South Trust Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003

South Trust Bank 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address South Trust Bank
1 Metroplex Dr, Suite 500
Homewood, AL 35209
Tel #: available with data download
Federal Regulator * available with data download
Years 2004  2003  
Total Number of Mortgage Applications 41,192
Total Mortgage Loan Application Amount $4,116,787,000
Average Mortgage Loan Application Amount $1,404,565
Highest Mortgage Loan Application Amount $31,852,000
Average Applicant Income $87,119
Highest Applicant Income $9,000,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with South Trust Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing South Trust Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2003 breaks down South Trust Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how South Trust Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by South Trust Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at South Trust Bank's mortgage activity for 2003.

Mortgage Loan Application Totals for South Trust Bank by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Jefferson County Alabama 1,827 $ 122,046,000 $ 66,000 $ 75,000
Broward County Florida 1,777 $ 161,386,000 $ 90,000 $ 83,000
Pinellas County Florida 1,478 $ 142,656,000 $ 96,000 $ 72,000
Palm Beach County Florida 1,268 $ 145,366,000 $ 114,000 $ 91,000
Lee County Florida 1,016 $ 86,552,000 $ 85,000 $ 82,000
Hillsborough County Florida 970 $ 126,298,000 $ 130,000 $ 69,000
Mobile County Alabama 880 $ 72,023,000 $ 81,000 $ 70,000
Charlotte County Florida 879 $ 70,292,000 $ 79,000 $ 58,000
Miami-Dade County Florida 840 $ 90,271,000 $ 107,000 $ 116,000
Duval County Florida 838 $ 92,045,000 $ 109,000 $ 79,000
Volusia County Florida 838 $ 68,984,000 $ 82,000 $ 60,000
Fulton County Georgia 794 $ 102,417,000 $ 128,000 $ 108,000
Sarasota County Florida 750 $ 62,527,000 $ 83,000 $ 66,000
Orange County Florida 738 $ 104,163,000 $ 141,000 $ 81,000
Gwinnett County Georgia 682 $ 45,330,000 $ 66,000 $ 86,000
Wake County North Carolina 680 $ 49,445,000 $ 72,000 $ 79,000
DeKalb County Georgia 650 $ 103,026,000 $ 158,000 $ 79,000
Madison County Alabama 632 $ 52,737,000 $ 83,000 $ 101,000
Pasco County Florida 630 $ 35,597,000 $ 56,000 $ 61,000
Cobb County Georgia 578 $ 41,287,000 $ 71,000 $ 85,000
Shelby County Alabama 537 $ 44,804,000 $ 83,000 $ 88,000
Mecklenburg County North Carolina 499 $ 109,834,000 $ 220,000 $ 85,000
Manatee County Florida 484 $ 32,938,000 $ 68,000 $ 72,000
Baldwin County Alabama 475 $ 46,655,000 $ 98,000 $ 95,000
Houston County Alabama 474 $ 26,107,000 $ 55,000 $ 76,000
Marion County Florida 424 $ 27,799,000 $ 65,000 $ 106,000
Calhoun County Alabama 385 $ 20,211,000 $ 52,000 $ 58,000
Charleston County South Carolina 365 $ 43,672,000 $ 119,000 $ 91,000
Seminole County Florida 359 $ 26,073,000 $ 72,000 $ 75,000
Richmond County Georgia 357 $ 15,017,000 $ 42,000 $ 64,000
Covington County Alabama 346 $ 18,437,000 $ 53,000 $ 58,000
Muscogee County Georgia 337 $ 24,160,000 $ 71,000 $ 71,000
Harris County Texas 326 $ 106,445,000 $ 326,000 $ 87,000
Virginia Beach County Virginia 320 $ 26,735,000 $ 83,000 $ 127,000
Montgomery County Alabama 301 $ 23,857,000 $ 79,000 $ 78,000
Etowah County Alabama 275 $ 12,895,000 $ 46,000 $ 53,000
Tuscaloosa County Alabama 271 $ 24,245,000 $ 89,000 $ 67,000
Marshall County Alabama 266 $ 16,533,000 $ 62,000 $ 59,000
Columbia County Georgia 265 $ 15,772,000 $ 59,000 $ 70,000
Jackson County Mississippi 265 $ 19,218,000 $ 72,000 $ 73,000
Guilford County North Carolina 264 $ 22,354,000 $ 84,000 $ 78,000
Collier County Florida 260 $ 28,084,000 $ 108,000 $ 80,000
Lake County Florida 246 $ 14,724,000 $ 59,000 $ 68,000
Shelby County Tennessee 245 $ 22,626,000 $ 92,000 $ 99,000
Lee County Alabama 242 $ 16,640,000 $ 68,000 $ 64,000
Greenville County South Carolina 222 $ 17,422,000 $ 78,000 $ 73,000
Cabarrus County North Carolina 217 $ 14,904,000 $ 68,000 $ 78,000
Escambia County Florida 215 $ 27,105,000 $ 126,000 $ 107,000
