Star Usa Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Star Usa Federal Credit Union 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Star Usa Federal Credit Union One Cantley Drive Charleston, WV 25314 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 478 |
| Total Mortgage Loan Application Amount | $33,450,000 |
| Average Mortgage Loan Application Amount | $84,333 |
| Highest Mortgage Loan Application Amount | $355,000 |
| Average Applicant Income | $93,000 |
| Highest Applicant Income | $290,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Star Usa Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Star Usa Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Star Usa Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Star Usa Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Star Usa Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Star Usa Federal Credit Union's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Macomb County Michigan | 13 | $ 745,000 | $ 57,000 | $ 70,000 |
| Ottawa County Michigan | 12 | $ 810,000 | $ 67,000 | $ 54,000 |
| Kent County Michigan | 11 | $ 545,000 | $ 49,000 | $ 64,000 |
| Wayne County Michigan | 9 | $ 475,000 | $ 52,000 | $ 63,000 |
| Sedgwick County Kansas | 8 | $ 220,000 | $ 27,000 | $ 58,000 |
| Genesee County Michigan | 7 | $ 335,000 | $ 47,000 | $ 65,000 |
| Oakland County Michigan | 7 | $ 445,000 | $ 63,000 | $ 62,000 |
| Washtenaw County Michigan | 7 | $ 665,000 | $ 95,000 | $ 109,000 |
| Orange County Florida | 6 | $ 370,000 | $ 61,000 | $ 78,000 |
| Jackson County Michigan | 6 | $ 310,000 | $ 51,000 | $ 63,000 |
| Polk County Iowa | 5 | $ 285,000 | $ 57,000 | $ 71,000 |
| Lenawee County Michigan | 5 | $ 175,000 | $ 35,000 | $ 53,000 |
| Niagara County New York | 5 | $ 545,000 | $ 109,000 | $ 80,000 |
| Saratoga County New York | 5 | $ 355,000 | $ 71,000 | $ 59,000 |
| Lehigh County Pennsylvania | 5 | $ 295,000 | $ 59,000 | $ 63,000 |
| Kanawha County West Virginia | 5 | $ 685,000 | $ 137,000 | $ 87,000 |
| Fond du Lac County Wisconsin | 5 | $ 185,000 | $ 37,000 | $ 67,000 |
| Weld County Colorado | 4 | $ 320,000 | $ 80,000 | $ 75,000 |
| Pasco County Florida | 4 | $ 270,000 | $ 67,000 | $ 80,000 |
| Polk County Florida | 4 | $ 280,000 | $ 70,000 | $ 72,000 |
| Barry County Michigan | 4 | $ 270,000 | $ 67,000 | $ 50,000 |
| Ingham County Michigan | 4 | $ 160,000 | $ 40,000 | $ 44,000 |
| Wright County Minnesota | 4 | $ 290,000 | $ 72,000 | $ 75,000 |
| Bucks County Pennsylvania | 4 | $ 290,000 | $ 72,000 | $ 55,000 |
| Mesa County Colorado | 3 | $ 125,000 | $ 41,000 | $ 72,000 |
| Lake County Florida | 3 | $ 325,000 | $ 108,000 | $ 99,000 |
| McLean County Illinois | 3 | $ 115,000 | $ 38,000 | $ 49,000 |
| St. Clair County Illinois | 3 | $ 135,000 | $ 45,000 | $ 61,000 |
| Allen County Indiana | 3 | $ 165,000 | $ 55,000 | $ 52,000 |
| Perry County Kentucky | 3 | $ 345,000 | $ 115,000 | $ 83,000 |
| Anne Arundel County Maryland | 3 | $ 225,000 | $ 75,000 | $ 67,000 |
| Allegan County Michigan | 3 | $ 145,000 | $ 48,000 | $ 56,000 |
| Eaton County Michigan | 3 | $ 195,000 | $ 65,000 | $ 68,000 |
| Livingston County Michigan | 3 | $ 225,000 | $ 75,000 | $ 51,000 |
| Anoka County Minnesota | 3 | $ 185,000 | $ 61,000 | $ 91,000 |
| Ramsey County Minnesota | 3 | $ 195,000 | $ 65,000 | $ 60,000 |
| Yellowstone County Montana | 3 | $ 185,000 | $ 61,000 | $ 48,000 |
| Middlesex County New Jersey | 3 | $ 385,000 | $ 128,000 | $ 103,000 |
| Orange County New York | 3 | $ 215,000 | $ 71,000 | $ 78,000 |
| Ulster County New York | 3 | $ 265,000 | $ 88,000 | $ 67,000 |
| Lebanon County Pennsylvania | 3 | $ 315,000 | $ 105,000 | $ 56,000 |
| York County Pennsylvania | 3 | $ 165,000 | $ 55,000 | $ 61,000 |
| Augusta County Virginia | 3 | $ 215,000 | $ 71,000 | $ 55,000 |
| Cabell County West Virginia | 3 | $ 255,000 | $ 85,000 | $ 122,000 |
| Putnam County West Virginia | 3 | $ 715,000 | $ 238,000 | $ 148,000 |
| Eau Claire County Wisconsin | 3 | $ 175,000 | $ 58,000 | $ 50,000 |
