Simmons Bank Mortgage Lending & HMDA Data, 2022

In 2022, Simmons Bank of Pine Bluff, AR reported 8,385 mortgage applications totaling $2.9 billion, down 7% from 2021. The average application was for $349,368, and applicants reported an average income of $132,406. 69% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Little Rock-North Little Rock-Conway, AR (1,121), Memphis, TN-MS-AR (490) and Nashville-Davidson--Murfreesboro--Franklin, TN (406) (applications in parentheses).

Mortgage Company & Address Simmons Bank
501 Main
Pine Bluff, AR 71601
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  
Total Number of Mortgage Applications 8,385
Total Mortgage Loan Application Amount $2,929,455,000
Average Mortgage Loan Application Amount $349,368
Highest Mortgage Loan Application Amount $79,055,000
Average Applicant Income $132,406
Highest Applicant Income $8,224,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Simmons Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Simmons Bank by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Pulaski, Arkansas 669 $ 206,465,000 $ 308,617 $ 156,000
Shelby, Tennessee 428 $ 128,620,000 $ 300,514 $ 215,000
Craighead, Arkansas 266 $ 57,240,000 $ 215,187 $ 131,000
Boone, Missouri 217 $ 31,525,000 $ 145,276 $ 122,000
Jefferson, Arkansas 206 $ 25,140,000 $ 122,038 $ 63,000
Faulkner, Arkansas 192 $ 41,110,000 $ 214,114 $ 105,000
Dallas, Texas 192 $ 92,940,000 $ 484,062 $ 115,000
Saline, Arkansas 188 $ 36,880,000 $ 196,170 $ 110,000
St. Louis, Missouri 183 $ 32,715,000 $ 178,770 $ 120,000
White, Arkansas 168 $ 28,490,000 $ 169,583 $ 92,000
Garland, Arkansas 157 $ 36,105,000 $ 229,968 $ 148,000
Tarrant, Texas 150 $ 89,730,000 $ 598,200 $ 99,000
Madison, Tennessee 149 $ 67,085,000 $ 450,234 $ 99,000
Davidson, Tennessee 141 $ 173,155,000 $ 1,228,049 $ 181,000
Gibson, Tennessee 138 $ 22,150,000 $ 160,507 $ 79,000
Weakley, Tennessee 138 $ 23,600,000 $ 171,014 $ 81,000
Taney, Missouri 136 $ 23,980,000 $ 176,323 $ 138,000
Greene, Missouri 127 $ 21,565,000 $ 169,803 $ 79,000
Payne, Oklahoma 120 $ 24,590,000 $ 204,916 $ 134,000
Washington, Arkansas 113 $ 33,095,000 $ 292,876 $ 126,000
Dyer, Tennessee 108 $ 9,390,000 $ 86,944 $ 108,000
Greene, Arkansas 103 $ 19,245,000 $ 186,844 $ 98,000
Benton, Arkansas 101 $ 34,525,000 $ 341,831 $ 131,000
Obion, Tennessee 98 $ 10,560,000 $ 107,755 $ 69,000
Oklahoma, Oklahoma 93 $ 31,535,000 $ 339,086 $ 195,000
Sumner, Tennessee 92 $ 15,790,000 $ 171,630 $ 107,000
Pope, Arkansas 90 $ 13,840,000 $ 153,777 $ 89,000
Harris, Texas 86 $ 58,120,000 $ 675,813 $ 139,000
Stone, Missouri 84 $ 19,220,000 $ 228,809 $ 180,000
McMinn, Tennessee 84 $ 12,230,000 $ 145,595 $ 83,000
Williamson, Tennessee 84 $ 41,310,000 $ 491,785 $ 246,000
Sedgwick, Kansas 78 $ 109,160,000 $ 1,399,487 $ 195,000
Texas, Missouri 72 $ 5,870,000 $ 81,527 $ 64,000
Howell, Missouri 67 $ 6,465,000 $ 96,492 $ 59,000
Union, Arkansas 63 $ 7,355,000 $ 116,746 $ 84,000
Nueces, Texas 61 $ 49,465,000 $ 810,901 $ 161,000
Christian, Missouri 59 $ 12,695,000 $ 215,169 $ 182,000
Grayson, Texas 57 $ 10,905,000 $ 191,315 $ 124,000
Lonoke, Arkansas 51 $ 11,165,000 $ 218,921 $ 133,000
Franklin, Arkansas 50 $ 4,750,000 $ 95,000 $ 90,000
St. Charles, Missouri 48 $ 40,820,000 $ 850,416 $ 118,000
Monroe, Tennessee 48 $ 6,250,000 $ 130,208 $ 93,000
St. Louis City, Missouri 46 $ 19,540,000 $ 424,782 $ 92,000
Collin, Texas 43 $ 78,305,000 $ 1,821,046 $ 176,000
Van Buren, Arkansas 42 $ 4,450,000 $ 105,952 $ 78,000
Hardeman, Tennessee 42 $ 4,650,000 $ 110,714 $ 62,000
Robertson, Tennessee 42 $ 10,120,000 $ 240,952 $ 109,000
Sebastian, Arkansas 40 $ 11,630,000 $ 290,750 $ 71,000
