Spring Eq, LLC Mortgage Lending & HMDA Data, 2021

In 2021, Spring Eq, LLC of Conshohocken, PA reported 33,925 mortgage applications totaling $4.9 billion, up 54% from 2020. The average application was for $144,850, and applicants reported an average income of $143,413. 29% of its applications resulted in an originated loan and 48% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (1,775), Atlanta-Sandy Springs-Roswell, GA (1,476) and Los Angeles-Long Beach-Glendale, CA (1,311) (applications in parentheses).

Mortgage Company & Address Spring Eq, LLC
1 West Elm Street Suite 450
Conshohocken, PA 19428
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  
Total Number of Mortgage Applications 33,925
Total Mortgage Loan Application Amount $4,914,050,000
Average Mortgage Loan Application Amount $144,850
Highest Mortgage Loan Application Amount $9,005,000
Average Applicant Income $143,413
Highest Applicant Income $8,320,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Spring Eq, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Spring Eq, LLC by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 1,608 $ 238,940,000 $ 148,594 $ 138,000
Los Angeles, California 1,311 $ 251,695,000 $ 191,987 $ 174,000
Riverside, California 773 $ 103,055,000 $ 133,318 $ 148,000
San Diego, California 741 $ 130,215,000 $ 175,728 $ 186,000
Orange, California 712 $ 138,380,000 $ 194,353 $ 217,000
Cook, Illinois 429 $ 53,955,000 $ 125,769 $ 156,000
San Bernardino, California 426 $ 54,460,000 $ 127,840 $ 133,000
Broward, Florida 370 $ 49,040,000 $ 132,540 $ 128,000
Palm Beach, Florida 348 $ 50,730,000 $ 145,775 $ 154,000
Miami-Dade, Florida 339 $ 46,785,000 $ 138,008 $ 154,000
King, Washington 339 $ 77,675,000 $ 229,129 $ 162,000
Contra Costa, California 332 $ 74,310,000 $ 223,825 $ 188,000
Sacramento, California 331 $ 48,495,000 $ 146,510 $ 167,000
Hillsborough, Florida 302 $ 38,320,000 $ 126,887 $ 136,000
Wake, North Carolina 289 $ 50,495,000 $ 174,723 $ 146,000
Alameda, California 276 $ 63,230,000 $ 229,094 $ 207,000
Santa Clara, California 270 $ 69,890,000 $ 258,851 $ 228,000
Fairfax, Virginia 270 $ 53,340,000 $ 197,555 $ 212,000
Gwinnett, Georgia 265 $ 35,365,000 $ 133,452 $ 115,000
Ventura, California 250 $ 42,870,000 $ 171,480 $ 182,000
Mecklenburg, North Carolina 248 $ 35,390,000 $ 142,701 $ 169,000
Pima, Arizona 244 $ 30,550,000 $ 125,204 $ 124,000
Orange, Florida 241 $ 32,325,000 $ 134,128 $ 135,000
Pinellas, Florida 237 $ 32,105,000 $ 135,464 $ 143,000
Fulton, Georgia 232 $ 34,620,000 $ 149,224 $ 190,000
Monmouth, New Jersey 220 $ 33,410,000 $ 151,863 $ 197,000
Snohomish, Washington 217 $ 43,175,000 $ 198,963 $ 143,000
Pierce, Washington 209 $ 35,115,000 $ 168,014 $ 144,000
Cobb, Georgia 207 $ 27,325,000 $ 132,004 $ 135,000
Loudoun, Virginia 200 $ 33,890,000 $ 169,450 $ 221,000
Montgomery, Maryland 188 $ 40,200,000 $ 213,829 $ 177,000
Ocean, New Jersey 181 $ 26,925,000 $ 148,756 $ 142,000
Montgomery, Pennsylvania 168 $ 29,600,000 $ 176,190 $ 162,000
Pinal, Arizona 167 $ 19,645,000 $ 117,634 $ 90,000
Fairfield, Connecticut 167 $ 32,725,000 $ 195,958 $ 186,000
Prince William, Virginia 167 $ 21,405,000 $ 128,173 $ 170,000
Placer, California 164 $ 24,380,000 $ 148,658 $ 194,000
Middlesex, New Jersey 164 $ 22,100,000 $ 134,756 $ 134,000
Prince George's, Maryland 163 $ 28,495,000 $ 174,815 $ 122,000
Anne Arundel, Maryland 159 $ 22,815,000 $ 143,490 $ 172,000
San Joaquin, California 154 $ 26,100,000 $ 169,480 $ 152,000
Lee, Florida 152 $ 19,820,000 $ 130,394 $ 114,000
Bucks, Pennsylvania 149 $ 24,125,000 $ 161,912 $ 141,000
Philadelphia, Pennsylvania 148 $ 21,700,000 $ 146,621 $ 122,000
DeKalb, Georgia 146 $ 20,790,000 $ 142,397 $ 138,000
Bergen, New Jersey 146 $ 24,060,000 $ 164,794 $ 184,000
Duval, Florida 143 $ 19,135,000 $ 133,811 $ 153,000
Solano, California 142 $ 20,310,000 $ 143,028 $ 140,000