| Outagamie County Wisconsin | 3 | $ 155,000 | $ 51,000 | $ 47,000 |
| Adams County Colorado | 2 | $ 90,000 | $ 45,000 | $ 47,000 |
| Larimer County Colorado | 2 | $ 100,000 | $ 50,000 | $ 48,000 |
| Duval County Florida | 2 | $ 110,000 | $ 55,000 | $ 61,000 |
| Hillsborough County Florida | 2 | $ 240,000 | $ 120,000 | $ 119,000 |
| Gwinnett County Georgia | 2 | $ 120,000 | $ 60,000 | $ 90,000 |
| Canyon County Idaho | 2 | $ 130,000 | $ 65,000 | $ 31,000 |
| Cook County Illinois | 2 | $ 80,000 | $ 40,000 | $ 82,000 |
| Will County Illinois | 2 | $ 60,000 | $ 30,000 | $ 67,000 |
| Bartholomew County Indiana | 2 | $ 90,000 | $ 45,000 | $ 44,000 |
| Johnson County Indiana | 2 | $ 70,000 | $ 35,000 | $ 41,000 |
| Jones County Iowa | 2 | $ 80,000 | $ 40,000 | $ 44,000 |
| Shawnee County Kansas | 2 | $ 60,000 | $ 30,000 | $ 40,000 |
| Wyandotte County Kansas | 2 | $ 60,000 | $ 30,000 | $ 46,000 |
| Berrien County Michigan | 2 | $ 80,000 | $ 40,000 | $ 83,000 |
| Kalamazoo County Michigan | 2 | $ 70,000 | $ 35,000 | $ 64,000 |
| St. Clair County Michigan | 2 | $ 70,000 | $ 35,000 | $ 34,000 |
| Bollinger County Missouri | 2 | $ 170,000 | $ 85,000 | $ 30,000 |
| Callaway County Missouri | 2 | $ 260,000 | $ 130,000 | $ 97,000 |
| Atlantic County New Jersey | 2 | $ 120,000 | $ 60,000 | $ 124,000 |
| Cumberland County New Jersey | 2 | $ 100,000 | $ 50,000 | $ 72,000 |
| Monroe County New York | 2 | $ 220,000 | $ 110,000 | $ 133,000 |
| Tompkins County New York | 2 | $ 330,000 | $ 165,000 | $ 185,000 |
| Clermont County Ohio | 2 | $ 120,000 | $ 60,000 | $ 57,000 |
| Montgomery County Ohio | 2 | $ 70,000 | $ 35,000 | $ 132,000 |
| Berks County Pennsylvania | 2 | $ 100,000 | $ 50,000 | $ 54,000 |
| Chester County Pennsylvania | 2 | $ 200,000 | $ 100,000 | $ 72,000 |
| Cumberland County Pennsylvania | 2 | $ 140,000 | $ 70,000 | $ 52,000 |
| Dauphin County Pennsylvania | 2 | $ 110,000 | $ 55,000 | $ 67,000 |
| Montgomery County Tennessee | 2 | $ 110,000 | $ 55,000 | $ 58,000 |
| Bexar County Texas | 2 | $ 70,000 | $ 35,000 | $ 50,000 |
| Hays County Texas | 2 | $ 160,000 | $ 80,000 | $ 63,000 |
| Tarrant County Texas | 2 | $ 220,000 | $ 110,000 | $ 80,000 |
| Berkeley County West Virginia | 2 | $ 110,000 | $ 55,000 | $ 29,000 |
| Mingo County West Virginia | 2 | $ 170,000 | $ 85,000 | $ 46,000 |
| Monongalia County West Virginia | 2 | $ 50,000 | $ 25,000 | $ 25,000 |
| Raleigh County West Virginia | 2 | $ 180,000 | $ 90,000 | $ 83,000 |
| Juneau County Wisconsin | 2 | $ 90,000 | $ 45,000 | $ 45,000 |
| Maricopa County Arizona | 1 | $ 85,000 | $ 85,000 | $ 93,000 |
| Madera County California | 1 | $ 125,000 | $ 125,000 | $ 112,000 |
| Riverside County California | 1 | $ 115,000 | $ 115,000 | $ 63,000 |
| Eagle County Colorado | 1 | $ 65,000 | $ 65,000 | $ 59,000 |
| El Paso County Colorado | 1 | $ 25,000 | $ 25,000 | $ 46,000 |
| Jefferson County Colorado | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Fairfield County Connecticut | 1 | $ 45,000 | $ 45,000 | $ 54,000 |
| Kent County Delaware | 1 | $ 15,000 | $ 15,000 | $ 35,000 |
| Broward County Florida | 1 | $ 75,000 | $ 75,000 | $ 70,000 |
| Citrus County Florida | 1 | $ 85,000 | $ 85,000 | $ 80,000 |
| Lee County Florida | 1 | $ 145,000 | $ 145,000 | $ 216,000 |
| Manatee County Florida | 1 | $ 65,000 | $ 65,000 | $ 79,000 |
| Miami-Dade County Florida | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| Osceola County Florida | 1 | $ 135,000 | $ 135,000 | $ 13,000 |
| Pinellas County Florida | 1 | $ 55,000 | $ 55,000 | $ 114,000 |
| Seminole County Florida | 1 | $ 45,000 | $ 45,000 | $ 38,000 |
| St. Lucie County Florida | 1 | $ 85,000 | $ 85,000 | $ 217,000 |
| Cherokee County Georgia | 1 | $ 45,000 | $ 45,000 | $ 74,000 |
| Ada County Idaho | 1 | $ 45,000 | $ 45,000 | $ 35,000 |
| Franklin County Idaho | 1 | $ 65,000 | $ 65,000 | $ 63,000 |
| Kootenai County Idaho | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| Champaign County Illinois | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| Fayette County Illinois | 1 | $ 115,000 | $ 115,000 | $ 136,000 |
