Stifel Bank & Trust Mortgage Lending & HMDA Data, 2022
In 2022, Stifel Bank & Trust of St. Louis, MO reported 6,607 mortgage applications totaling $3.6 billion, down 41% from 2021. The average application was for $547,931, and applicants reported an average income of $307,319. 90% of its applications resulted in an originated loan and 2% were denied. Its largest markets were St. Louis, MO-IL (2,173), Los Angeles-Long Beach-Glendale, CA (154) and New York-Jersey City-White Plains, NY-NJ (153) (applications in parentheses).
| Mortgage Company & Address | Stifel Bank & Trust 501 North Broadway St. Louis, MO 63102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 6,607 |
| Total Mortgage Loan Application Amount | $3,620,185,000 |
| Average Mortgage Loan Application Amount | $547,931 |
| Highest Mortgage Loan Application Amount | $18,755,000 |
| Average Applicant Income | $307,319 |
| Highest Applicant Income | $7,874,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Stifel Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis, MO-IL | 2,173 | $ 746,375,000 | $ 343,476 | $ 192,666 |
| Outside any metro area | 518 | $ 314,380,000 | $ 606,911 | $ 369,532 |
| Los Angeles-Long Beach-Glendale, CA | 154 | $ 196,570,000 | $ 1,276,428 | $ 562,000 |
| New York-Jersey City-White Plains, NY-NJ | 153 | $ 188,615,000 | $ 1,232,777 | $ 632,627 |
| Phoenix-Mesa-Scottsdale, AZ | 98 | $ 57,510,000 | $ 586,836 | $ 297,000 |
| Atlanta-Sandy Springs-Roswell, GA | 85 | $ 45,745,000 | $ 538,176 | $ 314,000 |
| Dallas-Plano-Irving, TX | 84 | $ 61,930,000 | $ 737,261 | $ 436,000 |
| Anaheim-Santa Ana-Irvine, CA | 75 | $ 61,345,000 | $ 817,933 | $ 401,000 |
| Chicago-Naperville, IL | 74 | $ 55,000,000 | $ 743,243 | $ 530,000 |
| San Diego-Carlsbad, CA | 71 | $ 59,515,000 | $ 838,239 | $ 499,000 |
| Denver-Aurora-Lakewood, CO | 69 | $ 54,195,000 | $ 785,434 | $ 308,000 |
| Nassau County-Suffolk County, NY | 68 | $ 80,560,000 | $ 1,184,705 | $ 603,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 67 | $ 84,655,000 | $ 1,263,507 | $ 516,000 |
| Houston-The Woodlands-Sugar Land, TX | 60 | $ 39,640,000 | $ 660,666 | $ 349,000 |
| Tampa-St. Petersburg-Clearwater, FL | 59 | $ 32,255,000 | $ 546,694 | $ 333,000 |
| Seattle-Bellevue-Everett, WA | 57 | $ 50,255,000 | $ 881,666 | $ 438,000 |
| Miami-Miami Beach-Kendall, FL | 53 | $ 106,555,000 | $ 2,010,471 | $ 1,378,000 |
| New York-Newark, NY | 53 | $ 35,975,000 | $ 678,773 | $ 443,301 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 52 | $ 34,130,000 | $ 656,346 | $ 306,000 |
| Cleveland-Elyria, OH | 48 | $ 9,230,000 | $ 192,291 | $ 173,000 |
| Indianapolis-Carmel-Anderson, IN | 48 | $ 32,730,000 | $ 681,875 | $ 329,000 |
| Jacksonville, FL | 48 | $ 18,730,000 | $ 390,208 | $ 270,000 |
| Riverside-San Bernardino-Ontario, CA | 45 | $ 29,625,000 | $ 658,333 | $ 326,000 |
| Newark, NJ-PA | 44 | $ 23,560,000 | $ 535,454 | $ 417,409 |
| North Port-Sarasota-Bradenton, FL | 42 | $ 30,190,000 | $ 718,809 | $ 392,000 |
| San Francisco-Redwood City-South San Francisco, CA | 41 | $ 54,025,000 | $ 1,317,682 | $ 574,000 |
| Naples-Immokalee-Marco Island, FL | 40 | $ 30,860,000 | $ 771,500 | $ 556,000 |
