Spring Eq, LLC Mortgage Lending & HMDA Data, 2018

In 2018, Spring Eq, LLC of Conshohocken, PA reported 11,963 mortgage applications totaling $760.5 million. The average application was for $63,571, and applicants reported an average income of $104,407. 24% of its applications resulted in an originated loan and 43% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (576), Los Angeles-Long Beach-Glendale, CA (550) and Riverside-San Bernardino-Ontario, CA (401) (applications in parentheses).

Mortgage Company & Address Spring Eq, LLC
1 West Elm Street Suite 450
Conshohocken, PA 19428
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  
Total Number of Mortgage Applications 11,963
Total Mortgage Loan Application Amount $760,505,000
Average Mortgage Loan Application Amount $63,571
Highest Mortgage Loan Application Amount $2,005,000
Average Applicant Income $104,407
Highest Applicant Income $9,612,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Spring Eq, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Spring Eq, LLC by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 550 $ 52,350,000 $ 95,181 $ 121,000
Maricopa, Arizona 342 $ 19,380,000 $ 56,666 $ 97,000
Riverside, California 237 $ 14,385,000 $ 60,696 $ 118,000
San Diego, California 234 $ 19,520,000 $ 83,418 $ 125,000
Orange, California 198 $ 18,530,000 $ 93,585 $ 147,000
Broward, Florida 181 $ 10,455,000 $ 57,762 $ 100,000
San Bernardino, California 164 $ 10,100,000 $ 61,585 $ 105,000
Palm Beach, Florida 146 $ 8,520,000 $ 58,356 $ 100,000
Miami-Dade, Florida 131 $ 9,175,000 $ 70,038 $ 152,000
Hillsborough, Florida 124 $ 7,320,000 $ 59,032 $ 93,000
Sacramento, California 123 $ 8,265,000 $ 67,195 $ 110,000
Orange, Florida 111 $ 7,335,000 $ 66,081 $ 95,000
Cobb, Georgia 110 $ 6,580,000 $ 59,818 $ 130,000
Contra Costa, California 107 $ 10,025,000 $ 93,691 $ 128,000
Alameda, California 101 $ 12,365,000 $ 122,425 $ 122,000
Cook, Illinois 99 $ 6,235,000 $ 62,979 $ 92,000
Gwinnett, Georgia 93 $ 4,955,000 $ 53,279 $ 101,000
Santa Clara, California 90 $ 12,560,000 $ 139,555 $ 157,000
Jefferson, Colorado 88 $ 6,040,000 $ 68,636 $ 111,000
Fulton, Georgia 87 $ 5,935,000 $ 68,218 $ 130,000
Pinellas, Florida 84 $ 4,670,000 $ 55,595 $ 186,000
Montgomery, Maryland 84 $ 6,870,000 $ 81,785 $ 156,000
Bergen, New Jersey 79 $ 7,395,000 $ 93,607 $ 157,000
Mecklenburg, North Carolina 78 $ 4,720,000 $ 60,512 $ 98,000
Oakland, Michigan 77 $ 5,825,000 $ 75,649 $ 87,000
San Joaquin, California 75 $ 5,055,000 $ 67,400 $ 106,000
Wake, North Carolina 75 $ 4,365,000 $ 58,200 $ 103,000
Ventura, California 74 $ 5,600,000 $ 75,675 $ 125,000
Douglas, Colorado 73 $ 4,765,000 $ 65,273 $ 160,000
Brevard, Florida 70 $ 4,010,000 $ 57,285 $ 91,000
Middlesex, New Jersey 70 $ 4,480,000 $ 64,000 $ 117,000
Ocean, New Jersey 70 $ 5,270,000 $ 75,285 $ 122,000
Fairfax, Virginia 70 $ 5,430,000 $ 77,571 $ 152,000
King, Washington 67 $ 6,475,000 $ 96,641 $ 124,000
Pasco, Florida 66 $ 4,360,000 $ 66,060 $ 89,000
Monmouth, New Jersey 66 $ 4,330,000 $ 65,606 $ 154,000
Prince George's, Maryland 65 $ 4,305,000 $ 66,230 $ 85,000
Pima, Arizona 64 $ 3,000,000 $ 46,875 $ 96,000
Polk, Florida 64 $ 3,140,000 $ 49,062 $ 90,000
Arapahoe, Colorado 62 $ 4,450,000 $ 71,774 $ 100,000
Harris, Texas 62 $ 3,170,000 $ 51,129 $ 93,000
Denver, Colorado 60 $ 4,380,000 $ 73,000 $ 97,000
Fairfield, Connecticut 58 $ 3,510,000 $ 60,517 $ 151,000
Placer, California 56 $ 3,800,000 $ 67,857 $ 104,000
Essex, New Jersey 56 $ 3,830,000 $ 68,392 $ 137,000
Fresno, California 55 $ 3,165,000 $ 57,545 $ 114,000
Kern, California 54 $ 2,830,000 $ 52,407 $ 94,000
