Stifel Bank And Trust
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Stifel Bank And Trust 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Stifel Bank And Trust 501 N Broadway Saint Louis, MO 63141 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 6,607 |
| Total Mortgage Loan Application Amount | $3,620,185,000 |
| Average Mortgage Loan Application Amount | $455,833 |
| Highest Mortgage Loan Application Amount | $18,755,000 |
| Average Applicant Income | $257,333 |
| Highest Applicant Income | $7,874,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Stifel Bank And Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Stifel Bank And Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Stifel Bank And Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Stifel Bank And Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by Stifel Bank And Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Stifel Bank And Trust's mortgage activity for 2022.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ST. LOUIS, MO-IL | 2,173 | $ 746,375,000 | $ 297,000 | $ 171,000 |
| NA (OUTSIDE OF MSA/MD) | 518 | $ 314,380,000 | $ 573,534 | $ 329,767 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 154 | $ 196,570,000 | $ 1,276,000 | $ 562,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 153 | $ 188,615,000 | $ 1,047,000 | $ 551,500 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 98 | $ 57,510,000 | $ 586,000 | $ 297,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 85 | $ 45,745,000 | $ 538,000 | $ 314,000 |
| DALLAS-PLANO-IRVING, TX | 84 | $ 61,930,000 | $ 737,000 | $ 436,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 75 | $ 61,345,000 | $ 817,000 | $ 401,000 |
| CHICAGO-NAPERVILLE, IL | 74 | $ 55,000,000 | $ 743,000 | $ 530,000 |
| SAN DIEGO-CARLSBAD, CA | 71 | $ 59,515,000 | $ 838,000 | $ 499,000 |
| DENVER-AURORA-LAKEWOOD, CO | 69 | $ 54,195,000 | $ 785,000 | $ 308,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 68 | $ 80,560,000 | $ 1,184,000 | $ 603,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 67 | $ 84,655,000 | $ 1,263,000 | $ 516,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 60 | $ 39,640,000 | $ 660,000 | $ 349,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 59 | $ 32,255,000 | $ 546,000 | $ 333,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 57 | $ 50,255,000 | $ 881,000 | $ 438,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 53 | $ 106,555,000 | $ 2,010,000 | $ 1,378,000 |
| NEW YORK-NEWARK, NY | 53 | $ 35,975,000 | $ 616,000 | $ 407,500 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 52 | $ 34,130,000 | $ 656,000 | $ 306,000 |
| CLEVELAND-ELYRIA, OH | 48 | $ 9,230,000 | $ 192,000 | $ 173,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 48 | $ 32,730,000 | $ 681,000 | $ 329,000 |
| JACKSONVILLE, FL | 48 | $ 18,730,000 | $ 390,000 | $ 270,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 45 | $ 29,625,000 | $ 658,000 | $ 326,000 |
