Spring Eq, LLC Mortgage Lending & HMDA Data, 2020

In 2020, Spring Eq, LLC of Conshohocken, PA reported 22,059 mortgage applications totaling $3.1 billion, up 12% from 2019. The average application was for $141,044, and applicants reported an average income of $120,669. 28% of its applications resulted in an originated loan and 40% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (1,024), Los Angeles-Long Beach-Glendale, CA (912) and Atlanta-Sandy Springs-Roswell, GA (905) (applications in parentheses).

Mortgage Company & Address Spring Eq, LLC
1 West Elm Street Suite 450
Conshohocken, PA 19428
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  
Total Number of Mortgage Applications 22,059
Total Mortgage Loan Application Amount $3,111,305,000
Average Mortgage Loan Application Amount $141,044
Highest Mortgage Loan Application Amount $2,205,000
Average Applicant Income $120,669
Highest Applicant Income $4,800,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Spring Eq, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Spring Eq, LLC by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 947 $ 136,655,000 $ 144,303 $ 113,000
Los Angeles, California 912 $ 161,070,000 $ 176,611 $ 153,000
San Diego, California 436 $ 68,210,000 $ 156,444 $ 159,000
Orange, California 420 $ 76,890,000 $ 183,071 $ 174,000
Riverside, California 382 $ 51,960,000 $ 136,020 $ 114,000
Cook, Illinois 288 $ 39,260,000 $ 136,319 $ 122,000
San Bernardino, California 258 $ 33,950,000 $ 131,589 $ 113,000
Wake, North Carolina 252 $ 58,950,000 $ 233,928 $ 125,000
Broward, Florida 245 $ 39,015,000 $ 159,244 $ 115,000
Sacramento, California 225 $ 33,045,000 $ 146,866 $ 108,000
Contra Costa, California 204 $ 40,480,000 $ 198,431 $ 164,000
King, Washington 201 $ 38,375,000 $ 190,920 $ 155,000
Palm Beach, Florida 197 $ 27,925,000 $ 141,751 $ 129,000
Miami-Dade, Florida 187 $ 26,435,000 $ 141,363 $ 112,000
Alameda, California 179 $ 35,245,000 $ 196,899 $ 169,000
Orange, Florida 179 $ 23,025,000 $ 128,631 $ 126,000
Hillsborough, Florida 175 $ 22,405,000 $ 128,028 $ 115,000
Pinellas, Florida 162 $ 19,900,000 $ 122,839 $ 120,000
Santa Clara, California 160 $ 37,100,000 $ 231,875 $ 166,000
Fulton, Georgia 160 $ 22,600,000 $ 141,250 $ 145,000
Fairfield, Connecticut 151 $ 32,765,000 $ 216,986 $ 157,000
Gwinnett, Georgia 150 $ 16,690,000 $ 111,266 $ 121,000
Fairfax, Virginia 147 $ 29,755,000 $ 202,414 $ 154,000
Montgomery, Pennsylvania 144 $ 28,540,000 $ 198,194 $ 140,000
Ventura, California 134 $ 21,630,000 $ 161,417 $ 154,000
Hennepin, Minnesota 124 $ 22,790,000 $ 183,790 $ 136,000
Mecklenburg, North Carolina 123 $ 16,385,000 $ 133,211 $ 120,000
Pima, Arizona 121 $ 15,185,000 $ 125,495 $ 100,000
San Joaquin, California 121 $ 18,545,000 $ 153,264 $ 119,000
Cobb, Georgia 121 $ 15,065,000 $ 124,504 $ 122,000
Montgomery, Maryland 121 $ 22,655,000 $ 187,231 $ 161,000
Middlesex, New Jersey 116 $ 19,910,000 $ 171,637 $ 130,000
New Haven, Connecticut 115 $ 18,525,000 $ 161,086 $ 114,000
Loudoun, Virginia 112 $ 17,380,000 $ 155,178 $ 193,000
Monmouth, New Jersey 110 $ 15,180,000 $ 138,000 $ 149,000
Sussex, Delaware 108 $ 25,190,000 $ 233,240 $ 119,000
Arapahoe, Colorado 107 $ 16,245,000 $ 151,822 $ 105,000
Bucks, Pennsylvania 105 $ 21,515,000 $ 204,904 $ 132,000
Prince George's, Maryland 104 $ 14,710,000 $ 141,442 $ 109,000
Bergen, New Jersey 104 $ 17,930,000 $ 172,403 $ 132,000
Ocean, New Jersey 104 $ 12,750,000 $ 122,596 $ 111,000
Pierce, Washington 101 $ 13,785,000 $ 136,485 $ 114,000
Snohomish, Washington 101 $ 15,265,000 $ 151,138 $ 120,000
Fresno, California 97 $ 12,185,000 $ 125,618 $ 123,000
Duval, Florida 94 $ 9,040,000 $ 96,170 $ 94,000
Prince William, Virginia 92 $ 18,480,000 $ 200,869 $ 147,000
Placer, California 89 $ 11,585,000 $ 130,168 $ 183,000
