Sky Bank C/O Huntington Bank Mortgage Lending & HMDA Data, 2005
In 2005, Sky Bank C/O Huntington Bank of Bowling Green, OH reported 28,153 mortgage applications totaling $2.6 billion, up 10% from 2004. The average application was for $92,398, and applicants reported an average income of $65,159. 57% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Toledo, OH (3,198), Pittsburgh, PA (2,799) and Youngstown-Warren-Boardman, OH-PA (2,706) (applications in parentheses).
| Mortgage Company & Address | Sky Bank C/O Huntington Bank 137 Clough St. Bowling Green, OH 43402 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 28,153 |
| Total Mortgage Loan Application Amount | $2,601,294,000 |
| Average Mortgage Loan Application Amount | $92,398 |
| Highest Mortgage Loan Application Amount | $5,600,000 |
| Average Applicant Income | $65,159 |
| Highest Applicant Income | $3,652,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Sky Bank C/O Huntington Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lucas, Ohio | 1,711 | $ 182,514,000 | $ 106,670 | $ 77,000 |
| Mahoning, Ohio | 1,387 | $ 110,033,000 | $ 79,331 | $ 52,000 |
| Trumbull, Ohio | 1,319 | $ 91,609,000 | $ 69,453 | $ 65,000 |
| Jefferson, Ohio | 1,139 | $ 64,482,000 | $ 56,612 | $ 47,000 |
| Columbiana, Ohio | 1,135 | $ 83,148,000 | $ 73,258 | $ 50,000 |
| Beaver, Pennsylvania | 1,081 | $ 78,217,000 | $ 72,356 | $ 45,000 |
| Allegheny, Pennsylvania | 919 | $ 73,223,000 | $ 79,676 | $ 59,000 |
| Wood, Ohio | 914 | $ 98,926,000 | $ 108,234 | $ 56,000 |
| Stark, Ohio | 774 | $ 74,903,000 | $ 96,773 | $ 67,000 |
| Hancock, Ohio | 674 | $ 67,461,000 | $ 100,090 | $ 66,000 |
| Mercer, Pennsylvania | 599 | $ 42,022,000 | $ 70,153 | $ 48,000 |
| Greene, Ohio | 578 | $ 66,208,000 | $ 114,546 | $ 71,000 |
| Cuyahoga, Ohio | 569 | $ 83,124,000 | $ 146,087 | $ 76,000 |
| Lawrence, Pennsylvania | 554 | $ 45,149,000 | $ 81,496 | $ 45,000 |
| Ashtabula, Ohio | 544 | $ 43,657,000 | $ 80,251 | $ 58,000 |
| Carroll, Ohio | 440 | $ 30,759,000 | $ 69,906 | $ 45,000 |
| Summit, Ohio | 437 | $ 57,950,000 | $ 132,608 | $ 96,000 |
| Putnam, Ohio | 425 | $ 30,382,000 | $ 71,487 | $ 50,000 |
| Allen, Ohio | 410 | $ 28,882,000 | $ 70,443 | $ 62,000 |
| Lenawee, Michigan | 405 | $ 43,969,000 | $ 108,565 | $ 55,000 |
| Butler, Pennsylvania | 405 | $ 38,509,000 | $ 95,083 | $ 54,000 |
| Belmont, Ohio | 387 | $ 24,672,000 | $ 63,751 | $ 69,000 |
| Franklin, Ohio | 384 | $ 66,287,000 | $ 172,622 | $ 87,000 |
| Fulton, Ohio | 358 | $ 32,154,000 | $ 89,815 | $ 55,000 |
| Williams, Ohio | 358 | $ 28,335,000 | $ 79,148 | $ 54,000 |
| Logan, Ohio | 353 | $ 29,195,000 | $ 82,705 | $ 57,000 |
| Henry, Ohio | 340 | $ 26,683,000 | $ 78,479 | $ 52,000 |
