Sovereign Bank Mortgage Lending & HMDA Data, 2007
In 2007, Sovereign Bank of Wyomissing, PA reported 43,269 mortgage applications totaling $10.4 billion, down 50% from 2006. The average application was for $239,322, and applicants reported an average income of $81,796. 66% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Philadelphia, PA (5,248), Providence-New Bedford-Fall River, RI-MA (3,647) and Edison, NJ (3,403) (applications in parentheses).
| Mortgage Company & Address | Sovereign Bank 1130 Berkshire Boulevard Wyomissing, PA 19610 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 43,269 |
| Total Mortgage Loan Application Amount | $10,355,260,000 |
| Average Mortgage Loan Application Amount | $239,322 |
| Highest Mortgage Loan Application Amount | $50,000,000 |
| Average Applicant Income | $81,796 |
| Highest Applicant Income | $6,000,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Sovereign Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia, Pennsylvania | 2,481 | $ 606,239,000 | $ 244,352 | $ 51,000 |
| Middlesex, Massachusetts | 1,637 | $ 294,193,000 | $ 179,714 | $ 85,000 |
| Berks, Pennsylvania | 1,575 | $ 173,977,000 | $ 110,461 | $ 62,000 |
| Bristol, Massachusetts | 1,534 | $ 243,795,000 | $ 158,927 | $ 75,000 |
| Monmouth, New Jersey | 1,321 | $ 227,694,000 | $ 172,364 | $ 105,000 |
| Providence, Rhode Island | 1,254 | $ 233,263,000 | $ 186,015 | $ 71,000 |
| Hartford, Connecticut | 1,170 | $ 187,981,000 | $ 160,667 | $ 80,000 |
| Essex, Massachusetts | 1,136 | $ 179,369,000 | $ 157,895 | $ 82,000 |
| Suffolk, Massachusetts | 1,130 | $ 222,865,000 | $ 197,225 | $ 81,000 |
| Plymouth, Massachusetts | 1,096 | $ 197,139,000 | $ 179,871 | $ 87,000 |
| Ocean, New Jersey | 1,079 | $ 154,679,000 | $ 143,354 | $ 73,000 |
| Worcester, Massachusetts | 1,068 | $ 156,754,000 | $ 146,773 | $ 78,000 |
| Lancaster, Pennsylvania | 905 | $ 96,972,000 | $ 107,151 | $ 62,000 |
| Norfolk, Massachusetts | 898 | $ 205,724,000 | $ 229,091 | $ 90,000 |
| Montgomery, Pennsylvania | 874 | $ 160,390,000 | $ 183,512 | $ 100,000 |
| York, Pennsylvania | 857 | $ 109,445,000 | $ 127,707 | $ 74,000 |
| Middlesex, New Jersey | 838 | $ 160,899,000 | $ 192,003 | $ 74,000 |
| Delaware, Pennsylvania | 769 | $ 106,563,000 | $ 138,573 | $ 87,000 |
| Barnstable, Massachusetts | 707 | $ 182,327,000 | $ 257,888 | $ 88,000 |
| Richmond, New York | 647 | $ 113,121,000 | $ 174,839 | $ 94,000 |
| Union, New Jersey | 626 | $ 139,580,000 | $ 222,971 | $ 77,000 |
| Bucks, Pennsylvania | 617 | $ 158,824,000 | $ 257,413 | $ 99,000 |
| Chester, Pennsylvania | 507 | $ 97,833,000 | $ 192,964 | $ 102,000 |
| Essex, New Jersey | 482 | $ 149,646,000 | $ 310,468 | $ 84,000 |
| Schuylkill, Pennsylvania | 450 | $ 37,835,000 | $ 84,077 | $ 59,000 |
| Kent, Rhode Island | 406 | $ 64,617,000 | $ 159,155 | $ 76,000 |
| Mercer, New Jersey | 403 | $ 56,099,000 | $ 139,203 | $ 81,000 |
| Cumberland, Pennsylvania | 403 | $ 47,921,000 | $ 118,910 | $ 71,000 |
| Rockingham, New Hampshire | 383 | $ 61,074,000 | $ 159,462 | $ 90,000 |
| New Haven, Connecticut | 373 | $ 75,276,000 | $ 201,812 | $ 77,000 |
| Dauphin, Pennsylvania | 358 | $ 56,996,000 | $ 159,206 | $ 72,000 |
| Saratoga, New York | 348 | $ 61,736,000 | $ 177,402 | $ 83,000 |
| Lycoming, Pennsylvania | 342 | $ 25,153,000 | $ 73,546 | $ 61,000 |
| Kings, New York | 319 | $ 280,377,000 | $ 878,924 | $ 84,000 |
| Northampton, Pennsylvania | 319 | $ 36,729,000 | $ 115,137 | $ 73,000 |
| Hillsborough, New Hampshire | 310 | $ 45,468,000 | $ 146,670 | $ 87,000 |
| Morris, New Jersey | 310 | $ 65,702,000 | $ 211,941 | $ 96,000 |
| Nantucket, Massachusetts | 300 | $ 162,049,000 | $ 540,163 | $ 299,000 |
| Albany, New York | 289 | $ 49,322,000 | $ 170,664 | $ 78,000 |
| Lehigh, Pennsylvania | 289 | $ 63,227,000 | $ 218,778 | $ 69,000 |
| Lebanon, Pennsylvania | 282 | $ 29,779,000 | $ 105,599 | $ 62,000 |
| Cook, Illinois | 279 | $ 213,036,000 | $ 763,569 | $ 58,000 |
| Burlington, New Jersey | 271 | $ 71,972,000 | $ 265,579 | $ 94,000 |
| New Castle, Delaware | 270 | $ 57,682,000 | $ 213,637 | $ 67,000 |
| Hampden, Massachusetts | 259 | $ 34,498,000 | $ 133,196 | $ 63,000 |
| Bergen, New Jersey | 255 | $ 160,006,000 | $ 627,474 | $ 93,000 |
| Hudson, New Jersey | 244 | $ 116,315,000 | $ 476,700 | $ 70,000 |
| Camden, New Jersey | 235 | $ 44,048,000 | $ 187,438 | $ 74,000 |
| Allegheny, Pennsylvania | 219 | $ 27,570,000 | $ 125,890 | $ 74,000 |
| Washington, Rhode Island | 213 | $ 49,430,000 | $ 232,065 | $ 104,000 |
| Atlantic, New Jersey | 198 | $ 113,539,000 | $ 573,429 | $ 81,000 |
