Beneficial Financial I, Inc. Mortgage Lending & HMDA Data, 2008

In 2008, Beneficial Financial I, Inc. of Mettawa, IL reported 21,007 mortgage applications totaling $3.6 billion, down 34% from 2007. The average application was for $171,754, and applicants reported an average income of $62,873. 10% of its applications resulted in an originated loan and 63% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (849), Baltimore-Towson, MD (491) and Washington-Arlington-Alexandria, DC-VA-MD-WV (491) (applications in parentheses).

Mortgage Company & Address Beneficial Financial I, Inc.
26525 North Riverwoods Blvd.
Mettawa, IL 60045
Tel #: available with data download
Federal Regulator * available with data download
Years 2009  2008  2007  2006  
Total Number of Mortgage Applications 21,007
Total Mortgage Loan Application Amount $3,608,042,000
Average Mortgage Loan Application Amount $171,754
Highest Mortgage Loan Application Amount $1,800,000
Average Applicant Income $62,873
Highest Applicant Income $1,750,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Beneficial Financial I, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Beneficial Financial I, Inc. by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 301 $ 65,254,000 $ 216,790 $ 74,000
Shelby, Tennessee 266 $ 35,678,000 $ 134,127 $ 58,000
Prince George's, Maryland 248 $ 71,105,000 $ 286,713 $ 79,000
Salt Lake, Utah 240 $ 49,479,000 $ 206,162 $ 63,000
Los Angeles, California 234 $ 90,092,000 $ 385,008 $ 90,000
Miami-Dade, Florida 231 $ 52,669,000 $ 228,004 $ 70,000
Jefferson, Alabama 204 $ 24,532,000 $ 120,254 $ 53,000
Broward, Florida 201 $ 41,667,000 $ 207,298 $ 61,000
Marion, Indiana 173 $ 21,150,000 $ 122,254 $ 55,000
Jackson, Missouri 172 $ 20,431,000 $ 118,784 $ 54,000
Baltimore City, Maryland 162 $ 19,273,000 $ 118,969 $ 48,000
Baltimore, Maryland 161 $ 34,907,000 $ 216,813 $ 73,000
St. Louis, Missouri 158 $ 19,493,000 $ 123,373 $ 53,000
Wayne, Michigan 155 $ 19,993,000 $ 128,987 $ 51,000
Duval, Florida 154 $ 24,116,000 $ 156,597 $ 58,000
Hillsborough, Florida 149 $ 26,874,000 $ 180,362 $ 63,000
Bernalillo, New Mexico 149 $ 24,871,000 $ 166,919 $ 57,000
Orange, Florida 148 $ 30,448,000 $ 205,729 $ 62,000
Pierce, Washington 144 $ 34,005,000 $ 236,145 $ 71,000
Lake, Indiana 135 $ 18,023,000 $ 133,503 $ 60,000
Mobile, Alabama 134 $ 15,321,000 $ 114,335 $ 48,000
Hartford, Connecticut 133 $ 25,410,000 $ 191,052 $ 71,000
Gwinnett, Georgia 127 $ 24,405,000 $ 192,165 $ 73,000
King, Washington 123 $ 35,848,000 $ 291,447 $ 81,000
DeKalb, Georgia 122 $ 18,315,000 $ 150,122 $ 57,000
New Castle, Delaware 119 $ 23,376,000 $ 196,436 $ 66,000
Davidson, Tennessee 117 $ 16,331,000 $ 139,581 $ 54,000
New Haven, Connecticut 116 $ 23,891,000 $ 205,956 $ 71,000
Richland, South Carolina 116 $ 14,771,000 $ 127,336 $ 60,000
Chesterfield, Virginia 116 $ 22,124,000 $ 190,724 $ 66,000
Fulton, Georgia 104 $ 18,850,000 $ 181,250 $ 75,000
San Bernardino, California 101 $ 26,676,000 $ 264,118 $ 70,000
East Baton Rouge, Louisiana 99 $ 13,560,000 $ 136,969 $ 60,000
Pinellas, Florida 97 $ 18,380,000 $ 189,484 $ 62,000
Greenville, South Carolina 97 $ 13,923,000 $ 143,536 $ 63,000
Palm Beach, Florida 96 $ 19,558,000 $ 203,729 $ 61,000
Virginia Beach, Virginia 96 $ 22,372,000 $ 233,041 $ 69,000
Cobb, Georgia 94 $ 16,520,000 $ 175,744 $ 72,000
Jefferson, Kentucky 93 $ 16,057,000 $ 172,655 $ 69,000
Volusia, Florida 90 $ 15,226,000 $ 169,177 $ 54,000
Knox, Tennessee 90 $ 13,082,000 $ 145,355 $ 57,000
Mecklenburg, North Carolina 84 $ 12,891,000 $ 153,464 $ 56,000
Madison, Alabama 83 $ 11,828,000 $ 142,506 $ 68,000
Lexington, South Carolina 83 $ 11,133,000 $ 134,132 $ 60,000
Jefferson, Louisiana 82 $ 10,723,000 $ 130,768 $ 49,000
