South County Bank Mortgage Lending & HMDA Data, 2003
In 2003, South County Bank of Irvine, CA reported 1,194 mortgage applications totaling $185.7 million. The average application was for $155,517, and applicants reported an average income of $60,639. 10% of its applications resulted in an originated loan and 30% were denied. Its largest markets were Seattle-Bellevue-Everett, WA (59), Philadelphia, PA-NJ (58) and Baltimore, MD (54) (applications in parentheses).
| Mortgage Company & Address | South County Bank 2 Venture, Suite 120 Irvine, CA 92618 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2010 2009 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,194 |
| Total Mortgage Loan Application Amount | $185,688,000 |
| Average Mortgage Loan Application Amount | $155,517 |
| Highest Mortgage Loan Application Amount | $1,450,000 |
| Average Applicant Income | $60,639 |
| Highest Applicant Income | $420,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records South County Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa, Arizona | 40 | $ 5,939,000 | $ 148,475 | $ 69,000 |
| King, Washington | 36 | $ 7,406,000 | $ 205,722 | $ 48,000 |
| Clark, Nevada | 32 | $ 5,335,000 | $ 166,718 | $ 68,000 |
| Duval, Florida | 26 | $ 2,821,000 | $ 108,500 | $ 56,000 |
| Baltimore, Maryland | 25 | $ 3,743,000 | $ 149,720 | $ 63,000 |
| Pierce, Washington | 24 | $ 3,781,000 | $ 157,541 | $ 62,000 |
| Snohomish, Washington | 20 | $ 3,540,000 | $ 177,000 | $ 50,000 |
| Palm Beach, Florida | 19 | $ 2,830,000 | $ 148,947 | $ 74,000 |
| Prince George's, Maryland | 19 | $ 3,254,000 | $ 171,263 | $ 65,000 |
| Broward, Florida | 18 | $ 2,637,000 | $ 146,500 | $ 56,000 |
| Monmouth, New Jersey | 18 | $ 3,484,000 | $ 193,555 | $ 62,000 |
| Orange, Florida | 17 | $ 2,289,000 | $ 134,647 | $ 54,000 |
| Ocean, New Jersey | 17 | $ 3,018,000 | $ 177,529 | $ 44,000 |
| Pima, Arizona | 16 | $ 2,047,000 | $ 127,937 | $ 64,000 |
| Miami-Dade, Florida | 16 | $ 3,191,000 | $ 199,437 | $ 68,000 |
| Volusia, Florida | 16 | $ 2,000,000 | $ 125,000 | $ 38,000 |
| Philadelphia, Pennsylvania | 16 | $ 1,462,000 | $ 91,375 | $ 45,000 |
| Hillsborough, Florida | 15 | $ 2,114,000 | $ 140,933 | $ 53,000 |
| Burlington, New Jersey | 14 | $ 2,352,000 | $ 168,000 | $ 108,000 |
| Middlesex, New Jersey | 14 | $ 2,481,000 | $ 177,214 | $ 56,000 |
| Bucks, Pennsylvania | 14 | $ 1,912,000 | $ 136,571 | $ 53,000 |
| Anne Arundel, Maryland | 13 | $ 2,488,000 | $ 191,384 | $ 67,000 |
| Montgomery, Pennsylvania | 13 | $ 1,792,000 | $ 137,846 | $ 47,000 |
| Montgomery, Maryland | 12 | $ 2,307,000 | $ 192,250 | $ 87,000 |
| Bergen, New Jersey | 12 | $ 3,400,000 | $ 283,333 | $ 84,000 |
| York, Pennsylvania | 12 | $ 1,701,000 | $ 141,750 | $ 52,000 |
| Fairfax, Virginia | 12 | $ 2,598,000 | $ 216,500 | $ 90,000 |
| Prince William, Virginia | 12 | $ 1,947,000 | $ 162,250 | $ 60,000 |
