Southpoint Financial Services, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Southpoint Financial Services, Inc. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Southpoint Financial Services, Inc. 5955 Shiloh Road East, Suite 200 Lawrenceville, GA 30005 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 2,076 |
| Total Mortgage Loan Application Amount | $467,030,000 |
| Average Mortgage Loan Application Amount | $140,400 |
| Highest Mortgage Loan Application Amount | $1,175,000 |
| Average Applicant Income | $77,400 |
| Highest Applicant Income | $1,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Southpoint Financial Services, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Southpoint Financial Services, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Southpoint Financial Services, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Southpoint Financial Services, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Southpoint Financial Services, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Southpoint Financial Services, Inc.'s mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Gwinnett County Georgia | 85 | $ 20,275,000 | $ 238,000 | $ 78,000 |
| Orange County Florida | 79 | $ 19,965,000 | $ 252,000 | $ 97,000 |
| Fulton County Georgia | 70 | $ 18,370,000 | $ 262,000 | $ 98,000 |
| Santa Rosa County Florida | 63 | $ 16,155,000 | $ 256,000 | $ 89,000 |
| Cobb County Georgia | 59 | $ 16,085,000 | $ 272,000 | $ 106,000 |
| DeKalb County Georgia | 54 | $ 12,130,000 | $ 224,000 | $ 70,000 |
| Chatham County Georgia | 49 | $ 9,845,000 | $ 200,000 | $ 62,000 |
| Brevard County Florida | 37 | $ 7,845,000 | $ 212,000 | $ 82,000 |
| Clayton County Georgia | 33 | $ 5,425,000 | $ 164,000 | $ 48,000 |
| Upson County Georgia | 33 | $ 4,935,000 | $ 149,000 | $ 84,000 |
| Hillsborough County Florida | 32 | $ 7,780,000 | $ 243,000 | $ 103,000 |
| Forsyth County Georgia | 32 | $ 9,780,000 | $ 305,000 | $ 123,000 |
| Osceola County Florida | 31 | $ 8,915,000 | $ 287,000 | $ 104,000 |
| Henry County Georgia | 29 | $ 7,495,000 | $ 258,000 | $ 98,000 |
| Baldwin County Alabama | 26 | $ 5,940,000 | $ 228,000 | $ 55,000 |
| Coweta County Georgia | 26 | $ 6,270,000 | $ 241,000 | $ 77,000 |
| Cherokee County Georgia | 25 | $ 5,955,000 | $ 238,000 | $ 136,000 |
| Paulding County Georgia | 24 | $ 5,460,000 | $ 227,000 | $ 83,000 |
| Prince William County Virginia | 23 | $ 7,125,000 | $ 309,000 | $ 52,000 |
| Collier County Florida | 22 | $ 7,090,000 | $ 322,000 | $ 130,000 |
| Polk County Florida | 21 | $ 4,765,000 | $ 226,000 | $ 87,000 |
| Douglas County Georgia | 21 | $ 4,515,000 | $ 215,000 | $ 54,000 |
| Fayette County Georgia | 21 | $ 5,285,000 | $ 251,000 | $ 97,000 |
| Lee County Florida | 20 | $ 4,870,000 | $ 243,000 | $ 92,000 |
| Bradford County Florida | 19 | $ 3,675,000 | $ 193,000 | $ 85,000 |
| Broward County Florida | 19 | $ 5,445,000 | $ 286,000 | $ 91,000 |
| Newton County Georgia | 18 | $ 3,270,000 | $ 181,000 | $ 48,000 |
| Dougherty County Georgia | 17 | $ 2,865,000 | $ 168,000 | $ 52,000 |
| Marion County Florida | 16 | $ 2,530,000 | $ 158,000 | $ 54,000 |
| Lake County Florida | 15 | $ 2,985,000 | $ 199,000 | $ 69,000 |
| Jackson County Georgia | 15 | $ 3,195,000 | $ 213,000 | $ 89,000 |
| Palm Beach County Florida | 14 | $ 2,950,000 | $ 210,000 | $ 85,000 |
| Volusia County Florida | 14 | $ 3,320,000 | $ 237,000 | $ 82,000 |
| Coffee County Georgia | 14 | $ 3,210,000 | $ 229,000 | $ 107,000 |
| Effingham County Georgia | 13 | $ 2,765,000 | $ 212,000 | $ 90,000 |
| Hall County Georgia | 13 | $ 3,655,000 | $ 281,000 | $ 105,000 |
| Harris County Texas | 13 | $ 4,065,000 | $ 312,000 | $ 166,000 |
| Fairfax County Virginia | 13 | $ 4,495,000 | $ 345,000 | $ 179,000 |
| Pinellas County Florida | 12 | $ 2,730,000 | $ 227,000 | $ 72,000 |
| Bibb County Georgia | 12 | $ 2,370,000 | $ 197,000 | $ 101,000 |
| Wake County North Carolina | 12 | $ 3,050,000 | $ 254,000 | $ 104,000 |
