State Department Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
State Department Federal Credit Union 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | State Department Federal Credit Union 1630 King Street Alexandria, VA 22314 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 613 |
| Total Mortgage Loan Application Amount | $142,192,000 |
| Average Mortgage Loan Application Amount | $215,666 |
| Highest Mortgage Loan Application Amount | $752,000 |
| Average Applicant Income | $138,666 |
| Highest Applicant Income | $730,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with State Department Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing State Department Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down State Department Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how State Department Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by State Department Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at State Department Federal Credit Union's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfax County Virginia | 89 | $ 25,196,000 | $ 283,000 | $ 161,000 |
| District of Columbia County District Of Columbia | 63 | $ 13,226,000 | $ 209,000 | $ 126,000 |
| Arlington County Virginia | 43 | $ 11,188,000 | $ 260,000 | $ 159,000 |
| Montgomery County Maryland | 35 | $ 8,186,000 | $ 233,000 | $ 145,000 |
| Prince George's County Maryland | 29 | $ 4,052,000 | $ 139,000 | $ 113,000 |
| Alexandria County Virginia | 21 | $ 6,352,000 | $ 302,000 | $ 149,000 |
| Loudoun County Virginia | 15 | $ 4,326,000 | $ 288,000 | $ 205,000 |
| Prince William County Virginia | 14 | $ 4,225,000 | $ 301,000 | $ 182,000 |
| Anne Arundel County Maryland | 12 | $ 2,556,000 | $ 213,000 | $ 176,000 |
| Miami-Dade County Florida | 9 | $ 1,759,000 | $ 195,000 | $ 95,000 |
| Howard County Maryland | 8 | $ 3,515,000 | $ 439,000 | $ 175,000 |
| Broward County Florida | 7 | $ 974,000 | $ 139,000 | $ 106,000 |
| Virginia Beach County Virginia | 7 | $ 3,840,000 | $ 548,000 | $ 175,000 |
| Maricopa County Arizona | 6 | $ 1,136,000 | $ 189,000 | $ 129,000 |
| Los Angeles County California | 5 | $ 1,140,000 | $ 228,000 | $ 134,000 |
| Cook County Illinois | 5 | $ 633,000 | $ 126,000 | $ 142,000 |
| Westchester County New York | 5 | $ 1,883,000 | $ 376,000 | $ 226,000 |
| Wake County North Carolina | 5 | $ 2,012,000 | $ 402,000 | $ 155,000 |
| Denver County Colorado | 4 | $ 886,000 | $ 221,000 | $ 150,000 |
| Duval County Florida | 4 | $ 612,000 | $ 153,000 | $ 105,000 |
| Palm Beach County Florida | 4 | $ 670,000 | $ 167,000 | $ 94,000 |
| Mecklenburg County North Carolina | 4 | $ 692,000 | $ 173,000 | $ 106,000 |
| King County Washington | 4 | $ 893,000 | $ 223,000 | $ 106,000 |
| Contra Costa County California | 3 | $ 800,000 | $ 266,000 | $ 121,000 |
| San Diego County California | 3 | $ 743,000 | $ 247,000 | $ 143,000 |
| San Francisco County California | 3 | $ 748,000 | $ 249,000 | $ 163,000 |
| St. Lucie County Florida | 3 | $ 260,000 | $ 86,000 | $ 96,000 |
