South County Bank Mortgage Lending & HMDA Data, 2005
In 2005, South County Bank of Irvine, CA reported 846 mortgage applications totaling $95.9 million, down 50% from 2004. The average application was for $113,336, and applicants reported an average income of $66,589. 9% of its applications resulted in an originated loan and 35% were denied. Its largest markets were Las Vegas-Paradise, NV (34), Phoenix-Mesa-Scottsdale, AZ (31) and Baltimore-Towson, MD (23) (applications in parentheses).
| Mortgage Company & Address | South County Bank 2 Venture, Suite 120 Irvine, CA 92618 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2010 2009 2005 2004 2003 |
| Total Number of Mortgage Applications | 846 |
| Total Mortgage Loan Application Amount | $95,883,000 |
| Average Mortgage Loan Application Amount | $113,336 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $66,589 |
| Highest Applicant Income | $360,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records South County Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Clark, Nevada | 34 | $ 6,163,000 | $ 181,264 | $ 73,000 |
| Maricopa, Arizona | 26 | $ 3,921,000 | $ 150,807 | $ 106,000 |
| Lancaster, Pennsylvania | 15 | $ 1,192,000 | $ 79,466 | $ 77,000 |
| King, Washington | 12 | $ 1,838,000 | $ 153,166 | $ 80,000 |
| York, Pennsylvania | 11 | $ 1,041,000 | $ 94,636 | $ 83,000 |
| Clark, Washington | 10 | $ 788,000 | $ 78,800 | $ 58,000 |
| Snohomish, Washington | 10 | $ 1,126,000 | $ 112,600 | $ 82,000 |
| Franklin, Ohio | 9 | $ 661,000 | $ 73,444 | $ 61,000 |
| Philadelphia, Pennsylvania | 9 | $ 761,000 | $ 84,555 | $ 48,000 |
| Palm Beach, Florida | 8 | $ 1,482,000 | $ 185,250 | $ 72,000 |
| Polk, Florida | 8 | $ 469,000 | $ 58,625 | $ 67,000 |
| Los Angeles, California | 7 | $ 2,393,000 | $ 341,857 | $ 104,000 |
| Escambia, Florida | 7 | $ 437,000 | $ 62,428 | $ 77,000 |
| Orange, Florida | 7 | $ 1,105,000 | $ 157,857 | $ 62,000 |
| Lake, Indiana | 7 | $ 728,000 | $ 104,000 | $ 55,000 |
| Camden, New Jersey | 7 | $ 484,000 | $ 69,142 | $ 75,000 |
| Berks, Pennsylvania | 7 | $ 503,000 | $ 71,857 | $ 73,000 |
| Dauphin, Pennsylvania | 7 | $ 387,000 | $ 55,285 | $ 65,000 |
| Salt Lake, Utah | 7 | $ 846,000 | $ 120,857 | $ 73,000 |
| Pima, Arizona | 6 | $ 546,000 | $ 91,000 | $ 53,000 |
| Seminole, Florida | 6 | $ 963,000 | $ 160,500 | $ 48,000 |
| Passaic, New Jersey | 6 | $ 1,194,000 | $ 199,000 | $ 109,000 |
| Marion, Oregon | 6 | $ 486,000 | $ 81,000 | $ 75,000 |
| Pierce, Washington | 6 | $ 890,000 | $ 148,333 | $ 74,000 |
| Spokane, Washington | 6 | $ 380,000 | $ 63,333 | $ 45,000 |
| Thurston, Washington | 6 | $ 394,000 | $ 65,666 | $ 62,000 |
| Pinal, Arizona | 5 | $ 424,000 | $ 84,800 | $ 19,000 |
| Weld, Colorado | 5 | $ 323,000 | $ 64,600 | $ 76,000 |
| Broward, Florida | 5 | $ 880,000 | $ 176,000 | $ 76,000 |
| Hernando, Florida | 5 | $ 450,000 | $ 90,000 | $ 52,000 |
| Hillsborough, Florida | 5 | $ 959,000 | $ 191,800 | $ 60,000 |
| Pasco, Florida | 5 | $ 371,000 | $ 74,200 | $ 61,000 |
| Volusia, Florida | 5 | $ 480,000 | $ 96,000 | $ 36,000 |
| Baltimore, Maryland | 5 | $ 598,000 | $ 119,600 | $ 87,000 |
| St. Louis, Missouri | 5 | $ 695,000 | $ 139,000 | $ 55,000 |
