Spring Eq, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Spring Eq, Llc 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Spring Eq, Llc 2929 Arch St Wilmington, DE 19104 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 22,059 |
| Total Mortgage Loan Application Amount | $3,111,305,000 |
| Average Mortgage Loan Application Amount | $156,800 |
| Highest Mortgage Loan Application Amount | $2,205,000 |
| Average Applicant Income | $124,200 |
| Highest Applicant Income | $4,800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Spring Eq, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Spring Eq, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Spring Eq, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Spring Eq, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Spring Eq, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Spring Eq, Llc's mortgage activity for 2020.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 1,406 | $ 144,610,000 | $ 106,416 | $ 96,555 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,024 | $ 145,130,000 | $ 141,000 | $ 110,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 912 | $ 161,070,000 | $ 176,000 | $ 153,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 905 | $ 105,035,000 | $ 116,000 | $ 121,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 663 | $ 111,365,000 | $ 157,666 | $ 148,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 640 | $ 85,910,000 | $ 134,000 | $ 114,000 |
| CHICAGO-NAPERVILLE, IL | 494 | $ 66,670,000 | $ 134,000 | $ 126,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 440 | $ 54,820,000 | $ 124,000 | $ 112,000 |
| SAN DIEGO-CARLSBAD, CA | 436 | $ 68,210,000 | $ 156,000 | $ 159,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 420 | $ 76,890,000 | $ 183,000 | $ 174,000 |
| DENVER-AURORA-LAKEWOOD, CO | 409 | $ 68,315,000 | $ 167,000 | $ 127,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 409 | $ 61,435,000 | $ 150,000 | $ 131,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 387 | $ 63,185,000 | $ 149,000 | $ 112,500 |
| OAKLAND-HAYWARD-BERKELEY, CA | 383 | $ 75,725,000 | $ 197,000 | $ 166,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 379 | $ 43,015,000 | $ 113,000 | $ 108,000 |
| NEW YORK-NEWARK, NY | 372 | $ 54,310,000 | $ 145,000 | $ 138,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 346 | $ 48,260,000 | $ 128,000 | $ 117,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 326 | $ 64,530,000 | $ 197,000 | $ 140,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 302 | $ 53,640,000 | $ 177,000 | $ 143,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 296 | $ 53,400,000 | $ 179,000 | $ 163,000 |
| RALEIGH, NC | 289 | $ 63,255,000 | $ 218,000 | $ 119,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 270 | $ 42,260,000 | $ 156,000 | $ 127,000 |
| NEWARK, NJ-PA | 247 | $ 37,905,000 | $ 105,000 | $ 142,500 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 245 | $ 39,015,000 | $ 159,000 | $ 115,000 |
| JACKSONVILLE, FL | 217 | $ 26,455,000 | $ 121,000 | $ 111,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 205 | $ 31,295,000 | $ 152,000 | $ 108,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 197 | $ 27,925,000 | $ 141,000 | $ 129,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 187 | $ 26,435,000 | $ 141,000 | $ 112,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 182 | $ 21,430,000 | $ 117,000 | $ 106,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 176 | $ 23,700,000 | $ 108,000 | $ 91,000 |
