South County Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
South County Bank 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | South County Bank 2 Venture, Suite 120 Irvine, CA 92618 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2010 2009 2005 2004 2003 |
| Total Number of Mortgage Applications | 846 |
| Total Mortgage Loan Application Amount | $95,883,000 |
| Average Mortgage Loan Application Amount | $130,859 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $81,228 |
| Highest Applicant Income | $360,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with South County Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing South County Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down South County Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how South County Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by South County Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at South County Bank's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Clark County Nevada | 34 | $ 6,163,000 | $ 181,000 | $ 73,000 |
| Maricopa County Arizona | 26 | $ 3,921,000 | $ 150,000 | $ 106,000 |
| Lancaster County Pennsylvania | 15 | $ 1,192,000 | $ 79,000 | $ 77,000 |
| King County Washington | 12 | $ 1,838,000 | $ 153,000 | $ 80,000 |
| York County Pennsylvania | 11 | $ 1,041,000 | $ 94,000 | $ 83,000 |
| Clark County Washington | 10 | $ 788,000 | $ 78,000 | $ 58,000 |
| Snohomish County Washington | 10 | $ 1,126,000 | $ 112,000 | $ 82,000 |
| Franklin County Ohio | 9 | $ 661,000 | $ 73,000 | $ 61,000 |
| Philadelphia County Pennsylvania | 9 | $ 761,000 | $ 84,000 | $ 48,000 |
| Palm Beach County Florida | 8 | $ 1,482,000 | $ 185,000 | $ 72,000 |
| Polk County Florida | 8 | $ 469,000 | $ 58,000 | $ 67,000 |
| Los Angeles County California | 7 | $ 2,393,000 | $ 341,000 | $ 104,000 |
| Escambia County Florida | 7 | $ 437,000 | $ 62,000 | $ 77,000 |
| Orange County Florida | 7 | $ 1,105,000 | $ 157,000 | $ 62,000 |
| Lake County Indiana | 7 | $ 728,000 | $ 104,000 | $ 55,000 |
| Camden County New Jersey | 7 | $ 484,000 | $ 69,000 | $ 75,000 |
| Berks County Pennsylvania | 7 | $ 503,000 | $ 71,000 | $ 73,000 |
| Dauphin County Pennsylvania | 7 | $ 387,000 | $ 55,000 | $ 65,000 |
| Salt Lake County Utah | 7 | $ 846,000 | $ 120,000 | $ 73,000 |
| Pima County Arizona | 6 | $ 546,000 | $ 91,000 | $ 53,000 |
| Seminole County Florida | 6 | $ 963,000 | $ 160,000 | $ 48,000 |
| Passaic County New Jersey | 6 | $ 1,194,000 | $ 199,000 | $ 109,000 |
| Marion County Oregon | 6 | $ 486,000 | $ 81,000 | $ 75,000 |
| Pierce County Washington | 6 | $ 890,000 | $ 148,000 | $ 74,000 |
| Spokane County Washington | 6 | $ 380,000 | $ 63,000 | $ 45,000 |
| Thurston County Washington | 6 | $ 394,000 | $ 65,000 | $ 62,000 |
| Pinal County Arizona | 5 | $ 424,000 | $ 84,000 | $ 19,000 |
| Weld County Colorado | 5 | $ 323,000 | $ 64,000 | $ 76,000 |
| Broward County Florida | 5 | $ 880,000 | $ 176,000 | $ 76,000 |
| Hernando County Florida | 5 | $ 450,000 | $ 90,000 | $ 52,000 |
| Hillsborough County Florida | 5 | $ 959,000 | $ 191,000 | $ 60,000 |
| Pasco County Florida | 5 | $ 371,000 | $ 74,000 | $ 61,000 |
| Volusia County Florida | 5 | $ 480,000 | $ 96,000 | $ 36,000 |
| Baltimore County Maryland | 5 | $ 598,000 | $ 119,000 | $ 87,000 |
| St. Louis County Missouri | 5 | $ 695,000 | $ 139,000 | $ 55,000 |
| Middlesex County New Jersey | 5 | $ 840,000 | $ 168,000 | $ 103,000 |
