $ 63,000 |
| Douglas County Missouri | 4 | $ 490,000 | $ 122,000 | $ 50,000 |
| Franklin County Missouri | 4 | $ 740,000 | $ 185,000 | $ 87,000 |
| Howard County Missouri | 4 | $ 930,000 | $ 232,000 | $ 75,000 |
| Moniteau County Missouri | 4 | $ 960,000 | $ 240,000 | $ 147,000 |
| Vernon County Missouri | 4 | $ 530,000 | $ 132,000 | $ 68,000 |
| Atoka County Oklahoma | 4 | $ 370,000 | $ 92,000 | $ 47,000 |
| McClain County Oklahoma | 4 | $ 1,130,000 | $ 282,000 | $ 109,000 |
| Hickman County Tennessee | 4 | $ 740,000 | $ 185,000 | $ 54,000 |
| Lake County Tennessee | 4 | $ 260,000 | $ 65,000 | $ 43,000 |
| Lawrence County Tennessee | 4 | $ 550,000 | $ 137,000 | $ 122,000 |
| Maury County Tennessee | 4 | $ 1,520,000 | $ 380,000 | $ 104,000 |
| Fannin County Texas | 4 | $ 920,000 | $ 230,000 | $ 94,000 |
| Randall County Texas | 4 | $ 870,000 | $ 217,000 | $ 112,000 |
| Rockwall County Texas | 4 | $ 620,000 | $ 155,000 | $ 88,000 |
| Smith County Texas | 4 | $ 1,410,000 | $ 352,000 | $ 240,000 |
| Ouachita County Arkansas | 3 | $ 295,000 | $ 98,000 | $ 56,000 |
| Bay County Florida | 3 | $ 1,535,000 | $ 511,000 | $ 110,000 |
| Manatee County Florida | 3 | $ 445,000 | $ 148,000 | $ 117,000 |
| Palm Beach County Florida | 3 | $ 695,000 | $ 231,000 | $ 409,000 |
| Fulton County Georgia | 3 | $ 1,065,000 | $ 355,000 | $ 206,000 |
| Cook County Illinois | 3 | $ 935,000 | $ 311,000 | $ 145,000 |
| Jefferson County Kentucky | 3 | $ 595,000 | $ 198,000 | $ 115,000 |
| Washington County Mississippi | 3 | $ 635,000 | $ 211,000 | $ 251,000 |
| Buchanan County Missouri | 3 | $ 185,000 | $ 61,000 | $ 77,000 |
| Dent County Missouri | 3 | $ 315,000 | $ 105,000 | $ 59,000 |
| Hickory County Missouri | 3 | $ 545,000 | $ 181,000 | $ 63,000 |
| Phelps County Missouri | 3 | $ 145,000 | $ 48,000 | $ 31,000 |
| Saline County Missouri | 3 | $ 375,000 | $ 125,000 | $ 94,000 |
| Adair County Oklahoma | 3 | $ 235,000 | $ 78,000 | $ 52,000 |
| Kingfisher County Oklahoma | 3 | $ 925,000 | $ 308,000 | $ 139,000 |
| Pottawatomie County Oklahoma | 3 | $ 255,000 | $ 85,000 | $ 29,000 |
| Lauderdale County Tennessee | 3 | $ 355,000 | $ 118,000 | $ 72,000 |
| Meigs County Tennessee | 3 | $ 405,000 | $ 135,000 | $ 66,000 |
| Washington County Tennessee | 3 | $ 1,285,000 | $ 428,000 | $ 142,000 |
| Bell County Texas | 3 | $ 455,000 | $ 151,000 | $ 54,000 |
| Brazoria County Texas | 3 | $ 725,000 | $ 241,000 | $ 190,000 |
| Hood County Texas | 3 | $ 365,000 | $ 121,000 | $ 36,000 |
| Kaufman County Texas | 3 | $ 685,000 | $ 228,000 | $ 80,000 |
| Rusk County Texas | 3 | $ 325,000 | $ 108,000 | $ 65,000 |
| Taylor County Texas | 3 | $ 435,000 | $ 145,000 | $ 277,000 |
| Jefferson County Alabama | 2 | $ 240,000 | $ 120,000 | $ 51,000 |
| Marion County Alabama | 2 | $ 350,000 | $ 175,000 | $ 124,000 |
| Coconino County Arizona | 2 | $ 630,000 | $ 315,000 | $ 121,000 |
| Bradley County Arkansas | 2 | $ 140,000 | $ 70,000 | $ 27,000 |
| Calhoun County Arkansas | 2 | $ 70,000 | $ 35,000 | $ 60,000 |
| Clay County Arkansas | 2 | $ 160,000 | $ 80,000 | $ 33,000 |
| Howard County Arkansas | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Marion County Arkansas | 2 | $ 570,000 | $ 285,000 | $ 121,000 |
| Montgomery County Arkansas | 2 | $ 520,000 | $ 260,000 | $ 293,000 |
| Polk County Arkansas | 2 | $ 410,000 | $ 205,000 | $ 201,000 |