| NEWARK, NJ-PA | 44 | $ 23,560,000 | $ 309,000 | $ 291,500 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 42 | $ 30,190,000 | $ 718,000 | $ 392,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 41 | $ 54,025,000 | $ 1,317,000 | $ 574,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 40 | $ 30,860,000 | $ 771,000 | $ 556,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 40 | $ 38,370,000 | $ 959,000 | $ 438,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 40 | $ 17,020,000 | $ 542,000 | $ 243,000 |
| CAPE CORAL-FORT MYERS, FL | 39 | $ 25,565,000 | $ 655,000 | $ 426,000 |
| KANSAS CITY, MO-KS | 39 | $ 13,355,000 | $ 373,500 | $ 249,500 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 38 | $ 16,270,000 | $ 428,000 | $ 369,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 37 | $ 15,825,000 | $ 427,000 | $ 214,000 |
| CINCINNATI, OH-KY-IN | 34 | $ 13,220,000 | $ 458,666 | $ 269,000 |
| MEMPHIS, TN-MS-AR | 32 | $ 6,280,000 | $ 340,500 | $ 225,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 31 | $ 23,455,000 | $ 717,750 | $ 349,250 |
| MONTGOMERY, AL | 30 | $ 15,940,000 | $ 531,000 | $ 294,000 |
| PITTSBURGH, PA | 30 | $ 9,640,000 | $ 321,000 | $ 207,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 30 | $ 15,390,000 | $ 513,000 | $ 259,000 |
| BIRMINGHAM-HOOVER, AL | 29 | $ 13,185,000 | $ 454,000 | $ 293,000 |
| AUSTIN-ROUND ROCK, TX | 28 | $ 20,760,000 | $ 741,000 | $ 303,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 27 | $ 11,755,000 | $ 435,000 | $ 238,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 26 | $ 22,880,000 | $ 880,000 | $ 569,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 26 | $ 24,820,000 | $ 954,000 | $ 415,000 |
| COLUMBUS, GA-AL | 26 | $ 11,080,000 | $ 296,000 | $ 238,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 26 | $ 11,500,000 | $ 442,000 | $ 210,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 26 | $ 15,870,000 | $ 610,000 | $ 301,000 |
| OKLAHOMA CITY, OK | 25 | $ 8,525,000 | $ 341,000 | $ 239,000 |
| SANTA MARIA-SANTA BARBARA, CA | 25 | $ 25,175,000 | $ 1,007,000 | $ 481,000 |
| BOISE CITY, ID | 24 | $ 10,300,000 | $ 429,000 | $ 208,000 |
| BOSTON, MA | 24 | $ 19,670,000 | $ 819,000 | $ 390,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 24 | $ 20,480,000 | $ 853,000 | $ 666,000 |
| FORT WORTH-ARLINGTON, TX | 23 | $ 10,645,000 | $ 462,000 | $ 335,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 22 | $ 23,510,000 | $ 1,068,000 | $ 630,000 |
| SAN RAFAEL, CA | 22 | $ 26,570,000 | $ 1,207,000 | $ 588,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 22 | $ 9,090,000 | $ 413,000 | $ 426,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 21 | $ 8,705,000 | $ 358,500 | $ 190,500 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 21 | $ 6,935,000 | $ 330,000 | $ 129,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 20 | $ 11,700,000 | $ 585,000 | $ 500,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 20 | $ 4,840,000 | $ 242,000 | $ 118,500 |
| PHILADELPHIA, PA | 19 | $ 7,135,000 | $ 375,000 | $ 175,000 |
| GARY, IN | 18 | $ 5,030,000 | $ 279,000 | $ 131,000 |
| GRAND RAPIDS-WYOMING, MI | 18 | $ 6,050,000 | $ 336,000 | $ 357,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 18 | $ 4,460,000 | $ 247,000 | $ 225,000 |
| RALEIGH, NC | 18 | $ 7,680,000 | $ 426,000 | $ 253,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 17 | $ 4,395,000 | $ 233,000 | $ 124,000 |