El Paso, Colorado 89 $ 11,275,000 $ 126,685 $ 116,000
DuPage, Illinois 88 $ 13,930,000 $ 158,295 $ 156,000
Jefferson, Colorado 87 $ 13,925,000 $ 160,057 $ 129,000
Burlington, New Jersey 86 $ 11,290,000 $ 131,279 $ 131,000
Stanislaus, California 85 $ 9,645,000 $ 113,470 $ 101,000
Washington, Oregon 85 $ 15,585,000 $ 183,352 $ 142,000
Franklin, Ohio 81 $ 9,335,000 $ 115,246 $ 95,000
Lee, Florida 80 $ 11,320,000 $ 141,500 $ 97,000
Pasco, Florida 80 $ 9,840,000 $ 123,000 $ 99,000
Morris, New Jersey 80 $ 14,130,000 $ 176,625 $ 181,000
Philadelphia, Pennsylvania 80 $ 12,160,000 $ 152,000 $ 84,000
Douglas, Colorado 78 $ 14,070,000 $ 180,384 $ 145,000
Seminole, Florida 78 $ 8,110,000 $ 103,974 $ 104,000
DeKalb, Georgia 78 $ 12,230,000 $ 156,794 $ 135,000
Oakland, Michigan 78 $ 9,900,000 $ 126,923 $ 114,000
Pinal, Arizona 77 $ 8,475,000 $ 110,064 $ 74,000
Chester, Pennsylvania 77 $ 14,475,000 $ 187,987 $ 149,000
Volusia, Florida 76 $ 8,710,000 $ 114,605 $ 86,000
Hartford, Connecticut 75 $ 10,145,000 $ 135,266 $ 119,000
Baltimore, Maryland 75 $ 11,395,000 $ 151,933 $ 124,000
Lake, Illinois 74 $ 13,420,000 $ 181,351 $ 154,000
Anne Arundel, Maryland 74 $ 11,990,000 $ 162,027 $ 126,000
Brevard, Florida 73 $ 8,205,000 $ 112,397 $ 109,000
St. Johns, Florida 73 $ 11,315,000 $ 155,000 $ 135,000
Forsyth, Georgia 73 $ 11,465,000 $ 157,054 $ 144,000
Macomb, Michigan 73 $ 8,695,000 $ 119,109 $ 106,000
Will, Illinois 71 $ 8,455,000 $ 119,084 $ 118,000
Johnson, Kansas 71 $ 10,205,000 $ 143,732 $ 147,000
Multnomah, Oregon 70 $ 13,340,000 $ 190,571 $ 178,000
New Castle, Delaware 69 $ 13,345,000 $ 193,405 $ 115,000
Cherokee, Georgia 68 $ 4,780,000 $ 70,294 $ 118,000
Allegheny, Pennsylvania 68 $ 7,980,000 $ 117,352 $ 99,000
Delaware, Pennsylvania 68 $ 9,840,000 $ 144,705 $ 120,000
San Mateo, California 67 $ 18,095,000 $ 270,074 $ 150,000
Denver, Colorado 67 $ 10,505,000 $ 156,791 $ 154,000
Solano, California 66 $ 11,390,000 $ 172,575 $ 130,000
Osceola, Florida 65 $ 6,455,000 $ 99,307 $ 89,000
Clackamas, Oregon 65 $ 10,525,000 $ 161,923 $ 122,000
Yavapai, Arizona 64 $ 12,430,000 $ 194,218 $ 85,000
Union, North Carolina 63 $ 11,235,000 $ 178,333 $ 138,000
Clark, Washington 63 $ 11,155,000 $ 177,063 $ 184,000
Larimer, Colorado 62 $ 12,000,000 $ 193,548 $ 100,000
El Dorado, California 61 $ 9,625,000 $ 157,786 $ 141,000
Davidson, Tennessee 61 $ 8,955,000 $ 146,803 $ 90,000
Essex, New Jersey 59 $ 9,005,000 $ 152,627 $ 170,000
San Francisco, California 57 $ 10,555,000 $ 185,175 $ 187,000
Santa Barbara, California 57 $ 10,975,000 $ 192,543 $ 141,000
Lake, Florida 57 $ 5,425,000 $ 95,175 $ 82,000
Virginia Beach, Virginia 57 $ 7,935,000 $ 139,210 $ 100,000
Camden, New Jersey 56 $ 6,170,000 $ 110,178 $ 129,000
Dakota, Minnesota 55 $ 9,065,000 $ 164,818 $ 110,000
Chesterfield, Virginia 54 $ 6,870,000 $ 127,222 $ 108,000
Monterey, California 53 $ 6,515,000 $ 122,924 $ 133,000
York, South Carolina 53 $ 5,665,000 $ 106,886 $ 116,000
Shelby, Tennessee 53 $ 5,415,000 $ 102,169 $ 92,000
District of Columbia, District Of Columbia 52 $ 8,060,000 $ 155,000 $ 176,000
Wayne, Michigan 52 $ 4,720,000 $ 90,769 $ 89,000
Greenville, South Carolina 52 $ 5,550,000 $ 106,730 $ 96,000
Manatee, Florida 51 $ 7,325,000 $ 143,627 $ 109,000
Sarasota, Florida 50 $ 6,050,000 $ 121,000 $ 95,000
Howard, Maryland 50 $ 11,000,000 $ 220,000 $ 155,000
Paulding, Georgia 49 $ 3,765,000 $ 76,836 $ 86,000
Union, New Jersey 49 $ 6,605,000 $ 134,795 $ 163,000
Summit, Ohio 47 $ 4,705,000 $ 100,106 $ 108,000
Charleston, South Carolina 47 $ 6,075,000 $ 129,255 $ 120,000
McHenry, Illinois 46 $ 4,980,000 $ 108,260 $ 111,000
Kern, California 44 $ 4,320,000 $ 98,181 $ 110,000
Polk, Florida 44 $ 4,210,000 $ 95,681 $ 83,000
Sonoma, California 43 $ 8,325,000 $ 193,604 $ 128,000
Anoka, Minnesota 43 $ 7,185,000 $ 167,093 $ 117,000
