South County Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004

South County Bank 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address South County Bank
2 Venture, Suite 120
Irvine, CA 92618
Tel #: available with data download
Federal Regulator * available with data download
Years 2016  2015  2014  2013  2010  2009  2005  2004  2003  
Total Number of Mortgage Applications 1,705
Total Mortgage Loan Application Amount $169,254,000
Average Mortgage Loan Application Amount $113,034
Highest Mortgage Loan Application Amount $1,240,000
Average Applicant Income $77,327
Highest Applicant Income $1,200,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with South County Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing South County Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2004 breaks down South County Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how South County Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by South County Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at South County Bank's mortgage activity for 2004.

Mortgage Loan Application Totals for South County Bank by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa County Arizona 40 $ 3,721,000 $ 93,000 $ 83,000
Clark County Nevada 33 $ 4,495,000 $ 136,000 $ 68,000
King County Washington 26 $ 4,074,000 $ 156,000 $ 72,000
Prince George's County Maryland 25 $ 2,933,000 $ 117,000 $ 71,000
Baltimore City County Maryland 23 $ 1,538,000 $ 66,000 $ 57,000
Pima County Arizona 22 $ 1,629,000 $ 74,000 $ 55,000
Lancaster County Pennsylvania 22 $ 1,669,000 $ 75,000 $ 49,000
York County Pennsylvania 22 $ 2,352,000 $ 106,000 $ 66,000
Baltimore County Maryland 21 $ 2,312,000 $ 110,000 $ 54,000
Spokane County Washington 19 $ 1,329,000 $ 69,000 $ 52,000
Montgomery County Pennsylvania 18 $ 2,090,000 $ 116,000 $ 66,000
Pierce County Washington 18 $ 1,850,000 $ 102,000 $ 83,000
Franklin County Ohio 14 $ 1,128,000 $ 80,000 $ 61,000
Hamilton County Ohio 14 $ 1,018,000 $ 72,000 $ 62,000
Bucks County Pennsylvania 13 $ 1,158,000 $ 89,000 $ 62,000
Snohomish County Washington 13 $ 1,166,000 $ 89,000 $ 58,000
Wayne County Michigan 12 $ 843,000 $ 70,000 $ 55,000
Berks County Pennsylvania 12 $ 1,035,000 $ 86,000 $ 54,000
Lehigh County Pennsylvania 12 $ 864,000 $ 72,000 $ 47,000
Philadelphia County Pennsylvania 12 $ 834,000 $ 69,000 $ 51,000
Broward County Florida 11 $ 1,882,000 $ 171,000 $ 66,000
Palm Beach County Florida 11 $ 1,380,000 $ 125,000 $ 46,000
Marion County Indiana 11 $ 970,000 $ 88,000 $ 58,000
Montgomery County Ohio 11 $ 660,000 $ 60,000 $ 50,000
Clark County Washington 11 $ 751,000 $ 68,000 $ 76,000
Harford County Maryland 10 $ 1,398,000 $ 139,000 $ 72,000
Dauphin County Pennsylvania 10 $ 1,401,000 $ 140,000 $ 62,000
Delaware County Pennsylvania 10 $ 653,000 $ 65,000 $ 69,000
Lackawanna County Pennsylvania 10 $ 1,250,000 $ 125,000 $ 65,000
Northampton County Pennsylvania 10 $ 556,000 $ 55,000 $ 59,000
Westmoreland County Pennsylvania 10 $ 993,000 $ 99,000 $ 48,000
Salt Lake County Utah 10 $ 806,000 $ 80,000 $ 63,000
Los Angeles County California 9 $ 2,040,000 $ 226,000 $ 90,000
San Diego County California 9 $ 3,110,000 $ 345,000 $ 121,000
Denver County Colorado 9 $ 1,362,000 $ 151,000 $ 69,000
Duval County Florida 9 $ 668,000 $ 74,000 $ 60,000
Pinellas County Florida 9 $ 1,199,000 $ 133,000 $ 169,000
Polk County Florida 9 $ 575,000 $ 63,000 $ 50,000
Lake County Indiana 9 $ 722,000 $ 80,000 $ 51,000
Carroll County Maryland 9 $ 1,219,000 $ 135,000 $ 71,000
Charles County Maryland 9 $ 1,217,000 $ 135,000 $ 55,000
Frederick County Maryland 9 $ 1,169,000 $ 129,000 $ 49,000
Washoe County Nevada 9 $ 1,273,000 $ 141,000 $ 51,000
Multnomah County Oregon 9 $ 704,000 $ 78,000 $ 71,000
Monroe County Pennsylvania 9 $ 1,177,000 $ 130,000 $ 69,000