| Riverside, California | 11 | $ 1,956,000 | $ 177,818 | $ 70,000 |
| Sarasota, Florida | 11 | $ 1,504,000 | $ 136,727 | $ 46,000 |
| Hudson, New Jersey | 11 | $ 2,514,000 | $ 228,545 | $ 59,000 |
| St. Louis, Missouri | 10 | $ 864,000 | $ 86,400 | $ 56,000 |
| Essex, New Jersey | 10 | $ 2,035,000 | $ 203,500 | $ 69,000 |
| Gloucester, New Jersey | 10 | $ 1,168,000 | $ 116,800 | $ 74,000 |
| Passaic, New Jersey | 10 | $ 2,177,000 | $ 217,700 | $ 59,000 |
| Lancaster, Pennsylvania | 10 | $ 1,051,000 | $ 105,100 | $ 43,000 |
| Pinellas, Florida | 9 | $ 809,000 | $ 89,888 | $ 31,000 |
| Suffolk, New York | 9 | $ 1,682,000 | $ 186,888 | $ 56,000 |
| Multnomah, Oregon | 9 | $ 1,233,000 | $ 137,000 | $ 37,000 |
| Allegheny, Pennsylvania | 9 | $ 1,147,000 | $ 127,444 | $ 43,000 |
| Chester, Pennsylvania | 9 | $ 1,715,000 | $ 190,555 | $ 78,000 |
| Orange, California | 8 | $ 3,484,000 | $ 435,500 | $ 98,000 |
| Brevard, Florida | 8 | $ 918,000 | $ 114,750 | $ 46,000 |
| Manatee, Florida | 8 | $ 1,384,000 | $ 173,000 | $ 59,000 |
| Baltimore City, Maryland | 8 | $ 817,000 | $ 102,125 | $ 51,000 |
| Morris, New Jersey | 8 | $ 1,501,000 | $ 187,625 | $ 116,000 |
| Lake, Florida | 7 | $ 1,168,000 | $ 166,857 | $ 107,000 |
| St. Johns, Florida | 7 | $ 919,000 | $ 131,285 | $ 55,000 |
| Mercer, New Jersey | 7 | $ 917,000 | $ 131,000 | $ 41,000 |
| Hernando, Florida | 6 | $ 790,000 | $ 131,666 | $ 54,000 |
| Seminole, Florida | 6 | $ 1,058,000 | $ 176,333 | $ 52,000 |
| Frederick, Maryland | 6 | $ 1,157,000 | $ 192,833 | $ 71,000 |
| Washoe, Nevada | 6 | $ 1,084,000 | $ 180,666 | $ 48,000 |
| Union, New Jersey | 6 | $ 982,000 | $ 163,666 | $ 73,000 |
| Delaware, Pennsylvania | 6 | $ 728,000 | $ 121,333 | $ 53,000 |
| Yavapai, Arizona | 5 | $ 970,000 | $ 194,000 | $ 72,000 |
| Los Angeles, California | 5 | $ 1,269,000 | $ 253,800 | $ 111,000 |
| Polk, Florida | 5 | $ 357,000 | $ 71,400 | $ 31,000 |
| Cobb, Georgia | 5 | $ 1,338,000 | $ 267,600 | $ 116,000 |
| St. Louis City, Missouri | 5 | $ 999,000 | $ 199,800 | $ 102,000 |
| Somerset, New Jersey | 5 | $ 1,104,000 | $ 220,800 | $ 108,000 |
| Franklin, Ohio | 5 | $ 976,000 | $ 195,200 | $ 76,000 |
| Chesterfield, Virginia | 5 | $ 702,000 | $ 140,400 | $ 52,000 |
| Skagit, Washington | 5 | $ 693,000 | $ 138,600 | $ 75,000 |
| Mohave, Arizona | 4 | $ 333,000 | $ 83,250 | $ 42,000 |
| Yuma, Arizona | 4 | $ 373,000 | $ 93,250 | $ 71,000 |
| San Bernardino, California | 4 | $ 342,000 | $ 85,500 | $ 46,000 |
| Escambia, Florida | 4 | $ 338,000 | $ 84,500 | $ 49,000 |
| Lee, Florida | 4 | $ 456,000 | $ 114,000 | $ 55,000 |
| Pasco, Florida | 4 | $ 476,000 | $ 119,000 | $ 52,000 |
| Harford, Maryland | 4 | $ 577,000 | $ 144,250 | $ 60,000 |
| Atlantic, New Jersey | 4 | $ 477,000 | $ 119,250 | $ 49,000 |
| Camden, New Jersey | 4 | $ 647,000 | $ 161,750 | $ 99,000 |
| Yamhill, Oregon | 4 | $ 596,000 | $ 149,000 | $ 40,000 |