Clark, Nevada 40 $ 15,890,000 $ 397,250 $ 178,000
Johnson, Arkansas 39 $ 4,225,000 $ 108,333 $ 63,000
Cedar, Missouri 38 $ 3,690,000 $ 97,105 $ 101,000
Lawrence, Missouri 38 $ 5,730,000 $ 150,789 $ 73,000
Jackson, Missouri 36 $ 6,300,000 $ 175,000 $ 125,000
Blount, Tennessee 35 $ 8,695,000 $ 248,428 $ 153,000
Montgomery, Texas 34 $ 51,830,000 $ 1,524,411 $ 180,000
Searcy, Arkansas 31 $ 2,295,000 $ 74,032 $ 57,000
Dade, Missouri 31 $ 2,355,000 $ 75,967 $ 74,000
Bryan, Oklahoma 31 $ 8,805,000 $ 284,032 $ 166,000
Knox, Tennessee 31 $ 9,995,000 $ 322,419 $ 143,000
Pettis, Missouri 30 $ 7,950,000 $ 265,000 $ 85,000
Travis, Texas 29 $ 21,095,000 $ 727,413 $ 663,000
Jasper, Missouri 26 $ 3,440,000 $ 132,307 $ 102,000
Denton, Texas 26 $ 46,430,000 $ 1,785,769 $ 223,000
Desha, Arkansas 23 $ 2,145,000 $ 93,260 $ 87,000
Tulsa, Oklahoma 23 $ 5,885,000 $ 255,869 $ 233,000
Henderson, Texas 22 $ 16,530,000 $ 751,363 $ 98,000
Cleburne, Arkansas 21 $ 5,255,000 $ 250,238 $ 181,000
Webster, Missouri 21 $ 3,045,000 $ 145,000 $ 89,000
Murray, Oklahoma 21 $ 1,615,000 $ 76,904 $ 162,000
Poinsett, Arkansas 20 $ 2,050,000 $ 102,500 $ 142,000
Grady, Oklahoma 20 $ 2,680,000 $ 134,000 $ 90,000
Crockett, Tennessee 20 $ 3,720,000 $ 186,000 $ 76,000
Haywood, Tennessee 20 $ 2,160,000 $ 108,000 $ 77,000
Chicot, Arkansas 19 $ 2,935,000 $ 154,473 $ 61,000
Lincoln, Arkansas 19 $ 3,725,000 $ 196,052 $ 84,000
Pontotoc, Oklahoma 19 $ 2,495,000 $ 131,315 $ 220,000
Chester, Tennessee 19 $ 2,935,000 $ 154,473 $ 66,000
Tipton, Tennessee 19 $ 3,205,000 $ 168,684 $ 97,000
Cooke, Texas 19 $ 4,485,000 $ 236,052 $ 85,000
Hot Spring, Arkansas 18 $ 1,880,000 $ 104,444 $ 62,000
Johnson, Kansas 18 $ 3,930,000 $ 218,333 $ 408,000
Wright, Missouri 18 $ 1,430,000 $ 79,444 $ 65,000
Fayette, Tennessee 18 $ 4,680,000 $ 260,000 $ 130,000
Henderson, Tennessee 18 $ 1,700,000 $ 94,444 $ 68,000
Johnson, Texas 18 $ 3,010,000 $ 167,222 $ 87,000
Reno, Kansas 17 $ 855,000 $ 50,294 $ 69,000
Smith, Texas 17 $ 10,785,000 $ 634,411 $ 150,000
Ashley, Arkansas 16 $ 950,000 $ 59,375 $ 66,000
Grant, Arkansas 16 $ 2,980,000 $ 186,250 $ 111,000
Shannon, Missouri 16 $ 1,220,000 $ 76,250 $ 49,000
Garvin, Oklahoma 16 $ 1,390,000 $ 86,875 $ 78,000
Henry, Tennessee 16 $ 2,880,000 $ 180,000 $ 81,000
Brazos, Texas 16 $ 7,420,000 $ 463,750 $ 121,000
Cleveland, Oklahoma 15 $ 52,395,000 $ 3,493,000 $ 146,000
Carroll, Tennessee 15 $ 2,295,000 $ 153,000 $ 114,000
Bexar, Texas 15 $ 6,225,000 $ 415,000 $ 192,000
DeSoto, Mississippi 14 $ 4,040,000 $ 288,571 $ 479,000
Mississippi, Arkansas 13 $ 2,875,000 $ 221,153 $ 96,000
Newton, Missouri 13 $ 1,935,000 $ 148,846 $ 72,000
Canadian, Oklahoma 13 $ 2,735,000 $ 210,384 $ 237,000
Marshall, Oklahoma 13 $ 1,545,000 $ 118,846 $ 103,000
Jefferson, Missouri 12 $ 1,440,000 $ 120,000 $ 96,000
Washoe, Nevada 12 $ 5,550,000 $ 462,500 $ 156,000
Roane, Tennessee 12 $ 1,140,000 $ 95,000 $ 53,000
Rutherford, Tennessee 12 $ 2,670,000 $ 222,500 $ 119,000
Fort Bend, Texas 12 $ 57,340,000 $ 4,778,333 $ 216,000
Stone, Arkansas 11 $ 1,325,000 $ 120,454 $ 73,000
Wilson, Tennessee 11 $ 2,375,000 $ 215,909 $ 112,000
Parker, Texas 11 $ 6,625,000 $ 602,272 $ 587,000
Madison, Arkansas 10 $ 1,060,000 $ 106,000 $ 80,000
Barry, Missouri 10 $ 1,240,000 $ 124,000 $ 72,000
Lincoln, Missouri 10 $ 1,380,000 $ 138,000 $ 85,000
Wake, North Carolina 10 $ 3,500,000 $ 350,000 $ 142,000
Charleston, South Carolina 10 $ 4,120,000 $ 412,000 $ 145,000
Dickson, Tennessee 10 $ 2,480,000 $ 248,000 $ 112,000
Sevier, Tennessee 10 $ 7,520,000 $ 752,000 $ 342,000
Comanche, Texas 10 $ 1,010,000 $ 101,000 $ 102,000
Kaufman, Texas 10 $ 3,030,000 $ 303,000 $ 90,000
Maricopa, Arizona 9 $ 3,795,000 $ 421,666 $ 126,000
