Sky Bank C/O Huntington Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Sky Bank C/O Huntington Bank 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Sky Bank C/O Huntington Bank 137 Clough St. Bowling Green, OH 43402 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 28,153 |
| Total Mortgage Loan Application Amount | $2,601,294,000 |
| Average Mortgage Loan Application Amount | $156,253 |
| Highest Mortgage Loan Application Amount | $5,600,000 |
| Average Applicant Income | $111,238 |
| Highest Applicant Income | $3,652,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Sky Bank C/O Huntington Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Sky Bank C/O Huntington Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Sky Bank C/O Huntington Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Sky Bank C/O Huntington Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Sky Bank C/O Huntington Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Sky Bank C/O Huntington Bank's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lucas County Ohio | 1,711 | $ 182,514,000 | $ 106,000 | $ 77,000 |
| Mahoning County Ohio | 1,387 | $ 110,033,000 | $ 79,000 | $ 52,000 |
| Trumbull County Ohio | 1,319 | $ 91,609,000 | $ 69,000 | $ 65,000 |
| Jefferson County Ohio | 1,139 | $ 64,482,000 | $ 56,000 | $ 47,000 |
| Columbiana County Ohio | 1,135 | $ 83,148,000 | $ 73,000 | $ 50,000 |
| Beaver County Pennsylvania | 1,081 | $ 78,217,000 | $ 72,000 | $ 45,000 |
| Allegheny County Pennsylvania | 919 | $ 73,223,000 | $ 79,000 | $ 59,000 |
| Wood County Ohio | 914 | $ 98,926,000 | $ 108,000 | $ 56,000 |
| Stark County Ohio | 774 | $ 74,903,000 | $ 96,000 | $ 67,000 |
| Hancock County Ohio | 674 | $ 67,461,000 | $ 100,000 | $ 66,000 |
| Mercer County Pennsylvania | 599 | $ 42,022,000 | $ 70,000 | $ 48,000 |
| Greene County Ohio | 578 | $ 66,208,000 | $ 114,000 | $ 71,000 |
| Cuyahoga County Ohio | 569 | $ 83,124,000 | $ 146,000 | $ 76,000 |
| Lawrence County Pennsylvania | 554 | $ 45,149,000 | $ 81,000 | $ 45,000 |
| Ashtabula County Ohio | 544 | $ 43,657,000 | $ 80,000 | $ 58,000 |
| Carroll County Ohio | 440 | $ 30,759,000 | $ 69,000 | $ 45,000 |
| Summit County Ohio | 437 | $ 57,950,000 | $ 132,000 | $ 96,000 |
| Putnam County Ohio | 425 | $ 30,382,000 | $ 71,000 | $ 50,000 |
| Allen County Ohio | 410 | $ 28,882,000 | $ 70,000 | $ 62,000 |
| Lenawee County Michigan | 405 | $ 43,969,000 | $ 108,000 | $ 55,000 |
| Butler County Pennsylvania | 405 | $ 38,509,000 | $ 95,000 | $ 54,000 |
| Belmont County Ohio | 387 | $ 24,672,000 | $ 63,000 | $ 69,000 |
| Franklin County Ohio | 384 | $ 66,287,000 | $ 172,000 | $ 87,000 |
| Fulton County Ohio | 358 | $ 32,154,000 | $ 89,000 | $ 55,000 |
| Williams County Ohio | 358 | $ 28,335,000 | $ 79,000 | $ 54,000 |
| Logan County Ohio | 353 | $ 29,195,000 | $ 82,000 | $ 57,000 |
| Henry County Ohio | 340 | $ 26,683,000 | $ 78,000 | $ 52,000 |