| Riverside County California | 2 | $ 2,640,000 | $ 1,320,000 | $ 0 |
| Garfield County Colorado | 2 | $ 750,000 | $ 375,000 | $ 306,000 |
| Jefferson County Colorado | 2 | $ 740,000 | $ 370,000 | $ 252,000 |
| Summit County Colorado | 2 | $ 610,000 | $ 305,000 | $ 583,000 |
| Hillsborough County Florida | 2 | $ 450,000 | $ 225,000 | $ 290,000 |
| Cobb County Georgia | 2 | $ 350,000 | $ 175,000 | $ 141,000 |
| DuPage County Illinois | 2 | $ 230,000 | $ 115,000 | $ 126,000 |
| St. Clair County Illinois | 2 | $ 140,000 | $ 70,000 | $ 56,000 |
| Allen County Indiana | 2 | $ 370,000 | $ 185,000 | $ 78,000 |
| Hamilton County Indiana | 2 | $ 640,000 | $ 320,000 | $ 133,000 |
| Lake County Indiana | 2 | $ 290,000 | $ 145,000 | $ 123,000 |
| Sumner County Kansas | 2 | $ 190,000 | $ 95,000 | $ 87,000 |
| Calloway County Kentucky | 2 | $ 380,000 | $ 190,000 | $ 133,000 |
| McCracken County Kentucky | 2 | $ 360,000 | $ 180,000 | $ 92,000 |
| Wexford County Michigan | 2 | $ 510,000 | $ 255,000 | $ 0 |
| Tippah County Mississippi | 2 | $ 70,000 | $ 35,000 | $ 25,000 |
| Adair County Missouri | 2 | $ 180,000 | $ 90,000 | $ 98,000 |
| Audrain County Missouri | 2 | $ 330,000 | $ 165,000 | $ 127,000 |
| Dallas County Missouri | 2 | $ 100,000 | $ 50,000 | $ 57,000 |
| Lafayette County Missouri | 2 | $ 360,000 | $ 180,000 | $ 67,000 |
| Lincoln County Missouri | 2 | $ 610,000 | $ 305,000 | $ 171,000 |
| Monroe County Missouri | 2 | $ 150,000 | $ 75,000 | $ 46,000 |
| Platte County Missouri | 2 | $ 340,000 | $ 170,000 | $ 300,000 |
| Randolph County Missouri | 2 | $ 390,000 | $ 195,000 | $ 135,000 |
| Douglas County Nebraska | 2 | $ 390,000 | $ 195,000 | $ 61,000 |
| Clark County Nevada | 2 | $ 400,000 | $ 200,000 | $ 192,000 |
| Bernalillo County New Mexico | 2 | $ 290,000 | $ 145,000 | $ 101,000 |
| Dona Ana County New Mexico | 2 | $ 830,000 | $ 415,000 | $ 295,000 |
| Taos County New Mexico | 2 | $ 220,000 | $ 110,000 | $ 173,000 |
| Haywood County North Carolina | 2 | $ 270,000 | $ 135,000 | $ 69,000 |
| Haskell County Oklahoma | 2 | $ 470,000 | $ 235,000 | $ 103,000 |
| Lincoln County Oklahoma | 2 | $ 370,000 | $ 185,000 | $ 110,000 |
| Love County Oklahoma | 2 | $ 300,000 | $ 150,000 | $ 84,000 |
| Pawnee County Oklahoma | 2 | $ 410,000 | $ 205,000 | $ 256,000 |
| Bradley County Tennessee | 2 | $ 460,000 | $ 230,000 | $ 64,000 |
| Carter County Tennessee | 2 | $ 250,000 | $ 125,000 | $ 88,000 |
| Hardin County Tennessee | 2 | $ 310,000 | $ 155,000 | $ 86,000 |
| Marshall County Tennessee | 2 | $ 660,000 | $ 330,000 | $ 91,000 |
| Perry County Tennessee | 2 | $ 300,000 | $ 150,000 | $ 83,000 |
| Polk County Tennessee | 2 | $ 120,000 | $ 60,000 | $ 47,000 |
| Bastrop County Texas | 2 | $ 1,620,000 | $ 810,000 | $ 468,000 |
| Ector County Texas | 2 | $ 790,000 | $ 395,000 | $ 151,000 |
| Franklin County Texas | 2 | $ 840,000 | $ 420,000 | $ 502,000 |
| Hidalgo County Texas | 2 | $ 1,110,000 | $ 555,000 | $ 301,000 |
| Hill County Texas | 2 | $ 280,000 | $ 140,000 | $ 458,000 |
| Hunt County Texas | 2 | $ 690,000 | $ 345,000 | $ 147,000 |
| Jefferson County Texas | 2 | $ 380,000 | $ 190,000 | $ 154,000 |
| Lamar County Texas | 2 | $ 480,000 | $ 240,000 | $ 385,000 |
| Midland County Texas | 2 | $ 1,250,000 | $ 625,000 | $ 165,000 |
| Montague County Texas | 2 | $ 240,000 | $ 120,000 | $ 50,000 |
| Nueces County Texas | 2 | $ 1,240,000 | $ 620,000 | $ 568,000 |
