Santander Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Santander Bank, N.A. 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Santander Bank, N.A. 824 North Market Street, Suite 100 Wilmington, DE 19801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 14,332 |
| Total Mortgage Loan Application Amount | $4,599,144,000 |
| Average Mortgage Loan Application Amount | $303,333 |
| Highest Mortgage Loan Application Amount | $24,638,000 |
| Average Applicant Income | $105,333 |
| Highest Applicant Income | $4,429,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Santander Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Santander Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Santander Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Santander Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Santander Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Santander Bank, N.A.'s mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Middlesex County Massachusetts | 926 | $ 312,762,000 | $ 337,000 | $ 130,000 |
| Norfolk County Massachusetts | 554 | $ 185,100,000 | $ 334,000 | $ 116,000 |
| Philadelphia County Pennsylvania | 545 | $ 156,745,000 | $ 287,000 | $ 73,000 |
| Providence County Rhode Island | 488 | $ 76,958,000 | $ 157,000 | $ 84,000 |
| Kings County New York | 482 | $ 298,018,000 | $ 618,000 | $ 114,000 |
| Essex County Massachusetts | 479 | $ 131,087,000 | $ 273,000 | $ 118,000 |
| Bristol County Massachusetts | 455 | $ 79,911,000 | $ 175,000 | $ 82,000 |
| Suffolk County Massachusetts | 448 | $ 141,821,000 | $ 316,000 | $ 129,000 |
| Berks County Pennsylvania | 446 | $ 58,183,000 | $ 130,000 | $ 68,000 |
| Monmouth County New Jersey | 383 | $ 110,838,000 | $ 289,000 | $ 139,000 |
| Plymouth County Massachusetts | 368 | $ 87,860,000 | $ 238,000 | $ 101,000 |
| Worcester County Massachusetts | 354 | $ 70,306,000 | $ 198,000 | $ 101,000 |
| Richmond County New York | 352 | $ 90,263,000 | $ 256,000 | $ 98,000 |
| Hartford County Connecticut | 301 | $ 56,432,000 | $ 187,000 | $ 84,000 |
| Queens County New York | 301 | $ 122,733,000 | $ 407,000 | $ 98,000 |
| Ocean County New Jersey | 285 | $ 47,524,000 | $ 166,000 | $ 97,000 |
| Montgomery County Pennsylvania | 273 | $ 78,141,000 | $ 286,000 | $ 147,000 |
| Middlesex County New Jersey | 263 | $ 59,131,000 | $ 224,000 | $ 99,000 |
| New York County New York | 247 | $ 405,062,000 | $ 1,639,000 | $ 127,000 |
| Barnstable County Massachusetts | 236 | $ 61,854,000 | $ 262,000 | $ 148,000 |
| Delaware County Pennsylvania | 228 | $ 45,290,000 | $ 198,000 | $ 101,000 |
| Bucks County Pennsylvania | 207 | $ 80,162,000 | $ 387,000 | $ 140,000 |
| Chester County Pennsylvania | 202 | $ 56,601,000 | $ 280,000 | $ 142,000 |
| Union County New Jersey | 201 | $ 61,431,000 | $ 305,000 | $ 117,000 |
| Schuylkill County Pennsylvania | 183 | $ 14,219,000 | $ 77,000 | $ 54,000 |
| Hudson County New Jersey | 178 | $ 84,399,000 | $ 474,000 | $ 150,000 |
| Lancaster County Pennsylvania | 175 | $ 20,913,000 | $ 119,000 | $ 74,000 |
| Essex County New Jersey | 169 | $ 44,204,000 | $ 261,000 | $ 111,000 |
