South County Bank Mortgage Lending & HMDA Data, 2004

In 2004, South County Bank of Irvine, CA reported 1,705 mortgage applications totaling $169.3 million, up 43% from 2003. The average application was for $99,269, and applicants reported an average income of $61,329. 10% of its applications resulted in an originated loan and 37% were denied. Its largest markets were Baltimore-Towson, MD (71), Philadelphia, PA (59) and Phoenix-Mesa-Scottsdale, AZ (41) (applications in parentheses).

Mortgage Company & Address South County Bank
2 Venture, Suite 120
Irvine, CA 92618
Tel #: available with data download
Federal Regulator * available with data download
Years 2016  2015  2014  2013  2010  2009  2005  2004  2003  
Total Number of Mortgage Applications 1,705
Total Mortgage Loan Application Amount $169,254,000
Average Mortgage Loan Application Amount $99,269
Highest Mortgage Loan Application Amount $1,240,000
Average Applicant Income $61,329
Highest Applicant Income $1,200,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records South County Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for South County Bank by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 40 $ 3,721,000 $ 93,025 $ 83,000
Clark, Nevada 33 $ 4,495,000 $ 136,212 $ 68,000
King, Washington 26 $ 4,074,000 $ 156,692 $ 72,000
Prince George's, Maryland 25 $ 2,933,000 $ 117,320 $ 71,000
Baltimore City, Maryland 23 $ 1,538,000 $ 66,869 $ 57,000
Pima, Arizona 22 $ 1,629,000 $ 74,045 $ 55,000
Lancaster, Pennsylvania 22 $ 1,669,000 $ 75,863 $ 49,000
York, Pennsylvania 22 $ 2,352,000 $ 106,909 $ 66,000
Baltimore, Maryland 21 $ 2,312,000 $ 110,095 $ 54,000
Spokane, Washington 19 $ 1,329,000 $ 69,947 $ 52,000
Montgomery, Pennsylvania 18 $ 2,090,000 $ 116,111 $ 66,000
Pierce, Washington 18 $ 1,850,000 $ 102,777 $ 83,000
Franklin, Ohio 14 $ 1,128,000 $ 80,571 $ 61,000
Hamilton, Ohio 14 $ 1,018,000 $ 72,714 $ 62,000
Bucks, Pennsylvania 13 $ 1,158,000 $ 89,076 $ 62,000
Snohomish, Washington 13 $ 1,166,000 $ 89,692 $ 58,000
Wayne, Michigan 12 $ 843,000 $ 70,250 $ 55,000
Berks, Pennsylvania 12 $ 1,035,000 $ 86,250 $ 54,000
Lehigh, Pennsylvania 12 $ 864,000 $ 72,000 $ 47,000
Philadelphia, Pennsylvania 12 $ 834,000 $ 69,500 $ 51,000
Broward, Florida 11 $ 1,882,000 $ 171,090 $ 66,000
Palm Beach, Florida 11 $ 1,380,000 $ 125,454 $ 46,000
Marion, Indiana 11 $ 970,000 $ 88,181 $ 58,000
Montgomery, Ohio 11 $ 660,000 $ 60,000 $ 50,000
Clark, Washington 11 $ 751,000 $ 68,272 $ 76,000
Harford, Maryland 10 $ 1,398,000 $ 139,800 $ 72,000
Dauphin, Pennsylvania 10 $ 1,401,000 $ 140,100 $ 62,000
Delaware, Pennsylvania 10 $ 653,000 $ 65,300 $ 69,000
Lackawanna, Pennsylvania 10 $ 1,250,000 $ 125,000 $ 65,000
Northampton, Pennsylvania 10 $ 556,000 $ 55,600 $ 59,000
Westmoreland, Pennsylvania 10 $ 993,000 $ 99,300 $ 48,000
Salt Lake, Utah 10 $ 806,000 $ 80,600 $ 63,000
Los Angeles, California 9 $ 2,040,000 $ 226,666 $ 90,000
San Diego, California 9 $ 3,110,000 $ 345,555 $ 121,000
Denver, Colorado 9 $ 1,362,000 $ 151,333 $ 69,000
Duval, Florida 9 $ 668,000 $ 74,222 $ 60,000
Pinellas, Florida 9 $ 1,199,000 $ 133,222 $ 169,000
Polk, Florida 9 $ 575,000 $ 63,888 $ 50,000
Lake, Indiana 9 $ 722,000 $ 80,222 $ 51,000
Carroll, Maryland 9 $ 1,219,000 $ 135,444 $ 71,000
Charles, Maryland 9 $ 1,217,000 $ 135,222 $ 55,000
Frederick, Maryland 9 $ 1,169,000 $ 129,888 $ 49,000
Washoe, Nevada 9 $ 1,273,000 $ 141,444 $ 51,000