| Middlesex, New Jersey | 5 | $ 840,000 | $ 168,000 | $ 103,000 |
| Bucks, Pennsylvania | 5 | $ 543,000 | $ 108,600 | $ 57,000 |
| Lebanon, Pennsylvania | 5 | $ 275,000 | $ 55,000 | $ 56,000 |
| Lehigh, Pennsylvania | 5 | $ 470,000 | $ 94,000 | $ 41,000 |
| Monroe, Pennsylvania | 5 | $ 764,000 | $ 152,800 | $ 63,000 |
| Orange, California | 4 | $ 1,584,000 | $ 396,000 | $ 107,000 |
| Sacramento, California | 4 | $ 436,000 | $ 109,000 | $ 67,000 |
| Clay, Florida | 4 | $ 326,000 | $ 81,500 | $ 63,000 |
| Duval, Florida | 4 | $ 348,000 | $ 87,000 | $ 87,000 |
| Pinellas, Florida | 4 | $ 272,000 | $ 68,000 | $ 46,000 |
| Baltimore City, Maryland | 4 | $ 277,000 | $ 69,250 | $ 39,000 |
| Carroll, Maryland | 4 | $ 491,000 | $ 122,750 | $ 55,000 |
| Garrett, Maryland | 4 | $ 428,000 | $ 107,000 | $ 65,000 |
| Washoe, Nevada | 4 | $ 785,000 | $ 196,250 | $ 67,000 |
| Burlington, New Jersey | 4 | $ 172,000 | $ 43,000 | $ 68,000 |
| Ocean, New Jersey | 4 | $ 643,000 | $ 160,750 | $ 69,000 |
| Oklahoma, Oklahoma | 4 | $ 348,000 | $ 87,000 | $ 83,000 |
| Douglas, Oregon | 4 | $ 545,000 | $ 136,250 | $ 58,000 |
| Multnomah, Oregon | 4 | $ 567,000 | $ 141,750 | $ 69,000 |
| Delaware, Pennsylvania | 4 | $ 315,000 | $ 78,750 | $ 81,000 |
| Erie, Pennsylvania | 4 | $ 379,000 | $ 94,750 | $ 47,000 |
| Mercer, Pennsylvania | 4 | $ 302,000 | $ 75,500 | $ 61,000 |
| Montgomery, Pennsylvania | 4 | $ 573,000 | $ 143,250 | $ 79,000 |
| Northampton, Pennsylvania | 4 | $ 445,000 | $ 111,250 | $ 40,000 |
| Pike, Pennsylvania | 4 | $ 335,000 | $ 83,750 | $ 61,000 |
| Wayne, Pennsylvania | 4 | $ 340,000 | $ 85,000 | $ 53,000 |
| Milwaukee, Wisconsin | 4 | $ 333,000 | $ 83,250 | $ 55,000 |
| Riverside, California | 3 | $ 939,000 | $ 313,000 | $ 97,000 |
| San Diego, California | 3 | $ 671,000 | $ 223,666 | $ 77,000 |
| Santa Clara, California | 3 | $ 825,000 | $ 275,000 | $ 115,000 |
| Arapahoe, Colorado | 3 | $ 150,000 | $ 50,000 | $ 73,000 |
| Douglas, Colorado | 3 | $ 484,000 | $ 161,333 | $ 59,000 |
| El Paso, Colorado | 3 | $ 310,000 | $ 103,333 | $ 43,000 |
| Park, Colorado | 3 | $ 433,000 | $ 144,333 | $ 55,000 |
| Flagler, Florida | 3 | $ 493,000 | $ 164,333 | $ 49,000 |
| Leon, Florida | 3 | $ 262,000 | $ 87,333 | $ 65,000 |
| Marion, Florida | 3 | $ 274,000 | $ 91,333 | $ 37,000 |
| Miami-Dade, Florida | 3 | $ 345,000 | $ 115,000 | $ 144,000 |
| Cobb, Georgia | 3 | $ 253,000 | $ 84,333 | $ 80,000 |
| Allen, Indiana | 3 | $ 257,000 | $ 85,666 | $ 101,000 |
| Anne Arundel, Maryland | 3 | $ 285,000 | $ 95,000 | $ 53,000 |
| Charles, Maryland | 3 | $ 187,000 | $ 62,333 | $ 61,000 |
| Harford, Maryland | 3 | $ 284,000 | $ 94,666 | $ 68,000 |
| Washington, Maryland | 3 | $ 564,000 | $ 188,000 | $ 59,000 |
| Wicomico, Maryland | 3 | $ 336,000 | $ 112,000 | $ 88,000 |
| Jackson, Missouri | 3 | $ 125,000 | $ 41,666 | $ 73,000 |
| Butler, Ohio | 3 | $ 344,000 | $ 114,666 | $ 61,000 |
| Clark, Ohio | 3 | $ 281,000 | $ 93,666 | $ 50,000 |
| Cuyahoga, Ohio | 3 | $ 223,000 | $ 74,333 | $ 57,000 |
| Mahoning, Ohio | 3 | $ 140,000 | $ 46,666 | $ 45,000 |
| Sandusky, Ohio | 3 | $ 142,000 | $ 47,333 | $ 73,000 |
| Summit, Ohio | 3 | $ 538,000 | $ 179,333 | $ 75,000 |