Wayne, Michigan 54 $ 2,570,000 $ 47,592 $ 87,000
Seminole, Florida 53 $ 3,065,000 $ 57,830 $ 97,000
Allegheny, Pennsylvania 53 $ 2,845,000 $ 53,679 $ 86,000
Snohomish, Washington 53 $ 4,975,000 $ 93,867 $ 112,000
Duval, Florida 52 $ 2,990,000 $ 57,500 $ 94,000
Pierce, Washington 52 $ 3,060,000 $ 58,846 $ 112,000
Lee, Florida 51 $ 2,535,000 $ 49,705 $ 73,000
Macomb, Michigan 50 $ 2,470,000 $ 49,400 $ 85,000
Adams, Colorado 49 $ 3,155,000 $ 64,387 $ 94,000
Weld, Colorado 49 $ 2,765,000 $ 56,428 $ 99,000
DeKalb, Georgia 49 $ 3,145,000 $ 64,183 $ 103,000
Solano, California 48 $ 4,610,000 $ 96,041 $ 109,000
El Paso, Colorado 48 $ 2,940,000 $ 61,250 $ 110,000
Volusia, Florida 48 $ 2,700,000 $ 56,250 $ 74,000
Bucks, Pennsylvania 48 $ 3,130,000 $ 65,208 $ 98,000
San Mateo, California 47 $ 8,355,000 $ 177,765 $ 174,000
New Haven, Connecticut 47 $ 2,265,000 $ 48,191 $ 94,000
Forsyth, Georgia 47 $ 3,425,000 $ 72,872 $ 107,000
Philadelphia, Pennsylvania 47 $ 2,345,000 $ 49,893 $ 77,000
Shelby, Tennessee 45 $ 2,395,000 $ 53,222 $ 85,000
Prince William, Virginia 45 $ 2,055,000 $ 45,666 $ 156,000
Morris, New Jersey 44 $ 3,240,000 $ 73,636 $ 139,000
Franklin, Ohio 44 $ 1,680,000 $ 38,181 $ 102,000
Montgomery, Pennsylvania 43 $ 2,485,000 $ 57,790 $ 129,000
St. Lucie, Florida 42 $ 2,520,000 $ 60,000 $ 73,000
Anne Arundel, Maryland 42 $ 3,300,000 $ 78,571 $ 99,000
Hudson, New Jersey 42 $ 3,280,000 $ 78,095 $ 103,000
Sarasota, Florida 41 $ 2,125,000 $ 51,829 $ 78,000
Cherokee, Georgia 41 $ 2,105,000 $ 51,341 $ 94,000
Cuyahoga, Ohio 41 $ 2,055,000 $ 50,121 $ 92,000
Baltimore, Maryland 39 $ 1,905,000 $ 48,846 $ 94,000
Passaic, New Jersey 39 $ 2,545,000 $ 65,256 $ 84,000
Dallas, Texas 39 $ 1,845,000 $ 47,307 $ 92,000
Marion, Florida 37 $ 1,385,000 $ 37,432 $ 66,000
Hillsborough, New Hampshire 37 $ 2,025,000 $ 54,729 $ 108,000
Sonoma, California 36 $ 2,170,000 $ 60,277 $ 126,000
Stanislaus, California 36 $ 1,590,000 $ 44,166 $ 92,000
Union, New Jersey 36 $ 2,350,000 $ 65,277 $ 103,000
Union, North Carolina 36 $ 2,440,000 $ 67,777 $ 102,000
Tarrant, Texas 36 $ 2,590,000 $ 71,944 $ 78,000
Larimer, Colorado 35 $ 2,445,000 $ 69,857 $ 124,000
St. Johns, Florida 35 $ 1,795,000 $ 51,285 $ 95,000
Hennepin, Minnesota 35 $ 1,705,000 $ 48,714 $ 119,000
Somerset, New Jersey 35 $ 2,145,000 $ 61,285 $ 128,000
Multnomah, Oregon 35 $ 2,795,000 $ 79,857 $ 89,000
Loudoun, Virginia 35 $ 2,885,000 $ 82,428 $ 157,000
Chesterfield, Virginia 34 $ 1,260,000 $ 37,058 $ 96,000
Providence, Rhode Island 33 $ 1,345,000 $ 40,757 $ 75,000
New Castle, Delaware 32 $ 1,500,000 $ 46,875 $ 107,000
Marion, Indiana 32 $ 1,450,000 $ 45,312 $ 115,000
Hartford, Connecticut 30 $ 1,700,000 $ 56,666 $ 122,000
Chester, Pennsylvania 30 $ 2,090,000 $ 69,666 $ 119,000
Rockingham, New Hampshire 29 $ 1,785,000 $ 61,551 $ 110,000
Camden, New Jersey 29 $ 1,135,000 $ 39,137 $ 106,000
Clackamas, Oregon 29 $ 2,025,000 $ 69,827 $ 109,000
Williamson, Tennessee 29 $ 2,145,000 $ 73,965 $ 109,000
Bexar, Texas 29 $ 1,555,000 $ 53,620 $ 91,000
Paulding, Georgia 28 $ 1,560,000 $ 55,714 $ 75,000
Washington, Oregon 28 $ 1,430,000 $ 51,071 $ 116,000
Clark, Washington 28 $ 1,600,000 $ 57,142 $ 123,000
Manatee, Florida 27 $ 1,955,000 $ 72,407 $ 92,000
Will, Illinois 27 $ 1,115,000 $ 41,296 $ 88,000
Jefferson, Kentucky 27 $ 975,000 $ 36,111 $ 89,000
Gloucester, New Jersey 27 $ 1,175,000 $ 43,518 $ 109,000
Denton, Texas 27 $ 1,565,000 $ 57,962 $ 112,000
Pinal, Arizona 26 $ 1,180,000 $ 45,384 $ 75,000
Lake, Florida 26 $ 2,370,000 $ 91,153 $ 79,000
Osceola, Florida 26 $ 930,000 $ 35,769 $ 72,000