Yell, Arkansas 9 $ 1,035,000 $ 115,000 $ 69,000
Bradley, Tennessee 9 $ 2,315,000 $ 257,222 $ 123,000
McNairy, Tennessee 9 $ 1,175,000 $ 130,555 $ 87,000
Galveston, Texas 9 $ 9,905,000 $ 1,100,555 $ 135,000
Utah, Utah 9 $ 3,695,000 $ 410,555 $ 148,000
Crawford, Arkansas 8 $ 1,550,000 $ 193,750 $ 118,000
Drew, Arkansas 8 $ 1,300,000 $ 162,500 $ 79,000
Lawrence, Arkansas 8 $ 950,000 $ 118,750 $ 110,000
Logan, Arkansas 8 $ 810,000 $ 101,250 $ 79,000
Pinellas, Florida 8 $ 2,570,000 $ 321,250 $ 176,000
Callaway, Missouri 8 $ 1,180,000 $ 147,500 $ 127,000
Oregon, Missouri 8 $ 890,000 $ 111,250 $ 52,000
Johnston, Oklahoma 8 $ 180,000 $ 22,500 $ 45,000
Jefferson, Alabama 7 $ 4,835,000 $ 690,714 $ 104,000
Cleveland, Arkansas 7 $ 725,000 $ 103,571 $ 85,000
Conway, Arkansas 7 $ 1,205,000 $ 172,142 $ 100,000
Independence, Arkansas 7 $ 865,000 $ 123,571 $ 132,000
Middlesex, Massachusetts 7 $ 2,505,000 $ 357,857 $ 195,000
Lafayette, Mississippi 7 $ 1,935,000 $ 276,428 $ 559,000
Cooper, Missouri 7 $ 495,000 $ 70,714 $ 94,000
Polk, Missouri 7 $ 6,085,000 $ 869,285 $ 68,000
Cheatham, Tennessee 7 $ 2,235,000 $ 319,285 $ 117,000
Loudon, Tennessee 7 $ 2,735,000 $ 390,714 $ 273,000
Maury, Tennessee 7 $ 1,095,000 $ 156,428 $ 95,000
Palo Pinto, Texas 7 $ 885,000 $ 126,428 $ 111,000
Fulton, Arkansas 6 $ 800,000 $ 133,333 $ 78,000
Randolph, Arkansas 6 $ 700,000 $ 116,666 $ 136,000
Cook, Illinois 6 $ 1,970,000 $ 328,333 $ 174,000
Logan, Oklahoma 6 $ 560,000 $ 93,333 $ 83,000
Decatur, Tennessee 6 $ 750,000 $ 125,000 $ 173,000
Van Zandt, Texas 6 $ 1,410,000 $ 235,000 $ 138,000
Baldwin, Alabama 5 $ 2,165,000 $ 433,000 $ 257,000
Arkansas, Arkansas 5 $ 685,000 $ 137,000 $ 90,000
Baxter, Arkansas 5 $ 1,115,000 $ 223,000 $ 206,000
Crittenden, Arkansas 5 $ 805,000 $ 161,000 $ 76,000
Izard, Arkansas 5 $ 805,000 $ 161,000 $ 48,000
Perry, Arkansas 5 $ 1,405,000 $ 281,000 $ 90,000
Sharp, Arkansas 5 $ 415,000 $ 83,000 $ 114,000
District of Columbia, District Of Columbia 5 $ 1,465,000 $ 293,000 $ 119,000
Walton, Florida 5 $ 2,365,000 $ 473,000 $ 305,000
Forsyth, Georgia 5 $ 2,495,000 $ 499,000 $ 162,000
Ada, Idaho 5 $ 1,895,000 $ 379,000 $ 139,000
Jefferson, Kentucky 5 $ 985,000 $ 197,000 $ 87,000
St. Tammany, Louisiana 5 $ 1,805,000 $ 361,000 $ 136,000
Barton, Missouri 5 $ 495,000 $ 99,000 $ 90,000
Camden, Missouri 5 $ 865,000 $ 173,000 $ 151,000
Ozark, Missouri 5 $ 355,000 $ 71,000 $ 49,000
Mecklenburg, North Carolina 5 $ 1,605,000 $ 321,000 $ 221,000
Carter, Oklahoma 5 $ 625,000 $ 125,000 $ 53,000
Hamilton, Tennessee 5 $ 2,215,000 $ 443,000 $ 317,000
Montgomery, Tennessee 5 $ 2,185,000 $ 437,000 $ 99,000
Rockwall, Texas 5 $ 16,175,000 $ 3,235,000 $ 163,000
Davis, Utah 5 $ 1,955,000 $ 391,000 $ 140,000
Madison, Alabama 4 $ 24,110,000 $ 6,027,500 $ 118,000
Carroll, Arkansas 4 $ 690,000 $ 172,500 $ 109,000
Clark, Arkansas 4 $ 780,000 $ 195,000 $ 128,000
Clay, Arkansas 4 $ 1,130,000 $ 282,500 $ 56,000
Brevard, Florida 4 $ 1,260,000 $ 315,000 $ 204,000
Cherokee, Georgia 4 $ 1,340,000 $ 335,000 $ 84,000
Fulton, Georgia 4 $ 1,260,000 $ 315,000 $ 139,000
Gwinnett, Georgia 4 $ 940,000 $ 235,000 $ 99,000
St. Clair, Illinois 4 $ 630,000 $ 157,500 $ 118,000
Saline, Kansas 4 $ 410,000 $ 102,500 $ 79,000
Fulton, Kentucky 4 $ 370,000 $ 92,500 $ 48,000
Dona Ana, New Mexico 4 $ 1,120,000 $ 280,000 $ 145,000
Delaware, Oklahoma 4 $ 1,390,000 $ 347,500 $ 305,000
Berkeley, South Carolina 4 $ 1,620,000 $ 405,000 $ 98,000
Anderson, Tennessee 4 $ 340,000 $ 85,000 $ 70,000
Lauderdale, Tennessee 4 $ 90,000 $ 22,500 $ 49,000
Washington, Tennessee 4 $ 910,000 $ 227,500 $ 244,000
Mobile, Alabama 3 $ 895,000 $ 298,333 $ 93,000
