Southwest Funding LP Mortgage Lending & HMDA Data, 2014

In 2014, Southwest Funding LP of Dallas, TX reported 1,884 mortgage applications totaling $304.0 million, up 94% from 2013. The average application was for $161,338, and applicants reported an average income of $73,016. 73% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Dallas-Plano-Irving, TX (310), Austin-Round Rock, TX (122) and New Orleans-Metairie, LA (103) (applications in parentheses).

Mortgage Company & Address Southwest Funding LP
13150 Coit Road Ste 100
Dallas, TX 75240
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 1,884
Total Mortgage Loan Application Amount $303,962,000
Average Mortgage Loan Application Amount $161,338
Highest Mortgage Loan Application Amount $1,318,000
Average Applicant Income $73,016
Highest Applicant Income $2,718,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Southwest Funding LP filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Southwest Funding LP by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Dallas, Texas 169 $ 23,893,000 $ 141,378 $ 56,000
El Paso, Texas 65 $ 8,773,000 $ 134,969 $ 55,000
Tarrant, Texas 62 $ 11,242,000 $ 181,322 $ 91,000
Gregg, Texas 61 $ 9,437,000 $ 154,704 $ 74,000
Denton, Texas 58 $ 11,096,000 $ 191,310 $ 80,000
Williamson, Texas 56 $ 9,799,000 $ 174,982 $ 75,000
Travis, Texas 49 $ 9,222,000 $ 188,204 $ 78,000
Bernalillo, New Mexico 45 $ 8,747,000 $ 194,377 $ 101,000
Collin, Texas 45 $ 9,121,000 $ 202,688 $ 99,000
LaPorte, Indiana 41 $ 4,528,000 $ 110,439 $ 53,000
Tuscaloosa, Alabama 39 $ 6,333,000 $ 162,384 $ 48,000
Knox, Tennessee 37 $ 5,109,000 $ 138,081 $ 52,000
Shelby, Tennessee 37 $ 4,390,000 $ 118,648 $ 42,000
Jefferson, Louisiana 36 $ 4,963,000 $ 137,861 $ 128,000
Bexar, Texas 33 $ 5,009,000 $ 151,787 $ 64,000
Lea, New Mexico 30 $ 6,092,000 $ 203,066 $ 92,000
Orleans, Louisiana 29 $ 4,802,000 $ 165,586 $ 67,000
Upshur, Texas 28 $ 4,277,000 $ 152,750 $ 69,000
Eddy, New Mexico 27 $ 4,785,000 $ 177,222 $ 73,000
Burnet, Texas 26 $ 4,819,000 $ 185,346 $ 120,000
Ellis, Texas 26 $ 4,323,000 $ 166,269 $ 71,000
Harrison, Texas 25 $ 5,172,000 $ 206,880 $ 96,000
Rapides, Louisiana 22 $ 3,446,000 $ 156,636 $ 59,000
Pinellas, Florida 21 $ 3,955,000 $ 188,333 $ 135,000
Baldwin, Alabama 20 $ 3,230,000 $ 161,500 $ 76,000
Hillsborough, Florida 20 $ 3,833,000 $ 191,650 $ 91,000
Palm Beach, Florida 20 $ 3,661,000 $ 183,050 $ 48,000
Cameron, Texas 20 $ 2,145,000 $ 107,250 $ 69,000
St. Tammany, Louisiana 16 $ 3,741,000 $ 233,812 $ 155,000
Hamilton, Tennessee 16 $ 2,597,000 $ 162,312 $ 68,000
Hays, Texas 16 $ 2,600,000 $ 162,500 $ 91,000