| Bucks County Pennsylvania | 5 | $ 543,000 | $ 108,000 | $ 57,000 |
| Lebanon County Pennsylvania | 5 | $ 275,000 | $ 55,000 | $ 56,000 |
| Lehigh County Pennsylvania | 5 | $ 470,000 | $ 94,000 | $ 41,000 |
| Monroe County Pennsylvania | 5 | $ 764,000 | $ 152,000 | $ 63,000 |
| Orange County California | 4 | $ 1,584,000 | $ 396,000 | $ 107,000 |
| Sacramento County California | 4 | $ 436,000 | $ 109,000 | $ 67,000 |
| Clay County Florida | 4 | $ 326,000 | $ 81,000 | $ 63,000 |
| Duval County Florida | 4 | $ 348,000 | $ 87,000 | $ 87,000 |
| Pinellas County Florida | 4 | $ 272,000 | $ 68,000 | $ 46,000 |
| Baltimore City County Maryland | 4 | $ 277,000 | $ 69,000 | $ 39,000 |
| Carroll County Maryland | 4 | $ 491,000 | $ 122,000 | $ 55,000 |
| Garrett County Maryland | 4 | $ 428,000 | $ 107,000 | $ 65,000 |
| Washoe County Nevada | 4 | $ 785,000 | $ 196,000 | $ 67,000 |
| Burlington County New Jersey | 4 | $ 172,000 | $ 43,000 | $ 68,000 |
| Ocean County New Jersey | 4 | $ 643,000 | $ 160,000 | $ 69,000 |
| Oklahoma County Oklahoma | 4 | $ 348,000 | $ 87,000 | $ 83,000 |
| Douglas County Oregon | 4 | $ 545,000 | $ 136,000 | $ 58,000 |
| Multnomah County Oregon | 4 | $ 567,000 | $ 141,000 | $ 69,000 |
| Delaware County Pennsylvania | 4 | $ 315,000 | $ 78,000 | $ 81,000 |
| Erie County Pennsylvania | 4 | $ 379,000 | $ 94,000 | $ 47,000 |
| Mercer County Pennsylvania | 4 | $ 302,000 | $ 75,000 | $ 61,000 |
| Montgomery County Pennsylvania | 4 | $ 573,000 | $ 143,000 | $ 79,000 |
| Northampton County Pennsylvania | 4 | $ 445,000 | $ 111,000 | $ 40,000 |
| Pike County Pennsylvania | 4 | $ 335,000 | $ 83,000 | $ 61,000 |
| Wayne County Pennsylvania | 4 | $ 340,000 | $ 85,000 | $ 53,000 |
| Milwaukee County Wisconsin | 4 | $ 333,000 | $ 83,000 | $ 55,000 |
| Riverside County California | 3 | $ 939,000 | $ 313,000 | $ 97,000 |
| San Diego County California | 3 | $ 671,000 | $ 223,000 | $ 77,000 |
| Santa Clara County California | 3 | $ 825,000 | $ 275,000 | $ 115,000 |
| Arapahoe County Colorado | 3 | $ 150,000 | $ 50,000 | $ 73,000 |
| Douglas County Colorado | 3 | $ 484,000 | $ 161,000 | $ 59,000 |
| El Paso County Colorado | 3 | $ 310,000 | $ 103,000 | $ 43,000 |
| Park County Colorado | 3 | $ 433,000 | $ 144,000 | $ 55,000 |
| Flagler County Florida | 3 | $ 493,000 | $ 164,000 | $ 49,000 |
| Leon County Florida | 3 | $ 262,000 | $ 87,000 | $ 65,000 |
| Marion County Florida | 3 | $ 274,000 | $ 91,000 | $ 37,000 |
| Miami-Dade County Florida | 3 | $ 345,000 | $ 115,000 | $ 144,000 |
| Cobb County Georgia | 3 | $ 253,000 | $ 84,000 | $ 80,000 |
| Allen County Indiana | 3 | $ 257,000 | $ 85,000 | $ 101,000 |
| Anne Arundel County Maryland | 3 | $ 285,000 | $ 95,000 | $ 53,000 |
| Charles County Maryland | 3 | $ 187,000 | $ 62,000 | $ 61,000 |
| Harford County Maryland | 3 | $ 284,000 | $ 94,000 | $ 68,000 |
| Washington County Maryland | 3 | $ 564,000 | $ 188,000 | $ 59,000 |
| Wicomico County Maryland | 3 | $ 336,000 | $ 112,000 | $ 88,000 |
| Jackson County Missouri | 3 | $ 125,000 | $ 41,000 | $ 73,000 |
| Butler County Ohio | 3 | $ 344,000 | $ 114,000 | $ 61,000 |
| Clark County Ohio | 3 | $ 281,000 | $ 93,000 | $ 50,000 |
| Cuyahoga County Ohio | 3 | $ 223,000 | $ 74,000 | $ 57,000 |
| Mahoning County Ohio | 3 | $ 140,000 | $ 46,000 | $ 45,000 |
| Sandusky County Ohio | 3 | $ 142,000 | $ 47,000 | $ 73,000 |
| Summit County Ohio | 3 | $ 538,000 | $ 179,000 | $ 75,000 |
| Wayne County Ohio | 3 | $ 396,000 | $ 132,000 | $ 71,000 |
