Southpoint Financial Services, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Southpoint Financial Services, Inc. 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Southpoint Financial Services, Inc. 5955 Shiloh Road East, Suite 200 Lawrenceville, GA 30005 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 1,626 |
| Total Mortgage Loan Application Amount | $312,160,000 |
| Average Mortgage Loan Application Amount | $154,000 |
| Highest Mortgage Loan Application Amount | $1,185,000 |
| Average Applicant Income | $68,500 |
| Highest Applicant Income | $1,014,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Southpoint Financial Services, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Southpoint Financial Services, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Southpoint Financial Services, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Southpoint Financial Services, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Southpoint Financial Services, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Southpoint Financial Services, Inc.'s mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 90 | $ 17,660,000 | $ 196,000 | $ 80,000 |
| Gwinnett County Georgia | 83 | $ 16,595,000 | $ 199,000 | $ 68,000 |
| Clayton County Georgia | 64 | $ 8,380,000 | $ 130,000 | $ 58,000 |
| Santa Rosa County Florida | 57 | $ 12,405,000 | $ 217,000 | $ 95,000 |
| DeKalb County Georgia | 55 | $ 11,025,000 | $ 200,000 | $ 71,000 |
| Cobb County Georgia | 50 | $ 11,170,000 | $ 223,000 | $ 84,000 |
| Chatham County Georgia | 46 | $ 8,470,000 | $ 184,000 | $ 61,000 |
| Coweta County Georgia | 33 | $ 7,525,000 | $ 228,000 | $ 77,000 |
| Henry County Georgia | 31 | $ 6,705,000 | $ 216,000 | $ 83,000 |
| Rockdale County Georgia | 27 | $ 4,405,000 | $ 163,000 | $ 58,000 |
| Douglas County Georgia | 24 | $ 3,460,000 | $ 144,000 | $ 67,000 |
| Harris County Texas | 24 | $ 6,610,000 | $ 275,000 | $ 146,000 |
| Paulding County Georgia | 23 | $ 4,375,000 | $ 190,000 | $ 68,000 |
| Orange County Florida | 22 | $ 5,140,000 | $ 233,000 | $ 76,000 |
| Orangeburg County South Carolina | 22 | $ 2,970,000 | $ 135,000 | $ 55,000 |
| Forsyth County Georgia | 21 | $ 5,765,000 | $ 274,000 | $ 108,000 |
| Jefferson County Alabama | 19 | $ 2,195,000 | $ 115,000 | $ 40,000 |
| Polk County Florida | 19 | $ 3,955,000 | $ 208,000 | $ 62,000 |
| Miami-Dade County Florida | 16 | $ 4,810,000 | $ 300,000 | $ 86,000 |
| Bulloch County Georgia | 16 | $ 2,220,000 | $ 138,000 | $ 46,000 |
| Broward County Florida | 14 | $ 3,810,000 | $ 272,000 | $ 116,000 |
| Dougherty County Georgia | 14 | $ 1,810,000 | $ 129,000 | $ 55,000 |
| Fayette County Georgia | 14 | $ 3,760,000 | $ 268,000 | $ 70,000 |
| Marion County Florida | 13 | $ 2,215,000 | $ 170,000 | $ 61,000 |
| Palm Beach County Florida | 13 | $ 3,125,000 | $ 240,000 | $ 68,000 |
| Pinellas County Florida | 13 | $ 2,955,000 | $ 227,000 | $ 71,000 |
| Cherokee County Georgia | 12 | $ 2,870,000 | $ 239,000 | $ 99,000 |
| Jackson County Georgia | 12 | $ 2,450,000 | $ 204,000 | $ 68,000 |
| Brevard County Florida | 11 | $ 2,265,000 | $ 205,000 | $ 93,000 |
| Osceola County Florida | 11 | $ 2,465,000 | $ 224,000 | $ 72,000 |
| Houston County Georgia | 11 | $ 1,125,000 | $ 102,000 | $ 51,000 |
| Walton County Georgia | 11 | $ 1,835,000 | $ 166,000 | $ 72,000 |
| Okaloosa County Florida | 10 | $ 1,800,000 | $ 180,000 | $ 63,000 |