Hillsborough, New Hampshire 43 $ 3,165,000 $ 73,604 $ 117,000
Thurston, Washington 43 $ 6,215,000 $ 144,534 $ 109,000
Adams, Colorado 42 $ 8,340,000 $ 198,571 $ 92,000
Collier, Florida 42 $ 6,020,000 $ 143,333 $ 127,000
Kane, Illinois 42 $ 4,350,000 $ 103,571 $ 111,000
Somerset, New Jersey 42 $ 6,470,000 $ 154,047 $ 197,000
Henrico, Virginia 42 $ 5,480,000 $ 130,476 $ 110,000
Weld, Colorado 40 $ 6,060,000 $ 151,500 $ 96,000
St. Lucie, Florida 40 $ 4,560,000 $ 114,000 $ 100,000
Frederick, Maryland 40 $ 5,390,000 $ 134,750 $ 108,000
Rockingham, New Hampshire 40 $ 5,810,000 $ 145,250 $ 116,000
Guilford, North Carolina 40 $ 4,370,000 $ 109,250 $ 93,000
Williamson, Tennessee 40 $ 9,180,000 $ 229,500 $ 170,000
Spokane, Washington 40 $ 4,720,000 $ 118,000 $ 114,000
Hamilton, Ohio 39 $ 3,985,000 $ 102,179 $ 122,000
Horry, South Carolina 39 $ 3,765,000 $ 96,538 $ 81,000
Marion, Indiana 38 $ 3,350,000 $ 88,157 $ 97,000
Marin, California 37 $ 9,495,000 $ 256,621 $ 220,000
Boulder, Colorado 37 $ 5,395,000 $ 145,810 $ 154,000
New London, Connecticut 37 $ 5,585,000 $ 150,945 $ 100,000
Washington, Minnesota 36 $ 6,830,000 $ 189,722 $ 106,000
Passaic, New Jersey 36 $ 4,540,000 $ 126,111 $ 144,000
Kitsap, Washington 36 $ 4,930,000 $ 136,944 $ 118,000
Marion, Florida 35 $ 3,495,000 $ 99,857 $ 107,000
Douglas, Nebraska 35 $ 3,485,000 $ 99,571 $ 124,000
Atlantic, New Jersey 35 $ 3,605,000 $ 103,000 $ 152,000
Mohave, Arizona 34 $ 3,610,000 $ 106,176 $ 109,000
Santa Cruz, California 34 $ 7,650,000 $ 225,000 $ 147,000
Yolo, California 34 $ 7,180,000 $ 211,176 $ 128,000
Cabarrus, North Carolina 34 $ 6,160,000 $ 181,176 $ 118,000
Lane, Oregon 34 $ 5,220,000 $ 153,529 $ 85,000
Tulare, California 33 $ 4,765,000 $ 144,393 $ 86,000
Ramsey, Minnesota 33 $ 5,375,000 $ 162,878 $ 91,000
Gloucester, New Jersey 33 $ 3,345,000 $ 101,363 $ 97,000
Cuyahoga, Ohio 33 $ 3,845,000 $ 116,515 $ 106,000
Lorain, Ohio 33 $ 3,565,000 $ 108,030 $ 101,000
Lancaster, Pennsylvania 33 $ 3,685,000 $ 111,666 $ 79,000
Chesapeake, Virginia 33 $ 4,865,000 $ 147,424 $ 108,000
Martin, Florida 32 $ 6,340,000 $ 198,125 $ 132,000
Providence, Rhode Island 32 $ 3,950,000 $ 123,437 $ 98,000
Harris, Texas 32 $ 2,260,000 $ 70,625 $ 91,000
Waukesha, Wisconsin 32 $ 5,080,000 $ 158,750 $ 116,000
Clay, Florida 31 $ 2,785,000 $ 89,838 $ 96,000
Indian River, Florida 31 $ 3,645,000 $ 117,580 $ 74,000
Lake, Indiana 31 $ 2,265,000 $ 73,064 $ 77,000
Mercer, New Jersey 31 $ 4,505,000 $ 145,322 $ 145,000
Butler, Ohio 31 $ 3,305,000 $ 106,612 $ 110,000
Lexington, South Carolina 31 $ 2,995,000 $ 96,612 $ 99,000
Coconino, Arizona 30 $ 6,030,000 $ 201,000 $ 108,000
San Luis Obispo, California 30 $ 6,740,000 $ 224,666 $ 174,000
Charles, Maryland 30 $ 5,150,000 $ 171,666 $ 123,000
Northampton, Pennsylvania 30 $ 2,560,000 $ 85,333 $ 94,000
Sumner, Tennessee 30 $ 3,780,000 $ 126,000 $ 102,000
Hunterdon, New Jersey 29 $ 5,235,000 $ 180,517 $ 120,000
Johnston, North Carolina 29 $ 3,905,000 $ 134,655 $ 63,000
Berks, Pennsylvania 29 $ 1,775,000 $ 61,206 $ 85,000
Middlesex, Connecticut 28 $ 4,690,000 $ 167,500 $ 118,000
Chatham, Georgia 28 $ 2,990,000 $ 106,785 $ 167,000
Clark, Nevada 28 $ 2,520,000 $ 90,000 $ 165,000
Okaloosa, Florida 27 $ 3,465,000 $ 128,333 $ 120,000
Harford, Maryland 27 $ 2,875,000 $ 106,481 $ 120,000
Forsyth, North Carolina 27 $ 2,805,000 $ 103,888 $ 120,000
Delaware, Ohio 27 $ 5,055,000 $ 187,222 $ 134,000
Jackson, Oregon 27 $ 4,475,000 $ 165,740 $ 78,000
Rutherford, Tennessee 27 $ 3,525,000 $ 130,555 $ 76,000
Fayette, Georgia 26 $ 4,120,000 $ 158,461 $ 155,000
Henry, Georgia 26 $ 2,510,000 $ 96,538 $ 96,000
Hamilton, Indiana 26 $ 3,210,000 $ 123,461 $ 124,000
Oklahoma, Oklahoma 26 $ 1,990,000 $ 76,538 $ 112,000
Knox, Tennessee 26 $ 2,590,000 $ 99,615 $ 82,000
