Sterling Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Sterling Savings Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Sterling Savings Bank 111 N Wall St Spokane, WA 99201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 |
| Total Number of Mortgage Applications | 5,902 |
| Total Mortgage Loan Application Amount | $2,257,634,000 |
| Average Mortgage Loan Application Amount | $657,666 |
| Highest Mortgage Loan Application Amount | $11,100,000 |
| Average Applicant Income | $80,000 |
| Highest Applicant Income | $2,939,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Sterling Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Sterling Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Sterling Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Sterling Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Sterling Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Sterling Savings Bank's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 1,087 | $ 535,921,000 | $ 493,000 | $ 151,000 |
| Pierce County Washington | 401 | $ 106,161,000 | $ 264,000 | $ 107,000 |
| Clark County Washington | 329 | $ 79,264,000 | $ 240,000 | $ 100,000 |
| Snohomish County Washington | 321 | $ 88,950,000 | $ 277,000 | $ 105,000 |
| Benton County Washington | 251 | $ 40,086,000 | $ 159,000 | $ 75,000 |
| Spokane County Washington | 228 | $ 40,032,000 | $ 175,000 | $ 74,000 |
| Whatcom County Washington | 218 | $ 52,564,000 | $ 241,000 | $ 105,000 |
| Los Angeles County California | 191 | $ 339,373,000 | $ 1,776,000 | $ 26,000 |
| Multnomah County Oregon | 144 | $ 57,067,000 | $ 396,000 | $ 100,000 |
| Ada County Idaho | 117 | $ 19,607,000 | $ 167,000 | $ 71,000 |
| Franklin County Washington | 113 | $ 17,759,000 | $ 157,000 | $ 61,000 |
| Skagit County Washington | 106 | $ 21,406,000 | $ 201,000 | $ 78,000 |
| Sonoma County California | 94 | $ 42,901,000 | $ 456,000 | $ 119,000 |
| Coos County Oregon | 78 | $ 11,693,000 | $ 149,000 | $ 67,000 |
| Jackson County Oregon | 77 | $ 23,469,000 | $ 304,000 | $ 67,000 |
| Washington County Oregon | 74 | $ 25,828,000 | $ 349,000 | $ 172,000 |
| Thurston County Washington | 73 | $ 22,248,000 | $ 304,000 | $ 82,000 |
| Lane County Oregon | 71 | $ 17,687,000 | $ 249,000 | $ 92,000 |
| Deschutes County Oregon | 69 | $ 16,097,000 | $ 233,000 | $ 110,000 |
| Kootenai County Idaho | 67 | $ 13,712,000 | $ 204,000 | $ 98,000 |
| Clackamas County Oregon | 65 | $ 33,875,000 | $ 521,000 | $ 117,000 |
| Yakima County Washington | 63 | $ 8,163,000 | $ 129,000 | $ 61,000 |
| San Francisco County California | 58 | $ 112,196,000 | $ 1,934,000 | $ 36,000 |
| Nez Perce County Idaho | 58 | $ 8,316,000 | $ 143,000 | $ 58,000 |
| Kitsap County Washington | 57 | $ 15,209,000 | $ 266,000 | $ 134,000 |
| Alameda County California | 52 | $ 48,483,000 | $ 932,000 | $ 67,000 |
| Santa Clara County California | 51 | $ 75,080,000 | $ 1,472,000 | $ 76,000 |
| Grant County Washington | 50 | $ 9,147,000 | $ 182,000 | $ 103,000 |