| Baltimore County Maryland | 3 | $ 1,457,000 | $ 485,000 | $ 223,000 |
| Allegheny County Pennsylvania | 3 | $ 208,000 | $ 69,000 | $ 72,000 |
| Charleston County South Carolina | 3 | $ 1,235,000 | $ 411,000 | $ 160,000 |
| Fort Bend County Texas | 3 | $ 586,000 | $ 195,000 | $ 123,000 |
| Harris County Texas | 3 | $ 1,061,000 | $ 353,000 | $ 149,000 |
| Travis County Texas | 3 | $ 712,000 | $ 237,000 | $ 147,000 |
| Williamson County Texas | 3 | $ 722,000 | $ 240,000 | $ 91,000 |
| Falls Church County Virginia | 3 | $ 1,174,000 | $ 391,000 | $ 145,000 |
| Richmond City County Virginia | 3 | $ 590,000 | $ 196,000 | $ 99,000 |
| Alameda County California | 2 | $ 656,000 | $ 328,000 | $ 181,000 |
| Placer County California | 2 | $ 549,000 | $ 274,000 | $ 111,000 |
| Collier County Florida | 2 | $ 294,000 | $ 147,000 | $ 174,000 |
| Hillsborough County Florida | 2 | $ 384,000 | $ 192,000 | $ 142,000 |
| Orange County Florida | 2 | $ 358,000 | $ 179,000 | $ 100,000 |
| Pinellas County Florida | 2 | $ 316,000 | $ 158,000 | $ 127,000 |
| Sarasota County Florida | 2 | $ 167,000 | $ 83,000 | $ 138,000 |
| Seminole County Florida | 2 | $ 142,000 | $ 71,000 | $ 114,000 |
| Fulton County Georgia | 2 | $ 285,000 | $ 142,000 | $ 166,000 |
| Orleans County Louisiana | 2 | $ 55,000 | $ 27,000 | $ 25,000 |
| York County Maine | 2 | $ 353,000 | $ 176,000 | $ 70,000 |
| Baltimore City County Maryland | 2 | $ 363,000 | $ 181,000 | $ 111,000 |
| Charles County Maryland | 2 | $ 70,000 | $ 35,000 | $ 102,000 |
| Oakland County Michigan | 2 | $ 335,000 | $ 167,000 | $ 222,000 |
| Douglas County Nebraska | 2 | $ 291,000 | $ 145,000 | $ 237,000 |
| Clark County Nevada | 2 | $ 418,000 | $ 209,000 | $ 87,000 |
| Montgomery County Pennsylvania | 2 | $ 359,000 | $ 179,000 | $ 79,000 |
| Berkeley County South Carolina | 2 | $ 484,000 | $ 242,000 | $ 157,000 |
| York County South Carolina | 2 | $ 1,078,000 | $ 539,000 | $ 215,000 |
| Davidson County Tennessee | 2 | $ 365,000 | $ 182,000 | $ 149,000 |
| Spotsylvania County Virginia | 2 | $ 354,000 | $ 177,000 | $ 129,000 |
| Stafford County Virginia | 2 | $ 270,000 | $ 135,000 | $ 184,000 |
| Pima County Arizona | 1 | $ 111,000 | $ 111,000 | $ 84,000 |
| Washington County Arkansas | 1 | $ 50,000 | $ 50,000 | $ 165,000 |
| Kern County California | 1 | $ 104,000 | $ 104,000 | $ 77,000 |
| Marin County California | 1 | $ 417,000 | $ 417,000 | $ 99,000 |
| San Bernardino County California | 1 | $ 178,000 | $ 178,000 | $ 74,000 |
| Santa Barbara County California | 1 | $ 40,000 | $ 40,000 | $ 96,000 |
| Yuba County California | 1 | $ 70,000 | $ 70,000 | $ 152,000 |
| Arapahoe County Colorado | 1 | $ 75,000 | $ 75,000 | $ 92,000 |
| Jefferson County Colorado | 1 | $ 50,000 | $ 50,000 | $ 147,000 |
| Larimer County Colorado | 1 | $ 196,000 | $ 196,000 | $ 80,000 |
| Litchfield County Connecticut | 1 | $ 296,000 | $ 296,000 | $ 98,000 |
| New Haven County Connecticut | 1 | $ 78,000 | $ 78,000 | $ 147,000 |