Pima, Arizona 81 $ 14,724,000 $ 181,777 $ 69,000
Anne Arundel, Maryland 81 $ 20,907,000 $ 258,111 $ 74,000
Charleston, South Carolina 78 $ 13,438,000 $ 172,282 $ 55,000
Riverside, California 77 $ 21,985,000 $ 285,519 $ 80,000
Fairfield, Connecticut 77 $ 21,460,000 $ 278,701 $ 90,000
Utah, Utah 77 $ 14,947,000 $ 194,116 $ 64,000
Snohomish, Washington 77 $ 21,891,000 $ 284,298 $ 77,000
Polk, Florida 76 $ 11,936,000 $ 157,052 $ 59,000
El Paso, Colorado 74 $ 14,731,000 $ 199,067 $ 81,000
Tulsa, Oklahoma 72 $ 9,342,000 $ 129,750 $ 68,000
Ada, Idaho 71 $ 15,405,000 $ 216,971 $ 79,000
Hamilton, Tennessee 68 $ 9,099,000 $ 133,808 $ 55,000
Clayton, Georgia 67 $ 9,451,000 $ 141,059 $ 55,000
Oklahoma, Oklahoma 66 $ 7,532,000 $ 114,121 $ 56,000
Horry, South Carolina 66 $ 9,712,000 $ 147,151 $ 49,000
Spokane, Washington 66 $ 9,691,000 $ 146,833 $ 53,000
Weber, Utah 65 $ 9,387,000 $ 144,415 $ 58,000
Douglas, Nebraska 63 $ 7,863,000 $ 124,809 $ 58,000
Henrico, Virginia 63 $ 11,693,000 $ 185,603 $ 55,000
Davis, Utah 61 $ 12,017,000 $ 197,000 $ 63,000
St. Louis City, Missouri 60 $ 6,550,000 $ 109,166 $ 43,000
Anderson, South Carolina 60 $ 7,450,000 $ 124,166 $ 53,000
Montgomery, Alabama 59 $ 6,794,000 $ 115,152 $ 49,000
Wake, North Carolina 59 $ 10,562,000 $ 179,016 $ 70,000
Spartanburg, South Carolina 59 $ 6,994,000 $ 118,542 $ 53,000
Canyon, Idaho 58 $ 9,158,000 $ 157,896 $ 51,000
Multnomah, Oregon 57 $ 12,945,000 $ 227,105 $ 61,000
Chesapeake, Virginia 55 $ 12,131,000 $ 220,563 $ 77,000
Oakland, Michigan 54 $ 9,296,000 $ 172,148 $ 52,000
Sumner, Tennessee 54 $ 8,301,000 $ 153,722 $ 56,000
Orange, California 51 $ 22,287,000 $ 437,000 $ 117,000
Montgomery, Maryland 51 $ 16,992,000 $ 333,176 $ 100,000
Hampton, Virginia 51 $ 9,343,000 $ 183,196 $ 65,000
Norfolk, Virginia 51 $ 9,102,000 $ 178,470 $ 63,000
Hinds, Mississippi 50 $ 6,095,000 $ 121,900 $ 57,000
Berkeley, South Carolina 50 $ 7,507,000 $ 150,140 $ 63,000
San Diego, California 49 $ 16,981,000 $ 346,551 $ 95,000
Orleans, Louisiana 49 $ 6,549,000 $ 133,653 $ 51,000
Greene, Missouri 49 $ 5,611,000 $ 114,510 $ 49,000
Shelby, Alabama 48 $ 7,964,000 $ 165,916 $ 65,000
Kern, California 48 $ 9,250,000 $ 192,708 $ 61,000
Hennepin, Minnesota 48 $ 10,699,000 $ 222,895 $ 67,000
Clark, Washington 48 $ 12,439,000 $ 259,145 $ 73,000
Arapahoe, Colorado 47 $ 10,087,000 $ 214,617 $ 76,000
Brevard, Florida 46 $ 7,557,000 $ 164,282 $ 66,000
Pasco, Florida 46 $ 8,103,000 $ 176,152 $ 61,000
Rutherford, Tennessee 46 $ 7,007,000 $ 152,326 $ 55,000
Lake, Florida 45 $ 8,197,000 $ 182,155 $ 55,000
Allen, Indiana 45 $ 5,286,000 $ 117,466 $ 56,000
Middlesex, Massachusetts 45 $ 12,619,000 $ 280,422 $ 86,000
Fairfax, Virginia 45 $ 15,061,000 $ 334,688 $ 94,000
Baldwin, Alabama 43 $ 6,699,000 $ 155,790 $ 57,000
New London, Connecticut 43 $ 8,962,000 $ 208,418 $ 79,000
Richmond City, Virginia 43 $ 6,325,000 $ 147,093 $ 52,000
Leon, Florida 42 $ 7,066,000 $ 168,238 $ 66,000
Chatham, Georgia 42 $ 5,629,000 $ 134,023 $ 53,000
Yellowstone, Montana 42 $ 7,091,000 $ 168,833 $ 56,000
York, South Carolina 42 $ 7,567,000 $ 180,166 $ 68,000
Adams, Colorado 41 $ 7,974,000 $ 194,487 $ 109,000
Escambia, Florida 41 $ 5,196,000 $ 126,731 $ 51,000
Seminole, Florida 41 $ 9,124,000 $ 222,536 $ 68,000
Henry, Georgia 41 $ 7,458,000 $ 181,902 $ 67,000
Hampden, Massachusetts 41 $ 7,555,000 $ 184,268 $ 66,000
Cleveland, Oklahoma 41 $ 5,503,000 $ 134,219 $ 73,000
Lee, Florida 40 $ 9,525,000 $ 238,125 $ 63,000
Marion, Florida 40 $ 6,346,000 $ 158,650 $ 50,000
St. Joseph, Indiana 40 $ 4,321,000 $ 108,025 $ 59,000
Macomb, Michigan 40 $ 7,181,000 $ 179,525 $ 57,000
Dorchester, South Carolina 40 $ 5,810,000 $ 145,250 $ 54,000