| Jersey County Illinois | 1 | $ 85,000 | $ 85,000 | $ 58,000 |
| Kankakee County Illinois | 1 | $ 85,000 | $ 85,000 | $ 77,000 |
| LaSalle County Illinois | 1 | $ 95,000 | $ 95,000 | $ 96,000 |
| Macon County Illinois | 1 | $ 35,000 | $ 35,000 | $ 67,000 |
| Madison County Illinois | 1 | $ 25,000 | $ 25,000 | $ 37,000 |
| McDonough County Illinois | 1 | $ 25,000 | $ 25,000 | $ 49,000 |
| Sangamon County Illinois | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Delaware County Indiana | 1 | $ 35,000 | $ 35,000 | $ 63,000 |
| Fountain County Indiana | 1 | $ 85,000 | $ 85,000 | $ 76,000 |
| Jasper County Indiana | 1 | $ 65,000 | $ 65,000 | $ 71,000 |
| Marion County Indiana | 1 | $ 35,000 | $ 35,000 | $ 63,000 |
| Martin County Indiana | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
| Monroe County Indiana | 1 | $ 45,000 | $ 45,000 | $ 37,000 |
| St. Joseph County Indiana | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Wabash County Indiana | 1 | $ 95,000 | $ 95,000 | $ 32,000 |
| Wells County Indiana | 1 | $ 25,000 | $ 25,000 | $ 64,000 |
| Cedar County Iowa | 1 | $ 65,000 | $ 65,000 | $ 86,000 |
| Dubuque County Iowa | 1 | $ 35,000 | $ 35,000 | $ 36,000 |
| Fayette County Iowa | 1 | $ 25,000 | $ 25,000 | $ 56,000 |
| Johnson County Iowa | 1 | $ 45,000 | $ 45,000 | $ 44,000 |
| Linn County Iowa | 1 | $ 165,000 | $ 165,000 | $ 86,000 |
| Madison County Iowa | 1 | $ 35,000 | $ 35,000 | $ 28,000 |
| Scott County Iowa | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Butler County Kansas | 1 | $ 75,000 | $ 75,000 | $ 92,000 |
| Finney County Kansas | 1 | $ 55,000 | $ 55,000 | $ 87,000 |
| Johnson County Kansas | 1 | $ 105,000 | $ 105,000 | $ 107,000 |
| Bath County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 77,000 |
| Boone County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 144,000 |
| Bracken County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 131,000 |
| Bullitt County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 28,000 |
| Calloway County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 79,000 |
| Clay County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 93,000 |
| Elliott County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 61,000 |
| Graves County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 90,000 |
| Henderson County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 80,000 |
| Jackson County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| Jefferson County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 35,000 |
| Knott County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| Lawrence County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 83,000 |
| Leslie County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 62,000 |
| Marshall County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 43,000 |
| McCreary County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 46,000 |
| Pike County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 72,000 |
| Shelby County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 75,000 |
| Webster County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 290,000 |
| Whitley County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 56,000 |
| Harford County Maryland | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Prince George's County Maryland | 1 | $ 45,000 | $ 45,000 | $ 40,000 |
| Middlesex County Massachusetts | 1 | $ 65,000 | $ 65,000 | $ 88,000 |
| Bay County Michigan | 1 | $ 15,000 | $ 15,000 | $ 34,000 |
| Benzie County Michigan | 1 | $ 85,000 | $ 85,000 | $ 110,000 |
| Cass County Michigan | 1 | $ 45,000 | $ 45,000 | $ 120,000 |
| Grand Traverse County Michigan | 1 | $ 55,000 | $ 55,000 | $ 64,000 |
| Huron County Michigan | 1 | $ 15,000 | $ 15,000 | $ 79,000 |
| Montcalm County Michigan | 1 | $ 55,000 | $ 55,000 | $ 37,000 |
| Muskegon County Michigan | 1 | $ 35,000 | $ 35,000 | $ 121,000 |
| Sanilac County Michigan | 1 | $ 15,000 | $ 15,000 | $ 42,000 |
