Stearns Lending, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Stearns Lending, Llc 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Stearns Lending, Llc 4 Hutton Centre, 10Th Floor Santa Ana, CA 92707 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,651 |
| Total Mortgage Loan Application Amount | $2,533,290,000 |
| Average Mortgage Loan Application Amount | $283,333 |
| Highest Mortgage Loan Application Amount | $3,481,000 |
| Average Applicant Income | $95,333 |
| Highest Applicant Income | $1,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Stearns Lending, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Stearns Lending, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Stearns Lending, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Stearns Lending, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Stearns Lending, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Stearns Lending, Llc's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 1,645 | $ 545,433,000 | $ 331,000 | $ 121,000 |
| Orange County California | 901 | $ 339,702,000 | $ 377,000 | $ 139,000 |
| Riverside County California | 806 | $ 238,709,000 | $ 296,000 | $ 120,000 |
| Clark County Nevada | 796 | $ 205,404,000 | $ 258,000 | $ 118,000 |
| San Bernardino County California | 713 | $ 190,709,000 | $ 267,000 | $ 106,000 |
| San Diego County California | 341 | $ 109,274,000 | $ 320,000 | $ 131,000 |
| Stanislaus County California | 232 | $ 58,903,000 | $ 253,000 | $ 84,000 |
| Maricopa County Arizona | 202 | $ 53,333,000 | $ 264,000 | $ 131,000 |
| Fresno County California | 150 | $ 33,416,000 | $ 222,000 | $ 97,000 |
| San Joaquin County California | 139 | $ 35,929,000 | $ 258,000 | $ 96,000 |
| Miami-Dade County Florida | 111 | $ 30,929,000 | $ 278,000 | $ 131,000 |
| Broward County Florida | 103 | $ 24,745,000 | $ 240,000 | $ 156,000 |
| Kern County California | 95 | $ 17,698,000 | $ 186,000 | $ 95,000 |
| Palm Beach County Florida | 77 | $ 19,223,000 | $ 249,000 | $ 116,000 |
| Alameda County California | 74 | $ 31,093,000 | $ 420,000 | $ 148,000 |
| Contra Costa County California | 72 | $ 30,991,000 | $ 430,000 | $ 144,000 |
| Sonoma County California | 70 | $ 25,134,000 | $ 359,000 | $ 119,000 |
| Prince George's County Maryland | 70 | $ 19,527,000 | $ 278,000 | $ 98,000 |
| Pima County Arizona | 64 | $ 11,417,000 | $ 178,000 | $ 94,000 |
| Honolulu County Hawaii | 64 | $ 23,599,000 | $ 368,000 | $ 116,000 |
| Sacramento County California | 61 | $ 16,193,000 | $ 265,000 | $ 104,000 |
| Santa Clara County California | 57 | $ 25,145,000 | $ 441,000 | $ 149,000 |
| Tulare County California | 56 | $ 10,108,000 | $ 180,000 | $ 102,000 |
| Wayne County Michigan | 55 | $ 4,341,000 | $ 78,000 | $ 80,000 |
| Anne Arundel County Maryland | 54 | $ 15,222,000 | $ 281,000 | $ 104,000 |
| Ventura County California | 48 | $ 16,754,000 | $ 349,000 | $ 112,000 |
| Tuolumne County California | 43 | $ 10,734,000 | $ 249,000 | $ 47,000 |
| Madera County California | 41 | $ 8,445,000 | $ 205,000 | $ 75,000 |
| Merced County California | 41 | $ 9,495,000 | $ 231,000 | $ 104,000 |
| Hillsborough County Florida | 36 | $ 7,225,000 | $ 200,000 | $ 133,000 |
| Solano County California | 35 | $ 11,857,000 | $ 338,000 | $ 91,000 |
| Orange County Florida | 28 | $ 5,292,000 | $ 189,000 | $ 131,000 |
| Utah County Utah | 28 | $ 5,740,000 | $ 205,000 | $ 63,000 |
