Santander Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Santander Bank, N.A. 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Santander Bank, N.A. 824 North Market Street, Suite 100 Wilmington, DE 19801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 33,844 |
| Total Mortgage Loan Application Amount | $9,528,100,000 |
| Average Mortgage Loan Application Amount | $1,398,166 |
| Highest Mortgage Loan Application Amount | $52,005,000 |
| Average Applicant Income | $107,833 |
| Highest Applicant Income | $6,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Santander Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Santander Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Santander Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Santander Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Santander Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Santander Bank, N.A.'s mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Middlesex County Massachusetts | 2,259 | $ 637,595,000 | $ 282,000 | $ 151,000 |
| Kings County New York | 1,503 | $ 999,045,000 | $ 664,000 | $ 177,000 |
| Essex County Massachusetts | 1,486 | $ 329,400,000 | $ 221,000 | $ 111,000 |
| Monmouth County New Jersey | 1,406 | $ 319,450,000 | $ 227,000 | $ 153,000 |
| Richmond County New York | 1,320 | $ 308,050,000 | $ 233,000 | $ 126,000 |
| Ocean County New Jersey | 1,272 | $ 256,260,000 | $ 201,000 | $ 130,000 |
| Philadelphia County Pennsylvania | 1,200 | $ 238,310,000 | $ 198,000 | $ 83,000 |
| Suffolk County Massachusetts | 1,162 | $ 341,900,000 | $ 294,000 | $ 132,000 |
| Norfolk County Massachusetts | 1,108 | $ 324,940,000 | $ 293,000 | $ 154,000 |
| Worcester County Massachusetts | 1,015 | $ 169,215,000 | $ 166,000 | $ 107,000 |
| Bristol County Massachusetts | 1,002 | $ 154,830,000 | $ 154,000 | $ 96,000 |
| Providence County Rhode Island | 997 | $ 136,435,000 | $ 136,000 | $ 91,000 |
| Middlesex County New Jersey | 911 | $ 184,155,000 | $ 202,000 | $ 106,000 |
| Plymouth County Massachusetts | 908 | $ 167,920,000 | $ 184,000 | $ 119,000 |
| Queens County New York | 819 | $ 413,605,000 | $ 505,000 | $ 130,000 |
| Montgomery County Pennsylvania | 720 | $ 178,530,000 | $ 247,000 | $ 147,000 |
| Berks County Pennsylvania | 718 | $ 73,060,000 | $ 101,000 | $ 82,000 |
| Hartford County Connecticut | 641 | $ 121,365,000 | $ 189,000 | $ 101,000 |
| Union County New Jersey | 611 | $ 136,275,000 | $ 223,000 | $ 134,000 |
| Bucks County Pennsylvania | 538 | $ 152,390,000 | $ 283,000 | $ 148,000 |
| Delaware County Pennsylvania | 521 | $ 103,165,000 | $ 198,000 | $ 117,000 |
| Barnstable County Massachusetts | 468 | $ 95,680,000 | $ 204,000 | $ 149,000 |
| Nassau County New York | 461 | $ 185,605,000 | $ 402,000 | $ 192,000 |
| Essex County New Jersey | 451 | $ 126,145,000 | $ 279,000 | $ 153,000 |
| Chester County Pennsylvania | 436 | $ 104,010,000 | $ 238,000 | $ 151,000 |
| Mercer County New Jersey | 409 | $ 71,495,000 | $ 174,000 | $ 131,000 |
| York County Pennsylvania | 383 | $ 40,525,000 | $ 105,000 | $ 76,000 |
| Bergen County New Jersey | 380 | $ 134,470,000 | $ 353,000 | $ 180,000 |
| Rockingham County New Hampshire | 376 | $ 62,680,000 | $ 166,000 | $ 120,000 |
| Morris County New Jersey | 360 | $ 86,010,000 | $ 238,000 | $ 153,000 |
| Lancaster County Pennsylvania | 325 | $ 37,975,000 | $ 116,000 | $ 85,000 |
| Hillsborough County New Hampshire | 321 | $ 49,665,000 | $ 154,000 | $ 121,000 |
| Hudson County New Jersey | 311 | $ 106,195,000 | $ 341,000 | $ 134,000 |
| Camden County New Jersey | 255 | $ 72,755,000 | $ 285,000 | $ 77,000 |
| Kent County Rhode Island | 236 | $ 38,070,000 | $ 161,000 | $ 121,000 |
| Schuylkill County Pennsylvania | 234 | $ 18,520,000 | $ 79,000 | $ 66,000 |
| Suffolk County New York | 227 | $ 87,085,000 | $ 383,000 | $ 235,000 |
| New York County New York | 225 | $ 643,235,000 | $ 2,858,000 | $ 266,000 |
| Somerset County New Jersey | 214 | $ 60,010,000 | $ 280,000 | $ 170,000 |
| Northampton County Pennsylvania | 214 | $ 25,630,000 | $ 119,000 | $ 99,000 |
| Burlington County New Jersey | 210 | $ 34,230,000 | $ 163,000 | $ 118,000 |
