Steward Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Steward Financial, Inc. 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Steward Financial, Inc. 1808 Aston Avenue, Suite 230 Carlsbad, CA 92008 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,673 |
| Total Mortgage Loan Application Amount | $585,110,000 |
| Average Mortgage Loan Application Amount | $152,060 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $63,818 |
| Highest Applicant Income | $3,791,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Steward Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Steward Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Steward Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Steward Financial, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Steward Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Steward Financial, Inc.'s mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 427 | $ 78,334,000 | $ 183,000 | $ 74,000 |
| Cook County Illinois | 170 | $ 26,551,000 | $ 156,000 | $ 48,000 |
| San Diego County California | 150 | $ 26,795,000 | $ 178,000 | $ 73,000 |
| Clark County Nevada | 137 | $ 21,801,000 | $ 159,000 | $ 79,000 |
| Orange County California | 113 | $ 21,118,000 | $ 186,000 | $ 114,000 |
| Miami-Dade County Florida | 107 | $ 19,866,000 | $ 185,000 | $ 60,000 |
| Broward County Florida | 105 | $ 13,781,000 | $ 131,000 | $ 46,000 |
| Sacramento County California | 87 | $ 12,187,000 | $ 140,000 | $ 56,000 |
| Contra Costa County California | 84 | $ 17,953,000 | $ 213,000 | $ 77,000 |
| Hennepin County Minnesota | 81 | $ 11,745,000 | $ 145,000 | $ 46,000 |
| Maricopa County Arizona | 73 | $ 9,174,000 | $ 125,000 | $ 56,000 |
| Riverside County California | 73 | $ 12,474,000 | $ 170,000 | $ 76,000 |
| San Bernardino County California | 73 | $ 10,803,000 | $ 147,000 | $ 79,000 |
| Alameda County California | 63 | $ 15,901,000 | $ 252,000 | $ 95,000 |
| Palm Beach County Florida | 55 | $ 5,561,000 | $ 101,000 | $ 57,000 |
| Santa Clara County California | 51 | $ 12,856,000 | $ 252,000 | $ 111,000 |
| King County Washington | 51 | $ 10,072,000 | $ 197,000 | $ 81,000 |
| Worcester County Massachusetts | 48 | $ 6,858,000 | $ 142,000 | $ 42,000 |
| Orange County Florida | 37 | $ 4,038,000 | $ 109,000 | $ 51,000 |
| El Paso County Colorado | 34 | $ 3,903,000 | $ 114,000 | $ 62,000 |
| Anoka County Minnesota | 32 | $ 4,013,000 | $ 125,000 | $ 64,000 |
| Stanislaus County California | 29 | $ 5,299,000 | $ 182,000 | $ 91,000 |
| Arapahoe County Colorado | 29 | $ 3,531,000 | $ 121,000 | $ 83,000 |
| Douglas County Colorado | 28 | $ 4,895,000 | $ 174,000 | $ 68,000 |
| Prince George's County Maryland | 28 | $ 3,688,000 | $ 131,000 | $ 35,000 |
| Hillsborough County Florida | 27 | $ 2,661,000 | $ 98,000 | $ 73,000 |
| Ramsey County Minnesota | 26 | $ 2,365,000 | $ 90,000 | $ 42,000 |
| Jefferson County Colorado | 24 | $ 3,540,000 | $ 147,000 | $ 84,000 |
| Middlesex County Massachusetts | 24 | $ 4,794,000 | $ 199,000 | $ 98,000 |
| Plymouth County Massachusetts | 24 | $ 4,296,000 | $ 179,000 | $ 37,000 |
| San Joaquin County California | 23 | $ 3,718,000 | $ 161,000 | $ 48,000 |
