Mutual of Omaha Mortgage Mortgage Lending & HMDA Data, 2016

In 2016, Mutual of Omaha Mortgage of Lombard, IL reported 3,000 mortgage applications totaling $925.0 million, up 55% from 2015. The average application was for $308,317, and applicants reported an average income of $87,826. 74% of its applications resulted in an originated loan and 5% were denied. Its largest markets were San Diego-Carlsbad, CA (1,270), Salt Lake City, UT (319) and Riverside-San Bernardino-Ontario, CA (204) (applications in parentheses).

Mortgage Company & Address Mutual of Omaha Mortgage

Lombard, IL 60148
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  
Total Number of Mortgage Applications 3,000
Total Mortgage Loan Application Amount $924,953,000
Average Mortgage Loan Application Amount $308,317
Highest Mortgage Loan Application Amount $2,250,000
Average Applicant Income $87,826
Highest Applicant Income $1,702,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mutual of Omaha Mortgage filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Mutual of Omaha Mortgage by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
San Diego, California 1,270 $ 502,306,000 $ 395,516 $ 123,000
Salt Lake, Utah 300 $ 70,008,000 $ 233,360 $ 73,000
Riverside, California 145 $ 41,521,000 $ 286,351 $ 90,000
Davis, Utah 107 $ 24,340,000 $ 227,476 $ 79,000
Utah, Utah 92 $ 20,268,000 $ 220,304 $ 73,000
Los Angeles, California 63 $ 25,485,000 $ 404,523 $ 148,000
San Bernardino, California 59 $ 15,808,000 $ 267,932 $ 75,000
Washington, Utah 51 $ 9,243,000 $ 181,235 $ 19,000
Imperial, California 42 $ 8,514,000 $ 202,714 $ 126,000
Orange, California 38 $ 16,474,000 $ 433,526 $ 155,000
Polk, Florida 33 $ 4,644,000 $ 140,727 $ 0
Maricopa, Arizona 23 $ 4,206,000 $ 182,869 $ 100,000
Santa Clara, California 23 $ 12,889,000 $ 560,391 $ 56,000
Weber, Utah 21 $ 3,582,000 $ 170,571 $ 55,000
Franklin, Ohio 20 $ 2,545,000 $ 127,250 $ 1,000
Delaware, Ohio 19 $ 3,868,000 $ 203,578 $ 0
Tooele, Utah 19 $ 4,440,000 $ 233,684 $ 64,000
Sacramento, California 17 $ 4,167,000 $ 245,117 $ 35,000
Alameda, California 16 $ 6,217,000 $ 388,562 $ 35,000
Licking, Ohio 14 $ 1,856,000 $ 132,571 $ 0
King, Washington 13 $ 4,893,000 $ 376,384 $ 110,000
Ventura, California 12 $ 4,311,000 $ 359,250 $ 44,000
Pierce, Washington 12 $ 2,804,000 $ 233,666 $ 34,000
Contra Costa, California 11 $ 3,397,000 $ 308,818 $ 10,000
Clark, Nevada 11 $ 2,349,000 $ 213,545 $ 45,000
Snohomish, Washington 11 $ 2,800,000 $ 254,545 $ 49,000
Larimer, Colorado 10 $ 1,869,000 $ 186,900 $ 0
Lake, Florida 10 $ 1,415,000 $ 141,500 $ 0
Greenville, South Carolina 10 $ 1,785,000 $ 178,500 $ 0
Horry, South Carolina 10 $ 1,522,000 $ 152,200 $ 0
San Joaquin, California 9 $ 2,608,000 $ 289,777 $ 44,000