Delaware, Pennsylvania 26 $ 1,610,000 $ 61,923 $ 121,000
Hamilton, Indiana 25 $ 1,735,000 $ 69,400 $ 87,000
Howard, Maryland 25 $ 2,485,000 $ 99,400 $ 123,000
Tulare, California 24 $ 1,090,000 $ 45,416 $ 109,000
Boulder, Colorado 24 $ 2,700,000 $ 112,500 $ 154,000
District of Columbia, District Of Columbia 24 $ 2,330,000 $ 97,083 $ 151,000
Burlington, New Jersey 24 $ 1,030,000 $ 42,916 $ 103,000
Summit, Ohio 24 $ 1,190,000 $ 49,583 $ 83,000
Hernando, Florida 23 $ 1,045,000 $ 45,434 $ 64,000
York, Pennsylvania 23 $ 1,005,000 $ 43,695 $ 81,000
El Dorado, California 22 $ 1,430,000 $ 65,000 $ 140,000
Collier, Florida 22 $ 1,800,000 $ 81,818 $ 80,000
Escambia, Florida 22 $ 770,000 $ 35,000 $ 54,000
Johnson, Kansas 22 $ 980,000 $ 44,545 $ 80,000
Rutherford, Tennessee 22 $ 1,100,000 $ 50,000 $ 79,000
Atlantic, New Jersey 21 $ 1,045,000 $ 49,761 $ 80,000
Jefferson, Alabama 20 $ 1,290,000 $ 64,500 $ 75,000
Marin, California 20 $ 2,770,000 $ 138,500 $ 194,000
DuPage, Illinois 20 $ 1,370,000 $ 68,500 $ 93,000
Kent, Michigan 20 $ 1,270,000 $ 63,500 $ 70,000
Hamilton, Ohio 20 $ 800,000 $ 40,000 $ 103,000
Davidson, Tennessee 20 $ 1,450,000 $ 72,500 $ 70,000
Mohave, Arizona 19 $ 765,000 $ 40,263 $ 77,000
Santa Cruz, California 19 $ 1,175,000 $ 61,842 $ 134,000
Baltimore City, Maryland 19 $ 1,385,000 $ 72,894 $ 76,000
Anoka, Minnesota 19 $ 815,000 $ 42,894 $ 84,000
Lincoln, North Carolina 19 $ 675,000 $ 35,526 $ 100,000
Collin, Texas 19 $ 1,375,000 $ 72,368 $ 73,000
Lake, Indiana 18 $ 860,000 $ 47,777 $ 74,000
Carroll, Maryland 18 $ 1,010,000 $ 56,111 $ 111,000
Frederick, Maryland 18 $ 1,190,000 $ 66,111 $ 83,000
Harford, Maryland 18 $ 1,250,000 $ 69,444 $ 95,000
Guilford, North Carolina 18 $ 1,050,000 $ 58,333 $ 67,000
Lancaster, Pennsylvania 18 $ 1,010,000 $ 56,111 $ 95,000
Lehigh, Pennsylvania 18 $ 1,000,000 $ 55,555 $ 71,000
Luzerne, Pennsylvania 18 $ 780,000 $ 43,333 $ 66,000
Henrico, Virginia 18 $ 1,030,000 $ 57,222 $ 86,000
Martin, Florida 17 $ 1,435,000 $ 84,411 $ 129,000
Fayette, Georgia 17 $ 925,000 $ 54,411 $ 119,000
Hall, Georgia 17 $ 1,475,000 $ 86,764 $ 89,000
Cape May, New Jersey 17 $ 1,445,000 $ 85,000 $ 102,000
Mercer, New Jersey 17 $ 1,295,000 $ 76,176 $ 115,000
Johnston, North Carolina 17 $ 705,000 $ 41,470 $ 103,000
Lane, Oregon 17 $ 805,000 $ 47,352 $ 73,000
Northampton, Pennsylvania 17 $ 655,000 $ 38,529 $ 91,000
Yavapai, Arizona 16 $ 730,000 $ 45,625 $ 80,000
Merced, California 16 $ 1,090,000 $ 68,125 $ 80,000
Lake, Illinois 16 $ 830,000 $ 51,875 $ 93,000
Cabarrus, North Carolina 16 $ 1,020,000 $ 63,750 $ 76,000
Gaston, North Carolina 16 $ 1,630,000 $ 101,875 $ 144,000
Travis, Texas 16 $ 1,080,000 $ 67,500 $ 109,000
San Francisco, California 15 $ 2,755,000 $ 183,666 $ 141,000
Chatham, Georgia 15 $ 585,000 $ 39,000 $ 135,000
Sedgwick, Kansas 15 $ 825,000 $ 55,000 $ 107,000
Dakota, Minnesota 15 $ 1,035,000 $ 69,000 $ 77,000
Durham, North Carolina 15 $ 765,000 $ 51,000 $ 115,000
Forsyth, North Carolina 15 $ 575,000 $ 38,333 $ 123,000
Iredell, North Carolina 15 $ 945,000 $ 63,000 $ 88,000
Dauphin, Pennsylvania 15 $ 705,000 $ 47,000 $ 79,000
Hamilton, Tennessee 15 $ 675,000 $ 45,000 $ 100,000
Montgomery, Texas 15 $ 965,000 $ 64,333 $ 150,000
Chesapeake, Virginia 15 $ 665,000 $ 44,333 $ 70,000
Stafford, Virginia 15 $ 705,000 $ 47,000 $ 120,000
Monterey, California 14 $ 1,420,000 $ 101,428 $ 127,000
New London, Connecticut 14 $ 600,000 $ 42,857 $ 113,000
Coweta, Georgia 14 $ 760,000 $ 54,285 $ 94,000
Sussex, New Jersey 14 $ 780,000 $ 55,714 $ 102,000
Delaware, Ohio 14 $ 1,010,000 $ 72,142 $ 102,000
Marion, Oregon 14 $ 650,000 $ 46,428 $ 78,000