| Fairfield, Connecticut | 187 | $ 63,740,000 | $ 340,855 | $ 128,000 |
| Queens, New York | 187 | $ 77,197,000 | $ 412,818 | $ 82,000 |
| Rensselaer, New York | 178 | $ 25,403,000 | $ 142,713 | $ 74,000 |
| New York, New York | 167 | $ 408,595,000 | $ 2,446,676 | $ 91,000 |
| Somerset, New Jersey | 165 | $ 38,611,000 | $ 234,006 | $ 108,000 |
| Luzerne, Pennsylvania | 165 | $ 19,812,000 | $ 120,072 | $ 62,000 |
| Chittenden, Vermont | 157 | $ 33,201,000 | $ 211,471 | $ 78,000 |
| Sussex, New Jersey | 154 | $ 33,877,000 | $ 219,980 | $ 79,000 |
| Schenectady, New York | 146 | $ 21,384,000 | $ 146,465 | $ 68,000 |
| Clinton, Pennsylvania | 145 | $ 9,283,000 | $ 64,020 | $ 56,000 |
| Warren, New York | 136 | $ 20,902,000 | $ 153,691 | $ 71,000 |
| Cape May, New Jersey | 135 | $ 54,445,000 | $ 403,296 | $ 296,000 |
| Vanderburgh, Indiana | 133 | $ 14,352,000 | $ 107,909 | $ 74,000 |
| Newport, Rhode Island | 132 | $ 28,770,000 | $ 217,954 | $ 95,000 |
| Tolland, Connecticut | 125 | $ 19,343,000 | $ 154,744 | $ 87,000 |
| Dukes, Massachusetts | 122 | $ 46,437,000 | $ 380,631 | $ 156,000 |
| Los Angeles, California | 119 | $ 221,422,000 | $ 1,860,689 | $ 47,000 |
| Bronx, New York | 115 | $ 317,769,000 | $ 2,763,208 | $ 19,000 |
| Gloucester, New Jersey | 112 | $ 26,220,000 | $ 234,107 | $ 80,000 |
| Fulton, New York | 111 | $ 13,099,000 | $ 118,009 | $ 72,000 |
| Bristol, Rhode Island | 108 | $ 20,551,000 | $ 190,287 | $ 113,000 |
| Passaic, New Jersey | 107 | $ 29,282,000 | $ 273,663 | $ 86,000 |
| Northumberland, Pennsylvania | 107 | $ 7,133,000 | $ 66,663 | $ 62,000 |
| Suffolk, New York | 106 | $ 36,208,000 | $ 341,584 | $ 116,000 |
| Washington, New York | 106 | $ 11,742,000 | $ 110,773 | $ 51,000 |
| Contra Costa, California | 100 | $ 54,277,000 | $ 542,770 | $ 117,000 |
| Middlesex, Connecticut | 100 | $ 18,456,000 | $ 184,560 | $ 87,000 |
| Will, Illinois | 100 | $ 19,912,000 | $ 199,120 | $ 70,000 |
| Nassau, New York | 94 | $ 31,571,000 | $ 335,861 | $ 96,000 |
| Merrimack, New Hampshire | 93 | $ 16,215,000 | $ 174,354 | $ 79,000 |
| Erie, New York | 82 | $ 10,549,000 | $ 128,646 | $ 70,000 |
| Centre, Pennsylvania | 79 | $ 8,837,000 | $ 111,860 | $ 62,000 |
| Washington, Maryland | 77 | $ 9,946,000 | $ 129,168 | $ 75,000 |
| Litchfield, Connecticut | 76 | $ 10,811,000 | $ 142,250 | $ 85,000 |
| Franklin, Pennsylvania | 74 | $ 7,439,000 | $ 100,527 | $ 62,000 |
| Baltimore City, Maryland | 73 | $ 80,453,000 | $ 1,102,095 | $ 24,000 |
| Union, Pennsylvania | 70 | $ 7,476,000 | $ 106,800 | $ 64,000 |
| Sussex, Delaware | 68 | $ 16,870,000 | $ 248,088 | $ 93,000 |
| Westchester, New York | 68 | $ 46,072,000 | $ 677,529 | $ 103,000 |
| New London, Connecticut | 64 | $ 16,310,000 | $ 254,843 | $ 129,000 |
| Dutchess, New York | 64 | $ 16,966,000 | $ 265,093 | $ 68,000 |
| Montgomery, New York | 63 | $ 6,391,000 | $ 101,444 | $ 61,000 |
| Alameda, California | 62 | $ 34,601,000 | $ 558,080 | $ 131,000 |
| Hampshire, Massachusetts | 60 | $ 9,785,000 | $ 163,083 | $ 69,000 |
| Columbia, Pennsylvania | 60 | $ 5,411,000 | $ 90,183 | $ 49,000 |
| Lake, Indiana | 59 | $ 9,712,000 | $ 164,610 | $ 65,000 |
| Monroe, Pennsylvania | 59 | $ 10,550,000 | $ 178,813 | $ 92,000 |
| Montgomery, Maryland | 58 | $ 15,478,000 | $ 266,862 | $ 96,000 |
| Hunterdon, New Jersey | 54 | $ 17,040,000 | $ 315,555 | $ 97,000 |
| Broward, Florida | 51 | $ 58,334,000 | $ 1,143,803 | $ 76,000 |
| Windham, Connecticut | 50 | $ 7,623,000 | $ 152,460 | $ 68,000 |
| Warrick, Indiana | 50 | $ 8,061,000 | $ 161,220 | $ 108,000 |
| Kent, Delaware | 49 | $ 9,734,000 | $ 198,653 | $ 82,000 |
| Palm Beach, Florida | 49 | $ 21,443,000 | $ 437,612 | $ 105,000 |
| Baltimore, Maryland | 49 | $ 80,806,000 | $ 1,649,102 | $ 57,000 |
| Cecil, Maryland | 49 | $ 8,359,000 | $ 170,591 | $ 71,000 |
| Westmoreland, Pennsylvania | 49 | $ 5,096,000 | $ 104,000 | $ 57,000 |
| Adams, Pennsylvania | 48 | $ 5,901,000 | $ 122,937 | $ 64,000 |
| Carbon, Pennsylvania | 48 | $ 5,077,000 | $ 105,770 | $ 70,000 |
| York, Maine | 47 | $ 8,409,000 | $ 178,914 | $ 89,000 |
| Oneida, New York | 47 | $ 5,699,000 | $ 121,255 | $ 62,000 |
| Onondaga, New York | 47 | $ 5,221,000 | $ 111,085 | $ 60,000 |
| Prince George's, Maryland | 46 | $ 24,985,000 | $ 543,152 | $ 68,000 |
| Allen, Indiana | 44 | $ 4,218,000 | $ 95,863 | $ 58,000 |
| Cumberland, Maine | 44 | $ 12,668,000 | $ 287,909 | $ 112,000 |
| Salem, New Jersey | 43 | $ 5,427,000 | $ 126,209 | $ 65,000 |
| Grafton, New Hampshire | 40 | $ 7,434,000 | $ 185,850 | $ 123,000 |
| St. Louis, Missouri | 39 | $ 8,534,000 | $ 218,820 | $ 190,000 |