Broward, Florida 9 $ 986,000 $ 109,555 $ 30,000
Chatham, Georgia 9 $ 1,929,000 $ 214,333 $ 0
San Francisco, California 8 $ 5,259,000 $ 657,375 $ 137,000
Pima, Arizona 7 $ 1,735,000 $ 247,857 $ 91,000
Placer, California 7 $ 1,831,000 $ 261,571 $ 0
Lee, Florida 7 $ 1,286,000 $ 183,714 $ 51,000
Fresno, California 6 $ 1,877,000 $ 312,833 $ 73,000
Sonoma, California 6 $ 1,637,000 $ 272,833 $ 34,000
Denver, Colorado 6 $ 1,354,000 $ 225,666 $ 39,000
Weld, Colorado 6 $ 1,217,000 $ 202,833 $ 0
Miami-Dade, Florida 6 $ 1,222,000 $ 203,666 $ 63,000
St. Lucie, Florida 6 $ 1,024,000 $ 170,666 $ 0
Ada, Idaho 6 $ 990,000 $ 165,000 $ 0
Hamilton, Indiana 6 $ 1,361,000 $ 226,833 $ 129,000
Porter, Indiana 6 $ 984,000 $ 164,000 $ 0
Cache, Utah 6 $ 944,000 $ 157,333 $ 72,000
Chesapeake, Virginia 6 $ 1,348,000 $ 224,666 $ 0
Thurston, Washington 6 $ 1,453,000 $ 242,166 $ 61,000
Kern, California 5 $ 1,168,000 $ 233,600 $ 80,000
Nevada, California 5 $ 1,382,000 $ 276,400 $ 90,000
Shasta, California 5 $ 1,516,000 $ 303,200 $ 37,000
Adams, Colorado 5 $ 1,039,000 $ 207,800 $ 29,000
Palm Beach, Florida 5 $ 1,545,000 $ 309,000 $ 122,000
Iron, Utah 5 $ 570,000 $ 114,000 $ 18,000
Santa Barbara, California 4 $ 3,458,000 $ 864,500 $ 0
Santa Cruz, California 4 $ 1,947,000 $ 486,750 $ 32,000
Solano, California 4 $ 1,048,000 $ 262,000 $ 25,000
Tulare, California 4 $ 1,098,000 $ 274,500 $ 97,000
Duval, Florida 4 $ 408,000 $ 102,000 $ 0
Osceola, Florida 4 $ 671,000 $ 167,750 $ 0
Volusia, Florida 4 $ 570,000 $ 142,500 $ 25,000
Scott, Iowa 4 $ 784,000 $ 196,000 $ 0
Knox, Ohio 4 $ 431,000 $ 107,750 $ 0
Davidson, Tennessee 4 $ 670,000 $ 167,500 $ 37,000
Shelby, Tennessee 4 $ 420,000 $ 105,000 $ 117,000
Denton, Texas 4 $ 1,351,000 $ 337,750 $ 105,000
Tarrant, Texas 4 $ 797,000 $ 199,250 $ 96,000
Summit, Utah 4 $ 2,261,000 $ 565,250 $ 210,000
Wasatch, Utah 4 $ 842,000 $ 210,500 $ 173,000
Clallam, Washington 4 $ 1,001,000 $ 250,250 $ 31,000
Mohave, Arizona 3 $ 456,000 $ 152,000 $ 61,000
Yavapai, Arizona 3 $ 699,000 $ 233,000 $ 30,000
Yuma, Arizona 3 $ 381,000 $ 127,000 $ 55,000
El Dorado, California 3 $ 1,233,000 $ 411,000 $ 80,000
Marin, California 3 $ 2,597,000 $ 865,666 $ 122,000
El Paso, Colorado 3 $ 652,000 $ 217,333 $ 53,000
Jefferson, Colorado 3 $ 612,000 $ 204,000 $ 0
New London, Connecticut 3 $ 504,000 $ 168,000 $ 0
Escambia, Florida 3 $ 244,000 $ 81,333 $ 0
Okaloosa, Florida 3 $ 335,000 $ 111,666 $ 0
Santa Rosa, Florida 3 $ 250,000 $ 83,333 $ 0
Sumter, Florida 3 $ 380,000 $ 126,666 $ 0
Canyon, Idaho 3 $ 309,000 $ 103,000 $ 15,000
McHenry, Illinois 3 $ 453,000 $ 151,000 $ 0
Hennepin, Minnesota 3 $ 557,000 $ 185,666 $ 42,000
Washoe, Nevada 3 $ 741,000 $ 247,000 $ 31,000
