Santander Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Santander Bank, N.A. 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Santander Bank, N.A. 824 North Market Street, Suite 100 Wilmington, DE 19801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 31,629 |
| Total Mortgage Loan Application Amount | $9,559,765,000 |
| Average Mortgage Loan Application Amount | $285,200 |
| Highest Mortgage Loan Application Amount | $50,005,000 |
| Average Applicant Income | $136,400 |
| Highest Applicant Income | $7,782,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Santander Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Santander Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Santander Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Santander Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Santander Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Santander Bank, N.A.'s mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Middlesex County Massachusetts | 2,107 | $ 679,045,000 | $ 322,000 | $ 153,000 |
| Essex County Massachusetts | 1,354 | $ 328,030,000 | $ 242,000 | $ 121,000 |
| Monmouth County New Jersey | 1,310 | $ 312,930,000 | $ 238,000 | $ 157,000 |
| Richmond County New York | 1,281 | $ 354,015,000 | $ 276,000 | $ 127,000 |
| Kings County New York | 1,276 | $ 932,520,000 | $ 730,000 | $ 186,000 |
| Ocean County New Jersey | 1,258 | $ 254,450,000 | $ 202,000 | $ 122,000 |
| Norfolk County Massachusetts | 1,087 | $ 359,095,000 | $ 330,000 | $ 172,000 |
| Providence County Rhode Island | 1,005 | $ 149,335,000 | $ 148,000 | $ 91,000 |
| Philadelphia County Pennsylvania | 998 | $ 280,690,000 | $ 281,000 | $ 92,000 |
| Worcester County Massachusetts | 993 | $ 182,285,000 | $ 183,000 | $ 112,000 |
| Suffolk County Massachusetts | 953 | $ 295,045,000 | $ 309,000 | $ 136,000 |
| Plymouth County Massachusetts | 936 | $ 197,360,000 | $ 210,000 | $ 142,000 |
| Middlesex County New Jersey | 916 | $ 179,950,000 | $ 196,000 | $ 108,000 |
| Bristol County Massachusetts | 910 | $ 151,380,000 | $ 166,000 | $ 108,000 |
| Berks County Pennsylvania | 688 | $ 81,650,000 | $ 118,000 | $ 94,000 |
| Queens County New York | 683 | $ 361,185,000 | $ 528,000 | $ 150,000 |
| Montgomery County Pennsylvania | 618 | $ 158,710,000 | $ 256,000 | $ 152,000 |
| Union County New Jersey | 611 | $ 153,355,000 | $ 250,000 | $ 122,000 |
| Hartford County Connecticut | 551 | $ 93,555,000 | $ 169,000 | $ 114,000 |
| Bucks County Pennsylvania | 523 | $ 181,345,000 | $ 346,000 | $ 167,000 |
| Mercer County New Jersey | 507 | $ 96,705,000 | $ 190,000 | $ 134,000 |
| Delaware County Pennsylvania | 498 | $ 116,390,000 | $ 233,000 | $ 152,000 |
| Essex County New Jersey | 461 | $ 131,145,000 | $ 284,000 | $ 145,000 |
| Barnstable County Massachusetts | 421 | $ 99,445,000 | $ 236,000 | $ 168,000 |
| Chester County Pennsylvania | 420 | $ 134,650,000 | $ 320,000 | $ 176,000 |
| Nassau County New York | 403 | $ 199,215,000 | $ 494,000 | $ 223,000 |
| Bergen County New Jersey | 386 | $ 129,560,000 | $ 335,000 | $ 173,000 |
| Rockingham County New Hampshire | 374 | $ 72,320,000 | $ 193,000 | $ 121,000 |
| Morris County New Jersey | 330 | $ 116,820,000 | $ 354,000 | $ 159,000 |
| Hudson County New Jersey | 308 | $ 94,520,000 | $ 306,000 | $ 141,000 |
| Kent County Rhode Island | 284 | $ 42,260,000 | $ 148,000 | $ 104,000 |
| Hillsborough County New Hampshire | 277 | $ 44,535,000 | $ 160,000 | $ 117,000 |
| York County Pennsylvania | 273 | $ 28,585,000 | $ 104,000 | $ 85,000 |
| Northampton County Pennsylvania | 271 | $ 31,285,000 | $ 115,000 | $ 89,000 |
| Lancaster County Pennsylvania | 259 | $ 31,925,000 | $ 123,000 | $ 96,000 |
| Camden County New Jersey | 247 | $ 50,245,000 | $ 203,000 | $ 88,000 |
| Somerset County New Jersey | 227 | $ 66,245,000 | $ 291,000 | $ 185,000 |
| Burlington County New Jersey | 220 | $ 56,160,000 | $ 255,000 | $ 98,000 |
| New York County New York | 217 | $ 479,155,000 | $ 2,208,000 | $ 261,000 |
| Schuylkill County Pennsylvania | 216 | $ 20,770,000 | $ 96,000 | $ 75,000 |
| Lehigh County Pennsylvania | 205 | $ 42,325,000 | $ 206,000 | $ 117,000 |
| Cumberland County Pennsylvania | 195 | $ 23,415,000 | $ 120,000 | $ 77,000 |