| Oakland-Hayward-Berkeley, CA | 40 | $ 38,370,000 | $ 959,250 | $ 438,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 40 | $ 17,020,000 | $ 425,500 | $ 214,400 |
| Cape Coral-Fort Myers, FL | 39 | $ 25,565,000 | $ 655,512 | $ 426,000 |
| Kansas City, MO-KS | 39 | $ 13,355,000 | $ 342,435 | $ 220,076 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 38 | $ 16,270,000 | $ 428,157 | $ 369,000 |
| Montgomery County-Bucks County-Chester County, PA | 37 | $ 15,825,000 | $ 427,702 | $ 214,000 |
| Cincinnati, OH-KY-IN | 34 | $ 13,220,000 | $ 388,823 | $ 195,823 |
| Memphis, TN-MS-AR | 32 | $ 6,280,000 | $ 196,250 | $ 202,500 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 31 | $ 23,455,000 | $ 756,612 | $ 368,032 |
| Montgomery, AL | 30 | $ 15,940,000 | $ 531,333 | $ 294,000 |
| Pittsburgh, PA | 30 | $ 9,640,000 | $ 321,333 | $ 207,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 30 | $ 15,390,000 | $ 513,000 | $ 259,000 |
| Birmingham-Hoover, AL | 29 | $ 13,185,000 | $ 454,655 | $ 293,000 |
| Austin-Round Rock, TX | 28 | $ 20,760,000 | $ 741,428 | $ 303,000 |
| Baltimore-Columbia-Towson, MD | 27 | $ 11,755,000 | $ 435,370 | $ 238,000 |
| Bridgeport-Stamford-Norwalk, CT | 26 | $ 22,880,000 | $ 880,000 | $ 569,000 |
| Charleston-North Charleston, SC | 26 | $ 24,820,000 | $ 954,615 | $ 415,000 |
| Columbus, GA-AL | 26 | $ 11,080,000 | $ 426,153 | $ 358,000 |
| Daphne-Fairhope-Foley, AL | 26 | $ 11,500,000 | $ 442,307 | $ 210,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 26 | $ 15,870,000 | $ 610,384 | $ 301,000 |
| Oklahoma City, OK | 25 | $ 8,525,000 | $ 341,000 | $ 239,000 |
| Santa Maria-Santa Barbara, CA | 25 | $ 25,175,000 | $ 1,007,000 | $ 481,000 |
| Boise City, ID | 24 | $ 10,300,000 | $ 429,166 | $ 208,000 |
| Boston, MA | 24 | $ 19,670,000 | $ 819,583 | $ 390,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 24 | $ 20,480,000 | $ 853,333 | $ 666,000 |
| Fort Worth-Arlington, TX | 23 | $ 10,645,000 | $ 462,826 | $ 335,000 |
| Crestview-Fort Walton Beach-Destin, FL | 22 | $ 23,510,000 | $ 1,068,636 | $ 630,000 |
| San Rafael, CA | 22 | $ 26,570,000 | $ 1,207,727 | $ 588,000 |
| Warren-Troy-Farmington Hills, MI | 22 | $ 9,090,000 | $ 413,181 | $ 426,000 |
| Charlotte-Concord-Gastonia, NC-SC | 21 | $ 8,705,000 | $ 414,523 | $ 195,761 |
| Milwaukee-Waukesha-West Allis, WI | 21 | $ 6,935,000 | $ 330,238 | $ 129,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 20 | $ 11,700,000 | $ 585,000 | $ 500,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 20 | $ 4,840,000 | $ 242,000 | $ 118,500 |
| Philadelphia, PA | 19 | $ 7,135,000 | $ 375,526 | $ 175,000 |
| Gary, IN | 18 | $ 5,030,000 | $ 279,444 | $ 131,000 |
| Grand Rapids-Wyoming, MI | 18 | $ 6,050,000 | $ 336,111 | $ 357,000 |
| Pensacola-Ferry Pass-Brent, FL | 18 | $ 4,460,000 | $ 247,777 | $ 225,000 |
| Raleigh, NC | 18 | $ 7,680,000 | $ 426,666 | $ 253,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 17 | $ 4,395,000 | $ 258,529 | $ 157,647 |
| Columbus, OH | 17 | $ 7,355,000 | $ 432,647 | $ 304,000 |
| Detroit-Dearborn-Livonia, MI | 17 | $ 7,605,000 | $ 447,352 | $ 276,000 |