Utah County Utah 9 $ 1,260,000 $ 140,000 $ 52,000
St. Joseph County Indiana 8 $ 634,000 $ 79,000 $ 48,000
Calvert County Maryland 8 $ 1,071,000 $ 133,000 $ 77,000
Cambria County Pennsylvania 8 $ 623,000 $ 77,000 $ 50,000
Clearfield County Pennsylvania 8 $ 486,000 $ 60,000 $ 37,000
Crawford County Pennsylvania 8 $ 781,000 $ 97,000 $ 66,000
Erie County Pennsylvania 8 $ 565,000 $ 70,000 $ 48,000
Franklin County Pennsylvania 8 $ 612,000 $ 76,000 $ 52,000
Mercer County Pennsylvania 8 $ 903,000 $ 112,000 $ 51,000
Kitsap County Washington 8 $ 584,000 $ 73,000 $ 61,000
Yavapai County Arizona 7 $ 1,011,000 $ 144,000 $ 61,000
Okaloosa County Florida 7 $ 809,000 $ 115,000 $ 45,000
Porter County Indiana 7 $ 360,000 $ 51,000 $ 69,000
Washington County Maryland 7 $ 669,000 $ 95,000 $ 54,000
Macomb County Michigan 7 $ 486,000 $ 69,000 $ 89,000
Clark County Ohio 7 $ 552,000 $ 78,000 $ 45,000
Washington County Oregon 7 $ 855,000 $ 122,000 $ 118,000
Centre County Pennsylvania 7 $ 530,000 $ 75,000 $ 54,000
Schuylkill County Pennsylvania 7 $ 581,000 $ 83,000 $ 52,000
Fairfax County Virginia 7 $ 1,072,000 $ 153,000 $ 78,000
Prince William County Virginia 7 $ 882,000 $ 126,000 $ 52,000
Yuma County Arizona 6 $ 437,000 $ 72,000 $ 53,000
Orange County California 6 $ 1,092,000 $ 182,000 $ 205,000
Seminole County Florida 6 $ 611,000 $ 101,000 $ 67,000
St. Clair County Michigan 6 $ 533,000 $ 88,000 $ 56,000
St. Louis County Missouri 6 $ 681,000 $ 113,000 $ 59,000
Atlantic County New Jersey 6 $ 850,000 $ 141,000 $ 55,000
Burlington County New Jersey 6 $ 833,000 $ 138,000 $ 63,000
Butler County Ohio 6 $ 362,000 $ 60,000 $ 44,000
Cuyahoga County Ohio 6 $ 444,000 $ 74,000 $ 68,000
Lawrence County Ohio 6 $ 550,000 $ 91,000 $ 33,000
Scioto County Ohio 6 $ 313,000 $ 52,000 $ 61,000
Summit County Ohio 6 $ 475,000 $ 79,000 $ 58,000
Clackamas County Oregon 6 $ 595,000 $ 99,000 $ 74,000
Lane County Oregon 6 $ 614,000 $ 102,000 $ 63,000
Chester County Pennsylvania 6 $ 458,000 $ 76,000 $ 87,000
Fayette County Pennsylvania 6 $ 610,000 $ 101,000 $ 44,000
Indiana County Pennsylvania 6 $ 457,000 $ 76,000 $ 55,000
Davis County Utah 6 $ 438,000 $ 73,000 $ 60,000
Chesterfield County Virginia 6 $ 471,000 $ 78,000 $ 51,000
Benton County Washington 6 $ 833,000 $ 138,000 $ 73,000
Milwaukee County Wisconsin 6 $ 575,000 $ 95,000 $ 48,000
Hillsborough County Florida 5 $ 723,000 $ 144,000 $ 102,000
Leon County Florida 5 $ 613,000 $ 122,000 $ 65,000
Orange County Florida 5 $ 581,000 $ 116,000 $ 63,000
Kosciusko County Indiana 5 $ 578,000 $ 115,000 $ 49,000
LaPorte County Indiana 5 $ 348,000 $ 69,000 $ 38,000
Genesee County Michigan 5 $ 293,000 $ 58,000 $ 57,000
Oakland County Michigan 5 $ 273,000 $ 54,000 $ 63,000
Ocean County New Jersey 5 $ 793,000 $ 158,000 $ 74,000
Allegheny County Pennsylvania 5 $ 304,000 $ 60,000 $ 58,000
Beaver County Pennsylvania 5 $ 364,000 $ 72,000 $ 56,000
Blair County Pennsylvania 5 $ 396,000 $ 79,000 $ 32,000
Butler County Pennsylvania 5 $ 432,000 $ 86,000 $ 73,000
Jefferson County Pennsylvania 5 $ 436,000 $ 87,000 $ 40,000
Lycoming County Pennsylvania 5 $ 329,000 $ 65,000 $ 44,000
Pike County Pennsylvania 5 $ 739,000 $ 147,000 $ 61,000
Wayne County Pennsylvania 5 $ 543,000 $ 108,000 $ 37,000
Weber County Utah 5 $ 356,000 $ 71,000 $ 56,000
Hampton County Virginia 5 $ 498,000 $ 99,000 $ 66,000
Virginia Beach County Virginia 5 $ 235,000 $ 47,000 $ 49,000
Grays Harbor County Washington 5 $ 368,000 $ 73,000 $ 51,000
Island County Washington 5 $ 500,000 $ 100,000 $ 59,000
Skagit County Washington 5 $ 576,000 $ 115,000 $ 49,000
Mohave County Arizona 4 $ 287,000 $ 71,000 $ 35,000
Douglas County Colorado 4 $ 208,000 $ 52,000 $ 87,000
Jefferson County Colorado 4 $ 411,000 $ 102,000 $ 59,000
Larimer County Colorado 4 $ 414,000 $ 103,000 $ 79,000
