Spring Eq, Llc 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Spring Eq, Llc 2929 Arch St Wilmington, DE 19104 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 11,963 |
| Total Mortgage Loan Application Amount | $760,505,000 |
| Average Mortgage Loan Application Amount | $89,400 |
| Highest Mortgage Loan Application Amount | $2,005,000 |
| Average Applicant Income | $103,000 |
| Highest Applicant Income | $9,612,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Spring Eq, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Spring Eq, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Spring Eq, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Spring Eq, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Spring Eq, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Spring Eq, Llc's mortgage activity for 2018.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 704 | $ 35,850,000 | $ 51,678 | $ 77,785 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 576 | $ 33,790,000 | $ 58,000 | $ 107,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 550 | $ 52,350,000 | $ 95,000 | $ 121,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 401 | $ 24,485,000 | $ 61,000 | $ 113,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 368 | $ 20,560,000 | $ 55,000 | $ 96,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 366 | $ 27,300,000 | $ 74,000 | $ 128,000 |
| DENVER-AURORA-LAKEWOOD, CO | 358 | $ 24,640,000 | $ 68,000 | $ 115,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 307 | $ 21,605,000 | $ 77,333 | $ 127,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 297 | $ 17,395,000 | $ 58,000 | $ 116,000 |
| SAN DIEGO-CARLSBAD, CA | 234 | $ 19,520,000 | $ 83,000 | $ 125,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 216 | $ 13,700,000 | $ 63,000 | $ 91,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 214 | $ 14,380,000 | $ 67,000 | $ 112,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 208 | $ 22,390,000 | $ 107,000 | $ 126,000 |
| NEWARK, NJ-PA | 203 | $ 13,275,000 | $ 52,500 | $ 95,500 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 198 | $ 18,530,000 | $ 93,000 | $ 147,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 183 | $ 11,585,000 | $ 63,000 | $ 100,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 181 | $ 10,455,000 | $ 57,000 | $ 100,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 166 | $ 11,580,000 | $ 69,000 | $ 101,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 161 | $ 9,415,000 | $ 58,000 | $ 91,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 151 | $ 9,445,000 | $ 62,000 | $ 83,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 146 | $ 8,520,000 | $ 58,000 | $ 100,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 131 | $ 9,175,000 | $ 70,000 | $ 152,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 130 | $ 8,380,000 | $ 61,000 | $ 112,500 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 121 | $ 7,705,000 | $ 63,000 | $ 114,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 120 | $ 11,450,000 | $ 95,000 | $ 119,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 115 | $ 5,675,000 | $ 48,000 | $ 87,500 |