| Clackamas County Oregon | 3 | $ 352,000 | $ 117,000 | $ 59,000 |
| Lane County Oregon | 3 | $ 212,000 | $ 70,000 | $ 67,000 |
| Allegheny County Pennsylvania | 3 | $ 250,000 | $ 83,000 | $ 77,000 |
| Butler County Pennsylvania | 3 | $ 180,000 | $ 60,000 | $ 54,000 |
| Centre County Pennsylvania | 3 | $ 214,000 | $ 71,000 | $ 57,000 |
| Franklin County Pennsylvania | 3 | $ 153,000 | $ 51,000 | $ 61,000 |
| Susquehanna County Pennsylvania | 3 | $ 202,000 | $ 67,000 | $ 55,000 |
| Westmoreland County Pennsylvania | 3 | $ 330,000 | $ 110,000 | $ 46,000 |
| Davis County Utah | 3 | $ 177,000 | $ 59,000 | $ 67,000 |
| Grays Harbor County Washington | 3 | $ 306,000 | $ 102,000 | $ 70,000 |
| Wood County Wisconsin | 3 | $ 718,000 | $ 239,000 | $ 97,000 |
| Madison County Alabama | 2 | $ 217,000 | $ 108,000 | $ 74,000 |
| San Bernardino County California | 2 | $ 566,000 | $ 283,000 | $ 7,000 |
| La Plata County Colorado | 2 | $ 545,000 | $ 272,000 | $ 55,000 |
| Pueblo County Colorado | 2 | $ 236,000 | $ 118,000 | $ 50,000 |
| Hartford County Connecticut | 2 | $ 185,000 | $ 92,000 | $ 57,000 |
| Brevard County Florida | 2 | $ 115,000 | $ 57,000 | $ 27,000 |
| Charlotte County Florida | 2 | $ 175,000 | $ 87,000 | $ 88,000 |
| Citrus County Florida | 2 | $ 158,000 | $ 79,000 | $ 39,000 |
| Collier County Florida | 2 | $ 322,000 | $ 161,000 | $ 69,000 |
| Lee County Florida | 2 | $ 212,000 | $ 106,000 | $ 77,000 |
| Osceola County Florida | 2 | $ 110,000 | $ 55,000 | $ 58,000 |
| Putnam County Florida | 2 | $ 230,000 | $ 115,000 | $ 42,000 |
| Sarasota County Florida | 2 | $ 293,000 | $ 146,000 | $ 35,000 |
| Wakulla County Florida | 2 | $ 146,000 | $ 73,000 | $ 55,000 |
| Honolulu County Hawaii | 2 | $ 256,000 | $ 128,000 | $ 114,000 |
| Bonneville County Idaho | 2 | $ 145,000 | $ 72,000 | $ 67,000 |
| Fulton County Indiana | 2 | $ 145,000 | $ 72,000 | $ 39,000 |
| Marion County Indiana | 2 | $ 159,000 | $ 79,000 | $ 54,000 |
| Warrick County Indiana | 2 | $ 216,000 | $ 108,000 | $ 55,000 |
| Johnson County Kansas | 2 | $ 262,000 | $ 131,000 | $ 163,000 |
| Wyandotte County Kansas | 2 | $ 146,000 | $ 73,000 | $ 43,000 |
| Allegany County Maryland | 2 | $ 116,000 | $ 58,000 | $ 35,000 |
| Frederick County Maryland | 2 | $ 201,000 | $ 100,000 | $ 52,000 |
| Howard County Maryland | 2 | $ 637,000 | $ 318,000 | $ 73,000 |
| Queen Anne's County Maryland | 2 | $ 282,000 | $ 141,000 | $ 33,000 |
| St. Mary's County Maryland | 2 | $ 163,000 | $ 81,000 | $ 101,000 |
| Alpena County Michigan | 2 | $ 107,000 | $ 53,000 | $ 43,000 |
| Macomb County Michigan | 2 | $ 92,000 | $ 46,000 | $ 53,000 |
| Bergen County New Jersey | 2 | $ 213,000 | $ 106,000 | $ 77,000 |
| Granville County North Carolina | 2 | $ 125,000 | $ 62,000 | $ 78,000 |
| Wake County North Carolina | 2 | $ 294,000 | $ 147,000 | $ 119,000 |
| Crawford County Ohio | 2 | $ 375,000 | $ 187,000 | $ 85,000 |
| Fairfield County Ohio | 2 | $ 85,000 | $ 42,000 | $ 64,000 |
| Guernsey County Ohio | 2 | $ 135,000 | $ 67,000 | $ 41,000 |
| Lorain County Ohio | 2 | $ 80,000 | $ 40,000 | $ 29,000 |
| Medina County Ohio | 2 | $ 147,000 | $ 73,000 | $ 90,000 |
| Montgomery County Ohio | 2 | $ 226,000 | $ 113,000 | $ 55,000 |
| Trumbull County Ohio | 2 | $ 164,000 | $ 82,000 | $ 22,000 |
| Warren County Ohio | 2 | $ 216,000 | $ 108,000 | $ 52,000 |
| Rogers County Oklahoma | 2 | $ 307,000 | $ 153,000 | $ 52,000 |
| Curry County Oregon | 2 | $ 840,000 | $ 420,000 | $ 223,000 |