Forsyth, North Carolina 3 $ 303,000 $ 101,000 $ 0
Greene, Ohio 3 $ 527,000 $ 175,666 $ 0
Miami, Ohio 3 $ 386,000 $ 128,666 $ 0
Muskingum, Ohio 3 $ 397,000 $ 132,333 $ 0
Knox, Tennessee 3 $ 514,000 $ 171,333 $ 4,000
Washington, Tennessee 3 $ 324,000 $ 108,000 $ 0
Williamson, Tennessee 3 $ 665,000 $ 221,666 $ 0
Wilson, Tennessee 3 $ 508,000 $ 169,333 $ 0
Collin, Texas 3 $ 709,000 $ 236,333 $ 94,000
Clark, Washington 3 $ 906,000 $ 302,000 $ 62,000
Kitsap, Washington 3 $ 833,000 $ 277,666 $ 0
Pinal, Arizona 2 $ 351,000 $ 175,500 $ 36,000
Calaveras, California 2 $ 595,000 $ 297,500 $ 39,000
San Luis Obispo, California 2 $ 472,000 $ 236,000 $ 0
San Mateo, California 2 $ 1,676,000 $ 838,000 $ 98,000
Yuba, California 2 $ 435,000 $ 217,500 $ 0
Arapahoe, Colorado 2 $ 410,000 $ 205,000 $ 0
Fairfield, Connecticut 2 $ 627,000 $ 313,500 $ 72,000
Brevard, Florida 2 $ 329,000 $ 164,500 $ 57,000
Hernando, Florida 2 $ 210,000 $ 105,000 $ 0
Indian River, Florida 2 $ 156,000 $ 78,000 $ 0
Manatee, Florida 2 $ 347,000 $ 173,500 $ 0
Marion, Florida 2 $ 346,000 $ 173,000 $ 0
Monroe, Florida 2 $ 896,000 $ 448,000 $ 318,000
Orange, Florida 2 $ 209,000 $ 104,500 $ 0
Sarasota, Florida 2 $ 450,000 $ 225,000 $ 52,000
Seminole, Florida 2 $ 152,000 $ 76,000 $ 0
St. Johns, Florida 2 $ 454,000 $ 227,000 $ 0
Cook, Illinois 2 $ 371,000 $ 185,500 $ 53,000
Dubois, Indiana 2 $ 215,000 $ 107,500 $ 0
Johnson, Indiana 2 $ 339,000 $ 169,500 $ 0
Oakland, Michigan 2 $ 310,000 $ 155,000 $ 40,000
Ramsey, Minnesota 2 $ 200,000 $ 100,000 $ 0
Missoula, Montana 2 $ 841,000 $ 420,500 $ 180,000
Atlantic, New Jersey 2 $ 434,000 $ 217,000 $ 80,000
Buncombe, North Carolina 2 $ 559,000 $ 279,500 $ 0
Henderson, North Carolina 2 $ 266,000 $ 133,000 $ 0
Lincoln, North Carolina 2 $ 293,000 $ 146,500 $ 0
Mecklenburg, North Carolina 2 $ 546,000 $ 273,000 $ 107,000
New Hanover, North Carolina 2 $ 442,000 $ 221,000 $ 0
Onslow, North Carolina 2 $ 386,000 $ 193,000 $ 69,000
Union, North Carolina 2 $ 441,000 $ 220,500 $ 0
Butler, Ohio 2 $ 395,000 $ 197,500 $ 0
Clackamas, Oregon 2 $ 602,000 $ 301,000 $ 127,000
Deschutes, Oregon 2 $ 464,000 $ 232,000 $ 0
Dauphin, Pennsylvania 2 $ 334,000 $ 167,000 $ 0
Lancaster, South Carolina 2 $ 321,000 $ 160,500 $ 0
Spartanburg, South Carolina 2 $ 208,000 $ 104,000 $ 0
Greene, Tennessee 2 $ 147,000 $ 73,500 $ 0
Bexar, Texas 2 $ 241,000 $ 120,500 $ 66,000
Harris, Texas 2 $ 252,000 $ 126,000 $ 43,000
Travis, Texas 2 $ 410,000 $ 205,000 $ 176,000
Sanpete, Utah 2 $ 244,000 $ 122,000 $ 36,000
Virginia Beach, Virginia 2 $ 372,000 $ 186,000 $ 0
Spokane, Washington 2 $ 545,000 $ 272,500 $ 109,000
Geneva, Alabama 1 $ 85,000 $ 85,000 $ 0
Houston, Alabama 1 $ 116,000 $ 116,000 $ 0
Mobile, Alabama 1 $ 68,000 $ 68,000 $ 0