| COLUMBUS, OH | 17 | $ 7,355,000 | $ 432,000 | $ 304,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 17 | $ 7,605,000 | $ 447,000 | $ 276,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 17 | $ 10,645,000 | $ 626,000 | $ 427,000 |
| PORT ST. LUCIE, FL | 17 | $ 11,365,000 | $ 668,000 | $ 426,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 16 | $ 3,350,000 | $ 209,000 | $ 300,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 16 | $ 13,810,000 | $ 863,000 | $ 505,000 |
| WILMINGTON, NC | 16 | $ 10,800,000 | $ 675,000 | $ 378,000 |
| CHICO, CA | 15 | $ 6,095,000 | $ 406,000 | $ 177,000 |
| DURHAM-CHAPEL HILL, NC | 15 | $ 5,245,000 | $ 349,000 | $ 203,000 |
| NEW ORLEANS-METAIRIE, LA | 15 | $ 7,525,000 | $ 501,000 | $ 231,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 15 | $ 6,845,000 | $ 456,000 | $ 299,000 |
| RENO, NV | 15 | $ 6,475,000 | $ 431,000 | $ 229,000 |
| ROCHESTER, NY | 15 | $ 4,915,000 | $ 327,000 | $ 268,000 |
| AUBURN-OPELIKA, AL | 14 | $ 4,600,000 | $ 328,000 | $ 268,000 |
| TACOMA-LAKEWOOD, WA | 14 | $ 4,550,000 | $ 325,000 | $ 300,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 14 | $ 12,770,000 | $ 912,000 | $ 360,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 13 | $ 5,695,000 | $ 438,000 | $ 209,000 |
| RICHMOND, VA | 13 | $ 4,815,000 | $ 370,000 | $ 147,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 13 | $ 4,755,000 | $ 365,000 | $ 220,000 |
| CHARLOTTESVILLE, VA | 12 | $ 6,560,000 | $ 546,000 | $ 238,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 12 | $ 2,970,000 | $ 247,000 | $ 122,000 |
| SANTA FE, NM | 12 | $ 4,910,000 | $ 409,000 | $ 198,000 |
| TUSCALOOSA, AL | 12 | $ 4,690,000 | $ 390,000 | $ 242,000 |
| WENATCHEE, WA | 12 | $ 4,750,000 | $ 395,000 | $ 216,000 |
| AKRON, OH | 11 | $ 1,735,000 | $ 157,000 | $ 145,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 11 | $ 9,025,000 | $ 820,000 | $ 351,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 11 | $ 5,145,000 | $ 467,000 | $ 308,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 11 | $ 6,945,000 | $ 631,000 | $ 256,000 |
| SALISBURY, MD-DE | 11 | $ 4,675,000 | $ 397,500 | $ 262,500 |
| SANTA ROSA, CA | 11 | $ 7,135,000 | $ 648,000 | $ 419,000 |
| SEBASTIAN-VERO BEACH, FL | 11 | $ 7,475,000 | $ 679,000 | $ 385,000 |
| SPOKANE-SPOKANE VALLEY, WA | 11 | $ 4,985,000 | $ 453,000 | $ 411,000 |
| TULSA, OK | 11 | $ 3,035,000 | $ 275,000 | $ 140,000 |
| ANN ARBOR, MI | 10 | $ 5,510,000 | $ 551,000 | $ 279,000 |
| ASHEVILLE, NC | 10 | $ 4,720,000 | $ 472,000 | $ 170,000 |
| BOULDER, CO | 10 | $ 6,180,000 | $ 618,000 | $ 275,000 |
| COLUMBIA, MO | 10 | $ 2,020,000 | $ 202,000 | $ 350,000 |
| ELGIN, IL | 10 | $ 2,780,000 | $ 278,000 | $ 147,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 10 | $ 3,700,000 | $ 370,000 | $ 215,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 10 | $ 10,240,000 | $ 1,024,000 | $ 266,000 |
| SAVANNAH, GA | 10 | $ 6,080,000 | $ 608,000 | $ 234,000 |
| TRENTON, NJ | 10 | $ 4,930,000 | $ 493,000 | $ 245,000 |
| BEND-REDMOND, OR | 9 | $ 6,495,000 | $ 721,000 | $ 269,000 |
| CAMDEN, NJ | 9 | $ 2,875,000 | $ 319,000 | $ 169,000 |
| FRESNO, CA | 9 | $ 5,635,000 | $ 626,000 | $ 154,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 9 | $ 10,505,000 | $ 1,167,000 | $ 514,000 |