| Canyon County Idaho | 49 | $ 6,214,000 | $ 126,000 | $ 60,000 |
| Lewis County Washington | 48 | $ 6,497,000 | $ 135,000 | $ 79,000 |
| Klamath County Oregon | 45 | $ 6,168,000 | $ 137,000 | $ 91,000 |
| Kittitas County Washington | 40 | $ 7,046,000 | $ 176,000 | $ 81,000 |
| Asotin County Washington | 39 | $ 5,550,000 | $ 142,000 | $ 54,000 |
| Contra Costa County California | 37 | $ 19,369,000 | $ 523,000 | $ 116,000 |
| San Diego County California | 37 | $ 23,456,000 | $ 633,000 | $ 197,000 |
| Marion County Oregon | 37 | $ 17,520,000 | $ 473,000 | $ 65,000 |
| Maricopa County Arizona | 32 | $ 13,245,000 | $ 413,000 | $ 129,000 |
| Latah County Idaho | 31 | $ 3,654,000 | $ 117,000 | $ 68,000 |
| Clark County Nevada | 31 | $ 5,964,000 | $ 192,000 | $ 118,000 |
| Chelan County Washington | 26 | $ 7,385,000 | $ 284,000 | $ 124,000 |
| Okanogan County Washington | 26 | $ 3,392,000 | $ 130,000 | $ 60,000 |
| Whitman County Washington | 26 | $ 5,265,000 | $ 202,000 | $ 113,000 |
| Tillamook County Oregon | 25 | $ 8,797,000 | $ 351,000 | $ 209,000 |
| Umatilla County Oregon | 25 | $ 3,201,000 | $ 128,000 | $ 83,000 |
| Walla Walla County Washington | 24 | $ 5,238,000 | $ 218,000 | $ 110,000 |
| Valley County Idaho | 23 | $ 4,344,000 | $ 188,000 | $ 99,000 |
| Kern County California | 22 | $ 3,122,000 | $ 141,000 | $ 72,000 |
| Clatsop County Oregon | 22 | $ 4,432,000 | $ 201,000 | $ 146,000 |
| Grays Harbor County Washington | 21 | $ 3,286,000 | $ 156,000 | $ 78,000 |
| San Mateo County California | 20 | $ 37,605,000 | $ 1,880,000 | $ 68,000 |
| Sacramento County California | 19 | $ 6,160,000 | $ 324,000 | $ 106,000 |
| Benewah County Idaho | 19 | $ 2,090,000 | $ 110,000 | $ 44,000 |
| Idaho County Idaho | 19 | $ 2,731,000 | $ 143,000 | $ 67,000 |
| Malheur County Oregon | 19 | $ 1,639,000 | $ 86,000 | $ 60,000 |
| Union County Oregon | 19 | $ 2,273,000 | $ 119,000 | $ 55,000 |
| Island County Washington | 19 | $ 4,540,000 | $ 238,000 | $ 106,000 |
| Adams County Washington | 18 | $ 1,850,000 | $ 102,000 | $ 64,000 |
| Orange County California | 17 | $ 24,955,000 | $ 1,467,000 | $ 73,000 |
| Curry County Oregon | 17 | $ 3,464,000 | $ 203,000 | $ 105,000 |
| Linn County Oregon | 17 | $ 2,634,000 | $ 154,000 | $ 118,000 |
| Wallowa County Oregon | 17 | $ 1,886,000 | $ 110,000 | $ 44,000 |
| Riverside County California | 16 | $ 4,644,000 | $ 290,000 | $ 253,000 |
| San Bernardino County California | 15 | $ 10,022,000 | $ 668,000 | $ 101,000 |
| Bonner County Idaho | 15 | $ 3,068,000 | $ 204,000 | $ 198,000 |
| Klickitat County Washington | 15 | $ 2,452,000 | $ 163,000 | $ 58,000 |
| Cowlitz County Washington | 14 | $ 2,893,000 | $ 206,000 | $ 74,000 |
| Solano County California | 13 | $ 3,335,000 | $ 256,000 | $ 111,000 |
| Josephine County Oregon | 13 | $ 1,934,000 | $ 148,000 | $ 67,000 |
| Polk County Oregon | 12 | $ 2,313,000 | $ 192,000 | $ 70,000 |
| Yamhill County Oregon | 12 | $ 2,774,000 | $ 231,000 | $ 100,000 |