Blount, Tennessee 15 $ 1,910,000 $ 127,333 $ 48,000
Tangipahoa, Louisiana 14 $ 1,877,000 $ 134,071 $ 46,000
Harris, Texas 14 $ 2,658,000 $ 189,857 $ 151,000
East Baton Rouge, Louisiana 13 $ 2,414,000 $ 185,692 $ 62,000
St. Landry, Louisiana 12 $ 1,692,000 $ 141,000 $ 48,000
Rusk, Texas 12 $ 1,615,000 $ 134,583 $ 67,000
DeSoto, Florida 11 $ 1,152,000 $ 104,727 $ 47,000
Lafayette, Louisiana 11 $ 1,719,000 $ 156,272 $ 61,000
Fort Bend, Texas 11 $ 2,513,000 $ 228,454 $ 113,000
Hidalgo, Texas 11 $ 1,300,000 $ 118,181 $ 64,000
Smith, Texas 11 $ 1,925,000 $ 175,000 $ 81,000
St. Bernard, Louisiana 10 $ 1,150,000 $ 115,000 $ 51,000
DeSoto, Mississippi 10 $ 1,674,000 $ 167,400 $ 59,000
Sandoval, New Mexico 10 $ 2,832,000 $ 283,200 $ 117,000
Anderson, Tennessee 10 $ 1,136,000 $ 113,600 $ 50,000
Midland, Texas 10 $ 1,968,000 $ 196,800 $ 74,000
Pasco, Florida 9 $ 1,469,000 $ 163,222 $ 96,000
Livingston, Louisiana 9 $ 1,732,000 $ 192,444 $ 96,000
Jefferson, Alabama 8 $ 1,697,000 $ 212,125 $ 86,000
Madison, Alabama 8 $ 1,440,000 $ 180,000 $ 71,000
Monroe, Indiana 8 $ 1,090,000 $ 136,250 $ 65,000
Llano, Texas 8 $ 889,000 $ 111,125 $ 70,000
Marion, Indiana 7 $ 825,000 $ 117,857 $ 49,000
St. John the Baptist, Louisiana 7 $ 1,044,000 $ 149,142 $ 43,000
Valencia, New Mexico 7 $ 961,000 $ 137,285 $ 55,000
Oklahoma, Oklahoma 6 $ 1,093,000 $ 182,166 $ 76,000
Roane, Tennessee 6 $ 583,000 $ 97,166 $ 63,000
Sevier, Tennessee 6 $ 1,152,000 $ 192,000 $ 48,000
Kaufman, Texas 6 $ 762,000 $ 127,000 $ 178,000
Caddo, Louisiana 5 $ 547,000 $ 109,400 $ 35,000
Bradley, Tennessee 5 $ 650,000 $ 130,000 $ 42,000
Loudon, Tennessee 5 $ 821,000 $ 164,200 $ 58,000
McMinn, Tennessee 5 $ 601,000 $ 120,200 $ 41,000
Morgan, Tennessee 5 $ 683,000 $ 136,600 $ 63,000
Bell, Texas 5 $ 879,000 $ 175,800 $ 134,000
Ector, Texas 5 $ 1,206,000 $ 241,200 $ 114,000
Maverick, Texas 5 $ 824,000 $ 164,800 $ 88,000
Panola, Texas 5 $ 735,000 $ 147,000 $ 64,000
Collier, Florida 4 $ 686,000 $ 171,500 $ 42,000
Porter, Indiana 4 $ 923,000 $ 230,750 $ 81,000
Starke, Indiana 4 $ 314,000 $ 78,500 $ 30,000
Vermilion, Louisiana 4 $ 729,000 $ 182,250 $ 66,000
Colfax, New Mexico 4 $ 443,000 $ 110,750 $ 84,000
Davidson, Tennessee 4 $ 674,000 $ 168,500 $ 66,000
Washington, Tennessee 4 $ 731,000 $ 182,750 $ 109,000
Bee, Texas 4 $ 631,000 $ 157,750 $ 42,000
Brazos, Texas 4 $ 502,000 $ 125,500 $ 83,000
Comal, Texas 4 $ 837,000 $ 209,250 $ 101,000
Grayson, Texas 4 $ 611,000 $ 152,750 $ 78,000
Medina, Texas 4 $ 1,142,000 $ 285,500 $ 101,000
Nueces, Texas 4 $ 594,000 $ 148,500 $ 61,000
Parker, Texas 4 $ 846,000 $ 211,500 $ 129,000
Van Zandt, Texas 4 $ 490,000 $ 122,500 $ 55,000