Montgomery, Tennessee 40 $ 4,706,000 $ 117,650 $ 55,000
Prince William, Virginia 40 $ 12,352,000 $ 308,800 $ 93,000
Fresno, California 39 $ 8,888,000 $ 227,897 $ 71,000
Denver, Colorado 39 $ 8,156,000 $ 209,128 $ 67,000
Sussex, Delaware 39 $ 7,934,000 $ 203,435 $ 63,000
Harrison, Mississippi 39 $ 5,220,000 $ 133,846 $ 50,000
Lancaster, Nebraska 39 $ 4,812,000 $ 123,384 $ 58,000
Elkhart, Indiana 38 $ 4,823,000 $ 126,921 $ 58,000
St. Charles, Missouri 38 $ 6,560,000 $ 172,631 $ 64,000
Thurston, Washington 38 $ 8,470,000 $ 222,894 $ 61,000
Yakima, Washington 38 $ 4,967,000 $ 130,710 $ 44,000
Sacramento, California 37 $ 11,431,000 $ 308,945 $ 119,000
Jefferson, Colorado 37 $ 9,954,000 $ 269,027 $ 85,000
Richmond, Georgia 37 $ 3,825,000 $ 103,378 $ 44,000
Caddo, Louisiana 37 $ 4,798,000 $ 129,675 $ 66,000
Kent, Michigan 37 $ 5,430,000 $ 146,756 $ 49,000
Portsmouth, Virginia 37 $ 6,330,000 $ 171,081 $ 58,000
Alameda, California 36 $ 16,643,000 $ 462,305 $ 110,000
Clay, Missouri 36 $ 5,238,000 $ 145,500 $ 62,000
Kent, Delaware 35 $ 7,109,000 $ 203,114 $ 69,000
Worcester, Massachusetts 35 $ 8,232,000 $ 235,200 $ 73,000
Newport News, Virginia 35 $ 5,869,000 $ 167,685 $ 59,000
Cherokee, Georgia 34 $ 6,652,000 $ 195,647 $ 77,000
St. Tammany, Louisiana 34 $ 6,150,000 $ 180,882 $ 60,000
Guilford, North Carolina 34 $ 5,373,000 $ 158,029 $ 57,000
Aiken, South Carolina 34 $ 3,839,000 $ 112,911 $ 56,000
Santa Rosa, Florida 33 $ 5,051,000 $ 153,060 $ 57,000
Vanderburgh, Indiana 33 $ 3,728,000 $ 112,969 $ 54,000
Harford, Maryland 33 $ 8,473,000 $ 256,757 $ 84,000
DeSoto, Mississippi 33 $ 5,454,000 $ 165,272 $ 62,000
Muscogee, Georgia 32 $ 3,981,000 $ 124,406 $ 52,000
Fayette, Kentucky 32 $ 4,084,000 $ 127,625 $ 65,000
Charles, Maryland 32 $ 10,795,000 $ 337,343 $ 91,000
Genesee, Michigan 32 $ 4,053,000 $ 126,656 $ 50,000
Marion, Oregon 32 $ 5,596,000 $ 174,875 $ 46,000
Jackson, Mississippi 31 $ 3,678,000 $ 118,645 $ 62,000
Cumberland, North Carolina 31 $ 3,356,000 $ 108,258 $ 53,000
Forsyth, North Carolina 31 $ 4,595,000 $ 148,225 $ 53,000
Clackamas, Oregon 31 $ 7,403,000 $ 238,806 $ 71,000
Washington, Oregon 31 $ 7,535,000 $ 243,064 $ 75,000
Pinal, Arizona 30 $ 6,178,000 $ 205,933 $ 74,000
Hernando, Florida 30 $ 4,789,000 $ 159,633 $ 55,000
Sedgwick, Kansas 30 $ 3,222,000 $ 107,400 $ 65,000
Santa Fe, New Mexico 30 $ 6,211,000 $ 207,033 $ 60,000
Kitsap, Washington 29 $ 7,087,000 $ 244,379 $ 75,000
Natrona, Wyoming 29 $ 4,422,000 $ 152,482 $ 70,000
Mohave, Arizona 28 $ 5,286,000 $ 188,785 $ 76,000
Clay, Florida 28 $ 5,135,000 $ 183,392 $ 74,000
Paulding, Georgia 28 $ 4,465,000 $ 159,464 $ 68,000
Hamilton, Indiana 28 $ 5,715,000 $ 204,107 $ 83,000
Porter, Indiana 28 $ 4,868,000 $ 173,857 $ 87,000
Rankin, Mississippi 28 $ 3,897,000 $ 139,178 $ 58,000
Hillsborough, New Hampshire 28 $ 6,120,000 $ 218,571 $ 70,000
Spotsylvania, Virginia 28 $ 7,115,000 $ 254,107 $ 78,000
Litchfield, Connecticut 27 $ 5,953,000 $ 220,481 $ 80,000
Osceola, Florida 27 $ 5,387,000 $ 199,518 $ 59,000
Hardin, Kentucky 27 $ 3,640,000 $ 134,814 $ 52,000
Washington, Tennessee 27 $ 3,375,000 $ 125,000 $ 47,000
Suffolk, Virginia 27 $ 5,017,000 $ 185,814 $ 67,000
Grays Harbor, Washington 27 $ 4,262,000 $ 157,851 $ 61,000
Laramie, Wyoming 27 $ 4,002,000 $ 148,222 $ 57,000
Douglas, Colorado 26 $ 7,854,000 $ 302,076 $ 84,000
Alachua, Florida 26 $ 4,402,000 $ 169,307 $ 60,000
Sarasota, Florida 26 $ 6,545,000 $ 251,730 $ 60,000
Coweta, Georgia 26 $ 3,909,000 $ 150,346 $ 61,000
Bonneville, Idaho 26 $ 3,667,000 $ 141,038 $ 51,000
Washington, Maryland 26 $ 4,786,000 $ 184,076 $ 52,000
Tuscaloosa, Alabama 25 $ 3,537,000 $ 141,480 $ 58,000
Yavapai, Arizona 25 $ 5,202,000 $ 208,080 $ 61,000