Pasco, Florida 142 $ 14,380,000 $ 101,267 $ 115,000
Arapahoe, Colorado 140 $ 21,570,000 $ 154,071 $ 151,000
El Paso, Colorado 140 $ 16,940,000 $ 121,000 $ 119,000
Brevard, Florida 139 $ 13,565,000 $ 97,589 $ 115,000
St. Johns, Florida 139 $ 17,725,000 $ 127,517 $ 155,000
DuPage, Illinois 135 $ 18,165,000 $ 134,555 $ 142,000
Morris, New Jersey 128 $ 23,450,000 $ 183,203 $ 196,000
Douglas, Colorado 127 $ 18,495,000 $ 145,629 $ 195,000
New Haven, Connecticut 126 $ 19,300,000 $ 153,174 $ 128,000
Forsyth, Georgia 124 $ 18,260,000 $ 147,258 $ 154,000
San Mateo, California 122 $ 30,400,000 $ 249,180 $ 239,000
Lake, Florida 122 $ 14,160,000 $ 116,065 $ 102,000
Clark, Washington 122 $ 19,590,000 $ 160,573 $ 134,000
Manatee, Florida 117 $ 17,065,000 $ 145,854 $ 138,000
Oakland, Michigan 117 $ 14,375,000 $ 122,863 $ 126,000
New Castle, Delaware 111 $ 15,645,000 $ 140,945 $ 106,000
Burlington, New Jersey 111 $ 14,935,000 $ 134,549 $ 186,000
Seminole, Florida 110 $ 13,920,000 $ 126,545 $ 164,000
Washington, Oregon 110 $ 15,120,000 $ 137,454 $ 160,000
Sussex, Delaware 109 $ 20,925,000 $ 191,972 $ 133,000
Allegheny, Pennsylvania 109 $ 14,815,000 $ 135,917 $ 140,000
Chesterfield, Virginia 109 $ 11,665,000 $ 107,018 $ 122,000
Essex, New Jersey 107 $ 18,965,000 $ 177,242 $ 188,000
Hennepin, Minnesota 106 $ 17,030,000 $ 160,660 $ 160,000
Multnomah, Oregon 106 $ 19,490,000 $ 183,867 $ 173,000
Cherokee, Georgia 105 $ 10,455,000 $ 99,571 $ 132,000
Baltimore, Maryland 105 $ 13,425,000 $ 127,857 $ 122,000
Jefferson, Colorado 102 $ 17,610,000 $ 172,647 $ 128,000
Kern, California 101 $ 10,295,000 $ 101,930 $ 114,000
Denver, Colorado 101 $ 18,735,000 $ 185,495 $ 149,000
Johnson, Kansas 101 $ 12,765,000 $ 126,386 $ 168,000
Union, North Carolina 100 $ 16,830,000 $ 168,300 $ 147,000
Franklin, Ohio 100 $ 12,090,000 $ 120,900 $ 97,000
Camden, New Jersey 98 $ 11,890,000 $ 121,326 $ 125,000
Fresno, California 97 $ 13,515,000 $ 139,329 $ 124,000
Polk, Florida 97 $ 11,925,000 $ 122,938 $ 84,000
Chester, Pennsylvania 97 $ 15,565,000 $ 160,463 $ 155,000
Clark, Nevada 96 $ 14,120,000 $ 147,083 $ 202,000
Volusia, Florida 93 $ 9,985,000 $ 107,365 $ 108,000
El Dorado, California 92 $ 15,780,000 $ 171,521 $ 184,000
Stanislaus, California 90 $ 11,440,000 $ 127,111 $ 144,000
Will, Illinois 90 $ 9,360,000 $ 104,000 $ 124,000
Sonoma, California 89 $ 19,505,000 $ 219,157 $ 187,000
Adams, Colorado 89 $ 11,095,000 $ 124,662 $ 135,000
Delaware, Pennsylvania 89 $ 12,565,000 $ 141,179 $ 141,000
Hartford, Connecticut 88 $ 11,150,000 $ 126,704 $ 131,000
Frederick, Maryland 87 $ 11,365,000 $ 130,632 $ 142,000
Wayne, Michigan 87 $ 8,335,000 $ 95,804 $ 89,000
Union, New Jersey 87 $ 12,695,000 $ 145,919 $ 160,000
Clackamas, Oregon 87 $ 14,755,000 $ 169,597 $ 141,000
Virginia Beach, Virginia 84 $ 9,770,000 $ 116,309 $ 109,000
Kane, Illinois 83 $ 10,385,000 $ 125,120 $ 174,000
St. Lucie, Florida 82 $ 8,190,000 $ 99,878 $ 86,000
Lake, Illinois 81 $ 12,425,000 $ 153,395 $ 161,000
Davidson, Tennessee 81 $ 13,665,000 $ 168,703 $ 87,000
Chesapeake, Virginia 81 $ 9,745,000 $ 120,308 $ 122,000
Gloucester, New Jersey 78 $ 8,720,000 $ 111,794 $ 117,000
Sarasota, Florida 74 $ 7,860,000 $ 106,216 $ 113,000
Cuyahoga, Ohio 74 $ 7,240,000 $ 97,837 $ 112,000
Stafford, Virginia 73 $ 16,605,000 $ 227,465 $ 172,000
San Francisco, California 71 $ 20,030,000 $ 282,112 $ 260,000
Deschutes, Oregon 71 $ 12,325,000 $ 173,591 $ 151,000
Williamson, Tennessee 67 $ 14,695,000 $ 219,328 $ 157,000
Henrico, Virginia 66 $ 9,750,000 $ 147,727 $ 136,000
Charleston, South Carolina 65 $ 8,765,000 $ 134,846 $ 136,000
Marion, Indiana 64 $ 5,920,000 $ 92,500 $ 100,000
Howard, Maryland 64 $ 10,870,000 $ 169,843 $ 171,000
Weld, Colorado 63 $ 7,215,000 $ 114,523 $ 126,000
Somerset, New Jersey 62 $ 8,550,000 $ 137,903 $ 166,000
Guilford, North Carolina 61 $ 6,445,000 $ 105,655 $ 110,000
