State Department Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
State Department Federal Credit Union 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | State Department Federal Credit Union 1630 King Street Alexandria, VA 22314 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 945 |
| Total Mortgage Loan Application Amount | $183,281,000 |
| Average Mortgage Loan Application Amount | $214,666 |
| Highest Mortgage Loan Application Amount | $875,000 |
| Average Applicant Income | $145,333 |
| Highest Applicant Income | $1,404,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with State Department Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing State Department Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down State Department Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how State Department Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by State Department Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at State Department Federal Credit Union's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfax County Virginia | 127 | $ 28,775,000 | $ 226,000 | $ 150,000 |
| District of Columbia County District Of Columbia | 95 | $ 18,951,000 | $ 199,000 | $ 119,000 |
| Prince George's County Maryland | 66 | $ 8,014,000 | $ 121,000 | $ 111,000 |
| Arlington County Virginia | 48 | $ 9,743,000 | $ 202,000 | $ 156,000 |
| Montgomery County Maryland | 39 | $ 5,889,000 | $ 151,000 | $ 175,000 |
| Alexandria County Virginia | 29 | $ 6,976,000 | $ 240,000 | $ 139,000 |
| Prince William County Virginia | 29 | $ 5,053,000 | $ 174,000 | $ 126,000 |
| Charles County Maryland | 15 | $ 2,025,000 | $ 135,000 | $ 144,000 |
| Loudoun County Virginia | 15 | $ 3,614,000 | $ 240,000 | $ 155,000 |
| Los Angeles County California | 11 | $ 2,240,000 | $ 203,000 | $ 157,000 |
| Hillsborough County Florida | 10 | $ 2,242,000 | $ 224,000 | $ 153,000 |
| Anne Arundel County Maryland | 10 | $ 2,094,000 | $ 209,000 | $ 220,000 |
| Pasco County Florida | 9 | $ 891,000 | $ 99,000 | $ 126,000 |
| Fulton County Georgia | 9 | $ 3,837,000 | $ 426,000 | $ 203,000 |
| DeKalb County Georgia | 8 | $ 3,412,000 | $ 426,000 | $ 273,000 |
| Baltimore County Maryland | 8 | $ 993,000 | $ 124,000 | $ 108,000 |
| Baltimore City County Maryland | 8 | $ 1,017,000 | $ 127,000 | $ 119,000 |
| Maricopa County Arizona | 7 | $ 858,000 | $ 122,000 | $ 125,000 |
| Miami-Dade County Florida | 7 | $ 1,118,000 | $ 159,000 | $ 157,000 |
| Cook County Illinois | 7 | $ 884,000 | $ 126,000 | $ 300,000 |
| Charleston County South Carolina | 7 | $ 2,045,000 | $ 292,000 | $ 124,000 |
| Broward County Florida | 6 | $ 1,491,000 | $ 248,000 | $ 170,000 |
| Pinellas County Florida | 6 | $ 695,000 | $ 115,000 | $ 95,000 |
| Wake County North Carolina | 6 | $ 1,432,000 | $ 238,000 | $ 172,000 |
| Stafford County Virginia | 6 | $ 546,000 | $ 91,000 | $ 116,000 |
| King County Washington | 6 | $ 1,524,000 | $ 254,000 | $ 195,000 |
| Riverside County California | 5 | $ 707,000 | $ 141,000 | $ 129,000 |
| Suffolk County New York | 5 | $ 965,000 | $ 193,000 | $ 332,000 |
| Harris County Texas | 5 | $ 704,000 | $ 140,000 | $ 135,000 |
| Falls Church County Virginia | 5 | $ 752,000 | $ 150,000 | $ 139,000 |
| Alameda County California | 4 | $ 474,000 | $ 118,000 | $ 175,000 |
| Orange County California | 4 | $ 657,000 | $ 164,000 | $ 149,000 |
