South County Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
South County Bank 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | South County Bank 2 Venture, Suite 120 Irvine, CA 92618 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2010 2009 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,194 |
| Total Mortgage Loan Application Amount | $185,688,000 |
| Average Mortgage Loan Application Amount | $158,063 |
| Highest Mortgage Loan Application Amount | $1,450,000 |
| Average Applicant Income | $61,468 |
| Highest Applicant Income | $420,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with South County Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing South County Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down South County Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how South County Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by South County Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at South County Bank's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 40 | $ 5,939,000 | $ 148,000 | $ 69,000 |
| King County Washington | 36 | $ 7,406,000 | $ 205,000 | $ 48,000 |
| Clark County Nevada | 32 | $ 5,335,000 | $ 166,000 | $ 68,000 |
| Duval County Florida | 26 | $ 2,821,000 | $ 108,000 | $ 56,000 |
| Baltimore County Maryland | 25 | $ 3,743,000 | $ 149,000 | $ 63,000 |
| Pierce County Washington | 24 | $ 3,781,000 | $ 157,000 | $ 62,000 |
| Snohomish County Washington | 20 | $ 3,540,000 | $ 177,000 | $ 50,000 |
| Palm Beach County Florida | 19 | $ 2,830,000 | $ 148,000 | $ 74,000 |
| Prince George's County Maryland | 19 | $ 3,254,000 | $ 171,000 | $ 65,000 |
| Broward County Florida | 18 | $ 2,637,000 | $ 146,000 | $ 56,000 |
| Monmouth County New Jersey | 18 | $ 3,484,000 | $ 193,000 | $ 62,000 |
| Orange County Florida | 17 | $ 2,289,000 | $ 134,000 | $ 54,000 |
| Ocean County New Jersey | 17 | $ 3,018,000 | $ 177,000 | $ 44,000 |
| Pima County Arizona | 16 | $ 2,047,000 | $ 127,000 | $ 64,000 |
| Miami-Dade County Florida | 16 | $ 3,191,000 | $ 199,000 | $ 68,000 |
| Volusia County Florida | 16 | $ 2,000,000 | $ 125,000 | $ 38,000 |
| Philadelphia County Pennsylvania | 16 | $ 1,462,000 | $ 91,000 | $ 45,000 |
| Hillsborough County Florida | 15 | $ 2,114,000 | $ 140,000 | $ 53,000 |
| Burlington County New Jersey | 14 | $ 2,352,000 | $ 168,000 | $ 108,000 |
| Middlesex County New Jersey | 14 | $ 2,481,000 | $ 177,000 | $ 56,000 |
| Bucks County Pennsylvania | 14 | $ 1,912,000 | $ 136,000 | $ 53,000 |
| Anne Arundel County Maryland | 13 | $ 2,488,000 | $ 191,000 | $ 67,000 |
| Montgomery County Pennsylvania | 13 | $ 1,792,000 | $ 137,000 | $ 47,000 |
| Montgomery County Maryland | 12 | $ 2,307,000 | $ 192,000 | $ 87,000 |
| Bergen County New Jersey | 12 | $ 3,400,000 | $ 283,000 | $ 84,000 |
| York County Pennsylvania | 12 | $ 1,701,000 | $ 141,000 | $ 52,000 |
| Fairfax County Virginia | 12 | $ 2,598,000 | $ 216,000 | $ 90,000 |
| Prince William County Virginia | 12 | $ 1,947,000 | $ 162,000 | $ 60,000 |
| Riverside County California | 11 | $ 1,956,000 | $ 177,000 | $ 70,000 |