| Jackson County Oregon | 2 | $ 210,000 | $ 105,000 | $ 44,000 |
| Umatilla County Oregon | 2 | $ 137,000 | $ 68,000 | $ 46,000 |
| Washington County Oregon | 2 | $ 110,000 | $ 55,000 | $ 56,000 |
| Carbon County Pennsylvania | 2 | $ 246,000 | $ 123,000 | $ 49,000 |
| Clearfield County Pennsylvania | 2 | $ 252,000 | $ 126,000 | $ 81,000 |
| Crawford County Pennsylvania | 2 | $ 372,000 | $ 186,000 | $ 109,000 |
| Fayette County Pennsylvania | 2 | $ 125,000 | $ 62,000 | $ 56,000 |
| Fulton County Pennsylvania | 2 | $ 215,000 | $ 107,000 | $ 41,000 |
| Lycoming County Pennsylvania | 2 | $ 180,000 | $ 90,000 | $ 36,000 |
| Schuylkill County Pennsylvania | 2 | $ 125,000 | $ 62,000 | $ 58,000 |
| Venango County Pennsylvania | 2 | $ 160,000 | $ 80,000 | $ 63,000 |
| Weber County Utah | 2 | $ 105,000 | $ 52,000 | $ 88,000 |
| Chesterfield County Virginia | 2 | $ 194,000 | $ 97,000 | $ 63,000 |
| Henrico County Virginia | 2 | $ 214,000 | $ 107,000 | $ 45,000 |
| Cowlitz County Washington | 2 | $ 310,000 | $ 155,000 | $ 108,000 |
| Douglas County Washington | 2 | $ 95,000 | $ 47,000 | $ 34,000 |
| Kitsap County Washington | 2 | $ 114,000 | $ 57,000 | $ 64,000 |
| Kittitas County Washington | 2 | $ 308,000 | $ 154,000 | $ 58,000 |
| Brown County Wisconsin | 2 | $ 93,000 | $ 46,000 | $ 60,000 |
| Fond du Lac County Wisconsin | 2 | $ 135,000 | $ 67,000 | $ 64,000 |
| Racine County Wisconsin | 2 | $ 82,000 | $ 41,000 | $ 43,000 |
| Winnebago County Wisconsin | 2 | $ 107,000 | $ 53,000 | $ 47,000 |
| Butler County Alabama | 1 | $ 40,000 | $ 40,000 | $ 29,000 |
| Cherokee County Alabama | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| Houston County Alabama | 1 | $ 50,000 | $ 50,000 | $ 65,000 |
| Jefferson County Alabama | 1 | $ 72,000 | $ 72,000 | $ 132,000 |
| Macon County Alabama | 1 | $ 77,000 | $ 77,000 | $ 67,000 |
| Montgomery County Alabama | 1 | $ 42,000 | $ 42,000 | $ 36,000 |
| Morgan County Alabama | 1 | $ 40,000 | $ 40,000 | $ 22,000 |
| Talladega County Alabama | 1 | $ 35,000 | $ 35,000 | $ 56,000 |
| Tuscaloosa County Alabama | 1 | $ 35,000 | $ 35,000 | $ 94,000 |
| Cochise County Arizona | 1 | $ 90,000 | $ 90,000 | $ 31,000 |
| Mohave County Arizona | 1 | $ 224,000 | $ 224,000 | $ 70,000 |
| Yuma County Arizona | 1 | $ 100,000 | $ 100,000 | $ 48,000 |
| Mississippi County Arkansas | 1 | $ 151,000 | $ 151,000 | $ 53,000 |
| Alameda County California | 1 | $ 318,000 | $ 318,000 | $ 116,000 |
| Kern County California | 1 | $ 191,000 | $ 191,000 | $ 73,000 |
| Madera County California | 1 | $ 45,000 | $ 45,000 | $ 46,000 |
| Monterey County California | 1 | $ 181,000 | $ 181,000 | $ 0 |
| Napa County California | 1 | $ 155,000 | $ 155,000 | $ 86,000 |
| Stanislaus County California | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Denver County Colorado | 1 | $ 237,000 | $ 237,000 | $ 50,000 |
| Fremont County Colorado | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Garfield County Colorado | 1 | $ 29,000 | $ 29,000 | $ 41,000 |
| Jefferson County Colorado | 1 | $ 95,000 | $ 95,000 | $ 56,000 |
| Larimer County Colorado | 1 | $ 40,000 | $ 40,000 | $ 54,000 |
| Montezuma County Colorado | 1 | $ 47,000 | $ 47,000 | $ 54,000 |
| Fairfield County Connecticut | 1 | $ 245,000 | $ 245,000 | $ 48,000 |
| New Haven County Connecticut | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| New London County Connecticut | 1 | $ 154,000 | $ 154,000 | $ 94,000 |
