Beneficial Financial I, Inc. Mortgage Lending & HMDA Data, 2008
In 2008, Beneficial Financial I, Inc. of Mettawa, IL reported 21,007 mortgage applications totaling $3.6 billion, down 34% from 2007. The average application was for $171,754, and applicants reported an average income of $62,873. 10% of its applications resulted in an originated loan and 63% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (849), Baltimore-Towson, MD (491) and Washington-Arlington-Alexandria, DC-VA-MD-WV (491) (applications in parentheses).
| Mortgage Company & Address | Beneficial Financial I, Inc. 26525 North Riverwoods Blvd. Mettawa, IL 60045 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 21,007 |
| Total Mortgage Loan Application Amount | $3,608,042,000 |
| Average Mortgage Loan Application Amount | $171,754 |
| Highest Mortgage Loan Application Amount | $1,800,000 |
| Average Applicant Income | $62,873 |
| Highest Applicant Income | $1,750,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Beneficial Financial I, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Atlanta-Sandy Springs-Marietta, GA | 849 | $ 143,305,000 | $ 168,792 | $ 65,000 |
| Baltimore-Towson, MD | 491 | $ 98,107,000 | $ 199,810 | $ 67,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 491 | $ 145,068,000 | $ 295,454 | $ 83,443 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 386 | $ 78,148,000 | $ 202,455 | $ 67,979 |
| Memphis, TN-MS-AR | 350 | $ 48,505,000 | $ 138,585 | $ 57,214 |
| Richmond, VA | 348 | $ 64,068,000 | $ 184,103 | $ 61,000 |
| Phoenix-Mesa-Scottsdale, AZ | 331 | $ 71,432,000 | $ 215,806 | $ 74,000 |
| Tampa-St. Petersburg-Clearwater, FL | 322 | $ 58,146,000 | $ 180,577 | $ 62,000 |
| Indianapolis-Carmel, IN | 305 | $ 42,717,000 | $ 140,055 | $ 61,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 301 | $ 46,138,000 | $ 153,282 | $ 58,000 |
| St. Louis, MO-IL | 300 | $ 38,920,000 | $ 129,733 | $ 53,000 |
| Birmingham-Hoover, AL | 290 | $ 37,365,000 | $ 128,844 | $ 56,000 |
| Kansas City, MO-KS | 280 | $ 34,735,000 | $ 124,053 | $ 57,750 |
| Salt Lake City, UT | 263 | $ 54,539,000 | $ 207,372 | $ 64,000 |
| Orlando-Kissimmee, FL | 261 | $ 53,156,000 | $ 203,662 | $ 62,000 |
| Los Angeles-Long Beach-Glendale, CA | 234 | $ 90,092,000 | $ 385,008 | $ 90,000 |
| Miami-Miami Beach-Kendall, FL | 231 | $ 52,669,000 | $ 228,004 | $ 70,000 |
| Jacksonville, FL | 214 | $ 35,851,000 | $ 167,528 | $ 61,000 |
| Columbia, SC | 208 | $ 26,940,000 | $ 129,519 | $ 60,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 201 | $ 41,667,000 | $ 207,298 | $ 61,000 |
| Seattle-Bellevue-Everett, WA | 200 | $ 57,739,000 | $ 288,695 | $ 79,000 |
| Denver-Aurora, CO | 195 | $ 45,169,000 | $ 231,635 | $ 83,000 |
| New Orleans-Metairie-Kenner, LA | 190 | $ 27,291,000 | $ 143,636 | $ 53,000 |
| Portland-Vancouver-Beaverton, OR-WA | 183 | $ 43,604,000 | $ 238,273 | $ 68,573 |