| Allegheny County Pennsylvania | 12 | $ 1,950,000 | $ 162,000 | $ 75,000 |
| Jefferson County Alabama | 11 | $ 2,135,000 | $ 194,000 | $ 80,000 |
| Sarasota County Florida | 11 | $ 2,855,000 | $ 259,000 | $ 104,000 |
| Rockdale County Georgia | 11 | $ 2,525,000 | $ 229,000 | $ 66,000 |
| Prince George's County Maryland | 11 | $ 3,305,000 | $ 300,000 | $ 54,000 |
| Barrow County Georgia | 10 | $ 1,680,000 | $ 168,000 | $ 51,000 |
| Bulloch County Georgia | 10 | $ 2,030,000 | $ 203,000 | $ 76,000 |
| Laurel County Kentucky | 10 | $ 1,470,000 | $ 147,000 | $ 63,000 |
| Horry County South Carolina | 10 | $ 1,890,000 | $ 189,000 | $ 66,000 |
| Miami-Dade County Florida | 9 | $ 2,445,000 | $ 271,000 | $ 77,000 |
| Okaloosa County Florida | 9 | $ 2,005,000 | $ 222,000 | $ 54,000 |
| Pasco County Florida | 9 | $ 1,725,000 | $ 191,000 | $ 77,000 |
| Toombs County Georgia | 9 | $ 1,555,000 | $ 172,000 | $ 72,000 |
| Mecklenburg County North Carolina | 9 | $ 1,715,000 | $ 190,000 | $ 82,000 |
| Georgetown County South Carolina | 9 | $ 1,455,000 | $ 161,000 | $ 67,000 |
| Carroll County Georgia | 8 | $ 1,400,000 | $ 175,000 | $ 71,000 |
| Monroe County Georgia | 8 | $ 2,320,000 | $ 290,000 | $ 112,000 |
| Orangeburg County South Carolina | 8 | $ 910,000 | $ 113,000 | $ 34,000 |
| Spartanburg County South Carolina | 8 | $ 1,560,000 | $ 195,000 | $ 74,000 |
| Mobile County Alabama | 7 | $ 1,355,000 | $ 193,000 | $ 55,000 |
| Madison County Florida | 7 | $ 755,000 | $ 107,000 | $ 75,000 |
| Bartow County Georgia | 7 | $ 1,335,000 | $ 190,000 | $ 56,000 |
| Baltimore County Maryland | 7 | $ 1,375,000 | $ 196,000 | $ 115,000 |
| Butler County Ohio | 7 | $ 1,555,000 | $ 222,000 | $ 90,000 |
| Cuyahoga County Ohio | 7 | $ 1,065,000 | $ 152,000 | $ 58,000 |
| Franklin County Ohio | 7 | $ 1,375,000 | $ 196,000 | $ 68,000 |
| Bucks County Pennsylvania | 7 | $ 1,435,000 | $ 205,000 | $ 88,000 |
| Florence County South Carolina | 7 | $ 1,125,000 | $ 160,000 | $ 48,000 |
| Sumner County Tennessee | 7 | $ 1,545,000 | $ 220,000 | $ 60,000 |
| Madison County Alabama | 6 | $ 1,590,000 | $ 265,000 | $ 93,000 |
| Charlotte County Florida | 6 | $ 1,000,000 | $ 166,000 | $ 85,000 |
| Duval County Florida | 6 | $ 1,400,000 | $ 233,000 | $ 101,000 |
| Manatee County Florida | 6 | $ 1,620,000 | $ 270,000 | $ 51,000 |
| Nassau County Florida | 6 | $ 2,160,000 | $ 360,000 | $ 120,000 |
| Bryan County Georgia | 6 | $ 1,190,000 | $ 198,000 | $ 80,000 |
| Lee County Georgia | 6 | $ 890,000 | $ 148,000 | $ 49,000 |
| Pulaski County Kentucky | 6 | $ 680,000 | $ 113,000 | $ 36,000 |
| Whitley County Kentucky | 6 | $ 740,000 | $ 123,000 | $ 37,000 |
| Iredell County North Carolina | 6 | $ 1,870,000 | $ 311,000 | $ 98,000 |
| Rutherford County Tennessee | 6 | $ 920,000 | $ 153,000 | $ 58,000 |
| Loudoun County Virginia | 6 | $ 2,360,000 | $ 393,000 | $ 80,000 |
| Shelby County Alabama | 5 | $ 1,305,000 | $ 261,000 | $ 148,000 |
| Tuscaloosa County Alabama | 5 | $ 885,000 | $ 177,000 | $ 71,000 |
| Clay County Florida | 5 | $ 1,005,000 | $ 201,000 | $ 84,000 |
| Escambia County Florida | 5 | $ 855,000 | $ 171,000 | $ 95,000 |
| St. Johns County Florida | 5 | $ 1,355,000 | $ 271,000 | $ 143,000 |
| Houston County Georgia | 5 | $ 995,000 | $ 199,000 | $ 62,000 |
| Knox County Kentucky | 5 | $ 815,000 | $ 163,000 | $ 46,000 |
| Brunswick County North Carolina | 5 | $ 975,000 | $ 195,000 | $ 106,000 |
| Lake County Ohio | 5 | $ 995,000 | $ 199,000 | $ 72,000 |
| Montgomery County Pennsylvania | 5 | $ 1,475,000 | $ 295,000 | $ 140,000 |
| Darlington County South Carolina | 5 | $ 805,000 | $ 161,000 | $ 53,000 |
| Greenville County South Carolina | 5 | $ 1,135,000 | $ 227,000 | $ 87,000 |
| Davidson County Tennessee | 5 | $ 1,035,000 | $ 207,000 | $ 58,000 |
| Bedford County Virginia | 5 | $ 1,165,000 | $ 233,000 | $ 79,000 |
| Cullman County Alabama | 4 | $ 750,000 | $ 187,000 | $ 46,000 |
| Bay County Florida | 4 | $ 780,000 | $ 195,000 | $ 90,000 |