| New London County Connecticut | 1 | $ 50,000 | $ 50,000 | $ 78,000 |
| Bay County Florida | 1 | $ 244,000 | $ 244,000 | $ 74,000 |
| Brevard County Florida | 1 | $ 233,000 | $ 233,000 | $ 167,000 |
| Leon County Florida | 1 | $ 200,000 | $ 200,000 | $ 175,000 |
| Manatee County Florida | 1 | $ 417,000 | $ 417,000 | $ 296,000 |
| Nassau County Florida | 1 | $ 134,000 | $ 134,000 | $ 126,000 |
| Okaloosa County Florida | 1 | $ 70,000 | $ 70,000 | $ 372,000 |
| Osceola County Florida | 1 | $ 40,000 | $ 40,000 | $ 56,000 |
| Walton County Florida | 1 | $ 85,000 | $ 85,000 | $ 81,000 |
| Columbia County Georgia | 1 | $ 371,000 | $ 371,000 | $ 138,000 |
| DeKalb County Georgia | 1 | $ 50,000 | $ 50,000 | $ 74,000 |
| Douglas County Georgia | 1 | $ 305,000 | $ 305,000 | $ 99,000 |
| Fannin County Georgia | 1 | $ 280,000 | $ 280,000 | $ 178,000 |
| Fayette County Georgia | 1 | $ 237,000 | $ 237,000 | $ 122,000 |
| Gwinnett County Georgia | 1 | $ 210,000 | $ 210,000 | $ 85,000 |
| Kauai County Hawaii | 1 | $ 408,000 | $ 408,000 | $ 127,000 |
| Adams County Illinois | 1 | $ 75,000 | $ 75,000 | $ 137,000 |
| Hamilton County Indiana | 1 | $ 618,000 | $ 618,000 | $ 156,000 |
| Fayette County Kentucky | 1 | $ 117,000 | $ 117,000 | $ 75,000 |
| Lafayette County Louisiana | 1 | $ 86,000 | $ 86,000 | $ 132,000 |
| Livingston County Louisiana | 1 | $ 101,000 | $ 101,000 | $ 131,000 |
| Calvert County Maryland | 1 | $ 37,000 | $ 37,000 | $ 113,000 |
| Carroll County Maryland | 1 | $ 417,000 | $ 417,000 | $ 169,000 |
| Frederick County Maryland | 1 | $ 543,000 | $ 543,000 | $ 233,000 |
| Queen Anne's County Maryland | 1 | $ 239,000 | $ 239,000 | $ 118,000 |
| Talbot County Maryland | 1 | $ 50,000 | $ 50,000 | $ 79,000 |
| Washington County Maryland | 1 | $ 116,000 | $ 116,000 | $ 50,000 |
| Worcester County Maryland | 1 | $ 151,000 | $ 151,000 | $ 279,000 |
| Barnstable County Massachusetts | 1 | $ 280,000 | $ 280,000 | $ 106,000 |
| Bristol County Massachusetts | 1 | $ 250,000 | $ 250,000 | $ 103,000 |
| Middlesex County Massachusetts | 1 | $ 336,000 | $ 336,000 | $ 139,000 |
| Norfolk County Massachusetts | 1 | $ 303,000 | $ 303,000 | $ 181,000 |
| Plymouth County Massachusetts | 1 | $ 250,000 | $ 250,000 | $ 113,000 |
| Kent County Michigan | 1 | $ 109,000 | $ 109,000 | $ 70,000 |
| Ottawa County Michigan | 1 | $ 128,000 | $ 128,000 | $ 79,000 |
| Hennepin County Minnesota | 1 | $ 314,000 | $ 314,000 | $ 89,000 |
| Jackson County Missouri | 1 | $ 275,000 | $ 275,000 | $ 287,000 |
| Missoula County Montana | 1 | $ 114,000 | $ 114,000 | $ 281,000 |
| Washoe County Nevada | 1 | $ 489,000 | $ 489,000 | $ 157,000 |
| Coos County New Hampshire | 1 | $ 118,000 | $ 118,000 | $ 92,000 |
| Rockingham County New Hampshire | 1 | $ 50,000 | $ 50,000 | $ 92,000 |
| Atlantic County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 76,000 |
| Camden County New Jersey | 1 | $ 160,000 | $ 160,000 | $ 81,000 |
| Essex County New Jersey | 1 | $ 30,000 | $ 30,000 | $ 119,000 |