| Hartford-West Hartford-East Hartford, CT | 182 | $ 35,651,000 | $ 195,884 | $ 72,000 |
| Albuquerque, NM | 178 | $ 28,913,000 | $ 162,432 | $ 58,000 |
| Riverside-San Bernardino-Ontario, CA | 178 | $ 48,661,000 | $ 273,376 | $ 75,000 |
| Charlotte-Gastonia-Concord, NC-SC | 175 | $ 27,731,000 | $ 158,462 | $ 59,640 |
| Gary, IN | 174 | $ 24,402,000 | $ 140,241 | $ 64,000 |
| Louisville-Jefferson County, KY-IN | 173 | $ 27,233,000 | $ 157,416 | $ 63,763 |
| Charleston-North Charleston-Summerville, SC | 168 | $ 26,755,000 | $ 159,255 | $ 57,000 |
| Baton Rouge, LA | 155 | $ 21,780,000 | $ 140,516 | $ 62,000 |
| Detroit-Livonia-Dearborn, MI | 155 | $ 19,993,000 | $ 128,987 | $ 51,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 148 | $ 33,595,000 | $ 226,993 | $ 71,000 |
| Tacoma, WA | 144 | $ 34,005,000 | $ 236,145 | $ 71,000 |
| Wilmington, DE-MD-NJ | 139 | $ 28,374,000 | $ 204,129 | $ 67,294 |
| Oklahoma City, OK | 135 | $ 17,038,000 | $ 126,207 | $ 62,000 |
| Boise City-Nampa, ID | 134 | $ 25,585,000 | $ 190,932 | $ 66,000 |
| Mobile, AL | 134 | $ 15,321,000 | $ 114,335 | $ 48,000 |
| Knoxville, TN | 129 | $ 18,255,000 | $ 141,511 | $ 55,000 |
| Greenville-Mauldin-Easley, SC | 128 | $ 17,214,000 | $ 134,484 | $ 61,000 |
| Ogden-Clearfield, UT | 126 | $ 21,404,000 | $ 169,873 | $ 61,000 |
| Warren-Troy-Farmington Hills, MI | 123 | $ 21,149,000 | $ 171,943 | $ 54,000 |
| Tulsa, OK | 117 | $ 14,327,000 | $ 122,452 | $ 62,000 |
| New Haven-Milford, CT | 116 | $ 23,891,000 | $ 205,956 | $ 71,000 |
| Omaha-Council Bluffs, NE-IA | 110 | $ 14,885,000 | $ 135,318 | $ 64,800 |
| Chattanooga, TN-GA | 106 | $ 13,818,000 | $ 130,358 | $ 56,773 |
| Cincinnati-Middletown, OH-KY-IN | 106 | $ 17,428,000 | $ 164,415 | $ 72,858 |
| Huntsville, AL | 102 | $ 14,127,000 | $ 138,500 | $ 67,000 |
| Augusta-Richmond County, GA-SC | 101 | $ 11,658,000 | $ 115,425 | $ 53,099 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 96 | $ 19,558,000 | $ 203,729 | $ 61,000 |
| Jackson, MS | 92 | $ 11,889,000 | $ 129,228 | $ 57,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 90 | $ 15,226,000 | $ 169,177 | $ 54,000 |
| Tucson, AZ | 81 | $ 14,724,000 | $ 181,777 | $ 69,000 |
| Montgomery, AL | 79 | $ 10,204,000 | $ 129,164 | $ 54,000 |
| Provo-Orem, UT | 78 | $ 15,052,000 | $ 192,974 | $ 64,000 |
| Bridgeport-Stamford-Norwalk, CT | 77 | $ 21,460,000 | $ 278,701 | $ 90,000 |
| Colorado Springs, CO | 77 | $ 15,465,000 | $ 200,844 | $ 80,000 |
| Lakeland-Winter Haven, FL | 76 | $ 11,936,000 | $ 157,052 | $ 59,000 |
| Raleigh-Cary, NC | 76 | $ 12,660,000 | $ 166,578 | $ 67,000 |
| Pensacola-Ferry Pass-Brent, FL | 74 | $ 10,247,000 | $ 138,472 | $ 54,000 |
| Bethesda-Frederick-Gaithersburg, MD | 73 | $ 22,706,000 | $ 311,041 | $ 92,000 |
| Evansville, IN-KY | 69 | $ 8,262,000 | $ 119,739 | $ 56,405 |