| KANKAKEE, IL | 9 | $ 2,405,000 | $ 267,000 | $ 196,000 |
| NEW HAVEN-MILFORD, CT | 9 | $ 4,265,000 | $ 473,000 | $ 351,000 |
| ST. JOSEPH, MO-KS | 9 | $ 1,575,000 | $ 175,000 | $ 137,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 9 | $ 3,065,000 | $ 390,500 | $ 161,500 |
| BRUNSWICK, GA | 8 | $ 6,970,000 | $ 871,000 | $ 344,000 |
| COEUR D'ALENE, ID | 8 | $ 3,720,000 | $ 465,000 | $ 317,000 |
| JOHNSON CITY, TN | 8 | $ 1,610,000 | $ 201,000 | $ 135,000 |
| LAWTON, OK | 8 | $ 2,130,000 | $ 266,000 | $ 135,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 8 | $ 3,020,000 | $ 377,000 | $ 194,000 |
| REDDING, CA | 8 | $ 4,690,000 | $ 586,000 | $ 218,000 |
| SALT LAKE CITY, UT | 8 | $ 3,620,000 | $ 452,000 | $ 180,000 |
| TUCSON, AZ | 8 | $ 3,240,000 | $ 405,000 | $ 212,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 7 | $ 1,355,000 | $ 235,500 | $ 92,000 |
| BILLINGS, MT | 7 | $ 1,495,000 | $ 213,000 | $ 239,000 |
| CHATTANOOGA, TN-GA | 7 | $ 1,965,000 | $ 232,500 | $ 147,000 |
| FORT COLLINS, CO | 7 | $ 4,505,000 | $ 643,000 | $ 404,000 |
| LAKELAND-WINTER HAVEN, FL | 7 | $ 2,185,000 | $ 312,000 | $ 177,000 |
| MADISON, WI | 7 | $ 3,135,000 | $ 447,000 | $ 253,000 |
| MODESTO, CA | 7 | $ 2,495,000 | $ 356,000 | $ 192,000 |
| PROVIDENCE-WARWICK, RI-MA | 7 | $ 6,455,000 | $ 560,500 | $ 213,500 |
| SIOUX CITY, IA-NE-SD | 7 | $ 1,625,000 | $ 223,000 | $ 188,000 |
| SYRACUSE, NY | 7 | $ 2,295,000 | $ 327,000 | $ 269,000 |
| THE VILLAGES, FL | 7 | $ 2,615,000 | $ 373,000 | $ 223,000 |
| URBAN HONOLULU, HI | 7 | $ 7,435,000 | $ 1,062,000 | $ 452,000 |
| BREMERTON-SILVERDALE, WA | 6 | $ 5,490,000 | $ 915,000 | $ 313,000 |
| CANTON-MASSILLON, OH | 6 | $ 1,480,000 | $ 246,000 | $ 164,000 |
| COLORADO SPRINGS, CO | 6 | $ 3,190,000 | $ 531,000 | $ 209,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 6 | $ 1,690,000 | $ 281,000 | $ 402,000 |
| DES MOINES-WEST DES MOINES, IA | 6 | $ 1,290,000 | $ 215,000 | $ 126,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 6 | $ 4,390,000 | $ 731,000 | $ 197,000 |
| MACON-BIBB COUNTY, GA | 6 | $ 1,970,000 | $ 328,000 | $ 266,000 |
| MEDFORD, OR | 6 | $ 1,530,000 | $ 255,000 | $ 119,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 6 | $ 1,440,000 | $ 240,000 | $ 131,000 |
| STOCKTON-LODI, CA | 6 | $ 2,120,000 | $ 353,000 | $ 164,000 |
| VISALIA-PORTERVILLE, CA | 6 | $ 2,890,000 | $ 481,000 | $ 391,000 |
| BARNSTABLE TOWN, MA | 5 | $ 3,215,000 | $ 643,000 | $ 348,000 |
| COLLEGE STATION-BRYAN, TX | 5 | $ 1,385,000 | $ 277,000 | $ 303,000 |
| COLUMBIA, SC | 5 | $ 1,815,000 | $ 363,000 | $ 167,000 |
| GAINESVILLE, GA | 5 | $ 1,365,000 | $ 273,000 | $ 164,000 |
| GREELEY, CO | 5 | $ 1,555,000 | $ 311,000 | $ 131,000 |
| JACKSON, MS | 5 | $ 1,885,000 | $ 377,000 | $ 145,000 |
| JEFFERSON CITY, MO | 5 | $ 2,215,000 | $ 443,000 | $ 193,000 |
| LANSING-EAST LANSING, MI | 5 | $ 995,000 | $ 199,000 | $ 127,000 |
| LEBANON, PA | 5 | $ 555,000 | $ 111,000 | $ 105,000 |
| LYNCHBURG, VA | 5 | $ 1,375,000 | $ 275,000 | $ 130,000 |
| MOBILE, AL | 5 | $ 995,000 | $ 199,000 | $ 102,000 |
| NAPA, CA | 5 | $ 3,755,000 | $ 751,000 | $ 973,000 |
| PORTLAND-SOUTH PORTLAND, ME | 5 | $ 3,015,000 | $ 603,000 | $ 409,000 |