Boone, Arkansas 3 $ 435,000 $ 145,000 $ 104,000
Bradley, Arkansas 3 $ 225,000 $ 75,000 $ 64,000
Cross, Arkansas 3 $ 755,000 $ 251,666 $ 134,000
Woodruff, Arkansas 3 $ 1,155,000 $ 385,000 $ 528,000
Okaloosa, Florida 3 $ 1,015,000 $ 338,333 $ 286,000
Palm Beach, Florida 3 $ 7,285,000 $ 2,428,333 $ 1,094,000
Cobb, Georgia 3 $ 705,000 $ 235,000 $ 120,000
Coweta, Georgia 3 $ 945,000 $ 315,000 $ 152,000
Monroe, Illinois 3 $ 255,000 $ 85,000 $ 89,000
Monroe, Indiana 3 $ 1,035,000 $ 345,000 $ 121,000
Steuben, Indiana 3 $ 525,000 $ 175,000 $ 310,000
Calloway, Kentucky 3 $ 825,000 $ 275,000 $ 99,000
Fayette, Kentucky 3 $ 825,000 $ 275,000 $ 97,000
Jefferson, Louisiana 3 $ 595,000 $ 198,333 $ 120,000
Lafayette, Louisiana 3 $ 725,000 $ 241,666 $ 183,000
Ouachita, Louisiana 3 $ 905,000 $ 301,666 $ 490,000
York, Maine 3 $ 665,000 $ 221,666 $ 396,000
Baltimore, Maryland 3 $ 855,000 $ 285,000 $ 87,000
Essex, Massachusetts 3 $ 1,055,000 $ 351,666 $ 160,000
Norfolk, Massachusetts 3 $ 845,000 $ 281,666 $ 140,000
Worcester, Massachusetts 3 $ 905,000 $ 301,666 $ 152,000
Hennepin, Minnesota 3 $ 1,605,000 $ 535,000 $ 174,000
Alcorn, Mississippi 3 $ 535,000 $ 178,333 $ 70,000
Marshall, Mississippi 3 $ 445,000 $ 148,333 $ 55,000
Tate, Mississippi 3 $ 1,095,000 $ 365,000 $ 123,000
Tippah, Mississippi 3 $ 435,000 $ 145,000 $ 87,000
Clay, Missouri 3 $ 1,275,000 $ 425,000 $ 212,000
Gasconade, Missouri 3 $ 725,000 $ 241,666 $ 132,000
Henry, Missouri 3 $ 285,000 $ 95,000 $ 55,000
Hickory, Missouri 3 $ 75,000 $ 25,000 $ 22,000
McDonald, Missouri 3 $ 355,000 $ 118,333 $ 83,000
Randolph, Missouri 3 $ 255,000 $ 85,000 $ 40,000
St. Francois, Missouri 3 $ 145,000 $ 48,333 $ 53,000
Bernalillo, New Mexico 3 $ 1,055,000 $ 351,666 $ 151,000
Adair, Oklahoma 3 $ 1,655,000 $ 551,666 $ 45,000
Cherokee, Oklahoma 3 $ 455,000 $ 151,666 $ 205,000
Kay, Oklahoma 3 $ 385,000 $ 128,333 $ 76,000
Le Flore, Oklahoma 3 $ 285,000 $ 95,000 $ 57,000
McCurtain, Oklahoma 3 $ 2,445,000 $ 815,000 $ 668,000
Noble, Oklahoma 3 $ 455,000 $ 151,666 $ 57,000
Pottawatomie, Oklahoma 3 $ 595,000 $ 198,333 $ 153,000
Sequoyah, Oklahoma 3 $ 655,000 $ 218,333 $ 216,000
Clackamas, Oregon 3 $ 1,345,000 $ 448,333 $ 156,000
Bucks, Pennsylvania 3 $ 1,055,000 $ 351,666 $ 83,000
Lake, Tennessee 3 $ 235,000 $ 78,333 $ 64,000
Morgan, Tennessee 3 $ 235,000 $ 78,333 $ 93,000
Rhea, Tennessee 3 $ 1,435,000 $ 478,333 $ 738,000
Bowie, Texas 3 $ 565,000 $ 188,333 $ 54,000
Cameron, Texas 3 $ 2,245,000 $ 748,333 $ 569,000
Comal, Texas 3 $ 1,215,000 $ 405,000 $ 160,000
Ellis, Texas 3 $ 475,000 $ 158,333 $ 75,000
Erath, Texas 3 $ 275,000 $ 91,666 $ 244,000
McLennan, Texas 3 $ 24,735,000 $ 8,245,000 $ 389,000
San Patricio, Texas 3 $ 22,155,000 $ 7,385,000 $ 0
Williamson, Texas 3 $ 2,175,000 $ 725,000 $ 268,000
Salt Lake, Utah 3 $ 47,005,000 $ 15,668,333 $ 153,000
King, Washington 3 $ 1,735,000 $ 578,333 $ 124,000
Snohomish, Washington 3 $ 1,345,000 $ 448,333 $ 173,000
Monongalia, West Virginia 3 $ 895,000 $ 298,333 $ 175,000
Lauderdale, Alabama 2 $ 340,000 $ 170,000 $ 95,000
Limestone, Alabama 2 $ 550,000 $ 275,000 $ 158,000
Shelby, Alabama 2 $ 920,000 $ 460,000 $ 114,000
Talladega, Alabama 2 $ 690,000 $ 345,000 $ 59,000
Pima, Arizona 2 $ 610,000 $ 305,000 $ 138,000
Yavapai, Arizona 2 $ 880,000 $ 440,000 $ 85,000
Howard, Arkansas 2 $ 130,000 $ 65,000 $ 62,000
Phillips, Arkansas 2 $ 90,000 $ 45,000 $ 292,000
Douglas, Colorado 2 $ 1,370,000 $ 685,000 $ 198,000
Larimer, Colorado 2 $ 990,000 $ 495,000 $ 92,000
Lake, Florida 2 $ 750,000 $ 375,000 $ 144,000
Miami-Dade, Florida 2 $ 1,130,000 $ 565,000 $ 682,000
St. Johns, Florida 2 $ 730,000 $ 365,000 $ 323,000
St. Lucie, Florida 2 $ 650,000 $ 325,000 $ 87,000