| Wayne, Ohio | 3 | $ 396,000 | $ 132,000 | $ 71,000 |
| Clackamas, Oregon | 3 | $ 352,000 | $ 117,333 | $ 59,000 |
| Lane, Oregon | 3 | $ 212,000 | $ 70,666 | $ 67,000 |
| Allegheny, Pennsylvania | 3 | $ 250,000 | $ 83,333 | $ 77,000 |
| Butler, Pennsylvania | 3 | $ 180,000 | $ 60,000 | $ 54,000 |
| Centre, Pennsylvania | 3 | $ 214,000 | $ 71,333 | $ 57,000 |
| Franklin, Pennsylvania | 3 | $ 153,000 | $ 51,000 | $ 61,000 |
| Susquehanna, Pennsylvania | 3 | $ 202,000 | $ 67,333 | $ 55,000 |
| Westmoreland, Pennsylvania | 3 | $ 330,000 | $ 110,000 | $ 46,000 |
| Davis, Utah | 3 | $ 177,000 | $ 59,000 | $ 67,000 |
| Grays Harbor, Washington | 3 | $ 306,000 | $ 102,000 | $ 70,000 |
| Wood, Wisconsin | 3 | $ 718,000 | $ 239,333 | $ 97,000 |
| Madison, Alabama | 2 | $ 217,000 | $ 108,500 | $ 74,000 |
| San Bernardino, California | 2 | $ 566,000 | $ 283,000 | $ 7,000 |
| La Plata, Colorado | 2 | $ 545,000 | $ 272,500 | $ 55,000 |
| Pueblo, Colorado | 2 | $ 236,000 | $ 118,000 | $ 50,000 |
| Hartford, Connecticut | 2 | $ 185,000 | $ 92,500 | $ 57,000 |
| Brevard, Florida | 2 | $ 115,000 | $ 57,500 | $ 27,000 |
| Charlotte, Florida | 2 | $ 175,000 | $ 87,500 | $ 88,000 |
| Citrus, Florida | 2 | $ 158,000 | $ 79,000 | $ 39,000 |
| Collier, Florida | 2 | $ 322,000 | $ 161,000 | $ 69,000 |
| Lee, Florida | 2 | $ 212,000 | $ 106,000 | $ 77,000 |
| Osceola, Florida | 2 | $ 110,000 | $ 55,000 | $ 58,000 |
| Putnam, Florida | 2 | $ 230,000 | $ 115,000 | $ 42,000 |
| Sarasota, Florida | 2 | $ 293,000 | $ 146,500 | $ 35,000 |
| Wakulla, Florida | 2 | $ 146,000 | $ 73,000 | $ 55,000 |
| Honolulu, Hawaii | 2 | $ 256,000 | $ 128,000 | $ 114,000 |
| Bonneville, Idaho | 2 | $ 145,000 | $ 72,500 | $ 67,000 |
| Fulton, Indiana | 2 | $ 145,000 | $ 72,500 | $ 39,000 |
| Marion, Indiana | 2 | $ 159,000 | $ 79,500 | $ 54,000 |
| Warrick, Indiana | 2 | $ 216,000 | $ 108,000 | $ 55,000 |
| Johnson, Kansas | 2 | $ 262,000 | $ 131,000 | $ 163,000 |
| Wyandotte, Kansas | 2 | $ 146,000 | $ 73,000 | $ 43,000 |
| Allegany, Maryland | 2 | $ 116,000 | $ 58,000 | $ 35,000 |
| Frederick, Maryland | 2 | $ 201,000 | $ 100,500 | $ 52,000 |
| Howard, Maryland | 2 | $ 637,000 | $ 318,500 | $ 73,000 |
| Queen Anne's, Maryland | 2 | $ 282,000 | $ 141,000 | $ 33,000 |
| St. Mary's, Maryland | 2 | $ 163,000 | $ 81,500 | $ 101,000 |
| Alpena, Michigan | 2 | $ 107,000 | $ 53,500 | $ 43,000 |
| Macomb, Michigan | 2 | $ 92,000 | $ 46,000 | $ 53,000 |
| Bergen, New Jersey | 2 | $ 213,000 | $ 106,500 | $ 77,000 |
| Granville, North Carolina | 2 | $ 125,000 | $ 62,500 | $ 78,000 |
| Wake, North Carolina | 2 | $ 294,000 | $ 147,000 | $ 119,000 |
| Crawford, Ohio | 2 | $ 375,000 | $ 187,500 | $ 85,000 |
| Fairfield, Ohio | 2 | $ 85,000 | $ 42,500 | $ 64,000 |
| Guernsey, Ohio | 2 | $ 135,000 | $ 67,500 | $ 41,000 |
| Lorain, Ohio | 2 | $ 80,000 | $ 40,000 | $ 29,000 |
| Medina, Ohio | 2 | $ 147,000 | $ 73,500 | $ 90,000 |
| Montgomery, Ohio | 2 | $ 226,000 | $ 113,000 | $ 55,000 |
| Trumbull, Ohio | 2 | $ 164,000 | $ 82,000 | $ 22,000 |
| Warren, Ohio | 2 | $ 216,000 | $ 108,000 | $ 52,000 |
| Rogers, Oklahoma | 2 | $ 307,000 | $ 153,500 | $ 52,000 |
| Curry, Oregon | 2 | $ 840,000 | $ 420,000 | $ 223,000 |