| Lexington-Fayette, KY | 66 | $ 8,930,000 | $ 135,303 | $ 59,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 66 | $ 9,712,000 | $ 147,151 | $ 49,000 |
| Spokane, WA | 66 | $ 9,691,000 | $ 146,833 | $ 53,000 |
| Anderson, SC | 60 | $ 7,450,000 | $ 124,166 | $ 53,000 |
| Springfield, MO | 60 | $ 6,917,000 | $ 115,283 | $ 51,000 |
| Oakland-Fremont-Hayward, CA | 59 | $ 25,509,000 | $ 432,355 | $ 105,000 |
| Spartanburg, SC | 59 | $ 6,994,000 | $ 118,542 | $ 53,000 |
| Shreveport-Bossier City, LA | 58 | $ 7,622,000 | $ 131,413 | $ 62,000 |
| Tallahassee, FL | 58 | $ 9,606,000 | $ 165,620 | $ 64,000 |
| Clarksville, TN-KY | 56 | $ 6,762,000 | $ 120,750 | $ 54,500 |
| Greensboro-High Point, NC | 56 | $ 8,448,000 | $ 150,857 | $ 54,000 |
| Springfield, MA | 55 | $ 9,744,000 | $ 177,163 | $ 63,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 53 | $ 16,497,000 | $ 311,264 | $ 109,000 |
| Bradenton-Sarasota-Venice, FL | 51 | $ 12,308,000 | $ 241,333 | $ 65,000 |
| Santa Ana-Anaheim-Irvine, CA | 51 | $ 22,287,000 | $ 437,000 | $ 117,000 |
| Savannah, GA | 51 | $ 6,697,000 | $ 131,313 | $ 54,000 |
| Fort Wayne, IN | 50 | $ 5,737,000 | $ 114,740 | $ 56,000 |
| San Diego-Carlsbad-San Marcos, CA | 49 | $ 16,981,000 | $ 346,551 | $ 95,000 |
| Bakersfield, CA | 48 | $ 9,250,000 | $ 192,708 | $ 61,000 |
| Boston-Quincy, MA | 48 | $ 14,548,000 | $ 303,083 | $ 93,000 |
| Columbus, GA-AL | 48 | $ 6,265,000 | $ 130,520 | $ 56,833 |
| Grand Rapids-Wyoming, MI | 47 | $ 6,624,000 | $ 140,936 | $ 47,000 |
| Gulfport-Biloxi, MS | 46 | $ 6,011,000 | $ 130,673 | $ 51,000 |
| Palm Bay-Melbourne-Titusville, FL | 46 | $ 7,557,000 | $ 164,282 | $ 66,000 |
| Roanoke, VA | 46 | $ 6,894,000 | $ 149,869 | $ 58,000 |
| Cambridge-Newton-Framingham, MA | 45 | $ 12,619,000 | $ 280,422 | $ 86,000 |
| Columbus, OH | 44 | $ 6,381,000 | $ 145,022 | $ 66,000 |
| Billings, MT | 43 | $ 7,268,000 | $ 169,023 | $ 57,000 |
| Lincoln, NE | 43 | $ 5,294,000 | $ 123,116 | $ 57,000 |
| Lynchburg, VA | 43 | $ 5,533,000 | $ 128,674 | $ 54,000 |
| Norwich-New London, CT | 43 | $ 8,962,000 | $ 208,418 | $ 79,000 |
| South Bend-Mishawaka, IN-MI | 43 | $ 4,617,000 | $ 107,372 | $ 56,697 |
| Wichita, KS | 42 | $ 4,467,000 | $ 106,357 | $ 68,000 |
| Cape Coral-Fort Myers, FL | 40 | $ 9,525,000 | $ 238,125 | $ 63,000 |
| Florence, SC | 40 | $ 4,598,000 | $ 114,950 | $ 48,000 |
| Kingsport-Bristol-Bristol, TN-VA | 40 | $ 5,617,000 | $ 140,425 | $ 58,000 |
| Ocala, FL | 40 | $ 6,346,000 | $ 158,650 | $ 50,000 |
| Salem, OR | 40 | $ 7,199,000 | $ 179,975 | $ 54,000 |
| Cleveland-Elyria-Mentor, OH | 39 | $ 4,814,000 | $ 123,435 | $ 60,000 |
| Fresno, CA | 39 | $ 8,888,000 | $ 227,897 | $ 71,000 |
| Winston-Salem, NC | 39 | $ 5,710,000 | $ 146,410 | $ 55,000 |
| Elkhart-Goshen, IN | 38 | $ 4,823,000 | $ 126,921 | $ 58,000 |
| Olympia, WA | 38 | $ 8,470,000 | $ 222,894 | $ 61,000 |