| Defiance, Ohio | 325 | $ 27,890,000 | $ 85,815 | $ 55,000 |
| Hillsdale, Michigan | 322 | $ 30,035,000 | $ 93,276 | $ 64,000 |
| Portage, Ohio | 318 | $ 34,857,000 | $ 109,613 | $ 75,000 |
| Lake, Ohio | 314 | $ 35,294,000 | $ 112,401 | $ 60,000 |
| Erie, Pennsylvania | 307 | $ 24,049,000 | $ 78,335 | $ 59,000 |
| Wyandot, Ohio | 219 | $ 15,749,000 | $ 71,913 | $ 50,000 |
| Sandusky, Ohio | 218 | $ 21,117,000 | $ 96,866 | $ 52,000 |
| Geauga, Ohio | 216 | $ 31,388,000 | $ 145,314 | $ 86,000 |
| Ottawa, Ohio | 215 | $ 26,240,000 | $ 122,046 | $ 155,000 |
| Hancock, West Virginia | 197 | $ 15,735,000 | $ 79,873 | $ 49,000 |
| Hardin, Ohio | 185 | $ 12,252,000 | $ 66,227 | $ 47,000 |
| Marion, Ohio | 183 | $ 12,859,000 | $ 70,267 | $ 47,000 |
| Westmoreland, Pennsylvania | 176 | $ 18,158,000 | $ 103,170 | $ 66,000 |
| Monroe, Michigan | 174 | $ 25,195,000 | $ 144,798 | $ 72,000 |
| Seneca, Ohio | 173 | $ 12,074,000 | $ 69,791 | $ 40,000 |
| Washington, Pennsylvania | 157 | $ 13,897,000 | $ 88,515 | $ 63,000 |
| Steuben, Indiana | 152 | $ 18,849,000 | $ 124,006 | $ 76,000 |
| Paulding, Ohio | 124 | $ 7,595,000 | $ 61,250 | $ 46,000 |
| Montgomery, Ohio | 113 | $ 14,928,000 | $ 132,106 | $ 104,000 |
| Tuscarawas, Ohio | 110 | $ 8,049,000 | $ 73,172 | $ 44,000 |
| Harrison, Ohio | 105 | $ 6,231,000 | $ 59,342 | $ 57,000 |
| Medina, Ohio | 104 | $ 14,437,000 | $ 138,817 | $ 89,000 |
| Branch, Michigan | 97 | $ 10,724,000 | $ 110,556 | $ 68,000 |
| Ohio, West Virginia | 78 | $ 8,472,000 | $ 108,615 | $ 98,000 |
| Delaware, Ohio | 73 | $ 16,074,000 | $ 220,191 | $ 126,000 |
| Brooke, West Virginia | 72 | $ 5,541,000 | $ 76,958 | $ 50,000 |
| Union, Ohio | 68 | $ 9,548,000 | $ 140,411 | $ 108,000 |
| Warren, Ohio | 57 | $ 7,472,000 | $ 131,087 | $ 119,000 |
| Crawford, Pennsylvania | 54 | $ 3,831,000 | $ 70,944 | $ 67,000 |
| Auglaize, Ohio | 53 | $ 4,698,000 | $ 88,641 | $ 55,000 |
| Allen, Indiana | 52 | $ 6,076,000 | $ 116,846 | $ 95,000 |
| Lorain, Ohio | 50 | $ 7,226,000 | $ 144,520 | $ 80,000 |
| Cass, Michigan | 48 | $ 5,472,000 | $ 114,000 | $ 60,000 |
| Wayne, Ohio | 44 | $ 5,497,000 | $ 124,931 | $ 88,000 |
| DeKalb, Indiana | 42 | $ 3,748,000 | $ 89,238 | $ 48,000 |
| Clark, Ohio | 42 | $ 4,432,000 | $ 105,523 | $ 65,000 |
| Fayette, Pennsylvania | 39 | $ 4,156,000 | $ 106,564 | $ 44,000 |
| Hamilton, Ohio | 35 | $ 5,279,000 | $ 150,828 | $ 77,000 |
| Noble, Indiana | 34 | $ 3,929,000 | $ 115,558 | $ 63,000 |
| Lee, Florida | 31 | $ 7,886,000 | $ 254,387 | $ 170,000 |
| Marshall, West Virginia | 31 | $ 1,808,000 | $ 58,322 | $ 51,000 |
| Jackson, Michigan | 30 | $ 3,278,000 | $ 109,266 | $ 64,000 |
| Wayne, Michigan | 26 | $ 2,574,000 | $ 99,000 | $ 66,000 |