| PUNTA GORDA, FL | 5 | $ 1,795,000 | $ 359,000 | $ 301,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 5 | $ 2,185,000 | $ 437,000 | $ 156,000 |
| VALDOSTA, GA | 5 | $ 1,655,000 | $ 331,000 | $ 171,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 5 | $ 1,475,000 | $ 295,000 | $ 173,000 |
| AMES, IA | 4 | $ 1,050,000 | $ 262,000 | $ 146,000 |
| BISMARCK, ND | 4 | $ 1,580,000 | $ 395,000 | $ 175,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 4 | $ 1,120,000 | $ 280,000 | $ 257,000 |
| FARGO, ND-MN | 4 | $ 1,090,000 | $ 272,000 | $ 126,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 4 | $ 1,520,000 | $ 380,000 | $ 233,000 |
| HOT SPRINGS, AR | 4 | $ 940,000 | $ 235,000 | $ 239,000 |
| IDAHO FALLS, ID | 4 | $ 3,050,000 | $ 762,000 | $ 501,000 |
| KNOXVILLE, TN | 4 | $ 1,120,000 | $ 280,000 | $ 169,000 |
| LAS CRUCES, NM | 4 | $ 900,000 | $ 225,000 | $ 115,000 |
| MISSOULA, MT | 4 | $ 1,410,000 | $ 352,000 | $ 142,000 |
| NILES-BENTON HARBOR, MI | 4 | $ 1,180,000 | $ 295,000 | $ 402,000 |
| OCEAN CITY, NJ | 4 | $ 4,020,000 | $ 1,005,000 | $ 373,000 |
| OLYMPIA-TUMWATER, WA | 4 | $ 2,660,000 | $ 665,000 | $ 250,000 |
| READING, PA | 4 | $ 1,120,000 | $ 280,000 | $ 100,000 |
| SPRINGFIELD, MO | 4 | $ 720,000 | $ 180,000 | $ 136,000 |
| TOPEKA, KS | 4 | $ 690,000 | $ 172,000 | $ 115,000 |
| WINSTON-SALEM, NC | 4 | $ 1,810,000 | $ 452,000 | $ 632,000 |
| BAKERSFIELD, CA | 3 | $ 895,000 | $ 298,000 | $ 103,000 |
| DULUTH, MN-WI | 3 | $ 1,515,000 | $ 505,000 | $ 224,000 |
| EL PASO, TX | 3 | $ 1,135,000 | $ 378,000 | $ 309,000 |
| ELKHART-GOSHEN, IN | 3 | $ 905,000 | $ 301,000 | $ 184,000 |
| FAYETTEVILLE, NC | 3 | $ 725,000 | $ 241,000 | $ 267,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 3 | $ 635,000 | $ 211,000 | $ 97,000 |
| FLINT, MI | 3 | $ 375,000 | $ 125,000 | $ 86,000 |
| FLORENCE, SC | 3 | $ 355,000 | $ 118,000 | $ 74,000 |
| GREENSBORO-HIGH POINT, NC | 3 | $ 2,145,000 | $ 715,000 | $ 415,000 |
| KALAMAZOO-PORTAGE, MI | 3 | $ 405,000 | $ 135,000 | $ 64,000 |
| LA CROSSE-ONALASKA, WI-MN | 3 | $ 1,395,000 | $ 465,000 | $ 303,000 |
| LUBBOCK, TX | 3 | $ 515,000 | $ 171,000 | $ 155,000 |
| MADERA, CA | 3 | $ 755,000 | $ 251,000 | $ 299,000 |
| OCALA, FL | 3 | $ 465,000 | $ 155,000 | $ 656,000 |
| POCATELLO, ID | 3 | $ 1,095,000 | $ 365,000 | $ 121,000 |
| PROVO-OREM, UT | 3 | $ 1,195,000 | $ 398,000 | $ 319,000 |
| ROCHESTER, MN | 3 | $ 1,025,000 | $ 341,000 | $ 379,000 |
| SALEM, OR | 3 | $ 655,000 | $ 218,000 | $ 110,000 |
| SPRINGFIELD, IL | 3 | $ 665,000 | $ 221,000 | $ 236,000 |
| ST. GEORGE, UT | 3 | $ 1,645,000 | $ 548,000 | $ 512,000 |
| WORCESTER, MA-CT | 3 | $ 1,735,000 | $ 578,000 | $ 482,000 |
| ABILENE, TX | 2 | $ 530,000 | $ 265,000 | $ 240,000 |
| ALBUQUERQUE, NM | 2 | $ 230,000 | $ 115,000 | $ 65,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 2 | $ 1,280,000 | $ 640,000 | $ 308,000 |
| BELLINGHAM, WA | 2 | $ 1,180,000 | $ 590,000 | $ 285,000 |
| BINGHAMTON, NY | 2 | $ 420,000 | $ 210,000 | $ 157,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 2 | $ 720,000 | $ 360,000 | $ 199,000 |
| BLOOMINGTON, IN | 2 | $ 610,000 | $ 305,000 | $ 288,000 |
| CAPE GIRARDEAU, MO-IL | 2 | $ 650,000 | $ 325,000 | $ 201,000 |