| Wise County Texas | 2 | $ 350,000 | $ 175,000 | $ 144,000 |
| Whitman County Washington | 2 | $ 580,000 | $ 290,000 | $ 0 |
| Etowah County Alabama | 1 | $ 105,000 | $ 105,000 | $ 19,000 |
| Lee County Alabama | 1 | $ 215,000 | $ 215,000 | $ 107,000 |
| Mobile County Alabama | 1 | $ 515,000 | $ 515,000 | $ 135,000 |
| Boone County Arkansas | 1 | $ 225,000 | $ 225,000 | $ 92,000 |
| Carroll County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 410,000 |
| Cross County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 78,000 |
| Jackson County Arkansas | 1 | $ 205,000 | $ 205,000 | $ 194,000 |
| Miller County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 22,000 |
| Newton County Arkansas | 1 | $ 195,000 | $ 195,000 | $ 141,000 |
| Phillips County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| St. Francis County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 83,000 |
| Woodruff County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Kern County California | 1 | $ 395,000 | $ 395,000 | $ 240,000 |
| Arapahoe County Colorado | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| Boulder County Colorado | 1 | $ 275,000 | $ 275,000 | $ 429,000 |
| Chaffee County Colorado | 1 | $ 375,000 | $ 375,000 | $ 99,000 |
| El Paso County Colorado | 1 | $ 465,000 | $ 465,000 | $ 252,000 |
| San Miguel County Colorado | 1 | $ 625,000 | $ 625,000 | $ 857,000 |
| Broward County Florida | 1 | $ 215,000 | $ 215,000 | $ 1,200,000 |
| Collier County Florida | 1 | $ 765,000 | $ 765,000 | $ 900,000 |
| Duval County Florida | 1 | $ 355,000 | $ 355,000 | $ 105,000 |
| Lake County Florida | 1 | $ 185,000 | $ 185,000 | $ 48,000 |
| Lee County Florida | 1 | $ 155,000 | $ 155,000 | $ 59,000 |
| Osceola County Florida | 1 | $ 195,000 | $ 195,000 | $ 168,000 |
| Pinellas County Florida | 1 | $ 295,000 | $ 295,000 | $ 98,000 |
| Sarasota County Florida | 1 | $ 285,000 | $ 285,000 | $ 219,000 |
| Volusia County Florida | 1 | $ 145,000 | $ 145,000 | $ 120,000 |
| Cherokee County Georgia | 1 | $ 255,000 | $ 255,000 | $ 281,000 |
| DeKalb County Georgia | 1 | $ 345,000 | $ 345,000 | $ 96,000 |
| Christian County Illinois | 1 | $ 695,000 | $ 695,000 | $ 0 |
| Fulton County Illinois | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| Jersey County Illinois | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Montgomery County Illinois | 1 | $ 465,000 | $ 465,000 | $ 137,000 |
| Williamson County Illinois | 1 | $ 415,000 | $ 415,000 | $ 225,000 |
| Decatur County Indiana | 1 | $ 175,000 | $ 175,000 | $ 79,000 |
| St. Joseph County Indiana | 1 | $ 505,000 | $ 505,000 | $ 125,000 |
| Lucas County Iowa | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Polk County Iowa | 1 | $ 1,035,000 | $ 1,035,000 | $ 1,100,000 |
| Scott County Iowa | 1 | $ 355,000 | $ 355,000 | $ 310,000 |
| Harvey County Kansas | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| Leavenworth County Kansas | 1 | $ 385,000 | $ 385,000 | $ 458,000 |
| Ottawa County Kansas | 1 | $ 105,000 | $ 105,000 | $ 360,000 |
| Shawnee County Kansas | 1 | $ 515,000 | $ 515,000 | $ 293,000 |
| Ballard County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Boone County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 67,000 |
| Carlisle County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 29,000 |