| York County Pennsylvania | 167 | $ 22,460,000 | $ 134,000 | $ 72,000 |
| Lycoming County Pennsylvania | 156 | $ 16,296,000 | $ 104,000 | $ 65,000 |
| Kent County Rhode Island | 153 | $ 27,290,000 | $ 178,000 | $ 88,000 |
| Nassau County New York | 149 | $ 78,394,000 | $ 526,000 | $ 147,000 |
| Mercer County New Jersey | 147 | $ 38,201,000 | $ 259,000 | $ 93,000 |
| Bergen County New Jersey | 145 | $ 71,553,000 | $ 493,000 | $ 159,000 |
| Morris County New Jersey | 139 | $ 44,744,000 | $ 321,000 | $ 133,000 |
| Rockingham County New Hampshire | 137 | $ 30,132,000 | $ 219,000 | $ 122,000 |
| Westchester County New York | 117 | $ 60,407,000 | $ 516,000 | $ 139,000 |
| Cumberland County Pennsylvania | 116 | $ 18,449,000 | $ 159,000 | $ 81,000 |
| Fairfield County Connecticut | 107 | $ 55,387,000 | $ 517,000 | $ 194,000 |
| Lebanon County Pennsylvania | 103 | $ 12,000,000 | $ 116,000 | $ 67,000 |
| Dauphin County Pennsylvania | 102 | $ 30,932,000 | $ 303,000 | $ 65,000 |
| Northampton County Pennsylvania | 102 | $ 14,570,000 | $ 142,000 | $ 76,000 |
| New Haven County Connecticut | 97 | $ 49,995,000 | $ 515,000 | $ 92,000 |
| Lehigh County Pennsylvania | 97 | $ 23,069,000 | $ 237,000 | $ 83,000 |
| Burlington County New Jersey | 82 | $ 18,947,000 | $ 231,000 | $ 113,000 |
| Saratoga County New York | 75 | $ 19,050,000 | $ 254,000 | $ 123,000 |
| Clinton County Pennsylvania | 75 | $ 6,071,000 | $ 80,000 | $ 62,000 |
| Dukes County Massachusetts | 74 | $ 30,933,000 | $ 418,000 | $ 288,000 |
| Hampden County Massachusetts | 70 | $ 9,522,000 | $ 136,000 | $ 64,000 |
| Hillsborough County New Hampshire | 70 | $ 13,141,000 | $ 187,000 | $ 105,000 |
| New Castle County Delaware | 67 | $ 44,997,000 | $ 671,000 | $ 144,000 |
| Suffolk County New York | 65 | $ 23,246,000 | $ 357,000 | $ 173,000 |
| Camden County New Jersey | 64 | $ 11,874,000 | $ 185,000 | $ 90,000 |
| Albany County New York | 64 | $ 13,753,000 | $ 214,000 | $ 122,000 |
| Somerset County New Jersey | 62 | $ 26,285,000 | $ 423,000 | $ 191,000 |
| Washington County Rhode Island | 59 | $ 17,383,000 | $ 294,000 | $ 151,000 |
| Bronx County New York | 58 | $ 67,746,000 | $ 1,168,000 | $ 52,000 |
| Passaic County New Jersey | 52 | $ 17,917,000 | $ 344,000 | $ 103,000 |
| Cape May County New Jersey | 50 | $ 21,289,000 | $ 425,000 | $ 264,000 |
| Erie County New York | 46 | $ 6,900,000 | $ 150,000 | $ 94,000 |
| Montgomery County Maryland | 44 | $ 33,777,000 | $ 767,000 | $ 258,000 |
| Sussex County New Jersey | 43 | $ 8,455,000 | $ 196,000 | $ 112,000 |
| Newport County Rhode Island | 43 | $ 10,849,000 | $ 252,000 | $ 117,000 |
| Washington County Maryland | 41 | $ 3,587,000 | $ 87,000 | $ 103,000 |
| Centre County Pennsylvania | 40 | $ 6,892,000 | $ 172,000 | $ 91,000 |
| Bristol County Rhode Island | 36 | $ 9,988,000 | $ 277,000 | $ 152,000 |
| Tolland County Connecticut | 31 | $ 5,686,000 | $ 183,000 | $ 91,000 |
| Middlesex County Connecticut | 30 | $ 14,955,000 | $ 498,000 | $ 94,000 |
| Northumberland County Pennsylvania | 30 | $ 2,613,000 | $ 87,000 | $ 66,000 |