Crittenden, Arkansas 3 $ 417,000 $ 139,000 $ 49,000
Pulaski, Arkansas 3 $ 209,000 $ 69,666 $ 37,000
Allen, Indiana 3 $ 194,000 $ 64,666 $ 32,000
Hendricks, Indiana 3 $ 419,000 $ 139,666 $ 72,000
Lake, Indiana 3 $ 258,000 $ 86,000 $ 39,000
Campbell, Kentucky 3 $ 364,000 $ 121,333 $ 42,000
Acadia, Louisiana 3 $ 390,000 $ 130,000 $ 63,000
Ascension, Louisiana 3 $ 570,000 $ 190,000 $ 80,000
Avoyelles, Louisiana 3 $ 394,000 $ 131,333 $ 45,000
Bossier, Louisiana 3 $ 657,000 $ 219,000 $ 73,000
Grant, Louisiana 3 $ 380,000 $ 126,666 $ 54,000
St. Charles, Louisiana 3 $ 656,000 $ 218,666 $ 144,000
Campbell, Tennessee 3 $ 643,000 $ 214,333 $ 95,000
Hawkins, Tennessee 3 $ 244,000 $ 81,333 $ 48,000
Sullivan, Tennessee 3 $ 500,000 $ 166,666 $ 53,000
Sumner, Tennessee 3 $ 373,000 $ 124,333 $ 40,000
Anderson, Texas 3 $ 364,000 $ 121,333 $ 56,000
Brazoria, Texas 3 $ 427,000 $ 142,333 $ 61,000
Cass, Texas 3 $ 466,000 $ 155,333 $ 80,000
Fannin, Texas 3 $ 374,000 $ 124,666 $ 150,000
Hunt, Texas 3 $ 956,000 $ 318,666 $ 99,000
Rockwall, Texas 3 $ 380,000 $ 126,666 $ 75,000
Wise, Texas 3 $ 451,000 $ 150,333 $ 63,000
Calhoun, Alabama 2 $ 220,000 $ 110,000 $ 47,000
Lauderdale, Alabama 2 $ 488,000 $ 244,000 $ 121,000
Mobile, Alabama 2 $ 304,000 $ 152,000 $ 54,000
Russell, Alabama 2 $ 257,000 $ 128,500 $ 33,000
Broward, Florida 2 $ 354,000 $ 177,000 $ 51,000
Jackson, Florida 2 $ 299,000 $ 149,500 $ 46,000
Miami-Dade, Florida 2 $ 596,000 $ 298,000 $ 65,000
Osceola, Florida 2 $ 376,000 $ 188,000 $ 64,000
Lawrence, Indiana 2 $ 207,000 $ 103,500 $ 50,000
Morgan, Indiana 2 $ 308,000 $ 154,000 $ 59,000
St. Joseph, Indiana 2 $ 278,000 $ 139,000 $ 37,000
Vanderburgh, Indiana 2 $ 441,000 $ 220,500 $ 82,000
Whitley, Indiana 2 $ 314,000 $ 157,000 $ 55,000
Allen, Kentucky 2 $ 207,000 $ 103,500 $ 36,000
Fayette, Kentucky 2 $ 189,000 $ 94,500 $ 45,000
Lafourche, Louisiana 2 $ 454,000 $ 227,000 $ 93,000
Plaquemines, Louisiana 2 $ 364,000 $ 182,000 $ 94,000
St. Martin, Louisiana 2 $ 290,000 $ 145,000 $ 69,000
Terrebonne, Louisiana 2 $ 352,000 $ 176,000 $ 81,000
Clarke, Mississippi 2 $ 448,000 $ 224,000 $ 179,000
Hinds, Mississippi 2 $ 499,000 $ 249,500 $ 67,000
Rankin, Mississippi 2 $ 302,000 $ 151,000 $ 63,000
Cumberland, Tennessee 2 $ 389,000 $ 194,500 $ 59,000
Hickman, Tennessee 2 $ 181,000 $ 90,500 $ 26,000
Jefferson, Tennessee 2 $ 420,000 $ 210,000 $ 50,000
Monroe, Tennessee 2 $ 210,000 $ 105,000 $ 39,000
Rhea, Tennessee 2 $ 328,000 $ 164,000 $ 81,000
Rutherford, Tennessee 2 $ 248,000 $ 124,000 $ 40,000
Atascosa, Texas 2 $ 271,000 $ 135,500 $ 72,000
Bandera, Texas 2 $ 410,000 $ 205,000 $ 73,000
Galveston, Texas 2 $ 323,000 $ 161,500 $ 68,000