| New Castle County Delaware | 1 | $ 55,000 | $ 55,000 | $ 54,000 |
| Alachua County Florida | 1 | $ 100,000 | $ 100,000 | $ 54,000 |
| Bay County Florida | 1 | $ 35,000 | $ 35,000 | $ 21,000 |
| Calhoun County Florida | 1 | $ 290,000 | $ 290,000 | $ 178,000 |
| Franklin County Florida | 1 | $ 75,000 | $ 75,000 | $ 72,000 |
| Glades County Florida | 1 | $ 90,000 | $ 90,000 | $ 54,000 |
| Indian River County Florida | 1 | $ 72,000 | $ 72,000 | $ 24,000 |
| Jackson County Florida | 1 | $ 100,000 | $ 100,000 | $ 51,000 |
| Lake County Florida | 1 | $ 220,000 | $ 220,000 | $ 47,000 |
| Manatee County Florida | 1 | $ 75,000 | $ 75,000 | $ 135,000 |
| Nassau County Florida | 1 | $ 45,000 | $ 45,000 | $ 66,000 |
| Okaloosa County Florida | 1 | $ 87,000 | $ 87,000 | $ 84,000 |
| St. Johns County Florida | 1 | $ 55,000 | $ 55,000 | $ 23,000 |
| St. Lucie County Florida | 1 | $ 171,000 | $ 171,000 | $ 41,000 |
| Suwannee County Florida | 1 | $ 75,000 | $ 75,000 | $ 27,000 |
| Clayton County Georgia | 1 | $ 60,000 | $ 60,000 | $ 24,000 |
| Fulton County Georgia | 1 | $ 577,000 | $ 577,000 | $ 360,000 |
| Gwinnett County Georgia | 1 | $ 171,000 | $ 171,000 | $ 96,000 |
| Harris County Georgia | 1 | $ 106,000 | $ 106,000 | $ 67,000 |
| Macon County Georgia | 1 | $ 74,000 | $ 74,000 | $ 47,000 |
| Ada County Idaho | 1 | $ 136,000 | $ 136,000 | $ 163,000 |
| Franklin County Idaho | 1 | $ 82,000 | $ 82,000 | $ 80,000 |
| Jefferson County Idaho | 1 | $ 59,000 | $ 59,000 | $ 121,000 |
| Kendall County Illinois | 1 | $ 127,000 | $ 127,000 | $ 189,000 |
| Will County Illinois | 1 | $ 540,000 | $ 540,000 | $ 204,000 |
| Bartholomew County Indiana | 1 | $ 45,000 | $ 45,000 | $ 34,000 |
| Cass County Indiana | 1 | $ 75,000 | $ 75,000 | $ 83,000 |
| Clark County Indiana | 1 | $ 61,000 | $ 61,000 | $ 81,000 |
| Decatur County Indiana | 1 | $ 146,000 | $ 146,000 | $ 31,000 |
| Dubois County Indiana | 1 | $ 35,000 | $ 35,000 | $ 54,000 |
| Fountain County Indiana | 1 | $ 86,000 | $ 86,000 | $ 74,000 |
| Harrison County Indiana | 1 | $ 35,000 | $ 35,000 | $ 26,000 |
| Henry County Indiana | 1 | $ 160,000 | $ 160,000 | $ 38,000 |
| Huntington County Indiana | 1 | $ 230,000 | $ 230,000 | $ 100,000 |
| LaGrange County Indiana | 1 | $ 50,000 | $ 50,000 | $ 58,000 |
| Newton County Indiana | 1 | $ 58,000 | $ 58,000 | $ 66,000 |
| Noble County Indiana | 1 | $ 40,000 | $ 40,000 | $ 26,000 |
| Owen County Indiana | 1 | $ 70,000 | $ 70,000 | $ 36,000 |
| Ripley County Indiana | 1 | $ 230,000 | $ 230,000 | $ 40,000 |
| Spencer County Indiana | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| St. Joseph County Indiana | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Black Hawk County Iowa | 1 | $ 36,000 | $ 36,000 | $ 53,000 |
| Des Moines County Iowa | 1 | $ 40,000 | $ 40,000 | $ 30,000 |
| Douglas County Kansas | 1 | $ 50,000 | $ 50,000 | $ 50,000 |
| Sedgwick County Kansas | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Campbell County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 40,000 |
| Fulton County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| Hart County Kentucky | 1 | $ 150,000 | $ 150,000 | $ 50,000 |
| Bossier County Louisiana | 1 | $ 40,000 | $ 40,000 | $ 30,000 |
| Iberville County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Terrebonne County Louisiana | 1 | $ 50,000 | $ 50,000 | $ 78,000 |
| Vermilion County Louisiana | 1 | $ 50,000 | $ 50,000 | $ 50,000 |
| Cumberland County Maine | 1 | $ 75,000 | $ 75,000 | $ 54,000 |