| Upson County Georgia | 10 | $ 1,130,000 | $ 113,000 | $ 62,000 |
| Pulaski County Kentucky | 10 | $ 1,370,000 | $ 137,000 | $ 58,000 |
| Baldwin County Alabama | 9 | $ 1,705,000 | $ 189,000 | $ 77,000 |
| Bradford County Florida | 9 | $ 1,675,000 | $ 186,000 | $ 84,000 |
| Hillsborough County Florida | 9 | $ 2,075,000 | $ 230,000 | $ 87,000 |
| Newton County Georgia | 9 | $ 1,435,000 | $ 159,000 | $ 58,000 |
| Laurel County Kentucky | 9 | $ 1,215,000 | $ 135,000 | $ 44,000 |
| Darlington County South Carolina | 9 | $ 815,000 | $ 90,000 | $ 36,000 |
| Virginia Beach County Virginia | 9 | $ 1,655,000 | $ 183,000 | $ 67,000 |
| Duval County Florida | 8 | $ 1,240,000 | $ 155,000 | $ 49,000 |
| Pasco County Florida | 8 | $ 1,750,000 | $ 218,000 | $ 104,000 |
| Mecklenburg County North Carolina | 8 | $ 1,890,000 | $ 236,000 | $ 63,000 |
| Wake County North Carolina | 8 | $ 2,070,000 | $ 258,000 | $ 77,000 |
| Lake County Florida | 7 | $ 1,665,000 | $ 237,000 | $ 100,000 |
| Lee County Florida | 7 | $ 1,325,000 | $ 189,000 | $ 59,000 |
| Manatee County Florida | 7 | $ 1,595,000 | $ 227,000 | $ 67,000 |
| Dodge County Georgia | 7 | $ 795,000 | $ 113,000 | $ 59,000 |
| Hall County Georgia | 7 | $ 1,435,000 | $ 205,000 | $ 72,000 |
| Sumner County Tennessee | 7 | $ 1,275,000 | $ 182,000 | $ 55,000 |
| Shelby County Alabama | 6 | $ 1,140,000 | $ 190,000 | $ 61,000 |
| Carroll County Georgia | 6 | $ 1,030,000 | $ 171,000 | $ 59,000 |
| Effingham County Georgia | 6 | $ 1,090,000 | $ 181,000 | $ 84,000 |
| Knox County Kentucky | 6 | $ 880,000 | $ 146,000 | $ 72,000 |
| Prince George's County Maryland | 6 | $ 1,520,000 | $ 253,000 | $ 78,000 |
| Georgetown County South Carolina | 6 | $ 930,000 | $ 155,000 | $ 47,000 |
| Montgomery County Tennessee | 6 | $ 880,000 | $ 146,000 | $ 52,000 |
| Montgomery County Texas | 6 | $ 1,200,000 | $ 200,000 | $ 61,000 |
| Spotsylvania County Virginia | 6 | $ 1,190,000 | $ 198,000 | $ 90,000 |
| Escambia County Florida | 5 | $ 775,000 | $ 155,000 | $ 51,000 |
| Bibb County Georgia | 5 | $ 895,000 | $ 179,000 | $ 135,000 |
| Coffee County Georgia | 5 | $ 625,000 | $ 125,000 | $ 51,000 |
| Spalding County Georgia | 5 | $ 865,000 | $ 173,000 | $ 87,000 |
| Bullitt County Kentucky | 5 | $ 725,000 | $ 145,000 | $ 52,000 |
| Guilford County North Carolina | 5 | $ 795,000 | $ 159,000 | $ 52,000 |
| Bucks County Pennsylvania | 5 | $ 1,025,000 | $ 205,000 | $ 84,000 |
| Montgomery County Pennsylvania | 5 | $ 1,095,000 | $ 219,000 | $ 90,000 |
| Philadelphia County Pennsylvania | 5 | $ 725,000 | $ 145,000 | $ 51,000 |
| Florence County South Carolina | 5 | $ 695,000 | $ 139,000 | $ 56,000 |
| Davidson County Tennessee | 5 | $ 845,000 | $ 169,000 | $ 55,000 |
| Shelby County Tennessee | 5 | $ 1,055,000 | $ 211,000 | $ 66,000 |
| Tarrant County Texas | 5 | $ 1,045,000 | $ 209,000 | $ 73,000 |
| Flagler County Florida | 4 | $ 620,000 | $ 155,000 | $ 39,000 |
| Sarasota County Florida | 4 | $ 770,000 | $ 192,000 | $ 47,000 |
| Volusia County Florida | 4 | $ 680,000 | $ 170,000 | $ 72,000 |
| Bryan County Georgia | 4 | $ 950,000 | $ 237,000 | $ 69,000 |
| Butts County Georgia | 4 | $ 470,000 | $ 117,000 | $ 50,000 |
| Clarke County Georgia | 4 | $ 420,000 | $ 105,000 | $ 45,000 |
| Columbia County Georgia | 4 | $ 1,000,000 | $ 250,000 | $ 83,000 |
| Jefferson County Kentucky | 4 | $ 480,000 | $ 120,000 | $ 42,000 |