Multnomah, Oregon 9 $ 704,000 $ 78,222 $ 71,000
Monroe, Pennsylvania 9 $ 1,177,000 $ 130,777 $ 69,000
Utah, Utah 9 $ 1,260,000 $ 140,000 $ 52,000
St. Joseph, Indiana 8 $ 634,000 $ 79,250 $ 48,000
Calvert, Maryland 8 $ 1,071,000 $ 133,875 $ 77,000
Cambria, Pennsylvania 8 $ 623,000 $ 77,875 $ 50,000
Clearfield, Pennsylvania 8 $ 486,000 $ 60,750 $ 37,000
Crawford, Pennsylvania 8 $ 781,000 $ 97,625 $ 66,000
Erie, Pennsylvania 8 $ 565,000 $ 70,625 $ 48,000
Franklin, Pennsylvania 8 $ 612,000 $ 76,500 $ 52,000
Mercer, Pennsylvania 8 $ 903,000 $ 112,875 $ 51,000
Kitsap, Washington 8 $ 584,000 $ 73,000 $ 61,000
Yavapai, Arizona 7 $ 1,011,000 $ 144,428 $ 61,000
Okaloosa, Florida 7 $ 809,000 $ 115,571 $ 45,000
Porter, Indiana 7 $ 360,000 $ 51,428 $ 69,000
Washington, Maryland 7 $ 669,000 $ 95,571 $ 54,000
Macomb, Michigan 7 $ 486,000 $ 69,428 $ 89,000
Clark, Ohio 7 $ 552,000 $ 78,857 $ 45,000
Washington, Oregon 7 $ 855,000 $ 122,142 $ 118,000
Centre, Pennsylvania 7 $ 530,000 $ 75,714 $ 54,000
Schuylkill, Pennsylvania 7 $ 581,000 $ 83,000 $ 52,000
Fairfax, Virginia 7 $ 1,072,000 $ 153,142 $ 78,000
Prince William, Virginia 7 $ 882,000 $ 126,000 $ 52,000
Yuma, Arizona 6 $ 437,000 $ 72,833 $ 53,000
Orange, California 6 $ 1,092,000 $ 182,000 $ 205,000
Seminole, Florida 6 $ 611,000 $ 101,833 $ 67,000
St. Clair, Michigan 6 $ 533,000 $ 88,833 $ 56,000
St. Louis, Missouri 6 $ 681,000 $ 113,500 $ 59,000
Atlantic, New Jersey 6 $ 850,000 $ 141,666 $ 55,000
Burlington, New Jersey 6 $ 833,000 $ 138,833 $ 63,000
Butler, Ohio 6 $ 362,000 $ 60,333 $ 44,000
Cuyahoga, Ohio 6 $ 444,000 $ 74,000 $ 68,000
Lawrence, Ohio 6 $ 550,000 $ 91,666 $ 33,000
Scioto, Ohio 6 $ 313,000 $ 52,166 $ 61,000
Summit, Ohio 6 $ 475,000 $ 79,166 $ 58,000
Clackamas, Oregon 6 $ 595,000 $ 99,166 $ 74,000
Lane, Oregon 6 $ 614,000 $ 102,333 $ 63,000
Chester, Pennsylvania 6 $ 458,000 $ 76,333 $ 87,000
Fayette, Pennsylvania 6 $ 610,000 $ 101,666 $ 44,000
Indiana, Pennsylvania 6 $ 457,000 $ 76,166 $ 55,000
Davis, Utah 6 $ 438,000 $ 73,000 $ 60,000
Chesterfield, Virginia 6 $ 471,000 $ 78,500 $ 51,000
Benton, Washington 6 $ 833,000 $ 138,833 $ 73,000
Milwaukee, Wisconsin 6 $ 575,000 $ 95,833 $ 48,000
Hillsborough, Florida 5 $ 723,000 $ 144,600 $ 102,000
Leon, Florida 5 $ 613,000 $ 122,600 $ 65,000
Orange, Florida 5 $ 581,000 $ 116,200 $ 63,000
Kosciusko, Indiana 5 $ 578,000 $ 115,600 $ 49,000
LaPorte, Indiana 5 $ 348,000 $ 69,600 $ 38,000
Genesee, Michigan 5 $ 293,000 $ 58,600 $ 57,000
Oakland, Michigan 5 $ 273,000 $ 54,600 $ 63,000
Ocean, New Jersey 5 $ 793,000 $ 158,600 $ 74,000
Allegheny, Pennsylvania 5 $ 304,000 $ 60,800 $ 58,000
Beaver, Pennsylvania 5 $ 364,000 $ 72,800 $ 56,000
Blair, Pennsylvania 5 $ 396,000 $ 79,200 $ 32,000
Butler, Pennsylvania 5 $ 432,000 $ 86,400 $ 73,000
Jefferson, Pennsylvania 5 $ 436,000 $ 87,200 $ 40,000
Lycoming, Pennsylvania 5 $ 329,000 $ 65,800 $ 44,000
Pike, Pennsylvania 5 $ 739,000 $ 147,800 $ 61,000
Wayne, Pennsylvania 5 $ 543,000 $ 108,600 $ 37,000
Weber, Utah 5 $ 356,000 $ 71,200 $ 56,000
Hampton, Virginia 5 $ 498,000 $ 99,600 $ 66,000
Virginia Beach, Virginia 5 $ 235,000 $ 47,000 $ 49,000
Grays Harbor, Washington 5 $ 368,000 $ 73,600 $ 51,000
Island, Washington 5 $ 500,000 $ 100,000 $ 59,000
Skagit, Washington 5 $ 576,000 $ 115,200 $ 49,000
Mohave, Arizona 4 $ 287,000 $ 71,750 $ 35,000
Douglas, Colorado 4 $ 208,000 $ 52,000 $ 87,000
Jefferson, Colorado 4 $ 411,000 $ 102,750 $ 59,000