| Calvert County Maryland | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| Caroline County Maryland | 1 | $ 45,000 | $ 45,000 | $ 62,000 |
| Cecil County Maryland | 1 | $ 174,000 | $ 174,000 | $ 40,000 |
| Kent County Maryland | 1 | $ 125,000 | $ 125,000 | $ 74,000 |
| Prince George's County Maryland | 1 | $ 53,000 | $ 53,000 | $ 86,000 |
| Somerset County Maryland | 1 | $ 95,000 | $ 95,000 | $ 30,000 |
| Middlesex County Massachusetts | 1 | $ 139,000 | $ 139,000 | $ 24,000 |
| Genesee County Michigan | 1 | $ 40,000 | $ 40,000 | $ 72,000 |
| Kent County Michigan | 1 | $ 75,000 | $ 75,000 | $ 72,000 |
| Midland County Michigan | 1 | $ 100,000 | $ 100,000 | $ 62,000 |
| Shiawassee County Michigan | 1 | $ 140,000 | $ 140,000 | $ 64,000 |
| Washington County Minnesota | 1 | $ 60,000 | $ 60,000 | $ 67,000 |
| Greene County Missouri | 1 | $ 35,000 | $ 35,000 | $ 101,000 |
| St. Louis City County Missouri | 1 | $ 85,000 | $ 85,000 | $ 51,000 |
| Jefferson County Montana | 1 | $ 78,000 | $ 78,000 | $ 48,000 |
| Lewis and Clark County Montana | 1 | $ 150,000 | $ 150,000 | $ 135,000 |
| Sarpy County Nebraska | 1 | $ 109,000 | $ 109,000 | $ 121,000 |
| Carson City County Nevada | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Hillsborough County New Hampshire | 1 | $ 80,000 | $ 80,000 | $ 26,000 |
| Atlantic County New Jersey | 1 | $ 115,000 | $ 115,000 | $ 112,000 |
| Essex County New Jersey | 1 | $ 120,000 | $ 120,000 | $ 65,000 |
| Gloucester County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| Hudson County New Jersey | 1 | $ 100,000 | $ 100,000 | $ 190,000 |
| Monmouth County New Jersey | 1 | $ 310,000 | $ 310,000 | $ 91,000 |
| Morris County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 126,000 |
| Somerset County New Jersey | 1 | $ 170,000 | $ 170,000 | $ 60,000 |
| Union County New Jersey | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Bernalillo County New Mexico | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Kings County New York | 1 | $ 35,000 | $ 35,000 | $ 180,000 |
| Nassau County New York | 1 | $ 80,000 | $ 80,000 | $ 68,000 |
| Queens County New York | 1 | $ 200,000 | $ 200,000 | $ 78,000 |
| Suffolk County New York | 1 | $ 35,000 | $ 35,000 | $ 138,000 |
| Buncombe County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 51,000 |
| Iredell County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 34,000 |
| Mecklenburg County North Carolina | 1 | $ 480,000 | $ 480,000 | $ 132,000 |
| Nash County North Carolina | 1 | $ 36,000 | $ 36,000 | $ 47,000 |
| Rutherford County North Carolina | 1 | $ 38,000 | $ 38,000 | $ 24,000 |
| Washington County North Carolina | 1 | $ 51,000 | $ 51,000 | $ 24,000 |
| Cass County North Dakota | 1 | $ 75,000 | $ 75,000 | $ 78,000 |
| Ward County North Dakota | 1 | $ 45,000 | $ 45,000 | $ 52,000 |
| Allen County Ohio | 1 | $ 82,000 | $ 82,000 | $ 53,000 |
| Ashland County Ohio | 1 | $ 109,000 | $ 109,000 | $ 62,000 |
| Ashtabula County Ohio | 1 | $ 120,000 | $ 120,000 | $ 60,000 |
| Athens County Ohio | 1 | $ 75,000 | $ 75,000 | $ 16,000 |
| Carroll County Ohio | 1 | $ 72,000 | $ 72,000 | $ 55,000 |
| Champaign County Ohio | 1 | $ 120,000 | $ 120,000 | $ 72,000 |
| Columbiana County Ohio | 1 | $ 50,000 | $ 50,000 | $ 34,000 |
| Coshocton County Ohio | 1 | $ 110,000 | $ 110,000 | $ 46,000 |
| Delaware County Ohio | 1 | $ 190,000 | $ 190,000 | $ 92,000 |
| Greene County Ohio | 1 | $ 80,000 | $ 80,000 | $ 45,000 |