| Suffolk County Massachusetts | 23 | $ 5,026,000 | $ 218,000 | $ 69,000 |
| Pima County Arizona | 22 | $ 2,549,000 | $ 115,000 | $ 36,000 |
| Hampden County Massachusetts | 22 | $ 1,387,000 | $ 63,000 | $ 43,000 |
| Adams County Colorado | 21 | $ 3,369,000 | $ 160,000 | $ 30,000 |
| Dakota County Minnesota | 21 | $ 2,550,000 | $ 121,000 | $ 74,000 |
| San Mateo County California | 20 | $ 4,725,000 | $ 236,000 | $ 55,000 |
| Solano County California | 20 | $ 4,659,000 | $ 232,000 | $ 117,000 |
| Denver County Colorado | 20 | $ 3,164,000 | $ 158,000 | $ 71,000 |
| Pierce County Washington | 20 | $ 2,593,000 | $ 129,000 | $ 63,000 |
| Kern County California | 19 | $ 1,559,000 | $ 82,000 | $ 71,000 |
| Duval County Florida | 19 | $ 1,149,000 | $ 60,000 | $ 59,000 |
| Lee County Florida | 18 | $ 1,326,000 | $ 73,000 | $ 45,000 |
| Sarasota County Florida | 16 | $ 3,779,000 | $ 236,000 | $ 214,000 |
| Anchorage County Alaska | 15 | $ 2,347,000 | $ 156,000 | $ 122,000 |
| Ventura County California | 15 | $ 2,903,000 | $ 193,000 | $ 92,000 |
| Bristol County Massachusetts | 15 | $ 1,719,000 | $ 114,000 | $ 73,000 |
| San Francisco County California | 14 | $ 4,507,000 | $ 321,000 | $ 101,000 |
| Hartford County Connecticut | 14 | $ 1,431,000 | $ 102,000 | $ 61,000 |
| Essex County Massachusetts | 14 | $ 3,486,000 | $ 249,000 | $ 69,000 |
| Norfolk County Massachusetts | 14 | $ 2,670,000 | $ 190,000 | $ 24,000 |
| Multnomah County Oregon | 14 | $ 1,264,000 | $ 90,000 | $ 41,000 |
| Fresno County California | 13 | $ 1,286,000 | $ 98,000 | $ 56,000 |
| Fairfield County Connecticut | 13 | $ 2,359,000 | $ 181,000 | $ 39,000 |
| Flathead County Montana | 13 | $ 1,660,000 | $ 127,000 | $ 20,000 |
| Placer County California | 12 | $ 2,512,000 | $ 209,000 | $ 86,000 |
| Sonoma County California | 12 | $ 1,812,000 | $ 151,000 | $ 46,000 |
| Pinellas County Florida | 12 | $ 972,000 | $ 81,000 | $ 41,000 |
| Scott County Minnesota | 12 | $ 2,584,000 | $ 215,000 | $ 77,000 |
| St. Louis County Missouri | 12 | $ 1,801,000 | $ 150,000 | $ 97,000 |
| Washoe County Nevada | 12 | $ 774,000 | $ 64,000 | $ 37,000 |
| Bernalillo County New Mexico | 12 | $ 908,000 | $ 75,000 | $ 46,000 |
| Tulsa County Oklahoma | 12 | $ 1,007,000 | $ 83,000 | $ 16,000 |
| Volusia County Florida | 11 | $ 1,544,000 | $ 140,000 | $ 38,000 |
| New Haven County Connecticut | 10 | $ 920,000 | $ 92,000 | $ 39,000 |
| Osceola County Florida | 10 | $ 3,030,000 | $ 303,000 | $ 46,000 |
| Yavapai County Arizona | 9 | $ 668,000 | $ 74,000 | $ 78,000 |
| Monterey County California | 9 | $ 1,859,000 | $ 206,000 | $ 53,000 |
| Manatee County Florida | 9 | $ 558,000 | $ 62,000 | $ 31,000 |
| Will County Illinois | 9 | $ 1,492,000 | $ 165,000 | $ 88,000 |
| Jefferson County Kentucky | 9 | $ 557,000 | $ 61,000 | $ 8,000 |
| Jackson County Missouri | 9 | $ 752,000 | $ 83,000 | $ 37,000 |
| Santa Barbara County California | 8 | $ 1,344,000 | $ 168,000 | $ 61,000 |
| Monroe County Florida | 8 | $ 2,191,000 | $ 273,000 | $ 93,000 |
| Pasco County Florida | 8 | $ 950,000 | $ 118,000 | $ 42,000 |
| Montgomery County Maryland | 8 | $ 1,827,000 | $ 228,000 | $ 16,000 |
