Simmons Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022

Simmons Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Simmons Bank
501 Main
Pine Bluff, AR 71601
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  
Total Number of Mortgage Applications 8,385
Total Mortgage Loan Application Amount $2,929,455,000
Average Mortgage Loan Application Amount $232,600
Highest Mortgage Loan Application Amount $79,055,000
Average Applicant Income $130,000
Highest Applicant Income $8,224,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Simmons Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Simmons Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2022 breaks down Simmons Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Simmons Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Simmons Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Simmons Bank's mortgage activity for 2022.

Mortgage Loan Application Totals for Simmons Bank by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Pulaski County Arkansas 669 $ 206,465,000 $ 308,000 $ 156,000
Shelby County Tennessee 428 $ 128,620,000 $ 300,000 $ 215,000
Craighead County Arkansas 266 $ 57,240,000 $ 215,000 $ 131,000
Boone County Missouri 217 $ 31,525,000 $ 145,000 $ 122,000
Jefferson County Arkansas 206 $ 25,140,000 $ 122,000 $ 63,000
Faulkner County Arkansas 192 $ 41,110,000 $ 214,000 $ 105,000
Dallas County Texas 192 $ 92,940,000 $ 484,000 $ 115,000
Saline County Arkansas 188 $ 36,880,000 $ 196,000 $ 110,000
St. Louis County Missouri 183 $ 32,715,000 $ 178,000 $ 120,000
White County Arkansas 168 $ 28,490,000 $ 169,000 $ 92,000
Garland County Arkansas 157 $ 36,105,000 $ 229,000 $ 148,000
Tarrant County Texas 150 $ 89,730,000 $ 598,000 $ 99,000
Madison County Tennessee 149 $ 67,085,000 $ 450,000 $ 99,000
Davidson County Tennessee 141 $ 173,155,000 $ 1,228,000 $ 181,000
Gibson County Tennessee 138 $ 22,150,000 $ 160,000 $ 79,000
Weakley County Tennessee 138 $ 23,600,000 $ 171,000 $ 81,000
Taney County Missouri 136 $ 23,980,000 $ 176,000 $ 138,000
Greene County Missouri 127 $ 21,565,000 $ 169,000 $ 79,000
Payne County Oklahoma 120 $ 24,590,000 $ 204,000 $ 134,000
Washington County Arkansas 113 $ 33,095,000 $ 292,000 $ 126,000
Dyer County Tennessee 108 $ 9,390,000 $ 86,000 $ 108,000
Greene County Arkansas 103 $ 19,245,000 $ 186,000 $ 98,000
Benton County Arkansas 101 $ 34,525,000 $ 341,000 $ 131,000
Obion County Tennessee 98 $ 10,560,000 $ 107,000 $ 69,000
Oklahoma County Oklahoma 93 $ 31,535,000 $ 339,000 $ 195,000
Sumner County Tennessee 92 $ 15,790,000 $ 171,000 $ 107,000
Pope County Arkansas 90 $ 13,840,000 $ 153,000 $ 89,000
Harris County Texas 86 $ 58,120,000 $ 675,000 $ 139,000
Stone County Missouri 84 $ 19,220,000 $ 228,000 $ 180,000
McMinn County Tennessee 84 $ 12,230,000 $ 145,000 $ 83,000
Williamson County Tennessee 84 $ 41,310,000 $ 491,000 $ 246,000
Sedgwick County Kansas 78 $ 109,160,000 $ 1,399,000 $ 195,000
Texas County Missouri 72 $ 5,870,000 $ 81,000 $ 64,000
Howell County Missouri 67 $ 6,465,000 $ 96,000 $ 59,000
Union County Arkansas 63 $ 7,355,000 $ 116,000 $ 84,000
Nueces County Texas 61 $ 49,465,000 $ 810,000 $ 161,000
Christian County Missouri 59 $ 12,695,000 $ 215,000 $ 182,000
Grayson County Texas 57 $ 10,905,000 $ 191,000 $ 124,000
Lonoke County Arkansas 51 $ 11,165,000 $ 218,000 $ 133,000
Franklin County Arkansas 50 $ 4,750,000 $ 95,000 $ 90,000
St. Charles County Missouri 48 $ 40,820,000 $ 850,000 $ 118,000
Monroe County Tennessee 48 $ 6,250,000 $ 130,000 $ 93,000
St. Louis City County Missouri 46 $ 19,540,000 $ 424,000 $ 92,000
Collin County Texas 43 $ 78,305,000 $ 1,821,000 $ 176,000
Van Buren County Arkansas 42 $ 4,450,000 $ 105,000 $ 78,000
Hardeman County Tennessee 42 $ 4,650,000 $ 110,000 $ 62,000
Robertson County Tennessee 42 $ 10,120,000 $ 240,000 $ 109,000
Sebastian County Arkansas 40 $ 11,630,000 $ 290,000 $ 71,000
Clark County Nevada 40 $ 15,890,000 $ 397,000 $ 178,000
Johnson County Arkansas 39 $ 4,225,000 $ 108,000 $ 63,000