| Sacramento County California | 4 | $ 310,000 | $ 77,000 | $ 184,000 |
| Denver County Colorado | 4 | $ 1,038,000 | $ 259,000 | $ 127,000 |
| Fairfield County Connecticut | 4 | $ 1,002,000 | $ 250,000 | $ 273,000 |
| Orange County Florida | 4 | $ 633,000 | $ 158,000 | $ 122,000 |
| Palm Beach County Florida | 4 | $ 1,565,000 | $ 391,000 | $ 170,000 |
| Sarasota County Florida | 4 | $ 852,000 | $ 213,000 | $ 200,000 |
| Cobb County Georgia | 4 | $ 1,700,000 | $ 425,000 | $ 149,000 |
| Gwinnett County Georgia | 4 | $ 822,000 | $ 205,000 | $ 142,000 |
| Howard County Maryland | 4 | $ 808,000 | $ 202,000 | $ 163,000 |
| Oakland County Michigan | 4 | $ 488,000 | $ 122,000 | $ 144,000 |
| Chittenden County Vermont | 4 | $ 767,000 | $ 191,000 | $ 146,000 |
| Butte County California | 3 | $ 201,000 | $ 67,000 | $ 134,000 |
| Sonoma County California | 3 | $ 490,000 | $ 163,000 | $ 116,000 |
| New Haven County Connecticut | 3 | $ 728,000 | $ 242,000 | $ 127,000 |
| Plymouth County Massachusetts | 3 | $ 249,000 | $ 83,000 | $ 114,000 |
| Wayne County Michigan | 3 | $ 310,000 | $ 103,000 | $ 88,000 |
| Hillsborough County New Hampshire | 3 | $ 198,000 | $ 66,000 | $ 123,000 |
| Mecklenburg County North Carolina | 3 | $ 805,000 | $ 268,000 | $ 160,000 |
| Union County North Carolina | 3 | $ 1,501,000 | $ 500,000 | $ 222,000 |
| Cuyahoga County Ohio | 3 | $ 389,000 | $ 129,000 | $ 137,000 |
| Summit County Ohio | 3 | $ 459,000 | $ 153,000 | $ 124,000 |
| Montgomery County Pennsylvania | 3 | $ 980,000 | $ 326,000 | $ 294,000 |
| Sevier County Tennessee | 3 | $ 333,000 | $ 111,000 | $ 96,000 |
| Utah County Utah | 3 | $ 500,000 | $ 166,000 | $ 126,000 |
| Albemarle County Virginia | 3 | $ 440,000 | $ 146,000 | $ 100,000 |
| Fauquier County Virginia | 3 | $ 257,000 | $ 85,000 | $ 143,000 |
| Contra Costa County California | 2 | $ 195,000 | $ 97,000 | $ 151,000 |
| Kern County California | 2 | $ 471,000 | $ 235,000 | $ 104,000 |
| Marin County California | 2 | $ 510,000 | $ 255,000 | $ 107,000 |
| San Bernardino County California | 2 | $ 169,000 | $ 84,000 | $ 150,000 |
| San Diego County California | 2 | $ 192,000 | $ 96,000 | $ 191,000 |
| Tuolumne County California | 2 | $ 273,000 | $ 136,000 | $ 297,000 |
| Teller County Colorado | 2 | $ 135,000 | $ 67,000 | $ 117,000 |
| New London County Connecticut | 2 | $ 457,000 | $ 228,000 | $ 109,000 |
| Sussex County Delaware | 2 | $ 78,000 | $ 39,000 | $ 109,000 |
| Bay County Florida | 2 | $ 115,000 | $ 57,000 | $ 81,000 |
| Collier County Florida | 2 | $ 372,000 | $ 186,000 | $ 132,000 |
| Marion County Florida | 2 | $ 280,000 | $ 140,000 | $ 58,000 |
| Lake County Illinois | 2 | $ 61,000 | $ 30,000 | $ 99,000 |
| Will County Illinois | 2 | $ 125,000 | $ 62,000 | $ 173,000 |
| Orleans County Louisiana | 2 | $ 298,000 | $ 149,000 | $ 70,000 |
| Calvert County Maryland | 2 | $ 425,000 | $ 212,000 | $ 148,000 |
| Frederick County Maryland | 2 | $ 130,000 | $ 65,000 | $ 144,000 |
| Barnstable County Massachusetts | 2 | $ 100,000 | $ 50,000 | $ 108,000 |
| Essex County Massachusetts | 2 | $ 285,000 | $ 142,000 | $ 71,000 |
| Hennepin County Minnesota | 2 | $ 466,000 | $ 233,000 | $ 126,000 |
| Clark County Nevada | 2 | $ 211,000 | $ 105,000 | $ 124,000 |
| Rockingham County New Hampshire | 2 | $ 796,000 | $ 398,000 | $ 147,000 |