| Sarasota County Florida | 11 | $ 1,504,000 | $ 136,000 | $ 46,000 |
| Hudson County New Jersey | 11 | $ 2,514,000 | $ 228,000 | $ 59,000 |
| St. Louis County Missouri | 10 | $ 864,000 | $ 86,000 | $ 56,000 |
| Essex County New Jersey | 10 | $ 2,035,000 | $ 203,000 | $ 69,000 |
| Gloucester County New Jersey | 10 | $ 1,168,000 | $ 116,000 | $ 74,000 |
| Passaic County New Jersey | 10 | $ 2,177,000 | $ 217,000 | $ 59,000 |
| Lancaster County Pennsylvania | 10 | $ 1,051,000 | $ 105,000 | $ 43,000 |
| Pinellas County Florida | 9 | $ 809,000 | $ 89,000 | $ 31,000 |
| Suffolk County New York | 9 | $ 1,682,000 | $ 186,000 | $ 56,000 |
| Multnomah County Oregon | 9 | $ 1,233,000 | $ 137,000 | $ 37,000 |
| Allegheny County Pennsylvania | 9 | $ 1,147,000 | $ 127,000 | $ 43,000 |
| Chester County Pennsylvania | 9 | $ 1,715,000 | $ 190,000 | $ 78,000 |
| Orange County California | 8 | $ 3,484,000 | $ 435,000 | $ 98,000 |
| Brevard County Florida | 8 | $ 918,000 | $ 114,000 | $ 46,000 |
| Manatee County Florida | 8 | $ 1,384,000 | $ 173,000 | $ 59,000 |
| Baltimore City County Maryland | 8 | $ 817,000 | $ 102,000 | $ 51,000 |
| Morris County New Jersey | 8 | $ 1,501,000 | $ 187,000 | $ 116,000 |
| Lake County Florida | 7 | $ 1,168,000 | $ 166,000 | $ 107,000 |
| St. Johns County Florida | 7 | $ 919,000 | $ 131,000 | $ 55,000 |
| Mercer County New Jersey | 7 | $ 917,000 | $ 131,000 | $ 41,000 |
| Hernando County Florida | 6 | $ 790,000 | $ 131,000 | $ 54,000 |
| Seminole County Florida | 6 | $ 1,058,000 | $ 176,000 | $ 52,000 |
| Frederick County Maryland | 6 | $ 1,157,000 | $ 192,000 | $ 71,000 |
| Washoe County Nevada | 6 | $ 1,084,000 | $ 180,000 | $ 48,000 |
| Union County New Jersey | 6 | $ 982,000 | $ 163,000 | $ 73,000 |
| Delaware County Pennsylvania | 6 | $ 728,000 | $ 121,000 | $ 53,000 |
| Yavapai County Arizona | 5 | $ 970,000 | $ 194,000 | $ 72,000 |
| Los Angeles County California | 5 | $ 1,269,000 | $ 253,000 | $ 111,000 |
| Polk County Florida | 5 | $ 357,000 | $ 71,000 | $ 31,000 |
| Cobb County Georgia | 5 | $ 1,338,000 | $ 267,000 | $ 116,000 |
| St. Louis City County Missouri | 5 | $ 999,000 | $ 199,000 | $ 102,000 |
| Somerset County New Jersey | 5 | $ 1,104,000 | $ 220,000 | $ 108,000 |
| Franklin County Ohio | 5 | $ 976,000 | $ 195,000 | $ 76,000 |
| Chesterfield County Virginia | 5 | $ 702,000 | $ 140,000 | $ 52,000 |
| Skagit County Washington | 5 | $ 693,000 | $ 138,000 | $ 75,000 |
| Mohave County Arizona | 4 | $ 333,000 | $ 83,000 | $ 42,000 |
| Yuma County Arizona | 4 | $ 373,000 | $ 93,000 | $ 71,000 |
| San Bernardino County California | 4 | $ 342,000 | $ 85,000 | $ 46,000 |
| Escambia County Florida | 4 | $ 338,000 | $ 84,000 | $ 49,000 |
| Lee County Florida | 4 | $ 456,000 | $ 114,000 | $ 55,000 |
| Pasco County Florida | 4 | $ 476,000 | $ 119,000 | $ 52,000 |
| Harford County Maryland | 4 | $ 577,000 | $ 144,000 | $ 60,000 |
| Atlantic County New Jersey | 4 | $ 477,000 | $ 119,000 | $ 49,000 |
| Camden County New Jersey | 4 | $ 647,000 | $ 161,000 | $ 99,000 |
| Yamhill County Oregon | 4 | $ 596,000 | $ 149,000 | $ 40,000 |