| Hamilton County Ohio | 1 | $ 100,000 | $ 100,000 | $ 42,000 |
| Hocking County Ohio | 1 | $ 180,000 | $ 180,000 | $ 51,000 |
| Holmes County Ohio | 1 | $ 50,000 | $ 50,000 | $ 49,000 |
| Licking County Ohio | 1 | $ 67,000 | $ 67,000 | $ 43,000 |
| Lucas County Ohio | 1 | $ 50,000 | $ 50,000 | $ 51,000 |
| Miami County Ohio | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Paulding County Ohio | 1 | $ 237,000 | $ 237,000 | $ 78,000 |
| Preble County Ohio | 1 | $ 50,000 | $ 50,000 | $ 30,000 |
| Ross County Ohio | 1 | $ 40,000 | $ 40,000 | $ 53,000 |
| Scioto County Ohio | 1 | $ 35,000 | $ 35,000 | $ 41,000 |
| Shelby County Ohio | 1 | $ 35,000 | $ 35,000 | $ 11,000 |
| Stark County Ohio | 1 | $ 40,000 | $ 40,000 | $ 29,000 |
| Williams County Ohio | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Wood County Ohio | 1 | $ 40,000 | $ 40,000 | $ 70,000 |
| Cleveland County Oklahoma | 1 | $ 52,000 | $ 52,000 | $ 72,000 |
| Comanche County Oklahoma | 1 | $ 76,000 | $ 76,000 | $ 98,000 |
| Muskogee County Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 130,000 |
| Tulsa County Oklahoma | 1 | $ 60,000 | $ 60,000 | $ 68,000 |
| Columbia County Oregon | 1 | $ 66,000 | $ 66,000 | $ 48,000 |
| Josephine County Oregon | 1 | $ 95,000 | $ 95,000 | $ 82,000 |
| Yamhill County Oregon | 1 | $ 142,000 | $ 142,000 | $ 71,000 |
| Beaver County Pennsylvania | 1 | $ 56,000 | $ 56,000 | $ 90,000 |
| Cameron County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Columbia County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 44,000 |
| Cumberland County Pennsylvania | 1 | $ 74,000 | $ 74,000 | $ 101,000 |
| Elk County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 71,000 |
| Indiana County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 84,000 |
| Jefferson County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 31,000 |
| Lackawanna County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 46,000 |
| Luzerne County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 75,000 |
| McKean County Pennsylvania | 1 | $ 51,000 | $ 51,000 | $ 44,000 |
| Montour County Pennsylvania | 1 | $ 83,000 | $ 83,000 | $ 46,000 |
| Perry County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Potter County Pennsylvania | 1 | $ 89,000 | $ 89,000 | $ 80,000 |
| Snyder County Pennsylvania | 1 | $ 114,000 | $ 114,000 | $ 60,000 |
| Somerset County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 33,000 |
| Washington County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 75,000 |
| Wyoming County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 40,000 |
| Aiken County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 24,000 |
| Kershaw County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 109,000 |
| Richland County South Carolina | 1 | $ 50,000 | $ 50,000 | $ 84,000 |
| McCook County South Dakota | 1 | $ 160,000 | $ 160,000 | $ 90,000 |
| Maury County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 42,000 |
| Sullivan County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 108,000 |
| Cache County Utah | 1 | $ 100,000 | $ 100,000 | $ 46,000 |
| Tooele County Utah | 1 | $ 57,000 | $ 57,000 | $ 63,000 |
| Franklin County Vermont | 1 | $ 66,000 | $ 66,000 | $ 83,000 |
| Dinwiddie County Virginia | 1 | $ 65,000 | $ 65,000 | $ 33,000 |
| Fairfax County Virginia | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Fluvanna County Virginia | 1 | $ 119,000 | $ 119,000 | $ 68,000 |