| Defiance County Ohio | 325 | $ 27,890,000 | $ 85,000 | $ 55,000 |
| Hillsdale County Michigan | 322 | $ 30,035,000 | $ 93,000 | $ 64,000 |
| Portage County Ohio | 318 | $ 34,857,000 | $ 109,000 | $ 75,000 |
| Lake County Ohio | 314 | $ 35,294,000 | $ 112,000 | $ 60,000 |
| Erie County Pennsylvania | 307 | $ 24,049,000 | $ 78,000 | $ 59,000 |
| Wyandot County Ohio | 219 | $ 15,749,000 | $ 71,000 | $ 50,000 |
| Sandusky County Ohio | 218 | $ 21,117,000 | $ 96,000 | $ 52,000 |
| Geauga County Ohio | 216 | $ 31,388,000 | $ 145,000 | $ 86,000 |
| Ottawa County Ohio | 215 | $ 26,240,000 | $ 122,000 | $ 155,000 |
| Hancock County West Virginia | 197 | $ 15,735,000 | $ 79,000 | $ 49,000 |
| Hardin County Ohio | 185 | $ 12,252,000 | $ 66,000 | $ 47,000 |
| Marion County Ohio | 183 | $ 12,859,000 | $ 70,000 | $ 47,000 |
| Westmoreland County Pennsylvania | 176 | $ 18,158,000 | $ 103,000 | $ 66,000 |
| Monroe County Michigan | 174 | $ 25,195,000 | $ 144,000 | $ 72,000 |
| Seneca County Ohio | 173 | $ 12,074,000 | $ 69,000 | $ 40,000 |
| Washington County Pennsylvania | 157 | $ 13,897,000 | $ 88,000 | $ 63,000 |
| Steuben County Indiana | 152 | $ 18,849,000 | $ 124,000 | $ 76,000 |
| Paulding County Ohio | 124 | $ 7,595,000 | $ 61,000 | $ 46,000 |
| Montgomery County Ohio | 113 | $ 14,928,000 | $ 132,000 | $ 104,000 |
| Tuscarawas County Ohio | 110 | $ 8,049,000 | $ 73,000 | $ 44,000 |
| Harrison County Ohio | 105 | $ 6,231,000 | $ 59,000 | $ 57,000 |
| Medina County Ohio | 104 | $ 14,437,000 | $ 138,000 | $ 89,000 |
| Branch County Michigan | 97 | $ 10,724,000 | $ 110,000 | $ 68,000 |
| Ohio County West Virginia | 78 | $ 8,472,000 | $ 108,000 | $ 98,000 |
| Delaware County Ohio | 73 | $ 16,074,000 | $ 220,000 | $ 126,000 |
| Brooke County West Virginia | 72 | $ 5,541,000 | $ 76,000 | $ 50,000 |
| Union County Ohio | 68 | $ 9,548,000 | $ 140,000 | $ 108,000 |
| Warren County Ohio | 57 | $ 7,472,000 | $ 131,000 | $ 119,000 |
| Crawford County Pennsylvania | 54 | $ 3,831,000 | $ 70,000 | $ 67,000 |
| Auglaize County Ohio | 53 | $ 4,698,000 | $ 88,000 | $ 55,000 |
| Allen County Indiana | 52 | $ 6,076,000 | $ 116,000 | $ 95,000 |
| Lorain County Ohio | 50 | $ 7,226,000 | $ 144,000 | $ 80,000 |
| Cass County Michigan | 48 | $ 5,472,000 | $ 114,000 | $ 60,000 |
| Wayne County Ohio | 44 | $ 5,497,000 | $ 124,000 | $ 88,000 |
| DeKalb County Indiana | 42 | $ 3,748,000 | $ 89,000 | $ 48,000 |
| Clark County Ohio | 42 | $ 4,432,000 | $ 105,000 | $ 65,000 |
| Fayette County Pennsylvania | 39 | $ 4,156,000 | $ 106,000 | $ 44,000 |
| Hamilton County Ohio | 35 | $ 5,279,000 | $ 150,000 | $ 77,000 |
| Noble County Indiana | 34 | $ 3,929,000 | $ 115,000 | $ 63,000 |
| Lee County Florida | 31 | $ 7,886,000 | $ 254,000 | $ 170,000 |
| Marshall County West Virginia | 31 | $ 1,808,000 | $ 58,000 | $ 51,000 |
| Jackson County Michigan | 30 | $ 3,278,000 | $ 109,000 | $ 64,000 |
| Wayne County Michigan | 26 | $ 2,574,000 | $ 99,000 | $ 66,000 |