| Cumberland County Pennsylvania | 207 | $ 25,895,000 | $ 125,000 | $ 92,000 |
| Lehigh County Pennsylvania | 200 | $ 21,130,000 | $ 105,000 | $ 93,000 |
| Westchester County New York | 190 | $ 101,370,000 | $ 533,000 | $ 257,000 |
| Washington County Rhode Island | 181 | $ 49,135,000 | $ 271,000 | $ 178,000 |
| Bronx County New York | 175 | $ 124,555,000 | $ 711,000 | $ 100,000 |
| Rockland County New York | 174 | $ 66,330,000 | $ 381,000 | $ 221,000 |
| New Haven County Connecticut | 169 | $ 50,445,000 | $ 298,000 | $ 124,000 |
| Dauphin County Pennsylvania | 167 | $ 18,195,000 | $ 108,000 | $ 94,000 |
| Lycoming County Pennsylvania | 166 | $ 25,860,000 | $ 155,000 | $ 76,000 |
| Newport County Rhode Island | 145 | $ 34,405,000 | $ 237,000 | $ 158,000 |
| New Castle County Delaware | 132 | $ 56,450,000 | $ 427,000 | $ 99,000 |
| Dukes County Massachusetts | 127 | $ 46,855,000 | $ 368,000 | $ 208,000 |
| Saratoga County New York | 127 | $ 32,165,000 | $ 253,000 | $ 114,000 |
| Fairfield County Connecticut | 125 | $ 128,925,000 | $ 1,031,000 | $ 207,000 |
| Bristol County Rhode Island | 116 | $ 24,220,000 | $ 208,000 | $ 141,000 |
| Passaic County New Jersey | 112 | $ 28,760,000 | $ 256,000 | $ 114,000 |
| Hampden County Massachusetts | 102 | $ 12,730,000 | $ 124,000 | $ 85,000 |
| Sussex County New Jersey | 99 | $ 12,725,000 | $ 128,000 | $ 107,000 |
| Lebanon County Pennsylvania | 80 | $ 8,570,000 | $ 107,000 | $ 84,000 |
| Albany County New York | 79 | $ 14,095,000 | $ 178,000 | $ 121,000 |
| Clinton County Pennsylvania | 79 | $ 5,975,000 | $ 75,000 | $ 62,000 |
| Cape May County New Jersey | 70 | $ 27,150,000 | $ 387,000 | $ 266,000 |
| Merrimack County New Hampshire | 66 | $ 8,930,000 | $ 135,000 | $ 121,000 |
| Northumberland County Pennsylvania | 64 | $ 5,870,000 | $ 91,000 | $ 82,000 |
| Litchfield County Connecticut | 62 | $ 10,070,000 | $ 162,000 | $ 137,000 |
| Atlantic County New Jersey | 62 | $ 14,590,000 | $ 235,000 | $ 247,000 |
| Erie County New York | 61 | $ 9,415,000 | $ 154,000 | $ 102,000 |
| Gloucester County New Jersey | 57 | $ 12,455,000 | $ 218,000 | $ 69,000 |
| Orange County New York | 54 | $ 12,640,000 | $ 234,000 | $ 137,000 |
| Schenectady County New York | 52 | $ 9,560,000 | $ 183,000 | $ 106,000 |
| Hunterdon County New Jersey | 50 | $ 13,620,000 | $ 272,000 | $ 190,000 |
| Tolland County Connecticut | 49 | $ 7,525,000 | $ 153,000 | $ 110,000 |
| Centre County Pennsylvania | 49 | $ 5,775,000 | $ 117,000 | $ 88,000 |
| Montgomery County Maryland | 48 | $ 28,500,000 | $ 593,000 | $ 279,000 |
| Middlesex County Connecticut | 46 | $ 10,430,000 | $ 226,000 | $ 197,000 |
| Anne Arundel County Maryland | 46 | $ 27,960,000 | $ 607,000 | $ 259,000 |
| District of Columbia County District Of Columbia | 44 | $ 53,080,000 | $ 1,206,000 | $ 266,000 |
| York County Maine | 38 | $ 12,540,000 | $ 330,000 | $ 205,000 |
| Monroe County New York | 38 | $ 5,170,000 | $ 136,000 | $ 116,000 |
| Union County Pennsylvania | 38 | $ 4,110,000 | $ 108,000 | $ 105,000 |
| Monroe County Pennsylvania | 34 | $ 3,870,000 | $ 113,000 | $ 88,000 |
| Miami-Dade County Florida | 33 | $ 9,145,000 | $ 277,000 | $ 220,000 |
| Rensselaer County New York | 28 | $ 4,250,000 | $ 151,000 | $ 90,000 |
| Baltimore County Maryland | 24 | $ 43,750,000 | $ 1,822,000 | $ 237,000 |
| Carroll County New Hampshire | 24 | $ 5,010,000 | $ 208,000 | $ 199,000 |
| Warren County New Jersey | 24 | $ 3,890,000 | $ 162,000 | $ 106,000 |
| Fairfax County Virginia | 22 | $ 15,500,000 | $ 704,000 | $ 239,000 |
| Sussex County Delaware | 21 | $ 24,235,000 | $ 1,154,000 | $ 332,000 |
| Howard County Maryland | 21 | $ 10,805,000 | $ 514,000 | $ 211,000 |
| Belknap County New Hampshire | 21 | $ 5,235,000 | $ 249,000 | $ 190,000 |
| Sullivan County New York | 21 | $ 3,405,000 | $ 162,000 | $ 189,000 |
| Adams County Pennsylvania | 21 | $ 8,655,000 | $ 412,000 | $ 73,000 |
| Carbon County Pennsylvania | 21 | $ 1,885,000 | $ 89,000 | $ 103,000 |
| Windham County Connecticut | 20 | $ 2,160,000 | $ 108,000 | $ 87,000 |
| New London County Connecticut | 19 | $ 3,275,000 | $ 172,000 | $ 153,000 |
| Strafford County New Hampshire | 17 | $ 2,605,000 | $ 153,000 | $ 112,000 |
