Susquehanna Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Susquehanna Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Susquehanna Bank 1570 Manheim Pike Po Box 3300 Lancaster, PA 17604 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 4,445 |
| Total Mortgage Loan Application Amount | $977,140,000 |
| Average Mortgage Loan Application Amount | $202,000 |
| Highest Mortgage Loan Application Amount | $21,690,000 |
| Average Applicant Income | $87,333 |
| Highest Applicant Income | $8,823,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Susquehanna Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Susquehanna Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Susquehanna Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Susquehanna Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Susquehanna Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Susquehanna Bank's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lancaster County Pennsylvania | 503 | $ 87,731,000 | $ 174,000 | $ 75,000 |
| York County Pennsylvania | 366 | $ 51,761,000 | $ 141,000 | $ 64,000 |
| Philadelphia County Pennsylvania | 298 | $ 75,674,000 | $ 253,000 | $ 61,000 |
| Franklin County Pennsylvania | 225 | $ 37,070,000 | $ 164,000 | $ 66,000 |
| Dauphin County Pennsylvania | 200 | $ 41,699,000 | $ 208,000 | $ 64,000 |
| Lycoming County Pennsylvania | 175 | $ 24,872,000 | $ 142,000 | $ 61,000 |
| Northumberland County Pennsylvania | 165 | $ 15,471,000 | $ 93,000 | $ 48,000 |
| Baltimore County Maryland | 137 | $ 45,804,000 | $ 334,000 | $ 128,000 |
| Berks County Pennsylvania | 133 | $ 20,184,000 | $ 151,000 | $ 91,000 |
| Washington County Maryland | 128 | $ 21,169,000 | $ 165,000 | $ 70,000 |
| Chester County Pennsylvania | 116 | $ 35,403,000 | $ 305,000 | $ 77,000 |
| Montgomery County Pennsylvania | 112 | $ 38,553,000 | $ 344,000 | $ 226,000 |
| Adams County Pennsylvania | 110 | $ 15,517,000 | $ 141,000 | $ 65,000 |
| Cumberland County Pennsylvania | 109 | $ 19,159,000 | $ 175,000 | $ 58,000 |
| Camden County New Jersey | 94 | $ 12,384,000 | $ 131,000 | $ 60,000 |
| Schuylkill County Pennsylvania | 91 | $ 9,053,000 | $ 99,000 | $ 68,000 |
| Atlantic County New Jersey | 85 | $ 19,193,000 | $ 225,000 | $ 80,000 |
| Snyder County Pennsylvania | 82 | $ 9,643,000 | $ 117,000 | $ 61,000 |
| Baltimore City County Maryland | 68 | $ 25,573,000 | $ 376,000 | $ 71,000 |
| Delaware County Pennsylvania | 67 | $ 11,349,000 | $ 169,000 | $ 58,000 |
| Luzerne County Pennsylvania | 64 | $ 7,132,000 | $ 111,000 | $ 48,000 |
| Cape May County New Jersey | 63 | $ 23,635,000 | $ 375,000 | $ 206,000 |
| Carroll County Maryland | 62 | $ 19,388,000 | $ 312,000 | $ 115,000 |
| Cumberland County New Jersey | 56 | $ 6,937,000 | $ 123,000 | $ 68,000 |
| Gloucester County New Jersey | 56 | $ 12,424,000 | $ 221,000 | $ 128,000 |
| Lebanon County Pennsylvania | 49 | $ 8,687,000 | $ 177,000 | $ 70,000 |
| Howard County Maryland | 48 | $ 27,275,000 | $ 568,000 | $ 202,000 |
| Lehigh County Pennsylvania | 45 | $ 8,249,000 | $ 183,000 | $ 71,000 |
| Harford County Maryland | 43 | $ 15,586,000 | $ 362,000 | $ 109,000 |