Shelby, Alabama 1 $ 177,000 $ 177,000 $ 0
Santa Cruz, Arizona 1 $ 211,000 $ 211,000 $ 88,000
Amador, California 1 $ 280,000 $ 280,000 $ 133,000
Butte, California 1 $ 131,000 $ 131,000 $ 0
Humboldt, California 1 $ 416,000 $ 416,000 $ 119,000
Napa, California 1 $ 237,000 $ 237,000 $ 51,000
Stanislaus, California 1 $ 180,000 $ 180,000 $ 89,000
Sutter, California 1 $ 337,000 $ 337,000 $ 85,000
Tehama, California 1 $ 323,000 $ 323,000 $ 55,000
Boulder, Colorado 1 $ 182,000 $ 182,000 $ 0
Delta, Colorado 1 $ 118,000 $ 118,000 $ 0
Douglas, Colorado 1 $ 366,000 $ 366,000 $ 150,000
La Plata, Colorado 1 $ 237,000 $ 237,000 $ 128,000
Mesa, Colorado 1 $ 166,000 $ 166,000 $ 0
Pueblo, Colorado 1 $ 81,000 $ 81,000 $ 58,000
San Miguel, Colorado 1 $ 240,000 $ 240,000 $ 122,000
Hartford, Connecticut 1 $ 230,000 $ 230,000 $ 0
District of Columbia, District Of Columbia 1 $ 201,000 $ 201,000 $ 139,000
Clay, Florida 1 $ 93,000 $ 93,000 $ 0
Collier, Florida 1 $ 300,000 $ 300,000 $ 0
Gadsden, Florida 1 $ 248,000 $ 248,000 $ 57,000
Martin, Florida 1 $ 152,000 $ 152,000 $ 36,000
Pasco, Florida 1 $ 136,000 $ 136,000 $ 0
Pinellas, Florida 1 $ 146,000 $ 146,000 $ 0
Coweta, Georgia 1 $ 99,000 $ 99,000 $ 0
Fayette, Georgia 1 $ 103,000 $ 103,000 $ 0
Hall, Georgia 1 $ 158,000 $ 158,000 $ 0
Paulding, Georgia 1 $ 160,000 $ 160,000 $ 44,000
Bonner, Idaho 1 $ 229,000 $ 229,000 $ 154,000
Gem, Idaho 1 $ 99,000 $ 99,000 $ 0
Jerome, Idaho 1 $ 186,000 $ 186,000 $ 72,000
Lake, Illinois 1 $ 188,000 $ 188,000 $ 0
Will, Illinois 1 $ 122,000 $ 122,000 $ 0
Lake, Indiana 1 $ 187,000 $ 187,000 $ 0
Marion, Indiana 1 $ 105,000 $ 105,000 $ 0
Warrick, Indiana 1 $ 93,000 $ 93,000 $ 0
Hardin, Iowa 1 $ 30,000 $ 30,000 $ 0
Iowa, Iowa 1 $ 61,000 $ 61,000 $ 0
Polk, Iowa 1 $ 108,000 $ 108,000 $ 0
Kenton, Kentucky 1 $ 282,000 $ 282,000 $ 240,000
Cumberland, Maine 1 $ 115,000 $ 115,000 $ 0
Hancock, Maine 1 $ 443,000 $ 443,000 $ 0
Penobscot, Maine 1 $ 68,000 $ 68,000 $ 0
York, Maine 1 $ 400,000 $ 400,000 $ 0
Anne Arundel, Maryland 1 $ 147,000 $ 147,000 $ 0
Berrien, Michigan 1 $ 370,000 $ 370,000 $ 0
Macomb, Michigan 1 $ 134,000 $ 134,000 $ 0
Hinds, Mississippi 1 $ 150,000 $ 150,000 $ 0
Rankin, Mississippi 1 $ 90,000 $ 90,000 $ 0
Gallatin, Montana 1 $ 530,000 $ 530,000 $ 156,000
Sarpy, Nebraska 1 $ 386,000 $ 386,000 $ 110,000
Lyon, Nevada 1 $ 119,000 $ 119,000 $ 0
Carroll, New Hampshire 1 $ 153,000 $ 153,000 $ 0
Coos, New Hampshire 1 $ 71,000 $ 71,000 $ 0
Rockingham, New Hampshire 1 $ 72,000 $ 72,000 $ 0
Cape May, New Jersey 1 $ 459,000 $ 459,000 $ 0
Essex, New Jersey 1 $ 161,000 $ 161,000 $ 0
Hudson, New Jersey 1 $ 470,000 $ 470,000 $ 0
Morris, New Jersey 1 $ 256,000 $ 256,000 $ 0
Ocean, New Jersey 1 $ 518,000 $ 518,000 $ 0
Somerset, New Jersey 1 $ 360,000 $ 360,000 $ 0