| Putnam County Florida | 4 | $ 590,000 | $ 147,000 | $ 55,000 |
| Seminole County Florida | 4 | $ 1,300,000 | $ 325,000 | $ 71,000 |
| Clarke County Georgia | 4 | $ 520,000 | $ 130,000 | $ 36,000 |
| Floyd County Georgia | 4 | $ 910,000 | $ 227,000 | $ 104,000 |
| Gilmer County Georgia | 4 | $ 830,000 | $ 207,000 | $ 57,000 |
| Pike County Georgia | 4 | $ 600,000 | $ 150,000 | $ 68,000 |
| Spalding County Georgia | 4 | $ 1,260,000 | $ 315,000 | $ 159,000 |
| Walton County Georgia | 4 | $ 790,000 | $ 197,000 | $ 46,000 |
| Buncombe County North Carolina | 4 | $ 710,000 | $ 177,000 | $ 79,000 |
| Forsyth County North Carolina | 4 | $ 810,000 | $ 202,000 | $ 57,000 |
| Gaston County North Carolina | 4 | $ 1,200,000 | $ 300,000 | $ 149,000 |
| Guilford County North Carolina | 4 | $ 1,020,000 | $ 255,000 | $ 65,000 |
| Union County North Carolina | 4 | $ 820,000 | $ 205,000 | $ 57,000 |
| Berks County Pennsylvania | 4 | $ 960,000 | $ 240,000 | $ 98,000 |
| Dauphin County Pennsylvania | 4 | $ 640,000 | $ 160,000 | $ 66,000 |
| Delaware County Pennsylvania | 4 | $ 980,000 | $ 245,000 | $ 75,000 |
| Lancaster County Pennsylvania | 4 | $ 930,000 | $ 232,000 | $ 86,000 |
| Montgomery County Texas | 4 | $ 860,000 | $ 215,000 | $ 118,000 |
| Rockingham County Virginia | 4 | $ 650,000 | $ 162,000 | $ 55,000 |
| Virginia Beach County Virginia | 4 | $ 910,000 | $ 227,000 | $ 64,000 |
| Clarke County Alabama | 3 | $ 465,000 | $ 155,000 | $ 70,000 |
| Alachua County Florida | 3 | $ 585,000 | $ 195,000 | $ 76,000 |
| Hernando County Florida | 3 | $ 435,000 | $ 145,000 | $ 34,000 |
| Sumter County Florida | 3 | $ 565,000 | $ 188,000 | $ 113,000 |
| Walton County Florida | 3 | $ 945,000 | $ 315,000 | $ 120,000 |
| Bleckley County Georgia | 3 | $ 675,000 | $ 225,000 | $ 101,000 |
| Catoosa County Georgia | 3 | $ 555,000 | $ 185,000 | $ 40,000 |
| Charlton County Georgia | 3 | $ 435,000 | $ 145,000 | $ 99,000 |
| Columbia County Georgia | 3 | $ 1,015,000 | $ 338,000 | $ 121,000 |
| Crawford County Georgia | 3 | $ 305,000 | $ 101,000 | $ 142,000 |
| Dawson County Georgia | 3 | $ 765,000 | $ 255,000 | $ 55,000 |
| Dodge County Georgia | 3 | $ 545,000 | $ 181,000 | $ 54,000 |
| Liberty County Georgia | 3 | $ 535,000 | $ 178,000 | $ 55,000 |
| Peach County Georgia | 3 | $ 745,000 | $ 248,000 | $ 136,000 |
| Putnam County Georgia | 3 | $ 465,000 | $ 155,000 | $ 57,000 |
| Richmond County Georgia | 3 | $ 365,000 | $ 121,000 | $ 71,000 |
| Schley County Georgia | 3 | $ 445,000 | $ 148,000 | $ 86,000 |
| Terrell County Georgia | 3 | $ 475,000 | $ 158,000 | $ 81,000 |
| Treutlen County Georgia | 3 | $ 495,000 | $ 165,000 | $ 119,000 |
| Jefferson County Kentucky | 3 | $ 535,000 | $ 178,000 | $ 32,000 |
| Anne Arundel County Maryland | 3 | $ 915,000 | $ 305,000 | $ 130,000 |
| Charles County Maryland | 3 | $ 835,000 | $ 278,000 | $ 48,000 |
| Washington County Maryland | 3 | $ 815,000 | $ 271,000 | $ 79,000 |
| Durham County North Carolina | 3 | $ 435,000 | $ 145,000 | $ 73,000 |
| Henderson County North Carolina | 3 | $ 655,000 | $ 218,000 | $ 65,000 |
| Johnston County North Carolina | 3 | $ 535,000 | $ 178,000 | $ 100,000 |
| Delaware County Ohio | 3 | $ 1,035,000 | $ 345,000 | $ 83,000 |
| Medina County Ohio | 3 | $ 475,000 | $ 158,000 | $ 59,000 |
| Montgomery County Ohio | 3 | $ 435,000 | $ 145,000 | $ 67,000 |
| Muskingum County Ohio | 3 | $ 465,000 | $ 155,000 | $ 69,000 |
| York County Pennsylvania | 3 | $ 455,000 | $ 151,000 | $ 63,000 |
| Aiken County South Carolina | 3 | $ 615,000 | $ 205,000 | $ 84,000 |
| Lancaster County South Carolina | 3 | $ 535,000 | $ 178,000 | $ 58,000 |
| York County South Carolina | 3 | $ 575,000 | $ 191,000 | $ 57,000 |
| Robertson County Tennessee | 3 | $ 595,000 | $ 198,000 | $ 55,000 |
| Shelby County Tennessee | 3 | $ 755,000 | $ 251,000 | $ 133,000 |
| Fort Bend County Texas | 3 | $ 705,000 | $ 235,000 | $ 85,000 |
| Amherst County Virginia | 3 | $ 625,000 | $ 208,000 | $ 69,000 |
