Santander Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Santander Bank, N.A. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Santander Bank, N.A. 824 North Market Street, Suite 100 Wilmington, DE 19801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 22,528 |
| Total Mortgage Loan Application Amount | $7,556,570,000 |
| Average Mortgage Loan Application Amount | $299,600 |
| Highest Mortgage Loan Application Amount | $48,005,000 |
| Average Applicant Income | $136,000 |
| Highest Applicant Income | $4,217,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Santander Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Santander Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Santander Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Santander Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Santander Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Santander Bank, N.A.'s mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Middlesex County Massachusetts | 1,416 | $ 472,790,000 | $ 333,000 | $ 156,000 |
| Monmouth County New Jersey | 1,196 | $ 349,850,000 | $ 292,000 | $ 167,000 |
| Essex County Massachusetts | 965 | $ 235,675,000 | $ 244,000 | $ 119,000 |
| Ocean County New Jersey | 956 | $ 216,390,000 | $ 226,000 | $ 113,000 |
| Richmond County New York | 824 | $ 264,370,000 | $ 320,000 | $ 140,000 |
| Norfolk County Massachusetts | 796 | $ 274,360,000 | $ 344,000 | $ 168,000 |
| Bristol County Massachusetts | 779 | $ 153,315,000 | $ 196,000 | $ 104,000 |
| Plymouth County Massachusetts | 755 | $ 168,455,000 | $ 223,000 | $ 127,000 |
| Worcester County Massachusetts | 752 | $ 154,950,000 | $ 206,000 | $ 113,000 |
| Kings County New York | 715 | $ 552,035,000 | $ 772,000 | $ 169,000 |
| Suffolk County Massachusetts | 714 | $ 232,120,000 | $ 325,000 | $ 122,000 |
| Providence County Rhode Island | 706 | $ 130,870,000 | $ 185,000 | $ 91,000 |
| Middlesex County New Jersey | 680 | $ 175,820,000 | $ 258,000 | $ 106,000 |
| Philadelphia County Pennsylvania | 648 | $ 185,910,000 | $ 286,000 | $ 81,000 |
| Berks County Pennsylvania | 586 | $ 82,650,000 | $ 141,000 | $ 89,000 |
| Barnstable County Massachusetts | 445 | $ 118,695,000 | $ 266,000 | $ 145,000 |
| Hartford County Connecticut | 430 | $ 72,470,000 | $ 168,000 | $ 108,000 |
| Union County New Jersey | 423 | $ 105,585,000 | $ 249,000 | $ 137,000 |
| Montgomery County Pennsylvania | 423 | $ 119,625,000 | $ 282,000 | $ 161,000 |
| Bucks County Pennsylvania | 409 | $ 133,735,000 | $ 326,000 | $ 168,000 |
| Delaware County Pennsylvania | 399 | $ 86,585,000 | $ 217,000 | $ 126,000 |
| Queens County New York | 397 | $ 242,525,000 | $ 610,000 | $ 132,000 |
| Mercer County New Jersey | 355 | $ 78,345,000 | $ 220,000 | $ 131,000 |
| Essex County New Jersey | 324 | $ 213,700,000 | $ 659,000 | $ 175,000 |
| York County Pennsylvania | 310 | $ 40,800,000 | $ 131,000 | $ 87,000 |
| Rockingham County New Hampshire | 308 | $ 66,530,000 | $ 216,000 | $ 137,000 |
| Chester County Pennsylvania | 283 | $ 99,145,000 | $ 350,000 | $ 188,000 |
| Lancaster County Pennsylvania | 279 | $ 41,195,000 | $ 147,000 | $ 87,000 |
| Morris County New Jersey | 277 | $ 93,955,000 | $ 339,000 | $ 159,000 |
| Bergen County New Jersey | 249 | $ 125,415,000 | $ 503,000 | $ 200,000 |
| Kent County Rhode Island | 203 | $ 47,715,000 | $ 235,000 | $ 105,000 |
| Schuylkill County Pennsylvania | 195 | $ 20,925,000 | $ 107,000 | $ 75,000 |