| CAMDEN, NJ | 175 | $ 20,805,000 | $ 118,000 | $ 124,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 164 | $ 26,250,000 | $ 112,500 | $ 155,500 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 163 | $ 37,945,000 | $ 232,000 | $ 164,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 161 | $ 28,045,000 | $ 174,000 | $ 148,000 |
| COLUMBUS, OH | 154 | $ 17,960,000 | $ 116,000 | $ 103,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 151 | $ 32,765,000 | $ 216,000 | $ 157,000 |
| PHILADELPHIA, PA | 148 | $ 22,000,000 | $ 148,000 | $ 100,000 |
| RICHMOND, VA | 148 | $ 19,440,000 | $ 131,000 | $ 111,000 |
| CINCINNATI, OH-KY-IN | 138 | $ 15,160,000 | $ 111,000 | $ 125,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 134 | $ 21,630,000 | $ 161,000 | $ 154,000 |
| SALISBURY, MD-DE | 125 | $ 26,875,000 | $ 166,000 | $ 104,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 124 | $ 28,650,000 | $ 231,000 | $ 167,000 |
| PITTSBURGH, PA | 122 | $ 13,170,000 | $ 107,000 | $ 96,000 |
| STOCKTON-LODI, CA | 121 | $ 18,545,000 | $ 153,000 | $ 119,000 |
| TUCSON, AZ | 121 | $ 15,185,000 | $ 125,000 | $ 100,000 |
| NEW HAVEN-MILFORD, CT | 115 | $ 18,525,000 | $ 161,000 | $ 114,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 113 | $ 16,045,000 | $ 141,000 | $ 117,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 104 | $ 11,690,000 | $ 112,000 | $ 100,000 |
| CLEVELAND-ELYRIA, OH | 102 | $ 11,270,000 | $ 110,000 | $ 98,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 101 | $ 13,375,000 | $ 132,000 | $ 102,000 |
| TACOMA-LAKEWOOD, WA | 101 | $ 13,785,000 | $ 136,000 | $ 114,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 98 | $ 11,150,000 | $ 113,000 | $ 87,000 |
| FRESNO, CA | 97 | $ 12,185,000 | $ 125,000 | $ 123,000 |
| COLORADO SPRINGS, CO | 94 | $ 11,970,000 | $ 127,000 | $ 114,000 |
| WILMINGTON, DE-MD-NJ | 88 | $ 15,200,000 | $ 115,333 | $ 95,666 |
| KANSAS CITY, MO-KS | 86 | $ 12,340,000 | $ 95,000 | $ 162,000 |
| MODESTO, CA | 85 | $ 9,645,000 | $ 113,000 | $ 101,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 84 | $ 14,160,000 | $ 127,500 | $ 127,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 83 | $ 10,935,000 | $ 131,000 | $ 106,000 |
| CAPE CORAL-FORT MYERS, FL | 80 | $ 11,320,000 | $ 141,000 | $ 97,000 |
| PROVIDENCE-WARWICK, RI-MA | 79 | $ 8,975,000 | $ 113,000 | $ 113,000 |
| MEMPHIS, TN-MS-AR | 78 | $ 7,530,000 | $ 81,000 | $ 90,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 73 | $ 8,205,000 | $ 112,000 | $ 109,000 |
| PORT ST. LUCIE, FL | 72 | $ 10,900,000 | $ 151,000 | $ 114,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 71 | $ 9,735,000 | $ 137,000 | $ 128,000 |
| NEW ORLEANS-METAIRIE, LA | 69 | $ 11,215,000 | $ 162,000 | $ 95,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 67 | $ 6,505,000 | $ 97,000 | $ 95,000 |
| DALLAS-PLANO-IRVING, TX | 66 | $ 8,650,000 | $ 131,000 | $ 116,000 |
| VALLEJO-FAIRFIELD, CA | 66 | $ 11,390,000 | $ 172,000 | $ 130,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 65 | $ 6,675,000 | $ 110,000 | $ 107,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 64 | $ 6,740,000 | $ 105,000 | $ 122,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 64 | $ 12,430,000 | $ 194,000 | $ 85,000 |