Cedar County Missouri 38 $ 3,690,000 $ 97,000 $ 101,000
Lawrence County Missouri 38 $ 5,730,000 $ 150,000 $ 73,000
Jackson County Missouri 36 $ 6,300,000 $ 175,000 $ 125,000
Blount County Tennessee 35 $ 8,695,000 $ 248,000 $ 153,000
Montgomery County Texas 34 $ 51,830,000 $ 1,524,000 $ 180,000
Searcy County Arkansas 31 $ 2,295,000 $ 74,000 $ 57,000
Dade County Missouri 31 $ 2,355,000 $ 75,000 $ 74,000
Bryan County Oklahoma 31 $ 8,805,000 $ 284,000 $ 166,000
Knox County Tennessee 31 $ 9,995,000 $ 322,000 $ 143,000
Pettis County Missouri 30 $ 7,950,000 $ 265,000 $ 85,000
Travis County Texas 29 $ 21,095,000 $ 727,000 $ 663,000
Jasper County Missouri 26 $ 3,440,000 $ 132,000 $ 102,000
Denton County Texas 26 $ 46,430,000 $ 1,785,000 $ 223,000
Desha County Arkansas 23 $ 2,145,000 $ 93,000 $ 87,000
Tulsa County Oklahoma 23 $ 5,885,000 $ 255,000 $ 233,000
Henderson County Texas 22 $ 16,530,000 $ 751,000 $ 98,000
Cleburne County Arkansas 21 $ 5,255,000 $ 250,000 $ 181,000
Webster County Missouri 21 $ 3,045,000 $ 145,000 $ 89,000
Murray County Oklahoma 21 $ 1,615,000 $ 76,000 $ 162,000
Poinsett County Arkansas 20 $ 2,050,000 $ 102,000 $ 142,000
Grady County Oklahoma 20 $ 2,680,000 $ 134,000 $ 90,000
Crockett County Tennessee 20 $ 3,720,000 $ 186,000 $ 76,000
Haywood County Tennessee 20 $ 2,160,000 $ 108,000 $ 77,000
Chicot County Arkansas 19 $ 2,935,000 $ 154,000 $ 61,000
Lincoln County Arkansas 19 $ 3,725,000 $ 196,000 $ 84,000
Pontotoc County Oklahoma 19 $ 2,495,000 $ 131,000 $ 220,000
Chester County Tennessee 19 $ 2,935,000 $ 154,000 $ 66,000
Tipton County Tennessee 19 $ 3,205,000 $ 168,000 $ 97,000
Cooke County Texas 19 $ 4,485,000 $ 236,000 $ 85,000
Hot Spring County Arkansas 18 $ 1,880,000 $ 104,000 $ 62,000
Johnson County Kansas 18 $ 3,930,000 $ 218,000 $ 408,000
Wright County Missouri 18 $ 1,430,000 $ 79,000 $ 65,000
Fayette County Tennessee 18 $ 4,680,000 $ 260,000 $ 130,000
Henderson County Tennessee 18 $ 1,700,000 $ 94,000 $ 68,000
Johnson County Texas 18 $ 3,010,000 $ 167,000 $ 87,000
Reno County Kansas 17 $ 855,000 $ 50,000 $ 69,000
Smith County Texas 17 $ 10,785,000 $ 634,000 $ 150,000
Ashley County Arkansas 16 $ 950,000 $ 59,000 $ 66,000
Grant County Arkansas 16 $ 2,980,000 $ 186,000 $ 111,000
Shannon County Missouri 16 $ 1,220,000 $ 76,000 $ 49,000
Garvin County Oklahoma 16 $ 1,390,000 $ 86,000 $ 78,000
Henry County Tennessee 16 $ 2,880,000 $ 180,000 $ 81,000
Brazos County Texas 16 $ 7,420,000 $ 463,000 $ 121,000
Cleveland County Oklahoma 15 $ 52,395,000 $ 3,493,000 $ 146,000
Carroll County Tennessee 15 $ 2,295,000 $ 153,000 $ 114,000
Bexar County Texas 15 $ 6,225,000 $ 415,000 $ 192,000
DeSoto County Mississippi 14 $ 4,040,000 $ 288,000 $ 479,000
Mississippi County Arkansas 13 $ 2,875,000 $ 221,000 $ 96,000
Newton County Missouri 13 $ 1,935,000 $ 148,000 $ 72,000
Canadian County Oklahoma 13 $ 2,735,000 $ 210,000 $ 237,000
Marshall County Oklahoma 13 $ 1,545,000 $ 118,000 $ 103,000
Jefferson County Missouri 12 $ 1,440,000 $ 120,000 $ 96,000
Washoe County Nevada 12 $ 5,550,000 $ 462,000 $ 156,000
Roane County Tennessee 12 $ 1,140,000 $ 95,000 $ 53,000
Rutherford County Tennessee 12 $ 2,670,000 $ 222,000 $ 119,000
Fort Bend County Texas 12 $ 57,340,000 $ 4,778,000 $ 216,000
Stone County Arkansas 11 $ 1,325,000 $ 120,000 $ 73,000
Wilson County Tennessee 11 $ 2,375,000 $ 215,000 $ 112,000
Parker County Texas 11 $ 6,625,000 $ 602,000 $ 587,000
Madison County Arkansas 10 $ 1,060,000 $ 106,000 $ 80,000
Barry County Missouri 10 $ 1,240,000 $ 124,000 $ 72,000
Lincoln County Missouri 10 $ 1,380,000 $ 138,000 $ 85,000
Wake County North Carolina 10 $ 3,500,000 $ 350,000 $ 142,000
Charleston County South Carolina 10 $ 4,120,000 $ 412,000 $ 145,000
Dickson County Tennessee 10 $ 2,480,000 $ 248,000 $ 112,000
Sevier County Tennessee 10 $ 7,520,000 $ 752,000 $ 342,000
Comanche County Texas 10 $ 1,010,000 $ 101,000 $ 102,000
Kaufman County Texas 10 $ 3,030,000 $ 303,000 $ 90,000
Maricopa County Arizona 9 $ 3,795,000 $ 421,000 $ 126,000
Yell County Arkansas 9 $ 1,035,000 $ 115,000 $ 69,000