| Orange, New York | 39 | $ 8,860,000 | $ 227,179 | $ 96,000 |
| Monroe, New York | 38 | $ 4,511,000 | $ 118,710 | $ 94,000 |
| Washington, Pennsylvania | 38 | $ 4,369,000 | $ 114,973 | $ 45,000 |
| Warren, New Jersey | 37 | $ 6,608,000 | $ 178,594 | $ 74,000 |
| Ulster, New York | 36 | $ 7,725,000 | $ 214,583 | $ 65,000 |
| Wake, North Carolina | 36 | $ 16,124,000 | $ 447,888 | $ 87,000 |
| Butler, Pennsylvania | 36 | $ 3,622,000 | $ 100,611 | $ 78,000 |
| Jefferson, Missouri | 35 | $ 5,480,000 | $ 156,571 | $ 62,000 |
| Santa Clara, California | 34 | $ 21,421,000 | $ 630,029 | $ 160,000 |
| Berkshire, Massachusetts | 34 | $ 7,026,000 | $ 206,647 | $ 73,000 |
| Carroll, New Hampshire | 34 | $ 8,191,000 | $ 240,911 | $ 169,000 |
| Lackawanna, Pennsylvania | 33 | $ 4,229,000 | $ 128,151 | $ 80,000 |
| Montour, Pennsylvania | 33 | $ 4,673,000 | $ 141,606 | $ 120,000 |
| Perry, Pennsylvania | 33 | $ 3,378,000 | $ 102,363 | $ 66,000 |
| Anne Arundel, Maryland | 32 | $ 13,669,000 | $ 427,156 | $ 101,000 |
| Clinton, New York | 32 | $ 3,334,000 | $ 104,187 | $ 54,000 |
| DuPage, Illinois | 31 | $ 13,000,000 | $ 419,354 | $ 83,000 |
| Cumberland, New Jersey | 31 | $ 11,685,000 | $ 376,935 | $ 57,000 |
| Mecklenburg, North Carolina | 31 | $ 6,150,000 | $ 198,387 | $ 77,000 |
| District of Columbia, District Of Columbia | 30 | $ 21,210,000 | $ 707,000 | $ 85,000 |
| Collier, Florida | 30 | $ 8,539,000 | $ 284,633 | $ 106,000 |
| Miami-Dade, Florida | 29 | $ 23,628,000 | $ 814,758 | $ 100,000 |
| Strafford, New Hampshire | 28 | $ 4,220,000 | $ 150,714 | $ 67,000 |
| Greene, New York | 28 | $ 3,674,000 | $ 131,214 | $ 68,000 |
| Lee, Florida | 27 | $ 6,796,000 | $ 251,703 | $ 76,000 |
| Cuyahoga, Ohio | 26 | $ 2,995,000 | $ 115,192 | $ 58,000 |
| Pinellas, Florida | 25 | $ 33,158,000 | $ 1,326,320 | $ 449,000 |
| Fayette, Pennsylvania | 25 | $ 1,963,000 | $ 78,520 | $ 45,000 |
| Hillsborough, Florida | 24 | $ 30,067,000 | $ 1,252,791 | $ 49,000 |
| Frederick, Maryland | 23 | $ 4,129,000 | $ 179,521 | $ 67,000 |
| Harford, Maryland | 23 | $ 3,879,000 | $ 168,652 | $ 71,000 |
| Belknap, New Hampshire | 23 | $ 5,535,000 | $ 240,652 | $ 130,000 |
| Essex, New York | 23 | $ 3,785,000 | $ 164,565 | $ 95,000 |
| Jefferson, New York | 23 | $ 3,417,000 | $ 148,565 | $ 65,000 |
| Orange, Florida | 22 | $ 38,627,000 | $ 1,755,772 | $ 46,000 |
| Sullivan, New Hampshire | 22 | $ 3,020,000 | $ 137,272 | $ 68,000 |
| Franklin, Vermont | 22 | $ 4,173,000 | $ 189,681 | $ 72,000 |
| Chenango, New York | 21 | $ 1,632,000 | $ 77,714 | $ 46,000 |
| Pike, Pennsylvania | 21 | $ 2,485,000 | $ 118,333 | $ 81,000 |
| Madison, Alabama | 20 | $ 3,641,000 | $ 182,050 | $ 68,000 |
| Duval, Florida | 20 | $ 25,100,000 | $ 1,255,000 | $ 29,000 |
| Fairfax, Virginia | 20 | $ 6,717,000 | $ 335,850 | $ 76,000 |
| San Francisco, California | 19 | $ 11,556,000 | $ 608,210 | $ 185,000 |
| Volusia, Florida | 19 | $ 5,745,000 | $ 302,368 | $ 46,000 |
| Kane, Illinois | 19 | $ 5,034,000 | $ 264,947 | $ 106,000 |
| Marion, Indiana | 19 | $ 13,807,000 | $ 726,684 | $ 154,000 |
| Oakland, Michigan | 19 | $ 3,275,000 | $ 172,368 | $ 77,000 |
| Herkimer, New York | 19 | $ 1,367,000 | $ 71,947 | $ 55,000 |
| Rockland, New York | 19 | $ 8,926,000 | $ 469,789 | $ 92,000 |
| Schoharie, New York | 19 | $ 2,464,000 | $ 129,684 | $ 68,000 |
| Armstrong, Pennsylvania | 19 | $ 1,599,000 | $ 84,157 | $ 62,000 |
| Tippecanoe, Indiana | 18 | $ 1,302,000 | $ 72,333 | $ 49,000 |
| Columbia, New York | 18 | $ 3,503,000 | $ 194,611 | $ 91,000 |
| Sullivan, New York | 18 | $ 2,553,000 | $ 141,833 | $ 88,000 |
| King, Washington | 18 | $ 8,534,000 | $ 474,111 | $ 193,000 |
| Orange, California | 17 | $ 13,871,000 | $ 815,941 | $ 115,000 |
| Cheshire, New Hampshire | 17 | $ 2,335,000 | $ 137,352 | $ 82,000 |
| Summit, Ohio | 17 | $ 1,567,000 | $ 92,176 | $ 37,000 |
| Beaver, Pennsylvania | 17 | $ 1,581,000 | $ 93,000 | $ 71,000 |
| Chautauqua, New York | 16 | $ 1,606,000 | $ 100,375 | $ 62,000 |
| Delaware, New York | 16 | $ 1,696,000 | $ 106,000 | $ 62,000 |
| Cleveland, North Carolina | 16 | $ 1,476,000 | $ 92,250 | $ 45,000 |
| Stark, Ohio | 16 | $ 1,368,000 | $ 85,500 | $ 93,000 |
| McHenry, Illinois | 15 | $ 7,440,000 | $ 496,000 | $ 80,000 |
| Delaware, Indiana | 15 | $ 1,668,000 | $ 111,200 | $ 55,000 |
| Lawrence, Pennsylvania | 15 | $ 1,198,000 | $ 79,866 | $ 59,000 |
| Wayne, Pennsylvania | 15 | $ 1,909,000 | $ 127,266 | $ 137,000 |
| Windham, Vermont | 15 | $ 1,878,000 | $ 125,200 | $ 89,000 |
| Sacramento, California | 14 | $ 4,339,000 | $ 309,928 | $ 124,000 |
| San Joaquin, California | 14 | $ 6,228,000 | $ 444,857 | $ 64,000 |