Pueblo County Colorado 4 $ 289,000 $ 72,000 $ 58,000
Elkhart County Indiana 4 $ 296,000 $ 74,000 $ 58,000
Wabash County Indiana 4 $ 414,000 $ 103,000 $ 53,000
Anne Arundel County Maryland 4 $ 447,000 $ 111,000 $ 70,000
Cecil County Maryland 4 $ 472,000 $ 118,000 $ 45,000
Wicomico County Maryland 4 $ 556,000 $ 139,000 $ 64,000
Kent County Michigan 4 $ 247,000 $ 61,000 $ 42,000
Essex County New Jersey 4 $ 565,000 $ 141,000 $ 61,000
Greene County Ohio 4 $ 376,000 $ 94,000 $ 74,000
Knox County Ohio 4 $ 241,000 $ 60,000 $ 48,000
Licking County Ohio 4 $ 231,000 $ 57,000 $ 49,000
Stark County Ohio 4 $ 563,000 $ 140,000 $ 36,000
Trumbull County Ohio 4 $ 272,000 $ 68,000 $ 40,000
Columbia County Oregon 4 $ 480,000 $ 120,000 $ 55,000
Jackson County Oregon 4 $ 415,000 $ 103,000 $ 60,000
Josephine County Oregon 4 $ 318,000 $ 79,000 $ 76,000
Armstrong County Pennsylvania 4 $ 326,000 $ 81,000 $ 43,000
Bradford County Pennsylvania 4 $ 391,000 $ 97,000 $ 44,000
Cumberland County Pennsylvania 4 $ 368,000 $ 92,000 $ 61,000
Luzerne County Pennsylvania 4 $ 317,000 $ 79,000 $ 53,000
Perry County Pennsylvania 4 $ 483,000 $ 120,000 $ 54,000
Washington County Pennsylvania 4 $ 394,000 $ 98,000 $ 44,000
Manassas County Virginia 4 $ 572,000 $ 143,000 $ 86,000
Newport News County Virginia 4 $ 170,000 $ 42,000 $ 47,000
Suffolk County Virginia 4 $ 220,000 $ 55,000 $ 48,000
Cowlitz County Washington 4 $ 189,000 $ 47,000 $ 53,000
Thurston County Washington 4 $ 677,000 $ 169,000 $ 74,000
Dane County Wisconsin 4 $ 345,000 $ 86,000 $ 62,000
Fairbanks North Star County Alaska 3 $ 213,000 $ 71,000 $ 106,000
Cochise County Arizona 3 $ 321,000 $ 107,000 $ 65,000
Riverside County California 3 $ 1,146,000 $ 382,000 $ 68,000
Ventura County California 3 $ 191,000 $ 63,000 $ 0
Adams County Colorado 3 $ 380,000 $ 126,000 $ 60,000
Arapahoe County Colorado 3 $ 150,000 $ 50,000 $ 117,000
El Paso County Colorado 3 $ 186,000 $ 62,000 $ 51,000
Mesa County Colorado 3 $ 460,000 $ 153,000 $ 59,000
Park County Colorado 3 $ 455,000 $ 151,000 $ 77,000
Weld County Colorado 3 $ 202,000 $ 67,000 $ 48,000
New Castle County Delaware 3 $ 170,000 $ 56,000 $ 58,000
Escambia County Florida 3 $ 184,000 $ 61,000 $ 61,000
Miami-Dade County Florida 3 $ 340,000 $ 113,000 $ 64,000
Ada County Idaho 3 $ 347,000 $ 115,000 $ 71,000
Cook County Illinois 3 $ 271,000 $ 90,000 $ 91,000
Allen County Indiana 3 $ 214,000 $ 71,000 $ 75,000
DeKalb County Indiana 3 $ 192,000 $ 64,000 $ 50,000
Fayette County Indiana 3 $ 146,000 $ 48,000 $ 23,000
Vigo County Indiana 3 $ 174,000 $ 58,000 $ 46,000
Howard County Maryland 3 $ 446,000 $ 148,000 $ 82,000
Muskegon County Michigan 3 $ 155,000 $ 51,000 $ 24,000
Washtenaw County Michigan 3 $ 460,000 $ 153,000 $ 67,000
Anoka County Minnesota 3 $ 187,000 $ 62,000 $ 66,000
Hennepin County Minnesota 3 $ 208,000 $ 69,000 $ 59,000
St. Louis City County Missouri 3 $ 296,000 $ 98,000 $ 40,000
Granite County Montana 3 $ 408,000 $ 136,000 $ 250,000
Middlesex County New Jersey 3 $ 692,000 $ 230,000 $ 92,000
Union County New Jersey 3 $ 583,000 $ 194,000 $ 83,000
Delaware County Ohio 3 $ 139,000 $ 46,000 $ 82,000
Hancock County Ohio 3 $ 147,000 $ 49,000 $ 91,000
Sandusky County Ohio 3 $ 165,000 $ 55,000 $ 61,000
Wood County Ohio 3 $ 165,000 $ 55,000 $ 43,000
Linn County Oregon 3 $ 209,000 $ 69,000 $ 38,000
Marion County Oregon 3 $ 319,000 $ 106,000 $ 86,000
Yamhill County Oregon 3 $ 520,000 $ 173,000 $ 110,000
Adams County Pennsylvania 3 $ 306,000 $ 102,000 $ 87,000
Lebanon County Pennsylvania 3 $ 928,000 $ 309,000 $ 62,000
Northumberland County Pennsylvania 3 $ 175,000 $ 58,000 $ 50,000
Tooele County Utah 3 $ 233,000 $ 77,000 $ 60,000
Henrico County Virginia 3 $ 109,000 $ 36,000 $ 59,000
Spotsylvania County Virginia 3 $ 220,000 $ 73,000 $ 69,000
Stafford County Virginia 3 $ 165,000 $ 55,000 $ 48,000