| JACKSONVILLE, FL | 104 | $ 5,460,000 | $ 52,000 | $ 94,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 103 | $ 5,425,000 | $ 52,000 | $ 109,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 102 | $ 8,060,000 | $ 79,000 | $ 143,000 |
| DALLAS-PLANO-IRVING, TX | 100 | $ 5,720,000 | $ 57,000 | $ 95,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 100 | $ 6,360,000 | $ 63,000 | $ 86,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 99 | $ 13,605,000 | $ 137,000 | $ 158,000 |
| RALEIGH, NC | 98 | $ 5,590,000 | $ 57,000 | $ 101,000 |
| PITTSBURGH, PA | 91 | $ 4,975,000 | $ 54,000 | $ 97,000 |
| COLUMBUS, OH | 85 | $ 3,885,000 | $ 45,000 | $ 98,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 84 | $ 4,220,000 | $ 50,000 | $ 96,000 |
| RICHMOND, VA | 84 | $ 3,960,000 | $ 47,000 | $ 100,000 |
| CAMDEN, NJ | 80 | $ 3,340,000 | $ 41,000 | $ 106,000 |
| STOCKTON-LODI, CA | 75 | $ 5,055,000 | $ 67,000 | $ 106,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 74 | $ 5,600,000 | $ 75,000 | $ 125,000 |
| PHILADELPHIA, PA | 73 | $ 3,955,000 | $ 54,000 | $ 92,000 |
| CINCINNATI, OH-KY-IN | 72 | $ 2,840,000 | $ 43,000 | $ 95,333 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 70 | $ 4,010,000 | $ 57,000 | $ 91,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 68 | $ 4,080,000 | $ 60,000 | $ 84,000 |
| LAKELAND-WINTER HAVEN, FL | 64 | $ 3,140,000 | $ 49,000 | $ 90,000 |
| TUCSON, AZ | 64 | $ 3,000,000 | $ 46,000 | $ 96,000 |
| CLEVELAND-ELYRIA, OH | 63 | $ 3,025,000 | $ 48,000 | $ 88,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 62 | $ 11,110,000 | $ 179,000 | $ 166,000 |
| PORT ST. LUCIE, FL | 59 | $ 3,955,000 | $ 67,000 | $ 89,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 58 | $ 3,510,000 | $ 60,000 | $ 151,000 |
| FRESNO, CA | 55 | $ 3,165,000 | $ 57,000 | $ 114,000 |
| BAKERSFIELD, CA | 54 | $ 2,830,000 | $ 52,000 | $ 94,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 54 | $ 3,050,000 | $ 56,000 | $ 72,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 54 | $ 2,570,000 | $ 47,000 | $ 87,000 |
| PROVIDENCE-WARWICK, RI-MA | 53 | $ 2,365,000 | $ 44,000 | $ 81,000 |
| TACOMA-LAKEWOOD, WA | 52 | $ 3,060,000 | $ 58,000 | $ 112,000 |
| CAPE CORAL-FORT MYERS, FL | 51 | $ 2,535,000 | $ 49,000 | $ 73,000 |
| COLORADO SPRINGS, CO | 51 | $ 3,175,000 | $ 62,000 | $ 115,000 |
| GREELEY, CO | 49 | $ 2,765,000 | $ 56,000 | $ 99,000 |
| MEMPHIS, TN-MS-AR | 49 | $ 2,595,000 | $ 52,000 | $ 84,000 |
| VALLEJO-FAIRFIELD, CA | 48 | $ 4,610,000 | $ 96,000 | $ 109,000 |
| NEW HAVEN-MILFORD, CT | 47 | $ 2,265,000 | $ 48,000 | $ 94,000 |
