Stanford Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2014
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Stanford Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Stanford Federal Credit Union 1860 Embarcadero Road Palo Alto, CA 94303 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 778 |
| Total Mortgage Loan Application Amount | $337,976,000 |
| Average Mortgage Loan Application Amount | $454,000 |
| Highest Mortgage Loan Application Amount | $4,991,000 |
| Average Applicant Income | $196,333 |
| Highest Applicant Income | $2,117,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Santa Clara County California | 235 | $ 98,906,000 | $ 420,000 | $ 204,000 |
| San Mateo County California | 165 | $ 77,492,000 | $ 469,000 | $ 219,000 |
| Alameda County California | 58 | $ 21,317,000 | $ 367,000 | $ 143,000 |
| San Francisco County California | 26 | $ 8,378,000 | $ 322,000 | $ 193,000 |
| Contra Costa County California | 25 | $ 12,998,000 | $ 519,000 | $ 179,000 |
| Los Angeles County California | 12 | $ 2,015,000 | $ 167,000 | $ 178,000 |
| San Diego County California | 11 | $ 6,628,000 | $ 602,000 | $ 254,000 |
| Santa Cruz County California | 10 | $ 5,868,000 | $ 586,000 | $ 361,000 |
| San Joaquin County California | 9 | $ 1,143,000 | $ 127,000 | $ 148,000 |
| El Dorado County California | 5 | $ 2,036,000 | $ 407,000 | $ 142,000 |
| Sonoma County California | 5 | $ 994,000 | $ 198,000 | $ 117,000 |
| Marin County California | 4 | $ 2,480,000 | $ 620,000 | $ 273,000 |
| Nevada County California | 4 | $ 675,000 | $ 168,000 | $ 224,000 |
| Cook County Illinois | 4 | $ 1,328,000 | $ 332,000 | $ 125,000 |
| Maricopa County Arizona | 3 | $ 759,000 | $ 253,000 | $ 208,000 |
| Orange County California | 3 | $ 863,000 | $ 287,000 | $ 195,000 |
| King County Washington | 3 | $ 923,000 | $ 307,000 | $ 169,000 |
| Lake County California | 2 | $ 798,000 | $ 399,000 | $ 262,000 |
| Mendocino County California | 2 | $ 235,000 | $ 117,000 | $ 175,000 |
| Sacramento County California | 2 | $ 374,000 | $ 187,000 | $ 61,000 |
| San Bernardino County California | 2 | $ 613,000 | $ 306,000 | $ 93,000 |
| Stanislaus County California | 2 | $ 316,000 | $ 158,000 | $ 103,000 |
| Ventura County California | 2 | $ 1,280,000 | $ 640,000 | $ 198,000 |
| District of Columbia County District Of Columbia | 2 | $ 829,000 | $ 414,000 | $ 67,000 |
| Douglas County Nevada | 2 | $ 645,000 | $ 322,000 | $ 330,000 |
| Washington County Oregon | 2 | $ 762,000 | $ 381,000 | $ 149,000 |
| Harris County Texas | 2 | $ 449,000 | $ 224,000 | $ 168,000 |
| McLennan County Texas | 2 | $ 486,000 | $ 243,000 | $ 87,000 |
| Tarrant County Texas | 2 | $ 501,000 | $ 250,000 | $ 179,000 |
| Salt Lake County Utah | 2 | $ 198,000 | $ 99,000 | $ 104,000 |
| Virginia Beach County Virginia | 2 | $ 737,000 | $ 368,000 | $ 99,000 |
| Snohomish County Washington | 2 | $ 576,000 | $ 288,000 | $ 152,000 |
| Santa Cruz County Arizona | 1 | $ 150,000 | $ 150,000 | $ 95,000 |
| Calaveras County California | 1 | $ 238,000 | $ 238,000 | $ 171,000 |
| Fresno County California | 1 | $ 153,000 | $ 153,000 | $ 55,000 |
| Monterey County California | 1 | $ 197,000 | $ 197,000 | $ 47,000 |
| Napa County California | 1 | $ 20,000 | $ 20,000 | $ 171,000 |
| Placer County California | 1 | $ 132,000 | $ 132,000 | $ 40,000 |
| Riverside County California | 1 | $ 160,000 | $ 160,000 | $ 124,000 |
| San Luis Obispo County California | 1 | $ 359,000 | $ 359,000 | $ 58,000 |
| Santa Barbara County California | 1 | $ 100,000 | $ 100,000 | $ 93,000 |
| Shasta County California | 1 | $ 78,000 | $ 78,000 | $ 100,000 |
| Siskiyou County California | 1 | $ 288,000 | $ 288,000 | $ 88,000 |
| Solano County California | 1 | $ 200,000 | $ 200,000 | $ 54,000 |
| Tuolumne County California | 1 | $ 244,000 | $ 244,000 | $ 284,000 |
| Yolo County California | 1 | $ 250,000 | $ 250,000 | $ 74,000 |
| Weld County Colorado | 1 | $ 150,000 | $ 150,000 | $ 42,000 |
| Alachua County Florida | 1 | $ 178,000 | $ 178,000 | $ 113,000 |
| Palm Beach County Florida | 1 | $ 278,000 | $ 278,000 | $ 177,000 |
| Pinellas County Florida | 1 | $ 351,000 | $ 351,000 | $ 80,000 |