| King County Washington | 27 | $ 8,122,000 | $ 300,000 | $ 132,000 |
| Monterey County California | 26 | $ 8,124,000 | $ 312,000 | $ 111,000 |
| Washoe County Nevada | 26 | $ 6,140,000 | $ 236,000 | $ 89,000 |
| Osceola County Florida | 24 | $ 5,442,000 | $ 226,000 | $ 123,000 |
| Salt Lake County Utah | 24 | $ 8,527,000 | $ 355,000 | $ 178,000 |
| Duval County Florida | 21 | $ 2,788,000 | $ 132,000 | $ 68,000 |
| Lee County Florida | 21 | $ 7,596,000 | $ 361,000 | $ 96,000 |
| Pinellas County Florida | 21 | $ 5,673,000 | $ 270,000 | $ 163,000 |
| Hawaii County Hawaii | 20 | $ 5,080,000 | $ 254,000 | $ 27,000 |
| Mohave County Arizona | 19 | $ 3,734,000 | $ 196,000 | $ 81,000 |
| Pinal County Arizona | 19 | $ 4,230,000 | $ 222,000 | $ 124,000 |
| Volusia County Florida | 18 | $ 3,076,000 | $ 170,000 | $ 69,000 |
| Hartford County Connecticut | 17 | $ 2,642,000 | $ 155,000 | $ 57,000 |
| Baltimore County Maryland | 17 | $ 4,385,000 | $ 257,000 | $ 109,000 |
| Maui County Hawaii | 16 | $ 7,227,000 | $ 451,000 | $ 27,000 |
| Fairfax County Virginia | 16 | $ 4,995,000 | $ 312,000 | $ 92,000 |
| Snohomish County Washington | 16 | $ 4,779,000 | $ 298,000 | $ 71,000 |
| San Mateo County California | 15 | $ 6,069,000 | $ 404,000 | $ 101,000 |
| Fairfield County Connecticut | 15 | $ 3,374,000 | $ 224,000 | $ 84,000 |
| Lake County California | 14 | $ 3,327,000 | $ 237,000 | $ 53,000 |
| Santa Cruz County California | 14 | $ 6,884,000 | $ 491,000 | $ 120,000 |
| Baltimore City County Maryland | 13 | $ 1,569,000 | $ 120,000 | $ 102,000 |
| Prince William County Virginia | 13 | $ 3,692,000 | $ 284,000 | $ 107,000 |
| El Dorado County California | 12 | $ 2,983,000 | $ 248,000 | $ 128,000 |
| San Francisco County California | 12 | $ 4,531,000 | $ 377,000 | $ 112,000 |
| Sarasota County Florida | 12 | $ 2,516,000 | $ 209,000 | $ 86,000 |
| Loudoun County Virginia | 12 | $ 5,164,000 | $ 430,000 | $ 219,000 |
| Santa Barbara County California | 11 | $ 4,571,000 | $ 415,000 | $ 181,000 |
| Polk County Florida | 11 | $ 1,828,000 | $ 166,000 | $ 128,000 |
| Bristol County Massachusetts | 11 | $ 3,002,000 | $ 272,000 | $ 133,000 |
| Davis County Utah | 11 | $ 2,585,000 | $ 235,000 | $ 126,000 |
| Imperial County California | 10 | $ 1,940,000 | $ 194,000 | $ 81,000 |
| El Paso County Colorado | 10 | $ 1,872,000 | $ 187,000 | $ 80,000 |
| New Haven County Connecticut | 10 | $ 2,085,000 | $ 208,000 | $ 75,000 |
| Manatee County Florida | 10 | $ 2,202,000 | $ 220,000 | $ 89,000 |
| Howard County Maryland | 10 | $ 2,774,000 | $ 277,000 | $ 109,000 |
| Hennepin County Minnesota | 10 | $ 1,987,000 | $ 198,000 | $ 106,000 |
| Pierce County Washington | 10 | $ 2,863,000 | $ 286,000 | $ 132,000 |
| Mendocino County California | 9 | $ 2,488,000 | $ 276,000 | $ 50,000 |
| Placer County California | 9 | $ 3,239,000 | $ 359,000 | $ 150,000 |
| San Luis Obispo County California | 9 | $ 2,544,000 | $ 282,000 | $ 77,000 |
| Arapahoe County Colorado | 9 | $ 2,237,000 | $ 248,000 | $ 68,000 |
| Bay County Florida | 9 | $ 2,071,000 | $ 230,000 | $ 178,000 |
| Collier County Florida | 9 | $ 2,623,000 | $ 291,000 | $ 137,000 |
| Marion County Florida | 9 | $ 1,239,000 | $ 137,000 | $ 57,000 |
| St. Lucie County Florida | 9 | $ 1,462,000 | $ 162,000 | $ 106,000 |
| Clackamas County Oregon | 9 | $ 1,858,000 | $ 206,000 | $ 62,000 |
| Weber County Utah | 9 | $ 1,708,000 | $ 189,000 | $ 73,000 |
| Kauai County Hawaii | 8 | $ 2,492,000 | $ 311,000 | $ 18,000 |