| Northampton County Pennsylvania | 4 | $ 583,000 | $ 145,000 | $ 57,000 |
| Richmond City County Virginia | 4 | $ 361,000 | $ 90,000 | $ 29,000 |
| Clark County Washington | 4 | $ 619,000 | $ 154,000 | $ 73,000 |
| Kitsap County Washington | 4 | $ 636,000 | $ 159,000 | $ 75,000 |
| San Diego County California | 3 | $ 783,000 | $ 261,000 | $ 60,000 |
| El Paso County Colorado | 3 | $ 461,000 | $ 153,000 | $ 62,000 |
| Jefferson County Colorado | 3 | $ 620,000 | $ 206,000 | $ 41,000 |
| New Haven County Connecticut | 3 | $ 298,000 | $ 99,000 | $ 38,000 |
| New Castle County Delaware | 3 | $ 463,000 | $ 154,000 | $ 74,000 |
| Clay County Florida | 3 | $ 327,000 | $ 109,000 | $ 50,000 |
| Collier County Florida | 3 | $ 576,000 | $ 192,000 | $ 59,000 |
| Leon County Florida | 3 | $ 300,000 | $ 100,000 | $ 51,000 |
| Marion County Florida | 3 | $ 173,000 | $ 57,000 | $ 47,000 |
| Osceola County Florida | 3 | $ 354,000 | $ 118,000 | $ 55,000 |
| Cherokee County Georgia | 3 | $ 618,000 | $ 206,000 | $ 72,000 |
| Carroll County Maryland | 3 | $ 371,000 | $ 123,000 | $ 83,000 |
| Charles County Maryland | 3 | $ 426,000 | $ 142,000 | $ 62,000 |
| Wicomico County Maryland | 3 | $ 320,000 | $ 106,000 | $ 49,000 |
| Monroe County Michigan | 3 | $ 448,000 | $ 149,000 | $ 63,000 |
| St. Louis County Minnesota | 3 | $ 284,000 | $ 94,000 | $ 38,000 |
| Nassau County New York | 3 | $ 682,000 | $ 227,000 | $ 61,000 |
| Cuyahoga County Ohio | 3 | $ 331,000 | $ 110,000 | $ 48,000 |
| Clackamas County Oregon | 3 | $ 438,000 | $ 146,000 | $ 42,000 |
| Linn County Oregon | 3 | $ 387,000 | $ 129,000 | $ 61,000 |
| Berks County Pennsylvania | 3 | $ 229,000 | $ 76,000 | $ 48,000 |
| Dauphin County Pennsylvania | 3 | $ 385,000 | $ 128,000 | $ 50,000 |
| Lehigh County Pennsylvania | 3 | $ 400,000 | $ 133,000 | $ 61,000 |
| Luzerne County Pennsylvania | 3 | $ 347,000 | $ 115,000 | $ 72,000 |
| Portsmouth County Virginia | 3 | $ 367,000 | $ 122,000 | $ 55,000 |
| Spotsylvania County Virginia | 3 | $ 400,000 | $ 133,000 | $ 47,000 |
| Cowlitz County Washington | 3 | $ 576,000 | $ 192,000 | $ 76,000 |
| Grays Harbor County Washington | 3 | $ 225,000 | $ 75,000 | $ 58,000 |
| Island County Washington | 3 | $ 475,000 | $ 158,000 | $ 67,000 |
| Spokane County Washington | 3 | $ 694,000 | $ 231,000 | $ 55,000 |
| Walla Walla County Washington | 3 | $ 277,000 | $ 92,000 | $ 35,000 |
| Whatcom County Washington | 3 | $ 408,000 | $ 136,000 | $ 77,000 |
| Jefferson County Alabama | 2 | $ 120,000 | $ 60,000 | $ 16,000 |
| Cochise County Arizona | 2 | $ 249,000 | $ 124,000 | $ 36,000 |
| La Paz County Arizona | 2 | $ 171,000 | $ 85,000 | $ 43,000 |
| Sacramento County California | 2 | $ 475,000 | $ 237,000 | $ 77,000 |
| San Joaquin County California | 2 | $ 553,000 | $ 276,000 | $ 86,000 |
| Fairfield County Connecticut | 2 | $ 738,000 | $ 369,000 | $ 78,000 |
| Charlotte County Florida | 2 | $ 179,000 | $ 89,000 | $ 32,000 |
| Flagler County Florida | 2 | $ 245,000 | $ 122,000 | $ 43,000 |
| Indian River County Florida | 2 | $ 225,000 | $ 112,000 | $ 43,000 |
| Okaloosa County Florida | 2 | $ 185,000 | $ 92,000 | $ 54,000 |