| Denver, Colorado | 13 | $ 3,518,000 | $ 270,615 | $ 93,000 |
| Grundy, Illinois | 13 | $ 2,268,000 | $ 174,461 | $ 58,000 |
| Lake, Illinois | 13 | $ 3,724,000 | $ 286,461 | $ 63,000 |
| Monroe, Indiana | 13 | $ 1,922,000 | $ 147,846 | $ 74,000 |
| Niagara, New York | 13 | $ 1,536,000 | $ 118,153 | $ 70,000 |
| St. Lawrence, New York | 13 | $ 1,397,000 | $ 107,461 | $ 78,000 |
| Bedford, Pennsylvania | 13 | $ 1,908,000 | $ 146,769 | $ 215,000 |
| Blair, Pennsylvania | 13 | $ 1,835,000 | $ 141,153 | $ 50,000 |
| Snyder, Pennsylvania | 13 | $ 1,303,000 | $ 100,230 | $ 52,000 |
| Addison, Vermont | 13 | $ 2,882,000 | $ 221,692 | $ 90,000 |
| Windsor, Vermont | 13 | $ 1,753,000 | $ 134,846 | $ 82,000 |
| Maricopa, Arizona | 12 | $ 68,300,000 | $ 5,691,666 | $ 55,000 |
| Marion, Florida | 12 | $ 3,945,000 | $ 328,750 | $ 100,000 |
| Osceola, Florida | 12 | $ 2,380,000 | $ 198,333 | $ 87,000 |
| Seminole, Florida | 12 | $ 31,489,000 | $ 2,624,083 | $ 54,000 |
| Hamilton, Indiana | 12 | $ 2,268,000 | $ 189,000 | $ 76,000 |
| Worcester, Maryland | 12 | $ 2,739,000 | $ 228,250 | $ 152,000 |
| Franklin, Massachusetts | 12 | $ 1,505,000 | $ 125,416 | $ 45,000 |
| Guilford, North Carolina | 12 | $ 2,069,000 | $ 172,416 | $ 20,000 |
| Hamilton, Ohio | 12 | $ 1,512,000 | $ 126,000 | $ 63,000 |
| Montgomery, Alabama | 11 | $ 1,360,000 | $ 123,636 | $ 97,000 |
| San Mateo, California | 11 | $ 6,601,000 | $ 600,090 | $ 167,000 |
| Posey, Indiana | 11 | $ 1,206,000 | $ 109,636 | $ 87,000 |
| Kennebec, Maine | 11 | $ 1,843,000 | $ 167,545 | $ 78,000 |
| Garrett, Maryland | 11 | $ 1,489,000 | $ 135,363 | $ 45,000 |
| Wayne, Michigan | 11 | $ 2,474,000 | $ 224,909 | $ 144,000 |
| Broome, New York | 11 | $ 1,231,000 | $ 111,909 | $ 61,000 |
| Clearfield, Pennsylvania | 11 | $ 678,000 | $ 61,636 | $ 65,000 |
| Montgomery, Tennessee | 11 | $ 59,277,000 | $ 5,388,818 | $ 6,000 |
| Monterey, California | 10 | $ 4,890,000 | $ 489,000 | $ 715,000 |
| Charlotte, Florida | 10 | $ 1,911,000 | $ 191,100 | $ 60,000 |
| Androscoggin, Maine | 10 | $ 1,881,000 | $ 188,100 | $ 61,000 |
| Charles, Maryland | 10 | $ 1,783,000 | $ 178,300 | $ 95,000 |
| Oswego, New York | 10 | $ 1,192,000 | $ 119,200 | $ 85,000 |
| Otsego, New York | 10 | $ 1,420,000 | $ 142,000 | $ 59,000 |
| Erie, Pennsylvania | 10 | $ 919,000 | $ 91,900 | $ 66,000 |
| Susquehanna, Pennsylvania | 10 | $ 1,449,000 | $ 144,900 | $ 146,000 |
| Lamoille, Vermont | 10 | $ 2,000,000 | $ 200,000 | $ 30,000 |
| Washington, Vermont | 10 | $ 1,894,000 | $ 189,400 | $ 82,000 |
| Riverside, California | 9 | $ 3,521,000 | $ 391,222 | $ 161,000 |
| San Diego, California | 9 | $ 36,823,000 | $ 4,091,444 | $ 60,000 |
| Solano, California | 9 | $ 4,197,000 | $ 466,333 | $ 74,000 |
| Douglas, Colorado | 9 | $ 3,361,000 | $ 373,444 | $ 146,000 |
| Brevard, Florida | 9 | $ 9,442,000 | $ 1,049,111 | $ 46,000 |
| Sarasota, Florida | 9 | $ 1,811,000 | $ 201,222 | $ 159,000 |
| Oxford, Maine | 9 | $ 1,303,000 | $ 144,777 | $ 60,000 |
| Carroll, Maryland | 9 | $ 1,842,000 | $ 204,666 | $ 95,000 |
| Hamilton, New York | 9 | $ 768,000 | $ 85,333 | $ 66,000 |
| Durham, North Carolina | 9 | $ 14,044,000 | $ 1,560,444 | $ 65,000 |
| Henderson, North Carolina | 9 | $ 1,431,000 | $ 159,000 | $ 30,000 |
| Cambria, Pennsylvania | 9 | $ 847,000 | $ 94,111 | $ 41,000 |
| Bennington, Vermont | 9 | $ 1,500,000 | $ 166,666 | $ 81,000 |
| Virginia Beach, Virginia | 9 | $ 46,572,000 | $ 5,174,666 | $ 163,000 |
| Jefferson, Colorado | 8 | $ 1,566,000 | $ 195,750 | $ 83,000 |
| Lake, Florida | 8 | $ 3,411,000 | $ 426,375 | $ 154,000 |
| Martin, Florida | 8 | $ 2,465,000 | $ 308,125 | $ 46,000 |
| Pasco, Florida | 8 | $ 12,220,000 | $ 1,527,500 | $ 23,000 |
| Kankakee, Illinois | 8 | $ 1,346,000 | $ 168,250 | $ 67,000 |
| St. Joseph, Indiana | 8 | $ 777,000 | $ 97,125 | $ 81,000 |
| Hancock, Maine | 8 | $ 1,056,000 | $ 132,000 | $ 56,000 |
| Penobscot, Maine | 8 | $ 1,052,000 | $ 131,500 | $ 50,000 |
| Madison, New York | 8 | $ 1,212,000 | $ 151,500 | $ 66,000 |
| Gaston, North Carolina | 8 | $ 898,000 | $ 112,250 | $ 41,000 |
| Mifflin, Pennsylvania | 8 | $ 571,000 | $ 71,375 | $ 42,000 |
| Henrico, Virginia | 8 | $ 1,148,000 | $ 143,500 | $ 56,000 |
| Loudoun, Virginia | 8 | $ 2,325,000 | $ 290,625 | $ 120,000 |
| Mineral, West Virginia | 8 | $ 621,000 | $ 77,625 | $ 53,000 |
| Santa Cruz, California | 7 | $ 4,879,000 | $ 697,000 | $ 212,000 |
| Stanislaus, California | 7 | $ 2,293,000 | $ 327,571 | $ 55,000 |
| Clay, Florida | 7 | $ 952,000 | $ 136,000 | $ 71,000 |
| Polk, Florida | 7 | $ 1,729,000 | $ 247,000 | $ 71,000 |