| Shiawassee County Michigan | 1 | $ 45,000 | $ 45,000 | $ 64,000 |
| Chisago County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| McLeod County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Sherburne County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 22,000 |
| St. Louis County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Winona County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Boone County Missouri | 1 | $ 185,000 | $ 185,000 | $ 122,000 |
| Camden County Missouri | 1 | $ 45,000 | $ 45,000 | $ 46,000 |
| Dallas County Missouri | 1 | $ 95,000 | $ 95,000 | $ 72,000 |
| Greene County Missouri | 1 | $ 95,000 | $ 95,000 | $ 55,000 |
| Jackson County Missouri | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Jefferson County Missouri | 1 | $ 15,000 | $ 15,000 | $ 45,000 |
| Lincoln County Missouri | 1 | $ 25,000 | $ 25,000 | $ 37,000 |
| Pemiscot County Missouri | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| St. Charles County Missouri | 1 | $ 35,000 | $ 35,000 | $ 88,000 |
| Granite County Montana | 1 | $ 65,000 | $ 65,000 | $ 19,000 |
| Douglas County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 80,000 |
| Coos County New Hampshire | 1 | $ 95,000 | $ 95,000 | $ 47,000 |
| Burlington County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 104,000 |
| Cape May County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 150,000 |
| Gloucester County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 62,000 |
| Monmouth County New Jersey | 1 | $ 95,000 | $ 95,000 | $ 59,000 |
| Ocean County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Albany County New York | 1 | $ 135,000 | $ 135,000 | $ 120,000 |
| Cayuga County New York | 1 | $ 35,000 | $ 35,000 | $ 32,000 |
| Chenango County New York | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Ontario County New York | 1 | $ 35,000 | $ 35,000 | $ 74,000 |
| Seneca County New York | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
| St. Lawrence County New York | 1 | $ 125,000 | $ 125,000 | $ 32,000 |
| Warren County New York | 1 | $ 35,000 | $ 35,000 | $ 90,000 |
| Washington County New York | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| Wayne County New York | 1 | $ 25,000 | $ 25,000 | $ 72,000 |
| Williams County North Dakota | 1 | $ 25,000 | $ 25,000 | $ 62,000 |
| Clark County Ohio | 1 | $ 35,000 | $ 35,000 | $ 46,000 |
| Columbiana County Ohio | 1 | $ 185,000 | $ 185,000 | $ 120,000 |
| Crawford County Ohio | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
| Cuyahoga County Ohio | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Fayette County Ohio | 1 | $ 45,000 | $ 45,000 | $ 85,000 |
| Hancock County Ohio | 1 | $ 15,000 | $ 15,000 | $ 35,000 |
| Lake County Ohio | 1 | $ 55,000 | $ 55,000 | $ 76,000 |
| Lorain County Ohio | 1 | $ 35,000 | $ 35,000 | $ 79,000 |
| Lucas County Ohio | 1 | $ 75,000 | $ 75,000 | $ 97,000 |
| Muskingum County Ohio | 1 | $ 45,000 | $ 45,000 | $ 27,000 |
| Tuscarawas County Ohio | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
| Wood County Ohio | 1 | $ 35,000 | $ 35,000 | $ 71,000 |
| Canadian County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Allegheny County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 132,000 |
| Beaver County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 68,000 |
| Butler County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 111,000 |
| Crawford County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Greene County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 66,000 |
| Lancaster County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 23,000 |
| Lycoming County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Montgomery County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Somerset County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| Lincoln County South Dakota | 1 | $ 125,000 | $ 125,000 | $ 117,000 |
| Minnehaha County South Dakota | 1 | $ 15,000 | $ 15,000 | $ 40,000 |
| Pennington County South Dakota | 1 | $ 125,000 | $ 125,000 | $ 74,000 |