| Santa Rosa County Florida | 2 | $ 151,000 | $ 75,000 | $ 70,000 |
| Walton County Florida | 2 | $ 201,000 | $ 100,000 | $ 72,000 |
| DeKalb County Georgia | 2 | $ 309,000 | $ 154,000 | $ 48,000 |
| Fulton County Georgia | 2 | $ 286,000 | $ 143,000 | $ 83,000 |
| Jefferson County Louisiana | 2 | $ 268,000 | $ 134,000 | $ 28,000 |
| Ingham County Michigan | 2 | $ 307,000 | $ 153,000 | $ 32,000 |
| Kalamazoo County Michigan | 2 | $ 266,000 | $ 133,000 | $ 88,000 |
| Macomb County Michigan | 2 | $ 307,000 | $ 153,000 | $ 98,000 |
| Oakland County Michigan | 2 | $ 326,000 | $ 163,000 | $ 65,000 |
| Dakota County Minnesota | 2 | $ 254,000 | $ 127,000 | $ 53,000 |
| Hennepin County Minnesota | 2 | $ 218,000 | $ 109,000 | $ 80,000 |
| Jackson County Missouri | 2 | $ 150,000 | $ 75,000 | $ 39,000 |
| Platte County Missouri | 2 | $ 219,000 | $ 109,000 | $ 43,000 |
| St. Charles County Missouri | 2 | $ 362,000 | $ 181,000 | $ 66,000 |
| Lincoln County Nebraska | 2 | $ 182,000 | $ 91,000 | $ 62,000 |
| Rockingham County New Hampshire | 2 | $ 483,000 | $ 241,000 | $ 84,000 |
| Richmond County New York | 2 | $ 300,000 | $ 150,000 | $ 94,000 |
| Rockland County New York | 2 | $ 795,000 | $ 397,000 | $ 145,000 |
| Belmont County Ohio | 2 | $ 156,000 | $ 78,000 | $ 31,000 |
| Hamilton County Ohio | 2 | $ 160,000 | $ 80,000 | $ 32,000 |
| Montgomery County Ohio | 2 | $ 208,000 | $ 104,000 | $ 51,000 |
| Summit County Ohio | 2 | $ 200,000 | $ 100,000 | $ 31,000 |
| Marion County Oregon | 2 | $ 408,000 | $ 204,000 | $ 51,000 |
| Washington County Oregon | 2 | $ 355,000 | $ 177,000 | $ 59,000 |
| Butler County Pennsylvania | 2 | $ 450,000 | $ 225,000 | $ 69,000 |
| Franklin County Pennsylvania | 2 | $ 210,000 | $ 105,000 | $ 45,000 |
| Monroe County Pennsylvania | 2 | $ 348,000 | $ 174,000 | $ 47,000 |
| Venango County Pennsylvania | 2 | $ 199,000 | $ 99,000 | $ 51,000 |
| Greenville County South Carolina | 2 | $ 191,000 | $ 95,000 | $ 41,000 |
| Shelby County Tennessee | 2 | $ 128,000 | $ 64,000 | $ 22,000 |
| Albemarle County Virginia | 2 | $ 314,000 | $ 157,000 | $ 76,000 |
| Hanover County Virginia | 2 | $ 275,000 | $ 137,000 | $ 48,000 |
| Loudoun County Virginia | 2 | $ 780,000 | $ 390,000 | $ 236,000 |
| Manassas County Virginia | 2 | $ 335,000 | $ 167,000 | $ 87,000 |
| Roanoke City County Virginia | 2 | $ 230,000 | $ 115,000 | $ 49,000 |
| Stafford County Virginia | 2 | $ 271,000 | $ 135,000 | $ 56,000 |
| Virginia Beach County Virginia | 2 | $ 361,000 | $ 180,000 | $ 53,000 |
| Lewis County Washington | 2 | $ 253,000 | $ 126,000 | $ 46,000 |
| Thurston County Washington | 2 | $ 236,000 | $ 118,000 | $ 49,000 |
| Yakima County Washington | 2 | $ 430,000 | $ 215,000 | $ 61,000 |
| Waukesha County Wisconsin | 2 | $ 278,000 | $ 139,000 | $ 59,000 |
| Autauga County Alabama | 1 | $ 72,000 | $ 72,000 | $ 25,000 |
| Baldwin County Alabama | 1 | $ 108,000 | $ 108,000 | $ 44,000 |
| Winston County Alabama | 1 | $ 30,000 | $ 30,000 | $ 30,000 |
| Gila County Arizona | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Graham County Arizona | 1 | $ 76,000 | $ 76,000 | $ 22,000 |