| Suffolk County New York | 185 | $ 60,305,000 | $ 325,000 | $ 195,000 |
| Bronx County New York | 180 | $ 304,860,000 | $ 1,693,000 | $ 101,000 |
| Dauphin County Pennsylvania | 174 | $ 19,910,000 | $ 114,000 | $ 75,000 |
| Westchester County New York | 166 | $ 96,170,000 | $ 579,000 | $ 212,000 |
| Washington County Rhode Island | 160 | $ 33,590,000 | $ 209,000 | $ 184,000 |
| New Haven County Connecticut | 158 | $ 47,420,000 | $ 300,000 | $ 88,000 |
| Fairfield County Connecticut | 141 | $ 69,855,000 | $ 495,000 | $ 336,000 |
| Dukes County Massachusetts | 131 | $ 54,775,000 | $ 418,000 | $ 235,000 |
| Newport County Rhode Island | 124 | $ 36,430,000 | $ 293,000 | $ 165,000 |
| New Castle County Delaware | 123 | $ 70,325,000 | $ 571,000 | $ 118,000 |
| Passaic County New Jersey | 120 | $ 28,660,000 | $ 238,000 | $ 131,000 |
| Lycoming County Pennsylvania | 113 | $ 11,075,000 | $ 98,000 | $ 83,000 |
| Bristol County Rhode Island | 110 | $ 24,310,000 | $ 221,000 | $ 147,000 |
| Rockland County New York | 102 | $ 34,160,000 | $ 334,000 | $ 215,000 |
| Sussex County New Jersey | 97 | $ 13,205,000 | $ 136,000 | $ 94,000 |
| Lebanon County Pennsylvania | 90 | $ 8,970,000 | $ 99,000 | $ 72,000 |
| Clinton County Pennsylvania | 87 | $ 5,985,000 | $ 68,000 | $ 59,000 |
| Hampden County Massachusetts | 77 | $ 22,155,000 | $ 287,000 | $ 83,000 |
| Gloucester County New Jersey | 69 | $ 27,315,000 | $ 395,000 | $ 114,000 |
| Montgomery County Maryland | 61 | $ 87,865,000 | $ 1,440,000 | $ 293,000 |
| Albany County New York | 61 | $ 12,565,000 | $ 205,000 | $ 109,000 |
| Saratoga County New York | 60 | $ 15,550,000 | $ 259,000 | $ 117,000 |
| Cape May County New Jersey | 59 | $ 21,475,000 | $ 363,000 | $ 238,000 |
| Orange County New York | 59 | $ 13,105,000 | $ 222,000 | $ 180,000 |
| Merrimack County New Hampshire | 54 | $ 7,200,000 | $ 133,000 | $ 107,000 |
| Erie County New York | 53 | $ 8,295,000 | $ 156,000 | $ 106,000 |
| Atlantic County New Jersey | 51 | $ 11,835,000 | $ 232,000 | $ 229,000 |
| Tolland County Connecticut | 48 | $ 7,150,000 | $ 148,000 | $ 106,000 |
| Anne Arundel County Maryland | 44 | $ 29,070,000 | $ 660,000 | $ 251,000 |
| District of Columbia County District Of Columbia | 40 | $ 26,820,000 | $ 670,000 | $ 263,000 |
| Hunterdon County New Jersey | 40 | $ 8,270,000 | $ 206,000 | $ 137,000 |
| Schenectady County New York | 39 | $ 6,745,000 | $ 172,000 | $ 117,000 |
| Monroe County Pennsylvania | 38 | $ 23,670,000 | $ 622,000 | $ 123,000 |
| Baltimore County Maryland | 36 | $ 89,570,000 | $ 2,488,000 | $ 197,000 |
| Warren County New Jersey | 36 | $ 4,620,000 | $ 128,000 | $ 113,000 |
| Centre County Pennsylvania | 36 | $ 5,520,000 | $ 153,000 | $ 125,000 |
| Litchfield County Connecticut | 35 | $ 5,695,000 | $ 162,000 | $ 121,000 |
| Northumberland County Pennsylvania | 33 | $ 2,725,000 | $ 82,000 | $ 57,000 |
| Fairfax County Virginia | 28 | $ 19,680,000 | $ 702,000 | $ 286,000 |
| Sussex County Delaware | 27 | $ 11,295,000 | $ 418,000 | $ 326,000 |
| Rensselaer County New York | 27 | $ 4,995,000 | $ 185,000 | $ 113,000 |
| New London County Connecticut | 25 | $ 4,965,000 | $ 198,000 | $ 179,000 |
| Grafton County New Hampshire | 25 | $ 5,185,000 | $ 207,000 | $ 254,000 |
| Berkshire County Massachusetts | 24 | $ 6,830,000 | $ 284,000 | $ 149,000 |
| Windham County Connecticut | 23 | $ 2,715,000 | $ 118,000 | $ 123,000 |
| Howard County Maryland | 22 | $ 12,430,000 | $ 565,000 | $ 241,000 |
| Middlesex County Connecticut | 21 | $ 3,905,000 | $ 185,000 | $ 138,000 |
| Monroe County New York | 20 | $ 3,830,000 | $ 191,000 | $ 141,000 |
| Miami-Dade County Florida | 19 | $ 3,435,000 | $ 180,000 | $ 229,000 |
| Palm Beach County Florida | 19 | $ 5,755,000 | $ 302,000 | $ 330,000 |
| Carroll County New Hampshire | 19 | $ 4,025,000 | $ 211,000 | $ 176,000 |
| Carbon County Pennsylvania | 19 | $ 1,585,000 | $ 83,000 | $ 74,000 |
| Cumberland County Maine | 17 | $ 6,655,000 | $ 391,000 | $ 262,000 |
| York County Maine | 17 | $ 5,035,000 | $ 296,000 | $ 131,000 |
| Sullivan County New York | 17 | $ 3,665,000 | $ 215,000 | $ 171,000 |
| Adams County Pennsylvania | 17 | $ 2,145,000 | $ 126,000 | $ 73,000 |