| Las Vegas-Henderson-Paradise, NV | 17 | $ 10,645,000 | $ 626,176 | $ 427,000 |
| Port St. Lucie, FL | 17 | $ 11,365,000 | $ 668,529 | $ 426,000 |
| Little Rock-North Little Rock-Conway, AR | 16 | $ 3,350,000 | $ 209,375 | $ 300,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 16 | $ 13,810,000 | $ 863,125 | $ 505,000 |
| Wilmington, NC | 16 | $ 10,800,000 | $ 675,000 | $ 378,000 |
| Chico, CA | 15 | $ 6,095,000 | $ 406,333 | $ 177,000 |
| Durham-Chapel Hill, NC | 15 | $ 5,245,000 | $ 349,666 | $ 203,000 |
| New Orleans-Metairie, LA | 15 | $ 7,525,000 | $ 501,666 | $ 231,000 |
| Orlando-Kissimmee-Sanford, FL | 15 | $ 6,845,000 | $ 456,333 | $ 299,000 |
| Reno, NV | 15 | $ 6,475,000 | $ 431,666 | $ 229,000 |
| Rochester, NY | 15 | $ 4,915,000 | $ 327,666 | $ 268,000 |
| Auburn-Opelika, AL | 14 | $ 4,600,000 | $ 328,571 | $ 268,000 |
| Tacoma-Lakewood, WA | 14 | $ 4,550,000 | $ 325,000 | $ 300,000 |
| Washington-Baltimore-Arlington, DC | 14 | $ 12,770,000 | $ 912,142 | $ 360,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 13 | $ 5,695,000 | $ 438,076 | $ 209,000 |
| Richmond, VA | 13 | $ 4,815,000 | $ 370,384 | $ 147,000 |
| San Antonio-New Braunfels, TX | 13 | $ 4,755,000 | $ 365,769 | $ 220,000 |
| Charlottesville, VA | 12 | $ 6,560,000 | $ 546,666 | $ 238,000 |
| Louisville/Jefferson County, KY-IN | 12 | $ 2,970,000 | $ 247,500 | $ 122,000 |
| Santa Fe, NM | 12 | $ 4,910,000 | $ 409,166 | $ 198,000 |
| Tuscaloosa, AL | 12 | $ 4,690,000 | $ 390,833 | $ 242,000 |
| Wenatchee, WA | 12 | $ 4,750,000 | $ 395,833 | $ 216,000 |
| Akron, OH | 11 | $ 1,735,000 | $ 157,727 | $ 145,000 |
| Cambridge-Newton-Framingham, MA | 11 | $ 9,025,000 | $ 820,454 | $ 351,000 |
| Greenville-Anderson-Mauldin, SC | 11 | $ 5,145,000 | $ 467,727 | $ 308,000 |
| Prescott Valley-Prescott, AZ | 11 | $ 6,945,000 | $ 631,363 | $ 256,000 |
| Salisbury, MD-DE | 11 | $ 4,675,000 | $ 425,000 | $ 260,000 |
| Santa Rosa, CA | 11 | $ 7,135,000 | $ 648,636 | $ 419,000 |
| Sebastian-Vero Beach, FL | 11 | $ 7,475,000 | $ 679,545 | $ 385,000 |
| Spokane-Spokane Valley, WA | 11 | $ 4,985,000 | $ 453,181 | $ 411,000 |
| Tulsa, OK | 11 | $ 3,035,000 | $ 275,909 | $ 140,000 |
| Ann Arbor, MI | 10 | $ 5,510,000 | $ 551,000 | $ 279,000 |
| Asheville, NC | 10 | $ 4,720,000 | $ 472,000 | $ 170,000 |
| Boulder, CO | 10 | $ 6,180,000 | $ 618,000 | $ 275,000 |
| Columbia, MO | 10 | $ 2,020,000 | $ 202,000 | $ 350,000 |
| Elgin, IL | 10 | $ 2,780,000 | $ 278,000 | $ 147,000 |
| Gulfport-Biloxi-Pascagoula, MS | 10 | $ 3,700,000 | $ 370,000 | $ 215,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 10 | $ 10,240,000 | $ 1,024,000 | $ 266,000 |
| Savannah, GA | 10 | $ 6,080,000 | $ 608,000 | $ 234,000 |
| Trenton, NJ | 10 | $ 4,930,000 | $ 493,000 | $ 245,000 |
| Bend-Redmond, OR | 9 | $ 6,495,000 | $ 721,666 | $ 269,000 |
| Camden, NJ | 9 | $ 2,875,000 | $ 319,444 | $ 169,000 |
| Fresno, CA | 9 | $ 5,635,000 | $ 626,111 | $ 154,000 |
| Kahului-Wailuku-Lahaina, HI | 9 | $ 10,505,000 | $ 1,167,222 | $ 514,000 |
| Kankakee, IL | 9 | $ 2,405,000 | $ 267,222 | $ 196,000 |
| New Haven-Milford, CT | 9 | $ 4,265,000 | $ 473,888 | $ 351,000 |