| Chesterfield County Virginia | 3 | $ 595,000 | $ 198,000 | $ 97,000 |
| Harrisonburg County Virginia | 3 | $ 635,000 | $ 211,000 | $ 35,000 |
| Norfolk County Virginia | 3 | $ 475,000 | $ 158,000 | $ 73,000 |
| Stafford County Virginia | 3 | $ 935,000 | $ 311,000 | $ 55,000 |
| York County Virginia | 3 | $ 615,000 | $ 205,000 | $ 51,000 |
| Blount County Alabama | 2 | $ 340,000 | $ 170,000 | $ 92,000 |
| Houston County Alabama | 2 | $ 360,000 | $ 180,000 | $ 87,000 |
| Jackson County Alabama | 2 | $ 300,000 | $ 150,000 | $ 77,000 |
| Lee County Alabama | 2 | $ 500,000 | $ 250,000 | $ 81,000 |
| Montgomery County Alabama | 2 | $ 520,000 | $ 260,000 | $ 80,000 |
| St. Clair County Alabama | 2 | $ 340,000 | $ 170,000 | $ 41,000 |
| Winston County Alabama | 2 | $ 220,000 | $ 110,000 | $ 59,000 |
| Citrus County Florida | 2 | $ 280,000 | $ 140,000 | $ 55,000 |
| Indian River County Florida | 2 | $ 540,000 | $ 270,000 | $ 71,000 |
| Leon County Florida | 2 | $ 270,000 | $ 135,000 | $ 59,000 |
| Union County Florida | 2 | $ 200,000 | $ 100,000 | $ 42,000 |
| Appling County Georgia | 2 | $ 300,000 | $ 150,000 | $ 159,000 |
| Bacon County Georgia | 2 | $ 580,000 | $ 290,000 | $ 90,000 |
| Butts County Georgia | 2 | $ 340,000 | $ 170,000 | $ 66,000 |
| Fannin County Georgia | 2 | $ 400,000 | $ 200,000 | $ 111,000 |
| Franklin County Georgia | 2 | $ 310,000 | $ 155,000 | $ 49,000 |
| Glynn County Georgia | 2 | $ 310,000 | $ 155,000 | $ 60,000 |
| Hart County Georgia | 2 | $ 310,000 | $ 155,000 | $ 110,000 |
| Laurens County Georgia | 2 | $ 240,000 | $ 120,000 | $ 92,000 |
| McIntosh County Georgia | 2 | $ 260,000 | $ 130,000 | $ 46,000 |
| Meriwether County Georgia | 2 | $ 210,000 | $ 105,000 | $ 54,000 |
| Montgomery County Georgia | 2 | $ 570,000 | $ 285,000 | $ 131,000 |
| Stephens County Georgia | 2 | $ 570,000 | $ 285,000 | $ 232,000 |
| Thomas County Georgia | 2 | $ 370,000 | $ 185,000 | $ 46,000 |
| Troup County Georgia | 2 | $ 490,000 | $ 245,000 | $ 139,000 |
| Shelby County Kentucky | 2 | $ 320,000 | $ 160,000 | $ 49,000 |
| Frederick County Maryland | 2 | $ 610,000 | $ 305,000 | $ 106,000 |
| Harford County Maryland | 2 | $ 360,000 | $ 180,000 | $ 68,000 |
| Alamance County North Carolina | 2 | $ 300,000 | $ 150,000 | $ 53,000 |
| Catawba County North Carolina | 2 | $ 370,000 | $ 185,000 | $ 79,000 |
| Craven County North Carolina | 2 | $ 340,000 | $ 170,000 | $ 85,000 |
| Onslow County North Carolina | 2 | $ 350,000 | $ 175,000 | $ 30,000 |
| Pitt County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 66,000 |
| Richmond County North Carolina | 2 | $ 280,000 | $ 140,000 | $ 86,000 |
| Robeson County North Carolina | 2 | $ 300,000 | $ 150,000 | $ 46,000 |
| Ashtabula County Ohio | 2 | $ 270,000 | $ 135,000 | $ 39,000 |
| Hamilton County Ohio | 2 | $ 280,000 | $ 140,000 | $ 43,000 |
| Lorain County Ohio | 2 | $ 560,000 | $ 280,000 | $ 104,000 |
| Portage County Ohio | 2 | $ 510,000 | $ 255,000 | $ 110,000 |
| Trumbull County Ohio | 2 | $ 340,000 | $ 170,000 | $ 95,000 |
| Chester County Pennsylvania | 2 | $ 500,000 | $ 250,000 | $ 71,000 |
| Philadelphia County Pennsylvania | 2 | $ 470,000 | $ 235,000 | $ 104,000 |
| Beaufort County South Carolina | 2 | $ 500,000 | $ 250,000 | $ 112,000 |
| Cheatham County Tennessee | 2 | $ 380,000 | $ 190,000 | $ 19,000 |
| Cumberland County Tennessee | 2 | $ 360,000 | $ 180,000 | $ 72,000 |
| Hamilton County Tennessee | 2 | $ 530,000 | $ 265,000 | $ 163,000 |
| Knox County Tennessee | 2 | $ 390,000 | $ 195,000 | $ 82,000 |
| Sevier County Tennessee | 2 | $ 380,000 | $ 190,000 | $ 70,000 |
| Trousdale County Tennessee | 2 | $ 430,000 | $ 215,000 | $ 53,000 |
| Williamson County Tennessee | 2 | $ 600,000 | $ 300,000 | $ 58,000 |
| Wilson County Tennessee | 2 | $ 810,000 | $ 405,000 | $ 86,000 |
| Bexar County Texas | 2 | $ 380,000 | $ 190,000 | $ 27,000 |
| Brazoria County Texas | 2 | $ 550,000 | $ 275,000 | $ 140,000 |