| Collier County Florida | 16 | $ 5,620,000 | $ 351,000 | $ 231,000 |
| Belknap County New Hampshire | 15 | $ 3,865,000 | $ 257,000 | $ 188,000 |
| Luzerne County Pennsylvania | 15 | $ 1,615,000 | $ 107,000 | $ 78,000 |
| Lee County Florida | 14 | $ 2,770,000 | $ 197,000 | $ 182,000 |
| Prince George's County Maryland | 13 | $ 40,475,000 | $ 3,113,000 | $ 173,000 |
| Montour County Pennsylvania | 13 | $ 1,805,000 | $ 138,000 | $ 166,000 |
| Broward County Florida | 12 | $ 4,500,000 | $ 375,000 | $ 219,000 |
| Strafford County New Hampshire | 12 | $ 3,240,000 | $ 270,000 | $ 137,000 |
| Los Angeles County California | 11 | $ 3,645,000 | $ 331,000 | $ 387,000 |
| Dutchess County New York | 11 | $ 2,695,000 | $ 245,000 | $ 150,000 |
| Putnam County New York | 11 | $ 2,495,000 | $ 226,000 | $ 119,000 |
| Perry County Pennsylvania | 11 | $ 2,835,000 | $ 257,000 | $ 117,000 |
| Pike County Pennsylvania | 10 | $ 1,160,000 | $ 116,000 | $ 110,000 |
| Union County Pennsylvania | 10 | $ 1,460,000 | $ 146,000 | $ 118,000 |
| Chittenden County Vermont | 10 | $ 3,460,000 | $ 346,000 | $ 166,000 |
| Arlington County Virginia | 10 | $ 9,980,000 | $ 998,000 | $ 331,000 |
| Polk County Florida | 9 | $ 1,375,000 | $ 152,000 | $ 117,000 |
| Hampshire County Massachusetts | 9 | $ 2,085,000 | $ 231,000 | $ 137,000 |
| Nantucket County Massachusetts | 9 | $ 4,045,000 | $ 449,000 | $ 575,000 |
| Snyder County Pennsylvania | 9 | $ 665,000 | $ 73,000 | $ 66,000 |
| Cheshire County New Hampshire | 8 | $ 1,470,000 | $ 183,000 | $ 114,000 |
| Fulton County New York | 8 | $ 860,000 | $ 107,000 | $ 73,000 |
| Ulster County New York | 8 | $ 970,000 | $ 121,000 | $ 125,000 |
| Franklin County Pennsylvania | 8 | $ 1,330,000 | $ 166,000 | $ 104,000 |
| Wayne County Pennsylvania | 8 | $ 1,710,000 | $ 213,000 | $ 176,000 |
| Loudoun County Virginia | 8 | $ 5,590,000 | $ 698,000 | $ 227,000 |
| Sarasota County Florida | 7 | $ 2,465,000 | $ 352,000 | $ 266,000 |
| Cook County Illinois | 7 | $ 975,000 | $ 139,000 | $ 204,000 |
| Baltimore City County Maryland | 7 | $ 14,195,000 | $ 2,027,000 | $ 67,000 |
| Carroll County Maryland | 7 | $ 2,725,000 | $ 389,000 | $ 179,000 |
| Harford County Maryland | 7 | $ 1,685,000 | $ 240,000 | $ 170,000 |
| Queen Anne's County Maryland | 7 | $ 2,935,000 | $ 419,000 | $ 512,000 |
| Sullivan County New Hampshire | 7 | $ 1,305,000 | $ 186,000 | $ 177,000 |
| Columbia County New York | 7 | $ 3,735,000 | $ 533,000 | $ 370,000 |
| Lackawanna County Pennsylvania | 7 | $ 1,045,000 | $ 149,000 | $ 107,000 |
| Pulaski County Arkansas | 6 | $ 80,000 | $ 13,000 | $ 132,000 |
| Kent County Delaware | 6 | $ 1,480,000 | $ 246,000 | $ 102,000 |
| Duval County Florida | 6 | $ 720,000 | $ 120,000 | $ 172,000 |
| Osceola County Florida | 6 | $ 930,000 | $ 155,000 | $ 99,000 |
| Pinellas County Florida | 6 | $ 640,000 | $ 106,000 | $ 99,000 |
| Washington County Maryland | 6 | $ 1,100,000 | $ 183,000 | $ 89,000 |
| Worcester County Maryland | 6 | $ 2,350,000 | $ 391,000 | $ 405,000 |
| Otsego County New York | 6 | $ 460,000 | $ 76,000 | $ 83,000 |
| Washington County New York | 6 | $ 830,000 | $ 138,000 | $ 240,000 |
| San Bernardino County California | 5 | $ 855,000 | $ 171,000 | $ 84,000 |
| Brevard County Florida | 5 | $ 745,000 | $ 149,000 | $ 112,000 |
| Martin County Florida | 5 | $ 715,000 | $ 143,000 | $ 141,000 |
| Orange County Florida | 5 | $ 10,675,000 | $ 2,135,000 | $ 109,000 |
| Cecil County Maryland | 5 | $ 675,000 | $ 135,000 | $ 134,000 |
| Talbot County Maryland | 5 | $ 2,905,000 | $ 581,000 | $ 598,000 |
| Franklin County Massachusetts | 5 | $ 565,000 | $ 113,000 | $ 119,000 |
| Cumberland County New Jersey | 5 | $ 6,125,000 | $ 1,225,000 | $ 96,000 |
| Salem County New Jersey | 5 | $ 385,000 | $ 77,000 | $ 119,000 |
| Greene County New York | 5 | $ 725,000 | $ 145,000 | $ 245,000 |
| Allegheny County Pennsylvania | 5 | $ 525,000 | $ 105,000 | $ 53,000 |
| Beaufort County South Carolina | 5 | $ 935,000 | $ 187,000 | $ 202,000 |
| Harris County Texas | 5 | $ 2,015,000 | $ 403,000 | $ 79,000 |
| Bennington County Vermont | 5 | $ 1,185,000 | $ 237,000 | $ 265,000 |
| Riverside County California | 4 | $ 720,000 | $ 180,000 | $ 520,000 |