Yavapai, Arizona 60 $ 10,220,000 $ 170,333 $ 96,000
Marion, Florida 60 $ 6,400,000 $ 106,666 $ 72,000
Osceola, Florida 60 $ 7,400,000 $ 123,333 $ 106,000
Horry, South Carolina 60 $ 6,660,000 $ 111,000 $ 89,000
Spokane, Washington 60 $ 10,240,000 $ 170,666 $ 92,000
Marin, California 59 $ 13,725,000 $ 232,627 $ 217,000
Santa Barbara, California 59 $ 10,735,000 $ 181,949 $ 149,000
Hillsborough, New Hampshire 59 $ 6,965,000 $ 118,050 $ 116,000
Hudson, New Jersey 59 $ 9,385,000 $ 159,067 $ 170,000
Cabarrus, North Carolina 59 $ 9,845,000 $ 166,864 $ 135,000
Atlantic, New Jersey 58 $ 8,030,000 $ 138,448 $ 133,000
Kitsap, Washington 58 $ 9,700,000 $ 167,241 $ 121,000
Charlotte, Florida 57 $ 7,405,000 $ 129,912 $ 122,000
Collier, Florida 56 $ 8,800,000 $ 157,142 $ 131,000
Greenville, South Carolina 56 $ 7,820,000 $ 139,642 $ 129,000
Mohave, Arizona 55 $ 7,175,000 $ 130,454 $ 106,000
Lancaster, Pennsylvania 55 $ 8,015,000 $ 145,727 $ 110,000
Northampton, Pennsylvania 55 $ 6,765,000 $ 123,000 $ 128,000
York, South Carolina 55 $ 5,915,000 $ 107,545 $ 126,000
Shelby, Tennessee 55 $ 9,585,000 $ 174,272 $ 121,000
Boulder, Colorado 54 $ 8,150,000 $ 150,925 $ 148,000
Hamilton, Indiana 54 $ 6,250,000 $ 115,740 $ 124,000
District of Columbia, District Of Columbia 53 $ 14,185,000 $ 267,641 $ 165,000
Jefferson, Kentucky 53 $ 4,685,000 $ 88,396 $ 102,000
Harford, Maryland 53 $ 6,145,000 $ 115,943 $ 117,000
Passaic, New Jersey 53 $ 7,505,000 $ 141,603 $ 140,000
Durham, North Carolina 53 $ 8,245,000 $ 155,566 $ 101,000
Larimer, Colorado 52 $ 6,670,000 $ 128,269 $ 121,000
Hamilton, Ohio 52 $ 5,760,000 $ 110,769 $ 107,000
Beaufort, South Carolina 52 $ 9,030,000 $ 173,653 $ 383,000
Lake, Indiana 51 $ 5,615,000 $ 110,098 $ 97,000
New Hanover, North Carolina 51 $ 9,235,000 $ 181,078 $ 123,000
Monterey, California 50 $ 10,090,000 $ 201,800 $ 220,000
Kent, Delaware 50 $ 7,430,000 $ 148,600 $ 126,000
Henry, Georgia 50 $ 4,690,000 $ 93,800 $ 109,000
Anoka, Minnesota 50 $ 5,400,000 $ 108,000 $ 91,000
Dakota, Minnesota 50 $ 7,420,000 $ 148,400 $ 153,000
Knox, Tennessee 50 $ 4,610,000 $ 92,200 $ 109,000
Buncombe, North Carolina 49 $ 8,225,000 $ 167,857 $ 105,000
Thurston, Washington 49 $ 7,395,000 $ 150,918 $ 115,000
San Luis Obispo, California 48 $ 8,180,000 $ 170,416 $ 348,000
Kent, Michigan 48 $ 4,970,000 $ 103,541 $ 105,000
Warren, Ohio 48 $ 6,070,000 $ 126,458 $ 127,000
Waukesha, Wisconsin 48 $ 8,220,000 $ 171,250 $ 119,000
Clay, Florida 47 $ 5,655,000 $ 120,319 $ 111,000
Martin, Florida 47 $ 6,185,000 $ 131,595 $ 139,000
Mercer, New Jersey 47 $ 6,805,000 $ 144,787 $ 169,000
Butler, Ohio 47 $ 4,475,000 $ 95,212 $ 161,000
Tulare, California 46 $ 6,620,000 $ 143,913 $ 150,000
Iredell, North Carolina 46 $ 5,910,000 $ 128,478 $ 136,000
Macomb, Michigan 45 $ 5,015,000 $ 111,444 $ 109,000
Sussex, New Jersey 45 $ 3,795,000 $ 84,333 $ 137,000
Summit, Ohio 45 $ 5,975,000 $ 132,777 $ 94,000
Lehigh, Pennsylvania 44 $ 5,410,000 $ 122,954 $ 128,000
Rutherford, Tennessee 44 $ 5,600,000 $ 127,272 $ 128,000
Madison, Alabama 43 $ 3,975,000 $ 92,441 $ 142,000
Hernando, Florida 43 $ 3,895,000 $ 90,581 $ 87,000
Carroll, Maryland 43 $ 3,695,000 $ 85,930 $ 151,000
Washington, Minnesota 43 $ 6,375,000 $ 148,255 $ 148,000
Gaston, North Carolina 43 $ 4,205,000 $ 97,790 $ 99,000
Oklahoma, Oklahoma 43 $ 5,225,000 $ 121,511 $ 107,000
Shasta, California 42 $ 5,190,000 $ 123,571 $ 160,000
Fayette, Georgia 42 $ 5,540,000 $ 131,904 $ 124,000
Forsyth, North Carolina 42 $ 4,600,000 $ 109,523 $ 99,000
Johnston, North Carolina 42 $ 5,570,000 $ 132,619 $ 123,000
York, Pennsylvania 42 $ 4,050,000 $ 96,428 $ 100,000
Providence, Rhode Island 42 $ 4,710,000 $ 112,142 $ 103,000
Spotsylvania, Virginia 42 $ 6,020,000 $ 143,333 $ 125,000
Jefferson, Alabama 41 $ 4,695,000 $ 114,512 $ 123,000
Santa Cruz, California 41 $ 9,395,000 $ 229,146 $ 250,000