| Hudson County New Jersey | 192 | $ 112,740,000 | $ 587,000 | $ 160,000 |
| Nassau County New York | 191 | $ 101,995,000 | $ 534,000 | $ 217,000 |
| Hillsborough County New Hampshire | 183 | $ 36,295,000 | $ 198,000 | $ 120,000 |
| Lehigh County Pennsylvania | 182 | $ 30,380,000 | $ 166,000 | $ 105,000 |
| Northampton County Pennsylvania | 178 | $ 27,260,000 | $ 153,000 | $ 90,000 |
| Cumberland County Pennsylvania | 175 | $ 27,025,000 | $ 154,000 | $ 92,000 |
| New York County New York | 170 | $ 325,170,000 | $ 1,912,000 | $ 272,000 |
| Dukes County Massachusetts | 163 | $ 97,035,000 | $ 595,000 | $ 320,000 |
| Dauphin County Pennsylvania | 149 | $ 21,455,000 | $ 143,000 | $ 91,000 |
| Burlington County New Jersey | 148 | $ 46,860,000 | $ 316,000 | $ 129,000 |
| Washington County Rhode Island | 129 | $ 37,725,000 | $ 292,000 | $ 149,000 |
| Camden County New Jersey | 128 | $ 27,920,000 | $ 218,000 | $ 93,000 |
| Somerset County New Jersey | 115 | $ 38,925,000 | $ 338,000 | $ 167,000 |
| New Haven County Connecticut | 99 | $ 16,255,000 | $ 164,000 | $ 85,000 |
| Bronx County New York | 90 | $ 212,030,000 | $ 2,355,000 | $ 117,000 |
| Suffolk County New York | 88 | $ 61,010,000 | $ 693,000 | $ 304,000 |
| Newport County Rhode Island | 82 | $ 19,350,000 | $ 235,000 | $ 154,000 |
| Westchester County New York | 79 | $ 52,765,000 | $ 667,000 | $ 275,000 |
| Sussex County New Jersey | 72 | $ 14,470,000 | $ 200,000 | $ 108,000 |
| Bristol County Rhode Island | 71 | $ 17,795,000 | $ 250,000 | $ 165,000 |
| Fairfield County Connecticut | 69 | $ 46,415,000 | $ 672,000 | $ 345,000 |
| Passaic County New Jersey | 69 | $ 18,215,000 | $ 263,000 | $ 156,000 |
| Hampden County Massachusetts | 63 | $ 10,105,000 | $ 160,000 | $ 112,000 |
| Lebanon County Pennsylvania | 61 | $ 8,825,000 | $ 144,000 | $ 88,000 |
| Cape May County New Jersey | 52 | $ 31,560,000 | $ 606,000 | $ 399,000 |
| New Castle County Delaware | 49 | $ 10,975,000 | $ 223,000 | $ 103,000 |
| Miami-Dade County Florida | 45 | $ 91,185,000 | $ 2,026,000 | $ 244,000 |
| Tolland County Connecticut | 44 | $ 9,160,000 | $ 208,000 | $ 109,000 |
| Atlantic County New Jersey | 40 | $ 13,620,000 | $ 340,000 | $ 174,000 |
| Monroe County Pennsylvania | 38 | $ 11,700,000 | $ 307,000 | $ 187,000 |
| Gloucester County New Jersey | 33 | $ 5,555,000 | $ 168,000 | $ 75,000 |
| Middlesex County Connecticut | 31 | $ 6,995,000 | $ 225,000 | $ 156,000 |
| Merrimack County New Hampshire | 31 | $ 5,415,000 | $ 174,000 | $ 130,000 |
| Sussex County Delaware | 30 | $ 11,010,000 | $ 367,000 | $ 190,000 |
| Hunterdon County New Jersey | 30 | $ 9,520,000 | $ 317,000 | $ 228,000 |
| Rockland County New York | 30 | $ 33,590,000 | $ 1,119,000 | $ 250,000 |
| York County Maine | 27 | $ 9,825,000 | $ 363,000 | $ 205,000 |
| Windham County Connecticut | 26 | $ 3,530,000 | $ 135,000 | $ 111,000 |
| Broward County Florida | 22 | $ 27,910,000 | $ 1,268,000 | $ 254,000 |
| Palm Beach County Florida | 21 | $ 7,055,000 | $ 335,000 | $ 289,000 |
| Carroll County New Hampshire | 21 | $ 5,685,000 | $ 270,000 | $ 186,000 |
| Warren County New Jersey | 21 | $ 3,975,000 | $ 189,000 | $ 95,000 |
| Nantucket County Massachusetts | 20 | $ 9,270,000 | $ 463,000 | $ 204,000 |
| Adams County Pennsylvania | 20 | $ 2,540,000 | $ 127,000 | $ 95,000 |
| Belknap County New Hampshire | 17 | $ 4,645,000 | $ 273,000 | $ 195,000 |