Jefferson, Alabama 25 $ 2,205,000 $ 88,200 $ 94,000
Madison, Alabama 25 $ 2,115,000 $ 84,600 $ 94,000
Coweta, Georgia 25 $ 1,575,000 $ 63,000 $ 109,000
Genesee, Michigan 25 $ 3,725,000 $ 149,000 $ 80,000
Sussex, New Jersey 25 $ 2,655,000 $ 106,200 $ 141,000
Buncombe, North Carolina 25 $ 3,565,000 $ 142,600 $ 119,000
Warren, Ohio 25 $ 2,865,000 $ 114,600 $ 182,000
Nevada, California 24 $ 4,160,000 $ 173,333 $ 100,000
Washtenaw, Michigan 24 $ 2,940,000 $ 122,500 $ 130,000
New Hanover, North Carolina 24 $ 3,690,000 $ 153,750 $ 152,000
Deschutes, Oregon 24 $ 3,170,000 $ 132,083 $ 112,000
Marion, Oregon 24 $ 2,730,000 $ 113,750 $ 89,000
York, Pennsylvania 24 $ 1,790,000 $ 74,583 $ 112,000
Benton, Washington 24 $ 2,160,000 $ 90,000 $ 90,000
Merced, California 23 $ 2,585,000 $ 112,391 $ 86,000
Hernando, Florida 23 $ 2,675,000 $ 116,304 $ 75,000
Hall, Georgia 23 $ 2,965,000 $ 128,913 $ 84,000
Orleans, Louisiana 23 $ 4,205,000 $ 182,826 $ 108,000
Hudson, New Jersey 23 $ 3,715,000 $ 161,521 $ 145,000
Durham, North Carolina 23 $ 3,225,000 $ 140,217 $ 97,000
Hamilton, Tennessee 23 $ 2,995,000 $ 130,217 $ 92,000
Stafford, Virginia 23 $ 3,395,000 $ 147,608 $ 120,000
Skagit, Washington 23 $ 2,915,000 $ 126,739 $ 94,000
Dane, Wisconsin 23 $ 3,225,000 $ 140,217 $ 124,000
Flagler, Florida 22 $ 2,440,000 $ 110,909 $ 91,000
Wright, Minnesota 22 $ 2,930,000 $ 133,181 $ 90,000
Collin, Texas 22 $ 3,630,000 $ 165,000 $ 86,000
Butte, California 21 $ 2,655,000 $ 126,428 $ 119,000
Sedgwick, Kansas 21 $ 1,415,000 $ 67,380 $ 135,000
East Baton Rouge, Louisiana 21 $ 3,685,000 $ 175,476 $ 104,000
Gaston, North Carolina 21 $ 2,465,000 $ 117,380 $ 99,000
Iredell, North Carolina 21 $ 2,685,000 $ 127,857 $ 125,000
Stark, Ohio 21 $ 2,045,000 $ 97,380 $ 94,000
Spartanburg, South Carolina 21 $ 1,565,000 $ 74,523 $ 104,000
Dallas, Texas 21 $ 2,405,000 $ 114,523 $ 147,000
Fauquier, Virginia 21 $ 2,825,000 $ 134,523 $ 102,000
Spotsylvania, Virginia 21 $ 3,545,000 $ 168,809 $ 131,000
Madera, California 20 $ 2,000,000 $ 100,000 $ 102,000
Pueblo, Colorado 20 $ 2,460,000 $ 123,000 $ 92,000
Citrus, Florida 20 $ 2,190,000 $ 109,500 $ 89,000
St. Tammany, Louisiana 20 $ 4,000,000 $ 200,000 $ 89,000
Carroll, Maryland 20 $ 2,870,000 $ 143,500 $ 114,000
St. Mary's, Maryland 20 $ 1,940,000 $ 97,000 $ 139,000
Kent, Michigan 20 $ 2,340,000 $ 117,000 $ 101,000
Cape May, New Jersey 20 $ 3,220,000 $ 161,000 $ 235,000
Brunswick, North Carolina 20 $ 2,280,000 $ 114,000 $ 82,000
Dauphin, Pennsylvania 20 $ 1,720,000 $ 86,000 $ 99,000
Kent, Rhode Island 20 $ 1,880,000 $ 94,000 $ 107,000
Tarrant, Texas 20 $ 2,660,000 $ 133,000 $ 153,000
Broomfield, Colorado 19 $ 3,515,000 $ 185,000 $ 161,000
Santa Rosa, Florida 19 $ 1,985,000 $ 104,473 $ 380,000
Jefferson, Louisiana 19 $ 2,175,000 $ 114,473 $ 83,000
Scott, Minnesota 19 $ 3,005,000 $ 158,157 $ 126,000
Medina, Ohio 19 $ 2,585,000 $ 136,052 $ 93,000
Lehigh, Pennsylvania 19 $ 2,185,000 $ 115,000 $ 100,000
Monroe, Pennsylvania 19 $ 1,205,000 $ 63,421 $ 101,000
Wilson, Tennessee 19 $ 2,945,000 $ 155,000 $ 124,000
Alexandria, Virginia 19 $ 3,455,000 $ 181,842 $ 137,000
Shasta, California 18 $ 1,820,000 $ 101,111 $ 106,000
Mesa, Colorado 18 $ 1,950,000 $ 108,333 $ 78,000
Charlotte, Florida 18 $ 2,380,000 $ 132,222 $ 87,000
Nassau, Florida 18 $ 3,060,000 $ 170,000 $ 124,000
Newton, Georgia 18 $ 1,390,000 $ 77,222 $ 85,000
Livingston, Michigan 18 $ 2,000,000 $ 111,111 $ 95,000
Catawba, North Carolina 18 $ 1,310,000 $ 72,777 $ 101,000
Cumberland, North Carolina 18 $ 1,730,000 $ 96,111 $ 104,000
Montgomery, Ohio 18 $ 1,730,000 $ 96,111 $ 121,000
Tulsa, Oklahoma 18 $ 1,780,000 $ 98,888 $ 111,000
Washington, Rhode Island 18 $ 1,720,000 $ 95,555 $ 141,000
Berkeley, South Carolina 18 $ 3,480,000 $ 193,333 $ 91,000
Dorchester, South Carolina 18 $ 1,380,000 $ 76,666 $ 84,000