Clay County Florida 207 $ 18,496,000 $ 89,000 $ 74,000
Dallas County Alabama 205 $ 13,084,000 $ 63,000 $ 53,000
Dale County Alabama 201 $ 9,592,000 $ 47,000 $ 50,000
Polk County Florida 196 $ 12,571,000 $ 64,000 $ 58,000
Richland County South Carolina 191 $ 49,017,000 $ 256,000 $ 83,000
Cullman County Alabama 182 $ 9,606,000 $ 52,000 $ 66,000
Chesterfield County Virginia 177 $ 10,033,000 $ 56,000 $ 98,000
Santa Rosa County Florida 165 $ 18,148,000 $ 109,000 $ 86,000
Cherokee County Georgia 165 $ 12,003,000 $ 72,000 $ 93,000
Morgan County Alabama 164 $ 8,874,000 $ 54,000 $ 59,000
St. Johns County Florida 164 $ 18,835,000 $ 114,000 $ 162,000
Lexington County South Carolina 155 $ 9,766,000 $ 63,000 $ 59,000
Brevard County Florida 154 $ 36,679,000 $ 238,000 $ 78,000
Forsyth County Georgia 153 $ 11,307,000 $ 73,000 $ 84,000
Jefferson County Texas 152 $ 8,257,000 $ 54,000 $ 75,000
Talladega County Alabama 151 $ 8,151,000 $ 53,000 $ 47,000
Flagler County Florida 149 $ 13,297,000 $ 89,000 $ 72,000
Bexar County Texas 149 $ 31,969,000 $ 214,000 $ 60,000
Okaloosa County Florida 146 $ 13,616,000 $ 93,000 $ 93,000
Marion County Alabama 145 $ 7,159,000 $ 49,000 $ 41,000
Tallapoosa County Alabama 143 $ 11,266,000 $ 78,000 $ 76,000
Iredell County North Carolina 143 $ 14,759,000 $ 103,000 $ 75,000
Rutherford County North Carolina 139 $ 7,262,000 $ 52,000 $ 51,000
Clayton County Georgia 137 $ 7,230,000 $ 52,000 $ 52,000
Harrison County Mississippi 132 $ 8,071,000 $ 61,000 $ 66,000
Bay County Florida 130 $ 13,585,000 $ 104,000 $ 77,000
Horry County South Carolina 127 $ 11,215,000 $ 88,000 $ 119,000
Alachua County Florida 126 $ 51,431,000 $ 408,000 $ 133,000
Indian River County Florida 125 $ 27,187,000 $ 217,000 $ 61,000
Lauderdale County Alabama 120 $ 5,421,000 $ 45,000 $ 63,000
Osceola County Florida 120 $ 8,549,000 $ 71,000 $ 58,000
Chatham County Georgia 119 $ 26,027,000 $ 218,000 $ 84,000
Elmore County Alabama 118 $ 8,564,000 $ 72,000 $ 83,000
Russell County Alabama 118 $ 5,880,000 $ 49,000 $ 47,000
Davidson County Tennessee 118 $ 55,840,000 $ 473,000 $ 86,000
Tarrant County Texas 117 $ 44,510,000 $ 380,000 $ 94,000
Walker County Alabama 116 $ 4,616,000 $ 39,000 $ 54,000
Walker County Georgia 114 $ 5,266,000 $ 46,000 $ 43,000
Hernando County Florida 112 $ 6,231,000 $ 55,000 $ 79,000
Chesapeake County Virginia 112 $ 7,303,000 $ 65,000 $ 67,000
Coffee County Alabama 110 $ 5,118,000 $ 46,000 $ 60,000
Nassau County Florida 107 $ 9,889,000 $ 92,000 $ 81,000
Henry County Georgia 106 $ 5,923,000 $ 55,000 $ 65,000
Norfolk County Virginia 102 $ 7,221,000 $ 70,000 $ 71,000
St. Clair County Alabama 100 $ 7,080,000 $ 70,000 $ 55,000
Fayette County Georgia 98 $ 6,750,000 $ 68,000 $ 88,000
Union County North Carolina 98 $ 6,014,000 $ 61,000 $ 94,000
Leon County Florida 95 $ 27,089,000 $ 285,000 $ 84,000
Citrus County Florida 94 $ 6,566,000 $ 69,000 $ 53,000
Gaston County North Carolina 94 $ 5,089,000 $ 54,000 $ 55,000
Jackson County Florida 93 $ 4,345,000 $ 46,000 $ 46,000
Catoosa County Georgia 90 $ 3,830,000 $ 42,000 $ 48,000
Rowan County North Carolina 88 $ 5,363,000 $ 60,000 $ 51,000
Blount County Alabama 85 $ 4,069,000 $ 47,000 $ 49,000
Walton County Florida 84 $ 12,268,000 $ 146,000 $ 193,000
Ellis County Texas 84 $ 3,561,000 $ 42,000 $ 91,000
Pike County Alabama 80 $ 5,376,000 $ 67,000 $ 71,000
Randolph County Alabama 77 $ 5,693,000 $ 73,000 $ 59,000
Berkeley County South Carolina 72 $ 6,723,000 $ 93,000 $ 73,000
Harris County Georgia 70 $ 5,909,000 $ 84,000 $ 71,000
Douglas County Georgia 69 $ 3,695,000 $ 53,000 $ 61,000
St. Lucie County Florida 68 $ 4,730,000 $ 69,000 $ 89,000
Henry County Alabama 67 $ 3,987,000 $ 59,000 $ 44,000
Hinds County Mississippi 67 $ 4,363,000 $ 65,000 $ 91,000
Coweta County Georgia 66 $ 3,882,000 $ 58,000 $ 60,000
Paulding County Georgia 66 $ 3,733,000 $ 56,000 $ 95,000
Spartanburg County South Carolina 66 $ 4,761,000 $ 72,000 $ 86,000
Hall County Georgia 62 $ 5,779,000 $ 93,000 $ 82,000
Martin County Florida 61 $ 6,482,000 $ 106,000 $ 133,000