Hood, Texas 2 $ 248,000 $ 124,000 $ 49,000
Karnes, Texas 2 $ 252,000 $ 126,000 $ 47,000
McLennan, Texas 2 $ 530,000 $ 265,000 $ 155,000
Morris, Texas 2 $ 249,000 $ 124,500 $ 57,000
Navarro, Texas 2 $ 363,000 $ 181,500 $ 68,000
Randall, Texas 2 $ 484,000 $ 242,000 $ 66,000
Starr, Texas 2 $ 320,000 $ 160,000 $ 105,000
Webb, Texas 2 $ 335,000 $ 167,500 $ 37,000
Wharton, Texas 2 $ 354,000 $ 177,000 $ 84,000
Wilson, Texas 2 $ 403,000 $ 201,500 $ 68,000
Wood, Texas 2 $ 315,000 $ 157,500 $ 64,000
Choctaw, Alabama 1 $ 180,000 $ 180,000 $ 60,000
Colbert, Alabama 1 $ 65,000 $ 65,000 $ 26,000
Fayette, Alabama 1 $ 167,000 $ 167,000 $ 46,000
Houston, Alabama 1 $ 186,000 $ 186,000 $ 42,000
Jackson, Alabama 1 $ 147,000 $ 147,000 $ 45,000
Limestone, Alabama 1 $ 124,000 $ 124,000 $ 38,000
Montgomery, Alabama 1 $ 208,000 $ 208,000 $ 157,000
Shelby, Alabama 1 $ 138,000 $ 138,000 $ 52,000
St. Clair, Alabama 1 $ 130,000 $ 130,000 $ 38,000
Walker, Alabama 1 $ 71,000 $ 71,000 $ 26,000
Baxter, Arkansas 1 $ 187,000 $ 187,000 $ 167,000
Lonoke, Arkansas 1 $ 98,000 $ 98,000 $ 56,000
Washington, Arkansas 1 $ 205,000 $ 205,000 $ 53,000
Duval, Florida 1 $ 110,000 $ 110,000 $ 35,000
Escambia, Florida 1 $ 140,000 $ 140,000 $ 66,000
Hernando, Florida 1 $ 122,000 $ 122,000 $ 30,000
Manatee, Florida 1 $ 216,000 $ 216,000 $ 122,000
Orange, Florida 1 $ 97,000 $ 97,000 $ 24,000
Santa Rosa, Florida 1 $ 150,000 $ 150,000 $ 48,000
St. Lucie, Florida 1 $ 130,000 $ 130,000 $ 29,000
Bartholomew, Indiana 1 $ 133,000 $ 133,000 $ 79,000
Boone, Indiana 1 $ 137,000 $ 137,000 $ 34,000
Brown, Indiana 1 $ 64,000 $ 64,000 $ 43,000
Elkhart, Indiana 1 $ 76,000 $ 76,000 $ 26,000
Greene, Indiana 1 $ 126,000 $ 126,000 $ 48,000
Hamilton, Indiana 1 $ 182,000 $ 182,000 $ 53,000
Howard, Indiana 1 $ 52,000 $ 52,000 $ 14,000
Jackson, Indiana 1 $ 159,000 $ 159,000 $ 53,000
Jennings, Indiana 1 $ 265,000 $ 265,000 $ 84,000
Johnson, Indiana 1 $ 216,000 $ 216,000 $ 111,000
Owen, Indiana 1 $ 108,000 $ 108,000 $ 32,000
Sullivan, Indiana 1 $ 67,000 $ 67,000 $ 14,000
Wabash, Indiana 1 $ 57,000 $ 57,000 $ 26,000
Boone, Kentucky 1 $ 144,000 $ 144,000 $ 68,000
Calloway, Kentucky 1 $ 84,000 $ 84,000 $ 28,000
Graves, Kentucky 1 $ 64,000 $ 64,000 $ 24,000
Hardin, Kentucky 1 $ 186,000 $ 186,000 $ 74,000
Jefferson, Kentucky 1 $ 85,000 $ 85,000 $ 30,000
Jessamine, Kentucky 1 $ 52,000 $ 52,000 $ 55,000
Leslie, Kentucky 1 $ 81,000 $ 81,000 $ 37,000
Livingston, Kentucky 1 $ 65,000 $ 65,000 $ 16,000
Mason, Kentucky 1 $ 91,000 $ 91,000 $ 58,000
McCracken, Kentucky 1 $ 254,000 $ 254,000 $ 69,000
Menifee, Kentucky 1 $ 184,000 $ 184,000 $ 56,000