| Litchfield County Connecticut | 16 | $ 2,850,000 | $ 178,000 | $ 84,000 |
| Collier County Florida | 16 | $ 5,040,000 | $ 315,000 | $ 187,000 |
| Luzerne County Pennsylvania | 16 | $ 12,250,000 | $ 765,000 | $ 86,000 |
| Cumberland County Maine | 15 | $ 4,705,000 | $ 313,000 | $ 194,000 |
| Orange County New York | 15 | $ 7,775,000 | $ 518,000 | $ 186,000 |
| Wayne County Pennsylvania | 13 | $ 2,545,000 | $ 195,000 | $ 354,000 |
| Saratoga County New York | 12 | $ 2,770,000 | $ 230,000 | $ 130,000 |
| Pike County Pennsylvania | 12 | $ 1,920,000 | $ 160,000 | $ 111,000 |
| Flagler County Florida | 11 | $ 1,925,000 | $ 175,000 | $ 108,000 |
| Grafton County New Hampshire | 11 | $ 3,415,000 | $ 310,000 | $ 206,000 |
| Albany County New York | 11 | $ 11,915,000 | $ 1,083,000 | $ 113,000 |
| Sullivan County New York | 11 | $ 3,045,000 | $ 276,000 | $ 128,000 |
| Ulster County New York | 10 | $ 2,910,000 | $ 291,000 | $ 251,000 |
| Perry County Pennsylvania | 10 | $ 1,240,000 | $ 124,000 | $ 80,000 |
| Hillsborough County Florida | 9 | $ 3,245,000 | $ 360,000 | $ 151,000 |
| Lee County Florida | 9 | $ 1,775,000 | $ 197,000 | $ 156,000 |
| Baltimore County Maryland | 9 | $ 6,965,000 | $ 773,000 | $ 196,000 |
| Anne Arundel County Maryland | 8 | $ 5,940,000 | $ 742,000 | $ 241,000 |
| Berkshire County Massachusetts | 8 | $ 3,200,000 | $ 400,000 | $ 209,000 |
| Strafford County New Hampshire | 8 | $ 1,100,000 | $ 137,000 | $ 76,000 |
| Dutchess County New York | 8 | $ 1,770,000 | $ 221,000 | $ 110,000 |
| Erie County New York | 8 | $ 1,550,000 | $ 193,000 | $ 138,000 |
| Mecklenburg County North Carolina | 8 | $ 12,760,000 | $ 1,595,000 | $ 150,000 |
| Franklin County Pennsylvania | 8 | $ 630,000 | $ 78,000 | $ 76,000 |
| Fairfax County Virginia | 8 | $ 6,240,000 | $ 780,000 | $ 384,000 |
| District of Columbia County District Of Columbia | 7 | $ 5,125,000 | $ 732,000 | $ 454,000 |
| Osceola County Florida | 7 | $ 1,455,000 | $ 207,000 | $ 146,000 |
| Sarasota County Florida | 7 | $ 2,215,000 | $ 316,000 | $ 191,000 |
| Sullivan County New Hampshire | 7 | $ 995,000 | $ 142,000 | $ 77,000 |
| Carbon County Pennsylvania | 7 | $ 1,055,000 | $ 150,000 | $ 66,000 |
| Lycoming County Pennsylvania | 7 | $ 1,295,000 | $ 185,000 | $ 121,000 |
| Los Angeles County California | 6 | $ 4,130,000 | $ 688,000 | $ 240,000 |
| New London County Connecticut | 6 | $ 1,900,000 | $ 316,000 | $ 334,000 |
| Manatee County Florida | 6 | $ 8,020,000 | $ 1,336,000 | $ 310,000 |
| Orange County Florida | 6 | $ 2,020,000 | $ 336,000 | $ 119,000 |
| St. Lucie County Florida | 6 | $ 1,680,000 | $ 280,000 | $ 169,000 |
| Cook County Illinois | 6 | $ 14,410,000 | $ 2,401,000 | $ 152,000 |
| Baltimore City County Maryland | 6 | $ 16,170,000 | $ 2,695,000 | $ 292,000 |
| Montgomery County Maryland | 6 | $ 4,610,000 | $ 768,000 | $ 277,000 |
| Warren County New York | 6 | $ 1,140,000 | $ 190,000 | $ 123,000 |
| Lackawanna County Pennsylvania | 6 | $ 620,000 | $ 103,000 | $ 117,000 |
| Kent County Delaware | 5 | $ 1,535,000 | $ 307,000 | $ 131,000 |
| Harford County Maryland | 5 | $ 815,000 | $ 163,000 | $ 71,000 |
| Washington County Maryland | 5 | $ 755,000 | $ 151,000 | $ 59,000 |
| Worcester County Maryland | 5 | $ 1,075,000 | $ 215,000 | $ 139,000 |
| Coos County New Hampshire | 5 | $ 375,000 | $ 75,000 | $ 87,000 |
| Cumberland County New Jersey | 5 | $ 775,000 | $ 155,000 | $ 53,000 |
| Greene County New York | 5 | $ 1,215,000 | $ 243,000 | $ 157,000 |