Durham County North Carolina 61 $ 4,670,000 $ 76,000 $ 63,000
Clay County Alabama 60 $ 2,564,000 $ 42,000 $ 35,000
Dallas County Texas 59 $ 61,922,000 $ 1,049,000 $ 107,000
Aiken County South Carolina 57 $ 2,672,000 $ 46,000 $ 61,000
Autauga County Alabama 55 $ 2,822,000 $ 51,000 $ 61,000
Limestone County Alabama 54 $ 6,197,000 $ 114,000 $ 65,000
Hardin County Texas 54 $ 2,395,000 $ 44,000 $ 75,000
Henrico County Virginia 54 $ 3,896,000 $ 72,000 $ 101,000
Washington County Florida 51 $ 2,361,000 $ 46,000 $ 50,000
Transylvania County North Carolina 51 $ 3,279,000 $ 64,000 $ 75,000
DeSoto County Florida 49 $ 3,573,000 $ 72,000 $ 71,000
Carroll County Georgia 49 $ 2,760,000 $ 56,000 $ 101,000
Rankin County Mississippi 49 $ 3,184,000 $ 64,000 $ 89,000
Geneva County Alabama 48 $ 2,162,000 $ 45,000 $ 57,000
Johnston County North Carolina 48 $ 2,598,000 $ 54,000 $ 57,000
Haralson County Georgia 46 $ 2,052,000 $ 44,000 $ 52,000
Baker County Florida 45 $ 2,338,000 $ 51,000 $ 42,000
Goochland County Virginia 45 $ 2,861,000 $ 63,000 $ 59,000
Colbert County Alabama 43 $ 2,933,000 $ 68,000 $ 56,000
Coffee County Georgia 43 $ 1,903,000 $ 44,000 $ 42,000
Cleburne County Alabama 42 $ 2,026,000 $ 48,000 $ 56,000
Madison County Mississippi 41 $ 5,377,000 $ 131,000 $ 132,000
Cleveland County North Carolina 41 $ 1,440,000 $ 35,000 $ 60,000
Dorchester County South Carolina 41 $ 3,910,000 $ 95,000 $ 58,000
Williamson County Tennessee 39 $ 4,552,000 $ 116,000 $ 102,000
Johnson County Texas 39 $ 1,983,000 $ 50,000 $ 62,000
Petersburg County Virginia 39 $ 2,445,000 $ 62,000 $ 59,000
Escambia County Alabama 38 $ 2,353,000 $ 61,000 $ 52,000
Clarke County Georgia 36 $ 2,218,000 $ 61,000 $ 68,000
Jackson County Georgia 36 $ 1,500,000 $ 41,000 $ 70,000
Telfair County Georgia 36 $ 805,000 $ 22,000 $ 32,000
Cherokee County Alabama 35 $ 1,501,000 $ 42,000 $ 33,000
Fayette County Alabama 35 $ 1,644,000 $ 46,000 $ 43,000
Rockdale County Georgia 35 $ 12,470,000 $ 356,000 $ 116,000
Murray County Georgia 34 $ 1,208,000 $ 35,000 $ 41,000
Barrow County Georgia 32 $ 1,437,000 $ 44,000 $ 66,000
Fort Bend County Texas 32 $ 33,968,000 $ 1,061,000 $ 106,000
Coosa County Alabama 31 $ 1,168,000 $ 37,000 $ 33,000
Laurens County Georgia 31 $ 1,946,000 $ 62,000 $ 113,000
Meriwether County Georgia 31 $ 1,400,000 $ 45,000 $ 39,000
Forrest County Mississippi 31 $ 1,866,000 $ 60,000 $ 63,000
Travis County Texas 31 $ 4,043,000 $ 130,000 $ 108,000
Newport News County Virginia 31 $ 1,710,000 $ 55,000 $ 67,000
Lamar County Mississippi 29 $ 2,189,000 $ 75,000 $ 99,000
Forsyth County North Carolina 29 $ 2,387,000 $ 82,000 $ 80,000
Crenshaw County Alabama 28 $ 1,434,000 $ 51,000 $ 46,000
Monroe County Florida 28 $ 5,665,000 $ 202,000 $ 174,000
Walton County Georgia 27 $ 1,800,000 $ 66,000 $ 110,000
Orange County North Carolina 27 $ 1,419,000 $ 52,000 $ 108,000
Wayne County North Carolina 27 $ 658,000 $ 24,000 $ 22,000
Orangeburg County South Carolina 27 $ 1,299,000 $ 48,000 $ 77,000
York County Virginia 27 $ 1,590,000 $ 58,000 $ 94,000
Denton County Texas 26 $ 20,349,000 $ 782,000 $ 119,000
Hampton County Virginia 26 $ 1,274,000 $ 49,000 $ 66,000
Portsmouth County Virginia 26 $ 956,000 $ 36,000 $ 56,000
New Hanover County North Carolina 25 $ 2,334,000 $ 93,000 $ 114,000
Liberty County Texas 24 $ 978,000 $ 40,000 $ 53,000
Orange County Texas 24 $ 882,000 $ 36,000 $ 58,000
Richmond City County Virginia 24 $ 8,177,000 $ 340,000 $ 107,000
Bartow County Georgia 23 $ 1,416,000 $ 61,000 $ 66,000
Chilton County Alabama 22 $ 911,000 $ 41,000 $ 39,000
Macon County Alabama 22 $ 1,172,000 $ 53,000 $ 60,000
Holmes County Florida 22 $ 1,112,000 $ 50,000 $ 44,000
Suwannee County Florida 22 $ 1,576,000 $ 71,000 $ 65,000
Ben Hill County Georgia 22 $ 740,000 $ 33,000 $ 46,000
Davidson County North Carolina 22 $ 1,647,000 $ 74,000 $ 73,000
York County South Carolina 22 $ 1,569,000 $ 71,000 $ 82,000
Hanover County Virginia 22 $ 1,321,000 $ 60,000 $ 73,000
Chambers County Texas 21 $ 871,000 $ 41,000 $ 65,000
Galveston County Texas 21 $ 21,412,000 $ 1,019,000 $ 87,000