| FORT WORTH-ARLINGTON, TX | 46 | $ 3,050,000 | $ 66,000 | $ 78,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 45 | $ 1,835,000 | $ 39,000 | $ 87,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 45 | $ 2,425,000 | $ 53,000 | $ 96,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 44 | $ 2,120,000 | $ 51,500 | $ 99,500 |
| WILMINGTON, DE-MD-NJ | 43 | $ 2,095,000 | $ 47,666 | $ 82,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 42 | $ 2,140,000 | $ 50,000 | $ 116,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 39 | $ 1,945,000 | $ 49,000 | $ 90,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 38 | $ 2,160,000 | $ 56,000 | $ 108,000 |
| MANCHESTER-NASHUA, NH | 37 | $ 2,025,000 | $ 54,000 | $ 108,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 37 | $ 1,955,000 | $ 52,000 | $ 76,000 |
| OCALA, FL | 37 | $ 1,385,000 | $ 37,000 | $ 66,000 |
| AUSTIN-ROUND ROCK, TX | 36 | $ 2,030,000 | $ 56,000 | $ 125,000 |
| MODESTO, CA | 36 | $ 1,590,000 | $ 44,000 | $ 92,000 |
| SANTA ROSA, CA | 36 | $ 2,170,000 | $ 60,000 | $ 126,000 |
| FORT COLLINS, CO | 35 | $ 2,445,000 | $ 69,000 | $ 124,000 |
| BIRMINGHAM-HOOVER, AL | 34 | $ 1,780,000 | $ 52,000 | $ 70,000 |
| GRAND RAPIDS-WYOMING, MI | 31 | $ 2,135,000 | $ 68,000 | $ 75,000 |
| KNOXVILLE, TN | 30 | $ 1,180,000 | $ 39,000 | $ 77,000 |
| GARY, IN | 29 | $ 1,595,000 | $ 55,000 | $ 86,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 29 | $ 1,055,000 | $ 36,000 | $ 61,000 |
| KANSAS CITY, MO-KS | 28 | $ 1,250,000 | $ 44,000 | $ 76,000 |
| AKRON, OH | 27 | $ 1,275,000 | $ 47,000 | $ 78,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 26 | $ 1,160,000 | $ 44,000 | $ 71,000 |
| HARRISBURG-CARLISLE, PA | 25 | $ 995,000 | $ 39,000 | $ 89,000 |
| BOULDER, CO | 24 | $ 2,700,000 | $ 112,000 | $ 154,000 |
| GREENSBORO-HIGH POINT, NC | 24 | $ 1,230,000 | $ 51,000 | $ 67,000 |
| SAVANNAH, GA | 24 | $ 1,330,000 | $ 55,000 | $ 108,000 |
| VISALIA-PORTERVILLE, CA | 24 | $ 1,090,000 | $ 45,000 | $ 109,000 |
| CHATTANOOGA, TN-GA | 23 | $ 1,085,000 | $ 39,500 | $ 69,000 |
| DAYTON, OH | 23 | $ 905,000 | $ 39,000 | $ 76,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 23 | $ 1,065,000 | $ 42,000 | $ 79,500 |
| YORK-HANOVER, PA | 23 | $ 1,005,000 | $ 43,000 | $ 81,000 |
| DURHAM-CHAPEL HILL, NC | 22 | $ 1,070,000 | $ 48,000 | $ 117,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 22 | $ 1,800,000 | $ 81,000 | $ 80,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 21 | $ 1,045,000 | $ 49,000 | $ 80,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 21 | $ 975,000 | $ 50,000 | $ 114,000 |
| SALISBURY, MD-DE | 21 | $ 1,735,000 | $ 78,500 | $ 120,500 |
| WINSTON-SALEM, NC | 21 | $ 795,000 | $ 37,000 | $ 127,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 21 | $ 1,285,000 | $ 63,000 | $ 62,500 |
| SALEM, OR | 20 | $ 950,000 | $ 47,000 | $ 121,000 |
| SAN RAFAEL, CA | 20 | $ 2,770,000 | $ 138,000 | $ 194,000 |
| ASHEVILLE, NC | 19 | $ 975,000 | $ 51,000 | $ 68,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 19 | $ 1,025,000 | $ 53,000 | $ 101,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 19 | $ 825,000 | $ 43,000 | $ 120,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 19 | $ 765,000 | $ 40,000 | $ 77,000 |