Williamson, Texas 18 $ 1,810,000 $ 100,555 $ 102,000
Milwaukee, Wisconsin 18 $ 2,070,000 $ 115,000 $ 197,000
Shelby, Alabama 17 $ 1,155,000 $ 67,941 $ 121,000
Leon, Florida 17 $ 1,955,000 $ 115,000 $ 110,000
Sumter, Florida 17 $ 2,785,000 $ 163,823 $ 82,000
Jackson, Georgia 17 $ 2,225,000 $ 130,882 $ 132,000
Allen, Indiana 17 $ 1,565,000 $ 92,058 $ 97,000
Porter, Indiana 17 $ 1,365,000 $ 80,294 $ 101,000
St. Joseph, Indiana 17 $ 1,205,000 $ 70,882 $ 64,000
Baltimore City, Maryland 17 $ 1,765,000 $ 103,823 $ 101,000
Orange, North Carolina 17 $ 2,045,000 $ 120,294 $ 162,000
Lancaster, South Carolina 17 $ 1,985,000 $ 116,764 $ 111,000
Kent, Delaware 16 $ 2,170,000 $ 135,625 $ 71,000
Carroll, Georgia 16 $ 1,130,000 $ 70,625 $ 80,000
Calvert, Maryland 16 $ 1,430,000 $ 89,375 $ 125,000
Ottawa, Michigan 16 $ 1,960,000 $ 122,500 $ 73,000
Sherburne, Minnesota 16 $ 1,140,000 $ 71,250 $ 100,000
Linn, Oregon 16 $ 2,410,000 $ 150,625 $ 81,000
Frederick, Virginia 16 $ 1,310,000 $ 81,875 $ 101,000
Escambia, Florida 15 $ 1,165,000 $ 77,666 $ 81,000
Jefferson, Kentucky 15 $ 965,000 $ 64,333 $ 83,000
Warren, New Jersey 15 $ 1,865,000 $ 124,333 $ 118,000
Bernalillo, New Mexico 15 $ 3,105,000 $ 207,000 $ 87,000
Davidson, North Carolina 15 $ 1,485,000 $ 99,000 $ 63,000
Licking, Ohio 15 $ 1,435,000 $ 95,666 $ 105,000
Butler, Pennsylvania 15 $ 1,665,000 $ 111,000 $ 97,000
Franklin, Pennsylvania 15 $ 1,825,000 $ 121,666 $ 84,000
Denton, Texas 15 $ 855,000 $ 57,000 $ 136,000
Fort Bend, Texas 15 $ 2,225,000 $ 148,333 $ 174,000
Travis, Texas 15 $ 1,795,000 $ 119,666 $ 106,000
James City, Virginia 15 $ 3,145,000 $ 209,666 $ 96,000
St. Croix, Wisconsin 15 $ 2,485,000 $ 165,666 $ 121,000
Lake, California 14 $ 2,020,000 $ 144,285 $ 80,000
Napa, California 14 $ 3,100,000 $ 221,428 $ 163,000
Windham, Connecticut 14 $ 1,320,000 $ 94,285 $ 73,000
Barrow, Georgia 14 $ 1,060,000 $ 75,714 $ 64,000
Polk, Iowa 14 $ 2,040,000 $ 145,714 $ 110,000
Lafayette, Louisiana 14 $ 1,030,000 $ 73,571 $ 108,000
Cumberland, Maine 14 $ 2,210,000 $ 157,857 $ 184,000
Cecil, Maryland 14 $ 1,690,000 $ 120,714 $ 89,000
Lebanon, Pennsylvania 14 $ 1,360,000 $ 97,142 $ 101,000
Washington, Pennsylvania 14 $ 1,540,000 $ 110,000 $ 90,000
Whatcom, Washington 14 $ 2,630,000 $ 187,857 $ 96,000
Gila, Arizona 13 $ 1,705,000 $ 131,153 $ 65,000
Yuma, Arizona 13 $ 1,445,000 $ 111,153 $ 72,000
Kings, California 13 $ 1,795,000 $ 138,076 $ 119,000
St. Clair, Illinois 13 $ 1,545,000 $ 118,846 $ 114,000
Hendricks, Indiana 13 $ 1,885,000 $ 145,000 $ 87,000
Bullitt, Kentucky 13 $ 865,000 $ 66,538 $ 74,000
Fayette, Kentucky 13 $ 1,425,000 $ 109,615 $ 104,000
Rapides, Louisiana 13 $ 985,000 $ 75,769 $ 126,000
Ingham, Michigan 13 $ 1,385,000 $ 106,538 $ 94,000
Lancaster, Nebraska 13 $ 1,135,000 $ 87,307 $ 88,000
Sarpy, Nebraska 13 $ 915,000 $ 70,384 $ 87,000
Alamance, North Carolina 13 $ 1,805,000 $ 138,846 $ 55,000
Clermont, Ohio 13 $ 2,195,000 $ 168,846 $ 100,000
Lucas, Ohio 13 $ 1,045,000 $ 80,384 $ 77,000
Luzerne, Pennsylvania 13 $ 695,000 $ 53,461 $ 67,000
Westmoreland, Pennsylvania 13 $ 925,000 $ 71,153 $ 105,000
Putnam, Tennessee 13 $ 1,205,000 $ 92,692 $ 53,000
Albemarle, Virginia 13 $ 2,595,000 $ 199,615 $ 90,000
Bedford, Virginia 13 $ 1,265,000 $ 97,307 $ 104,000
Newport News, Virginia 13 $ 955,000 $ 73,461 $ 66,000
Navajo, Arizona 12 $ 2,050,000 $ 170,833 $ 141,000
Benton, Arkansas 12 $ 1,300,000 $ 108,333 $ 128,000
Litchfield, Connecticut 12 $ 1,590,000 $ 132,500 $ 126,000
Bartow, Georgia 12 $ 1,070,000 $ 89,166 $ 109,000
Douglas, Georgia 12 $ 1,120,000 $ 93,333 $ 89,000
Kendall, Illinois 12 $ 690,000 $ 57,500 $ 110,000
DeSoto, Mississippi 12 $ 940,000 $ 78,333 $ 87,000
Yellowstone, Montana 12 $ 890,000 $ 74,166 $ 110,000
Strafford, New Hampshire 12 $ 1,120,000 $ 93,333 $ 149,000