Sheboygan County Wisconsin 3 $ 221,000 $ 73,000 $ 90,000
Waukesha County Wisconsin 3 $ 194,000 $ 64,000 $ 54,000
Gila County Arizona 2 $ 190,000 $ 95,000 $ 40,000
Graham County Arizona 2 $ 150,000 $ 75,000 $ 76,000
Navajo County Arizona 2 $ 150,000 $ 75,000 $ 50,000
Alameda County California 2 $ 438,000 $ 219,000 $ 91,000
Contra Costa County California 2 $ 563,000 $ 281,000 $ 117,000
San Bernardino County California 2 $ 275,000 $ 137,000 $ 0
Sutter County California 2 $ 138,000 $ 69,000 $ 72,000
Boulder County Colorado 2 $ 197,000 $ 98,000 $ 37,000
Delta County Colorado 2 $ 245,000 $ 122,000 $ 54,000
Gunnison County Colorado 2 $ 450,000 $ 225,000 $ 76,000
Teller County Colorado 2 $ 256,000 $ 128,000 $ 81,000
Hartford County Connecticut 2 $ 280,000 $ 140,000 $ 60,000
New Haven County Connecticut 2 $ 125,000 $ 62,000 $ 36,000
Alachua County Florida 2 $ 235,000 $ 117,000 $ 72,000
Bay County Florida 2 $ 133,000 $ 66,000 $ 65,000
Charlotte County Florida 2 $ 250,000 $ 125,000 $ 39,000
Clay County Florida 2 $ 108,000 $ 54,000 $ 72,000
Collier County Florida 2 $ 235,000 $ 117,000 $ 50,000
Flagler County Florida 2 $ 249,000 $ 124,000 $ 55,000
Hernando County Florida 2 $ 224,000 $ 112,000 $ 75,000
Lake County Florida 2 $ 145,000 $ 72,000 $ 54,000
Marion County Florida 2 $ 310,000 $ 155,000 $ 41,000
Monroe County Florida 2 $ 200,000 $ 100,000 $ 55,000
St. Lucie County Florida 2 $ 187,000 $ 93,000 $ 42,000
Volusia County Florida 2 $ 144,000 $ 72,000 $ 42,000
Lake County Illinois 2 $ 137,000 $ 68,000 $ 112,000
McHenry County Illinois 2 $ 185,000 $ 92,000 $ 82,000
St. Clair County Illinois 2 $ 151,000 $ 75,000 $ 77,000
Bartholomew County Indiana 2 $ 215,000 $ 107,000 $ 69,000
Clark County Indiana 2 $ 181,000 $ 90,000 $ 33,000
Henry County Indiana 2 $ 166,000 $ 83,000 $ 52,000
Huntington County Indiana 2 $ 203,000 $ 101,000 $ 28,000
Johnson County Indiana 2 $ 91,000 $ 45,000 $ 48,000
LaGrange County Indiana 2 $ 88,000 $ 44,000 $ 67,000
Madison County Indiana 2 $ 235,000 $ 117,000 $ 58,000
Noble County Indiana 2 $ 164,000 $ 82,000 $ 101,000
Putnam County Indiana 2 $ 105,000 $ 52,000 $ 47,000
Tippecanoe County Indiana 2 $ 218,000 $ 109,000 $ 62,000
Allegany County Maryland 2 $ 180,000 $ 90,000 $ 55,000
Garrett County Maryland 2 $ 130,000 $ 65,000 $ 48,000
Montgomery County Maryland 2 $ 305,000 $ 152,000 $ 62,000
St. Mary's County Maryland 2 $ 334,000 $ 167,000 $ 51,000
Talbot County Maryland 2 $ 77,000 $ 38,000 $ 62,000
Ottawa County Michigan 2 $ 163,000 $ 81,000 $ 67,000
Tuscola County Michigan 2 $ 70,000 $ 35,000 $ 45,000
Olmsted County Minnesota 2 $ 160,000 $ 80,000 $ 100,000
Ramsey County Minnesota 2 $ 221,000 $ 110,000 $ 56,000
Sherburne County Minnesota 2 $ 198,000 $ 99,000 $ 84,000
Washington County Minnesota 2 $ 126,000 $ 63,000 $ 101,000
Jackson County Missouri 2 $ 79,000 $ 39,000 $ 62,000
Johnson County Missouri 2 $ 270,000 $ 135,000 $ 55,000
Nye County Nevada 2 $ 194,000 $ 97,000 $ 56,000
Bergen County New Jersey 2 $ 476,000 $ 238,000 $ 58,000
Camden County New Jersey 2 $ 257,000 $ 128,000 $ 61,000
Mercer County New Jersey 2 $ 94,000 $ 47,000 $ 65,000
Bernalillo County New Mexico 2 $ 217,000 $ 108,000 $ 30,000
Guilford County North Carolina 2 $ 69,000 $ 34,000 $ 39,000
Allen County Ohio 2 $ 120,000 $ 60,000 $ 36,000
Defiance County Ohio 2 $ 158,000 $ 79,000 $ 56,000
Fairfield County Ohio 2 $ 65,000 $ 32,000 $ 85,000
Henry County Ohio 2 $ 320,000 $ 160,000 $ 73,000
Jefferson County Ohio 2 $ 118,000 $ 59,000 $ 76,000
Lorain County Ohio 2 $ 295,000 $ 147,000 $ 53,000
Lucas County Ohio 2 $ 127,000 $ 63,000 $ 113,000
Madison County Ohio 2 $ 261,000 $ 130,000 $ 71,000
Marion County Ohio 2 $ 154,000 $ 77,000 $ 34,000
Medina County Ohio 2 $ 204,000 $ 102,000 $ 78,000
Meigs County Ohio 2 $ 153,000 $ 76,000 $ 50,000