| Litchfield County Connecticut | 28 | $ 4,922,000 | $ 175,000 | $ 90,000 |
| Franklin County Pennsylvania | 27 | $ 2,408,000 | $ 89,000 | $ 69,000 |
| Hunterdon County New Jersey | 25 | $ 8,737,000 | $ 349,000 | $ 170,000 |
| Schenectady County New York | 25 | $ 4,181,000 | $ 167,000 | $ 93,000 |
| Gloucester County New Jersey | 24 | $ 19,436,000 | $ 809,000 | $ 103,000 |
| Luzerne County Pennsylvania | 24 | $ 2,568,000 | $ 107,000 | $ 59,000 |
| District of Columbia County District Of Columbia | 23 | $ 48,703,000 | $ 2,117,000 | $ 171,000 |
| Union County Pennsylvania | 23 | $ 3,283,000 | $ 142,000 | $ 78,000 |
| Cook County Illinois | 20 | $ 3,552,000 | $ 177,000 | $ 122,000 |
| Atlantic County New Jersey | 20 | $ 6,780,000 | $ 339,000 | $ 321,000 |
| Baltimore County Maryland | 18 | $ 29,819,000 | $ 1,656,000 | $ 172,000 |
| Rensselaer County New York | 18 | $ 2,844,000 | $ 158,000 | $ 99,000 |
| York County Maine | 17 | $ 3,575,000 | $ 210,000 | $ 210,000 |
| Merrimack County New Hampshire | 17 | $ 2,341,000 | $ 137,000 | $ 98,000 |
| Monroe County New York | 17 | $ 3,924,000 | $ 230,000 | $ 131,000 |
| Sussex County Delaware | 16 | $ 6,551,000 | $ 409,000 | $ 285,000 |
| Monroe County Pennsylvania | 16 | $ 2,872,000 | $ 179,000 | $ 110,000 |
| Miami-Dade County Florida | 15 | $ 6,248,000 | $ 416,000 | $ 41,000 |
| Adams County Pennsylvania | 15 | $ 1,691,000 | $ 112,000 | $ 86,000 |
| New London County Connecticut | 14 | $ 3,274,000 | $ 233,000 | $ 125,000 |
| Warren County New Jersey | 14 | $ 2,238,000 | $ 159,000 | $ 89,000 |
| Fulton County New York | 14 | $ 1,758,000 | $ 125,000 | $ 97,000 |
| Palm Beach County Florida | 13 | $ 6,108,000 | $ 469,000 | $ 286,000 |
| Anne Arundel County Maryland | 13 | $ 8,026,000 | $ 617,000 | $ 266,000 |
| Carroll County New Hampshire | 13 | $ 2,653,000 | $ 204,000 | $ 240,000 |
| Windham County Connecticut | 12 | $ 1,496,000 | $ 124,000 | $ 71,000 |
| Baltimore City County Maryland | 12 | $ 14,578,000 | $ 1,214,000 | $ 197,000 |
| Hampshire County Massachusetts | 12 | $ 2,084,000 | $ 173,000 | $ 92,000 |
| Dutchess County New York | 12 | $ 3,225,000 | $ 268,000 | $ 169,000 |
| Rockland County New York | 12 | $ 3,830,000 | $ 319,000 | $ 188,000 |
| Howard County Maryland | 11 | $ 18,112,000 | $ 1,646,000 | $ 174,000 |
| Strafford County New Hampshire | 11 | $ 2,236,000 | $ 203,000 | $ 87,000 |
| Orange County New York | 11 | $ 3,955,000 | $ 359,000 | $ 93,000 |
| Allegheny County Pennsylvania | 11 | $ 1,977,000 | $ 179,000 | $ 115,000 |
| Cumberland County Maine | 10 | $ 1,926,000 | $ 192,000 | $ 110,000 |
| Berkshire County Massachusetts | 10 | $ 3,261,000 | $ 326,000 | $ 188,000 |
| Putnam County New York | 10 | $ 2,117,000 | $ 211,000 | $ 116,000 |
| Carbon County Pennsylvania | 10 | $ 847,000 | $ 84,000 | $ 54,000 |
| Fairfax County Virginia | 10 | $ 7,408,000 | $ 740,000 | $ 241,000 |
| Harford County Maryland | 9 | $ 1,946,000 | $ 216,000 | $ 91,000 |
| Prince George's County Maryland | 9 | $ 29,521,000 | $ 3,280,000 | $ 71,000 |
| Nantucket County Massachusetts | 8 | $ 4,162,000 | $ 520,000 | $ 238,000 |