| Wake County North Carolina | 5 | $ 2,195,000 | $ 439,000 | $ 216,000 |
| Cuyahoga County Ohio | 5 | $ 45,995,000 | $ 9,199,000 | $ 198,000 |
| Dallas County Texas | 5 | $ 18,735,000 | $ 3,747,000 | $ 142,000 |
| Windham County Vermont | 5 | $ 835,000 | $ 167,000 | $ 153,000 |
| Maricopa County Arizona | 4 | $ 2,750,000 | $ 687,000 | $ 396,000 |
| Duval County Florida | 4 | $ 970,000 | $ 242,000 | $ 202,000 |
| Volusia County Florida | 4 | $ 1,140,000 | $ 285,000 | $ 238,000 |
| Prince George's County Maryland | 4 | $ 580,000 | $ 145,000 | $ 79,000 |
| Hampshire County Massachusetts | 4 | $ 390,000 | $ 97,000 | $ 84,000 |
| Allegany County New York | 4 | $ 1,180,000 | $ 295,000 | $ 206,000 |
| Essex County New York | 4 | $ 870,000 | $ 217,000 | $ 218,000 |
| Niagara County New York | 4 | $ 710,000 | $ 177,000 | $ 93,000 |
| Schenectady County New York | 4 | $ 1,370,000 | $ 342,000 | $ 150,000 |
| Allegheny County Pennsylvania | 4 | $ 1,160,000 | $ 290,000 | $ 196,000 |
| Beaufort County South Carolina | 4 | $ 1,520,000 | $ 380,000 | $ 182,000 |
| Harris County Texas | 4 | $ 12,730,000 | $ 3,182,000 | $ 114,000 |
| Marion County Florida | 3 | $ 635,000 | $ 211,000 | $ 85,000 |
| Cobb County Georgia | 3 | $ 615,000 | $ 205,000 | $ 160,000 |
| Oxford County Maine | 3 | $ 165,000 | $ 55,000 | $ 94,000 |
| Calvert County Maryland | 3 | $ 675,000 | $ 225,000 | $ 108,000 |
| Cecil County Maryland | 3 | $ 515,000 | $ 171,000 | $ 109,000 |
| Howard County Maryland | 3 | $ 1,045,000 | $ 348,000 | $ 325,000 |
| Talbot County Maryland | 3 | $ 2,105,000 | $ 701,000 | $ 517,000 |
| Franklin County Massachusetts | 3 | $ 365,000 | $ 121,000 | $ 84,000 |
| Oakland County Michigan | 3 | $ 2,115,000 | $ 705,000 | $ 187,000 |
| Broome County New York | 3 | $ 19,735,000 | $ 6,578,000 | $ 124,000 |
| Columbia County New York | 3 | $ 1,855,000 | $ 618,000 | $ 233,000 |
| Fulton County New York | 3 | $ 255,000 | $ 85,000 | $ 53,000 |
| Onondaga County New York | 3 | $ 18,465,000 | $ 6,155,000 | $ 301,000 |
| Putnam County New York | 3 | $ 835,000 | $ 278,000 | $ 155,000 |
| Forsyth County North Carolina | 3 | $ 355,000 | $ 118,000 | $ 77,000 |
| Centre County Pennsylvania | 3 | $ 285,000 | $ 95,000 | $ 103,000 |
| Charleston County South Carolina | 3 | $ 11,055,000 | $ 3,685,000 | $ 321,000 |
| Tarrant County Texas | 3 | $ 8,035,000 | $ 2,678,000 | $ 130,000 |
| Chittenden County Vermont | 3 | $ 375,000 | $ 125,000 | $ 130,000 |
| Washington County Vermont | 3 | $ 505,000 | $ 168,000 | $ 313,000 |
| Arlington County Virginia | 3 | $ 2,695,000 | $ 898,000 | $ 226,000 |
| Pinal County Arizona | 2 | $ 1,350,000 | $ 675,000 | $ 216,000 |
| Orange County California | 2 | $ 520,000 | $ 260,000 | $ 149,000 |
| Ventura County California | 2 | $ 3,850,000 | $ 1,925,000 | $ 729,000 |
| Denver County Colorado | 2 | $ 510,000 | $ 255,000 | $ 132,000 |
| Charlotte County Florida | 2 | $ 190,000 | $ 95,000 | $ 69,000 |
| Lake County Florida | 2 | $ 930,000 | $ 465,000 | $ 145,000 |
| Monroe County Florida | 2 | $ 2,180,000 | $ 1,090,000 | $ 303,000 |
| Pasco County Florida | 2 | $ 230,000 | $ 115,000 | $ 53,000 |
| Polk County Florida | 2 | $ 670,000 | $ 335,000 | $ 168,000 |
| Fulton County Georgia | 2 | $ 280,000 | $ 140,000 | $ 36,000 |
| Kane County Illinois | 2 | $ 600,000 | $ 300,000 | $ 124,000 |
| Vanderburgh County Indiana | 2 | $ 70,000 | $ 35,000 | $ 45,000 |