Westmoreland, Pennsylvania 14 $ 560,000 $ 40,000 $ 86,000
Knox, Tennessee 14 $ 520,000 $ 37,142 $ 77,000
Williamson, Texas 14 $ 600,000 $ 42,857 $ 174,000
Virginia Beach, Virginia 14 $ 920,000 $ 65,714 $ 102,000
Spokane, Washington 14 $ 710,000 $ 50,714 $ 75,000
Napa, California 13 $ 695,000 $ 53,461 $ 120,000
Yolo, California 13 $ 885,000 $ 68,076 $ 118,000
Broomfield, Colorado 13 $ 1,035,000 $ 79,615 $ 118,000
Charlotte, Florida 13 $ 655,000 $ 50,384 $ 52,000
Clay, Florida 13 $ 475,000 $ 36,538 $ 91,000
Walton, Georgia 13 $ 475,000 $ 36,538 $ 73,000
Kane, Illinois 13 $ 485,000 $ 37,307 $ 74,000
St. Joseph, Indiana 13 $ 725,000 $ 55,769 $ 88,000
Washtenaw, Michigan 13 $ 685,000 $ 52,692 $ 93,000
Douglas, Nebraska 13 $ 595,000 $ 45,769 $ 110,000
Hunterdon, New Jersey 13 $ 735,000 $ 56,538 $ 119,000
Butler, Ohio 13 $ 525,000 $ 40,384 $ 81,000
Mahoning, Ohio 13 $ 975,000 $ 75,000 $ 76,000
Jackson, Oregon 13 $ 785,000 $ 60,384 $ 102,000
Santa Barbara, California 12 $ 1,670,000 $ 139,166 $ 72,000
Mesa, Colorado 12 $ 700,000 $ 58,333 $ 52,000
Sussex, Delaware 12 $ 1,260,000 $ 105,000 $ 101,000
Leon, Florida 12 $ 440,000 $ 36,666 $ 111,000
Okaloosa, Florida 12 $ 720,000 $ 60,000 $ 107,000
Henry, Georgia 12 $ 750,000 $ 62,500 $ 76,000
Ramsey, Minnesota 12 $ 440,000 $ 36,666 $ 74,000
Catawba, North Carolina 12 $ 380,000 $ 31,666 $ 68,000
Montgomery, Ohio 12 $ 370,000 $ 30,833 $ 82,000
Monroe, Pennsylvania 12 $ 580,000 $ 48,333 $ 84,000
San Luis Obispo, California 11 $ 885,000 $ 80,454 $ 91,000
Indian River, Florida 11 $ 665,000 $ 60,454 $ 112,000
Douglas, Georgia 11 $ 405,000 $ 36,818 $ 78,000
St. Clair, Michigan 11 $ 435,000 $ 39,545 $ 61,000
Cumberland, New Jersey 11 $ 405,000 $ 36,818 $ 52,000
Brunswick, North Carolina 11 $ 395,000 $ 35,909 $ 83,000
New Hanover, North Carolina 11 $ 785,000 $ 71,363 $ 86,000
Stark, Ohio 11 $ 595,000 $ 54,090 $ 64,000
Kitsap, Washington 11 $ 715,000 $ 65,000 $ 119,000
Dane, Wisconsin 11 $ 725,000 $ 65,909 $ 72,000
Milwaukee, Wisconsin 11 $ 485,000 $ 44,090 $ 68,000
Waukesha, Wisconsin 11 $ 575,000 $ 52,272 $ 82,000
Benton, Arkansas 10 $ 500,000 $ 50,000 $ 110,000
Madera, California 10 $ 430,000 $ 43,000 $ 109,000
Bay, Florida 10 $ 340,000 $ 34,000 $ 85,000
Carroll, Georgia 10 $ 490,000 $ 49,000 $ 65,000
Allen, Indiana 10 $ 310,000 $ 31,000 $ 84,000
Hendricks, Indiana 10 $ 340,000 $ 34,000 $ 73,000
Porter, Indiana 10 $ 710,000 $ 71,000 $ 113,000
Calvert, Maryland 10 $ 750,000 $ 75,000 $ 81,000
Licking, Ohio 10 $ 560,000 $ 56,000 $ 107,000
Deschutes, Oregon 10 $ 570,000 $ 57,000 $ 80,000
Berks, Pennsylvania 10 $ 430,000 $ 43,000 $ 102,000
Butler, Pennsylvania 10 $ 950,000 $ 95,000 $ 55,000
Wilson, Tennessee 10 $ 820,000 $ 82,000 $ 89,000
El Paso, Texas 10 $ 600,000 $ 60,000 $ 57,000
Benton, Washington 10 $ 390,000 $ 39,000 $ 83,000
Coconino, Arizona 9 $ 725,000 $ 80,555 $ 124,000
Washington, Arkansas 9 $ 325,000 $ 36,111 $ 132,000
Butte, California 9 $ 385,000 $ 42,777 $ 99,000
San Benito, California 9 $ 1,045,000 $ 116,111 $ 168,000
Pueblo, Colorado 9 $ 315,000 $ 35,000 $ 62,000
Alachua, Florida 9 $ 1,235,000 $ 137,222 $ 156,000
Monroe, Florida 9 $ 595,000 $ 66,111 $ 95,000
Johnson, Indiana 9 $ 385,000 $ 42,777 $ 91,000
Fayette, Kentucky 9 $ 385,000 $ 42,777 $ 109,000
Cecil, Maryland 9 $ 515,000 $ 57,222 $ 73,000
Livingston, Michigan 9 $ 435,000 $ 48,333 $ 72,000
Ottawa, Michigan 9 $ 675,000 $ 75,000 $ 77,000
Strafford, New Hampshire 9 $ 375,000 $ 41,666 $ 101,000
Buncombe, North Carolina 9 $ 375,000 $ 41,666 $ 61,000
Lucas, Ohio 9 $ 495,000 $ 55,000 $ 57,000
Washington, Rhode Island 9 $ 315,000 $ 35,000 $ 113,000