| Butler County Ohio | 24 | $ 3,037,000 | $ 126,000 | $ 194,000 |
| Clinton County Ohio | 22 | $ 2,569,000 | $ 116,000 | $ 67,000 |
| Erie County Ohio | 22 | $ 3,003,000 | $ 136,000 | $ 134,000 |
| Armstrong County Pennsylvania | 22 | $ 1,381,000 | $ 62,000 | $ 74,000 |
| Champaign County Ohio | 21 | $ 2,052,000 | $ 97,000 | $ 65,000 |
| Licking County Ohio | 21 | $ 3,466,000 | $ 165,000 | $ 76,000 |
| Van Wert County Ohio | 20 | $ 1,708,000 | $ 85,000 | $ 47,000 |
| Venango County Pennsylvania | 19 | $ 1,474,000 | $ 77,000 | $ 51,000 |
| LaGrange County Indiana | 17 | $ 2,324,000 | $ 136,000 | $ 77,000 |
| Fairfield County Ohio | 17 | $ 2,963,000 | $ 174,000 | $ 85,000 |
| Collier County Florida | 16 | $ 4,248,000 | $ 265,000 | $ 204,000 |
| Miami County Ohio | 16 | $ 2,648,000 | $ 165,000 | $ 121,000 |
| Mercer County Ohio | 15 | $ 1,296,000 | $ 86,000 | $ 60,000 |
| Shelby County Ohio | 14 | $ 1,071,000 | $ 76,000 | $ 44,000 |
| Maricopa County Arizona | 13 | $ 3,132,000 | $ 240,000 | $ 134,000 |
| Morrow County Ohio | 13 | $ 1,012,000 | $ 77,000 | $ 58,000 |
| Horry County South Carolina | 13 | $ 1,734,000 | $ 133,000 | $ 126,000 |
| Palm Beach County Florida | 12 | $ 5,550,000 | $ 462,000 | $ 236,000 |
| St. Joseph County Michigan | 12 | $ 1,101,000 | $ 91,000 | $ 50,000 |
| Washtenaw County Michigan | 12 | $ 1,357,000 | $ 113,000 | $ 87,000 |
| Ashland County Ohio | 12 | $ 912,000 | $ 76,000 | $ 66,000 |
| Oakland County Michigan | 11 | $ 1,734,000 | $ 157,000 | $ 88,000 |
| Madison County Ohio | 11 | $ 1,153,000 | $ 104,000 | $ 66,000 |
| Clarion County Pennsylvania | 10 | $ 646,000 | $ 64,000 | $ 53,000 |
| Holmes County Ohio | 9 | $ 884,000 | $ 98,000 | $ 42,000 |
| Richland County Ohio | 9 | $ 859,000 | $ 95,000 | $ 68,000 |
| Somerset County Pennsylvania | 9 | $ 1,000,000 | $ 111,000 | $ 71,000 |
| Orange County Florida | 8 | $ 1,280,000 | $ 160,000 | $ 118,000 |
| Cook County Illinois | 8 | $ 2,130,000 | $ 266,000 | $ 215,000 |
| Calhoun County Michigan | 8 | $ 602,000 | $ 75,000 | $ 44,000 |
| Crawford County Ohio | 8 | $ 520,000 | $ 65,000 | $ 65,000 |
| Guernsey County Ohio | 8 | $ 516,000 | $ 64,000 | $ 50,000 |
| Knox County Ohio | 8 | $ 1,139,000 | $ 142,000 | $ 88,000 |
| Monroe County Ohio | 8 | $ 627,000 | $ 78,000 | $ 67,000 |
| Broward County Florida | 7 | $ 2,393,000 | $ 341,000 | $ 252,000 |
| Elkhart County Indiana | 7 | $ 794,000 | $ 113,000 | $ 51,000 |
| Greene County Pennsylvania | 7 | $ 670,000 | $ 95,000 | $ 48,000 |
| Charlotte County Florida | 6 | $ 1,774,000 | $ 295,000 | $ 100,000 |
| Sarasota County Florida | 6 | $ 980,000 | $ 163,000 | $ 120,000 |
| Clermont County Ohio | 6 | $ 547,000 | $ 91,000 | $ 60,000 |
| Montgomery County Pennsylvania | 6 | $ 948,000 | $ 158,000 | $ 80,000 |
| Bay County Florida | 5 | $ 730,000 | $ 146,000 | $ 165,000 |
| Pinellas County Florida | 5 | $ 1,952,000 | $ 390,000 | $ 159,000 |
| Berrien County Michigan | 5 | $ 571,000 | $ 114,000 | $ 47,000 |
