Southstate Bank, National Association Mortgage Lending & HMDA Data, 2021

In 2021, Southstate Bank, National Association of Winter Haven, FL reported 28,087 mortgage applications totaling $8.6 billion, up 3% from 2020. The average application was for $306,311, and applicants reported an average income of $163,189. 71% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (2,817), Charleston-North Charleston, SC (2,026) and Charlotte-Concord-Gastonia, NC-SC (1,933) (applications in parentheses).

Mortgage Company & Address Southstate Bank, National Association
1101 1st Street South
Winter Haven, FL 33880
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  
Total Number of Mortgage Applications 28,087
Total Mortgage Loan Application Amount $8,603,375,000
Average Mortgage Loan Application Amount $306,311
Highest Mortgage Loan Application Amount $53,615,000
Average Applicant Income $163,189
Highest Applicant Income $9,648,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Southstate Bank, National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Southstate Bank, National Association by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Charleston, South Carolina 1,440 $ 631,130,000 $ 438,284 $ 221,000
Fulton, Georgia 873 $ 398,145,000 $ 456,065 $ 234,000
Greenville, South Carolina 852 $ 267,000,000 $ 313,380 $ 177,000
Mecklenburg, North Carolina 780 $ 402,770,000 $ 516,371 $ 288,000
Beaufort, South Carolina 738 $ 278,590,000 $ 377,493 $ 203,000
Polk, Florida 734 $ 120,760,000 $ 164,523 $ 100,000
Horry, South Carolina 670 $ 154,320,000 $ 230,328 $ 119,000
Sarasota, Florida 642 $ 259,100,000 $ 403,582 $ 194,000
York, South Carolina 589 $ 161,105,000 $ 273,522 $ 166,000
Manatee, Florida 573 $ 183,895,000 $ 320,933 $ 178,000
Hillsborough, Florida 564 $ 208,630,000 $ 369,911 $ 157,000
Baldwin, Alabama 505 $ 197,785,000 $ 391,653 $ 241,000
Orange, Florida 475 $ 168,835,000 $ 355,442 $ 198,000
DeKalb, Georgia 469 $ 187,375,000 $ 399,520 $ 182,000
Volusia, Florida 422 $ 72,520,000 $ 171,848 $ 104,000
Madison, Alabama 417 $ 164,875,000 $ 395,383 $ 180,000
Columbia, Georgia 416 $ 118,400,000 $ 284,615 $ 153,000
Anderson, South Carolina 394 $ 95,150,000 $ 241,497 $ 133,000
Cobb, Georgia 391 $ 125,315,000 $ 320,498 $ 150,000
Berkeley, South Carolina 380 $ 135,220,000 $ 355,842 $ 181,000
Richmond, Georgia 373 $ 97,595,000 $ 261,648 $ 126,000
Pinellas, Florida 366 $ 98,940,000 $ 270,327 $ 153,000
Indian River, Florida 359 $ 102,295,000 $ 284,944 $ 180,000
Chatham, Georgia 349 $ 139,125,000 $ 398,638 $ 214,000
Richland, South Carolina 341 $ 97,455,000 $ 285,791 $ 194,000
St. Lucie, Florida 333 $ 77,045,000 $ 231,366 $ 131,000
Brunswick, North Carolina 316 $ 105,570,000 $ 334,082 $ 166,000
Oconee, South Carolina 309 $ 105,935,000 $ 342,831 $ 159,000
Pickens, South Carolina 304 $ 74,360,000 $ 244,605 $ 126,000
Lexington, South Carolina 301 $ 66,645,000 $ 221,411 $ 132,000
Pasco, Florida 300 $ 51,560,000 $ 171,866 $ 98,000
Lake, Florida 283 $ 44,065,000 $ 155,706 $ 113,000
Osceola, Florida 254 $ 44,240,000 $ 174,173 $ 104,000
Marion, Florida 253 $ 49,705,000 $ 196,462 $ 124,000
Gwinnett, Georgia 251 $ 71,025,000 $ 282,968 $ 163,000
Floyd, Georgia 245 $ 52,925,000 $ 216,020 $ 117,000
St. Johns, Florida 236 $ 63,980,000 $ 271,101 $ 142,000
Lee, Florida 232 $ 53,290,000 $ 229,698 $ 131,000
Seminole, Florida 226 $ 72,830,000 $ 322,256 $ 170,000
Aiken, South Carolina 221 $ 51,825,000 $ 234,502 $ 128,000
Lee, Alabama 215 $ 67,365,000 $ 313,325 $ 178,000
Highlands, Florida 212 $ 25,850,000 $ 121,933 $ 84,000
Martin, Florida 210 $ 75,260,000 $ 358,380 $ 212,000
Collier, Florida 209 $ 93,985,000 $ 449,688 $ 252,000
Dorchester, South Carolina 206 $ 37,090,000 $ 180,048 $ 94,000
Palm Beach, Florida 201 $ 72,785,000 $ 362,114 $ 235,000
Duval, Florida 200 $ 67,750,000 $ 338,750 $ 188,000