| Franklin County Maine | 2 | $ 370,000 | $ 185,000 | $ 298,000 |
| Hancock County Maine | 2 | $ 470,000 | $ 235,000 | $ 92,000 |
| Knox County Maine | 2 | $ 210,000 | $ 105,000 | $ 139,000 |
| Somerset County Maine | 2 | $ 840,000 | $ 420,000 | $ 155,000 |
| Kent County Maryland | 2 | $ 860,000 | $ 430,000 | $ 450,000 |
| Gallatin County Montana | 2 | $ 630,000 | $ 315,000 | $ 132,000 |
| Cheshire County New Hampshire | 2 | $ 230,000 | $ 115,000 | $ 82,000 |
| Salem County New Jersey | 2 | $ 240,000 | $ 120,000 | $ 82,000 |
| Chemung County New York | 2 | $ 190,000 | $ 95,000 | $ 62,000 |
| Delaware County New York | 2 | $ 470,000 | $ 235,000 | $ 93,000 |
| Oneida County New York | 2 | $ 380,000 | $ 190,000 | $ 101,000 |
| Rensselaer County New York | 2 | $ 400,000 | $ 200,000 | $ 114,000 |
| Washington County New York | 2 | $ 290,000 | $ 145,000 | $ 140,000 |
| Chatham County North Carolina | 2 | $ 1,220,000 | $ 610,000 | $ 192,000 |
| Durham County North Carolina | 2 | $ 300,000 | $ 150,000 | $ 71,000 |
| Guilford County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 274,000 |
| Johnston County North Carolina | 2 | $ 480,000 | $ 240,000 | $ 32,000 |
| Orange County North Carolina | 2 | $ 520,000 | $ 260,000 | $ 165,000 |
| Tioga County Pennsylvania | 2 | $ 250,000 | $ 125,000 | $ 70,000 |
| Horry County South Carolina | 2 | $ 480,000 | $ 240,000 | $ 77,000 |
| Davidson County Tennessee | 2 | $ 1,450,000 | $ 725,000 | $ 220,000 |
| Bexar County Texas | 2 | $ 400,000 | $ 200,000 | $ 102,000 |
| Denton County Texas | 2 | $ 840,000 | $ 420,000 | $ 189,000 |
| Rutland County Vermont | 2 | $ 290,000 | $ 145,000 | $ 228,000 |
| Windsor County Vermont | 2 | $ 230,000 | $ 115,000 | $ 154,000 |
| Alexandria County Virginia | 2 | $ 2,280,000 | $ 1,140,000 | $ 477,000 |
| Chesterfield County Virginia | 2 | $ 16,780,000 | $ 8,390,000 | $ 72,000 |
| Madison County Virginia | 2 | $ 2,250,000 | $ 1,125,000 | $ 370,000 |
| Stafford County Virginia | 2 | $ 230,000 | $ 115,000 | $ 69,000 |
| Suffolk County Virginia | 2 | $ 2,850,000 | $ 1,425,000 | $ 569,000 |
| King County Washington | 2 | $ 1,090,000 | $ 545,000 | $ 291,000 |
| Baldwin County Alabama | 1 | $ 105,000 | $ 105,000 | $ 177,000 |
| Jefferson County Alabama | 1 | $ 45,000 | $ 45,000 | $ 21,000 |
| Mohave County Arizona | 1 | $ 65,000 | $ 65,000 | $ 27,000 |
| Contra Costa County California | 1 | $ 255,000 | $ 255,000 | $ 102,000 |
| Merced County California | 1 | $ 245,000 | $ 245,000 | $ 156,000 |
| San Bernardino County California | 1 | $ 295,000 | $ 295,000 | $ 111,000 |
| San Diego County California | 1 | $ 775,000 | $ 775,000 | $ 289,000 |
| Santa Clara County California | 1 | $ 1,695,000 | $ 1,695,000 | $ 1,200,000 |
| Solano County California | 1 | $ 265,000 | $ 265,000 | $ 81,000 |
| Sonoma County California | 1 | $ 1,505,000 | $ 1,505,000 | $ 348,000 |
| Douglas County Colorado | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Brevard County Florida | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| Franklin County Florida | 1 | $ 315,000 | $ 315,000 | $ 68,000 |
| Hernando County Florida | 1 | $ 195,000 | $ 195,000 | $ 188,000 |
| Indian River County Florida | 1 | $ 315,000 | $ 315,000 | $ 144,000 |
| Okeechobee County Florida | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Pinellas County Florida | 1 | $ 365,000 | $ 365,000 | $ 204,000 |
| Seminole County Florida | 1 | $ 85,000 | $ 85,000 | $ 72,000 |