Muskingum County Ohio 2 $ 110,000 $ 55,000 $ 31,000
Ottawa County Ohio 2 $ 201,000 $ 100,000 $ 64,000
Perry County Ohio 2 $ 257,000 $ 128,000 $ 62,000
Pickaway County Ohio 2 $ 95,000 $ 47,000 $ 74,000
Richland County Ohio 2 $ 126,000 $ 63,000 $ 49,000
Warren County Ohio 2 $ 200,000 $ 100,000 $ 61,000
Clatsop County Oregon 2 $ 172,000 $ 86,000 $ 46,000
Crook County Oregon 2 $ 233,000 $ 116,000 $ 31,000
Curry County Oregon 2 $ 245,000 $ 122,000 $ 65,000
Deschutes County Oregon 2 $ 465,000 $ 232,000 $ 69,000
Bedford County Pennsylvania 2 $ 108,000 $ 54,000 $ 34,000
Carbon County Pennsylvania 2 $ 162,000 $ 81,000 $ 56,000
Lawrence County Pennsylvania 2 $ 110,000 $ 55,000 $ 46,000
Somerset County Pennsylvania 2 $ 75,000 $ 37,000 $ 45,000
Susquehanna County Pennsylvania 2 $ 198,000 $ 99,000 $ 45,000
Tioga County Pennsylvania 2 $ 181,000 $ 90,000 $ 52,000
Union County Pennsylvania 2 $ 137,000 $ 68,000 $ 47,000
Uintah County Utah 2 $ 102,000 $ 51,000 $ 38,000
Washington County Utah 2 $ 88,000 $ 44,000 $ 45,000
Chesapeake County Virginia 2 $ 132,000 $ 66,000 $ 63,000
Culpeper County Virginia 2 $ 95,000 $ 47,000 $ 61,000
Loudoun County Virginia 2 $ 71,000 $ 35,000 $ 49,000
Richmond City County Virginia 2 $ 147,000 $ 73,000 $ 71,000
Roanoke County Virginia 2 $ 152,000 $ 76,000 $ 46,000
Clallam County Washington 2 $ 200,000 $ 100,000 $ 30,000
Columbia County Washington 2 $ 124,000 $ 62,000 $ 38,000
Franklin County Washington 2 $ 190,000 $ 95,000 $ 82,000
Jefferson County Washington 2 $ 281,000 $ 140,000 $ 77,000
Lewis County Washington 2 $ 178,000 $ 89,000 $ 81,000
Mason County Washington 2 $ 85,000 $ 42,000 $ 47,000
Whatcom County Washington 2 $ 133,000 $ 66,000 $ 70,000
Calumet County Wisconsin 2 $ 85,000 $ 42,000 $ 42,000
Columbia County Wisconsin 2 $ 140,000 $ 70,000 $ 42,000
Jefferson County Wisconsin 2 $ 203,000 $ 101,000 $ 76,000
Trempealeau County Wisconsin 2 $ 160,000 $ 80,000 $ 71,000
Walworth County Wisconsin 2 $ 138,000 $ 69,000 $ 46,000
Pinal County Arizona 1 $ 59,000 $ 59,000 $ 92,000
Pulaski County Arkansas 1 $ 90,000 $ 90,000 $ 137,000
Fresno County California 1 $ 625,000 $ 625,000 $ 90,000
Kern County California 1 $ 218,000 $ 218,000 $ 73,000
Santa Barbara County California 1 $ 187,000 $ 187,000 $ 150,000
Sonoma County California 1 $ 250,000 $ 250,000 $ 99,000
Crowley County Colorado 1 $ 35,000 $ 35,000 $ 42,000
Fremont County Colorado 1 $ 52,000 $ 52,000 $ 60,000
Moffat County Colorado 1 $ 60,000 $ 60,000 $ 90,000
Summit County Colorado 1 $ 210,000 $ 210,000 $ 18,000
Litchfield County Connecticut 1 $ 100,000 $ 100,000 $ 216,000
New London County Connecticut 1 $ 175,000 $ 175,000 $ 65,000
Tolland County Connecticut 1 $ 83,000 $ 83,000 $ 100,000
District of Columbia County District Of Columbia 1 $ 171,000 $ 171,000 $ 44,000
Columbia County Florida 1 $ 47,000 $ 47,000 $ 35,000
Gilchrist County Florida 1 $ 86,000 $ 86,000 $ 56,000
Gulf County Florida 1 $ 100,000 $ 100,000 $ 50,000
Hamilton County Florida 1 $ 75,000 $ 75,000 $ 58,000
Hardee County Florida 1 $ 62,000 $ 62,000 $ 41,000
Jackson County Florida 1 $ 228,000 $ 228,000 $ 74,000
Lee County Florida 1 $ 66,000 $ 66,000 $ 52,000
Nassau County Florida 1 $ 100,000 $ 100,000 $ 23,000
Pasco County Florida 1 $ 150,000 $ 150,000 $ 18,000
Sarasota County Florida 1 $ 200,000 $ 200,000 $ 33,000
St. Johns County Florida 1 $ 80,000 $ 80,000 $ 70,000
Suwannee County Florida 1 $ 35,000 $ 35,000 $ 42,000
Taylor County Florida 1 $ 65,000 $ 65,000 $ 37,000
Effingham County Georgia 1 $ 115,000 $ 115,000 $ 65,000
Gwinnett County Georgia 1 $ 115,000 $ 115,000 $ 33,000
Kootenai County Idaho 1 $ 114,000 $ 114,000 $ 161,000
DeKalb County Illinois 1 $ 180,000 $ 180,000 $ 94,000
Grundy County Illinois 1 $ 77,000 $ 77,000 $ 85,000
Macoupin County Illinois 1 $ 66,000 $ 66,000 $ 61,000
Boone County Indiana 1 $ 405,000 $ 405,000 $ 192,000