| Washington County Minnesota | 8 | $ 904,000 | $ 113,000 | $ 45,000 |
| Marin County California | 7 | $ 2,669,000 | $ 381,000 | $ 59,000 |
| San Luis Obispo County California | 7 | $ 1,603,000 | $ 229,000 | $ 58,000 |
| Eagle County Colorado | 7 | $ 738,000 | $ 105,000 | $ 35,000 |
| Brevard County Florida | 7 | $ 555,000 | $ 79,000 | $ 97,000 |
| St. Johns County Florida | 7 | $ 1,112,000 | $ 158,000 | $ 186,000 |
| DuPage County Illinois | 7 | $ 1,233,000 | $ 176,000 | $ 92,000 |
| St. Charles County Missouri | 7 | $ 569,000 | $ 81,000 | $ 43,000 |
| Clackamas County Oregon | 7 | $ 868,000 | $ 124,000 | $ 78,000 |
| Clark County Washington | 7 | $ 623,000 | $ 89,000 | $ 42,000 |
| Snohomish County Washington | 7 | $ 794,000 | $ 113,000 | $ 60,000 |
| Mobile County Alabama | 6 | $ 504,000 | $ 84,000 | $ 19,000 |
| El Dorado County California | 6 | $ 794,000 | $ 132,000 | $ 33,000 |
| Weld County Colorado | 6 | $ 724,000 | $ 120,000 | $ 87,000 |
| Collier County Florida | 6 | $ 1,674,000 | $ 279,000 | $ 54,000 |
| Polk County Florida | 6 | $ 542,000 | $ 90,000 | $ 30,000 |
| Lake County Illinois | 6 | $ 437,000 | $ 72,000 | $ 44,000 |
| Carver County Minnesota | 6 | $ 701,000 | $ 116,000 | $ 88,000 |
| Chisago County Minnesota | 6 | $ 391,000 | $ 65,000 | $ 14,000 |
| St. Louis City County Missouri | 6 | $ 1,144,000 | $ 190,000 | $ 91,000 |
| Cowlitz County Washington | 6 | $ 886,000 | $ 147,000 | $ 95,000 |
| Yakima County Washington | 6 | $ 2,351,000 | $ 391,000 | $ 40,000 |
| Napa County California | 5 | $ 1,034,000 | $ 206,000 | $ 166,000 |
| Pueblo County Colorado | 5 | $ 640,000 | $ 128,000 | $ 57,000 |
| Seminole County Florida | 5 | $ 461,000 | $ 92,000 | $ 29,000 |
| St. Lucie County Florida | 5 | $ 746,000 | $ 149,000 | $ 52,000 |
| Barnstable County Massachusetts | 5 | $ 1,737,000 | $ 347,000 | $ 104,000 |
| Wright County Minnesota | 5 | $ 544,000 | $ 108,000 | $ 15,000 |
| Gage County Nebraska | 5 | $ 289,000 | $ 57,000 | $ 30,000 |
| Linn County Oregon | 5 | $ 387,000 | $ 77,000 | $ 19,000 |
| Salt Lake County Utah | 5 | $ 1,005,000 | $ 201,000 | $ 90,000 |
| Jefferson County Alabama | 4 | $ 214,000 | $ 53,000 | $ 13,000 |
| San Benito County California | 4 | $ 535,000 | $ 133,000 | $ 98,000 |
| Santa Cruz County California | 4 | $ 1,013,000 | $ 253,000 | $ 35,000 |
| Shasta County California | 4 | $ 229,000 | $ 57,000 | $ 73,000 |
| Montezuma County Colorado | 4 | $ 395,000 | $ 98,000 | $ 26,000 |
| Litchfield County Connecticut | 4 | $ 869,000 | $ 217,000 | $ 126,000 |
| Butts County Georgia | 4 | $ 532,000 | $ 133,000 | $ 84,000 |
| Kane County Illinois | 4 | $ 1,047,000 | $ 261,000 | $ 21,000 |
| Kankakee County Illinois | 4 | $ 356,000 | $ 89,000 | $ 45,000 |
| Hardin County Kentucky | 4 | $ 404,000 | $ 101,000 | $ 17,000 |
| Anne Arundel County Maryland | 4 | $ 470,000 | $ 117,000 | $ 24,000 |
| Baltimore City County Maryland | 4 | $ 281,000 | $ 70,000 | $ 41,000 |
| Queen Anne's County Maryland | 4 | $ 1,606,000 | $ 401,000 | $ 0 |
| Sherburne County Minnesota | 4 | $ 700,000 | $ 175,000 | $ 0 |
| Clay County Missouri | 4 | $ 377,000 | $ 94,000 | $ 53,000 |