| Belknap County New Hampshire | 8 | $ 1,793,000 | $ 224,000 | $ 142,000 |
| Grafton County New Hampshire | 8 | $ 1,886,000 | $ 235,000 | $ 391,000 |
| Perry County Pennsylvania | 8 | $ 768,000 | $ 96,000 | $ 71,000 |
| Cecil County Maryland | 7 | $ 2,804,000 | $ 400,000 | $ 207,000 |
| Niagara County New York | 7 | $ 1,075,000 | $ 153,000 | $ 95,000 |
| Oneida County New York | 7 | $ 1,295,000 | $ 185,000 | $ 93,000 |
| Lackawanna County Pennsylvania | 7 | $ 711,000 | $ 101,000 | $ 44,000 |
| Kane County Illinois | 6 | $ 1,110,000 | $ 185,000 | $ 260,000 |
| Carroll County Maryland | 6 | $ 1,579,000 | $ 263,000 | $ 118,000 |
| Worcester County Maryland | 6 | $ 1,130,000 | $ 188,000 | $ 115,000 |
| Chittenden County Vermont | 6 | $ 2,086,000 | $ 347,000 | $ 188,000 |
| Collier County Florida | 5 | $ 1,171,000 | $ 234,000 | $ 263,000 |
| Allen County Indiana | 5 | $ 550,000 | $ 110,000 | $ 48,000 |
| Oakland County Michigan | 5 | $ 601,000 | $ 120,000 | $ 64,000 |
| Coos County New Hampshire | 5 | $ 700,000 | $ 140,000 | $ 204,000 |
| Herkimer County New York | 5 | $ 662,000 | $ 132,000 | $ 83,000 |
| Guilford County North Carolina | 5 | $ 670,000 | $ 134,000 | $ 65,000 |
| Clearfield County Pennsylvania | 5 | $ 361,000 | $ 72,000 | $ 38,000 |
| Pike County Pennsylvania | 5 | $ 833,000 | $ 166,000 | $ 321,000 |
| Bennington County Vermont | 5 | $ 1,112,000 | $ 222,000 | $ 242,000 |
| Alexandria County Virginia | 5 | $ 8,729,000 | $ 1,745,000 | $ 206,000 |
| Los Angeles County California | 4 | $ 4,296,000 | $ 1,074,000 | $ 473,000 |
| Pinellas County Florida | 4 | $ 676,000 | $ 169,000 | $ 139,000 |
| Will County Illinois | 4 | $ 661,000 | $ 165,000 | $ 74,000 |
| Lake County Indiana | 4 | $ 372,000 | $ 93,000 | $ 44,000 |
| Kennebec County Maine | 4 | $ 1,104,000 | $ 276,000 | $ 229,000 |
| Frederick County Maryland | 4 | $ 653,000 | $ 163,000 | $ 108,000 |
| Cheshire County New Hampshire | 4 | $ 455,000 | $ 113,000 | $ 37,000 |
| Salem County New Jersey | 4 | $ 2,367,000 | $ 591,000 | $ 130,000 |
| Greene County New York | 4 | $ 674,000 | $ 168,000 | $ 55,000 |
| Montgomery County New York | 4 | $ 445,000 | $ 111,000 | $ 68,000 |
| Onondaga County New York | 4 | $ 390,000 | $ 97,000 | $ 65,000 |
| Ulster County New York | 4 | $ 883,000 | $ 220,000 | $ 112,000 |
| Durham County North Carolina | 4 | $ 886,000 | $ 221,000 | $ 111,000 |
| Windham County Vermont | 4 | $ 603,000 | $ 150,000 | $ 188,000 |
| Arlington County Virginia | 4 | $ 2,480,000 | $ 620,000 | $ 233,000 |
| Loudoun County Virginia | 4 | $ 2,175,000 | $ 543,000 | $ 132,000 |
| Prince William County Virginia | 4 | $ 23,574,000 | $ 5,893,000 | $ 37,000 |
| Kent County Delaware | 3 | $ 521,000 | $ 173,000 | $ 63,000 |
| Broward County Florida | 3 | $ 566,000 | $ 188,000 | $ 110,000 |
| Lee County Florida | 3 | $ 462,000 | $ 154,000 | $ 58,000 |
| Hamilton County Indiana | 3 | $ 337,000 | $ 112,000 | $ 215,000 |
| Marion County Indiana | 3 | $ 279,000 | $ 93,000 | $ 35,000 |
| Knox County Maine | 3 | $ 772,000 | $ 257,000 | $ 146,000 |