Bradley County Tennessee 9 $ 2,315,000 $ 257,000 $ 123,000
McNairy County Tennessee 9 $ 1,175,000 $ 130,000 $ 87,000
Galveston County Texas 9 $ 9,905,000 $ 1,100,000 $ 135,000
Utah County Utah 9 $ 3,695,000 $ 410,000 $ 148,000
Crawford County Arkansas 8 $ 1,550,000 $ 193,000 $ 118,000
Drew County Arkansas 8 $ 1,300,000 $ 162,000 $ 79,000
Lawrence County Arkansas 8 $ 950,000 $ 118,000 $ 110,000
Logan County Arkansas 8 $ 810,000 $ 101,000 $ 79,000
Pinellas County Florida 8 $ 2,570,000 $ 321,000 $ 176,000
Callaway County Missouri 8 $ 1,180,000 $ 147,000 $ 127,000
Oregon County Missouri 8 $ 890,000 $ 111,000 $ 52,000
Johnston County Oklahoma 8 $ 180,000 $ 22,000 $ 45,000
Jefferson County Alabama 7 $ 4,835,000 $ 690,000 $ 104,000
Cleveland County Arkansas 7 $ 725,000 $ 103,000 $ 85,000
Conway County Arkansas 7 $ 1,205,000 $ 172,000 $ 100,000
Independence County Arkansas 7 $ 865,000 $ 123,000 $ 132,000
Middlesex County Massachusetts 7 $ 2,505,000 $ 357,000 $ 195,000
Lafayette County Mississippi 7 $ 1,935,000 $ 276,000 $ 559,000
Cooper County Missouri 7 $ 495,000 $ 70,000 $ 94,000
Polk County Missouri 7 $ 6,085,000 $ 869,000 $ 68,000
Cheatham County Tennessee 7 $ 2,235,000 $ 319,000 $ 117,000
Loudon County Tennessee 7 $ 2,735,000 $ 390,000 $ 273,000
Maury County Tennessee 7 $ 1,095,000 $ 156,000 $ 95,000
Palo Pinto County Texas 7 $ 885,000 $ 126,000 $ 111,000
Fulton County Arkansas 6 $ 800,000 $ 133,000 $ 78,000
Randolph County Arkansas 6 $ 700,000 $ 116,000 $ 136,000
Cook County Illinois 6 $ 1,970,000 $ 328,000 $ 174,000
Logan County Oklahoma 6 $ 560,000 $ 93,000 $ 83,000
Decatur County Tennessee 6 $ 750,000 $ 125,000 $ 173,000
Van Zandt County Texas 6 $ 1,410,000 $ 235,000 $ 138,000
Baldwin County Alabama 5 $ 2,165,000 $ 433,000 $ 257,000
Arkansas County Arkansas 5 $ 685,000 $ 137,000 $ 90,000
Baxter County Arkansas 5 $ 1,115,000 $ 223,000 $ 206,000
Crittenden County Arkansas 5 $ 805,000 $ 161,000 $ 76,000
Izard County Arkansas 5 $ 805,000 $ 161,000 $ 48,000
Perry County Arkansas 5 $ 1,405,000 $ 281,000 $ 90,000
Sharp County Arkansas 5 $ 415,000 $ 83,000 $ 114,000
District of Columbia County District Of Columbia 5 $ 1,465,000 $ 293,000 $ 119,000
Walton County Florida 5 $ 2,365,000 $ 473,000 $ 305,000
Forsyth County Georgia 5 $ 2,495,000 $ 499,000 $ 162,000
Ada County Idaho 5 $ 1,895,000 $ 379,000 $ 139,000
Jefferson County Kentucky 5 $ 985,000 $ 197,000 $ 87,000
St. Tammany County Louisiana 5 $ 1,805,000 $ 361,000 $ 136,000
Barton County Missouri 5 $ 495,000 $ 99,000 $ 90,000
Camden County Missouri 5 $ 865,000 $ 173,000 $ 151,000
Ozark County Missouri 5 $ 355,000 $ 71,000 $ 49,000
Mecklenburg County North Carolina 5 $ 1,605,000 $ 321,000 $ 221,000
Carter County Oklahoma 5 $ 625,000 $ 125,000 $ 53,000
Hamilton County Tennessee 5 $ 2,215,000 $ 443,000 $ 317,000
Montgomery County Tennessee 5 $ 2,185,000 $ 437,000 $ 99,000
Rockwall County Texas 5 $ 16,175,000 $ 3,235,000 $ 163,000
Davis County Utah 5 $ 1,955,000 $ 391,000 $ 140,000
Madison County Alabama 4 $ 24,110,000 $ 6,027,000 $ 118,000
Carroll County Arkansas 4 $ 690,000 $ 172,000 $ 109,000
Clark County Arkansas 4 $ 780,000 $ 195,000 $ 128,000
Clay County Arkansas 4 $ 1,130,000 $ 282,000 $ 56,000
Brevard County Florida 4 $ 1,260,000 $ 315,000 $ 204,000
Cherokee County Georgia 4 $ 1,340,000 $ 335,000 $ 84,000
Fulton County Georgia 4 $ 1,260,000 $ 315,000 $ 139,000
Gwinnett County Georgia 4 $ 940,000 $ 235,000 $ 99,000
St. Clair County Illinois 4 $ 630,000 $ 157,000 $ 118,000
Saline County Kansas 4 $ 410,000 $ 102,000 $ 79,000
Fulton County Kentucky 4 $ 370,000 $ 92,000 $ 48,000
Dona Ana County New Mexico 4 $ 1,120,000 $ 280,000 $ 145,000
Delaware County Oklahoma 4 $ 1,390,000 $ 347,000 $ 305,000
Berkeley County South Carolina 4 $ 1,620,000 $ 405,000 $ 98,000
Anderson County Tennessee 4 $ 340,000 $ 85,000 $ 70,000
Lauderdale County Tennessee 4 $ 90,000 $ 22,000 $ 49,000
Washington County Tennessee 4 $ 910,000 $ 227,000 $ 244,000
Mobile County Alabama 3 $ 895,000 $ 298,000 $ 93,000