| Suffolk County Massachusetts | 8 | $ 1,551,000 | $ 193,000 | $ 97,000 |
| Worcester County Massachusetts | 8 | $ 1,885,000 | $ 235,000 | $ 111,000 |
| Washington County Oregon | 8 | $ 3,343,000 | $ 417,000 | $ 132,000 |
| Dallas County Texas | 8 | $ 2,023,000 | $ 252,000 | $ 131,000 |
| Harris County Texas | 8 | $ 1,413,000 | $ 176,000 | $ 120,000 |
| San Benito County California | 7 | $ 2,777,000 | $ 396,000 | $ 133,000 |
| Flagler County Florida | 7 | $ 977,000 | $ 139,000 | $ 20,000 |
| Calvert County Maryland | 7 | $ 1,548,000 | $ 221,000 | $ 81,000 |
| Frederick County Maryland | 7 | $ 2,591,000 | $ 370,000 | $ 198,000 |
| Oakland County Michigan | 7 | $ 2,576,000 | $ 368,000 | $ 44,000 |
| Marion County Oregon | 7 | $ 926,000 | $ 132,000 | $ 43,000 |
| Multnomah County Oregon | 7 | $ 1,157,000 | $ 165,000 | $ 53,000 |
| Coconino County Arizona | 6 | $ 2,894,000 | $ 482,000 | $ 218,000 |
| Yavapai County Arizona | 6 | $ 1,107,000 | $ 184,000 | $ 40,000 |
| Calaveras County California | 6 | $ 1,688,000 | $ 281,000 | $ 0 |
| Kings County California | 6 | $ 1,244,000 | $ 207,000 | $ 104,000 |
| Mariposa County California | 6 | $ 1,815,000 | $ 302,000 | $ 18,000 |
| Yolo County California | 6 | $ 1,431,000 | $ 238,000 | $ 90,000 |
| Hernando County Florida | 6 | $ 861,000 | $ 143,000 | $ 82,000 |
| Seminole County Florida | 6 | $ 1,807,000 | $ 301,000 | $ 118,000 |
| Ada County Idaho | 6 | $ 1,416,000 | $ 236,000 | $ 109,000 |
| Montgomery County Maryland | 6 | $ 1,798,000 | $ 299,000 | $ 111,000 |
| Middlesex County Massachusetts | 6 | $ 2,143,000 | $ 357,000 | $ 110,000 |
| Macomb County Michigan | 6 | $ 1,474,000 | $ 245,000 | $ 104,000 |
| Dakota County Minnesota | 6 | $ 1,197,000 | $ 199,000 | $ 203,000 |
| Nye County Nevada | 6 | $ 1,165,000 | $ 194,000 | $ 28,000 |
| Bexar County Texas | 6 | $ 853,000 | $ 142,000 | $ 75,000 |
| Spokane County Washington | 6 | $ 830,000 | $ 138,000 | $ 247,000 |
| Marin County California | 5 | $ 3,037,000 | $ 607,000 | $ 269,000 |
| Clay County Florida | 5 | $ 1,484,000 | $ 296,000 | $ 110,000 |
| Lake County Florida | 5 | $ 922,000 | $ 184,000 | $ 70,000 |
| Pasco County Florida | 5 | $ 1,946,000 | $ 389,000 | $ 224,000 |
| St. Johns County Florida | 5 | $ 797,000 | $ 159,000 | $ 96,000 |
| Canyon County Idaho | 5 | $ 774,000 | $ 154,000 | $ 85,000 |
| Harford County Maryland | 5 | $ 1,071,000 | $ 214,000 | $ 114,000 |
| Essex County Massachusetts | 5 | $ 1,429,000 | $ 285,000 | $ 94,000 |
| Plymouth County Massachusetts | 5 | $ 1,438,000 | $ 287,000 | $ 111,000 |
| Ramsey County Minnesota | 5 | $ 857,000 | $ 171,000 | $ 76,000 |
| Lyon County Nevada | 5 | $ 1,066,000 | $ 213,000 | $ 9,000 |
| Bernalillo County New Mexico | 5 | $ 1,015,000 | $ 203,000 | $ 69,000 |
| Mecklenburg County North Carolina | 5 | $ 1,037,000 | $ 207,000 | $ 115,000 |
| New Hanover County North Carolina | 5 | $ 518,000 | $ 103,000 | $ 91,000 |
| Wake County North Carolina | 5 | $ 448,000 | $ 89,000 | $ 126,000 |
| El Paso County Texas | 5 | $ 742,000 | $ 148,000 | $ 72,000 |
| Tarrant County Texas | 5 | $ 1,085,000 | $ 217,000 | $ 259,000 |
| Mason County Washington | 5 | $ 918,000 | $ 183,000 | $ 0 |
| Whatcom County Washington | 5 | $ 1,347,000 | $ 269,000 | $ 121,000 |
| Mono County California | 4 | $ 2,491,000 | $ 622,000 | $ 0 |
| Napa County California | 4 | $ 1,635,000 | $ 408,000 | $ 90,000 |