Larimer, Colorado 4 $ 414,000 $ 103,500 $ 79,000
Pueblo, Colorado 4 $ 289,000 $ 72,250 $ 58,000
Elkhart, Indiana 4 $ 296,000 $ 74,000 $ 58,000
Wabash, Indiana 4 $ 414,000 $ 103,500 $ 53,000
Anne Arundel, Maryland 4 $ 447,000 $ 111,750 $ 70,000
Cecil, Maryland 4 $ 472,000 $ 118,000 $ 45,000
Wicomico, Maryland 4 $ 556,000 $ 139,000 $ 64,000
Kent, Michigan 4 $ 247,000 $ 61,750 $ 42,000
Essex, New Jersey 4 $ 565,000 $ 141,250 $ 61,000
Greene, Ohio 4 $ 376,000 $ 94,000 $ 74,000
Knox, Ohio 4 $ 241,000 $ 60,250 $ 48,000
Licking, Ohio 4 $ 231,000 $ 57,750 $ 49,000
Stark, Ohio 4 $ 563,000 $ 140,750 $ 36,000
Trumbull, Ohio 4 $ 272,000 $ 68,000 $ 40,000
Columbia, Oregon 4 $ 480,000 $ 120,000 $ 55,000
Jackson, Oregon 4 $ 415,000 $ 103,750 $ 60,000
Josephine, Oregon 4 $ 318,000 $ 79,500 $ 76,000
Armstrong, Pennsylvania 4 $ 326,000 $ 81,500 $ 43,000
Bradford, Pennsylvania 4 $ 391,000 $ 97,750 $ 44,000
Cumberland, Pennsylvania 4 $ 368,000 $ 92,000 $ 61,000
Luzerne, Pennsylvania 4 $ 317,000 $ 79,250 $ 53,000
Perry, Pennsylvania 4 $ 483,000 $ 120,750 $ 54,000
Washington, Pennsylvania 4 $ 394,000 $ 98,500 $ 44,000
Manassas, Virginia 4 $ 572,000 $ 143,000 $ 86,000
Newport News, Virginia 4 $ 170,000 $ 42,500 $ 47,000
Suffolk, Virginia 4 $ 220,000 $ 55,000 $ 48,000
Cowlitz, Washington 4 $ 189,000 $ 47,250 $ 53,000
Thurston, Washington 4 $ 677,000 $ 169,250 $ 74,000
Dane, Wisconsin 4 $ 345,000 $ 86,250 $ 62,000
Fairbanks North Star, Alaska 3 $ 213,000 $ 71,000 $ 106,000
Cochise, Arizona 3 $ 321,000 $ 107,000 $ 65,000
Riverside, California 3 $ 1,146,000 $ 382,000 $ 68,000
Ventura, California 3 $ 191,000 $ 63,666 $ 0
Adams, Colorado 3 $ 380,000 $ 126,666 $ 60,000
Arapahoe, Colorado 3 $ 150,000 $ 50,000 $ 117,000
El Paso, Colorado 3 $ 186,000 $ 62,000 $ 51,000
Mesa, Colorado 3 $ 460,000 $ 153,333 $ 59,000
Park, Colorado 3 $ 455,000 $ 151,666 $ 77,000
Weld, Colorado 3 $ 202,000 $ 67,333 $ 48,000
New Castle, Delaware 3 $ 170,000 $ 56,666 $ 58,000
Escambia, Florida 3 $ 184,000 $ 61,333 $ 61,000
Miami-Dade, Florida 3 $ 340,000 $ 113,333 $ 64,000
Ada, Idaho 3 $ 347,000 $ 115,666 $ 71,000
Cook, Illinois 3 $ 271,000 $ 90,333 $ 91,000
Allen, Indiana 3 $ 214,000 $ 71,333 $ 75,000
DeKalb, Indiana 3 $ 192,000 $ 64,000 $ 50,000
Fayette, Indiana 3 $ 146,000 $ 48,666 $ 23,000
Vigo, Indiana 3 $ 174,000 $ 58,000 $ 46,000
Howard, Maryland 3 $ 446,000 $ 148,666 $ 82,000
Muskegon, Michigan 3 $ 155,000 $ 51,666 $ 24,000
Washtenaw, Michigan 3 $ 460,000 $ 153,333 $ 67,000
Anoka, Minnesota 3 $ 187,000 $ 62,333 $ 66,000
Hennepin, Minnesota 3 $ 208,000 $ 69,333 $ 59,000
St. Louis City, Missouri 3 $ 296,000 $ 98,666 $ 40,000
Granite, Montana 3 $ 408,000 $ 136,000 $ 250,000
Middlesex, New Jersey 3 $ 692,000 $ 230,666 $ 92,000
Union, New Jersey 3 $ 583,000 $ 194,333 $ 83,000
Delaware, Ohio 3 $ 139,000 $ 46,333 $ 82,000
Hancock, Ohio 3 $ 147,000 $ 49,000 $ 91,000
Sandusky, Ohio 3 $ 165,000 $ 55,000 $ 61,000
Wood, Ohio 3 $ 165,000 $ 55,000 $ 43,000
Linn, Oregon 3 $ 209,000 $ 69,666 $ 38,000
Marion, Oregon 3 $ 319,000 $ 106,333 $ 86,000
Yamhill, Oregon 3 $ 520,000 $ 173,333 $ 110,000
Adams, Pennsylvania 3 $ 306,000 $ 102,000 $ 87,000
Lebanon, Pennsylvania 3 $ 928,000 $ 309,333 $ 62,000
Northumberland, Pennsylvania 3 $ 175,000 $ 58,333 $ 50,000
Tooele, Utah 3 $ 233,000 $ 77,666 $ 60,000
Henrico, Virginia 3 $ 109,000 $ 36,333 $ 59,000
Spotsylvania, Virginia 3 $ 220,000 $ 73,333 $ 69,000
Stafford, Virginia 3 $ 165,000 $ 55,000 $ 48,000