Boone County Arkansas 3 $ 435,000 $ 145,000 $ 104,000
Bradley County Arkansas 3 $ 225,000 $ 75,000 $ 64,000
Cross County Arkansas 3 $ 755,000 $ 251,000 $ 134,000
Woodruff County Arkansas 3 $ 1,155,000 $ 385,000 $ 528,000
Okaloosa County Florida 3 $ 1,015,000 $ 338,000 $ 286,000
Palm Beach County Florida 3 $ 7,285,000 $ 2,428,000 $ 1,094,000
Cobb County Georgia 3 $ 705,000 $ 235,000 $ 120,000
Coweta County Georgia 3 $ 945,000 $ 315,000 $ 152,000
Monroe County Illinois 3 $ 255,000 $ 85,000 $ 89,000
Monroe County Indiana 3 $ 1,035,000 $ 345,000 $ 121,000
Steuben County Indiana 3 $ 525,000 $ 175,000 $ 310,000
Calloway County Kentucky 3 $ 825,000 $ 275,000 $ 99,000
Fayette County Kentucky 3 $ 825,000 $ 275,000 $ 97,000
Jefferson County Louisiana 3 $ 595,000 $ 198,000 $ 120,000
Lafayette County Louisiana 3 $ 725,000 $ 241,000 $ 183,000
Ouachita County Louisiana 3 $ 905,000 $ 301,000 $ 490,000
York County Maine 3 $ 665,000 $ 221,000 $ 396,000
Baltimore County Maryland 3 $ 855,000 $ 285,000 $ 87,000
Essex County Massachusetts 3 $ 1,055,000 $ 351,000 $ 160,000
Norfolk County Massachusetts 3 $ 845,000 $ 281,000 $ 140,000
Worcester County Massachusetts 3 $ 905,000 $ 301,000 $ 152,000
Hennepin County Minnesota 3 $ 1,605,000 $ 535,000 $ 174,000
Alcorn County Mississippi 3 $ 535,000 $ 178,000 $ 70,000
Marshall County Mississippi 3 $ 445,000 $ 148,000 $ 55,000
Tate County Mississippi 3 $ 1,095,000 $ 365,000 $ 123,000
Tippah County Mississippi 3 $ 435,000 $ 145,000 $ 87,000
Clay County Missouri 3 $ 1,275,000 $ 425,000 $ 212,000
Gasconade County Missouri 3 $ 725,000 $ 241,000 $ 132,000
Henry County Missouri 3 $ 285,000 $ 95,000 $ 55,000
Hickory County Missouri 3 $ 75,000 $ 25,000 $ 22,000
McDonald County Missouri 3 $ 355,000 $ 118,000 $ 83,000
Randolph County Missouri 3 $ 255,000 $ 85,000 $ 40,000
St. Francois County Missouri 3 $ 145,000 $ 48,000 $ 53,000
Bernalillo County New Mexico 3 $ 1,055,000 $ 351,000 $ 151,000
Adair County Oklahoma 3 $ 1,655,000 $ 551,000 $ 45,000
Cherokee County Oklahoma 3 $ 455,000 $ 151,000 $ 205,000
Kay County Oklahoma 3 $ 385,000 $ 128,000 $ 76,000
Le Flore County Oklahoma 3 $ 285,000 $ 95,000 $ 57,000
McCurtain County Oklahoma 3 $ 2,445,000 $ 815,000 $ 668,000
Noble County Oklahoma 3 $ 455,000 $ 151,000 $ 57,000
Pottawatomie County Oklahoma 3 $ 595,000 $ 198,000 $ 153,000
Sequoyah County Oklahoma 3 $ 655,000 $ 218,000 $ 216,000
Clackamas County Oregon 3 $ 1,345,000 $ 448,000 $ 156,000
Bucks County Pennsylvania 3 $ 1,055,000 $ 351,000 $ 83,000
Lake County Tennessee 3 $ 235,000 $ 78,000 $ 64,000
Morgan County Tennessee 3 $ 235,000 $ 78,000 $ 93,000
Rhea County Tennessee 3 $ 1,435,000 $ 478,000 $ 738,000
Bowie County Texas 3 $ 565,000 $ 188,000 $ 54,000
Cameron County Texas 3 $ 2,245,000 $ 748,000 $ 569,000
Comal County Texas 3 $ 1,215,000 $ 405,000 $ 160,000
Ellis County Texas 3 $ 475,000 $ 158,000 $ 75,000
Erath County Texas 3 $ 275,000 $ 91,000 $ 244,000
McLennan County Texas 3 $ 24,735,000 $ 8,245,000 $ 389,000
San Patricio County Texas 3 $ 22,155,000 $ 7,385,000 $ 0
Williamson County Texas 3 $ 2,175,000 $ 725,000 $ 268,000
Salt Lake County Utah 3 $ 47,005,000 $ 15,668,000 $ 153,000
King County Washington 3 $ 1,735,000 $ 578,000 $ 124,000
Snohomish County Washington 3 $ 1,345,000 $ 448,000 $ 173,000
Monongalia County West Virginia 3 $ 895,000 $ 298,000 $ 175,000
Lauderdale County Alabama 2 $ 340,000 $ 170,000 $ 95,000
Limestone County Alabama 2 $ 550,000 $ 275,000 $ 158,000
Shelby County Alabama 2 $ 920,000 $ 460,000 $ 114,000
Talladega County Alabama 2 $ 690,000 $ 345,000 $ 59,000
Pima County Arizona 2 $ 610,000 $ 305,000 $ 138,000
Yavapai County Arizona 2 $ 880,000 $ 440,000 $ 85,000
Howard County Arkansas 2 $ 130,000 $ 65,000 $ 62,000
Phillips County Arkansas 2 $ 90,000 $ 45,000 $ 292,000
Douglas County Colorado 2 $ 1,370,000 $ 685,000 $ 198,000
Larimer County Colorado 2 $ 990,000 $ 495,000 $ 92,000
Lake County Florida 2 $ 750,000 $ 375,000 $ 144,000
Miami-Dade County Florida 2 $ 1,130,000 $ 565,000 $ 682,000
St. Johns County Florida 2 $ 730,000 $ 365,000 $ 323,000