Bernalillo, New Mexico 1 $ 159,000 $ 159,000 $ 0
San Juan, New Mexico 1 $ 205,000 $ 205,000 $ 43,000
Brunswick, North Carolina 1 $ 164,000 $ 164,000 $ 0
Cherokee, North Carolina 1 $ 148,000 $ 148,000 $ 0
Durham, North Carolina 1 $ 246,000 $ 246,000 $ 60,000
Wake, North Carolina 1 $ 157,000 $ 157,000 $ 0
Carroll, Ohio 1 $ 92,000 $ 92,000 $ 0
Clark, Ohio 1 $ 169,000 $ 169,000 $ 0
Clermont, Ohio 1 $ 163,000 $ 163,000 $ 0
Fairfield, Ohio 1 $ 119,000 $ 119,000 $ 0
Hamilton, Ohio 1 $ 72,000 $ 72,000 $ 187,000
Lake, Ohio 1 $ 356,000 $ 356,000 $ 215,000
Logan, Ohio 1 $ 359,000 $ 359,000 $ 0
Lorain, Ohio 1 $ 154,000 $ 154,000 $ 0
Lucas, Ohio 1 $ 86,000 $ 86,000 $ 0
Marion, Ohio 1 $ 61,000 $ 61,000 $ 0
Medina, Ohio 1 $ 114,000 $ 114,000 $ 0
Montgomery, Ohio 1 $ 48,000 $ 48,000 $ 0
Morrow, Ohio 1 $ 182,000 $ 182,000 $ 0
Pickaway, Ohio 1 $ 144,000 $ 144,000 $ 0
Portage, Ohio 1 $ 75,000 $ 75,000 $ 0
Lane, Oregon 1 $ 214,000 $ 214,000 $ 166,000
Linn, Oregon 1 $ 123,000 $ 123,000 $ 30,000
Marion, Oregon 1 $ 216,000 $ 216,000 $ 46,000
Washington, Oregon 1 $ 222,000 $ 222,000 $ 76,000
Allegheny, Pennsylvania 1 $ 316,000 $ 316,000 $ 0
Beaver, Pennsylvania 1 $ 189,000 $ 189,000 $ 0
Bucks, Pennsylvania 1 $ 175,000 $ 175,000 $ 0
Cumberland, Pennsylvania 1 $ 88,000 $ 88,000 $ 0
Philadelphia, Pennsylvania 1 $ 825,000 $ 825,000 $ 448,000
Westmoreland, Pennsylvania 1 $ 59,000 $ 59,000 $ 0
Providence, Rhode Island 1 $ 142,000 $ 142,000 $ 0
Anderson, South Carolina 1 $ 150,000 $ 150,000 $ 0
Dorchester, South Carolina 1 $ 179,000 $ 179,000 $ 0
Georgetown, South Carolina 1 $ 184,000 $ 184,000 $ 0
Pickens, South Carolina 1 $ 101,000 $ 101,000 $ 0
Richland, South Carolina 1 $ 77,000 $ 77,000 $ 0
York, South Carolina 1 $ 258,000 $ 258,000 $ 0
Bradley, Tennessee 1 $ 130,000 $ 130,000 $ 0
Maury, Tennessee 1 $ 158,000 $ 158,000 $ 0
Robertson, Tennessee 1 $ 121,000 $ 121,000 $ 0
Sumner, Tennessee 1 $ 338,000 $ 338,000 $ 0
Dallas, Texas 1 $ 176,000 $ 176,000 $ 0
Waller, Texas 1 $ 65,000 $ 65,000 $ 0
Williamson, Texas 1 $ 300,000 $ 300,000 $ 101,000
Wood, Texas 1 $ 79,000 $ 79,000 $ 0
Box Elder, Utah 1 $ 265,000 $ 265,000 $ 55,000
Carbon, Utah 1 $ 95,000 $ 95,000 $ 51,000
Kane, Utah 1 $ 172,000 $ 172,000 $ 52,000
Morgan, Utah 1 $ 332,000 $ 332,000 $ 104,000
Rich, Utah 1 $ 350,000 $ 350,000 $ 240,000
Chesterfield, Virginia 1 $ 109,000 $ 109,000 $ 0
Fairfax, Virginia 1 $ 262,000 $ 262,000 $ 0
Norfolk, Virginia 1 $ 143,000 $ 143,000 $ 79,000
Richmond City, Virginia 1 $ 244,000 $ 244,000 $ 0
Washington, Virginia 1 $ 165,000 $ 165,000 $ 0
Grays Harbor, Washington 1 $ 136,000 $ 136,000 $ 0
Island, Washington 1 $ 222,000 $ 222,000 $ 0
San Juan, Washington 1 $ 271,000 $ 271,000 $ 52,000