Okaloosa, Florida 41 $ 5,695,000 $ 138,902 $ 233,000
Paulding, Georgia 41 $ 4,905,000 $ 119,634 $ 100,000
Charles, Maryland 41 $ 5,035,000 $ 122,804 $ 160,000
Delaware, Ohio 41 $ 5,795,000 $ 141,341 $ 173,000
Sumner, Tennessee 41 $ 5,135,000 $ 125,243 $ 104,000
Litchfield, Connecticut 40 $ 6,060,000 $ 151,500 $ 113,000
Indian River, Florida 40 $ 3,700,000 $ 92,500 $ 83,000
Chatham, Georgia 40 $ 3,500,000 $ 87,500 $ 97,000
Rockingham, New Hampshire 40 $ 6,710,000 $ 167,750 $ 154,000
Whatcom, Washington 40 $ 7,150,000 $ 178,750 $ 83,000
Lane, Oregon 39 $ 5,515,000 $ 141,410 $ 117,000
Yolo, California 38 $ 5,070,000 $ 133,421 $ 137,000
Lorain, Ohio 38 $ 4,240,000 $ 111,578 $ 95,000
Marion, Oregon 38 $ 5,390,000 $ 141,842 $ 104,000
Lexington, South Carolina 38 $ 3,810,000 $ 100,263 $ 134,000
Dallas, Texas 38 $ 4,880,000 $ 128,421 $ 166,000
Nevada, California 37 $ 5,045,000 $ 136,351 $ 184,000
Coweta, Georgia 37 $ 3,625,000 $ 97,972 $ 127,000
Ramsey, Minnesota 37 $ 4,745,000 $ 128,243 $ 109,000
Santa Rosa, Florida 36 $ 3,210,000 $ 89,166 $ 116,000
Collin, Texas 36 $ 4,800,000 $ 133,333 $ 207,000
Harris, Texas 36 $ 4,310,000 $ 119,722 $ 118,000
Walton, Georgia 35 $ 3,985,000 $ 113,857 $ 83,000
Medina, Ohio 35 $ 4,435,000 $ 126,714 $ 112,000
Spartanburg, South Carolina 35 $ 3,775,000 $ 107,857 $ 100,000
Citrus, Florida 34 $ 3,960,000 $ 116,470 $ 102,000
Escambia, Florida 34 $ 4,310,000 $ 126,764 $ 148,000
Monroe, Pennsylvania 34 $ 3,980,000 $ 117,058 $ 128,000
Leon, Florida 33 $ 4,785,000 $ 145,000 $ 117,000
McHenry, Illinois 33 $ 3,805,000 $ 115,303 $ 100,000
Hamilton, Tennessee 33 $ 5,395,000 $ 163,484 $ 141,000
Travis, Texas 33 $ 7,165,000 $ 217,121 $ 281,000
Napa, California 32 $ 5,400,000 $ 168,750 $ 200,000
Cape May, New Jersey 32 $ 5,600,000 $ 175,000 $ 138,000
Alexandria, Virginia 32 $ 3,780,000 $ 118,125 $ 180,000
Cochise, Arizona 31 $ 3,265,000 $ 105,322 $ 143,000
Coconino, Arizona 31 $ 5,845,000 $ 188,548 $ 125,000
Douglas, Nebraska 31 $ 3,005,000 $ 96,935 $ 124,000
Hunterdon, New Jersey 31 $ 4,125,000 $ 133,064 $ 172,000
Brunswick, North Carolina 31 $ 4,435,000 $ 143,064 $ 79,000
Cumberland, North Carolina 31 $ 2,315,000 $ 74,677 $ 98,000
Walton, Florida 30 $ 5,540,000 $ 184,666 $ 156,000
Berks, Pennsylvania 30 $ 4,460,000 $ 148,666 $ 126,000
Albemarle, Virginia 30 $ 4,630,000 $ 154,333 $ 141,000
Arlington, Virginia 30 $ 5,590,000 $ 186,333 $ 214,000
Kendall, Illinois 29 $ 2,265,000 $ 78,103 $ 135,000
Fauquier, Virginia 29 $ 3,715,000 $ 128,103 $ 161,000
Nassau, Florida 28 $ 2,680,000 $ 95,714 $ 125,000
Douglas, Georgia 28 $ 3,030,000 $ 108,214 $ 96,000
St. Tammany, Louisiana 28 $ 3,180,000 $ 113,571 $ 115,000
Baltimore City, Maryland 28 $ 3,220,000 $ 115,000 $ 105,000
Calvert, Maryland 28 $ 3,100,000 $ 110,714 $ 133,000
Wright, Minnesota 28 $ 3,950,000 $ 141,071 $ 135,000
Warren, New Jersey 28 $ 3,130,000 $ 111,785 $ 151,000
Catawba, North Carolina 28 $ 3,700,000 $ 132,142 $ 89,000
Island, Washington 28 $ 4,860,000 $ 173,571 $ 136,000
Middlesex, Connecticut 27 $ 3,405,000 $ 126,111 $ 163,000
Alachua, Florida 27 $ 3,375,000 $ 125,000 $ 141,000
Hall, Georgia 27 $ 1,935,000 $ 71,666 $ 104,000
Lancaster, South Carolina 27 $ 2,035,000 $ 75,370 $ 99,000
Blount, Tennessee 27 $ 2,755,000 $ 102,037 $ 109,000
Milwaukee, Wisconsin 27 $ 4,135,000 $ 153,148 $ 76,000
New London, Connecticut 26 $ 3,190,000 $ 122,692 $ 187,000
York, Maine 26 $ 1,930,000 $ 74,230 $ 97,000
Cecil, Maryland 26 $ 3,690,000 $ 141,923 $ 119,000
Lincoln, North Carolina 26 $ 4,020,000 $ 154,615 $ 191,000
Stark, Ohio 26 $ 2,050,000 $ 78,846 $ 90,000
Richland, South Carolina 26 $ 3,230,000 $ 124,230 $ 108,000
Baldwin, Alabama 25 $ 3,015,000 $ 120,600 $ 93,000
Yuma, Arizona 25 $ 2,675,000 $ 107,000 $ 87,000
Rockdale, Georgia 25 $ 2,805,000 $ 112,200 $ 95,000
Cumberland, Maine 25 $ 3,095,000 $ 123,800 $ 112,000