| Santa Fe County New Mexico | 1 | $ 417,000 | $ 417,000 | $ 135,000 |
| Taos County New Mexico | 1 | $ 306,000 | $ 306,000 | $ 141,000 |
| Bronx County New York | 1 | $ 50,000 | $ 50,000 | $ 143,000 |
| Nassau County New York | 1 | $ 290,000 | $ 290,000 | $ 181,000 |
| Schenectady County New York | 1 | $ 10,000 | $ 10,000 | $ 142,000 |
| Columbus County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 67,000 |
| Henderson County North Carolina | 1 | $ 149,000 | $ 149,000 | $ 66,000 |
| Pitt County North Carolina | 1 | $ 610,000 | $ 610,000 | $ 422,000 |
| Rowan County North Carolina | 1 | $ 660,000 | $ 660,000 | $ 244,000 |
| Union County North Carolina | 1 | $ 366,000 | $ 366,000 | $ 100,000 |
| Cuyahoga County Ohio | 1 | $ 15,000 | $ 15,000 | $ 100,000 |
| Geauga County Ohio | 1 | $ 208,000 | $ 208,000 | $ 60,000 |
| Lake County Ohio | 1 | $ 87,000 | $ 87,000 | $ 35,000 |
| Deschutes County Oregon | 1 | $ 222,000 | $ 222,000 | $ 0 |
| Lincoln County Oregon | 1 | $ 475,000 | $ 475,000 | $ 117,000 |
| Multnomah County Oregon | 1 | $ 70,000 | $ 70,000 | $ 132,000 |
| Chester County Pennsylvania | 1 | $ 16,000 | $ 16,000 | $ 84,000 |
| Washington County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 128,000 |
| Beaufort County South Carolina | 1 | $ 340,000 | $ 340,000 | $ 309,000 |
| Minnehaha County South Dakota | 1 | $ 26,000 | $ 26,000 | $ 117,000 |
| Union County South Dakota | 1 | $ 153,000 | $ 153,000 | $ 62,000 |
| Rutherford County Tennessee | 1 | $ 81,000 | $ 81,000 | $ 60,000 |
| Sevier County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 106,000 |
| Williamson County Tennessee | 1 | $ 494,000 | $ 494,000 | $ 258,000 |
| Bell County Texas | 1 | $ 180,000 | $ 180,000 | $ 56,000 |
| Bexar County Texas | 1 | $ 50,000 | $ 50,000 | $ 74,000 |
| Brewster County Texas | 1 | $ 140,000 | $ 140,000 | $ 170,000 |
| Denton County Texas | 1 | $ 270,000 | $ 270,000 | $ 92,000 |
| El Paso County Texas | 1 | $ 141,000 | $ 141,000 | $ 135,000 |
| Hidalgo County Texas | 1 | $ 158,000 | $ 158,000 | $ 157,000 |
| Tarrant County Texas | 1 | $ 30,000 | $ 30,000 | $ 79,000 |
| Orange County Vermont | 1 | $ 130,000 | $ 130,000 | $ 100,000 |
| Buckingham County Virginia | 1 | $ 305,000 | $ 305,000 | $ 155,000 |
| Chesapeake County Virginia | 1 | $ 377,000 | $ 377,000 | $ 125,000 |
| Culpeper County Virginia | 1 | $ 50,000 | $ 50,000 | $ 137,000 |
| Gloucester County Virginia | 1 | $ 284,000 | $ 284,000 | $ 179,000 |
| Hanover County Virginia | 1 | $ 570,000 | $ 570,000 | $ 200,000 |
| James City County Virginia | 1 | $ 100,000 | $ 100,000 | $ 155,000 |
| King George County Virginia | 1 | $ 50,000 | $ 50,000 | $ 154,000 |
| Lexington County Virginia | 1 | $ 220,000 | $ 220,000 | $ 205,000 |
| Manassas County Virginia | 1 | $ 47,000 | $ 47,000 | $ 46,000 |
| Norfolk County Virginia | 1 | $ 703,000 | $ 703,000 | $ 240,000 |
| Orange County Virginia | 1 | $ 40,000 | $ 40,000 | $ 49,000 |
| Prince George County Virginia | 1 | $ 515,000 | $ 515,000 | $ 129,000 |