| Queen Anne's County Maryland | 3 | $ 1,428,000 | $ 476,000 | $ 176,000 |
| Columbia County New York | 3 | $ 785,000 | $ 261,000 | $ 83,000 |
| Delaware County New York | 3 | $ 561,000 | $ 187,000 | $ 112,000 |
| Warren County New York | 3 | $ 570,000 | $ 190,000 | $ 367,000 |
| Mecklenburg County North Carolina | 3 | $ 599,000 | $ 199,000 | $ 115,000 |
| Columbia County Pennsylvania | 3 | $ 840,000 | $ 280,000 | $ 85,000 |
| Montour County Pennsylvania | 3 | $ 288,000 | $ 96,000 | $ 57,000 |
| Sullivan County Pennsylvania | 3 | $ 458,000 | $ 152,000 | $ 78,000 |
| Santa Clara County California | 2 | $ 768,000 | $ 384,000 | $ 420,000 |
| Flagler County Florida | 2 | $ 218,000 | $ 109,000 | $ 27,000 |
| Chatham County Georgia | 2 | $ 171,000 | $ 85,000 | $ 61,000 |
| DuPage County Illinois | 2 | $ 248,000 | $ 124,000 | $ 105,000 |
| McHenry County Illinois | 2 | $ 309,000 | $ 154,000 | $ 62,000 |
| Monroe County Indiana | 2 | $ 325,000 | $ 162,000 | $ 60,000 |
| St. Joseph County Indiana | 2 | $ 239,000 | $ 119,000 | $ 67,000 |
| Johnson County Kansas | 2 | $ 167,000 | $ 83,000 | $ 111,000 |
| Sedgwick County Kansas | 2 | $ 105,000 | $ 52,000 | $ 95,000 |
| Androscoggin County Maine | 2 | $ 224,000 | $ 112,000 | $ 196,000 |
| Oxford County Maine | 2 | $ 469,000 | $ 234,000 | $ 155,000 |
| Dorchester County Maryland | 2 | $ 505,000 | $ 252,000 | $ 114,000 |
| Talbot County Maryland | 2 | $ 991,000 | $ 495,000 | $ 414,000 |
| Kent County Michigan | 2 | $ 168,000 | $ 84,000 | $ 49,000 |
| Jefferson County Missouri | 2 | $ 224,000 | $ 112,000 | $ 78,000 |
| St. Francois County Missouri | 2 | $ 150,000 | $ 75,000 | $ 99,000 |
| St. Louis County Missouri | 2 | $ 380,000 | $ 190,000 | $ 676,000 |
| Cumberland County New Jersey | 2 | $ 205,000 | $ 102,000 | $ 106,000 |
| Clinton County New York | 2 | $ 216,000 | $ 108,000 | $ 73,000 |
| Hamilton County New York | 2 | $ 559,000 | $ 279,000 | $ 188,000 |
| Jefferson County New York | 2 | $ 340,000 | $ 170,000 | $ 217,000 |
| Ontario County New York | 2 | $ 272,000 | $ 136,000 | $ 49,000 |
| Schoharie County New York | 2 | $ 491,000 | $ 245,000 | $ 366,000 |
| Sullivan County New York | 2 | $ 584,000 | $ 292,000 | $ 203,000 |
| Washington County New York | 2 | $ 208,000 | $ 104,000 | $ 54,000 |
| Cabarrus County North Carolina | 2 | $ 207,000 | $ 103,000 | $ 110,000 |
| Gaston County North Carolina | 2 | $ 235,000 | $ 117,000 | $ 63,000 |
| Wake County North Carolina | 2 | $ 292,000 | $ 146,000 | $ 150,000 |
| Bradford County Pennsylvania | 2 | $ 136,000 | $ 68,000 | $ 51,000 |
| Butler County Pennsylvania | 2 | $ 267,000 | $ 133,000 | $ 49,000 |
| Cambria County Pennsylvania | 2 | $ 204,000 | $ 102,000 | $ 65,000 |
| Tioga County Pennsylvania | 2 | $ 280,000 | $ 140,000 | $ 57,000 |
| Wayne County Pennsylvania | 2 | $ 144,000 | $ 72,000 | $ 37,000 |
| Westmoreland County Pennsylvania | 2 | $ 375,000 | $ 187,000 | $ 138,000 |
| Horry County South Carolina | 2 | $ 170,000 | $ 85,000 | $ 28,000 |
| Addison County Vermont | 2 | $ 265,000 | $ 132,000 | $ 114,000 |
| Franklin County Vermont | 2 | $ 276,000 | $ 138,000 | $ 111,000 |