Tolland, Connecticut 25 $ 5,181,000 $ 207,240 $ 77,000
Manatee, Florida 25 $ 5,763,000 $ 230,520 $ 71,000
Okaloosa, Florida 25 $ 4,120,000 $ 164,800 $ 70,000
Douglas, Georgia 25 $ 3,665,000 $ 146,600 $ 56,000
Howard, Maryland 25 $ 6,834,000 $ 273,360 $ 96,000
Wicomico, Maryland 25 $ 3,939,000 $ 157,560 $ 64,000
Dona Ana, New Mexico 25 $ 3,355,000 $ 134,200 $ 59,000
Florence, South Carolina 25 $ 2,788,000 $ 111,520 $ 50,000
Tipton, Tennessee 25 $ 3,909,000 $ 156,360 $ 54,000
Cochise, Arizona 24 $ 4,409,000 $ 183,708 $ 96,000
Middlesex, Connecticut 24 $ 5,060,000 $ 210,833 $ 67,000
Bartow, Georgia 24 $ 3,485,000 $ 145,208 $ 48,000
Newton, Georgia 24 $ 3,704,000 $ 154,333 $ 52,000
Sarpy, Nebraska 24 $ 3,420,000 $ 142,500 $ 71,000
Bradley, Tennessee 24 $ 3,211,000 $ 133,791 $ 51,000
Stafford, Virginia 24 $ 7,288,000 $ 303,666 $ 85,000
Contra Costa, California 23 $ 8,866,000 $ 385,478 $ 96,000
Citrus, Florida 23 $ 2,708,000 $ 117,739 $ 40,000
Houston, Georgia 23 $ 3,156,000 $ 137,217 $ 73,000
Hendricks, Indiana 23 $ 3,668,000 $ 159,478 $ 67,000
Calcasieu, Louisiana 23 $ 3,214,000 $ 139,739 $ 60,000
Durham, North Carolina 23 $ 3,659,000 $ 159,086 $ 75,000
Cuyahoga, Ohio 23 $ 2,736,000 $ 118,956 $ 58,000
Lane, Oregon 23 $ 3,693,000 $ 160,565 $ 52,000
Calhoun, Alabama 22 $ 2,415,000 $ 109,772 $ 71,000
Santa Clara, California 22 $ 10,628,000 $ 483,090 $ 152,000
Tulare, California 22 $ 3,887,000 $ 176,681 $ 56,000
Carroll, Georgia 22 $ 3,468,000 $ 157,636 $ 54,000
Frederick, Maryland 22 $ 5,714,000 $ 259,727 $ 74,000
Essex, Massachusetts 22 $ 5,765,000 $ 262,045 $ 54,000
Ramsey, Minnesota 22 $ 4,316,000 $ 196,181 $ 60,000
Missoula, Montana 22 $ 4,724,000 $ 214,727 $ 54,000
Rockingham, New Hampshire 22 $ 4,555,000 $ 207,045 $ 72,000
Franklin, Ohio 22 $ 2,837,000 $ 128,954 $ 62,000
Linn, Oregon 22 $ 3,308,000 $ 150,363 $ 47,000
Madison, Tennessee 22 $ 2,407,000 $ 109,409 $ 44,000
Sevier, Tennessee 22 $ 3,430,000 $ 155,909 $ 56,000
Skagit, Washington 22 $ 4,244,000 $ 192,909 $ 46,000
Navajo, Arizona 21 $ 3,145,000 $ 149,761 $ 45,000
Stanislaus, California 21 $ 4,562,000 $ 217,238 $ 63,000
Columbia, Georgia 21 $ 2,715,000 $ 129,285 $ 53,000
Liberty, Georgia 21 $ 2,444,000 $ 116,380 $ 68,000
Johnson, Indiana 21 $ 3,142,000 $ 149,619 $ 64,000
Carroll, Maryland 21 $ 5,959,000 $ 283,761 $ 80,000
Franklin, Missouri 21 $ 3,014,000 $ 143,523 $ 53,000
Iredell, North Carolina 21 $ 3,224,000 $ 153,523 $ 58,000
Union, North Carolina 21 $ 3,442,000 $ 163,904 $ 64,000
Orangeburg, South Carolina 21 $ 2,037,000 $ 97,000 $ 45,000
Monroe, Tennessee 21 $ 2,774,000 $ 132,095 $ 47,000
Washington, Utah 21 $ 4,638,000 $ 220,857 $ 62,000
Morgan, Alabama 20 $ 2,556,000 $ 127,800 $ 59,000
Mesa, Colorado 20 $ 4,147,000 $ 207,350 $ 57,000
Ascension, Louisiana 20 $ 3,284,000 $ 164,200 $ 64,000
Cecil, Maryland 20 $ 4,998,000 $ 249,900 $ 75,000
Merrimack, New Hampshire 20 $ 3,918,000 $ 195,900 $ 55,000
Rowan, North Carolina 20 $ 2,672,000 $ 133,600 $ 52,000
Pickens, South Carolina 20 $ 2,082,000 $ 104,100 $ 52,000
Williamson, Tennessee 20 $ 4,563,000 $ 228,150 $ 68,000
Hanover, Virginia 20 $ 5,008,000 $ 250,400 $ 81,000
Limestone, Alabama 19 $ 2,299,000 $ 121,000 $ 60,000
Kings, California 19 $ 3,198,000 $ 168,315 $ 64,000
Indian River, Florida 19 $ 3,155,000 $ 166,052 $ 64,000
Hall, Georgia 19 $ 2,845,000 $ 149,736 $ 66,000
Rockdale, Georgia 19 $ 2,879,000 $ 151,526 $ 46,000
Allegany, Maryland 19 $ 2,170,000 $ 114,210 $ 49,000
Calvert, Maryland 19 $ 5,025,000 $ 264,473 $ 85,000
St. Mary's, Maryland 19 $ 5,244,000 $ 276,000 $ 96,000
Bristol, Massachusetts 19 $ 5,133,000 $ 270,157 $ 100,000
Anoka, Minnesota 19 $ 4,577,000 $ 240,894 $ 74,000
Dakota, Minnesota 19 $ 4,160,000 $ 218,947 $ 73,000