| Pasco County Florida | 4 | $ 160,000 | $ 40,000 | $ 138,000 |
| Seminole County Florida | 4 | $ 1,020,000 | $ 255,000 | $ 203,000 |
| DeKalb County Georgia | 4 | $ 470,000 | $ 117,000 | $ 124,000 |
| Fulton County Georgia | 4 | $ 440,000 | $ 110,000 | $ 95,000 |
| Wayne County Michigan | 4 | $ 120,000 | $ 30,000 | $ 248,000 |
| Hennepin County Minnesota | 4 | $ 460,000 | $ 115,000 | $ 162,000 |
| Broome County New York | 4 | $ 560,000 | $ 140,000 | $ 183,000 |
| Cattaraugus County New York | 4 | $ 400,000 | $ 100,000 | $ 278,000 |
| Chautauqua County New York | 4 | $ 320,000 | $ 80,000 | $ 212,000 |
| Onondaga County New York | 4 | $ 200,000 | $ 50,000 | $ 86,000 |
| Schoharie County New York | 4 | $ 530,000 | $ 132,000 | $ 59,000 |
| St. Lawrence County New York | 4 | $ 260,000 | $ 65,000 | $ 99,000 |
| Warren County New York | 4 | $ 930,000 | $ 232,000 | $ 160,000 |
| Columbia County Pennsylvania | 4 | $ 710,000 | $ 177,000 | $ 131,000 |
| Susquehanna County Pennsylvania | 4 | $ 1,020,000 | $ 255,000 | $ 244,000 |
| Washington County Pennsylvania | 4 | $ 420,000 | $ 105,000 | $ 122,000 |
| Horry County South Carolina | 4 | $ 600,000 | $ 150,000 | $ 151,000 |
| Windham County Vermont | 4 | $ 500,000 | $ 125,000 | $ 168,000 |
| Virginia Beach County Virginia | 4 | $ 1,910,000 | $ 477,000 | $ 204,000 |
| Orange County California | 3 | $ 1,035,000 | $ 345,000 | $ 231,000 |
| Hillsborough County Florida | 3 | $ 6,425,000 | $ 2,141,000 | $ 95,000 |
| Indian River County Florida | 3 | $ 2,025,000 | $ 675,000 | $ 1,135,000 |
| Manatee County Florida | 3 | $ 675,000 | $ 225,000 | $ 147,000 |
| Okaloosa County Florida | 3 | $ 535,000 | $ 178,000 | $ 105,000 |
| St. Johns County Florida | 3 | $ 915,000 | $ 305,000 | $ 162,000 |
| St. Lucie County Florida | 3 | $ 655,000 | $ 218,000 | $ 183,000 |
| Cobb County Georgia | 3 | $ 10,575,000 | $ 3,525,000 | $ 198,000 |
| Sedgwick County Kansas | 3 | $ 45,000 | $ 15,000 | $ 201,000 |
| Orleans County Louisiana | 3 | $ 55,000 | $ 18,000 | $ 60,000 |
| Franklin County Maine | 3 | $ 575,000 | $ 191,000 | $ 272,000 |
| Oxford County Maine | 3 | $ 95,000 | $ 31,000 | $ 128,000 |
| Somerset County Maine | 3 | $ 135,000 | $ 45,000 | $ 61,000 |
| Clinton County New York | 3 | $ 235,000 | $ 78,000 | $ 124,000 |
| Essex County New York | 3 | $ 1,605,000 | $ 535,000 | $ 278,000 |
| Hamilton County New York | 3 | $ 515,000 | $ 171,000 | $ 99,000 |
| Montgomery County New York | 3 | $ 215,000 | $ 71,000 | $ 89,000 |
| Niagara County New York | 3 | $ 355,000 | $ 118,000 | $ 76,000 |
| Oneida County New York | 3 | $ 355,000 | $ 118,000 | $ 76,000 |
| Durham County North Carolina | 3 | $ 635,000 | $ 211,000 | $ 185,000 |
| New Hanover County North Carolina | 3 | $ 455,000 | $ 151,000 | $ 139,000 |
| Oklahoma County Oklahoma | 3 | $ 65,000 | $ 21,000 | $ 61,000 |
| Blair County Pennsylvania | 3 | $ 105,000 | $ 35,000 | $ 68,000 |
| Clearfield County Pennsylvania | 3 | $ 65,000 | $ 21,000 | $ 52,000 |
| Potter County Pennsylvania | 3 | $ 565,000 | $ 188,000 | $ 68,000 |
| Westmoreland County Pennsylvania | 3 | $ 485,000 | $ 161,000 | $ 65,000 |
| Wyoming County Pennsylvania | 3 | $ 345,000 | $ 115,000 | $ 169,000 |
| Tarrant County Texas | 3 | $ 55,000 | $ 18,000 | $ 134,000 |
| Travis County Texas | 3 | $ 235,000 | $ 78,000 | $ 79,000 |
| Lamoille County Vermont | 3 | $ 885,000 | $ 295,000 | $ 173,000 |
| Orleans County Vermont | 3 | $ 195,000 | $ 65,000 | $ 141,000 |
| Windsor County Vermont | 3 | $ 985,000 | $ 328,000 | $ 510,000 |
| Falls Church County Virginia | 3 | $ 3,115,000 | $ 1,038,000 | $ 349,000 |
| Prince William County Virginia | 3 | $ 1,745,000 | $ 581,000 | $ 274,000 |
| Richmond City County Virginia | 3 | $ 615,000 | $ 205,000 | $ 85,000 |
| Jefferson County Alabama | 2 | $ 300,000 | $ 150,000 | $ 106,000 |
| Mobile County Alabama | 2 | $ 30,000 | $ 15,000 | $ 738,000 |
| Walker County Alabama | 2 | $ 90,000 | $ 45,000 | $ 80,000 |
| Maricopa County Arizona | 2 | $ 270,000 | $ 135,000 | $ 61,000 |
| Contra Costa County California | 2 | $ 1,080,000 | $ 540,000 | $ 163,000 |
| Sacramento County California | 2 | $ 70,000 | $ 35,000 | $ 79,000 |