St. Lucie County Florida 2 $ 650,000 $ 325,000 $ 87,000
Butts County Georgia 2 $ 700,000 $ 350,000 $ 89,000
DuPage County Illinois 2 $ 380,000 $ 190,000 $ 145,000
Knox County Illinois 2 $ 110,000 $ 55,000 $ 120,000
Lake County Indiana 2 $ 550,000 $ 275,000 $ 89,000
St. Joseph County Indiana 2 $ 340,000 $ 170,000 $ 140,000
Vigo County Indiana 2 $ 520,000 $ 260,000 $ 128,000
Butler County Kansas 2 $ 60,000 $ 30,000 $ 102,000
Cherokee County Kansas 2 $ 150,000 $ 75,000 $ 101,000
Cowley County Kansas 2 $ 100,000 $ 50,000 $ 127,000
Geary County Kansas 2 $ 610,000 $ 305,000 $ 263,000
Harvey County Kansas 2 $ 980,000 $ 490,000 $ 829,000
Leavenworth County Kansas 2 $ 90,000 $ 45,000 $ 146,000
Wyandotte County Kansas 2 $ 250,000 $ 125,000 $ 91,000
Graves County Kentucky 2 $ 210,000 $ 105,000 $ 41,000
Oldham County Kentucky 2 $ 740,000 $ 370,000 $ 112,000
Caddo County Louisiana 2 $ 2,460,000 $ 1,230,000 $ 287,000
St. Charles County Louisiana 2 $ 480,000 $ 240,000 $ 275,000
Baltimore City County Maryland 2 $ 460,000 $ 230,000 $ 1,828,000
Plymouth County Massachusetts 2 $ 1,120,000 $ 560,000 $ 328,000
Macomb County Michigan 2 $ 770,000 $ 385,000 $ 129,000
Carver County Minnesota 2 $ 1,060,000 $ 530,000 $ 196,000
Hinds County Mississippi 2 $ 250,000 $ 125,000 $ 135,000
Douglas County Missouri 2 $ 140,000 $ 70,000 $ 84,000
Franklin County Missouri 2 $ 130,000 $ 65,000 $ 84,000
Johnson County Missouri 2 $ 170,000 $ 85,000 $ 58,000
Laclede County Missouri 2 $ 310,000 $ 155,000 $ 66,000
Marion County Missouri 2 $ 340,000 $ 170,000 $ 82,000
Platte County Missouri 2 $ 440,000 $ 220,000 $ 145,000
Pulaski County Missouri 2 $ 2,220,000 $ 1,110,000 $ 129,000
Vernon County Missouri 2 $ 270,000 $ 135,000 $ 61,000
Warren County Missouri 2 $ 320,000 $ 160,000 $ 35,000
Carbon County Montana 2 $ 390,000 $ 195,000 $ 113,000
Lewis and Clark County Montana 2 $ 650,000 $ 325,000 $ 190,000
Hudson County New Jersey 2 $ 940,000 $ 470,000 $ 208,000
Buncombe County North Carolina 2 $ 670,000 $ 335,000 $ 170,000
Davidson County North Carolina 2 $ 1,340,000 $ 670,000 $ 41,000
Davie County North Carolina 2 $ 770,000 $ 385,000 $ 164,000
Durham County North Carolina 2 $ 510,000 $ 255,000 $ 86,000
Pitt County North Carolina 2 $ 460,000 $ 230,000 $ 209,000
Randolph County North Carolina 2 $ 830,000 $ 415,000 $ 246,000
Butler County Ohio 2 $ 460,000 $ 230,000 $ 85,000
Summit County Ohio 2 $ 430,000 $ 215,000 $ 78,000
Atoka County Oklahoma 2 $ 60,000 $ 30,000 $ 31,000
Muskogee County Oklahoma 2 $ 90,000 $ 45,000 $ 0
Pawnee County Oklahoma 2 $ 50,000 $ 25,000 $ 57,000
Pittsburg County Oklahoma 2 $ 360,000 $ 180,000 $ 749,000
Chester County Pennsylvania 2 $ 700,000 $ 350,000 $ 152,000
Horry County South Carolina 2 $ 420,000 $ 210,000 $ 96,000
York County South Carolina 2 $ 660,000 $ 330,000 $ 96,000
Hamblen County Tennessee 2 $ 390,000 $ 195,000 $ 42,000
Hardin County Tennessee 2 $ 420,000 $ 210,000 $ 135,000
Hickman County Tennessee 2 $ 530,000 $ 265,000 $ 97,000
Humphreys County Tennessee 2 $ 540,000 $ 270,000 $ 158,000
Marshall County Tennessee 2 $ 30,000 $ 15,000 $ 28,000
Meigs County Tennessee 2 $ 440,000 $ 220,000 $ 106,000
Burleson County Texas 2 $ 310,000 $ 155,000 $ 97,000
El Paso County Texas 2 $ 470,000 $ 235,000 $ 57,000
Harrison County Texas 2 $ 500,000 $ 250,000 $ 136,000
Hays County Texas 2 $ 360,000 $ 180,000 $ 0
Hunt County Texas 2 $ 160,000 $ 80,000 $ 33,000
Polk County Texas 2 $ 920,000 $ 460,000 $ 0
Titus County Texas 2 $ 3,090,000 $ 1,545,000 $ 325,000
Walker County Texas 2 $ 760,000 $ 380,000 $ 159,000
Wood County Texas 2 $ 460,000 $ 230,000 $ 171,000
Cache County Utah 2 $ 730,000 $ 365,000 $ 99,000
Fairfax County Virginia 2 $ 1,360,000 $ 680,000 $ 144,000
Loudoun County Virginia 2 $ 1,130,000 $ 565,000 $ 119,000
Prince William County Virginia 2 $ 1,270,000 $ 635,000 $ 155,000
Milwaukee County Wisconsin 2 $ 360,000 $ 180,000 $ 130,000
Autauga County Alabama 1 $ 195,000 $ 195,000 $ 77,000
Etowah County Alabama 1 $ 315,000 $ 315,000 $ 85,000