| Yakima, WA | 38 | $ 4,967,000 | $ 130,710 | $ 44,000 |
| Rockingham County-Strafford County, NH | 37 | $ 7,999,000 | $ 216,189 | $ 77,000 |
| Johnson City, TN | 36 | $ 4,576,000 | $ 127,111 | $ 46,000 |
| Dover, DE | 35 | $ 7,109,000 | $ 203,114 | $ 69,000 |
| Durham, NC | 35 | $ 5,704,000 | $ 162,971 | $ 70,000 |
| Worcester, MA | 35 | $ 8,232,000 | $ 235,200 | $ 73,000 |
| Fayetteville, NC | 34 | $ 3,663,000 | $ 107,735 | $ 54,000 |
| Macon, GA | 34 | $ 4,086,000 | $ 120,176 | $ 55,000 |
| Elizabethtown, KY | 33 | $ 4,613,000 | $ 139,787 | $ 56,000 |
| Pascagoula, MS | 33 | $ 4,085,000 | $ 123,787 | $ 63,000 |
| Flint, MI | 32 | $ 4,053,000 | $ 126,656 | $ 50,000 |
| Salisbury, MD | 31 | $ 4,816,000 | $ 155,354 | $ 60,000 |
| Dallas-Plano-Irving, TX | 30 | $ 3,687,000 | $ 122,900 | $ 75,000 |
| Houma-Bayou Cane-Thibodaux, LA | 30 | $ 3,970,000 | $ 132,333 | $ 66,000 |
| Lansing-East Lansing, MI | 30 | $ 4,043,000 | $ 134,766 | $ 61,000 |
| Santa Fe, NM | 30 | $ 6,211,000 | $ 207,033 | $ 60,000 |
| Bremerton-Silverdale, WA | 29 | $ 7,087,000 | $ 244,379 | $ 75,000 |
| Casper, WY | 29 | $ 4,422,000 | $ 152,482 | $ 70,000 |
| Idaho Falls, ID | 29 | $ 4,126,000 | $ 142,275 | $ 52,000 |
| Cleveland, TN | 28 | $ 3,592,000 | $ 128,285 | $ 48,000 |
| Gainesville, FL | 28 | $ 4,699,000 | $ 167,821 | $ 59,000 |
| Kennewick-Pasco-Richland, WA | 28 | $ 4,011,000 | $ 143,250 | $ 63,000 |
| Lake Havasu City-Kingman, AZ | 28 | $ 5,286,000 | $ 188,785 | $ 76,000 |
| Manchester-Nashua, NH | 28 | $ 6,120,000 | $ 218,571 | $ 70,000 |
| Port St. Lucie, FL | 28 | $ 5,519,000 | $ 197,107 | $ 63,000 |
| Portland-South Portland-Biddeford, ME | 28 | $ 5,873,000 | $ 209,750 | $ 71,000 |
| Terre Haute, IN | 28 | $ 2,909,000 | $ 103,892 | $ 56,000 |
| Cheyenne, WY | 27 | $ 4,002,000 | $ 148,222 | $ 57,000 |
| Sioux Falls, SD | 27 | $ 3,535,000 | $ 130,925 | $ 56,000 |
| Tuscaloosa, AL | 27 | $ 3,691,000 | $ 136,703 | $ 56,000 |
| Hagerstown-Martinsburg, MD-WV | 26 | $ 4,786,000 | $ 184,076 | $ 52,000 |
| Decatur, AL | 25 | $ 3,184,000 | $ 127,360 | $ 57,000 |
| Fort Walton Beach-Crestview-Destin, FL | 25 | $ 4,120,000 | $ 164,800 | $ 70,000 |
| Huntington-Ashland, WV-KY-OH | 25 | $ 2,441,000 | $ 97,640 | $ 62,360 |
| Jackson, TN | 25 | $ 2,827,000 | $ 113,080 | $ 48,000 |
| Las Cruces, NM | 25 | $ 3,355,000 | $ 134,200 | $ 59,000 |
| Morristown, TN | 25 | $ 3,177,000 | $ 127,080 | $ 46,000 |
| Prescott, AZ | 25 | $ 5,202,000 | $ 208,080 | $ 61,000 |
| Blacksburg-Christiansburg-Radford, VA | 24 | $ 3,049,000 | $ 127,041 | $ 48,000 |
| Dayton, OH | 24 | $ 2,708,000 | $ 112,833 | $ 61,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 24 | $ 11,236,000 | $ 468,166 | $ 142,000 |
| Albany, GA | 23 | $ 2,514,000 | $ 109,304 | $ 56,000 |
| Charlottesville, VA | 23 | $ 4,863,000 | $ 211,434 | $ 65,000 |
| Dothan, AL | 23 | $ 2,369,000 | $ 103,000 | $ 50,000 |