| Clark County Nevada | 5 | $ 782,000 | $ 156,000 | $ 130,000 |
| Huron County Ohio | 5 | $ 392,000 | $ 78,000 | $ 62,000 |
| Ross County Ohio | 5 | $ 751,000 | $ 150,000 | $ 94,000 |
| Forest County Pennsylvania | 5 | $ 171,000 | $ 34,000 | $ 48,000 |
| Beaufort County South Carolina | 5 | $ 2,645,000 | $ 529,000 | $ 196,000 |
| Miami-Dade County Florida | 4 | $ 798,000 | $ 199,000 | $ 125,000 |
| Monroe County Florida | 4 | $ 1,806,000 | $ 451,000 | $ 593,000 |
| Grant County Indiana | 4 | $ 284,000 | $ 71,000 | $ 47,000 |
| Lake County Indiana | 4 | $ 480,000 | $ 120,000 | $ 86,000 |
| St. Joseph County Indiana | 4 | $ 374,000 | $ 93,000 | $ 174,000 |
| Kenton County Kentucky | 4 | $ 387,000 | $ 96,000 | $ 65,000 |
| Eaton County Michigan | 4 | $ 464,000 | $ 116,000 | $ 66,000 |
| Genesee County Michigan | 4 | $ 487,000 | $ 121,000 | $ 78,000 |
| Ingham County Michigan | 4 | $ 434,000 | $ 108,000 | $ 67,000 |
| Athens County Ohio | 4 | $ 323,000 | $ 80,000 | $ 58,000 |
| Hocking County Ohio | 4 | $ 951,000 | $ 237,000 | $ 120,000 |
| Indiana County Pennsylvania | 4 | $ 212,000 | $ 53,000 | $ 56,000 |
| Lexington County South Carolina | 4 | $ 847,000 | $ 211,000 | $ 79,000 |
| Lake County Florida | 3 | $ 392,000 | $ 130,000 | $ 62,000 |
| Manatee County Florida | 3 | $ 273,000 | $ 91,000 | $ 354,000 |
| Polk County Florida | 3 | $ 285,000 | $ 95,000 | $ 66,000 |
| St. Lucie County Florida | 3 | $ 696,000 | $ 232,000 | $ 140,000 |
| Volusia County Florida | 3 | $ 292,000 | $ 97,000 | $ 96,000 |
| Porter County Indiana | 3 | $ 817,000 | $ 272,000 | $ 26,000 |
| Campbell County Kentucky | 3 | $ 483,000 | $ 161,000 | $ 92,000 |
| Mackinac County Michigan | 3 | $ 431,000 | $ 143,000 | $ 81,000 |
| Macomb County Michigan | 3 | $ 507,000 | $ 169,000 | $ 73,000 |
| Missaukee County Michigan | 3 | $ 157,000 | $ 52,000 | $ 52,000 |
| Meigs County Ohio | 3 | $ 150,000 | $ 50,000 | $ 57,000 |
| Franklin County Pennsylvania | 3 | $ 196,000 | $ 65,000 | $ 30,000 |
| Jefferson County Pennsylvania | 3 | $ 136,000 | $ 45,000 | $ 40,000 |
| Tyler County West Virginia | 3 | $ 324,000 | $ 108,000 | $ 54,000 |
| Mohave County Arizona | 2 | $ 295,000 | $ 147,000 | $ 100,000 |
| Los Angeles County California | 2 | $ 454,000 | $ 227,000 | $ 38,000 |
| Brevard County Florida | 2 | $ 820,000 | $ 410,000 | $ 81,000 |
| Hillsborough County Florida | 2 | $ 336,000 | $ 168,000 | $ 145,000 |
| Santa Rosa County Florida | 2 | $ 379,000 | $ 189,000 | $ 74,000 |
| Dearborn County Indiana | 2 | $ 125,000 | $ 62,000 | $ 45,000 |
| Marion County Indiana | 2 | $ 209,000 | $ 104,000 | $ 29,000 |
| Marshall County Indiana | 2 | $ 221,000 | $ 110,000 | $ 126,000 |
| Wabash County Indiana | 2 | $ 192,000 | $ 96,000 | $ 51,000 |
| Wells County Indiana | 2 | $ 117,000 | $ 58,000 | $ 75,000 |
| Whitley County Indiana | 2 | $ 278,000 | $ 139,000 | $ 115,000 |
| Jefferson County Kentucky | 2 | $ 232,000 | $ 116,000 | $ 41,000 |