Montgomery, Ohio 19 $ 2,190,000 $ 115,263 $ 61,000
Wilson, Tennessee 19 $ 3,316,000 $ 174,526 $ 95,000
Roanoke, Virginia 19 $ 3,229,000 $ 169,947 $ 64,000
St. Clair, Alabama 18 $ 2,116,000 $ 117,555 $ 52,000
Pueblo, Colorado 18 $ 2,399,000 $ 133,277 $ 54,000
Weld, Colorado 18 $ 3,058,000 $ 169,888 $ 74,000
Bay, Florida 18 $ 3,109,000 $ 172,722 $ 57,000
Kootenai, Idaho 18 $ 3,154,000 $ 175,222 $ 60,000
Johnson, Kansas 18 $ 2,788,000 $ 154,888 $ 77,000
Madison, Kentucky 18 $ 2,298,000 $ 127,666 $ 51,000
Bossier, Louisiana 18 $ 2,452,000 $ 136,222 $ 55,000
Rapides, Louisiana 18 $ 2,696,000 $ 149,777 $ 59,000
Cumberland, Maine 18 $ 3,714,000 $ 206,333 $ 72,000
Plymouth, Massachusetts 18 $ 6,117,000 $ 339,833 $ 111,000
Pearl River, Mississippi 18 $ 1,903,000 $ 105,722 $ 52,000
Cascade, Montana 18 $ 2,108,000 $ 117,111 $ 51,000
San Juan, New Mexico 18 $ 3,309,000 $ 183,833 $ 72,000
Hamilton, Ohio 18 $ 3,474,000 $ 193,000 $ 75,000
Rogers, Oklahoma 18 $ 2,141,000 $ 118,944 $ 50,000
Dallas, Texas 18 $ 1,784,000 $ 99,111 $ 66,000
Tooele, Utah 18 $ 3,426,000 $ 190,333 $ 66,000
Louisa, Virginia 18 $ 3,512,000 $ 195,111 $ 71,000
Etowah, Alabama 17 $ 1,839,000 $ 108,176 $ 41,000
San Joaquin, California 17 $ 5,238,000 $ 308,117 $ 74,000
Barrow, Georgia 17 $ 2,554,000 $ 150,235 $ 57,000
Kenton, Kentucky 17 $ 2,819,000 $ 165,823 $ 75,000
Lafourche, Louisiana 17 $ 2,250,000 $ 132,352 $ 65,000
Livingston, Louisiana 17 $ 2,438,000 $ 143,411 $ 76,000
Sandoval, New Mexico 17 $ 2,591,000 $ 152,411 $ 66,000
Minnehaha, South Dakota 17 $ 2,171,000 $ 127,705 $ 53,000
Cumberland, Tennessee 17 $ 1,649,000 $ 97,000 $ 38,000
Windham, Connecticut 16 $ 3,108,000 $ 194,250 $ 54,000
Charlotte, Florida 16 $ 2,331,000 $ 145,687 $ 40,000
St. Johns, Florida 16 $ 3,739,000 $ 233,687 $ 78,000
St. Lucie, Florida 16 $ 2,663,000 $ 166,437 $ 63,000
Bibb, Georgia 16 $ 1,901,000 $ 118,812 $ 59,000
Dougherty, Georgia 16 $ 1,804,000 $ 112,750 $ 58,000
Franklin, Kentucky 16 $ 2,147,000 $ 134,187 $ 59,000
Lafayette, Louisiana 16 $ 2,044,000 $ 127,750 $ 62,000
Barnstable, Massachusetts 16 $ 4,045,000 $ 252,812 $ 85,000
Ingham, Michigan 16 $ 2,023,000 $ 126,437 $ 47,000
Buchanan, Missouri 16 $ 1,617,000 $ 101,062 $ 70,000
Beaufort, South Carolina 16 $ 2,719,000 $ 169,937 $ 72,000
Sullivan, Tennessee 16 $ 2,563,000 $ 160,187 $ 69,000
Frederick, Virginia 16 $ 4,043,000 $ 252,687 $ 83,000
Loudoun, Virginia 16 $ 5,176,000 $ 323,500 $ 106,000
Benton, Washington 16 $ 2,326,000 $ 145,375 $ 61,000
Walla Walla, Washington 16 $ 2,998,000 $ 187,375 $ 56,000
Solano, California 15 $ 5,222,000 $ 348,133 $ 87,000
Monroe, Indiana 15 $ 1,796,000 $ 119,733 $ 50,000
Boone, Kentucky 15 $ 2,389,000 $ 159,266 $ 78,000
Norfolk, Massachusetts 15 $ 3,855,000 $ 257,000 $ 69,000
Suffolk, Massachusetts 15 $ 4,576,000 $ 305,066 $ 96,000
Jasper, Missouri 15 $ 1,411,000 $ 94,066 $ 45,000
Jefferson, Missouri 15 $ 2,206,000 $ 147,066 $ 55,000
Strafford, New Hampshire 15 $ 3,444,000 $ 229,600 $ 83,000
Johnston, North Carolina 15 $ 1,862,000 $ 124,133 $ 59,000
Darlington, South Carolina 15 $ 1,810,000 $ 120,666 $ 44,000
Oconee, South Carolina 15 $ 1,960,000 $ 130,666 $ 57,000
Blount, Tennessee 15 $ 2,412,000 $ 160,800 $ 56,000
Lynchburg, Virginia 15 $ 1,808,000 $ 120,533 $ 55,000
Prince George, Virginia 15 $ 2,511,000 $ 167,400 $ 61,000
Roanoke City, Virginia 15 $ 1,897,000 $ 126,466 $ 47,000
Nassau, Florida 14 $ 2,653,000 $ 189,500 $ 52,000
Putnam, Florida 14 $ 1,424,000 $ 101,714 $ 46,000
Lowndes, Georgia 14 $ 1,599,000 $ 114,214 $ 42,000
Walton, Georgia 14 $ 2,277,000 $ 162,642 $ 68,000
Hancock, Indiana 14 $ 2,751,000 $ 196,500 $ 72,000
Howard, Indiana 14 $ 1,857,000 $ 132,642 $ 61,000
LaPorte, Indiana 14 $ 2,015,000 $ 143,928 $ 70,000