| Baker County Oregon | 11 | $ 1,534,000 | $ 139,000 | $ 60,000 |
| Pima County Arizona | 10 | $ 1,550,000 | $ 155,000 | $ 118,000 |
| San Joaquin County California | 10 | $ 2,550,000 | $ 255,000 | $ 119,000 |
| Stanislaus County California | 10 | $ 3,952,000 | $ 395,000 | $ 81,000 |
| Washoe County Nevada | 10 | $ 2,688,000 | $ 268,000 | $ 152,000 |
| Columbia County Oregon | 10 | $ 1,768,000 | $ 176,000 | $ 68,000 |
| Douglas County Oregon | 9 | $ 1,303,000 | $ 144,000 | $ 51,000 |
| Clallam County Washington | 9 | $ 1,553,000 | $ 172,000 | $ 71,000 |
| Skamania County Washington | 9 | $ 2,240,000 | $ 248,000 | $ 98,000 |
| Adams County Idaho | 8 | $ 1,112,000 | $ 139,000 | $ 73,000 |
| Lincoln County Oregon | 8 | $ 1,136,000 | $ 142,000 | $ 166,000 |
| Pacific County Washington | 8 | $ 1,534,000 | $ 191,000 | $ 105,000 |
| Lake County California | 7 | $ 920,000 | $ 131,000 | $ 82,000 |
| Marin County California | 7 | $ 8,321,000 | $ 1,188,000 | $ 163,000 |
| Douglas County Washington | 7 | $ 932,000 | $ 133,000 | $ 70,000 |
| Jefferson County Washington | 7 | $ 1,762,000 | $ 251,000 | $ 136,000 |
| Mason County Washington | 7 | $ 1,002,000 | $ 143,000 | $ 78,000 |
| El Dorado County California | 5 | $ 1,343,000 | $ 268,000 | $ 210,000 |
| Monterey County California | 5 | $ 1,889,000 | $ 377,000 | $ 168,000 |
| Payette County Idaho | 5 | $ 485,000 | $ 97,000 | $ 53,000 |
| Gallatin County Montana | 5 | $ 735,000 | $ 147,000 | $ 134,000 |
| Grant County Oregon | 5 | $ 800,000 | $ 160,000 | $ 59,000 |
| Harney County Oregon | 5 | $ 427,000 | $ 85,000 | $ 27,000 |
| Teton County Wyoming | 5 | $ 1,249,000 | $ 249,000 | $ 65,000 |
| Pinal County Arizona | 4 | $ 1,677,000 | $ 419,000 | $ 89,000 |
| Fresno County California | 4 | $ 889,000 | $ 222,000 | $ 149,000 |
| Merced County California | 4 | $ 643,000 | $ 160,000 | $ 126,000 |
| Placer County California | 4 | $ 1,651,000 | $ 412,000 | $ 131,000 |
| Santa Barbara County California | 4 | $ 10,599,000 | $ 2,649,000 | $ 259,000 |
| Ventura County California | 4 | $ 2,715,000 | $ 678,000 | $ 77,000 |
| Bonneville County Idaho | 4 | $ 841,000 | $ 210,000 | $ 111,000 |
| Clearwater County Idaho | 4 | $ 472,000 | $ 118,000 | $ 71,000 |
| Gem County Idaho | 4 | $ 628,000 | $ 157,000 | $ 55,000 |
| Missoula County Montana | 4 | $ 780,000 | $ 195,000 | $ 69,000 |
| Wasco County Oregon | 4 | $ 559,000 | $ 139,000 | $ 69,000 |
| Lincoln County Washington | 4 | $ 365,000 | $ 91,000 | $ 38,000 |
| Stevens County Washington | 4 | $ 400,000 | $ 100,000 | $ 36,000 |
| Humboldt County California | 3 | $ 673,000 | $ 224,000 | $ 54,000 |
| Imperial County California | 3 | $ 530,000 | $ 176,000 | $ 103,000 |
| Madera County California | 3 | $ 372,000 | $ 124,000 | $ 86,000 |
| Bannock County Idaho | 3 | $ 710,000 | $ 236,000 | $ 74,000 |
| Boise County Idaho | 3 | $ 348,000 | $ 116,000 | $ 59,000 |
| Benton County Oregon | 3 | $ 3,096,000 | $ 1,032,000 | $ 103,000 |
| Hood River County Oregon | 3 | $ 879,000 | $ 293,000 | $ 86,000 |