| Ravalli County Montana | 4 | $ 1,115,000 | $ 278,000 | $ 48,000 |
| Lancaster County Nebraska | 4 | $ 253,000 | $ 63,000 | $ 44,000 |
| Osage County Oklahoma | 4 | $ 411,000 | $ 102,000 | $ 57,000 |
| Pinal County Arizona | 3 | $ 186,000 | $ 62,000 | $ 92,000 |
| Imperial County California | 3 | $ 265,000 | $ 88,000 | $ 42,000 |
| Nevada County California | 3 | $ 469,000 | $ 156,000 | $ 75,000 |
| Yolo County California | 3 | $ 505,000 | $ 168,000 | $ 49,000 |
| Elbert County Colorado | 3 | $ 227,000 | $ 75,000 | $ 28,000 |
| Fremont County Colorado | 3 | $ 321,000 | $ 107,000 | $ 0 |
| Park County Colorado | 3 | $ 382,000 | $ 127,000 | $ 199,000 |
| Citrus County Florida | 3 | $ 203,000 | $ 67,000 | $ 0 |
| Hernando County Florida | 3 | $ 164,000 | $ 54,000 | $ 85,000 |
| Leon County Florida | 3 | $ 442,000 | $ 147,000 | $ 120,000 |
| Santa Rosa County Florida | 3 | $ 229,000 | $ 76,000 | $ 90,000 |
| Kendall County Illinois | 3 | $ 231,000 | $ 77,000 | $ 43,000 |
| Kenton County Kentucky | 3 | $ 445,000 | $ 148,000 | $ 78,000 |
| Baltimore County Maryland | 3 | $ 293,000 | $ 97,000 | $ 41,000 |
| McLeod County Minnesota | 3 | $ 358,000 | $ 119,000 | $ 10,000 |
| Steele County Minnesota | 3 | $ 352,000 | $ 117,000 | $ 24,000 |
| Platte County Missouri | 3 | $ 365,000 | $ 121,000 | $ 54,000 |
| Sarpy County Nebraska | 3 | $ 138,000 | $ 46,000 | $ 24,000 |
| Lane County Oregon | 3 | $ 272,000 | $ 90,000 | $ 23,000 |
| Prince William County Virginia | 3 | $ 475,000 | $ 158,000 | $ 35,000 |
| DeKalb County Alabama | 2 | $ 72,000 | $ 36,000 | $ 19,000 |
| Matanuska-Susitna County Alaska | 2 | $ 256,000 | $ 128,000 | $ 119,000 |
| Butte County California | 2 | $ 345,000 | $ 172,000 | $ 96,000 |
| Calaveras County California | 2 | $ 119,000 | $ 59,000 | $ 41,000 |
| Madera County California | 2 | $ 128,000 | $ 64,000 | $ 39,000 |
| Mariposa County California | 2 | $ 151,000 | $ 75,000 | $ 55,000 |
| Merced County California | 2 | $ 511,000 | $ 255,000 | $ 75,000 |
| Siskiyou County California | 2 | $ 144,000 | $ 72,000 | $ 66,000 |
| Sutter County California | 2 | $ 230,000 | $ 115,000 | $ 116,000 |
| Tuolumne County California | 2 | $ 286,000 | $ 143,000 | $ 38,000 |
| Boulder County Colorado | 2 | $ 327,000 | $ 163,000 | $ 83,000 |
| Clear Creek County Colorado | 2 | $ 178,000 | $ 89,000 | $ 85,000 |
| Gilpin County Colorado | 2 | $ 622,000 | $ 311,000 | $ 283,000 |
| Larimer County Colorado | 2 | $ 185,000 | $ 92,000 | $ 54,000 |
| Mesa County Colorado | 2 | $ 125,000 | $ 62,000 | $ 54,000 |
| Indian River County Florida | 2 | $ 323,000 | $ 161,000 | $ 150,000 |
| Lake County Florida | 2 | $ 273,000 | $ 136,000 | $ 18,000 |
| Okaloosa County Florida | 2 | $ 144,000 | $ 72,000 | $ 0 |
| Suwannee County Florida | 2 | $ 84,000 | $ 42,000 | $ 25,000 |
| Cherokee County Georgia | 2 | $ 261,000 | $ 130,000 | $ 228,000 |
| Douglas County Georgia | 2 | $ 119,000 | $ 59,000 | $ 126,000 |
| Jefferson County Idaho | 2 | $ 186,000 | $ 93,000 | $ 45,000 |
| Jo Daviess County Illinois | 2 | $ 96,000 | $ 48,000 | $ 0 |
| Madison County Illinois | 2 | $ 119,000 | $ 59,000 | $ 48,000 |