Miami-Dade, Florida 187 $ 61,765,000 $ 330,294 $ 195,000
Cherokee, Georgia 187 $ 57,335,000 $ 306,604 $ 126,000
Orangeburg, South Carolina 179 $ 27,885,000 $ 155,782 $ 99,000
Jefferson, Alabama 178 $ 70,000,000 $ 393,258 $ 252,000
Georgetown, South Carolina 176 $ 45,950,000 $ 261,079 $ 145,000
Spartanburg, South Carolina 171 $ 44,305,000 $ 259,093 $ 163,000
Gaston, North Carolina 165 $ 34,895,000 $ 211,484 $ 131,000
Putnam, Florida 157 $ 24,445,000 $ 155,700 $ 82,000
Broward, Florida 151 $ 47,695,000 $ 315,860 $ 215,000
Florence, South Carolina 137 $ 18,635,000 $ 136,021 $ 90,000
Brevard, Florida 134 $ 38,360,000 $ 286,268 $ 182,000
Escambia, Florida 126 $ 44,630,000 $ 354,206 $ 236,000
Flagler, Florida 126 $ 32,290,000 $ 256,269 $ 127,000
Union, North Carolina 123 $ 50,835,000 $ 413,292 $ 168,000
Monroe, Florida 117 $ 50,985,000 $ 435,769 $ 244,000
Charlotte, Florida 110 $ 23,770,000 $ 216,090 $ 116,000
Wake, North Carolina 109 $ 27,635,000 $ 253,532 $ 244,000
Okeechobee, Florida 106 $ 17,630,000 $ 166,320 $ 88,000
Jasper, South Carolina 105 $ 20,555,000 $ 195,761 $ 100,000
Alachua, Florida 101 $ 29,275,000 $ 289,851 $ 172,000
Fannin, Georgia 99 $ 26,565,000 $ 268,333 $ 155,000
New Hanover, North Carolina 95 $ 26,835,000 $ 282,473 $ 205,000
Forsyth, Georgia 94 $ 31,860,000 $ 338,936 $ 151,000
Habersham, Georgia 93 $ 15,545,000 $ 167,150 $ 82,000
Gordon, Georgia 90 $ 18,360,000 $ 204,000 $ 117,000
Whitfield, Georgia 89 $ 17,595,000 $ 197,696 $ 92,000
Troup, Georgia 87 $ 13,575,000 $ 156,034 $ 100,000
Colleton, South Carolina 87 $ 14,665,000 $ 168,563 $ 92,000
Hall, Georgia 85 $ 22,195,000 $ 261,117 $ 172,000
Greenwood, South Carolina 85 $ 13,645,000 $ 160,529 $ 121,000
Bibb, Georgia 82 $ 21,820,000 $ 266,097 $ 120,000
Carroll, Georgia 75 $ 18,185,000 $ 242,466 $ 118,000
Union, Georgia 75 $ 14,875,000 $ 198,333 $ 102,000
Laurens, Georgia 70 $ 13,070,000 $ 186,714 $ 87,000
Sumter, Florida 68 $ 13,760,000 $ 202,352 $ 87,000
Jackson, Georgia 65 $ 12,105,000 $ 186,230 $ 97,000
Clay, Florida 64 $ 22,570,000 $ 352,656 $ 121,000
Coweta, Georgia 64 $ 16,820,000 $ 262,812 $ 151,000
Paulding, Georgia 64 $ 17,480,000 $ 273,125 $ 97,000
Lancaster, South Carolina 63 $ 22,355,000 $ 354,841 $ 185,000
Santa Rosa, Florida 59 $ 9,165,000 $ 155,338 $ 135,000
Limestone, Alabama 58 $ 21,570,000 $ 371,896 $ 218,000
Rowan, North Carolina 57 $ 10,685,000 $ 187,456 $ 92,000
Newberry, South Carolina 57 $ 11,395,000 $ 199,912 $ 92,000
Shelby, Alabama 55 $ 19,505,000 $ 354,636 $ 198,000
Iredell, North Carolina 55 $ 18,265,000 $ 332,090 $ 175,000
Bartow, Georgia 54 $ 14,620,000 $ 270,740 $ 96,000
Hernando, Florida 53 $ 14,405,000 $ 271,792 $ 100,000
Chambers, Alabama 52 $ 3,690,000 $ 70,961 $ 55,000
Bryan, Georgia 52 $ 12,030,000 $ 231,346 $ 143,000
Gilmer, Georgia 51 $ 12,555,000 $ 246,176 $ 135,000
Calhoun, South Carolina 51 $ 10,035,000 $ 196,764 $ 88,000
Clayton, Georgia 50 $ 12,950,000 $ 259,000 $ 72,000
Tift, Georgia 50 $ 9,970,000 $ 199,400 $ 80,000
Citrus, Florida 48 $ 7,660,000 $ 159,583 $ 85,000
Laurens, South Carolina 48 $ 8,520,000 $ 177,500 $ 83,000
Pender, North Carolina 45 $ 15,005,000 $ 333,444 $ 144,000
Edgefield, South Carolina 44 $ 11,630,000 $ 264,318 $ 129,000
Towns, Georgia 43 $ 8,545,000 $ 198,720 $ 117,000
Fairfield, South Carolina 43 $ 7,785,000 $ 181,046 $ 106,000
Barrow, Georgia 42 $ 9,060,000 $ 215,714 $ 100,000
Henry, Georgia 41 $ 13,255,000 $ 323,292 $ 114,000
Stephens, Georgia 41 $ 5,765,000 $ 140,609 $ 80,000
Cabarrus, North Carolina 41 $ 14,565,000 $ 355,243 $ 145,000
Lincoln, North Carolina 39 $ 14,685,000 $ 376,538 $ 194,000
Clarke, Georgia 38 $ 11,590,000 $ 305,000 $ 243,000
Walton, Florida 36 $ 31,540,000 $ 876,111 $ 385,000
DeSoto, Florida 35 $ 3,635,000 $ 103,857 $ 72,000
Houston, Georgia 35 $ 7,685,000 $ 219,571 $ 93,000