| St. Johns, Florida | 7 | $ 3,011,000 | $ 430,142 | $ 2,861,000 |
| St. Lucie, Florida | 7 | $ 4,157,000 | $ 593,857 | $ 31,000 |
| Chatham, Georgia | 7 | $ 10,344,000 | $ 1,477,714 | $ 62,000 |
| Porter, Indiana | 7 | $ 1,449,000 | $ 207,000 | $ 87,000 |
| Talbot, Maryland | 7 | $ 1,632,000 | $ 233,142 | $ 202,000 |
| Ingham, Michigan | 7 | $ 9,755,000 | $ 1,393,571 | $ 13,000 |
| St. Charles, Missouri | 7 | $ 1,371,000 | $ 195,857 | $ 91,000 |
| St. Louis City, Missouri | 7 | $ 1,137,000 | $ 162,428 | $ 66,000 |
| Clark, Nevada | 7 | $ 3,741,000 | $ 534,428 | $ 213,000 |
| Washoe, Nevada | 7 | $ 3,855,000 | $ 550,714 | $ 223,000 |
| Cayuga, New York | 7 | $ 546,000 | $ 78,000 | $ 56,000 |
| Franklin, New York | 7 | $ 932,000 | $ 133,142 | $ 54,000 |
| Putnam, New York | 7 | $ 2,110,000 | $ 301,428 | $ 99,000 |
| Franklin, Ohio | 7 | $ 716,000 | $ 102,285 | $ 20,000 |
| Lucas, Ohio | 7 | $ 865,000 | $ 123,571 | $ 55,000 |
| Huntingdon, Pennsylvania | 7 | $ 990,000 | $ 141,428 | $ 63,000 |
| Tioga, Pennsylvania | 7 | $ 549,000 | $ 78,428 | $ 50,000 |
| Fresno, California | 6 | $ 5,070,000 | $ 845,000 | $ 67,000 |
| San Bernardino, California | 6 | $ 1,544,000 | $ 257,333 | $ 55,000 |
| Arapahoe, Colorado | 6 | $ 1,866,000 | $ 311,000 | $ 156,000 |
| Aroostook, Maine | 6 | $ 532,000 | $ 88,666 | $ 32,000 |
| Somerset, Maine | 6 | $ 691,000 | $ 115,166 | $ 72,000 |
| Allegany, Maryland | 6 | $ 830,000 | $ 138,333 | $ 56,000 |
| Jackson, Missouri | 6 | $ 835,000 | $ 139,166 | $ 55,000 |
| Coos, New Hampshire | 6 | $ 602,000 | $ 100,333 | $ 92,000 |
| Genesee, New York | 6 | $ 422,000 | $ 70,333 | $ 37,000 |
| Iredell, North Carolina | 6 | $ 578,000 | $ 96,333 | $ 19,000 |
| Indiana, Pennsylvania | 6 | $ 535,000 | $ 89,166 | $ 55,000 |
| Potter, Pennsylvania | 6 | $ 768,000 | $ 128,000 | $ 82,000 |
| Horry, South Carolina | 6 | $ 612,000 | $ 102,000 | $ 51,000 |
| Shelby, Tennessee | 6 | $ 9,968,000 | $ 1,661,333 | $ 93,000 |
| Rutland, Vermont | 6 | $ 719,000 | $ 119,833 | $ 47,000 |
| Prince William, Virginia | 6 | $ 1,692,000 | $ 282,000 | $ 148,000 |
| Baldwin, Alabama | 5 | $ 1,902,000 | $ 380,400 | $ 191,000 |
| Jefferson, Alabama | 5 | $ 881,000 | $ 176,200 | $ 69,000 |
| Tuscaloosa, Alabama | 5 | $ 560,000 | $ 112,000 | $ 73,000 |
| El Dorado, California | 5 | $ 2,845,000 | $ 569,000 | $ 153,000 |
| Marin, California | 5 | $ 2,462,000 | $ 492,400 | $ 187,000 |
| Placer, California | 5 | $ 2,039,000 | $ 407,800 | $ 269,000 |
| Bay, Florida | 5 | $ 834,000 | $ 166,800 | $ 168,000 |
| Flagler, Florida | 5 | $ 852,000 | $ 170,400 | $ 124,000 |
| Indian River, Florida | 5 | $ 5,391,000 | $ 1,078,200 | $ 109,000 |
| Manatee, Florida | 5 | $ 1,014,000 | $ 202,800 | $ 57,000 |
| Fulton, Georgia | 5 | $ 1,005,000 | $ 201,000 | $ 136,000 |
| Gibson, Indiana | 5 | $ 874,000 | $ 174,800 | $ 96,000 |
| Hendricks, Indiana | 5 | $ 682,000 | $ 136,400 | $ 86,000 |
| Johnson, Indiana | 5 | $ 581,000 | $ 116,200 | $ 80,000 |
| Whitley, Indiana | 5 | $ 525,000 | $ 105,000 | $ 52,000 |
| Johnson, Kansas | 5 | $ 716,000 | $ 143,200 | $ 238,000 |
| Knox, Maine | 5 | $ 692,000 | $ 138,400 | $ 45,000 |
| Kent, Maryland | 5 | $ 698,000 | $ 139,600 | $ 94,000 |
| Franklin, Missouri | 5 | $ 909,000 | $ 181,800 | $ 61,000 |
| Cortland, New York | 5 | $ 483,000 | $ 96,600 | $ 65,000 |
| Steuben, New York | 5 | $ 438,000 | $ 87,600 | $ 58,000 |
| Cabarrus, North Carolina | 5 | $ 913,000 | $ 182,600 | $ 122,000 |
| Catawba, North Carolina | 5 | $ 7,253,000 | $ 1,450,600 | $ 43,000 |
| Mitchell, North Carolina | 5 | $ 480,000 | $ 96,000 | $ 42,000 |
| Delaware, Ohio | 5 | $ 1,143,000 | $ 228,600 | $ 97,000 |
| Portage, Ohio | 5 | $ 621,000 | $ 124,200 | $ 59,000 |
| Mercer, Pennsylvania | 5 | $ 290,000 | $ 58,000 | $ 32,000 |
| Wyoming, Pennsylvania | 5 | $ 585,000 | $ 117,000 | $ 53,000 |
| Davidson, Tennessee | 5 | $ 33,392,000 | $ 6,678,400 | $ 43,000 |
| Spotsylvania, Virginia | 5 | $ 987,000 | $ 197,400 | $ 39,000 |
| Berkeley, West Virginia | 5 | $ 860,000 | $ 172,000 | $ 37,000 |
| Pinal, Arizona | 4 | $ 1,478,000 | $ 369,500 | $ 146,000 |
| Shasta, California | 4 | $ 818,000 | $ 204,500 | $ 40,000 |
| Sonoma, California | 4 | $ 1,460,000 | $ 365,000 | $ 104,000 |
| Hernando, Florida | 4 | $ 416,000 | $ 104,000 | $ 57,000 |
| Leon, Florida | 4 | $ 446,000 | $ 111,500 | $ 64,000 |
| LaSalle, Illinois | 4 | $ 620,000 | $ 155,000 | $ 31,000 |
| Franklin, Maine | 4 | $ 780,000 | $ 195,000 | $ 89,000 |
| Lincoln, Maine | 4 | $ 479,000 | $ 119,750 | $ 60,000 |
| Piscataquis, Maine | 4 | $ 802,000 | $ 200,500 | $ 116,000 |