Butts, Georgia 2 $ 700,000 $ 350,000 $ 89,000
DuPage, Illinois 2 $ 380,000 $ 190,000 $ 145,000
Knox, Illinois 2 $ 110,000 $ 55,000 $ 120,000
Lake, Indiana 2 $ 550,000 $ 275,000 $ 89,000
St. Joseph, Indiana 2 $ 340,000 $ 170,000 $ 140,000
Vigo, Indiana 2 $ 520,000 $ 260,000 $ 128,000
Butler, Kansas 2 $ 60,000 $ 30,000 $ 102,000
Cherokee, Kansas 2 $ 150,000 $ 75,000 $ 101,000
Cowley, Kansas 2 $ 100,000 $ 50,000 $ 127,000
Geary, Kansas 2 $ 610,000 $ 305,000 $ 263,000
Harvey, Kansas 2 $ 980,000 $ 490,000 $ 829,000
Leavenworth, Kansas 2 $ 90,000 $ 45,000 $ 146,000
Wyandotte, Kansas 2 $ 250,000 $ 125,000 $ 91,000
Graves, Kentucky 2 $ 210,000 $ 105,000 $ 41,000
Oldham, Kentucky 2 $ 740,000 $ 370,000 $ 112,000
Caddo, Louisiana 2 $ 2,460,000 $ 1,230,000 $ 287,000
St. Charles, Louisiana 2 $ 480,000 $ 240,000 $ 275,000
Baltimore City, Maryland 2 $ 460,000 $ 230,000 $ 1,828,000
Plymouth, Massachusetts 2 $ 1,120,000 $ 560,000 $ 328,000
Macomb, Michigan 2 $ 770,000 $ 385,000 $ 129,000
Carver, Minnesota 2 $ 1,060,000 $ 530,000 $ 196,000
Hinds, Mississippi 2 $ 250,000 $ 125,000 $ 135,000
Douglas, Missouri 2 $ 140,000 $ 70,000 $ 84,000
Franklin, Missouri 2 $ 130,000 $ 65,000 $ 84,000
Johnson, Missouri 2 $ 170,000 $ 85,000 $ 58,000
Laclede, Missouri 2 $ 310,000 $ 155,000 $ 66,000
Marion, Missouri 2 $ 340,000 $ 170,000 $ 82,000
Platte, Missouri 2 $ 440,000 $ 220,000 $ 145,000
Pulaski, Missouri 2 $ 2,220,000 $ 1,110,000 $ 129,000
Vernon, Missouri 2 $ 270,000 $ 135,000 $ 61,000
Warren, Missouri 2 $ 320,000 $ 160,000 $ 35,000
Carbon, Montana 2 $ 390,000 $ 195,000 $ 113,000
Lewis and Clark, Montana 2 $ 650,000 $ 325,000 $ 190,000
Hudson, New Jersey 2 $ 940,000 $ 470,000 $ 208,000
Buncombe, North Carolina 2 $ 670,000 $ 335,000 $ 170,000
Davidson, North Carolina 2 $ 1,340,000 $ 670,000 $ 41,000
Davie, North Carolina 2 $ 770,000 $ 385,000 $ 164,000
Durham, North Carolina 2 $ 510,000 $ 255,000 $ 86,000
Pitt, North Carolina 2 $ 460,000 $ 230,000 $ 209,000
Randolph, North Carolina 2 $ 830,000 $ 415,000 $ 246,000
Butler, Ohio 2 $ 460,000 $ 230,000 $ 85,000
Summit, Ohio 2 $ 430,000 $ 215,000 $ 78,000
Atoka, Oklahoma 2 $ 60,000 $ 30,000 $ 31,000
Muskogee, Oklahoma 2 $ 90,000 $ 45,000 $ 0
Pawnee, Oklahoma 2 $ 50,000 $ 25,000 $ 57,000
Pittsburg, Oklahoma 2 $ 360,000 $ 180,000 $ 749,000
Chester, Pennsylvania 2 $ 700,000 $ 350,000 $ 152,000
Horry, South Carolina 2 $ 420,000 $ 210,000 $ 96,000
York, South Carolina 2 $ 660,000 $ 330,000 $ 96,000
Hamblen, Tennessee 2 $ 390,000 $ 195,000 $ 42,000
Hardin, Tennessee 2 $ 420,000 $ 210,000 $ 135,000
Hickman, Tennessee 2 $ 530,000 $ 265,000 $ 97,000
Humphreys, Tennessee 2 $ 540,000 $ 270,000 $ 158,000
Marshall, Tennessee 2 $ 30,000 $ 15,000 $ 28,000
Meigs, Tennessee 2 $ 440,000 $ 220,000 $ 106,000
Burleson, Texas 2 $ 310,000 $ 155,000 $ 97,000
El Paso, Texas 2 $ 470,000 $ 235,000 $ 57,000
Harrison, Texas 2 $ 500,000 $ 250,000 $ 136,000
Hays, Texas 2 $ 360,000 $ 180,000 $ 0
Hunt, Texas 2 $ 160,000 $ 80,000 $ 33,000
Polk, Texas 2 $ 920,000 $ 460,000 $ 0
Titus, Texas 2 $ 3,090,000 $ 1,545,000 $ 325,000
Walker, Texas 2 $ 760,000 $ 380,000 $ 159,000
Wood, Texas 2 $ 460,000 $ 230,000 $ 171,000
Cache, Utah 2 $ 730,000 $ 365,000 $ 99,000
Fairfax, Virginia 2 $ 1,360,000 $ 680,000 $ 144,000
Loudoun, Virginia 2 $ 1,130,000 $ 565,000 $ 119,000
Prince William, Virginia 2 $ 1,270,000 $ 635,000 $ 155,000
Milwaukee, Wisconsin 2 $ 360,000 $ 180,000 $ 130,000
Autauga, Alabama 1 $ 195,000 $ 195,000 $ 77,000
Etowah, Alabama 1 $ 315,000 $ 315,000 $ 85,000
Houston, Alabama 1 $ 385,000 $ 385,000 $ 135,000
Morgan, Alabama 1 $ 195,000 $ 195,000 $ 42,000
Tuscaloosa, Alabama 1 $ 635,000 $ 635,000 $ 163,000