| FORT COLLINS, CO | 62 | $ 12,000,000 | $ 193,000 | $ 100,000 |
| BIRMINGHAM-HOOVER, AL | 59 | $ 4,685,000 | $ 79,000 | $ 103,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 59 | $ 6,045,000 | $ 105,000 | $ 81,500 |
| AKRON, OH | 58 | $ 5,770,000 | $ 99,000 | $ 109,000 |
| ELGIN, IL | 58 | $ 5,530,000 | $ 95,000 | $ 110,000 |
| SANTA MARIA-SANTA BARBARA, CA | 57 | $ 10,975,000 | $ 192,000 | $ 141,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 55 | $ 5,155,000 | $ 63,000 | $ 84,000 |
| GARY, IN | 54 | $ 3,910,000 | $ 72,000 | $ 86,000 |
| GREENSBORO-HIGH POINT, NC | 53 | $ 5,475,000 | $ 103,000 | $ 88,000 |
| SALINAS, CA | 53 | $ 6,515,000 | $ 122,000 | $ 133,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 52 | $ 4,720,000 | $ 90,000 | $ 89,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 52 | $ 6,930,000 | $ 133,000 | $ 124,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 51 | $ 4,275,000 | $ 80,500 | $ 92,500 |
| DURHAM-CHAPEL HILL, NC | 50 | $ 6,800,000 | $ 136,000 | $ 125,000 |
| WINSTON-SALEM, NC | 50 | $ 5,540,000 | $ 110,000 | $ 95,000 |
| KNOXVILLE, TN | 47 | $ 5,815,000 | $ 123,000 | $ 79,000 |
| OKLAHOMA CITY, OK | 46 | $ 3,630,000 | $ 78,000 | $ 110,000 |
| BAKERSFIELD, CA | 44 | $ 4,320,000 | $ 98,000 | $ 110,000 |
| LAKELAND-WINTER HAVEN, FL | 44 | $ 4,210,000 | $ 95,000 | $ 83,000 |
| SPOKANE-SPOKANE VALLEY, WA | 44 | $ 4,890,000 | $ 111,000 | $ 113,000 |
| COLUMBIA, SC | 43 | $ 3,935,000 | $ 91,000 | $ 90,000 |
| MANCHESTER-NASHUA, NH | 43 | $ 3,165,000 | $ 73,000 | $ 117,000 |
| OLYMPIA-TUMWATER, WA | 43 | $ 6,215,000 | $ 144,000 | $ 109,000 |
| SANTA ROSA, CA | 43 | $ 8,325,000 | $ 193,000 | $ 128,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 42 | $ 6,020,000 | $ 143,000 | $ 127,000 |
| SAVANNAH, GA | 41 | $ 4,045,000 | $ 98,000 | $ 146,000 |
| ASHEVILLE, NC | 40 | $ 5,170,000 | $ 129,000 | $ 102,000 |
| BATON ROUGE, LA | 40 | $ 6,280,000 | $ 157,000 | $ 109,000 |
| GREELEY, CO | 40 | $ 6,060,000 | $ 151,000 | $ 96,000 |
| AUSTIN-ROUND ROCK, TX | 39 | $ 4,755,000 | $ 121,000 | $ 102,000 |
| BOULDER, CO | 37 | $ 5,395,000 | $ 145,000 | $ 154,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 37 | $ 5,055,000 | $ 136,000 | $ 131,000 |
| GRAND RAPIDS-WYOMING, MI | 37 | $ 4,335,000 | $ 117,000 | $ 89,000 |
| NORWICH-NEW LONDON, CT | 37 | $ 5,585,000 | $ 150,000 | $ 100,000 |
| SAN RAFAEL, CA | 37 | $ 9,495,000 | $ 256,000 | $ 220,000 |
| BREMERTON-SILVERDALE, WA | 36 | $ 4,930,000 | $ 136,000 | $ 118,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 35 | $ 3,605,000 | $ 103,000 | $ 152,000 |
| HARRISBURG-CARLISLE, PA | 35 | $ 3,795,000 | $ 108,000 | $ 93,000 |
| OCALA, FL | 35 | $ 3,495,000 | $ 99,000 | $ 107,000 |
| EUGENE, OR | 34 | $ 5,220,000 | $ 153,000 | $ 85,000 |
| HICKORY-LENOIR-MORGANTON, NC | 34 | $ 3,490,000 | $ 102,000 | $ 89,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 34 | $ 3,610,000 | $ 106,000 | $ 109,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 34 | $ 3,150,000 | $ 92,000 | $ 248,000 |
| SANTA CRUZ-WATSONVILLE, CA | 34 | $ 7,650,000 | $ 225,000 | $ 147,000 |
| LANCASTER, PA | 33 | $ 3,685,000 | $ 111,000 | $ 79,000 |
| VISALIA-PORTERVILLE, CA | 33 | $ 4,765,000 | $ 144,000 | $ 86,000 |
| CHATTANOOGA, TN-GA | 32 | $ 3,380,000 | $ 84,000 | $ 79,000 |
| SALEM, OR | 31 | $ 4,055,000 | $ 130,000 | $ 95,000 |
| SEBASTIAN-VERO BEACH, FL | 31 | $ 3,645,000 | $ 117,000 | $ 74,000 |