| Lumpkin County Georgia | 1 | $ 135,000 | $ 135,000 | $ 186,000 |
| Adams County Illinois | 1 | $ 120,000 | $ 120,000 | $ 115,000 |
| Fayette County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 87,000 |
| Sagadahoc County Maine | 1 | $ 150,000 | $ 150,000 | $ 130,000 |
| Barnstable County Massachusetts | 1 | $ 630,000 | $ 630,000 | $ 430,000 |
| Hampshire County Massachusetts | 1 | $ 540,000 | $ 540,000 | $ 270,000 |
| Washtenaw County Michigan | 1 | $ 417,000 | $ 417,000 | $ 239,000 |
| Wayne County Michigan | 1 | $ 578,000 | $ 578,000 | $ 265,000 |
| Clark County Nevada | 1 | $ 859,000 | $ 859,000 | $ 233,000 |
| Essex County New Jersey | 1 | $ 300,000 | $ 300,000 | $ 124,000 |
| Bernalillo County New Mexico | 1 | $ 143,000 | $ 143,000 | $ 93,000 |
| San Juan County New Mexico | 1 | $ 254,000 | $ 254,000 | $ 155,000 |
| Kings County New York | 1 | $ 618,000 | $ 618,000 | $ 350,000 |
| Monroe County New York | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Queens County New York | 1 | $ 243,000 | $ 243,000 | $ 75,000 |
| Westchester County New York | 1 | $ 275,000 | $ 275,000 | $ 150,000 |
| Buncombe County North Carolina | 1 | $ 91,000 | $ 91,000 | $ 37,000 |
| Summit County Ohio | 1 | $ 73,000 | $ 73,000 | $ 180,000 |
| Multnomah County Oregon | 1 | $ 285,000 | $ 285,000 | $ 428,000 |
| Philadelphia County Pennsylvania | 1 | $ 408,000 | $ 408,000 | $ 144,000 |
| Washington County Rhode Island | 1 | $ 269,000 | $ 269,000 | $ 64,000 |
| Brazos County Texas | 1 | $ 105,000 | $ 105,000 | $ 290,000 |
| Travis County Texas | 1 | $ 200,000 | $ 200,000 | $ 147,000 |
| Weber County Utah | 1 | $ 10,000 | $ 10,000 | $ 140,000 |
| Arlington County Virginia | 1 | $ 250,000 | $ 250,000 | $ 127,000 |
| Fairfax County Virginia | 1 | $ 400,000 | $ 400,000 | $ 200,000 |
| Montgomery County Virginia | 1 | $ 80,000 | $ 80,000 | $ 259,000 |
| Teton County Wyoming | 1 | $ 570,000 | $ 570,000 | $ 600,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Stanford Federal Credit Union in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 384 | $109,347,000 | $284,000 | $2,200,000 | $177,000 | $1,085,000 |
| Home Purchase | 372 | $217,772,000 | $585,000 | $4,991,000 | $209,000 | $2,117,000 |
| Home Improvement | 22 | $10,857,000 | $493,000 | $3,250,000 | $203,000 | $698,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 396 | $153,895,000 | $388,000 | $3,250,000 | $201,000 | $2,117,000 |
| Not Provided | 184 | $90,382,000 | $491,000 | $4,991,000 | $181,000 | $1,085,000 |
| Asian | 128 | $67,576,000 | $527,000 | $2,738,000 | $214,000 | $906,000 |
| Hispanic | 50 | $19,390,000 | $387,000 | $1,712,000 | $139,000 | $459,000 |
| Black or African American | 17 | $6,223,000 | $366,000 | $625,000 | $143,000 | $247,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $256,000 | $128,000 | $135,000 | $184,000 | $213,000 |
| American Indian or Alaskan Native | 1 | $254,000 | $254,000 | $254,000 | $155,000 | $155,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 778 | $337,976,000 | $434,000 | $4,991,000 | $193,000 | $2,117,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 409 | $158,656,000 | $387,000 | $3,250,000 | $204,000 | $2,117,000 |
| Application Withdrawn By Applicant | 333 | $161,870,000 | $486,000 | $4,991,000 | $185,000 | $1,085,000 |
| Application Denied By Financial Institution | 31 | $13,771,000 | $444,000 | $1,332,000 | $138,000 | $429,000 |
| File Closed For Incompleteness | 5 | $3,679,000 | $735,000 | $1,260,000 | $158,000 | $257,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 9 | $5,813,000 | $645,000 | $1,332,000 | $115,000 | $200,000 |
| Credit History | 8 | $2,034,000 | $254,000 | $595,000 | $115,000 | $241,000 |
| Other | 5 | $1,982,000 | $396,000 | $1,100,000 | $231,000 | $429,000 |
| Collateral | 2 | $1,029,000 | $514,000 | $859,000 | $169,000 | $233,000 |
| Unverifiable Information | 1 | $247,000 | $247,000 | $247,000 | $67,000 | $67,000 |
| Employment History | 1 | $390,000 | $390,000 | $390,000 | $112,000 | $112,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $295,000 | $295,000 | $295,000 | $66,000 | $66,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.