Sheboygan, Wisconsin 3 $ 221,000 $ 73,666 $ 90,000
Waukesha, Wisconsin 3 $ 194,000 $ 64,666 $ 54,000
Gila, Arizona 2 $ 190,000 $ 95,000 $ 40,000
Graham, Arizona 2 $ 150,000 $ 75,000 $ 76,000
Navajo, Arizona 2 $ 150,000 $ 75,000 $ 50,000
Alameda, California 2 $ 438,000 $ 219,000 $ 91,000
Contra Costa, California 2 $ 563,000 $ 281,500 $ 117,000
San Bernardino, California 2 $ 275,000 $ 137,500 $ 0
Sutter, California 2 $ 138,000 $ 69,000 $ 72,000
Boulder, Colorado 2 $ 197,000 $ 98,500 $ 37,000
Delta, Colorado 2 $ 245,000 $ 122,500 $ 54,000
Gunnison, Colorado 2 $ 450,000 $ 225,000 $ 76,000
Teller, Colorado 2 $ 256,000 $ 128,000 $ 81,000
Hartford, Connecticut 2 $ 280,000 $ 140,000 $ 60,000
New Haven, Connecticut 2 $ 125,000 $ 62,500 $ 36,000
Alachua, Florida 2 $ 235,000 $ 117,500 $ 72,000
Bay, Florida 2 $ 133,000 $ 66,500 $ 65,000
Charlotte, Florida 2 $ 250,000 $ 125,000 $ 39,000
Clay, Florida 2 $ 108,000 $ 54,000 $ 72,000
Collier, Florida 2 $ 235,000 $ 117,500 $ 50,000
Flagler, Florida 2 $ 249,000 $ 124,500 $ 55,000
Hernando, Florida 2 $ 224,000 $ 112,000 $ 75,000
Lake, Florida 2 $ 145,000 $ 72,500 $ 54,000
Marion, Florida 2 $ 310,000 $ 155,000 $ 41,000
Monroe, Florida 2 $ 200,000 $ 100,000 $ 55,000
St. Lucie, Florida 2 $ 187,000 $ 93,500 $ 42,000
Volusia, Florida 2 $ 144,000 $ 72,000 $ 42,000
Lake, Illinois 2 $ 137,000 $ 68,500 $ 112,000
McHenry, Illinois 2 $ 185,000 $ 92,500 $ 82,000
St. Clair, Illinois 2 $ 151,000 $ 75,500 $ 77,000
Bartholomew, Indiana 2 $ 215,000 $ 107,500 $ 69,000
Clark, Indiana 2 $ 181,000 $ 90,500 $ 33,000
Henry, Indiana 2 $ 166,000 $ 83,000 $ 52,000
Huntington, Indiana 2 $ 203,000 $ 101,500 $ 28,000
Johnson, Indiana 2 $ 91,000 $ 45,500 $ 48,000
LaGrange, Indiana 2 $ 88,000 $ 44,000 $ 67,000
Madison, Indiana 2 $ 235,000 $ 117,500 $ 58,000
Noble, Indiana 2 $ 164,000 $ 82,000 $ 101,000
Putnam, Indiana 2 $ 105,000 $ 52,500 $ 47,000
Tippecanoe, Indiana 2 $ 218,000 $ 109,000 $ 62,000
Allegany, Maryland 2 $ 180,000 $ 90,000 $ 55,000
Garrett, Maryland 2 $ 130,000 $ 65,000 $ 48,000
Montgomery, Maryland 2 $ 305,000 $ 152,500 $ 62,000
St. Mary's, Maryland 2 $ 334,000 $ 167,000 $ 51,000
Talbot, Maryland 2 $ 77,000 $ 38,500 $ 62,000
Ottawa, Michigan 2 $ 163,000 $ 81,500 $ 67,000
Tuscola, Michigan 2 $ 70,000 $ 35,000 $ 45,000
Olmsted, Minnesota 2 $ 160,000 $ 80,000 $ 100,000
Ramsey, Minnesota 2 $ 221,000 $ 110,500 $ 56,000
Sherburne, Minnesota 2 $ 198,000 $ 99,000 $ 84,000
Washington, Minnesota 2 $ 126,000 $ 63,000 $ 101,000
Jackson, Missouri 2 $ 79,000 $ 39,500 $ 62,000
Johnson, Missouri 2 $ 270,000 $ 135,000 $ 55,000
Nye, Nevada 2 $ 194,000 $ 97,000 $ 56,000
Bergen, New Jersey 2 $ 476,000 $ 238,000 $ 58,000
Camden, New Jersey 2 $ 257,000 $ 128,500 $ 61,000
Mercer, New Jersey 2 $ 94,000 $ 47,000 $ 65,000
Bernalillo, New Mexico 2 $ 217,000 $ 108,500 $ 30,000
Guilford, North Carolina 2 $ 69,000 $ 34,500 $ 39,000
Allen, Ohio 2 $ 120,000 $ 60,000 $ 36,000
Defiance, Ohio 2 $ 158,000 $ 79,000 $ 56,000
Fairfield, Ohio 2 $ 65,000 $ 32,500 $ 85,000
Henry, Ohio 2 $ 320,000 $ 160,000 $ 73,000
Jefferson, Ohio 2 $ 118,000 $ 59,000 $ 76,000
Lorain, Ohio 2 $ 295,000 $ 147,500 $ 53,000
Lucas, Ohio 2 $ 127,000 $ 63,500 $ 113,000
Madison, Ohio 2 $ 261,000 $ 130,500 $ 71,000
Marion, Ohio 2 $ 154,000 $ 77,000 $ 34,000
Medina, Ohio 2 $ 204,000 $ 102,000 $ 78,000
Meigs, Ohio 2 $ 153,000 $ 76,500 $ 50,000
Muskingum, Ohio 2 $ 110,000 $ 55,000 $ 31,000