| Tarrant County Texas | 2 | $ 430,000 | $ 215,000 | $ 68,000 |
| Albemarle County Virginia | 2 | $ 510,000 | $ 255,000 | $ 71,000 |
| Campbell County Virginia | 2 | $ 470,000 | $ 235,000 | $ 68,000 |
| Chesapeake County Virginia | 2 | $ 410,000 | $ 205,000 | $ 41,000 |
| Fluvanna County Virginia | 2 | $ 450,000 | $ 225,000 | $ 44,000 |
| Henrico County Virginia | 2 | $ 550,000 | $ 275,000 | $ 89,000 |
| Portsmouth County Virginia | 2 | $ 380,000 | $ 190,000 | $ 70,000 |
| Roanoke County Virginia | 2 | $ 520,000 | $ 260,000 | $ 54,000 |
| Washington County Virginia | 2 | $ 230,000 | $ 115,000 | $ 85,000 |
| Cherokee County Alabama | 1 | $ 255,000 | $ 255,000 | $ 73,000 |
| Coffee County Alabama | 1 | $ 195,000 | $ 195,000 | $ 63,000 |
| Covington County Alabama | 1 | $ 175,000 | $ 175,000 | $ 63,000 |
| DeKalb County Alabama | 1 | $ 105,000 | $ 105,000 | $ 20,000 |
| Etowah County Alabama | 1 | $ 175,000 | $ 175,000 | $ 54,000 |
| Henry County Alabama | 1 | $ 65,000 | $ 65,000 | $ 56,000 |
| Lauderdale County Alabama | 1 | $ 165,000 | $ 165,000 | $ 59,000 |
| Lawrence County Alabama | 1 | $ 195,000 | $ 195,000 | $ 217,000 |
| Limestone County Alabama | 1 | $ 345,000 | $ 345,000 | $ 86,000 |
| Marshall County Alabama | 1 | $ 475,000 | $ 475,000 | $ 247,000 |
| Randolph County Alabama | 1 | $ 135,000 | $ 135,000 | $ 66,000 |
| Russell County Alabama | 1 | $ 155,000 | $ 155,000 | $ 32,000 |
| Sumter County Alabama | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Tallapoosa County Alabama | 1 | $ 395,000 | $ 395,000 | $ 103,000 |
| Walker County Alabama | 1 | $ 235,000 | $ 235,000 | $ 117,000 |
| Columbia County Florida | 1 | $ 195,000 | $ 195,000 | $ 54,000 |
| Flagler County Florida | 1 | $ 235,000 | $ 235,000 | $ 171,000 |
| Hendry County Florida | 1 | $ 265,000 | $ 265,000 | $ 93,000 |
| Holmes County Florida | 1 | $ 225,000 | $ 225,000 | $ 98,000 |
| Martin County Florida | 1 | $ 245,000 | $ 245,000 | $ 81,000 |
| Monroe County Florida | 1 | $ 425,000 | $ 425,000 | $ 118,000 |
| St. Lucie County Florida | 1 | $ 265,000 | $ 265,000 | $ 84,000 |
| Taylor County Florida | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Brantley County Georgia | 1 | $ 115,000 | $ 115,000 | $ 25,000 |
| Candler County Georgia | 1 | $ 125,000 | $ 125,000 | $ 66,000 |
| Chattooga County Georgia | 1 | $ 445,000 | $ 445,000 | $ 132,000 |
| Decatur County Georgia | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Elbert County Georgia | 1 | $ 165,000 | $ 165,000 | $ 90,000 |
| Emanuel County Georgia | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
| Gordon County Georgia | 1 | $ 355,000 | $ 355,000 | $ 300,000 |
| Grady County Georgia | 1 | $ 275,000 | $ 275,000 | $ 80,000 |
| Habersham County Georgia | 1 | $ 165,000 | $ 165,000 | $ 26,000 |
| Harris County Georgia | 1 | $ 295,000 | $ 295,000 | $ 140,000 |
| Heard County Georgia | 1 | $ 275,000 | $ 275,000 | $ 58,000 |
| Johnson County Georgia | 1 | $ 185,000 | $ 185,000 | $ 114,000 |
| Lamar County Georgia | 1 | $ 215,000 | $ 215,000 | $ 82,000 |
| Lowndes County Georgia | 1 | $ 215,000 | $ 215,000 | $ 53,000 |
| Morgan County Georgia | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
| Oconee County Georgia | 1 | $ 455,000 | $ 455,000 | $ 360,000 |
| Polk County Georgia | 1 | $ 185,000 | $ 185,000 | $ 46,000 |
| Screven County Georgia | 1 | $ 75,000 | $ 75,000 | $ 69,000 |
| Stewart County Georgia | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Sumter County Georgia | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| Talbot County Georgia | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Taylor County Georgia | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Tift County Georgia | 1 | $ 285,000 | $ 285,000 | $ 89,000 |
| Walker County Georgia | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Ware County Georgia | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Wayne County Georgia | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Webster County Georgia | 1 | $ 255,000 | $ 255,000 | $ 96,000 |