| Essex County New Jersey | 2 | $ 159,000 | $ 79,000 | $ 210,000 |
| Hudson County New Jersey | 2 | $ 200,000 | $ 100,000 | $ 146,000 |
| Nassau County New York | 2 | $ 380,000 | $ 190,000 | $ 313,000 |
| Westchester County New York | 2 | $ 215,000 | $ 107,000 | $ 174,000 |
| Dare County North Carolina | 2 | $ 587,000 | $ 293,000 | $ 161,000 |
| Durham County North Carolina | 2 | $ 523,000 | $ 261,000 | $ 171,000 |
| Delaware County Ohio | 2 | $ 295,000 | $ 147,000 | $ 135,000 |
| Lake County Ohio | 2 | $ 57,000 | $ 28,000 | $ 67,000 |
| Licking County Ohio | 2 | $ 330,000 | $ 165,000 | $ 228,000 |
| Jackson County Oregon | 2 | $ 824,000 | $ 412,000 | $ 118,000 |
| Lane County Oregon | 2 | $ 304,000 | $ 152,000 | $ 122,000 |
| Multnomah County Oregon | 2 | $ 700,000 | $ 350,000 | $ 185,000 |
| Washington County Rhode Island | 2 | $ 275,000 | $ 137,000 | $ 135,000 |
| Beaufort County South Carolina | 2 | $ 918,000 | $ 459,000 | $ 221,000 |
| Berkeley County South Carolina | 2 | $ 221,000 | $ 110,000 | $ 126,000 |
| Greenville County South Carolina | 2 | $ 1,140,000 | $ 570,000 | $ 180,000 |
| Davidson County Tennessee | 2 | $ 247,000 | $ 123,000 | $ 334,000 |
| Washington County Tennessee | 2 | $ 243,000 | $ 121,000 | $ 53,000 |
| Collin County Texas | 2 | $ 320,000 | $ 160,000 | $ 147,000 |
| Dallas County Texas | 2 | $ 240,000 | $ 120,000 | $ 104,000 |
| Fort Bend County Texas | 2 | $ 110,000 | $ 55,000 | $ 105,000 |
| Salt Lake County Utah | 2 | $ 507,000 | $ 253,000 | $ 81,000 |
| Orange County Vermont | 2 | $ 332,000 | $ 166,000 | $ 150,000 |
| Chesapeake County Virginia | 2 | $ 1,260,000 | $ 630,000 | $ 254,000 |
| Fairfax City County Virginia | 2 | $ 572,000 | $ 286,000 | $ 124,000 |
| Hampton County Virginia | 2 | $ 80,000 | $ 40,000 | $ 64,000 |
| Virginia Beach County Virginia | 2 | $ 1,075,000 | $ 537,000 | $ 188,000 |
| Westmoreland County Virginia | 2 | $ 765,000 | $ 382,000 | $ 182,000 |
| Jefferson County West Virginia | 2 | $ 516,000 | $ 258,000 | $ 78,000 |
| Madison County Alabama | 1 | $ 25,000 | $ 25,000 | $ 77,000 |
| Kenai Peninsula County Alaska | 1 | $ 290,000 | $ 290,000 | $ 138,000 |
| Pima County Arizona | 1 | $ 50,000 | $ 50,000 | $ 67,000 |
| Pinal County Arizona | 1 | $ 84,000 | $ 84,000 | $ 109,000 |
| El Dorado County California | 1 | $ 650,000 | $ 650,000 | $ 177,000 |
| Mendocino County California | 1 | $ 50,000 | $ 50,000 | $ 117,000 |
| Placer County California | 1 | $ 96,000 | $ 96,000 | $ 114,000 |
| San Mateo County California | 1 | $ 194,000 | $ 194,000 | $ 197,000 |
| Solano County California | 1 | $ 156,000 | $ 156,000 | $ 193,000 |
| Stanislaus County California | 1 | $ 35,000 | $ 35,000 | $ 87,000 |
| Tulare County California | 1 | $ 100,000 | $ 100,000 | $ 89,000 |
| Ventura County California | 1 | $ 80,000 | $ 80,000 | $ 96,000 |
| Yuba County California | 1 | $ 60,000 | $ 60,000 | $ 106,000 |
| Arapahoe County Colorado | 1 | $ 203,000 | $ 203,000 | $ 96,000 |
| Boulder County Colorado | 1 | $ 300,000 | $ 300,000 | $ 76,000 |
| El Paso County Colorado | 1 | $ 292,000 | $ 292,000 | $ 159,000 |
| Jefferson County Colorado | 1 | $ 257,000 | $ 257,000 | $ 205,000 |
| Kit Carson County Colorado | 1 | $ 30,000 | $ 30,000 | $ 14,000 |
| Larimer County Colorado | 1 | $ 249,000 | $ 249,000 | $ 148,000 |
| Pueblo County Colorado | 1 | $ 224,000 | $ 224,000 | $ 122,000 |