| Yuba County California | 4 | $ 856,000 | $ 214,000 | $ 157,000 |
| Douglas County Colorado | 4 | $ 1,809,000 | $ 452,000 | $ 89,000 |
| Weld County Colorado | 4 | $ 818,000 | $ 204,000 | $ 182,000 |
| Brevard County Florida | 4 | $ 487,000 | $ 121,000 | $ 61,000 |
| Indian River County Florida | 4 | $ 618,000 | $ 154,000 | $ 262,000 |
| Santa Rosa County Florida | 4 | $ 1,859,000 | $ 464,000 | $ 369,000 |
| Charles County Maryland | 4 | $ 1,194,000 | $ 298,000 | $ 84,000 |
| St. Mary's County Maryland | 4 | $ 1,221,000 | $ 305,000 | $ 22,000 |
| Luna County New Mexico | 4 | $ 359,000 | $ 89,000 | $ 0 |
| Hidalgo County Texas | 4 | $ 883,000 | $ 220,000 | $ 127,000 |
| Travis County Texas | 4 | $ 819,000 | $ 204,000 | $ 115,000 |
| Washington County Utah | 4 | $ 1,078,000 | $ 269,000 | $ 244,000 |
| Norfolk County Virginia | 4 | $ 454,000 | $ 113,000 | $ 47,000 |
| Clark County Washington | 4 | $ 464,000 | $ 116,000 | $ 138,000 |
| Cochise County Arizona | 3 | $ 224,000 | $ 74,000 | $ 0 |
| Navajo County Arizona | 3 | $ 733,000 | $ 244,000 | $ 0 |
| Nevada County California | 3 | $ 1,074,000 | $ 358,000 | $ 25,000 |
| Sutter County California | 3 | $ 935,000 | $ 311,000 | $ 89,000 |
| Tehama County California | 3 | $ 891,000 | $ 297,000 | $ 0 |
| Denver County Colorado | 3 | $ 714,000 | $ 238,000 | $ 86,000 |
| Jefferson County Colorado | 3 | $ 506,000 | $ 168,000 | $ 127,000 |
| Charlotte County Florida | 3 | $ 864,000 | $ 288,000 | $ 111,000 |
| Citrus County Florida | 3 | $ 481,000 | $ 160,000 | $ 0 |
| Okaloosa County Florida | 3 | $ 1,474,000 | $ 491,000 | $ 27,000 |
| Kent County Michigan | 3 | $ 293,000 | $ 97,000 | $ 52,000 |
| Anoka County Minnesota | 3 | $ 952,000 | $ 317,000 | $ 15,000 |
| Scott County Minnesota | 3 | $ 795,000 | $ 265,000 | $ 166,000 |
| Buncombe County North Carolina | 3 | $ 1,349,000 | $ 449,000 | $ 304,000 |
| Jackson County Oregon | 3 | $ 429,000 | $ 143,000 | $ 56,000 |
| Lane County Oregon | 3 | $ 605,000 | $ 201,000 | $ 66,000 |
| Linn County Oregon | 3 | $ 624,000 | $ 208,000 | $ 0 |
| Williamson County Texas | 3 | $ 340,000 | $ 113,000 | $ 71,000 |
| Albemarle County Virginia | 3 | $ 148,000 | $ 49,000 | $ 11,000 |
| Alexandria County Virginia | 3 | $ 487,000 | $ 162,000 | $ 183,000 |
| Chesapeake County Virginia | 3 | $ 253,000 | $ 84,000 | $ 47,000 |
| Chesterfield County Virginia | 3 | $ 569,000 | $ 189,000 | $ 67,000 |
| Spotsylvania County Virginia | 3 | $ 983,000 | $ 327,000 | $ 147,000 |
| Cowlitz County Washington | 3 | $ 228,000 | $ 76,000 | $ 76,000 |
| Grays Harbor County Washington | 3 | $ 330,000 | $ 110,000 | $ 0 |
| Kitsap County Washington | 3 | $ 550,000 | $ 183,000 | $ 37,000 |
| Yakima County Washington | 3 | $ 460,000 | $ 153,000 | $ 64,000 |
| Gila County Arizona | 2 | $ 1,277,000 | $ 638,000 | $ 0 |
| Santa Cruz County Arizona | 2 | $ 489,000 | $ 244,000 | $ 35,000 |
| Butte County California | 2 | $ 732,000 | $ 366,000 | $ 93,000 |
| Colusa County California | 2 | $ 339,000 | $ 169,000 | $ 0 |
| Glenn County California | 2 | $ 315,000 | $ 157,000 | $ 0 |
| Plumas County California | 2 | $ 805,000 | $ 402,000 | $ 0 |
| Shasta County California | 2 | $ 349,000 | $ 174,000 | $ 49,000 |
| Trinity County California | 2 | $ 198,000 | $ 99,000 | $ 0 |
| Boulder County Colorado | 2 | $ 298,000 | $ 149,000 | $ 78,000 |
| Garfield County Colorado | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Larimer County Colorado | 2 | $ 306,000 | $ 153,000 | $ 64,000 |