| Worth County Georgia | 1 | $ 265,000 | $ 265,000 | $ 91,000 |
| Allen County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Bullitt County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Fayette County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 35,000 |
| Garrard County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| Grayson County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Greenup County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Scott County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Warren County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 67,000 |
| Washington County Kentucky | 1 | $ 335,000 | $ 335,000 | $ 116,000 |
| Wayne County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Baltimore City County Maryland | 1 | $ 185,000 | $ 185,000 | $ 187,000 |
| Calvert County Maryland | 1 | $ 325,000 | $ 325,000 | $ 95,000 |
| Carroll County Maryland | 1 | $ 385,000 | $ 385,000 | $ 196,000 |
| Howard County Maryland | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Montgomery County Maryland | 1 | $ 575,000 | $ 575,000 | $ 266,000 |
| St. Mary's County Maryland | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Wicomico County Maryland | 1 | $ 215,000 | $ 215,000 | $ 59,000 |
| Avery County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 135,000 |
| Cabarrus County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| Carteret County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 54,000 |
| Chatham County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 85,000 |
| Dare County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 133,000 |
| Granville County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 144,000 |
| Halifax County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
| Harnett County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Jackson County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Macon County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Madison County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 111,000 |
| Moore County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 100,000 |
| New Hanover County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 93,000 |
| Rockingham County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| Stokes County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| Surry County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 139,000 |
| Yadkin County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 110,000 |
| Auglaize County Ohio | 1 | $ 155,000 | $ 155,000 | $ 113,000 |
| Carroll County Ohio | 1 | $ 245,000 | $ 245,000 | $ 73,000 |
| Champaign County Ohio | 1 | $ 195,000 | $ 195,000 | $ 108,000 |
| Clermont County Ohio | 1 | $ 145,000 | $ 145,000 | $ 88,000 |
| Clinton County Ohio | 1 | $ 135,000 | $ 135,000 | $ 92,000 |
| Geauga County Ohio | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Greene County Ohio | 1 | $ 165,000 | $ 165,000 | $ 49,000 |
| Huron County Ohio | 1 | $ 115,000 | $ 115,000 | $ 57,000 |
| Lucas County Ohio | 1 | $ 335,000 | $ 335,000 | $ 90,000 |
| Madison County Ohio | 1 | $ 195,000 | $ 195,000 | $ 109,000 |
| Mahoning County Ohio | 1 | $ 295,000 | $ 295,000 | $ 93,000 |
| Marion County Ohio | 1 | $ 215,000 | $ 215,000 | $ 103,000 |
| Miami County Ohio | 1 | $ 195,000 | $ 195,000 | $ 69,000 |
| Richland County Ohio | 1 | $ 175,000 | $ 175,000 | $ 37,000 |
| Ross County Ohio | 1 | $ 295,000 | $ 295,000 | $ 116,000 |
| Scioto County Ohio | 1 | $ 135,000 | $ 135,000 | $ 82,000 |
| Stark County Ohio | 1 | $ 185,000 | $ 185,000 | $ 43,000 |
| Tuscarawas County Ohio | 1 | $ 135,000 | $ 135,000 | $ 68,000 |
| Union County Ohio | 1 | $ 305,000 | $ 305,000 | $ 232,000 |
| Wayne County Ohio | 1 | $ 195,000 | $ 195,000 | $ 61,000 |
| Wood County Ohio | 1 | $ 215,000 | $ 215,000 | $ 88,000 |
| Bradford County Pennsylvania | 1 | $ 345,000 | $ 345,000 | $ 88,000 |