Colonial Heights County Virginia 21 $ 1,180,000 $ 56,000 $ 66,000
Dinwiddie County Virginia 21 $ 1,355,000 $ 64,000 $ 63,000
Sumter County Florida 20 $ 1,163,000 $ 58,000 $ 62,000
Newton County Georgia 20 $ 1,433,000 $ 71,000 $ 65,000
Catawba County North Carolina 20 $ 1,995,000 $ 99,000 $ 58,000
Washington County Georgia 19 $ 577,000 $ 30,000 $ 45,000
Georgetown County South Carolina 19 $ 1,905,000 $ 100,000 $ 87,000
Kershaw County South Carolina 19 $ 990,000 $ 52,000 $ 63,000
Collin County Texas 19 $ 2,474,000 $ 130,000 $ 140,000
Winston County Alabama 18 $ 860,000 $ 47,000 $ 52,000
Effingham County Georgia 18 $ 1,670,000 $ 92,000 $ 82,000
Beaufort County South Carolina 18 $ 2,542,000 $ 141,000 $ 168,000
Hamilton County Tennessee 18 $ 1,153,000 $ 64,000 $ 54,000
Franklin County Alabama 17 $ 611,000 $ 35,000 $ 146,000
Robeson County North Carolina 17 $ 776,000 $ 45,000 $ 24,000
Laurens County South Carolina 17 $ 644,000 $ 37,000 $ 36,000
Bryan County Georgia 16 $ 709,000 $ 44,000 $ 69,000
Troup County Georgia 16 $ 1,081,000 $ 67,000 $ 145,000
Wilson County Tennessee 16 $ 637,000 $ 39,000 $ 64,000
James City County Virginia 16 $ 2,609,000 $ 163,000 $ 159,000
DeKalb County Alabama 15 $ 536,000 $ 35,000 $ 44,000
DeSoto County Mississippi 15 $ 879,000 $ 58,000 $ 117,000
Suffolk County Virginia 15 $ 1,252,000 $ 83,000 $ 106,000
Carteret County North Carolina 14 $ 2,343,000 $ 167,000 $ 199,000
Comal County Texas 14 $ 1,644,000 $ 117,000 $ 95,000
Montgomery County Texas 14 $ 3,107,000 $ 221,000 $ 196,000
Bibb County Alabama 13 $ 487,000 $ 37,000 $ 55,000
Gadsden County Florida 13 $ 535,000 $ 41,000 $ 40,000
Burke County Georgia 13 $ 442,000 $ 34,000 $ 38,000
Whitfield County Georgia 13 $ 687,000 $ 52,000 $ 51,000
Panola County Mississippi 13 $ 425,000 $ 32,000 $ 29,000
Polk County North Carolina 13 $ 1,291,000 $ 99,000 $ 105,000
Randolph County North Carolina 13 $ 542,000 $ 41,000 $ 44,000
Anderson County South Carolina 13 $ 1,276,000 $ 98,000 $ 53,000
Lowndes County Alabama 12 $ 492,000 $ 41,000 $ 55,000
Wakulla County Florida 12 $ 646,000 $ 53,000 $ 62,000
Bacon County Georgia 12 $ 389,000 $ 32,000 $ 20,000
Pearl River County Mississippi 12 $ 376,000 $ 31,000 $ 34,000
Alamance County North Carolina 12 $ 1,240,000 $ 103,000 $ 62,000
Pickens County South Carolina 12 $ 808,000 $ 67,000 $ 55,000
Brazoria County Texas 12 $ 785,000 $ 65,000 $ 83,000
Williamson County Texas 12 $ 18,870,000 $ 1,572,000 $ 61,000
Chambers County Alabama 11 $ 1,118,000 $ 101,000 $ 73,000
Jones County Mississippi 11 $ 414,000 $ 37,000 $ 52,000
Simpson County Mississippi 11 $ 430,000 $ 39,000 $ 30,000
Oconee County South Carolina 11 $ 1,248,000 $ 113,000 $ 211,000
Lincoln County Tennessee 11 $ 981,000 $ 89,000 $ 90,000
Lawrence County Alabama 10 $ 298,000 $ 29,000 $ 73,000
Levy County Florida 10 $ 986,000 $ 98,000 $ 71,000
Spalding County Georgia 10 $ 429,000 $ 42,000 $ 52,000
Fayette County Tennessee 10 $ 791,000 $ 79,000 $ 94,000
Fairfax County Virginia 10 $ 27,083,000 $ 2,708,000 $ 144,000
Prince George County Virginia 10 $ 630,000 $ 63,000 $ 152,000
Jackson County Alabama 9 $ 541,000 $ 60,000 $ 70,000
Madison County Florida 9 $ 476,000 $ 52,000 $ 35,000
Putnam County Florida 9 $ 647,000 $ 71,000 $ 114,000
Taylor County Florida 9 $ 473,000 $ 52,000 $ 49,000
Camden County Georgia 9 $ 311,000 $ 34,000 $ 54,000
Lowndes County Georgia 9 $ 437,000 $ 48,000 $ 36,000
Hancock County Mississippi 9 $ 445,000 $ 49,000 $ 73,000
Jefferson Davis County Mississippi 9 $ 299,000 $ 33,000 $ 69,000
Marion County Mississippi 9 $ 220,000 $ 24,000 $ 29,000
Brunswick County North Carolina 9 $ 1,018,000 $ 113,000 $ 120,000
Duplin County North Carolina 9 $ 313,000 $ 34,000 $ 25,000
Haywood County North Carolina 9 $ 442,000 $ 49,000 $ 78,000
Henderson County North Carolina 9 $ 841,000 $ 93,000 $ 98,000
Lenoir County North Carolina 9 $ 212,000 $ 23,000 $ 22,000
Onslow County North Carolina 9 $ 633,000 $ 70,000 $ 91,000
Edgefield County South Carolina 9 $ 481,000 $ 53,000 $ 55,000