Skagit, Washington 1 $ 61,000 $ 61,000 $ 89,000
Yakima, Washington 1 $ 204,000 $ 204,000 $ 0
Dunn, Wisconsin 1 $ 82,000 $ 82,000 $ 0
Vernon, Wisconsin 1 $ 227,000 $ 227,000 $ 0

Mortgage Loan Application Detail Totals for Mutual of Omaha Mortgage in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,665 $503,561,000 $302,000 $2,205,000 $87,000 $1,702,000
Refinancing 862 $275,224,000 $319,000 $2,250,000 $80,000 $991,000
Home Improvement 473 $146,168,000 $309,000 $1,450,000 $105,000 $618,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,960 $582,772,000 $297,000 $2,250,000 $82,000 $1,702,000
Not Provided 448 $168,246,000 $375,000 $1,632,000 $120,000 $1,057,000
Hispanic 390 $107,377,000 $275,000 $825,000 $77,000 $618,000
Asian 97 $35,775,000 $368,000 $1,350,000 $128,000 $925,000
Black or African American 68 $18,018,000 $264,000 $718,000 $46,000 $240,000
Native Hawaiin or Other Pacific Islander 25 $8,701,000 $348,000 $640,000 $102,000 $424,000
American Indian or Alaskan Native 11 $3,701,000 $336,000 $581,000 $109,000 $288,000
Not applicable 1 $363,000 $363,000 $363,000 $84,000 $84,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,601 $549,416,000 $343,000 $2,250,000 $127,000 $1,702,000
FHA-insured (Federal Housing Administration) 1,076 $250,301,000 $232,000 $735,000 $31,000 $502,000
VA-guaranteed (Veterans Administration) 311 $122,369,000 $393,000 $718,000 $87,000 $240,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 12 $2,867,000 $238,000 $399,000 $61,000 $101,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,234 $682,260,000 $305,000 $1,632,000 $88,000 $1,702,000
Application Withdrawn By Applicant 363 $118,060,000 $325,000 $2,250,000 $93,000 $648,000
Application Approved But Not Accepted 236 $80,836,000 $342,000 $2,205,000 $106,000 $1,230,000
Application Denied By Financial Institution 154 $40,747,000 $264,000 $2,100,000 $48,000 $591,000
Loan Purchased By The Institution 7 $965,000 $137,000 $230,000 $0 $0
File Closed For Incompleteness 6 $2,085,000 $347,000 $580,000 $84,000 $206,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 21 $8,336,000 $396,000 $2,100,000 $97,000 $591,000
Collateral 18 $5,314,000 $295,000 $580,000 $78,000 $230,000
Other 15 $3,829,000 $255,000 $417,000 $72,000 $234,000
Credit History 10 $2,896,000 $289,000 $568,000 $82,000 $180,000
Employment History 4 $2,078,000 $519,000 $1,131,000 $139,000 $422,000
Insufficient Cash (Downpayment, Closing Cost) 4 $1,677,000 $419,000 $855,000 $143,000 $227,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Mutual of Omaha Mortgage's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Mutual of Omaha Mortgage's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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