| St. Joseph, MO-KS | 9 | $ 1,575,000 | $ 175,000 | $ 137,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 9 | $ 3,065,000 | $ 340,555 | $ 165,000 |
| Brunswick, GA | 8 | $ 6,970,000 | $ 871,250 | $ 344,000 |
| Coeur D'Alene, ID | 8 | $ 3,720,000 | $ 465,000 | $ 317,000 |
| Johnson City, TN | 8 | $ 1,610,000 | $ 201,250 | $ 135,000 |
| Lawton, OK | 8 | $ 2,130,000 | $ 266,250 | $ 135,000 |
| Palm Bay-Melbourne-Titusville, FL | 8 | $ 3,020,000 | $ 377,500 | $ 194,000 |
| Redding, CA | 8 | $ 4,690,000 | $ 586,250 | $ 218,000 |
| Salt Lake City, UT | 8 | $ 3,620,000 | $ 452,500 | $ 180,000 |
| Tucson, AZ | 8 | $ 3,240,000 | $ 405,000 | $ 212,000 |
| Augusta-Richmond County, GA-SC | 7 | $ 1,355,000 | $ 193,571 | $ 99,857 |
| Billings, MT | 7 | $ 1,495,000 | $ 213,571 | $ 239,000 |
| Chattanooga, TN-GA | 7 | $ 1,965,000 | $ 280,714 | $ 180,571 |
| Fort Collins, CO | 7 | $ 4,505,000 | $ 643,571 | $ 404,000 |
| Lakeland-Winter Haven, FL | 7 | $ 2,185,000 | $ 312,142 | $ 177,000 |
| Madison, WI | 7 | $ 3,135,000 | $ 447,857 | $ 253,000 |
| Modesto, CA | 7 | $ 2,495,000 | $ 356,428 | $ 192,000 |
| Providence-Warwick, RI-MA | 7 | $ 6,455,000 | $ 922,142 | $ 298,857 |
| Sioux City, IA-NE-SD | 7 | $ 1,625,000 | $ 232,142 | $ 189,857 |
| Syracuse, NY | 7 | $ 2,295,000 | $ 327,857 | $ 269,000 |
| The Villages, FL | 7 | $ 2,615,000 | $ 373,571 | $ 223,000 |
| Urban Honolulu, HI | 7 | $ 7,435,000 | $ 1,062,142 | $ 452,000 |
| Bremerton-Silverdale, WA | 6 | $ 5,490,000 | $ 915,000 | $ 313,000 |
| Canton-Massillon, OH | 6 | $ 1,480,000 | $ 246,666 | $ 164,000 |
| Colorado Springs, CO | 6 | $ 3,190,000 | $ 531,666 | $ 209,000 |
| Dayton-Springfield-Kettering, OH | 6 | $ 1,690,000 | $ 281,666 | $ 402,000 |
| Des Moines-West Des Moines, IA | 6 | $ 1,290,000 | $ 215,000 | $ 126,000 |
| Lake County-Kenosha County, IL-WI | 6 | $ 4,390,000 | $ 731,666 | $ 197,000 |
| Macon-Bibb County, GA | 6 | $ 1,970,000 | $ 328,333 | $ 266,000 |
| Medford, OR | 6 | $ 1,530,000 | $ 255,000 | $ 119,000 |
| Omaha-Council Bluffs, NE-IA | 6 | $ 1,440,000 | $ 240,000 | $ 131,000 |
| Stockton-Lodi, CA | 6 | $ 2,120,000 | $ 353,333 | $ 164,000 |
| Visalia-Porterville, CA | 6 | $ 2,890,000 | $ 481,666 | $ 391,000 |
| Barnstable Town, MA | 5 | $ 3,215,000 | $ 643,000 | $ 348,000 |
| College Station-Bryan, TX | 5 | $ 1,385,000 | $ 277,000 | $ 303,000 |
| Columbia, SC | 5 | $ 1,815,000 | $ 363,000 | $ 167,000 |
| Gainesville, GA | 5 | $ 1,365,000 | $ 273,000 | $ 164,000 |
| Greeley, CO | 5 | $ 1,555,000 | $ 311,000 | $ 131,000 |
| Jackson, MS | 5 | $ 1,885,000 | $ 377,000 | $ 145,000 |
| Jefferson City, MO | 5 | $ 2,215,000 | $ 443,000 | $ 193,000 |
| Lansing-East Lansing, MI | 5 | $ 995,000 | $ 199,000 | $ 127,000 |
| Lebanon, PA | 5 | $ 555,000 | $ 111,000 | $ 105,000 |
| Lynchburg, VA | 5 | $ 1,375,000 | $ 275,000 | $ 130,000 |
| Mobile, AL | 5 | $ 995,000 | $ 199,000 | $ 102,000 |
| Napa, CA | 5 | $ 3,755,000 | $ 751,000 | $ 973,000 |
| Portland-South Portland, ME | 5 | $ 3,015,000 | $ 603,000 | $ 409,000 |
| Punta Gorda, FL | 5 | $ 1,795,000 | $ 359,000 | $ 301,000 |
| Rockingham County-Strafford County, NH | 5 | $ 2,185,000 | $ 437,000 | $ 156,000 |
| Valdosta, GA | 5 | $ 1,655,000 | $ 331,000 | $ 171,000 |