| Butler, Ohio | 24 | $ 3,037,000 | $ 126,541 | $ 194,000 |
| Clinton, Ohio | 22 | $ 2,569,000 | $ 116,772 | $ 67,000 |
| Erie, Ohio | 22 | $ 3,003,000 | $ 136,500 | $ 134,000 |
| Armstrong, Pennsylvania | 22 | $ 1,381,000 | $ 62,772 | $ 74,000 |
| Champaign, Ohio | 21 | $ 2,052,000 | $ 97,714 | $ 65,000 |
| Licking, Ohio | 21 | $ 3,466,000 | $ 165,047 | $ 76,000 |
| Van Wert, Ohio | 20 | $ 1,708,000 | $ 85,400 | $ 47,000 |
| Venango, Pennsylvania | 19 | $ 1,474,000 | $ 77,578 | $ 51,000 |
| LaGrange, Indiana | 17 | $ 2,324,000 | $ 136,705 | $ 77,000 |
| Fairfield, Ohio | 17 | $ 2,963,000 | $ 174,294 | $ 85,000 |
| Collier, Florida | 16 | $ 4,248,000 | $ 265,500 | $ 204,000 |
| Miami, Ohio | 16 | $ 2,648,000 | $ 165,500 | $ 121,000 |
| Mercer, Ohio | 15 | $ 1,296,000 | $ 86,400 | $ 60,000 |
| Shelby, Ohio | 14 | $ 1,071,000 | $ 76,500 | $ 44,000 |
| Maricopa, Arizona | 13 | $ 3,132,000 | $ 240,923 | $ 134,000 |
| Morrow, Ohio | 13 | $ 1,012,000 | $ 77,846 | $ 58,000 |
| Horry, South Carolina | 13 | $ 1,734,000 | $ 133,384 | $ 126,000 |
| Palm Beach, Florida | 12 | $ 5,550,000 | $ 462,500 | $ 236,000 |
| St. Joseph, Michigan | 12 | $ 1,101,000 | $ 91,750 | $ 50,000 |
| Washtenaw, Michigan | 12 | $ 1,357,000 | $ 113,083 | $ 87,000 |
| Ashland, Ohio | 12 | $ 912,000 | $ 76,000 | $ 66,000 |
| Oakland, Michigan | 11 | $ 1,734,000 | $ 157,636 | $ 88,000 |
| Madison, Ohio | 11 | $ 1,153,000 | $ 104,818 | $ 66,000 |
| Clarion, Pennsylvania | 10 | $ 646,000 | $ 64,600 | $ 53,000 |
| Holmes, Ohio | 9 | $ 884,000 | $ 98,222 | $ 42,000 |
| Richland, Ohio | 9 | $ 859,000 | $ 95,444 | $ 68,000 |
| Somerset, Pennsylvania | 9 | $ 1,000,000 | $ 111,111 | $ 71,000 |
| Orange, Florida | 8 | $ 1,280,000 | $ 160,000 | $ 118,000 |
| Cook, Illinois | 8 | $ 2,130,000 | $ 266,250 | $ 215,000 |
| Calhoun, Michigan | 8 | $ 602,000 | $ 75,250 | $ 44,000 |
| Crawford, Ohio | 8 | $ 520,000 | $ 65,000 | $ 65,000 |
| Guernsey, Ohio | 8 | $ 516,000 | $ 64,500 | $ 50,000 |
| Knox, Ohio | 8 | $ 1,139,000 | $ 142,375 | $ 88,000 |
| Monroe, Ohio | 8 | $ 627,000 | $ 78,375 | $ 67,000 |
| Broward, Florida | 7 | $ 2,393,000 | $ 341,857 | $ 252,000 |
| Elkhart, Indiana | 7 | $ 794,000 | $ 113,428 | $ 51,000 |
| Greene, Pennsylvania | 7 | $ 670,000 | $ 95,714 | $ 48,000 |
| Charlotte, Florida | 6 | $ 1,774,000 | $ 295,666 | $ 100,000 |
| Sarasota, Florida | 6 | $ 980,000 | $ 163,333 | $ 120,000 |
| Clermont, Ohio | 6 | $ 547,000 | $ 91,166 | $ 60,000 |
| Montgomery, Pennsylvania | 6 | $ 948,000 | $ 158,000 | $ 80,000 |
| Bay, Florida | 5 | $ 730,000 | $ 146,000 | $ 165,000 |
| Pinellas, Florida | 5 | $ 1,952,000 | $ 390,400 | $ 159,000 |
| Berrien, Michigan | 5 | $ 571,000 | $ 114,200 | $ 47,000 |