| New Castle County Delaware | 1 | $ 220,000 | $ 220,000 | $ 127,000 |
| Alachua County Florida | 1 | $ 50,000 | $ 50,000 | $ 59,000 |
| Brevard County Florida | 1 | $ 151,000 | $ 151,000 | $ 83,000 |
| Flagler County Florida | 1 | $ 153,000 | $ 153,000 | $ 123,000 |
| Lake County Florida | 1 | $ 100,000 | $ 100,000 | $ 74,000 |
| Okaloosa County Florida | 1 | $ 206,000 | $ 206,000 | $ 92,000 |
| Seminole County Florida | 1 | $ 415,000 | $ 415,000 | $ 192,000 |
| St. Johns County Florida | 1 | $ 451,000 | $ 451,000 | $ 114,000 |
| Volusia County Florida | 1 | $ 100,000 | $ 100,000 | $ 240,000 |
| Carroll County Georgia | 1 | $ 330,000 | $ 330,000 | $ 263,000 |
| Douglas County Georgia | 1 | $ 707,000 | $ 707,000 | $ 205,000 |
| Hall County Georgia | 1 | $ 82,000 | $ 82,000 | $ 205,000 |
| Paulding County Georgia | 1 | $ 35,000 | $ 35,000 | $ 105,000 |
| Ada County Idaho | 1 | $ 172,000 | $ 172,000 | $ 96,000 |
| Jefferson County Idaho | 1 | $ 100,000 | $ 100,000 | $ 144,000 |
| DuPage County Illinois | 1 | $ 257,000 | $ 257,000 | $ 193,000 |
| Allen County Indiana | 1 | $ 60,000 | $ 60,000 | $ 100,000 |
| Fountain County Indiana | 1 | $ 50,000 | $ 50,000 | $ 50,000 |
| Hamilton County Indiana | 1 | $ 641,000 | $ 641,000 | $ 204,000 |
| Lake County Indiana | 1 | $ 199,000 | $ 199,000 | $ 92,000 |
| Shawnee County Kansas | 1 | $ 105,000 | $ 105,000 | $ 69,000 |
| Jessamine County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 76,000 |
| Ascension County Louisiana | 1 | $ 162,000 | $ 162,000 | $ 98,000 |
| St. Tammany County Louisiana | 1 | $ 288,000 | $ 288,000 | $ 184,000 |
| Tangipahoa County Louisiana | 1 | $ 50,000 | $ 50,000 | $ 984,000 |
| Cumberland County Maine | 1 | $ 40,000 | $ 40,000 | $ 89,000 |
| Hancock County Maine | 1 | $ 63,000 | $ 63,000 | $ 58,000 |
| York County Maine | 1 | $ 25,000 | $ 25,000 | $ 87,000 |
| Carroll County Maryland | 1 | $ 100,000 | $ 100,000 | $ 173,000 |
| Garrett County Maryland | 1 | $ 7,000 | $ 7,000 | $ 28,000 |
| St. Mary's County Maryland | 1 | $ 100,000 | $ 100,000 | $ 211,000 |
| Washington County Maryland | 1 | $ 316,000 | $ 316,000 | $ 206,000 |
| Bristol County Massachusetts | 1 | $ 100,000 | $ 100,000 | $ 143,000 |
| Hampshire County Massachusetts | 1 | $ 181,000 | $ 181,000 | $ 146,000 |
| Hillsdale County Michigan | 1 | $ 120,000 | $ 120,000 | $ 153,000 |
| Lapeer County Michigan | 1 | $ 193,000 | $ 193,000 | $ 155,000 |
| Livingston County Michigan | 1 | $ 537,000 | $ 537,000 | $ 241,000 |
| Macomb County Michigan | 1 | $ 76,000 | $ 76,000 | $ 91,000 |
| Muskegon County Michigan | 1 | $ 90,000 | $ 90,000 | $ 88,000 |
| Meeker County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 53,000 |
| Scott County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 148,000 |
| DeSoto County Mississippi | 1 | $ 70,000 | $ 70,000 | $ 138,000 |
| Missoula County Montana | 1 | $ 356,000 | $ 356,000 | $ 177,000 |
| Lancaster County Nebraska | 1 | $ 158,000 | $ 158,000 | $ 36,000 |
| Coos County New Hampshire | 1 | $ 15,000 | $ 15,000 | $ 114,000 |
| Cape May County New Jersey | 1 | $ 241,000 | $ 241,000 | $ 288,000 |
| Hunterdon County New Jersey | 1 | $ 200,000 | $ 200,000 | $ 166,000 |
| Somerset County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 282,000 |
| Sussex County New Jersey | 1 | $ 50,000 | $ 50,000 | $ 95,000 |