| Summit County Colorado | 2 | $ 459,000 | $ 229,000 | $ 0 |
| Litchfield County Connecticut | 2 | $ 1,799,000 | $ 899,000 | $ 42,000 |
| Middlesex County Connecticut | 2 | $ 402,000 | $ 201,000 | $ 73,000 |
| Kent County Delaware | 2 | $ 500,000 | $ 250,000 | $ 61,000 |
| Alachua County Florida | 2 | $ 428,000 | $ 214,000 | $ 57,000 |
| Hendry County Florida | 2 | $ 769,000 | $ 384,000 | $ 30,000 |
| Martin County Florida | 2 | $ 350,000 | $ 175,000 | $ 58,000 |
| Monroe County Florida | 2 | $ 1,018,000 | $ 509,000 | $ 0 |
| Walton County Florida | 2 | $ 1,782,000 | $ 891,000 | $ 0 |
| Kootenai County Idaho | 2 | $ 295,000 | $ 147,000 | $ 156,000 |
| Twin Falls County Idaho | 2 | $ 226,000 | $ 113,000 | $ 0 |
| Woodbury County Iowa | 2 | $ 68,000 | $ 34,000 | $ 11,000 |
| Queen Anne's County Maryland | 2 | $ 424,000 | $ 212,000 | $ 102,000 |
| Genesee County Michigan | 2 | $ 2,790,000 | $ 1,395,000 | $ 794,000 |
| Cass County Minnesota | 2 | $ 1,226,000 | $ 613,000 | $ 0 |
| Crow Wing County Minnesota | 2 | $ 1,222,000 | $ 611,000 | $ 0 |
| Washington County Minnesota | 2 | $ 446,000 | $ 223,000 | $ 221,000 |
| Carson City County Nevada | 2 | $ 331,000 | $ 165,000 | $ 41,000 |
| Douglas County Nevada | 2 | $ 575,000 | $ 287,000 | $ 0 |
| Dona Ana County New Mexico | 2 | $ 366,000 | $ 183,000 | $ 93,000 |
| Eddy County New Mexico | 2 | $ 385,000 | $ 192,000 | $ 57,000 |
| Sandoval County New Mexico | 2 | $ 332,000 | $ 166,000 | $ 162,000 |
| Santa Fe County New Mexico | 2 | $ 280,000 | $ 140,000 | $ 85,000 |
| Brunswick County North Carolina | 2 | $ 216,000 | $ 108,000 | $ 86,000 |
| Caldwell County North Carolina | 2 | $ 270,000 | $ 135,000 | $ 44,000 |
| Currituck County North Carolina | 2 | $ 610,000 | $ 305,000 | $ 70,000 |
| Pitt County North Carolina | 2 | $ 204,000 | $ 102,000 | $ 56,000 |
| Randolph County North Carolina | 2 | $ 414,000 | $ 207,000 | $ 50,000 |
| Columbia County Oregon | 2 | $ 536,000 | $ 268,000 | $ 93,000 |
| Deschutes County Oregon | 2 | $ 419,000 | $ 209,000 | $ 64,000 |
| Josephine County Oregon | 2 | $ 435,000 | $ 217,000 | $ 0 |
| Klamath County Oregon | 2 | $ 282,000 | $ 141,000 | $ 0 |
| Malheur County Oregon | 2 | $ 563,000 | $ 281,000 | $ 0 |
| York County South Carolina | 2 | $ 576,000 | $ 288,000 | $ 71,000 |
| Collin County Texas | 2 | $ 332,000 | $ 166,000 | $ 87,000 |
| Comal County Texas | 2 | $ 700,000 | $ 350,000 | $ 288,000 |
| Hays County Texas | 2 | $ 465,000 | $ 232,000 | $ 125,000 |
| Young County Texas | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Uintah County Utah | 2 | $ 276,000 | $ 138,000 | $ 0 |
| Caroline County Virginia | 2 | $ 207,000 | $ 103,000 | $ 96,000 |
| Fairfax City County Virginia | 2 | $ 198,000 | $ 99,000 | $ 314,000 |
| Henrico County Virginia | 2 | $ 241,000 | $ 120,000 | $ 77,000 |
| Powhatan County Virginia | 2 | $ 625,000 | $ 312,000 | $ 151,000 |
| Suffolk County Virginia | 2 | $ 243,000 | $ 121,000 | $ 104,000 |
| York County Virginia | 2 | $ 621,000 | $ 310,000 | $ 101,000 |
| Skagit County Washington | 2 | $ 252,000 | $ 126,000 | $ 78,000 |
| Skamania County Washington | 2 | $ 787,000 | $ 393,000 | $ 158,000 |
| Del Norte County California | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Humboldt County California | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Inyo County California | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Modoc County California | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Siskiyou County California | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Adams County Colorado | 1 | $ 194,000 | $ 194,000 | $ 66,000 |