| Clark, Nevada | 5 | $ 782,000 | $ 156,400 | $ 130,000 |
| Huron, Ohio | 5 | $ 392,000 | $ 78,400 | $ 62,000 |
| Ross, Ohio | 5 | $ 751,000 | $ 150,200 | $ 94,000 |
| Forest, Pennsylvania | 5 | $ 171,000 | $ 34,200 | $ 48,000 |
| Beaufort, South Carolina | 5 | $ 2,645,000 | $ 529,000 | $ 196,000 |
| Miami-Dade, Florida | 4 | $ 798,000 | $ 199,500 | $ 125,000 |
| Monroe, Florida | 4 | $ 1,806,000 | $ 451,500 | $ 593,000 |
| Grant, Indiana | 4 | $ 284,000 | $ 71,000 | $ 47,000 |
| Lake, Indiana | 4 | $ 480,000 | $ 120,000 | $ 86,000 |
| St. Joseph, Indiana | 4 | $ 374,000 | $ 93,500 | $ 174,000 |
| Kenton, Kentucky | 4 | $ 387,000 | $ 96,750 | $ 65,000 |
| Eaton, Michigan | 4 | $ 464,000 | $ 116,000 | $ 66,000 |
| Genesee, Michigan | 4 | $ 487,000 | $ 121,750 | $ 78,000 |
| Ingham, Michigan | 4 | $ 434,000 | $ 108,500 | $ 67,000 |
| Athens, Ohio | 4 | $ 323,000 | $ 80,750 | $ 58,000 |
| Hocking, Ohio | 4 | $ 951,000 | $ 237,750 | $ 120,000 |
| Indiana, Pennsylvania | 4 | $ 212,000 | $ 53,000 | $ 56,000 |
| Lexington, South Carolina | 4 | $ 847,000 | $ 211,750 | $ 79,000 |
| Lake, Florida | 3 | $ 392,000 | $ 130,666 | $ 62,000 |
| Manatee, Florida | 3 | $ 273,000 | $ 91,000 | $ 354,000 |
| Polk, Florida | 3 | $ 285,000 | $ 95,000 | $ 66,000 |
| St. Lucie, Florida | 3 | $ 696,000 | $ 232,000 | $ 140,000 |
| Volusia, Florida | 3 | $ 292,000 | $ 97,333 | $ 96,000 |
| Porter, Indiana | 3 | $ 817,000 | $ 272,333 | $ 26,000 |
| Campbell, Kentucky | 3 | $ 483,000 | $ 161,000 | $ 92,000 |
| Mackinac, Michigan | 3 | $ 431,000 | $ 143,666 | $ 81,000 |
| Macomb, Michigan | 3 | $ 507,000 | $ 169,000 | $ 73,000 |
| Missaukee, Michigan | 3 | $ 157,000 | $ 52,333 | $ 52,000 |
| Meigs, Ohio | 3 | $ 150,000 | $ 50,000 | $ 57,000 |
| Franklin, Pennsylvania | 3 | $ 196,000 | $ 65,333 | $ 30,000 |
| Jefferson, Pennsylvania | 3 | $ 136,000 | $ 45,333 | $ 40,000 |
| Tyler, West Virginia | 3 | $ 324,000 | $ 108,000 | $ 54,000 |
| Mohave, Arizona | 2 | $ 295,000 | $ 147,500 | $ 100,000 |
| Los Angeles, California | 2 | $ 454,000 | $ 227,000 | $ 38,000 |
| Brevard, Florida | 2 | $ 820,000 | $ 410,000 | $ 81,000 |
| Hillsborough, Florida | 2 | $ 336,000 | $ 168,000 | $ 145,000 |
| Santa Rosa, Florida | 2 | $ 379,000 | $ 189,500 | $ 74,000 |
| Dearborn, Indiana | 2 | $ 125,000 | $ 62,500 | $ 45,000 |
| Marion, Indiana | 2 | $ 209,000 | $ 104,500 | $ 29,000 |
| Marshall, Indiana | 2 | $ 221,000 | $ 110,500 | $ 126,000 |
| Wabash, Indiana | 2 | $ 192,000 | $ 96,000 | $ 51,000 |
| Wells, Indiana | 2 | $ 117,000 | $ 58,500 | $ 75,000 |
| Whitley, Indiana | 2 | $ 278,000 | $ 139,000 | $ 115,000 |
| Jefferson, Kentucky | 2 | $ 232,000 | $ 116,000 | $ 41,000 |
| Charlevoix, Michigan | 2 | $ 466,000 | $ 233,000 | $ 145,000 |