Nelson, Kentucky 1 $ 92,000 $ 92,000 $ 14,000
Oldham, Kentucky 1 $ 110,000 $ 110,000 $ 103,000
Perry, Kentucky 1 $ 154,000 $ 154,000 $ 95,000
Scott, Kentucky 1 $ 245,000 $ 245,000 $ 83,000
Spencer, Kentucky 1 $ 172,000 $ 172,000 $ 52,000
East Feliciana, Louisiana 1 $ 235,000 $ 235,000 $ 63,000
Iberia, Louisiana 1 $ 83,000 $ 83,000 $ 28,000
Iberville, Louisiana 1 $ 182,000 $ 182,000 $ 69,000
Lincoln, Louisiana 1 $ 185,000 $ 185,000 $ 54,000
St. Helena, Louisiana 1 $ 256,000 $ 256,000 $ 98,000
Union, Louisiana 1 $ 354,000 $ 354,000 $ 84,000
Vernon, Louisiana 1 $ 74,000 $ 74,000 $ 73,000
Macomb, Michigan 1 $ 100,000 $ 100,000 $ 42,000
Oakland, Michigan 1 $ 212,000 $ 212,000 $ 54,000
Coahoma, Mississippi 1 $ 79,000 $ 79,000 $ 58,000
Hancock, Mississippi 1 $ 87,000 $ 87,000 $ 66,000
Jackson, Mississippi 1 $ 147,000 $ 147,000 $ 43,000
Lamar, Mississippi 1 $ 188,000 $ 188,000 $ 209,000
Madison, Mississippi 1 $ 162,000 $ 162,000 $ 56,000
Oktibbeha, Mississippi 1 $ 107,000 $ 107,000 $ 38,000
Sunflower, Mississippi 1 $ 329,000 $ 329,000 $ 114,000
Santa Fe, New Mexico 1 $ 271,000 $ 271,000 $ 90,000
Taos, New Mexico 1 $ 400,000 $ 400,000 $ 338,000
Atoka, Oklahoma 1 $ 64,000 $ 64,000 $ 30,000
Bryan, Oklahoma 1 $ 73,000 $ 73,000 $ 25,000
Canadian, Oklahoma 1 $ 300,000 $ 300,000 $ 60,000
Logan, Oklahoma 1 $ 244,000 $ 244,000 $ 156,000
Payne, Oklahoma 1 $ 177,000 $ 177,000 $ 151,000
Bledsoe, Tennessee 1 $ 104,000 $ 104,000 $ 53,000
Cannon, Tennessee 1 $ 106,000 $ 106,000 $ 59,000
Cheatham, Tennessee 1 $ 88,000 $ 88,000 $ 5,000
Coffee, Tennessee 1 $ 112,000 $ 112,000 $ 35,000
Dickson, Tennessee 1 $ 150,000 $ 150,000 $ 48,000
Dyer, Tennessee 1 $ 88,000 $ 88,000 $ 42,000
Franklin, Tennessee 1 $ 61,000 $ 61,000 $ 52,000
Greene, Tennessee 1 $ 190,000 $ 190,000 $ 64,000
Hardin, Tennessee 1 $ 135,000 $ 135,000 $ 0
Lincoln, Tennessee 1 $ 230,000 $ 230,000 $ 44,000
Marion, Tennessee 1 $ 101,000 $ 101,000 $ 42,000
Williamson, Tennessee 1 $ 236,000 $ 236,000 $ 98,000
Wilson, Tennessee 1 $ 158,000 $ 158,000 $ 64,000
Bastrop, Texas 1 $ 152,000 $ 152,000 $ 196,000
Calhoun, Texas 1 $ 191,000 $ 191,000 $ 83,000
Chambers, Texas 1 $ 80,000 $ 80,000 $ 43,000
Cherokee, Texas 1 $ 98,000 $ 98,000 $ 43,000
Cooke, Texas 1 $ 140,000 $ 140,000 $ 75,000
Crane, Texas 1 $ 133,000 $ 133,000 $ 73,000
Franklin, Texas 1 $ 95,000 $ 95,000 $ 65,000
Frio, Texas 1 $ 94,000 $ 94,000 $ 53,000
Gaines, Texas 1 $ 300,000 $ 300,000 $ 88,000
Gonzales, Texas 1 $ 417,000 $ 417,000 $ 469,000
Guadalupe, Texas 1 $ 220,000 $ 220,000 $ 71,000
Hardin, Texas 1 $ 129,000 $ 129,000 $ 92,000
Henderson, Texas 1 $ 67,000 $ 67,000 $ 52,000
Hill, Texas 1 $ 128,000 $ 128,000 $ 68,000