| Archuleta County Colorado | 1 | $ 630,000 | $ 630,000 | $ 0 |
| Eagle County Colorado | 1 | $ 338,000 | $ 338,000 | $ 0 |
| Fremont County Colorado | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Huerfano County Colorado | 1 | $ 104,000 | $ 104,000 | $ 0 |
| La Plata County Colorado | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Mesa County Colorado | 1 | $ 247,000 | $ 247,000 | $ 180,000 |
| Pueblo County Colorado | 1 | $ 153,000 | $ 153,000 | $ 48,000 |
| San Miguel County Colorado | 1 | $ 216,000 | $ 216,000 | $ 0 |
| New London County Connecticut | 1 | $ 265,000 | $ 265,000 | $ 94,000 |
| New Castle County Delaware | 1 | $ 150,000 | $ 150,000 | $ 90,000 |
| District of Columbia County District Of Columbia | 1 | $ 116,000 | $ 116,000 | $ 106,000 |
| DeSoto County Florida | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Escambia County Florida | 1 | $ 80,000 | $ 80,000 | $ 48,000 |
| Franklin County Florida | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Gilchrist County Florida | 1 | $ 92,000 | $ 92,000 | $ 48,000 |
| Gulf County Florida | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Jackson County Florida | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Sumter County Florida | 1 | $ 363,000 | $ 363,000 | $ 0 |
| Bear Lake County Idaho | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Blaine County Idaho | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Gem County Idaho | 1 | $ 104,000 | $ 104,000 | $ 59,000 |
| Scott County Iowa | 1 | $ 104,000 | $ 104,000 | $ 54,000 |
| Knox County Maine | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Lincoln County Maine | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Penobscot County Maine | 1 | $ 140,000 | $ 140,000 | $ 56,000 |
| Waldo County Maine | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Talbot County Maryland | 1 | $ 223,000 | $ 223,000 | $ 120,000 |
| Worcester County Maryland | 1 | $ 484,000 | $ 484,000 | $ 0 |
| Dukes County Massachusetts | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Hampden County Massachusetts | 1 | $ 136,000 | $ 136,000 | $ 90,000 |
| Norfolk County Massachusetts | 1 | $ 333,000 | $ 333,000 | $ 86,000 |
| Arenac County Michigan | 1 | $ 338,000 | $ 338,000 | $ 0 |
| Bay County Michigan | 1 | $ 122,000 | $ 122,000 | $ 62,000 |
| Clare County Michigan | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Schoolcraft County Michigan | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Shiawassee County Michigan | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Washtenaw County Michigan | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Aitkin County Minnesota | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Carver County Minnesota | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Douglas County Minnesota | 1 | $ 262,000 | $ 262,000 | $ 0 |
| Lake County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Meeker County Minnesota | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Olmsted County Minnesota | 1 | $ 148,000 | $ 148,000 | $ 66,000 |
| Polk County Minnesota | 1 | $ 57,000 | $ 57,000 | $ 86,000 |
| St. Louis County Minnesota | 1 | $ 120,000 | $ 120,000 | $ 91,000 |