Blount, Tennessee 9 $ 335,000 $ 37,222 $ 81,000
Sumner, Tennessee 9 $ 335,000 $ 37,222 $ 110,000
Fort Bend, Texas 9 $ 555,000 $ 61,666 $ 146,000
Spotsylvania, Virginia 9 $ 575,000 $ 63,888 $ 118,000
Washington, Wisconsin 9 $ 355,000 $ 39,444 $ 75,000
Baldwin, Alabama 8 $ 490,000 $ 61,250 $ 97,000
Amador, California 8 $ 570,000 $ 71,250 $ 60,000
Nevada, California 8 $ 880,000 $ 110,000 $ 136,000
Shasta, California 8 $ 400,000 $ 50,000 $ 91,000
Litchfield, Connecticut 8 $ 470,000 $ 58,750 $ 89,000
Citrus, Florida 8 $ 380,000 $ 47,500 $ 47,000
Barrow, Georgia 8 $ 390,000 $ 48,750 $ 102,000
Clarke, Georgia 8 $ 340,000 $ 42,500 $ 125,000
Clayton, Georgia 8 $ 430,000 $ 53,750 $ 44,000
Warren, Kentucky 8 $ 330,000 $ 41,250 $ 86,000
Lancaster, Nebraska 8 $ 270,000 $ 33,750 $ 90,000
Henderson, North Carolina 8 $ 500,000 $ 62,500 $ 77,000
Lake, Ohio 8 $ 420,000 $ 52,500 $ 86,000
Adams, Pennsylvania 8 $ 630,000 $ 78,750 $ 66,000
Cumberland, Pennsylvania 8 $ 230,000 $ 28,750 $ 102,000
Washington, Pennsylvania 8 $ 410,000 $ 51,250 $ 76,000
Jefferson, Tennessee 8 $ 590,000 $ 73,750 $ 65,000
Galveston, Texas 8 $ 380,000 $ 47,500 $ 124,000
Skagit, Washington 8 $ 290,000 $ 36,250 $ 81,000
Sheboygan, Wisconsin 8 $ 270,000 $ 33,750 $ 95,000
Winnebago, Wisconsin 8 $ 310,000 $ 38,750 $ 74,000
Mobile, Alabama 7 $ 325,000 $ 46,428 $ 36,000
Cochise, Arizona 7 $ 265,000 $ 37,857 $ 70,000
Saline, Arkansas 7 $ 305,000 $ 43,571 $ 56,000
Humboldt, California 7 $ 415,000 $ 59,285 $ 242,000
Kings, California 7 $ 355,000 $ 50,714 $ 94,000
Kent, Delaware 7 $ 245,000 $ 35,000 $ 85,000
Santa Rosa, Florida 7 $ 285,000 $ 40,714 $ 84,000
Walton, Florida 7 $ 305,000 $ 43,571 $ 92,000
Effingham, Georgia 7 $ 605,000 $ 86,428 $ 69,000
Kendall, Illinois 7 $ 295,000 $ 42,142 $ 79,000
McHenry, Illinois 7 $ 365,000 $ 52,142 $ 73,000
LaPorte, Indiana 7 $ 395,000 $ 56,428 $ 84,000
Boone, Kentucky 7 $ 235,000 $ 33,571 $ 63,000
Charles, Maryland 7 $ 515,000 $ 73,571 $ 66,000
Eaton, Michigan 7 $ 235,000 $ 33,571 $ 76,000
Ingham, Michigan 7 $ 235,000 $ 33,571 $ 98,000
Monroe, Michigan 7 $ 445,000 $ 63,571 $ 86,000
St. Louis, Minnesota 7 $ 345,000 $ 49,285 $ 95,000
Washington, Minnesota 7 $ 405,000 $ 57,857 $ 72,000
Cheshire, New Hampshire 7 $ 325,000 $ 46,428 $ 89,000
Warren, New Jersey 7 $ 405,000 $ 57,857 $ 116,000
Alamance, North Carolina 7 $ 265,000 $ 37,857 $ 75,000
Cumberland, North Carolina 7 $ 305,000 $ 43,571 $ 75,000
Clermont, Ohio 7 $ 295,000 $ 42,142 $ 153,000
Fairfield, Ohio 7 $ 285,000 $ 40,714 $ 87,000
Lorain, Ohio 7 $ 235,000 $ 33,571 $ 99,000
Trumbull, Ohio 7 $ 245,000 $ 35,000 $ 55,000
Yamhill, Oregon 7 $ 385,000 $ 55,000 $ 111,000
Sullivan, Tennessee 7 $ 295,000 $ 42,142 $ 57,000
Ellis, Texas 7 $ 495,000 $ 70,714 $ 103,000
Warren, Virginia 7 $ 335,000 $ 47,857 $ 88,000
Thurston, Washington 7 $ 415,000 $ 59,285 $ 86,000
Whatcom, Washington 7 $ 375,000 $ 53,571 $ 121,000
Kenosha, Wisconsin 7 $ 235,000 $ 33,571 $ 66,000
Walworth, Wisconsin 7 $ 325,000 $ 46,428 $ 96,000
Lee, Alabama 6 $ 500,000 $ 83,333 $ 61,000
Madison, Alabama 6 $ 280,000 $ 46,666 $ 128,000
Marshall, Alabama 6 $ 180,000 $ 30,000 $ 51,000
Shelby, Alabama 6 $ 260,000 $ 43,333 $ 63,000
St. Clair, Alabama 6 $ 170,000 $ 28,333 $ 67,000
Yuma, Arizona 6 $ 320,000 $ 53,333 $ 117,000
Siskiyou, California 6 $ 450,000 $ 75,000 $ 118,000
Elbert, Colorado 6 $ 500,000 $ 83,333 $ 118,000
Middlesex, Connecticut 6 $ 180,000 $ 30,000 $ 117,000
Tolland, Connecticut 6 $ 260,000 $ 43,333 $ 86,000
Flagler, Florida 6 $ 350,000 $ 58,333 $ 61,000
Sumter, Florida 6 $ 300,000 $ 50,000 $ 59,000