| Jackson, Oregon | 2 | $ 210,000 | $ 105,000 | $ 44,000 |
| Umatilla, Oregon | 2 | $ 137,000 | $ 68,500 | $ 46,000 |
| Washington, Oregon | 2 | $ 110,000 | $ 55,000 | $ 56,000 |
| Carbon, Pennsylvania | 2 | $ 246,000 | $ 123,000 | $ 49,000 |
| Clearfield, Pennsylvania | 2 | $ 252,000 | $ 126,000 | $ 81,000 |
| Crawford, Pennsylvania | 2 | $ 372,000 | $ 186,000 | $ 109,000 |
| Fayette, Pennsylvania | 2 | $ 125,000 | $ 62,500 | $ 56,000 |
| Fulton, Pennsylvania | 2 | $ 215,000 | $ 107,500 | $ 41,000 |
| Lycoming, Pennsylvania | 2 | $ 180,000 | $ 90,000 | $ 36,000 |
| Schuylkill, Pennsylvania | 2 | $ 125,000 | $ 62,500 | $ 58,000 |
| Venango, Pennsylvania | 2 | $ 160,000 | $ 80,000 | $ 63,000 |
| Weber, Utah | 2 | $ 105,000 | $ 52,500 | $ 88,000 |
| Chesterfield, Virginia | 2 | $ 194,000 | $ 97,000 | $ 63,000 |
| Henrico, Virginia | 2 | $ 214,000 | $ 107,000 | $ 45,000 |
| Cowlitz, Washington | 2 | $ 310,000 | $ 155,000 | $ 108,000 |
| Douglas, Washington | 2 | $ 95,000 | $ 47,500 | $ 34,000 |
| Kitsap, Washington | 2 | $ 114,000 | $ 57,000 | $ 64,000 |
| Kittitas, Washington | 2 | $ 308,000 | $ 154,000 | $ 58,000 |
| Brown, Wisconsin | 2 | $ 93,000 | $ 46,500 | $ 60,000 |
| Fond du Lac, Wisconsin | 2 | $ 135,000 | $ 67,500 | $ 64,000 |
| Racine, Wisconsin | 2 | $ 82,000 | $ 41,000 | $ 43,000 |
| Winnebago, Wisconsin | 2 | $ 107,000 | $ 53,500 | $ 47,000 |
| Butler, Alabama | 1 | $ 40,000 | $ 40,000 | $ 29,000 |
| Cherokee, Alabama | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| Houston, Alabama | 1 | $ 50,000 | $ 50,000 | $ 65,000 |
| Jefferson, Alabama | 1 | $ 72,000 | $ 72,000 | $ 132,000 |
| Macon, Alabama | 1 | $ 77,000 | $ 77,000 | $ 67,000 |
| Montgomery, Alabama | 1 | $ 42,000 | $ 42,000 | $ 36,000 |
| Morgan, Alabama | 1 | $ 40,000 | $ 40,000 | $ 22,000 |
| Talladega, Alabama | 1 | $ 35,000 | $ 35,000 | $ 56,000 |
| Tuscaloosa, Alabama | 1 | $ 35,000 | $ 35,000 | $ 94,000 |
| Cochise, Arizona | 1 | $ 90,000 | $ 90,000 | $ 31,000 |
| Mohave, Arizona | 1 | $ 224,000 | $ 224,000 | $ 70,000 |
| Yuma, Arizona | 1 | $ 100,000 | $ 100,000 | $ 48,000 |
| Mississippi, Arkansas | 1 | $ 151,000 | $ 151,000 | $ 53,000 |
| Alameda, California | 1 | $ 318,000 | $ 318,000 | $ 116,000 |
| Kern, California | 1 | $ 191,000 | $ 191,000 | $ 73,000 |
| Madera, California | 1 | $ 45,000 | $ 45,000 | $ 46,000 |
| Monterey, California | 1 | $ 181,000 | $ 181,000 | $ 0 |
| Napa, California | 1 | $ 155,000 | $ 155,000 | $ 86,000 |
| Stanislaus, California | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Denver, Colorado | 1 | $ 237,000 | $ 237,000 | $ 50,000 |
| Fremont, Colorado | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Garfield, Colorado | 1 | $ 29,000 | $ 29,000 | $ 41,000 |
| Jefferson, Colorado | 1 | $ 95,000 | $ 95,000 | $ 56,000 |
| Larimer, Colorado | 1 | $ 40,000 | $ 40,000 | $ 54,000 |
| Montezuma, Colorado | 1 | $ 47,000 | $ 47,000 | $ 54,000 |
| Fairfield, Connecticut | 1 | $ 245,000 | $ 245,000 | $ 48,000 |
| New Haven, Connecticut | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| New London, Connecticut | 1 | $ 154,000 | $ 154,000 | $ 94,000 |
| New Castle, Delaware | 1 | $ 55,000 | $ 55,000 | $ 54,000 |