| Ionia, Michigan | 2 | $ 300,000 | $ 150,000 | $ 49,000 |
| Kalamazoo, Michigan | 2 | $ 207,000 | $ 103,500 | $ 43,000 |
| Kalkaska, Michigan | 2 | $ 129,000 | $ 64,500 | $ 68,000 |
| Kent, Michigan | 2 | $ 347,000 | $ 173,500 | $ 119,000 |
| Van Buren, Michigan | 2 | $ 251,000 | $ 125,500 | $ 31,000 |
| Monmouth, New Jersey | 2 | $ 79,000 | $ 39,500 | $ 59,000 |
| Chautauqua, New York | 2 | $ 52,000 | $ 26,000 | $ 108,000 |
| Mecklenburg, North Carolina | 2 | $ 190,000 | $ 95,000 | $ 93,000 |
| Brown, Ohio | 2 | $ 365,000 | $ 182,500 | $ 56,000 |
| Darke, Ohio | 2 | $ 340,000 | $ 170,000 | $ 86,000 |
| Jackson, Ohio | 2 | $ 132,000 | $ 66,000 | $ 84,000 |
| Muskingum, Ohio | 2 | $ 145,000 | $ 72,500 | $ 43,000 |
| Pickaway, Ohio | 2 | $ 437,000 | $ 218,500 | $ 110,000 |
| Bedford, Pennsylvania | 2 | $ 279,000 | $ 139,500 | $ 46,000 |
| Cambria, Pennsylvania | 2 | $ 216,000 | $ 108,000 | $ 55,000 |
| Clearfield, Pennsylvania | 2 | $ 190,000 | $ 95,000 | $ 54,000 |
| Mifflin, Pennsylvania | 2 | $ 227,000 | $ 113,500 | $ 71,000 |
| Philadelphia, Pennsylvania | 2 | $ 351,000 | $ 175,500 | $ 122,000 |
| York, Pennsylvania | 2 | $ 399,000 | $ 199,500 | $ 87,000 |
| Campbell, Tennessee | 2 | $ 452,000 | $ 226,000 | $ 138,000 |
| Richmond City, Virginia | 2 | $ 265,000 | $ 132,500 | $ 819,000 |
| Preston, West Virginia | 2 | $ 308,000 | $ 154,000 | $ 59,000 |
| Clark, Arkansas | 1 | $ 43,000 | $ 43,000 | $ 57,000 |
| Kern, California | 1 | $ 15,000 | $ 15,000 | $ 55,000 |
| Orange, California | 1 | $ 479,000 | $ 479,000 | $ 176,000 |
| Riverside, California | 1 | $ 14,000 | $ 14,000 | $ 28,000 |
| Sonoma, California | 1 | $ 825,000 | $ 825,000 | $ 347,000 |
| Lake, Colorado | 1 | $ 360,000 | $ 360,000 | $ 206,000 |
| Citrus, Florida | 1 | $ 240,000 | $ 240,000 | $ 114,000 |
| Clay, Florida | 1 | $ 94,000 | $ 94,000 | $ 13,000 |
| Flagler, Florida | 1 | $ 172,000 | $ 172,000 | $ 91,000 |
| Hernando, Florida | 1 | $ 83,000 | $ 83,000 | $ 191,000 |
| Highlands, Florida | 1 | $ 122,000 | $ 122,000 | $ 48,000 |
| Indian River, Florida | 1 | $ 182,000 | $ 182,000 | $ 26,000 |
| Nassau, Florida | 1 | $ 195,000 | $ 195,000 | $ 210,000 |
| Pasco, Florida | 1 | $ 100,000 | $ 100,000 | $ 125,000 |
| Seminole, Florida | 1 | $ 98,000 | $ 98,000 | $ 96,000 |
| Sumter, Florida | 1 | $ 207,000 | $ 207,000 | $ 118,000 |
| Suwannee, Florida | 1 | $ 26,000 | $ 26,000 | $ 30,000 |
| Fulton, Georgia | 1 | $ 120,000 | $ 120,000 | $ 89,000 |
| Lowndes, Georgia | 1 | $ 108,000 | $ 108,000 | $ 63,000 |
| Spalding, Georgia | 1 | $ 360,000 | $ 360,000 | $ 169,000 |
| Champaign, Illinois | 1 | $ 119,000 | $ 119,000 | $ 124,000 |
| DuPage, Illinois | 1 | $ 124,000 | $ 124,000 | $ 50,000 |