| Broward County Florida | 16 | $ 33,880,000 | $ 2,117,000 | $ 145,000 |
| Warren County New York | 16 | $ 2,670,000 | $ 166,000 | $ 120,000 |
| Luzerne County Pennsylvania | 16 | $ 2,530,000 | $ 158,000 | $ 115,000 |
| Cumberland County Maine | 15 | $ 5,715,000 | $ 381,000 | $ 230,000 |
| Montour County Pennsylvania | 15 | $ 1,745,000 | $ 116,000 | $ 129,000 |
| Pike County Pennsylvania | 15 | $ 1,875,000 | $ 125,000 | $ 142,000 |
| Niagara County New York | 14 | $ 2,030,000 | $ 145,000 | $ 78,000 |
| Ulster County New York | 14 | $ 2,700,000 | $ 192,000 | $ 110,000 |
| Allegheny County Pennsylvania | 14 | $ 1,130,000 | $ 80,000 | $ 169,000 |
| Berkshire County Massachusetts | 13 | $ 2,555,000 | $ 196,000 | $ 130,000 |
| Grafton County New Hampshire | 13 | $ 3,695,000 | $ 284,000 | $ 780,000 |
| Onondaga County New York | 13 | $ 1,895,000 | $ 145,000 | $ 140,000 |
| Baltimore City County Maryland | 12 | $ 35,640,000 | $ 2,970,000 | $ 88,000 |
| Hampshire County Massachusetts | 12 | $ 1,690,000 | $ 140,000 | $ 121,000 |
| Nantucket County Massachusetts | 12 | $ 4,990,000 | $ 415,000 | $ 173,000 |
| Cook County Illinois | 11 | $ 1,025,000 | $ 93,000 | $ 123,000 |
| Palm Beach County Florida | 10 | $ 14,220,000 | $ 1,422,000 | $ 438,000 |
| Schoharie County New York | 10 | $ 1,230,000 | $ 123,000 | $ 91,000 |
| Arlington County Virginia | 10 | $ 5,710,000 | $ 571,000 | $ 274,000 |
| Montgomery County New York | 9 | $ 795,000 | $ 88,000 | $ 70,000 |
| Putnam County New York | 9 | $ 2,725,000 | $ 302,000 | $ 156,000 |
| Lee County Florida | 8 | $ 1,930,000 | $ 241,000 | $ 170,000 |
| Washington County Maryland | 8 | $ 1,480,000 | $ 185,000 | $ 78,000 |
| Dutchess County New York | 8 | $ 1,520,000 | $ 190,000 | $ 159,000 |
| Fulton County New York | 8 | $ 1,380,000 | $ 172,000 | $ 103,000 |
| Greene County New York | 8 | $ 1,470,000 | $ 183,000 | $ 267,000 |
| Perry County Pennsylvania | 8 | $ 840,000 | $ 105,000 | $ 80,000 |
| Pasco County Florida | 7 | $ 415,000 | $ 59,000 | $ 70,000 |
| Harford County Maryland | 7 | $ 805,000 | $ 115,000 | $ 96,000 |
| Cheshire County New Hampshire | 7 | $ 975,000 | $ 139,000 | $ 93,000 |
| Coos County New Hampshire | 7 | $ 635,000 | $ 90,000 | $ 96,000 |
| Columbia County New York | 7 | $ 1,805,000 | $ 257,000 | $ 221,000 |
| Washington County New York | 7 | $ 1,375,000 | $ 196,000 | $ 137,000 |
| Columbia County Pennsylvania | 7 | $ 635,000 | $ 90,000 | $ 76,000 |
| Alexandria County Virginia | 7 | $ 5,995,000 | $ 856,000 | $ 329,000 |
| Kent County Delaware | 6 | $ 890,000 | $ 148,000 | $ 89,000 |
| Hillsborough County Florida | 6 | $ 10,360,000 | $ 1,726,000 | $ 348,000 |
| Carroll County Maryland | 6 | $ 2,220,000 | $ 370,000 | $ 141,000 |
| Wayne County Michigan | 6 | $ 170,000 | $ 28,000 | $ 111,000 |
| Essex County New York | 6 | $ 500,000 | $ 83,000 | $ 208,000 |
| Jefferson County New York | 6 | $ 970,000 | $ 161,000 | $ 122,000 |
| Franklin County Pennsylvania | 6 | $ 770,000 | $ 128,000 | $ 79,000 |
| Dallas County Texas | 6 | $ 1,150,000 | $ 191,000 | $ 98,000 |
| Lamoille County Vermont | 6 | $ 1,700,000 | $ 283,000 | $ 295,000 |
| Maricopa County Arizona | 5 | $ 495,000 | $ 99,000 | $ 175,000 |
| Los Angeles County California | 5 | $ 825,000 | $ 165,000 | $ 119,000 |
| Collier County Florida | 5 | $ 15,955,000 | $ 3,191,000 | $ 163,000 |
| Marion County Florida | 5 | $ 375,000 | $ 75,000 | $ 64,000 |
| Monroe County Florida | 5 | $ 2,805,000 | $ 561,000 | $ 712,000 |
| Orange County Florida | 5 | $ 1,095,000 | $ 219,000 | $ 60,000 |
| Sarasota County Florida | 5 | $ 1,815,000 | $ 363,000 | $ 163,000 |
| Caddo County Louisiana | 5 | $ 135,000 | $ 27,000 | $ 69,000 |
| St. Landry County Louisiana | 5 | $ 25,000 | $ 5,000 | $ 31,000 |
| Frederick County Maryland | 5 | $ 1,155,000 | $ 231,000 | $ 196,000 |
| Worcester County Maryland | 5 | $ 1,535,000 | $ 307,000 | $ 229,000 |
| Sullivan County New Hampshire | 5 | $ 395,000 | $ 79,000 | $ 114,000 |
| Broome County New York | 5 | $ 19,745,000 | $ 3,949,000 | $ 65,000 |
| Oneida County New York | 5 | $ 415,000 | $ 83,000 | $ 78,000 |
| Ontario County New York | 5 | $ 875,000 | $ 175,000 | $ 92,000 |