| SANTA CRUZ-WATSONVILLE, CA | 19 | $ 1,175,000 | $ 61,000 | $ 134,000 |
| LANCASTER, PA | 18 | $ 1,010,000 | $ 56,000 | $ 95,000 |
| LEXINGTON-FAYETTE, KY | 18 | $ 700,000 | $ 38,000 | $ 95,000 |
| EUGENE, OR | 17 | $ 805,000 | $ 47,000 | $ 73,000 |
| FORT WAYNE, IN | 17 | $ 655,000 | $ 38,000 | $ 74,000 |
| GAINESVILLE, GA | 17 | $ 1,475,000 | $ 86,000 | $ 89,000 |
| MADISON, WI | 17 | $ 895,000 | $ 52,000 | $ 61,000 |
| OCEAN CITY, NJ | 17 | $ 1,445,000 | $ 85,000 | $ 102,000 |
| TRENTON, NJ | 17 | $ 1,295,000 | $ 76,000 | $ 115,000 |
| WICHITA, KS | 17 | $ 1,015,000 | $ 59,000 | $ 101,000 |
| MERCED, CA | 16 | $ 1,090,000 | $ 68,000 | $ 80,000 |
| PRESCOTT, AZ | 16 | $ 730,000 | $ 45,000 | $ 80,000 |
| SPOKANE-SPOKANE VALLEY, WA | 16 | $ 810,000 | $ 50,000 | $ 74,000 |
| WILMINGTON, NC | 16 | $ 1,000,000 | $ 62,000 | $ 82,000 |
| HICKORY-LENOIR-MORGANTON, NC | 15 | $ 485,000 | $ 32,000 | $ 71,000 |
| LANSING-EAST LANSING, MI | 15 | $ 565,000 | $ 37,000 | $ 87,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 15 | $ 635,000 | $ 42,000 | $ 76,000 |
| ELGIN, IL | 14 | $ 530,000 | $ 37,000 | $ 75,000 |
| NORWICH-NEW LONDON, CT | 14 | $ 600,000 | $ 42,000 | $ 113,000 |
| SALINAS, CA | 14 | $ 1,420,000 | $ 101,000 | $ 127,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 14 | $ 770,000 | $ 50,000 | $ 123,000 |
| ANN ARBOR, MI | 13 | $ 685,000 | $ 52,000 | $ 93,000 |
| MEDFORD, OR | 13 | $ 785,000 | $ 60,000 | $ 102,000 |
| NAPA, CA | 13 | $ 695,000 | $ 53,000 | $ 120,000 |
| PUNTA GORDA, FL | 13 | $ 655,000 | $ 50,000 | $ 52,000 |
| TALLAHASSEE, FL | 13 | $ 465,000 | $ 35,000 | $ 107,000 |
| ATHENS-CLARKE COUNTY, GA | 12 | $ 890,000 | $ 74,000 | $ 103,000 |
| EAST STROUDSBURG, PA | 12 | $ 580,000 | $ 48,000 | $ 84,000 |
| GRAND JUNCTION, CO | 12 | $ 700,000 | $ 58,000 | $ 52,000 |
| ROANOKE, VA | 12 | $ 390,000 | $ 32,000 | $ 68,000 |
| SANTA MARIA-SANTA BARBARA, CA | 12 | $ 1,670,000 | $ 139,000 | $ 72,000 |
| BREMERTON-SILVERDALE, WA | 11 | $ 715,000 | $ 65,000 | $ 119,000 |
| CANTON-MASSILLON, OH | 11 | $ 595,000 | $ 54,000 | $ 64,000 |
| CHARLOTTESVILLE, VA | 11 | $ 485,000 | $ 44,000 | $ 65,000 |
| DES MOINES-WEST DES MOINES, IA | 11 | $ 515,000 | $ 46,000 | $ 61,000 |
| KENNEWICK-RICHLAND, WA | 11 | $ 425,000 | $ 38,000 | $ 91,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 11 | $ 395,000 | $ 35,000 | $ 83,000 |
| PANAMA CITY, FL | 11 | $ 365,000 | $ 33,000 | $ 88,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 11 | $ 885,000 | $ 80,000 | $ 91,000 |
| SEBASTIAN-VERO BEACH, FL | 11 | $ 665,000 | $ 60,000 | $ 112,000 |
| VINELAND-BRIDGETON, NJ | 11 | $ 405,000 | $ 36,000 | $ 52,000 |
| BEND-REDMOND, OR | 10 | $ 570,000 | $ 57,000 | $ 80,000 |
| EL PASO, TX | 10 | $ 600,000 | $ 60,000 | $ 57,000 |
| LINCOLN, NE | 10 | $ 380,000 | $ 38,000 | $ 98,000 |