Livingston, Michigan 25 $ 2,795,000 $ 111,800 $ 117,000
Hanover, Virginia 25 $ 3,615,000 $ 144,600 $ 126,000
Washoe, Nevada 24 $ 3,640,000 $ 151,666 $ 176,000
Davidson, North Carolina 24 $ 2,230,000 $ 92,916 $ 160,000
Cumberland, Pennsylvania 24 $ 2,660,000 $ 110,833 $ 143,000
Berkeley, South Carolina 24 $ 2,240,000 $ 93,333 $ 109,000
Merced, California 23 $ 2,205,000 $ 95,869 $ 104,000
Tolland, Connecticut 23 $ 3,085,000 $ 134,130 $ 132,000
Flagler, Florida 23 $ 2,955,000 $ 128,478 $ 84,000
Newton, Georgia 23 $ 2,065,000 $ 89,782 $ 78,000
St. Mary's, Maryland 23 $ 2,385,000 $ 103,695 $ 150,000
Washington, Maryland 23 $ 2,585,000 $ 112,391 $ 103,000
Genesee, Michigan 23 $ 2,235,000 $ 97,173 $ 72,000
Washtenaw, Michigan 23 $ 3,005,000 $ 130,652 $ 123,000
Denton, Texas 23 $ 2,765,000 $ 120,217 $ 156,000
Newport News, Virginia 23 $ 2,335,000 $ 101,521 $ 101,000
Benton, Arkansas 22 $ 3,050,000 $ 138,636 $ 131,000
Bay, Florida 22 $ 2,300,000 $ 104,545 $ 93,000
Sumter, Florida 22 $ 3,830,000 $ 174,090 $ 84,000
Barrow, Georgia 22 $ 1,990,000 $ 90,454 $ 69,000
Columbia, Georgia 22 $ 2,430,000 $ 110,454 $ 128,000
Ingham, Michigan 22 $ 2,960,000 $ 134,545 $ 142,000
Merrimack, New Hampshire 22 $ 2,420,000 $ 110,000 $ 112,000
Onslow, North Carolina 22 $ 2,940,000 $ 133,636 $ 96,000
Jackson, Oregon 22 $ 3,240,000 $ 147,272 $ 116,000
Yamhill, Oregon 22 $ 3,320,000 $ 150,909 $ 106,000
Wilson, Tennessee 22 $ 3,310,000 $ 150,454 $ 204,000
Norfolk, Virginia 22 $ 2,350,000 $ 106,818 $ 88,000
Shelby, Alabama 21 $ 1,725,000 $ 82,142 $ 118,000
Butte, California 21 $ 3,065,000 $ 145,952 $ 109,000
Mesa, Colorado 21 $ 2,665,000 $ 126,904 $ 73,000
St. Joseph, Indiana 21 $ 1,125,000 $ 53,571 $ 142,000
Sedgwick, Kansas 21 $ 2,615,000 $ 124,523 $ 105,000
St. Clair, Michigan 21 $ 2,495,000 $ 118,809 $ 121,000
Scott, Minnesota 21 $ 3,175,000 $ 151,190 $ 119,000
Alamance, North Carolina 21 $ 2,445,000 $ 116,428 $ 102,000
Clermont, Ohio 21 $ 1,775,000 $ 84,523 $ 112,000
Montgomery, Ohio 21 $ 2,255,000 $ 107,380 $ 72,000
Tulsa, Oklahoma 21 $ 2,435,000 $ 115,952 $ 99,000
Coos, Oregon 21 $ 2,725,000 $ 129,761 $ 66,000
Aiken, South Carolina 21 $ 1,685,000 $ 80,238 $ 388,000
Utah, Utah 21 $ 3,225,000 $ 153,571 $ 192,000
Skagit, Washington 21 $ 3,845,000 $ 183,095 $ 100,000
Dane, Wisconsin 21 $ 3,185,000 $ 151,666 $ 87,000
Windham, Connecticut 20 $ 2,110,000 $ 105,500 $ 75,000
Monroe, Florida 20 $ 4,290,000 $ 214,500 $ 133,000
Jefferson, Louisiana 20 $ 2,550,000 $ 127,500 $ 111,000
Ottawa, Michigan 20 $ 2,340,000 $ 117,000 $ 78,000
Chatham, North Carolina 20 $ 3,140,000 $ 157,000 $ 111,000
Lake, Ohio 20 $ 1,960,000 $ 98,000 $ 94,000
Licking, Ohio 20 $ 2,170,000 $ 108,500 $ 103,000
Butler, Pennsylvania 20 $ 3,240,000 $ 162,000 $ 166,000
Tarrant, Texas 20 $ 2,120,000 $ 106,000 $ 210,000
Frederick, Virginia 20 $ 2,230,000 $ 111,500 $ 105,000
Benton, Washington 20 $ 3,010,000 $ 150,500 $ 104,000
Madera, California 19 $ 2,235,000 $ 117,631 $ 113,000
Pueblo, Colorado 19 $ 1,965,000 $ 103,421 $ 85,000
Carroll, Georgia 19 $ 1,905,000 $ 100,263 $ 115,000
Clayton, Georgia 19 $ 1,515,000 $ 79,736 $ 53,000
Porter, Indiana 19 $ 2,235,000 $ 117,631 $ 472,000
Boone, Kentucky 19 $ 1,305,000 $ 68,684 $ 81,000
Dorchester, South Carolina 19 $ 2,685,000 $ 141,315 $ 129,000
Roanoke, Virginia 19 $ 1,635,000 $ 86,052 $ 83,000
Racine, Wisconsin 19 $ 1,705,000 $ 89,736 $ 117,000
Hendricks, Indiana 18 $ 1,840,000 $ 102,222 $ 93,000
Carver, Minnesota 18 $ 1,920,000 $ 106,666 $ 156,000
Sherburne, Minnesota 18 $ 1,810,000 $ 100,555 $ 110,000
Sarpy, Nebraska 18 $ 2,080,000 $ 115,555 $ 120,000
Craven, North Carolina 18 $ 1,670,000 $ 92,777 $ 148,000
Henderson, North Carolina 18 $ 1,400,000 $ 77,777 $ 102,000
Washington, Pennsylvania 18 $ 2,760,000 $ 153,333 $ 132,000
Westmoreland, Pennsylvania 18 $ 1,230,000 $ 68,333 $ 87,000
Bedford, Virginia 18 $ 1,760,000 $ 97,777 $ 129,000