| Navajo County Arizona | 1 | $ 57,000 | $ 57,000 | $ 58,000 |
| Pinal County Arizona | 1 | $ 72,000 | $ 72,000 | $ 35,000 |
| Alameda County California | 1 | $ 450,000 | $ 450,000 | $ 118,000 |
| San Mateo County California | 1 | $ 700,000 | $ 700,000 | $ 210,000 |
| Santa Cruz County California | 1 | $ 51,000 | $ 51,000 | $ 61,000 |
| Stanislaus County California | 1 | $ 120,000 | $ 120,000 | $ 73,000 |
| Ventura County California | 1 | $ 380,000 | $ 380,000 | $ 108,000 |
| Adams County Colorado | 1 | $ 264,000 | $ 264,000 | $ 0 |
| Alamosa County Colorado | 1 | $ 80,000 | $ 80,000 | $ 58,000 |
| Delta County Colorado | 1 | $ 157,000 | $ 157,000 | $ 36,000 |
| Denver County Colorado | 1 | $ 213,000 | $ 213,000 | $ 92,000 |
| Gilpin County Colorado | 1 | $ 240,000 | $ 240,000 | $ 65,000 |
| Grand County Colorado | 1 | $ 60,000 | $ 60,000 | $ 29,000 |
| Hartford County Connecticut | 1 | $ 131,000 | $ 131,000 | $ 44,000 |
| Litchfield County Connecticut | 1 | $ 177,000 | $ 177,000 | $ 69,000 |
| Middlesex County Connecticut | 1 | $ 147,000 | $ 147,000 | $ 49,000 |
| Tolland County Connecticut | 1 | $ 141,000 | $ 141,000 | $ 57,000 |
| Windham County Connecticut | 1 | $ 100,000 | $ 100,000 | $ 52,000 |
| District of Columbia County District Of Columbia | 1 | $ 239,000 | $ 239,000 | $ 42,000 |
| Alachua County Florida | 1 | $ 158,000 | $ 158,000 | $ 180,000 |
| Bradford County Florida | 1 | $ 63,000 | $ 63,000 | $ 29,000 |
| Hamilton County Florida | 1 | $ 35,000 | $ 35,000 | $ 30,000 |
| Martin County Florida | 1 | $ 230,000 | $ 230,000 | $ 63,000 |
| Nassau County Florida | 1 | $ 130,000 | $ 130,000 | $ 60,000 |
| Washington County Florida | 1 | $ 56,000 | $ 56,000 | $ 24,000 |
| Berrien County Georgia | 1 | $ 45,000 | $ 45,000 | $ 23,000 |
| Carroll County Georgia | 1 | $ 125,000 | $ 125,000 | $ 102,000 |
| Clayton County Georgia | 1 | $ 300,000 | $ 300,000 | $ 66,000 |
| Paulding County Georgia | 1 | $ 145,000 | $ 145,000 | $ 63,000 |
| Canyon County Idaho | 1 | $ 140,000 | $ 140,000 | $ 96,000 |
| Kootenai County Idaho | 1 | $ 350,000 | $ 350,000 | $ 104,000 |
| Cook County Illinois | 1 | $ 400,000 | $ 400,000 | $ 99,000 |
| Lake County Illinois | 1 | $ 250,000 | $ 250,000 | $ 59,000 |
| Dearborn County Indiana | 1 | $ 72,000 | $ 72,000 | $ 35,000 |
| Lake County Indiana | 1 | $ 50,000 | $ 50,000 | $ 44,000 |
| St. Joseph County Indiana | 1 | $ 137,000 | $ 137,000 | $ 59,000 |
| Tippecanoe County Indiana | 1 | $ 111,000 | $ 111,000 | $ 46,000 |
| Vigo County Indiana | 1 | $ 59,000 | $ 59,000 | $ 48,000 |
| Linn County Iowa | 1 | $ 30,000 | $ 30,000 | $ 25,000 |
| Marion County Iowa | 1 | $ 62,000 | $ 62,000 | $ 38,000 |
| Wapello County Iowa | 1 | $ 102,000 | $ 102,000 | $ 72,000 |
| Lyon County Kansas | 1 | $ 94,000 | $ 94,000 | $ 43,000 |
| Sedgwick County Kansas | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Wyandotte County Kansas | 1 | $ 120,000 | $ 120,000 | $ 59,000 |
| Calloway County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Madison County Kentucky | 1 | $ 324,000 | $ 324,000 | $ 72,000 |