Buncombe, North Carolina 33 $ 9,365,000 $ 283,787 $ 185,000
Darlington, South Carolina 33 $ 3,435,000 $ 104,090 $ 71,000
Saluda, South Carolina 32 $ 6,140,000 $ 191,875 $ 92,000
Banks, Georgia 31 $ 7,315,000 $ 235,967 $ 96,000
Morgan, Alabama 30 $ 6,640,000 $ 221,333 $ 111,000
Hart, Georgia 30 $ 6,660,000 $ 222,000 $ 127,000
Henrico, Virginia 30 $ 9,990,000 $ 333,000 $ 403,000
Effingham, Georgia 29 $ 6,215,000 $ 214,310 $ 87,000
White, Georgia 28 $ 5,980,000 $ 213,571 $ 87,000
Henderson, North Carolina 28 $ 9,590,000 $ 342,500 $ 145,000
McCormick, South Carolina 28 $ 7,170,000 $ 256,071 $ 170,000
Nassau, Florida 27 $ 8,275,000 $ 306,481 $ 318,000
Durham, North Carolina 27 $ 6,085,000 $ 225,370 $ 207,000
Haywood, North Carolina 26 $ 7,440,000 $ 286,153 $ 102,000
Sumter, South Carolina 26 $ 3,500,000 $ 134,615 $ 60,000
Hendry, Florida 25 $ 2,965,000 $ 118,600 $ 61,000
Monroe, Georgia 25 $ 8,665,000 $ 346,600 $ 148,000
Chesterfield, Virginia 25 $ 5,095,000 $ 203,800 $ 206,000
Clarendon, South Carolina 24 $ 3,800,000 $ 158,333 $ 95,000
Union, South Carolina 24 $ 2,310,000 $ 96,250 $ 79,000
Bulloch, Georgia 23 $ 4,785,000 $ 208,043 $ 126,000
Fayette, Georgia 23 $ 8,265,000 $ 359,347 $ 168,000
Polk, Georgia 23 $ 4,655,000 $ 202,391 $ 77,000
Orange, North Carolina 23 $ 7,095,000 $ 308,478 $ 324,000
Watauga, North Carolina 23 $ 10,325,000 $ 448,913 $ 321,000
Abbeville, South Carolina 23 $ 3,445,000 $ 149,782 $ 75,000
Douglas, Georgia 22 $ 26,790,000 $ 1,217,727 $ 111,000
Oconee, Georgia 22 $ 6,870,000 $ 312,272 $ 241,000
Rabun, Georgia 22 $ 7,040,000 $ 320,000 $ 136,000
Tattnall, Georgia 22 $ 3,290,000 $ 149,545 $ 54,000
Onslow, North Carolina 22 $ 9,840,000 $ 447,272 $ 222,000
Williamsburg, South Carolina 22 $ 2,260,000 $ 102,727 $ 73,000
Richmond City, Virginia 22 $ 7,510,000 $ 341,363 $ 222,000
Tallapoosa, Alabama 21 $ 6,365,000 $ 303,095 $ 219,000
Glynn, Georgia 21 $ 8,125,000 $ 386,904 $ 185,000
Murray, Georgia 21 $ 3,485,000 $ 165,952 $ 82,000
Carteret, North Carolina 21 $ 5,555,000 $ 264,523 $ 327,000
Marshall, Alabama 20 $ 9,280,000 $ 464,000 $ 157,000
Pickens, Georgia 20 $ 5,770,000 $ 288,500 $ 138,000
Chester, South Carolina 20 $ 4,510,000 $ 225,500 $ 105,000
Levy, Florida 19 $ 2,335,000 $ 122,894 $ 56,000
Bamberg, South Carolina 19 $ 2,265,000 $ 119,210 $ 74,000
Catawba, North Carolina 18 $ 11,020,000 $ 612,222 $ 256,000
Macon, North Carolina 18 $ 6,080,000 $ 337,777 $ 178,000
Transylvania, North Carolina 18 $ 6,340,000 $ 352,222 $ 184,000
Randolph, Alabama 17 $ 4,605,000 $ 270,882 $ 145,000
Bay, Florida 17 $ 5,645,000 $ 332,058 $ 207,000
Rockdale, Georgia 17 $ 6,745,000 $ 396,764 $ 171,000
Jackson, North Carolina 17 $ 14,295,000 $ 840,882 $ 421,000
Worth, Georgia 16 $ 2,850,000 $ 178,125 $ 92,000
Hampton, South Carolina 16 $ 1,670,000 $ 104,375 $ 54,000
Marion, South Carolina 16 $ 1,580,000 $ 98,750 $ 51,000
Harris, Georgia 15 $ 2,595,000 $ 173,000 $ 147,000
McDuffie, Georgia 15 $ 3,665,000 $ 244,333 $ 89,000
Walton, Georgia 15 $ 3,755,000 $ 250,333 $ 94,000
Kershaw, South Carolina 15 $ 3,325,000 $ 221,666 $ 129,000
Lincoln, Georgia 14 $ 3,250,000 $ 232,142 $ 126,000
Liberty, Georgia 13 $ 2,335,000 $ 179,615 $ 90,000
Hanover, Virginia 13 $ 2,385,000 $ 183,461 $ 207,000
Clay, Alabama 12 $ 2,210,000 $ 184,166 $ 118,000
Glades, Florida 12 $ 1,760,000 $ 146,666 $ 77,000
Okaloosa, Florida 12 $ 5,850,000 $ 487,500 $ 280,000
Crisp, Georgia 12 $ 2,170,000 $ 180,833 $ 73,000
Long, Georgia 12 $ 3,160,000 $ 263,333 $ 93,000
Lumpkin, Georgia 12 $ 2,990,000 $ 249,166 $ 93,000
Columbus, North Carolina 12 $ 1,720,000 $ 143,333 $ 53,000
Stanly, North Carolina 12 $ 2,970,000 $ 247,500 $ 100,000
Cullman, Alabama 11 $ 3,435,000 $ 312,272 $ 151,000
Franklin, Georgia 11 $ 2,075,000 $ 188,636 $ 73,000
Jones, Georgia 11 $ 2,405,000 $ 218,636 $ 101,000