| Charlevoix County Michigan | 2 | $ 466,000 | $ 233,000 | $ 145,000 |
| Ionia County Michigan | 2 | $ 300,000 | $ 150,000 | $ 49,000 |
| Kalamazoo County Michigan | 2 | $ 207,000 | $ 103,000 | $ 43,000 |
| Kalkaska County Michigan | 2 | $ 129,000 | $ 64,000 | $ 68,000 |
| Kent County Michigan | 2 | $ 347,000 | $ 173,000 | $ 119,000 |
| Van Buren County Michigan | 2 | $ 251,000 | $ 125,000 | $ 31,000 |
| Monmouth County New Jersey | 2 | $ 79,000 | $ 39,000 | $ 59,000 |
| Chautauqua County New York | 2 | $ 52,000 | $ 26,000 | $ 108,000 |
| Mecklenburg County North Carolina | 2 | $ 190,000 | $ 95,000 | $ 93,000 |
| Brown County Ohio | 2 | $ 365,000 | $ 182,000 | $ 56,000 |
| Darke County Ohio | 2 | $ 340,000 | $ 170,000 | $ 86,000 |
| Jackson County Ohio | 2 | $ 132,000 | $ 66,000 | $ 84,000 |
| Muskingum County Ohio | 2 | $ 145,000 | $ 72,000 | $ 43,000 |
| Pickaway County Ohio | 2 | $ 437,000 | $ 218,000 | $ 110,000 |
| Bedford County Pennsylvania | 2 | $ 279,000 | $ 139,000 | $ 46,000 |
| Cambria County Pennsylvania | 2 | $ 216,000 | $ 108,000 | $ 55,000 |
| Clearfield County Pennsylvania | 2 | $ 190,000 | $ 95,000 | $ 54,000 |
| Mifflin County Pennsylvania | 2 | $ 227,000 | $ 113,000 | $ 71,000 |
| Philadelphia County Pennsylvania | 2 | $ 351,000 | $ 175,000 | $ 122,000 |
| York County Pennsylvania | 2 | $ 399,000 | $ 199,000 | $ 87,000 |
| Campbell County Tennessee | 2 | $ 452,000 | $ 226,000 | $ 138,000 |
| Richmond City County Virginia | 2 | $ 265,000 | $ 132,000 | $ 819,000 |
| Preston County West Virginia | 2 | $ 308,000 | $ 154,000 | $ 59,000 |
| Clark County Arkansas | 1 | $ 43,000 | $ 43,000 | $ 57,000 |
| Kern County California | 1 | $ 15,000 | $ 15,000 | $ 55,000 |
| Orange County California | 1 | $ 479,000 | $ 479,000 | $ 176,000 |
| Riverside County California | 1 | $ 14,000 | $ 14,000 | $ 28,000 |
| Sonoma County California | 1 | $ 825,000 | $ 825,000 | $ 347,000 |
| Lake County Colorado | 1 | $ 360,000 | $ 360,000 | $ 206,000 |
| Citrus County Florida | 1 | $ 240,000 | $ 240,000 | $ 114,000 |
| Clay County Florida | 1 | $ 94,000 | $ 94,000 | $ 13,000 |
| Flagler County Florida | 1 | $ 172,000 | $ 172,000 | $ 91,000 |
| Hernando County Florida | 1 | $ 83,000 | $ 83,000 | $ 191,000 |
| Highlands County Florida | 1 | $ 122,000 | $ 122,000 | $ 48,000 |
| Indian River County Florida | 1 | $ 182,000 | $ 182,000 | $ 26,000 |
| Nassau County Florida | 1 | $ 195,000 | $ 195,000 | $ 210,000 |
| Pasco County Florida | 1 | $ 100,000 | $ 100,000 | $ 125,000 |
| Seminole County Florida | 1 | $ 98,000 | $ 98,000 | $ 96,000 |
| Sumter County Florida | 1 | $ 207,000 | $ 207,000 | $ 118,000 |
| Suwannee County Florida | 1 | $ 26,000 | $ 26,000 | $ 30,000 |
| Fulton County Georgia | 1 | $ 120,000 | $ 120,000 | $ 89,000 |
| Lowndes County Georgia | 1 | $ 108,000 | $ 108,000 | $ 63,000 |
| Spalding County Georgia | 1 | $ 360,000 | $ 360,000 | $ 169,000 |
| Champaign County Illinois | 1 | $ 119,000 | $ 119,000 | $ 124,000 |