| Sagadahoc, Maine | 4 | $ 889,000 | $ 222,250 | $ 150,000 |
| Caroline, Maryland | 4 | $ 509,000 | $ 127,250 | $ 51,000 |
| Howard, Maryland | 4 | $ 548,000 | $ 137,000 | $ 59,000 |
| Queen Anne's, Maryland | 4 | $ 970,000 | $ 242,500 | $ 99,000 |
| St. Mary's, Maryland | 4 | $ 12,715,000 | $ 3,178,750 | $ 95,000 |
| Bernalillo, New Mexico | 4 | $ 478,000 | $ 119,500 | $ 55,000 |
| Chemung, New York | 4 | $ 380,000 | $ 95,000 | $ 54,000 |
| Schuyler, New York | 4 | $ 299,000 | $ 74,750 | $ 85,000 |
| Tompkins, New York | 4 | $ 452,000 | $ 113,000 | $ 101,000 |
| Pitt, North Carolina | 4 | $ 682,000 | $ 170,500 | $ 85,000 |
| Rowan, North Carolina | 4 | $ 372,000 | $ 93,000 | $ 51,000 |
| Union, North Carolina | 4 | $ 994,000 | $ 248,500 | $ 53,000 |
| Belmont, Ohio | 4 | $ 267,000 | $ 66,750 | $ 36,000 |
| Bradford, Pennsylvania | 4 | $ 171,000 | $ 42,750 | $ 54,000 |
| Sullivan, Pennsylvania | 4 | $ 329,000 | $ 82,250 | $ 80,000 |
| Venango, Pennsylvania | 4 | $ 339,000 | $ 84,750 | $ 51,000 |
| Chesapeake, Virginia | 4 | $ 906,000 | $ 226,500 | $ 95,000 |
| Lynchburg, Virginia | 4 | $ 564,000 | $ 141,000 | $ 45,000 |
| Roanoke, Virginia | 4 | $ 627,000 | $ 156,750 | $ 71,000 |
| Grant, West Virginia | 4 | $ 319,000 | $ 79,750 | $ 42,000 |
| Elmore, Alabama | 3 | $ 453,000 | $ 151,000 | $ 70,000 |
| Pima, Arizona | 3 | $ 366,000 | $ 122,000 | $ 119,000 |
| Amador, California | 3 | $ 1,057,000 | $ 352,333 | $ 71,000 |
| Kern, California | 3 | $ 1,007,000 | $ 335,666 | $ 34,000 |
| Napa, California | 3 | $ 541,000 | $ 180,333 | $ 98,000 |
| Nevada, California | 3 | $ 1,054,000 | $ 351,333 | $ 157,000 |
| Santa Barbara, California | 3 | $ 1,594,000 | $ 531,333 | $ 50,000 |
| Citrus, Florida | 3 | $ 271,000 | $ 90,333 | $ 62,000 |
| Sumter, Florida | 3 | $ 716,000 | $ 238,666 | $ 115,000 |
| Bryan, Georgia | 3 | $ 312,000 | $ 104,000 | $ 94,000 |
| Bulloch, Georgia | 3 | $ 444,000 | $ 148,000 | $ 81,000 |
| Clarke, Georgia | 3 | $ 326,000 | $ 108,666 | $ 490,000 |
| Clayton, Georgia | 3 | $ 379,000 | $ 126,333 | $ 32,000 |
| DeKalb, Illinois | 3 | $ 578,000 | $ 192,666 | $ 0 |
| St. Clair, Illinois | 3 | $ 565,000 | $ 188,333 | $ 86,000 |
| Jasper, Indiana | 3 | $ 326,000 | $ 108,666 | $ 58,000 |
| LaPorte, Indiana | 3 | $ 317,000 | $ 105,666 | $ 70,000 |
| Starke, Indiana | 3 | $ 344,000 | $ 114,666 | $ 46,000 |
| Steuben, Indiana | 3 | $ 371,000 | $ 123,666 | $ 96,000 |
| Polk, Iowa | 3 | $ 294,000 | $ 98,000 | $ 68,000 |
| Waldo, Maine | 3 | $ 451,000 | $ 150,333 | $ 58,000 |
| Calvert, Maryland | 3 | $ 1,314,000 | $ 438,000 | $ 102,000 |
| Seneca, New York | 3 | $ 587,000 | $ 195,666 | $ 25,000 |
| Wayne, New York | 3 | $ 372,000 | $ 124,000 | $ 59,000 |
| Buncombe, North Carolina | 3 | $ 517,000 | $ 172,333 | $ 60,000 |
| Dare, North Carolina | 3 | $ 1,174,000 | $ 391,333 | $ 48,000 |
| Franklin, North Carolina | 3 | $ 400,000 | $ 133,333 | $ 67,000 |
| Halifax, North Carolina | 3 | $ 574,000 | $ 191,333 | $ 199,000 |
| Johnston, North Carolina | 3 | $ 412,000 | $ 137,333 | $ 50,000 |
| Lincoln, North Carolina | 3 | $ 217,000 | $ 72,333 | $ 30,000 |
| Lorain, Ohio | 3 | $ 522,000 | $ 174,000 | $ 89,000 |
| Fulton, Pennsylvania | 3 | $ 298,000 | $ 99,333 | $ 73,000 |
| Juniata, Pennsylvania | 3 | $ 529,000 | $ 176,333 | $ 47,000 |
| Somerset, Pennsylvania | 3 | $ 365,000 | $ 121,666 | $ 161,000 |
| Beaufort, South Carolina | 3 | $ 608,000 | $ 202,666 | $ 38,000 |
| Georgetown, South Carolina | 3 | $ 383,000 | $ 127,666 | $ 15,000 |
| York, South Carolina | 3 | $ 3,250,000 | $ 1,083,333 | $ 38,000 |
| Knox, Tennessee | 3 | $ 294,000 | $ 98,000 | $ 51,000 |
| Sumner, Tennessee | 3 | $ 8,975,000 | $ 2,991,666 | $ 63,000 |
| Caledonia, Vermont | 3 | $ 394,000 | $ 131,333 | $ 29,000 |
| Grand Isle, Vermont | 3 | $ 751,000 | $ 250,333 | $ 84,000 |
| Bedford, Virginia | 3 | $ 324,000 | $ 108,000 | $ 33,000 |
| Campbell, Virginia | 3 | $ 324,000 | $ 108,000 | $ 66,000 |
| Hampton, Virginia | 3 | $ 397,000 | $ 132,333 | $ 67,000 |
| Newport News, Virginia | 3 | $ 489,000 | $ 163,000 | $ 54,000 |
| Orange, Virginia | 3 | $ 678,000 | $ 226,000 | $ 95,000 |
| Stafford, Virginia | 3 | $ 793,000 | $ 264,333 | $ 121,000 |
| Snohomish, Washington | 3 | $ 797,000 | $ 265,666 | $ 75,000 |
| Lauderdale, Alabama | 2 | $ 356,000 | $ 178,000 | $ 26,000 |
| Marshall, Alabama | 2 | $ 1,198,000 | $ 599,000 | $ 167,000 |
| Mobile, Alabama | 2 | $ 266,000 | $ 133,000 | $ 52,000 |
| Shelby, Alabama | 2 | $ 354,000 | $ 177,000 | $ 18,000 |
| Coconino, Arizona | 2 | $ 509,000 | $ 254,500 | $ 74,000 |
| Merced, California | 2 | $ 679,000 | $ 339,500 | $ 78,000 |