| Northampton, Pennsylvania | 4 | $ 583,000 | $ 145,750 | $ 57,000 |
| Richmond City, Virginia | 4 | $ 361,000 | $ 90,250 | $ 29,000 |
| Clark, Washington | 4 | $ 619,000 | $ 154,750 | $ 73,000 |
| Kitsap, Washington | 4 | $ 636,000 | $ 159,000 | $ 75,000 |
| San Diego, California | 3 | $ 783,000 | $ 261,000 | $ 60,000 |
| El Paso, Colorado | 3 | $ 461,000 | $ 153,666 | $ 62,000 |
| Jefferson, Colorado | 3 | $ 620,000 | $ 206,666 | $ 41,000 |
| New Haven, Connecticut | 3 | $ 298,000 | $ 99,333 | $ 38,000 |
| New Castle, Delaware | 3 | $ 463,000 | $ 154,333 | $ 74,000 |
| Clay, Florida | 3 | $ 327,000 | $ 109,000 | $ 50,000 |
| Collier, Florida | 3 | $ 576,000 | $ 192,000 | $ 59,000 |
| Leon, Florida | 3 | $ 300,000 | $ 100,000 | $ 51,000 |
| Marion, Florida | 3 | $ 173,000 | $ 57,666 | $ 47,000 |
| Osceola, Florida | 3 | $ 354,000 | $ 118,000 | $ 55,000 |
| Cherokee, Georgia | 3 | $ 618,000 | $ 206,000 | $ 72,000 |
| Carroll, Maryland | 3 | $ 371,000 | $ 123,666 | $ 83,000 |
| Charles, Maryland | 3 | $ 426,000 | $ 142,000 | $ 62,000 |
| Wicomico, Maryland | 3 | $ 320,000 | $ 106,666 | $ 49,000 |
| Monroe, Michigan | 3 | $ 448,000 | $ 149,333 | $ 63,000 |
| St. Louis, Minnesota | 3 | $ 284,000 | $ 94,666 | $ 38,000 |
| Nassau, New York | 3 | $ 682,000 | $ 227,333 | $ 61,000 |
| Cuyahoga, Ohio | 3 | $ 331,000 | $ 110,333 | $ 48,000 |
| Clackamas, Oregon | 3 | $ 438,000 | $ 146,000 | $ 42,000 |
| Linn, Oregon | 3 | $ 387,000 | $ 129,000 | $ 61,000 |
| Berks, Pennsylvania | 3 | $ 229,000 | $ 76,333 | $ 48,000 |
| Dauphin, Pennsylvania | 3 | $ 385,000 | $ 128,333 | $ 50,000 |
| Lehigh, Pennsylvania | 3 | $ 400,000 | $ 133,333 | $ 61,000 |
| Luzerne, Pennsylvania | 3 | $ 347,000 | $ 115,666 | $ 72,000 |
| Portsmouth, Virginia | 3 | $ 367,000 | $ 122,333 | $ 55,000 |
| Spotsylvania, Virginia | 3 | $ 400,000 | $ 133,333 | $ 47,000 |
| Cowlitz, Washington | 3 | $ 576,000 | $ 192,000 | $ 76,000 |
| Grays Harbor, Washington | 3 | $ 225,000 | $ 75,000 | $ 58,000 |
| Island, Washington | 3 | $ 475,000 | $ 158,333 | $ 67,000 |
| Spokane, Washington | 3 | $ 694,000 | $ 231,333 | $ 55,000 |
| Walla Walla, Washington | 3 | $ 277,000 | $ 92,333 | $ 35,000 |
| Whatcom, Washington | 3 | $ 408,000 | $ 136,000 | $ 77,000 |
| Jefferson, Alabama | 2 | $ 120,000 | $ 60,000 | $ 16,000 |
| Cochise, Arizona | 2 | $ 249,000 | $ 124,500 | $ 36,000 |
| La Paz, Arizona | 2 | $ 171,000 | $ 85,500 | $ 43,000 |
| Sacramento, California | 2 | $ 475,000 | $ 237,500 | $ 77,000 |
| San Joaquin, California | 2 | $ 553,000 | $ 276,500 | $ 86,000 |
| Fairfield, Connecticut | 2 | $ 738,000 | $ 369,000 | $ 78,000 |
| Charlotte, Florida | 2 | $ 179,000 | $ 89,500 | $ 32,000 |
| Flagler, Florida | 2 | $ 245,000 | $ 122,500 | $ 43,000 |
| Indian River, Florida | 2 | $ 225,000 | $ 112,500 | $ 43,000 |
| Okaloosa, Florida | 2 | $ 185,000 | $ 92,500 | $ 54,000 |