| Youngstown-Warren-Boardman, OH-PA | 5 | $ 1,475,000 | $ 295,000 | $ 173,000 |
| Ames, IA | 4 | $ 1,050,000 | $ 262,500 | $ 146,000 |
| Bismarck, ND | 4 | $ 1,580,000 | $ 395,000 | $ 175,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 4 | $ 1,120,000 | $ 280,000 | $ 257,000 |
| Fargo, ND-MN | 4 | $ 1,090,000 | $ 272,500 | $ 126,000 |
| Hartford-West Hartford-East Hartford, CT | 4 | $ 1,520,000 | $ 380,000 | $ 233,000 |
| Hot Springs, AR | 4 | $ 940,000 | $ 235,000 | $ 239,000 |
| Idaho Falls, ID | 4 | $ 3,050,000 | $ 762,500 | $ 501,000 |
| Knoxville, TN | 4 | $ 1,120,000 | $ 280,000 | $ 169,000 |
| Las Cruces, NM | 4 | $ 900,000 | $ 225,000 | $ 115,000 |
| Missoula, MT | 4 | $ 1,410,000 | $ 352,500 | $ 142,000 |
| Niles-Benton Harbor, MI | 4 | $ 1,180,000 | $ 295,000 | $ 402,000 |
| Ocean City, NJ | 4 | $ 4,020,000 | $ 1,005,000 | $ 373,000 |
| Olympia-Tumwater, WA | 4 | $ 2,660,000 | $ 665,000 | $ 250,000 |
| Reading, PA | 4 | $ 1,120,000 | $ 280,000 | $ 100,000 |
| Springfield, MO | 4 | $ 720,000 | $ 180,000 | $ 136,000 |
| Topeka, KS | 4 | $ 690,000 | $ 172,500 | $ 115,000 |
| Winston-Salem, NC | 4 | $ 1,810,000 | $ 452,500 | $ 632,000 |
| Bakersfield, CA | 3 | $ 895,000 | $ 298,333 | $ 103,000 |
| Duluth, MN-WI | 3 | $ 1,515,000 | $ 505,000 | $ 224,000 |
| El Paso, TX | 3 | $ 1,135,000 | $ 378,333 | $ 309,000 |
| Elkhart-Goshen, IN | 3 | $ 905,000 | $ 301,666 | $ 184,000 |
| Fayetteville, NC | 3 | $ 725,000 | $ 241,666 | $ 267,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 3 | $ 635,000 | $ 211,666 | $ 97,000 |
| Flint, MI | 3 | $ 375,000 | $ 125,000 | $ 86,000 |
| Florence, SC | 3 | $ 355,000 | $ 118,333 | $ 74,000 |
| Greensboro-High Point, NC | 3 | $ 2,145,000 | $ 715,000 | $ 415,000 |
| Kalamazoo-Portage, MI | 3 | $ 405,000 | $ 135,000 | $ 64,000 |
| La Crosse-Onalaska, WI-MN | 3 | $ 1,395,000 | $ 465,000 | $ 303,000 |
| Lubbock, TX | 3 | $ 515,000 | $ 171,666 | $ 155,000 |
| Madera, CA | 3 | $ 755,000 | $ 251,666 | $ 299,000 |
| Ocala, FL | 3 | $ 465,000 | $ 155,000 | $ 656,000 |
| Pocatello, ID | 3 | $ 1,095,000 | $ 365,000 | $ 121,000 |
| Provo-Orem, UT | 3 | $ 1,195,000 | $ 398,333 | $ 319,000 |
| Rochester, MN | 3 | $ 1,025,000 | $ 341,666 | $ 379,000 |
| Salem, OR | 3 | $ 655,000 | $ 218,333 | $ 110,000 |
| Springfield, IL | 3 | $ 665,000 | $ 221,666 | $ 236,000 |
| St. George, UT | 3 | $ 1,645,000 | $ 548,333 | $ 512,000 |
| Worcester, MA-CT | 3 | $ 1,735,000 | $ 578,333 | $ 482,000 |
| Abilene, TX | 2 | $ 530,000 | $ 265,000 | $ 240,000 |
| Albuquerque, NM | 2 | $ 230,000 | $ 115,000 | $ 65,000 |
| Atlantic City-Hammonton, NJ | 2 | $ 1,280,000 | $ 640,000 | $ 308,000 |
| Bellingham, WA | 2 | $ 1,180,000 | $ 590,000 | $ 285,000 |
| Binghamton, NY | 2 | $ 420,000 | $ 210,000 | $ 157,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 720,000 | $ 360,000 | $ 199,000 |
| Bloomington, IN | 2 | $ 610,000 | $ 305,000 | $ 288,000 |
| Cape Girardeau, MO-IL | 2 | $ 650,000 | $ 325,000 | $ 201,000 |
| Casper, WY | 2 | $ 390,000 | $ 195,000 | $ 51,000 |
| Cedar Rapids, IA | 2 | $ 380,000 | $ 190,000 | $ 155,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 210,000 | $ 105,000 | $ 167,000 |