| TRENTON, NJ | 31 | $ 4,505,000 | $ 145,000 | $ 145,000 |
| TULSA, OK | 31 | $ 2,635,000 | $ 85,000 | $ 104,000 |
| FLAGSTAFF, AZ | 30 | $ 6,030,000 | $ 201,000 | $ 108,000 |
| KENNEWICK-RICHLAND, WA | 30 | $ 2,760,000 | $ 92,000 | $ 92,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 30 | $ 6,740,000 | $ 224,000 | $ 174,000 |
| WILMINGTON, NC | 30 | $ 4,350,000 | $ 145,000 | $ 142,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 29 | $ 3,095,000 | $ 106,000 | $ 109,000 |
| HUNTSVILLE, AL | 29 | $ 2,335,000 | $ 80,000 | $ 96,000 |
| LANSING-EAST LANSING, MI | 29 | $ 2,535,000 | $ 87,000 | $ 103,000 |
| READING, PA | 29 | $ 1,775,000 | $ 61,000 | $ 85,000 |
| WICHITA, KS | 29 | $ 3,055,000 | $ 105,000 | $ 134,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 28 | $ 2,520,000 | $ 90,000 | $ 165,000 |
| MEDFORD, OR | 27 | $ 4,475,000 | $ 165,000 | $ 78,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 26 | $ 2,000,000 | $ 84,000 | $ 95,500 |
| DES MOINES-WEST DES MOINES, IA | 26 | $ 3,580,000 | $ 137,000 | $ 137,000 |
| FAYETTEVILLE, NC | 26 | $ 2,260,000 | $ 86,000 | $ 92,000 |
| FLINT, MI | 25 | $ 3,725,000 | $ 149,000 | $ 80,000 |
| MADISON, WI | 25 | $ 3,375,000 | $ 135,000 | $ 119,000 |
| PORTLAND-SOUTH PORTLAND, ME | 25 | $ 2,935,000 | $ 117,000 | $ 141,000 |
| ANN ARBOR, MI | 24 | $ 2,940,000 | $ 122,000 | $ 130,000 |
| BEND-REDMOND, OR | 24 | $ 3,170,000 | $ 132,000 | $ 112,000 |
| ROANOKE, VA | 24 | $ 2,260,000 | $ 94,000 | $ 121,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 24 | $ 1,570,000 | $ 65,000 | $ 66,000 |
| YORK-HANOVER, PA | 24 | $ 1,790,000 | $ 74,000 | $ 112,000 |
| GAINESVILLE, GA | 23 | $ 2,965,000 | $ 128,000 | $ 84,000 |
| MERCED, CA | 23 | $ 2,585,000 | $ 112,000 | $ 86,000 |
| MOUNT VERNON-ANACORTES, WA | 23 | $ 2,915,000 | $ 126,000 | $ 94,000 |
| CANTON-MASSILLON, OH | 22 | $ 2,080,000 | $ 94,000 | $ 93,000 |
| LEXINGTON-FAYETTE, KY | 22 | $ 2,790,000 | $ 126,000 | $ 86,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 22 | $ 1,790,000 | $ 81,000 | $ 103,000 |
| TOLEDO, OH | 22 | $ 1,340,000 | $ 60,000 | $ 64,000 |
| CHICO, CA | 21 | $ 2,655,000 | $ 126,000 | $ 119,000 |
| LAFAYETTE, LA | 21 | $ 1,395,000 | $ 66,000 | $ 108,000 |
| SPARTANBURG, SC | 21 | $ 1,565,000 | $ 74,000 | $ 104,000 |
| ST. LOUIS, MO-IL | 21 | $ 2,595,000 | $ 123,000 | $ 110,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 20 | $ 1,940,000 | $ 97,000 | $ 139,000 |
| CHARLOTTESVILLE, VA | 20 | $ 3,720,000 | $ 186,000 | $ 89,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 20 | $ 2,340,000 | $ 117,000 | $ 134,000 |
| FORT WORTH-ARLINGTON, TX | 20 | $ 2,660,000 | $ 133,000 | $ 153,000 |
| HOMOSASSA SPRINGS, FL | 20 | $ 2,190,000 | $ 109,000 | $ 89,000 |
| LYNCHBURG, VA | 20 | $ 1,600,000 | $ 80,000 | $ 94,000 |
| MADERA, CA | 20 | $ 2,000,000 | $ 100,000 | $ 102,000 |
| OCEAN CITY, NJ | 20 | $ 3,220,000 | $ 161,000 | $ 235,000 |
| PUEBLO, CO | 20 | $ 2,460,000 | $ 123,000 | $ 92,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 20 | $ 1,460,000 | $ 77,500 | $ 255,000 |
| WINCHESTER, VA-WV | 20 | $ 2,060,000 | $ 103,000 | $ 98,000 |
| ALBUQUERQUE, NM | 19 | $ 3,955,000 | $ 208,000 | $ 97,000 |
| EAST STROUDSBURG, PA | 19 | $ 1,205,000 | $ 63,000 | $ 101,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 19 | $ 2,045,000 | $ 107,000 | $ 124,000 |