Bartow, Georgia 6 $ 500,000 $ 83,333 $ 171,000
Gordon, Georgia 6 $ 200,000 $ 33,333 $ 31,000
Liberty, Georgia 6 $ 370,000 $ 61,666 $ 42,000
Lowndes, Georgia 6 $ 270,000 $ 45,000 $ 70,000
Newton, Georgia 6 $ 310,000 $ 51,666 $ 83,000
Polk, Iowa 6 $ 210,000 $ 35,000 $ 54,000
Douglas, Kansas 6 $ 190,000 $ 31,666 $ 66,000
Kenton, Kentucky 6 $ 370,000 $ 61,666 $ 86,000
St. Mary's, Maryland 6 $ 280,000 $ 46,666 $ 112,000
Calhoun, Michigan 6 $ 240,000 $ 40,000 $ 66,000
Genesee, Michigan 6 $ 220,000 $ 36,666 $ 36,000
Jackson, Michigan 6 $ 170,000 $ 28,333 $ 80,000
Sarpy, Nebraska 6 $ 270,000 $ 45,000 $ 99,000
Carroll, New Hampshire 6 $ 270,000 $ 45,000 $ 72,000
Franklin, North Carolina 6 $ 520,000 $ 86,666 $ 66,000
Onslow, North Carolina 6 $ 540,000 $ 90,000 $ 56,000
Brown, Ohio 6 $ 160,000 $ 26,666 $ 69,000
Clark, Ohio 6 $ 190,000 $ 31,666 $ 75,000
Miami, Ohio 6 $ 170,000 $ 28,333 $ 49,000
Pickaway, Ohio 6 $ 220,000 $ 36,666 $ 79,000
Polk, Oregon 6 $ 300,000 $ 50,000 $ 221,000
Kent, Rhode Island 6 $ 280,000 $ 46,666 $ 67,000
Maury, Tennessee 6 $ 250,000 $ 41,666 $ 50,000
Brazoria, Texas 6 $ 280,000 $ 46,666 $ 123,000
Johnson, Texas 6 $ 210,000 $ 35,000 $ 65,000
Lubbock, Texas 6 $ 250,000 $ 41,666 $ 70,000
Albemarle, Virginia 6 $ 260,000 $ 43,333 $ 75,000
Arlington, Virginia 6 $ 500,000 $ 83,333 $ 165,000
Frederick, Virginia 6 $ 400,000 $ 66,666 $ 120,000
Goochland, Virginia 6 $ 250,000 $ 41,666 $ 92,000
Hanover, Virginia 6 $ 290,000 $ 48,333 $ 101,000
Richmond City, Virginia 6 $ 340,000 $ 56,666 $ 167,000
Ozaukee, Wisconsin 6 $ 540,000 $ 90,000 $ 85,000
Garland, Arkansas 5 $ 335,000 $ 67,000 $ 202,000
Calaveras, California 5 $ 425,000 $ 85,000 $ 89,000
Imperial, California 5 $ 185,000 $ 37,000 $ 88,000
Sutter, California 5 $ 205,000 $ 41,000 $ 117,000
Tuolumne, California 5 $ 335,000 $ 67,000 $ 68,000
La Plata, Colorado 5 $ 535,000 $ 107,000 $ 79,000
Park, Colorado 5 $ 235,000 $ 47,000 $ 107,000
Windham, Connecticut 5 $ 235,000 $ 47,000 $ 83,000
Bibb, Georgia 5 $ 175,000 $ 35,000 $ 98,000
Rockdale, Georgia 5 $ 165,000 $ 33,000 $ 70,000
Whitfield, Georgia 5 $ 375,000 $ 75,000 $ 112,000
Elkhart, Indiana 5 $ 215,000 $ 43,000 $ 80,000
Floyd, Indiana 5 $ 185,000 $ 37,000 $ 82,000
Scott, Iowa 5 $ 185,000 $ 37,000 $ 76,000
Shawnee, Kansas 5 $ 165,000 $ 33,000 $ 41,000
Wyandotte, Kansas 5 $ 245,000 $ 49,000 $ 62,000
Campbell, Kentucky 5 $ 125,000 $ 25,000 $ 64,000
Oldham, Kentucky 5 $ 285,000 $ 57,000 $ 133,000
Queen Anne's, Maryland 5 $ 245,000 $ 49,000 $ 139,000
Washington, Maryland 5 $ 175,000 $ 35,000 $ 63,000
Wicomico, Maryland 5 $ 225,000 $ 45,000 $ 108,000
Wright, Minnesota 5 $ 275,000 $ 55,000 $ 87,000
Belknap, New Hampshire 5 $ 205,000 $ 41,000 $ 58,000
Nash, North Carolina 5 $ 195,000 $ 39,000 $ 50,000
Pender, North Carolina 5 $ 215,000 $ 43,000 $ 73,000
Greene, Ohio 5 $ 365,000 $ 73,000 $ 95,000
Richland, Ohio 5 $ 255,000 $ 51,000 $ 169,000
Wayne, Ohio 5 $ 535,000 $ 107,000 $ 100,000
Blair, Pennsylvania 5 $ 235,000 $ 47,000 $ 62,000
Pike, Pennsylvania 5 $ 195,000 $ 39,000 $ 65,000
Schuylkill, Pennsylvania 5 $ 245,000 $ 49,000 $ 58,000
Wyoming, Pennsylvania 5 $ 265,000 $ 53,000 $ 70,000
Newport, Rhode Island 5 $ 425,000 $ 85,000 $ 75,000
Bradley, Tennessee 5 $ 185,000 $ 37,000 $ 154,000
Brazos, Texas 5 $ 165,000 $ 33,000 $ 88,000
Orange, Virginia 5 $ 185,000 $ 37,000 $ 72,000
Pittsylvania, Virginia 5 $ 125,000 $ 25,000 $ 61,000
Lewis, Washington 5 $ 195,000 $ 39,000 $ 80,000
Brown, Wisconsin 5 $ 175,000 $ 35,000 $ 92,000
Columbia, Wisconsin 5 $ 125,000 $ 25,000 $ 41,000
Talladega, Alabama 4 $ 260,000 $ 65,000 $ 37,000