| San Luis Obispo, California | 2 | $ 806,000 | $ 403,000 | $ 167,000 |
| Yolo, California | 2 | $ 997,000 | $ 498,500 | $ 264,000 |
| Adams, Colorado | 2 | $ 417,000 | $ 208,500 | $ 100,000 |
| Hinsdale, Colorado | 2 | $ 400,000 | $ 200,000 | $ 81,000 |
| Monroe, Florida | 2 | $ 1,138,000 | $ 569,000 | $ 72,000 |
| Okaloosa, Florida | 2 | $ 589,000 | $ 294,500 | $ 15,000 |
| Santa Rosa, Florida | 2 | $ 312,000 | $ 156,000 | $ 32,000 |
| Walton, Florida | 2 | $ 794,000 | $ 397,000 | $ 283,000 |
| Banks, Georgia | 2 | $ 227,000 | $ 113,500 | $ 65,000 |
| Carroll, Georgia | 2 | $ 542,000 | $ 271,000 | $ 800,000 |
| Gwinnett, Georgia | 2 | $ 303,000 | $ 151,500 | $ 9,000 |
| Lumpkin, Georgia | 2 | $ 206,000 | $ 103,000 | $ 221,000 |
| Muscogee, Georgia | 2 | $ 181,000 | $ 90,500 | $ 25,000 |
| Whitfield, Georgia | 2 | $ 92,000 | $ 46,000 | $ 65,000 |
| Kendall, Illinois | 2 | $ 427,000 | $ 213,500 | $ 104,000 |
| McLean, Illinois | 2 | $ 3,728,000 | $ 1,864,000 | $ 0 |
| Boone, Indiana | 2 | $ 229,000 | $ 114,500 | $ 90,000 |
| DeKalb, Indiana | 2 | $ 164,000 | $ 82,000 | $ 46,000 |
| Grant, Indiana | 2 | $ 175,000 | $ 87,500 | $ 79,000 |
| Huntington, Indiana | 2 | $ 156,000 | $ 78,000 | $ 57,000 |
| Kosciusko, Indiana | 2 | $ 121,000 | $ 60,500 | $ 13,000 |
| Noble, Indiana | 2 | $ 130,000 | $ 65,000 | $ 55,000 |
| Shelby, Indiana | 2 | $ 274,000 | $ 137,000 | $ 66,000 |
| Palo Alto, Iowa | 2 | $ 70,000 | $ 35,000 | $ 32,000 |
| Kent, Michigan | 2 | $ 364,000 | $ 182,000 | $ 99,000 |
| Anoka, Minnesota | 2 | $ 212,000 | $ 106,000 | $ 58,000 |
| Hennepin, Minnesota | 2 | $ 3,061,000 | $ 1,530,500 | $ 22,000 |
| Lafayette, Mississippi | 2 | $ 252,000 | $ 126,000 | $ 312,000 |
| Camden, Missouri | 2 | $ 389,000 | $ 194,500 | $ 69,000 |
| Cass, Missouri | 2 | $ 368,000 | $ 184,000 | $ 61,000 |
| Cole, Missouri | 2 | $ 191,000 | $ 95,500 | $ 47,000 |
| Perry, Missouri | 2 | $ 213,000 | $ 106,500 | $ 44,000 |
| St. Francois, Missouri | 2 | $ 389,000 | $ 194,500 | $ 64,000 |
| Taney, Missouri | 2 | $ 165,000 | $ 82,500 | $ 110,000 |
| Carson City, Nevada | 2 | $ 328,000 | $ 164,000 | $ 74,000 |
| Allegany, New York | 2 | $ 138,000 | $ 69,000 | $ 110,000 |
| Cattaraugus, New York | 2 | $ 170,000 | $ 85,000 | $ 76,000 |
| Lewis, New York | 2 | $ 319,000 | $ 159,500 | $ 72,000 |
| Wyoming, New York | 2 | $ 160,000 | $ 80,000 | $ 47,000 |
| Brunswick, North Carolina | 2 | $ 232,000 | $ 116,000 | $ 132,000 |
| Carteret, North Carolina | 2 | $ 532,000 | $ 266,000 | $ 108,000 |
| Cumberland, North Carolina | 2 | $ 270,000 | $ 135,000 | $ 75,000 |
| Currituck, North Carolina | 2 | $ 2,124,000 | $ 1,062,000 | $ 451,000 |
| Davidson, North Carolina | 2 | $ 2,735,000 | $ 1,367,500 | $ 0 |
| Robeson, North Carolina | 2 | $ 112,000 | $ 56,000 | $ 67,000 |
| Rutherford, North Carolina | 2 | $ 119,000 | $ 59,500 | $ 30,000 |
| Wilson, North Carolina | 2 | $ 2,554,000 | $ 1,277,000 | $ 12,000 |
| Yancey, North Carolina | 2 | $ 168,000 | $ 84,000 | $ 32,000 |
| Butler, Ohio | 2 | $ 302,000 | $ 151,000 | $ 66,000 |
| Hancock, Ohio | 2 | $ 269,000 | $ 134,500 | $ 55,000 |
| Medina, Ohio | 2 | $ 192,000 | $ 96,000 | $ 106,000 |
| Muskingum, Ohio | 2 | $ 132,000 | $ 66,000 | $ 61,000 |
| Warren, Ohio | 2 | $ 290,000 | $ 145,000 | $ 52,000 |
| Greene, Pennsylvania | 2 | $ 149,000 | $ 74,500 | $ 42,000 |
| Jefferson, Pennsylvania | 2 | $ 278,000 | $ 139,000 | $ 54,000 |
| McKean, Pennsylvania | 2 | $ 65,000 | $ 32,500 | $ 42,000 |
| Charleston, South Carolina | 2 | $ 685,000 | $ 342,500 | $ 1,043,000 |
| Greenville, South Carolina | 2 | $ 452,000 | $ 226,000 | $ 76,000 |
| Lancaster, South Carolina | 2 | $ 363,000 | $ 181,500 | $ 0 |
| Lexington, South Carolina | 2 | $ 104,000 | $ 52,000 | $ 29,000 |
| Richland, South Carolina | 2 | $ 97,000 | $ 48,500 | $ 131,000 |
| Spartanburg, South Carolina | 2 | $ 257,000 | $ 128,500 | $ 42,000 |
| Blount, Tennessee | 2 | $ 208,000 | $ 104,000 | $ 52,000 |
| Williamson, Tennessee | 2 | $ 790,000 | $ 395,000 | $ 33,000 |
| Collin, Texas | 2 | $ 330,000 | $ 165,000 | $ 87,000 |
| Travis, Texas | 2 | $ 7,225,000 | $ 3,612,500 | $ 0 |
| Orange, Vermont | 2 | $ 324,000 | $ 162,000 | $ 70,000 |
| Orleans, Vermont | 2 | $ 106,000 | $ 53,000 | $ 51,000 |
| Albemarle, Virginia | 2 | $ 595,000 | $ 297,500 | $ 104,000 |
| Amherst, Virginia | 2 | $ 161,000 | $ 80,500 | $ 32,000 |
| Augusta, Virginia | 2 | $ 236,000 | $ 118,000 | $ 35,000 |
| Chesterfield, Virginia | 2 | $ 667,000 | $ 333,500 | $ 38,000 |
| Franklin, Virginia | 2 | $ 254,000 | $ 127,000 | $ 170,000 |
| Northumberland, Virginia | 2 | $ 564,000 | $ 282,000 | $ 0 |