Ottawa, Ohio 2 $ 201,000 $ 100,500 $ 64,000
Perry, Ohio 2 $ 257,000 $ 128,500 $ 62,000
Pickaway, Ohio 2 $ 95,000 $ 47,500 $ 74,000
Richland, Ohio 2 $ 126,000 $ 63,000 $ 49,000
Warren, Ohio 2 $ 200,000 $ 100,000 $ 61,000
Clatsop, Oregon 2 $ 172,000 $ 86,000 $ 46,000
Crook, Oregon 2 $ 233,000 $ 116,500 $ 31,000
Curry, Oregon 2 $ 245,000 $ 122,500 $ 65,000
Deschutes, Oregon 2 $ 465,000 $ 232,500 $ 69,000
Bedford, Pennsylvania 2 $ 108,000 $ 54,000 $ 34,000
Carbon, Pennsylvania 2 $ 162,000 $ 81,000 $ 56,000
Lawrence, Pennsylvania 2 $ 110,000 $ 55,000 $ 46,000
Somerset, Pennsylvania 2 $ 75,000 $ 37,500 $ 45,000
Susquehanna, Pennsylvania 2 $ 198,000 $ 99,000 $ 45,000
Tioga, Pennsylvania 2 $ 181,000 $ 90,500 $ 52,000
Union, Pennsylvania 2 $ 137,000 $ 68,500 $ 47,000
Uintah, Utah 2 $ 102,000 $ 51,000 $ 38,000
Washington, Utah 2 $ 88,000 $ 44,000 $ 45,000
Chesapeake, Virginia 2 $ 132,000 $ 66,000 $ 63,000
Culpeper, Virginia 2 $ 95,000 $ 47,500 $ 61,000
Loudoun, Virginia 2 $ 71,000 $ 35,500 $ 49,000
Richmond City, Virginia 2 $ 147,000 $ 73,500 $ 71,000
Roanoke, Virginia 2 $ 152,000 $ 76,000 $ 46,000
Clallam, Washington 2 $ 200,000 $ 100,000 $ 30,000
Columbia, Washington 2 $ 124,000 $ 62,000 $ 38,000
Franklin, Washington 2 $ 190,000 $ 95,000 $ 82,000
Jefferson, Washington 2 $ 281,000 $ 140,500 $ 77,000
Lewis, Washington 2 $ 178,000 $ 89,000 $ 81,000
Mason, Washington 2 $ 85,000 $ 42,500 $ 47,000
Whatcom, Washington 2 $ 133,000 $ 66,500 $ 70,000
Calumet, Wisconsin 2 $ 85,000 $ 42,500 $ 42,000
Columbia, Wisconsin 2 $ 140,000 $ 70,000 $ 42,000
Jefferson, Wisconsin 2 $ 203,000 $ 101,500 $ 76,000
Trempealeau, Wisconsin 2 $ 160,000 $ 80,000 $ 71,000
Walworth, Wisconsin 2 $ 138,000 $ 69,000 $ 46,000
Pinal, Arizona 1 $ 59,000 $ 59,000 $ 92,000
Pulaski, Arkansas 1 $ 90,000 $ 90,000 $ 137,000
Fresno, California 1 $ 625,000 $ 625,000 $ 90,000
Kern, California 1 $ 218,000 $ 218,000 $ 73,000
Santa Barbara, California 1 $ 187,000 $ 187,000 $ 150,000
Sonoma, California 1 $ 250,000 $ 250,000 $ 99,000
Crowley, Colorado 1 $ 35,000 $ 35,000 $ 42,000
Fremont, Colorado 1 $ 52,000 $ 52,000 $ 60,000
Moffat, Colorado 1 $ 60,000 $ 60,000 $ 90,000
Summit, Colorado 1 $ 210,000 $ 210,000 $ 18,000
Litchfield, Connecticut 1 $ 100,000 $ 100,000 $ 216,000
New London, Connecticut 1 $ 175,000 $ 175,000 $ 65,000
Tolland, Connecticut 1 $ 83,000 $ 83,000 $ 100,000
District of Columbia, District Of Columbia 1 $ 171,000 $ 171,000 $ 44,000
Columbia, Florida 1 $ 47,000 $ 47,000 $ 35,000
Gilchrist, Florida 1 $ 86,000 $ 86,000 $ 56,000
Gulf, Florida 1 $ 100,000 $ 100,000 $ 50,000
Hamilton, Florida 1 $ 75,000 $ 75,000 $ 58,000
Hardee, Florida 1 $ 62,000 $ 62,000 $ 41,000
Jackson, Florida 1 $ 228,000 $ 228,000 $ 74,000
Lee, Florida 1 $ 66,000 $ 66,000 $ 52,000
Nassau, Florida 1 $ 100,000 $ 100,000 $ 23,000
Pasco, Florida 1 $ 150,000 $ 150,000 $ 18,000
Sarasota, Florida 1 $ 200,000 $ 200,000 $ 33,000
St. Johns, Florida 1 $ 80,000 $ 80,000 $ 70,000
Suwannee, Florida 1 $ 35,000 $ 35,000 $ 42,000
Taylor, Florida 1 $ 65,000 $ 65,000 $ 37,000
Effingham, Georgia 1 $ 115,000 $ 115,000 $ 65,000
Gwinnett, Georgia 1 $ 115,000 $ 115,000 $ 33,000
Kootenai, Idaho 1 $ 114,000 $ 114,000 $ 161,000
DeKalb, Illinois 1 $ 180,000 $ 180,000 $ 94,000
Grundy, Illinois 1 $ 77,000 $ 77,000 $ 85,000
Macoupin, Illinois 1 $ 66,000 $ 66,000 $ 61,000
Boone, Indiana 1 $ 405,000 $ 405,000 $ 192,000
Carroll, Indiana 1 $ 23,000 $ 23,000 $ 24,000