| CASPER, WY | 2 | $ 390,000 | $ 195,000 | $ 51,000 |
| CEDAR RAPIDS, IA | 2 | $ 380,000 | $ 190,000 | $ 155,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 2 | $ 210,000 | $ 105,000 | $ 167,000 |
| EUGENE, OR | 2 | $ 1,170,000 | $ 585,000 | $ 293,000 |
| GAINESVILLE, FL | 2 | $ 800,000 | $ 400,000 | $ 211,000 |
| GLENS FALLS, NY | 2 | $ 1,190,000 | $ 595,000 | $ 182,000 |
| GREAT FALLS, MT | 2 | $ 580,000 | $ 290,000 | $ 107,000 |
| GREEN BAY, WI | 2 | $ 130,000 | $ 65,000 | $ 105,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 2 | $ 150,000 | $ 75,000 | $ 155,500 |
| HARRISBURG-CARLISLE, PA | 2 | $ 660,000 | $ 330,000 | $ 155,000 |
| HOMOSASSA SPRINGS, FL | 2 | $ 130,000 | $ 65,000 | $ 21,000 |
| HUNTSVILLE, AL | 2 | $ 600,000 | $ 300,000 | $ 223,000 |
| JACKSON, TN | 2 | $ 720,000 | $ 360,000 | $ 163,000 |
| JOPLIN, MO | 2 | $ 870,000 | $ 435,000 | $ 540,000 |
| KILLEEN-TEMPLE, TX | 2 | $ 340,000 | $ 170,000 | $ 118,000 |
| KINGSTON, NY | 2 | $ 1,690,000 | $ 845,000 | $ 331,000 |
| LANCASTER, PA | 2 | $ 500,000 | $ 250,000 | $ 113,000 |
| LEXINGTON-FAYETTE, KY | 2 | $ 360,000 | $ 180,000 | $ 50,000 |
| LINCOLN, NE | 2 | $ 450,000 | $ 225,000 | $ 97,000 |
| MONROE, MI | 2 | $ 340,000 | $ 170,000 | $ 210,000 |
| MOUNT VERNON-ANACORTES, WA | 2 | $ 770,000 | $ 385,000 | $ 108,000 |
| MUNCIE, IN | 2 | $ 380,000 | $ 190,000 | $ 250,000 |
| NORWICH-NEW LONDON, CT | 2 | $ 1,240,000 | $ 620,000 | $ 169,000 |
| OSHKOSH-NEENAH, WI | 2 | $ 460,000 | $ 230,000 | $ 418,000 |
| PANAMA CITY, FL | 2 | $ 980,000 | $ 490,000 | $ 221,000 |
| RACINE, WI | 2 | $ 720,000 | $ 360,000 | $ 331,000 |
| ROCKY MOUNT, NC | 2 | $ 460,000 | $ 230,000 | $ 108,000 |
| SANTA CRUZ-WATSONVILLE, CA | 2 | $ 1,210,000 | $ 605,000 | $ 149,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 2 | $ 490,000 | $ 245,000 | $ 174,000 |
| SIERRA VISTA-DOUGLAS, AZ | 2 | $ 210,000 | $ 105,000 | $ 67,000 |
| SIOUX FALLS, SD | 2 | $ 890,000 | $ 445,000 | $ 356,000 |
| TALLAHASSEE, FL | 2 | $ 630,000 | $ 315,000 | $ 164,000 |
| TERRE HAUTE, IN | 2 | $ 180,000 | $ 90,000 | $ 211,000 |
| TOLEDO, OH | 2 | $ 1,050,000 | $ 525,000 | $ 144,000 |
| TWIN FALLS, ID | 2 | $ 500,000 | $ 250,000 | $ 56,000 |
| TYLER, TX | 2 | $ 2,200,000 | $ 1,100,000 | $ 315,000 |
| WAUSAU, WI | 2 | $ 880,000 | $ 440,000 | $ 567,000 |
| YORK-HANOVER, PA | 2 | $ 260,000 | $ 130,000 | $ 166,000 |
| YUMA, AZ | 2 | $ 470,000 | $ 235,000 | $ 330,000 |
| ALBANY, GA | 1 | $ 375,000 | $ 375,000 | $ 1,134,000 |
| ALBANY-SCHENECTADY-TROY, NY | 1 | $ 595,000 | $ 595,000 | $ 322,000 |
| ALTOONA, PA | 1 | $ 145,000 | $ 145,000 | $ 78,000 |
| AMARILLO, TX | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| ANCHORAGE, AK | 1 | $ 525,000 | $ 525,000 | $ 122,000 |
| APPLETON, WI | 1 | $ 185,000 | $ 185,000 | $ 115,000 |
| BAY CITY, MI | 1 | $ 805,000 | $ 805,000 | $ 2,450,000 |
| BOWLING GREEN, KY | 1 | $ 165,000 | $ 165,000 | $ 93,000 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 225,000 | $ 225,000 | $ 214,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 515,000 | $ 515,000 | $ 151,000 |
| CARBONDALE-MARION, IL | 1 | $ 315,000 | $ 315,000 | $ 708,000 |
| CHEYENNE, WY | 1 | $ 285,000 | $ 285,000 | $ 96,000 |