| Shenandoah County Virginia | 1 | $ 15,000 | $ 15,000 | $ 55,000 |
| Westmoreland County Virginia | 1 | $ 220,000 | $ 220,000 | $ 96,000 |
| Clark County Washington | 1 | $ 240,000 | $ 240,000 | $ 124,000 |
| Jefferson County Washington | 1 | $ 256,000 | $ 256,000 | $ 77,000 |
| Spokane County Washington | 1 | $ 166,000 | $ 166,000 | $ 86,000 |
| Whatcom County Washington | 1 | $ 325,000 | $ 325,000 | $ 75,000 |
| Milwaukee County Wisconsin | 1 | $ 186,000 | $ 186,000 | $ 74,000 |
Mortgage Loan Application Detail Totals for State Department Federal Credit Union in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 274 | $89,056,000 | $325,000 | $730,000 | $145,000 | $730,000 |
| Home Improvement | 179 | $13,696,000 | $76,000 | $500,000 | $144,000 | $400,000 |
| Refinancing | 160 | $39,440,000 | $246,000 | $752,000 | $127,000 | $560,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 287 | $78,167,000 | $272,000 | $730,000 | $149,000 | $730,000 |
| Not Provided | 180 | $35,554,000 | $197,000 | $752,000 | $142,000 | $483,000 |
| Black or African American | 82 | $12,699,000 | $154,000 | $621,000 | $113,000 | $360,000 |
| Hispanic | 28 | $6,468,000 | $231,000 | $473,000 | $126,000 | $337,000 |
| Asian | 26 | $6,653,000 | $255,000 | $714,000 | $130,000 | $314,000 |
| American Indian or Alaskan Native | 6 | $1,019,000 | $169,000 | $379,000 | $136,000 | $235,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,632,000 | $408,000 | $627,000 | $148,000 | $201,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 613 | $142,192,000 | $231,000 | $752,000 | $140,000 | $730,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 428 | $87,854,000 | $205,000 | $752,000 | $137,000 | $418,000 |
| Application Denied By Financial Institution | 81 | $12,834,000 | $158,000 | $626,000 | $110,000 | $359,000 |
| Loan Purchased By The Institution | 53 | $29,833,000 | $562,000 | $730,000 | $226,000 | $730,000 |
| Application Withdrawn By Applicant | 32 | $7,115,000 | $222,000 | $508,000 | $127,000 | $360,000 |
| Application Approved But Not Accepted | 13 | $3,082,000 | $237,000 | $417,000 | $118,000 | $185,000 |
| File Closed For Incompleteness | 6 | $1,474,000 | $245,000 | $357,000 | $124,000 | $194,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 20 | $1,478,000 | $73,000 | $417,000 | $128,000 | $359,000 |
| Credit History | 15 | $1,053,000 | $70,000 | $400,000 | $90,000 | $240,000 |
| Debt-To-Income Ratio | 8 | $845,000 | $105,000 | $242,000 | $84,000 | $161,000 |
| Collateral | 7 | $1,256,000 | $179,000 | $600,000 | $105,000 | $229,000 |
| Credit Application Incomplete | 1 | $190,000 | $190,000 | $190,000 | $70,000 | $70,000 |
| Unverifiable Information | 1 | $410,000 | $410,000 | $410,000 | $43,000 | $43,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into State Department Federal Credit Union's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess State Department Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.