Fairfield, Ohio 12 $ 1,010,000 $ 84,166 $ 88,000
Cumberland, Pennsylvania 12 $ 1,970,000 $ 164,166 $ 83,000
Richmond City, Virginia 12 $ 1,610,000 $ 134,166 $ 145,000
Roanoke, Virginia 12 $ 1,020,000 $ 85,000 $ 133,000
Rockingham, Virginia 12 $ 1,200,000 $ 100,000 $ 107,000
Brown, Wisconsin 12 $ 1,160,000 $ 96,666 $ 75,000
Racine, Wisconsin 12 $ 1,280,000 $ 106,666 $ 95,000
Washington, Wisconsin 12 $ 1,230,000 $ 102,500 $ 78,000
Baldwin, Alabama 11 $ 1,705,000 $ 155,000 $ 63,000
Alachua, Florida 11 $ 1,285,000 $ 116,818 $ 93,000
Highlands, Florida 11 $ 995,000 $ 90,454 $ 47,000
Columbia, Georgia 11 $ 905,000 $ 82,272 $ 125,000
Boone, Kentucky 11 $ 1,015,000 $ 92,272 $ 82,000
Washington, Maryland 11 $ 795,000 $ 72,272 $ 94,000
Jackson, Michigan 11 $ 1,435,000 $ 130,454 $ 113,000
Belknap, New Hampshire 11 $ 775,000 $ 70,454 $ 94,000
Henderson, North Carolina 11 $ 1,415,000 $ 128,636 $ 71,000
Portage, Ohio 11 $ 1,065,000 $ 96,818 $ 113,000
Beaver, Pennsylvania 11 $ 675,000 $ 61,363 $ 72,000
Erie, Pennsylvania 11 $ 985,000 $ 89,545 $ 81,000
Lackawanna, Pennsylvania 11 $ 875,000 $ 79,545 $ 66,000
Schuylkill, Pennsylvania 11 $ 465,000 $ 42,272 $ 59,000
Anderson, South Carolina 11 $ 735,000 $ 66,818 $ 93,000
Washington, Tennessee 11 $ 1,245,000 $ 113,181 $ 67,000
Arlington, Virginia 11 $ 1,165,000 $ 105,909 $ 178,000
Hanover, Virginia 11 $ 1,915,000 $ 174,090 $ 129,000
St. Clair, Alabama 10 $ 740,000 $ 74,000 $ 103,000
Pulaski, Arkansas 10 $ 1,720,000 $ 172,000 $ 161,000
Calaveras, California 10 $ 820,000 $ 82,000 $ 142,000
Tolland, Connecticut 10 $ 1,210,000 $ 121,000 $ 100,000
Monroe, Florida 10 $ 1,520,000 $ 152,000 $ 100,000
Walton, Florida 10 $ 1,590,000 $ 159,000 $ 160,000
Muscogee, Georgia 10 $ 1,140,000 $ 114,000 $ 76,000
Richmond, Georgia 10 $ 570,000 $ 57,000 $ 79,000
Elkhart, Indiana 10 $ 690,000 $ 69,000 $ 75,000
Tippecanoe, Indiana 10 $ 1,370,000 $ 137,000 $ 82,000
Vanderburgh, Indiana 10 $ 1,100,000 $ 110,000 $ 104,000
Bossier, Louisiana 10 $ 1,190,000 $ 119,000 $ 104,000
York, Maine 10 $ 700,000 $ 70,000 $ 81,000
Eaton, Michigan 10 $ 850,000 $ 85,000 $ 110,000
Merrimack, New Hampshire 10 $ 1,320,000 $ 132,000 $ 114,000
Craven, North Carolina 10 $ 1,050,000 $ 105,000 $ 103,000
Lake, Ohio 10 $ 710,000 $ 71,000 $ 70,000
Yamhill, Oregon 10 $ 2,430,000 $ 243,000 $ 93,000
Beaufort, South Carolina 10 $ 1,760,000 $ 176,000 $ 191,000
Maury, Tennessee 10 $ 710,000 $ 71,000 $ 55,000
Suffolk, Virginia 10 $ 1,200,000 $ 120,000 $ 104,000
Cowlitz, Washington 10 $ 1,170,000 $ 117,000 $ 90,000
Grays Harbor, Washington 10 $ 610,000 $ 61,000 $ 88,000
Kenosha, Wisconsin 10 $ 740,000 $ 74,000 $ 100,000
Clayton, Georgia 9 $ 655,000 $ 72,777 $ 78,000
Houston, Georgia 9 $ 535,000 $ 59,444 $ 73,000
Winnebago, Illinois 9 $ 785,000 $ 87,222 $ 70,000
Hancock, Indiana 9 $ 1,315,000 $ 146,111 $ 91,000
Allegan, Michigan 9 $ 785,000 $ 87,222 $ 88,000
Monroe, Michigan 9 $ 745,000 $ 82,777 $ 67,000
Gallatin, Montana 9 $ 835,000 $ 92,777 $ 82,000
Cumberland, New Jersey 9 $ 725,000 $ 80,555 $ 74,000
Cleveland, Oklahoma 9 $ 585,000 $ 65,000 $ 108,000
Bexar, Texas 9 $ 425,000 $ 47,222 $ 82,000
Montgomery, Texas 9 $ 1,055,000 $ 117,222 $ 132,000
Hampton, Virginia 9 $ 1,055,000 $ 117,222 $ 61,000
Jefferson, Washington 9 $ 1,495,000 $ 166,111 $ 132,000
Ozaukee, Wisconsin 9 $ 1,355,000 $ 150,555 $ 100,000
Washington, Arkansas 8 $ 1,040,000 $ 130,000 $ 142,000
Imperial, California 8 $ 710,000 $ 88,750 $ 79,000
Tuolumne, California 8 $ 1,400,000 $ 175,000 $ 104,000
Garfield, Colorado 8 $ 680,000 $ 85,000 $ 74,000
Effingham, Georgia 8 $ 490,000 $ 61,250 $ 95,000
Walton, Georgia 8 $ 440,000 $ 55,000 $ 100,000
Caddo, Louisiana 8 $ 770,000 $ 96,250 $ 102,000
Kalamazoo, Michigan 8 $ 810,000 $ 101,250 $ 139,000
Stearns, Minnesota 8 $ 820,000 $ 102,500 $ 64,000