| DuPage County Illinois | 1 | $ 124,000 | $ 124,000 | $ 50,000 |
| Adams County Indiana | 1 | $ 66,000 | $ 66,000 | $ 41,000 |
| Bartholomew County Indiana | 1 | $ 195,000 | $ 195,000 | $ 84,000 |
| Delaware County Indiana | 1 | $ 72,000 | $ 72,000 | $ 219,000 |
| Floyd County Indiana | 1 | $ 69,000 | $ 69,000 | $ 70,000 |
| Franklin County Indiana | 1 | $ 29,000 | $ 29,000 | $ 116,000 |
| Howard County Indiana | 1 | $ 156,000 | $ 156,000 | $ 53,000 |
| Jackson County Indiana | 1 | $ 108,000 | $ 108,000 | $ 240,000 |
| Jefferson County Indiana | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| LaPorte County Indiana | 1 | $ 295,000 | $ 295,000 | $ 88,000 |
| Madison County Indiana | 1 | $ 22,000 | $ 22,000 | $ 37,000 |
| Miami County Indiana | 1 | $ 111,000 | $ 111,000 | $ 62,000 |
| Morgan County Indiana | 1 | $ 7,000 | $ 7,000 | $ 48,000 |
| Scott County Indiana | 1 | $ 207,000 | $ 207,000 | $ 108,000 |
| Vanderburgh County Indiana | 1 | $ 93,000 | $ 93,000 | $ 19,000 |
| Johnson County Kansas | 1 | $ 300,000 | $ 300,000 | $ 120,000 |
| Boone County Kentucky | 1 | $ 248,000 | $ 248,000 | $ 102,000 |
| Boyle County Kentucky | 1 | $ 22,000 | $ 22,000 | $ 64,000 |
| Bullitt County Kentucky | 1 | $ 147,000 | $ 147,000 | $ 55,000 |
| Fayette County Kentucky | 1 | $ 280,000 | $ 280,000 | $ 168,000 |
| Franklin County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 206,000 |
| Grant County Kentucky | 1 | $ 207,000 | $ 207,000 | $ 108,000 |
| Henry County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 29,000 |
| Lewis County Kentucky | 1 | $ 28,000 | $ 28,000 | $ 60,000 |
| Oldham County Kentucky | 1 | $ 452,000 | $ 452,000 | $ 110,000 |
| Anne Arundel County Maryland | 1 | $ 120,000 | $ 120,000 | $ 65,000 |
| Baltimore City County Maryland | 1 | $ 138,000 | $ 138,000 | $ 38,000 |
| Garrett County Maryland | 1 | $ 250,000 | $ 250,000 | $ 96,000 |
| Montgomery County Maryland | 1 | $ 69,000 | $ 69,000 | $ 66,000 |
| Washington County Maryland | 1 | $ 76,000 | $ 76,000 | $ 131,000 |
| Bristol County Massachusetts | 1 | $ 200,000 | $ 200,000 | $ 85,000 |
| Plymouth County Massachusetts | 1 | $ 335,000 | $ 335,000 | $ 63,000 |
| Antrim County Michigan | 1 | $ 485,000 | $ 485,000 | $ 928,000 |
| Arenac County Michigan | 1 | $ 50,000 | $ 50,000 | $ 20,000 |
| Benzie County Michigan | 1 | $ 273,000 | $ 273,000 | $ 141,000 |
| Crawford County Michigan | 1 | $ 182,000 | $ 182,000 | $ 280,000 |
| Emmet County Michigan | 1 | $ 234,000 | $ 234,000 | $ 87,000 |
| Gladwin County Michigan | 1 | $ 7,000 | $ 7,000 | $ 53,000 |
| Huron County Michigan | 1 | $ 130,000 | $ 130,000 | $ 44,000 |
| Iosco County Michigan | 1 | $ 48,000 | $ 48,000 | $ 50,000 |
| Isabella County Michigan | 1 | $ 82,000 | $ 82,000 | $ 195,000 |
| Lake County Michigan | 1 | $ 118,000 | $ 118,000 | $ 135,000 |
| Lapeer County Michigan | 1 | $ 38,000 | $ 38,000 | $ 70,000 |