| Snyder County Pennsylvania | 5 | $ 495,000 | $ 99,000 | $ 121,000 |
| Wayne County Pennsylvania | 5 | $ 585,000 | $ 117,000 | $ 125,000 |
| Windham County Vermont | 5 | $ 735,000 | $ 147,000 | $ 203,000 |
| Windsor County Vermont | 5 | $ 725,000 | $ 145,000 | $ 103,000 |
| Loudoun County Virginia | 5 | $ 3,085,000 | $ 617,000 | $ 216,000 |
| Prince William County Virginia | 5 | $ 1,325,000 | $ 265,000 | $ 116,000 |
| Manatee County Florida | 4 | $ 620,000 | $ 155,000 | $ 90,000 |
| Pinellas County Florida | 4 | $ 620,000 | $ 155,000 | $ 137,000 |
| Oxford County Maine | 4 | $ 270,000 | $ 67,000 | $ 88,000 |
| Somerset County Maine | 4 | $ 370,000 | $ 92,000 | $ 80,000 |
| Prince George's County Maryland | 4 | $ 360,000 | $ 90,000 | $ 86,000 |
| Cumberland County New Jersey | 4 | $ 12,500,000 | $ 3,125,000 | $ 45,000 |
| Livingston County New York | 4 | $ 320,000 | $ 80,000 | $ 91,000 |
| Lackawanna County Pennsylvania | 4 | $ 420,000 | $ 105,000 | $ 63,000 |
| Westmoreland County Pennsylvania | 4 | $ 810,000 | $ 202,000 | $ 154,000 |
| Orange County Vermont | 4 | $ 210,000 | $ 52,000 | $ 79,000 |
| Virginia Beach County Virginia | 4 | $ 1,070,000 | $ 267,000 | $ 93,000 |
| Sacramento County California | 3 | $ 105,000 | $ 35,000 | $ 120,000 |
| San Bernardino County California | 3 | $ 75,000 | $ 25,000 | $ 110,000 |
| Charlotte County Florida | 3 | $ 275,000 | $ 91,000 | $ 119,000 |
| Duval County Florida | 3 | $ 245,000 | $ 81,000 | $ 77,000 |
| Lake County Florida | 3 | $ 705,000 | $ 235,000 | $ 423,000 |
| St. Lucie County Florida | 3 | $ 515,000 | $ 171,000 | $ 176,000 |
| Volusia County Florida | 3 | $ 485,000 | $ 161,000 | $ 98,000 |
| Fulton County Georgia | 3 | $ 45,000 | $ 15,000 | $ 162,000 |
| Will County Illinois | 3 | $ 425,000 | $ 141,000 | $ 91,000 |
| Sagadahoc County Maine | 3 | $ 1,315,000 | $ 438,000 | $ 147,000 |
| Dorchester County Maryland | 3 | $ 445,000 | $ 148,000 | $ 141,000 |
| Queen Anne's County Maryland | 3 | $ 2,115,000 | $ 705,000 | $ 516,000 |
| Franklin County Massachusetts | 3 | $ 255,000 | $ 85,000 | $ 181,000 |
| Chautauqua County New York | 3 | $ 175,000 | $ 58,000 | $ 78,000 |
| Delaware County New York | 3 | $ 355,000 | $ 118,000 | $ 74,000 |
| Hamilton County New York | 3 | $ 385,000 | $ 128,000 | $ 140,000 |
| Oswego County New York | 3 | $ 235,000 | $ 78,000 | $ 87,000 |
| Otsego County New York | 3 | $ 505,000 | $ 168,000 | $ 121,000 |
| St. Lawrence County New York | 3 | $ 395,000 | $ 131,000 | $ 116,000 |
| Wayne County New York | 3 | $ 515,000 | $ 171,000 | $ 124,000 |
| Wake County North Carolina | 3 | $ 37,125,000 | $ 12,375,000 | $ 87,000 |
| Armstrong County Pennsylvania | 3 | $ 275,000 | $ 91,000 | $ 126,000 |
| Bradford County Pennsylvania | 3 | $ 275,000 | $ 91,000 | $ 56,000 |
| Crawford County Pennsylvania | 3 | $ 115,000 | $ 38,000 | $ 49,000 |
| Huntingdon County Pennsylvania | 3 | $ 165,000 | $ 55,000 | $ 59,000 |
| Juniata County Pennsylvania | 3 | $ 265,000 | $ 88,000 | $ 98,000 |
| Sullivan County Pennsylvania | 3 | $ 265,000 | $ 88,000 | $ 57,000 |
| Harris County Texas | 3 | $ 185,000 | $ 61,000 | $ 56,000 |
| Chittenden County Vermont | 3 | $ 935,000 | $ 311,000 | $ 112,000 |
| Mobile County Alabama | 2 | $ 20,000 | $ 10,000 | $ 75,000 |
| Pima County Arizona | 2 | $ 410,000 | $ 205,000 | $ 42,000 |
| Alameda County California | 2 | $ 260,000 | $ 130,000 | $ 94,000 |
| Calaveras County California | 2 | $ 1,010,000 | $ 505,000 | $ 160,000 |
| Riverside County California | 2 | $ 40,000 | $ 20,000 | $ 81,000 |
| Jefferson County Colorado | 2 | $ 190,000 | $ 95,000 | $ 37,000 |
| Citrus County Florida | 2 | $ 90,000 | $ 45,000 | $ 104,000 |
| Martin County Florida | 2 | $ 370,000 | $ 185,000 | $ 66,000 |
| Osceola County Florida | 2 | $ 130,000 | $ 65,000 | $ 48,000 |
| Sumter County Florida | 2 | $ 260,000 | $ 130,000 | $ 244,000 |
| Cobb County Georgia | 2 | $ 24,930,000 | $ 12,465,000 | $ 152,000 |
| Lake County Illinois | 2 | $ 110,000 | $ 55,000 | $ 64,000 |
| Lake County Indiana | 2 | $ 240,000 | $ 120,000 | $ 128,000 |
| Marion County Indiana | 2 | $ 30,000 | $ 15,000 | $ 262,000 |