Giles County Tennessee 9 $ 424,000 $ 47,000 $ 62,000
Knox County Tennessee 9 $ 1,776,000 $ 197,000 $ 210,000
Poquoson County Virginia 9 $ 835,000 $ 92,000 $ 130,000
Barbour County Alabama 8 $ 450,000 $ 56,000 $ 69,000
Butler County Alabama 8 $ 539,000 $ 67,000 $ 44,000
Lamar County Alabama 8 $ 527,000 $ 65,000 $ 63,000
Columbia County Florida 8 $ 514,000 $ 64,000 $ 84,000
Franklin County Florida 8 $ 685,000 $ 85,000 $ 139,000
Gulf County Florida 8 $ 925,000 $ 115,000 $ 119,000
Bleckley County Georgia 8 $ 953,000 $ 119,000 $ 69,000
Bulloch County Georgia 8 $ 514,000 $ 64,000 $ 41,000
Butts County Georgia 8 $ 340,000 $ 42,000 $ 46,000
Dawson County Georgia 8 $ 560,000 $ 70,000 $ 122,000
Glynn County Georgia 8 $ 527,000 $ 65,000 $ 165,000
Houston County Georgia 8 $ 465,000 $ 58,000 $ 41,000
Pierce County Georgia 8 $ 264,000 $ 33,000 $ 27,000
Talbot County Georgia 8 $ 245,000 $ 30,000 $ 31,000
Ware County Georgia 8 $ 386,000 $ 48,000 $ 45,000
Copiah County Mississippi 8 $ 358,000 $ 44,000 $ 70,000
Covington County Mississippi 8 $ 292,000 $ 36,000 $ 19,000
Buncombe County North Carolina 8 $ 17,840,000 $ 2,230,000 $ 31,000
Franklin County North Carolina 8 $ 407,000 $ 50,000 $ 70,000
Maury County Tennessee 8 $ 653,000 $ 81,000 $ 78,000
Jasper County Texas 8 $ 567,000 $ 70,000 $ 161,000
Appling County Georgia 7 $ 216,000 $ 30,000 $ 22,000
Chattooga County Georgia 7 $ 504,000 $ 72,000 $ 44,000
Emanuel County Georgia 7 $ 307,000 $ 43,000 $ 73,000
Floyd County Georgia 7 $ 365,000 $ 52,000 $ 54,000
Gilmer County Georgia 7 $ 260,000 $ 37,000 $ 79,000
Jeff Davis County Georgia 7 $ 232,000 $ 33,000 $ 35,000
Johnson County Georgia 7 $ 140,000 $ 20,000 $ 41,000
Liberty County Georgia 7 $ 274,000 $ 39,000 $ 24,000
Pike County Georgia 7 $ 589,000 $ 84,000 $ 92,000
Putnam County Georgia 7 $ 1,201,000 $ 171,000 $ 232,000
Marshall County Mississippi 7 $ 421,000 $ 60,000 $ 39,000
Tate County Mississippi 7 $ 297,000 $ 42,000 $ 28,000
Beaufort County North Carolina 7 $ 366,000 $ 52,000 $ 68,000
Chatham County North Carolina 7 $ 691,000 $ 98,000 $ 129,000
Dare County North Carolina 7 $ 575,000 $ 82,000 $ 187,000
Davie County North Carolina 7 $ 673,000 $ 96,000 $ 104,000
Jackson County North Carolina 7 $ 1,223,000 $ 174,000 $ 257,000
Lincoln County North Carolina 7 $ 318,000 $ 45,000 $ 60,000
Macon County North Carolina 7 $ 298,000 $ 42,000 $ 100,000
Stanly County North Carolina 7 $ 332,000 $ 47,000 $ 52,000
Sumter County South Carolina 7 $ 457,000 $ 65,000 $ 130,000
Rutherford County Tennessee 7 $ 474,000 $ 67,000 $ 47,000
Pickens County Alabama 6 $ 201,000 $ 33,000 $ 42,000
Wilcox County Alabama 6 $ 202,000 $ 33,000 $ 46,000
Bradford County Florida 6 $ 502,000 $ 83,000 $ 383,000
Calhoun County Florida 6 $ 295,000 $ 49,000 $ 33,000
Chattahoochee County Georgia 6 $ 299,000 $ 49,000 $ 49,000
Gordon County Georgia 6 $ 304,000 $ 50,000 $ 41,000
Irwin County Georgia 6 $ 173,000 $ 28,000 $ 33,000
Lincoln County Georgia 6 $ 345,000 $ 57,000 $ 78,000
Oconee County Georgia 6 $ 370,000 $ 61,000 $ 95,000
Lee County Mississippi 6 $ 206,000 $ 34,000 $ 54,000
Cumberland County North Carolina 6 $ 470,000 $ 78,000 $ 63,000
Currituck County North Carolina 6 $ 253,000 $ 42,000 $ 60,000
Harnett County North Carolina 6 $ 358,000 $ 59,000 $ 55,000
Moore County North Carolina 6 $ 407,000 $ 67,000 $ 52,000
Rockingham County North Carolina 6 $ 331,000 $ 55,000 $ 40,000
Florence County South Carolina 6 $ 267,000 $ 44,000 $ 39,000
Jasper County South Carolina 6 $ 374,000 $ 62,000 $ 36,000
Newberry County South Carolina 6 $ 254,000 $ 42,000 $ 45,000
Sevier County Tennessee 6 $ 487,000 $ 81,000 $ 56,000
Sumner County Tennessee 6 $ 1,585,000 $ 264,000 $ 184,000
Guadalupe County Texas 6 $ 305,000 $ 50,000 $ 37,000
Kendall County Texas 6 $ 1,254,000 $ 209,000 $ 138,000
Gloucester County Virginia 6 $ 188,000 $ 31,000 $ 107,000
Hale County Alabama 5 $ 436,000 $ 87,000 $ 30,000
District of Columbia County District Of Columbia 5 $ 33,303,000 $ 6,660,000 $ 0
Highlands County Florida 5 $ 377,000 $ 75,000 $ 65,000