| Crawford County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 27,000 |
| Cumberland County Pennsylvania | 1 | $ 375,000 | $ 375,000 | $ 161,000 |
| Franklin County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| Lawrence County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 48,000 |
| Luzerne County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 90,000 |
| Monroe County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 61,000 |
| Northampton County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 65,000 |
| Schuylkill County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 99,000 |
| Washington County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Westmoreland County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| Anderson County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 68,000 |
| Berkeley County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Charleston County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 42,000 |
| Dillon County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Dorchester County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 48,000 |
| Kershaw County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 71,000 |
| Laurens County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 67,000 |
| Lexington County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Newberry County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Richland County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 48,000 |
| Sumter County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 83,000 |
| Williamsburg County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 35,000 |
| Bedford County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Blount County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 158,000 |
| Bradley County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 100,000 |
| Carter County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 57,000 |
| DeKalb County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 45,000 |
| Hamblen County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 30,000 |
| Haywood County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 281,000 |
| Jefferson County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 81,000 |
| Loudon County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 78,000 |
| Macon County Tennessee | 1 | $ 425,000 | $ 425,000 | $ 108,000 |
| Madison County Tennessee | 1 | $ 395,000 | $ 395,000 | $ 218,000 |
| Maury County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 70,000 |
| Montgomery County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 77,000 |
| Putnam County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Sullivan County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 72,000 |
| Tipton County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Van Buren County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 82,000 |
| Collin County Texas | 1 | $ 215,000 | $ 215,000 | $ 51,000 |
| Denton County Texas | 1 | $ 285,000 | $ 285,000 | $ 110,000 |
| Ector County Texas | 1 | $ 95,000 | $ 95,000 | $ 202,000 |
| Ellis County Texas | 1 | $ 205,000 | $ 205,000 | $ 70,000 |
| Galveston County Texas | 1 | $ 445,000 | $ 445,000 | $ 180,000 |
| Smith County Texas | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Travis County Texas | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Alexandria County Virginia | 1 | $ 175,000 | $ 175,000 | $ 94,000 |
| Appomattox County Virginia | 1 | $ 235,000 | $ 235,000 | $ 47,000 |
| Bland County Virginia | 1 | $ 145,000 | $ 145,000 | $ 129,000 |
| Charlottesville County Virginia | 1 | $ 255,000 | $ 255,000 | $ 156,000 |
| Gloucester County Virginia | 1 | $ 175,000 | $ 175,000 | $ 122,000 |
| Hampton County Virginia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Henry County Virginia | 1 | $ 165,000 | $ 165,000 | $ 68,000 |