| McHenry County Illinois | 2 | $ 236,000 | $ 118,000 | $ 72,000 |
| Monroe County Illinois | 2 | $ 110,000 | $ 55,000 | $ 31,000 |
| St. Clair County Illinois | 2 | $ 967,000 | $ 483,000 | $ 60,000 |
| Boone County Kentucky | 2 | $ 139,000 | $ 69,000 | $ 50,000 |
| Montgomery County Kentucky | 2 | $ 132,000 | $ 66,000 | $ 264,000 |
| Woodford County Kentucky | 2 | $ 145,000 | $ 72,000 | $ 0 |
| Harford County Maryland | 2 | $ 205,000 | $ 102,000 | $ 0 |
| Washington County Maryland | 2 | $ 184,000 | $ 92,000 | $ 48,000 |
| Beltrami County Minnesota | 2 | $ 125,000 | $ 62,000 | $ 0 |
| Goodhue County Minnesota | 2 | $ 181,000 | $ 90,000 | $ 96,000 |
| Isanti County Minnesota | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Lake County Minnesota | 2 | $ 179,000 | $ 89,000 | $ 76,000 |
| Meeker County Minnesota | 2 | $ 119,000 | $ 59,000 | $ 0 |
| Olmsted County Minnesota | 2 | $ 219,000 | $ 109,000 | $ 0 |
| Cass County Missouri | 2 | $ 150,000 | $ 75,000 | $ 72,000 |
| Morgan County Missouri | 2 | $ 120,000 | $ 60,000 | $ 2,000 |
| Newton County Missouri | 2 | $ 144,000 | $ 72,000 | $ 0 |
| Lyon County Nevada | 2 | $ 132,000 | $ 66,000 | $ 0 |
| Nye County Nevada | 2 | $ 74,000 | $ 37,000 | $ 0 |
| Rockingham County New Hampshire | 2 | $ 274,000 | $ 137,000 | $ 62,000 |
| Santa Fe County New Mexico | 2 | $ 1,135,000 | $ 567,000 | $ 0 |
| Taos County New Mexico | 2 | $ 207,000 | $ 103,000 | $ 362,000 |
| Kings County New York | 2 | $ 816,000 | $ 408,000 | $ 0 |
| Jackson County Oregon | 2 | $ 280,000 | $ 140,000 | $ 24,000 |
| Marion County Oregon | 2 | $ 254,000 | $ 127,000 | $ 0 |
| Washington County Oregon | 2 | $ 318,000 | $ 159,000 | $ 0 |
| Providence County Rhode Island | 2 | $ 489,000 | $ 244,000 | $ 82,000 |
| Utah County Utah | 2 | $ 870,000 | $ 435,000 | $ 0 |
| Weber County Utah | 2 | $ 136,000 | $ 68,000 | $ 47,000 |
| Loudoun County Virginia | 2 | $ 460,000 | $ 230,000 | $ 113,000 |
| Benton County Washington | 2 | $ 244,000 | $ 122,000 | $ 0 |
| Grays Harbor County Washington | 2 | $ 250,000 | $ 125,000 | $ 180,000 |
| Skagit County Washington | 2 | $ 154,000 | $ 77,000 | $ 87,000 |
| Spokane County Washington | 2 | $ 236,000 | $ 118,000 | $ 94,000 |
| Milwaukee County Wisconsin | 2 | $ 272,000 | $ 136,000 | $ 204,000 |
| Marshall County Alabama | 1 | $ 108,000 | $ 108,000 | $ 47,000 |
| St. Clair County Alabama | 1 | $ 150,000 | $ 150,000 | $ 72,000 |
| Mohave County Arizona | 1 | $ 21,000 | $ 21,000 | $ 42,000 |
| Amador County California | 1 | $ 30,000 | $ 30,000 | $ 0 |
| San Miguel County Colorado | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Teller County Colorado | 1 | $ 51,000 | $ 51,000 | $ 45,000 |
| Tolland County Connecticut | 1 | $ 115,000 | $ 115,000 | $ 0 |
| District of Columbia County District Of Columbia | 1 | $ 95,000 | $ 95,000 | $ 73,000 |
| Alachua County Florida | 1 | $ 28,000 | $ 28,000 | $ 37,000 |
| Charlotte County Florida | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Flagler County Florida | 1 | $ 110,000 | $ 110,000 | $ 192,000 |
| Highlands County Florida | 1 | $ 36,000 | $ 36,000 | $ 30,000 |
| Marion County Florida | 1 | $ 100,000 | $ 100,000 | $ 300,000 |