| Santa Rosa, Florida | 2 | $ 151,000 | $ 75,500 | $ 70,000 |
| Walton, Florida | 2 | $ 201,000 | $ 100,500 | $ 72,000 |
| DeKalb, Georgia | 2 | $ 309,000 | $ 154,500 | $ 48,000 |
| Fulton, Georgia | 2 | $ 286,000 | $ 143,000 | $ 83,000 |
| Jefferson, Louisiana | 2 | $ 268,000 | $ 134,000 | $ 28,000 |
| Ingham, Michigan | 2 | $ 307,000 | $ 153,500 | $ 32,000 |
| Kalamazoo, Michigan | 2 | $ 266,000 | $ 133,000 | $ 88,000 |
| Macomb, Michigan | 2 | $ 307,000 | $ 153,500 | $ 98,000 |
| Oakland, Michigan | 2 | $ 326,000 | $ 163,000 | $ 65,000 |
| Dakota, Minnesota | 2 | $ 254,000 | $ 127,000 | $ 53,000 |
| Hennepin, Minnesota | 2 | $ 218,000 | $ 109,000 | $ 80,000 |
| Jackson, Missouri | 2 | $ 150,000 | $ 75,000 | $ 39,000 |
| Platte, Missouri | 2 | $ 219,000 | $ 109,500 | $ 43,000 |
| St. Charles, Missouri | 2 | $ 362,000 | $ 181,000 | $ 66,000 |
| Lincoln, Nebraska | 2 | $ 182,000 | $ 91,000 | $ 62,000 |
| Rockingham, New Hampshire | 2 | $ 483,000 | $ 241,500 | $ 84,000 |
| Richmond, New York | 2 | $ 300,000 | $ 150,000 | $ 94,000 |
| Rockland, New York | 2 | $ 795,000 | $ 397,500 | $ 145,000 |
| Belmont, Ohio | 2 | $ 156,000 | $ 78,000 | $ 31,000 |
| Hamilton, Ohio | 2 | $ 160,000 | $ 80,000 | $ 32,000 |
| Montgomery, Ohio | 2 | $ 208,000 | $ 104,000 | $ 51,000 |
| Summit, Ohio | 2 | $ 200,000 | $ 100,000 | $ 31,000 |
| Marion, Oregon | 2 | $ 408,000 | $ 204,000 | $ 51,000 |
| Washington, Oregon | 2 | $ 355,000 | $ 177,500 | $ 59,000 |
| Butler, Pennsylvania | 2 | $ 450,000 | $ 225,000 | $ 69,000 |
| Franklin, Pennsylvania | 2 | $ 210,000 | $ 105,000 | $ 45,000 |
| Monroe, Pennsylvania | 2 | $ 348,000 | $ 174,000 | $ 47,000 |
| Venango, Pennsylvania | 2 | $ 199,000 | $ 99,500 | $ 51,000 |
| Greenville, South Carolina | 2 | $ 191,000 | $ 95,500 | $ 41,000 |
| Shelby, Tennessee | 2 | $ 128,000 | $ 64,000 | $ 22,000 |
| Albemarle, Virginia | 2 | $ 314,000 | $ 157,000 | $ 76,000 |
| Hanover, Virginia | 2 | $ 275,000 | $ 137,500 | $ 48,000 |
| Loudoun, Virginia | 2 | $ 780,000 | $ 390,000 | $ 236,000 |
| Manassas, Virginia | 2 | $ 335,000 | $ 167,500 | $ 87,000 |
| Roanoke City, Virginia | 2 | $ 230,000 | $ 115,000 | $ 49,000 |
| Stafford, Virginia | 2 | $ 271,000 | $ 135,500 | $ 56,000 |
| Virginia Beach, Virginia | 2 | $ 361,000 | $ 180,500 | $ 53,000 |
| Lewis, Washington | 2 | $ 253,000 | $ 126,500 | $ 46,000 |
| Thurston, Washington | 2 | $ 236,000 | $ 118,000 | $ 49,000 |
| Yakima, Washington | 2 | $ 430,000 | $ 215,000 | $ 61,000 |
| Waukesha, Wisconsin | 2 | $ 278,000 | $ 139,000 | $ 59,000 |
| Autauga, Alabama | 1 | $ 72,000 | $ 72,000 | $ 25,000 |
| Baldwin, Alabama | 1 | $ 108,000 | $ 108,000 | $ 44,000 |
| Winston, Alabama | 1 | $ 30,000 | $ 30,000 | $ 30,000 |
| Gila, Arizona | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Graham, Arizona | 1 | $ 76,000 | $ 76,000 | $ 22,000 |
| Navajo, Arizona | 1 | $ 57,000 | $ 57,000 | $ 58,000 |