| Christian County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 22,000 |
| Henderson County Kentucky | 1 | $ 265,000 | $ 265,000 | $ 70,000 |
| Trigg County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 149,000 |
| Warren County Kentucky | 1 | $ 525,000 | $ 525,000 | $ 224,000 |
| East Baton Rouge County Louisiana | 1 | $ 415,000 | $ 415,000 | $ 183,000 |
| Lincoln County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 118,000 |
| Morehouse County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 20,000 |
| Union County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Barry County Michigan | 1 | $ 305,000 | $ 305,000 | $ 362,000 |
| Genesee County Michigan | 1 | $ 125,000 | $ 125,000 | $ 109,000 |
| Van Buren County Michigan | 1 | $ 275,000 | $ 275,000 | $ 355,000 |
| Hennepin County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 132,000 |
| Harrison County Mississippi | 1 | $ 245,000 | $ 245,000 | $ 96,000 |
| Tishomingo County Mississippi | 1 | $ 445,000 | $ 445,000 | $ 208,000 |
| Union County Mississippi | 1 | $ 215,000 | $ 215,000 | $ 74,000 |
| Carroll County Missouri | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| Chariton County Missouri | 1 | $ 145,000 | $ 145,000 | $ 87,000 |
| Daviess County Missouri | 1 | $ 255,000 | $ 255,000 | $ 579,000 |
| Grundy County Missouri | 1 | $ 145,000 | $ 145,000 | $ 115,000 |
| Henry County Missouri | 1 | $ 75,000 | $ 75,000 | $ 58,000 |
| Laclede County Missouri | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| Macon County Missouri | 1 | $ 385,000 | $ 385,000 | $ 446,000 |
| Montgomery County Missouri | 1 | $ 185,000 | $ 185,000 | $ 100,000 |
| Pike County Missouri | 1 | $ 155,000 | $ 155,000 | $ 140,000 |
| Pulaski County Missouri | 1 | $ 25,000 | $ 25,000 | $ 85,000 |
| Ripley County Missouri | 1 | $ 265,000 | $ 265,000 | $ 94,000 |
| Warren County Missouri | 1 | $ 355,000 | $ 355,000 | $ 68,000 |
| Washington County Missouri | 1 | $ 155,000 | $ 155,000 | $ 178,000 |
| Lincoln County New Mexico | 1 | $ 395,000 | $ 395,000 | $ 172,000 |
| Craven County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 191,000 |
| Guilford County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 80,000 |
| Iredell County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 66,000 |
| Mecklenburg County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Butler County Ohio | 1 | $ 135,000 | $ 135,000 | $ 27,000 |
| Clermont County Ohio | 1 | $ 235,000 | $ 235,000 | $ 69,000 |
| Defiance County Ohio | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| Lake County Ohio | 1 | $ 275,000 | $ 275,000 | $ 114,000 |
| Licking County Ohio | 1 | $ 505,000 | $ 505,000 | $ 175,000 |
| Caddo County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| Cherokee County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 178,000 |
| Comanche County Oklahoma | 1 | $ 1,155,000 | $ 1,155,000 | $ 0 |
| Craig County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Creek County Oklahoma | 1 | $ 245,000 | $ 245,000 | $ 126,000 |
| Custer County Oklahoma | 1 | $ 265,000 | $ 265,000 | $ 250,000 |
| Harper County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Hughes County Oklahoma | 1 | $ 255,000 | $ 255,000 | $ 106,000 |
| McCurtain County Oklahoma | 1 | $ 495,000 | $ 495,000 | $ 161,000 |
| Osage County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 71,000 |