| MADERA, CA | 10 | $ 430,000 | $ 43,000 | $ 109,000 |
| READING, PA | 10 | $ 430,000 | $ 43,000 | $ 102,000 |
| TOLEDO, OH | 10 | $ 540,000 | $ 54,000 | $ 57,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 9 | $ 355,000 | $ 39,000 | $ 75,000 |
| BOWLING GREEN, KY | 9 | $ 365,000 | $ 40,000 | $ 79,000 |
| CHICO, CA | 9 | $ 385,000 | $ 42,000 | $ 99,000 |
| FLAGSTAFF, AZ | 9 | $ 725,000 | $ 80,000 | $ 124,000 |
| GAINESVILLE, FL | 9 | $ 1,235,000 | $ 137,000 | $ 156,000 |
| HUNTSVILLE, AL | 9 | $ 355,000 | $ 39,000 | $ 117,000 |
| MORRISTOWN, TN | 9 | $ 635,000 | $ 70,000 | $ 72,000 |
| PUEBLO, CO | 9 | $ 315,000 | $ 35,000 | $ 62,000 |
| YUBA CITY, CA | 9 | $ 415,000 | $ 46,000 | $ 93,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 8 | $ 370,000 | $ 46,000 | $ 50,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 8 | $ 490,000 | $ 61,000 | $ 97,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 8 | $ 290,000 | $ 36,000 | $ 67,500 |
| DULUTH, MN-WI | 8 | $ 390,000 | $ 47,000 | $ 104,000 |
| FAYETTEVILLE, NC | 8 | $ 330,000 | $ 41,000 | $ 79,000 |
| GETTYSBURG, PA | 8 | $ 630,000 | $ 78,000 | $ 66,000 |
| HOMOSASSA SPRINGS, FL | 8 | $ 380,000 | $ 47,000 | $ 47,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 8 | $ 400,000 | $ 73,500 | $ 163,500 |
| MOUNT VERNON-ANACORTES, WA | 8 | $ 290,000 | $ 36,000 | $ 81,000 |
| OSHKOSH-NEENAH, WI | 8 | $ 310,000 | $ 38,000 | $ 74,000 |
| REDDING, CA | 8 | $ 400,000 | $ 50,000 | $ 91,000 |
| SHEBOYGAN, WI | 8 | $ 270,000 | $ 33,000 | $ 95,000 |
| WINCHESTER, VA-WV | 8 | $ 510,000 | $ 63,000 | $ 110,000 |
| BELLINGHAM, WA | 7 | $ 375,000 | $ 53,000 | $ 121,000 |
| BURLINGTON, NC | 7 | $ 265,000 | $ 37,000 | $ 75,000 |
| COLUMBUS, GA-AL | 7 | $ 355,000 | $ 48,000 | $ 78,000 |
| DOVER, DE | 7 | $ 245,000 | $ 35,000 | $ 85,000 |
| HANFORD-CORCORAN, CA | 7 | $ 355,000 | $ 50,000 | $ 94,000 |
| HINESVILLE, GA | 7 | $ 415,000 | $ 59,000 | $ 46,000 |
| MICHIGAN CITY-LA PORTE, IN | 7 | $ 395,000 | $ 56,000 | $ 84,000 |
| MOBILE, AL | 7 | $ 325,000 | $ 46,000 | $ 36,000 |
| MONROE, MI | 7 | $ 445,000 | $ 63,000 | $ 86,000 |
| MONTGOMERY, AL | 7 | $ 245,000 | $ 35,000 | $ 58,000 |
| OLYMPIA-TUMWATER, WA | 7 | $ 415,000 | $ 59,000 | $ 86,000 |
| SIERRA VISTA-DOUGLAS, AZ | 7 | $ 265,000 | $ 37,000 | $ 70,000 |
| ST. LOUIS, MO-IL | 7 | $ 315,000 | $ 45,000 | $ 127,000 |
| VALDOSTA, GA | 7 | $ 325,000 | $ 46,000 | $ 75,000 |
| AUBURN-OPELIKA, AL | 6 | $ 500,000 | $ 83,000 | $ 61,000 |
| BATTLE CREEK, MI | 6 | $ 240,000 | $ 40,000 | $ 66,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 6 | $ 280,000 | $ 46,000 | $ 112,000 |
| EVANSVILLE, IN-KY | 6 | $ 300,000 | $ 50,000 | $ 98,000 |
| FLINT, MI | 6 | $ 220,000 | $ 36,000 | $ 36,000 |
| GREEN BAY, WI | 6 | $ 200,000 | $ 33,000 | $ 87,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 6 | $ 210,000 | $ 35,000 | $ 92,500 |
| JACKSON, MI | 6 | $ 170,000 | $ 28,000 | $ 80,000 |
| JACKSONVILLE, NC | 6 | $ 540,000 | $ 90,000 | $ 56,000 |