| Baltimore City County Maryland | 4 | $ 680,000 | $ 170,000 | $ 106,000 |
| Rowan County North Carolina | 4 | $ 700,000 | $ 175,000 | $ 46,000 |
| Chester County Pennsylvania | 4 | $ 1,090,000 | $ 272,000 | $ 86,000 |
| Lancaster County Pennsylvania | 4 | $ 570,000 | $ 142,000 | $ 80,000 |
| Horry County South Carolina | 4 | $ 520,000 | $ 130,000 | $ 40,000 |
| Cheatham County Tennessee | 4 | $ 880,000 | $ 220,000 | $ 76,000 |
| Fort Bend County Texas | 4 | $ 1,020,000 | $ 255,000 | $ 93,000 |
| Prince William County Virginia | 4 | $ 1,240,000 | $ 310,000 | $ 97,000 |
| Lauderdale County Alabama | 3 | $ 665,000 | $ 221,000 | $ 92,000 |
| Lawrence County Alabama | 3 | $ 455,000 | $ 151,000 | $ 80,000 |
| Mobile County Alabama | 3 | $ 425,000 | $ 141,000 | $ 43,000 |
| Alachua County Florida | 3 | $ 445,000 | $ 148,000 | $ 58,000 |
| Bay County Florida | 3 | $ 595,000 | $ 198,000 | $ 81,000 |
| Hernando County Florida | 3 | $ 675,000 | $ 225,000 | $ 177,000 |
| Madison County Florida | 3 | $ 295,000 | $ 98,000 | $ 82,000 |
| St. Lucie County Florida | 3 | $ 535,000 | $ 178,000 | $ 37,000 |
| Barrow County Georgia | 3 | $ 555,000 | $ 185,000 | $ 58,000 |
| Bartow County Georgia | 3 | $ 545,000 | $ 181,000 | $ 66,000 |
| Camden County Georgia | 3 | $ 735,000 | $ 245,000 | $ 69,000 |
| Gilmer County Georgia | 3 | $ 315,000 | $ 105,000 | $ 48,000 |
| Grady County Georgia | 3 | $ 515,000 | $ 171,000 | $ 43,000 |
| Hart County Georgia | 3 | $ 555,000 | $ 185,000 | $ 56,000 |
| Lamar County Georgia | 3 | $ 455,000 | $ 151,000 | $ 70,000 |
| Liberty County Georgia | 3 | $ 575,000 | $ 191,000 | $ 45,000 |
| Pike County Georgia | 3 | $ 755,000 | $ 251,000 | $ 123,000 |
| Walker County Georgia | 3 | $ 665,000 | $ 221,000 | $ 88,000 |
| Whitley County Kentucky | 3 | $ 395,000 | $ 131,000 | $ 62,000 |
| Catawba County North Carolina | 3 | $ 1,365,000 | $ 455,000 | $ 141,000 |
| Davidson County North Carolina | 3 | $ 385,000 | $ 128,000 | $ 33,000 |
| Franklin County North Carolina | 3 | $ 475,000 | $ 158,000 | $ 53,000 |
| Union County North Carolina | 3 | $ 505,000 | $ 168,000 | $ 55,000 |
| Cuyahoga County Ohio | 3 | $ 375,000 | $ 125,000 | $ 55,000 |
| Delaware County Pennsylvania | 3 | $ 605,000 | $ 201,000 | $ 66,000 |
| Luzerne County Pennsylvania | 3 | $ 465,000 | $ 155,000 | $ 59,000 |
| Richland County South Carolina | 3 | $ 605,000 | $ 201,000 | $ 36,000 |
| Rutherford County Tennessee | 3 | $ 1,085,000 | $ 361,000 | $ 112,000 |
| Bexar County Texas | 3 | $ 745,000 | $ 248,000 | $ 98,000 |
| Dallas County Texas | 3 | $ 635,000 | $ 211,000 | $ 38,000 |
| Henrico County Virginia | 3 | $ 635,000 | $ 211,000 | $ 78,000 |
| Loudoun County Virginia | 3 | $ 1,175,000 | $ 391,000 | $ 155,000 |
| Clarke County Alabama | 2 | $ 130,000 | $ 65,000 | $ 78,000 |
| Etowah County Alabama | 2 | $ 330,000 | $ 165,000 | $ 70,000 |
| Madison County Alabama | 2 | $ 410,000 | $ 205,000 | $ 24,000 |
| Marshall County Alabama | 2 | $ 230,000 | $ 115,000 | $ 35,000 |
| Walker County Alabama | 2 | $ 300,000 | $ 150,000 | $ 84,000 |
| Citrus County Florida | 2 | $ 260,000 | $ 130,000 | $ 31,000 |
| Clay County Florida | 2 | $ 330,000 | $ 165,000 | $ 86,000 |
| Collier County Florida | 2 | $ 590,000 | $ 295,000 | $ 90,000 |
| Monroe County Florida | 2 | $ 540,000 | $ 270,000 | $ 86,000 |
| Nassau County Florida | 2 | $ 350,000 | $ 175,000 | $ 89,000 |