Houston County Alabama 1 $ 385,000 $ 385,000 $ 135,000
Morgan County Alabama 1 $ 195,000 $ 195,000 $ 42,000
Tuscaloosa County Alabama 1 $ 635,000 $ 635,000 $ 163,000
Yuma County Arizona 1 $ 335,000 $ 335,000 $ 82,000
Calhoun County Arkansas 1 $ 55,000 $ 55,000 $ 77,000
Jackson County Arkansas 1 $ 75,000 $ 75,000 $ 49,000
Little River County Arkansas 1 $ 35,000 $ 35,000 $ 72,000
Polk County Arkansas 1 $ 135,000 $ 135,000 $ 48,000
Prairie County Arkansas 1 $ 175,000 $ 175,000 $ 58,000
Sevier County Arkansas 1 $ 25,000 $ 25,000 $ 69,000
Yolo County California 1 $ 705,000 $ 705,000 $ 596,000
Arapahoe County Colorado 1 $ 425,000 $ 425,000 $ 160,000
Broomfield County Colorado 1 $ 665,000 $ 665,000 $ 110,000
Denver County Colorado 1 $ 295,000 $ 295,000 $ 84,000
Mesa County Colorado 1 $ 255,000 $ 255,000 $ 76,000
Montezuma County Colorado 1 $ 155,000 $ 155,000 $ 102,000
San Miguel County Colorado 1 $ 105,000 $ 105,000 $ 289,000
Fairfield County Connecticut 1 $ 255,000 $ 255,000 $ 72,000
New Haven County Connecticut 1 $ 555,000 $ 555,000 $ 370,000
New London County Connecticut 1 $ 235,000 $ 235,000 $ 79,000
New Castle County Delaware 1 $ 605,000 $ 605,000 $ 150,000
Sussex County Delaware 1 $ 285,000 $ 285,000 $ 109,000
Bay County Florida 1 $ 205,000 $ 205,000 $ 169,000
Broward County Florida 1 $ 79,055,000 $ 79,055,000 $ 0
Clay County Florida 1 $ 375,000 $ 375,000 $ 73,000
Collier County Florida 1 $ 645,000 $ 645,000 $ 103,000
Escambia County Florida 1 $ 1,165,000 $ 1,165,000 $ 1,885,000
Gulf County Florida 1 $ 435,000 $ 435,000 $ 150,000
Jackson County Florida 1 $ 295,000 $ 295,000 $ 116,000
Lee County Florida 1 $ 255,000 $ 255,000 $ 46,000
Marion County Florida 1 $ 205,000 $ 205,000 $ 91,000
Orange County Florida 1 $ 465,000 $ 465,000 $ 169,000
Osceola County Florida 1 $ 275,000 $ 275,000 $ 240,000
Polk County Florida 1 $ 55,005,000 $ 55,005,000 $ 0
Sarasota County Florida 1 $ 325,000 $ 325,000 $ 484,000
Bryan County Georgia 1 $ 365,000 $ 365,000 $ 130,000
Carroll County Georgia 1 $ 285,000 $ 285,000 $ 71,000
Chatham County Georgia 1 $ 415,000 $ 415,000 $ 165,000
Dawson County Georgia 1 $ 455,000 $ 455,000 $ 132,000
Dougherty County Georgia 1 $ 155,000 $ 155,000 $ 32,000
Effingham County Georgia 1 $ 145,000 $ 145,000 $ 140,000
Fannin County Georgia 1 $ 875,000 $ 875,000 $ 719,000
Houston County Georgia 1 $ 305,000 $ 305,000 $ 151,000
Lowndes County Georgia 1 $ 245,000 $ 245,000 $ 600,000
Richmond County Georgia 1 $ 135,000 $ 135,000 $ 430,000
Union County Georgia 1 $ 345,000 $ 345,000 $ 93,000
Walton County Georgia 1 $ 205,000 $ 205,000 $ 36,000
Whitfield County Georgia 1 $ 35,000 $ 35,000 $ 34,000
Bonner County Idaho 1 $ 205,000 $ 205,000 $ 70,000
Bonneville County Idaho 1 $ 205,000 $ 205,000 $ 130,000
Valley County Idaho 1 $ 255,000 $ 255,000 $ 1,462,000
DeKalb County Illinois 1 $ 125,000 $ 125,000 $ 49,000
Kendall County Illinois 1 $ 405,000 $ 405,000 $ 158,000
Lake County Illinois 1 $ 425,000 $ 425,000 $ 119,000
Will County Illinois 1 $ 255,000 $ 255,000 $ 130,000
Bartholomew County Indiana 1 $ 315,000 $ 315,000 $ 149,000
Elkhart County Indiana 1 $ 295,000 $ 295,000 $ 139,000
Floyd County Indiana 1 $ 255,000 $ 255,000 $ 91,000
Hancock County Indiana 1 $ 315,000 $ 315,000 $ 155,000
Porter County Indiana 1 $ 345,000 $ 345,000 $ 533,000
Spencer County Indiana 1 $ 185,000 $ 185,000 $ 34,000
Starke County Indiana 1 $ 135,000 $ 135,000 $ 56,000
Boone County Iowa 1 $ 285,000 $ 285,000 $ 87,000
Des Moines County Iowa 1 $ 105,000 $ 105,000 $ 87,000
Lucas County Iowa 1 $ 35,000 $ 35,000 $ 36,000
Crawford County Kansas 1 $ 25,000 $ 25,000 $ 98,000
Lincoln County Kansas 1 $ 55,000 $ 55,000 $ 43,000
McPherson County Kansas 1 $ 75,000 $ 75,000 $ 140,000
Miami County Kansas 1 $ 205,000 $ 205,000 $ 284,000
Boone County Kentucky 1 $ 345,000 $ 345,000 $ 164,000
Clinton County Kentucky 1 $ 105,000 $ 105,000 $ 69,000
Hickman County Kentucky 1 $ 155,000 $ 155,000 $ 56,000
Kenton County Kentucky 1 $ 265,000 $ 265,000 $ 198,000
Laurel County Kentucky 1 $ 175,000 $ 175,000 $ 79,000