| St. Johns County Florida | 1 | $ 465,000 | $ 465,000 | $ 228,000 |
| Sumter County Florida | 1 | $ 195,000 | $ 195,000 | $ 142,000 |
| Clayton County Georgia | 1 | $ 175,000 | $ 175,000 | $ 288,000 |
| Douglas County Georgia | 1 | $ 195,000 | $ 195,000 | $ 289,000 |
| Evans County Georgia | 1 | $ 45,000 | $ 45,000 | $ 90,000 |
| Glynn County Georgia | 1 | $ 165,000 | $ 165,000 | $ 80,000 |
| Gwinnett County Georgia | 1 | $ 155,000 | $ 155,000 | $ 77,000 |
| Henry County Georgia | 1 | $ 125,000 | $ 125,000 | $ 169,000 |
| DuPage County Illinois | 1 | $ 145,000 | $ 145,000 | $ 200,000 |
| Jackson County Illinois | 1 | $ 55,000 | $ 55,000 | $ 107,000 |
| Lake County Illinois | 1 | $ 125,000 | $ 125,000 | $ 97,000 |
| St. Clair County Illinois | 1 | $ 115,000 | $ 115,000 | $ 126,000 |
| Will County Illinois | 1 | $ 245,000 | $ 245,000 | $ 161,000 |
| Hamilton County Indiana | 1 | $ 185,000 | $ 185,000 | $ 83,000 |
| Johnson County Indiana | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Lake County Indiana | 1 | $ 205,000 | $ 205,000 | $ 143,000 |
| Marion County Indiana | 1 | $ 125,000 | $ 125,000 | $ 94,000 |
| Steuben County Indiana | 1 | $ 65,000 | $ 65,000 | $ 58,000 |
| White County Indiana | 1 | $ 65,000 | $ 65,000 | $ 61,000 |
| Greenup County Kentucky | 1 | $ 385,000 | $ 385,000 | $ 230,000 |
| Ascension County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 112,000 |
| Lafayette County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 57,000 |
| Orleans County Louisiana | 1 | $ 385,000 | $ 385,000 | $ 111,000 |
| St. Charles County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Androscoggin County Maine | 1 | $ 315,000 | $ 315,000 | $ 96,000 |
| Kennebec County Maine | 1 | $ 205,000 | $ 205,000 | $ 445,000 |
| Lincoln County Maine | 1 | $ 275,000 | $ 275,000 | $ 193,000 |
| Waldo County Maine | 1 | $ 145,000 | $ 145,000 | $ 269,000 |
| Washington County Maine | 1 | $ 175,000 | $ 175,000 | $ 31,000 |
| Caroline County Maryland | 1 | $ 15,000 | $ 15,000 | $ 82,000 |
| Frederick County Maryland | 1 | $ 425,000 | $ 425,000 | $ 185,000 |
| Queen Anne's County Maryland | 1 | $ 995,000 | $ 995,000 | $ 535,000 |
| Sanilac County Michigan | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Washtenaw County Michigan | 1 | $ 36,005,000 | $ 36,005,000 | $ 0 |
| Dakota County Minnesota | 1 | $ 525,000 | $ 525,000 | $ 152,000 |
| Hennepin County Minnesota | 1 | $ 1,505,000 | $ 1,505,000 | $ 423,000 |
| Attala County Mississippi | 1 | $ 225,000 | $ 225,000 | $ 196,000 |
| Clay County Missouri | 1 | $ 155,000 | $ 155,000 | $ 143,000 |
| Greene County Missouri | 1 | $ 105,000 | $ 105,000 | $ 83,000 |
| Jefferson County Missouri | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Oswego County New York | 1 | $ 25,000 | $ 25,000 | $ 75,000 |
| Otsego County New York | 1 | $ 185,000 | $ 185,000 | $ 96,000 |
| Schoharie County New York | 1 | $ 105,000 | $ 105,000 | $ 86,000 |
| Buncombe County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Catawba County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 115,000 |
| Currituck County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 177,000 |
| Davidson County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Montgomery County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 66,000 |
| Moore County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 79,000 |