| Hancock County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| Knox County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 79,000 |
| Sevier County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 64,000 |
| Hidalgo County Texas | 1 | $ 25,000 | $ 25,000 | $ 163,000 |
| Travis County Texas | 1 | $ 115,000 | $ 115,000 | $ 19,000 |
| Grand County Utah | 1 | $ 35,000 | $ 35,000 | $ 59,000 |
| Salt Lake County Utah | 1 | $ 25,000 | $ 25,000 | $ 141,000 |
| Harrisonburg County Virginia | 1 | $ 115,000 | $ 115,000 | $ 107,000 |
| Prince George County Virginia | 1 | $ 25,000 | $ 25,000 | $ 51,000 |
| Clay County West Virginia | 1 | $ 145,000 | $ 145,000 | $ 221,000 |
| Jackson County West Virginia | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Wayne County West Virginia | 1 | $ 185,000 | $ 185,000 | $ 165,000 |
| Brown County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 76,000 |
| Dane County Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 42,000 |
| Douglas County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| Dunn County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Jefferson County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 71,000 |
| Kenosha County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 66,000 |
| Marathon County Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 43,000 |
| Pierce County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 50,000 |
| Racine County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 130,000 |
| Rusk County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 21,000 |
| Waukesha County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 33,000 |
| Campbell County Wyoming | 1 | $ 25,000 | $ 25,000 | $ 46,000 |
| Laramie County Wyoming | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Natrona County Wyoming | 1 | $ 45,000 | $ 45,000 | $ 44,000 |
Mortgage Loan Application Detail Totals for Star Usa Federal Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 452 | $30,990,000 | $68,000 | $335,000 | $67,000 | $290,000 |
| Refinancing | 24 | $2,280,000 | $95,000 | $355,000 | $86,000 | $221,000 |
| Cash-out Refinancing | 2 | $180,000 | $90,000 | $155,000 | $126,000 | $193,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 269 | $20,215,000 | $75,000 | $355,000 | $66,000 | $290,000 |
| Not Provided | 139 | $8,635,000 | $62,000 | $205,000 | $72,000 | $252,000 |
| Hispanic | 49 | $2,985,000 | $60,000 | $135,000 | $65,000 | $123,000 |
| Black or African American | 9 | $575,000 | $63,000 | $155,000 | $64,000 | $98,000 |
| Asian | 6 | $560,000 | $93,000 | $125,000 | $70,000 | $96,000 |
| American Indian or Alaskan Native | 5 | $425,000 | $85,000 | $125,000 | $60,000 | $85,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $55,000 | $55,000 | $55,000 | $108,000 | $108,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 478 | $33,450,000 | $69,000 | $355,000 | $68,000 | $290,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 270 | $18,250,000 | $67,000 | $215,000 | $67,000 | $252,000 |
| Loan Originated | 152 | $9,760,000 | $64,000 | $355,000 | $68,000 | $221,000 |
| Application Denied By Financial Institution | 54 | $5,120,000 | $94,000 | $335,000 | $72,000 | $290,000 |
| Application Withdrawn By Applicant | 2 | $320,000 | $160,000 | $195,000 | $52,000 | $104,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 424 | $28,330,000 | $66,000 | $355,000 | $67,000 | $252,000 |
| Credit History | 35 | $2,835,000 | $81,000 | $205,000 | $67,000 | $290,000 |
| Debt-To-Income Ratio | 12 | $1,630,000 | $135,000 | $335,000 | $80,000 | $228,000 |
| Other | 4 | $360,000 | $90,000 | $155,000 | $87,000 | $143,000 |
| Employment History | 3 | $295,000 | $98,000 | $185,000 | $76,000 | $103,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Star Usa Federal Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Star Usa Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in West Virginia, download the full spreadsheet
with aggregated HMDA statistics today.