| El Paso County Colorado | 2 | $ 430,000 | $ 215,000 | $ 74,000 |
| Charlotte County Florida | 2 | $ 280,000 | $ 140,000 | $ 118,000 |
| Flagler County Florida | 2 | $ 320,000 | $ 160,000 | $ 101,000 |
| Lake County Florida | 2 | $ 430,000 | $ 215,000 | $ 201,000 |
| Marion County Florida | 2 | $ 190,000 | $ 95,000 | $ 54,000 |
| Monroe County Florida | 2 | $ 390,000 | $ 195,000 | $ 166,000 |
| Volusia County Florida | 2 | $ 310,000 | $ 155,000 | $ 57,000 |
| Chatham County Georgia | 2 | $ 280,000 | $ 140,000 | $ 114,000 |
| Coweta County Georgia | 2 | $ 30,000 | $ 15,000 | $ 250,000 |
| Warren County Kentucky | 2 | $ 150,000 | $ 75,000 | $ 881,000 |
| East Baton Rouge County Louisiana | 2 | $ 30,000 | $ 15,000 | $ 62,000 |
| Jefferson County Louisiana | 2 | $ 30,000 | $ 15,000 | $ 59,000 |
| Kennebec County Maine | 2 | $ 410,000 | $ 205,000 | $ 77,000 |
| Knox County Maine | 2 | $ 280,000 | $ 140,000 | $ 137,000 |
| Frederick County Maryland | 2 | $ 7,210,000 | $ 3,605,000 | $ 213,000 |
| Garrett County Maryland | 2 | $ 250,000 | $ 125,000 | $ 75,000 |
| St. Mary's County Maryland | 2 | $ 760,000 | $ 380,000 | $ 128,000 |
| Pulaski County Missouri | 2 | $ 80,000 | $ 40,000 | $ 74,000 |
| Chemung County New York | 2 | $ 50,000 | $ 25,000 | $ 86,000 |
| Chenango County New York | 2 | $ 100,000 | $ 50,000 | $ 11,000 |
| Delaware County New York | 2 | $ 400,000 | $ 200,000 | $ 157,000 |
| Ontario County New York | 2 | $ 170,000 | $ 85,000 | $ 58,000 |
| Wayne County New York | 2 | $ 300,000 | $ 150,000 | $ 73,000 |
| Buncombe County North Carolina | 2 | $ 70,000 | $ 35,000 | $ 41,000 |
| Mecklenburg County North Carolina | 2 | $ 80,000 | $ 40,000 | $ 71,000 |
| Transylvania County North Carolina | 2 | $ 150,000 | $ 75,000 | $ 83,000 |
| Butler County Ohio | 2 | $ 180,000 | $ 90,000 | $ 90,000 |
| Cuyahoga County Ohio | 2 | $ 30,000 | $ 15,000 | $ 47,000 |
| Crawford County Pennsylvania | 2 | $ 140,000 | $ 70,000 | $ 74,000 |
| Mercer County Pennsylvania | 2 | $ 200,000 | $ 100,000 | $ 109,000 |
| Somerset County Pennsylvania | 2 | $ 100,000 | $ 50,000 | $ 17,000 |
| Sullivan County Pennsylvania | 2 | $ 180,000 | $ 90,000 | $ 25,000 |
| Tioga County Pennsylvania | 2 | $ 170,000 | $ 85,000 | $ 97,000 |
| Berkeley County South Carolina | 2 | $ 510,000 | $ 255,000 | $ 72,000 |
| Georgetown County South Carolina | 2 | $ 30,000 | $ 15,000 | $ 14,000 |
| Lexington County South Carolina | 2 | $ 230,000 | $ 115,000 | $ 291,000 |
| Shelby County Tennessee | 2 | $ 50,000 | $ 25,000 | $ 57,000 |
| Utah County Utah | 2 | $ 600,000 | $ 300,000 | $ 213,000 |
| Accomack County Virginia | 2 | $ 280,000 | $ 140,000 | $ 143,000 |
| Alexandria County Virginia | 2 | $ 1,890,000 | $ 945,000 | $ 445,000 |
| Chesterfield County Virginia | 2 | $ 920,000 | $ 460,000 | $ 110,000 |
| Hampton County Virginia | 2 | $ 90,000 | $ 45,000 | $ 128,000 |
| Portsmouth County Virginia | 2 | $ 520,000 | $ 260,000 | $ 148,000 |
| Spotsylvania County Virginia | 2 | $ 180,000 | $ 90,000 | $ 60,000 |
| Chambers County Alabama | 1 | $ 15,000 | $ 15,000 | $ 34,000 |
| Montgomery County Alabama | 1 | $ 15,000 | $ 15,000 | $ 43,000 |
| Russell County Alabama | 1 | $ 5,000 | $ 5,000 | $ 370,000 |
| Pima County Arizona | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Phillips County Arkansas | 1 | $ 5,000 | $ 5,000 | $ 16,000 |
| Sebastian County Arkansas | 1 | $ 15,000 | $ 15,000 | $ 31,000 |
| Union County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| Alameda County California | 1 | $ 455,000 | $ 455,000 | $ 76,000 |
| San Diego County California | 1 | $ 495,000 | $ 495,000 | $ 97,000 |
| San Francisco County California | 1 | $ 975,000 | $ 975,000 | $ 355,000 |
| San Mateo County California | 1 | $ 25,000 | $ 25,000 | $ 120,000 |
| Santa Cruz County California | 1 | $ 305,000 | $ 305,000 | $ 1,900,000 |
| Sonoma County California | 1 | $ 205,000 | $ 205,000 | $ 185,000 |
| Arapahoe County Colorado | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Boulder County Colorado | 1 | $ 435,000 | $ 435,000 | $ 942,000 |
| Citrus County Florida | 1 | $ 155,000 | $ 155,000 | $ 150,000 |
| Okeechobee County Florida | 1 | $ 15,000 | $ 15,000 | $ 32,000 |