| Vanderburgh County Indiana | 2 | $ 340,000 | $ 170,000 | $ 85,000 |
| Johnson County Kansas | 2 | $ 1,290,000 | $ 645,000 | $ 0 |
| Sedgwick County Kansas | 2 | $ 120,000 | $ 60,000 | $ 54,000 |
| Hancock County Maine | 2 | $ 660,000 | $ 330,000 | $ 129,000 |
| Kennebec County Maine | 2 | $ 210,000 | $ 105,000 | $ 175,000 |
| Knox County Maine | 2 | $ 640,000 | $ 320,000 | $ 144,000 |
| Lincoln County Maine | 2 | $ 420,000 | $ 210,000 | $ 110,000 |
| Allegany County Maryland | 2 | $ 50,000 | $ 25,000 | $ 78,000 |
| Cecil County Maryland | 2 | $ 360,000 | $ 180,000 | $ 50,000 |
| St. Mary's County Maryland | 2 | $ 620,000 | $ 310,000 | $ 127,000 |
| Talbot County Maryland | 2 | $ 1,420,000 | $ 710,000 | $ 559,000 |
| Wicomico County Maryland | 2 | $ 110,000 | $ 55,000 | $ 53,000 |
| Clark County Nevada | 2 | $ 280,000 | $ 140,000 | $ 110,000 |
| Salem County New Jersey | 2 | $ 80,000 | $ 40,000 | $ 91,000 |
| Cattaraugus County New York | 2 | $ 120,000 | $ 60,000 | $ 31,000 |
| Clinton County New York | 2 | $ 130,000 | $ 65,000 | $ 50,000 |
| Gaston County North Carolina | 2 | $ 370,000 | $ 185,000 | $ 116,000 |
| Guilford County North Carolina | 2 | $ 80,000 | $ 40,000 | $ 62,000 |
| Montgomery County Ohio | 2 | $ 130,000 | $ 65,000 | $ 83,000 |
| Clearfield County Pennsylvania | 2 | $ 90,000 | $ 45,000 | $ 23,000 |
| Erie County Pennsylvania | 2 | $ 90,000 | $ 45,000 | $ 161,000 |
| Lawrence County Pennsylvania | 2 | $ 130,000 | $ 65,000 | $ 110,000 |
| McKean County Pennsylvania | 2 | $ 80,000 | $ 40,000 | $ 35,000 |
| Mifflin County Pennsylvania | 2 | $ 180,000 | $ 90,000 | $ 95,000 |
| Washington County Pennsylvania | 2 | $ 180,000 | $ 90,000 | $ 31,000 |
| Charleston County South Carolina | 2 | $ 40,000 | $ 20,000 | $ 162,000 |
| Horry County South Carolina | 2 | $ 90,000 | $ 45,000 | $ 48,000 |
| York County South Carolina | 2 | $ 18,080,000 | $ 9,040,000 | $ 0 |
| Shelby County Tennessee | 2 | $ 30,000 | $ 15,000 | $ 50,000 |
| Bennington County Vermont | 2 | $ 290,000 | $ 145,000 | $ 247,000 |
| Caledonia County Vermont | 2 | $ 100,000 | $ 50,000 | $ 189,000 |
| Franklin County Vermont | 2 | $ 230,000 | $ 115,000 | $ 28,000 |
| Falls Church County Virginia | 2 | $ 1,770,000 | $ 885,000 | $ 294,000 |
| Henrico County Virginia | 2 | $ 390,000 | $ 195,000 | $ 75,000 |
| Norfolk County Virginia | 2 | $ 590,000 | $ 295,000 | $ 197,000 |
| King County Washington | 2 | $ 100,000 | $ 50,000 | $ 191,000 |
| Jefferson County West Virginia | 2 | $ 110,000 | $ 55,000 | $ 28,000 |
| St. Croix County Wisconsin | 2 | $ 110,000 | $ 55,000 | $ 49,000 |
| Calhoun County Alabama | 1 | $ 15,000 | $ 15,000 | $ 49,000 |
| Geneva County Alabama | 1 | $ 5,000 | $ 5,000 | $ 29,000 |
| Madison County Alabama | 1 | $ 25,000 | $ 25,000 | $ 260,000 |
| Montgomery County Alabama | 1 | $ 25,000 | $ 25,000 | $ 62,000 |
| Tuscaloosa County Alabama | 1 | $ 15,000 | $ 15,000 | $ 34,000 |
| Contra Costa County California | 1 | $ 325,000 | $ 325,000 | $ 142,000 |
| Fresno County California | 1 | $ 15,000 | $ 15,000 | $ 46,000 |
| Kern County California | 1 | $ 105,000 | $ 105,000 | $ 80,000 |
| Madera County California | 1 | $ 35,000 | $ 35,000 | $ 124,000 |
| San Diego County California | 1 | $ 15,000 | $ 15,000 | $ 143,000 |
| San Joaquin County California | 1 | $ 35,000 | $ 35,000 | $ 102,000 |
| Tulare County California | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Yolo County California | 1 | $ 105,000 | $ 105,000 | $ 100,000 |
| Yuba County California | 1 | $ 65,000 | $ 65,000 | $ 67,000 |
| Adams County Colorado | 1 | $ 15,000 | $ 15,000 | $ 79,000 |
| Boulder County Colorado | 1 | $ 305,000 | $ 305,000 | $ 400,000 |
| Bay County Florida | 1 | $ 185,000 | $ 185,000 | $ 134,000 |
| Clay County Florida | 1 | $ 85,000 | $ 85,000 | $ 51,000 |
| Flagler County Florida | 1 | $ 225,000 | $ 225,000 | $ 102,000 |
| Okaloosa County Florida | 1 | $ 455,000 | $ 455,000 | $ 468,000 |
| Polk County Florida | 1 | $ 355,000 | $ 355,000 | $ 161,000 |
| Santa Rosa County Florida | 1 | $ 165,000 | $ 165,000 | $ 92,000 |
| Coweta County Georgia | 1 | $ 35,000 | $ 35,000 | $ 101,000 |