| Hampton County Virginia | 1 | $ 59,000 | $ 59,000 | $ 74,000 |
| Loudoun County Virginia | 1 | $ 63,000 | $ 63,000 | $ 75,000 |
| Nottoway County Virginia | 1 | $ 130,000 | $ 130,000 | $ 29,000 |
| Richmond City County Virginia | 1 | $ 80,000 | $ 80,000 | $ 20,000 |
| Spotsylvania County Virginia | 1 | $ 100,000 | $ 100,000 | $ 42,000 |
| Stafford County Virginia | 1 | $ 350,000 | $ 350,000 | $ 158,000 |
| Clallam County Washington | 1 | $ 101,000 | $ 101,000 | $ 204,000 |
| Jefferson County Washington | 1 | $ 235,000 | $ 235,000 | $ 132,000 |
| Lewis County Washington | 1 | $ 85,000 | $ 85,000 | $ 53,000 |
| Wahkiakum County Washington | 1 | $ 104,000 | $ 104,000 | $ 80,000 |
| Whatcom County Washington | 1 | $ 126,000 | $ 126,000 | $ 48,000 |
| Whitman County Washington | 1 | $ 80,000 | $ 80,000 | $ 47,000 |
| Dodge County Wisconsin | 1 | $ 210,000 | $ 210,000 | $ 77,000 |
| Grant County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 102,000 |
| Jefferson County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 22,000 |
| Lincoln County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| Marathon County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 78,000 |
| Polk County Wisconsin | 1 | $ 33,000 | $ 33,000 | $ 30,000 |
| Price County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 48,000 |
| Sauk County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for South County Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 809 | $88,265,000 | $107,159 | $660,000 | $69,250 | $360,000 |
| Home Purchase | 37 | $7,618,000 | $211,076 | $1,000,000 | $121,769 | $301,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 470 | $51,801,000 | $111,270 | $500,000 | $80,378 | $300,000 |
| Not Provided | 281 | $29,228,000 | $114,242 | $577,000 | $73,878 | $360,000 |
| Not applicable | 37 | $5,782,000 | $201,833 | $349,000 | $0 | $0 |
| Black or African American | 24 | $2,875,000 | $109,727 | $340,000 | $57,000 | $130,000 |
| Hispanic | 22 | $3,561,000 | $189,500 | $1,000,000 | $85,416 | $301,000 |
| Asian | 11 | $2,111,000 | $149,750 | $660,000 | $72,000 | $145,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $525,000 | $525,000 | $525,000 | $95,000 | $95,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 846 | $95,883,000 | $109,250 | $1,000,000 | $71,363 | $360,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 431 | $49,242,000 | $113,184 | $1,000,000 | $76,710 | $301,000 |
| Application Denied By Financial Institution | 298 | $31,641,000 | $107,344 | $500,000 | $62,172 | $288,000 |
| Loan Originated | 75 | $8,517,000 | $132,041 | $577,000 | $105,875 | $360,000 |
| Loan Purchased By The Institution | 37 | $5,782,000 | $201,833 | $349,000 | $0 | $0 |
| Application Approved But Not Accepted | 5 | $701,000 | $140,200 | $212,000 | $100,400 | $144,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 171 | $17,741,000 | $111,826 | $380,000 | $63,608 | $180,000 |
| Debt-To-Income Ratio | 87 | $9,183,000 | $107,761 | $430,000 | $46,571 | $133,000 |
| Collateral | 27 | $2,440,000 | $103,200 | $451,000 | $59,333 | $165,000 |
| Other | 10 | $1,544,000 | $141,125 | $408,000 | $85,875 | $288,000 |
| Employment History | 3 | $733,000 | $244,333 | $500,000 | $82,333 | $182,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into South County Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess South County Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.