Pike County Kentucky 1 $ 305,000 $ 305,000 $ 104,000
Simpson County Kentucky 1 $ 195,000 $ 195,000 $ 55,000
Spencer County Kentucky 1 $ 315,000 $ 315,000 $ 65,000
Warren County Kentucky 1 $ 435,000 $ 435,000 $ 112,000
Woodford County Kentucky 1 $ 305,000 $ 305,000 $ 59,000
Bossier County Louisiana 1 $ 355,000 $ 355,000 $ 102,000
Calcasieu County Louisiana 1 $ 205,000 $ 205,000 $ 158,000
East Baton Rouge County Louisiana 1 $ 295,000 $ 295,000 $ 176,000
Lincoln County Louisiana 1 $ 315,000 $ 315,000 $ 108,000
Orleans County Louisiana 1 $ 495,000 $ 495,000 $ 227,000
Cumberland County Maine 1 $ 555,000 $ 555,000 $ 255,000
Franklin County Maine 1 $ 455,000 $ 455,000 $ 157,000
Sagadahoc County Maine 1 $ 595,000 $ 595,000 $ 210,000
Anne Arundel County Maryland 1 $ 785,000 $ 785,000 $ 180,000
Harford County Maryland 1 $ 225,000 $ 225,000 $ 71,000
Prince George's County Maryland 1 $ 325,000 $ 325,000 $ 176,000
Barnstable County Massachusetts 1 $ 365,000 $ 365,000 $ 99,000
Berkshire County Massachusetts 1 $ 315,000 $ 315,000 $ 212,000
Bristol County Massachusetts 1 $ 265,000 $ 265,000 $ 107,000
Hampden County Massachusetts 1 $ 265,000 $ 265,000 $ 154,000
Hampshire County Massachusetts 1 $ 545,000 $ 545,000 $ 244,000
Suffolk County Massachusetts 1 $ 545,000 $ 545,000 $ 174,000
Alpena County Michigan 1 $ 265,000 $ 265,000 $ 120,000
Berrien County Michigan 1 $ 175,000 $ 175,000 $ 110,000
Cass County Michigan 1 $ 235,000 $ 235,000 $ 141,000
Kent County Michigan 1 $ 265,000 $ 265,000 $ 54,000
Wayne County Michigan 1 $ 85,000 $ 85,000 $ 88,000
Chisago County Minnesota 1 $ 215,000 $ 215,000 $ 47,000
Dakota County Minnesota 1 $ 305,000 $ 305,000 $ 105,000
Sherburne County Minnesota 1 $ 185,000 $ 185,000 $ 219,000
Hancock County Mississippi 1 $ 645,000 $ 645,000 $ 190,000
Holmes County Mississippi 1 $ 245,000 $ 245,000 $ 300,000
Madison County Mississippi 1 $ 485,000 $ 485,000 $ 121,000
Panola County Mississippi 1 $ 505,000 $ 505,000 $ 250,000
Tishomingo County Mississippi 1 $ 315,000 $ 315,000 $ 177,000
Audrain County Missouri 1 $ 15,000 $ 15,000 $ 0
Bates County Missouri 1 $ 85,000 $ 85,000 $ 26,000
Benton County Missouri 1 $ 185,000 $ 185,000 $ 74,000
Buchanan County Missouri 1 $ 135,000 $ 135,000 $ 225,000
Carter County Missouri 1 $ 125,000 $ 125,000 $ 62,000
Cass County Missouri 1 $ 255,000 $ 255,000 $ 80,000
Cole County Missouri 1 $ 185,000 $ 185,000 $ 84,000
Dallas County Missouri 1 $ 225,000 $ 225,000 $ 74,000
Daviess County Missouri 1 $ 105,000 $ 105,000 $ 278,000
Dent County Missouri 1 $ 65,000 $ 65,000 $ 31,000
Howard County Missouri 1 $ 25,000 $ 25,000 $ 31,000
Monroe County Missouri 1 $ 105,000 $ 105,000 $ 114,000
Perry County Missouri 1 $ 125,000 $ 125,000 $ 457,000
Phelps County Missouri 1 $ 155,000 $ 155,000 $ 96,000
Pike County Missouri 1 $ 145,000 $ 145,000 $ 64,000
St. Clair County Missouri 1 $ 25,000 $ 25,000 $ 39,000
Sullivan County Missouri 1 $ 75,000 $ 75,000 $ 89,000
Gallatin County Montana 1 $ 455,000 $ 455,000 $ 104,000
Yellowstone County Montana 1 $ 345,000 $ 345,000 $ 130,000
Douglas County Nebraska 1 $ 35,000 $ 35,000 $ 216,000
Keith County Nebraska 1 $ 505,000 $ 505,000 $ 180,000
Lancaster County Nebraska 1 $ 405,000 $ 405,000 $ 130,000
Richardson County Nebraska 1 $ 205,000 $ 205,000 $ 125,000
Nye County Nevada 1 $ 475,000 $ 475,000 $ 130,000
Belknap County New Hampshire 1 $ 535,000 $ 535,000 $ 475,000
Grafton County New Hampshire 1 $ 195,000 $ 195,000 $ 210,000
Merrimack County New Hampshire 1 $ 375,000 $ 375,000 $ 102,000
Bergen County New Jersey 1 $ 425,000 $ 425,000 $ 258,000
Burlington County New Jersey 1 $ 305,000 $ 305,000 $ 90,000
Essex County New Jersey 1 $ 5,000 $ 5,000 $ 222,000
Mercer County New Jersey 1 $ 375,000 $ 375,000 $ 95,000
Monmouth County New Jersey 1 $ 215,000 $ 215,000 $ 46,000
Ocean County New Jersey 1 $ 395,000 $ 395,000 $ 85,000
Passaic County New Jersey 1 $ 485,000 $ 485,000 $ 176,000
Sussex County New Jersey 1 $ 255,000 $ 255,000 $ 200,000
Union County New Jersey 1 $ 365,000 $ 365,000 $ 96,000