| Putnam County Florida | 1 | $ 64,000 | $ 64,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Gwinnett County Georgia | 1 | $ 552,000 | $ 552,000 | $ 243,000 |
| Ada County Idaho | 1 | $ 39,000 | $ 39,000 | $ 72,000 |
| Bonneville County Idaho | 1 | $ 875,000 | $ 875,000 | $ 0 |
| Marion County Illinois | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Winnebago County Illinois | 1 | $ 168,000 | $ 168,000 | $ 43,000 |
| Lake County Indiana | 1 | $ 113,000 | $ 113,000 | $ 78,000 |
| Wapello County Iowa | 1 | $ 65,000 | $ 65,000 | $ 96,000 |
| Sedgwick County Kansas | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Wyandotte County Kansas | 1 | $ 125,000 | $ 125,000 | $ 33,000 |
| Bullitt County Kentucky | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Warren County Kentucky | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Cumberland County Maine | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Frederick County Maryland | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Howard County Maryland | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Oakland County Michigan | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Becker County Minnesota | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Blue Earth County Minnesota | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Clay County Minnesota | 1 | $ 32,000 | $ 32,000 | $ 53,000 |
| Morrison County Minnesota | 1 | $ 90,000 | $ 90,000 | $ 28,000 |
| Otter Tail County Minnesota | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Sibley County Minnesota | 1 | $ 72,000 | $ 72,000 | $ 51,000 |
| St. Louis County Minnesota | 1 | $ 250,000 | $ 250,000 | $ 144,000 |
| Benton County Missouri | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Caldwell County Missouri | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Christian County Missouri | 1 | $ 71,000 | $ 71,000 | $ 34,000 |
| Greene County Missouri | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Ripley County Missouri | 1 | $ 19,000 | $ 19,000 | $ 96,000 |
| Ste. Genevieve County Missouri | 1 | $ 87,000 | $ 87,000 | $ 28,000 |
| Warren County Missouri | 1 | $ 13,000 | $ 13,000 | $ 26,000 |
| Hall County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Richardson County Nebraska | 1 | $ 116,000 | $ 116,000 | $ 40,000 |
| San Miguel County New Mexico | 1 | $ 500,000 | $ 500,000 | $ 90,000 |
| Hamilton County Ohio | 1 | $ 101,000 | $ 101,000 | $ 76,000 |
| Oklahoma County Oklahoma | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Rogers County Oklahoma | 1 | $ 104,000 | $ 104,000 | $ 32,000 |
| Wagoner County Oklahoma | 1 | $ 323,000 | $ 323,000 | $ 108,000 |
| Curry County Oregon | 1 | $ 292,000 | $ 292,000 | $ 0 |
| Deschutes County Oregon | 1 | $ 187,000 | $ 187,000 | $ 120,000 |
| Lincoln County Oregon | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Tillamook County Oregon | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Bucks County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 113,000 |
| Philadelphia County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| Kent County Rhode Island | 1 | $ 158,000 | $ 158,000 | $ 56,000 |