Yuma, Arizona 1 $ 335,000 $ 335,000 $ 82,000
Calhoun, Arkansas 1 $ 55,000 $ 55,000 $ 77,000
Jackson, Arkansas 1 $ 75,000 $ 75,000 $ 49,000
Little River, Arkansas 1 $ 35,000 $ 35,000 $ 72,000
Polk, Arkansas 1 $ 135,000 $ 135,000 $ 48,000
Prairie, Arkansas 1 $ 175,000 $ 175,000 $ 58,000
Sevier, Arkansas 1 $ 25,000 $ 25,000 $ 69,000
Yolo, California 1 $ 705,000 $ 705,000 $ 596,000
Arapahoe, Colorado 1 $ 425,000 $ 425,000 $ 160,000
Broomfield, Colorado 1 $ 665,000 $ 665,000 $ 110,000
Denver, Colorado 1 $ 295,000 $ 295,000 $ 84,000
Mesa, Colorado 1 $ 255,000 $ 255,000 $ 76,000
Montezuma, Colorado 1 $ 155,000 $ 155,000 $ 102,000
San Miguel, Colorado 1 $ 105,000 $ 105,000 $ 289,000
Fairfield, Connecticut 1 $ 255,000 $ 255,000 $ 72,000
New Haven, Connecticut 1 $ 555,000 $ 555,000 $ 370,000
New London, Connecticut 1 $ 235,000 $ 235,000 $ 79,000
New Castle, Delaware 1 $ 605,000 $ 605,000 $ 150,000
Sussex, Delaware 1 $ 285,000 $ 285,000 $ 109,000
Bay, Florida 1 $ 205,000 $ 205,000 $ 169,000
Broward, Florida 1 $ 79,055,000 $ 79,055,000 $ 0
Clay, Florida 1 $ 375,000 $ 375,000 $ 73,000
Collier, Florida 1 $ 645,000 $ 645,000 $ 103,000
Escambia, Florida 1 $ 1,165,000 $ 1,165,000 $ 1,885,000
Gulf, Florida 1 $ 435,000 $ 435,000 $ 150,000
Jackson, Florida 1 $ 295,000 $ 295,000 $ 116,000
Lee, Florida 1 $ 255,000 $ 255,000 $ 46,000
Marion, Florida 1 $ 205,000 $ 205,000 $ 91,000
Orange, Florida 1 $ 465,000 $ 465,000 $ 169,000
Osceola, Florida 1 $ 275,000 $ 275,000 $ 240,000
Polk, Florida 1 $ 55,005,000 $ 55,005,000 $ 0
Sarasota, Florida 1 $ 325,000 $ 325,000 $ 484,000
Bryan, Georgia 1 $ 365,000 $ 365,000 $ 130,000
Carroll, Georgia 1 $ 285,000 $ 285,000 $ 71,000
Chatham, Georgia 1 $ 415,000 $ 415,000 $ 165,000
Dawson, Georgia 1 $ 455,000 $ 455,000 $ 132,000
Dougherty, Georgia 1 $ 155,000 $ 155,000 $ 32,000
Effingham, Georgia 1 $ 145,000 $ 145,000 $ 140,000
Fannin, Georgia 1 $ 875,000 $ 875,000 $ 719,000
Houston, Georgia 1 $ 305,000 $ 305,000 $ 151,000
Lowndes, Georgia 1 $ 245,000 $ 245,000 $ 600,000
Richmond, Georgia 1 $ 135,000 $ 135,000 $ 430,000
Union, Georgia 1 $ 345,000 $ 345,000 $ 93,000
Walton, Georgia 1 $ 205,000 $ 205,000 $ 36,000
Whitfield, Georgia 1 $ 35,000 $ 35,000 $ 34,000
Bonner, Idaho 1 $ 205,000 $ 205,000 $ 70,000
Bonneville, Idaho 1 $ 205,000 $ 205,000 $ 130,000
Valley, Idaho 1 $ 255,000 $ 255,000 $ 1,462,000
DeKalb, Illinois 1 $ 125,000 $ 125,000 $ 49,000
Kendall, Illinois 1 $ 405,000 $ 405,000 $ 158,000
Lake, Illinois 1 $ 425,000 $ 425,000 $ 119,000
Will, Illinois 1 $ 255,000 $ 255,000 $ 130,000
Bartholomew, Indiana 1 $ 315,000 $ 315,000 $ 149,000
Elkhart, Indiana 1 $ 295,000 $ 295,000 $ 139,000
Floyd, Indiana 1 $ 255,000 $ 255,000 $ 91,000
Hancock, Indiana 1 $ 315,000 $ 315,000 $ 155,000
Porter, Indiana 1 $ 345,000 $ 345,000 $ 533,000
Spencer, Indiana 1 $ 185,000 $ 185,000 $ 34,000
Starke, Indiana 1 $ 135,000 $ 135,000 $ 56,000
Boone, Iowa 1 $ 285,000 $ 285,000 $ 87,000
Des Moines, Iowa 1 $ 105,000 $ 105,000 $ 87,000
Lucas, Iowa 1 $ 35,000 $ 35,000 $ 36,000
Crawford, Kansas 1 $ 25,000 $ 25,000 $ 98,000
Lincoln, Kansas 1 $ 55,000 $ 55,000 $ 43,000
McPherson, Kansas 1 $ 75,000 $ 75,000 $ 140,000
Miami, Kansas 1 $ 205,000 $ 205,000 $ 284,000
Boone, Kentucky 1 $ 345,000 $ 345,000 $ 164,000
Clinton, Kentucky 1 $ 105,000 $ 105,000 $ 69,000
Hickman, Kentucky 1 $ 155,000 $ 155,000 $ 56,000
Kenton, Kentucky 1 $ 265,000 $ 265,000 $ 198,000
Laurel, Kentucky 1 $ 175,000 $ 175,000 $ 79,000
Pike, Kentucky 1 $ 305,000 $ 305,000 $ 104,000
Simpson, Kentucky 1 $ 195,000 $ 195,000 $ 55,000
Spencer, Kentucky 1 $ 315,000 $ 315,000 $ 65,000
Warren, Kentucky 1 $ 435,000 $ 435,000 $ 112,000