| Orleans County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| Ouachita County Louisiana | 1 | $ 81,000 | $ 81,000 | $ 49,000 |
| St. Tammany County Louisiana | 1 | $ 131,000 | $ 131,000 | $ 60,000 |
| Androscoggin County Maine | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Waldo County Maine | 1 | $ 65,000 | $ 65,000 | $ 43,000 |
| York County Maine | 1 | $ 620,000 | $ 620,000 | $ 144,000 |
| Calvert County Maryland | 1 | $ 166,000 | $ 166,000 | $ 66,000 |
| Caroline County Maryland | 1 | $ 110,000 | $ 110,000 | $ 40,000 |
| Dorchester County Maryland | 1 | $ 143,000 | $ 143,000 | $ 61,000 |
| Kent County Maryland | 1 | $ 115,000 | $ 115,000 | $ 84,000 |
| Queen Anne's County Maryland | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Talbot County Maryland | 1 | $ 250,000 | $ 250,000 | $ 53,000 |
| Washington County Maryland | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Plymouth County Massachusetts | 1 | $ 240,000 | $ 240,000 | $ 137,000 |
| Arenac County Michigan | 1 | $ 104,000 | $ 104,000 | $ 41,000 |
| Lenawee County Michigan | 1 | $ 160,000 | $ 160,000 | $ 69,000 |
| Roscommon County Michigan | 1 | $ 72,000 | $ 72,000 | $ 41,000 |
| Saginaw County Michigan | 1 | $ 38,000 | $ 38,000 | $ 54,000 |
| Shiawassee County Michigan | 1 | $ 117,000 | $ 117,000 | $ 36,000 |
| St. Clair County Michigan | 1 | $ 144,000 | $ 144,000 | $ 82,000 |
| Wayne County Michigan | 1 | $ 117,000 | $ 117,000 | $ 38,000 |
| Anoka County Minnesota | 1 | $ 142,000 | $ 142,000 | $ 40,000 |
| Crow Wing County Minnesota | 1 | $ 150,000 | $ 150,000 | $ 33,000 |
| Douglas County Minnesota | 1 | $ 83,000 | $ 83,000 | $ 58,000 |
| Goodhue County Minnesota | 1 | $ 90,000 | $ 90,000 | $ 38,000 |
| Olmsted County Minnesota | 1 | $ 70,000 | $ 70,000 | $ 54,000 |
| Pine County Minnesota | 1 | $ 90,000 | $ 90,000 | $ 45,000 |
| Roseau County Minnesota | 1 | $ 100,000 | $ 100,000 | $ 57,000 |
| Wabasha County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 31,000 |
| Franklin County Missouri | 1 | $ 91,000 | $ 91,000 | $ 37,000 |
| Greene County Missouri | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Jefferson County Missouri | 1 | $ 104,000 | $ 104,000 | $ 82,000 |
| Pulaski County Missouri | 1 | $ 99,000 | $ 99,000 | $ 45,000 |
| Scott County Missouri | 1 | $ 155,000 | $ 155,000 | $ 95,000 |
| Taney County Missouri | 1 | $ 90,000 | $ 90,000 | $ 46,000 |
| Douglas County Nebraska | 1 | $ 122,000 | $ 122,000 | $ 76,000 |
| Scotts Bluff County Nebraska | 1 | $ 57,000 | $ 57,000 | $ 40,000 |
| Carson City County Nevada | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| Kings County New York | 1 | $ 170,000 | $ 170,000 | $ 60,000 |
| Orange County New York | 1 | $ 268,000 | $ 268,000 | $ 100,000 |
| Putnam County New York | 1 | $ 200,000 | $ 200,000 | $ 105,000 |
| Cleveland County North Carolina | 1 | $ 93,000 | $ 93,000 | $ 44,000 |
| Davidson County North Carolina | 1 | $ 183,000 | $ 183,000 | $ 70,000 |
| Stutsman County North Dakota | 1 | $ 78,000 | $ 78,000 | $ 66,000 |