Jackson, Georgia 17 $ 2,255,000 $ 132,647 $ 112,000
Orleans, Louisiana 17 $ 2,315,000 $ 136,176 $ 117,000
Queen Anne's, Maryland 17 $ 1,915,000 $ 112,647 $ 142,000
Kalamazoo, Michigan 17 $ 2,035,000 $ 119,705 $ 130,000
Carteret, North Carolina 17 $ 2,245,000 $ 132,058 $ 119,000
Montgomery, Tennessee 17 $ 2,285,000 $ 134,411 $ 81,000
Williamson, Texas 17 $ 1,795,000 $ 105,588 $ 123,000
Salt Lake, Utah 17 $ 3,065,000 $ 180,294 $ 138,000
Culpeper, Virginia 17 $ 2,865,000 $ 168,529 $ 127,000
Bartow, Georgia 16 $ 2,050,000 $ 128,125 $ 90,000
Houston, Georgia 16 $ 1,010,000 $ 63,125 $ 89,000
Allen, Indiana 16 $ 1,140,000 $ 71,250 $ 85,000
East Baton Rouge, Louisiana 16 $ 1,550,000 $ 96,875 $ 122,000
DeSoto, Mississippi 16 $ 1,710,000 $ 106,875 $ 106,000
Bernalillo, New Mexico 16 $ 3,280,000 $ 205,000 $ 103,000
Franklin, North Carolina 16 $ 1,330,000 $ 83,125 $ 85,000
Fairfield, Ohio 16 $ 1,650,000 $ 103,125 $ 105,000
Dauphin, Pennsylvania 16 $ 2,540,000 $ 158,750 $ 82,000
Luzerne, Pennsylvania 16 $ 1,800,000 $ 112,500 $ 92,000
Pike, Pennsylvania 16 $ 1,620,000 $ 101,250 $ 111,000
Richmond City, Virginia 16 $ 2,740,000 $ 171,250 $ 84,000
Warren, Virginia 16 $ 1,340,000 $ 83,750 $ 181,000
Lewis, Washington 16 $ 2,400,000 $ 150,000 $ 101,000
Mobile, Alabama 15 $ 1,335,000 $ 89,000 $ 84,000
Montgomery, Alabama 15 $ 1,855,000 $ 123,666 $ 123,000
Sutter, California 15 $ 1,795,000 $ 119,666 $ 112,000
Yuba, California 15 $ 1,705,000 $ 113,666 $ 94,000
Elbert, Colorado 15 $ 2,355,000 $ 157,000 $ 140,000
Harris, Georgia 15 $ 1,245,000 $ 83,000 $ 127,000
St. Clair, Illinois 15 $ 1,355,000 $ 90,333 $ 113,000
Lancaster, Nebraska 15 $ 1,215,000 $ 81,000 $ 188,000
Strafford, New Hampshire 15 $ 2,105,000 $ 140,333 $ 113,000
Cumberland, New Jersey 15 $ 1,475,000 $ 98,333 $ 84,000
Trumbull, Ohio 15 $ 1,305,000 $ 87,000 $ 94,000
Douglas, Oregon 15 $ 2,745,000 $ 183,000 $ 65,000
Lackawanna, Pennsylvania 15 $ 1,005,000 $ 67,000 $ 90,000
James City, Virginia 15 $ 2,985,000 $ 199,000 $ 114,000
Yakima, Washington 15 $ 2,455,000 $ 163,666 $ 116,000
Walworth, Wisconsin 15 $ 2,545,000 $ 169,666 $ 155,000
Tuscaloosa, Alabama 14 $ 1,510,000 $ 107,857 $ 113,000
Lake, California 14 $ 2,680,000 $ 191,428 $ 94,000
Camden, Georgia 14 $ 1,760,000 $ 125,714 $ 481,000
Effingham, Georgia 14 $ 1,560,000 $ 111,428 $ 75,000
Olmsted, Minnesota 14 $ 1,830,000 $ 130,714 $ 254,000
Cleveland, North Carolina 14 $ 1,400,000 $ 100,000 $ 101,000
Currituck, North Carolina 14 $ 2,520,000 $ 180,000 $ 99,000
Moore, North Carolina 14 $ 1,610,000 $ 115,000 $ 114,000
Beaver, Pennsylvania 14 $ 1,040,000 $ 74,285 $ 83,000
Kent, Rhode Island 14 $ 1,760,000 $ 125,714 $ 148,000
Washington, Rhode Island 14 $ 2,150,000 $ 153,571 $ 102,000
Maury, Tennessee 14 $ 1,460,000 $ 104,285 $ 85,000
Bexar, Texas 14 $ 1,240,000 $ 88,571 $ 198,000
Chelan, Washington 14 $ 1,900,000 $ 135,714 $ 97,000
Mason, Washington 14 $ 1,700,000 $ 121,428 $ 153,000
Lee, Alabama 13 $ 1,155,000 $ 88,846 $ 96,000
Kings, California 13 $ 2,045,000 $ 157,307 $ 119,000
Tehama, California 13 $ 1,625,000 $ 125,000 $ 103,000
Clark, Indiana 13 $ 1,075,000 $ 82,692 $ 97,000
Bullitt, Kentucky 13 $ 915,000 $ 70,384 $ 82,000
Campbell, Kentucky 13 $ 1,315,000 $ 101,153 $ 101,000
Gallatin, Montana 13 $ 1,975,000 $ 151,923 $ 114,000
Belknap, New Hampshire 13 $ 1,135,000 $ 87,307 $ 91,000
Pender, North Carolina 13 $ 1,485,000 $ 114,230 $ 110,000
Lucas, Ohio 13 $ 1,415,000 $ 108,846 $ 120,000
Fort Bend, Texas 13 $ 1,875,000 $ 144,230 $ 345,000
Franklin, Virginia 13 $ 2,405,000 $ 185,000 $ 104,000
Hampton, Virginia 13 $ 1,565,000 $ 120,384 $ 123,000
Isle of Wight, Virginia 13 $ 1,265,000 $ 97,307 $ 177,000
Louisa, Virginia 13 $ 1,465,000 $ 112,692 $ 292,000
Orange, Virginia 13 $ 1,485,000 $ 114,230 $ 113,000
Clallam, Washington 13 $ 2,055,000 $ 158,076 $ 96,000