Woodford, Kentucky 1 $ 305,000 $ 305,000 $ 59,000
Bossier, Louisiana 1 $ 355,000 $ 355,000 $ 102,000
Calcasieu, Louisiana 1 $ 205,000 $ 205,000 $ 158,000
East Baton Rouge, Louisiana 1 $ 295,000 $ 295,000 $ 176,000
Lincoln, Louisiana 1 $ 315,000 $ 315,000 $ 108,000
Orleans, Louisiana 1 $ 495,000 $ 495,000 $ 227,000
Cumberland, Maine 1 $ 555,000 $ 555,000 $ 255,000
Franklin, Maine 1 $ 455,000 $ 455,000 $ 157,000
Sagadahoc, Maine 1 $ 595,000 $ 595,000 $ 210,000
Anne Arundel, Maryland 1 $ 785,000 $ 785,000 $ 180,000
Harford, Maryland 1 $ 225,000 $ 225,000 $ 71,000
Prince George's, Maryland 1 $ 325,000 $ 325,000 $ 176,000
Barnstable, Massachusetts 1 $ 365,000 $ 365,000 $ 99,000
Berkshire, Massachusetts 1 $ 315,000 $ 315,000 $ 212,000
Bristol, Massachusetts 1 $ 265,000 $ 265,000 $ 107,000
Hampden, Massachusetts 1 $ 265,000 $ 265,000 $ 154,000
Hampshire, Massachusetts 1 $ 545,000 $ 545,000 $ 244,000
Suffolk, Massachusetts 1 $ 545,000 $ 545,000 $ 174,000
Alpena, Michigan 1 $ 265,000 $ 265,000 $ 120,000
Berrien, Michigan 1 $ 175,000 $ 175,000 $ 110,000
Cass, Michigan 1 $ 235,000 $ 235,000 $ 141,000
Kent, Michigan 1 $ 265,000 $ 265,000 $ 54,000
Wayne, Michigan 1 $ 85,000 $ 85,000 $ 88,000
Chisago, Minnesota 1 $ 215,000 $ 215,000 $ 47,000
Dakota, Minnesota 1 $ 305,000 $ 305,000 $ 105,000
Sherburne, Minnesota 1 $ 185,000 $ 185,000 $ 219,000
Hancock, Mississippi 1 $ 645,000 $ 645,000 $ 190,000
Holmes, Mississippi 1 $ 245,000 $ 245,000 $ 300,000
Madison, Mississippi 1 $ 485,000 $ 485,000 $ 121,000
Panola, Mississippi 1 $ 505,000 $ 505,000 $ 250,000
Tishomingo, Mississippi 1 $ 315,000 $ 315,000 $ 177,000
Audrain, Missouri 1 $ 15,000 $ 15,000 $ 0
Bates, Missouri 1 $ 85,000 $ 85,000 $ 26,000
Benton, Missouri 1 $ 185,000 $ 185,000 $ 74,000
Buchanan, Missouri 1 $ 135,000 $ 135,000 $ 225,000
Carter, Missouri 1 $ 125,000 $ 125,000 $ 62,000
Cass, Missouri 1 $ 255,000 $ 255,000 $ 80,000
Cole, Missouri 1 $ 185,000 $ 185,000 $ 84,000
Dallas, Missouri 1 $ 225,000 $ 225,000 $ 74,000
Daviess, Missouri 1 $ 105,000 $ 105,000 $ 278,000
Dent, Missouri 1 $ 65,000 $ 65,000 $ 31,000
Howard, Missouri 1 $ 25,000 $ 25,000 $ 31,000
Monroe, Missouri 1 $ 105,000 $ 105,000 $ 114,000
Perry, Missouri 1 $ 125,000 $ 125,000 $ 457,000
Phelps, Missouri 1 $ 155,000 $ 155,000 $ 96,000
Pike, Missouri 1 $ 145,000 $ 145,000 $ 64,000
St. Clair, Missouri 1 $ 25,000 $ 25,000 $ 39,000
Sullivan, Missouri 1 $ 75,000 $ 75,000 $ 89,000
Gallatin, Montana 1 $ 455,000 $ 455,000 $ 104,000
Yellowstone, Montana 1 $ 345,000 $ 345,000 $ 130,000
Douglas, Nebraska 1 $ 35,000 $ 35,000 $ 216,000
Keith, Nebraska 1 $ 505,000 $ 505,000 $ 180,000
Lancaster, Nebraska 1 $ 405,000 $ 405,000 $ 130,000
Richardson, Nebraska 1 $ 205,000 $ 205,000 $ 125,000
Nye, Nevada 1 $ 475,000 $ 475,000 $ 130,000
Belknap, New Hampshire 1 $ 535,000 $ 535,000 $ 475,000
Grafton, New Hampshire 1 $ 195,000 $ 195,000 $ 210,000
Merrimack, New Hampshire 1 $ 375,000 $ 375,000 $ 102,000
Bergen, New Jersey 1 $ 425,000 $ 425,000 $ 258,000
Burlington, New Jersey 1 $ 305,000 $ 305,000 $ 90,000
Essex, New Jersey 1 $ 5,000 $ 5,000 $ 222,000
Mercer, New Jersey 1 $ 375,000 $ 375,000 $ 95,000
Monmouth, New Jersey 1 $ 215,000 $ 215,000 $ 46,000
Ocean, New Jersey 1 $ 395,000 $ 395,000 $ 85,000
Passaic, New Jersey 1 $ 485,000 $ 485,000 $ 176,000
Sussex, New Jersey 1 $ 255,000 $ 255,000 $ 200,000
Union, New Jersey 1 $ 365,000 $ 365,000 $ 96,000
Rio Arriba, New Mexico 1 $ 305,000 $ 305,000 $ 360,000
Sandoval, New Mexico 1 $ 425,000 $ 425,000 $ 202,000
Santa Fe, New Mexico 1 $ 605,000 $ 605,000 $ 205,000
Taos, New Mexico 1 $ 285,000 $ 285,000 $ 176,000
Cabarrus, North Carolina 1 $ 355,000 $ 355,000 $ 96,000