Brooks County Georgia 5 $ 313,000 $ 62,000 $ 36,000
Dodge County Georgia 5 $ 192,000 $ 38,000 $ 40,000
Fannin County Georgia 5 $ 421,000 $ 84,000 $ 33,000
Mitchell County Georgia 5 $ 221,000 $ 44,000 $ 32,000
Stewart County Georgia 5 $ 337,000 $ 67,000 $ 56,000
Thomas County Georgia 5 $ 339,000 $ 67,000 $ 68,000
Amite County Mississippi 5 $ 284,000 $ 56,000 $ 42,000
Franklin County Mississippi 5 $ 87,000 $ 17,000 $ 26,000
George County Mississippi 5 $ 262,000 $ 52,000 $ 33,000
Lauderdale County Mississippi 5 $ 138,000 $ 27,000 $ 34,000
Oktibbeha County Mississippi 5 $ 302,000 $ 60,000 $ 54,000
Pike County Mississippi 5 $ 289,000 $ 57,000 $ 32,000
Stone County Mississippi 5 $ 605,000 $ 121,000 $ 24,000
Tallahatchie County Mississippi 5 $ 146,000 $ 29,000 $ 17,000
Union County Mississippi 5 $ 238,000 $ 47,000 $ 36,000
Yalobusha County Mississippi 5 $ 136,000 $ 27,000 $ 22,000
Suffolk County New York 5 $ 425,000 $ 85,000 $ 57,000
Anson County North Carolina 5 $ 136,000 $ 27,000 $ 21,000
Burke County North Carolina 5 $ 246,000 $ 49,000 $ 78,000
Cherokee County North Carolina 5 $ 252,000 $ 50,000 $ 123,000
Granville County North Carolina 5 $ 599,000 $ 119,000 $ 65,000
Pitt County North Carolina 5 $ 110,000 $ 22,000 $ 18,000
Chester County Pennsylvania 5 $ 321,000 $ 64,000 $ 68,000
Barnwell County South Carolina 5 $ 367,000 $ 73,000 $ 53,000
Colleton County South Carolina 5 $ 314,000 $ 62,000 $ 92,000
McCormick County South Carolina 5 $ 460,000 $ 92,000 $ 58,000
Putnam County Tennessee 5 $ 212,000 $ 42,000 $ 32,000
Hood County Texas 5 $ 223,000 $ 44,000 $ 92,000
Hunt County Texas 5 $ 374,000 $ 74,000 $ 52,000
San Jacinto County Texas 5 $ 244,000 $ 48,000 $ 75,000
Isle of Wight County Virginia 5 $ 294,000 $ 58,000 $ 117,000
Louisa County Virginia 5 $ 226,000 $ 45,000 $ 49,000
Clarke County Alabama 4 $ 263,000 $ 65,000 $ 52,000
Washington County Alabama 4 $ 165,000 $ 41,000 $ 23,000
Los Angeles County California 4 $ 13,315,000 $ 3,328,000 $ 160,000
Hartford County Connecticut 4 $ 155,000 $ 38,000 $ 51,000
Hamilton County Florida 4 $ 216,000 $ 54,000 $ 39,000
Hardee County Florida 4 $ 145,000 $ 36,000 $ 51,000
Union County Florida 4 $ 201,000 $ 50,000 $ 35,000
Charlton County Georgia 4 $ 141,000 $ 35,000 $ 46,000
Crawford County Georgia 4 $ 165,000 $ 41,000 $ 57,000
Franklin County Georgia 4 $ 391,000 $ 97,000 $ 32,000
Habersham County Georgia 4 $ 282,000 $ 70,000 $ 98,000
Marion County Georgia 4 $ 243,000 $ 60,000 $ 34,000
Montgomery County Georgia 4 $ 130,000 $ 32,000 $ 52,000
Pickens County Georgia 4 $ 498,000 $ 124,000 $ 133,000
Polk County Georgia 4 $ 184,000 $ 46,000 $ 66,000
Tift County Georgia 4 $ 176,000 $ 44,000 $ 32,000
Toombs County Georgia 4 $ 184,000 $ 46,000 $ 51,000
Jefferson County Kentucky 4 $ 748,000 $ 187,000 $ 114,000
East Baton Rouge County Louisiana 4 $ 19,715,000 $ 4,928,000 $ 56,000
Wayne County Michigan 4 $ 184,000 $ 46,000 $ 25,000
Lafayette County Mississippi 4 $ 140,000 $ 35,000 $ 48,000
Lincoln County Mississippi 4 $ 170,000 $ 42,000 $ 73,000
Scott County Mississippi 4 $ 109,000 $ 27,000 $ 92,000
Tishomingo County Mississippi 4 $ 131,000 $ 32,000 $ 30,000
Warren County Mississippi 4 $ 179,000 $ 44,000 $ 54,000
Washington County Mississippi 4 $ 252,000 $ 63,000 $ 70,000
Nassau County New York 4 $ 270,000 $ 67,000 $ 57,000
Queens County New York 4 $ 173,000 $ 43,000 $ 28,000
Craven County North Carolina 4 $ 180,000 $ 45,000 $ 30,000
Pender County North Carolina 4 $ 168,000 $ 42,000 $ 29,000
Sampson County North Carolina 4 $ 167,000 $ 41,000 $ 67,000
Lancaster County South Carolina 4 $ 141,000 $ 35,000 $ 86,000
Bradley County Tennessee 4 $ 295,000 $ 73,000 $ 29,000
Campbell County Tennessee 4 $ 175,000 $ 43,000 $ 28,000
Franklin County Tennessee 4 $ 432,000 $ 108,000 $ 295,000
Lawrence County Tennessee 4 $ 181,000 $ 45,000 $ 21,000
Tipton County Tennessee 4 $ 97,000 $ 24,000 $ 63,000
Bandera County Texas 4 $ 203,000 $ 50,000 $ 43,000
Hays County Texas 4 $ 376,000 $ 94,000 $ 76,000
Hidalgo County Texas 4 $ 113,000 $ 28,000 $ 46,000