| Newport County Rhode Island | 1 | $ 339,000 | $ 339,000 | $ 0 |
| Pennington County South Dakota | 1 | $ 161,000 | $ 161,000 | $ 25,000 |
| Chesapeake County Virginia | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Fairfax County Virginia | 1 | $ 243,000 | $ 243,000 | $ 76,000 |
| Kitsap County Washington | 1 | $ 161,000 | $ 161,000 | $ 77,000 |
| Waukesha County Wisconsin | 1 | $ 180,000 | $ 180,000 | $ 52,000 |
| Wood County Wisconsin | 1 | $ 52,000 | $ 52,000 | $ 0 |
Mortgage Loan Application Detail Totals for Steward Financial, Inc. in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase (one-to-four family) | 2,682 | $435,874,000 | $149,666 | $1,500,000 | $55,722 | $3,791,000 |
| Refinancing (home purchase or home improvement, one-to-four family) | 988 | $148,833,000 | $157,222 | $1,000,000 | $78,444 | $690,000 |
| Home Improvement (one-to-four family) | 3 | $403,000 | $134,333 | $215,000 | $29,333 | $88,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,346 | $217,591,000 | $166,677 | $1,000,000 | $71,387 | $690,000 |
| Information not provided by applicant in mail or telephone application | 1,113 | $178,755,000 | $157,148 | $1,500,000 | $39,555 | $3,791,000 |
| Hispanic | 552 | $81,230,000 | $135,555 | $932,000 | $47,500 | $594,000 |
| Black | 429 | $67,853,000 | $148,409 | $1,040,000 | $64,727 | $593,000 |
| Asian or Pacific Islander | 212 | $36,269,000 | $112,533 | $1,000,000 | $57,866 | $670,000 |
| American Indian or Alaskan Native | 12 | $1,295,000 | $91,000 | $364,000 | $56,750 | $120,000 |
| Other | 9 | $2,117,000 | $235,000 | $532,000 | $77,000 | $164,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,673 | $585,110,000 | $159,000 | $1,500,000 | $55,763 | $3,791,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 1,421 | $241,265,000 | $167,297 | $1,500,000 | $52,891 | $2,592,000 |
| Application Withdrawn By Applicant | 1,043 | $157,607,000 | $163,681 | $1,000,000 | $59,818 | $3,791,000 |
| Loan Originated | 816 | $118,784,000 | $111,200 | $980,000 | $67,950 | $670,000 |
| File Closed For Incompleteness | 216 | $42,288,000 | $168,850 | $1,000,000 | $64,050 | $466,000 |
| Application Approved But Not Accepted | 177 | $25,166,000 | $104,733 | $1,000,000 | $57,266 | $675,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 583 | $106,816,000 | $198,625 | $1,000,000 | $59,416 | $2,592,000 |
| Other | 313 | $48,901,000 | $139,625 | $1,500,000 | $61,687 | $540,000 |
| Collateral | 135 | $20,659,000 | $167,470 | $1,000,000 | $79,058 | $396,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 99 | $22,154,000 | $245,647 | $879,000 | $52,647 | $398,000 |
| Unverifiable Information | 68 | $17,451,000 | $265,375 | $983,000 | $63,375 | $360,000 |
| Employment History | 49 | $8,460,000 | $142,750 | $850,000 | $37,000 | $269,000 |
| Debt-To-Income Ratio | 36 | $4,280,000 | $129,888 | $702,000 | $36,111 | $132,000 |
| Credit Application Incomplete | 1 | $113,000 | $113,000 | $113,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Steward Financial, Inc.'s 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Steward Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.