| Alachua, Florida | 1 | $ 100,000 | $ 100,000 | $ 54,000 |
| Bay, Florida | 1 | $ 35,000 | $ 35,000 | $ 21,000 |
| Calhoun, Florida | 1 | $ 290,000 | $ 290,000 | $ 178,000 |
| Franklin, Florida | 1 | $ 75,000 | $ 75,000 | $ 72,000 |
| Glades, Florida | 1 | $ 90,000 | $ 90,000 | $ 54,000 |
| Indian River, Florida | 1 | $ 72,000 | $ 72,000 | $ 24,000 |
| Jackson, Florida | 1 | $ 100,000 | $ 100,000 | $ 51,000 |
| Lake, Florida | 1 | $ 220,000 | $ 220,000 | $ 47,000 |
| Manatee, Florida | 1 | $ 75,000 | $ 75,000 | $ 135,000 |
| Nassau, Florida | 1 | $ 45,000 | $ 45,000 | $ 66,000 |
| Okaloosa, Florida | 1 | $ 87,000 | $ 87,000 | $ 84,000 |
| St. Johns, Florida | 1 | $ 55,000 | $ 55,000 | $ 23,000 |
| St. Lucie, Florida | 1 | $ 171,000 | $ 171,000 | $ 41,000 |
| Suwannee, Florida | 1 | $ 75,000 | $ 75,000 | $ 27,000 |
| Clayton, Georgia | 1 | $ 60,000 | $ 60,000 | $ 24,000 |
| Fulton, Georgia | 1 | $ 577,000 | $ 577,000 | $ 360,000 |
| Gwinnett, Georgia | 1 | $ 171,000 | $ 171,000 | $ 96,000 |
| Harris, Georgia | 1 | $ 106,000 | $ 106,000 | $ 67,000 |
| Macon, Georgia | 1 | $ 74,000 | $ 74,000 | $ 47,000 |
| Ada, Idaho | 1 | $ 136,000 | $ 136,000 | $ 163,000 |
| Franklin, Idaho | 1 | $ 82,000 | $ 82,000 | $ 80,000 |
| Jefferson, Idaho | 1 | $ 59,000 | $ 59,000 | $ 121,000 |
| Kendall, Illinois | 1 | $ 127,000 | $ 127,000 | $ 189,000 |
| Will, Illinois | 1 | $ 540,000 | $ 540,000 | $ 204,000 |
| Bartholomew, Indiana | 1 | $ 45,000 | $ 45,000 | $ 34,000 |
| Cass, Indiana | 1 | $ 75,000 | $ 75,000 | $ 83,000 |
| Clark, Indiana | 1 | $ 61,000 | $ 61,000 | $ 81,000 |
| Decatur, Indiana | 1 | $ 146,000 | $ 146,000 | $ 31,000 |
| Dubois, Indiana | 1 | $ 35,000 | $ 35,000 | $ 54,000 |
| Fountain, Indiana | 1 | $ 86,000 | $ 86,000 | $ 74,000 |
| Harrison, Indiana | 1 | $ 35,000 | $ 35,000 | $ 26,000 |
| Henry, Indiana | 1 | $ 160,000 | $ 160,000 | $ 38,000 |
| Huntington, Indiana | 1 | $ 230,000 | $ 230,000 | $ 100,000 |
| LaGrange, Indiana | 1 | $ 50,000 | $ 50,000 | $ 58,000 |
| Newton, Indiana | 1 | $ 58,000 | $ 58,000 | $ 66,000 |
| Noble, Indiana | 1 | $ 40,000 | $ 40,000 | $ 26,000 |
| Owen, Indiana | 1 | $ 70,000 | $ 70,000 | $ 36,000 |
| Ripley, Indiana | 1 | $ 230,000 | $ 230,000 | $ 40,000 |
| Spencer, Indiana | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| St. Joseph, Indiana | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Black Hawk, Iowa | 1 | $ 36,000 | $ 36,000 | $ 53,000 |
| Des Moines, Iowa | 1 | $ 40,000 | $ 40,000 | $ 30,000 |
| Douglas, Kansas | 1 | $ 50,000 | $ 50,000 | $ 50,000 |
| Sedgwick, Kansas | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Campbell, Kentucky | 1 | $ 35,000 | $ 35,000 | $ 40,000 |
| Fulton, Kentucky | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| Hart, Kentucky | 1 | $ 150,000 | $ 150,000 | $ 50,000 |
| Bossier, Louisiana | 1 | $ 40,000 | $ 40,000 | $ 30,000 |
| Iberville, Louisiana | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Terrebonne, Louisiana | 1 | $ 50,000 | $ 50,000 | $ 78,000 |
| Vermilion, Louisiana | 1 | $ 50,000 | $ 50,000 | $ 50,000 |
| Cumberland, Maine | 1 | $ 75,000 | $ 75,000 | $ 54,000 |