| Montgomery County Maryland | 42 | $ 24,165,000 | $ 575,000 | $ 154,000 |
| Union County Pennsylvania | 42 | $ 6,518,000 | $ 155,000 | $ 76,000 |
| Anne Arundel County Maryland | 36 | $ 19,372,000 | $ 538,000 | $ 158,000 |
| Bucks County Pennsylvania | 34 | $ 30,571,000 | $ 899,000 | $ 98,000 |
| Berkeley County West Virginia | 34 | $ 3,513,000 | $ 103,000 | $ 73,000 |
| Allegany County Maryland | 33 | $ 3,404,000 | $ 103,000 | $ 34,000 |
| Bedford County Pennsylvania | 29 | $ 4,699,000 | $ 162,000 | $ 60,000 |
| Fulton County Pennsylvania | 29 | $ 3,794,000 | $ 130,000 | $ 64,000 |
| Burlington County New Jersey | 28 | $ 5,889,000 | $ 210,000 | $ 98,000 |
| Frederick County Maryland | 25 | $ 8,761,000 | $ 350,000 | $ 94,000 |
| Northampton County Pennsylvania | 25 | $ 3,785,000 | $ 151,000 | $ 82,000 |
| Centre County Pennsylvania | 24 | $ 8,556,000 | $ 356,000 | $ 73,000 |
| Prince George's County Maryland | 22 | $ 6,244,000 | $ 283,000 | $ 76,000 |
| Carbon County Pennsylvania | 20 | $ 2,630,000 | $ 131,000 | $ 59,000 |
| District of Columbia County District Of Columbia | 16 | $ 5,479,000 | $ 342,000 | $ 131,000 |
| Cecil County Maryland | 16 | $ 4,550,000 | $ 284,000 | $ 92,000 |
| Garrett County Maryland | 12 | $ 1,926,000 | $ 160,000 | $ 76,000 |
| Columbia County Pennsylvania | 12 | $ 1,740,000 | $ 145,000 | $ 51,000 |
| Blair County Pennsylvania | 11 | $ 2,408,000 | $ 218,000 | $ 201,000 |
| Fairfax County Virginia | 11 | $ 8,424,000 | $ 765,000 | $ 260,000 |
| Sussex County Delaware | 10 | $ 2,705,000 | $ 270,000 | $ 161,000 |
| New Castle County Delaware | 9 | $ 6,881,000 | $ 764,000 | $ 47,000 |
| Worcester County Maryland | 9 | $ 1,739,000 | $ 193,000 | $ 141,000 |
| Clinton County Pennsylvania | 8 | $ 1,309,000 | $ 163,000 | $ 124,000 |
| Montour County Pennsylvania | 8 | $ 961,000 | $ 120,000 | $ 43,000 |
| Ocean County New Jersey | 7 | $ 1,641,000 | $ 234,000 | $ 99,000 |
| Mifflin County Pennsylvania | 7 | $ 1,296,000 | $ 185,000 | $ 202,000 |
| Perry County Pennsylvania | 7 | $ 1,095,000 | $ 156,000 | $ 67,000 |
| Fauquier County Virginia | 7 | $ 2,621,000 | $ 374,000 | $ 84,000 |
| Salem County New Jersey | 5 | $ 663,000 | $ 132,000 | $ 103,000 |
| Preston County West Virginia | 5 | $ 1,737,000 | $ 347,000 | $ 59,000 |
| Juniata County Pennsylvania | 4 | $ 621,000 | $ 155,000 | $ 103,000 |
| Prince William County Virginia | 4 | $ 812,000 | $ 203,000 | $ 203,000 |
| Monongalia County West Virginia | 4 | $ 581,000 | $ 145,000 | $ 49,000 |
| Kent County Delaware | 3 | $ 15,866,000 | $ 5,288,000 | $ 102,000 |
| Hunterdon County New Jersey | 3 | $ 840,000 | $ 280,000 | $ 64,000 |
| Mercer County New Jersey | 3 | $ 829,000 | $ 276,000 | $ 129,000 |
| Middlesex County New Jersey | 3 | $ 530,000 | $ 176,000 | $ 40,000 |
| Passaic County New Jersey | 3 | $ 833,000 | $ 277,000 | $ 76,000 |
| Huntingdon County Pennsylvania | 3 | $ 166,000 | $ 55,000 | $ 96,000 |
| Tioga County Pennsylvania | 3 | $ 407,000 | $ 135,000 | $ 119,000 |
| Mineral County West Virginia | 3 | $ 220,000 | $ 73,000 | $ 50,000 |
| Tucker County West Virginia | 3 | $ 231,000 | $ 77,000 | $ 106,000 |
| Palm Beach County Florida | 2 | $ 484,000 | $ 242,000 | $ 154,000 |