| Adams, Indiana | 1 | $ 66,000 | $ 66,000 | $ 41,000 |
| Bartholomew, Indiana | 1 | $ 195,000 | $ 195,000 | $ 84,000 |
| Delaware, Indiana | 1 | $ 72,000 | $ 72,000 | $ 219,000 |
| Floyd, Indiana | 1 | $ 69,000 | $ 69,000 | $ 70,000 |
| Franklin, Indiana | 1 | $ 29,000 | $ 29,000 | $ 116,000 |
| Howard, Indiana | 1 | $ 156,000 | $ 156,000 | $ 53,000 |
| Jackson, Indiana | 1 | $ 108,000 | $ 108,000 | $ 240,000 |
| Jefferson, Indiana | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| LaPorte, Indiana | 1 | $ 295,000 | $ 295,000 | $ 88,000 |
| Madison, Indiana | 1 | $ 22,000 | $ 22,000 | $ 37,000 |
| Miami, Indiana | 1 | $ 111,000 | $ 111,000 | $ 62,000 |
| Morgan, Indiana | 1 | $ 7,000 | $ 7,000 | $ 48,000 |
| Scott, Indiana | 1 | $ 207,000 | $ 207,000 | $ 108,000 |
| Vanderburgh, Indiana | 1 | $ 93,000 | $ 93,000 | $ 19,000 |
| Johnson, Kansas | 1 | $ 300,000 | $ 300,000 | $ 120,000 |
| Boone, Kentucky | 1 | $ 248,000 | $ 248,000 | $ 102,000 |
| Boyle, Kentucky | 1 | $ 22,000 | $ 22,000 | $ 64,000 |
| Bullitt, Kentucky | 1 | $ 147,000 | $ 147,000 | $ 55,000 |
| Fayette, Kentucky | 1 | $ 280,000 | $ 280,000 | $ 168,000 |
| Franklin, Kentucky | 1 | $ 60,000 | $ 60,000 | $ 206,000 |
| Grant, Kentucky | 1 | $ 207,000 | $ 207,000 | $ 108,000 |
| Henry, Kentucky | 1 | $ 125,000 | $ 125,000 | $ 29,000 |
| Lewis, Kentucky | 1 | $ 28,000 | $ 28,000 | $ 60,000 |
| Oldham, Kentucky | 1 | $ 452,000 | $ 452,000 | $ 110,000 |
| Anne Arundel, Maryland | 1 | $ 120,000 | $ 120,000 | $ 65,000 |
| Baltimore City, Maryland | 1 | $ 138,000 | $ 138,000 | $ 38,000 |
| Garrett, Maryland | 1 | $ 250,000 | $ 250,000 | $ 96,000 |
| Montgomery, Maryland | 1 | $ 69,000 | $ 69,000 | $ 66,000 |
| Washington, Maryland | 1 | $ 76,000 | $ 76,000 | $ 131,000 |
| Bristol, Massachusetts | 1 | $ 200,000 | $ 200,000 | $ 85,000 |
| Plymouth, Massachusetts | 1 | $ 335,000 | $ 335,000 | $ 63,000 |
| Antrim, Michigan | 1 | $ 485,000 | $ 485,000 | $ 928,000 |
| Arenac, Michigan | 1 | $ 50,000 | $ 50,000 | $ 20,000 |
| Benzie, Michigan | 1 | $ 273,000 | $ 273,000 | $ 141,000 |
| Crawford, Michigan | 1 | $ 182,000 | $ 182,000 | $ 280,000 |
| Emmet, Michigan | 1 | $ 234,000 | $ 234,000 | $ 87,000 |
| Gladwin, Michigan | 1 | $ 7,000 | $ 7,000 | $ 53,000 |
| Huron, Michigan | 1 | $ 130,000 | $ 130,000 | $ 44,000 |
| Iosco, Michigan | 1 | $ 48,000 | $ 48,000 | $ 50,000 |
| Isabella, Michigan | 1 | $ 82,000 | $ 82,000 | $ 195,000 |
| Lake, Michigan | 1 | $ 118,000 | $ 118,000 | $ 135,000 |
| Lapeer, Michigan | 1 | $ 38,000 | $ 38,000 | $ 70,000 |
| Leelanau, Michigan | 1 | $ 115,000 | $ 115,000 | $ 92,000 |
| Livingston, Michigan | 1 | $ 8,000 | $ 8,000 | $ 32,000 |
| Luce, Michigan | 1 | $ 73,000 | $ 73,000 | $ 101,000 |