| TALLAHASSEE, FL | 19 | $ 2,185,000 | $ 115,000 | $ 102,000 |
| GRAND JUNCTION, CO | 18 | $ 1,950,000 | $ 108,000 | $ 78,000 |
| PUNTA GORDA, FL | 18 | $ 2,380,000 | $ 132,000 | $ 87,000 |
| REDDING, CA | 18 | $ 1,820,000 | $ 101,000 | $ 106,000 |
| SHREVEPORT-BOSSIER CITY, LA | 18 | $ 1,960,000 | $ 108,000 | $ 103,000 |
| FORT WAYNE, IN | 17 | $ 1,565,000 | $ 92,000 | $ 97,000 |
| LINCOLN, NE | 17 | $ 1,335,000 | $ 78,000 | $ 83,000 |
| THE VILLAGES, FL | 17 | $ 2,785,000 | $ 163,000 | $ 82,000 |
| ALBANY, OR | 16 | $ 2,410,000 | $ 150,000 | $ 81,000 |
| BILLINGS, MT | 16 | $ 1,260,000 | $ 78,000 | $ 103,000 |
| DOVER, DE | 16 | $ 2,170,000 | $ 135,000 | $ 71,000 |
| GAINESVILLE, FL | 16 | $ 1,580,000 | $ 98,000 | $ 104,000 |
| ATHENS-CLARKE COUNTY, GA | 15 | $ 1,225,000 | $ 81,000 | $ 83,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 15 | $ 1,825,000 | $ 121,000 | $ 84,000 |
| GREEN BAY, WI | 15 | $ 1,325,000 | $ 88,000 | $ 82,000 |
| BELLINGHAM, WA | 14 | $ 2,630,000 | $ 187,000 | $ 96,000 |
| COLUMBUS, GA-AL | 14 | $ 1,280,000 | $ 91,000 | $ 78,000 |
| EVANSVILLE, IN-KY | 14 | $ 1,290,000 | $ 92,000 | $ 100,000 |
| HARRISONBURG, VA | 14 | $ 1,420,000 | $ 101,000 | $ 100,000 |
| LEBANON, PA | 14 | $ 1,360,000 | $ 97,000 | $ 101,000 |
| NAPA, CA | 14 | $ 3,100,000 | $ 221,000 | $ 163,000 |
| WORCESTER, MA-CT | 14 | $ 1,320,000 | $ 94,000 | $ 73,000 |
| ALEXANDRIA, LA | 13 | $ 985,000 | $ 75,000 | $ 126,000 |
| BURLINGTON, NC | 13 | $ 1,805,000 | $ 138,000 | $ 55,000 |
| DULUTH, MN-WI | 13 | $ 1,565,000 | $ 120,000 | $ 69,000 |
| HANFORD-CORCORAN, CA | 13 | $ 1,795,000 | $ 138,000 | $ 119,000 |
| JOHNSON CITY, TN | 13 | $ 1,295,000 | $ 99,000 | $ 63,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 13 | $ 1,835,000 | $ 141,000 | $ 90,000 |
| ROCKFORD, IL | 13 | $ 1,055,000 | $ 81,000 | $ 74,000 |
| YUMA, AZ | 13 | $ 1,445,000 | $ 111,000 | $ 72,000 |
| MANKATO-NORTH MANKATO, MN | 12 | $ 940,000 | $ 78,000 | $ 173,000 |
| RACINE, WI | 12 | $ 1,280,000 | $ 106,000 | $ 95,000 |
| ST. CLOUD, MN | 12 | $ 950,000 | $ 79,000 | $ 62,000 |
| YUBA CITY, CA | 12 | $ 1,120,000 | $ 93,000 | $ 96,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 11 | $ 1,705,000 | $ 155,000 | $ 63,000 |
| ERIE, PA | 11 | $ 985,000 | $ 89,000 | $ 81,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 11 | $ 795,000 | $ 72,000 | $ 94,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 11 | $ 1,945,000 | $ 176,000 | $ 178,000 |
| JACKSON, MI | 11 | $ 1,435,000 | $ 130,000 | $ 113,000 |
| JACKSON, MS | 11 | $ 885,000 | $ 80,000 | $ 79,000 |
| PEORIA, IL | 11 | $ 1,065,000 | $ 96,000 | $ 93,000 |
| ROCHESTER, MN | 11 | $ 955,000 | $ 86,000 | $ 114,000 |
| SEBRING, FL | 11 | $ 995,000 | $ 90,000 | $ 47,000 |
| ELKHART-GOSHEN, IN | 10 | $ 690,000 | $ 69,000 | $ 75,000 |
| LONGVIEW, WA | 10 | $ 1,170,000 | $ 117,000 | $ 90,000 |
| NEW BERN, NC | 10 | $ 1,050,000 | $ 105,000 | $ 103,000 |
| WARNER ROBINS, GA | 10 | $ 560,000 | $ 56,000 | $ 70,000 |
| WENATCHEE, WA | 10 | $ 1,480,000 | $ 148,000 | $ 83,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 10 | $ 950,000 | $ 130,500 | $ 99,500 |
| CLARKSVILLE, TN-KY | 9 | $ 405,000 | $ 44,000 | $ 51,000 |
| MONROE, MI | 9 | $ 745,000 | $ 82,000 | $ 67,000 |
| VINELAND-BRIDGETON, NJ | 9 | $ 725,000 | $ 80,000 | $ 74,000 |
| CLEVELAND, TN | 8 | $ 1,340,000 | $ 167,000 | $ 90,000 |
| EL CENTRO, CA | 8 | $ 710,000 | $ 88,000 | $ 79,000 |