| Eugene-Springfield, OR | 23 | $ 3,693,000 | $ 160,565 | $ 52,000 |
| Hickory-Lenoir-Morganton, NC | 23 | $ 2,693,000 | $ 117,086 | $ 48,000 |
| Hinesville-Fort Stewart, GA | 23 | $ 2,778,000 | $ 120,782 | $ 68,000 |
| Kalamazoo-Portage, MI | 23 | $ 3,037,000 | $ 132,043 | $ 67,000 |
| Lake Charles, LA | 23 | $ 3,214,000 | $ 139,739 | $ 60,000 |
| Warner Robins, GA | 23 | $ 3,156,000 | $ 137,217 | $ 73,000 |
| Anniston-Oxford, AL | 22 | $ 2,415,000 | $ 109,772 | $ 71,000 |
| Bloomington, IN | 22 | $ 2,747,000 | $ 124,863 | $ 55,000 |
| Des Moines-West Des Moines, IA | 22 | $ 3,055,000 | $ 138,863 | $ 52,000 |
| Lafayette, LA | 22 | $ 3,216,000 | $ 146,181 | $ 70,000 |
| Missoula, MT | 22 | $ 4,724,000 | $ 214,727 | $ 54,000 |
| Mount Vernon-Anacortes, WA | 22 | $ 4,244,000 | $ 192,909 | $ 46,000 |
| Peabody, MA | 22 | $ 5,765,000 | $ 262,045 | $ 54,000 |
| Visalia-Porterville, CA | 22 | $ 3,887,000 | $ 176,681 | $ 56,000 |
| Modesto, CA | 21 | $ 4,562,000 | $ 217,238 | $ 63,000 |
| St. George, UT | 21 | $ 4,638,000 | $ 220,857 | $ 62,000 |
| Wilmington, NC | 21 | $ 3,318,000 | $ 158,000 | $ 62,000 |
| Grand Junction, CO | 20 | $ 4,147,000 | $ 207,350 | $ 57,000 |
| Hattiesburg, MS | 20 | $ 1,948,000 | $ 97,400 | $ 40,000 |
| Providence-New Bedford-Fall River, RI-MA | 20 | $ 5,433,000 | $ 271,650 | $ 100,200 |
| Topeka, KS | 20 | $ 1,994,000 | $ 99,700 | $ 59,000 |
| Alexandria, LA | 19 | $ 2,848,000 | $ 149,894 | $ 65,000 |
| Cumberland, MD-WV | 19 | $ 2,170,000 | $ 114,210 | $ 49,000 |
| Gainesville, GA | 19 | $ 2,845,000 | $ 149,736 | $ 66,000 |
| Hanford-Corcoran, CA | 19 | $ 3,198,000 | $ 168,315 | $ 64,000 |
| Lafayette, IN | 19 | $ 2,521,000 | $ 132,684 | $ 58,000 |
| San Francisco-San Mateo-Redwood City, CA | 19 | $ 8,422,000 | $ 443,263 | $ 152,000 |
| Sebastian-Vero Beach, FL | 19 | $ 3,155,000 | $ 166,052 | $ 64,000 |
| Coeur D'Alene, ID | 18 | $ 3,154,000 | $ 175,222 | $ 60,000 |
| Duluth, MN-WI | 18 | $ 2,077,000 | $ 115,388 | $ 53,000 |
| Farmington, NM | 18 | $ 3,309,000 | $ 183,833 | $ 72,000 |
| Great Falls, MT | 18 | $ 2,108,000 | $ 117,111 | $ 51,000 |
| Greeley, CO | 18 | $ 3,058,000 | $ 169,888 | $ 74,000 |
| Joplin, MO | 18 | $ 1,621,000 | $ 90,055 | $ 43,000 |
| Kokomo, IN | 18 | $ 2,226,000 | $ 123,666 | $ 61,000 |
| Panama City-Lynn Haven, FL | 18 | $ 3,109,000 | $ 172,722 | $ 57,000 |
| Pueblo, CO | 18 | $ 2,399,000 | $ 133,277 | $ 54,000 |
| St. Joseph, MO-KS | 18 | $ 1,868,000 | $ 103,777 | $ 70,000 |
| Winchester, VA-WV | 18 | $ 4,511,000 | $ 250,611 | $ 81,000 |
| Athens-Clarke County, GA | 17 | $ 2,036,000 | $ 119,764 | $ 50,000 |
| Gadsden, AL | 17 | $ 1,839,000 | $ 108,176 | $ 41,000 |
| Stockton, CA | 17 | $ 5,238,000 | $ 308,117 | $ 74,000 |
| Valdosta, GA | 17 | $ 1,983,000 | $ 116,647 | $ 42,000 |
| Austin-Round Rock, TX | 16 | $ 2,299,000 | $ 143,687 | $ 91,000 |