| Pittsburg County Oklahoma | 1 | $ 265,000 | $ 265,000 | $ 168,000 |
| Seminole County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 85,000 |
| Beaufort County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 268,000 |
| Greenville County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 134,000 |
| Perkins County South Dakota | 1 | $ 115,000 | $ 115,000 | $ 84,000 |
| Benton County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 169,000 |
| Campbell County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 92,000 |
| Coffee County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 39,000 |
| Cumberland County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 38,000 |
| DeKalb County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Franklin County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 311,000 |
| Giles County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 53,000 |
| Grainger County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 25,000 |
| Greene County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Houston County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 35,000 |
| Lewis County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 73,000 |
| Macon County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 100,000 |
| Smith County Tennessee | 1 | $ 425,000 | $ 425,000 | $ 179,000 |
| Stewart County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 34,000 |
| Trousdale County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 95,000 |
| Anderson County Texas | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
| Angelina County Texas | 1 | $ 285,000 | $ 285,000 | $ 110,000 |
| Cass County Texas | 1 | $ 55,000 | $ 55,000 | $ 14,000 |
| Chambers County Texas | 1 | $ 855,000 | $ 855,000 | $ 191,000 |
| Cherokee County Texas | 1 | $ 75,000 | $ 75,000 | $ 207,000 |
| Freestone County Texas | 1 | $ 165,000 | $ 165,000 | $ 89,000 |
| Gillespie County Texas | 1 | $ 515,000 | $ 515,000 | $ 251,000 |
| Guadalupe County Texas | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Hale County Texas | 1 | $ 205,000 | $ 205,000 | $ 102,000 |
| Hardin County Texas | 1 | $ 145,000 | $ 145,000 | $ 27,000 |
| Kendall County Texas | 1 | $ 235,000 | $ 235,000 | $ 150,000 |
| Llano County Texas | 1 | $ 345,000 | $ 345,000 | $ 75,000 |
| Lubbock County Texas | 1 | $ 365,000 | $ 365,000 | $ 135,000 |
| Medina County Texas | 1 | $ 255,000 | $ 255,000 | $ 135,000 |
| Navarro County Texas | 1 | $ 295,000 | $ 295,000 | $ 224,000 |
| Palo Pinto County Texas | 1 | $ 515,000 | $ 515,000 | $ 329,000 |
| Robertson County Texas | 1 | $ 65,000 | $ 65,000 | $ 70,000 |
| Wheeler County Texas | 1 | $ 35,000 | $ 35,000 | $ 105,000 |
| Wichita County Texas | 1 | $ 215,000 | $ 215,000 | $ 150,000 |
| Salt Lake County Utah | 1 | $ 275,000 | $ 275,000 | $ 130,000 |
| Arlington County Virginia | 1 | $ 85,000 | $ 85,000 | $ 94,000 |
| Fairfax County Virginia | 1 | $ 515,000 | $ 515,000 | $ 323,000 |
| Loudoun County Virginia | 1 | $ 805,000 | $ 805,000 | $ 0 |
| Benton County Washington | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Pacific County Washington | 1 | $ 345,000 | $ 345,000 | $ 240,000 |
| Thurston County Washington | 1 | $ 315,000 | $ 315,000 | $ 187,000 |
| Wood County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 165,000 |