| Sumter County Florida | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Charlton County Georgia | 1 | $ 15,000 | $ 15,000 | $ 10,000 |
| Clayton County Georgia | 1 | $ 15,000 | $ 15,000 | $ 2,376,000 |
| Gwinnett County Georgia | 1 | $ 5,255,000 | $ 5,255,000 | $ 0 |
| Hall County Georgia | 1 | $ 25,000 | $ 25,000 | $ 75,000 |
| Lumpkin County Georgia | 1 | $ 15,000 | $ 15,000 | $ 42,000 |
| Montgomery County Georgia | 1 | $ 15,000 | $ 15,000 | $ 77,000 |
| Newton County Georgia | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Paulding County Georgia | 1 | $ 265,000 | $ 265,000 | $ 81,000 |
| Richmond County Georgia | 1 | $ 15,000 | $ 15,000 | $ 83,000 |
| Spalding County Georgia | 1 | $ 7,415,000 | $ 7,415,000 | $ 0 |
| Whitfield County Georgia | 1 | $ 25,000 | $ 25,000 | $ 22,000 |
| Bannock County Idaho | 1 | $ 5,000 | $ 5,000 | $ 34,000 |
| DuPage County Illinois | 1 | $ 255,000 | $ 255,000 | $ 86,000 |
| Kane County Illinois | 1 | $ 9,005,000 | $ 9,005,000 | $ 0 |
| Kendall County Illinois | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Lake County Illinois | 1 | $ 135,000 | $ 135,000 | $ 23,000 |
| Allen County Indiana | 1 | $ 95,000 | $ 95,000 | $ 82,000 |
| Elkhart County Indiana | 1 | $ 65,000 | $ 65,000 | $ 143,000 |
| Huntington County Indiana | 1 | $ 485,000 | $ 485,000 | $ 242,000 |
| Lake County Indiana | 1 | $ 95,000 | $ 95,000 | $ 70,000 |
| Marion County Indiana | 1 | $ 85,000 | $ 85,000 | $ 439,000 |
| Randolph County Indiana | 1 | $ 25,000 | $ 25,000 | $ 102,000 |
| Marion County Iowa | 1 | $ 25,000 | $ 25,000 | $ 25,000 |
| Pottawattamie County Iowa | 1 | $ 5,000 | $ 5,000 | $ 107,000 |
| Webster County Iowa | 1 | $ 45,000 | $ 45,000 | $ 82,000 |
| Jefferson County Kansas | 1 | $ 15,000 | $ 15,000 | $ 114,000 |
| Bullitt County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 27,000 |
| Jefferson County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 16,000 |
| Magoffin County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 61,000 |
| Shelby County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 146,000 |
| Acadia County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 21,000 |
| Assumption County Louisiana | 1 | $ 15,000 | $ 15,000 | $ 13,000 |
| Beauregard County Louisiana | 1 | $ 15,000 | $ 15,000 | $ 46,000 |
| Bossier County Louisiana | 1 | $ 5,000 | $ 5,000 | $ 114,000 |
| Lincoln County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 264,000 |
| Terrebonne County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 73,000 |
| Vernon County Louisiana | 1 | $ 15,000 | $ 15,000 | $ 120,000 |
| Aroostook County Maine | 1 | $ 75,000 | $ 75,000 | $ 125,000 |
| Penobscot County Maine | 1 | $ 105,000 | $ 105,000 | $ 149,000 |
| Piscataquis County Maine | 1 | $ 305,000 | $ 305,000 | $ 120,000 |
| Calvert County Maryland | 1 | $ 585,000 | $ 585,000 | $ 188,000 |
| Charles County Maryland | 1 | $ 45,000 | $ 45,000 | $ 62,000 |
| Dorchester County Maryland | 1 | $ 2,005,000 | $ 2,005,000 | $ 0 |
| Ingham County Michigan | 1 | $ 15,000 | $ 15,000 | $ 8,000 |
| Macomb County Michigan | 1 | $ 25,000 | $ 25,000 | $ 144,000 |
| Oakland County Michigan | 1 | $ 425,000 | $ 425,000 | $ 228,000 |
| Washtenaw County Michigan | 1 | $ 265,000 | $ 265,000 | $ 176,000 |
| Ramsey County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 35,000 |
| DeSoto County Mississippi | 1 | $ 15,000 | $ 15,000 | $ 13,000 |
| Tippah County Mississippi | 1 | $ 15,000 | $ 15,000 | $ 73,000 |
| Boone County Missouri | 1 | $ 5,000 | $ 5,000 | $ 28,000 |
| Jackson County Missouri | 1 | $ 15,000 | $ 15,000 | $ 73,000 |
| St. Louis City County Missouri | 1 | $ 15,000 | $ 15,000 | $ 25,000 |
| Vernon County Missouri | 1 | $ 5,000 | $ 5,000 | $ 44,000 |
| Douglas County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 49,000 |
| Washoe County Nevada | 1 | $ 15,000 | $ 15,000 | $ 182,000 |
| Bernalillo County New Mexico | 1 | $ 15,000 | $ 15,000 | $ 54,000 |
| Cayuga County New York | 1 | $ 105,000 | $ 105,000 | $ 61,000 |
| Cortland County New York | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Franklin County New York | 1 | $ 55,000 | $ 55,000 | $ 102,000 |
| Herkimer County New York | 1 | $ 155,000 | $ 155,000 | $ 124,000 |