| Elko County Nevada | 1 | $ 311,000 | $ 311,000 | $ 0 |
| Pershing County Nevada | 1 | $ 110,000 | $ 110,000 | $ 19,000 |
| Storey County Nevada | 1 | $ 254,000 | $ 254,000 | $ 74,000 |
| Cibola County New Mexico | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Colfax County New Mexico | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Lincoln County New Mexico | 1 | $ 204,000 | $ 204,000 | $ 193,000 |
| Valencia County New Mexico | 1 | $ 113,000 | $ 113,000 | $ 71,000 |
| Carteret County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Cumberland County North Carolina | 1 | $ 143,000 | $ 143,000 | $ 77,000 |
| Durham County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 90,000 |
| Guilford County North Carolina | 1 | $ 243,000 | $ 243,000 | $ 96,000 |
| Onslow County North Carolina | 1 | $ 113,000 | $ 113,000 | $ 76,000 |
| Rowan County North Carolina | 1 | $ 314,000 | $ 314,000 | $ 0 |
| Union County North Carolina | 1 | $ 156,000 | $ 156,000 | $ 55,000 |
| Wilkes County North Carolina | 1 | $ 248,000 | $ 248,000 | $ 0 |
| Douglas County Oregon | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Yamhill County Oregon | 1 | $ 265,000 | $ 265,000 | $ 146,000 |
| Greenwood County South Carolina | 1 | $ 325,000 | $ 325,000 | $ 85,000 |
| Richland County South Carolina | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Williamsburg County South Carolina | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Bell County Texas | 1 | $ 124,000 | $ 124,000 | $ 139,000 |
| Brazos County Texas | 1 | $ 194,000 | $ 194,000 | $ 162,000 |
| Cooke County Texas | 1 | $ 218,000 | $ 218,000 | $ 0 |
| Ellis County Texas | 1 | $ 206,000 | $ 206,000 | $ 107,000 |
| Fort Bend County Texas | 1 | $ 185,000 | $ 185,000 | $ 122,000 |
| Galveston County Texas | 1 | $ 200,000 | $ 200,000 | $ 120,000 |
| Hunt County Texas | 1 | $ 675,000 | $ 675,000 | $ 189,000 |
| McLennan County Texas | 1 | $ 103,000 | $ 103,000 | $ 72,000 |
| Montgomery County Texas | 1 | $ 137,000 | $ 137,000 | $ 71,000 |
| Nueces County Texas | 1 | $ 52,000 | $ 52,000 | $ 35,000 |
| Rockwall County Texas | 1 | $ 490,000 | $ 490,000 | $ 342,000 |
| Taylor County Texas | 1 | $ 185,000 | $ 185,000 | $ 84,000 |
| Iron County Utah | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Juab County Utah | 1 | $ 259,000 | $ 259,000 | $ 54,000 |
| Summit County Utah | 1 | $ 320,000 | $ 320,000 | $ 86,000 |
| Wasatch County Utah | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Accomack County Virginia | 1 | $ 142,000 | $ 142,000 | $ 77,000 |
| Arlington County Virginia | 1 | $ 293,000 | $ 293,000 | $ 79,000 |
| Augusta County Virginia | 1 | $ 223,000 | $ 223,000 | $ 0 |
| Fluvanna County Virginia | 1 | $ 253,000 | $ 253,000 | $ 80,000 |
| Hampton County Virginia | 1 | $ 126,000 | $ 126,000 | $ 43,000 |
| Isle of Wight County Virginia | 1 | $ 393,000 | $ 393,000 | $ 125,000 |
| Lunenburg County Virginia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Montgomery County Virginia | 1 | $ 77,000 | $ 77,000 | $ 35,000 |
| Newport News County Virginia | 1 | $ 158,000 | $ 158,000 | $ 84,000 |
| Rappahannock County Virginia | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Richmond City County Virginia | 1 | $ 127,000 | $ 127,000 | $ 47,000 |
| Rockingham County Virginia | 1 | $ 90,000 | $ 90,000 | $ 80,000 |
| Stafford County Virginia | 1 | $ 414,000 | $ 414,000 | $ 150,000 |