Clay, Indiana 1 $ 45,000 $ 45,000 $ 33,000
Daviess, Indiana 1 $ 35,000 $ 35,000 $ 60,000
Dearborn, Indiana 1 $ 35,000 $ 35,000 $ 19,000
Decatur, Indiana 1 $ 180,000 $ 180,000 $ 55,000
Delaware, Indiana 1 $ 65,000 $ 65,000 $ 16,000
Floyd, Indiana 1 $ 33,000 $ 33,000 $ 84,000
Franklin, Indiana 1 $ 50,000 $ 50,000 $ 30,000
Grant, Indiana 1 $ 35,000 $ 35,000 $ 73,000
Hancock, Indiana 1 $ 130,000 $ 130,000 $ 37,000
Harrison, Indiana 1 $ 50,000 $ 50,000 $ 26,000
Howard, Indiana 1 $ 30,000 $ 30,000 $ 56,000
Jackson, Indiana 1 $ 23,000 $ 23,000 $ 36,000
Montgomery, Indiana 1 $ 47,000 $ 47,000 $ 35,000
Ohio, Indiana 1 $ 65,000 $ 65,000 $ 55,000
Orange, Indiana 1 $ 130,000 $ 130,000 $ 63,000
Parke, Indiana 1 $ 27,000 $ 27,000 $ 43,000
Spencer, Indiana 1 $ 75,000 $ 75,000 $ 58,000
Tipton, Indiana 1 $ 59,000 $ 59,000 $ 100,000
Union, Indiana 1 $ 67,000 $ 67,000 $ 32,000
Whitley, Indiana 1 $ 59,000 $ 59,000 $ 69,000
Henry, Iowa 1 $ 61,000 $ 61,000 $ 24,000
Jasper, Iowa 1 $ 63,000 $ 63,000 $ 60,000
Labette, Kansas 1 $ 30,000 $ 30,000 $ 25,000
Leavenworth, Kansas 1 $ 142,000 $ 142,000 $ 89,000
Saline, Kansas 1 $ 58,000 $ 58,000 $ 24,000
Shawnee, Kansas 1 $ 56,000 $ 56,000 $ 48,000
Hardin, Kentucky 1 $ 60,000 $ 60,000 $ 16,000
Jefferson, Kentucky 1 $ 125,000 $ 125,000 $ 75,000
Cumberland, Maine 1 $ 56,000 $ 56,000 $ 69,000
Oxford, Maine 1 $ 148,000 $ 148,000 $ 56,000
Caroline, Maryland 1 $ 101,000 $ 101,000 $ 38,000
Queen Anne's, Maryland 1 $ 222,000 $ 222,000 $ 95,000
Worcester, Maryland 1 $ 47,000 $ 47,000 $ 46,000
Berrien, Michigan 1 $ 40,000 $ 40,000 $ 30,000
Calhoun, Michigan 1 $ 35,000 $ 35,000 $ 171,000
Clare, Michigan 1 $ 130,000 $ 130,000 $ 46,000
Eaton, Michigan 1 $ 100,000 $ 100,000 $ 60,000
Gladwin, Michigan 1 $ 80,000 $ 80,000 $ 47,000
Hillsdale, Michigan 1 $ 400,000 $ 400,000 $ 97,000
Huron, Michigan 1 $ 45,000 $ 45,000 $ 31,000
Ingham, Michigan 1 $ 60,000 $ 60,000 $ 41,000
Midland, Michigan 1 $ 41,000 $ 41,000 $ 29,000
Monroe, Michigan 1 $ 76,000 $ 76,000 $ 93,000
Saginaw, Michigan 1 $ 116,000 $ 116,000 $ 71,000
Shiawassee, Michigan 1 $ 60,000 $ 60,000 $ 53,000
Van Buren, Michigan 1 $ 100,000 $ 100,000 $ 30,000
Lake, Minnesota 1 $ 35,000 $ 35,000 $ 62,000
Meeker, Minnesota 1 $ 50,000 $ 50,000 $ 66,000
Scott, Minnesota 1 $ 54,000 $ 54,000 $ 92,000
Swift, Minnesota 1 $ 83,000 $ 83,000 $ 57,000
Wright, Minnesota 1 $ 37,000 $ 37,000 $ 93,000
Cape Girardeau, Missouri 1 $ 80,000 $ 80,000 $ 92,000
Dent, Missouri 1 $ 56,000 $ 56,000 $ 24,000
Jasper, Missouri 1 $ 220,000 $ 220,000 $ 49,000
Jefferson, Missouri 1 $ 58,000 $ 58,000 $ 61,000
Pettis, Missouri 1 $ 75,000 $ 75,000 $ 48,000
St. Charles, Missouri 1 $ 195,000 $ 195,000 $ 86,000
Cascade, Montana 1 $ 91,000 $ 91,000 $ 32,000
Lewis and Clark, Montana 1 $ 97,000 $ 97,000 $ 41,000
Douglas, Nebraska 1 $ 108,000 $ 108,000 $ 56,000
Hillsborough, New Hampshire 1 $ 136,000 $ 136,000 $ 67,000
Gloucester, New Jersey 1 $ 330,000 $ 330,000 $ 90,000
Hudson, New Jersey 1 $ 54,000 $ 54,000 $ 59,000
Morris, New Jersey 1 $ 72,000 $ 72,000 $ 75,000
Passaic, New Jersey 1 $ 138,000 $ 138,000 $ 60,000
Dona Ana, New Mexico 1 $ 60,000 $ 60,000 $ 90,000
Dutchess, New York 1 $ 175,000 $ 175,000 $ 156,000
Kings, New York 1 $ 275,000 $ 275,000 $ 120,000
Caldwell, North Carolina 1 $ 59,000 $ 59,000 $ 63,000
Mecklenburg, North Carolina 1 $ 90,000 $ 90,000 $ 91,000
Onslow, North Carolina 1 $ 75,000 $ 75,000 $ 56,000