| Ward County North Dakota | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Ashtabula County Ohio | 1 | $ 38,000 | $ 38,000 | $ 60,000 |
| Clermont County Ohio | 1 | $ 280,000 | $ 280,000 | $ 56,000 |
| Delaware County Ohio | 1 | $ 206,000 | $ 206,000 | $ 57,000 |
| Fairfield County Ohio | 1 | $ 95,000 | $ 95,000 | $ 98,000 |
| Greene County Ohio | 1 | $ 86,000 | $ 86,000 | $ 26,000 |
| Hancock County Ohio | 1 | $ 154,000 | $ 154,000 | $ 104,000 |
| Lorain County Ohio | 1 | $ 50,000 | $ 50,000 | $ 43,000 |
| Lucas County Ohio | 1 | $ 83,000 | $ 83,000 | $ 42,000 |
| Medina County Ohio | 1 | $ 200,000 | $ 200,000 | $ 41,000 |
| Stark County Ohio | 1 | $ 85,000 | $ 85,000 | $ 57,000 |
| Trumbull County Ohio | 1 | $ 45,000 | $ 45,000 | $ 35,000 |
| Oklahoma County Oklahoma | 1 | $ 118,000 | $ 118,000 | $ 74,000 |
| Josephine County Oregon | 1 | $ 335,000 | $ 335,000 | $ 61,000 |
| Centre County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 32,000 |
| Crawford County Pennsylvania | 1 | $ 99,000 | $ 99,000 | $ 43,000 |
| Cumberland County Pennsylvania | 1 | $ 148,000 | $ 148,000 | $ 85,000 |
| Lackawanna County Pennsylvania | 1 | $ 106,000 | $ 106,000 | $ 34,000 |
| Lawrence County Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 48,000 |
| Lebanon County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 125,000 |
| Lycoming County Pennsylvania | 1 | $ 126,000 | $ 126,000 | $ 64,000 |
| Mifflin County Pennsylvania | 1 | $ 109,000 | $ 109,000 | $ 35,000 |
| Perry County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| Kent County Rhode Island | 1 | $ 154,000 | $ 154,000 | $ 66,000 |
| Newport County Rhode Island | 1 | $ 155,000 | $ 155,000 | $ 58,000 |
| Lexington County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Sumter County South Carolina | 1 | $ 213,000 | $ 213,000 | $ 88,000 |
| Cumberland County Tennessee | 1 | $ 103,000 | $ 103,000 | $ 19,000 |
| Washington County Tennessee | 1 | $ 56,000 | $ 56,000 | $ 51,000 |
| Chittenden County Vermont | 1 | $ 144,000 | $ 144,000 | $ 102,000 |
| Lamoille County Vermont | 1 | $ 200,000 | $ 200,000 | $ 48,000 |
| Orange County Vermont | 1 | $ 186,000 | $ 186,000 | $ 54,000 |
| Rutland County Vermont | 1 | $ 148,000 | $ 148,000 | $ 48,000 |
| Alexandria County Virginia | 1 | $ 190,000 | $ 190,000 | $ 38,000 |
| Chesapeake County Virginia | 1 | $ 109,000 | $ 109,000 | $ 36,000 |
| Falls Church County Virginia | 1 | $ 230,000 | $ 230,000 | $ 120,000 |
| Franklin County Virginia | 1 | $ 56,000 | $ 56,000 | $ 21,000 |
| Henrico County Virginia | 1 | $ 171,000 | $ 171,000 | $ 48,000 |
| Norfolk County Virginia | 1 | $ 60,000 | $ 60,000 | $ 56,000 |
| Roanoke County Virginia | 1 | $ 100,000 | $ 100,000 | $ 30,000 |
| Rockingham County Virginia | 1 | $ 142,000 | $ 142,000 | $ 90,000 |
| Salem County Virginia | 1 | $ 170,000 | $ 170,000 | $ 81,000 |
| Clallam County Washington | 1 | $ 209,000 | $ 209,000 | $ 78,000 |
| Franklin County Washington | 1 | $ 110,000 | $ 110,000 | $ 109,000 |
| Grant County Washington | 1 | $ 87,000 | $ 87,000 | $ 34,000 |
| Kittitas County Washington | 1 | $ 173,000 | $ 173,000 | $ 46,000 |