Madison, Indiana 14 $ 1,396,000 $ 99,714 $ 52,000
Shelby, Indiana 14 $ 1,754,000 $ 125,285 $ 56,000
Vigo, Indiana 14 $ 1,418,000 $ 101,285 $ 54,000
Polk, Iowa 14 $ 2,053,000 $ 146,642 $ 58,000
Shawnee, Kansas 14 $ 1,385,000 $ 98,928 $ 56,000
St. Charles, Louisiana 14 $ 2,418,000 $ 172,714 $ 62,000
Berrien, Michigan 14 $ 1,652,000 $ 118,000 $ 52,000
Jackson, Michigan 14 $ 1,758,000 $ 125,571 $ 58,000
Saginaw, Michigan 14 $ 1,608,000 $ 114,857 $ 54,000
Forrest, Mississippi 14 $ 1,362,000 $ 97,285 $ 39,000
Platte, Missouri 14 $ 2,001,000 $ 142,928 $ 75,000
Gallatin, Montana 14 $ 3,241,000 $ 231,500 $ 53,000
Cabarrus, North Carolina 14 $ 2,030,000 $ 145,000 $ 62,000
Douglas, Oregon 14 $ 2,108,000 $ 150,571 $ 39,000
Dickson, Tennessee 14 $ 2,029,000 $ 144,928 $ 56,000
Gibson, Tennessee 14 $ 1,146,000 $ 81,857 $ 41,000
Greene, Tennessee 14 $ 1,857,000 $ 132,642 $ 42,000
Culpeper, Virginia 14 $ 3,318,000 $ 237,000 $ 57,000
Cowlitz, Washington 14 $ 2,223,000 $ 158,785 $ 55,000
Lewis, Washington 14 $ 2,779,000 $ 198,500 $ 54,000
Cullman, Alabama 13 $ 1,382,000 $ 106,307 $ 53,000
Jackson, Alabama 13 $ 1,528,000 $ 117,538 $ 48,000
Ventura, California 13 $ 5,882,000 $ 452,461 $ 105,000
Catoosa, Georgia 13 $ 1,701,000 $ 130,846 $ 54,000
Delaware, Indiana 13 $ 1,337,000 $ 102,846 $ 60,000
Tippecanoe, Indiana 13 $ 1,669,000 $ 128,384 $ 60,000
Campbell, Kentucky 13 $ 2,139,000 $ 164,538 $ 66,000
Terrebonne, Louisiana 13 $ 1,720,000 $ 132,307 $ 66,000
Kalamazoo, Michigan 13 $ 1,493,000 $ 114,846 $ 73,000
St. Louis, Minnesota 13 $ 1,455,000 $ 111,923 $ 60,000
Lauderdale, Mississippi 13 $ 1,961,000 $ 150,846 $ 91,000
Gaston, North Carolina 13 $ 1,717,000 $ 132,076 $ 53,000
Randolph, North Carolina 13 $ 2,062,000 $ 158,615 $ 50,000
Summit, Ohio 13 $ 1,799,000 $ 138,384 $ 52,000
Deschutes, Oregon 13 $ 2,804,000 $ 215,692 $ 53,000
Greenwood, South Carolina 13 $ 1,654,000 $ 127,230 $ 61,000
Jefferson, Tennessee 13 $ 1,789,000 $ 137,615 $ 48,000
Whatcom, Washington 13 $ 2,616,000 $ 201,230 $ 67,000
Lee, Alabama 12 $ 1,851,000 $ 154,250 $ 45,000
San Mateo, California 12 $ 5,152,000 $ 429,333 $ 136,000
Martin, Florida 12 $ 2,856,000 $ 238,000 $ 64,000
Forsyth, Georgia 12 $ 2,713,000 $ 226,083 $ 89,000
Bingham, Idaho 12 $ 1,777,000 $ 148,083 $ 65,000
Twin Falls, Idaho 12 $ 1,920,000 $ 160,000 $ 70,000
Boone, Indiana 12 $ 1,868,000 $ 155,666 $ 66,000
Clark, Indiana 12 $ 1,395,000 $ 116,250 $ 45,000
Dearborn, Indiana 12 $ 1,644,000 $ 137,000 $ 59,000
Greenup, Kentucky 12 $ 1,295,000 $ 107,916 $ 71,000
Scott, Kentucky 12 $ 1,666,000 $ 138,833 $ 51,000
Ouachita, Louisiana 12 $ 1,208,000 $ 100,666 $ 40,000
Tangipahoa, Louisiana 12 $ 1,557,000 $ 129,750 $ 55,000
Ottawa, Michigan 12 $ 2,142,000 $ 178,500 $ 71,000
Washtenaw, Michigan 12 $ 2,561,000 $ 213,416 $ 82,000
Marshall, Mississippi 12 $ 1,739,000 $ 144,916 $ 59,000
Cass, Missouri 12 $ 1,480,000 $ 123,333 $ 53,000
Flathead, Montana 12 $ 3,140,000 $ 261,666 $ 54,000
Cheshire, New Hampshire 12 $ 1,923,000 $ 160,250 $ 56,000
Trumbull, Ohio 12 $ 1,519,000 $ 126,583 $ 58,000
Canadian, Oklahoma 12 $ 1,603,000 $ 133,583 $ 58,000
Comanche, Oklahoma 12 $ 1,217,000 $ 101,416 $ 59,000
Campbell, Tennessee 12 $ 1,205,000 $ 100,416 $ 36,000
Cheatham, Tennessee 12 $ 2,147,000 $ 178,916 $ 74,000
Hawkins, Tennessee 12 $ 1,465,000 $ 122,083 $ 51,000
Bexar, Texas 12 $ 1,138,000 $ 94,833 $ 61,000
Travis, Texas 12 $ 1,720,000 $ 143,333 $ 66,000
Franklin, Washington 12 $ 1,685,000 $ 140,416 $ 64,000
Mason, Washington 12 $ 2,349,000 $ 195,750 $ 84,000
Autauga, Alabama 11 $ 1,729,000 $ 157,181 $ 61,000
Covington, Alabama 11 $ 1,158,000 $ 105,272 $ 56,000
Houston, Alabama 11 $ 1,326,000 $ 120,545 $ 60,000