| LAWRENCE, KS | 6 | $ 190,000 | $ 31,000 | $ 66,000 |
| LUBBOCK, TX | 6 | $ 250,000 | $ 41,000 | $ 70,000 |
| LYNCHBURG, VA | 6 | $ 200,000 | $ 33,000 | $ 47,000 |
| MACON-BIBB COUNTY, GA | 6 | $ 200,000 | $ 33,000 | $ 86,000 |
| NEW BERN, NC | 6 | $ 220,000 | $ 36,000 | $ 74,000 |
| SPRINGFIELD, OH | 6 | $ 190,000 | $ 31,000 | $ 75,000 |
| TERRE HAUTE, IN | 6 | $ 190,000 | $ 31,000 | $ 89,000 |
| THE VILLAGES, FL | 6 | $ 300,000 | $ 50,000 | $ 59,000 |
| YUMA, AZ | 6 | $ 320,000 | $ 53,000 | $ 117,000 |
| ALTOONA, PA | 5 | $ 235,000 | $ 47,000 | $ 62,000 |
| CLEVELAND, TN | 5 | $ 185,000 | $ 37,000 | $ 154,000 |
| COLLEGE STATION-BRYAN, TX | 5 | $ 165,000 | $ 33,000 | $ 88,000 |
| CORPUS CHRISTI, TX | 5 | $ 185,000 | $ 37,000 | $ 85,000 |
| DALTON, GA | 5 | $ 375,000 | $ 75,000 | $ 112,000 |
| EL CENTRO, CA | 5 | $ 185,000 | $ 37,000 | $ 88,000 |
| ELKHART-GOSHEN, IN | 5 | $ 215,000 | $ 43,000 | $ 80,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 5 | $ 175,000 | $ 35,000 | $ 63,000 |
| HOT SPRINGS, AR | 5 | $ 335,000 | $ 67,000 | $ 202,000 |
| KALAMAZOO-PORTAGE, MI | 5 | $ 395,000 | $ 79,000 | $ 56,000 |
| KILLEEN-TEMPLE, TX | 5 | $ 215,000 | $ 43,000 | $ 55,000 |
| MANSFIELD, OH | 5 | $ 255,000 | $ 51,000 | $ 169,000 |
| NEW ORLEANS-METAIRIE, LA | 5 | $ 215,000 | $ 43,000 | $ 156,000 |
| ROCKY MOUNT, NC | 5 | $ 195,000 | $ 39,000 | $ 50,000 |
| TOPEKA, KS | 5 | $ 165,000 | $ 33,000 | $ 41,000 |
| WACO, TX | 5 | $ 285,000 | $ 57,000 | $ 106,000 |
| WORCESTER, MA-CT | 5 | $ 235,000 | $ 47,000 | $ 83,000 |
| BEAUMONT-PORT ARTHUR, TX | 4 | $ 330,000 | $ 82,000 | $ 128,000 |
| BROWNSVILLE-HARLINGEN, TX | 4 | $ 150,000 | $ 37,000 | $ 78,000 |
| CLARKSVILLE, TN-KY | 4 | $ 150,000 | $ 37,000 | $ 53,000 |
| CORVALLIS, OR | 4 | $ 220,000 | $ 55,000 | $ 152,000 |
| GRANTS PASS, OR | 4 | $ 160,000 | $ 40,000 | $ 85,000 |
| GREENVILLE, NC | 4 | $ 160,000 | $ 40,000 | $ 86,000 |
| JANESVILLE-BELOIT, WI | 4 | $ 180,000 | $ 45,000 | $ 67,000 |
| JOHNSON CITY, TN | 4 | $ 160,000 | $ 40,000 | $ 68,000 |
| LAFAYETTE, LA | 4 | $ 380,000 | $ 95,000 | $ 57,000 |
| LEBANON, PA | 4 | $ 150,000 | $ 37,000 | $ 61,000 |
| NILES-BENTON HARBOR, MI | 4 | $ 260,000 | $ 65,000 | $ 93,000 |
| ROCKFORD, IL | 4 | $ 150,000 | $ 37,000 | $ 91,000 |
| ROME, GA | 4 | $ 390,000 | $ 97,000 | $ 195,000 |
| STATE COLLEGE, PA | 4 | $ 280,000 | $ 70,000 | $ 159,000 |
| TUSCALOOSA, AL | 4 | $ 260,000 | $ 65,000 | $ 74,000 |
| WENATCHEE, WA | 4 | $ 210,000 | $ 52,000 | $ 101,000 |
| YAKIMA, WA | 4 | $ 180,000 | $ 45,000 | $ 63,000 |
| APPLETON, WI | 3 | $ 125,000 | $ 41,000 | $ 75,000 |
| BLOOMINGTON, IN | 3 | $ 75,000 | $ 25,000 | $ 97,000 |
| CARBONDALE-MARION, IL | 3 | $ 105,000 | $ 35,000 | $ 49,000 |
| CEDAR RAPIDS, IA | 3 | $ 185,000 | $ 61,000 | $ 76,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 3 | $ 95,000 | $ 31,000 | $ 72,000 |
| CUMBERLAND, MD-WV | 3 | $ 85,000 | $ 28,000 | $ 115,000 |
| EAU CLAIRE, WI | 3 | $ 75,000 | $ 25,000 | $ 91,000 |