| Eugene, OR | 2 | $ 1,170,000 | $ 585,000 | $ 293,000 |
| Gainesville, FL | 2 | $ 800,000 | $ 400,000 | $ 211,000 |
| Glens Falls, NY | 2 | $ 1,190,000 | $ 595,000 | $ 182,000 |
| Great Falls, MT | 2 | $ 580,000 | $ 290,000 | $ 107,000 |
| Green Bay, WI | 2 | $ 130,000 | $ 65,000 | $ 105,000 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 150,000 | $ 75,000 | $ 155,500 |
| Harrisburg-Carlisle, PA | 2 | $ 660,000 | $ 330,000 | $ 155,000 |
| Homosassa Springs, FL | 2 | $ 130,000 | $ 65,000 | $ 21,000 |
| Huntsville, AL | 2 | $ 600,000 | $ 300,000 | $ 223,000 |
| Jackson, TN | 2 | $ 720,000 | $ 360,000 | $ 163,000 |
| Joplin, MO | 2 | $ 870,000 | $ 435,000 | $ 540,000 |
| Killeen-Temple, TX | 2 | $ 340,000 | $ 170,000 | $ 118,000 |
| Kingston, NY | 2 | $ 1,690,000 | $ 845,000 | $ 331,000 |
| Lancaster, PA | 2 | $ 500,000 | $ 250,000 | $ 113,000 |
| Lexington-Fayette, KY | 2 | $ 360,000 | $ 180,000 | $ 50,000 |
| Lincoln, NE | 2 | $ 450,000 | $ 225,000 | $ 97,000 |
| Monroe, MI | 2 | $ 340,000 | $ 170,000 | $ 210,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 770,000 | $ 385,000 | $ 108,000 |
| Muncie, IN | 2 | $ 380,000 | $ 190,000 | $ 250,000 |
| Norwich-New London, CT | 2 | $ 1,240,000 | $ 620,000 | $ 169,000 |
| Oshkosh-Neenah, WI | 2 | $ 460,000 | $ 230,000 | $ 418,000 |
| Panama City, FL | 2 | $ 980,000 | $ 490,000 | $ 221,000 |
| Racine, WI | 2 | $ 720,000 | $ 360,000 | $ 331,000 |
| Rocky Mount, NC | 2 | $ 460,000 | $ 230,000 | $ 108,000 |
| Santa Cruz-Watsonville, CA | 2 | $ 1,210,000 | $ 605,000 | $ 149,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 2 | $ 490,000 | $ 245,000 | $ 174,000 |
| Sierra Vista-Douglas, AZ | 2 | $ 210,000 | $ 105,000 | $ 67,000 |
| Sioux Falls, SD | 2 | $ 890,000 | $ 445,000 | $ 356,000 |
| Tallahassee, FL | 2 | $ 630,000 | $ 315,000 | $ 164,000 |
| Terre Haute, IN | 2 | $ 180,000 | $ 90,000 | $ 211,000 |
| Toledo, OH | 2 | $ 1,050,000 | $ 525,000 | $ 144,000 |
| Twin Falls, ID | 2 | $ 500,000 | $ 250,000 | $ 56,000 |
| Tyler, TX | 2 | $ 2,200,000 | $ 1,100,000 | $ 315,000 |
| Wausau, WI | 2 | $ 880,000 | $ 440,000 | $ 567,000 |
| York-Hanover, PA | 2 | $ 260,000 | $ 130,000 | $ 166,000 |
| Yuma, AZ | 2 | $ 470,000 | $ 235,000 | $ 330,000 |
| Albany, GA | 1 | $ 375,000 | $ 375,000 | $ 1,134,000 |
| Albany-Schenectady-Troy, NY | 1 | $ 595,000 | $ 595,000 | $ 322,000 |
| Altoona, PA | 1 | $ 145,000 | $ 145,000 | $ 78,000 |
| Amarillo, TX | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Anchorage, AK | 1 | $ 525,000 | $ 525,000 | $ 122,000 |
| Appleton, WI | 1 | $ 185,000 | $ 185,000 | $ 115,000 |
| Bay City, MI | 1 | $ 805,000 | $ 805,000 | $ 2,450,000 |
| Bowling Green, KY | 1 | $ 165,000 | $ 165,000 | $ 93,000 |
| Brownsville-Harlingen, TX | 1 | $ 225,000 | $ 225,000 | $ 214,000 |
| Burlington-South Burlington, VT | 1 | $ 515,000 | $ 515,000 | $ 151,000 |
| Carbondale-Marion, IL | 1 | $ 315,000 | $ 315,000 | $ 708,000 |
| Cheyenne, WY | 1 | $ 285,000 | $ 285,000 | $ 96,000 |
| Cleveland, TN | 1 | $ 305,000 | $ 305,000 | $ 124,000 |
| Corvallis, OR | 1 | $ 1,245,000 | $ 1,245,000 | $ 323,000 |
| El Centro, CA | 1 | $ 305,000 | $ 305,000 | $ 154,000 |