Craven, North Carolina 11 $ 1,905,000 $ 173,181 $ 70,000
Mobile, Alabama 10 $ 3,820,000 $ 382,000 $ 265,000
St. Clair, Alabama 10 $ 2,000,000 $ 200,000 $ 122,000
Leon, Florida 10 $ 3,180,000 $ 318,000 $ 113,000
Colquitt, Georgia 10 $ 2,610,000 $ 261,000 $ 108,000
Haralson, Georgia 10 $ 2,550,000 $ 255,000 $ 131,000
Cherokee, North Carolina 10 $ 2,030,000 $ 203,000 $ 190,000
Pitt, North Carolina 10 $ 1,010,000 $ 101,000 $ 55,000
Baker, Florida 9 $ 2,475,000 $ 275,000 $ 141,000
Catoosa, Georgia 9 $ 2,225,000 $ 247,222 $ 132,000
Dawson, Georgia 9 $ 2,595,000 $ 288,333 $ 164,000
Greene, Georgia 9 $ 5,985,000 $ 665,000 $ 507,000
Heard, Georgia 9 $ 2,145,000 $ 238,333 $ 106,000
Forsyth, North Carolina 9 $ 2,195,000 $ 243,888 $ 92,000
Chesterfield, South Carolina 9 $ 1,045,000 $ 116,111 $ 47,000
Prince William, Virginia 9 $ 2,915,000 $ 323,888 $ 141,000
Cherokee, Alabama 8 $ 2,060,000 $ 257,500 $ 198,000
Appling, Georgia 8 $ 1,080,000 $ 135,000 $ 69,000
Camden, Georgia 8 $ 2,130,000 $ 266,250 $ 108,000
Chattooga, Georgia 8 $ 1,690,000 $ 211,250 $ 79,000
Dooly, Georgia 8 $ 660,000 $ 82,500 $ 51,000
Newton, Georgia 8 $ 1,860,000 $ 232,500 $ 57,000
Putnam, Georgia 8 $ 3,270,000 $ 408,750 $ 281,000
Spalding, Georgia 8 $ 1,960,000 $ 245,000 $ 94,000
Walker, Georgia 8 $ 1,270,000 $ 158,750 $ 105,000
Avery, North Carolina 8 $ 4,140,000 $ 517,500 $ 642,000
Rutherford, North Carolina 8 $ 3,600,000 $ 450,000 $ 277,000
Lee, South Carolina 8 $ 850,000 $ 106,250 $ 81,000
Goochland, Virginia 8 $ 2,050,000 $ 256,250 $ 260,000
Jackson, Alabama 7 $ 2,845,000 $ 406,428 $ 194,000
Columbia, Florida 7 $ 875,000 $ 125,000 $ 62,000
Burke, Georgia 7 $ 1,685,000 $ 240,714 $ 89,000
Meriwether, Georgia 7 $ 1,965,000 $ 280,714 $ 92,000
Ashe, North Carolina 7 $ 2,045,000 $ 292,142 $ 459,000
Bladen, North Carolina 7 $ 685,000 $ 97,857 $ 58,000
Davidson, North Carolina 7 $ 2,205,000 $ 315,000 $ 154,000
Duplin, North Carolina 7 $ 755,000 $ 107,857 $ 65,000
Polk, North Carolina 7 $ 2,265,000 $ 323,571 $ 280,000
Cherokee, South Carolina 7 $ 815,000 $ 116,428 $ 66,000
Tuscaloosa, Alabama 6 $ 3,320,000 $ 553,333 $ 105,000
Evans, Georgia 6 $ 620,000 $ 103,333 $ 61,000
Lee, Georgia 6 $ 1,320,000 $ 220,000 $ 91,000
Lowndes, Georgia 6 $ 1,410,000 $ 235,000 $ 146,000
Clay, North Carolina 6 $ 1,680,000 $ 280,000 $ 241,000
Franklin, North Carolina 6 $ 1,370,000 $ 228,333 $ 103,000
Johnston, North Carolina 6 $ 970,000 $ 161,666 $ 346,000
Barnwell, South Carolina 6 $ 830,000 $ 138,333 $ 132,000
Hamilton, Tennessee 6 $ 1,670,000 $ 278,333 $ 206,000
Wilson, Tennessee 6 $ 1,710,000 $ 285,000 $ 126,000
Elmore, Alabama 5 $ 925,000 $ 185,000 $ 338,000
Hardee, Florida 5 $ 855,000 $ 171,000 $ 62,000
Baldwin, Georgia 5 $ 1,955,000 $ 391,000 $ 154,000
Coffee, Georgia 5 $ 2,245,000 $ 449,000 $ 75,000
Jasper, Georgia 5 $ 1,075,000 $ 215,000 $ 75,000
Madison, Georgia 5 $ 795,000 $ 159,000 $ 91,000
McIntosh, Georgia 5 $ 725,000 $ 145,000 $ 96,000
Muscogee, Georgia 5 $ 1,475,000 $ 295,000 $ 78,000
Toombs, Georgia 5 $ 565,000 $ 113,000 $ 56,000
Chatham, North Carolina 5 $ 3,325,000 $ 665,000 $ 225,000
Cleveland, North Carolina 5 $ 1,385,000 $ 277,000 $ 161,000
Guilford, North Carolina 5 $ 2,365,000 $ 473,000 $ 415,000
McDowell, North Carolina 5 $ 2,955,000 $ 591,000 $ 287,000
Yancey, North Carolina 5 $ 1,815,000 $ 363,000 $ 178,000
Dillon, South Carolina 5 $ 365,000 $ 73,000 $ 47,000
Davidson, Tennessee 5 $ 1,455,000 $ 291,000 $ 446,000
Williamson, Tennessee 5 $ 4,825,000 $ 965,000 $ 605,000
Fairfax, Virginia 5 $ 7,155,000 $ 1,431,000 $ 121,000
Powhatan, Virginia 5 $ 3,965,000 $ 793,000 $ 146,000
Colbert, Alabama 4 $ 910,000 $ 227,500 $ 131,000
Lawrence, Alabama 4 $ 1,230,000 $ 307,500 $ 92,000
Russell, Alabama 4 $ 2,300,000 $ 575,000 $ 38,000
Talladega, Alabama 4 $ 870,000 $ 217,500 $ 103,000
Walker, Alabama 4 $ 1,380,000 $ 345,000 $ 124,000