| Leelanau County Michigan | 1 | $ 115,000 | $ 115,000 | $ 92,000 |
| Livingston County Michigan | 1 | $ 8,000 | $ 8,000 | $ 32,000 |
| Luce County Michigan | 1 | $ 73,000 | $ 73,000 | $ 101,000 |
| Muskegon County Michigan | 1 | $ 108,000 | $ 108,000 | $ 46,000 |
| Ogemaw County Michigan | 1 | $ 50,000 | $ 50,000 | $ 57,000 |
| Ontonagon County Michigan | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Schoolcraft County Michigan | 1 | $ 55,000 | $ 55,000 | $ 47,000 |
| Shiawassee County Michigan | 1 | $ 128,000 | $ 128,000 | $ 38,000 |
| Wexford County Michigan | 1 | $ 199,000 | $ 199,000 | $ 120,000 |
| Clinton County Missouri | 1 | $ 180,000 | $ 180,000 | $ 83,000 |
| Hudson County New Jersey | 1 | $ 476,000 | $ 476,000 | $ 131,000 |
| Mercer County New Jersey | 1 | $ 169,000 | $ 169,000 | $ 73,000 |
| Union County New Jersey | 1 | $ 112,000 | $ 112,000 | $ 63,000 |
| Taos County New Mexico | 1 | $ 314,000 | $ 314,000 | $ 199,000 |
| New York County New York | 1 | $ 798,000 | $ 798,000 | $ 724,000 |
| Niagara County New York | 1 | $ 35,000 | $ 35,000 | $ 154,000 |
| Craven County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 24,000 |
| Durham County North Carolina | 1 | $ 230,000 | $ 230,000 | $ 100,000 |
| Haywood County North Carolina | 1 | $ 177,000 | $ 177,000 | $ 179,000 |
| Hertford County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 74,000 |
| Moore County North Carolina | 1 | $ 62,000 | $ 62,000 | $ 180,000 |
| Coshocton County Ohio | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| Fayette County Ohio | 1 | $ 57,000 | $ 57,000 | $ 69,000 |
| Morgan County Ohio | 1 | $ 38,000 | $ 38,000 | $ 58,000 |
| Cleveland County Oklahoma | 1 | $ 88,000 | $ 88,000 | $ 113,000 |
| Multnomah County Oregon | 1 | $ 156,000 | $ 156,000 | $ 65,000 |
| Blair County Pennsylvania | 1 | $ 106,000 | $ 106,000 | $ 46,000 |
| Columbia County Pennsylvania | 1 | $ 232,000 | $ 232,000 | $ 60,000 |
| Cumberland County Pennsylvania | 1 | $ 360,000 | $ 360,000 | $ 382,000 |
| Juniata County Pennsylvania | 1 | $ 224,000 | $ 224,000 | $ 73,000 |
| Lehigh County Pennsylvania | 1 | $ 98,000 | $ 98,000 | $ 75,000 |
| Monroe County Pennsylvania | 1 | $ 43,000 | $ 43,000 | $ 22,000 |
| Northampton County Pennsylvania | 1 | $ 6,000 | $ 6,000 | $ 42,000 |
| Susquehanna County Pennsylvania | 1 | $ 41,000 | $ 41,000 | $ 50,000 |
| Warren County Pennsylvania | 1 | $ 56,000 | $ 56,000 | $ 32,000 |
| York County South Carolina | 1 | $ 167,000 | $ 167,000 | $ 33,000 |
| Loudon County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 40,000 |
| Tipton County Tennessee | 1 | $ 136,000 | $ 136,000 | $ 49,000 |
| Harris County Texas | 1 | $ 69,000 | $ 69,000 | $ 83,000 |
| Chesterfield County Virginia | 1 | $ 182,000 | $ 182,000 | $ 62,000 |
| Culpeper County Virginia | 1 | $ 298,000 | $ 298,000 | $ 85,000 |
| Fairfax County Virginia | 1 | $ 37,000 | $ 37,000 | $ 118,000 |
| Montgomery County Virginia | 1 | $ 116,000 | $ 116,000 | $ 92,000 |