| Douglas County Georgia | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Gwinnett County Georgia | 1 | $ 15,000 | $ 15,000 | $ 128,000 |
| Paulding County Georgia | 1 | $ 105,000 | $ 105,000 | $ 59,000 |
| Spalding County Georgia | 1 | $ 5,000 | $ 5,000 | $ 16,000 |
| Honolulu County Hawaii | 1 | $ 455,000 | $ 455,000 | $ 245,000 |
| Bonneville County Idaho | 1 | $ 15,000 | $ 15,000 | $ 38,000 |
| Champaign County Illinois | 1 | $ 185,000 | $ 185,000 | $ 154,000 |
| DeKalb County Illinois | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| DuPage County Illinois | 1 | $ 85,000 | $ 85,000 | $ 76,000 |
| Hendricks County Indiana | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| Marshall County Indiana | 1 | $ 65,000 | $ 65,000 | $ 39,000 |
| St. Joseph County Indiana | 1 | $ 135,000 | $ 135,000 | $ 98,000 |
| Steuben County Indiana | 1 | $ 75,000 | $ 75,000 | $ 64,000 |
| Black Hawk County Iowa | 1 | $ 25,000 | $ 25,000 | $ 32,000 |
| Sioux County Iowa | 1 | $ 15,000 | $ 15,000 | $ 68,000 |
| Butler County Kansas | 1 | $ 5,000 | $ 5,000 | $ 49,000 |
| Miami County Kansas | 1 | $ 125,000 | $ 125,000 | $ 112,000 |
| Hardin County Kentucky | 1 | $ 5,000 | $ 5,000 | $ 115,000 |
| Hart County Kentucky | 1 | $ 5,000 | $ 5,000 | $ 19,000 |
| Henry County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Jefferson County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 78,000 |
| Trigg County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 98,000 |
| East Baton Rouge County Louisiana | 1 | $ 5,000 | $ 5,000 | $ 41,000 |
| Orleans County Louisiana | 1 | $ 5,000 | $ 5,000 | $ 26,000 |
| Rapides County Louisiana | 1 | $ 5,000 | $ 5,000 | $ 147,000 |
| St. James County Louisiana | 1 | $ 15,000 | $ 15,000 | $ 30,000 |
| Androscoggin County Maine | 1 | $ 35,000 | $ 35,000 | $ 38,000 |
| Piscataquis County Maine | 1 | $ 255,000 | $ 255,000 | $ 144,000 |
| Calvert County Maryland | 1 | $ 595,000 | $ 595,000 | $ 280,000 |
| Charles County Maryland | 1 | $ 45,000 | $ 45,000 | $ 66,000 |
| Kent County Maryland | 1 | $ 565,000 | $ 565,000 | $ 410,000 |
| Macomb County Michigan | 1 | $ 15,000 | $ 15,000 | $ 74,000 |
| Oakland County Michigan | 1 | $ 25,000 | $ 25,000 | $ 28,000 |
| Shiawassee County Michigan | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Washtenaw County Michigan | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Hennepin County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 117,000 |
| Ramsey County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
| Washington County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 48,000 |
| Sharkey County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Butler County Missouri | 1 | $ 15,000 | $ 15,000 | $ 54,000 |
| Jefferson County Missouri | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Lincoln County Missouri | 1 | $ 45,000 | $ 45,000 | $ 61,000 |
| Cascade County Montana | 1 | $ 35,000 | $ 35,000 | $ 38,000 |
| Lincoln County Montana | 1 | $ 35,000 | $ 35,000 | $ 21,000 |
| Douglas County Nebraska | 1 | $ 585,000 | $ 585,000 | $ 317,000 |
| Nye County Nevada | 1 | $ 15,000 | $ 15,000 | $ 100,000 |
| San Juan County New Mexico | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Allegany County New York | 1 | $ 25,000 | $ 25,000 | $ 20,000 |
| Cayuga County New York | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Chenango County New York | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Cortland County New York | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| Herkimer County New York | 1 | $ 205,000 | $ 205,000 | $ 188,000 |
| Madison County New York | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Orleans County New York | 1 | $ 35,000 | $ 35,000 | $ 55,000 |
| Seneca County New York | 1 | $ 25,000 | $ 25,000 | $ 37,000 |
| Tompkins County New York | 1 | $ 155,000 | $ 155,000 | $ 90,000 |
| Wyoming County New York | 1 | $ 205,000 | $ 205,000 | $ 118,000 |
| Yates County New York | 1 | $ 355,000 | $ 355,000 | $ 206,000 |
| Brunswick County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 76,000 |
| Carteret County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 178,000 |