Winston, Alabama 4 $ 1,330,000 $ 332,500 $ 291,000
Maricopa, Arizona 4 $ 1,340,000 $ 335,000 $ 248,000
Gulf, Florida 4 $ 2,100,000 $ 525,000 $ 259,000
Suwannee, Florida 4 $ 670,000 $ 167,500 $ 154,000
Jefferson, Georgia 4 $ 690,000 $ 172,500 $ 72,000
Johnson, Georgia 4 $ 760,000 $ 190,000 $ 107,000
Morgan, Georgia 4 $ 1,320,000 $ 330,000 $ 100,000
Screven, Georgia 4 $ 540,000 $ 135,000 $ 67,000
Upson, Georgia 4 $ 610,000 $ 152,500 $ 59,000
Ware, Georgia 4 $ 460,000 $ 115,000 $ 82,000
Burke, North Carolina 4 $ 700,000 $ 175,000 $ 129,000
Caldwell, North Carolina 4 $ 1,300,000 $ 325,000 $ 221,000
Lenoir, North Carolina 4 $ 740,000 $ 185,000 $ 143,000
Madison, North Carolina 4 $ 1,330,000 $ 332,500 $ 207,000
Robeson, North Carolina 4 $ 1,210,000 $ 302,500 $ 126,000
Wayne, North Carolina 4 $ 690,000 $ 172,500 $ 81,000
Sevier, Tennessee 4 $ 1,070,000 $ 267,500 $ 159,000
Stafford, Virginia 4 $ 1,590,000 $ 397,500 $ 79,000
Autauga, Alabama 3 $ 485,000 $ 161,666 $ 70,000
Barbour, Alabama 3 $ 575,000 $ 191,666 $ 738,000
Lauderdale, Alabama 3 $ 505,000 $ 168,333 $ 48,000
Montgomery, Alabama 3 $ 875,000 $ 291,666 $ 119,000
Sussex, Delaware 3 $ 2,785,000 $ 928,333 $ 51,000
Jefferson, Florida 3 $ 475,000 $ 158,333 $ 83,000
Berrien, Georgia 3 $ 635,000 $ 211,666 $ 124,000
Elbert, Georgia 3 $ 565,000 $ 188,333 $ 100,000
Hancock, Georgia 3 $ 405,000 $ 135,000 $ 43,000
Lanier, Georgia 3 $ 285,000 $ 95,000 $ 63,000
Marion, Georgia 3 $ 375,000 $ 125,000 $ 102,000
Oglethorpe, Georgia 3 $ 245,000 $ 81,666 $ 44,000
Peach, Georgia 3 $ 765,000 $ 255,000 $ 57,000
Thomas, Georgia 3 $ 605,000 $ 201,666 $ 94,000
Twiggs, Georgia 3 $ 395,000 $ 131,666 $ 75,000
Cook, Illinois 3 $ 515,000 $ 171,666 $ 611,000
Oakland, Michigan 3 $ 815,000 $ 271,666 $ 62,000
Alamance, North Carolina 3 $ 625,000 $ 208,333 $ 81,000
Beaufort, North Carolina 3 $ 225,000 $ 75,000 $ 54,000
Granville, North Carolina 3 $ 505,000 $ 168,333 $ 61,000
Mitchell, North Carolina 3 $ 525,000 $ 175,000 $ 72,000
Montgomery, North Carolina 3 $ 795,000 $ 265,000 $ 350,000
Wilson, North Carolina 3 $ 365,000 $ 121,666 $ 52,000
Middlesex, Virginia 3 $ 1,545,000 $ 515,000 $ 520,000
Cleburne, Alabama 2 $ 220,000 $ 110,000 $ 104,000
Coffee, Alabama 2 $ 290,000 $ 145,000 $ 35,000
Coosa, Alabama 2 $ 800,000 $ 400,000 $ 341,000
Covington, Alabama 2 $ 260,000 $ 130,000 $ 46,000
DeKalb, Alabama 2 $ 550,000 $ 275,000 $ 216,000
Houston, Alabama 2 $ 360,000 $ 180,000 $ 33,000
Pulaski, Arkansas 2 $ 260,000 $ 130,000 $ 179,000
Douglas, Colorado 2 $ 590,000 $ 295,000 $ 94,000
Bradford, Florida 2 $ 310,000 $ 155,000 $ 83,000
Dixie, Florida 2 $ 130,000 $ 65,000 $ 42,000
Gadsden, Florida 2 $ 360,000 $ 180,000 $ 54,000
Bacon, Georgia 2 $ 270,000 $ 135,000 $ 97,000
Dougherty, Georgia 2 $ 330,000 $ 165,000 $ 50,000
Lamar, Georgia 2 $ 90,000 $ 45,000 $ 103,000
Macon, Georgia 2 $ 440,000 $ 220,000 $ 135,000
Montgomery, Georgia 2 $ 510,000 $ 255,000 $ 146,000
Pike, Georgia 2 $ 140,000 $ 70,000 $ 76,000
Pulaski, Georgia 2 $ 200,000 $ 100,000 $ 40,000
Schley, Georgia 2 $ 230,000 $ 115,000 $ 42,000
Sumter, Georgia 2 $ 320,000 $ 160,000 $ 52,000
Treutlen, Georgia 2 $ 410,000 $ 205,000 $ 101,000
Turner, Georgia 2 $ 150,000 $ 75,000 $ 46,000
Wheeler, Georgia 2 $ 160,000 $ 80,000 $ 69,000
Wilcox, Georgia 2 $ 190,000 $ 95,000 $ 55,000
Wilkinson, Georgia 2 $ 440,000 $ 220,000 $ 66,000
Ramsey, Minnesota 2 $ 1,610,000 $ 805,000 $ 534,000
Harrison, Mississippi 2 $ 660,000 $ 330,000 $ 85,000
Lamar, Mississippi 2 $ 1,040,000 $ 520,000 $ 8,000
Rockingham, New Hampshire 2 $ 1,060,000 $ 530,000 $ 179,000
Morris, New Jersey 2 $ 360,000 $ 180,000 $ 207,000
Cumberland, North Carolina 2 $ 480,000 $ 240,000 $ 85,000
Dare, North Carolina 2 $ 110,000 $ 55,000 $ 44,000
Edgecombe, North Carolina 2 $ 170,000 $ 85,000 $ 78,000
Harnett, North Carolina 2 $ 370,000 $ 185,000 $ 73,000