Rio Arriba County New Mexico 1 $ 305,000 $ 305,000 $ 360,000
Sandoval County New Mexico 1 $ 425,000 $ 425,000 $ 202,000
Santa Fe County New Mexico 1 $ 605,000 $ 605,000 $ 205,000
Taos County New Mexico 1 $ 285,000 $ 285,000 $ 176,000
Cabarrus County North Carolina 1 $ 355,000 $ 355,000 $ 96,000
Franklin County North Carolina 1 $ 195,000 $ 195,000 $ 115,000
Gaston County North Carolina 1 $ 315,000 $ 315,000 $ 156,000
Henderson County North Carolina 1 $ 645,000 $ 645,000 $ 430,000
Iredell County North Carolina 1 $ 195,000 $ 195,000 $ 301,000
Lincoln County North Carolina 1 $ 345,000 $ 345,000 $ 135,000
Union County North Carolina 1 $ 365,000 $ 365,000 $ 95,000
Stark County North Dakota 1 $ 325,000 $ 325,000 $ 64,000
Ashland County Ohio 1 $ 125,000 $ 125,000 $ 62,000
Delaware County Ohio 1 $ 245,000 $ 245,000 $ 92,000
Franklin County Ohio 1 $ 715,000 $ 715,000 $ 481,000
Lake County Ohio 1 $ 225,000 $ 225,000 $ 65,000
Licking County Ohio 1 $ 255,000 $ 255,000 $ 118,000
Madison County Ohio 1 $ 295,000 $ 295,000 $ 96,000
Comanche County Oklahoma 1 $ 115,000 $ 115,000 $ 67,000
Creek County Oklahoma 1 $ 175,000 $ 175,000 $ 312,000
Garfield County Oklahoma 1 $ 35,000 $ 35,000 $ 48,000
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Mortgage Loan Application Detail Totals for Simmons Bank in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,351 $2,256,195,000 $518,000 $79,055,000 $131,000 $3,472,000
Refinancing 1,594 $361,080,000 $226,000 $17,295,000 $143,000 $4,860,000
Home Improvement 1,245 $121,295,000 $97,000 $6,025,000 $135,000 $8,224,000
Other Purpose 613 $62,795,000 $102,000 $785,000 $128,000 $1,933,000
Cash-out Refinancing 582 $128,090,000 $220,000 $855,000 $113,000 $2,778,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,141 $1,058,185,000 $205,000 $6,755,000 $137,000 $4,860,000
Not Provided 1,024 $182,320,000 $178,000 $2,625,000 $159,000 $8,224,000
Black or African American 699 $114,425,000 $163,000 $1,775,000 $79,000 $783,000
Not applicable 683 $1,372,575,000 $2,009,000 $79,055,000 $0 $0
Hispanic 512 $104,570,000 $204,000 $1,935,000 $88,000 $1,520,000
Asian 204 $65,530,000 $321,000 $1,365,000 $170,000 $1,515,000
American Indian or Alaskan Native 71 $13,855,000 $195,000 $805,000 $101,000 $605,000
Native Hawaiian or Other Pacific Islander 2 $750,000 $375,000 $495,000 $174,000 $229,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,806 $2,818,910,000 $361,000 $79,055,000 $137,000 $8,224,000
FHA-insured (Federal Housing Administration) 330 $62,220,000 $188,000 $535,000 $68,000 $456,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 161 $24,425,000 $151,000 $355,000 $56,000 $110,000
VA-guaranteed (Veterans Administration) 88 $23,900,000 $271,000 $735,000 $95,000 $633,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,749 $2,451,365,000 $426,000 $79,055,000 $142,000 $8,224,000
Application Withdrawn By Applicant 1,404 $299,530,000 $213,000 $1,805,000 $137,000 $4,860,000
Application Denied By Financial Institution 1,120 $161,480,000 $144,000 $2,005,000 $82,000 $2,778,000
Application Approved But Not Accepted 112 $17,080,000 $152,000 $2,205,000 $123,000 $727,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 7,265 $2,767,975,000 $381,000 $79,055,000 $141,000 $8,224,000
Debt-To-Income Ratio 487 $78,335,000 $160,000 $2,005,000 $68,000 $475,000
Credit History 361 $36,975,000 $102,000 $1,045,000 $73,000 $1,235,000
Collateral 114 $12,170,000 $106,000 $545,000 $102,000 $721,000
Credit Application Incomplete 81 $17,745,000 $219,000 $855,000 $157,000 $2,778,000
Other 33 $6,205,000 $188,000 $565,000 $111,000 $418,000
Unverifiable Information 23 $5,165,000 $224,000 $615,000 $93,000 $363,000
Insufficient Cash (Downpayment, Closing Cost) 14 $3,480,000 $248,000 $495,000 $86,000 $170,000
Employment History 7 $1,405,000 $200,000 $335,000 $83,000 $243,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Simmons Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Simmons Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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