Yuma, Arizona 11 $ 1,837,000 $ 167,000 $ 58,000
Shasta, California 11 $ 2,568,000 $ 233,454 $ 100,000
Larimer, Colorado 11 $ 2,258,000 $ 205,272 $ 76,000
Collier, Florida 11 $ 3,109,000 $ 282,636 $ 81,000
Gadsden, Florida 11 $ 1,591,000 $ 144,636 $ 61,000
Highlands, Florida 11 $ 1,687,000 $ 153,363 $ 55,000
Fayette, Georgia 11 $ 2,466,000 $ 224,181 $ 67,000
Floyd, Georgia 11 $ 1,690,000 $ 153,636 $ 51,000
Walker, Georgia 11 $ 1,062,000 $ 96,545 $ 52,000
Dubois, Indiana 11 $ 1,336,000 $ 121,454 $ 45,000
Grant, Indiana 11 $ 1,148,000 $ 104,363 $ 72,000
Morgan, Indiana 11 $ 1,287,000 $ 117,000 $ 52,000
Wyandotte, Kansas 11 $ 1,086,000 $ 98,727 $ 47,000
Christian, Kentucky 11 $ 1,522,000 $ 138,363 $ 55,000
McCracken, Kentucky 11 $ 1,031,000 $ 93,727 $ 58,000
Calhoun, Michigan 11 $ 1,222,000 $ 111,090 $ 51,000
Lincoln, Mississippi 11 $ 1,255,000 $ 114,090 $ 69,000
Silver Bow, Montana 11 $ 1,192,000 $ 108,363 $ 45,000
Hall, Nebraska 11 $ 1,483,000 $ 134,818 $ 45,000
Belknap, New Hampshire 11 $ 2,185,000 $ 198,636 $ 63,000
Valencia, New Mexico 11 $ 1,366,000 $ 124,181 $ 60,000
Buncombe, North Carolina 11 $ 1,670,000 $ 151,818 $ 56,000
Catawba, North Carolina 11 $ 1,224,000 $ 111,272 $ 55,000
New Hanover, North Carolina 11 $ 1,913,000 $ 173,909 $ 59,000
Butler, Ohio 11 $ 1,880,000 $ 170,909 $ 79,000
Washington, Oklahoma 11 $ 1,249,000 $ 113,545 $ 64,000
Columbia, Oregon 11 $ 2,203,000 $ 200,272 $ 67,000
Jackson, Oregon 11 $ 2,241,000 $ 203,727 $ 50,000
Cherokee, South Carolina 11 $ 1,022,000 $ 92,909 $ 37,000
Laurens, South Carolina 11 $ 1,209,000 $ 109,909 $ 57,000
Pennington, South Dakota 11 $ 1,698,000 $ 154,363 $ 52,000
Claiborne, Tennessee 11 $ 1,272,000 $ 115,636 $ 52,000
Hamblen, Tennessee 11 $ 1,304,000 $ 118,545 $ 46,000
Hardeman, Tennessee 11 $ 983,000 $ 89,363 $ 36,000
Morgan, Tennessee 11 $ 1,929,000 $ 175,363 $ 67,000
Roane, Tennessee 11 $ 1,604,000 $ 145,818 $ 71,000
El Paso, Texas 11 $ 1,045,000 $ 95,000 $ 56,000
Tarrant, Texas 11 $ 1,006,000 $ 91,454 $ 66,000
Montgomery, Virginia 11 $ 1,804,000 $ 164,000 $ 53,000
Pittsylvania, Virginia 11 $ 1,231,000 $ 111,909 $ 45,000
Rockingham, Virginia 11 $ 2,165,000 $ 196,818 $ 60,000
Grant, Washington 11 $ 1,975,000 $ 179,545 $ 60,000
Sweetwater, Wyoming 11 $ 1,983,000 $ 180,272 $ 77,000
Butte, California 10 $ 2,202,000 $ 220,200 $ 59,000
Imperial, California 10 $ 2,067,000 $ 206,700 $ 63,000
Sonoma, California 10 $ 3,423,000 $ 342,300 $ 87,000
Jones, Georgia 10 $ 1,284,000 $ 128,400 $ 58,000
Troup, Georgia 10 $ 930,000 $ 93,000 $ 57,000
Whitfield, Georgia 10 $ 1,270,000 $ 127,000 $ 53,000
Bannock, Idaho 10 $ 1,185,000 $ 118,500 $ 55,000
Floyd, Indiana 10 $ 1,811,000 $ 181,100 $ 56,000
Henry, Indiana 10 $ 1,078,000 $ 107,800 $ 55,000
Warrick, Indiana 10 $ 2,045,000 $ 204,500 $ 71,000
Shelby, Kentucky 10 $ 1,768,000 $ 176,800 $ 65,000
Warren, Kentucky 10 $ 1,535,000 $ 153,500 $ 88,000
Somerset, Maine 10 $ 1,081,000 $ 108,100 $ 49,000
Eaton, Michigan 10 $ 1,362,000 $ 136,200 $ 67,000
Lapeer, Michigan 10 $ 1,763,000 $ 176,300 $ 60,000
Monroe, Michigan 10 $ 1,619,000 $ 161,900 $ 58,000
St. Clair, Michigan 10 $ 1,166,000 $ 116,600 $ 47,000
Van Buren, Michigan 10 $ 1,544,000 $ 154,400 $ 59,000
Wright, Minnesota 10 $ 2,345,000 $ 234,500 $ 65,000
Pulaski, Missouri 10 $ 1,360,000 $ 136,000 $ 72,000
Onslow, North Carolina 10 $ 1,194,000 $ 119,400 $ 49,000
Georgetown, South Carolina 10 $ 1,634,000 $ 163,400 $ 66,000
Sumter, South Carolina 10 $ 1,128,000 $ 112,800 $ 56,000
Anderson, Tennessee 10 $ 1,122,000 $ 112,200 $ 51,000
Cocke, Tennessee 10 $ 884,000 $ 88,400 $ 39,000
Fayette, Tennessee 10 $ 1,249,000 $ 124,900 $ 46,000
Weakley, Tennessee 10 $ 1,132,000 $ 113,200 $ 53,000
Harris, Texas 10 $ 1,183,000 $ 118,300 $ 65,000