| Jefferson County Oregon | 3 | $ 589,000 | $ 196,000 | $ 95,000 |
| Del Norte County California | 2 | $ 225,000 | $ 112,000 | $ 106,000 |
| Mendocino County California | 2 | $ 335,000 | $ 167,000 | $ 0 |
| Santa Cruz County California | 2 | $ 721,000 | $ 360,000 | $ 555,000 |
| Shasta County California | 2 | $ 521,000 | $ 260,000 | $ 79,000 |
| Siskiyou County California | 2 | $ 256,000 | $ 128,000 | $ 48,000 |
| Yolo County California | 2 | $ 434,000 | $ 217,000 | $ 132,000 |
| Blaine County Idaho | 2 | $ 592,000 | $ 296,000 | $ 89,000 |
| Boundary County Idaho | 2 | $ 263,000 | $ 131,000 | $ 46,000 |
| Power County Idaho | 2 | $ 249,000 | $ 124,000 | $ 60,000 |
| Shoshone County Idaho | 2 | $ 278,000 | $ 139,000 | $ 12,000 |
| Teton County Idaho | 2 | $ 489,000 | $ 244,000 | $ 194,000 |
| Lake County Montana | 2 | $ 334,000 | $ 167,000 | $ 100,000 |
| Lewis and Clark County Montana | 2 | $ 331,000 | $ 165,000 | $ 26,000 |
| Silver Bow County Montana | 2 | $ 279,000 | $ 139,000 | $ 70,000 |
| Crook County Oregon | 2 | $ 874,000 | $ 437,000 | $ 16,000 |
| Lake County Oregon | 2 | $ 282,000 | $ 141,000 | $ 101,000 |
| Morrow County Oregon | 2 | $ 233,000 | $ 116,000 | $ 72,000 |
| Laramie County Wyoming | 2 | $ 166,000 | $ 83,000 | $ 113,000 |
| Anchorage County Alaska | 1 | $ 200,000 | $ 200,000 | $ 194,000 |
| Yavapai County Arizona | 1 | $ 160,000 | $ 160,000 | $ 92,000 |
| Butte County California | 1 | $ 238,000 | $ 238,000 | $ 73,000 |
| Mariposa County California | 1 | $ 263,000 | $ 263,000 | $ 200,000 |
| Nevada County California | 1 | $ 500,000 | $ 500,000 | $ 261,000 |
| San Luis Obispo County California | 1 | $ 624,000 | $ 624,000 | $ 306,000 |
| Tehama County California | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Boulder County Colorado | 1 | $ 271,000 | $ 271,000 | $ 232,000 |
| Denver County Colorado | 1 | $ 292,000 | $ 292,000 | $ 101,000 |
| Jefferson County Colorado | 1 | $ 212,000 | $ 212,000 | $ 155,000 |
| Larimer County Colorado | 1 | $ 177,000 | $ 177,000 | $ 152,000 |
| Pueblo County Colorado | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
| Summit County Colorado | 1 | $ 315,000 | $ 315,000 | $ 149,000 |
| Elmore County Idaho | 1 | $ 120,000 | $ 120,000 | $ 132,000 |
| Gooding County Idaho | 1 | $ 90,000 | $ 90,000 | $ 31,000 |
| Lewis County Idaho | 1 | $ 201,000 | $ 201,000 | $ 77,000 |
| Owyhee County Idaho | 1 | $ 55,000 | $ 55,000 | $ 27,000 |
| Twin Falls County Idaho | 1 | $ 309,000 | $ 309,000 | $ 66,000 |
| Washington County Idaho | 1 | $ 47,000 | $ 47,000 | $ 60,000 |
| Hennepin County Minnesota | 1 | $ 190,000 | $ 190,000 | $ 419,000 |
| Dawson County Montana | 1 | $ 60,000 | $ 60,000 | $ 71,000 |
| Mineral County Montana | 1 | $ 98,000 | $ 98,000 | $ 42,000 |
| Powder River County Montana | 1 | $ 110,000 | $ 110,000 | $ 57,000 |
| Ravalli County Montana | 1 | $ 235,000 | $ 235,000 | $ 171,000 |
| Richland County Montana | 1 | $ 321,000 | $ 321,000 | $ 137,000 |