| GRANTS PASS, OR | 8 | $ 1,080,000 | $ 135,000 | $ 68,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 8 | $ 880,000 | $ 110,000 | $ 134,000 |
| JACKSONVILLE, NC | 8 | $ 860,000 | $ 107,000 | $ 82,000 |
| KALAMAZOO-PORTAGE, MI | 8 | $ 810,000 | $ 101,000 | $ 139,000 |
| MONROE, LA | 8 | $ 910,000 | $ 113,000 | $ 122,000 |
| SIOUX CITY, IA-NE-SD | 8 | $ 690,000 | $ 86,000 | $ 76,000 |
| AUBURN-OPELIKA, AL | 7 | $ 775,000 | $ 110,000 | $ 54,000 |
| BLOOMINGTON, IN | 7 | $ 885,000 | $ 126,000 | $ 84,000 |
| BRUNSWICK, GA | 7 | $ 425,000 | $ 60,000 | $ 103,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 7 | $ 1,485,000 | $ 212,000 | $ 75,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 7 | $ 965,000 | $ 130,000 | $ 127,000 |
| FLORENCE, SC | 7 | $ 435,000 | $ 62,000 | $ 93,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 7 | $ 515,000 | $ 69,000 | $ 43,000 |
| MOBILE, AL | 7 | $ 405,000 | $ 57,000 | $ 105,000 |
| PANAMA CITY, FL | 7 | $ 845,000 | $ 120,000 | $ 179,000 |
| SANTA FE, NM | 7 | $ 1,265,000 | $ 180,000 | $ 112,000 |
| SIERRA VISTA-DOUGLAS, AZ | 7 | $ 625,000 | $ 89,000 | $ 56,000 |
| STAUNTON-WAYNESBORO, VA | 7 | $ 1,015,000 | $ 145,000 | $ 57,000 |
| YAKIMA, WA | 7 | $ 995,000 | $ 142,000 | $ 95,000 |
| BLOOMINGTON, IL | 6 | $ 330,000 | $ 55,000 | $ 141,000 |
| BOWLING GREEN, KY | 6 | $ 640,000 | $ 106,000 | $ 105,000 |
| DALTON, GA | 6 | $ 870,000 | $ 145,000 | $ 69,000 |
| JANESVILLE-BELOIT, WI | 6 | $ 620,000 | $ 103,000 | $ 67,000 |
| LAKE CHARLES, LA | 6 | $ 1,290,000 | $ 215,000 | $ 80,000 |
| LAS CRUCES, NM | 6 | $ 1,240,000 | $ 206,000 | $ 89,000 |
| LAWRENCE, KS | 6 | $ 1,150,000 | $ 191,000 | $ 168,000 |
| MICHIGAN CITY-LA PORTE, IN | 6 | $ 610,000 | $ 101,000 | $ 64,000 |
| MONTGOMERY, AL | 6 | $ 310,000 | $ 51,000 | $ 71,000 |
| NILES-BENTON HARBOR, MI | 6 | $ 660,000 | $ 110,000 | $ 81,000 |
| RENO, NV | 6 | $ 550,000 | $ 91,000 | $ 207,000 |
| STATE COLLEGE, PA | 6 | $ 810,000 | $ 135,000 | $ 99,000 |
| WATERLOO-CEDAR FALLS, IA | 6 | $ 1,060,000 | $ 176,000 | $ 64,000 |
| ALBANY, GA | 5 | $ 465,000 | $ 93,000 | $ 78,000 |
| ALTOONA, PA | 5 | $ 245,000 | $ 49,000 | $ 84,000 |
| APPLETON, WI | 5 | $ 725,000 | $ 145,000 | $ 120,000 |
| CARBONDALE-MARION, IL | 5 | $ 605,000 | $ 121,000 | $ 84,000 |
| DECATUR, AL | 5 | $ 215,000 | $ 43,000 | $ 85,000 |
| EAU CLAIRE, WI | 5 | $ 445,000 | $ 89,000 | $ 58,000 |
| FLORENCE-MUSCLE SHOALS, AL | 5 | $ 545,000 | $ 109,000 | $ 67,000 |
| FORT SMITH, AR-OK | 5 | $ 365,000 | $ 73,500 | $ 66,000 |
| GOLDSBORO, NC | 5 | $ 245,000 | $ 49,000 | $ 67,000 |
| HOUMA-THIBODAUX, LA | 5 | $ 715,000 | $ 143,000 | $ 99,000 |
| KANKAKEE, IL | 5 | $ 475,000 | $ 95,000 | $ 89,000 |
| MISSOULA, MT | 5 | $ 545,000 | $ 109,000 | $ 83,000 |
| ROCKY MOUNT, NC | 5 | $ 365,000 | $ 73,000 | $ 74,000 |
| ROME, GA | 5 | $ 325,000 | $ 65,000 | $ 72,000 |
| TERRE HAUTE, IN | 5 | $ 455,000 | $ 91,000 | $ 66,000 |
| TUSCALOOSA, AL | 5 | $ 545,000 | $ 109,000 | $ 122,000 |
| AMES, IA | 4 | $ 250,000 | $ 62,000 | $ 65,000 |
| BANGOR, ME | 4 | $ 140,000 | $ 35,000 | $ 41,000 |
| BATTLE CREEK, MI | 4 | $ 330,000 | $ 82,000 | $ 110,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 4 | $ 210,000 | $ 52,000 | $ 102,000 |
| CEDAR RAPIDS, IA | 4 | $ 330,000 | $ 82,000 | $ 45,000 |
| CHAMPAIGN-URBANA, IL | 4 | $ 310,000 | $ 77,000 | $ 115,000 |
| CORVALLIS, OR | 4 | $ 520,000 | $ 130,000 | $ 117,000 |