| Pinal, Arizona | 1 | $ 72,000 | $ 72,000 | $ 35,000 |
| Alameda, California | 1 | $ 450,000 | $ 450,000 | $ 118,000 |
| San Mateo, California | 1 | $ 700,000 | $ 700,000 | $ 210,000 |
| Santa Cruz, California | 1 | $ 51,000 | $ 51,000 | $ 61,000 |
| Stanislaus, California | 1 | $ 120,000 | $ 120,000 | $ 73,000 |
| Ventura, California | 1 | $ 380,000 | $ 380,000 | $ 108,000 |
| Adams, Colorado | 1 | $ 264,000 | $ 264,000 | $ 0 |
| Alamosa, Colorado | 1 | $ 80,000 | $ 80,000 | $ 58,000 |
| Delta, Colorado | 1 | $ 157,000 | $ 157,000 | $ 36,000 |
| Denver, Colorado | 1 | $ 213,000 | $ 213,000 | $ 92,000 |
| Gilpin, Colorado | 1 | $ 240,000 | $ 240,000 | $ 65,000 |
| Grand, Colorado | 1 | $ 60,000 | $ 60,000 | $ 29,000 |
| Hartford, Connecticut | 1 | $ 131,000 | $ 131,000 | $ 44,000 |
| Litchfield, Connecticut | 1 | $ 177,000 | $ 177,000 | $ 69,000 |
| Middlesex, Connecticut | 1 | $ 147,000 | $ 147,000 | $ 49,000 |
| Tolland, Connecticut | 1 | $ 141,000 | $ 141,000 | $ 57,000 |
| Windham, Connecticut | 1 | $ 100,000 | $ 100,000 | $ 52,000 |
| District of Columbia, District Of Columbia | 1 | $ 239,000 | $ 239,000 | $ 42,000 |
| Alachua, Florida | 1 | $ 158,000 | $ 158,000 | $ 180,000 |
| Bradford, Florida | 1 | $ 63,000 | $ 63,000 | $ 29,000 |
| Hamilton, Florida | 1 | $ 35,000 | $ 35,000 | $ 30,000 |
| Martin, Florida | 1 | $ 230,000 | $ 230,000 | $ 63,000 |
| Nassau, Florida | 1 | $ 130,000 | $ 130,000 | $ 60,000 |
| Washington, Florida | 1 | $ 56,000 | $ 56,000 | $ 24,000 |
| Berrien, Georgia | 1 | $ 45,000 | $ 45,000 | $ 23,000 |
| Carroll, Georgia | 1 | $ 125,000 | $ 125,000 | $ 102,000 |
| Clayton, Georgia | 1 | $ 300,000 | $ 300,000 | $ 66,000 |
| Paulding, Georgia | 1 | $ 145,000 | $ 145,000 | $ 63,000 |
| Canyon, Idaho | 1 | $ 140,000 | $ 140,000 | $ 96,000 |
| Kootenai, Idaho | 1 | $ 350,000 | $ 350,000 | $ 104,000 |
| Cook, Illinois | 1 | $ 400,000 | $ 400,000 | $ 99,000 |
| Lake, Illinois | 1 | $ 250,000 | $ 250,000 | $ 59,000 |
| Dearborn, Indiana | 1 | $ 72,000 | $ 72,000 | $ 35,000 |
| Lake, Indiana | 1 | $ 50,000 | $ 50,000 | $ 44,000 |
| St. Joseph, Indiana | 1 | $ 137,000 | $ 137,000 | $ 59,000 |
| Tippecanoe, Indiana | 1 | $ 111,000 | $ 111,000 | $ 46,000 |
| Vigo, Indiana | 1 | $ 59,000 | $ 59,000 | $ 48,000 |
| Linn, Iowa | 1 | $ 30,000 | $ 30,000 | $ 25,000 |
| Marion, Iowa | 1 | $ 62,000 | $ 62,000 | $ 38,000 |
| Wapello, Iowa | 1 | $ 102,000 | $ 102,000 | $ 72,000 |
| Lyon, Kansas | 1 | $ 94,000 | $ 94,000 | $ 43,000 |
| Sedgwick, Kansas | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Wyandotte, Kansas | 1 | $ 120,000 | $ 120,000 | $ 59,000 |
| Calloway, Kentucky | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Madison, Kentucky | 1 | $ 324,000 | $ 324,000 | $ 72,000 |
| Orleans, Louisiana | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| Ouachita, Louisiana | 1 | $ 81,000 | $ 81,000 | $ 49,000 |