Carroll County Indiana 1 $ 23,000 $ 23,000 $ 24,000
Clay County Indiana 1 $ 45,000 $ 45,000 $ 33,000
Daviess County Indiana 1 $ 35,000 $ 35,000 $ 60,000
Dearborn County Indiana 1 $ 35,000 $ 35,000 $ 19,000
Decatur County Indiana 1 $ 180,000 $ 180,000 $ 55,000
Delaware County Indiana 1 $ 65,000 $ 65,000 $ 16,000
Floyd County Indiana 1 $ 33,000 $ 33,000 $ 84,000
Franklin County Indiana 1 $ 50,000 $ 50,000 $ 30,000
Grant County Indiana 1 $ 35,000 $ 35,000 $ 73,000
Hancock County Indiana 1 $ 130,000 $ 130,000 $ 37,000
Harrison County Indiana 1 $ 50,000 $ 50,000 $ 26,000
Howard County Indiana 1 $ 30,000 $ 30,000 $ 56,000
Jackson County Indiana 1 $ 23,000 $ 23,000 $ 36,000
Montgomery County Indiana 1 $ 47,000 $ 47,000 $ 35,000
Ohio County Indiana 1 $ 65,000 $ 65,000 $ 55,000
Orange County Indiana 1 $ 130,000 $ 130,000 $ 63,000
Parke County Indiana 1 $ 27,000 $ 27,000 $ 43,000
Spencer County Indiana 1 $ 75,000 $ 75,000 $ 58,000
Tipton County Indiana 1 $ 59,000 $ 59,000 $ 100,000
Union County Indiana 1 $ 67,000 $ 67,000 $ 32,000
Whitley County Indiana 1 $ 59,000 $ 59,000 $ 69,000
Henry County Iowa 1 $ 61,000 $ 61,000 $ 24,000
Jasper County Iowa 1 $ 63,000 $ 63,000 $ 60,000
Labette County Kansas 1 $ 30,000 $ 30,000 $ 25,000
Leavenworth County Kansas 1 $ 142,000 $ 142,000 $ 89,000
Saline County Kansas 1 $ 58,000 $ 58,000 $ 24,000
Shawnee County Kansas 1 $ 56,000 $ 56,000 $ 48,000
Hardin County Kentucky 1 $ 60,000 $ 60,000 $ 16,000
Jefferson County Kentucky 1 $ 125,000 $ 125,000 $ 75,000
Cumberland County Maine 1 $ 56,000 $ 56,000 $ 69,000
Oxford County Maine 1 $ 148,000 $ 148,000 $ 56,000
Caroline County Maryland 1 $ 101,000 $ 101,000 $ 38,000
Queen Anne's County Maryland 1 $ 222,000 $ 222,000 $ 95,000
Worcester County Maryland 1 $ 47,000 $ 47,000 $ 46,000
Berrien County Michigan 1 $ 40,000 $ 40,000 $ 30,000
Calhoun County Michigan 1 $ 35,000 $ 35,000 $ 171,000
Clare County Michigan 1 $ 130,000 $ 130,000 $ 46,000
Eaton County Michigan 1 $ 100,000 $ 100,000 $ 60,000
Gladwin County Michigan 1 $ 80,000 $ 80,000 $ 47,000
Hillsdale County Michigan 1 $ 400,000 $ 400,000 $ 97,000
Huron County Michigan 1 $ 45,000 $ 45,000 $ 31,000
Ingham County Michigan 1 $ 60,000 $ 60,000 $ 41,000
Midland County Michigan 1 $ 41,000 $ 41,000 $ 29,000
Monroe County Michigan 1 $ 76,000 $ 76,000 $ 93,000
Saginaw County Michigan 1 $ 116,000 $ 116,000 $ 71,000
Shiawassee County Michigan 1 $ 60,000 $ 60,000 $ 53,000
Van Buren County Michigan 1 $ 100,000 $ 100,000 $ 30,000
Lake County Minnesota 1 $ 35,000 $ 35,000 $ 62,000
Meeker County Minnesota 1 $ 50,000 $ 50,000 $ 66,000
Scott County Minnesota 1 $ 54,000 $ 54,000 $ 92,000
Swift County Minnesota 1 $ 83,000 $ 83,000 $ 57,000
Wright County Minnesota 1 $ 37,000 $ 37,000 $ 93,000
Cape Girardeau County Missouri 1 $ 80,000 $ 80,000 $ 92,000
Dent County Missouri 1 $ 56,000 $ 56,000 $ 24,000
Jasper County Missouri 1 $ 220,000 $ 220,000 $ 49,000
Jefferson County Missouri 1 $ 58,000 $ 58,000 $ 61,000
Pettis County Missouri 1 $ 75,000 $ 75,000 $ 48,000
St. Charles County Missouri 1 $ 195,000 $ 195,000 $ 86,000
Cascade County Montana 1 $ 91,000 $ 91,000 $ 32,000
Lewis and Clark County Montana 1 $ 97,000 $ 97,000 $ 41,000
Douglas County Nebraska 1 $ 108,000 $ 108,000 $ 56,000
Hillsborough County New Hampshire 1 $ 136,000 $ 136,000 $ 67,000
Gloucester County New Jersey 1 $ 330,000 $ 330,000 $ 90,000
Hudson County New Jersey 1 $ 54,000 $ 54,000 $ 59,000
Morris County New Jersey 1 $ 72,000 $ 72,000 $ 75,000
Passaic County New Jersey 1 $ 138,000 $ 138,000 $ 60,000
Dona Ana County New Mexico 1 $ 60,000 $ 60,000 $ 90,000
Dutchess County New York 1 $ 175,000 $ 175,000 $ 156,000
Kings County New York 1 $ 275,000 $ 275,000 $ 120,000
Caldwell County North Carolina 1 $ 59,000 $ 59,000 $ 63,000