Bedford, Virginia 10 $ 1,520,000 $ 152,000 $ 58,000
Campbell, Virginia 10 $ 1,151,000 $ 115,100 $ 54,000
Gloucester, Virginia 10 $ 2,141,000 $ 214,100 $ 70,000
York, Virginia 10 $ 2,505,000 $ 250,500 $ 97,000
Carbon, Wyoming 10 $ 1,285,000 $ 128,500 $ 61,000
Lauderdale, Alabama 9 $ 1,127,000 $ 125,222 $ 53,000
Talladega, Alabama 9 $ 1,030,000 $ 114,444 $ 47,000
Placer, California 9 $ 3,318,000 $ 368,666 $ 105,000
Tehama, California 9 $ 1,793,000 $ 199,222 $ 58,000
Garfield, Colorado 9 $ 2,455,000 $ 272,777 $ 94,000
Flagler, Florida 9 $ 1,793,000 $ 199,222 $ 56,000
Clarke, Georgia 9 $ 1,199,000 $ 133,222 $ 55,000
Effingham, Georgia 9 $ 1,068,000 $ 118,666 $ 61,000
Hart, Georgia 9 $ 1,273,000 $ 141,444 $ 55,000
Stephens, Georgia 9 $ 1,334,000 $ 148,222 $ 48,000
Knox, Indiana 9 $ 940,000 $ 104,444 $ 52,000
Posey, Indiana 9 $ 853,000 $ 94,777 $ 64,000
Wayne, Indiana 9 $ 823,000 $ 91,444 $ 38,000
Woodbury, Iowa 9 $ 877,000 $ 97,444 $ 64,000
Bourbon, Kentucky 9 $ 1,255,000 $ 139,444 $ 51,000
Boyd, Kentucky 9 $ 714,000 $ 79,333 $ 53,000
Laurel, Kentucky 9 $ 1,180,000 $ 131,111 $ 42,000
Nelson, Kentucky 9 $ 1,235,000 $ 137,222 $ 65,000
Caroline, Maryland 9 $ 1,436,000 $ 159,555 $ 62,000
Berkshire, Massachusetts 9 $ 1,641,000 $ 182,333 $ 68,000
Franklin, Massachusetts 9 $ 1,335,000 $ 148,333 $ 53,000
Livingston, Michigan 9 $ 1,743,000 $ 193,666 $ 57,000
Montcalm, Michigan 9 $ 1,095,000 $ 121,666 $ 39,000
Madison, Mississippi 9 $ 1,522,000 $ 169,111 $ 75,000
Taney, Missouri 9 $ 1,369,000 $ 152,111 $ 50,000
Lewis and Clark, Montana 9 $ 1,465,000 $ 162,777 $ 63,000
Lincoln, Nebraska 9 $ 1,017,000 $ 113,000 $ 63,000
Grafton, New Hampshire 9 $ 1,286,000 $ 142,888 $ 61,000
Eddy, New Mexico 9 $ 992,000 $ 110,222 $ 72,000
Alamance, North Carolina 9 $ 1,112,000 $ 123,555 $ 34,000
Brunswick, North Carolina 9 $ 1,307,000 $ 145,222 $ 71,000
Page:

Mortgage Loan Application Detail Totals for Beneficial Financial I, Inc. in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 20,377 $3,506,339,000 $172,000 $1,800,000 $63,000 $1,750,000
Home Improvement 585 $90,273,000 $154,000 $895,000 $56,000 $480,000
Home Purchase 45 $11,430,000 $254,000 $704,000 $95,000 $245,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 12,913 $2,188,622,000 $169,000 $1,800,000 $64,000 $1,750,000
Black or African American 3,942 $609,302,000 $154,000 $812,000 $57,000 $480,000
Not Provided 2,351 $430,110,000 $182,000 $890,000 $61,000 $464,000
Hispanic 1,340 $271,932,000 $202,000 $780,000 $63,000 $1,035,000
Asian 268 $71,073,000 $265,000 $895,000 $81,000 $332,000
American Indian or Alaskan Native 116 $18,067,000 $155,000 $618,000 $68,000 $377,000
Native Hawaiian or Other Pacific Islander 77 $18,936,000 $245,000 $735,000 $71,000 $271,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 10,934 $1,803,768,000 $164,000 $816,000 $63,000 $708,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10,072 $1,804,103,000 $179,000 $1,800,000 $62,000 $1,750,000
VA-guaranteed (Veterans Administration) 1 $171,000 $171,000 $171,000 $44,000 $44,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 13,257 $2,384,857,000 $179,000 $1,800,000 $59,000 $1,750,000
Application Withdrawn By Applicant 5,280 $870,400,000 $164,000 $742,000 $71,000 $513,000
Loan Originated 2,139 $306,792,000 $143,000 $565,000 $65,000 $309,000
Application Approved But Not Accepted 331 $45,993,000 $138,000 $471,000 $63,000 $296,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Beneficial Financial I, Inc.'s 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Beneficial Financial I, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet with aggregated HMDA statistics today.

Download the Illinois Lender List