Ramsey, North Dakota 1 $ 50,000 $ 50,000 $ 40,000
Adams, Ohio 1 $ 62,000 $ 62,000 $ 28,000
Ashtabula, Ohio 1 $ 50,000 $ 50,000 $ 41,000
Auglaize, Ohio 1 $ 80,000 $ 80,000 $ 25,000
Carroll, Ohio 1 $ 42,000 $ 42,000 $ 14,000
Champaign, Ohio 1 $ 150,000 $ 150,000 $ 46,000
Clinton, Ohio 1 $ 143,000 $ 143,000 $ 114,000
Columbiana, Ohio 1 $ 75,000 $ 75,000 $ 40,000
Crawford, Ohio 1 $ 110,000 $ 110,000 $ 34,000
Erie, Ohio 1 $ 92,000 $ 92,000 $ 45,000
Fayette, Ohio 1 $ 33,000 $ 33,000 $ 68,000
Fulton, Ohio 1 $ 35,000 $ 35,000 $ 48,000
Jackson, Ohio 1 $ 85,000 $ 85,000 $ 21,000
Mahoning, Ohio 1 $ 50,000 $ 50,000 $ 62,000
Mercer, Ohio 1 $ 50,000 $ 50,000 $ 52,000
Miami, Ohio 1 $ 75,000 $ 75,000 $ 34,000
Pike, Ohio 1 $ 76,000 $ 76,000 $ 25,000
Portage, Ohio 1 $ 154,000 $ 154,000 $ 59,000
Ross, Ohio 1 $ 68,000 $ 68,000 $ 33,000
Shelby, Ohio 1 $ 94,000 $ 94,000 $ 29,000
Tuscarawas, Ohio 1 $ 45,000 $ 45,000 $ 74,000
Washington, Ohio 1 $ 45,000 $ 45,000 $ 40,000
Wayne, Ohio 1 $ 20,000 $ 20,000 $ 60,000
Williams, Ohio 1 $ 118,000 $ 118,000 $ 40,000
Wyandot, Ohio 1 $ 161,000 $ 161,000 $ 53,000
Lincoln, Oklahoma 1 $ 206,000 $ 206,000 $ 150,000
McCurtain, Oklahoma 1 $ 119,000 $ 119,000 $ 96,000
Tulsa, Oklahoma 1 $ 25,000 $ 25,000 $ 68,000
Coos, Oregon 1 $ 100,000 $ 100,000 $ 32,000
Douglas, Oregon 1 $ 55,000 $ 55,000 $ 41,000
Harney, Oregon 1 $ 30,000 $ 30,000 $ 43,000
Klamath, Oregon 1 $ 42,000 $ 42,000 $ 38,000
Malheur, Oregon 1 $ 150,000 $ 150,000 $ 78,000
Polk, Oregon 1 $ 32,000 $ 32,000 $ 35,000
Umatilla, Oregon 1 $ 50,000 $ 50,000 $ 50,000
Cameron, Pennsylvania 1 $ 48,000 $ 48,000 $ 44,000
Clarion, Pennsylvania 1 $ 108,000 $ 108,000 $ 41,000
Clinton, Pennsylvania 1 $ 150,000 $ 150,000 $ 60,000
Forest, Pennsylvania 1 $ 100,000 $ 100,000 $ 30,000
Greene, Pennsylvania 1 $ 66,000 $ 66,000 $ 30,000
Juniata, Pennsylvania 1 $ 100,000 $ 100,000 $ 46,000
Venango, Pennsylvania 1 $ 72,000 $ 72,000 $ 30,000
Warren, Pennsylvania 1 $ 75,000 $ 75,000 $ 41,000
Lexington, South Carolina 1 $ 123,000 $ 123,000 $ 48,000
Davidson, Tennessee 1 $ 28,000 $ 28,000 $ 44,000
Humphreys, Tennessee 1 $ 35,000 $ 35,000 $ 36,000
Lincoln, Tennessee 1 $ 38,000 $ 38,000 $ 70,000
Monroe, Tennessee 1 $ 55,000 $ 55,000 $ 21,000
Tipton, Tennessee 1 $ 30,000 $ 30,000 $ 54,000
Dallas, Texas 1 $ 75,000 $ 75,000 $ 43,000
Travis, Texas 1 $ 108,000 $ 108,000 $ 117,000
Box Elder, Utah 1 $ 39,000 $ 39,000 $ 97,000
Juab, Utah 1 $ 30,000 $ 30,000 $ 29,000
Rutland, Vermont 1 $ 155,000 $ 155,000 $ 122,000
Amherst, Virginia 1 $ 58,000 $ 58,000 $ 39,000
Botetourt, Virginia 1 $ 78,000 $ 78,000 $ 62,000
Brunswick, Virginia 1 $ 35,000 $ 35,000 $ 78,000
Caroline, Virginia 1 $ 140,000 $ 140,000 $ 40,000
Colonial Heights, Virginia 1 $ 234,000 $ 234,000 $ 70,000
Essex, Virginia 1 $ 126,000 $ 126,000 $ 50,000
Fauquier, Virginia 1 $ 85,000 $ 85,000 $ 70,000
Fluvanna, Virginia 1 $ 39,000 $ 39,000 $ 82,000
Franklin, Virginia 1 $ 57,000 $ 57,000 $ 42,000
Frederick, Virginia 1 $ 207,000 $ 207,000 $ 58,000
Giles, Virginia 1 $ 94,000 $ 94,000 $ 78,000
Gloucester, Virginia 1 $ 35,000 $ 35,000 $ 89,000
Hanover, Virginia 1 $ 48,000 $ 48,000 $ 68,000
Henry, Virginia 1 $ 40,000 $ 40,000 $ 159,000
Lynchburg, Virginia 1 $ 38,000 $ 38,000 $ 21,000
Norfolk, Virginia 1 $ 35,000 $ 35,000 $ 36,000
Northumberland, Virginia 1 $ 75,000 $ 75,000 $ 26,000
Page, Virginia 1 $ 35,000 $ 35,000 $ 70,000
Petersburg, Virginia 1 $ 95,000 $ 95,000 $ 94,000
Pittsylvania, Virginia 1 $ 37,000 $ 37,000 $ 115,000