| Barnstable Town, MA | 16 | $ 4,045,000 | $ 252,812 | $ 85,000 |
| Florence-Muscle Shoals, AL | 16 | $ 1,820,000 | $ 113,750 | $ 52,000 |
| Punta Gorda, FL | 16 | $ 2,331,000 | $ 145,687 | $ 40,000 |
| Asheville, NC | 15 | $ 2,331,000 | $ 155,400 | $ 52,000 |
| Dalton, GA | 15 | $ 1,747,000 | $ 116,466 | $ 48,000 |
| Monroe, LA | 15 | $ 1,517,000 | $ 101,133 | $ 39,000 |
| Rapid City, SD | 15 | $ 2,682,000 | $ 178,800 | $ 64,000 |
| Vallejo-Fairfield, CA | 15 | $ 5,222,000 | $ 348,133 | $ 87,000 |
| Youngstown-Warren-Boardman, OH-PA | 15 | $ 1,743,000 | $ 116,200 | $ 55,000 |
| Akron, OH | 14 | $ 1,894,000 | $ 135,285 | $ 50,000 |
| Anderson, IN | 14 | $ 1,396,000 | $ 99,714 | $ 52,000 |
| Jackson, MI | 14 | $ 1,758,000 | $ 125,571 | $ 58,000 |
| Longview, WA | 14 | $ 2,223,000 | $ 158,785 | $ 55,000 |
| Michigan City-La Porte, IN | 14 | $ 2,015,000 | $ 143,928 | $ 70,000 |
| Niles-Benton Harbor, MI | 14 | $ 1,652,000 | $ 118,000 | $ 52,000 |
| Pocatello, ID | 14 | $ 1,659,000 | $ 118,500 | $ 57,000 |
| Saginaw-Saginaw Township North, MI | 14 | $ 1,608,000 | $ 114,857 | $ 54,000 |
| Bellingham, WA | 13 | $ 2,616,000 | $ 201,230 | $ 67,000 |
| Bend, OR | 13 | $ 2,804,000 | $ 215,692 | $ 53,000 |
| Danville, VA | 13 | $ 1,484,000 | $ 114,153 | $ 48,000 |
| Fort Worth-Arlington, TX | 13 | $ 1,173,000 | $ 90,230 | $ 62,000 |
| Harrisonburg, VA | 13 | $ 2,531,000 | $ 194,692 | $ 59,000 |
| Muncie, IN | 13 | $ 1,337,000 | $ 102,846 | $ 60,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 13 | $ 5,882,000 | $ 452,461 | $ 105,000 |
| San Antonio, TX | 13 | $ 1,326,000 | $ 102,000 | $ 64,000 |
| Toledo, OH | 13 | $ 1,753,000 | $ 134,846 | $ 55,000 |
| Ann Arbor, MI | 12 | $ 2,561,000 | $ 213,416 | $ 82,000 |
| Auburn-Opelika, AL | 12 | $ 1,851,000 | $ 154,250 | $ 45,000 |
| Holland-Grand Haven, MI | 12 | $ 2,142,000 | $ 178,500 | $ 71,000 |
| Lawton, OK | 12 | $ 1,217,000 | $ 101,416 | $ 59,000 |
| Rocky Mount, NC | 12 | $ 1,451,000 | $ 120,916 | $ 53,000 |
| Battle Creek, MI | 11 | $ 1,222,000 | $ 111,090 | $ 51,000 |
| Bowling Green, KY | 11 | $ 1,641,000 | $ 149,181 | $ 85,000 |
| El Paso, TX | 11 | $ 1,045,000 | $ 95,000 | $ 56,000 |
| Fort Collins-Loveland, CO | 11 | $ 2,258,000 | $ 205,272 | $ 76,000 |
| Jefferson City, MO | 11 | $ 1,252,000 | $ 113,818 | $ 53,000 |
| Medford, OR | 11 | $ 2,241,000 | $ 203,727 | $ 50,000 |
| Naples-Marco Island, FL | 11 | $ 3,109,000 | $ 282,636 | $ 81,000 |
| Owensboro, KY | 11 | $ 1,124,000 | $ 102,181 | $ 55,000 |
| Redding, CA | 11 | $ 2,568,000 | $ 233,454 | $ 100,000 |
| Rome, GA | 11 | $ 1,690,000 | $ 153,636 | $ 51,000 |
| Sioux City, IA-NE-SD | 11 | $ 1,133,000 | $ 103,000 | $ 68,909 |
| Wenatchee, WA | 11 | $ 2,536,000 | $ 230,545 | $ 76,000 |
| Yuma, AZ | 11 | $ 1,837,000 | $ 167,000 | $ 58,000 |
| Brunswick, GA | 10 | $ 1,677,000 | $ 167,700 | $ 71,000 |
| Canton-Massillon, OH | 10 | $ 1,640,000 | $ 164,000 | $ 64,000 |