| Seminole County Florida | 2 | $ 350,000 | $ 175,000 | $ 161,000 |
| St. Johns County Florida | 2 | $ 560,000 | $ 280,000 | $ 118,000 |
| Walton County Florida | 2 | $ 870,000 | $ 435,000 | $ 101,000 |
| Bleckley County Georgia | 2 | $ 240,000 | $ 120,000 | $ 45,000 |
| Catoosa County Georgia | 2 | $ 250,000 | $ 125,000 | $ 48,000 |
| Colquitt County Georgia | 2 | $ 160,000 | $ 80,000 | $ 51,000 |
| Dawson County Georgia | 2 | $ 470,000 | $ 235,000 | $ 63,000 |
| Fannin County Georgia | 2 | $ 120,000 | $ 60,000 | $ 37,000 |
| Glynn County Georgia | 2 | $ 230,000 | $ 115,000 | $ 62,000 |
| Habersham County Georgia | 2 | $ 710,000 | $ 355,000 | $ 129,000 |
| Harris County Georgia | 2 | $ 400,000 | $ 200,000 | $ 58,000 |
| Jones County Georgia | 2 | $ 330,000 | $ 165,000 | $ 58,000 |
| Laurens County Georgia | 2 | $ 260,000 | $ 130,000 | $ 56,000 |
| Lee County Georgia | 2 | $ 300,000 | $ 150,000 | $ 60,000 |
| Long County Georgia | 2 | $ 330,000 | $ 165,000 | $ 50,000 |
| Lowndes County Georgia | 2 | $ 320,000 | $ 160,000 | $ 49,000 |
| Lumpkin County Georgia | 2 | $ 170,000 | $ 85,000 | $ 49,000 |
| Polk County Georgia | 2 | $ 260,000 | $ 130,000 | $ 114,000 |
| Richmond County Georgia | 2 | $ 260,000 | $ 130,000 | $ 41,000 |
| Screven County Georgia | 2 | $ 270,000 | $ 135,000 | $ 72,000 |
| Sumter County Georgia | 2 | $ 350,000 | $ 175,000 | $ 56,000 |
| Treutlen County Georgia | 2 | $ 340,000 | $ 170,000 | $ 111,000 |
| Wayne County Georgia | 2 | $ 380,000 | $ 190,000 | $ 48,000 |
| Fayette County Kentucky | 2 | $ 360,000 | $ 180,000 | $ 27,000 |
| Hardin County Kentucky | 2 | $ 130,000 | $ 65,000 | $ 46,000 |
| Kenton County Kentucky | 2 | $ 560,000 | $ 280,000 | $ 219,000 |
| Powell County Kentucky | 2 | $ 80,000 | $ 40,000 | $ 45,000 |
| Caroline County Maryland | 2 | $ 280,000 | $ 140,000 | $ 49,000 |
| Harford County Maryland | 2 | $ 470,000 | $ 235,000 | $ 61,000 |
| Montgomery County Maryland | 2 | $ 520,000 | $ 260,000 | $ 32,000 |
| Buncombe County North Carolina | 2 | $ 440,000 | $ 220,000 | $ 49,000 |
| Chatham County North Carolina | 2 | $ 360,000 | $ 180,000 | $ 47,000 |
| Forsyth County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 46,000 |
| Gaston County North Carolina | 2 | $ 320,000 | $ 160,000 | $ 73,000 |
| Henderson County North Carolina | 2 | $ 460,000 | $ 230,000 | $ 43,000 |
| Iredell County North Carolina | 2 | $ 450,000 | $ 225,000 | $ 104,000 |
| Johnston County North Carolina | 2 | $ 300,000 | $ 150,000 | $ 56,000 |
| New Hanover County North Carolina | 2 | $ 590,000 | $ 295,000 | $ 63,000 |
| Person County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 68,000 |
| Franklin County Ohio | 2 | $ 250,000 | $ 125,000 | $ 24,000 |
| Allegheny County Pennsylvania | 2 | $ 290,000 | $ 145,000 | $ 135,000 |
| Berks County Pennsylvania | 2 | $ 380,000 | $ 190,000 | $ 61,000 |
| Erie County Pennsylvania | 2 | $ 460,000 | $ 230,000 | $ 112,000 |
| Franklin County Pennsylvania | 2 | $ 450,000 | $ 225,000 | $ 74,000 |
| Lycoming County Pennsylvania | 2 | $ 460,000 | $ 230,000 | $ 0 |
| Schuylkill County Pennsylvania | 2 | $ 510,000 | $ 255,000 | $ 53,000 |
| Westmoreland County Pennsylvania | 2 | $ 400,000 | $ 200,000 | $ 94,000 |
| York County Pennsylvania | 2 | $ 370,000 | $ 185,000 | $ 160,000 |
| Greenville County South Carolina | 2 | $ 630,000 | $ 315,000 | $ 73,000 |