Johnson, Texas 1 $ 170,000 $ 170,000 $ 77,000
Lee, Texas 1 $ 149,000 $ 149,000 $ 76,000
Liberty, Texas 1 $ 182,000 $ 182,000 $ 46,000
Marion, Texas 1 $ 162,000 $ 162,000 $ 83,000
Milam, Texas 1 $ 236,000 $ 236,000 $ 100,000
San Patricio, Texas 1 $ 79,000 $ 79,000 $ 25,000
Shelby, Texas 1 $ 169,000 $ 169,000 $ 91,000
Titus, Texas 1 $ 134,000 $ 134,000 $ 45,000
Val Verde, Texas 1 $ 115,000 $ 115,000 $ 57,000

Mortgage Loan Application Detail Totals for Southwest Funding LP in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,540 $243,922,000 $158,000 $512,000 $69,000 $1,076,000
Refinancing 344 $60,040,000 $174,000 $1,318,000 $91,000 $2,718,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,077 $183,027,000 $169,000 $724,000 $84,000 $2,718,000
Hispanic 471 $67,287,000 $142,000 $1,318,000 $58,000 $573,000
Black or African American 302 $47,229,000 $156,000 $424,000 $57,000 $354,000
Asian 17 $3,033,000 $178,000 $417,000 $96,000 $460,000
Not Provided 8 $1,927,000 $240,000 $797,000 $99,000 $295,000
American Indian or Alaskan Native 6 $1,013,000 $168,000 $400,000 $98,000 $338,000
Native Hawaiian or Other Pacific Islander 3 $446,000 $148,000 $172,000 $70,000 $114,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 900 $129,295,000 $143,000 $512,000 $56,000 $392,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 627 $116,328,000 $185,000 $1,318,000 $106,000 $2,718,000
VA-guaranteed (Veterans Administration) 182 $35,320,000 $194,000 $466,000 $75,000 $255,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 175 $23,019,000 $131,000 $271,000 $45,000 $90,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,382 $222,759,000 $161,000 $797,000 $74,000 $1,076,000
Application Approved But Not Accepted 235 $37,530,000 $159,000 $512,000 $72,000 $680,000
Application Withdrawn By Applicant 168 $27,374,000 $162,000 $1,318,000 $77,000 $2,718,000
Application Denied By Financial Institution 99 $16,299,000 $164,000 $825,000 $64,000 $573,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 24 $3,721,000 $155,000 $510,000 $42,000 $173,000
Credit History 21 $3,715,000 $176,000 $358,000 $81,000 $250,000
Collateral 12 $2,022,000 $168,000 $311,000 $85,000 $156,000
Other 7 $1,081,000 $154,000 $400,000 $48,000 $74,000
Unverifiable Information 3 $473,000 $157,000 $227,000 $48,000 $78,000
Employment History 2 $375,000 $187,000 $255,000 $87,000 $134,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Southwest Funding LP's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Southwest Funding LP's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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