Tuscaloosa, Alabama 4 $ 260,000 $ 65,000 $ 74,000
Pulaski, Arkansas 4 $ 170,000 $ 42,500 $ 93,000
Mendocino, California 4 $ 160,000 $ 40,000 $ 77,000
Yuba, California 4 $ 210,000 $ 52,500 $ 62,000
Columbia, Georgia 4 $ 230,000 $ 57,500 $ 64,000
Floyd, Georgia 4 $ 390,000 $ 97,500 $ 195,000
Gilmer, Georgia 4 $ 210,000 $ 52,500 $ 83,000
Harris, Georgia 4 $ 260,000 $ 65,000 $ 145,000
Hart, Georgia 4 $ 170,000 $ 42,500 $ 98,000
Jackson, Georgia 4 $ 270,000 $ 67,500 $ 69,000
Winnebago, Illinois 4 $ 150,000 $ 37,500 $ 91,000
Grant, Indiana 4 $ 100,000 $ 25,000 $ 35,000
Vanderburgh, Indiana 4 $ 220,000 $ 55,000 $ 112,000
Vigo, Indiana 4 $ 100,000 $ 25,000 $ 73,000
Wells, Indiana 4 $ 210,000 $ 52,500 $ 45,000
Dallas, Iowa 4 $ 200,000 $ 50,000 $ 86,000
Geary, Kansas 4 $ 240,000 $ 60,000 $ 56,000
Saline, Kansas 4 $ 550,000 $ 137,500 $ 58,000
Worcester, Maryland 4 $ 250,000 $ 62,500 $ 179,000
Berrien, Michigan 4 $ 260,000 $ 65,000 $ 93,000
Kalamazoo, Michigan 4 $ 370,000 $ 92,500 $ 58,000
Lapeer, Michigan 4 $ 280,000 $ 70,000 $ 53,000
Carver, Minnesota 4 $ 160,000 $ 40,000 $ 134,000
Isanti, Minnesota 4 $ 150,000 $ 37,500 $ 87,000
Scott, Minnesota 4 $ 270,000 $ 67,500 $ 138,000
Sherburne, Minnesota 4 $ 100,000 $ 25,000 $ 47,000
Grafton, New Hampshire 4 $ 170,000 $ 42,500 $ 116,000
Merrimack, New Hampshire 4 $ 140,000 $ 35,000 $ 95,000
Carteret, North Carolina 4 $ 280,000 $ 70,000 $ 126,000
Chatham, North Carolina 4 $ 140,000 $ 35,000 $ 108,000
Dare, North Carolina 4 $ 330,000 $ 82,500 $ 101,000
Davidson, North Carolina 4 $ 140,000 $ 35,000 $ 99,000
Harnett, North Carolina 4 $ 130,000 $ 32,500 $ 96,000
Pitt, North Carolina 4 $ 160,000 $ 40,000 $ 86,000
Geauga, Ohio 4 $ 100,000 $ 25,000 $ 74,000
Scioto, Ohio 4 $ 230,000 $ 57,500 $ 73,000
Warren, Ohio 4 $ 130,000 $ 32,500 $ 215,000
Benton, Oregon 4 $ 220,000 $ 55,000 $ 152,000
Douglas, Oregon 4 $ 170,000 $ 42,500 $ 78,000
Josephine, Oregon 4 $ 160,000 $ 40,000 $ 85,000
Klamath, Oregon 4 $ 180,000 $ 45,000 $ 110,000
Umatilla, Oregon 4 $ 190,000 $ 47,500 $ 102,000
Wasco, Oregon 4 $ 260,000 $ 65,000 $ 38,000
Beaver, Pennsylvania 4 $ 140,000 $ 35,000 $ 423,000
Centre, Pennsylvania 4 $ 280,000 $ 70,000 $ 159,000
Lebanon, Pennsylvania 4 $ 150,000 $ 37,500 $ 61,000
Cameron, Texas 4 $ 150,000 $ 37,500 $ 78,000
Comal, Texas 4 $ 160,000 $ 40,000 $ 101,000
Hays, Texas 4 $ 280,000 $ 70,000 $ 37,000
Kaufman, Texas 4 $ 160,000 $ 40,000 $ 63,000
McLennan, Texas 4 $ 260,000 $ 65,000 $ 129,000
Charlottesville, Virginia 4 $ 190,000 $ 47,500 $ 59,000
Fauquier, Virginia 4 $ 310,000 $ 77,500 $ 110,000
Montgomery, Virginia 4 $ 170,000 $ 42,500 $ 91,000
Pulaski, Virginia 4 $ 160,000 $ 40,000 $ 62,000
Roanoke, Virginia 4 $ 150,000 $ 37,500 $ 69,000
Salem, Virginia 4 $ 110,000 $ 27,500 $ 55,000
Island, Washington 4 $ 290,000 $ 72,500 $ 119,000
Whitman, Washington 4 $ 160,000 $ 40,000 $ 124,000
Yakima, Washington 4 $ 180,000 $ 45,000 $ 63,000
Dodge, Wisconsin 4 $ 120,000 $ 30,000 $ 41,000
Jefferson, Wisconsin 4 $ 130,000 $ 32,500 $ 68,000
Rock, Wisconsin 4 $ 180,000 $ 45,000 $ 67,000
Sauk, Wisconsin 4 $ 100,000 $ 25,000 $ 77,000
St. Croix, Wisconsin 4 $ 190,000 $ 47,500 $ 79,000
Autauga, Alabama 3 $ 115,000 $ 38,333 $ 71,000
Covington, Alabama 3 $ 85,000 $ 28,333 $ 48,000
Cullman, Alabama 3 $ 135,000 $ 45,000 $ 74,000
Limestone, Alabama 3 $ 75,000 $ 25,000 $ 97,000
Faulkner, Arkansas 3 $ 105,000 $ 35,000 $ 63,000
Lake, California 3 $ 285,000 $ 95,000 $ 96,000
Mariposa, California 3 $ 155,000 $ 51,666 $ 38,000
Tehama, California 3 $ 175,000 $ 58,333 $ 63,000
Fremont, Colorado 3 $ 145,000 $ 48,333 $ 126,000
Gunnison, Colorado 3 $ 205,000 $ 68,333 $ 98,000