| James City County Virginia | 1 | $ 215,000 | $ 215,000 | $ 99,000 |
| King George County Virginia | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Manassas County Virginia | 1 | $ 275,000 | $ 275,000 | $ 30,000 |
| Montgomery County Virginia | 1 | $ 425,000 | $ 425,000 | $ 114,000 |
| Orange County Virginia | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Prince George County Virginia | 1 | $ 265,000 | $ 265,000 | $ 60,000 |
| Pulaski County Virginia | 1 | $ 305,000 | $ 305,000 | $ 115,000 |
| Richmond City County Virginia | 1 | $ 215,000 | $ 215,000 | $ 43,000 |
| Roanoke City County Virginia | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| Rockbridge County Virginia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Smyth County Virginia | 1 | $ 145,000 | $ 145,000 | $ 70,000 |
| Southampton County Virginia | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Spotsylvania County Virginia | 1 | $ 305,000 | $ 305,000 | $ 42,000 |
| Suffolk County Virginia | 1 | $ 165,000 | $ 165,000 | $ 92,000 |
| Sussex County Virginia | 1 | $ 215,000 | $ 215,000 | $ 54,000 |
| Winchester County Virginia | 1 | $ 135,000 | $ 135,000 | $ 65,000 |
| Wise County Virginia | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
Mortgage Loan Application Detail Totals for Southpoint Financial Services, Inc. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 839 | $193,235,000 | $230,000 | $745,000 | $79,000 | $569,000 |
| Refinancing | 719 | $164,455,000 | $228,000 | $1,175,000 | $90,000 | $1,200,000 |
| Cash-out Refinancing | 510 | $109,160,000 | $214,000 | $515,000 | $83,000 | $470,000 |
| Home Improvement | 7 | $175,000 | $25,000 | $145,000 | $61,000 | $80,000 |
| Other Purpose | 1 | $5,000 | $5,000 | $5,000 | $74,000 | $74,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,267 | $280,235,000 | $221,000 | $745,000 | $88,000 | $569,000 |
| Black or African American | 472 | $102,020,000 | $216,000 | $1,175,000 | $74,000 | $561,000 |
| Hispanic | 171 | $41,935,000 | $245,000 | $515,000 | $74,000 | $1,200,000 |
| Asian | 115 | $30,425,000 | $264,000 | $575,000 | $88,000 | $316,000 |
| Not Provided | 39 | $8,865,000 | $227,000 | $455,000 | $80,000 | $202,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,975,000 | $282,000 | $515,000 | $126,000 | $315,000 |
| American Indian or Alaskan Native | 4 | $1,410,000 | $352,000 | $495,000 | $99,000 | $200,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,116 | $259,740,000 | $232,000 | $1,175,000 | $99,000 | $569,000 |
| FHA-insured (Federal Housing Administration) | 712 | $153,860,000 | $216,000 | $725,000 | $67,000 | $1,200,000 |
| VA-guaranteed (Veterans Administration) | 164 | $40,430,000 | $246,000 | $465,000 | $66,000 | $312,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 84 | $13,000,000 | $154,000 | $315,000 | $46,000 | $105,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,443 | $323,305,000 | $224,000 | $745,000 | $85,000 | $569,000 |
| Application Withdrawn By Applicant | 605 | $137,385,000 | $227,000 | $1,175,000 | $81,000 | $1,200,000 |
| Application Denied By Financial Institution | 28 | $6,340,000 | $226,000 | $455,000 | $58,000 | $186,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,048 | $460,690,000 | $224,000 | $1,175,000 | $84,000 | $1,200,000 |
| Other | 10 | $2,170,000 | $217,000 | $415,000 | $43,000 | $102,000 |
| Credit History | 6 | $1,120,000 | $186,000 | $245,000 | $58,000 | $135,000 |
| Debt-To-Income Ratio | 4 | $1,130,000 | $282,000 | $335,000 | $83,000 | $186,000 |
| Collateral | 4 | $800,000 | $200,000 | $255,000 | $69,000 | $89,000 |
| Unverifiable Information | 2 | $580,000 | $290,000 | $455,000 | $65,000 | $96,000 |
| Employment History | 2 | $540,000 | $270,000 | $295,000 | $49,000 | $54,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Southpoint Financial Services, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Southpoint Financial Services, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.