| Lexington County South Carolina | 2 | $ 270,000 | $ 135,000 | $ 50,000 |
| Cumberland County Tennessee | 2 | $ 350,000 | $ 175,000 | $ 50,000 |
| Dickson County Tennessee | 2 | $ 370,000 | $ 185,000 | $ 44,000 |
| Greene County Tennessee | 2 | $ 290,000 | $ 145,000 | $ 48,000 |
| Hamilton County Tennessee | 2 | $ 340,000 | $ 170,000 | $ 29,000 |
| Maury County Tennessee | 2 | $ 830,000 | $ 415,000 | $ 136,000 |
| Robertson County Tennessee | 2 | $ 180,000 | $ 90,000 | $ 39,000 |
| Williamson County Tennessee | 2 | $ 630,000 | $ 315,000 | $ 113,000 |
| Bell County Texas | 2 | $ 400,000 | $ 200,000 | $ 50,000 |
| Ellis County Texas | 2 | $ 410,000 | $ 205,000 | $ 67,000 |
| Rockwall County Texas | 2 | $ 220,000 | $ 110,000 | $ 57,000 |
| Charlottesville County Virginia | 2 | $ 380,000 | $ 190,000 | $ 47,000 |
| Chesapeake County Virginia | 2 | $ 570,000 | $ 285,000 | $ 113,000 |
| Chesterfield County Virginia | 2 | $ 360,000 | $ 180,000 | $ 60,000 |
| Fairfax County Virginia | 2 | $ 300,000 | $ 150,000 | $ 78,000 |
| Greene County Virginia | 2 | $ 380,000 | $ 190,000 | $ 71,000 |
| Halifax County Virginia | 2 | $ 380,000 | $ 190,000 | $ 86,000 |
| Powhatan County Virginia | 2 | $ 450,000 | $ 225,000 | $ 46,000 |
| Roanoke City County Virginia | 2 | $ 270,000 | $ 135,000 | $ 46,000 |
| Autauga County Alabama | 1 | $ 215,000 | $ 215,000 | $ 85,000 |
| Blount County Alabama | 1 | $ 155,000 | $ 155,000 | $ 26,000 |
| Cherokee County Alabama | 1 | $ 115,000 | $ 115,000 | $ 80,000 |
| Chilton County Alabama | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Covington County Alabama | 1 | $ 125,000 | $ 125,000 | $ 43,000 |
| Cullman County Alabama | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Dale County Alabama | 1 | $ 125,000 | $ 125,000 | $ 28,000 |
| DeKalb County Alabama | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Elmore County Alabama | 1 | $ 235,000 | $ 235,000 | $ 211,000 |
| Houston County Alabama | 1 | $ 235,000 | $ 235,000 | $ 102,000 |
| Lamar County Alabama | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Limestone County Alabama | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Macon County Alabama | 1 | $ 165,000 | $ 165,000 | $ 95,000 |
| Tuscaloosa County Alabama | 1 | $ 235,000 | $ 235,000 | $ 157,000 |
| Baker County Florida | 1 | $ 215,000 | $ 215,000 | $ 37,000 |
| Charlotte County Florida | 1 | $ 125,000 | $ 125,000 | $ 34,000 |
| Gulf County Florida | 1 | $ 155,000 | $ 155,000 | $ 117,000 |
| Indian River County Florida | 1 | $ 135,000 | $ 135,000 | $ 80,000 |
| Leon County Florida | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Putnam County Florida | 1 | $ 195,000 | $ 195,000 | $ 106,000 |
| Suwannee County Florida | 1 | $ 125,000 | $ 125,000 | $ 29,000 |
| Appling County Georgia | 1 | $ 135,000 | $ 135,000 | $ 74,000 |
| Bacon County Georgia | 1 | $ 115,000 | $ 115,000 | $ 58,000 |
| Ben Hill County Georgia | 1 | $ 85,000 | $ 85,000 | $ 69,000 |
| Candler County Georgia | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| Early County Georgia | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Emanuel County Georgia | 1 | $ 235,000 | $ 235,000 | $ 91,000 |
| Franklin County Georgia | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
| Gordon County Georgia | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| Jeff Davis County Georgia | 1 | $ 105,000 | $ 105,000 | $ 105,000 |