| St. Tammany, Louisiana | 1 | $ 131,000 | $ 131,000 | $ 60,000 |
| Androscoggin, Maine | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Waldo, Maine | 1 | $ 65,000 | $ 65,000 | $ 43,000 |
| York, Maine | 1 | $ 620,000 | $ 620,000 | $ 144,000 |
| Calvert, Maryland | 1 | $ 166,000 | $ 166,000 | $ 66,000 |
| Caroline, Maryland | 1 | $ 110,000 | $ 110,000 | $ 40,000 |
| Dorchester, Maryland | 1 | $ 143,000 | $ 143,000 | $ 61,000 |
| Kent, Maryland | 1 | $ 115,000 | $ 115,000 | $ 84,000 |
| Queen Anne's, Maryland | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Talbot, Maryland | 1 | $ 250,000 | $ 250,000 | $ 53,000 |
| Washington, Maryland | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Plymouth, Massachusetts | 1 | $ 240,000 | $ 240,000 | $ 137,000 |
| Arenac, Michigan | 1 | $ 104,000 | $ 104,000 | $ 41,000 |
| Lenawee, Michigan | 1 | $ 160,000 | $ 160,000 | $ 69,000 |
| Roscommon, Michigan | 1 | $ 72,000 | $ 72,000 | $ 41,000 |
| Saginaw, Michigan | 1 | $ 38,000 | $ 38,000 | $ 54,000 |
| Shiawassee, Michigan | 1 | $ 117,000 | $ 117,000 | $ 36,000 |
| St. Clair, Michigan | 1 | $ 144,000 | $ 144,000 | $ 82,000 |
| Wayne, Michigan | 1 | $ 117,000 | $ 117,000 | $ 38,000 |
| Anoka, Minnesota | 1 | $ 142,000 | $ 142,000 | $ 40,000 |
| Crow Wing, Minnesota | 1 | $ 150,000 | $ 150,000 | $ 33,000 |
| Douglas, Minnesota | 1 | $ 83,000 | $ 83,000 | $ 58,000 |
| Goodhue, Minnesota | 1 | $ 90,000 | $ 90,000 | $ 38,000 |
| Olmsted, Minnesota | 1 | $ 70,000 | $ 70,000 | $ 54,000 |
| Pine, Minnesota | 1 | $ 90,000 | $ 90,000 | $ 45,000 |
| Roseau, Minnesota | 1 | $ 100,000 | $ 100,000 | $ 57,000 |
| Wabasha, Minnesota | 1 | $ 50,000 | $ 50,000 | $ 31,000 |
| Franklin, Missouri | 1 | $ 91,000 | $ 91,000 | $ 37,000 |
| Greene, Missouri | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Jefferson, Missouri | 1 | $ 104,000 | $ 104,000 | $ 82,000 |
| Pulaski, Missouri | 1 | $ 99,000 | $ 99,000 | $ 45,000 |
| Scott, Missouri | 1 | $ 155,000 | $ 155,000 | $ 95,000 |
| Taney, Missouri | 1 | $ 90,000 | $ 90,000 | $ 46,000 |
| Douglas, Nebraska | 1 | $ 122,000 | $ 122,000 | $ 76,000 |
| Scotts Bluff, Nebraska | 1 | $ 57,000 | $ 57,000 | $ 40,000 |
| Carson City, Nevada | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| Kings, New York | 1 | $ 170,000 | $ 170,000 | $ 60,000 |
| Orange, New York | 1 | $ 268,000 | $ 268,000 | $ 100,000 |
| Putnam, New York | 1 | $ 200,000 | $ 200,000 | $ 105,000 |
| Cleveland, North Carolina | 1 | $ 93,000 | $ 93,000 | $ 44,000 |
| Davidson, North Carolina | 1 | $ 183,000 | $ 183,000 | $ 70,000 |
| Stutsman, North Dakota | 1 | $ 78,000 | $ 78,000 | $ 66,000 |
| Ward, North Dakota | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Ashtabula, Ohio | 1 | $ 38,000 | $ 38,000 | $ 60,000 |
| Clermont, Ohio | 1 | $ 280,000 | $ 280,000 | $ 56,000 |
| Delaware, Ohio | 1 | $ 206,000 | $ 206,000 | $ 57,000 |