Kenosha, Wisconsin 13 $ 1,415,000 $ 108,846 $ 156,000
Navajo, Arizona 12 $ 1,430,000 $ 119,166 $ 109,000
Washington, Arkansas 12 $ 1,250,000 $ 104,166 $ 94,000
Imperial, California 12 $ 1,520,000 $ 126,666 $ 93,000
Mendocino, California 12 $ 2,480,000 $ 206,666 $ 155,000
Bryan, Georgia 12 $ 960,000 $ 80,000 $ 125,000
Elkhart, Indiana 12 $ 1,400,000 $ 116,666 $ 56,000
Tippecanoe, Indiana 12 $ 1,180,000 $ 98,333 $ 73,000
Kenton, Kentucky 12 $ 1,150,000 $ 95,833 $ 81,000
Goodhue, Minnesota 12 $ 900,000 $ 75,000 $ 95,000
Salem, New Jersey 12 $ 880,000 $ 73,333 $ 125,000
Haywood, North Carolina 12 $ 1,070,000 $ 89,166 $ 83,000
Orange, North Carolina 12 $ 2,040,000 $ 170,000 $ 102,000
Wood, Ohio 12 $ 1,550,000 $ 129,166 $ 105,000
Polk, Oregon 12 $ 1,020,000 $ 85,000 $ 129,000
Carbon, Pennsylvania 12 $ 1,170,000 $ 97,500 $ 112,000
Erie, Pennsylvania 12 $ 1,150,000 $ 95,833 $ 67,000
Schuylkill, Pennsylvania 12 $ 760,000 $ 63,333 $ 94,000
Anderson, South Carolina 12 $ 980,000 $ 81,666 $ 108,000
Augusta, Virginia 12 $ 1,160,000 $ 96,666 $ 87,000
Suffolk, Virginia 12 $ 850,000 $ 70,833 $ 258,000
Walla Walla, Washington 12 $ 2,270,000 $ 189,166 $ 91,000
Washington, Wisconsin 12 $ 1,620,000 $ 135,000 $ 96,000
Johnson, Indiana 11 $ 1,205,000 $ 109,545 $ 133,000
Lafayette, Louisiana 11 $ 1,315,000 $ 119,545 $ 64,000
Monroe, Michigan 11 $ 1,175,000 $ 106,818 $ 60,000
Flathead, Montana 11 $ 1,795,000 $ 163,181 $ 108,000
Santa Fe, New Mexico 11 $ 1,305,000 $ 118,636 $ 118,000
Rowan, North Carolina 11 $ 1,255,000 $ 114,090 $ 125,000
Linn, Oregon 11 $ 735,000 $ 66,818 $ 77,000
Centre, Pennsylvania 11 $ 2,225,000 $ 202,272 $ 118,000
Newport, Rhode Island 11 $ 1,635,000 $ 148,636 $ 148,000
Kershaw, South Carolina 11 $ 945,000 $ 85,909 $ 97,000
Pickens, South Carolina 11 $ 1,315,000 $ 119,545 $ 106,000
St. Croix, Wisconsin 11 $ 1,095,000 $ 99,545 $ 110,000
Gila, Arizona 10 $ 1,760,000 $ 176,000 $ 88,000
Pulaski, Arkansas 10 $ 1,370,000 $ 137,000 $ 197,000
Del Norte, California 10 $ 770,000 $ 77,000 $ 64,000
San Benito, California 10 $ 1,660,000 $ 166,000 $ 144,000
Floyd, Georgia 10 $ 840,000 $ 84,000 $ 106,000
Winnebago, Illinois 10 $ 800,000 $ 80,000 $ 94,000
Hancock, Indiana 10 $ 790,000 $ 79,000 $ 123,000
Madison, Indiana 10 $ 760,000 $ 76,000 $ 104,000
Nelson, Kentucky 10 $ 950,000 $ 95,000 $ 144,000
Oldham, Kentucky 10 $ 1,430,000 $ 143,000 $ 164,000
Ascension, Louisiana 10 $ 1,250,000 $ 125,000 $ 120,000
Tangipahoa, Louisiana 10 $ 990,000 $ 99,000 $ 91,000
Oxford, Maine 10 $ 890,000 $ 89,000 $ 57,000
Talbot, Maryland 10 $ 1,730,000 $ 173,000 $ 162,000
Wicomico, Maryland 10 $ 830,000 $ 83,000 $ 90,000
Berrien, Michigan 10 $ 840,000 $ 84,000 $ 106,000
Missoula, Montana 10 $ 1,730,000 $ 173,000 $ 143,000
Grafton, New Hampshire 10 $ 1,100,000 $ 110,000 $ 157,000
Greene, Ohio 10 $ 610,000 $ 61,000 $ 72,000
Madison, Ohio 10 $ 730,000 $ 73,000 $ 62,000
Portage, Ohio 10 $ 800,000 $ 80,000 $ 80,000
Wayne, Ohio 10 $ 1,820,000 $ 182,000 $ 66,000
Cleveland, Oklahoma 10 $ 670,000 $ 67,000 $ 103,000
Josephine, Oregon 10 $ 1,410,000 $ 141,000 $ 118,000
Tillamook, Oregon 10 $ 1,360,000 $ 136,000 $ 85,000
Oconee, South Carolina 10 $ 1,100,000 $ 110,000 $ 129,000
Robertson, Tennessee 10 $ 1,190,000 $ 119,000 $ 68,000
Chittenden, Vermont 10 $ 1,270,000 $ 127,000 $ 113,000
Fluvanna, Virginia 10 $ 970,000 $ 97,000 $ 96,000
Powhatan, Virginia 10 $ 850,000 $ 85,000 $ 129,000
Marshall, Alabama 9 $ 1,005,000 $ 111,666 $ 111,000
St. Clair, Alabama 9 $ 615,000 $ 68,333 $ 98,000
Amador, California 9 $ 1,355,000 $ 150,555 $ 92,000
Broomfield, Colorado 9 $ 1,325,000 $ 147,222 $ 163,000
Hendry, Florida 9 $ 955,000 $ 106,111 $ 89,000
Glynn, Georgia 9 $ 1,615,000 $ 179,444 $ 85,000
Bartholomew, Indiana 9 $ 855,000 $ 95,000 $ 63,000
Butler, Kansas 9 $ 825,000 $ 91,666 $ 132,000
Fayette, Kentucky 9 $ 675,000 $ 75,000 $ 73,000