| Enid, OK | 1 | $ 325,000 | $ 325,000 | $ 147,000 |
| Erie, PA | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Evansville, IN-KY | 1 | $ 125,000 | $ 125,000 | $ 131,000 |
| Fairbanks, AK | 1 | $ 455,000 | $ 455,000 | $ 200,000 |
| Farmington, NM | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| Flagstaff, AZ | 1 | $ 405,000 | $ 405,000 | $ 128,000 |
| Fort Wayne, IN | 1 | $ 485,000 | $ 485,000 | $ 249,000 |
| Grand Forks, ND-MN | 1 | $ 505,000 | $ 505,000 | $ 150,000 |
| Grand Junction, CO | 1 | $ 625,000 | $ 625,000 | $ 894,000 |
| Grants Pass, OR | 1 | $ 185,000 | $ 185,000 | $ 200,000 |
| Hattiesburg, MS | 1 | $ 165,000 | $ 165,000 | $ 117,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 205,000 | $ 205,000 | $ 102,000 |
| Iowa City, IA | 1 | $ 205,000 | $ 205,000 | $ 275,000 |
| Ithaca, NY | 1 | $ 435,000 | $ 435,000 | $ 550,000 |
| Jacksonville, NC | 1 | $ 175,000 | $ 175,000 | $ 187,000 |
| Janesville-Beloit, WI | 1 | $ 505,000 | $ 505,000 | $ 113,000 |
| Johnstown, PA | 1 | $ 105,000 | $ 105,000 | $ 125,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| Kokomo, IN | 1 | $ 105,000 | $ 105,000 | $ 98,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 355,000 | $ 355,000 | $ 215,000 |
| Lawrence, KS | 1 | $ 175,000 | $ 175,000 | $ 434,000 |
| Lewiston, ID-WA | 1 | $ 95,000 | $ 95,000 | $ 39,000 |
| Logan, UT-ID | 1 | $ 295,000 | $ 295,000 | $ 60,000 |
| Manchester-Nashua, NH | 1 | $ 655,000 | $ 655,000 | $ 220,000 |
| Mankato-North Mankato, MN | 1 | $ 215,000 | $ 215,000 | $ 135,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 475,000 | $ 475,000 | $ 473,000 |
| Michigan City-La Porte, IN | 1 | $ 205,000 | $ 205,000 | $ 277,000 |
| Midland, TX | 1 | $ 545,000 | $ 545,000 | $ 419,000 |
| Ogden-Clearfield, UT | 1 | $ 765,000 | $ 765,000 | $ 153,000 |
| Peoria, IL | 1 | $ 195,000 | $ 195,000 | $ 145,000 |
| Pittsfield, MA | 1 | $ 3,505,000 | $ 3,505,000 | $ 1,021,000 |
| Roanoke, VA | 1 | $ 685,000 | $ 685,000 | $ 357,000 |
| Salinas, CA | 1 | $ 455,000 | $ 455,000 | $ 475,000 |
| Spartanburg, SC | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| State College, PA | 1 | $ 205,000 | $ 205,000 | $ 461,000 |
| Sumter, SC | 1 | $ 145,000 | $ 145,000 | $ 92,000 |
| Utica-Rome, NY | 1 | $ 55,000 | $ 55,000 | $ 37,000 |
| Vallejo-Fairfield, CA | 1 | $ 805,000 | $ 805,000 | $ 240,000 |
| Waco, TX | 1 | $ 395,000 | $ 395,000 | $ 357,000 |
| Walla Walla, WA | 1 | $ 445,000 | $ 445,000 | $ 200,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 295,000 | $ 295,000 | $ 99,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 115,000 | $ 115,000 | $ 62,000 |
| Wheeling, WV-OH | 1 | $ 315,000 | $ 315,000 | $ 184,000 |
| Wichita, KS | 1 | $ 245,000 | $ 245,000 | $ 51,000 |
| Wilmington, DE-MD-NJ | 1 | $ 465,000 | $ 465,000 | $ 223,000 |
| Winchester, VA-WV | 1 | $ 365,000 | $ 365,000 | $ 233,000 |
Mortgage Loan Application Detail Totals for Stifel Bank & Trust in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,523 | $1,868,035,000 | $530,000 | $18,755,000 | $276,000 | $7,874,000 |
| Cash-out Refinancing | 1,137 | $674,455,000 | $593,000 | $11,905,000 | $297,000 | $4,654,000 |