Grafton, New Hampshire 8 $ 960,000 $ 120,000 $ 100,000
Carteret, North Carolina 8 $ 850,000 $ 106,250 $ 155,000
Franklin, North Carolina 8 $ 400,000 $ 50,000 $ 119,000
Onslow, North Carolina 8 $ 860,000 $ 107,500 $ 82,000
Rowan, North Carolina 8 $ 680,000 $ 85,000 $ 58,000
Wilson, North Carolina 8 $ 1,230,000 $ 153,750 $ 82,000
Madison, Ohio 8 $ 380,000 $ 47,500 $ 97,000
Canadian, Oklahoma 8 $ 670,000 $ 83,750 $ 94,000
Rogers, Oklahoma 8 $ 430,000 $ 53,750 $ 77,000
Josephine, Oregon 8 $ 1,080,000 $ 135,000 $ 68,000
Wayne, Pennsylvania 8 $ 1,130,000 $ 141,250 $ 80,000
Georgetown, South Carolina 8 $ 1,570,000 $ 196,250 $ 71,000
Oconee, South Carolina 8 $ 760,000 $ 95,000 $ 79,000
Blount, Tennessee 8 $ 1,210,000 $ 151,250 $ 64,000
Bradley, Tennessee 8 $ 1,340,000 $ 167,500 $ 90,000
Robertson, Tennessee 8 $ 1,310,000 $ 163,750 $ 120,000
Clallam, Washington 8 $ 860,000 $ 107,500 $ 109,000
Pierce, Wisconsin 8 $ 580,000 $ 72,500 $ 91,000
Lee, Alabama 7 $ 775,000 $ 110,714 $ 54,000
Mobile, Alabama 7 $ 405,000 $ 57,857 $ 105,000
Cochise, Arizona 7 $ 625,000 $ 89,285 $ 56,000
Yuba, California 7 $ 665,000 $ 95,000 $ 104,000
Bay, Florida 7 $ 845,000 $ 120,714 $ 179,000
Clarke, Georgia 7 $ 415,000 $ 59,285 $ 75,000
Rockdale, Georgia 7 $ 375,000 $ 53,571 $ 54,000
Madison, Illinois 7 $ 1,025,000 $ 146,428 $ 107,000
Johnson, Indiana 7 $ 965,000 $ 137,857 $ 59,000
Monroe, Indiana 7 $ 885,000 $ 126,428 $ 84,000
Miami, Kansas 7 $ 1,315,000 $ 187,857 $ 144,000
Oldham, Kentucky 7 $ 1,065,000 $ 152,142 $ 198,000
Ouachita, Louisiana 7 $ 845,000 $ 120,714 $ 122,000
Queen Anne's, Maryland 7 $ 365,000 $ 52,142 $ 104,000
Wicomico, Maryland 7 $ 755,000 $ 107,857 $ 81,000
Worcester, Maryland 7 $ 505,000 $ 72,142 $ 89,000
St. Clair, Michigan 7 $ 395,000 $ 56,428 $ 71,000
Carver, Minnesota 7 $ 1,075,000 $ 153,571 $ 107,000
Crow Wing, Minnesota 7 $ 985,000 $ 140,714 $ 135,000
Nicollet, Minnesota 7 $ 585,000 $ 83,571 $ 245,000
Harrison, Mississippi 7 $ 845,000 $ 120,714 $ 148,000
Santa Fe, New Mexico 7 $ 1,265,000 $ 180,714 $ 112,000
Caldwell, North Carolina 7 $ 385,000 $ 55,000 $ 90,000
Moore, North Carolina 7 $ 875,000 $ 125,000 $ 83,000
Randolph, North Carolina 7 $ 465,000 $ 66,428 $ 93,000
Geauga, Ohio 7 $ 565,000 $ 80,714 $ 109,000
Wayne, Ohio 7 $ 875,000 $ 125,000 $ 109,000
Clatsop, Oregon 7 $ 345,000 $ 49,285 $ 112,000
Polk, Oregon 7 $ 1,325,000 $ 189,285 $ 119,000
Richland, South Carolina 7 $ 755,000 $ 107,857 $ 72,000
Roane, Tennessee 7 $ 765,000 $ 109,285 $ 60,000
Sevier, Tennessee 7 $ 665,000 $ 95,000 $ 76,000
Tipton, Tennessee 7 $ 395,000 $ 56,428 $ 73,000
Louisa, Virginia 7 $ 1,185,000 $ 169,285 $ 69,000
Norfolk, Virginia 7 $ 525,000 $ 75,000 $ 76,000
Northumberland, Virginia 7 $ 1,515,000 $ 216,428 $ 67,000
Powhatan, Virginia 7 $ 1,255,000 $ 179,285 $ 118,000
Shenandoah, Virginia 7 $ 465,000 $ 66,428 $ 107,000
Yakima, Washington 7 $ 995,000 $ 142,142 $ 95,000
Marshall, Alabama 6 $ 1,490,000 $ 248,333 $ 235,000
Siskiyou, California 6 $ 340,000 $ 56,666 $ 96,000
Tehama, California 6 $ 530,000 $ 88,333 $ 146,000
Archuleta, Colorado 6 $ 1,240,000 $ 206,666 $ 121,000
La Plata, Colorado 6 $ 1,060,000 $ 176,666 $ 176,000
Butts, Georgia 6 $ 360,000 $ 60,000 $ 77,000
Catoosa, Georgia 6 $ 290,000 $ 48,333 $ 70,000
Glynn, Georgia 6 $ 380,000 $ 63,333 $ 110,000
Oconee, Georgia 6 $ 600,000 $ 100,000 $ 100,000
Whitfield, Georgia 6 $ 870,000 $ 145,000 $ 69,000
LaSalle, Illinois 6 $ 690,000 $ 115,000 $ 93,000
McLean, Illinois 6 $ 330,000 $ 55,000 $ 141,000
Peoria, Illinois 6 $ 900,000 $ 150,000 $ 90,000
Kosciusko, Indiana 6 $ 260,000 $ 43,333 $ 75,000
LaPorte, Indiana 6 $ 610,000 $ 101,666 $ 64,000
Douglas, Kansas 6 $ 1,150,000 $ 191,666 $ 168,000
Kenton, Kentucky 6 $ 590,000 $ 98,333 $ 83,000
Calcasieu, Louisiana 6 $ 1,290,000 $ 215,000 $ 80,000