| FLORENCE-MUSCLE SHOALS, AL | 3 | $ 105,000 | $ 35,000 | $ 53,000 |
| FORT SMITH, AR-OK | 3 | $ 115,000 | $ 38,000 | $ 59,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 3 | $ 165,000 | $ 55,000 | $ 103,000 |
| MCALLEN-EDINBURG-MISSION, TX | 3 | $ 95,000 | $ 31,000 | $ 62,000 |
| MUSKEGON, MI | 3 | $ 95,000 | $ 31,000 | $ 89,000 |
| ODESSA, TX | 3 | $ 155,000 | $ 51,000 | $ 80,000 |
| OWENSBORO, KY | 3 | $ 135,000 | $ 45,000 | $ 85,000 |
| SAGINAW, MI | 3 | $ 115,000 | $ 38,000 | $ 70,000 |
| SEBRING, FL | 3 | $ 105,000 | $ 35,000 | $ 52,000 |
| STAUNTON-WAYNESBORO, VA | 3 | $ 75,000 | $ 25,000 | $ 79,000 |
| TEXARKANA, TX-AR | 3 | $ 115,000 | $ 37,500 | $ 26,500 |
| ABILENE, TX | 2 | $ 60,000 | $ 30,000 | $ 55,000 |
| ALBANY, GA | 2 | $ 100,000 | $ 50,000 | $ 63,000 |
| ALBANY, OR | 2 | $ 130,000 | $ 65,000 | $ 96,000 |
| AMARILLO, TX | 2 | $ 210,000 | $ 105,000 | $ 123,000 |
| BRUNSWICK, GA | 2 | $ 100,000 | $ 50,000 | $ 78,000 |
| DANVILLE, IL | 2 | $ 130,000 | $ 65,000 | $ 12,000 |
| ERIE, PA | 2 | $ 70,000 | $ 35,000 | $ 29,000 |
| FOND DU LAC, WI | 2 | $ 50,000 | $ 25,000 | $ 68,000 |
| GOLDSBORO, NC | 2 | $ 80,000 | $ 40,000 | $ 52,000 |
| HARRISONBURG, VA | 2 | $ 110,000 | $ 55,000 | $ 79,000 |
| HOUMA-THIBODAUX, LA | 2 | $ 90,000 | $ 45,000 | $ 123,000 |
| JACKSON, TN | 2 | $ 70,000 | $ 35,000 | $ 43,000 |
| KOKOMO, IN | 2 | $ 60,000 | $ 30,000 | $ 113,000 |
| LAREDO, TX | 2 | $ 220,000 | $ 110,000 | $ 112,000 |
| LONGVIEW, TX | 2 | $ 80,000 | $ 40,000 | $ 61,000 |
| LONGVIEW, WA | 2 | $ 170,000 | $ 85,000 | $ 74,000 |
| MIDLAND, TX | 2 | $ 230,000 | $ 115,000 | $ 453,000 |
| RACINE, WI | 2 | $ 170,000 | $ 85,000 | $ 94,000 |
| SAN ANGELO, TX | 2 | $ 70,000 | $ 35,000 | $ 84,000 |
| SIOUX CITY, IA-NE-SD | 2 | $ 250,000 | $ 125,000 | $ 13,000 |
| SPRINGFIELD, IL | 2 | $ 110,000 | $ 55,000 | $ 120,000 |
| ST. CLOUD, MN | 2 | $ 110,000 | $ 55,000 | $ 156,000 |
| TYLER, TX | 2 | $ 100,000 | $ 50,000 | $ 74,000 |
| WAUSAU, WI | 2 | $ 90,000 | $ 45,000 | $ 61,000 |
| WHEELING, WV-OH | 2 | $ 410,000 | $ 205,000 | $ 31,000 |
| AMES, IA | 1 | $ 45,000 | $ 45,000 | $ 129,000 |
| DECATUR, AL | 1 | $ 35,000 | $ 35,000 | $ 73,000 |
| DECATUR, IL | 1 | $ 165,000 | $ 165,000 | $ 0 |
| DOTHAN, AL | 1 | $ 75,000 | $ 75,000 | $ 0 |
| ELIZABETHTOWN-FORT KNOX, KY | 1 | $ 25,000 | $ 25,000 | $ 183,000 |
| GADSDEN, AL | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
| LA CROSSE-ONALASKA, WI-MN | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| MANHATTAN, KS | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| MIDLAND, MI | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| MUNCIE, IN | 1 | $ 35,000 | $ 35,000 | $ 51,000 |
| PEORIA, IL | 1 | $ 25,000 | $ 25,000 | $ 79,000 |
| ROCHESTER, MN | 1 | $ 25,000 | $ 25,000 | $ 109,000 |
| ROCHESTER, NY | 1 | $ 35,000 | $ 35,000 | $ 96,000 |
| SHERMAN-DENISON, TX | 1 | $ 25,000 | $ 25,000 | $ 32,000 |
| SHREVEPORT-BOSSIER CITY, LA | 1 | $ 25,000 | $ 25,000 | $ 45,000 |