| Muskegon, Michigan | 1 | $ 108,000 | $ 108,000 | $ 46,000 |
| Ogemaw, Michigan | 1 | $ 50,000 | $ 50,000 | $ 57,000 |
| Ontonagon, Michigan | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Schoolcraft, Michigan | 1 | $ 55,000 | $ 55,000 | $ 47,000 |
| Shiawassee, Michigan | 1 | $ 128,000 | $ 128,000 | $ 38,000 |
| Wexford, Michigan | 1 | $ 199,000 | $ 199,000 | $ 120,000 |
| Clinton, Missouri | 1 | $ 180,000 | $ 180,000 | $ 83,000 |
| Hudson, New Jersey | 1 | $ 476,000 | $ 476,000 | $ 131,000 |
| Mercer, New Jersey | 1 | $ 169,000 | $ 169,000 | $ 73,000 |
| Union, New Jersey | 1 | $ 112,000 | $ 112,000 | $ 63,000 |
| Taos, New Mexico | 1 | $ 314,000 | $ 314,000 | $ 199,000 |
| New York, New York | 1 | $ 798,000 | $ 798,000 | $ 724,000 |
| Niagara, New York | 1 | $ 35,000 | $ 35,000 | $ 154,000 |
| Craven, North Carolina | 1 | $ 100,000 | $ 100,000 | $ 24,000 |
| Durham, North Carolina | 1 | $ 230,000 | $ 230,000 | $ 100,000 |
| Haywood, North Carolina | 1 | $ 177,000 | $ 177,000 | $ 179,000 |
| Hertford, North Carolina | 1 | $ 150,000 | $ 150,000 | $ 74,000 |
| Moore, North Carolina | 1 | $ 62,000 | $ 62,000 | $ 180,000 |
| Coshocton, Ohio | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| Fayette, Ohio | 1 | $ 57,000 | $ 57,000 | $ 69,000 |
| Morgan, Ohio | 1 | $ 38,000 | $ 38,000 | $ 58,000 |
| Cleveland, Oklahoma | 1 | $ 88,000 | $ 88,000 | $ 113,000 |
| Multnomah, Oregon | 1 | $ 156,000 | $ 156,000 | $ 65,000 |
| Blair, Pennsylvania | 1 | $ 106,000 | $ 106,000 | $ 46,000 |
| Columbia, Pennsylvania | 1 | $ 232,000 | $ 232,000 | $ 60,000 |
| Cumberland, Pennsylvania | 1 | $ 360,000 | $ 360,000 | $ 382,000 |
| Juniata, Pennsylvania | 1 | $ 224,000 | $ 224,000 | $ 73,000 |
| Lehigh, Pennsylvania | 1 | $ 98,000 | $ 98,000 | $ 75,000 |
| Monroe, Pennsylvania | 1 | $ 43,000 | $ 43,000 | $ 22,000 |
| Northampton, Pennsylvania | 1 | $ 6,000 | $ 6,000 | $ 42,000 |
| Susquehanna, Pennsylvania | 1 | $ 41,000 | $ 41,000 | $ 50,000 |
| Warren, Pennsylvania | 1 | $ 56,000 | $ 56,000 | $ 32,000 |
| York, South Carolina | 1 | $ 167,000 | $ 167,000 | $ 33,000 |
| Loudon, Tennessee | 1 | $ 130,000 | $ 130,000 | $ 40,000 |
| Tipton, Tennessee | 1 | $ 136,000 | $ 136,000 | $ 49,000 |
| Harris, Texas | 1 | $ 69,000 | $ 69,000 | $ 83,000 |
| Chesterfield, Virginia | 1 | $ 182,000 | $ 182,000 | $ 62,000 |
| Culpeper, Virginia | 1 | $ 298,000 | $ 298,000 | $ 85,000 |
| Fairfax, Virginia | 1 | $ 37,000 | $ 37,000 | $ 118,000 |
| Montgomery, Virginia | 1 | $ 116,000 | $ 116,000 | $ 92,000 |
| Newport News, Virginia | 1 | $ 98,000 | $ 98,000 | $ 35,000 |
| King, Washington | 1 | $ 263,000 | $ 263,000 | $ 50,000 |
| Jackson, West Virginia | 1 | $ 109,000 | $ 109,000 | $ 48,000 |