Mecklenburg County North Carolina 1 $ 90,000 $ 90,000 $ 91,000
Onslow County North Carolina 1 $ 75,000 $ 75,000 $ 56,000
Ramsey County North Dakota 1 $ 50,000 $ 50,000 $ 40,000
Adams County Ohio 1 $ 62,000 $ 62,000 $ 28,000
Ashtabula County Ohio 1 $ 50,000 $ 50,000 $ 41,000
Auglaize County Ohio 1 $ 80,000 $ 80,000 $ 25,000
Carroll County Ohio 1 $ 42,000 $ 42,000 $ 14,000
Champaign County Ohio 1 $ 150,000 $ 150,000 $ 46,000
Clinton County Ohio 1 $ 143,000 $ 143,000 $ 114,000
Columbiana County Ohio 1 $ 75,000 $ 75,000 $ 40,000
Crawford County Ohio 1 $ 110,000 $ 110,000 $ 34,000
Erie County Ohio 1 $ 92,000 $ 92,000 $ 45,000
Fayette County Ohio 1 $ 33,000 $ 33,000 $ 68,000
Fulton County Ohio 1 $ 35,000 $ 35,000 $ 48,000
Jackson County Ohio 1 $ 85,000 $ 85,000 $ 21,000
Mahoning County Ohio 1 $ 50,000 $ 50,000 $ 62,000
Mercer County Ohio 1 $ 50,000 $ 50,000 $ 52,000
Miami County Ohio 1 $ 75,000 $ 75,000 $ 34,000
Pike County Ohio 1 $ 76,000 $ 76,000 $ 25,000
Portage County Ohio 1 $ 154,000 $ 154,000 $ 59,000
Ross County Ohio 1 $ 68,000 $ 68,000 $ 33,000
Shelby County Ohio 1 $ 94,000 $ 94,000 $ 29,000
Tuscarawas County Ohio 1 $ 45,000 $ 45,000 $ 74,000
Washington County Ohio 1 $ 45,000 $ 45,000 $ 40,000
Wayne County Ohio 1 $ 20,000 $ 20,000 $ 60,000
Williams County Ohio 1 $ 118,000 $ 118,000 $ 40,000
Wyandot County Ohio 1 $ 161,000 $ 161,000 $ 53,000
Lincoln County Oklahoma 1 $ 206,000 $ 206,000 $ 150,000
McCurtain County Oklahoma 1 $ 119,000 $ 119,000 $ 96,000
Tulsa County Oklahoma 1 $ 25,000 $ 25,000 $ 68,000
Coos County Oregon 1 $ 100,000 $ 100,000 $ 32,000
Douglas County Oregon 1 $ 55,000 $ 55,000 $ 41,000
Harney County Oregon 1 $ 30,000 $ 30,000 $ 43,000
Klamath County Oregon 1 $ 42,000 $ 42,000 $ 38,000
Malheur County Oregon 1 $ 150,000 $ 150,000 $ 78,000
Polk County Oregon 1 $ 32,000 $ 32,000 $ 35,000
Umatilla County Oregon 1 $ 50,000 $ 50,000 $ 50,000
Cameron County Pennsylvania 1 $ 48,000 $ 48,000 $ 44,000
Clarion County Pennsylvania 1 $ 108,000 $ 108,000 $ 41,000
Clinton County Pennsylvania 1 $ 150,000 $ 150,000 $ 60,000
Forest County Pennsylvania 1 $ 100,000 $ 100,000 $ 30,000
Greene County Pennsylvania 1 $ 66,000 $ 66,000 $ 30,000
Juniata County Pennsylvania 1 $ 100,000 $ 100,000 $ 46,000
Venango County Pennsylvania 1 $ 72,000 $ 72,000 $ 30,000
Warren County Pennsylvania 1 $ 75,000 $ 75,000 $ 41,000
Lexington County South Carolina 1 $ 123,000 $ 123,000 $ 48,000
Davidson County Tennessee 1 $ 28,000 $ 28,000 $ 44,000
Humphreys County Tennessee 1 $ 35,000 $ 35,000 $ 36,000
Lincoln County Tennessee 1 $ 38,000 $ 38,000 $ 70,000
Monroe County Tennessee 1 $ 55,000 $ 55,000 $ 21,000
Tipton County Tennessee 1 $ 30,000 $ 30,000 $ 54,000
Dallas County Texas 1 $ 75,000 $ 75,000 $ 43,000
Travis County Texas 1 $ 108,000 $ 108,000 $ 117,000
Box Elder County Utah 1 $ 39,000 $ 39,000 $ 97,000
Juab County Utah 1 $ 30,000 $ 30,000 $ 29,000
Rutland County Vermont 1 $ 155,000 $ 155,000 $ 122,000
Amherst County Virginia 1 $ 58,000 $ 58,000 $ 39,000
Botetourt County Virginia 1 $ 78,000 $ 78,000 $ 62,000
Brunswick County Virginia 1 $ 35,000 $ 35,000 $ 78,000
Caroline County Virginia 1 $ 140,000 $ 140,000 $ 40,000
Colonial Heights County Virginia 1 $ 234,000 $ 234,000 $ 70,000
Essex County Virginia 1 $ 126,000 $ 126,000 $ 50,000
Fauquier County Virginia 1 $ 85,000 $ 85,000 $ 70,000
Fluvanna County Virginia 1 $ 39,000 $ 39,000 $ 82,000
Franklin County Virginia 1 $ 57,000 $ 57,000 $ 42,000
Frederick County Virginia 1 $ 207,000 $ 207,000 $ 58,000
Giles County Virginia 1 $ 94,000 $ 94,000 $ 78,000
Gloucester County Virginia 1 $ 35,000 $ 35,000 $ 89,000
Hanover County Virginia 1 $ 48,000 $ 48,000 $ 68,000
Henry County Virginia 1 $ 40,000 $ 40,000 $ 159,000
Lynchburg County Virginia 1 $ 38,000 $ 38,000 $ 21,000
Norfolk County Virginia 1 $ 35,000 $ 35,000 $ 36,000