| Monroe County Georgia | 1 | $ 95,000 | $ 95,000 | $ 26,000 |
| Muscogee County Georgia | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| Oglethorpe County Georgia | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Putnam County Georgia | 1 | $ 415,000 | $ 415,000 | $ 61,000 |
| Randolph County Georgia | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Schley County Georgia | 1 | $ 205,000 | $ 205,000 | $ 98,000 |
| Talbot County Georgia | 1 | $ 85,000 | $ 85,000 | $ 117,000 |
| Troup County Georgia | 1 | $ 135,000 | $ 135,000 | $ 23,000 |
| White County Georgia | 1 | $ 155,000 | $ 155,000 | $ 73,000 |
| Boone County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 77,000 |
| Boyle County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
| Campbell County Kentucky | 1 | $ 425,000 | $ 425,000 | $ 144,000 |
| Carroll County Kentucky | 1 | $ 335,000 | $ 335,000 | $ 77,000 |
| Clay County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 74,000 |
| Daviess County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 24,000 |
| Grayson County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Greenup County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Lincoln County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| McCracken County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 33,000 |
| Pendleton County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| Russell County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Anne Arundel County Maryland | 1 | $ 225,000 | $ 225,000 | $ 36,000 |
| Baltimore County Maryland | 1 | $ 525,000 | $ 525,000 | $ 163,000 |
| Frederick County Maryland | 1 | $ 185,000 | $ 185,000 | $ 42,000 |
| Howard County Maryland | 1 | $ 365,000 | $ 365,000 | $ 120,000 |
| Queen Anne's County Maryland | 1 | $ 225,000 | $ 225,000 | $ 94,000 |
| Brunswick County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 53,000 |
| Cherokee County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 38,000 |
| Craven County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 64,000 |
| Granville County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 62,000 |
| Nash County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| Orange County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 42,000 |
| Rutherford County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 112,000 |
| Yadkin County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 20,000 |
| Clark County Ohio | 1 | $ 185,000 | $ 185,000 | $ 69,000 |
| Lorain County Ohio | 1 | $ 185,000 | $ 185,000 | $ 57,000 |
| Lucas County Ohio | 1 | $ 145,000 | $ 145,000 | $ 84,000 |
| Richland County Ohio | 1 | $ 175,000 | $ 175,000 | $ 114,000 |
| Wayne County Ohio | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Armstrong County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 24,000 |
| Blair County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 43,000 |
| Butler County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 88,000 |
| Fayette County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 77,000 |
| Lawrence County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 106,000 |
| Monroe County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Northumberland County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 105,000 |