Livingston, Louisiana 6 $ 1,230,000 $ 205,000 $ 86,000
Berrien, Michigan 6 $ 660,000 $ 110,000 $ 81,000
Lapeer, Michigan 6 $ 440,000 $ 73,333 $ 83,000
Goodhue, Minnesota 6 $ 220,000 $ 36,666 $ 122,000
Lake, Minnesota 6 $ 500,000 $ 83,333 $ 46,000
Olmsted, Minnesota 6 $ 460,000 $ 76,666 $ 118,000
St. Louis, Minnesota 6 $ 850,000 $ 141,666 $ 93,000
Washoe, Nevada 6 $ 550,000 $ 91,666 $ 207,000
Dona Ana, New Mexico 6 $ 1,240,000 $ 206,666 $ 89,000
Chatham, North Carolina 6 $ 1,170,000 $ 195,000 $ 104,000
Currituck, North Carolina 6 $ 600,000 $ 100,000 $ 87,000
Pender, North Carolina 6 $ 660,000 $ 110,000 $ 100,000
Rockingham, North Carolina 6 $ 640,000 $ 106,666 $ 52,000
Miami, Ohio 6 $ 700,000 $ 116,666 $ 116,000
Scioto, Ohio 6 $ 530,000 $ 88,333 $ 52,000
Douglas, Oregon 6 $ 710,000 $ 118,333 $ 81,000
Centre, Pennsylvania 6 $ 810,000 $ 135,000 $ 99,000
Lawrence, Pennsylvania 6 $ 520,000 $ 86,666 $ 85,000
Florence, South Carolina 6 $ 400,000 $ 66,666 $ 83,000
Cheatham, Tennessee 6 $ 520,000 $ 86,666 $ 94,000
Clay, Tennessee 6 $ 520,000 $ 86,666 $ 66,000
Galveston, Texas 6 $ 920,000 $ 153,333 $ 139,000
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Mortgage Loan Application Detail Totals for Spring Eq, LLC in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other Purpose 8,164 $555,900,000 $68,000 $1,475,000 $123,000 $4,102,000
Home Improvement 4,591 $300,605,000 $65,000 $505,000 $131,000 $4,800,000
Refinancing 4,566 $1,157,220,000 $253,000 $2,205,000 $121,000 $4,800,000
Cash-out Refinancing 4,448 $1,050,360,000 $236,000 $2,005,000 $104,000 $1,300,000
Home Purchase 290 $47,220,000 $162,000 $515,000 $142,000 $708,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 12,640 $1,586,640,000 $125,000 $2,205,000 $124,000 $4,800,000
Not Provided 5,494 $938,680,000 $170,000 $2,005,000 $116,000 $4,800,000
Hispanic 1,484 $186,780,000 $125,000 $1,825,000 $112,000 $724,000
Asian 1,266 $255,100,000 $201,000 $765,000 $134,000 $911,000
Black or African American 970 $109,950,000 $113,000 $825,000 $104,000 $890,000
American Indian or Alaskan Native 77 $12,945,000 $168,000 $505,000 $110,000 $526,000
Native Hawaiian or Other Pacific Islander 62 $6,980,000 $112,000 $665,000 $121,000 $302,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 21,741 $3,031,315,000 $139,000 $2,205,000 $121,000 $4,800,000
FHA-insured (Federal Housing Administration) 227 $53,425,000 $235,000 $775,000 $72,000 $345,000
VA-guaranteed (Veterans Administration) 88 $25,660,000 $291,000 $665,000 $85,000 $320,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3 $905,000 $301,000 $405,000 $73,000 $91,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 8,831 $765,995,000 $86,000 $1,475,000 $117,000 $2,858,000
Application Withdrawn By Applicant 6,851 $1,592,255,000 $232,000 $2,205,000 $112,000 $4,800,000
Loan Originated 6,121 $731,975,000 $119,000 $755,000 $135,000 $3,187,000
Application Approved But Not Accepted 256 $21,080,000 $82,000 $455,000 $148,000 $973,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 13,228 $2,345,310,000 $177,000 $2,205,000 $123,000 $4,800,000
Credit Application Incomplete 3,959 $393,615,000 $99,000 $1,475,000 $142,000 $2,009,000
Debt-To-Income Ratio 2,683 $206,205,000 $76,000 $675,000 $78,000 $674,000
Collateral 1,274 $79,130,000 $62,000 $505,000 $107,000 $701,000
Other 372 $33,420,000 $89,000 $505,000 $167,000 $2,858,000
Credit History 294 $21,780,000 $74,000 $515,000 $112,000 $780,000
Unverifiable Information 244 $31,230,000 $127,000 $525,000 $131,000 $1,029,000
Employment History 5 $615,000 $123,000 $335,000 $102,000 $173,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Spring Eq, LLC's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Spring Eq, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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