Hyde, North Carolina 2 $ 330,000 $ 165,000 $ 45,000
Sampson, North Carolina 2 $ 110,000 $ 55,000 $ 58,000
Surry, North Carolina 2 $ 850,000 $ 425,000 $ 185,000
Swain, North Carolina 2 $ 540,000 $ 270,000 $ 121,000
Oklahoma, Oklahoma 2 $ 740,000 $ 370,000 $ 120,000
Knox, Tennessee 2 $ 340,000 $ 170,000 $ 53,000
Lincoln, Tennessee 2 $ 1,090,000 $ 545,000 $ 193,000
Shelby, Tennessee 2 $ 410,000 $ 205,000 $ 256,000
Union, Tennessee 2 $ 270,000 $ 135,000 $ 61,000
Dallas, Texas 2 $ 990,000 $ 495,000 $ 218,000
Harris, Texas 2 $ 9,930,000 $ 4,965,000 $ 353,000
Montgomery, Texas 2 $ 1,990,000 $ 995,000 $ 253,000
Tarrant, Texas 2 $ 440,000 $ 220,000 $ 56,000
Arlington, Virginia 2 $ 460,000 $ 230,000 $ 411,000
Bedford, Virginia 2 $ 220,000 $ 110,000 $ 60,000
Botetourt, Virginia 2 $ 400,000 $ 200,000 $ 78,000
Grayson, Virginia 2 $ 920,000 $ 460,000 $ 113,000
Louisa, Virginia 2 $ 390,000 $ 195,000 $ 56,000
Martinsville, Virginia 2 $ 260,000 $ 130,000 $ 51,000
Mecklenburg, Virginia 2 $ 550,000 $ 275,000 $ 110,000
Norfolk, Virginia 2 $ 440,000 $ 220,000 $ 129,000
Northampton, Virginia 2 $ 970,000 $ 485,000 $ 177,000
Nottoway, Virginia 2 $ 250,000 $ 125,000 $ 92,000
Sussex, Virginia 2 $ 440,000 $ 220,000 $ 95,000
Virginia Beach, Virginia 2 $ 1,440,000 $ 720,000 $ 352,000
Blount, Alabama 1 $ 75,000 $ 75,000 $ 4,420,000
Bullock, Alabama 1 $ 1,205,000 $ 1,205,000 $ 933,000
Dale, Alabama 1 $ 35,000 $ 35,000 $ 100,000
Etowah, Alabama 1 $ 1,175,000 $ 1,175,000 $ 0
Fayette, Alabama 1 $ 155,000 $ 155,000 $ 25,000
Franklin, Alabama 1 $ 95,000 $ 95,000 $ 38,000
Henry, Alabama 1 $ 35,000 $ 35,000 $ 43,000
Marengo, Alabama 1 $ 95,000 $ 95,000 $ 0
Pickens, Alabama 1 $ 565,000 $ 565,000 $ 106,000
Contra Costa, California 1 $ 425,000 $ 425,000 $ 208,000
Los Angeles, California 1 $ 625,000 $ 625,000 $ 114,000
San Diego, California 1 $ 1,655,000 $ 1,655,000 $ 637,000
Adams, Colorado 1 $ 245,000 $ 245,000 $ 225,000
Gilpin, Colorado 1 $ 355,000 $ 355,000 $ 196,000
Grand, Colorado 1 $ 135,000 $ 135,000 $ 175,000
Mesa, Colorado 1 $ 325,000 $ 325,000 $ 205,000
New Haven, Connecticut 1 $ 375,000 $ 375,000 $ 263,000
District of Columbia, District Of Columbia 1 $ 405,000 $ 405,000 $ 66,000
Holmes, Florida 1 $ 245,000 $ 245,000 $ 173,000
Jackson, Florida 1 $ 175,000 $ 175,000 $ 54,000
Madison, Florida 1 $ 205,000 $ 205,000 $ 52,000
Ben Hill, Georgia 1 $ 75,000 $ 75,000 $ 108,000
Brantley, Georgia 1 $ 105,000 $ 105,000 $ 51,000
Butts, Georgia 1 $ 2,065,000 $ 2,065,000 $ 0
Candler, Georgia 1 $ 205,000 $ 205,000 $ 78,000
Clay, Georgia 1 $ 175,000 $ 175,000 $ 152,000
Cook, Georgia 1 $ 85,000 $ 85,000 $ 46,000
Decatur, Georgia 1 $ 115,000 $ 115,000 $ 48,000
Dodge, Georgia 1 $ 165,000 $ 165,000 $ 50,000
Emanuel, Georgia 1 $ 135,000 $ 135,000 $ 68,000
Grady, Georgia 1 $ 135,000 $ 135,000 $ 31,000
Irwin, Georgia 1 $ 475,000 $ 475,000 $ 230,000
Jeff Davis, Georgia 1 $ 185,000 $ 185,000 $ 18,000
Jenkins, Georgia 1 $ 65,000 $ 65,000 $ 12,000
Taylor, Georgia 1 $ 135,000 $ 135,000 $ 89,000
Telfair, Georgia 1 $ 225,000 $ 225,000 $ 80,000
Warren, Georgia 1 $ 25,000 $ 25,000 $ 74,000
Washington, Georgia 1 $ 135,000 $ 135,000 $ 23,000
Wayne, Georgia 1 $ 175,000 $ 175,000 $ 138,000
Wilkes, Georgia 1 $ 105,000 $ 105,000 $ 74,000
DuPage, Illinois 1 $ 365,000 $ 365,000 $ 0
Kane, Illinois 1 $ 165,000 $ 165,000 $ 42,000
Lake, Illinois 1 $ 875,000 $ 875,000 $ 541,000
McHenry, Illinois 1 $ 225,000 $ 225,000 $ 78,000
McLean, Illinois 1 $ 175,000 $ 175,000 $ 0
Hamilton, Indiana 1 $ 35,000 $ 35,000 $ 168,000
LaGrange, Indiana 1 $ 245,000 $ 245,000 $ 0
Marion, Indiana 1 $ 545,000 $ 545,000 $ 297,000
St. Joseph, Indiana 1 $ 125,000 $ 125,000 $ 30,000
Vermillion, Indiana 1 $ 275,000 $ 275,000 $ 157,000
Polk, Iowa 1 $ 85,000 $ 85,000 $ 28,000
Jefferson, Kentucky 1 $ 285,000 $ 285,000 $ 164,000