| Orleans County New York | 1 | $ 115,000 | $ 115,000 | $ 85,000 |
| Oswego County New York | 1 | $ 155,000 | $ 155,000 | $ 77,000 |
| Tompkins County New York | 1 | $ 155,000 | $ 155,000 | $ 113,000 |
| Wyoming County New York | 1 | $ 165,000 | $ 165,000 | $ 72,000 |
| Yates County New York | 1 | $ 185,000 | $ 185,000 | $ 89,000 |
| Forsyth County North Carolina | 1 | $ 10,375,000 | $ 10,375,000 | $ 0 |
| Guilford County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 63,000 |
| Harnett County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 134,000 |
| Nash County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 63,000 |
| Northampton County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 26,000 |
| Union County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 95,000 |
| Wake County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 173,000 |
| Wilkes County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 91,000 |
| Cass County North Dakota | 1 | $ 85,000 | $ 85,000 | $ 77,000 |
| Fairfield County Ohio | 1 | $ 15,000 | $ 15,000 | $ 42,000 |
| Franklin County Ohio | 1 | $ 225,000 | $ 225,000 | $ 175,000 |
| Greene County Ohio | 1 | $ 15,000 | $ 15,000 | $ 16,000 |
| Lucas County Ohio | 1 | $ 15,000 | $ 15,000 | $ 47,000 |
| Richland County Ohio | 1 | $ 135,000 | $ 135,000 | $ 111,000 |
| Tulsa County Oklahoma | 1 | $ 15,000 | $ 15,000 | $ 78,000 |
| Lake County Oregon | 1 | $ 15,000 | $ 15,000 | $ 19,000 |
| Beaver County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Cambria County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 159,000 |
| Clarion County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Erie County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 146,000 |
| Forest County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Huntingdon County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Juniata County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 51,000 |
| Lawrence County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 81,000 |
| Mifflin County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 91,000 |
| Richland County South Carolina | 1 | $ 15,000 | $ 15,000 | $ 22,000 |
| Sumter County South Carolina | 1 | $ 15,000 | $ 15,000 | $ 70,000 |
| Bradley County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 108,000 |
| Franklin County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 26,000 |
| Hardeman County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 37,000 |
| Hardin County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 66,000 |
| Madison County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 98,000 |
| McMinn County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 52,000 |
| Montgomery County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 84,000 |
| Bowie County Texas | 1 | $ 15,000 | $ 15,000 | $ 21,000 |
| Dallas County Texas | 1 | $ 15,000 | $ 15,000 | $ 54,000 |
| El Paso County Texas | 1 | $ 15,000 | $ 15,000 | $ 99,000 |
| Falls County Texas | 1 | $ 15,000 | $ 15,000 | $ 23,000 |
| Guadalupe County Texas | 1 | $ 35,000 | $ 35,000 | $ 30,000 |
| Uintah County Utah | 1 | $ 15,000 | $ 15,000 | $ 85,000 |
| Caledonia County Vermont | 1 | $ 155,000 | $ 155,000 | $ 200,000 |
| Rutland County Vermont | 1 | $ 305,000 | $ 305,000 | $ 149,000 |
| Chesapeake County Virginia | 1 | $ 15,000 | $ 15,000 | $ 140,000 |
| Frederick County Virginia | 1 | $ 15,000 | $ 15,000 | $ 127,000 |
| Goochland County Virginia | 1 | $ 405,000 | $ 405,000 | $ 700,000 |
| Hanover County Virginia | 1 | $ 705,000 | $ 705,000 | $ 691,000 |
| Henrico County Virginia | 1 | $ 25,000 | $ 25,000 | $ 205,000 |
| Louisa County Virginia | 1 | $ 735,000 | $ 735,000 | $ 208,000 |
| Newport News County Virginia | 1 | $ 15,000 | $ 15,000 | $ 49,000 |
| Norfolk County Virginia | 1 | $ 15,000 | $ 15,000 | $ 40,000 |
| Northumberland County Virginia | 1 | $ 995,000 | $ 995,000 | $ 269,000 |
| Petersburg County Virginia | 1 | $ 15,000 | $ 15,000 | $ 738,000 |
| Shenandoah County Virginia | 1 | $ 15,000 | $ 15,000 | $ 78,000 |
| Staunton County Virginia | 1 | $ 225,000 | $ 225,000 | $ 225,000 |