| Windsor County Vermont | 2 | $ 248,000 | $ 124,000 | $ 72,000 |
| Henrico County Virginia | 2 | $ 653,000 | $ 326,000 | $ 99,000 |
| King County Washington | 2 | $ 317,000 | $ 158,000 | $ 207,000 |
| Berkeley County West Virginia | 2 | $ 436,000 | $ 218,000 | $ 36,000 |
| Grant County West Virginia | 2 | $ 296,000 | $ 148,000 | $ 63,000 |
| Autauga County Alabama | 1 | $ 137,000 | $ 137,000 | $ 123,000 |
| Colbert County Alabama | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| Elmore County Alabama | 1 | $ 181,000 | $ 181,000 | $ 120,000 |
| Contra Costa County California | 1 | $ 208,000 | $ 208,000 | $ 105,000 |
| Fresno County California | 1 | $ 249,000 | $ 249,000 | $ 367,000 |
| San Francisco County California | 1 | $ 350,000 | $ 350,000 | $ 46,000 |
| Shasta County California | 1 | $ 130,000 | $ 130,000 | $ 187,000 |
| Solano County California | 1 | $ 316,000 | $ 316,000 | $ 191,000 |
| Delta County Colorado | 1 | $ 102,000 | $ 102,000 | $ 35,000 |
| Brevard County Florida | 1 | $ 161,000 | $ 161,000 | $ 148,000 |
| Charlotte County Florida | 1 | $ 92,000 | $ 92,000 | $ 61,000 |
| Duval County Florida | 1 | $ 157,000 | $ 157,000 | $ 72,000 |
| Manatee County Florida | 1 | $ 161,000 | $ 161,000 | $ 54,000 |
| Orange County Florida | 1 | $ 188,000 | $ 188,000 | $ 90,000 |
| Sarasota County Florida | 1 | $ 194,000 | $ 194,000 | $ 42,000 |
| Seminole County Florida | 1 | $ 70,000 | $ 70,000 | $ 162,000 |
| St. Johns County Florida | 1 | $ 104,000 | $ 104,000 | $ 16,000 |
| St. Lucie County Florida | 1 | $ 118,000 | $ 118,000 | $ 65,000 |
| Cobb County Georgia | 1 | $ 176,000 | $ 176,000 | $ 68,000 |
| Gilmer County Georgia | 1 | $ 74,000 | $ 74,000 | $ 40,000 |
| Lake County Illinois | 1 | $ 336,000 | $ 336,000 | $ 100,000 |
| LaSalle County Illinois | 1 | $ 175,000 | $ 175,000 | $ 260,000 |
| Elkhart County Indiana | 1 | $ 54,000 | $ 54,000 | $ 42,000 |
| Johnson County Indiana | 1 | $ 146,000 | $ 146,000 | $ 56,000 |
| LaGrange County Indiana | 1 | $ 90,000 | $ 90,000 | $ 95,000 |
| Vanderburgh County Indiana | 1 | $ 298,000 | $ 298,000 | $ 91,000 |
| Grant County Kentucky | 1 | $ 181,000 | $ 181,000 | $ 133,000 |
| Jefferson County Kentucky | 1 | $ 121,000 | $ 121,000 | $ 44,000 |
| Franklin County Maine | 1 | $ 120,000 | $ 120,000 | $ 51,000 |
| Lincoln County Maine | 1 | $ 360,000 | $ 360,000 | $ 280,000 |
| Penobscot County Maine | 1 | $ 70,000 | $ 70,000 | $ 35,000 |
| Somerset County Maine | 1 | $ 44,000 | $ 44,000 | $ 57,000 |
| Calvert County Maryland | 1 | $ 370,000 | $ 370,000 | $ 176,000 |
| Franklin County Massachusetts | 1 | $ 693,000 | $ 693,000 | $ 213,000 |
| Lapeer County Michigan | 1 | $ 197,000 | $ 197,000 | $ 72,000 |
| Livingston County Michigan | 1 | $ 286,000 | $ 286,000 | $ 76,000 |
| Macomb County Michigan | 1 | $ 134,000 | $ 134,000 | $ 50,000 |
| Wayne County Michigan | 1 | $ 98,000 | $ 98,000 | $ 55,000 |
| Washington County Minnesota | 1 | $ 247,000 | $ 247,000 | $ 161,000 |
| Yazoo County Mississippi | 1 | $ 50,000 | $ 50,000 | $ 2,000 |
| Dixon County Nebraska | 1 | $ 60,000 | $ 60,000 | $ 30,000 |