| DOTHAN, AL | 4 | $ 120,000 | $ 30,000 | $ 72,000 |
| GETTYSBURG, PA | 4 | $ 490,000 | $ 122,000 | $ 111,000 |
| GRAND ISLAND, NE | 4 | $ 120,000 | $ 30,000 | $ 47,000 |
| GREAT FALLS, MT | 4 | $ 240,000 | $ 60,000 | $ 101,000 |
| GREENVILLE, NC | 4 | $ 220,000 | $ 55,000 | $ 91,000 |
| HAMMOND, LA | 4 | $ 250,000 | $ 62,000 | $ 93,000 |
| JACKSON, TN | 4 | $ 160,000 | $ 40,000 | $ 74,000 |
| LA CROSSE-ONALASKA, WI-MN | 4 | $ 320,000 | $ 80,000 | $ 70,000 |
| MACON-BIBB COUNTY, GA | 4 | $ 260,000 | $ 65,000 | $ 67,000 |
| MANSFIELD, OH | 4 | $ 440,000 | $ 110,000 | $ 105,000 |
| MUSKEGON, MI | 4 | $ 120,000 | $ 30,000 | $ 72,000 |
| OSHKOSH-NEENAH, WI | 4 | $ 350,000 | $ 87,000 | $ 68,000 |
| OWENSBORO, KY | 4 | $ 780,000 | $ 195,000 | $ 157,000 |
| SHEBOYGAN, WI | 4 | $ 220,000 | $ 55,000 | $ 76,000 |
| TOPEKA, KS | 4 | $ 350,000 | $ 87,000 | $ 101,000 |
| WALLA WALLA, WA | 4 | $ 210,000 | $ 52,000 | $ 83,000 |
| BLOOMSBURG-BERWICK, PA | 3 | $ 325,000 | $ 108,000 | $ 64,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 3 | $ 195,000 | $ 65,000 | $ 51,000 |
| ENID, OK | 3 | $ 135,000 | $ 45,000 | $ 203,000 |
| GADSDEN, AL | 3 | $ 245,000 | $ 81,000 | $ 76,000 |
| HATTIESBURG, MS | 3 | $ 135,000 | $ 45,000 | $ 82,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 3 | $ 145,000 | $ 45,000 | $ 31,000 |
| IOWA CITY, IA | 3 | $ 695,000 | $ 231,000 | $ 145,000 |
| KILLEEN-TEMPLE, TX | 3 | $ 385,000 | $ 128,000 | $ 93,000 |
| LAWTON, OK | 3 | $ 175,000 | $ 58,000 | $ 95,000 |
| LEWISTON-AUBURN, ME | 3 | $ 195,000 | $ 65,000 | $ 138,000 |
| MCALLEN-EDINBURG-MISSION, TX | 3 | $ 385,000 | $ 128,000 | $ 79,000 |
| MORRISTOWN, TN | 3 | $ 355,000 | $ 118,000 | $ 87,000 |
| VALDOSTA, GA | 3 | $ 365,000 | $ 121,000 | $ 74,000 |
| WAUSAU, WI | 3 | $ 325,000 | $ 108,000 | $ 78,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 3 | $ 275,000 | $ 91,000 | $ 105,000 |
| WILLIAMSPORT, PA | 3 | $ 465,000 | $ 155,000 | $ 80,000 |
| BAY CITY, MI | 2 | $ 140,000 | $ 70,000 | $ 120,000 |
| COLLEGE STATION-BRYAN, TX | 2 | $ 230,000 | $ 115,000 | $ 48,000 |
| CORPUS CHRISTI, TX | 2 | $ 90,000 | $ 45,000 | $ 83,000 |
| DECATUR, IL | 2 | $ 80,000 | $ 40,000 | $ 54,000 |
| FARGO, ND-MN | 2 | $ 60,000 | $ 30,000 | $ 112,000 |
| FOND DU LAC, WI | 2 | $ 230,000 | $ 115,000 | $ 66,000 |
| HINESVILLE, GA | 2 | $ 160,000 | $ 80,000 | $ 113,000 |
| JOHNSTOWN, PA | 2 | $ 170,000 | $ 85,000 | $ 115,000 |
| KOKOMO, IN | 2 | $ 400,000 | $ 200,000 | $ 168,000 |
| MANHATTAN, KS | 2 | $ 100,000 | $ 50,000 | $ 175,000 |
| MIDLAND, MI | 2 | $ 190,000 | $ 95,000 | $ 97,000 |
| MUNCIE, IN | 2 | $ 90,000 | $ 45,000 | $ 121,000 |
| PINE BLUFF, AR | 2 | $ 60,000 | $ 30,000 | $ 70,000 |
| SAGINAW, MI | 2 | $ 50,000 | $ 25,000 | $ 43,000 |
| SPRINGFIELD, IL | 2 | $ 200,000 | $ 100,000 | $ 63,000 |
| SPRINGFIELD, OH | 2 | $ 110,000 | $ 55,000 | $ 78,000 |
| TEXARKANA, TX-AR | 2 | $ 50,000 | $ 25,000 | $ 593,000 |
| WACO, TX | 2 | $ 90,000 | $ 45,000 | $ 37,000 |
| WHEELING, WV-OH | 2 | $ 80,000 | $ 40,000 | $ 34,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 1 | $ 35,000 | $ 35,000 | $ 64,000 |
| BOISE CITY, ID | 1 | $ 65,000 | $ 65,000 | $ 102,000 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 25,000 | $ 25,000 | $ 72,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 1 | $ 195,000 | $ 195,000 | $ 0 |
| COLUMBUS, IN | 1 | $ 295,000 | $ 295,000 | $ 128,000 |