| Other Purpose | 1,058 | $593,800,000 | $561,000 | $11,905,000 | $386,000 | $5,807,000 |
| Refinancing | 818 | $465,660,000 | $569,000 | $8,455,000 | $362,000 | $6,108,000 |
| Home Improvement | 70 | $18,010,000 | $257,000 | $2,005,000 | $223,000 | $1,185,000 |
| Not Applicable | 1 | $225,000 | $225,000 | $225,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,273 | $2,881,345,000 | $546,000 | $18,755,000 | $306,000 | $7,874,000 |
| Not Provided | 644 | $449,790,000 | $698,000 | $8,005,000 | $406,000 | $5,807,000 |
| Asian | 300 | $147,990,000 | $493,000 | $5,005,000 | $252,000 | $3,452,000 |
| Hispanic | 183 | $74,485,000 | $407,000 | $4,455,000 | $244,000 | $967,000 |
| Black or African American | 160 | $42,840,000 | $267,000 | $2,835,000 | $155,000 | $1,244,000 |
| American Indian or Alaskan Native | 19 | $7,045,000 | $370,000 | $1,205,000 | $157,000 | $439,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $3,090,000 | $386,000 | $975,000 | $140,000 | $226,000 |
| Not applicable | 4 | $870,000 | $217,000 | $385,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,407 | $3,568,205,000 | $556,000 | $18,755,000 | $314,000 | $7,874,000 |
| FHA-insured (Federal Housing Administration) | 132 | $29,670,000 | $224,000 | $575,000 | $81,000 | $256,000 |
| VA-guaranteed (Veterans Administration) | 63 | $21,015,000 | $333,000 | $1,325,000 | $103,000 | $336,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $1,295,000 | $259,000 | $325,000 | $69,000 | $98,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,956 | $3,282,490,000 | $551,000 | $18,755,000 | $309,000 | $7,874,000 |
| Application Withdrawn By Applicant | 464 | $243,970,000 | $525,000 | $8,405,000 | $300,000 | $6,225,000 |
| Application Denied By Financial Institution | 104 | $40,020,000 | $384,000 | $4,805,000 | $166,000 | $1,229,000 |
| Application Approved But Not Accepted | 69 | $47,645,000 | $690,000 | $6,005,000 | $374,000 | $3,184,000 |
| File Closed For Incompleteness | 10 | $5,190,000 | $519,000 | $1,005,000 | $291,000 | $601,000 |
| Loan Purchased By The Institution | 4 | $870,000 | $217,000 | $385,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,503 | $3,580,165,000 | $550,000 | $18,755,000 | $309,000 | $7,874,000 |
| Debt-To-Income Ratio | 36 | $10,040,000 | $278,000 | $1,705,000 | $101,000 | $616,000 |
| Collateral | 33 | $20,745,000 | $628,000 | $4,805,000 | $254,000 | $1,229,000 |
| Credit History | 21 | $4,855,000 | $231,000 | $875,000 | $113,000 | $348,000 |
| Credit Application Incomplete | 4 | $1,010,000 | $252,000 | $565,000 | $116,000 | $305,000 |
| Other | 3 | $1,275,000 | $425,000 | $615,000 | $144,000 | $250,000 |
| Unverifiable Information | 3 | $765,000 | $255,000 | $515,000 | $73,000 | $109,000 |
| Employment History | 3 | $815,000 | $271,000 | $505,000 | $356,000 | $660,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $515,000 | $515,000 | $515,000 | $769,000 | $769,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Stifel Bank & Trust's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Stifel Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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