Northumberland County Virginia 1 $ 75,000 $ 75,000 $ 26,000
Page County Virginia 1 $ 35,000 $ 35,000 $ 70,000
Petersburg County Virginia 1 $ 95,000 $ 95,000 $ 94,000
Pittsylvania County Virginia 1 $ 37,000 $ 37,000 $ 115,000
Portsmouth County Virginia 1 $ 35,000 $ 35,000 $ 62,000
Roanoke City County Virginia 1 $ 29,000 $ 29,000 $ 24,000
Rockingham County Virginia 1 $ 40,000 $ 40,000 $ 41,000
Salem County Virginia 1 $ 58,000 $ 58,000 $ 54,000
Washington County Virginia 1 $ 57,000 $ 57,000 $ 53,000
Westmoreland County Virginia 1 $ 75,000 $ 75,000 $ 56,000
York County Virginia 1 $ 58,000 $ 58,000 $ 126,000
Chelan County Washington 1 $ 100,000 $ 100,000 $ 51,000
Douglas County Washington 1 $ 90,000 $ 90,000 $ 27,000
Grant County Washington 1 $ 100,000 $ 100,000 $ 22,000
Klickitat County Washington 1 $ 130,000 $ 130,000 $ 63,000
Lincoln County Washington 1 $ 21,000 $ 21,000 $ 29,000
Okanogan County Washington 1 $ 79,000 $ 79,000 $ 55,000
Pacific County Washington 1 $ 110,000 $ 110,000 $ 36,000
Stevens County Washington 1 $ 125,000 $ 125,000 $ 88,000
Yakima County Washington 1 $ 300,000 $ 300,000 $ 96,000
Brown County Wisconsin 1 $ 35,000 $ 35,000 $ 69,000
Clark County Wisconsin 1 $ 35,000 $ 35,000 $ 67,000
Douglas County Wisconsin 1 $ 44,000 $ 44,000 $ 54,000
La Crosse County Wisconsin 1 $ 80,000 $ 80,000 $ 71,000
Outagamie County Wisconsin 1 $ 35,000 $ 35,000 $ 30,000
Pierce County Wisconsin 1 $ 39,000 $ 39,000 $ 74,000
Racine County Wisconsin 1 $ 195,000 $ 195,000 $ 37,000
Sawyer County Wisconsin 1 $ 325,000 $ 325,000 $ 60,000
St. Croix County Wisconsin 1 $ 35,000 $ 35,000 $ 82,000
Winnebago County Wisconsin 1 $ 38,000 $ 38,000 $ 190,000
Wood County Wisconsin 1 $ 100,000 $ 100,000 $ 70,000
Laramie County Wyoming 1 $ 115,000 $ 115,000 $ 40,000
Natrona County Wyoming 1 $ 75,000 $ 75,000 $ 24,000
Sweetwater County Wyoming 1 $ 54,000 $ 54,000 $ 64,000

Mortgage Loan Application Detail Totals for South County Bank in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,659 $162,890,000 $101,829 $1,240,000 $69,804 $1,200,000
Home Purchase 37 $5,625,000 $156,538 $636,000 $82,923 $264,000
Home Improvement 9 $739,000 $86,500 $250,000 $136,250 $492,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 1,454 $138,938,000 $101,416 $1,240,000 $67,138 $1,200,000
White 198 $24,070,000 $119,633 $636,000 $81,666 $492,000
Not applicable 18 $1,805,000 $114,000 $320,000 $27,500 $117,000
Black or African American 14 $1,448,000 $88,666 $218,000 $60,666 $121,000
Hispanic 14 $1,561,000 $121,500 $440,000 $58,700 $136,000
Asian 7 $1,432,000 $184,000 $415,000 $65,400 $162,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,705 $169,254,000 $103,232 $1,240,000 $70,093 $1,200,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 884 $94,159,000 $113,282 $1,000,000 $78,743 $264,000
Application Denied By Financial Institution 637 $59,389,000 $93,258 $1,240,000 $54,903 $1,200,000
Loan Originated 162 $13,464,000 $87,884 $415,000 $83,423 $492,000
Loan Purchased By The Institution 18 $1,805,000 $114,000 $320,000 $27,500 $117,000
Application Approved But Not Accepted 4 $437,000 $109,250 $275,000 $77,500 $94,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 401 $38,252,000 $94,304 $800,000 $56,173 $1,200,000
Debt-To-Income Ratio 158 $13,925,000 $85,636 $500,000 $48,090 $235,000
Collateral 56 $4,364,000 $65,157 $275,000 $55,578 $160,000
Employment History 12 $893,000 $75,571 $200,000 $44,142 $91,000
Other 9 $1,796,000 $137,625 $1,240,000 $63,000 $212,000
Unverifiable Information 1 $159,000 $159,000 $159,000 $280,000 $280,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into South County Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess South County Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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