| Sullivan County New Hampshire | 1 | $ 220,000 | $ 220,000 | $ 130,000 |
| Cattaraugus County New York | 1 | $ 95,000 | $ 95,000 | $ 359,000 |
| Chautauqua County New York | 1 | $ 84,000 | $ 84,000 | $ 44,000 |
| Genesee County New York | 1 | $ 69,000 | $ 69,000 | $ 14,000 |
| Orleans County New York | 1 | $ 87,000 | $ 87,000 | $ 87,000 |
| Otsego County New York | 1 | $ 124,000 | $ 124,000 | $ 66,000 |
| Seneca County New York | 1 | $ 161,000 | $ 161,000 | $ 326,000 |
| Steuben County New York | 1 | $ 157,000 | $ 157,000 | $ 135,000 |
| Alamance County North Carolina | 1 | $ 63,000 | $ 63,000 | $ 14,000 |
| Catawba County North Carolina | 1 | $ 102,000 | $ 102,000 | $ 42,000 |
| Stanly County North Carolina | 1 | $ 53,000 | $ 53,000 | $ 22,000 |
| Union County North Carolina | 1 | $ 57,000 | $ 57,000 | $ 68,000 |
| Cuyahoga County Ohio | 1 | $ 92,000 | $ 92,000 | $ 38,000 |
| Greene County Ohio | 1 | $ 123,000 | $ 123,000 | $ 28,000 |
| Lucas County Ohio | 1 | $ 44,000 | $ 44,000 | $ 91,000 |
| Montgomery County Ohio | 1 | $ 36,000 | $ 36,000 | $ 99,000 |
| Stark County Ohio | 1 | $ 77,000 | $ 77,000 | $ 33,000 |
| Summit County Ohio | 1 | $ 128,000 | $ 128,000 | $ 36,000 |
| Trumbull County Ohio | 1 | $ 145,000 | $ 145,000 | $ 177,000 |
| Comanche County Oklahoma | 1 | $ 29,000 | $ 29,000 | $ 37,000 |
| Armstrong County Pennsylvania | 1 | $ 117,000 | $ 117,000 | $ 42,000 |
| Huntingdon County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 57,000 |
| Mifflin County Pennsylvania | 1 | $ 119,000 | $ 119,000 | $ 128,000 |
| Snyder County Pennsylvania | 1 | $ 83,000 | $ 83,000 | $ 52,000 |
| Harris County Texas | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Caledonia County Vermont | 1 | $ 57,000 | $ 57,000 | $ 101,000 |
| Orleans County Vermont | 1 | $ 200,000 | $ 200,000 | $ 144,000 |
| Rutland County Vermont | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| Washington County Vermont | 1 | $ 282,000 | $ 282,000 | $ 335,000 |
| Albemarle County Virginia | 1 | $ 17,450,000 | $ 17,450,000 | $ 0 |
| Amherst County Virginia | 1 | $ 132,000 | $ 132,000 | $ 145,000 |
| Chesapeake County Virginia | 1 | $ 4,275,000 | $ 4,275,000 | $ 0 |
| Chesterfield County Virginia | 1 | $ 389,000 | $ 389,000 | $ 166,000 |
| Hampton County Virginia | 1 | $ 3,200,000 | $ 3,200,000 | $ 0 |
| Hanover County Virginia | 1 | $ 11,200,000 | $ 11,200,000 | $ 0 |
| Manassas County Virginia | 1 | $ 156,000 | $ 156,000 | $ 77,000 |
| Portsmouth County Virginia | 1 | $ 23,200,000 | $ 23,200,000 | $ 0 |
| Stafford County Virginia | 1 | $ 20,000,000 | $ 20,000,000 | $ 0 |
| Virginia Beach County Virginia | 1 | $ 177,000 | $ 177,000 | $ 58,000 |
| Williamsburg County Virginia | 1 | $ 14,000,000 | $ 14,000,000 | $ 0 |
| Kenosha County Wisconsin | 1 | $ 232,000 | $ 232,000 | $ 140,000 |
| Milwaukee County Wisconsin | 1 | $ 109,000 | $ 109,000 | $ 83,000 |
Mortgage Loan Application Detail Totals for Santander Bank, N.A. in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 7,013 | $2,304,448,000 | $328,000 | $24,638,000 | $100,000 | $4,429,000 |