| Virginia Beach County Virginia | 1 | $ 380,000 | $ 380,000 | $ 128,000 |
| Warren County Virginia | 1 | $ 182,000 | $ 182,000 | $ 47,000 |
| Williamsburg County Virginia | 1 | $ 269,000 | $ 269,000 | $ 95,000 |
| Benton County Washington | 1 | $ 75,000 | $ 75,000 | $ 57,000 |
| Chelan County Washington | 1 | $ 416,000 | $ 416,000 | $ 146,000 |
| Lincoln County Washington | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Thurston County Washington | 1 | $ 326,000 | $ 326,000 | $ 180,000 |
Mortgage Loan Application Detail Totals for Stearns Lending, Llc in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,220 | $1,564,206,000 | $299,000 | $3,000,000 | $111,000 | $1,254,000 |
| Home Purchase | 3,428 | $968,276,000 | $282,000 | $3,481,000 | $121,000 | $1,500,000 |
| Home Improvement | 3 | $808,000 | $269,000 | $332,000 | $54,000 | $120,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,758 | $1,137,879,000 | $302,000 | $3,481,000 | $125,000 | $1,254,000 |
| Hispanic | 3,157 | $879,370,000 | $278,000 | $2,405,000 | $101,000 | $1,200,000 |
| Black or African American | 738 | $205,753,000 | $278,000 | $1,163,000 | $109,000 | $1,500,000 |
| Asian | 545 | $175,116,000 | $321,000 | $1,278,000 | $126,000 | $931,000 |
| Not Provided | 271 | $80,590,000 | $297,000 | $1,330,000 | $138,000 | $769,000 |
| Native Hawaiian or Other Pacific Islander | 156 | $44,957,000 | $288,000 | $1,085,000 | $109,000 | $477,000 |
| American Indian or Alaskan Native | 26 | $9,625,000 | $370,000 | $1,187,000 | $142,000 | $540,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,484 | $2,489,638,000 | $293,000 | $3,481,000 | $116,000 | $1,500,000 |
| FHA-insured (Federal Housing Administration) | 131 | $32,792,000 | $250,000 | $385,000 | $72,000 | $180,000 |
| VA-guaranteed (Veterans Administration) | 36 | $10,860,000 | $301,000 | $417,000 | $83,000 | $130,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 2,798 | $846,357,000 | $302,000 | $2,925,000 | $130,000 | $1,500,000 |
| Loan Originated | 2,394 | $660,026,000 | $275,000 | $2,000,000 | $96,000 | $840,000 |
| Application Approved But Not Accepted | 2,360 | $697,460,000 | $295,000 | $3,000,000 | $111,000 | $1,254,000 |
| File Closed For Incompleteness | 584 | $182,248,000 | $312,000 | $3,481,000 | $138,000 | $1,200,000 |
| Application Withdrawn By Applicant | 515 | $147,199,000 | $285,000 | $1,256,000 | $111,000 | $1,200,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 959 | $290,242,000 | $302,000 | $2,925,000 | $146,000 | $1,111,000 |
| Credit History | 739 | $222,015,000 | $300,000 | $1,200,000 | $132,000 | $1,500,000 |
| Unverifiable Information | 295 | $93,462,000 | $316,000 | $1,500,000 | $139,000 | $811,000 |
| Debt-To-Income Ratio | 259 | $79,877,000 | $308,000 | $1,124,000 | $108,000 | $540,000 |
| Collateral | 238 | $66,795,000 | $280,000 | $2,470,000 | $127,000 | $1,080,000 |
| Employment History | 171 | $53,689,000 | $313,000 | $1,697,000 | $131,000 | $1,020,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 45 | $10,035,000 | $223,000 | $992,000 | $82,000 | $270,000 |
| Credit Application Incomplete | 15 | $4,037,000 | $269,000 | $540,000 | $110,000 | $203,000 |
| Mortgage Insurance Denied | 7 | $2,861,000 | $408,000 | $1,000,000 | $170,000 | $548,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Stearns Lending, Llc's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Stearns Lending, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.