| Catawba County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 34,000 |
| Chowan County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 70,000 |
| Davie County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 29,000 |
| Durham County North Carolina | 1 | $ 755,000 | $ 755,000 | $ 767,000 |
| Edgecombe County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 40,000 |
| Haywood County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 105,000 |
| Mecklenburg County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 801,000 |
| Orange County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 110,000 |
| Randolph County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 37,000 |
| Clermont County Ohio | 1 | $ 15,000 | $ 15,000 | $ 35,000 |
| Cuyahoga County Ohio | 1 | $ 15,000 | $ 15,000 | $ 33,000 |
| Muskingum County Ohio | 1 | $ 755,000 | $ 755,000 | $ 26,000 |
| Summit County Ohio | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Trumbull County Ohio | 1 | $ 15,000 | $ 15,000 | $ 54,000 |
| Oklahoma County Oklahoma | 1 | $ 15,000 | $ 15,000 | $ 15,000 |
| Osage County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| Tulsa County Oklahoma | 1 | $ 15,000 | $ 15,000 | $ 78,000 |
| Columbia County Oregon | 1 | $ 85,000 | $ 85,000 | $ 85,000 |
| Marion County Oregon | 1 | $ 35,000 | $ 35,000 | $ 52,000 |
| Multnomah County Oregon | 1 | $ 75,000 | $ 75,000 | $ 86,000 |
| Blair County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Butler County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Cambria County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 29,000 |
| Clarion County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 78,000 |
| Elk County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 92,000 |
| Fayette County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 17,000 |
| Indiana County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 125,000 |
| Potter County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 84,000 |
| Susquehanna County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 29,000 |
| Beaufort County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 75,000 |
| Florence County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 92,000 |
| Greenville County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 56,000 |
| Lee County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 62,000 |
| Spartanburg County South Carolina | 1 | $ 15,000 | $ 15,000 | $ 58,000 |
| Anderson County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 52,000 |
| Davidson County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 84,000 |
| Sullivan County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 23,000 |
| Williamson County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 58,000 |
| Bexar County Texas | 1 | $ 5,000 | $ 5,000 | $ 37,000 |
| Collin County Texas | 1 | $ 25,000 | $ 25,000 | $ 220,000 |
| El Paso County Texas | 1 | $ 125,000 | $ 125,000 | $ 92,000 |
| Lubbock County Texas | 1 | $ 15,000 | $ 15,000 | $ 50,000 |
| Montgomery County Texas | 1 | $ 15,000 | $ 15,000 | $ 50,000 |
| Travis County Texas | 1 | $ 135,000 | $ 135,000 | $ 33,000 |
| Wood County Texas | 1 | $ 55,000 | $ 55,000 | $ 16,000 |
| Davis County Utah | 1 | $ 55,000 | $ 55,000 | $ 130,000 |
| Kane County Utah | 1 | $ 155,000 | $ 155,000 | $ 160,000 |
| Rutland County Vermont | 1 | $ 25,000 | $ 25,000 | $ 161,000 |
| Washington County Vermont | 1 | $ 225,000 | $ 225,000 | $ 254,000 |
| Bedford County Virginia | 1 | $ 405,000 | $ 405,000 | $ 149,000 |
| Chesapeake County Virginia | 1 | $ 25,000 | $ 25,000 | $ 173,000 |
| Chesterfield County Virginia | 1 | $ 55,000 | $ 55,000 | $ 21,000 |
| Danville County Virginia | 1 | $ 15,000 | $ 15,000 | $ 10,000 |
| Fauquier County Virginia | 1 | $ 465,000 | $ 465,000 | $ 343,000 |
| Hanover County Virginia | 1 | $ 20,435,000 | $ 20,435,000 | $ 0 |
| Madison County Virginia | 1 | $ 15,000 | $ 15,000 | $ 27,000 |
| Smyth County Virginia | 1 | $ 15,000 | $ 15,000 | $ 29,000 |
| Spotsylvania County Virginia | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Surry County Virginia | 1 | $ 485,000 | $ 485,000 | $ 1,016,000 |