| WALLA WALLA, WA | 1 | $ 55,000 | $ 55,000 | $ 89,000 |
| WARNER ROBINS, GA | 1 | $ 45,000 | $ 45,000 | $ 107,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 25,000 | $ 25,000 | $ 666,000 |
| WILLIAMSPORT, PA | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 5,609 | $299,145,000 | $53,000 | $505,000 | $107,000 | $9,612,000 |
| Home Improvement | 4,750 | $258,260,000 | $54,000 | $495,000 | $107,000 | $1,500,000 |
| Cash-out Refinancing | 856 | $131,870,000 | $154,000 | $2,005,000 | $59,000 | $600,000 |
| Refinancing | 572 | $55,350,000 | $96,000 | $525,000 | $120,000 | $1,284,000 |
| Home Purchase | 176 | $15,880,000 | $90,000 | $515,000 | $122,000 | $600,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,166 | $422,860,000 | $59,000 | $805,000 | $108,000 | $9,612,000 |
| Not Provided | 2,352 | $184,640,000 | $78,000 | $2,005,000 | $98,000 | $6,774,000 |
| Hispanic | 1,040 | $60,730,000 | $58,000 | $445,000 | $104,000 | $2,760,000 |
| Black or African American | 715 | $38,255,000 | $53,000 | $495,000 | $87,000 | $626,000 |
| Asian | 571 | $46,525,000 | $81,000 | $675,000 | $117,000 | $686,000 |
| Native Hawaiian or Other Pacific Islander | 46 | $3,280,000 | $71,000 | $575,000 | $105,000 | $278,000 |
| American Indian or Alaskan Native | 40 | $1,860,000 | $46,000 | $155,000 | $77,000 | $235,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,842 | $733,850,000 | $61,000 | $2,005,000 | $106,000 | $9,612,000 |
| FHA-insured (Federal Housing Administration) | 106 | $22,000,000 | $207,000 | $675,000 | $1,000 | $106,000 |
| VA-guaranteed (Veterans Administration) | 15 | $4,655,000 | $310,000 | $545,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 5,157 | $289,655,000 | $56,000 | $505,000 | $91,000 | $6,774,000 |
| Application Withdrawn By Applicant | 3,681 | $294,135,000 | $79,000 | $2,005,000 | $109,000 | $9,612,000 |
| Loan Originated | 2,882 | $161,220,000 | $55,000 | $505,000 | $120,000 | $1,269,000 |
| Application Approved But Not Accepted | 243 | $15,495,000 | $63,000 | $295,000 | $124,000 | $702,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,806 | $470,850,000 | $69,000 | $2,005,000 | $114,000 | $9,612,000 |
| Debt-To-Income Ratio | 2,891 | $169,195,000 | $58,000 | $505,000 | $73,000 | $999,000 |
| Collateral | 899 | $42,865,000 | $47,000 | $415,000 | $109,000 | $1,268,000 |
| Credit History | 778 | $41,490,000 | $53,000 | $505,000 | $122,000 | $6,774,000 |
| Credit Application Incomplete | 475 | $28,195,000 | $59,000 | $505,000 | $112,000 | $1,200,000 |
| Other | 59 | $3,845,000 | $65,000 | $285,000 | $144,000 | $600,000 |
| Unverifiable Information | 45 | $3,295,000 | $73,000 | $335,000 | $122,000 | $366,000 |
| Employment History | 10 | $770,000 | $77,000 | $305,000 | $139,000 | $309,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Spring Eq, Llc's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Spring Eq, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.