| Fairfield, Ohio | 1 | $ 95,000 | $ 95,000 | $ 98,000 |
| Greene, Ohio | 1 | $ 86,000 | $ 86,000 | $ 26,000 |
| Hancock, Ohio | 1 | $ 154,000 | $ 154,000 | $ 104,000 |
| Lorain, Ohio | 1 | $ 50,000 | $ 50,000 | $ 43,000 |
| Lucas, Ohio | 1 | $ 83,000 | $ 83,000 | $ 42,000 |
| Medina, Ohio | 1 | $ 200,000 | $ 200,000 | $ 41,000 |
| Stark, Ohio | 1 | $ 85,000 | $ 85,000 | $ 57,000 |
| Trumbull, Ohio | 1 | $ 45,000 | $ 45,000 | $ 35,000 |
| Oklahoma, Oklahoma | 1 | $ 118,000 | $ 118,000 | $ 74,000 |
| Josephine, Oregon | 1 | $ 335,000 | $ 335,000 | $ 61,000 |
| Centre, Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 32,000 |
| Crawford, Pennsylvania | 1 | $ 99,000 | $ 99,000 | $ 43,000 |
| Cumberland, Pennsylvania | 1 | $ 148,000 | $ 148,000 | $ 85,000 |
| Lackawanna, Pennsylvania | 1 | $ 106,000 | $ 106,000 | $ 34,000 |
| Lawrence, Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 48,000 |
| Lebanon, Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 125,000 |
| Lycoming, Pennsylvania | 1 | $ 126,000 | $ 126,000 | $ 64,000 |
| Mifflin, Pennsylvania | 1 | $ 109,000 | $ 109,000 | $ 35,000 |
| Perry, Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| Kent, Rhode Island | 1 | $ 154,000 | $ 154,000 | $ 66,000 |
| Newport, Rhode Island | 1 | $ 155,000 | $ 155,000 | $ 58,000 |
| Lexington, South Carolina | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Sumter, South Carolina | 1 | $ 213,000 | $ 213,000 | $ 88,000 |
| Cumberland, Tennessee | 1 | $ 103,000 | $ 103,000 | $ 19,000 |
| Washington, Tennessee | 1 | $ 56,000 | $ 56,000 | $ 51,000 |
| Chittenden, Vermont | 1 | $ 144,000 | $ 144,000 | $ 102,000 |
| Lamoille, Vermont | 1 | $ 200,000 | $ 200,000 | $ 48,000 |
| Orange, Vermont | 1 | $ 186,000 | $ 186,000 | $ 54,000 |
| Rutland, Vermont | 1 | $ 148,000 | $ 148,000 | $ 48,000 |
| Alexandria, Virginia | 1 | $ 190,000 | $ 190,000 | $ 38,000 |
| Chesapeake, Virginia | 1 | $ 109,000 | $ 109,000 | $ 36,000 |
| Falls Church, Virginia | 1 | $ 230,000 | $ 230,000 | $ 120,000 |
| Franklin, Virginia | 1 | $ 56,000 | $ 56,000 | $ 21,000 |
| Henrico, Virginia | 1 | $ 171,000 | $ 171,000 | $ 48,000 |
| Norfolk, Virginia | 1 | $ 60,000 | $ 60,000 | $ 56,000 |
| Roanoke, Virginia | 1 | $ 100,000 | $ 100,000 | $ 30,000 |
| Rockingham, Virginia | 1 | $ 142,000 | $ 142,000 | $ 90,000 |
| Salem, Virginia | 1 | $ 170,000 | $ 170,000 | $ 81,000 |
| Clallam, Washington | 1 | $ 209,000 | $ 209,000 | $ 78,000 |
| Franklin, Washington | 1 | $ 110,000 | $ 110,000 | $ 109,000 |
| Grant, Washington | 1 | $ 87,000 | $ 87,000 | $ 34,000 |
| Kittitas, Washington | 1 | $ 173,000 | $ 173,000 | $ 46,000 |
| Cabell, West Virginia | 1 | $ 94,000 | $ 94,000 | $ 36,000 |
| Kanawha, West Virginia | 1 | $ 72,000 | $ 72,000 | $ 40,000 |
| Lincoln, West Virginia | 1 | $ 65,000 | $ 65,000 | $ 24,000 |
| Columbia, Wisconsin | 1 | $ 149,000 | $ 149,000 | $ 46,000 |