| Marion, West Virginia | 1 | $ 81,000 | $ 81,000 | $ 52,000 |
| Monongalia, West Virginia | 1 | $ 25,000 | $ 25,000 | $ 101,000 |
| Pleasants, West Virginia | 1 | $ 39,000 | $ 39,000 | $ 60,000 |
| Ritchie, West Virginia | 1 | $ 39,000 | $ 39,000 | $ 22,000 |
| Upshur, West Virginia | 1 | $ 79,000 | $ 79,000 | $ 54,000 |
| Wetzel, West Virginia | 1 | $ 16,000 | $ 16,000 | $ 39,000 |
| Wood, West Virginia | 1 | $ 66,000 | $ 66,000 | $ 24,000 |
| Waukesha, Wisconsin | 1 | $ 107,000 | $ 107,000 | $ 67,000 |
| Platte, Wyoming | 1 | $ 188,000 | $ 188,000 | $ 65,000 |
Mortgage Loan Application Detail Totals for Sky Bank C/O Huntington Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 12,508 | $1,307,534,000 | $147,560 | $2,125,000 | $78,720 | $3,652,000 |
| Home Purchase | 10,771 | $1,160,484,000 | $224,200 | $5,600,000 | $136,160 | $2,877,000 |
| Home Improvement | 4,874 | $133,276,000 | $42,307 | $556,000 | $125,846 | $1,584,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 21,971 | $1,953,459,000 | $177,193 | $5,600,000 | $108,967 | $3,652,000 |
| Not Provided | 4,182 | $467,984,000 | $160,000 | $2,000,000 | $80,588 | $2,751,000 |
| Black or African American | 1,167 | $79,930,000 | $64,714 | $1,750,000 | $55,571 | $640,000 |
| Hispanic | 333 | $22,937,000 | $69,000 | $300,000 | $49,000 | $364,000 |
| Not applicable | 331 | $54,273,000 | $182,000 | $2,035,000 | $0 | $0 |
| Asian | 108 | $16,816,000 | $137,000 | $1,000,000 | $190,285 | $819,000 |
| American Indian or Alaskan Native | 37 | $2,527,000 | $66,000 | $350,000 | $46,666 | $336,000 |
| Native Hawaiian or Other Pacific Islander | 24 | $3,368,000 | $118,333 | $765,000 | $68,000 | $206,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 28,153 | $2,601,294,000 | $175,593 | $5,600,000 | $106,781 | $3,652,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 16,001 | $1,495,521,000 | $177,392 | $2,125,000 | $121,535 | $2,751,000 |
| Application Denied By Financial Institution | 5,076 | $410,586,000 | $170,933 | $5,600,000 | $73,933 | $2,877,000 |
| Preapproval Denied by Financial Institution | 3,255 | $286,444,000 | $88,000 | $800,000 | $41,000 | $894,000 |
| Application Withdrawn By Applicant | 1,945 | $223,742,000 | $199,529 | $1,710,000 | $94,117 | $1,441,000 |
| Application Approved But Not Accepted | 1,874 | $184,835,000 | $198,714 | $2,000,000 | $112,785 | $3,652,000 |
| File Closed For Incompleteness | 2 | $166,000 | $83,000 | $90,000 | $30,000 | $61,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sky Bank C/O Huntington Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sky Bank C/O Huntington Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
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