| Pike County Pennsylvania | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Tioga County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 57,000 |
| Union County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 87,000 |
| Charleston County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 44,000 |
| Chesterfield County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 80,000 |
| Dillon County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 70,000 |
| Fairfield County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Jasper County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
| Lee County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 26,000 |
| Sumter County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Williamsburg County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| York County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 134,000 |
| Coffee County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 84,000 |
| DeKalb County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 53,000 |
| Fayette County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| Hawkins County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 28,000 |
| Johnson County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 46,000 |
| Macon County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 38,000 |
| Putnam County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 28,000 |
| Sevier County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 148,000 |
| Sullivan County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
| Wilson County Tennessee | 1 | $ 475,000 | $ 475,000 | $ 252,000 |
| Brazoria County Texas | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Brazos County Texas | 1 | $ 245,000 | $ 245,000 | $ 77,000 |
| Burnet County Texas | 1 | $ 145,000 | $ 145,000 | $ 74,000 |
| Colorado County Texas | 1 | $ 175,000 | $ 175,000 | $ 108,000 |
| Denton County Texas | 1 | $ 625,000 | $ 625,000 | $ 200,000 |
| Galveston County Texas | 1 | $ 305,000 | $ 305,000 | $ 132,000 |
| Jasper County Texas | 1 | $ 185,000 | $ 185,000 | $ 83,000 |
| Johnson County Texas | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Parker County Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Rains County Texas | 1 | $ 345,000 | $ 345,000 | $ 108,000 |
| San Jacinto County Texas | 1 | $ 255,000 | $ 255,000 | $ 162,000 |
| Travis County Texas | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Alexandria County Virginia | 1 | $ 395,000 | $ 395,000 | $ 128,000 |
| Appomattox County Virginia | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Augusta County Virginia | 1 | $ 265,000 | $ 265,000 | $ 49,000 |
| Botetourt County Virginia | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Danville County Virginia | 1 | $ 215,000 | $ 215,000 | $ 36,000 |
| Fauquier County Virginia | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Franklin County Virginia | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
| Hanover County Virginia | 1 | $ 365,000 | $ 365,000 | $ 115,000 |
| Isle of Wight County Virginia | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Lexington County Virginia | 1 | $ 165,000 | $ 165,000 | $ 56,000 |
| Norfolk County Virginia | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
| Petersburg County Virginia | 1 | $ 145,000 | $ 145,000 | $ 63,000 |
| Pittsylvania County Virginia | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Portsmouth County Virginia | 1 | $ 235,000 | $ 235,000 | $ 89,000 |