| Douglas, Wisconsin | 1 | $ 90,000 | $ 90,000 | $ 40,000 |
| Green, Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Milwaukee, Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 24,000 |
| Outagamie, Wisconsin | 1 | $ 70,000 | $ 70,000 | $ 54,000 |
| Ozaukee, Wisconsin | 1 | $ 126,000 | $ 126,000 | $ 30,000 |
| Richland, Wisconsin | 1 | $ 121,000 | $ 121,000 | $ 54,000 |
| Walworth, Wisconsin | 1 | $ 130,000 | $ 130,000 | $ 50,000 |
Mortgage Loan Application Detail Totals for South County Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 1,184 | $183,821,000 | $154,853 | $1,450,000 | $60,048 | $420,000 |
| Home Purchase (one-to-four family) | 8 | $1,692,000 | $226,250 | $600,000 | $82,000 | $204,000 |
| Home Improvement (one-to-four family) | 2 | $175,000 | $87,500 | $145,000 | $49,500 | $63,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Information not provided by applicant in mail or telephone application | 1,029 | $159,488,000 | $147,916 | $700,000 | $57,111 | $261,000 |
| White | 131 | $19,511,000 | $145,718 | $620,000 | $61,562 | $240,000 |
| Black | 19 | $2,252,000 | $129,230 | $272,000 | $56,230 | $105,000 |
| Hispanic | 10 | $1,771,000 | $177,000 | $316,000 | $71,500 | $154,000 |
| Other | 4 | $2,360,000 | $520,000 | $1,450,000 | $198,666 | $420,000 |
| Asian or Pacific Islander | 1 | $306,000 | $306,000 | $306,000 | $100,000 | $100,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,193 | $185,543,000 | $156,390 | $1,450,000 | $60,634 | $420,000 |
| VA-guaranteed (Veterans Administration) | 1 | $145,000 | $145,000 | $145,000 | $63,000 | $63,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 722 | $114,638,000 | $164,216 | $1,450,000 | $63,054 | $420,000 |
| Application Denied By Financial Institution | 356 | $52,759,000 | $150,939 | $650,000 | $53,757 | $234,000 |
| Loan Originated | 115 | $18,039,000 | $145,419 | $600,000 | $62,290 | $240,000 |
| Application Approved But Not Accepted | 1 | $252,000 | $252,000 | $252,000 | $64,000 | $64,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 266 | $39,770,000 | $158,625 | $650,000 | $54,500 | $234,000 |
| Debt-To-Income Ratio | 53 | $7,667,000 | $148,875 | $363,000 | $42,687 | $192,000 |
| Collateral | 18 | $2,327,000 | $139,916 | $350,000 | $55,916 | $105,000 |
| Other | 7 | $1,260,000 | $163,750 | $304,000 | $69,000 | $168,000 |
| Employment History | 6 | $764,000 | $127,333 | $240,000 | $38,166 | $90,000 |
| Unverifiable Information | 4 | $635,000 | $158,666 | $240,000 | $115,000 | $153,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $336,000 | $168,000 | $291,000 | $35,000 | $47,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into South County Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess South County Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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