| Grant County New Mexico | 1 | $ 203,000 | $ 203,000 | $ 147,000 |
| Sandoval County New Mexico | 1 | $ 210,000 | $ 210,000 | $ 146,000 |
| Bronx County New York | 1 | $ 120,000 | $ 120,000 | $ 103,000 |
| Monroe County New York | 1 | $ 144,000 | $ 144,000 | $ 142,000 |
| Onondaga County New York | 1 | $ 152,000 | $ 152,000 | $ 273,000 |
| Queens County New York | 1 | $ 275,000 | $ 275,000 | $ 118,000 |
| Sullivan County New York | 1 | $ 148,000 | $ 148,000 | $ 88,000 |
| Tioga County New York | 1 | $ 75,000 | $ 75,000 | $ 81,000 |
| Buncombe County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 435,000 |
| Davie County North Carolina | 1 | $ 578,000 | $ 578,000 | $ 280,000 |
| Halifax County North Carolina | 1 | $ 179,000 | $ 179,000 | $ 68,000 |
| Henderson County North Carolina | 1 | $ 432,000 | $ 432,000 | $ 180,000 |
| Iredell County North Carolina | 1 | $ 621,000 | $ 621,000 | $ 264,000 |
| Johnston County North Carolina | 1 | $ 508,000 | $ 508,000 | $ 184,000 |
| Moore County North Carolina | 1 | $ 486,000 | $ 486,000 | $ 192,000 |
| Onslow County North Carolina | 1 | $ 29,000 | $ 29,000 | $ 147,000 |
| Polk County North Carolina | 1 | $ 72,000 | $ 72,000 | $ 49,000 |
| Rockingham County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 139,000 |
| Butler County Ohio | 1 | $ 30,000 | $ 30,000 | $ 72,000 |
| Greene County Ohio | 1 | $ 13,000 | $ 13,000 | $ 126,000 |
| Hamilton County Ohio | 1 | $ 50,000 | $ 50,000 | $ 73,000 |
| Pickaway County Ohio | 1 | $ 325,000 | $ 325,000 | $ 110,000 |
| Oklahoma County Oklahoma | 1 | $ 20,000 | $ 20,000 | $ 72,000 |
| Clackamas County Oregon | 1 | $ 230,000 | $ 230,000 | $ 90,000 |
| Clatsop County Oregon | 1 | $ 29,000 | $ 29,000 | $ 24,000 |
| Adams County Pennsylvania | 1 | $ 424,000 | $ 424,000 | $ 86,000 |
| Berks County Pennsylvania | 1 | $ 13,000 | $ 13,000 | $ 113,000 |
| Chester County Pennsylvania | 1 | $ 664,000 | $ 664,000 | $ 244,000 |
| Cumberland County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 43,000 |
| Delaware County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 43,000 |
| Jefferson County Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 77,000 |
| Somerset County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 117,000 |
| Washington County Pennsylvania | 1 | $ 68,000 | $ 68,000 | $ 17,000 |
| Newport County Rhode Island | 1 | $ 300,000 | $ 300,000 | $ 227,000 |
| Anderson County South Carolina | 1 | $ 713,000 | $ 713,000 | $ 176,000 |
| Lexington County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 64,000 |
| Oconee County South Carolina | 1 | $ 689,000 | $ 689,000 | $ 178,000 |
| Richland County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 129,000 |
| York County South Carolina | 1 | $ 531,000 | $ 531,000 | $ 192,000 |
| Montgomery County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 90,000 |
| Morgan County Tennessee | 1 | $ 252,000 | $ 252,000 | $ 161,000 |
| Bell County Texas | 1 | $ 193,000 | $ 193,000 | $ 85,000 |
| Tarrant County Texas | 1 | $ 190,000 | $ 190,000 | $ 170,000 |
| Webb County Texas | 1 | $ 8,000 | $ 8,000 | $ 117,000 |
| Weber County Utah | 1 | $ 409,000 | $ 409,000 | $ 124,000 |
| Amherst County Virginia | 1 | $ 268,000 | $ 268,000 | $ 123,000 |
| Bedford County Virginia | 1 | $ 50,000 | $ 50,000 | $ 269,000 |
| Botetourt County Virginia | 1 | $ 91,000 | $ 91,000 | $ 180,000 |