| Nash County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 56,000 |
| Onslow County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 84,000 |
| Pender County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 223,000 |
| Randolph County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 78,000 |
| Hamilton County Ohio | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Williams County Ohio | 1 | $ 65,000 | $ 65,000 | $ 25,000 |
| Beaver County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 99,000 |
| Clinton County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 72,000 |
| Columbia County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 101,000 |
| Greene County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 65,000 |
| Huntingdon County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 52,000 |
| Juniata County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| McKean County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 249,000 |
| Mercer County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 65,000 |
| Potter County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
| Susquehanna County Pennsylvania | 1 | $ 1,485,000 | $ 1,485,000 | $ 904,000 |
| Union County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Washington County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 68,000 |
| Westmoreland County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 92,000 |
| Anderson County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Berkeley County South Carolina | 1 | $ 2,375,000 | $ 2,375,000 | $ 498,000 |
| Dorchester County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 73,000 |
| Fairfield County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 69,000 |
| Greenville County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 116,000 |
| Spartanburg County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 126,000 |
| Sumter County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 57,000 |
| Corson County South Dakota | 1 | $ 15,000 | $ 15,000 | $ 29,000 |
| Bedford County Tennessee | 1 | $ 375,000 | $ 375,000 | $ 88,000 |
| Bradley County Tennessee | 1 | $ 12,705,000 | $ 12,705,000 | $ 0 |
| Maury County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 170,000 |
| Atascosa County Texas | 1 | $ 275,000 | $ 275,000 | $ 127,000 |
| Collin County Texas | 1 | $ 395,000 | $ 395,000 | $ 180,000 |
| El Paso County Texas | 1 | $ 375,000 | $ 375,000 | $ 60,000 |
| Montgomery County Texas | 1 | $ 245,000 | $ 245,000 | $ 210,000 |
| Addison County Vermont | 1 | $ 315,000 | $ 315,000 | $ 261,000 |
| Caledonia County Vermont | 1 | $ 195,000 | $ 195,000 | $ 175,000 |
| Essex County Vermont | 1 | $ 225,000 | $ 225,000 | $ 59,000 |
| Lamoille County Vermont | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| Orange County Vermont | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Buckingham County Virginia | 1 | $ 135,000 | $ 135,000 | $ 7,000 |
| Hampton County Virginia | 1 | $ 1,055,000 | $ 1,055,000 | $ 290,000 |
| Hanover County Virginia | 1 | $ 415,000 | $ 415,000 | $ 350,000 |
| Henrico County Virginia | 1 | $ 615,000 | $ 615,000 | $ 640,000 |
| Louisa County Virginia | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| Petersburg County Virginia | 1 | $ 95,000 | $ 95,000 | $ 26,000 |
| Park County Wyoming | 1 | $ 325,000 | $ 325,000 | $ 163,000 |