| Kanawha County West Virginia | 1 | $ 5,000 | $ 5,000 | $ 3,198,000 |
| Adams County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 20,000 |
| Milwaukee County Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 42,000 |
| Rock County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 69,000 |
| Vilas County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 39,000 |
Mortgage Loan Application Detail Totals for Santander Bank, N.A. in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 10,857 | $1,783,815,000 | $164,000 | $3,005,000 | $129,000 | $6,000,000 |
| Home Purchase | 9,135 | $3,355,795,000 | $367,000 | $37,105,000 | $144,000 | $4,948,000 |
| Home Improvement | 6,992 | $1,023,810,000 | $146,000 | $12,005,000 | $127,000 | $4,276,000 |
| Refinancing | 4,291 | $2,586,565,000 | $602,000 | $52,005,000 | $128,000 | $4,500,000 |
| Cash-out Refinancing | 2,561 | $723,485,000 | $282,000 | $2,495,000 | $119,000 | $1,547,000 |
| Not Applicable | 8 | $54,630,000 | $6,828,000 | $12,155,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 22,122 | $5,087,290,000 | $229,000 | $8,125,000 | $139,000 | $6,000,000 |
| Not Provided | 3,256 | $621,190,000 | $190,000 | $2,865,000 | $151,000 | $3,497,000 |
| Hispanic | 2,677 | $474,065,000 | $177,000 | $1,285,000 | $81,000 | $1,028,000 |
| Asian | 2,381 | $672,575,000 | $282,000 | $2,495,000 | $133,000 | $1,300,000 |
| Black or African American | 1,951 | $335,785,000 | $172,000 | $2,005,000 | $89,000 | $1,522,000 |
| American Indian or Alaskan Native | 288 | $54,150,000 | $188,000 | $1,155,000 | $121,000 | $783,000 |
| Not applicable | 257 | $2,023,825,000 | $7,874,000 | $52,005,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 25 | $6,575,000 | $263,000 | $755,000 | $129,000 | $376,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 33,304 | $9,390,970,000 | $281,000 | $52,005,000 | $132,000 | $6,000,000 |
| FHA-insured (Federal Housing Administration) | 484 | $123,610,000 | $255,000 | $1,065,000 | $79,000 | $428,000 |
| VA-guaranteed (Veterans Administration) | 56 | $13,520,000 | $241,000 | $435,000 | $84,000 | $297,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 19,955 | $6,515,995,000 | $326,000 | $52,005,000 | $140,000 | $4,948,000 |
| Application Denied By Financial Institution | 11,790 | $2,193,090,000 | $186,000 | $14,455,000 | $118,000 | $6,000,000 |
| Application Withdrawn By Applicant | 1,017 | $412,705,000 | $405,000 | $19,505,000 | $144,000 | $1,646,000 |
| Application Approved But Not Accepted | 557 | $194,175,000 | $348,000 | $17,305,000 | $124,000 | $1,151,000 |
| Preapproval Approved but not Accepted | 321 | $105,715,000 | $329,000 | $2,005,000 | $114,000 | $1,785,000 |
| Preapproval Denied by Financial Institution | 184 | $48,100,000 | $261,000 | $1,805,000 | $71,000 | $376,000 |
| Loan Purchased By The Institution | 14 | $56,250,000 | $4,017,000 | $12,155,000 | $95,000 | $147,000 |
| File Closed For Incompleteness | 6 | $2,070,000 | $345,000 | $585,000 | $126,000 | $300,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 21,870 | $7,286,910,000 | $333,000 | $52,005,000 | $139,000 | $4,948,000 |
| Collateral | 3,328 | $596,700,000 | $179,000 | $14,455,000 | $144,000 | $3,251,000 |
| Debt-To-Income Ratio | 2,632 | $573,210,000 | $217,000 | $8,125,000 | $70,000 | $1,650,000 |
| Credit Application Incomplete | 2,125 | $442,825,000 | $208,000 | $3,005,000 | $156,000 | $6,000,000 |
| Credit History | 1,777 | $189,825,000 | $106,000 | $795,000 | $96,000 | $3,000,000 |
| Other | 1,246 | $246,420,000 | $197,000 | $3,205,000 | $132,000 | $5,065,000 |
| Unverifiable Information | 762 | $165,870,000 | $217,000 | $2,805,000 | $91,000 | $5,065,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 68 | $17,920,000 | $263,000 | $1,405,000 | $97,000 | $827,000 |
| Employment History | 35 | $8,395,000 | $239,000 | $995,000 | $64,000 | $239,000 |
| Mortgage Insurance Denied | 1 | $25,000 | $25,000 | $25,000 | $70,000 | $70,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Santander Bank, N.A.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Santander Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.