Kaufman County Texas 4 $ 338,000 $ 84,000 $ 100,000
Rockwall County Texas 4 $ 737,000 $ 184,000 $ 116,000
Smith County Texas 4 $ 169,000 $ 42,000 $ 41,000
Tyler County Texas 4 $ 412,000 $ 103,000 $ 207,000
Marengo County Alabama 3 $ 551,000 $ 183,000 $ 43,000
Perry County Alabama 3 $ 41,000 $ 13,000 $ 46,000
New Haven County Connecticut 3 $ 117,000 $ 39,000 $ 67,000
Gilchrist County Florida 3 $ 192,000 $ 64,000 $ 59,000
Jefferson County Florida 3 $ 166,000 $ 55,000 $ 34,000
Liberty County Florida 3 $ 88,000 $ 29,000 $ 55,000
Okeechobee County Florida 3 $ 373,000 $ 124,000 $ 65,000
Dade County Georgia 3 $ 140,000 $ 46,000 $ 28,000
Greene County Georgia 3 $ 299,000 $ 99,000 $ 322,000
Heard County Georgia 3 $ 119,000 $ 39,000 $ 65,000
Jefferson County Georgia 3 $ 241,000 $ 80,000 $ 43,000
Lumpkin County Georgia 3 $ 289,000 $ 96,000 $ 54,000
Madison County Georgia 3 $ 107,000 $ 35,000 $ 44,000
Oglethorpe County Georgia 3 $ 75,000 $ 25,000 $ 24,000
White County Georgia 3 $ 72,000 $ 24,000 $ 28,000
Worth County Georgia 3 $ 186,000 $ 62,000 $ 28,000
Jefferson County Louisiana 3 $ 214,000 $ 71,000 $ 23,000
Worcester County Massachusetts 3 $ 120,000 $ 40,000 $ 61,000
Genesee County Michigan 3 $ 110,000 $ 36,000 $ 43,000
Oakland County Michigan 3 $ 271,000 $ 90,000 $ 119,000
Bolivar County Mississippi 3 $ 199,000 $ 66,000 $ 118,000
Coahoma County Mississippi 3 $ 124,000 $ 41,000 $ 30,000
Greene County Mississippi 3 $ 77,000 $ 25,000 $ 21,000
Itawamba County Mississippi 3 $ 77,000 $ 25,000 $ 27,000
Jasper County Mississippi 3 $ 59,000 $ 19,000 $ 27,000
Lawrence County Mississippi 3 $ 200,000 $ 66,000 $ 48,000
Perry County Mississippi 3 $ 206,000 $ 68,000 $ 38,000
Prentiss County Mississippi 3 $ 124,000 $ 41,000 $ 158,000
Smith County Mississippi 3 $ 91,000 $ 30,000 $ 40,000
Walthall County Mississippi 3 $ 76,000 $ 25,000 $ 17,000
Yazoo County Mississippi 3 $ 103,000 $ 34,000 $ 34,000
Albany County New York 3 $ 231,000 $ 77,000 $ 32,000
Hoke County North Carolina 3 $ 172,000 $ 57,000 $ 53,000
Madison County North Carolina 3 $ 143,000 $ 47,000 $ 120,000
Montgomery County North Carolina 3 $ 260,000 $ 86,000 $ 65,000
Nash County North Carolina 3 $ 271,000 $ 90,000 $ 58,000
Perquimans County North Carolina 3 $ 145,000 $ 48,000 $ 38,000
Watauga County North Carolina 3 $ 510,000 $ 170,000 $ 108,000
Wilkes County North Carolina 3 $ 185,000 $ 61,000 $ 72,000
Franklin County Ohio 3 $ 55,000 $ 18,000 $ 56,000
Abbeville County South Carolina 3 $ 230,000 $ 76,000 $ 49,000
Bamberg County South Carolina 3 $ 86,000 $ 28,000 $ 41,000
Cherokee County South Carolina 3 $ 133,000 $ 44,000 $ 12,000
Chesterfield County South Carolina 3 $ 149,000 $ 49,000 $ 100,000
Darlington County South Carolina 3 $ 205,000 $ 68,000 $ 27,000
Greenwood County South Carolina 3 $ 118,000 $ 39,000 $ 54,000
Union County South Carolina 3 $ 141,000 $ 47,000 $ 43,000
Anderson County Tennessee 3 $ 145,000 $ 48,000 $ 49,000
Coffee County Tennessee 3 $ 113,000 $ 37,000 $ 51,000
Dickson County Tennessee 3 $ 450,000 $ 150,000 $ 189,000
Marshall County Tennessee 3 $ 230,000 $ 76,000 $ 51,000
McMinn County Tennessee 3 $ 202,000 $ 67,000 $ 41,000
Sullivan County Tennessee 3 $ 201,000 $ 67,000 $ 45,000
Washington County Tennessee 3 $ 148,000 $ 49,000 $ 26,000
Bastrop County Texas 3 $ 222,000 $ 74,000 $ 106,000
Brazos County Texas 3 $ 152,000 $ 50,000 $ 57,000
El Paso County Texas 3 $ 152,000 $ 50,000 $ 47,000
Harrison County Texas 3 $ 154,000 $ 51,000 $ 48,000
Houston County Texas 3 $ 165,000 $ 55,000 $ 33,000
Waller County Texas 3 $ 327,000 $ 109,000 $ 95,000
Albemarle County Virginia 3 $ 690,000 $ 230,000 $ 104,000
Fluvanna County Virginia 3 $ 60,000 $ 20,000 $ 54,000
Franklin County Virginia 3 $ 503,000 $ 167,000 $ 37,000
Middlesex County Virginia 3 $ 228,000 $ 76,000 $ 194,000
Powhatan County Virginia 3 $ 52,000 $ 17,000 $ 68,000
Williamsburg County Virginia 3 $ 545,000 $ 181,000 $ 95,000
Bullock County Alabama 2 $ 95,000 $ 47,000 $ 92,000
Choctaw County Alabama 2 $ 113,000 $ 56,000 $ 40,000
Conecuh County Alabama 2 $ 107,000 $ 53,000 $ 233,000