| CLEVELAND, TN | 1 | $ 305,000 | $ 305,000 | $ 124,000 |
| CORVALLIS, OR | 1 | $ 1,245,000 | $ 1,245,000 | $ 323,000 |
| EL CENTRO, CA | 1 | $ 305,000 | $ 305,000 | $ 154,000 |
| ENID, OK | 1 | $ 325,000 | $ 325,000 | $ 147,000 |
| ERIE, PA | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| EVANSVILLE, IN-KY | 1 | $ 125,000 | $ 125,000 | $ 131,000 |
| FAIRBANKS, AK | 1 | $ 455,000 | $ 455,000 | $ 200,000 |
| FARMINGTON, NM | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| FLAGSTAFF, AZ | 1 | $ 405,000 | $ 405,000 | $ 128,000 |
| FORT WAYNE, IN | 1 | $ 485,000 | $ 485,000 | $ 249,000 |
| GRAND FORKS, ND-MN | 1 | $ 505,000 | $ 505,000 | $ 150,000 |
| GRAND JUNCTION, CO | 1 | $ 625,000 | $ 625,000 | $ 894,000 |
| GRANTS PASS, OR | 1 | $ 185,000 | $ 185,000 | $ 200,000 |
| HATTIESBURG, MS | 1 | $ 165,000 | $ 165,000 | $ 117,000 |
| HICKORY-LENOIR-MORGANTON, NC | 1 | $ 205,000 | $ 205,000 | $ 102,000 |
| IOWA CITY, IA | 1 | $ 205,000 | $ 205,000 | $ 275,000 |
| ITHACA, NY | 1 | $ 435,000 | $ 435,000 | $ 550,000 |
| JACKSONVILLE, NC | 1 | $ 175,000 | $ 175,000 | $ 187,000 |
| JANESVILLE-BELOIT, WI | 1 | $ 505,000 | $ 505,000 | $ 113,000 |
| JOHNSTOWN, PA | 1 | $ 105,000 | $ 105,000 | $ 125,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| KOKOMO, IN | 1 | $ 105,000 | $ 105,000 | $ 98,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 1 | $ 355,000 | $ 355,000 | $ 215,000 |
| LAWRENCE, KS | 1 | $ 175,000 | $ 175,000 | $ 434,000 |
| LEWISTON, ID-WA | 1 | $ 95,000 | $ 95,000 | $ 39,000 |
| LOGAN, UT-ID | 1 | $ 295,000 | $ 295,000 | $ 60,000 |
| MANCHESTER-NASHUA, NH | 1 | $ 655,000 | $ 655,000 | $ 220,000 |
| MANKATO-NORTH MANKATO, MN | 1 | $ 215,000 | $ 215,000 | $ 135,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 475,000 | $ 475,000 | $ 473,000 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 205,000 | $ 205,000 | $ 277,000 |
| MIDLAND, TX | 1 | $ 545,000 | $ 545,000 | $ 419,000 |
| OGDEN-CLEARFIELD, UT | 1 | $ 765,000 | $ 765,000 | $ 153,000 |
| PEORIA, IL | 1 | $ 195,000 | $ 195,000 | $ 145,000 |
| PITTSFIELD, MA | 1 | $ 3,505,000 | $ 3,505,000 | $ 1,021,000 |
| ROANOKE, VA | 1 | $ 685,000 | $ 685,000 | $ 357,000 |
| SALINAS, CA | 1 | $ 455,000 | $ 455,000 | $ 475,000 |
| SPARTANBURG, SC | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| STATE COLLEGE, PA | 1 | $ 205,000 | $ 205,000 | $ 461,000 |
| SUMTER, SC | 1 | $ 145,000 | $ 145,000 | $ 92,000 |
| UTICA-ROME, NY | 1 | $ 55,000 | $ 55,000 | $ 37,000 |
| VALLEJO-FAIRFIELD, CA | 1 | $ 805,000 | $ 805,000 | $ 240,000 |
| WACO, TX | 1 | $ 395,000 | $ 395,000 | $ 357,000 |
| WALLA WALLA, WA | 1 | $ 445,000 | $ 445,000 | $ 200,000 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 295,000 | $ 295,000 | $ 99,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 115,000 | $ 115,000 | $ 62,000 |
| WHEELING, WV-OH | 1 | $ 315,000 | $ 315,000 | $ 184,000 |
| WICHITA, KS | 1 | $ 245,000 | $ 245,000 | $ 51,000 |
| WILMINGTON, DE-MD-NJ | 1 | $ 465,000 | $ 465,000 | $ 223,000 |
| WINCHESTER, VA-WV | 1 | $ 365,000 | $ 365,000 | $ 233,000 |
Mortgage Loan Application Detail Totals for Stifel Bank And Trust in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,523 | $1,868,035,000 | $530,000 | $18,755,000 | $276,000 | $7,874,000 |