| Prince George County Virginia | 1 | $ 135,000 | $ 135,000 | $ 97,000 |
| Pulaski County Virginia | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
| Suffolk County Virginia | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
| Washington County Virginia | 1 | $ 165,000 | $ 165,000 | $ 28,000 |
Mortgage Loan Application Detail Totals for Southpoint Financial Services, Inc. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 880 | $170,790,000 | $194,000 | $755,000 | $73,000 | $1,014,000 |
| Cash-out Refinancing | 433 | $90,635,000 | $209,000 | $1,185,000 | $74,000 | $427,000 |
| Refinancing | 242 | $50,350,000 | $208,000 | $515,000 | $69,000 | $348,000 |
| Other Purpose | 71 | $385,000 | $5,000 | $25,000 | $58,000 | $127,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 819 | $164,625,000 | $201,000 | $1,185,000 | $78,000 | $1,014,000 |
| Black or African American | 583 | $105,315,000 | $180,000 | $515,000 | $65,000 | $340,000 |
| Hispanic | 128 | $25,400,000 | $198,000 | $435,000 | $67,000 | $300,000 |
| Not Provided | 52 | $8,190,000 | $157,000 | $505,000 | $60,000 | $180,000 |
| Asian | 28 | $6,070,000 | $216,000 | $485,000 | $108,000 | $293,000 |
| American Indian or Alaskan Native | 9 | $1,295,000 | $143,000 | $285,000 | $57,000 | $83,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $790,000 | $197,000 | $285,000 | $68,000 | $75,000 |
| Not applicable | 2 | $330,000 | $165,000 | $185,000 | $51,000 | $64,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 810 | $151,860,000 | $187,000 | $525,000 | $64,000 | $340,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 542 | $106,790,000 | $197,000 | $1,185,000 | $89,000 | $1,014,000 |
| VA-guaranteed (Veterans Administration) | 191 | $41,805,000 | $218,000 | $515,000 | $68,000 | $245,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 83 | $11,705,000 | $141,000 | $325,000 | $51,000 | $106,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,049 | $207,435,000 | $197,000 | $1,185,000 | $75,000 | $1,014,000 |
| Application Withdrawn By Applicant | 442 | $81,160,000 | $183,000 | $555,000 | $64,000 | $384,000 |
| Application Approved But Not Accepted | 84 | $15,520,000 | $184,000 | $515,000 | $69,000 | $185,000 |
| Application Denied By Financial Institution | 45 | $7,105,000 | $157,000 | $325,000 | $73,000 | $507,000 |
| File Closed For Incompleteness | 5 | $755,000 | $151,000 | $195,000 | $46,000 | $70,000 |
| Preapproval Denied by Financial Institution | 1 | $185,000 | $185,000 | $185,000 | $52,000 | $52,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,580 | $304,870,000 | $192,000 | $1,185,000 | $72,000 | $1,014,000 |
| Debt-To-Income Ratio | 15 | $2,655,000 | $177,000 | $325,000 | $68,000 | $151,000 |
| Credit History | 11 | $1,625,000 | $147,000 | $235,000 | $55,000 | $96,000 |
| Collateral | 8 | $980,000 | $122,000 | $185,000 | $69,000 | $168,000 |
| Other | 5 | $825,000 | $165,000 | $255,000 | $157,000 | $507,000 |
| Employment History | 5 | $835,000 | $167,000 | $225,000 | $53,000 | $94,000 |
| Unverifiable Information | 2 | $370,000 | $185,000 | $185,000 | $64,000 | $72,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Southpoint Financial Services, Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Southpoint Financial Services, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.