| Newport News County Virginia | 1 | $ 98,000 | $ 98,000 | $ 35,000 |
| King County Washington | 1 | $ 263,000 | $ 263,000 | $ 50,000 |
| Jackson County West Virginia | 1 | $ 109,000 | $ 109,000 | $ 48,000 |
| Marion County West Virginia | 1 | $ 81,000 | $ 81,000 | $ 52,000 |
| Monongalia County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 101,000 |
| Pleasants County West Virginia | 1 | $ 39,000 | $ 39,000 | $ 60,000 |
| Ritchie County West Virginia | 1 | $ 39,000 | $ 39,000 | $ 22,000 |
| Upshur County West Virginia | 1 | $ 79,000 | $ 79,000 | $ 54,000 |
| Wetzel County West Virginia | 1 | $ 16,000 | $ 16,000 | $ 39,000 |
| Wood County West Virginia | 1 | $ 66,000 | $ 66,000 | $ 24,000 |
| Waukesha County Wisconsin | 1 | $ 107,000 | $ 107,000 | $ 67,000 |
| Platte County Wyoming | 1 | $ 188,000 | $ 188,000 | $ 65,000 |
Mortgage Loan Application Detail Totals for Sky Bank C/O Huntington Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 12,508 | $1,307,534,000 | $147,560 | $2,125,000 | $78,720 | $3,652,000 |
| Home Purchase | 10,771 | $1,160,484,000 | $224,200 | $5,600,000 | $136,160 | $2,877,000 |
| Home Improvement | 4,874 | $133,276,000 | $42,307 | $556,000 | $125,846 | $1,584,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 21,971 | $1,953,459,000 | $177,193 | $5,600,000 | $108,967 | $3,652,000 |
| Not Provided | 4,182 | $467,984,000 | $160,000 | $2,000,000 | $80,588 | $2,751,000 |
| Black or African American | 1,167 | $79,930,000 | $64,714 | $1,750,000 | $55,571 | $640,000 |
| Hispanic | 333 | $22,937,000 | $69,000 | $300,000 | $49,000 | $364,000 |
| Not applicable | 331 | $54,273,000 | $182,000 | $2,035,000 | $0 | $0 |
| Asian | 108 | $16,816,000 | $137,000 | $1,000,000 | $190,285 | $819,000 |
| American Indian or Alaskan Native | 37 | $2,527,000 | $66,000 | $350,000 | $46,666 | $336,000 |
| Native Hawaiian or Other Pacific Islander | 24 | $3,368,000 | $118,333 | $765,000 | $68,000 | $206,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 28,153 | $2,601,294,000 | $175,593 | $5,600,000 | $106,781 | $3,652,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 16,001 | $1,495,521,000 | $177,392 | $2,125,000 | $121,535 | $2,751,000 |
| Application Denied By Financial Institution | 5,076 | $410,586,000 | $170,933 | $5,600,000 | $73,933 | $2,877,000 |
| Preapproval Denied by Financial Institution | 3,255 | $286,444,000 | $88,000 | $800,000 | $41,000 | $894,000 |
| Application Withdrawn By Applicant | 1,945 | $223,742,000 | $199,529 | $1,710,000 | $94,117 | $1,441,000 |
| Application Approved But Not Accepted | 1,874 | $184,835,000 | $198,714 | $2,000,000 | $112,785 | $3,652,000 |
| File Closed For Incompleteness | 2 | $166,000 | $83,000 | $90,000 | $30,000 | $61,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sky Bank C/O Huntington Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sky Bank C/O Huntington Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.