| Cash-out Refinancing | 1,137 | $674,455,000 | $593,000 | $11,905,000 | $297,000 | $4,654,000 |
| Other Purpose | 1,058 | $593,800,000 | $561,000 | $11,905,000 | $386,000 | $5,807,000 |
| Refinancing | 818 | $465,660,000 | $569,000 | $8,455,000 | $362,000 | $6,108,000 |
| Home Improvement | 70 | $18,010,000 | $257,000 | $2,005,000 | $223,000 | $1,185,000 |
| Not Applicable | 1 | $225,000 | $225,000 | $225,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,273 | $2,881,345,000 | $546,000 | $18,755,000 | $306,000 | $7,874,000 |
| Not Provided | 644 | $449,790,000 | $698,000 | $8,005,000 | $406,000 | $5,807,000 |
| Asian | 300 | $147,990,000 | $493,000 | $5,005,000 | $252,000 | $3,452,000 |
| Hispanic | 183 | $74,485,000 | $407,000 | $4,455,000 | $244,000 | $967,000 |
| Black or African American | 160 | $42,840,000 | $267,000 | $2,835,000 | $155,000 | $1,244,000 |
| American Indian or Alaskan Native | 19 | $7,045,000 | $370,000 | $1,205,000 | $157,000 | $439,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $3,090,000 | $386,000 | $975,000 | $140,000 | $226,000 |
| Not applicable | 4 | $870,000 | $217,000 | $385,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,407 | $3,568,205,000 | $556,000 | $18,755,000 | $314,000 | $7,874,000 |
| FHA-insured (Federal Housing Administration) | 132 | $29,670,000 | $224,000 | $575,000 | $81,000 | $256,000 |
| VA-guaranteed (Veterans Administration) | 63 | $21,015,000 | $333,000 | $1,325,000 | $103,000 | $336,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $1,295,000 | $259,000 | $325,000 | $69,000 | $98,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,956 | $3,282,490,000 | $551,000 | $18,755,000 | $309,000 | $7,874,000 |
| Application Withdrawn By Applicant | 464 | $243,970,000 | $525,000 | $8,405,000 | $300,000 | $6,225,000 |
| Application Denied By Financial Institution | 104 | $40,020,000 | $384,000 | $4,805,000 | $166,000 | $1,229,000 |
| Application Approved But Not Accepted | 69 | $47,645,000 | $690,000 | $6,005,000 | $374,000 | $3,184,000 |
| File Closed For Incompleteness | 10 | $5,190,000 | $519,000 | $1,005,000 | $291,000 | $601,000 |
| Loan Purchased By The Institution | 4 | $870,000 | $217,000 | $385,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,503 | $3,580,165,000 | $550,000 | $18,755,000 | $309,000 | $7,874,000 |
| Debt-To-Income Ratio | 36 | $10,040,000 | $278,000 | $1,705,000 | $101,000 | $616,000 |
| Collateral | 33 | $20,745,000 | $628,000 | $4,805,000 | $254,000 | $1,229,000 |
| Credit History | 21 | $4,855,000 | $231,000 | $875,000 | $113,000 | $348,000 |
| Credit Application Incomplete | 4 | $1,010,000 | $252,000 | $565,000 | $116,000 | $305,000 |
| Other | 3 | $1,275,000 | $425,000 | $615,000 | $144,000 | $250,000 |
| Unverifiable Information | 3 | $765,000 | $255,000 | $515,000 | $73,000 | $109,000 |
| Employment History | 3 | $815,000 | $271,000 | $505,000 | $356,000 | $660,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $515,000 | $515,000 | $515,000 | $769,000 | $769,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Stifel Bank And Trust's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Stifel Bank And Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.