| White Pine County Nevada | 1 | $ 40,000 | $ 40,000 | $ 48,000 |
| Cibola County New Mexico | 1 | $ 90,000 | $ 90,000 | $ 44,000 |
| Portage County Ohio | 1 | $ 919,000 | $ 919,000 | $ 0 |
| Columbia County Washington | 1 | $ 301,000 | $ 301,000 | $ 103,000 |
| Ferry County Washington | 1 | $ 300,000 | $ 300,000 | $ 230,000 |
| Garfield County Washington | 1 | $ 93,000 | $ 93,000 | $ 34,000 |
| Pend Oreille County Washington | 1 | $ 256,000 | $ 256,000 | $ 90,000 |
| San Juan County Washington | 1 | $ 417,000 | $ 417,000 | $ 141,000 |
| Wahkiakum County Washington | 1 | $ 180,000 | $ 180,000 | $ 79,000 |
Mortgage Loan Application Detail Totals for Sterling Savings Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,619 | $1,278,304,000 | $353,000 | $10,000,000 | $98,000 | $2,939,000 |
| Refinancing | 2,201 | $879,146,000 | $399,000 | $9,500,000 | $112,000 | $2,901,000 |
| Home Improvement | 82 | $100,184,000 | $1,221,000 | $11,100,000 | $30,000 | $349,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,928 | $989,175,000 | $251,000 | $4,850,000 | $108,000 | $2,939,000 |
| Not Provided | 778 | $251,833,000 | $323,000 | $3,356,000 | $124,000 | $1,729,000 |
| Not applicable | 399 | $805,061,000 | $2,017,000 | $11,100,000 | $0 | $0 |
| Hispanic | 333 | $62,971,000 | $189,000 | $1,389,000 | $71,000 | $630,000 |
| Asian | 313 | $110,060,000 | $351,000 | $2,500,000 | $139,000 | $926,000 |
| Black or African American | 82 | $25,688,000 | $313,000 | $1,125,000 | $118,000 | $573,000 |
| American Indian or Alaskan Native | 52 | $9,295,000 | $178,000 | $502,000 | $73,000 | $263,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $3,551,000 | $208,000 | $515,000 | $78,000 | $138,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,659 | $2,000,826,000 | $429,000 | $11,100,000 | $112,000 | $2,939,000 |
| FHA-insured (Federal Housing Administration) | 693 | $137,716,000 | $198,000 | $709,000 | $64,000 | $347,000 |
| VA-guaranteed (Veterans Administration) | 338 | $81,471,000 | $241,000 | $1,059,000 | $78,000 | $288,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 212 | $37,621,000 | $177,000 | $340,000 | $51,000 | $97,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,780 | $1,588,758,000 | $420,000 | $11,100,000 | $100,000 | $2,939,000 |
| Application Approved But Not Accepted | 1,201 | $309,247,000 | $257,000 | $4,850,000 | $117,000 | $1,800,000 |
| Application Denied By Financial Institution | 630 | $236,094,000 | $374,000 | $8,500,000 | $93,000 | $1,725,000 |
| Application Withdrawn By Applicant | 242 | $108,003,000 | $446,000 | $8,424,000 | $105,000 | $1,585,000 |
| Loan Purchased By The Institution | 25 | $1,377,000 | $55,000 | $144,000 | $0 | $0 |
| File Closed For Incompleteness | 24 | $14,155,000 | $589,000 | $1,700,000 | $88,000 | $368,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sterling Savings Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sterling Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.