| Richmond City, Virginia | 2 | $ 484,000 | $ 242,000 | $ 103,000 |
| Suffolk, Virginia | 2 | $ 314,000 | $ 157,000 | $ 59,000 |
| Winchester, Virginia | 2 | $ 505,000 | $ 252,500 | $ 54,000 |
| Clark, Washington | 2 | $ 378,000 | $ 189,000 | $ 128,000 |
| Kitsap, Washington | 2 | $ 617,000 | $ 308,500 | $ 100,000 |
| Pacific, Washington | 2 | $ 120,000 | $ 60,000 | $ 72,000 |
| Brooke, West Virginia | 2 | $ 283,000 | $ 141,500 | $ 39,000 |
| Morgan, West Virginia | 2 | $ 205,000 | $ 102,500 | $ 12,000 |
| Ohio, West Virginia | 2 | $ 183,000 | $ 91,500 | $ 38,000 |
| Milwaukee, Wisconsin | 2 | $ 14,810,000 | $ 7,405,000 | $ 14,000 |
| Winnebago, Wisconsin | 2 | $ 211,000 | $ 105,500 | $ 105,000 |
| Autauga, Alabama | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Blount, Alabama | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Cherokee, Alabama | 1 | $ 215,000 | $ 215,000 | $ 149,000 |
| Cullman, Alabama | 1 | $ 79,000 | $ 79,000 | $ 36,000 |
| DeKalb, Alabama | 1 | $ 110,000 | $ 110,000 | $ 53,000 |
| Lowndes, Alabama | 1 | $ 100,000 | $ 100,000 | $ 29,000 |
| Pike, Alabama | 1 | $ 80,000 | $ 80,000 | $ 27,000 |
| Russell, Alabama | 1 | $ 53,000 | $ 53,000 | $ 61,000 |
Mortgage Loan Application Detail Totals for Sovereign Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 19,364 | $5,246,450,000 | $270,000 | $50,000,000 | $84,000 | $5,711,000 |
| Home Purchase | 15,847 | $4,429,439,000 | $279,000 | $45,000,000 | $79,000 | $6,000,000 |
| Home Improvement | 8,058 | $679,371,000 | $84,000 | $25,725,000 | $82,000 | $4,000,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 30,936 | $5,346,988,000 | $172,000 | $18,000,000 | $87,000 | $6,000,000 |
| Not Provided | 3,374 | $567,039,000 | $168,000 | $6,080,000 | $91,000 | $3,574,000 |
| Hispanic | 3,291 | $452,844,000 | $137,000 | $1,230,000 | $60,000 | $2,319,000 |
| Black or African American | 2,860 | $388,616,000 | $135,000 | $3,308,000 | $60,000 | $3,687,000 |
| Asian | 1,604 | $354,509,000 | $221,000 | $11,600,000 | $88,000 | $1,560,000 |
| Not applicable | 931 | $3,198,872,000 | $3,435,000 | $50,000,000 | $0 | $216,000 |
| American Indian or Alaskan Native | 152 | $28,458,000 | $187,000 | $840,000 | $87,000 | $576,000 |
| Native Hawaiian or Other Pacific Islander | 121 | $17,934,000 | $148,000 | $692,000 | $80,000 | $969,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 42,391 | $10,218,745,000 | $241,000 | $50,000,000 | $82,000 | $6,000,000 |
| FHA-insured (Federal Housing Administration) | 836 | $128,351,000 | $153,000 | $502,000 | $53,000 | $222,000 |
| VA-guaranteed (Veterans Administration) | 42 | $8,164,000 | $194,000 | $345,000 | $60,000 | $111,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 28,690 | $6,855,841,000 | $238,000 | $45,000,000 | $84,000 | $6,000,000 |
| Application Denied By Financial Institution | 7,411 | $1,402,797,000 | $189,000 | $35,000,000 | $68,000 | $2,424,000 |
| Application Approved But Not Accepted | 3,373 | $878,422,000 | $260,000 | $20,000,000 | $91,000 | $5,000,000 |
| Application Withdrawn By Applicant | 2,194 | $904,959,000 | $412,000 | $50,000,000 | $85,000 | $3,687,000 |
| Loan Purchased By The Institution | 1,389 | $281,773,000 | $202,000 | $1,100,000 | $75,000 | $1,070,000 |
| Preapproval Denied by Financial Institution | 209 | $30,646,000 | $146,000 | $1,327,000 | $43,000 | $240,000 |
| File Closed For Incompleteness | 2 | $635,000 | $317,000 | $400,000 | $37,000 | $75,000 |
| Preapproval Approved but not Accepted | 1 | $187,000 | $187,000 | $187,000 | $42,000 | $42,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 2,680 | $349,701,000 | $130,000 | $10,000,000 | $68,000 | $2,319,000 |
| Debt-To-Income Ratio | 1,731 | $236,670,000 | $136,000 | $2,240,000 | $56,000 | $696,000 |
| Collateral | 1,387 | $300,260,000 | $216,000 | $18,000,000 | $86,000 | $1,027,000 |
| Other | 839 | $369,538,000 | $440,000 | $35,000,000 | $70,000 | $2,424,000 |
| Unverifiable Information | 431 | $82,092,000 | $190,000 | $7,000,000 | $49,000 | $575,000 |
| Mortgage Insurance Denied | 354 | $38,104,000 | $107,000 | $730,000 | $82,000 | $1,007,000 |
| Credit Application Incomplete | 112 | $43,295,000 | $386,000 | $18,000,000 | $58,000 | $252,000 |
| Employment History | 59 | $9,376,000 | $158,000 | $504,000 | $40,000 | $225,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 27 | $4,407,000 | $163,000 | $565,000 | $49,000 | $113,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sovereign Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sovereign Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About