| Caroline County Virginia | 1 | $ 148,000 | $ 148,000 | $ 87,000 |
| Frederick County Virginia | 1 | $ 135,000 | $ 135,000 | $ 139,000 |
| Highland County Virginia | 1 | $ 60,000 | $ 60,000 | $ 30,000 |
| James City County Virginia | 1 | $ 689,000 | $ 689,000 | $ 228,000 |
| Manassas County Virginia | 1 | $ 345,000 | $ 345,000 | $ 86,000 |
| Middlesex County Virginia | 1 | $ 40,000 | $ 40,000 | $ 78,000 |
| Roanoke County Virginia | 1 | $ 292,000 | $ 292,000 | $ 184,000 |
| Wythe County Virginia | 1 | $ 74,000 | $ 74,000 | $ 84,000 |
| York County Virginia | 1 | $ 50,000 | $ 50,000 | $ 121,000 |
| Kitsap County Washington | 1 | $ 249,000 | $ 249,000 | $ 138,000 |
| Pierce County Washington | 1 | $ 230,000 | $ 230,000 | $ 78,000 |
| Whatcom County Washington | 1 | $ 181,000 | $ 181,000 | $ 164,000 |
| Tucker County West Virginia | 1 | $ 154,000 | $ 154,000 | $ 190,000 |
| Winnebago County Wisconsin | 1 | $ 68,000 | $ 68,000 | $ 95,000 |
Mortgage Loan Application Detail Totals for State Department Federal Credit Union in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 424 | $36,292,000 | $85,000 | $500,000 | $146,000 | $1,404,000 |
| Home Purchase | 270 | $91,367,000 | $338,000 | $875,000 | $150,000 | $1,080,000 |
| Refinancing | 251 | $55,622,000 | $221,000 | $800,000 | $140,000 | $675,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 403 | $91,167,000 | $226,000 | $875,000 | $158,000 | $1,080,000 |
| Not Provided | 331 | $56,988,000 | $172,000 | $728,000 | $144,000 | $1,404,000 |
| Black or African American | 119 | $17,956,000 | $150,000 | $651,000 | $117,000 | $380,000 |
| Hispanic | 41 | $5,956,000 | $145,000 | $556,000 | $133,000 | $492,000 |
| Asian | 35 | $8,822,000 | $252,000 | $707,000 | $130,000 | $364,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $1,046,000 | $116,000 | $363,000 | $143,000 | $261,000 |
| American Indian or Alaskan Native | 7 | $1,346,000 | $192,000 | $310,000 | $169,000 | $319,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 945 | $183,281,000 | $193,000 | $875,000 | $146,000 | $1,404,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 552 | $105,982,000 | $191,000 | $875,000 | $147,000 | $907,000 |
| Application Withdrawn By Applicant | 207 | $29,453,000 | $142,000 | $578,000 | $127,000 | $984,000 |
| Application Denied By Financial Institution | 132 | $17,959,000 | $136,000 | $399,000 | $132,000 | $1,404,000 |
| Loan Purchased By The Institution | 54 | $29,887,000 | $553,000 | $730,000 | $238,000 | $1,080,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 50 | $4,304,000 | $86,000 | $325,000 | $153,000 | $1,404,000 |
| Credit History | 18 | $1,749,000 | $97,000 | $275,000 | $100,000 | $180,000 |
| Debt-To-Income Ratio | 17 | $2,962,000 | $174,000 | $349,000 | $108,000 | $200,000 |
| Collateral | 16 | $1,161,000 | $72,000 | $195,000 | $126,000 | $319,000 |
| Credit Application Incomplete | 6 | $1,838,000 | $306,000 | $385,000 | $129,000 | $272,000 |
| Unverifiable Information | 1 | $20,000 | $20,000 | $20,000 | $72,000 | $72,000 |
| Employment History | 1 | $107,000 | $107,000 | $107,000 | $19,000 | $19,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into State Department Federal Credit Union's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess State Department Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.