Mortgage Loan Application Detail Totals for Santander Bank, N.A. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 8,369 | $3,795,045,000 | $453,000 | $48,005,000 | $144,000 | $3,447,000 |
| Home Improvement | 4,080 | $638,500,000 | $156,000 | $3,405,000 | $126,000 | $2,075,000 |
| Cash-out Refinancing | 3,853 | $1,174,955,000 | $304,000 | $2,505,000 | $130,000 | $3,063,000 |
| Home Purchase | 3,648 | $1,491,750,000 | $408,000 | $27,375,000 | $151,000 | $4,217,000 |
| Other Purpose | 2,578 | $456,320,000 | $177,000 | $2,565,000 | $129,000 | $2,808,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 14,112 | $3,739,320,000 | $264,000 | $4,405,000 | $143,000 | $4,217,000 |
| Not Provided | 3,436 | $957,100,000 | $278,000 | $3,755,000 | $146,000 | $2,808,000 |
| Hispanic | 1,933 | $440,005,000 | $227,000 | $2,005,000 | $98,000 | $2,410,000 |
| Asian | 1,510 | $549,570,000 | $363,000 | $2,205,000 | $158,000 | $3,063,000 |
| Black or African American | 1,248 | $277,950,000 | $222,000 | $1,935,000 | $96,000 | $856,000 |
| Not applicable | 150 | $1,552,870,000 | $10,352,000 | $48,005,000 | $0 | $0 |
| American Indian or Alaskan Native | 60 | $13,760,000 | $229,000 | $1,475,000 | $97,000 | $305,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $3,105,000 | $182,000 | $395,000 | $80,000 | $177,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 22,355 | $7,508,065,000 | $335,000 | $48,005,000 | $138,000 | $4,217,000 |
| FHA-insured (Federal Housing Administration) | 153 | $42,605,000 | $278,000 | $715,000 | $67,000 | $215,000 |
| VA-guaranteed (Veterans Administration) | 20 | $5,900,000 | $295,000 | $525,000 | $81,000 | $148,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 12,015 | $4,802,515,000 | $399,000 | $48,005,000 | $152,000 | $4,217,000 |
| Application Denied By Financial Institution | 7,066 | $1,691,390,000 | $239,000 | $13,005,000 | $108,000 | $2,400,000 |
| Application Withdrawn By Applicant | 2,316 | $679,810,000 | $293,000 | $6,855,000 | $147,000 | $2,620,000 |
| File Closed For Incompleteness | 963 | $333,095,000 | $345,000 | $4,405,000 | $163,000 | $3,063,000 |
| Application Approved But Not Accepted | 126 | $35,430,000 | $281,000 | $6,315,000 | $127,000 | $729,000 |
| Preapproval Denied by Financial Institution | 35 | $11,745,000 | $335,000 | $1,945,000 | $71,000 | $394,000 |
| Preapproval Approved but not Accepted | 7 | $2,585,000 | $369,000 | $545,000 | $153,000 | $595,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 15,427 | $5,853,435,000 | $379,000 | $48,005,000 | $152,000 | $4,217,000 |
| Debt-To-Income Ratio | 2,761 | $658,275,000 | $238,000 | $3,745,000 | $73,000 | $1,564,000 |
| Credit Application Incomplete | 1,342 | $389,880,000 | $290,000 | $13,005,000 | $132,000 | $2,400,000 |
| Other | 943 | $208,065,000 | $220,000 | $4,255,000 | $130,000 | $2,225,000 |
| Collateral | 912 | $230,280,000 | $252,000 | $9,605,000 | $157,000 | $1,560,000 |
| Credit History | 771 | $117,495,000 | $152,000 | $875,000 | $105,000 | $2,200,000 |
| Unverifiable Information | 300 | $80,670,000 | $268,000 | $2,505,000 | $107,000 | $744,000 |
| Employment History | 56 | $14,790,000 | $264,000 | $1,155,000 | $57,000 | $275,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 16 | $3,680,000 | $230,000 | $445,000 | $79,000 | $192,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Santander Bank, N.A.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Santander Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.