| Cedar Rapids, IA | 10 | $ 1,266,000 | $ 126,600 | $ 60,000 |
| Chico, CA | 10 | $ 2,202,000 | $ 220,200 | $ 59,000 |
| El Centro, CA | 10 | $ 2,067,000 | $ 206,700 | $ 63,000 |
| Houston-Sugar Land-Baytown, TX | 10 | $ 1,183,000 | $ 118,300 | $ 65,000 |
| Jacksonville, NC | 10 | $ 1,194,000 | $ 119,400 | $ 49,000 |
| Monroe, MI | 10 | $ 1,619,000 | $ 161,900 | $ 58,000 |
| Santa Rosa-Petaluma, CA | 10 | $ 3,423,000 | $ 342,300 | $ 87,000 |
| Sumter, SC | 10 | $ 1,128,000 | $ 112,800 | $ 56,000 |
| Burlington, NC | 9 | $ 1,112,000 | $ 123,555 | $ 34,000 |
| Fort Smith, AR-OK | 9 | $ 1,010,000 | $ 112,222 | $ 44,000 |
| Goldsboro, NC | 9 | $ 1,081,000 | $ 120,111 | $ 51,000 |
| Palm Coast, FL | 9 | $ 1,793,000 | $ 199,222 | $ 56,000 |
| Pittsfield, MA | 9 | $ 1,641,000 | $ 182,333 | $ 68,000 |
| Bangor, ME | 8 | $ 1,190,000 | $ 148,750 | $ 57,000 |
| Columbia, MO | 8 | $ 960,000 | $ 120,000 | $ 56,000 |
| Lewiston, ID-WA | 8 | $ 1,329,000 | $ 166,125 | $ 57,375 |
| Lewiston-Auburn, ME | 8 | $ 1,293,000 | $ 161,625 | $ 44,000 |
| Rochester, MN | 8 | $ 1,161,000 | $ 145,125 | $ 67,000 |
| Santa Cruz-Watsonville, CA | 8 | $ 4,070,000 | $ 508,750 | $ 120,000 |
| St. Cloud, MN | 8 | $ 1,417,000 | $ 177,125 | $ 44,000 |
| Mansfield, OH | 7 | $ 581,000 | $ 83,000 | $ 43,000 |
| Boulder, CO | 6 | $ 1,147,000 | $ 191,166 | $ 46,000 |
| Davenport-Moline-Rock Island, IA-IL | 6 | $ 689,000 | $ 114,833 | $ 55,000 |
| Dubuque, IA | 6 | $ 779,000 | $ 129,833 | $ 54,000 |
| Flagstaff, AZ | 6 | $ 1,571,000 | $ 261,833 | $ 60,000 |
| Madera, CA | 6 | $ 1,726,000 | $ 287,666 | $ 69,000 |
| Merced, CA | 6 | $ 1,752,000 | $ 292,000 | $ 72,000 |
| Muskegon-Norton Shores, MI | 6 | $ 486,000 | $ 81,000 | $ 31,000 |
| Bay City, MI | 5 | $ 493,000 | $ 98,600 | $ 52,000 |
| Columbus, IN | 5 | $ 724,000 | $ 144,800 | $ 70,000 |
| Corvallis, OR | 5 | $ 987,000 | $ 197,400 | $ 63,000 |
| Logan, UT-ID | 5 | $ 769,000 | $ 153,800 | $ 51,600 |
| San Luis Obispo-Paso Robles, CA | 5 | $ 2,054,000 | $ 410,800 | $ 91,000 |
| Springfield, OH | 5 | $ 616,000 | $ 123,200 | $ 48,000 |
| Wheeling, WV-OH | 5 | $ 494,000 | $ 98,800 | $ 39,000 |
| Yuba City, CA | 5 | $ 1,444,000 | $ 288,800 | $ 94,000 |
| Fargo, ND-MN | 4 | $ 546,000 | $ 136,500 | $ 115,000 |
| Grand Forks, ND-MN | 4 | $ 408,000 | $ 102,000 | $ 57,500 |
| Napa, CA | 4 | $ 1,941,000 | $ 485,250 | $ 93,000 |
| Anchorage, AK | 3 | $ 600,000 | $ 200,000 | $ 84,000 |
| Iowa City, IA | 3 | $ 372,000 | $ 124,000 | $ 54,000 |
| Las Vegas-Paradise, NV | 3 | $ 653,000 | $ 217,666 | $ 104,000 |
| Lawrence, KS | 3 | $ 844,000 | $ 281,333 | $ 67,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 3 | $ 431,000 | $ 143,666 | $ 58,000 |
| Waterloo-Cedar Falls, IA | 3 | $ 246,000 | $ 82,000 | $ 40,000 |
| Beaumont-Port Arthur, TX | 2 | $ 284,000 | $ 142,000 | $ 88,000 |