Monroe County Alabama 2 $ 77,000 $ 38,000 $ 548,000
Craighead County Arkansas 2 $ 268,000 $ 134,000 $ 38,000
Sacramento County California 2 $ 80,000 $ 40,000 $ 33,000
Arapahoe County Colorado 2 $ 302,000 $ 151,000 $ 87,000
Lafayette County Florida 2 $ 200,000 $ 100,000 $ 61,000
Atkinson County Georgia 2 $ 94,000 $ 47,000 $ 27,000
Baldwin County Georgia 2 $ 128,000 $ 64,000 $ 47,000
Banks County Georgia 2 $ 47,000 $ 23,000 $ 21,000
Berrien County Georgia 2 $ 56,000 $ 28,000 $ 29,000
Bibb County Georgia 2 $ 186,000 $ 93,000 $ 42,000
Decatur County Georgia 2 $ 63,000 $ 31,000 $ 32,000
Early County Georgia 2 $ 101,000 $ 50,000 $ 75,000
Hart County Georgia 2 $ 325,000 $ 162,000 $ 242,000
Lamar County Georgia 2 $ 75,000 $ 37,000 $ 34,000
Long County Georgia 2 $ 100,000 $ 50,000 $ 40,000
Peach County Georgia 2 $ 120,000 $ 60,000 $ 39,000
Rabun County Georgia 2 $ 222,000 $ 111,000 $ 63,000
Seminole County Georgia 2 $ 119,000 $ 59,000 $ 41,000
Treutlen County Georgia 2 $ 64,000 $ 32,000 $ 25,000
Turner County Georgia 2 $ 122,000 $ 61,000 $ 26,000
Twiggs County Georgia 2 $ 111,000 $ 55,000 $ 20,000
Upson County Georgia 2 $ 95,000 $ 47,000 $ 85,000
Wayne County Georgia 2 $ 111,000 $ 55,000 $ 27,000
Wilcox County Georgia 2 $ 67,000 $ 33,000 $ 80,000
Cook County Illinois 2 $ 112,000 $ 56,000 $ 68,000
Kane County Illinois 2 $ 146,000 $ 73,000 $ 39,000
Porter County Indiana 2 $ 173,000 $ 86,000 $ 30,000
Page:

Mortgage Loan Application Detail Totals for South Trust Bank in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement (one-to-four family) 18,855 $1,033,552,000 $71,210 $1,000,000 $108,263 $3,000,000
Home Purchase (one-to-four family) 12,539 $1,001,234,000 $96,170 $23,694,000 $74,756 $3,881,000
Refinancing (home purchase or home improvement, one-to-four family) 9,580 $1,052,492,000 $128,647 $3,600,000 $170,176 $9,000,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 218 $1,029,509,000 $8,115,800 $31,852,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 30,601 $2,353,976,000 $79,315 $3,000,000 $126,578 $9,000,000
Information not provided by applicant in mail or telephone application 4,248 $318,925,000 $60,464 $3,600,000 $66,642 $4,109,000
Black 3,286 $149,716,000 $48,294 $566,000 $50,705 $2,019,000
Hispanic 1,579 $104,936,000 $150,285 $1,190,000 $79,357 $936,000
Asian or Pacific Islander 506 $40,639,000 $94,636 $500,000 $123,909 $1,100,000
Not applicable 472 $1,106,833,000 $6,276,466 $31,852,000 $1,666 $296,000
Other 421 $35,459,000 $88,300 $920,000 $86,700 $1,000,000
American Indian or Alaskan Native 79 $6,303,000 $78,500 $483,000 $186,375 $1,200,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 41,169 $4,115,829,000 $656,906 $31,852,000 $107,697 $9,000,000
VA-guaranteed (Veterans Administration) 14 $549,000 $37,500 $125,000 $62,750 $110,000
FHA-insured (Federal Housing Administration) 8 $357,000 $68,000 $100,000 $45,500 $95,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $52,000 $52,000 $52,000 $35,000 $35,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 15,144 $2,111,329,000 $1,460,166 $31,852,000 $74,366 $9,000,000
Application Denied By Financial Institution 11,635 $698,773,000 $66,421 $1,000,000 $67,184 $4,200,000
Loan Purchased By The Institution 10,467 $1,018,821,000 $146,555 $3,600,000 $268,444 $4,109,000
Application Approved But Not Accepted 3,946 $287,864,000 $63,833 $1,000,000 $59,733 $2,367,000
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 6,666 $296,455,000 $47,645 $1,000,000 $59,548 $4,200,000
Debt-To-Income Ratio 2,712 $233,530,000 $69,909 $1,000,000 $44,500 $700,000
Collateral 1,282 $101,396,000 $118,526 $1,000,000 $115,631 $2,625,000
Other 619 $39,414,000 $60,434 $810,000 $67,869 $900,000
Unverifiable Information 356 $27,978,000 $69,090 $950,000 $79,454 $900,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into South Trust Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess South Trust Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet with aggregated HMDA statistics today.

Download the Alabama Lender List