| Home Purchase | 6,466 | $2,070,817,000 | $320,000 | $17,513,000 | $125,000 | $3,632,000 |
| Home Improvement | 853 | $223,879,000 | $262,000 | $23,200,000 | $91,000 | $2,277,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,002 | $2,397,746,000 | $239,000 | $3,100,000 | $121,000 | $3,632,000 |
| Asian | 1,190 | $371,669,000 | $312,000 | $1,500,000 | $121,000 | $1,300,000 |
| Hispanic | 1,063 | $192,824,000 | $181,000 | $1,125,000 | $68,000 | $1,900,000 |
| Black or African American | 803 | $132,249,000 | $164,000 | $3,955,000 | $73,000 | $4,429,000 |
| Not Provided | 748 | $196,325,000 | $262,000 | $6,600,000 | $131,000 | $2,228,000 |
| Not applicable | 424 | $1,283,408,000 | $3,026,000 | $24,638,000 | $0 | $0 |
| American Indian or Alaskan Native | 59 | $17,325,000 | $293,000 | $738,000 | $99,000 | $333,000 |
| Native Hawaiian or Other Pacific Islander | 43 | $7,598,000 | $176,000 | $1,000,000 | $83,000 | $554,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 13,797 | $4,496,213,000 | $325,000 | $24,638,000 | $113,000 | $4,429,000 |
| FHA-insured (Federal Housing Administration) | 494 | $93,587,000 | $189,000 | $634,000 | $62,000 | $257,000 |
| VA-guaranteed (Veterans Administration) | 41 | $9,344,000 | $227,000 | $400,000 | $80,000 | $211,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,371 | $2,753,118,000 | $293,000 | $23,200,000 | $122,000 | $4,429,000 |
| Application Denied By Financial Institution | 3,598 | $676,995,000 | $188,000 | $1,900,000 | $93,000 | $2,678,000 |
| Application Withdrawn By Applicant | 582 | $192,547,000 | $330,000 | $17,450,000 | $109,000 | $2,072,000 |
| Loan Purchased By The Institution | 276 | $828,256,000 | $3,000,000 | $24,638,000 | $24,000 | $481,000 |
| Application Approved But Not Accepted | 264 | $92,575,000 | $350,000 | $22,250,000 | $91,000 | $435,000 |
| Preapproval Denied by Financial Institution | 146 | $29,026,000 | $198,000 | $1,000,000 | $60,000 | $330,000 |
| File Closed For Incompleteness | 95 | $26,627,000 | $280,000 | $1,500,000 | $134,000 | $1,900,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 955 | $218,904,000 | $229,000 | $1,900,000 | $129,000 | $1,626,000 |
| Debt-To-Income Ratio | 927 | $184,031,000 | $198,000 | $1,400,000 | $59,000 | $601,000 |
| Collateral | 782 | $142,704,000 | $182,000 | $1,900,000 | $107,000 | $2,678,000 |
| Credit History | 472 | $62,104,000 | $131,000 | $1,000,000 | $73,000 | $2,228,000 |
| Other | 315 | $42,879,000 | $136,000 | $1,000,000 | $79,000 | $619,000 |
| Unverifiable Information | 190 | $33,722,000 | $177,000 | $1,125,000 | $76,000 | $559,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 67 | $13,690,000 | $204,000 | $699,000 | $86,000 | $435,000 |
| Employment History | 31 | $7,391,000 | $238,000 | $780,000 | $110,000 | $567,000 |
| Mortgage Insurance Denied | 3 | $476,000 | $158,000 | $324,000 | $62,000 | $85,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Santander Bank, N.A.'s 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Santander Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.