Shelby, Kentucky 1 $ 625,000 $ 625,000 $ 194,000
Warren, Kentucky 1 $ 95,000 $ 95,000 $ 49,000
Caddo, Louisiana 1 $ 165,000 $ 165,000 $ 117,000
Calcasieu, Louisiana 1 $ 185,000 $ 185,000 $ 88,000
Lafourche, Louisiana 1 $ 145,000 $ 145,000 $ 42,000
Orleans, Louisiana 1 $ 215,000 $ 215,000 $ 100,000
Cumberland, Maine 1 $ 545,000 $ 545,000 $ 949,000
Anne Arundel, Maryland 1 $ 465,000 $ 465,000 $ 92,000
Baltimore City, Maryland 1 $ 285,000 $ 285,000 $ 131,000
Frederick, Maryland 1 $ 145,000 $ 145,000 $ 34,000
Montgomery, Maryland 1 $ 415,000 $ 415,000 $ 125,000
Dukes, Massachusetts 1 $ 335,000 $ 335,000 $ 184,000
Essex, Massachusetts 1 $ 305,000 $ 305,000 $ 250,000
Hampshire, Massachusetts 1 $ 235,000 $ 235,000 $ 88,000
Worcester, Massachusetts 1 $ 515,000 $ 515,000 $ 165,000
Kalamazoo, Michigan 1 $ 505,000 $ 505,000 $ 132,000
Ottawa, Michigan 1 $ 275,000 $ 275,000 $ 88,000
Anoka, Minnesota 1 $ 325,000 $ 325,000 $ 98,000
DeSoto, Mississippi 1 $ 215,000 $ 215,000 $ 78,000
Hinds, Mississippi 1 $ 3,505,000 $ 3,505,000 $ 0
Madison, Mississippi 1 $ 515,000 $ 515,000 $ 720,000
Oktibbeha, Mississippi 1 $ 225,000 $ 225,000 $ 115,000
Rankin, Mississippi 1 $ 205,000 $ 205,000 $ 80,000
Chariton, Missouri 1 $ 155,000 $ 155,000 $ 69,000
St. Charles, Missouri 1 $ 135,000 $ 135,000 $ 90,000
St. Louis, Missouri 1 $ 585,000 $ 585,000 $ 106,000
Carbon, Montana 1 $ 1,265,000 $ 1,265,000 $ 598,000
Lincoln, Nebraska 1 $ 165,000 $ 165,000 $ 97,000
Bergen, New Jersey 1 $ 415,000 $ 415,000 $ 150,000
Burlington, New Jersey 1 $ 555,000 $ 555,000 $ 168,000
Middlesex, New Jersey 1 $ 265,000 $ 265,000 $ 696,000
Monmouth, New Jersey 1 $ 205,000 $ 205,000 $ 124,000
Chaves, New Mexico 1 $ 375,000 $ 375,000 $ 79,000
Anson, North Carolina 1 $ 95,000 $ 95,000 $ 39,000
Chowan, North Carolina 1 $ 155,000 $ 155,000 $ 70,000
Gates, North Carolina 1 $ 55,000 $ 55,000 $ 40,000
Graham, North Carolina 1 $ 235,000 $ 235,000 $ 99,000
Hertford, North Carolina 1 $ 65,000 $ 65,000 $ 88,000
Martin, North Carolina 1 $ 105,000 $ 105,000 $ 58,000
Moore, North Carolina 1 $ 435,000 $ 435,000 $ 158,000
Nash, North Carolina 1 $ 45,000 $ 45,000 $ 41,000
Pamlico, North Carolina 1 $ 165,000 $ 165,000 $ 244,000
Randolph, North Carolina 1 $ 635,000 $ 635,000 $ 125,000
Scotland, North Carolina 1 $ 225,000 $ 225,000 $ 74,000
Warren, North Carolina 1 $ 75,000 $ 75,000 $ 28,000
Wilkes, North Carolina 1 $ 155,000 $ 155,000 $ 85,000
Yadkin, North Carolina 1 $ 75,000 $ 75,000 $ 31,000
Clermont, Ohio 1 $ 545,000 $ 545,000 $ 304,000
Clatsop, Oregon 1 $ 545,000 $ 545,000 $ 245,000
Adams, Pennsylvania 1 $ 155,000 $ 155,000 $ 119,000
Centre, Pennsylvania 1 $ 285,000 $ 285,000 $ 79,000
Erie, Pennsylvania 1 $ 165,000 $ 165,000 $ 56,000
Tioga, Pennsylvania 1 $ 135,000 $ 135,000 $ 374,000
Washington, Pennsylvania 1 $ 705,000 $ 705,000 $ 247,000
Providence, Rhode Island 1 $ 165,000 $ 165,000 $ 17,000
Allendale, South Carolina 1 $ 125,000 $ 125,000 $ 65,000
Marlboro, South Carolina 1 $ 85,000 $ 85,000 $ 115,000
Cumberland, Tennessee 1 $ 215,000 $ 215,000 $ 60,000
Jefferson, Tennessee 1 $ 405,000 $ 405,000 $ 245,000
Loudon, Tennessee 1 $ 255,000 $ 255,000 $ 70,000
McMinn, Tennessee 1 $ 105,000 $ 105,000 $ 68,000
Rhea, Tennessee 1 $ 545,000 $ 545,000 $ 584,000
Rutherford, Tennessee 1 $ 695,000 $ 695,000 $ 0
Sequatchie, Tennessee 1 $ 305,000 $ 305,000 $ 150,000
Smith, Tennessee 1 $ 365,000 $ 365,000 $ 185,000
Collin, Texas 1 $ 645,000 $ 645,000 $ 500,000
Fort Bend, Texas 1 $ 485,000 $ 485,000 $ 0
Galveston, Texas 1 $ 1,005,000 $ 1,005,000 $ 231,000
McLennan, Texas 1 $ 365,000 $ 365,000 $ 90,000
Rockwall, Texas 1 $ 4,105,000 $ 4,105,000 $ 0
Orange, Vermont 1 $ 1,645,000 $ 1,645,000 $ 468,000
Albemarle, Virginia 1 $ 545,000 $ 545,000 $ 480,000
Brunswick, Virginia 1 $ 925,000 $ 925,000 $ 403,000
Buchanan, Virginia 1 $ 185,000 $ 185,000 $ 44,000