| Greenville, NC | 2 | $ 180,000 | $ 90,000 | $ 49,000 |
| Lima, OH | 2 | $ 175,000 | $ 87,500 | $ 42,000 |
| Little Rock-North Little Rock-Conway, AR | 2 | $ 138,000 | $ 69,000 | $ 63,000 |
| Salinas, CA | 2 | $ 759,000 | $ 379,500 | $ 111,000 |
| Sandusky, OH | 2 | $ 174,000 | $ 87,000 | $ 54,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 2 | $ 472,000 | $ 236,000 | $ 51,000 |
| Weirton-Steubenville, WV-OH | 2 | $ 148,000 | $ 74,000 | $ 21,000 |
| Ames, IA | 1 | $ 136,000 | $ 136,000 | $ 94,000 |
| Bismarck, ND | 1 | $ 215,000 | $ 215,000 | $ 72,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 163,000 | $ 163,000 | $ 100,000 |
| La Crosse, WI-MN | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| Morgantown, WV | 1 | $ 108,000 | $ 108,000 | $ 73,000 |
| Pine Bluff, AR | 1 | $ 34,000 | $ 34,000 | $ 9,000 |
| Reno-Sparks, NV | 1 | $ 90,000 | $ 90,000 | $ 0 |
Mortgage Loan Application Detail Totals for Beneficial Financial I, Inc. in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 20,377 | $3,506,339,000 | $172,000 | $1,800,000 | $63,000 | $1,750,000 |
| Home Improvement | 585 | $90,273,000 | $154,000 | $895,000 | $56,000 | $480,000 |
| Home Purchase | 45 | $11,430,000 | $254,000 | $704,000 | $95,000 | $245,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 12,913 | $2,188,622,000 | $169,000 | $1,800,000 | $64,000 | $1,750,000 |
| Black or African American | 3,942 | $609,302,000 | $154,000 | $812,000 | $57,000 | $480,000 |
| Not Provided | 2,351 | $430,110,000 | $182,000 | $890,000 | $61,000 | $464,000 |
| Hispanic | 1,340 | $271,932,000 | $202,000 | $780,000 | $63,000 | $1,035,000 |
| Asian | 268 | $71,073,000 | $265,000 | $895,000 | $81,000 | $332,000 |
| American Indian or Alaskan Native | 116 | $18,067,000 | $155,000 | $618,000 | $68,000 | $377,000 |
| Native Hawaiian or Other Pacific Islander | 77 | $18,936,000 | $245,000 | $735,000 | $71,000 | $271,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 10,934 | $1,803,768,000 | $164,000 | $816,000 | $63,000 | $708,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,072 | $1,804,103,000 | $179,000 | $1,800,000 | $62,000 | $1,750,000 |
| VA-guaranteed (Veterans Administration) | 1 | $171,000 | $171,000 | $171,000 | $44,000 | $44,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 13,257 | $2,384,857,000 | $179,000 | $1,800,000 | $59,000 | $1,750,000 |
| Application Withdrawn By Applicant | 5,280 | $870,400,000 | $164,000 | $742,000 | $71,000 | $513,000 |
| Loan Originated | 2,139 | $306,792,000 | $143,000 | $565,000 | $65,000 | $309,000 |
| Application Approved But Not Accepted | 331 | $45,993,000 | $138,000 | $471,000 | $63,000 | $296,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Beneficial Financial I, Inc.'s 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Beneficial Financial I, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About