Jackson, Michigan 9 $ 1,165,000 $ 129,444 $ 119,000
Muskegon, Michigan 9 $ 905,000 $ 100,555 $ 64,000
St. Louis, Minnesota 9 $ 1,035,000 $ 115,000 $ 99,000
Harrison, Mississippi 9 $ 985,000 $ 109,444 $ 77,000
Harnett, North Carolina 9 $ 625,000 $ 69,444 $ 176,000
Lee, North Carolina 9 $ 465,000 $ 51,666 $ 143,000
Miami, Ohio 9 $ 875,000 $ 97,222 $ 85,000
Benton, Oregon 9 $ 1,475,000 $ 163,888 $ 120,000
Perry, Pennsylvania 9 $ 905,000 $ 100,555 $ 114,000
Wayne, Pennsylvania 9 $ 1,475,000 $ 163,888 $ 77,000
Madison, Tennessee 9 $ 985,000 $ 109,444 $ 92,000
Sevier, Tennessee 9 $ 1,075,000 $ 119,444 $ 111,000
Bell, Texas 9 $ 445,000 $ 49,444 $ 107,000
Manassas, Virginia 9 $ 1,405,000 $ 156,111 $ 110,000
Montgomery, Virginia 9 $ 715,000 $ 79,444 $ 149,000
Rockingham, Virginia 9 $ 1,355,000 $ 150,555 $ 103,000
Brown, Wisconsin 9 $ 1,255,000 $ 139,444 $ 131,000
Rock, Wisconsin 9 $ 845,000 $ 93,888 $ 98,000
Sebastian, Arkansas 8 $ 510,000 $ 63,750 $ 58,000
Tuolumne, California 8 $ 1,240,000 $ 155,000 $ 125,000
Eagle, Colorado 8 $ 2,250,000 $ 281,250 $ 192,000
Highlands, Florida 8 $ 1,360,000 $ 170,000 $ 74,000
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Mortgage Loan Application Detail Totals for Spring Eq, LLC in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other Purpose 16,321 $2,039,940,000 $124,000 $9,005,000 $155,000 $8,320,000
Home Improvement 8,045 $648,895,000 $80,000 $1,115,000 $152,000 $7,450,000
Cash-out Refinancing 4,230 $1,021,060,000 $241,000 $2,005,000 $97,000 $3,792,000
Refinancing 4,135 $1,016,095,000 $245,000 $1,005,000 $115,000 $2,266,000
Home Purchase 1,194 $188,060,000 $157,000 $785,000 $190,000 $1,701,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 19,893 $2,668,510,000 $134,000 $9,005,000 $148,000 $8,320,000
Not Provided 7,286 $1,235,070,000 $169,000 $2,005,000 $134,000 $6,305,000
Hispanic 2,598 $346,500,000 $133,000 $945,000 $132,000 $3,283,000
Black or African American 1,927 $244,325,000 $126,000 $815,000 $122,000 $4,805,000
Asian 1,876 $370,780,000 $197,000 $1,805,000 $167,000 $2,740,000
American Indian or Alaskan Native 130 $18,560,000 $142,000 $505,000 $148,000 $2,156,000
Native Hawaiian or Other Pacific Islander 91 $12,695,000 $139,000 $545,000 $137,000 $380,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 33,812 $4,884,575,000 $144,000 $9,005,000 $144,000 $8,320,000
FHA-insured (Federal Housing Administration) 60 $14,680,000 $244,000 $495,000 $108,000 $1,528,000
VA-guaranteed (Veterans Administration) 53 $14,795,000 $279,000 $795,000 $81,000 $636,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 16,161 $2,045,350,000 $126,000 $2,005,000 $151,000 $8,320,000
Loan Originated 9,983 $1,314,915,000 $131,000 $825,000 $151,000 $3,688,000
Application Withdrawn By Applicant 7,323 $1,485,235,000 $202,000 $9,005,000 $117,000 $7,224,000
Application Approved But Not Accepted 458 $68,550,000 $149,000 $645,000 $145,000 $512,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 17,764 $2,868,700,000 $161,000 $9,005,000 $137,000 $7,224,000
Credit Application Incomplete 10,469 $1,424,840,000 $136,000 $1,045,000 $172,000 $7,450,000
Collateral 2,557 $253,395,000 $99,000 $2,005,000 $112,000 $2,341,000
Debt-To-Income Ratio 2,029 $214,525,000 $105,000 $675,000 $94,000 $940,000
Credit History 435 $51,155,000 $117,000 $545,000 $125,000 $1,336,000
Unverifiable Information 402 $61,180,000 $152,000 $655,000 $132,000 $600,000
Other 233 $33,595,000 $144,000 $1,305,000 $234,000 $8,320,000
Employment History 21 $2,575,000 $122,000 $295,000 $136,000 $360,000
Insufficient Cash (Downpayment, Closing Cost) 15 $4,085,000 $272,000 $515,000 $92,000 $174,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Spring Eq, LLC's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Spring Eq, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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