| Cabell County West Virginia | 1 | $ 94,000 | $ 94,000 | $ 36,000 |
| Kanawha County West Virginia | 1 | $ 72,000 | $ 72,000 | $ 40,000 |
| Lincoln County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 24,000 |
| Columbia County Wisconsin | 1 | $ 149,000 | $ 149,000 | $ 46,000 |
| Douglas County Wisconsin | 1 | $ 90,000 | $ 90,000 | $ 40,000 |
| Green County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Milwaukee County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 24,000 |
| Outagamie County Wisconsin | 1 | $ 70,000 | $ 70,000 | $ 54,000 |
| Ozaukee County Wisconsin | 1 | $ 126,000 | $ 126,000 | $ 30,000 |
| Richland County Wisconsin | 1 | $ 121,000 | $ 121,000 | $ 54,000 |
| Walworth County Wisconsin | 1 | $ 130,000 | $ 130,000 | $ 50,000 |
Mortgage Loan Application Detail Totals for South County Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 1,184 | $183,821,000 | $154,853 | $1,450,000 | $60,048 | $420,000 |
| Home Purchase (one-to-four family) | 8 | $1,692,000 | $226,250 | $600,000 | $82,000 | $204,000 |
| Home Improvement (one-to-four family) | 2 | $175,000 | $87,500 | $145,000 | $49,500 | $63,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Information not provided by applicant in mail or telephone application | 1,029 | $159,488,000 | $147,916 | $700,000 | $57,111 | $261,000 |
| White | 131 | $19,511,000 | $145,718 | $620,000 | $61,562 | $240,000 |
| Black | 19 | $2,252,000 | $129,230 | $272,000 | $56,230 | $105,000 |
| Hispanic | 10 | $1,771,000 | $177,000 | $316,000 | $71,500 | $154,000 |
| Other | 4 | $2,360,000 | $520,000 | $1,450,000 | $198,666 | $420,000 |
| Asian or Pacific Islander | 1 | $306,000 | $306,000 | $306,000 | $100,000 | $100,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,193 | $185,543,000 | $156,390 | $1,450,000 | $60,634 | $420,000 |
| VA-guaranteed (Veterans Administration) | 1 | $145,000 | $145,000 | $145,000 | $63,000 | $63,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 722 | $114,638,000 | $164,216 | $1,450,000 | $63,054 | $420,000 |
| Application Denied By Financial Institution | 356 | $52,759,000 | $150,939 | $650,000 | $53,757 | $234,000 |
| Loan Originated | 115 | $18,039,000 | $145,419 | $600,000 | $62,290 | $240,000 |
| Application Approved But Not Accepted | 1 | $252,000 | $252,000 | $252,000 | $64,000 | $64,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 266 | $39,770,000 | $158,625 | $650,000 | $54,500 | $234,000 |
| Debt-To-Income Ratio | 53 | $7,667,000 | $148,875 | $363,000 | $42,687 | $192,000 |
| Collateral | 18 | $2,327,000 | $139,916 | $350,000 | $55,916 | $105,000 |
| Other | 7 | $1,260,000 | $163,750 | $304,000 | $69,000 | $168,000 |
| Employment History | 6 | $764,000 | $127,333 | $240,000 | $38,166 | $90,000 |
| Unverifiable Information | 4 | $635,000 | $158,666 | $240,000 | $115,000 | $153,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $336,000 | $168,000 | $291,000 | $35,000 | $47,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into South County Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess South County Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.