| Caroline County Maryland | 2 | $ 316,000 | $ 158,000 | $ 57,000 |
| Bergen County New Jersey | 2 | $ 1,440,000 | $ 720,000 | $ 323,000 |
| Hudson County New Jersey | 2 | $ 900,000 | $ 450,000 | $ 41,000 |
| Dare County North Carolina | 2 | $ 770,000 | $ 385,000 | $ 233,000 |
| Bradford County Pennsylvania | 2 | $ 490,000 | $ 245,000 | $ 185,000 |
| Lackawanna County Pennsylvania | 2 | $ 375,000 | $ 187,000 | $ 0 |
| Pike County Pennsylvania | 2 | $ 265,000 | $ 132,000 | $ 394,000 |
| Somerset County Pennsylvania | 2 | $ 2,000 | $ 1,000 | $ 24,000 |
| Wayne County Pennsylvania | 2 | $ 980,000 | $ 490,000 | $ 101,000 |
| Horry County South Carolina | 2 | $ 346,000 | $ 173,000 | $ 21,000 |
| Galveston County Texas | 2 | $ 834,000 | $ 417,000 | $ 83,000 |
| Loudoun County Virginia | 2 | $ 3,428,000 | $ 1,714,000 | $ 668,000 |
| Nelson County Virginia | 2 | $ 680,000 | $ 340,000 | $ 220,000 |
| Jefferson County West Virginia | 2 | $ 531,000 | $ 265,000 | $ 132,000 |
| Morgan County West Virginia | 2 | $ 421,000 | $ 210,000 | $ 0 |
| Fairfield County Connecticut | 1 | $ 487,000 | $ 487,000 | $ 190,000 |
| Collier County Florida | 1 | $ 956,000 | $ 956,000 | $ 927,000 |
| Monroe County Florida | 1 | $ 1,595,000 | $ 1,595,000 | $ 870,000 |
| Okaloosa County Florida | 1 | $ 800,000 | $ 800,000 | $ 482,000 |
| Pasco County Florida | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
| Pinellas County Florida | 1 | $ 348,000 | $ 348,000 | $ 296,000 |
| DuPage County Illinois | 1 | $ 55,000 | $ 55,000 | $ 194,000 |
| Calvert County Maryland | 1 | $ 833,000 | $ 833,000 | $ 275,000 |
| Charles County Maryland | 1 | $ 165,000 | $ 165,000 | $ 254,000 |
| Queen Anne's County Maryland | 1 | $ 300,000 | $ 300,000 | $ 91,000 |
| St. Mary's County Maryland | 1 | $ 230,000 | $ 230,000 | $ 168,000 |
| Monmouth County New Jersey | 1 | $ 500,000 | $ 500,000 | $ 425,000 |
| Somerset County New Jersey | 1 | $ 360,000 | $ 360,000 | $ 113,000 |
| Warren County New Jersey | 1 | $ 330,000 | $ 330,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 424,000 | $ 424,000 | $ 214,000 |
| Butler County Pennsylvania | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Clearfield County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 49,000 |
| McKean County Pennsylvania | 1 | $ 4,000 | $ 4,000 | $ 66,000 |
| Monroe County Pennsylvania | 1 | $ 152,000 | $ 152,000 | $ 138,000 |
| Potter County Pennsylvania | 1 | $ 48,000 | $ 48,000 | $ 42,000 |
| Sullivan County Pennsylvania | 1 | $ 81,000 | $ 81,000 | $ 53,000 |
| Susquehanna County Pennsylvania | 1 | $ 93,000 | $ 93,000 | $ 45,000 |
| Washington County Pennsylvania | 1 | $ 240,000 | $ 240,000 | $ 77,000 |
| Charleston County South Carolina | 1 | $ 151,000 | $ 151,000 | $ 199,000 |
| Collin County Texas | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Tarrant County Texas | 1 | $ 649,000 | $ 649,000 | $ 525,000 |
| Accomack County Virginia | 1 | $ 405,000 | $ 405,000 | $ 128,000 |
| Arlington County Virginia | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Bedford City County Virginia | 1 | $ 4,416,000 | $ 4,416,000 | $ 0 |