| Laramie County Wyoming | 1 | $ 255,000 | $ 255,000 | $ 150,000 |
Mortgage Loan Application Detail Totals for Simmons Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,527 | $942,455,000 | $208,000 | $5,435,000 | $115,000 | $2,442,000 |
| Refinancing | 4,079 | $836,485,000 | $205,000 | $2,315,000 | $139,000 | $4,020,000 |
| Cash-out Refinancing | 1,340 | $286,380,000 | $213,000 | $1,755,000 | $131,000 | $2,814,000 |
| Home Improvement | 512 | $28,820,000 | $56,000 | $485,000 | $91,000 | $1,476,000 |
| Other Purpose | 478 | $44,100,000 | $92,000 | $545,000 | $103,000 | $1,862,000 |
| Not Applicable | 1 | $45,000 | $45,000 | $45,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,338 | $1,662,680,000 | $199,000 | $2,315,000 | $127,000 | $4,020,000 |
| Not Provided | 802 | $120,770,000 | $150,000 | $2,005,000 | $128,000 | $1,404,000 |
| Black or African American | 641 | $96,575,000 | $150,000 | $1,395,000 | $79,000 | $869,000 |
| Not applicable | 398 | $103,970,000 | $261,000 | $5,435,000 | $0 | $0 |
| Hispanic | 305 | $50,435,000 | $165,000 | $1,005,000 | $89,000 | $631,000 |
| Asian | 280 | $67,780,000 | $242,000 | $1,435,000 | $145,000 | $883,000 |
| American Indian or Alaskan Native | 96 | $17,760,000 | $185,000 | $515,000 | $111,000 | $430,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $1,725,000 | $191,000 | $495,000 | $137,000 | $510,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,931 | $1,963,665,000 | $197,000 | $5,435,000 | $131,000 | $4,020,000 |
| FHA-insured (Federal Housing Administration) | 487 | $78,625,000 | $161,000 | $515,000 | $62,000 | $395,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 288 | $37,940,000 | $131,000 | $375,000 | $46,000 | $112,000 |
| VA-guaranteed (Veterans Administration) | 231 | $58,055,000 | $251,000 | $855,000 | $69,000 | $260,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,402 | $1,499,720,000 | $202,000 | $5,435,000 | $126,000 | $2,460,000 |
| Application Withdrawn By Applicant | 2,075 | $439,135,000 | $211,000 | $2,755,000 | $144,000 | $4,020,000 |
| Application Denied By Financial Institution | 1,360 | $184,420,000 | $135,000 | $1,395,000 | $84,000 | $3,421,000 |
| Application Approved But Not Accepted | 99 | $15,005,000 | $151,000 | $1,265,000 | $114,000 | $704,000 |
| File Closed For Incompleteness | 1 | $5,000 | $5,000 | $5,000 | $194,000 | $194,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,577 | $1,953,865,000 | $204,000 | $5,435,000 | $130,000 | $4,020,000 |
| Debt-To-Income Ratio | 509 | $67,845,000 | $133,000 | $905,000 | $65,000 | $599,000 |
| Credit History | 424 | $53,660,000 | $126,000 | $1,395,000 | $80,000 | $1,679,000 |
| Credit Application Incomplete | 181 | $28,955,000 | $159,000 | $1,005,000 | $122,000 | $3,421,000 |
| Collateral | 133 | $15,445,000 | $116,000 | $865,000 | $109,000 | $840,000 |
| Other | 67 | $11,505,000 | $171,000 | $1,245,000 | $113,000 | $504,000 |
| Unverifiable Information | 25 | $4,295,000 | $171,000 | $445,000 | $69,000 | $321,000 |
| Employment History | 12 | $1,930,000 | $160,000 | $485,000 | $71,000 | $312,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $785,000 | $87,000 | $125,000 | $48,000 | $100,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Simmons Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Simmons Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.