| CUMBERLAND, MD-WV | 1 | $ 55,000 | $ 55,000 | $ 168,000 |
| GRAND FORKS, ND-MN | 1 | $ 65,000 | $ 65,000 | $ 0 |
| LAREDO, TX | 1 | $ 75,000 | $ 75,000 | $ 0 |
| ODESSA, TX | 1 | $ 235,000 | $ 235,000 | $ 89,000 |
| SALT LAKE CITY, UT | 1 | $ 85,000 | $ 85,000 | $ 171,000 |
| SUMTER, SC | 1 | $ 35,000 | $ 35,000 | $ 180,000 |
| TYLER, TX | 1 | $ 285,000 | $ 285,000 | $ 130,000 |
Mortgage Loan Application Detail Totals for Spring Eq, Llc in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 8,164 | $555,900,000 | $68,000 | $1,475,000 | $123,000 | $4,102,000 |
| Home Improvement | 4,591 | $300,605,000 | $65,000 | $505,000 | $131,000 | $4,800,000 |
| Refinancing | 4,566 | $1,157,220,000 | $253,000 | $2,205,000 | $121,000 | $4,800,000 |
| Cash-out Refinancing | 4,448 | $1,050,360,000 | $236,000 | $2,005,000 | $104,000 | $1,300,000 |
| Home Purchase | 290 | $47,220,000 | $162,000 | $515,000 | $142,000 | $708,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 12,640 | $1,586,640,000 | $125,000 | $2,205,000 | $124,000 | $4,800,000 |
| Not Provided | 5,494 | $938,680,000 | $170,000 | $2,005,000 | $116,000 | $4,800,000 |
| Hispanic | 1,484 | $186,780,000 | $125,000 | $1,825,000 | $112,000 | $724,000 |
| Asian | 1,266 | $255,100,000 | $201,000 | $765,000 | $134,000 | $911,000 |
| Black or African American | 970 | $109,950,000 | $113,000 | $825,000 | $104,000 | $890,000 |
| American Indian or Alaskan Native | 77 | $12,945,000 | $168,000 | $505,000 | $110,000 | $526,000 |
| Native Hawaiian or Other Pacific Islander | 62 | $6,980,000 | $112,000 | $665,000 | $121,000 | $302,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 21,741 | $3,031,315,000 | $139,000 | $2,205,000 | $121,000 | $4,800,000 |
| FHA-insured (Federal Housing Administration) | 227 | $53,425,000 | $235,000 | $775,000 | $72,000 | $345,000 |
| VA-guaranteed (Veterans Administration) | 88 | $25,660,000 | $291,000 | $665,000 | $85,000 | $320,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $905,000 | $301,000 | $405,000 | $73,000 | $91,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 8,831 | $765,995,000 | $86,000 | $1,475,000 | $117,000 | $2,858,000 |
| Application Withdrawn By Applicant | 6,851 | $1,592,255,000 | $232,000 | $2,205,000 | $112,000 | $4,800,000 |
| Loan Originated | 6,121 | $731,975,000 | $119,000 | $755,000 | $135,000 | $3,187,000 |
| Application Approved But Not Accepted | 256 | $21,080,000 | $82,000 | $455,000 | $148,000 | $973,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 13,228 | $2,345,310,000 | $177,000 | $2,205,000 | $123,000 | $4,800,000 |
| Credit Application Incomplete | 3,959 | $393,615,000 | $99,000 | $1,475,000 | $142,000 | $2,009,000 |
| Debt-To-Income Ratio | 2,683 | $206,205,000 | $76,000 | $675,000 | $78,000 | $674,000 |
| Collateral | 1,274 | $79,130,000 | $62,000 | $505,000 | $107,000 | $701,000 |
| Other | 372 | $33,420,000 | $89,000 | $505,000 | $167,000 | $2,858,000 |
| Credit History | 294 | $21,780,000 | $74,000 | $515,000 | $112,000 | $780,000 |
| Unverifiable Information | 244 | $31,230,000 | $127,000 | $525,000 | $131,000 | $1,029,000 |
| Employment History | 5 | $615,000 | $123,000 | $335,000 | $102,000 | $173,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Spring Eq, Llc's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Spring Eq, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.