| Carroll County Virginia | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
| Chesterfield County Virginia | 1 | $ 452,000 | $ 452,000 | $ 0 |
| Lunenburg County Virginia | 1 | $ 107,000 | $ 107,000 | $ 54,000 |
| Manassas County Virginia | 1 | $ 214,000 | $ 214,000 | $ 79,000 |
| Manassas Park County Virginia | 1 | $ 128,000 | $ 128,000 | $ 180,000 |
| New Kent County Virginia | 1 | $ 301,000 | $ 301,000 | $ 47,000 |
| Powhatan County Virginia | 1 | $ 394,000 | $ 394,000 | $ 118,000 |
| Spotsylvania County Virginia | 1 | $ 400,000 | $ 400,000 | $ 135,000 |
| Cabell County West Virginia | 1 | $ 139,000 | $ 139,000 | $ 56,000 |
| Greenbrier County West Virginia | 1 | $ 108,000 | $ 108,000 | $ 150,000 |
| Hampshire County West Virginia | 1 | $ 260,000 | $ 260,000 | $ 73,000 |
| Hancock County West Virginia | 1 | $ 256,000 | $ 256,000 | $ 79,000 |
Mortgage Loan Application Detail Totals for Susquehanna Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,133 | $687,440,000 | $219,000 | $21,690,000 | $78,000 | $2,056,000 |
| Refinancing | 818 | $247,357,000 | $302,000 | $15,200,000 | $112,000 | $8,823,000 |
| Home Improvement | 494 | $42,343,000 | $85,000 | $4,750,000 | $72,000 | $1,561,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,494 | $680,831,000 | $194,000 | $4,440,000 | $93,000 | $8,823,000 |
| Not applicable | 306 | $177,543,000 | $580,000 | $21,690,000 | $0 | $0 |
| Black or African American | 206 | $42,770,000 | $207,000 | $1,350,000 | $70,000 | $560,000 |
| Hispanic | 205 | $22,052,000 | $107,000 | $441,000 | $45,000 | $364,000 |
| Not Provided | 143 | $28,680,000 | $200,000 | $2,300,000 | $90,000 | $1,006,000 |
| Asian | 85 | $23,596,000 | $277,000 | $1,280,000 | $120,000 | $845,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,282,000 | $320,000 | $550,000 | $19,000 | $39,000 |
| American Indian or Alaskan Native | 2 | $386,000 | $193,000 | $258,000 | $139,000 | $279,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,784 | $874,930,000 | $231,000 | $21,690,000 | $89,000 | $8,823,000 |
| FHA-insured (Federal Housing Administration) | 383 | $56,035,000 | $146,000 | $636,000 | $54,000 | $250,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 189 | $25,402,000 | $134,000 | $310,000 | $42,000 | $105,000 |
| VA-guaranteed (Veterans Administration) | 89 | $20,773,000 | $233,000 | $790,000 | $68,000 | $252,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,227 | $706,729,000 | $219,000 | $21,690,000 | $92,000 | $8,823,000 |
| Application Denied By Financial Institution | 626 | $118,899,000 | $189,000 | $4,440,000 | $80,000 | $1,775,000 |
| Application Withdrawn By Applicant | 274 | $71,579,000 | $261,000 | $12,200,000 | $0 | $0 |
| Application Approved But Not Accepted | 269 | $70,140,000 | $260,000 | $5,138,000 | $95,000 | $845,000 |
| File Closed For Incompleteness | 46 | $9,145,000 | $198,000 | $713,000 | $0 | $0 |
| Loan Purchased By The Institution | 3 | $648,000 | $216,000 | $311,000 | $95,000 | $138,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Susquehanna Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Susquehanna Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.