Summit, Colorado 3 $ 435,000 $ 145,000 $ 148,000
Teller, Colorado 3 $ 235,000 $ 78,333 $ 202,000
Highlands, Florida 3 $ 105,000 $ 35,000 $ 52,000
Madison, Florida 3 $ 135,000 $ 45,000 $ 74,000
Bulloch, Georgia 3 $ 125,000 $ 41,666 $ 82,000
Catoosa, Georgia 3 $ 85,000 $ 28,333 $ 65,000
Elbert, Georgia 3 $ 475,000 $ 158,333 $ 58,000
Stephens, Georgia 3 $ 165,000 $ 55,000 $ 40,000
Adams, Illinois 3 $ 125,000 $ 41,666 $ 38,000
Rock Island, Illinois 3 $ 105,000 $ 35,000 $ 59,000
St. Clair, Illinois 3 $ 155,000 $ 51,666 $ 111,000
Stephenson, Illinois 3 $ 105,000 $ 35,000 $ 66,000
Williamson, Illinois 3 $ 105,000 $ 35,000 $ 49,000
Clark, Indiana 3 $ 115,000 $ 38,333 $ 87,000
Dearborn, Indiana 3 $ 155,000 $ 51,666 $ 107,000
Madison, Indiana 3 $ 115,000 $ 38,333 $ 49,000
Monroe, Indiana 3 $ 75,000 $ 25,000 $ 97,000
Tippecanoe, Indiana 3 $ 165,000 $ 55,000 $ 103,000
Whitley, Indiana 3 $ 135,000 $ 45,000 $ 82,000
Linn, Iowa 3 $ 185,000 $ 61,666 $ 76,000
Boyd, Kentucky 3 $ 105,000 $ 35,000 $ 87,000
Christian, Kentucky 3 $ 105,000 $ 35,000 $ 45,000
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Mortgage Loan Application Detail Totals for Spring Eq, LLC in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other Purpose 5,609 $299,145,000 $53,000 $505,000 $107,000 $9,612,000
Home Improvement 4,750 $258,260,000 $54,000 $495,000 $107,000 $1,500,000
Cash-out Refinancing 856 $131,870,000 $154,000 $2,005,000 $59,000 $600,000
Refinancing 572 $55,350,000 $96,000 $525,000 $120,000 $1,284,000
Home Purchase 176 $15,880,000 $90,000 $515,000 $122,000 $600,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,166 $422,860,000 $59,000 $805,000 $108,000 $9,612,000
Not Provided 2,352 $184,640,000 $78,000 $2,005,000 $98,000 $6,774,000
Hispanic 1,040 $60,730,000 $58,000 $445,000 $104,000 $2,760,000
Black or African American 715 $38,255,000 $53,000 $495,000 $87,000 $626,000
Asian 571 $46,525,000 $81,000 $675,000 $117,000 $686,000
Native Hawaiian or Other Pacific Islander 46 $3,280,000 $71,000 $575,000 $105,000 $278,000
American Indian or Alaskan Native 40 $1,860,000 $46,000 $155,000 $77,000 $235,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 11,842 $733,850,000 $61,000 $2,005,000 $106,000 $9,612,000
FHA-insured (Federal Housing Administration) 106 $22,000,000 $207,000 $675,000 $1,000 $106,000
VA-guaranteed (Veterans Administration) 15 $4,655,000 $310,000 $545,000 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 5,157 $289,655,000 $56,000 $505,000 $91,000 $6,774,000
Application Withdrawn By Applicant 3,681 $294,135,000 $79,000 $2,005,000 $109,000 $9,612,000
Loan Originated 2,882 $161,220,000 $55,000 $505,000 $120,000 $1,269,000
Application Approved But Not Accepted 243 $15,495,000 $63,000 $295,000 $124,000 $702,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,806 $470,850,000 $69,000 $2,005,000 $114,000 $9,612,000
Debt-To-Income Ratio 2,891 $169,195,000 $58,000 $505,000 $73,000 $999,000
Collateral 899 $42,865,000 $47,000 $415,000 $109,000 $1,268,000
Credit History 778 $41,490,000 $53,000 $505,000 $122,000 $6,774,000
Credit Application Incomplete 475 $28,195,000 $59,000 $505,000 $112,000 $1,200,000
Other 59 $3,845,000 $65,000 $285,000 $144,000 $600,000
Unverifiable Information 45 $3,295,000 $73,000 $335,000 $122,000 $366,000
Employment History 10 $770,000 $77,000 $305,000 $139,000 $309,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Spring Eq, LLC's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Spring Eq, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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