| Calvert, Maryland | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| Caroline, Maryland | 1 | $ 45,000 | $ 45,000 | $ 62,000 |
| Cecil, Maryland | 1 | $ 174,000 | $ 174,000 | $ 40,000 |
| Kent, Maryland | 1 | $ 125,000 | $ 125,000 | $ 74,000 |
| Prince George's, Maryland | 1 | $ 53,000 | $ 53,000 | $ 86,000 |
| Somerset, Maryland | 1 | $ 95,000 | $ 95,000 | $ 30,000 |
| Middlesex, Massachusetts | 1 | $ 139,000 | $ 139,000 | $ 24,000 |
| Genesee, Michigan | 1 | $ 40,000 | $ 40,000 | $ 72,000 |
| Kent, Michigan | 1 | $ 75,000 | $ 75,000 | $ 72,000 |
| Midland, Michigan | 1 | $ 100,000 | $ 100,000 | $ 62,000 |
| Shiawassee, Michigan | 1 | $ 140,000 | $ 140,000 | $ 64,000 |
| Washington, Minnesota | 1 | $ 60,000 | $ 60,000 | $ 67,000 |
| Greene, Missouri | 1 | $ 35,000 | $ 35,000 | $ 101,000 |
| St. Louis City, Missouri | 1 | $ 85,000 | $ 85,000 | $ 51,000 |
| Jefferson, Montana | 1 | $ 78,000 | $ 78,000 | $ 48,000 |
| Lewis and Clark, Montana | 1 | $ 150,000 | $ 150,000 | $ 135,000 |
| Sarpy, Nebraska | 1 | $ 109,000 | $ 109,000 | $ 121,000 |
| Carson City, Nevada | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Hillsborough, New Hampshire | 1 | $ 80,000 | $ 80,000 | $ 26,000 |
| Atlantic, New Jersey | 1 | $ 115,000 | $ 115,000 | $ 112,000 |
| Essex, New Jersey | 1 | $ 120,000 | $ 120,000 | $ 65,000 |
| Gloucester, New Jersey | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| Hudson, New Jersey | 1 | $ 100,000 | $ 100,000 | $ 190,000 |
| Monmouth, New Jersey | 1 | $ 310,000 | $ 310,000 | $ 91,000 |
| Morris, New Jersey | 1 | $ 75,000 | $ 75,000 | $ 126,000 |
| Somerset, New Jersey | 1 | $ 170,000 | $ 170,000 | $ 60,000 |
| Union, New Jersey | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Bernalillo, New Mexico | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Kings, New York | 1 | $ 35,000 | $ 35,000 | $ 180,000 |
| Nassau, New York | 1 | $ 80,000 | $ 80,000 | $ 68,000 |
| Queens, New York | 1 | $ 200,000 | $ 200,000 | $ 78,000 |
| Suffolk, New York | 1 | $ 35,000 | $ 35,000 | $ 138,000 |
| Buncombe, North Carolina | 1 | $ 100,000 | $ 100,000 | $ 51,000 |
| Iredell, North Carolina | 1 | $ 135,000 | $ 135,000 | $ 34,000 |
| Mecklenburg, North Carolina | 1 | $ 480,000 | $ 480,000 | $ 132,000 |
| Nash, North Carolina | 1 | $ 36,000 | $ 36,000 | $ 47,000 |
| Rutherford, North Carolina | 1 | $ 38,000 | $ 38,000 | $ 24,000 |
| Washington, North Carolina | 1 | $ 51,000 | $ 51,000 | $ 24,000 |
| Cass, North Dakota | 1 | $ 75,000 | $ 75,000 | $ 78,000 |
| Ward, North Dakota | 1 | $ 45,000 | $ 45,000 | $ 52,000 |
| Allen, Ohio | 1 | $ 82,000 | $ 82,000 | $ 53,000 |
| Ashland, Ohio | 1 | $ 109,000 | $ 109,000 | $ 62,000 |
| Ashtabula, Ohio | 1 | $ 120,000 | $ 120,000 | $ 60,000 |
| Athens, Ohio | 1 | $ 75,000 | $ 75,000 | $ 16,000 |
| Carroll, Ohio | 1 | $ 72,000 | $ 72,000 | $ 55,000 |
| Champaign, Ohio | 1 | $ 120,000 | $ 120,000 | $ 72,000 |
| Columbiana, Ohio | 1 | $ 50,000 | $ 50,000 | $ 34,000 |
| Coshocton, Ohio | 1 | $ 110,000 | $ 110,000 | $ 46,000 |
| Delaware, Ohio | 1 | $ 190,000 | $ 190,000 | $ 92,000 |
| Greene, Ohio | 1 | $ 80,000 | $ 80,000 | $ 45,000 |
| Hamilton, Ohio | 1 | $ 100,000 | $ 100,000 | $ 42,000 |
| Hocking, Ohio | 1 | $ 180,000 | $ 180,000 | $ 51,000 |