Portsmouth, Virginia 1 $ 35,000 $ 35,000 $ 62,000
Roanoke City, Virginia 1 $ 29,000 $ 29,000 $ 24,000
Rockingham, Virginia 1 $ 40,000 $ 40,000 $ 41,000
Salem, Virginia 1 $ 58,000 $ 58,000 $ 54,000
Washington, Virginia 1 $ 57,000 $ 57,000 $ 53,000
Westmoreland, Virginia 1 $ 75,000 $ 75,000 $ 56,000
York, Virginia 1 $ 58,000 $ 58,000 $ 126,000
Chelan, Washington 1 $ 100,000 $ 100,000 $ 51,000
Douglas, Washington 1 $ 90,000 $ 90,000 $ 27,000
Grant, Washington 1 $ 100,000 $ 100,000 $ 22,000
Klickitat, Washington 1 $ 130,000 $ 130,000 $ 63,000
Lincoln, Washington 1 $ 21,000 $ 21,000 $ 29,000
Okanogan, Washington 1 $ 79,000 $ 79,000 $ 55,000
Pacific, Washington 1 $ 110,000 $ 110,000 $ 36,000
Stevens, Washington 1 $ 125,000 $ 125,000 $ 88,000
Yakima, Washington 1 $ 300,000 $ 300,000 $ 96,000
Brown, Wisconsin 1 $ 35,000 $ 35,000 $ 69,000
Clark, Wisconsin 1 $ 35,000 $ 35,000 $ 67,000
Douglas, Wisconsin 1 $ 44,000 $ 44,000 $ 54,000
La Crosse, Wisconsin 1 $ 80,000 $ 80,000 $ 71,000
Outagamie, Wisconsin 1 $ 35,000 $ 35,000 $ 30,000
Pierce, Wisconsin 1 $ 39,000 $ 39,000 $ 74,000
Racine, Wisconsin 1 $ 195,000 $ 195,000 $ 37,000
Sawyer, Wisconsin 1 $ 325,000 $ 325,000 $ 60,000
St. Croix, Wisconsin 1 $ 35,000 $ 35,000 $ 82,000
Winnebago, Wisconsin 1 $ 38,000 $ 38,000 $ 190,000
Wood, Wisconsin 1 $ 100,000 $ 100,000 $ 70,000
Laramie, Wyoming 1 $ 115,000 $ 115,000 $ 40,000
Natrona, Wyoming 1 $ 75,000 $ 75,000 $ 24,000
Sweetwater, Wyoming 1 $ 54,000 $ 54,000 $ 64,000

Mortgage Loan Application Detail Totals for South County Bank in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,659 $162,890,000 $101,829 $1,240,000 $69,804 $1,200,000
Home Purchase 37 $5,625,000 $156,538 $636,000 $82,923 $264,000
Home Improvement 9 $739,000 $86,500 $250,000 $136,250 $492,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 1,454 $138,938,000 $101,416 $1,240,000 $67,138 $1,200,000
White 198 $24,070,000 $119,633 $636,000 $81,666 $492,000
Not applicable 18 $1,805,000 $114,000 $320,000 $27,500 $117,000
Black or African American 14 $1,448,000 $88,666 $218,000 $60,666 $121,000
Hispanic 14 $1,561,000 $121,500 $440,000 $58,700 $136,000
Asian 7 $1,432,000 $184,000 $415,000 $65,400 $162,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,705 $169,254,000 $103,232 $1,240,000 $70,093 $1,200,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 884 $94,159,000 $113,282 $1,000,000 $78,743 $264,000
Application Denied By Financial Institution 637 $59,389,000 $93,258 $1,240,000 $54,903 $1,200,000
Loan Originated 162 $13,464,000 $87,884 $415,000 $83,423 $492,000
Loan Purchased By The Institution 18 $1,805,000 $114,000 $320,000 $27,500 $117,000
Application Approved But Not Accepted 4 $437,000 $109,250 $275,000 $77,500 $94,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 401 $38,252,000 $94,304 $800,000 $56,173 $1,200,000
Debt-To-Income Ratio 158 $13,925,000 $85,636 $500,000 $48,090 $235,000
Collateral 56 $4,364,000 $65,157 $275,000 $55,578 $160,000
Employment History 12 $893,000 $75,571 $200,000 $44,142 $91,000
Other 9 $1,796,000 $137,625 $1,240,000 $63,000 $212,000
Unverifiable Information 1 $159,000 $159,000 $159,000 $280,000 $280,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into South County Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess South County Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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