| Pierce County Washington | 1 | $ 15,000 | $ 15,000 | $ 72,000 |
| Snohomish County Washington | 1 | $ 55,000 | $ 55,000 | $ 93,000 |
| Whatcom County Washington | 1 | $ 25,000 | $ 25,000 | $ 96,000 |
| Berkeley County West Virginia | 1 | $ 15,000 | $ 15,000 | $ 42,000 |
| Fond du Lac County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 338,000 |
| Monroe County Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 26,000 |
| Polk County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 83,000 |
| Fremont County Wyoming | 1 | $ 15,000 | $ 15,000 | $ 166,000 |
Mortgage Loan Application Detail Totals for Santander Bank, N.A. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 8,151 | $3,947,075,000 | $484,000 | $50,005,000 | $147,000 | $5,138,000 |
| Home Purchase | 7,771 | $2,853,335,000 | $367,000 | $29,405,000 | $149,000 | $7,782,000 |
| Other Purpose | 7,196 | $1,065,580,000 | $148,000 | $1,505,000 | $129,000 | $4,490,000 |
| Home Improvement | 5,028 | $656,690,000 | $130,000 | $11,005,000 | $125,000 | $3,100,000 |
| Cash-out Refinancing | 3,483 | $1,037,085,000 | $297,000 | $2,925,000 | $132,000 | $2,457,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 20,670 | $5,032,840,000 | $243,000 | $7,145,000 | $145,000 | $7,782,000 |
| Not Provided | 3,811 | $874,455,000 | $229,000 | $2,705,000 | $144,000 | $4,750,000 |
| Hispanic | 2,405 | $447,465,000 | $186,000 | $1,505,000 | $88,000 | $2,406,000 |
| Asian | 1,856 | $568,910,000 | $306,000 | $1,705,000 | $151,000 | $4,337,000 |
| Black or African American | 1,765 | $344,125,000 | $194,000 | $2,005,000 | $99,000 | $2,376,000 |
| Not applicable | 248 | $2,013,470,000 | $8,118,000 | $50,005,000 | $0 | $0 |
| American Indian or Alaskan Native | 135 | $24,635,000 | $182,000 | $1,105,000 | $133,000 | $3,207,000 |
| Native Hawaiian or Other Pacific Islander | 19 | $6,295,000 | $331,000 | $875,000 | $145,000 | $406,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 31,196 | $9,445,070,000 | $302,000 | $50,005,000 | $139,000 | $7,782,000 |
| FHA-insured (Federal Housing Administration) | 401 | $106,315,000 | $265,000 | $935,000 | $76,000 | $310,000 |
| VA-guaranteed (Veterans Administration) | 32 | $8,380,000 | $261,000 | $485,000 | $92,000 | $180,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 17,662 | $6,356,220,000 | $359,000 | $50,005,000 | $145,000 | $7,782,000 |
| Application Denied By Financial Institution | 11,034 | $2,164,530,000 | $196,000 | $14,035,000 | $126,000 | $4,527,000 |
| Application Withdrawn By Applicant | 1,764 | $646,950,000 | $366,000 | $24,805,000 | $151,000 | $3,887,000 |
| File Closed For Incompleteness | 440 | $132,770,000 | $301,000 | $2,305,000 | $138,000 | $1,300,000 |
| Application Approved But Not Accepted | 332 | $131,400,000 | $395,000 | $18,705,000 | $151,000 | $1,076,000 |
| Preapproval Approved but not Accepted | 238 | $82,750,000 | $347,000 | $2,805,000 | $107,000 | $1,208,000 |
| Preapproval Denied by Financial Institution | 153 | $43,065,000 | $281,000 | $1,505,000 | $81,000 | $436,000 |
| Loan Purchased By The Institution | 6 | $2,080,000 | $346,000 | $555,000 | $187,000 | $506,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 20,442 | $7,352,170,000 | $359,000 | $50,005,000 | $145,000 | $7,782,000 |
| Credit Application Incomplete | 3,032 | $635,760,000 | $209,000 | $8,755,000 | $154,000 | $3,100,000 |
| Debt-To-Income Ratio | 2,884 | $602,280,000 | $208,000 | $7,145,000 | $73,000 | $1,461,000 |
| Collateral | 1,945 | $348,385,000 | $179,000 | $14,035,000 | $150,000 | $3,000,000 |
| Other | 1,472 | $283,600,000 | $192,000 | $13,705,000 | $156,000 | $4,527,000 |
| Credit History | 1,263 | $188,645,000 | $149,000 | $10,275,000 | $106,000 | $1,600,000 |
| Unverifiable Information | 458 | $115,050,000 | $251,000 | $1,505,000 | $135,000 | $2,406,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 70 | $20,010,000 | $285,000 | $1,375,000 | $92,000 | $422,000 |
| Employment History | 63 | $13,865,000 | $220,000 | $835,000 | $93,000 | $1,400,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Santander Bank, N.A.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Santander Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.