| Holmes, Ohio | 1 | $ 50,000 | $ 50,000 | $ 49,000 |
| Licking, Ohio | 1 | $ 67,000 | $ 67,000 | $ 43,000 |
| Lucas, Ohio | 1 | $ 50,000 | $ 50,000 | $ 51,000 |
| Miami, Ohio | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Paulding, Ohio | 1 | $ 237,000 | $ 237,000 | $ 78,000 |
| Preble, Ohio | 1 | $ 50,000 | $ 50,000 | $ 30,000 |
| Ross, Ohio | 1 | $ 40,000 | $ 40,000 | $ 53,000 |
| Scioto, Ohio | 1 | $ 35,000 | $ 35,000 | $ 41,000 |
| Shelby, Ohio | 1 | $ 35,000 | $ 35,000 | $ 11,000 |
| Stark, Ohio | 1 | $ 40,000 | $ 40,000 | $ 29,000 |
| Williams, Ohio | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Wood, Ohio | 1 | $ 40,000 | $ 40,000 | $ 70,000 |
| Cleveland, Oklahoma | 1 | $ 52,000 | $ 52,000 | $ 72,000 |
| Comanche, Oklahoma | 1 | $ 76,000 | $ 76,000 | $ 98,000 |
| Muskogee, Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 130,000 |
| Tulsa, Oklahoma | 1 | $ 60,000 | $ 60,000 | $ 68,000 |
| Columbia, Oregon | 1 | $ 66,000 | $ 66,000 | $ 48,000 |
| Josephine, Oregon | 1 | $ 95,000 | $ 95,000 | $ 82,000 |
| Yamhill, Oregon | 1 | $ 142,000 | $ 142,000 | $ 71,000 |
| Beaver, Pennsylvania | 1 | $ 56,000 | $ 56,000 | $ 90,000 |
| Cameron, Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Columbia, Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 44,000 |
| Cumberland, Pennsylvania | 1 | $ 74,000 | $ 74,000 | $ 101,000 |
| Elk, Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 71,000 |
| Indiana, Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 84,000 |
| Jefferson, Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 31,000 |
| Lackawanna, Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 46,000 |
| Luzerne, Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 75,000 |
| McKean, Pennsylvania | 1 | $ 51,000 | $ 51,000 | $ 44,000 |
| Montour, Pennsylvania | 1 | $ 83,000 | $ 83,000 | $ 46,000 |
| Perry, Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Potter, Pennsylvania | 1 | $ 89,000 | $ 89,000 | $ 80,000 |
| Snyder, Pennsylvania | 1 | $ 114,000 | $ 114,000 | $ 60,000 |
| Somerset, Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 33,000 |
| Washington, Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 75,000 |
| Wyoming, Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 40,000 |
| Aiken, South Carolina | 1 | $ 35,000 | $ 35,000 | $ 24,000 |
| Kershaw, South Carolina | 1 | $ 65,000 | $ 65,000 | $ 109,000 |
| Richland, South Carolina | 1 | $ 50,000 | $ 50,000 | $ 84,000 |
| McCook, South Dakota | 1 | $ 160,000 | $ 160,000 | $ 90,000 |
| Maury, Tennessee | 1 | $ 35,000 | $ 35,000 | $ 42,000 |
| Sullivan, Tennessee | 1 | $ 80,000 | $ 80,000 | $ 108,000 |
| Cache, Utah | 1 | $ 100,000 | $ 100,000 | $ 46,000 |
| Tooele, Utah | 1 | $ 57,000 | $ 57,000 | $ 63,000 |
| Franklin, Vermont | 1 | $ 66,000 | $ 66,000 | $ 83,000 |
| Dinwiddie, Virginia | 1 | $ 65,000 | $ 65,000 | $ 33,000 |
| Fairfax, Virginia | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Fluvanna, Virginia | 1 | $ 119,000 | $ 119,000 | $ 68,000 |
| Hampton, Virginia | 1 | $ 59,000 | $ 59,000 | $ 74,000 |
| Loudoun, Virginia | 1 | $ 63,000 | $ 63,000 | $ 75,000 |
| Nottoway, Virginia | 1 | $ 130,000 | $ 130,000 | $ 29,000 |