Franklin, North Carolina 1 $ 195,000 $ 195,000 $ 115,000
Gaston, North Carolina 1 $ 315,000 $ 315,000 $ 156,000
Henderson, North Carolina 1 $ 645,000 $ 645,000 $ 430,000
Iredell, North Carolina 1 $ 195,000 $ 195,000 $ 301,000
Lincoln, North Carolina 1 $ 345,000 $ 345,000 $ 135,000
Union, North Carolina 1 $ 365,000 $ 365,000 $ 95,000
Stark, North Dakota 1 $ 325,000 $ 325,000 $ 64,000
Ashland, Ohio 1 $ 125,000 $ 125,000 $ 62,000
Delaware, Ohio 1 $ 245,000 $ 245,000 $ 92,000
Franklin, Ohio 1 $ 715,000 $ 715,000 $ 481,000
Lake, Ohio 1 $ 225,000 $ 225,000 $ 65,000
Licking, Ohio 1 $ 255,000 $ 255,000 $ 118,000
Madison, Ohio 1 $ 295,000 $ 295,000 $ 96,000
Comanche, Oklahoma 1 $ 115,000 $ 115,000 $ 67,000
Creek, Oklahoma 1 $ 175,000 $ 175,000 $ 312,000
Garfield, Oklahoma 1 $ 35,000 $ 35,000 $ 48,000
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Mortgage Loan Application Detail Totals for Simmons Bank in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,351 $2,256,195,000 $518,000 $79,055,000 $131,000 $3,472,000
Refinancing 1,594 $361,080,000 $226,000 $17,295,000 $143,000 $4,860,000
Home Improvement 1,245 $121,295,000 $97,000 $6,025,000 $135,000 $8,224,000
Other Purpose 613 $62,795,000 $102,000 $785,000 $128,000 $1,933,000
Cash-out Refinancing 582 $128,090,000 $220,000 $855,000 $113,000 $2,778,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,141 $1,058,185,000 $205,000 $6,755,000 $137,000 $4,860,000
Not Provided 1,024 $182,320,000 $178,000 $2,625,000 $159,000 $8,224,000
Black or African American 699 $114,425,000 $163,000 $1,775,000 $79,000 $783,000
Not applicable 683 $1,372,575,000 $2,009,000 $79,055,000 $0 $0
Hispanic 512 $104,570,000 $204,000 $1,935,000 $88,000 $1,520,000
Asian 204 $65,530,000 $321,000 $1,365,000 $170,000 $1,515,000
American Indian or Alaskan Native 71 $13,855,000 $195,000 $805,000 $101,000 $605,000
Native Hawaiian or Other Pacific Islander 2 $750,000 $375,000 $495,000 $174,000 $229,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,806 $2,818,910,000 $361,000 $79,055,000 $137,000 $8,224,000
FHA-insured (Federal Housing Administration) 330 $62,220,000 $188,000 $535,000 $68,000 $456,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 161 $24,425,000 $151,000 $355,000 $56,000 $110,000
VA-guaranteed (Veterans Administration) 88 $23,900,000 $271,000 $735,000 $95,000 $633,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,749 $2,451,365,000 $426,000 $79,055,000 $142,000 $8,224,000
Application Withdrawn By Applicant 1,404 $299,530,000 $213,000 $1,805,000 $137,000 $4,860,000
Application Denied By Financial Institution 1,120 $161,480,000 $144,000 $2,005,000 $82,000 $2,778,000
Application Approved But Not Accepted 112 $17,080,000 $152,000 $2,205,000 $123,000 $727,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 7,265 $2,767,975,000 $381,000 $79,055,000 $141,000 $8,224,000
Debt-To-Income Ratio 487 $78,335,000 $160,000 $2,005,000 $68,000 $475,000
Credit History 361 $36,975,000 $102,000 $1,045,000 $73,000 $1,235,000
Collateral 114 $12,170,000 $106,000 $545,000 $102,000 $721,000
Credit Application Incomplete 81 $17,745,000 $219,000 $855,000 $157,000 $2,778,000
Other 33 $6,205,000 $188,000 $565,000 $111,000 $418,000
Unverifiable Information 23 $5,165,000 $224,000 $615,000 $93,000 $363,000
Insufficient Cash (Downpayment, Closing Cost) 14 $3,480,000 $248,000 $495,000 $86,000 $170,000
Employment History 7 $1,405,000 $200,000 $335,000 $83,000 $243,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Simmons Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Simmons Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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