Campbell, Virginia 1 $ 265,000 $ 265,000 $ 73,000
Carroll, Virginia 1 $ 195,000 $ 195,000 $ 0
Chesapeake, Virginia 1 $ 475,000 $ 475,000 $ 0
Danville, Virginia 1 $ 55,000 $ 55,000 $ 24,000
Gloucester, Virginia 1 $ 45,000 $ 45,000 $ 23,000
James City, Virginia 1 $ 245,000 $ 245,000 $ 793,000
Lancaster, Virginia 1 $ 15,000 $ 15,000 $ 14,000
Loudoun, Virginia 1 $ 55,000 $ 55,000 $ 123,000
Lynchburg, Virginia 1 $ 75,000 $ 75,000 $ 107,000
Mathews, Virginia 1 $ 425,000 $ 425,000 $ 1,083,000
Northumberland, Virginia 1 $ 465,000 $ 465,000 $ 175,000
Petersburg, Virginia 1 $ 145,000 $ 145,000 $ 0
Pulaski, Virginia 1 $ 415,000 $ 415,000 $ 0
Russell, Virginia 1 $ 85,000 $ 85,000 $ 36,000
Page:

Mortgage Loan Application Detail Totals for Southstate Bank, National Association in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 14,657 $5,246,325,000 $357,000 $53,615,000 $156,000 $9,648,000
Refinancing 5,398 $1,727,900,000 $320,000 $6,205,000 $177,000 $7,124,000
Cash-out Refinancing 2,935 $873,205,000 $297,000 $4,005,000 $142,000 $4,440,000
Home Improvement 2,786 $373,320,000 $133,000 $2,025,000 $176,000 $3,763,000
Other Purpose 2,311 $382,625,000 $165,000 $2,795,000 $188,000 $5,751,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 20,698 $5,925,980,000 $286,000 $12,005,000 $166,000 $9,648,000
Not Provided 2,907 $1,024,565,000 $352,000 $3,005,000 $192,000 $2,058,000
Black or African American 1,778 $409,690,000 $230,000 $2,825,000 $110,000 $4,145,000
Hispanic 1,527 $399,345,000 $261,000 $3,655,000 $129,000 $2,853,000
Asian 639 $222,125,000 $347,000 $3,505,000 $191,000 $3,320,000
Not applicable 372 $578,530,000 $1,555,000 $53,615,000 $0 $0
American Indian or Alaskan Native 95 $24,105,000 $253,000 $1,475,000 $114,000 $524,000
Native Hawaiian or Other Pacific Islander 13 $3,795,000 $291,000 $545,000 $140,000 $553,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 26,483 $8,163,005,000 $308,000 $53,615,000 $168,000 $9,648,000
FHA-insured (Federal Housing Administration) 763 $177,675,000 $232,000 $1,885,000 $68,000 $308,000
VA-guaranteed (Veterans Administration) 682 $234,210,000 $343,000 $1,585,000 $108,000 $425,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 159 $28,485,000 $179,000 $365,000 $54,000 $117,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 19,885 $6,510,335,000 $327,000 $53,615,000 $171,000 $9,648,000
Application Withdrawn By Applicant 3,948 $1,305,450,000 $330,000 $36,795,000 $176,000 $3,325,000
Application Denied By Financial Institution 3,399 $586,355,000 $172,000 $2,795,000 $103,000 $4,440,000
Application Approved But Not Accepted 528 $90,330,000 $171,000 $2,005,000 $134,000 $3,294,000
File Closed For Incompleteness 303 $101,625,000 $335,000 $2,355,000 $191,000 $3,320,000
Loan Purchased By The Institution 24 $9,280,000 $386,000 $1,225,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 24,688 $8,017,020,000 $324,000 $53,615,000 $172,000 $9,648,000
Debt-To-Income Ratio 1,484 $271,660,000 $183,000 $2,795,000 $63,000 $601,000
Credit History 919 $113,985,000 $124,000 $2,405,000 $108,000 $4,420,000
Collateral 391 $78,295,000 $200,000 $2,005,000 $163,000 $1,834,000
Credit Application Incomplete 244 $55,400,000 $227,000 $1,585,000 $209,000 $2,737,000
Employment History 158 $19,670,000 $124,000 $785,000 $84,000 $4,440,000
Other 111 $27,735,000 $249,000 $1,505,000 $162,000 $2,216,000
Unverifiable Information 59 $11,685,000 $198,000 $605,000 $123,000 $1,920,000
Insufficient Cash (Downpayment, Closing Cost) 33 $7,925,000 $240,000 $835,000 $80,000 $194,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Southstate Bank, National Association's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Southstate Bank, National Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet with aggregated HMDA statistics today.

Download the Florida Lender List