| Richmond City, Virginia | 1 | $ 80,000 | $ 80,000 | $ 20,000 |
| Spotsylvania, Virginia | 1 | $ 100,000 | $ 100,000 | $ 42,000 |
| Stafford, Virginia | 1 | $ 350,000 | $ 350,000 | $ 158,000 |
| Clallam, Washington | 1 | $ 101,000 | $ 101,000 | $ 204,000 |
| Jefferson, Washington | 1 | $ 235,000 | $ 235,000 | $ 132,000 |
| Lewis, Washington | 1 | $ 85,000 | $ 85,000 | $ 53,000 |
| Wahkiakum, Washington | 1 | $ 104,000 | $ 104,000 | $ 80,000 |
| Whatcom, Washington | 1 | $ 126,000 | $ 126,000 | $ 48,000 |
| Whitman, Washington | 1 | $ 80,000 | $ 80,000 | $ 47,000 |
| Dodge, Wisconsin | 1 | $ 210,000 | $ 210,000 | $ 77,000 |
| Grant, Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 102,000 |
| Jefferson, Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 22,000 |
| Lincoln, Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| Marathon, Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 78,000 |
| Polk, Wisconsin | 1 | $ 33,000 | $ 33,000 | $ 30,000 |
| Price, Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 48,000 |
| Sauk, Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for South County Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 809 | $88,265,000 | $107,159 | $660,000 | $69,250 | $360,000 |
| Home Purchase | 37 | $7,618,000 | $211,076 | $1,000,000 | $121,769 | $301,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 470 | $51,801,000 | $111,270 | $500,000 | $80,378 | $300,000 |
| Not Provided | 281 | $29,228,000 | $114,242 | $577,000 | $73,878 | $360,000 |
| Not applicable | 37 | $5,782,000 | $201,833 | $349,000 | $0 | $0 |
| Black or African American | 24 | $2,875,000 | $109,727 | $340,000 | $57,000 | $130,000 |
| Hispanic | 22 | $3,561,000 | $189,500 | $1,000,000 | $85,416 | $301,000 |
| Asian | 11 | $2,111,000 | $149,750 | $660,000 | $72,000 | $145,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $525,000 | $525,000 | $525,000 | $95,000 | $95,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 846 | $95,883,000 | $109,250 | $1,000,000 | $71,363 | $360,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 431 | $49,242,000 | $113,184 | $1,000,000 | $76,710 | $301,000 |
| Application Denied By Financial Institution | 298 | $31,641,000 | $107,344 | $500,000 | $62,172 | $288,000 |
| Loan Originated | 75 | $8,517,000 | $132,041 | $577,000 | $105,875 | $360,000 |
| Loan Purchased By The Institution | 37 | $5,782,000 | $201,833 | $349,000 | $0 | $0 |
| Application Approved But Not Accepted | 5 | $701,000 | $140,200 | $212,000 | $100,400 | $144,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 171 | $17,741,000 | $111,826 | $380,000 | $63,608 | $180,000 |
| Debt-To-Income Ratio | 87 | $9,183,000 | $107,761 | $430,000 | $46,571 | $133,000 |
| Collateral | 27 | $2,440,000 | $103,200 | $451,000 | $59,333 | $165,000 |
| Other | 10 | $1,544,000 | $141,125 | $408,000 | $85,875 | $288,000 |
| Employment History | 3 | $733,000 | $244,333 | $500,000 | $82,333 | $182,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into South County Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess South County Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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